Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 2,104 |
| Total interest expense | $1,399,000 | 2,281 |
| Net interest income | $2,826,000 | 1,934 |
| Provision for loan and lease losses | $431,000 | 1,933 |
| Total noninterest income | $1,065,000 | 1,216 |
| Gross Fiduciary activities income | $10,000 | 991 |
| Service charges on deposit accounts | $656,000 | 618 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $399,000 | 1,621 |
| Total noninterest expense | $3,227,000 | 1,563 |
| Salaries and employee benefits | $1,476,000 | 1,760 |
| Premises and equipment expense | $340,000 | 2,054 |
| Additional noninterest expense | $1,411,000 | 1,174 |
| Pre-tax net operating income | $233,000 | 3,782 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $82,000 | 2,381 |
| Income before extraordinary items | $151,000 | 4,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $151,000 | 4,346 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $151,000 | 4,346 |
| Net charge-offs | $170,000 | 2,300 |
| Cash dividends | $187,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $151,000 | 4,180 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,163,000 | 1,988 |
| Total interest expense | $7,036,000 | 2,197 |
| Net interest income | $12,127,000 | 1,843 |
| Provision for loan and lease losses | $1,748,000 | 1,971 |
| Total noninterest income | $3,823,000 | 1,310 |
| Gross Fiduciary activities income | $87,000 | 906 |
| Service charges on deposit accounts | $3,003,000 | 575 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $733,000 | 2,581 |
| Total noninterest expense | $12,432,000 | 1,573 |
| Salaries and employee benefits | $5,914,000 | 1,729 |
| Premises and equipment expense | $1,397,000 | 1,952 |
| Additional noninterest expense | $5,121,000 | 1,239 |
| Pre-tax net operating income | $1,770,000 | 2,714 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $628,000 | 1,621 |
| Income before extraordinary items | $1,142,000 | 3,029 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,142,000 | 3,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,497,000 | 1,566 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,142,000 | 3,169 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,556,000 | 2,002 |
| Total interest expense | $5,497,000 | 2,202 |
| Net interest income | $9,059,000 | 1,867 |
| Provision for loan and lease losses | $999,000 | 1,825 |
| Total noninterest income | $3,023,000 | 1,302 |
| Gross Fiduciary activities income | $69,000 | 893 |
| Service charges on deposit accounts | $2,197,000 | 599 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $757,000 | 2,188 |
| Total noninterest expense | $9,214,000 | 1,582 |
| Salaries and employee benefits | $4,478,000 | 1,735 |
| Premises and equipment expense | $1,062,000 | 1,923 |
| Additional noninterest expense | $3,674,000 | 1,248 |
| Pre-tax net operating income | $1,869,000 | 2,415 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $640,000 | 1,623 |
| Income before extraordinary items | $1,229,000 | 2,713 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,229,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $790,000 | 1,502 |
| Cash dividends | $562,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,229,000 | 2,853 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,761,000 | 2,026 |
| Total interest expense | $3,852,000 | 2,183 |
| Net interest income | $5,909,000 | 1,906 |
| Provision for loan and lease losses | $505,000 | 1,898 |
| Total noninterest income | $1,983,000 | 1,338 |
| Gross Fiduciary activities income | $45,000 | 912 |
| Service charges on deposit accounts | $1,406,000 | 604 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $532,000 | 2,139 |
| Total noninterest expense | $6,117,000 | 1,590 |
| Salaries and employee benefits | $2,976,000 | 1,759 |
| Premises and equipment expense | $702,000 | 1,927 |
| Additional noninterest expense | $2,439,000 | 1,220 |
| Pre-tax net operating income | $1,270,000 | 2,492 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $411,000 | 1,841 |
| Income before extraordinary items | $859,000 | 2,906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $859,000 | 2,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,569 |
| Cash dividends | $375,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $859,000 | 2,857 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,904,000 | 2,079 |
| Total interest expense | $2,059,000 | 2,190 |
| Net interest income | $2,845,000 | 1,964 |
| Provision for loan and lease losses | $253,000 | 1,571 |
| Total noninterest income | $1,023,000 | 1,314 |
| Gross Fiduciary activities income | $22,000 | 935 |
| Service charges on deposit accounts | $665,000 | 639 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $336,000 | 1,831 |
| Total noninterest expense | $2,988,000 | 1,626 |
| Salaries and employee benefits | $1,481,000 | 1,776 |
| Premises and equipment expense | $354,000 | 1,922 |
| Additional noninterest expense | $1,153,000 | 1,247 |
| Pre-tax net operating income | $627,000 | 2,619 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $179,000 | 2,108 |
| Income before extraordinary items | $448,000 | 2,937 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $448,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,582 |
| Cash dividends | $187,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $448,000 | 2,850 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,139,000 | 2,082 |
| Total interest expense | $8,810,000 | 2,144 |
| Net interest income | $11,329,000 | 2,002 |
| Provision for loan and lease losses | $1,882,000 | 886 |
| Total noninterest income | $5,232,000 | 1,067 |
| Gross Fiduciary activities income | $74,000 | 953 |
| Service charges on deposit accounts | $2,841,000 | 616 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,317,000 | 1,235 |
| Total noninterest expense | $12,015,000 | 1,534 |
| Salaries and employee benefits | $6,355,000 | 1,594 |
| Premises and equipment expense | $1,229,000 | 2,120 |
| Additional noninterest expense | $4,431,000 | 1,274 |
| Pre-tax net operating income | $2,664,000 | 2,689 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $529,000 | 2,666 |
| Income before extraordinary items | $2,135,000 | 2,683 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,135,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,746,000 | 676 |
| Cash dividends | $804,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 432 |
| Net operating income | $2,135,000 | 2,674 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,961,000 | 2,105 |
| Total interest expense | $6,551,000 | 2,159 |
| Net interest income | $8,410,000 | 2,044 |
| Provision for loan and lease losses | $739,000 | 1,165 |
| Total noninterest income | $2,979,000 | 1,307 |
| Gross Fiduciary activities income | $52,000 | 962 |
| Service charges on deposit accounts | $2,069,000 | 621 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $858,000 | 2,029 |
| Total noninterest expense | $8,416,000 | 1,626 |
| Salaries and employee benefits | $4,305,000 | 1,750 |
| Premises and equipment expense | $910,000 | 2,124 |
| Additional noninterest expense | $3,201,000 | 1,276 |
| Pre-tax net operating income | $2,234,000 | 2,644 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $818,000 | 1,884 |
| Income before extraordinary items | $1,416,000 | 3,099 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,416,000 | 3,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $617,000 | 913 |
| Cash dividends | $597,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 321 |
| Net operating income | $1,416,000 | 3,086 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,775,000 | 2,150 |
| Total interest expense | $4,304,000 | 2,193 |
| Net interest income | $5,471,000 | 2,116 |
| Provision for loan and lease losses | $456,000 | 1,104 |
| Total noninterest income | $1,972,000 | 1,342 |
| Gross Fiduciary activities income | $30,000 | 998 |
| Service charges on deposit accounts | $1,349,000 | 645 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $593,000 | 2,000 |
| Total noninterest expense | $5,585,000 | 1,651 |
| Salaries and employee benefits | $2,826,000 | 1,818 |
| Premises and equipment expense | $613,000 | 2,116 |
| Additional noninterest expense | $2,146,000 | 1,288 |
| Pre-tax net operating income | $1,402,000 | 2,799 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $519,000 | 2,007 |
| Income before extraordinary items | $883,000 | 3,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $883,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 999 |
| Cash dividends | $394,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 295 |
| Net operating income | $883,000 | 3,282 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 2,181 |
| Total interest expense | $2,091,000 | 2,240 |
| Net interest income | $2,692,000 | 2,153 |
| Provision for loan and lease losses | $228,000 | 1,048 |
| Total noninterest income | $942,000 | 1,370 |
| Gross Fiduciary activities income | $14,000 | 1,006 |
| Service charges on deposit accounts | $633,000 | 666 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $295,000 | 1,983 |
| Total noninterest expense | $2,745,000 | 1,690 |
| Salaries and employee benefits | $1,405,000 | 1,830 |
| Premises and equipment expense | $296,000 | 2,208 |
| Additional noninterest expense | $1,044,000 | 1,289 |
| Pre-tax net operating income | $661,000 | 2,918 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $245,000 | 2,116 |
| Income before extraordinary items | $416,000 | 3,397 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $416,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,260 |
| Cash dividends | $197,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $416,000 | 3,376 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,766,000 | 2,196 |
| Total interest expense | $6,869,000 | 2,324 |
| Net interest income | $10,897,000 | 2,133 |
| Provision for loan and lease losses | $639,000 | 1,528 |
| Total noninterest income | $4,158,000 | 1,262 |
| Gross Fiduciary activities income | $80,000 | 965 |
| Service charges on deposit accounts | $2,569,000 | 684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,509,000 | 1,661 |
| Total noninterest expense | $10,287,000 | 1,737 |
| Salaries and employee benefits | $5,256,000 | 1,853 |
| Premises and equipment expense | $1,028,000 | 2,408 |
| Additional noninterest expense | $4,003,000 | 1,330 |
| Pre-tax net operating income | $4,129,000 | 2,209 |
| Securities gains (losses) | $-21,000 | 7,568 |
| Applicable income taxes | $1,436,000 | 1,735 |
| Income before extraordinary items | $2,672,000 | 2,482 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,672,000 | 2,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,109 |
| Cash dividends | $787,000 | 3,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,685,650 | 2,453 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,021,000 | 2,237 |
| Total interest expense | $4,866,000 | 2,369 |
| Net interest income | $8,155,000 | 2,148 |
| Provision for loan and lease losses | $463,000 | 1,481 |
| Total noninterest income | $3,051,000 | 1,300 |
| Gross Fiduciary activities income | $47,000 | 996 |
| Service charges on deposit accounts | $1,903,000 | 704 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,101,000 | 1,689 |
| Total noninterest expense | $7,540,000 | 1,761 |
| Salaries and employee benefits | $3,800,000 | 1,912 |
| Premises and equipment expense | $742,000 | 2,497 |
| Additional noninterest expense | $2,998,000 | 1,335 |
| Pre-tax net operating income | $3,203,000 | 2,212 |
| Securities gains (losses) | $-22,000 | 7,876 |
| Applicable income taxes | $1,117,000 | 1,744 |
| Income before extraordinary items | $2,064,000 | 2,499 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,064,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,147 |
| Cash dividends | $589,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,078,300 | 2,472 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,426,000 | 2,263 |
| Total interest expense | $3,058,000 | 2,395 |
| Net interest income | $5,368,000 | 2,175 |
| Provision for loan and lease losses | $358,000 | 1,284 |
| Total noninterest income | $2,052,000 | 1,286 |
| Gross Fiduciary activities income | $38,000 | 990 |
| Service charges on deposit accounts | $1,218,000 | 724 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $796,000 | 1,605 |
| Total noninterest expense | $5,032,000 | 1,760 |
| Salaries and employee benefits | $2,517,000 | 1,936 |
| Premises and equipment expense | $487,000 | 2,541 |
| Additional noninterest expense | $2,028,000 | 1,321 |
| Pre-tax net operating income | $2,030,000 | 2,278 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $692,000 | 1,859 |
| Income before extraordinary items | $1,338,000 | 2,558 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,338,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 1,242 |
| Cash dividends | $390,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,338,000 | 2,539 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,066,000 | 2,286 |
| Total interest expense | $1,439,000 | 2,408 |
| Net interest income | $2,627,000 | 2,223 |
| Provision for loan and lease losses | $195,000 | 1,170 |
| Total noninterest income | $1,017,000 | 1,265 |
| Gross Fiduciary activities income | $19,000 | 994 |
| Service charges on deposit accounts | $547,000 | 772 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $451,000 | 1,446 |
| Total noninterest expense | $2,374,000 | 1,878 |
| Salaries and employee benefits | $1,206,000 | 2,041 |
| Premises and equipment expense | $236,000 | 2,603 |
| Additional noninterest expense | $932,000 | 1,415 |
| Pre-tax net operating income | $1,075,000 | 2,153 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $397,000 | 1,664 |
| Income before extraordinary items | $678,000 | 2,506 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $678,000 | 2,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 989 |
| Cash dividends | $191,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $678,000 | 2,490 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,484,000 | 2,283 |
| Total interest expense | $4,484,000 | 2,420 |
| Net interest income | $10,000,000 | 2,214 |
| Provision for loan and lease losses | $681,000 | 1,471 |
| Total noninterest income | $3,249,000 | 1,505 |
| Gross Fiduciary activities income | $68,000 | 1,004 |
| Service charges on deposit accounts | $2,045,000 | 849 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,136,000 | 2,036 |
| Total noninterest expense | $8,894,000 | 1,896 |
| Salaries and employee benefits | $4,675,000 | 1,968 |
| Premises and equipment expense | $982,000 | 2,407 |
| Additional noninterest expense | $3,237,000 | 1,574 |
| Pre-tax net operating income | $3,674,000 | 2,360 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,341,000 | 1,843 |
| Income before extraordinary items | $2,333,000 | 2,738 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,333,000 | 2,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,313 |
| Cash dividends | $759,000 | 2,925 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 534 |
| Net operating income | $2,333,000 | 2,695 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,577,000 | 2,301 |
| Total interest expense | $3,170,000 | 2,432 |
| Net interest income | $7,407,000 | 2,218 |
| Provision for loan and lease losses | $537,000 | 1,320 |
| Total noninterest income | $2,418,000 | 1,514 |
| Gross Fiduciary activities income | $47,000 | 999 |
| Service charges on deposit accounts | $1,505,000 | 871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $866,000 | 2,009 |
| Total noninterest expense | $6,592,000 | 1,904 |
| Salaries and employee benefits | $3,543,000 | 1,930 |
| Premises and equipment expense | $736,000 | 2,395 |
| Additional noninterest expense | $2,313,000 | 1,613 |
| Pre-tax net operating income | $2,696,000 | 2,423 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $966,000 | 1,929 |
| Income before extraordinary items | $1,730,000 | 2,778 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,730,000 | 2,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,201 |
| Cash dividends | $567,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 400 |
| Net operating income | $1,730,000 | 2,748 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 2,313 |
| Total interest expense | $2,012,000 | 2,415 |
| Net interest income | $4,820,000 | 2,249 |
| Provision for loan and lease losses | $366,000 | 1,284 |
| Total noninterest income | $1,540,000 | 1,561 |
| Gross Fiduciary activities income | $34,000 | 998 |
| Service charges on deposit accounts | $961,000 | 892 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $545,000 | 2,062 |
| Total noninterest expense | $4,354,000 | 1,904 |
| Salaries and employee benefits | $2,353,000 | 1,928 |
| Premises and equipment expense | $484,000 | 2,404 |
| Additional noninterest expense | $1,517,000 | 1,625 |
| Pre-tax net operating income | $1,640,000 | 2,564 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $598,000 | 2,010 |
| Income before extraordinary items | $1,042,000 | 2,996 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,042,000 | 2,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,589 |
| Cash dividends | $377,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 286 |
| Net operating income | $1,042,000 | 2,954 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,321,000 | 2,325 |
| Total interest expense | $949,000 | 2,438 |
| Net interest income | $2,372,000 | 2,267 |
| Provision for loan and lease losses | $220,000 | 1,052 |
| Total noninterest income | $726,000 | 1,601 |
| Gross Fiduciary activities income | $17,000 | 1,005 |
| Service charges on deposit accounts | $437,000 | 933 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $272,000 | 2,017 |
| Total noninterest expense | $2,133,000 | 1,942 |
| Salaries and employee benefits | $1,181,000 | 1,937 |
| Premises and equipment expense | $243,000 | 2,414 |
| Additional noninterest expense | $709,000 | 1,740 |
| Pre-tax net operating income | $745,000 | 2,719 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $270,000 | 2,140 |
| Income before extraordinary items | $475,000 | 3,162 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $475,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,641 |
| Cash dividends | $185,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 154 |
| Net operating income | $475,000 | 3,122 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,152,000 | 2,366 |
| Total interest expense | $3,057,000 | 2,590 |
| Net interest income | $9,095,000 | 2,246 |
| Provision for loan and lease losses | $764,000 | 1,336 |
| Total noninterest income | $2,853,000 | 1,676 |
| Gross Fiduciary activities income | $43,000 | 1,083 |
| Service charges on deposit accounts | $1,884,000 | 925 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $926,000 | 2,262 |
| Total noninterest expense | $8,229,000 | 1,950 |
| Salaries and employee benefits | $4,410,000 | 1,976 |
| Premises and equipment expense | $924,000 | 2,469 |
| Additional noninterest expense | $2,895,000 | 1,689 |
| Pre-tax net operating income | $2,955,000 | 2,624 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $1,044,000 | 2,078 |
| Income before extraordinary items | $1,910,000 | 3,035 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,910,000 | 3,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,647 |
| Cash dividends | $627,000 | 3,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,910,650 | 2,974 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,882,000 | 2,392 |
| Total interest expense | $2,204,000 | 2,629 |
| Net interest income | $6,678,000 | 2,261 |
| Provision for loan and lease losses | $468,000 | 1,531 |
| Total noninterest income | $2,132,000 | 1,690 |
| Gross Fiduciary activities income | $27,000 | 1,102 |
| Service charges on deposit accounts | $1,425,000 | 919 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $680,000 | 2,310 |
| Total noninterest expense | $6,228,000 | 1,928 |
| Salaries and employee benefits | $3,354,000 | 1,946 |
| Premises and equipment expense | $681,000 | 2,478 |
| Additional noninterest expense | $2,193,000 | 1,649 |
| Pre-tax net operating income | $2,114,000 | 2,746 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $798,000 | 2,105 |
| Income before extraordinary items | $1,315,000 | 3,321 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,315,000 | 3,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 1,793 |
| Cash dividends | $470,000 | 2,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,315,640 | 3,234 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,776,000 | 2,429 |
| Total interest expense | $1,395,000 | 2,733 |
| Net interest income | $4,381,000 | 2,283 |
| Provision for loan and lease losses | $289,000 | 1,643 |
| Total noninterest income | $1,408,000 | 1,695 |
| Gross Fiduciary activities income | $17,000 | 1,116 |
| Service charges on deposit accounts | $916,000 | 947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $475,000 | 2,276 |
| Total noninterest expense | $4,102,000 | 1,953 |
| Salaries and employee benefits | $2,232,000 | 1,954 |
| Premises and equipment expense | $435,000 | 2,581 |
| Additional noninterest expense | $1,435,000 | 1,673 |
| Pre-tax net operating income | $1,398,000 | 2,726 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $527,000 | 2,115 |
| Income before extraordinary items | $871,000 | 3,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $871,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 1,706 |
| Cash dividends | $314,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $871,000 | 3,209 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 2,479 |
| Total interest expense | $683,000 | 2,804 |
| Net interest income | $2,141,000 | 2,326 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $686,000 | 1,692 |
| Gross Fiduciary activities income | $8,000 | 1,128 |
| Service charges on deposit accounts | $419,000 | 1,024 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $259,000 | 2,077 |
| Total noninterest expense | $2,020,000 | 1,981 |
| Salaries and employee benefits | $1,090,000 | 2,020 |
| Premises and equipment expense | $215,000 | 2,628 |
| Additional noninterest expense | $715,000 | 1,661 |
| Pre-tax net operating income | $707,000 | 2,684 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $261,000 | 2,124 |
| Income before extraordinary items | $446,000 | 3,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $446,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,873 |
| Cash dividends | $157,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $446,000 | 3,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,143,000 | 2,559 |
| Total interest expense | $2,943,000 | 2,923 |
| Net interest income | $8,200,000 | 2,381 |
| Provision for loan and lease losses | $614,000 | 1,811 |
| Total noninterest income | $2,589,000 | 1,896 |
| Gross Fiduciary activities income | $31,000 | 1,169 |
| Service charges on deposit accounts | $1,656,000 | 1,038 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $902,000 | 2,541 |
| Total noninterest expense | $7,422,000 | 2,121 |
| Salaries and employee benefits | $3,924,000 | 2,166 |
| Premises and equipment expense | $845,000 | 2,623 |
| Additional noninterest expense | $2,653,000 | 1,816 |
| Pre-tax net operating income | $2,753,000 | 2,683 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $995,000 | 2,181 |
| Income before extraordinary items | $1,758,000 | 3,151 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,758,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 2,074 |
| Cash dividends | $527,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,758,000 | 3,008 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,324,000 | 2,602 |
| Total interest expense | $2,259,000 | 2,945 |
| Net interest income | $6,065,000 | 2,421 |
| Provision for loan and lease losses | $434,000 | 1,912 |
| Total noninterest income | $1,923,000 | 1,968 |
| Gross Fiduciary activities income | $11,000 | 1,277 |
| Service charges on deposit accounts | $1,213,000 | 1,072 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $699,000 | 2,561 |
| Total noninterest expense | $5,515,000 | 2,152 |
| Salaries and employee benefits | $2,974,000 | 2,151 |
| Premises and equipment expense | $616,000 | 2,712 |
| Additional noninterest expense | $1,925,000 | 1,864 |
| Pre-tax net operating income | $2,039,000 | 2,810 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $760,000 | 2,275 |
| Income before extraordinary items | $1,279,000 | 3,328 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,279,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,056 |
| Cash dividends | $396,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,279,000 | 3,168 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,533,000 | 2,636 |
| Total interest expense | $1,542,000 | 2,964 |
| Net interest income | $3,991,000 | 2,438 |
| Provision for loan and lease losses | $294,000 | 1,899 |
| Total noninterest income | $1,312,000 | 1,911 |
| Gross Fiduciary activities income | $6,000 | 1,307 |
| Service charges on deposit accounts | $818,000 | 1,055 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $488,000 | 2,470 |
| Total noninterest expense | $3,639,000 | 2,158 |
| Salaries and employee benefits | $1,955,000 | 2,171 |
| Premises and equipment expense | $407,000 | 2,719 |
| Additional noninterest expense | $1,277,000 | 1,879 |
| Pre-tax net operating income | $1,370,000 | 2,796 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $508,000 | 2,290 |
| Income before extraordinary items | $862,000 | 3,318 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $862,000 | 3,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,946 |
| Cash dividends | $264,000 | 3,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $862,000 | 3,145 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,746,000 | 2,666 |
| Total interest expense | $787,000 | 2,985 |
| Net interest income | $1,959,000 | 2,481 |
| Provision for loan and lease losses | $140,000 | 1,874 |
| Total noninterest income | $620,000 | 1,949 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $383,000 | 1,080 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $234,000 | 2,458 |
| Total noninterest expense | $1,834,000 | 2,139 |
| Salaries and employee benefits | $985,000 | 2,146 |
| Premises and equipment expense | $201,000 | 2,744 |
| Additional noninterest expense | $648,000 | 1,813 |
| Pre-tax net operating income | $605,000 | 3,061 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $232,000 | 2,450 |
| Income before extraordinary items | $373,000 | 3,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $373,000 | 3,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,011 |
| Cash dividends | $132,000 | 2,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $373,000 | 3,473 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,638,000 | 2,626 |
| Total interest expense | $4,003,000 | 2,748 |
| Net interest income | $7,635,000 | 2,508 |
| Provision for loan and lease losses | $731,000 | 1,759 |
| Total noninterest income | $2,466,000 | 1,812 |
| Gross Fiduciary activities income | $26,000 | 1,229 |
| Service charges on deposit accounts | $1,657,000 | 969 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $783,000 | 2,536 |
| Total noninterest expense | $6,960,000 | 2,160 |
| Salaries and employee benefits | $3,566,000 | 2,244 |
| Premises and equipment expense | $829,000 | 2,603 |
| Additional noninterest expense | $2,565,000 | 1,811 |
| Pre-tax net operating income | $2,410,000 | 2,967 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $909,000 | 2,376 |
| Income before extraordinary items | $1,501,000 | 3,505 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,501,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 1,923 |
| Cash dividends | $488,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $1,165,000 | 357 |
| Net operating income | $1,501,000 | 3,398 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,283,000 | 2,758 |
| Total interest expense | $5,740,000 | 2,779 |
| Net interest income | $6,543,000 | 2,726 |
| Provision for loan and lease losses | $700,000 | 1,661 |
| Total noninterest income | $1,574,000 | 2,420 |
| Gross Fiduciary activities income | $21,000 | 1,296 |
| Service charges on deposit accounts | $932,000 | 1,611 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $621,000 | 2,773 |
| Total noninterest expense | $5,977,000 | 2,385 |
| Salaries and employee benefits | $3,162,000 | 2,374 |
| Premises and equipment expense | $709,000 | 2,919 |
| Additional noninterest expense | $2,106,000 | 2,131 |
| Pre-tax net operating income | $1,440,000 | 3,963 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $535,000 | 3,209 |
| Income before extraordinary items | $905,000 | 4,551 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $905,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 2,147 |
| Cash dividends | $502,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $905,000 | 4,439 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,744,000 | 4,722 |
| Total interest expense | $3,158,000 | 4,728 |
| Net interest income | $3,586,000 | 4,525 |
| Provision for loan and lease losses | $231,000 | 3,445 |
| Total noninterest income | $740,000 | 3,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $474,000 | 2,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,175 |
| Total noninterest expense | $3,360,000 | 3,853 |
| Salaries and employee benefits | $1,695,000 | 3,962 |
| Premises and equipment expense | $464,000 | 4,026 |
| Additional noninterest expense | $1,201,000 | 3,427 |
| Pre-tax net operating income | $735,000 | 6,099 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $184,000 | 5,557 |
| Income before extraordinary items | $551,000 | 6,076 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $551,000 | 6,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,511 |
| Cash dividends | $328,000 | 4,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $551,000 | 6,078 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 5,275 |
| Total interest expense | $2,384,000 | 5,356 |
| Net interest income | $3,062,000 | 5,085 |
| Provision for loan and lease losses | $164,000 | 4,070 |
| Total noninterest income | $635,000 | 4,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 4,208 |
| Total noninterest expense | $2,800,000 | 4,471 |
| Salaries and employee benefits | $1,342,000 | 4,750 |
| Premises and equipment expense | $396,000 | 4,571 |
| Additional noninterest expense | $1,062,000 | 3,823 |
| Pre-tax net operating income | $733,000 | 6,196 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $245,000 | 5,264 |
| Income before extraordinary items | $484,000 | 6,526 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $484,000 | 6,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $486,640 | 6,501 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,953,000 | 5,711 |
| Total interest expense | $2,217,000 | 5,807 |
| Net interest income | $2,736,000 | 5,503 |
| Provision for loan and lease losses | $89,000 | 5,400 |
| Total noninterest income | $447,000 | 5,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,877 |
| Total noninterest expense | $2,178,000 | 5,265 |
| Salaries and employee benefits | $1,134,000 | 5,284 |
| Premises and equipment expense | $257,000 | 5,860 |
| Additional noninterest expense | $787,000 | 4,738 |
| Pre-tax net operating income | $916,000 | 5,683 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $307,000 | 5,109 |
| Income before extraordinary items | $609,000 | 6,007 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $609,000 | 6,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,228 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $609,000 | 5,904 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,479,000 | 6,249 |
| Total interest expense | $1,959,000 | 6,343 |
| Net interest income | $2,520,000 | 6,024 |
| Provision for loan and lease losses | $103,000 | 5,098 |
| Total noninterest income | $323,000 | 6,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,144 |
| Total noninterest expense | $1,755,000 | 6,169 |
| Salaries and employee benefits | $933,000 | 6,137 |
| Premises and equipment expense | $239,000 | 6,223 |
| Additional noninterest expense | $583,000 | 5,918 |
| Pre-tax net operating income | $985,000 | 5,875 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $333,000 | 5,448 |
| Income before extraordinary items | $652,000 | 6,106 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $652,000 | 6,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $345,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $652,000 | 6,064 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 6,953 |
| Total interest expense | $1,743,000 | 6,973 |
| Net interest income | $2,173,000 | 6,816 |
| Provision for loan and lease losses | $103,000 | 5,016 |
| Total noninterest income | $267,000 | 7,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,983 |
| Total noninterest expense | $1,453,000 | 7,245 |
| Salaries and employee benefits | $808,000 | 6,940 |
| Premises and equipment expense | $188,000 | 7,257 |
| Additional noninterest expense | $457,000 | 7,407 |
| Pre-tax net operating income | $884,000 | 6,147 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $300,000 | 5,830 |
| Income before extraordinary items | $584,000 | 6,369 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $584,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $425,000 | 3,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $584,000 | 6,297 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 7,514 |
| Total interest expense | $1,544,000 | 7,574 |
| Net interest income | $1,987,000 | 7,348 |
| Provision for loan and lease losses | $105,000 | 4,483 |
| Total noninterest income | $224,000 | 8,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,676 |
| Total noninterest expense | $1,182,000 | 8,265 |
| Salaries and employee benefits | $696,000 | 7,736 |
| Premises and equipment expense | $129,000 | 8,826 |
| Additional noninterest expense | $357,000 | 8,631 |
| Pre-tax net operating income | $924,000 | 6,305 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $318,000 | 5,799 |
| Income before extraordinary items | $606,000 | 6,582 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $606,000 | 6,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $320,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $606,000 | 6,567 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 7,709 |
| Total interest expense | $1,238,000 | 7,758 |
| Net interest income | $2,002,000 | 7,569 |
| Provision for loan and lease losses | $113,000 | 4,290 |
| Total noninterest income | $226,000 | 8,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $1,166,000 | 8,739 |
| Salaries and employee benefits | $615,000 | 8,515 |
| Premises and equipment expense | $135,000 | 8,947 |
| Additional noninterest expense | $416,000 | 8,662 |
| Pre-tax net operating income | $949,000 | 6,174 |
| Securities gains (losses) | $-108,000 | 11,573 |
| Applicable income taxes | $295,000 | 5,938 |
| Income before extraordinary items | $546,000 | 6,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $546,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,717 |
| Cash dividends | $320,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $616,200 | 6,486 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 8,269 |
| Total interest expense | $1,233,000 | 8,137 |
| Net interest income | $1,806,000 | 8,234 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,775 |
| Total noninterest expense | $1,034,000 | 9,584 |
| Salaries and employee benefits | $569,000 | 9,059 |
| Premises and equipment expense | $141,000 | 9,145 |
| Additional noninterest expense | $324,000 | 10,135 |
| Pre-tax net operating income | $959,000 | 6,072 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $302,000 | 6,065 |
| Income before extraordinary items | $658,000 | 6,372 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $658,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $320,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $657,310 | 6,140 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 8,561 |
| Total interest expense | $1,365,000 | 8,978 |
| Net interest income | $1,883,000 | 8,096 |
| Provision for loan and lease losses | $74,000 | 8,124 |
| Total noninterest income | $220,000 | 9,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $941,000 | 10,253 |
| Salaries and employee benefits | $558,000 | 9,200 |
| Premises and equipment expense | $116,000 | 10,180 |
| Additional noninterest expense | $267,000 | 11,321 |
| Pre-tax net operating income | $1,088,000 | 5,302 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $334,000 | 5,534 |
| Income before extraordinary items | $754,000 | 5,613 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $754,000 | 5,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $320,000 | 3,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $754,000 | 5,277 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.