Home > First Mutual Bank > Assets and Liabilities
First Mutual Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 196 | 834 |
| Assets and Liabilities | ||
| Total Assets: | $1,026,179,000 | 658 |
| Cash and due from depository institutions | $15,461,000 | 834 |
| Interest-bearing balances | $52,000 | 5,361 |
| Securities | $10,767,000 | 5,886 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $925,535,000 | 527 |
| Loan loss allowance | $11,056,000 | 516 |
| Trading account assets | $12,982,000 | 126 |
| Bank premises and fixed assets | $35,120,000 | 298 |
| Other real estate owned | $649,000 | 834 |
| Goodwill and other intangibles | $4,552,000 | 983 |
| All other assets | $21,113,000 | 924 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,026,179,000 | 658 |
| Total liabilities | $940,079,000 | 639 |
| Total deposits | $763,963,000 | 663 |
| Interest-bearing deposits | $701,390,000 | 629 |
| Deposits held in domestic offices | $763,963,000 | 661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $169,227,000 | 372 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,889,000 | 929 |
| Total equity capital | $86,100,000 | 808 |
| Total bank equity capital | $86,100,000 | 808 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,681,000 | 1,069 |
| Surplus | $42,478,000 | 754 |
| Undivided profits | $38,941,000 | 963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,936,000 | 859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,460,000 | 707 |
| Earning assets | $949,336,000 | 648 |
| Long-term assets (5+ years) | $234,478,000 | 531 |
| Average Assets, year-to-date | $1,040,934,000 | 618 |
| Average Assets, quarterly | $1,021,355,500 | 656 |
| Volatile liabilities | $303,498,000 | 527 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $169,227,000 | 325 |
| Loans and leases held for sale | $39,008,000 | 115 |
| Unused loan commitments | $256,129,000 | 505 |
| Tier 1 (core) risk-based capital | $86,098,000 | 731 |
| Tier 2 risk-based capital | $10,252,000 | 558 |
| Total risk weighted assets | $819,144,000 | 627 |
| Total unused commitments | $256,129,000 | 505 |
| Derivatives | $8,958,000 | 491 |
| 2007-09-30 | Rank | |
| # of Employees: | 203 | 793 |
| Assets and Liabilities | ||
| Total Assets: | $1,016,532,000 | 653 |
| Cash and due from depository institutions | $28,717,000 | 793 |
| Interest-bearing balances | $3,777,000 | 1,227 |
| Securities | $11,284,000 | 5,854 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $902,669,000 | 535 |
| Loan loss allowance | $10,049,000 | 543 |
| Trading account assets | $13,582,000 | 121 |
| Bank premises and fixed assets | $35,272,000 | 288 |
| Other real estate owned | $0 | 793 |
| Goodwill and other intangibles | $4,726,000 | 934 |
| All other assets | $20,282,000 | 945 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $1,016,532,000 | 653 |
| Total liabilities | $931,805,000 | 631 |
| Total deposits | $765,442,000 | 654 |
| Interest-bearing deposits | $686,757,000 | 639 |
| Deposits held in domestic offices | $765,442,000 | 652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $159,089,000 | 374 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $7,274,000 | 864 |
| Total equity capital | $84,727,000 | 807 |
| Total bank equity capital | $84,727,000 | 807 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,681,000 | 1,049 |
| Surplus | $42,333,000 | 742 |
| Undivided profits | $37,713,000 | 1,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,169,000 | 1,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,527,000 | 738 |
| Earning assets | $931,312,000 | 648 |
| Long-term assets (5+ years) | $220,611,000 | 540 |
| Average Assets, year-to-date | $1,044,622,750 | 611 |
| Average Assets, quarterly | $1,022,115,000 | 637 |
| Volatile liabilities | $289,507,000 | 524 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $159,089,000 | 326 |
| Loans and leases held for sale | $33,053,000 | 114 |
| Unused loan commitments | $315,801,000 | 444 |
| Tier 1 (core) risk-based capital | $84,722,000 | 738 |
| Tier 2 risk-based capital | $10,174,000 | 551 |
| Total risk weighted assets | $813,854,000 | 615 |
| Total unused commitments | $315,801,000 | 444 |
| Derivatives | $8,958,000 | 492 |
| 2007-06-30 | Rank | |
| # of Employees: | 224 | 729 |
| Assets and Liabilities | ||
| Total Assets: | $1,027,698,000 | 649 |
| Cash and due from depository institutions | $21,707,000 | 729 |
| Interest-bearing balances | $4,616,000 | 1,111 |
| Securities | $12,073,000 | 5,710 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $878,484,000 | 549 |
| Loan loss allowance | $9,759,000 | 555 |
| Trading account assets | $54,696,000 | 68 |
| Bank premises and fixed assets | $35,330,000 | 284 |
| Other real estate owned | $0 | 729 |
| Goodwill and other intangibles | $4,984,000 | 903 |
| All other assets | $20,424,000 | 943 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $1,027,698,000 | 649 |
| Total liabilities | $934,906,000 | 635 |
| Total deposits | $764,925,000 | 670 |
| Interest-bearing deposits | $692,857,000 | 646 |
| Deposits held in domestic offices | $764,925,000 | 668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $163,468,000 | 338 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,513,000 | 931 |
| Total equity capital | $92,792,000 | 750 |
| Total bank equity capital | $92,792,000 | 750 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,681,000 | 1,038 |
| Surplus | $42,165,000 | 755 |
| Undivided profits | $45,946,000 | 804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,486,000 | 1,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,381,000 | 725 |
| Earning assets | $949,869,000 | 637 |
| Long-term assets (5+ years) | $200,712,000 | 586 |
| Average Assets, year-to-date | $1,053,986,330 | 618 |
| Average Assets, quarterly | $1,041,834,000 | 636 |
| Volatile liabilities | $280,848,000 | 538 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $163,468,000 | 288 |
| Loans and leases held for sale | $21,391,000 | 161 |
| Unused loan commitments | $339,806,000 | 432 |
| Tier 1 (core) risk-based capital | $92,805,000 | 672 |
| Tier 2 risk-based capital | $9,939,000 | 574 |
| Total risk weighted assets | $795,107,000 | 638 |
| Total unused commitments | $339,806,000 | 432 |
| Derivatives | $59,958,000 | 261 |
| 2007-03-31 | Rank | |
| # of Employees: | 219 | 735 |
| Assets and Liabilities | ||
| Total Assets: | $1,055,970,000 | 621 |
| Cash and due from depository institutions | $17,036,000 | 735 |
| Interest-bearing balances | $3,557,000 | 1,446 |
| Securities | $9,797,000 | 6,176 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $881,860,000 | 533 |
| Loan loss allowance | $9,773,000 | 544 |
| Trading account assets | $86,733,000 | 63 |
| Bank premises and fixed assets | $35,570,000 | 269 |
| Other real estate owned | $0 | 735 |
| Goodwill and other intangibles | $4,608,000 | 934 |
| All other assets | $20,366,000 | 905 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $1,055,970,000 | 621 |
| Total liabilities | $964,581,000 | 607 |
| Total deposits | $778,519,000 | 652 |
| Interest-bearing deposits | $713,309,000 | 624 |
| Deposits held in domestic offices | $778,519,000 | 650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $178,066,000 | 313 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $7,996,000 | 811 |
| Total equity capital | $91,389,000 | 750 |
| Total bank equity capital | $91,389,000 | 750 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,681,000 | 1,023 |
| Surplus | $42,014,000 | 738 |
| Undivided profits | $44,694,000 | 840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,998,000 | 1,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,700,000 | 653 |
| Earning assets | $981,947,000 | 610 |
| Long-term assets (5+ years) | $207,258,000 | 548 |
| Average Assets, year-to-date | $1,067,130,500 | 610 |
| Average Assets, quarterly | $1,067,130,500 | 610 |
| Volatile liabilities | $307,573,000 | 493 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $178,066,000 | 265 |
| Loans and leases held for sale | $20,915,000 | 174 |
| Unused loan commitments | $307,874,000 | 457 |
| Tier 1 (core) risk-based capital | $91,398,000 | 676 |
| Tier 2 risk-based capital | $10,040,000 | 556 |
| Total risk weighted assets | $803,216,000 | 611 |
| Total unused commitments | $307,874,000 | 458 |
| Derivatives | $17,958,000 | 423 |
| 2006-12-31 | Rank | |
| # of Employees: | 230 | 691 |
| Assets and Liabilities | ||
| Total Assets: | $1,078,291,000 | 605 |
| Cash and due from depository institutions | $25,665,000 | 691 |
| Interest-bearing balances | $6,990,000 | 831 |
| Securities | $95,348,000 | 1,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $897,446,000 | 522 |
| Loan loss allowance | $9,728,000 | 536 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $35,406,000 | 262 |
| Other real estate owned | $0 | 691 |
| Goodwill and other intangibles | $4,011,000 | 990 |
| All other assets | $20,415,000 | 919 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $1,078,291,000 | 605 |
| Total liabilities | $989,350,000 | 592 |
| Total deposits | $810,583,000 | 612 |
| Interest-bearing deposits | $750,675,000 | 580 |
| Deposits held in domestic offices | $810,583,000 | 611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $171,932,000 | 337 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,835,000 | 896 |
| Total equity capital | $88,941,000 | 751 |
| Total bank equity capital | $88,941,000 | 751 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,681,000 | 1,007 |
| Surplus | $41,793,000 | 726 |
| Undivided profits | $42,467,000 | 857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,461,000 | 930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,534,000 | 683 |
| Earning assets | $999,784,000 | 595 |
| Long-term assets (5+ years) | $220,797,000 | 511 |
| Average Assets, year-to-date | $1,088,288,000 | 581 |
| Average Assets, quarterly | $1,085,369,000 | 599 |
| Volatile liabilities | $305,630,000 | 566 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $171,932,000 | 292 |
| Loans and leases held for sale | $13,733,000 | 215 |
| Unused loan commitments | $283,083,000 | 476 |
| Tier 1 (core) risk-based capital | $90,302,000 | 677 |
| Tier 2 risk-based capital | $10,054,000 | 555 |
| Total risk weighted assets | $809,304,000 | 604 |
| Total unused commitments | $283,083,000 | 476 |
| Derivatives | $17,958,000 | 409 |
| 2006-09-30 | Rank | |
| # of Employees: | 235 | 695 |
| Assets and Liabilities | ||
| Total Assets: | $1,092,447,000 | 605 |
| Cash and due from depository institutions | $14,487,000 | 695 |
| Interest-bearing balances | $1,964,000 | 1,801 |
| Securities | $99,408,000 | 1,255 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $919,820,000 | 511 |
| Loan loss allowance | $10,028,000 | 522 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $35,122,000 | 261 |
| Other real estate owned | $0 | 695 |
| Goodwill and other intangibles | $3,295,000 | 1,093 |
| All other assets | $20,315,000 | 921 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,092,447,000 | 605 |
| Total liabilities | $1,008,934,000 | 584 |
| Total deposits | $780,439,000 | 628 |
| Interest-bearing deposits | $726,035,000 | 592 |
| Deposits held in domestic offices | $780,439,000 | 627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $217,698,000 | 292 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $10,797,000 | 635 |
| Total equity capital | $83,513,000 | 804 |
| Total bank equity capital | $83,513,000 | 804 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,681,000 | 993 |
| Surplus | $38,588,000 | 771 |
| Undivided profits | $40,244,000 | 907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,532,000 | 1,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $5,731,000 | 661 |
| Earning assets | $1,021,192,000 | 591 |
| Long-term assets (5+ years) | $243,506,000 | 469 |
| Average Assets, year-to-date | $1,090,787,250 | 591 |
| Average Assets, quarterly | $1,097,142,000 | 594 |
| Volatile liabilities | $348,299,000 | 520 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $217,698,000 | 241 |
| Loans and leases held for sale | $11,411,000 | 227 |
| Unused loan commitments | $331,266,000 | 439 |
| Tier 1 (core) risk-based capital | $85,158,000 | 720 |
| Tier 2 risk-based capital | $10,345,000 | 549 |
| Total risk weighted assets | $827,601,000 | 597 |
| Total unused commitments | $331,266,000 | 439 |
| Derivatives | $15,084,000 | 446 |
| 2006-06-30 | Rank | |
| # of Employees: | 237 | 688 |
| Assets and Liabilities | ||
| Total Assets: | $1,101,837,000 | 596 |
| Cash and due from depository institutions | $21,303,000 | 688 |
| Interest-bearing balances | $918,000 | 2,532 |
| Securities | $103,292,000 | 1,202 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $919,417,000 | 512 |
| Loan loss allowance | $9,821,000 | 527 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $34,852,000 | 267 |
| Other real estate owned | $0 | 688 |
| Goodwill and other intangibles | $2,702,000 | 1,185 |
| All other assets | $20,271,000 | 914 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $1,101,837,000 | 596 |
| Total liabilities | $1,021,689,000 | 579 |
| Total deposits | $763,884,000 | 637 |
| Interest-bearing deposits | $710,699,000 | 598 |
| Deposits held in domestic offices | $763,884,000 | 636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $248,332,000 | 271 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,473,000 | 656 |
| Total equity capital | $80,148,000 | 813 |
| Total bank equity capital | $80,148,000 | 813 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,681,000 | 972 |
| Surplus | $38,315,000 | 763 |
| Undivided profits | $37,152,000 | 937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 4,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,364,000 | 631 |
| Earning assets | $1,023,627,000 | 586 |
| Long-term assets (5+ years) | $221,301,000 | 512 |
| Average Assets, year-to-date | $1,090,234,000 | 592 |
| Average Assets, quarterly | $1,093,040,500 | 595 |
| Volatile liabilities | $408,461,000 | 454 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $248,332,000 | 228 |
| Loans and leases held for sale | $20,501,000 | 171 |
| Unused loan commitments | $321,932,000 | 452 |
| Tier 1 (core) risk-based capital | $82,840,000 | 724 |
| Tier 2 risk-based capital | $10,162,000 | 550 |
| Total risk weighted assets | $870,519,000 | 565 |
| Total unused commitments | $321,932,000 | 452 |
| Derivatives | $15,084,000 | 445 |
| 2006-03-31 | Rank | |
| # of Employees: | 234 | 685 |
| Assets and Liabilities | ||
| Total Assets: | $1,084,244,000 | 593 |
| Cash and due from depository institutions | $26,275,000 | 685 |
| Interest-bearing balances | $3,235,000 | 1,487 |
| Securities | $116,406,000 | 1,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $885,293,000 | 514 |
| Loan loss allowance | $10,087,000 | 503 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $34,061,000 | 257 |
| Other real estate owned | $28,000 | 685 |
| Goodwill and other intangibles | $2,474,000 | 1,202 |
| All other assets | $19,707,000 | 901 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $1,084,244,000 | 593 |
| Total liabilities | $1,005,806,000 | 574 |
| Total deposits | $789,125,000 | 605 |
| Interest-bearing deposits | $735,699,000 | 569 |
| Deposits held in domestic offices | $789,125,000 | 604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $206,970,000 | 303 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $9,711,000 | 645 |
| Total equity capital | $78,438,000 | 805 |
| Total bank equity capital | $78,438,000 | 805 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,681,000 | 955 |
| Surplus | $38,190,000 | 735 |
| Undivided profits | $35,567,000 | 972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $552,000 | 3,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,362,000 | 594 |
| Earning assets | $1,004,934,000 | 588 |
| Long-term assets (5+ years) | $229,736,000 | 475 |
| Average Assets, year-to-date | $1,084,432,500 | 588 |
| Average Assets, quarterly | $1,084,432,500 | 588 |
| Volatile liabilities | $399,203,000 | 439 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $206,970,000 | 257 |
| Loans and leases held for sale | $13,920,000 | 203 |
| Unused loan commitments | $349,377,000 | 419 |
| Tier 1 (core) risk-based capital | $80,439,000 | 732 |
| Tier 2 risk-based capital | $10,087,000 | 535 |
| Total risk weighted assets | $818,975,000 | 582 |
| Total unused commitments | $349,377,000 | 419 |
| Derivatives | $9,000,000 | 502 |
| 2005-12-31 | Rank | |
| # of Employees: | 226 | 703 |
| Assets and Liabilities | ||
| Total Assets: | $1,084,621,000 | 588 |
| Cash and due from depository institutions | $25,832,000 | 703 |
| Interest-bearing balances | $1,229,000 | 2,422 |
| Securities | $121,416,000 | 1,029 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $882,677,000 | 504 |
| Loan loss allowance | $10,069,000 | 497 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $33,255,000 | 256 |
| Other real estate owned | $0 | 703 |
| Goodwill and other intangibles | $1,866,000 | 1,337 |
| All other assets | $19,575,000 | 900 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,084,621,000 | 588 |
| Total liabilities | $1,008,604,000 | 568 |
| Total deposits | $770,650,000 | 610 |
| Interest-bearing deposits | $715,703,000 | 568 |
| Deposits held in domestic offices | $770,650,000 | 608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,787,000 | 1,862 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $225,705,000 | 289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,462,000 | 688 |
| Total equity capital | $76,017,000 | 821 |
| Total bank equity capital | $76,017,000 | 821 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,681,000 | 939 |
| Surplus | $38,050,000 | 719 |
| Undivided profits | $33,286,000 | 1,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $897,000 | 2,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,351,000 | 600 |
| Earning assets | $1,005,322,000 | 574 |
| Long-term assets (5+ years) | $232,541,000 | 462 |
| Average Assets, year-to-date | $1,042,838,200 | 581 |
| Average Assets, quarterly | $1,073,187,500 | 590 |
| Volatile liabilities | $423,722,000 | 409 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $225,705,000 | 242 |
| Loans and leases held for sale | $14,684,000 | 207 |
| Unused loan commitments | $315,308,000 | 433 |
| Tier 1 (core) risk-based capital | $77,472,000 | 745 |
| Tier 2 risk-based capital | $10,069,000 | 528 |
| Total risk weighted assets | $809,431,000 | 584 |
| Total unused commitments | $315,308,000 | 433 |
| Derivatives | $9,000,000 | 462 |
| 2005-09-30 | Rank | |
| # of Employees: | 221 | 713 |
| Assets and Liabilities | ||
| Total Assets: | $1,061,754,000 | 593 |
| Cash and due from depository institutions | $22,637,000 | 713 |
| Interest-bearing balances | $2,394,000 | 1,800 |
| Securities | $122,085,000 | 1,017 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $863,381,000 | 503 |
| Loan loss allowance | $9,861,000 | 500 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $32,511,000 | 258 |
| Other real estate owned | $0 | 713 |
| Goodwill and other intangibles | $1,972,000 | 1,272 |
| All other assets | $19,168,000 | 879 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,061,754,000 | 593 |
| Total liabilities | $981,306,000 | 575 |
| Total deposits | $733,439,000 | 626 |
| Interest-bearing deposits | $683,272,000 | 589 |
| Deposits held in domestic offices | $733,439,000 | 625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,638,000 | 1,880 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $235,756,000 | 290 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,473,000 | 660 |
| Total equity capital | $80,448,000 | 758 |
| Total bank equity capital | $80,448,000 | 758 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,681,000 | 911 |
| Surplus | $38,050,000 | 694 |
| Undivided profits | $37,717,000 | 913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $663,000 | 3,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,062,000 | 605 |
| Earning assets | $987,860,000 | 578 |
| Long-term assets (5+ years) | $232,957,000 | 453 |
| Average Assets, year-to-date | $1,032,392,500 | 585 |
| Average Assets, quarterly | $1,052,968,000 | 588 |
| Volatile liabilities | $424,201,000 | 404 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $235,756,000 | 246 |
| Loans and leases held for sale | $21,329,000 | 177 |
| Unused loan commitments | $507,086,000 | 311 |
| Tier 1 (core) risk-based capital | $81,459,000 | 696 |
| Tier 2 risk-based capital | $9,861,000 | 521 |
| Total risk weighted assets | $792,261,000 | 571 |
| Total unused commitments | $507,086,000 | 311 |
| Derivatives | $9,000,000 | 475 |
| 2005-06-30 | Rank | |
| # of Employees: | 218 | 724 |
| Assets and Liabilities | ||
| Total Assets: | $1,044,182,000 | 587 |
| Cash and due from depository institutions | $17,719,000 | 724 |
| Interest-bearing balances | $1,817,000 | 2,088 |
| Securities | $129,093,000 | 946 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $845,307,000 | 501 |
| Loan loss allowance | $9,709,000 | 501 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $30,896,000 | 270 |
| Other real estate owned | $0 | 724 |
| Goodwill and other intangibles | $2,082,000 | 1,236 |
| All other assets | $19,085,000 | 876 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,044,182,000 | 587 |
| Total liabilities | $965,489,000 | 576 |
| Total deposits | $724,953,000 | 616 |
| Interest-bearing deposits | $675,651,000 | 573 |
| Deposits held in domestic offices | $724,953,000 | 615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,145,000 | 1,791 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $228,119,000 | 294 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,272,000 | 640 |
| Total equity capital | $78,693,000 | 761 |
| Total bank equity capital | $78,693,000 | 761 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,681,000 | 889 |
| Surplus | $38,050,000 | 683 |
| Undivided profits | $35,962,000 | 943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $808,000 | 2,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,811,000 | 590 |
| Earning assets | $976,217,000 | 577 |
| Long-term assets (5+ years) | $232,204,000 | 462 |
| Average Assets, year-to-date | $1,022,605,330 | 584 |
| Average Assets, quarterly | $1,032,531,000 | 582 |
| Volatile liabilities | $400,378,000 | 415 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $228,119,000 | 244 |
| Loans and leases held for sale | $13,408,000 | 240 |
| Unused loan commitments | $290,729,000 | 436 |
| Tier 1 (core) risk-based capital | $79,041,000 | 704 |
| Tier 2 risk-based capital | $9,709,000 | 514 |
| Total risk weighted assets | $777,995,000 | 559 |
| Total unused commitments | $290,729,000 | 436 |
| Derivatives | $9,000,000 | 448 |
| 2005-03-31 | Rank | |
| # of Employees: | 219 | 712 |
| Assets and Liabilities | ||
| Total Assets: | $1,020,880,000 | 587 |
| Cash and due from depository institutions | $15,443,000 | 712 |
| Interest-bearing balances | $2,167,000 | 1,900 |
| Securities | $132,637,000 | 938 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $822,873,000 | 504 |
| Loan loss allowance | $9,490,000 | 508 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $29,282,000 | 275 |
| Other real estate owned | $0 | 712 |
| Goodwill and other intangibles | $1,893,000 | 1,279 |
| All other assets | $18,752,000 | 877 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,020,880,000 | 587 |
| Total liabilities | $945,275,000 | 573 |
| Total deposits | $697,169,000 | 632 |
| Interest-bearing deposits | $653,791,000 | 586 |
| Deposits held in domestic offices | $697,169,000 | 630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,060,000 | 1,567 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $234,953,000 | 281 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,093,000 | 657 |
| Total equity capital | $75,605,000 | 769 |
| Total bank equity capital | $75,605,000 | 769 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,681,000 | 878 |
| Surplus | $38,051,000 | 670 |
| Undivided profits | $32,873,000 | 1,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,020,000 | 2,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,676,000 | 581 |
| Earning assets | $957,677,000 | 578 |
| Long-term assets (5+ years) | $236,901,000 | 463 |
| Average Assets, year-to-date | $1,011,817,000 | 586 |
| Average Assets, quarterly | $1,011,817,000 | 586 |
| Volatile liabilities | $384,615,000 | 406 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $234,953,000 | 233 |
| Loans and leases held for sale | $10,854,000 | 254 |
| Unused loan commitments | $267,184,000 | 448 |
| Tier 1 (core) risk-based capital | $77,074,000 | 699 |
| Tier 2 risk-based capital | $9,490,000 | 520 |
| Total risk weighted assets | $765,910,000 | 560 |
| Total unused commitments | $267,184,000 | 448 |
| Derivatives | $9,000,000 | 416 |
| 2004-12-31 | Rank | |
| # of Employees: | 220 | 718 |
| Assets and Liabilities | ||
| Total Assets: | $1,002,754,000 | 598 |
| Cash and due from depository institutions | $13,848,000 | 718 |
| Interest-bearing balances | $309,000 | 3,918 |
| Securities | $131,945,000 | 969 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $809,403,000 | 514 |
| Loan loss allowance | $9,301,000 | 522 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $27,752,000 | 296 |
| Other real estate owned | $0 | 718 |
| Goodwill and other intangibles | $1,525,000 | 1,404 |
| All other assets | $18,281,000 | 871 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,002,754,000 | 598 |
| Total liabilities | $928,388,000 | 582 |
| Total deposits | $678,092,000 | 642 |
| Interest-bearing deposits | $640,061,000 | 591 |
| Deposits held in domestic offices | $678,092,000 | 641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,728,000 | 1,816 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $234,207,000 | 286 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $12,361,000 | 496 |
| Total equity capital | $74,366,000 | 789 |
| Total bank equity capital | $74,366,000 | 789 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,681,000 | 858 |
| Surplus | $38,050,000 | 668 |
| Undivided profits | $31,635,000 | 1,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,038,000 | 2,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,300,000 | 615 |
| Earning assets | $941,657,000 | 590 |
| Long-term assets (5+ years) | $264,402,000 | 428 |
| Average Assets, year-to-date | $943,043,000 | 606 |
| Average Assets, quarterly | $992,439,500 | 596 |
| Volatile liabilities | $335,252,000 | 448 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $234,207,000 | 239 |
| Loans and leases held for sale | $10,064,000 | 246 |
| Unused loan commitments | $239,089,000 | 485 |
| Tier 1 (core) risk-based capital | $74,876,000 | 722 |
| Tier 2 risk-based capital | $9,301,000 | 540 |
| Total risk weighted assets | $753,899,000 | 570 |
| Total unused commitments | $239,089,000 | 485 |
| Derivatives | $9,000,000 | 401 |
| 2004-09-30 | Rank | |
| # of Employees: | 214 | 736 |
| Assets and Liabilities | ||
| Total Assets: | $982,125,000 | 606 |
| Cash and due from depository institutions | $14,368,000 | 736 |
| Interest-bearing balances | $244,000 | 4,240 |
| Securities | $130,563,000 | 978 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $793,093,000 | 514 |
| Loan loss allowance | $9,157,000 | 537 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $24,822,000 | 324 |
| Other real estate owned | $98,000 | 736 |
| Goodwill and other intangibles | $1,235,000 | 1,507 |
| All other assets | $17,946,000 | 865 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $982,125,000 | 606 |
| Total liabilities | $909,077,000 | 593 |
| Total deposits | $663,382,000 | 656 |
| Interest-bearing deposits | $626,007,000 | 596 |
| Deposits held in domestic offices | $663,382,000 | 651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,678,000 | 1,317 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $231,627,000 | 295 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,390,000 | 757 |
| Total equity capital | $73,048,000 | 789 |
| Total bank equity capital | $73,048,000 | 789 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,681,000 | 840 |
| Surplus | $38,050,000 | 650 |
| Undivided profits | $30,317,000 | 1,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,031,000 | 1,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,142,000 | 648 |
| Earning assets | $923,900,000 | 595 |
| Long-term assets (5+ years) | $324,375,000 | 359 |
| Average Assets, year-to-date | $928,115,250 | 613 |
| Average Assets, quarterly | $972,391,000 | 607 |
| Volatile liabilities | $322,092,000 | 458 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $231,627,000 | 240 |
| Loans and leases held for sale | $16,300,000 | 196 |
| Unused loan commitments | $231,339,000 | 490 |
| Tier 1 (core) risk-based capital | $73,142,000 | 724 |
| Tier 2 risk-based capital | $9,157,000 | 541 |
| Total risk weighted assets | $733,890,000 | 573 |
| Total unused commitments | $231,339,000 | 490 |
| Derivatives | $9,000,000 | 420 |
| 2004-06-30 | Rank | |
| # of Employees: | 201 | 786 |
| Assets and Liabilities | ||
| Total Assets: | $962,657,000 | 605 |
| Cash and due from depository institutions | $11,339,000 | 786 |
| Interest-bearing balances | $641,000 | 3,299 |
| Securities | $121,131,000 | 1,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $787,599,000 | 498 |
| Loan loss allowance | $8,865,000 | 548 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $24,396,000 | 327 |
| Other real estate owned | $0 | 786 |
| Goodwill and other intangibles | $877,000 | 1,715 |
| All other assets | $17,315,000 | 914 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $962,657,000 | 605 |
| Total liabilities | $893,434,000 | 585 |
| Total deposits | $640,986,000 | 671 |
| Interest-bearing deposits | $609,640,000 | 604 |
| Deposits held in domestic offices | $640,986,000 | 667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,591,000 | 2,558 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $244,313,000 | 288 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $6,544,000 | 712 |
| Total equity capital | $69,223,000 | 793 |
| Total bank equity capital | $69,223,000 | 793 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,681,000 | 825 |
| Surplus | $38,050,000 | 641 |
| Undivided profits | $26,492,000 | 1,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,526,000 | 804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,915,000 | 644 |
| Earning assets | $909,371,000 | 592 |
| Long-term assets (5+ years) | $343,853,000 | 349 |
| Average Assets, year-to-date | $910,112,000 | 620 |
| Average Assets, quarterly | $935,329,000 | 614 |
| Volatile liabilities | $316,888,000 | 448 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $244,313,000 | 237 |
| Loans and leases held for sale | $2,940,000 | 499 |
| Unused loan commitments | $230,338,000 | 483 |
| Tier 1 (core) risk-based capital | $70,403,000 | 734 |
| Tier 2 risk-based capital | $8,704,000 | 570 |
| Total risk weighted assets | $696,336,000 | 587 |
| Total unused commitments | $230,338,000 | 484 |
| Derivatives | $9,000,000 | 419 |
| 2004-03-31 | Rank | |
| # of Employees: | 204 | 777 |
| Assets and Liabilities | ||
| Total Assets: | $908,001,000 | 634 |
| Cash and due from depository institutions | $14,814,000 | 777 |
| Interest-bearing balances | $1,344,000 | 2,752 |
| Securities | $92,984,000 | 1,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $759,565,000 | 509 |
| Loan loss allowance | $8,585,000 | 562 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $24,153,000 | 328 |
| Other real estate owned | $0 | 777 |
| Goodwill and other intangibles | $713,000 | 1,843 |
| All other assets | $15,772,000 | 947 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $908,001,000 | 634 |
| Total liabilities | $839,717,000 | 618 |
| Total deposits | $609,312,000 | 706 |
| Interest-bearing deposits | $579,679,000 | 638 |
| Deposits held in domestic offices | $609,312,000 | 702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $224,379,000 | 297 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,026,000 | 814 |
| Total equity capital | $68,284,000 | 831 |
| Total bank equity capital | $68,284,000 | 831 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,681,000 | 816 |
| Surplus | $38,050,000 | 626 |
| Undivided profits | $25,553,000 | 1,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,985,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,859,000 | 655 |
| Earning assets | $853,893,000 | 616 |
| Long-term assets (5+ years) | $305,192,000 | 373 |
| Average Assets, year-to-date | $883,839,500 | 641 |
| Average Assets, quarterly | $883,839,500 | 641 |
| Volatile liabilities | $302,478,000 | 460 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $224,379,000 | 247 |
| Loans and leases held for sale | $4,698,000 | 416 |
| Unused loan commitments | $237,034,000 | 463 |
| Tier 1 (core) risk-based capital | $68,132,000 | 753 |
| Tier 2 risk-based capital | $8,308,000 | 593 |
| Total risk weighted assets | $664,329,000 | 607 |
| Total unused commitments | $237,034,000 | 463 |
| Derivatives | $9,000,000 | 417 |
| 2003-12-31 | Rank | |
| # of Employees: | 201 | 802 |
| Assets and Liabilities | ||
| Total Assets: | $859,678,000 | 670 |
| Cash and due from depository institutions | $7,416,000 | 802 |
| Interest-bearing balances | $846,000 | 3,130 |
| Securities | $86,527,000 | 1,541 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $725,459,000 | 517 |
| Loan loss allowance | $8,406,000 | 578 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $23,944,000 | 332 |
| Other real estate owned | $0 | 802 |
| Goodwill and other intangibles | $468,000 | 2,080 |
| All other assets | $15,864,000 | 948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $859,678,000 | 670 |
| Total liabilities | $794,033,000 | 650 |
| Total deposits | $587,435,000 | 728 |
| Interest-bearing deposits | $560,596,000 | 664 |
| Deposits held in domestic offices | $587,435,000 | 725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $193,643,000 | 333 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $12,955,000 | 485 |
| Total equity capital | $65,645,000 | 843 |
| Total bank equity capital | $65,645,000 | 843 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,681,000 | 819 |
| Surplus | $38,050,000 | 619 |
| Undivided profits | $22,914,000 | 1,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $527,000 | 4,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,649,000 | 701 |
| Earning assets | $812,832,000 | 643 |
| Long-term assets (5+ years) | $284,139,000 | 400 |
| Average Assets, year-to-date | $808,096,200 | 682 |
| Average Assets, quarterly | $848,655,000 | 671 |
| Volatile liabilities | $286,662,000 | 476 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $193,643,000 | 272 |
| Loans and leases held for sale | $10,143,000 | 258 |
| Unused loan commitments | $230,304,000 | 461 |
| Tier 1 (core) risk-based capital | $66,058,000 | 772 |
| Tier 2 risk-based capital | $8,028,000 | 603 |
| Total risk weighted assets | $641,822,000 | 625 |
| Total unused commitments | $230,304,000 | 461 |
| Derivatives | $9,000,000 | 403 |
| 2003-09-30 | Rank | |
| # of Employees: | 188 | 875 |
| Assets and Liabilities | ||
| Total Assets: | $837,632,000 | 693 |
| Cash and due from depository institutions | $9,842,000 | 875 |
| Interest-bearing balances | $4,216,000 | 1,541 |
| Securities | $81,797,000 | 1,598 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $706,484,000 | 521 |
| Loan loss allowance | $8,201,000 | 604 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $23,675,000 | 337 |
| Other real estate owned | $215,000 | 875 |
| Goodwill and other intangibles | $202,000 | 2,514 |
| All other assets | $15,417,000 | 975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $837,632,000 | 693 |
| Total liabilities | $777,227,000 | 674 |
| Total deposits | $560,772,000 | 781 |
| Interest-bearing deposits | $535,329,000 | 712 |
| Deposits held in domestic offices | $560,772,000 | 778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $211,868,000 | 303 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,587,000 | 1,027 |
| Total equity capital | $60,405,000 | 933 |
| Total bank equity capital | $60,405,000 | 933 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,681,000 | 804 |
| Surplus | $34,400,000 | 670 |
| Undivided profits | $21,324,000 | 1,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 5,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,653,000 | 717 |
| Earning assets | $792,497,000 | 670 |
| Long-term assets (5+ years) | $285,116,000 | 405 |
| Average Assets, year-to-date | $795,200,750 | 702 |
| Average Assets, quarterly | $824,200,500 | 694 |
| Volatile liabilities | $301,332,000 | 466 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $211,868,000 | 245 |
| Loans and leases held for sale | $11,668,000 | 318 |
| Unused loan commitments | $211,794,000 | 499 |
| Tier 1 (core) risk-based capital | $60,860,000 | 839 |
| Tier 2 risk-based capital | $7,759,000 | 619 |
| Total risk weighted assets | $620,311,000 | 633 |
| Total unused commitments | $211,794,000 | 500 |
| Derivatives | $9,000,000 | 400 |
| 2003-06-30 | Rank | |
| # of Employees: | 186 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $810,769,000 | 702 |
| Cash and due from depository institutions | $7,240,000 | 892 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $88,011,000 | 1,452 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $676,881,000 | 539 |
| Loan loss allowance | $8,082,000 | 604 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $23,085,000 | 346 |
| Other real estate owned | $40,000 | 892 |
| Goodwill and other intangibles | $68,000 | 2,839 |
| All other assets | $15,444,000 | 942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $810,769,000 | 702 |
| Total liabilities | $751,328,000 | 693 |
| Total deposits | $522,989,000 | 830 |
| Interest-bearing deposits | $501,860,000 | 756 |
| Deposits held in domestic offices | $522,989,000 | 828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $213,648,000 | 293 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $14,691,000 | 508 |
| Total equity capital | $59,441,000 | 931 |
| Total bank equity capital | $59,441,000 | 931 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,681,000 | 796 |
| Surplus | $34,400,000 | 662 |
| Undivided profits | $20,360,000 | 1,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $909,000 | 3,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,536,000 | 738 |
| Earning assets | $764,892,000 | 678 |
| Long-term assets (5+ years) | $281,322,000 | 385 |
| Average Assets, year-to-date | $781,057,000 | 703 |
| Average Assets, quarterly | $800,261,500 | 703 |
| Volatile liabilities | $286,544,000 | 477 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $213,648,000 | 238 |
| Loans and leases held for sale | $11,293,000 | 436 |
| Unused loan commitments | $184,306,000 | 552 |
| Tier 1 (core) risk-based capital | $58,745,000 | 847 |
| Tier 2 risk-based capital | $7,502,000 | 618 |
| Total risk weighted assets | $599,567,000 | 643 |
| Total unused commitments | $184,306,000 | 555 |
| Derivatives | $9,000,000 | 414 |
| 2003-03-31 | Rank | |
| # of Employees: | 176 | 933 |
| Assets and Liabilities | ||
| Total Assets: | $789,754,000 | 704 |
| Cash and due from depository institutions | $7,500,000 | 933 |
| Interest-bearing balances | $1,139,000 | 3,060 |
| Securities | $88,762,000 | 1,422 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $655,496,000 | 543 |
| Loan loss allowance | $7,829,000 | 619 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $22,704,000 | 352 |
| Other real estate owned | $40,000 | 933 |
| Goodwill and other intangibles | $58,000 | 2,849 |
| All other assets | $15,194,000 | 937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $789,754,000 | 704 |
| Total liabilities | $732,937,000 | 687 |
| Total deposits | $510,399,000 | 840 |
| Interest-bearing deposits | $489,541,000 | 767 |
| Deposits held in domestic offices | $510,399,000 | 837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $187,475,000 | 314 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $35,063,000 | 311 |
| Total equity capital | $56,817,000 | 947 |
| Total bank equity capital | $56,817,000 | 947 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,681,000 | 787 |
| Surplus | $34,400,000 | 657 |
| Undivided profits | $17,736,000 | 1,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 4,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,515,000 | 767 |
| Earning assets | $745,397,000 | 686 |
| Long-term assets (5+ years) | $270,867,000 | 395 |
| Average Assets, year-to-date | $766,201,000 | 709 |
| Average Assets, quarterly | $766,201,000 | 709 |
| Volatile liabilities | $255,725,000 | 509 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $187,475,000 | 258 |
| Loans and leases held for sale | $9,013,000 | 434 |
| Unused loan commitments | $181,425,000 | 546 |
| Tier 1 (core) risk-based capital | $56,507,000 | 874 |
| Tier 2 risk-based capital | $7,316,000 | 613 |
| Total risk weighted assets | $584,728,000 | 646 |
| Total unused commitments | $181,425,000 | 547 |
| Derivatives | $9,000,000 | 390 |
| 2002-12-31 | Rank | |
| # of Employees: | 164 | 987 |
| Assets and Liabilities | ||
| Total Assets: | $742,648,000 | 730 |
| Cash and due from depository institutions | $14,958,000 | 987 |
| Interest-bearing balances | $6,204,000 | 1,200 |
| Securities | $74,738,000 | 1,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $627,337,000 | 561 |
| Loan loss allowance | $7,754,000 | 608 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,793,000 | 794 |
| Other real estate owned | $0 | 987 |
| Goodwill and other intangibles | $50,000 | 2,851 |
| All other assets | $14,772,000 | 938 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $742,648,000 | 730 |
| Total liabilities | $690,856,000 | 705 |
| Total deposits | $501,522,000 | 828 |
| Interest-bearing deposits | $480,854,000 | 760 |
| Deposits held in domestic offices | $501,522,000 | 824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $184,144,000 | 326 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,190,000 | 969 |
| Total equity capital | $51,792,000 | 1,025 |
| Total bank equity capital | $51,792,000 | 1,025 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,681,000 | 780 |
| Surplus | $31,151,000 | 692 |
| Undivided profits | $15,960,000 | 1,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,082,000 | 1,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,450,000 | 801 |
| Earning assets | $708,279,000 | 702 |
| Long-term assets (5+ years) | $241,319,000 | 422 |
| Average Assets, year-to-date | $705,796,800 | 728 |
| Average Assets, quarterly | $723,884,000 | 737 |
| Volatile liabilities | $247,651,000 | 520 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $184,144,000 | 265 |
| Loans and leases held for sale | $12,699,000 | 385 |
| Unused loan commitments | $185,650,000 | 515 |
| Tier 1 (core) risk-based capital | $50,998,000 | 944 |
| Tier 2 risk-based capital | $6,865,000 | 636 |
| Total risk weighted assets | $548,298,000 | 674 |
| Total unused commitments | $185,650,000 | 515 |
| Derivatives | $13,000,000 | 340 |
| 2001-12-31 | Rank | |
| # of Employees: | 143 | 1,146 |
| Assets and Liabilities | ||
| Total Assets: | $678,004,000 | 764 |
| Cash and due from depository institutions | $14,615,000 | 1,146 |
| Interest-bearing balances | $5,762,000 | 1,105 |
| Securities | $72,346,000 | 1,543 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $567,557,000 | 604 |
| Loan loss allowance | $7,032,000 | 636 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $8,724,000 | 973 |
| Other real estate owned | $0 | 1,146 |
| Goodwill and other intangibles | $48,000 | 2,814 |
| All other assets | $14,714,000 | 894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $678,004,000 | 764 |
| Total liabilities | $626,196,000 | 749 |
| Total deposits | $432,807,000 | 907 |
| Interest-bearing deposits | $419,653,000 | 826 |
| Deposits held in domestic offices | $432,807,000 | 906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $191,104,000 | 313 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,285,000 | 1,810 |
| Total equity capital | $51,808,000 | 941 |
| Total bank equity capital | $51,808,000 | 941 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,681,000 | 780 |
| Surplus | $31,150,000 | 679 |
| Undivided profits | $15,977,000 | 1,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 4,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,550,000 | 849 |
| Earning assets | $645,665,000 | 725 |
| Long-term assets (5+ years) | $206,191,000 | 520 |
| Average Assets, year-to-date | $660,458,400 | 751 |
| Average Assets, quarterly | $672,527,500 | 758 |
| Volatile liabilities | $206,279,000 | 556 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $191,104,000 | 247 |
| Loans and leases held for sale | $4,476,000 | 630 |
| Unused loan commitments | $106,311,000 | 723 |
| Tier 1 (core) risk-based capital | $51,999,000 | 876 |
| Tier 2 risk-based capital | $6,400,000 | 651 |
| Total risk weighted assets | $511,344,000 | 689 |
| Total unused commitments | $106,311,000 | 723 |
| Derivatives | $5,480,000 | 347 |
| 2000-12-31 | Rank | |
| # of Employees: | 126 | 1,302 |
| Assets and Liabilities | ||
| Total Assets: | $643,074,000 | 778 |
| Cash and due from depository institutions | $6,965,000 | 1,302 |
| Interest-bearing balances | $514,000 | 3,018 |
| Securities | $131,439,000 | 864 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $489,567,000 | 673 |
| Loan loss allowance | $6,729,000 | 640 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,293,000 | 1,118 |
| Other real estate owned | $1,353,000 | 1,302 |
| Goodwill and other intangibles | $145,000 | 2,459 |
| All other assets | $6,312,000 | 1,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $643,074,000 | 778 |
| Total liabilities | $597,019,000 | 763 |
| Total deposits | $461,181,000 | 835 |
| Interest-bearing deposits | $445,500,000 | 746 |
| Deposits held in domestic offices | $461,181,000 | 832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $133,035,000 | 385 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,803,000 | 1,562 |
| Total equity capital | $46,055,000 | 1,001 |
| Total bank equity capital | $46,055,000 | 1,001 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,681,000 | 786 |
| Surplus | $31,150,000 | 638 |
| Undivided profits | $10,224,000 | 2,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,111,000 | 2,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,382,000 | 735 |
| Earning assets | $621,520,000 | 741 |
| Long-term assets (5+ years) | $108,517,000 | 840 |
| Average Assets, year-to-date | $613,558,600 | 787 |
| Average Assets, quarterly | $635,622,000 | 785 |
| Volatile liabilities | $205,329,000 | 578 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $15,774,000 | 180 |
| Unused loan commitments | $120,164,000 | 629 |
| Tier 1 (core) risk-based capital | $45,970,000 | 944 |
| Tier 2 risk-based capital | $5,605,270 | 714 |
| Total risk weighted assets | $446,168,120 | 757 |
| Total unused commitments | $120,164,000 | 630 |
| Derivatives | $16,791,000 | 307 |
| 1999-12-31 | Rank | |
| # of Employees: | 135 | 1,238 |
| Assets and Liabilities | ||
| Total Assets: | $580,917,000 | 853 |
| Cash and due from depository institutions | $3,718,000 | 1,238 |
| Interest-bearing balances | $15,000 | 6,171 |
| Securities | $112,451,000 | 1,020 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $454,401,000 | 717 |
| Loan loss allowance | $6,309,000 | 681 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,400,000 | 1,573 |
| Other real estate owned | $0 | 1,238 |
| Goodwill and other intangibles | $110,000 | 2,654 |
| All other assets | $4,837,000 | 1,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $580,917,000 | 853 |
| Total liabilities | $541,520,000 | 835 |
| Total deposits | $404,208,000 | 922 |
| Interest-bearing deposits | $391,021,000 | 829 |
| Deposits held in domestic offices | $404,208,000 | 917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $134,237,000 | 417 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,075,000 | 1,342 |
| Total equity capital | $39,397,000 | 1,145 |
| Total bank equity capital | $39,397,000 | 1,145 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,681,000 | 803 |
| Surplus | $31,150,000 | 644 |
| Undivided profits | $3,566,000 | 5,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 4,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,707,000 | 782 |
| Earning assets | $566,867,000 | 800 |
| Long-term assets (5+ years) | $124,333,000 | 790 |
| Average Assets, year-to-date | $534,806,600 | 877 |
| Average Assets, quarterly | $564,372,500 | 868 |
| Volatile liabilities | $210,519,000 | 587 |
| Insider loans | $425,000 | 5,749 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $2,710,000 | 441 |
| Unused loan commitments | $74,147,000 | 889 |
| Tier 1 (core) risk-based capital | $40,066,000 | 1,094 |
| Tier 2 risk-based capital | $5,097,230 | 772 |
| Total risk weighted assets | $405,801,080 | 808 |
| Total unused commitments | $74,147,000 | 890 |
| Derivatives | $2,000,000 | 424 |
| 1998-12-31 | Rank | |
| # of Employees: | 133 | 1,253 |
| Assets and Liabilities | ||
| Total Assets: | $489,258,000 | 961 |
| Cash and due from depository institutions | $5,529,000 | 1,253 |
| Interest-bearing balances | $217,000 | 4,208 |
| Securities | $87,007,000 | 1,346 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $386,927,000 | 768 |
| Loan loss allowance | $5,569,000 | 733 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,372,000 | 1,491 |
| Other real estate owned | $22,000 | 1,253 |
| Goodwill and other intangibles | $356,000 | 2,037 |
| All other assets | $4,045,000 | 1,871 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $489,258,000 | 961 |
| Total liabilities | $454,579,000 | 939 |
| Total deposits | $418,285,000 | 880 |
| Interest-bearing deposits | $398,172,000 | 786 |
| Deposits held in domestic offices | $418,285,000 | 877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $31,765,000 | 791 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,529,000 | 1,046 |
| Total equity capital | $34,679,000 | 1,305 |
| Total bank equity capital | $34,679,000 | 1,305 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,247,000 | 866 |
| Surplus | $25,849,000 | 715 |
| Undivided profits | $4,583,000 | 4,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 5,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,339,000 | 879 |
| Earning assets | $474,151,000 | 913 |
| Long-term assets (5+ years) | $101,015,000 | 883 |
| Average Assets, year-to-date | $469,901,600 | 947 |
| Average Assets, quarterly | $481,686,500 | 957 |
| Volatile liabilities | $121,921,000 | 724 |
| Insider loans | $1,427,000 | 2,761 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $27,371,000 | 195 |
| Unused loan commitments | $64,931,000 | 942 |
| Tier 1 (core) risk-based capital | $34,674,000 | 1,218 |
| Tier 2 risk-based capital | $4,230,370 | 847 |
| Total risk weighted assets | $336,143,270 | 879 |
| Total unused commitments | $64,931,000 | 947 |
| Derivatives | $30,245,000 | 293 |
| 1997-12-31 | Rank | |
| # of Employees: | 125 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $445,762,000 | 1,062 |
| Cash and due from depository institutions | $5,909,000 | 1,417 |
| Interest-bearing balances | $167,000 | 4,167 |
| Securities | $70,014,000 | 1,637 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $360,385,000 | 838 |
| Loan loss allowance | $4,858,000 | 847 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,380,000 | 1,453 |
| Other real estate owned | $8,000 | 1,417 |
| Goodwill and other intangibles | $601,000 | 1,657 |
| All other assets | $3,465,000 | 2,085 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $445,762,000 | 1,062 |
| Total liabilities | $415,110,000 | 1,034 |
| Total deposits | $377,143,000 | 1,005 |
| Interest-bearing deposits | $363,643,000 | 889 |
| Deposits held in domestic offices | $377,143,000 | 997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $34,230,000 | 712 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,737,000 | 1,248 |
| Total equity capital | $30,652,000 | 1,479 |
| Total bank equity capital | $30,652,000 | 1,479 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,125,000 | 880 |
| Surplus | $24,883,000 | 740 |
| Undivided profits | $1,644,000 | 7,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,295,000 | 944 |
| Earning assets | $430,566,000 | 1,014 |
| Long-term assets (5+ years) | $57,888,000 | 1,219 |
| Average Assets, year-to-date | $434,362,000 | 1,046 |
| Average Assets, quarterly | $448,441,000 | 1,044 |
| Volatile liabilities | $120,670,000 | 744 |
| Insider loans | $1,447,000 | 2,706 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $8,422,000 | 254 |
| Unused loan commitments | $39,847,000 | 1,283 |
| Tier 1 (core) risk-based capital | $30,657,000 | 1,389 |
| Tier 2 risk-based capital | $3,743,580 | 894 |
| Total risk weighted assets | $298,372,280 | 991 |
| Total unused commitments | $39,847,000 | 1,286 |
| Derivatives | $10,532,000 | 374 |
| 1996-12-31 | Rank | |
| # of Employees: | 103 | 1,807 |
| Assets and Liabilities | ||
| Total Assets: | $416,618,000 | 1,180 |
| Cash and due from depository institutions | $14,151,000 | 1,807 |
| Interest-bearing balances | $9,225,000 | 418 |
| Securities | $63,521,000 | 1,912 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $332,434,000 | 928 |
| Loan loss allowance | $3,882,000 | 1,083 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,861,000 | 2,726 |
| Other real estate owned | $67,000 | 1,807 |
| Goodwill and other intangibles | $139,000 | 2,331 |
| All other assets | $3,445,000 | 2,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $416,618,000 | 1,180 |
| Total liabilities | $389,282,000 | 1,134 |
| Total deposits | $332,726,000 | 1,168 |
| Interest-bearing deposits | $320,967,000 | 1,052 |
| Deposits held in domestic offices | $332,726,000 | 1,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $54,180,000 | 558 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,376,000 | 1,768 |
| Total equity capital | $27,336,000 | 1,661 |
| Total bank equity capital | $27,336,000 | 1,661 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,453,000 | 1,595 |
| Surplus | $21,168,000 | 876 |
| Undivided profits | $3,715,000 | 5,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 6,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,102,000 | 1,035 |
| Earning assets | $405,180,000 | 1,100 |
| Long-term assets (5+ years) | $44,844,000 | 1,410 |
| Average Assets, year-to-date | $387,080,600 | 1,196 |
| Average Assets, quarterly | $408,529,000 | 1,177 |
| Volatile liabilities | $103,009,000 | 848 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $12,445,000 | 185 |
| Unused loan commitments | $31,934,000 | 1,472 |
| Tier 1 (core) risk-based capital | $27,336,000 | 1,573 |
| Tier 2 risk-based capital | $3,284,480 | 1,030 |
| Total risk weighted assets | $262,160,780 | 1,137 |
| Total unused commitments | $31,934,000 | 1,483 |
| Derivatives | $16,306,000 | 405 |
| 1995-12-31 | Rank | |
| # of Employees: | 93 | 2,073 |
| Assets and Liabilities | ||
| Total Assets: | $361,331,000 | 1,314 |
| Cash and due from depository institutions | $4,003,000 | 2,073 |
| Interest-bearing balances | $35,000 | 5,920 |
| Securities | $48,894,000 | 2,578 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $302,678,000 | 1,001 |
| Loan loss allowance | $2,223,000 | 1,759 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,598,000 | 2,907 |
| Other real estate owned | $10,000 | 2,073 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,148,000 | 2,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,331,000 | 1,314 |
| Total liabilities | $337,749,000 | 1,288 |
| Total deposits | $279,068,000 | 1,412 |
| Interest-bearing deposits | $268,271,000 | 1,271 |
| Deposits held in domestic offices | $279,068,000 | 1,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $55,325,000 | 524 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,356,000 | 1,401 |
| Total equity capital | $23,582,000 | 1,909 |
| Total bank equity capital | $23,582,000 | 1,909 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,039,000 | 1,930 |
| Surplus | $14,888,000 | 1,151 |
| Undivided profits | $6,655,000 | 3,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 5,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,956,000 | 1,158 |
| Earning assets | $351,607,000 | 1,253 |
| Long-term assets (5+ years) | $45,595,000 | 1,282 |
| Average Assets, year-to-date | $333,195,000 | 1,372 |
| Average Assets, quarterly | $352,424,500 | 1,341 |
| Volatile liabilities | $103,528,000 | 810 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $14,643,000 | 187 |
| Unused loan commitments | $22,459,000 | 1,838 |
| Tier 1 (core) risk-based capital | $23,644,000 | 1,820 |
| Tier 2 risk-based capital | $2,223,000 | 1,433 |
| Total risk weighted assets | $226,717,500 | 1,276 |
| Total unused commitments | $22,459,000 | 1,848 |
| Derivatives | $13,139,000 | 487 |
| 1994-12-31 | Rank | |
| # of Employees: | 90 | 2,240 |
| Assets and Liabilities | ||
| Total Assets: | $305,774,000 | 1,511 |
| Cash and due from depository institutions | $5,951,000 | 2,240 |
| Interest-bearing balances | $2,141,000 | 1,506 |
| Securities | $44,584,000 | 2,946 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $249,513,000 | 1,149 |
| Loan loss allowance | $1,973,000 | 1,992 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,611,000 | 2,838 |
| Other real estate owned | $304,000 | 2,240 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,811,000 | 2,840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,774,000 | 1,511 |
| Total liabilities | $285,060,000 | 1,478 |
| Total deposits | $216,700,000 | 1,744 |
| Interest-bearing deposits | $209,357,000 | 1,591 |
| Deposits held in domestic offices | $216,700,000 | 1,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $66,057,000 | 465 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,303,000 | 1,618 |
| Total equity capital | $20,714,000 | 1,998 |
| Total bank equity capital | $20,714,000 | 1,998 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,852,000 | 2,274 |
| Surplus | $12,792,000 | 1,240 |
| Undivided profits | $6,070,000 | 3,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 6,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,494,000 | 1,301 |
| Earning assets | $296,238,000 | 1,432 |
| Long-term assets (5+ years) | $38,402,000 | 1,482 |
| Average Assets, year-to-date | $283,457,400 | 1,583 |
| Average Assets, quarterly | $299,394,000 | 1,532 |
| Volatile liabilities | $73,530,000 | 976 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $3,459,000 | 333 |
| Unused loan commitments | $8,163,000 | 3,609 |
| Tier 1 (core) risk-based capital | $20,963,000 | 1,983 |
| Tier 2 risk-based capital | $1,973,000 | 1,605 |
| Total risk weighted assets | $205,067,900 | 1,361 |
| Total unused commitments | $8,163,000 | 3,616 |
| Derivatives | $746,000 | 641 |
| 1993-12-31 | Rank | |
| # of Employees: | 90 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $268,362,000 | 1,733 |
| Cash and due from depository institutions | $5,253,000 | 2,333 |
| Interest-bearing balances | $14,000 | 7,373 |
| Securities | $26,558,000 | 4,965 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $230,546,000 | 1,207 |
| Loan loss allowance | $1,399,000 | 2,795 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,420,000 | 3,017 |
| Other real estate owned | $626,000 | 2,333 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,959,000 | 2,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,362,000 | 1,733 |
| Total liabilities | $250,394,000 | 1,706 |
| Total deposits | $201,940,000 | 1,961 |
| Interest-bearing deposits | $182,713,000 | 1,884 |
| Deposits held in domestic offices | $201,940,000 | 1,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $45,806,000 | 497 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,648,000 | 1,462 |
| Total equity capital | $17,968,000 | 2,243 |
| Total bank equity capital | $17,968,000 | 2,243 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,574,000 | 2,649 |
| Surplus | $9,573,000 | 1,511 |
| Undivided profits | $6,821,000 | 3,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 6,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,319,000 | 1,292 |
| Earning assets | $257,118,000 | 1,670 |
| Long-term assets (5+ years) | $59,098,000 | 1,058 |
| Average Assets, year-to-date | $240,683,600 | 1,874 |
| Average Assets, quarterly | $267,453,500 | 1,722 |
| Volatile liabilities | $78,904,000 | 886 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $23,614,000 | 195 |
| Unused loan commitments | $4,939,000 | 4,925 |
| Tier 1 (core) risk-based capital | $17,968,000 | 2,169 |
| Tier 2 risk-based capital | $1,399,000 | 2,146 |
| Total risk weighted assets | $184,083,800 | 1,505 |
| Total unused commitments | $4,939,000 | 4,947 |
| Derivatives | $8,663,000 | 534 |
| 1992-12-31 | Rank | |
| # of Employees: | 67 | 3,200 |
| Assets and Liabilities | ||
| Total Assets: | $218,266,000 | 2,176 |
| Cash and due from depository institutions | $9,812,000 | 3,200 |
| Interest-bearing balances | $5,206,000 | 1,374 |
| Securities | $27,711,000 | 4,781 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $174,270,000 | 1,607 |
| Loan loss allowance | $1,002,000 | 3,717 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,799,000 | 3,965 |
| Other real estate owned | $395,000 | 3,200 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,279,000 | 1,877 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,266,000 | 2,176 |
| Total liabilities | $202,679,000 | 2,139 |
| Total deposits | $169,369,000 | 2,430 |
| Interest-bearing deposits | $151,488,000 | 2,381 |
| Deposits held in domestic offices | $169,369,000 | 2,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $30,400,000 | 553 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,910,000 | 1,409 |
| Total equity capital | $15,587,000 | 2,452 |
| Total bank equity capital | $15,587,000 | 2,452 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,424,000 | 3,063 |
| Surplus | $7,788,000 | 1,786 |
| Undivided profits | $6,375,000 | 3,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 5,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,139,000 | 1,704 |
| Earning assets | $207,187,000 | 2,086 |
| Long-term assets (5+ years) | $46,231,000 | 1,257 |
| Average Assets, year-to-date | $209,147,600 | 2,212 |
| Average Assets, quarterly | $213,236,500 | 2,201 |
| Volatile liabilities | $49,709,000 | 1,188 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $12,605,000 | 204 |
| Unused loan commitments | $7,920,000 | 3,434 |
| Tier 1 (core) risk-based capital | $15,587,000 | 2,390 |
| Tier 2 risk-based capital | $1,002,000 | 2,904 |
| Total risk weighted assets | $141,975,400 | 1,981 |
| Total unused commitments | $7,920,000 | 3,455 |
| Derivatives | $2,350,000 | 548 |