Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2005-03-31 (YTD Data)Rank
Total interest income$890,0006,076
Total interest expense$246,0006,008
Net interest income$644,0006,008
Provision for loan and lease losses$6,0005,706
Total noninterest income$114,0005,400
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$52,0004,904
Trading account gains and fees$0115
Additional Noninterest Income$62,0004,706
Total noninterest expense$347,0007,119
Salaries and employee benefits$194,0007,062
Premises and equipment expense$32,0007,605
Additional noninterest expense$121,0006,644
Pre-tax net operating income$405,0004,245
Securities gains (losses)$01,685
Applicable income taxes$147,0003,137
Income before extraordinary items$258,0004,778
Extraordinary gains, net$024
Net income$258,0004,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$2,700,000287
Sale, conversion, retirement of capital stock, net$0491
Net operating income$258,0004,741
2004-12-31 (YTD Data)Rank
Total interest income$3,663,0005,836
Total interest expense$988,0005,693
Net interest income$2,675,0005,784
Provision for loan and lease losses$6,0007,145
Total noninterest income$295,0006,442
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$220,0005,027
Trading account gains and fees$0138
Additional Noninterest Income$75,0006,883
Total noninterest expense$1,408,0007,053
Salaries and employee benefits$738,0007,153
Premises and equipment expense$127,0007,619
Additional noninterest expense$543,0006,311
Pre-tax net operating income$1,556,0004,155
Securities gains (losses)$03,819
Applicable income taxes$557,0003,159
Income before extraordinary items$999,0004,712
Extraordinary gains, net$034
Net income$999,0004,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,277
Cash dividends$875,0002,574
Sale, conversion, retirement of capital stock, net$0872
Net operating income$999,0004,636
2004-09-30 (YTD Data)Rank
Total interest income$2,700,0005,881
Total interest expense$749,0005,630
Net interest income$1,951,0005,873
Provision for loan and lease losses$6,0006,914
Total noninterest income$225,0006,447
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$165,0005,072
Trading account gains and fees$0134
Additional Noninterest Income$60,0006,801
Total noninterest expense$1,079,0006,965
Salaries and employee benefits$568,0007,037
Premises and equipment expense$96,0007,602
Additional noninterest expense$415,0006,202
Pre-tax net operating income$1,091,0004,404
Securities gains (losses)$03,710
Applicable income taxes$387,0003,363
Income before extraordinary items$704,0004,946
Extraordinary gains, net$026
Net income$704,0004,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,357
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$704,0004,855
2004-06-30 (YTD Data)Rank
Total interest income$1,788,0005,903
Total interest expense$508,0005,603
Net interest income$1,280,0005,938
Provision for loan and lease losses$6,0006,548
Total noninterest income$147,0006,500
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$109,0005,084
Trading account gains and fees$0130
Additional Noninterest Income$38,0006,883
Total noninterest expense$723,0006,997
Salaries and employee benefits$379,0007,084
Premises and equipment expense$61,0007,711
Additional noninterest expense$283,0006,159
Pre-tax net operating income$698,0004,459
Securities gains (losses)$03,413
Applicable income taxes$246,0003,415
Income before extraordinary items$452,0004,990
Extraordinary gains, net$021
Net income$452,0004,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,450
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$452,0004,905
2004-03-31 (YTD Data)Rank
Total interest income$917,0005,868
Total interest expense$259,0005,616
Net interest income$658,0005,836
Provision for loan and lease losses$6,0005,941
Total noninterest income$71,0006,540
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$48,0005,292
Trading account gains and fees$0121
Additional Noninterest Income$23,0006,579
Total noninterest expense$365,0007,012
Salaries and employee benefits$186,0007,176
Premises and equipment expense$33,0007,611
Additional noninterest expense$146,0006,092
Pre-tax net operating income$358,0004,367
Securities gains (losses)$02,934
Applicable income taxes$126,0003,404
Income before extraordinary items$232,0004,953
Extraordinary gains, net$016
Net income$232,0004,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,014
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$232,0004,831
2003-12-31 (YTD Data)Rank
Total interest income$4,052,0005,599
Total interest expense$1,395,0005,107
Net interest income$2,657,0005,692
Provision for loan and lease losses$30,0006,766
Total noninterest income$262,0006,871
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$225,0005,003
Trading account gains and fees$0160
Additional Noninterest Income$37,0007,907
Total noninterest expense$1,410,0007,049
Salaries and employee benefits$745,0007,128
Premises and equipment expense$175,0007,087
Additional noninterest expense$490,0006,603
Pre-tax net operating income$1,479,0004,157
Securities gains (losses)$04,500
Applicable income taxes$515,0003,324
Income before extraordinary items$964,0004,744
Extraordinary gains, net$054
Net income$964,0004,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,116
Cash dividends$800,0002,674
Sale, conversion, retirement of capital stock, net$0868
Net operating income$964,0004,576
2003-09-30 (YTD Data)Rank
Total interest income$3,096,0005,594
Total interest expense$1,089,0005,111
Net interest income$2,007,0005,703
Provision for loan and lease losses$30,0006,386
Total noninterest income$196,0006,912
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$170,0005,015
Trading account gains and fees$0153
Additional Noninterest Income$26,0008,003
Total noninterest expense$1,068,0007,032
Salaries and employee benefits$570,0007,046
Premises and equipment expense$132,0007,088
Additional noninterest expense$366,0006,603
Pre-tax net operating income$1,105,0004,295
Securities gains (losses)$04,204
Applicable income taxes$395,0003,437
Income before extraordinary items$710,0004,963
Extraordinary gains, net$040
Net income$710,0004,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,344
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$710,0004,767
2003-06-30 (YTD Data)Rank
Total interest income$2,073,0005,621
Total interest expense$751,0005,130
Net interest income$1,322,0005,733
Provision for loan and lease losses$30,0005,740
Total noninterest income$127,0006,961
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$109,0005,055
Trading account gains and fees$0150
Additional Noninterest Income$18,0007,952
Total noninterest expense$704,0007,070
Salaries and employee benefits$380,0007,080
Premises and equipment expense$85,0007,152
Additional noninterest expense$239,0006,656
Pre-tax net operating income$715,0004,370
Securities gains (losses)$03,782
Applicable income taxes$248,0003,563
Income before extraordinary items$467,0004,976
Extraordinary gains, net$030
Net income$467,0004,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,282
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$467,0004,770
2003-03-31 (YTD Data)Rank
Total interest income$1,058,0005,588
Total interest expense$384,0005,152
Net interest income$674,0005,665
Provision for loan and lease losses$22,0005,127
Total noninterest income$60,0007,024
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$52,0005,093
Trading account gains and fees$0134
Additional Noninterest Income$8,0008,105
Total noninterest expense$347,0007,141
Salaries and employee benefits$186,0007,150
Premises and equipment expense$42,0007,220
Additional noninterest expense$119,0006,675
Pre-tax net operating income$365,0004,274
Securities gains (losses)$02,891
Applicable income taxes$125,0003,551
Income before extraordinary items$240,0004,816
Extraordinary gains, net$021
Net income$240,0004,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,123
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$240,0004,627
2002-12-31 (YTD Data)Rank
Total interest income$4,621,0005,447
Total interest expense$1,924,0004,928
Net interest income$2,697,0005,653
Provision for loan and lease losses$120,0005,330
Total noninterest income$291,0006,525
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$210,0005,091
Trading account gains and fees$0153
Additional Noninterest Income$81,0006,848
Total noninterest expense$1,416,0007,027
Salaries and employee benefits$764,0007,027
Premises and equipment expense$163,0007,269
Additional noninterest expense$489,0006,568
Pre-tax net operating income$1,452,0004,203
Securities gains (losses)$04,537
Applicable income taxes$494,0003,470
Income before extraordinary items$958,0004,709
Extraordinary gains, net$070
Net income$958,0004,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,499
Cash dividends$850,0002,538
Sale, conversion, retirement of capital stock, net$0862
Net operating income$958,0004,589
2001-12-31 (YTD Data)Rank
Total interest income$5,588,0005,233
Total interest expense$2,798,0004,996
Net interest income$2,790,0005,328
Provision for loan and lease losses$6,0008,054
Total noninterest income$304,0006,391
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$151,0005,787
Trading account gains and fees$0177
Additional Noninterest Income$153,0005,514
Total noninterest expense$1,345,0007,132
Salaries and employee benefits$726,0007,093
Premises and equipment expense$155,0007,436
Additional noninterest expense$464,0006,683
Pre-tax net operating income$1,743,0003,503
Securities gains (losses)$04,612
Applicable income taxes$605,0002,955
Income before extraordinary items$1,138,0003,944
Extraordinary gains, net$0105
Net income$1,138,0003,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,658
Cash dividends$2,800,000984
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,138,0003,808
2000-12-31 (YTD Data)Rank
Total interest income$5,734,0005,241
Total interest expense$2,759,0005,230
Net interest income$2,975,0005,190
Provision for loan and lease losses$08,337
Total noninterest income$223,0007,045
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$160,0005,624
Trading account gains and feesNANA
Additional Noninterest Income$63,0007,397
Total noninterest expense$1,248,0007,374
Salaries and employee benefits$744,0007,000
Premises and equipment expense$160,0007,430
Additional noninterest expense$344,0007,594
Pre-tax net operating income$1,950,0003,395
Securities gains (losses)$01,956
Applicable income taxes$679,0002,853
Income before extraordinary items$1,271,0003,698
Extraordinary gains, net$038
Net income$1,271,0003,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,600
Cash dividends$850,0002,553
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,271,0003,686
1999-12-31 (YTD Data)Rank
Total interest income$5,474,0005,255
Total interest expense$2,510,0005,182
Net interest income$2,964,0005,210
Provision for loan and lease losses$18,0007,756
Total noninterest income$214,0007,330
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0005,898
Trading account gains and feesNANA
Additional Noninterest Income$67,0007,520
Total noninterest expense$1,199,0007,568
Salaries and employee benefits$701,0007,231
Premises and equipment expense$101,0008,608
Additional noninterest expense$397,0007,298
Pre-tax net operating income$1,961,0003,393
Securities gains (losses)$03,155
Applicable income taxes$682,0002,954
Income before extraordinary items$1,279,0003,679
Extraordinary gains, net$035
Net income$1,279,0003,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,730
Cash dividends$900,0002,448
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,279,0003,643
1998-12-31 (YTD Data)Rank
Total interest income$5,615,0005,229
Total interest expense$2,518,0005,339
Net interest income$3,097,0005,019
Provision for loan and lease losses$36,0007,078
Total noninterest income$217,0007,373
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$143,0006,047
Trading account gains and feesNANA
Additional Noninterest Income$74,0007,363
Total noninterest expense$1,164,0007,642
Salaries and employee benefits$669,0007,375
Premises and equipment expense$108,0008,537
Additional noninterest expense$387,0007,327
Pre-tax net operating income$2,114,0003,196
Securities gains (losses)$04,449
Applicable income taxes$750,0002,878
Income before extraordinary items$1,364,0003,524
Extraordinary gains, net$032
Net income$1,364,0003,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0009,285
Cash dividends$800,0002,583
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,364,0003,429
1997-12-31 (YTD Data)Rank
Total interest income$5,434,0005,458
Total interest expense$2,488,0005,432
Net interest income$2,946,0005,377
Provision for loan and lease losses$36,0007,137
Total noninterest income$202,0007,815
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0006,373
Trading account gains and feesNANA
Additional Noninterest Income$63,0007,914
Total noninterest expense$1,113,0007,967
Salaries and employee benefits$650,0007,603
Premises and equipment expense$103,0008,887
Additional noninterest expense$360,0007,707
Pre-tax net operating income$1,999,0003,534
Securities gains (losses)$03,944
Applicable income taxes$718,0003,177
Income before extraordinary items$1,281,0003,844
Extraordinary gains, net$044
Net income$1,281,0003,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,034
Cash dividends$750,0002,657
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,281,0003,778
1996-12-31 (YTD Data)Rank
Total interest income$5,220,0005,759
Total interest expense$2,530,0005,462
Net interest income$2,690,0005,897
Provision for loan and lease losses$36,0007,135
Total noninterest income$192,0008,339
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0006,881
Trading account gains and feesNANA
Additional Noninterest Income$63,0008,357
Total noninterest expense$1,068,0008,448
Salaries and employee benefits$609,0008,070
Premises and equipment expense$127,0008,603
Additional noninterest expense$332,0008,551
Pre-tax net operating income$1,778,0003,772
Securities gains (losses)$04,148
Applicable income taxes$644,0003,386
Income before extraordinary items$1,134,0004,059
Extraordinary gains, net$053
Net income$1,134,0004,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$750,0002,610
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,134,0004,002
1995-12-31 (YTD Data)Rank
Total interest income$4,605,0006,344
Total interest expense$2,275,0005,934
Net interest income$2,330,0006,619
Provision for loan and lease losses$12,0008,132
Total noninterest income$174,0008,894
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$122,0007,271
Trading account gains and feesNANA
Additional Noninterest Income$52,0009,130
Total noninterest expense$1,010,0008,905
Salaries and employee benefits$553,0008,698
Premises and equipment expense$110,0009,315
Additional noninterest expense$347,0008,723
Pre-tax net operating income$1,482,0004,498
Securities gains (losses)$03,831
Applicable income taxes$519,0004,082
Income before extraordinary items$963,0004,739
Extraordinary gains, net$065
Net income$963,0004,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,680
Cash dividends$1,350,0001,621
Sale, conversion, retirement of capital stock, net$0809
Net operating income$963,0004,731
1994-12-31 (YTD Data)Rank
Total interest income$3,914,0006,809
Total interest expense$1,549,0006,756
Net interest income$2,365,0006,727
Provision for loan and lease losses$20,0007,754
Total noninterest income$177,0009,158
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0007,593
Trading account gains and feesNANA
Additional Noninterest Income$57,0009,251
Total noninterest expense$1,006,0009,321
Salaries and employee benefits$525,0009,161
Premises and equipment expense$49,00011,666
Additional noninterest expense$432,0008,508
Pre-tax net operating income$1,516,0004,375
Securities gains (losses)$03,600
Applicable income taxes$512,0003,986
Income before extraordinary items$1,004,0004,533
Extraordinary gains, net$0249
Net income$1,004,0004,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$150,0006,052
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,004,0004,578
1993-12-31 (YTD Data)Rank
Total interest income$3,505,0007,530
Total interest expense$1,256,0008,056
Net interest income$2,249,0007,039
Provision for loan and lease losses$35,0008,215
Total noninterest income$259,0008,229
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$111,0008,082
Trading account gains and feesNANA
Additional Noninterest Income$148,0006,604
Total noninterest expense$971,0009,860
Salaries and employee benefits$502,0009,649
Premises and equipment expense$81,00011,115
Additional noninterest expense$388,0009,393
Pre-tax net operating income$1,502,0004,319
Securities gains (losses)$48,0003,456
Applicable income taxes$527,0003,990
Income before extraordinary items$1,023,0004,612
Extraordinary gains, net$03,149
Net income$1,023,0004,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0008,917
Cash dividends$350,0003,982
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$991,3204,494
1992-12-31 (YTD Data)Rank
Total interest income$3,986,0007,527
Total interest expense$1,598,0008,207
Net interest income$2,388,0006,813
Provision for loan and lease losses$120,0006,707
Total noninterest income$156,00010,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$103,0008,425
Trading account gains and feesNANA
Additional Noninterest Income$53,00010,222
Total noninterest expense$983,00010,055
Salaries and employee benefits$481,0009,968
Premises and equipment expense$85,00011,297
Additional noninterest expense$417,0009,367
Pre-tax net operating income$1,441,0004,193
Securities gains (losses)$08,369
Applicable income taxes$456,0004,314
Income before extraordinary items$985,0004,569
Extraordinary gains, net$01,422
Net income$985,0004,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0009,186
Cash dividends$250,0004,445
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$985,0004,240

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.