Home > First Mutual Bank > Income and Expense
First Mutual Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $78,171,000 | 550 |
| Total interest expense | $38,631,000 | 523 |
| Net interest income | $39,540,000 | 576 |
| Provision for loan and lease losses | $2,300,000 | 751 |
| Total noninterest income | $5,833,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $777,000 | 2,193 |
| Trading account gains and fees | $185,000 | 101 |
| Additional Noninterest Income | $4,871,000 | 696 |
| Total noninterest expense | $28,205,000 | 668 |
| Salaries and employee benefits | $16,357,000 | 593 |
| Premises and equipment expense | $2,775,000 | 938 |
| Additional noninterest expense | $9,073,000 | 638 |
| Pre-tax net operating income | $14,868,000 | 595 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,938,000 | 554 |
| Income before extraordinary items | $9,930,000 | 656 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,930,000 | 654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $972,000 | 1,045 |
| Cash dividends | $13,485,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $685,000 | 484 |
| Net operating income | $9,930,000 | 648 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $58,953,000 | 545 |
| Total interest expense | $29,134,000 | 523 |
| Net interest income | $29,819,000 | 570 |
| Provision for loan and lease losses | $816,000 | 1,068 |
| Total noninterest income | $4,739,000 | 904 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $588,000 | 2,152 |
| Trading account gains and fees | $185,000 | 106 |
| Additional Noninterest Income | $3,966,000 | 657 |
| Total noninterest expense | $21,919,000 | 629 |
| Salaries and employee benefits | $12,780,000 | 570 |
| Premises and equipment expense | $2,104,000 | 922 |
| Additional noninterest expense | $7,035,000 | 599 |
| Pre-tax net operating income | $11,823,000 | 603 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,024,000 | 550 |
| Income before extraordinary items | $7,799,000 | 667 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,799,000 | 665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,079 |
| Cash dividends | $12,585,000 | 286 |
| Sale, conversion, retirement of capital stock, net | $540,000 | 394 |
| Net operating income | $7,799,000 | 655 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $39,329,000 | 562 |
| Total interest expense | $19,677,000 | 525 |
| Net interest income | $19,652,000 | 592 |
| Provision for loan and lease losses | $360,000 | 1,334 |
| Total noninterest income | $3,795,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $395,000 | 2,142 |
| Trading account gains and fees | $116,000 | 107 |
| Additional Noninterest Income | $3,284,000 | 581 |
| Total noninterest expense | $14,974,000 | 627 |
| Salaries and employee benefits | $8,657,000 | 578 |
| Premises and equipment expense | $1,445,000 | 913 |
| Additional noninterest expense | $4,872,000 | 592 |
| Pre-tax net operating income | $8,113,000 | 617 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,773,000 | 558 |
| Income before extraordinary items | $5,340,000 | 687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,340,000 | 686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 970 |
| Cash dividends | $1,875,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $372,000 | 340 |
| Net operating income | $5,340,000 | 675 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $19,933,000 | 553 |
| Total interest expense | $9,864,000 | 511 |
| Net interest income | $10,069,000 | 579 |
| Provision for loan and lease losses | $201,000 | 1,151 |
| Total noninterest income | $2,150,000 | 714 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $187,000 | 2,167 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,963,000 | 505 |
| Total noninterest expense | $7,331,000 | 646 |
| Salaries and employee benefits | $4,339,000 | 582 |
| Premises and equipment expense | $742,000 | 898 |
| Additional noninterest expense | $2,250,000 | 613 |
| Pre-tax net operating income | $4,687,000 | 549 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,603,000 | 517 |
| Income before extraordinary items | $3,084,000 | 596 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,084,000 | 596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 872 |
| Cash dividends | $875,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $221,000 | 232 |
| Net operating income | $3,084,000 | 583 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $80,917,000 | 516 |
| Total interest expense | $37,958,000 | 472 |
| Net interest income | $42,959,000 | 536 |
| Provision for loan and lease losses | $980,000 | 1,057 |
| Total noninterest income | $6,160,000 | 921 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $745,000 | 2,252 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,415,000 | 642 |
| Total noninterest expense | $29,109,000 | 611 |
| Salaries and employee benefits | $16,742,000 | 566 |
| Premises and equipment expense | $3,012,000 | 836 |
| Additional noninterest expense | $9,355,000 | 599 |
| Pre-tax net operating income | $19,030,000 | 563 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $6,568,000 | 522 |
| Income before extraordinary items | $12,462,000 | 607 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,462,000 | 606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $980,000 | 698 |
| Cash dividends | $3,355,000 | 1,011 |
| Sale, conversion, retirement of capital stock, net | $742,000 | 534 |
| Net operating income | $12,462,000 | 601 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $60,248,000 | 522 |
| Total interest expense | $27,735,000 | 479 |
| Net interest income | $32,513,000 | 539 |
| Provision for loan and lease losses | $469,000 | 1,471 |
| Total noninterest income | $4,681,000 | 923 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $556,000 | 2,265 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,125,000 | 636 |
| Total noninterest expense | $22,228,000 | 622 |
| Salaries and employee benefits | $12,789,000 | 570 |
| Premises and equipment expense | $2,320,000 | 826 |
| Additional noninterest expense | $7,119,000 | 597 |
| Pre-tax net operating income | $14,497,000 | 579 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,974,000 | 545 |
| Income before extraordinary items | $9,523,000 | 622 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,523,000 | 621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,702 |
| Cash dividends | $2,355,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $537,000 | 443 |
| Net operating income | $9,523,000 | 612 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $39,000,000 | 524 |
| Total interest expense | $17,508,000 | 481 |
| Net interest income | $21,492,000 | 549 |
| Provision for loan and lease losses | $206,000 | 2,070 |
| Total noninterest income | $3,037,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $374,000 | 2,229 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,663,000 | 646 |
| Total noninterest expense | $14,864,000 | 626 |
| Salaries and employee benefits | $8,598,000 | 572 |
| Premises and equipment expense | $1,548,000 | 831 |
| Additional noninterest expense | $4,718,000 | 602 |
| Pre-tax net operating income | $9,459,000 | 590 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,276,000 | 557 |
| Income before extraordinary items | $6,183,000 | 648 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,183,000 | 646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 1,591 |
| Cash dividends | $1,080,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $265,000 | 398 |
| Net operating income | $6,183,000 | 634 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $19,023,000 | 517 |
| Total interest expense | $8,222,000 | 477 |
| Net interest income | $10,801,000 | 540 |
| Provision for loan and lease losses | $71,000 | 2,611 |
| Total noninterest income | $1,407,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $181,000 | 2,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,226,000 | 693 |
| Total noninterest expense | $7,389,000 | 622 |
| Salaries and employee benefits | $4,277,000 | 575 |
| Premises and equipment expense | $775,000 | 828 |
| Additional noninterest expense | $2,337,000 | 593 |
| Pre-tax net operating income | $4,748,000 | 571 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,671,000 | 535 |
| Income before extraordinary items | $3,077,000 | 643 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,077,000 | 642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,440 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 276 |
| Net operating income | $3,077,000 | 628 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $67,958,000 | 510 |
| Total interest expense | $25,475,000 | 470 |
| Net interest income | $42,483,000 | 520 |
| Provision for loan and lease losses | $1,500,000 | 712 |
| Total noninterest income | $3,971,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $637,000 | 2,538 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,334,000 | 940 |
| Total noninterest expense | $27,067,000 | 638 |
| Salaries and employee benefits | $15,493,000 | 593 |
| Premises and equipment expense | $2,585,000 | 931 |
| Additional noninterest expense | $8,989,000 | 619 |
| Pre-tax net operating income | $17,887,000 | 583 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $6,136,000 | 557 |
| Income before extraordinary items | $11,751,000 | 637 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,751,000 | 638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $732,000 | 855 |
| Cash dividends | $9,155,000 | 407 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,751,000 | 621 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $49,256,000 | 510 |
| Total interest expense | $17,970,000 | 468 |
| Net interest income | $31,286,000 | 525 |
| Provision for loan and lease losses | $1,175,000 | 655 |
| Total noninterest income | $3,083,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $478,000 | 2,532 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,605,000 | 926 |
| Total noninterest expense | $19,671,000 | 652 |
| Salaries and employee benefits | $11,521,000 | 591 |
| Premises and equipment expense | $1,788,000 | 995 |
| Additional noninterest expense | $6,362,000 | 642 |
| Pre-tax net operating income | $13,523,000 | 578 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,614,000 | 550 |
| Income before extraordinary items | $8,909,000 | 626 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,909,000 | 626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 709 |
| Cash dividends | $2,326,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,909,000 | 610 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $31,991,000 | 507 |
| Total interest expense | $11,249,000 | 466 |
| Net interest income | $20,742,000 | 522 |
| Provision for loan and lease losses | $850,000 | 598 |
| Total noninterest income | $2,240,000 | 1,169 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $310,000 | 2,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,930,000 | 830 |
| Total noninterest expense | $13,334,000 | 644 |
| Salaries and employee benefits | $7,954,000 | 576 |
| Premises and equipment expense | $1,174,000 | 1,006 |
| Additional noninterest expense | $4,206,000 | 633 |
| Pre-tax net operating income | $8,798,000 | 575 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,980,000 | 550 |
| Income before extraordinary items | $5,818,000 | 617 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,818,000 | 617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 660 |
| Cash dividends | $1,653,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,818,000 | 603 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $15,461,000 | 516 |
| Total interest expense | $5,203,000 | 481 |
| Net interest income | $10,258,000 | 523 |
| Provision for loan and lease losses | $400,000 | 592 |
| Total noninterest income | $1,181,000 | 1,103 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $136,000 | 2,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,045,000 | 764 |
| Total noninterest expense | $6,502,000 | 653 |
| Salaries and employee benefits | $3,789,000 | 591 |
| Premises and equipment expense | $534,000 | 1,124 |
| Additional noninterest expense | $2,179,000 | 616 |
| Pre-tax net operating income | $4,537,000 | 562 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,537,000 | 549 |
| Income before extraordinary items | $3,000,000 | 607 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,000,000 | 607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 660 |
| Cash dividends | $802,000 | 796 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,000,000 | 588 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $55,415,000 | 529 |
| Total interest expense | $17,642,000 | 476 |
| Net interest income | $37,773,000 | 543 |
| Provision for loan and lease losses | $1,565,000 | 688 |
| Total noninterest income | $2,844,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $569,000 | 2,830 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,275,000 | 1,217 |
| Total noninterest expense | $23,680,000 | 687 |
| Salaries and employee benefits | $13,734,000 | 620 |
| Premises and equipment expense | $1,958,000 | 1,172 |
| Additional noninterest expense | $7,988,000 | 652 |
| Pre-tax net operating income | $15,372,000 | 601 |
| Securities gains (losses) | $71,000 | 1,485 |
| Applicable income taxes | $5,276,000 | 586 |
| Income before extraordinary items | $10,167,000 | 658 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,167,000 | 659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $670,000 | 1,055 |
| Cash dividends | $1,350,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $10,120,140 | 632 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $40,740,000 | 532 |
| Total interest expense | $12,880,000 | 475 |
| Net interest income | $27,860,000 | 547 |
| Provision for loan and lease losses | $1,215,000 | 639 |
| Total noninterest income | $1,969,000 | 1,805 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $437,000 | 2,785 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,532,000 | 1,305 |
| Total noninterest expense | $17,208,000 | 695 |
| Salaries and employee benefits | $9,810,000 | 646 |
| Premises and equipment expense | $1,404,000 | 1,228 |
| Additional noninterest expense | $5,994,000 | 648 |
| Pre-tax net operating income | $11,406,000 | 613 |
| Securities gains (losses) | $71,000 | 1,409 |
| Applicable income taxes | $3,894,000 | 596 |
| Income before extraordinary items | $7,583,000 | 673 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,583,000 | 674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,021 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,536,140 | 646 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $26,414,000 | 535 |
| Total interest expense | $8,320,000 | 485 |
| Net interest income | $18,094,000 | 555 |
| Provision for loan and lease losses | $690,000 | 743 |
| Total noninterest income | $1,165,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $290,000 | 2,784 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $875,000 | 1,460 |
| Total noninterest expense | $11,317,000 | 707 |
| Salaries and employee benefits | $6,410,000 | 652 |
| Premises and equipment expense | $921,000 | 1,252 |
| Additional noninterest expense | $3,986,000 | 656 |
| Pre-tax net operating income | $7,252,000 | 630 |
| Securities gains (losses) | $71,000 | 1,244 |
| Applicable income taxes | $2,479,000 | 616 |
| Income before extraordinary items | $4,844,000 | 692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,844,000 | 692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,243 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,797,140 | 668 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $12,892,000 | 555 |
| Total interest expense | $4,065,000 | 500 |
| Net interest income | $8,827,000 | 567 |
| Provision for loan and lease losses | $250,000 | 948 |
| Total noninterest income | $567,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $142,000 | 2,786 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $425,000 | 1,465 |
| Total noninterest expense | $5,325,000 | 757 |
| Salaries and employee benefits | $3,136,000 | 685 |
| Premises and equipment expense | $483,000 | 1,208 |
| Additional noninterest expense | $1,706,000 | 731 |
| Pre-tax net operating income | $3,819,000 | 593 |
| Securities gains (losses) | $71,000 | 997 |
| Applicable income taxes | $1,317,000 | 594 |
| Income before extraordinary items | $2,573,000 | 653 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,573,000 | 652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,622 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,526,140 | 622 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $49,691,000 | 570 |
| Total interest expense | $17,782,000 | 516 |
| Net interest income | $31,909,000 | 599 |
| Provision for loan and lease losses | $1,150,000 | 1,039 |
| Total noninterest income | $1,942,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $516,000 | 3,015 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,426,000 | 1,898 |
| Total noninterest expense | $19,466,000 | 829 |
| Salaries and employee benefits | $12,029,000 | 707 |
| Premises and equipment expense | $1,550,000 | 1,463 |
| Additional noninterest expense | $5,887,000 | 864 |
| Pre-tax net operating income | $13,235,000 | 670 |
| Securities gains (losses) | $662,000 | 631 |
| Applicable income taxes | $4,736,000 | 645 |
| Income before extraordinary items | $9,161,000 | 715 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,161,000 | 717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $498,000 | 1,607 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,724,080 | 700 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $36,854,000 | 589 |
| Total interest expense | $13,541,000 | 530 |
| Net interest income | $23,313,000 | 628 |
| Provision for loan and lease losses | $810,000 | 1,070 |
| Total noninterest income | $1,304,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $384,000 | 3,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $920,000 | 2,172 |
| Total noninterest expense | $13,947,000 | 870 |
| Salaries and employee benefits | $8,629,000 | 757 |
| Premises and equipment expense | $1,095,000 | 1,565 |
| Additional noninterest expense | $4,223,000 | 913 |
| Pre-tax net operating income | $9,860,000 | 695 |
| Securities gains (losses) | $663,000 | 577 |
| Applicable income taxes | $3,561,000 | 674 |
| Income before extraordinary items | $6,962,000 | 736 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,962,000 | 737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,505 |
| Cash dividends | $350,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,524,420 | 730 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $24,324,000 | 599 |
| Total interest expense | $9,212,000 | 541 |
| Net interest income | $15,112,000 | 638 |
| Provision for loan and lease losses | $460,000 | 1,230 |
| Total noninterest income | $813,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $251,000 | 3,057 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $562,000 | 2,270 |
| Total noninterest expense | $9,142,000 | 889 |
| Salaries and employee benefits | $5,775,000 | 752 |
| Premises and equipment expense | $716,000 | 1,602 |
| Additional noninterest expense | $2,651,000 | 954 |
| Pre-tax net operating income | $6,323,000 | 717 |
| Securities gains (losses) | $473,000 | 595 |
| Applicable income taxes | $2,299,000 | 691 |
| Income before extraordinary items | $4,497,000 | 761 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,497,000 | 762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,128 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,184,820 | 747 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $12,014,000 | 613 |
| Total interest expense | $4,657,000 | 547 |
| Net interest income | $7,357,000 | 655 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $399,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 3,020 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $276,000 | 2,232 |
| Total noninterest expense | $4,594,000 | 887 |
| Salaries and employee benefits | $2,871,000 | 757 |
| Premises and equipment expense | $452,000 | 1,275 |
| Additional noninterest expense | $1,271,000 | 968 |
| Pre-tax net operating income | $3,027,000 | 751 |
| Securities gains (losses) | $387,000 | 424 |
| Applicable income taxes | $1,155,000 | 698 |
| Income before extraordinary items | $2,259,000 | 752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,259,000 | 751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,990 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,003,580 | 774 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $48,798,000 | 628 |
| Total interest expense | $21,214,000 | 551 |
| Net interest income | $27,584,000 | 683 |
| Provision for loan and lease losses | $910,000 | 1,461 |
| Total noninterest income | $2,020,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $465,000 | 3,158 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,555,000 | 1,604 |
| Total noninterest expense | $16,648,000 | 944 |
| Salaries and employee benefits | $9,830,000 | 822 |
| Premises and equipment expense | $2,137,000 | 1,029 |
| Additional noninterest expense | $4,681,000 | 1,052 |
| Pre-tax net operating income | $12,046,000 | 731 |
| Securities gains (losses) | $479,000 | 675 |
| Applicable income taxes | $4,257,000 | 688 |
| Income before extraordinary items | $8,268,000 | 771 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,268,000 | 771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 3,109 |
| Cash dividends | $9,270,000 | 382 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,951,860 | 769 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $53,302,000 | 664 |
| Total interest expense | $31,374,000 | 555 |
| Net interest income | $21,928,000 | 808 |
| Provision for loan and lease losses | $365,000 | 2,800 |
| Total noninterest income | $2,678,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $326,000 | 3,951 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,352,000 | 1,121 |
| Total noninterest expense | $13,990,000 | 1,055 |
| Salaries and employee benefits | $8,275,000 | 902 |
| Premises and equipment expense | $1,922,000 | 1,106 |
| Additional noninterest expense | $3,793,000 | 1,253 |
| Pre-tax net operating income | $10,251,000 | 746 |
| Securities gains (losses) | $700,000 | 500 |
| Applicable income taxes | $3,706,000 | 698 |
| Income before extraordinary items | $7,245,000 | 767 |
| Extraordinary gains, net | $-155,000 | 9,534 |
| Net income | $7,090,000 | 786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $1,060,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,783,000 | 784 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $51,712,000 | 708 |
| Total interest expense | $30,901,000 | 609 |
| Net interest income | $20,811,000 | 839 |
| Provision for loan and lease losses | $530,000 | 1,789 |
| Total noninterest income | $1,737,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $255,000 | 4,471 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,482,000 | 1,389 |
| Total noninterest expense | $11,639,000 | 1,197 |
| Salaries and employee benefits | $6,766,000 | 1,036 |
| Premises and equipment expense | $1,595,000 | 1,280 |
| Additional noninterest expense | $3,278,000 | 1,370 |
| Pre-tax net operating income | $10,379,000 | 756 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,515,000 | 725 |
| Income before extraordinary items | $6,864,000 | 792 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,864,000 | 792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,420 |
| Cash dividends | $960,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,864,000 | 792 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $42,594,000 | 793 |
| Total interest expense | $23,281,000 | 699 |
| Net interest income | $19,313,000 | 907 |
| Provision for loan and lease losses | $805,000 | 1,181 |
| Total noninterest income | $2,610,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $237,000 | 4,664 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,373,000 | 1,024 |
| Total noninterest expense | $11,849,000 | 1,166 |
| Salaries and employee benefits | $7,084,000 | 973 |
| Premises and equipment expense | $1,290,000 | 1,586 |
| Additional noninterest expense | $3,475,000 | 1,328 |
| Pre-tax net operating income | $9,269,000 | 887 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,145,000 | 850 |
| Income before extraordinary items | $6,124,000 | 920 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,124,000 | 920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,369 |
| Cash dividends | $683,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $-49,000 | 10,077 |
| Net operating income | $6,124,000 | 906 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $39,456,000 | 849 |
| Total interest expense | $21,821,000 | 749 |
| Net interest income | $17,635,000 | 955 |
| Provision for loan and lease losses | $750,000 | 1,238 |
| Total noninterest income | $2,924,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $164,000 | 5,694 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,760,000 | 946 |
| Total noninterest expense | $11,918,000 | 1,113 |
| Salaries and employee benefits | $6,969,000 | 934 |
| Premises and equipment expense | $1,213,000 | 1,620 |
| Additional noninterest expense | $3,736,000 | 1,195 |
| Pre-tax net operating income | $7,891,000 | 978 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,683,000 | 957 |
| Income before extraordinary items | $5,208,000 | 1,037 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,208,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,363 |
| Cash dividends | $2,546,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $1,356,000 | 434 |
| Net operating income | $5,208,000 | 997 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $36,748,000 | 933 |
| Total interest expense | $20,593,000 | 810 |
| Net interest income | $16,155,000 | 1,095 |
| Provision for loan and lease losses | $976,000 | 1,010 |
| Total noninterest income | $1,306,000 | 2,453 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $152,000 | 6,142 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,154,000 | 1,600 |
| Total noninterest expense | $9,639,000 | 1,364 |
| Salaries and employee benefits | $5,727,000 | 1,147 |
| Premises and equipment expense | $1,078,000 | 1,841 |
| Additional noninterest expense | $2,834,000 | 1,513 |
| Pre-tax net operating income | $6,846,000 | 1,163 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $2,328,000 | 1,164 |
| Income before extraordinary items | $4,519,000 | 1,214 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,519,000 | 1,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $2,046,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $781,000 | 479 |
| Net operating income | $4,518,340 | 1,187 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $32,084,000 | 1,079 |
| Total interest expense | $18,303,000 | 919 |
| Net interest income | $13,781,000 | 1,288 |
| Provision for loan and lease losses | $1,700,000 | 705 |
| Total noninterest income | $1,451,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $133,000 | 6,794 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,318,000 | 1,497 |
| Total noninterest expense | $7,526,000 | 1,881 |
| Salaries and employee benefits | $4,379,000 | 1,522 |
| Premises and equipment expense | $794,000 | 2,470 |
| Additional noninterest expense | $2,353,000 | 2,122 |
| Pre-tax net operating income | $6,006,000 | 1,204 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,061,000 | 1,202 |
| Income before extraordinary items | $3,945,000 | 1,266 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,945,000 | 1,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,684 |
| Cash dividends | $493,000 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $240,000 | 558 |
| Net operating income | $3,945,000 | 1,242 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $27,155,000 | 1,269 |
| Total interest expense | $16,233,000 | 1,049 |
| Net interest income | $10,922,000 | 1,637 |
| Provision for loan and lease losses | $250,000 | 2,552 |
| Total noninterest income | $1,425,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $114,000 | 7,451 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,311,000 | 1,494 |
| Total noninterest expense | $6,914,000 | 2,000 |
| Salaries and employee benefits | $3,894,000 | 1,707 |
| Premises and equipment expense | $665,000 | 2,940 |
| Additional noninterest expense | $2,355,000 | 2,104 |
| Pre-tax net operating income | $5,183,000 | 1,459 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,727,000 | 1,447 |
| Income before extraordinary items | $3,456,000 | 1,482 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,456,000 | 1,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $902,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 535 |
| Net operating income | $3,456,000 | 1,470 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,746,000 | 1,484 |
| Total interest expense | $10,777,000 | 1,218 |
| Net interest income | $9,969,000 | 1,817 |
| Provision for loan and lease losses | $574,000 | 1,395 |
| Total noninterest income | $2,013,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $124,000 | 7,495 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,889,000 | 1,175 |
| Total noninterest expense | $6,882,000 | 2,073 |
| Salaries and employee benefits | $3,622,000 | 1,850 |
| Premises and equipment expense | $695,000 | 2,851 |
| Additional noninterest expense | $2,565,000 | 2,096 |
| Pre-tax net operating income | $4,526,000 | 1,587 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $1,531,000 | 1,533 |
| Income before extraordinary items | $3,006,000 | 1,625 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,006,000 | 1,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $348,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $337,000 | 611 |
| Net operating income | $2,998,740 | 1,642 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,101,000 | 1,727 |
| Total interest expense | $9,165,000 | 1,461 |
| Net interest income | $8,936,000 | 2,025 |
| Provision for loan and lease losses | $397,000 | 2,487 |
| Total noninterest income | $1,785,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,660,000 | 1,435 |
| Total noninterest expense | $6,494,000 | 2,233 |
| Salaries and employee benefits | $2,779,000 | 2,397 |
| Premises and equipment expense | $599,000 | 3,334 |
| Additional noninterest expense | $3,116,000 | 1,860 |
| Pre-tax net operating income | $3,830,000 | 1,800 |
| Securities gains (losses) | $291,000 | 1,329 |
| Applicable income taxes | $1,381,000 | 1,689 |
| Income before extraordinary items | $2,740,000 | 1,817 |
| Extraordinary gains, net | $-175,000 | 13,029 |
| Net income | $2,565,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $295,000 | 4,504 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 868 |
| Net operating income | $2,547,940 | 1,845 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,666,000 | 2,013 |
| Total interest expense | $10,079,000 | 1,710 |
| Net interest income | $7,587,000 | 2,389 |
| Provision for loan and lease losses | $275,000 | 4,347 |
| Total noninterest income | $1,409,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $118,000 | 7,999 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,291,000 | 1,674 |
| Total noninterest expense | $6,815,000 | 2,155 |
| Salaries and employee benefits | $2,439,000 | 2,658 |
| Premises and equipment expense | $488,000 | 4,051 |
| Additional noninterest expense | $3,888,000 | 1,622 |
| Pre-tax net operating income | $1,906,000 | 3,244 |
| Securities gains (losses) | $204,000 | 1,989 |
| Applicable income taxes | $774,000 | 2,698 |
| Income before extraordinary items | $1,336,000 | 3,432 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,336,000 | 3,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $285,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 922 |
| Net operating income | $1,205,440 | 3,510 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.