Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,532,000 | 4,757 |
| Total interest expense | $2,911,000 | 4,840 |
| Net interest income | $3,621,000 | 4,605 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $433,000 | 5,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,896 |
| Total noninterest expense | $2,365,000 | 5,004 |
| Salaries and employee benefits | $1,168,000 | 5,216 |
| Premises and equipment expense | $344,000 | 4,964 |
| Additional noninterest expense | $853,000 | 4,507 |
| Pre-tax net operating income | $1,569,000 | 4,316 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $418,000 | 4,747 |
| Income before extraordinary items | $1,151,000 | 4,197 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,151,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,783 |
| Cash dividends | $2,600,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,151,000 | 4,139 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 4,827 |
| Total interest expense | $2,874,000 | 4,967 |
| Net interest income | $3,688,000 | 4,622 |
| Provision for loan and lease losses | $85,000 | 5,471 |
| Total noninterest income | $433,000 | 5,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,227 |
| Total noninterest expense | $2,642,000 | 4,801 |
| Salaries and employee benefits | $1,229,000 | 5,093 |
| Premises and equipment expense | $320,000 | 5,333 |
| Additional noninterest expense | $1,093,000 | 4,079 |
| Pre-tax net operating income | $1,394,000 | 4,592 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $305,000 | 5,774 |
| Income before extraordinary items | $1,089,000 | 4,188 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,089,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,212 |
| Cash dividends | $900,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,089,000 | 4,128 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,499,000 | 4,855 |
| Total interest expense | $2,846,000 | 5,001 |
| Net interest income | $3,653,000 | 4,683 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $403,000 | 5,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,546 |
| Total noninterest expense | $3,031,000 | 4,251 |
| Salaries and employee benefits | $1,205,000 | 5,198 |
| Premises and equipment expense | $350,000 | 5,024 |
| Additional noninterest expense | $1,476,000 | 3,128 |
| Pre-tax net operating income | $1,025,000 | 5,892 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $257,000 | 6,541 |
| Income before extraordinary items | $768,000 | 5,605 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $768,000 | 5,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 11,762 |
| Cash dividends | $1,500,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $768,000 | 5,591 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,065,000 | 4,819 |
| Total interest expense | $2,245,000 | 5,086 |
| Net interest income | $3,820,000 | 4,559 |
| Provision for loan and lease losses | $-619,000 | 12,489 |
| Total noninterest income | $447,000 | 5,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,830 |
| Total noninterest expense | $3,182,000 | 4,193 |
| Salaries and employee benefits | $1,252,000 | 5,053 |
| Premises and equipment expense | $329,000 | 5,325 |
| Additional noninterest expense | $1,601,000 | 3,124 |
| Pre-tax net operating income | $1,704,000 | 3,955 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $401,000 | 4,753 |
| Income before extraordinary items | $1,325,000 | 3,534 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,325,000 | 3,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 11,945 |
| Cash dividends | $1,530,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,308,060 | 3,612 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,916,000 | 5,864 |
| Total interest expense | $1,804,000 | 6,323 |
| Net interest income | $3,112,000 | 5,499 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $305,000 | 7,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,719 |
| Total noninterest expense | $2,294,000 | 5,677 |
| Salaries and employee benefits | $1,025,000 | 5,987 |
| Premises and equipment expense | $254,000 | 6,618 |
| Additional noninterest expense | $1,015,000 | 4,862 |
| Pre-tax net operating income | $1,123,000 | 5,435 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $307,000 | 5,986 |
| Income before extraordinary items | $836,000 | 5,381 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $836,000 | 5,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-457,000 | 13,221 |
| Cash dividends | $1,056,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $821,400 | 5,220 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 9,492 |
| Total interest expense | $1,190,000 | 9,640 |
| Net interest income | $1,532,000 | 9,174 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $182,000 | 9,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $1,137,000 | 9,342 |
| Salaries and employee benefits | $559,000 | 9,189 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $475,000 | 8,697 |
| Pre-tax net operating income | $577,000 | 7,879 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $151,000 | 8,593 |
| Income before extraordinary items | $443,000 | 7,800 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $443,000 | 7,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 4,493 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $430,250 | 7,572 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.