Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,169,000 | 5,699 |
| Total interest expense | $1,535,000 | 5,170 |
| Net interest income | $2,634,000 | 5,904 |
| Provision for loan and lease losses | $5,000 | 6,973 |
| Total noninterest income | $301,000 | 6,322 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $206,000 | 4,969 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $95,000 | 6,482 |
| Total noninterest expense | $1,428,000 | 7,013 |
| Salaries and employee benefits | $786,000 | 6,979 |
| Premises and equipment expense | $146,000 | 7,321 |
| Additional noninterest expense | $496,000 | 6,604 |
| Pre-tax net operating income | $1,502,000 | 4,375 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $516,000 | 3,325 |
| Income before extraordinary items | $986,000 | 4,871 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $986,000 | 4,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $8,000,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $986,000 | 4,837 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 5,650 |
| Total interest expense | $1,076,000 | 5,245 |
| Net interest income | $2,078,000 | 5,777 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $226,000 | 6,346 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $151,000 | 5,056 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 6,410 |
| Total noninterest expense | $1,070,000 | 7,012 |
| Salaries and employee benefits | $588,000 | 6,978 |
| Premises and equipment expense | $111,000 | 7,309 |
| Additional noninterest expense | $371,000 | 6,581 |
| Pre-tax net operating income | $1,229,000 | 4,250 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $423,000 | 3,235 |
| Income before extraordinary items | $806,000 | 4,735 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $806,000 | 4,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $8,000,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $806,000 | 4,701 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 5,582 |
| Total interest expense | $634,000 | 5,418 |
| Net interest income | $1,474,000 | 5,555 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $133,000 | 6,569 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $34,000 | 7,018 |
| Total noninterest expense | $721,000 | 6,995 |
| Salaries and employee benefits | $394,000 | 6,958 |
| Premises and equipment expense | $71,000 | 7,389 |
| Additional noninterest expense | $256,000 | 6,462 |
| Pre-tax net operating income | $881,000 | 4,046 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $305,000 | 3,080 |
| Income before extraordinary items | $576,000 | 4,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $576,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $8,000,000 | 240 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $576,000 | 4,465 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 5,583 |
| Total interest expense | $262,000 | 5,847 |
| Net interest income | $788,000 | 5,365 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $69,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $51,000 | 4,944 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $387,000 | 6,856 |
| Salaries and employee benefits | $210,000 | 6,858 |
| Premises and equipment expense | $35,000 | 7,470 |
| Additional noninterest expense | $142,000 | 6,189 |
| Pre-tax net operating income | $470,000 | 3,840 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $163,000 | 2,965 |
| Income before extraordinary items | $307,000 | 4,305 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $307,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $8,000,000 | 135 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $307,000 | 4,259 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 5,267 |
| Total interest expense | $1,039,000 | 5,551 |
| Net interest income | $3,338,000 | 5,067 |
| Provision for loan and lease losses | $92,000 | 5,144 |
| Total noninterest income | $281,000 | 6,544 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $239,000 | 4,837 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,000 | 7,684 |
| Total noninterest expense | $1,351,000 | 7,167 |
| Salaries and employee benefits | $724,000 | 7,196 |
| Premises and equipment expense | $149,000 | 7,339 |
| Additional noninterest expense | $478,000 | 6,684 |
| Pre-tax net operating income | $2,176,000 | 3,325 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $773,000 | 2,587 |
| Income before extraordinary items | $1,403,000 | 3,803 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,403,000 | 3,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,915 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,403,000 | 3,743 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 5,251 |
| Total interest expense | $779,000 | 5,518 |
| Net interest income | $2,504,000 | 5,058 |
| Provision for loan and lease losses | $58,000 | 5,208 |
| Total noninterest income | $216,000 | 6,541 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $181,000 | 4,846 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $1,021,000 | 7,121 |
| Salaries and employee benefits | $542,000 | 7,158 |
| Premises and equipment expense | $111,000 | 7,326 |
| Additional noninterest expense | $368,000 | 6,577 |
| Pre-tax net operating income | $1,641,000 | 3,383 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $578,000 | 2,638 |
| Income before extraordinary items | $1,063,000 | 3,872 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,063,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,087 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,063,000 | 3,789 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 5,303 |
| Total interest expense | $518,000 | 5,547 |
| Net interest income | $1,643,000 | 5,106 |
| Provision for loan and lease losses | $57,000 | 4,557 |
| Total noninterest income | $154,000 | 6,408 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $119,000 | 4,892 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $33,000 | 7,099 |
| Total noninterest expense | $677,000 | 7,183 |
| Salaries and employee benefits | $372,000 | 7,138 |
| Premises and equipment expense | $67,000 | 7,546 |
| Additional noninterest expense | $238,000 | 6,693 |
| Pre-tax net operating income | $1,063,000 | 3,392 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $373,000 | 2,683 |
| Income before extraordinary items | $690,000 | 3,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $690,000 | 3,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $690,000 | 3,794 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 5,391 |
| Total interest expense | $258,000 | 5,627 |
| Net interest income | $800,000 | 5,217 |
| Provision for loan and lease losses | $32,000 | 4,015 |
| Total noninterest income | $83,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $62,000 | 4,721 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $354,000 | 7,093 |
| Salaries and employee benefits | $201,000 | 6,973 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $120,000 | 6,670 |
| Pre-tax net operating income | $497,000 | 3,538 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $176,000 | 2,798 |
| Income before extraordinary items | $321,000 | 4,090 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $321,000 | 4,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $321,000 | 3,947 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 5,446 |
| Total interest expense | $1,136,000 | 5,750 |
| Net interest income | $3,092,000 | 5,216 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $333,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $264,000 | 4,619 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $69,000 | 7,124 |
| Total noninterest expense | $1,313,000 | 7,241 |
| Salaries and employee benefits | $711,000 | 7,265 |
| Premises and equipment expense | $164,000 | 7,207 |
| Additional noninterest expense | $438,000 | 6,916 |
| Pre-tax net operating income | $2,072,000 | 3,313 |
| Securities gains (losses) | $25,000 | 3,074 |
| Applicable income taxes | $744,000 | 2,670 |
| Income before extraordinary items | $1,353,000 | 3,819 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,353,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,958 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,336,750 | 3,686 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 5,516 |
| Total interest expense | $880,000 | 5,789 |
| Net interest income | $2,276,000 | 5,284 |
| Provision for loan and lease losses | $32,000 | 6,346 |
| Total noninterest income | $226,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $196,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 7,851 |
| Total noninterest expense | $991,000 | 7,223 |
| Salaries and employee benefits | $537,000 | 7,197 |
| Premises and equipment expense | $122,000 | 7,243 |
| Additional noninterest expense | $332,000 | 6,878 |
| Pre-tax net operating income | $1,479,000 | 3,543 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $534,000 | 2,917 |
| Income before extraordinary items | $964,000 | 4,075 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $964,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,469 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $951,840 | 3,935 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 5,626 |
| Total interest expense | $609,000 | 5,789 |
| Net interest income | $1,461,000 | 5,408 |
| Provision for loan and lease losses | $23,000 | 6,223 |
| Total noninterest income | $150,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $130,000 | 4,653 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $668,000 | 7,221 |
| Salaries and employee benefits | $368,000 | 7,158 |
| Premises and equipment expense | $76,000 | 7,385 |
| Additional noninterest expense | $224,000 | 6,843 |
| Pre-tax net operating income | $920,000 | 3,702 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $337,000 | 3,021 |
| Income before extraordinary items | $602,000 | 4,287 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $602,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,044 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $589,840 | 4,145 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 5,699 |
| Total interest expense | $313,000 | 5,808 |
| Net interest income | $709,000 | 5,514 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $88,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 4,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $357,000 | 7,070 |
| Salaries and employee benefits | $197,000 | 7,018 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $123,000 | 6,572 |
| Pre-tax net operating income | $440,000 | 3,811 |
| Securities gains (losses) | $19,000 | 1,926 |
| Applicable income taxes | $165,000 | 3,046 |
| Income before extraordinary items | $294,000 | 4,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $294,000 | 4,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $281,840 | 4,220 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,415,000 | 5,596 |
| Total interest expense | $1,534,000 | 5,655 |
| Net interest income | $2,881,000 | 5,406 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $305,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $251,000 | 4,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,501 |
| Total noninterest expense | $1,271,000 | 7,319 |
| Salaries and employee benefits | $690,000 | 7,312 |
| Premises and equipment expense | $159,000 | 7,321 |
| Additional noninterest expense | $422,000 | 6,997 |
| Pre-tax net operating income | $1,885,000 | 3,570 |
| Securities gains (losses) | $51,000 | 2,387 |
| Applicable income taxes | $691,000 | 2,877 |
| Income before extraordinary items | $1,245,000 | 3,981 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,245,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,212,360 | 3,952 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 5,360 |
| Total interest expense | $2,640,000 | 5,205 |
| Net interest income | $2,736,000 | 5,395 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $234,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $167,000 | 5,549 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $67,000 | 7,208 |
| Total noninterest expense | $1,250,000 | 7,328 |
| Salaries and employee benefits | $671,000 | 7,327 |
| Premises and equipment expense | $162,000 | 7,325 |
| Additional noninterest expense | $417,000 | 7,020 |
| Pre-tax net operating income | $1,720,000 | 3,524 |
| Securities gains (losses) | $129,000 | 1,533 |
| Applicable income taxes | $659,000 | 2,792 |
| Income before extraordinary items | $1,190,000 | 3,836 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,190,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,995 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,107,440 | 3,891 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 5,374 |
| Total interest expense | $2,752,000 | 5,238 |
| Net interest income | $2,759,000 | 5,453 |
| Provision for loan and lease losses | $6,000 | 8,107 |
| Total noninterest income | $221,000 | 7,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,328 |
| Total noninterest expense | $1,222,000 | 7,443 |
| Salaries and employee benefits | $678,000 | 7,298 |
| Premises and equipment expense | $160,000 | 7,430 |
| Additional noninterest expense | $384,000 | 7,281 |
| Pre-tax net operating income | $1,752,000 | 3,630 |
| Securities gains (losses) | $34,000 | 814 |
| Applicable income taxes | $659,000 | 2,927 |
| Income before extraordinary items | $1,127,000 | 4,030 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,127,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,105,240 | 4,089 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 5,542 |
| Total interest expense | $2,429,000 | 5,286 |
| Net interest income | $2,618,000 | 5,650 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $213,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,811 |
| Total noninterest expense | $1,243,000 | 7,456 |
| Salaries and employee benefits | $665,000 | 7,418 |
| Premises and equipment expense | $171,000 | 7,309 |
| Additional noninterest expense | $407,000 | 7,204 |
| Pre-tax net operating income | $1,518,000 | 4,059 |
| Securities gains (losses) | $19,000 | 1,429 |
| Applicable income taxes | $559,000 | 3,381 |
| Income before extraordinary items | $978,000 | 4,503 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $978,000 | 4,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $965,840 | 4,492 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,369,000 | 5,396 |
| Total interest expense | $2,595,000 | 5,227 |
| Net interest income | $2,774,000 | 5,447 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $221,000 | 7,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 5,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,511 |
| Total noninterest expense | $1,200,000 | 7,550 |
| Salaries and employee benefits | $655,000 | 7,450 |
| Premises and equipment expense | $159,000 | 7,459 |
| Additional noninterest expense | $386,000 | 7,338 |
| Pre-tax net operating income | $1,795,000 | 3,638 |
| Securities gains (losses) | $105,000 | 1,239 |
| Applicable income taxes | $678,000 | 3,104 |
| Income before extraordinary items | $1,222,000 | 3,870 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,222,000 | 3,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,154,800 | 3,960 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,401,000 | 5,480 |
| Total interest expense | $2,521,000 | 5,381 |
| Net interest income | $2,880,000 | 5,475 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $237,000 | 7,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,457 |
| Total noninterest expense | $1,280,000 | 7,409 |
| Salaries and employee benefits | $714,000 | 7,241 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $397,000 | 7,376 |
| Pre-tax net operating income | $1,837,000 | 3,797 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $690,000 | 3,275 |
| Income before extraordinary items | $1,167,000 | 4,149 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,167,000 | 4,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $1,500,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,154,200 | 4,130 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 5,713 |
| Total interest expense | $2,469,000 | 5,558 |
| Net interest income | $2,790,000 | 5,746 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $238,000 | 7,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,053 |
| Total noninterest expense | $1,228,000 | 7,905 |
| Salaries and employee benefits | $700,000 | 7,532 |
| Premises and equipment expense | $160,000 | 7,826 |
| Additional noninterest expense | $368,000 | 8,171 |
| Pre-tax net operating income | $1,800,000 | 3,724 |
| Securities gains (losses) | $46,000 | 1,386 |
| Applicable income taxes | $601,000 | 3,581 |
| Income before extraordinary items | $1,245,000 | 3,761 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,245,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,214,180 | 3,783 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 5,954 |
| Total interest expense | $2,453,000 | 5,648 |
| Net interest income | $2,580,000 | 6,166 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $229,000 | 8,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $1,338,000 | 7,765 |
| Salaries and employee benefits | $709,000 | 7,669 |
| Premises and equipment expense | $154,000 | 8,169 |
| Additional noninterest expense | $475,000 | 7,473 |
| Pre-tax net operating income | $1,471,000 | 4,525 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $449,000 | 4,533 |
| Income before extraordinary items | $1,035,000 | 4,457 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,035,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,025,900 | 4,486 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 6,219 |
| Total interest expense | $1,798,000 | 6,081 |
| Net interest income | $2,629,000 | 6,217 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $236,000 | 8,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $1,522,000 | 7,537 |
| Salaries and employee benefits | $752,000 | 7,509 |
| Premises and equipment expense | $199,000 | 7,444 |
| Additional noninterest expense | $571,000 | 7,251 |
| Pre-tax net operating income | $1,303,000 | 4,936 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $349,000 | 5,287 |
| Income before extraordinary items | $959,000 | 4,677 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $959,000 | 4,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $955,350 | 4,736 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,525,000 | 6,279 |
| Total interest expense | $1,742,000 | 6,509 |
| Net interest income | $2,783,000 | 6,005 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $252,000 | 8,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,126 |
| Total noninterest expense | $1,492,000 | 7,865 |
| Salaries and employee benefits | $724,000 | 7,834 |
| Premises and equipment expense | $198,000 | 7,726 |
| Additional noninterest expense | $570,000 | 7,596 |
| Pre-tax net operating income | $1,543,000 | 4,212 |
| Securities gains (losses) | $134,000 | 2,119 |
| Applicable income taxes | $456,000 | 4,544 |
| Income before extraordinary items | $1,221,000 | 3,947 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,221,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $2,500,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,123,180 | 4,034 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,262,000 | 6,129 |
| Total interest expense | $2,330,000 | 6,332 |
| Net interest income | $2,932,000 | 5,826 |
| Provision for loan and lease losses | $43,000 | 9,374 |
| Total noninterest income | $223,000 | 8,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $1,470,000 | 8,030 |
| Salaries and employee benefits | $694,000 | 8,041 |
| Premises and equipment expense | $195,000 | 7,943 |
| Additional noninterest expense | $581,000 | 7,681 |
| Pre-tax net operating income | $1,642,000 | 3,728 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $411,000 | 4,684 |
| Income before extraordinary items | $1,256,000 | 3,653 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,256,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 8,614 |
| Cash dividends | $2,500,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,237,250 | 3,428 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.