Home > First Nashua State Bank > Income and Expense

First Nashua State Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$2,905,0007,632
Total interest expense$1,742,0006,672
Net interest income$1,163,0008,412
Provision for loan and lease losses$08,652
Total noninterest income$94,0009,115
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$69,0007,566
Trading account gains and feesNANA
Additional Noninterest Income$25,0009,238
Total noninterest expense$777,0008,849
Salaries and employee benefits$527,0008,188
Premises and equipment expense$109,0008,510
Additional noninterest expense$141,0009,747
Pre-tax net operating income$480,0007,480
Securities gains (losses)$04,449
Applicable income taxes$58,0008,195
Income before extraordinary items$422,0007,081
Extraordinary gains, net$032
Net income$422,0007,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$422,0006,986
1997-12-31 (YTD Data)Rank
Total interest income$3,009,0007,743
Total interest expense$1,825,0006,619
Net interest income$1,184,0008,717
Provision for loan and lease losses$08,829
Total noninterest income$131,0008,881
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$66,0007,983
Trading account gains and feesNANA
Additional Noninterest Income$65,0007,858
Total noninterest expense$831,0008,928
Salaries and employee benefits$557,0008,201
Premises and equipment expense$128,0008,292
Additional noninterest expense$146,00010,043
Pre-tax net operating income$484,0008,009
Securities gains (losses)$-7,0009,846
Applicable income taxes$95,0008,486
Income before extraordinary items$382,0007,761
Extraordinary gains, net$044
Net income$382,0007,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,336
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$387,6007,670
1996-12-31 (YTD Data)Rank
Total interest income$2,895,0008,138
Total interest expense$1,846,0006,739
Net interest income$1,049,0009,418
Provision for loan and lease losses$09,041
Total noninterest income$273,0007,285
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$58,0008,618
Trading account gains and feesNANA
Additional Noninterest Income$215,0004,984
Total noninterest expense$729,0009,707
Salaries and employee benefits$474,0009,068
Premises and equipment expense$117,0008,867
Additional noninterest expense$138,00010,704
Pre-tax net operating income$593,0007,455
Securities gains (losses)$04,148
Applicable income taxes$141,0008,010
Income before extraordinary items$452,0007,215
Extraordinary gains, net$053
Net income$452,0007,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,286
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$452,0007,172
1995-12-31 (YTD Data)Rank
Total interest income$2,784,0008,512
Total interest expense$1,832,0006,827
Net interest income$952,00010,074
Provision for loan and lease losses$08,958
Total noninterest income$74,00010,860
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0008,893
Trading account gains and feesNANA
Additional Noninterest Income$13,00011,328
Total noninterest expense$708,00010,150
Salaries and employee benefits$424,0009,745
Premises and equipment expense$118,0009,102
Additional noninterest expense$166,00010,864
Pre-tax net operating income$318,0009,620
Securities gains (losses)$1,0003,512
Applicable income taxes$32,00010,549
Income before extraordinary items$287,0009,067
Extraordinary gains, net$065
Net income$287,0009,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$286,1009,050
1994-12-31 (YTD Data)Rank
Total interest income$2,564,0008,799
Total interest expense$1,466,0006,990
Net interest income$1,098,00010,073
Provision for loan and lease losses$09,146
Total noninterest income$346,0006,717
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$70,0008,998
Trading account gains and feesNANA
Additional Noninterest Income$276,0004,334
Total noninterest expense$757,00010,432
Salaries and employee benefits$423,00010,073
Premises and equipment expense$128,0009,152
Additional noninterest expense$206,00011,069
Pre-tax net operating income$687,0007,473
Securities gains (losses)$03,600
Applicable income taxes$170,0007,925
Income before extraordinary items$517,0007,176
Extraordinary gains, net$0249
Net income$517,0007,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,696
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$517,0007,209
1993-12-31 (YTD Data)Rank
Total interest income$2,627,0008,952
Total interest expense$1,521,0007,146
Net interest income$1,106,00010,386
Provision for loan and lease losses$-34,00012,660
Total noninterest income$258,0008,241
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$65,0009,505
Trading account gains and feesNANA
Additional Noninterest Income$193,0005,775
Total noninterest expense$739,00010,969
Salaries and employee benefits$401,00010,622
Premises and equipment expense$109,00010,160
Additional noninterest expense$229,00011,340
Pre-tax net operating income$659,0007,577
Securities gains (losses)$07,477
Applicable income taxes$151,0008,625
Income before extraordinary items$508,0007,478
Extraordinary gains, net$03,149
Net income$508,0007,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,00012,190
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$508,0007,234
1992-12-31 (YTD Data)Rank
Total interest income$3,107,0008,789
Total interest expense$1,836,0007,520
Net interest income$1,271,00010,059
Provision for loan and lease losses$-100,00013,702
Total noninterest income$130,00010,919
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$59,0009,957
Trading account gains and feesNANA
Additional Noninterest Income$71,0009,237
Total noninterest expense$719,00011,417
Salaries and employee benefits$451,00010,298
Premises and equipment expense$43,00012,949
Additional noninterest expense$225,00011,889
Pre-tax net operating income$782,0006,653
Securities gains (losses)$2,0007,695
Applicable income taxes$178,0008,017
Income before extraordinary items$606,0006,533
Extraordinary gains, net$01,422
Net income$606,0006,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,00013,490
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$604,4606,177

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.