Home > First Mountain Bank > Income and Expense
First Mountain Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 3,675 |
| Total interest expense | $324,000 | 4,490 |
| Net interest income | $5,057,000 | 3,563 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $982,000 | 3,099 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $275,000 | 3,192 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $707,000 | 2,821 |
| Total noninterest expense | $5,768,000 | 2,936 |
| Salaries and employee benefits | $3,064,000 | 2,991 |
| Premises and equipment expense | $490,000 | 3,521 |
| Additional noninterest expense | $2,214,000 | 2,572 |
| Pre-tax net operating income | $271,000 | 5,340 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $65,000 | 3,536 |
| Income before extraordinary items | $206,000 | 5,453 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $206,000 | 5,455 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $206,000 | 5,456 |
| Net charge-offs | $20,000 | 3,764 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $206,000 | 5,400 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 3,766 |
| Total interest expense | $247,000 | 4,527 |
| Net interest income | $3,701,000 | 3,643 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $736,000 | 3,112 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $207,000 | 3,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $529,000 | 2,839 |
| Total noninterest expense | $4,428,000 | 2,906 |
| Salaries and employee benefits | $2,331,000 | 2,996 |
| Premises and equipment expense | $371,000 | 3,540 |
| Additional noninterest expense | $1,726,000 | 2,505 |
| Pre-tax net operating income | $9,000 | 5,916 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $65,000 | 3,512 |
| Income before extraordinary items | $-56,000 | 6,030 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-56,000 | 6,031 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-56,000 | 6,031 |
| Net charge-offs | $-5,000 | 4,976 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-56,000 | 6,008 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 3,809 |
| Total interest expense | $165,000 | 4,559 |
| Net interest income | $2,442,000 | 3,686 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $430,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $143,000 | 3,114 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $287,000 | 3,117 |
| Total noninterest expense | $2,926,000 | 2,941 |
| Salaries and employee benefits | $1,552,000 | 3,014 |
| Premises and equipment expense | $251,000 | 3,539 |
| Additional noninterest expense | $1,123,000 | 2,563 |
| Pre-tax net operating income | $-54,000 | 6,077 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $65,000 | 3,298 |
| Income before extraordinary items | $-119,000 | 6,156 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-119,000 | 6,156 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-119,000 | 6,156 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-119,000 | 6,137 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 3,874 |
| Total interest expense | $81,000 | 4,651 |
| Net interest income | $1,189,000 | 3,761 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $224,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $72,000 | 3,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $152,000 | 3,001 |
| Total noninterest expense | $1,461,000 | 2,955 |
| Salaries and employee benefits | $794,000 | 2,984 |
| Premises and equipment expense | $129,000 | 3,500 |
| Additional noninterest expense | $538,000 | 2,641 |
| Pre-tax net operating income | $-48,000 | 6,154 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-48,000 | 6,184 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-48,000 | 6,185 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-48,000 | 6,185 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-48,000 | 6,157 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 3,760 |
| Total interest expense | $310,000 | 4,899 |
| Net interest income | $5,123,000 | 3,583 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,322,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $331,000 | 3,026 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $991,000 | 2,339 |
| Total noninterest expense | $5,751,000 | 3,005 |
| Salaries and employee benefits | $3,031,000 | 3,048 |
| Premises and equipment expense | $533,000 | 3,488 |
| Additional noninterest expense | $2,187,000 | 2,682 |
| Pre-tax net operating income | $694,000 | 4,681 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $694,000 | 4,502 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $694,000 | 4,502 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $694,000 | 4,503 |
| Net charge-offs | $-100,000 | 6,129 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $-30,000 | 6,416 |
| Net operating income | $694,000 | 4,455 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 3,822 |
| Total interest expense | $229,000 | 4,996 |
| Net interest income | $3,800,000 | 3,640 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $919,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $249,000 | 3,054 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $670,000 | 2,493 |
| Total noninterest expense | $4,286,000 | 3,035 |
| Salaries and employee benefits | $2,257,000 | 3,091 |
| Premises and equipment expense | $402,000 | 3,522 |
| Additional noninterest expense | $1,627,000 | 2,715 |
| Pre-tax net operating income | $433,000 | 4,982 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $433,000 | 4,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $433,000 | 4,826 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $433,000 | 4,827 |
| Net charge-offs | $-97,000 | 6,200 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 6,510 |
| Net operating income | $433,000 | 4,777 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 3,863 |
| Total interest expense | $150,000 | 5,073 |
| Net interest income | $2,497,000 | 3,668 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $671,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $172,000 | 2,979 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $499,000 | 2,318 |
| Total noninterest expense | $2,876,000 | 3,026 |
| Salaries and employee benefits | $1,511,000 | 3,100 |
| Premises and equipment expense | $273,000 | 3,509 |
| Additional noninterest expense | $1,092,000 | 2,684 |
| Pre-tax net operating income | $292,000 | 4,937 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $292,000 | 4,779 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $292,000 | 4,781 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $292,000 | 4,782 |
| Net charge-offs | $-98,000 | 6,316 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 6,593 |
| Net operating income | $292,000 | 4,721 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 3,889 |
| Total interest expense | $73,000 | 5,185 |
| Net interest income | $1,246,000 | 3,692 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $371,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $85,000 | 2,982 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $286,000 | 2,061 |
| Total noninterest expense | $1,394,000 | 3,131 |
| Salaries and employee benefits | $753,000 | 3,124 |
| Premises and equipment expense | $132,000 | 3,630 |
| Additional noninterest expense | $509,000 | 2,843 |
| Pre-tax net operating income | $223,000 | 4,294 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $223,000 | 4,063 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $223,000 | 4,063 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $223,000 | 4,065 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 6,688 |
| Net operating income | $223,000 | 4,018 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 3,860 |
| Total interest expense | $313,000 | 5,319 |
| Net interest income | $5,127,000 | 3,648 |
| Provision for loan and lease losses | $45,000 | 4,352 |
| Total noninterest income | $1,889,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $392,000 | 2,854 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,497,000 | 1,850 |
| Total noninterest expense | $6,284,000 | 2,879 |
| Salaries and employee benefits | $3,085,000 | 3,041 |
| Premises and equipment expense | $673,000 | 3,044 |
| Additional noninterest expense | $2,526,000 | 2,438 |
| Pre-tax net operating income | $687,000 | 4,621 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $687,000 | 4,484 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $687,000 | 4,488 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $687,000 | 4,488 |
| Net charge-offs | $91,000 | 3,831 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 739 |
| Net operating income | $687,000 | 4,419 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 3,872 |
| Total interest expense | $238,000 | 5,390 |
| Net interest income | $3,879,000 | 3,649 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $1,530,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $296,000 | 2,853 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,234,000 | 1,793 |
| Total noninterest expense | $4,759,000 | 2,865 |
| Salaries and employee benefits | $2,297,000 | 3,094 |
| Premises and equipment expense | $543,000 | 2,934 |
| Additional noninterest expense | $1,919,000 | 2,391 |
| Pre-tax net operating income | $605,000 | 4,487 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $605,000 | 4,296 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $605,000 | 4,299 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $605,000 | 4,300 |
| Net charge-offs | $91,000 | 3,346 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 691 |
| Net operating income | $605,000 | 4,220 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 3,841 |
| Total interest expense | $164,000 | 5,401 |
| Net interest income | $2,633,000 | 3,587 |
| Provision for loan and lease losses | $45,000 | 3,696 |
| Total noninterest income | $1,105,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $200,000 | 2,788 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $905,000 | 1,701 |
| Total noninterest expense | $3,128,000 | 2,899 |
| Salaries and employee benefits | $1,540,000 | 3,091 |
| Premises and equipment expense | $382,000 | 2,826 |
| Additional noninterest expense | $1,206,000 | 2,530 |
| Pre-tax net operating income | $565,000 | 3,931 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $565,000 | 3,715 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $565,000 | 3,717 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $565,000 | 3,718 |
| Net charge-offs | $91,000 | 2,841 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 640 |
| Net operating income | $565,000 | 3,615 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 3,805 |
| Total interest expense | $85,000 | 5,426 |
| Net interest income | $1,349,000 | 3,553 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $243,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $98,000 | 2,821 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $145,000 | 3,222 |
| Total noninterest expense | $1,617,000 | 2,848 |
| Salaries and employee benefits | $790,000 | 3,077 |
| Premises and equipment expense | $191,000 | 2,850 |
| Additional noninterest expense | $636,000 | 2,415 |
| Pre-tax net operating income | $-70,000 | 6,571 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-70,000 | 6,626 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-70,000 | 6,627 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-70,000 | 6,627 |
| Net charge-offs | $78,000 | 2,088 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 552 |
| Net operating income | $-70,000 | 6,588 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,149,000 | 3,763 |
| Total interest expense | $435,000 | 5,382 |
| Net interest income | $5,714,000 | 3,484 |
| Provision for loan and lease losses | $566,000 | 2,550 |
| Total noninterest income | $379,000 | 4,899 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $459,000 | 2,655 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-80,000 | 6,716 |
| Total noninterest expense | $6,681,000 | 2,781 |
| Salaries and employee benefits | $3,249,000 | 2,963 |
| Premises and equipment expense | $714,000 | 2,973 |
| Additional noninterest expense | $2,718,000 | 2,391 |
| Pre-tax net operating income | $-1,154,000 | 6,697 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,659,000 | 1,015 |
| Income before extraordinary items | $-2,813,000 | 6,885 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,813,000 | 6,884 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,813,000 | 6,884 |
| Net charge-offs | $158,000 | 4,014 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 6,994 |
| Net operating income | $-2,813,000 | 6,868 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 3,856 |
| Total interest expense | $340,000 | 5,438 |
| Net interest income | $4,239,000 | 3,570 |
| Provision for loan and lease losses | $496,000 | 2,287 |
| Total noninterest income | $19,000 | 6,852 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $342,000 | 2,693 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-323,000 | 7,026 |
| Total noninterest expense | $4,998,000 | 2,787 |
| Salaries and employee benefits | $2,462,000 | 2,949 |
| Premises and equipment expense | $533,000 | 3,016 |
| Additional noninterest expense | $2,003,000 | 2,416 |
| Pre-tax net operating income | $-1,236,000 | 6,890 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-555,000 | 7,048 |
| Income before extraordinary items | $-681,000 | 6,814 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-681,000 | 6,811 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-681,000 | 6,812 |
| Net charge-offs | $49,000 | 4,528 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 896 |
| Net operating income | $-681,000 | 6,777 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 3,912 |
| Total interest expense | $231,000 | 5,501 |
| Net interest income | $2,792,000 | 3,610 |
| Provision for loan and lease losses | $315,000 | 2,338 |
| Total noninterest income | $523,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $232,000 | 2,652 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $291,000 | 3,113 |
| Total noninterest expense | $3,430,000 | 2,730 |
| Salaries and employee benefits | $1,672,000 | 2,915 |
| Premises and equipment expense | $356,000 | 3,021 |
| Additional noninterest expense | $1,402,000 | 2,309 |
| Pre-tax net operating income | $-430,000 | 6,777 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-200,000 | 7,069 |
| Income before extraordinary items | $-230,000 | 6,735 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-230,000 | 6,735 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-230,000 | 6,735 |
| Net charge-offs | $47,000 | 4,084 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 641 |
| Net operating income | $-230,000 | 6,665 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 3,925 |
| Total interest expense | $118,000 | 5,564 |
| Net interest income | $1,411,000 | 3,610 |
| Provision for loan and lease losses | $315,000 | 1,452 |
| Total noninterest income | $355,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $111,000 | 2,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $244,000 | 2,374 |
| Total noninterest expense | $1,672,000 | 2,789 |
| Salaries and employee benefits | $858,000 | 2,862 |
| Premises and equipment expense | $177,000 | 3,067 |
| Additional noninterest expense | $637,000 | 2,502 |
| Pre-tax net operating income | $-221,000 | 6,867 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-101,000 | 7,171 |
| Income before extraordinary items | $-120,000 | 6,827 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-120,000 | 6,828 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-120,000 | 6,828 |
| Net charge-offs | $-8,000 | 6,564 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 521 |
| Net operating income | $-120,000 | 6,770 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,745,000 | 3,768 |
| Total interest expense | $572,000 | 5,606 |
| Net interest income | $6,173,000 | 3,393 |
| Provision for loan and lease losses | $1,297,000 | 2,060 |
| Total noninterest income | $1,098,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $479,000 | 2,665 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $619,000 | 2,815 |
| Total noninterest expense | $6,492,000 | 2,862 |
| Salaries and employee benefits | $3,289,000 | 2,899 |
| Premises and equipment expense | $680,000 | 3,266 |
| Additional noninterest expense | $2,523,000 | 2,571 |
| Pre-tax net operating income | $-518,000 | 6,417 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-517,000 | 6,482 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-517,000 | 6,484 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-517,000 | 6,483 |
| Net charge-offs | $1,556,000 | 1,825 |
| Cash dividends | $50,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 741 |
| Net operating income | $-518,000 | 6,440 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,123,000 | 3,783 |
| Total interest expense | $455,000 | 5,614 |
| Net interest income | $4,668,000 | 3,380 |
| Provision for loan and lease losses | $1,042,000 | 1,913 |
| Total noninterest income | $846,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $356,000 | 2,697 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $490,000 | 2,737 |
| Total noninterest expense | $4,838,000 | 2,878 |
| Salaries and employee benefits | $2,473,000 | 2,883 |
| Premises and equipment expense | $503,000 | 3,333 |
| Additional noninterest expense | $1,862,000 | 2,610 |
| Pre-tax net operating income | $-366,000 | 6,523 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-181,000 | 7,076 |
| Income before extraordinary items | $-185,000 | 6,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-185,000 | 6,492 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-185,000 | 6,492 |
| Net charge-offs | $1,005,000 | 1,883 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 693 |
| Net operating income | $-185,000 | 6,417 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 3,827 |
| Total interest expense | $332,000 | 5,530 |
| Net interest income | $3,071,000 | 3,424 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $551,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $232,000 | 2,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $319,000 | 2,774 |
| Total noninterest expense | $3,263,000 | 2,866 |
| Salaries and employee benefits | $1,644,000 | 2,913 |
| Premises and equipment expense | $334,000 | 3,382 |
| Additional noninterest expense | $1,285,000 | 2,575 |
| Pre-tax net operating income | $329,000 | 4,488 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $114,000 | 2,756 |
| Income before extraordinary items | $215,000 | 4,910 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $215,000 | 4,910 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $215,000 | 4,910 |
| Net charge-offs | $258,000 | 2,849 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 618 |
| Net operating income | $215,000 | 4,820 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 3,867 |
| Total interest expense | $175,000 | 5,527 |
| Net interest income | $1,516,000 | 3,437 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $259,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $113,000 | 2,727 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $146,000 | 2,950 |
| Total noninterest expense | $1,648,000 | 2,850 |
| Salaries and employee benefits | $839,000 | 2,881 |
| Premises and equipment expense | $174,000 | 3,314 |
| Additional noninterest expense | $635,000 | 2,603 |
| Pre-tax net operating income | $97,000 | 5,174 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $28,000 | 3,232 |
| Income before extraordinary items | $69,000 | 5,430 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $69,000 | 5,429 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $69,000 | 5,430 |
| Net charge-offs | $95,000 | 2,783 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 601 |
| Net operating income | $69,000 | 5,381 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,655,000 | 4,045 |
| Total interest expense | $817,000 | 5,670 |
| Net interest income | $5,838,000 | 3,547 |
| Provision for loan and lease losses | $125,000 | 5,810 |
| Total noninterest income | $878,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $641,000 | 2,189 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $237,000 | 4,328 |
| Total noninterest expense | $6,559,000 | 2,883 |
| Salaries and employee benefits | $3,213,000 | 2,942 |
| Premises and equipment expense | $694,000 | 3,319 |
| Additional noninterest expense | $2,652,000 | 2,541 |
| Pre-tax net operating income | $32,000 | 5,677 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $-55,000 | 6,731 |
| Income before extraordinary items | $88,000 | 5,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $88,000 | 5,658 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $88,000 | 5,658 |
| Net charge-offs | $1,172,000 | 2,472 |
| Cash dividends | $50,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 876 |
| Net operating income | $87,000 | 5,520 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 4,104 |
| Total interest expense | $614,000 | 5,817 |
| Net interest income | $4,397,000 | 3,571 |
| Provision for loan and lease losses | $75,000 | 5,956 |
| Total noninterest income | $804,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $487,000 | 2,212 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $317,000 | 3,473 |
| Total noninterest expense | $4,865,000 | 2,904 |
| Salaries and employee benefits | $2,414,000 | 2,952 |
| Premises and equipment expense | $522,000 | 3,353 |
| Additional noninterest expense | $1,929,000 | 2,560 |
| Pre-tax net operating income | $261,000 | 5,012 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $68,000 | 3,378 |
| Income before extraordinary items | $194,000 | 5,317 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $194,000 | 5,319 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $194,000 | 5,320 |
| Net charge-offs | $883,000 | 2,337 |
| Cash dividends | $50,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 820 |
| Net operating income | $193,260 | 5,173 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 4,136 |
| Total interest expense | $399,000 | 5,968 |
| Net interest income | $2,950,000 | 3,560 |
| Provision for loan and lease losses | $58,000 | 5,761 |
| Total noninterest income | $498,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $330,000 | 2,186 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $168,000 | 3,808 |
| Total noninterest expense | $3,216,000 | 2,934 |
| Salaries and employee benefits | $1,615,000 | 2,948 |
| Premises and equipment expense | $350,000 | 3,375 |
| Additional noninterest expense | $1,251,000 | 2,622 |
| Pre-tax net operating income | $174,000 | 5,068 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $44,000 | 3,371 |
| Income before extraordinary items | $131,000 | 5,342 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $131,000 | 5,343 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $131,000 | 5,344 |
| Net charge-offs | $676,000 | 2,129 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 754 |
| Net operating income | $130,250 | 5,215 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 4,178 |
| Total interest expense | $207,000 | 6,001 |
| Net interest income | $1,481,000 | 3,595 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $234,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $171,000 | 2,123 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $63,000 | 4,306 |
| Total noninterest expense | $1,556,000 | 3,054 |
| Salaries and employee benefits | $811,000 | 2,973 |
| Premises and equipment expense | $176,000 | 3,445 |
| Additional noninterest expense | $569,000 | 2,840 |
| Pre-tax net operating income | $159,000 | 4,466 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $51,000 | 2,776 |
| Income before extraordinary items | $108,000 | 4,870 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $108,000 | 4,870 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $108,000 | 4,869 |
| Net charge-offs | $73,000 | 3,394 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 699 |
| Net operating income | $108,000 | 4,766 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,881,000 | 3,858 |
| Total interest expense | $1,257,000 | 5,559 |
| Net interest income | $6,624,000 | 3,188 |
| Provision for loan and lease losses | $4,470,000 | 1,544 |
| Total noninterest income | $716,000 | 4,018 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $753,000 | 2,135 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-37,000 | 7,517 |
| Total noninterest expense | $6,389,000 | 3,022 |
| Salaries and employee benefits | $3,168,000 | 3,028 |
| Premises and equipment expense | $758,000 | 3,264 |
| Additional noninterest expense | $2,463,000 | 2,779 |
| Pre-tax net operating income | $-3,519,000 | 6,985 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,554,000 | 7,437 |
| Income before extraordinary items | $-1,965,000 | 6,741 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,965,000 | 6,739 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,965,000 | 6,739 |
| Net charge-offs | $2,416,000 | 1,830 |
| Cash dividends | $50,000 | 4,393 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 1,026 |
| Net operating income | $-1,965,000 | 6,740 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 3,844 |
| Total interest expense | $1,012,000 | 5,532 |
| Net interest income | $5,027,000 | 3,176 |
| Provision for loan and lease losses | $3,410,000 | 1,363 |
| Total noninterest income | $779,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $564,000 | 2,146 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $215,000 | 4,165 |
| Total noninterest expense | $4,831,000 | 3,009 |
| Salaries and employee benefits | $2,373,000 | 3,062 |
| Premises and equipment expense | $577,000 | 3,269 |
| Additional noninterest expense | $1,881,000 | 2,703 |
| Pre-tax net operating income | $-2,435,000 | 7,170 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,067,000 | 7,573 |
| Income before extraordinary items | $-1,368,000 | 6,944 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,368,000 | 6,945 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,368,000 | 6,945 |
| Net charge-offs | $1,920,000 | 1,537 |
| Cash dividends | $50,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 959 |
| Net operating income | $-1,368,000 | 6,925 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,125,000 | 3,814 |
| Total interest expense | $732,000 | 5,472 |
| Net interest income | $3,393,000 | 3,137 |
| Provision for loan and lease losses | $970,000 | 2,103 |
| Total noninterest income | $529,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $374,000 | 2,135 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $155,000 | 4,051 |
| Total noninterest expense | $3,114,000 | 3,127 |
| Salaries and employee benefits | $1,565,000 | 3,117 |
| Premises and equipment expense | $380,000 | 3,318 |
| Additional noninterest expense | $1,169,000 | 2,897 |
| Pre-tax net operating income | $-162,000 | 6,208 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-113,000 | 7,177 |
| Income before extraordinary items | $-49,000 | 6,068 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-49,000 | 6,067 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-49,000 | 6,067 |
| Net charge-offs | $412,000 | 2,569 |
| Cash dividends | $50,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 959 |
| Net operating income | $-49,000 | 6,008 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 3,805 |
| Total interest expense | $400,000 | 5,392 |
| Net interest income | $1,695,000 | 3,125 |
| Provision for loan and lease losses | $272,000 | 2,469 |
| Total noninterest income | $276,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $201,000 | 1,955 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $75,000 | 4,125 |
| Total noninterest expense | $1,545,000 | 3,060 |
| Salaries and employee benefits | $806,000 | 3,081 |
| Premises and equipment expense | $191,000 | 3,355 |
| Additional noninterest expense | $548,000 | 2,785 |
| Pre-tax net operating income | $154,000 | 4,464 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $39,000 | 3,088 |
| Income before extraordinary items | $115,000 | 4,749 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $115,000 | 4,753 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $115,000 | 4,752 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 870 |
| Net operating income | $115,000 | 4,586 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,922,000 | 3,824 |
| Total interest expense | $2,222,000 | 5,060 |
| Net interest income | $6,700,000 | 3,181 |
| Provision for loan and lease losses | $1,562,000 | 2,106 |
| Total noninterest income | $1,029,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $703,000 | 2,342 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $326,000 | 3,947 |
| Total noninterest expense | $6,111,000 | 3,026 |
| Salaries and employee benefits | $3,185,000 | 3,087 |
| Premises and equipment expense | $762,000 | 3,299 |
| Additional noninterest expense | $2,164,000 | 2,663 |
| Pre-tax net operating income | $56,000 | 6,152 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-169,000 | 7,184 |
| Income before extraordinary items | $225,000 | 5,384 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $225,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,204,000 | 1,759 |
| Cash dividends | $50,000 | 5,229 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,285 |
| Net operating income | $225,000 | 5,539 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,804,000 | 3,841 |
| Total interest expense | $1,746,000 | 5,057 |
| Net interest income | $5,058,000 | 3,180 |
| Provision for loan and lease losses | $1,238,000 | 1,622 |
| Total noninterest income | $770,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $518,000 | 2,384 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $252,000 | 4,010 |
| Total noninterest expense | $4,580,000 | 3,002 |
| Salaries and employee benefits | $2,386,000 | 3,117 |
| Premises and equipment expense | $577,000 | 3,285 |
| Additional noninterest expense | $1,617,000 | 2,595 |
| Pre-tax net operating income | $10,000 | 6,709 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-89,000 | 7,519 |
| Income before extraordinary items | $99,000 | 6,187 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $99,000 | 6,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,727 |
| Cash dividends | $50,000 | 4,688 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,212 |
| Net operating income | $99,000 | 6,336 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 3,853 |
| Total interest expense | $1,250,000 | 5,009 |
| Net interest income | $3,366,000 | 3,175 |
| Provision for loan and lease losses | $413,000 | 2,130 |
| Total noninterest income | $498,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $329,000 | 2,461 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $169,000 | 4,096 |
| Total noninterest expense | $3,063,000 | 3,000 |
| Salaries and employee benefits | $1,568,000 | 3,202 |
| Premises and equipment expense | $393,000 | 3,257 |
| Additional noninterest expense | $1,102,000 | 2,520 |
| Pre-tax net operating income | $388,000 | 4,855 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $96,000 | 3,493 |
| Income before extraordinary items | $292,000 | 5,049 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $292,000 | 5,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,802 |
| Cash dividends | $50,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 8,368 |
| Net operating income | $292,000 | 4,989 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 3,799 |
| Total interest expense | $688,000 | 4,925 |
| Net interest income | $1,729,000 | 3,111 |
| Provision for loan and lease losses | $92,000 | 2,834 |
| Total noninterest income | $235,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $151,000 | 2,601 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $84,000 | 4,100 |
| Total noninterest expense | $1,512,000 | 3,035 |
| Salaries and employee benefits | $784,000 | 3,225 |
| Premises and equipment expense | $195,000 | 3,309 |
| Additional noninterest expense | $533,000 | 2,576 |
| Pre-tax net operating income | $360,000 | 3,771 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $113,000 | 2,648 |
| Income before extraordinary items | $247,000 | 4,218 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $247,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 8,424 |
| Net operating income | $247,000 | 4,120 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,592,000 | 3,630 |
| Total interest expense | $2,957,000 | 4,840 |
| Net interest income | $7,635,000 | 2,858 |
| Provision for loan and lease losses | $938,000 | 1,486 |
| Total noninterest income | $1,083,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $667,000 | 2,460 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $416,000 | 3,663 |
| Total noninterest expense | $6,122,000 | 2,917 |
| Salaries and employee benefits | $3,290,000 | 2,992 |
| Premises and equipment expense | $799,000 | 3,082 |
| Additional noninterest expense | $2,033,000 | 2,635 |
| Pre-tax net operating income | $1,658,000 | 3,714 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $560,000 | 2,595 |
| Income before extraordinary items | $1,098,000 | 4,108 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,098,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $935,000 | 1,081 |
| Cash dividends | $50,000 | 5,584 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,160 |
| Net operating income | $1,098,000 | 4,108 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,998,000 | 3,615 |
| Total interest expense | $2,212,000 | 4,864 |
| Net interest income | $5,786,000 | 2,826 |
| Provision for loan and lease losses | $106,000 | 4,018 |
| Total noninterest income | $850,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $504,000 | 2,431 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $346,000 | 3,481 |
| Total noninterest expense | $4,575,000 | 2,906 |
| Salaries and employee benefits | $2,447,000 | 2,988 |
| Premises and equipment expense | $607,000 | 3,045 |
| Additional noninterest expense | $1,521,000 | 2,588 |
| Pre-tax net operating income | $1,955,000 | 2,890 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $712,000 | 2,056 |
| Income before extraordinary items | $1,245,000 | 3,379 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,245,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $50,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,030 |
| Net operating income | $1,243,720 | 3,369 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,316,000 | 3,620 |
| Total interest expense | $1,440,000 | 4,915 |
| Net interest income | $3,876,000 | 2,839 |
| Provision for loan and lease losses | $106,000 | 3,200 |
| Total noninterest income | $594,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $337,000 | 2,420 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $257,000 | 3,292 |
| Total noninterest expense | $3,048,000 | 2,936 |
| Salaries and employee benefits | $1,617,000 | 3,043 |
| Premises and equipment expense | $399,000 | 3,096 |
| Additional noninterest expense | $1,032,000 | 2,553 |
| Pre-tax net operating income | $1,316,000 | 2,927 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $478,000 | 2,131 |
| Income before extraordinary items | $838,000 | 3,418 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $838,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $50,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 950 |
| Net operating income | $838,000 | 3,395 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 3,669 |
| Total interest expense | $686,000 | 5,033 |
| Net interest income | $1,916,000 | 2,862 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $258,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $161,000 | 2,463 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $97,000 | 3,813 |
| Total noninterest expense | $1,554,000 | 2,890 |
| Salaries and employee benefits | $838,000 | 2,957 |
| Premises and equipment expense | $200,000 | 3,116 |
| Additional noninterest expense | $516,000 | 2,549 |
| Pre-tax net operating income | $585,000 | 3,180 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $209,000 | 2,343 |
| Income before extraordinary items | $376,000 | 3,640 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $376,000 | 3,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $376,000 | 3,621 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,703,000 | 3,665 |
| Total interest expense | $1,958,000 | 5,457 |
| Net interest income | $7,745,000 | 2,837 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $1,067,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $663,000 | 2,485 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $404,000 | 3,715 |
| Total noninterest expense | $6,089,000 | 2,843 |
| Salaries and employee benefits | $3,119,000 | 3,023 |
| Premises and equipment expense | $666,000 | 3,469 |
| Additional noninterest expense | $2,304,000 | 2,258 |
| Pre-tax net operating income | $2,543,000 | 3,095 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $922,000 | 2,314 |
| Income before extraordinary items | $1,621,000 | 3,596 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,621,000 | 3,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,914 |
| Cash dividends | $54,000 | 5,667 |
| Sale, conversion, retirement of capital stock, net | $339,000 | 658 |
| Net operating income | $1,621,000 | 3,580 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,096,000 | 3,714 |
| Total interest expense | $1,305,000 | 5,702 |
| Net interest income | $5,791,000 | 2,871 |
| Provision for loan and lease losses | $133,000 | 3,684 |
| Total noninterest income | $795,000 | 3,410 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $498,000 | 2,487 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $297,000 | 3,750 |
| Total noninterest expense | $4,606,000 | 2,813 |
| Salaries and employee benefits | $2,326,000 | 3,026 |
| Premises and equipment expense | $494,000 | 3,503 |
| Additional noninterest expense | $1,786,000 | 2,186 |
| Pre-tax net operating income | $1,847,000 | 3,282 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $665,000 | 2,444 |
| Income before extraordinary items | $1,182,000 | 3,784 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,182,000 | 3,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $4,000 | 5,275 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 597 |
| Net operating income | $1,182,000 | 3,764 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 3,737 |
| Total interest expense | $731,000 | 6,045 |
| Net interest income | $3,871,000 | 2,863 |
| Provision for loan and lease losses | $73,000 | 3,858 |
| Total noninterest income | $535,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $333,000 | 2,450 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 3,725 |
| Total noninterest expense | $3,186,000 | 2,755 |
| Salaries and employee benefits | $1,576,000 | 3,002 |
| Premises and equipment expense | $327,000 | 3,523 |
| Additional noninterest expense | $1,283,000 | 2,051 |
| Pre-tax net operating income | $1,147,000 | 3,462 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $409,000 | 2,593 |
| Income before extraordinary items | $738,000 | 3,928 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $738,000 | 3,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $4,000 | 5,051 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 448 |
| Net operating income | $738,000 | 3,918 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 3,700 |
| Total interest expense | $352,000 | 6,022 |
| Net interest income | $1,930,000 | 2,868 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $263,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $163,000 | 2,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $100,000 | 3,699 |
| Total noninterest expense | $1,606,000 | 2,723 |
| Salaries and employee benefits | $793,000 | 2,995 |
| Premises and equipment expense | $155,000 | 3,684 |
| Additional noninterest expense | $658,000 | 1,974 |
| Pre-tax net operating income | $572,000 | 3,425 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $204,000 | 2,576 |
| Income before extraordinary items | $368,000 | 3,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 254 |
| Net operating income | $368,000 | 3,868 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,294,000 | 3,657 |
| Total interest expense | $1,063,000 | 6,125 |
| Net interest income | $7,231,000 | 2,964 |
| Provision for loan and lease losses | $15,000 | 6,626 |
| Total noninterest income | $1,031,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $690,000 | 2,376 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $341,000 | 4,076 |
| Total noninterest expense | $6,021,000 | 2,746 |
| Salaries and employee benefits | $2,839,000 | 3,121 |
| Premises and equipment expense | $691,000 | 3,272 |
| Additional noninterest expense | $2,491,000 | 2,023 |
| Pre-tax net operating income | $2,226,000 | 3,426 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $784,000 | 2,631 |
| Income before extraordinary items | $1,442,000 | 3,879 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,442,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,965 |
| Cash dividends | $4,000 | 6,036 |
| Sale, conversion, retirement of capital stock, net | $423,000 | 554 |
| Net operating income | $1,442,000 | 3,856 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,057,000 | 3,679 |
| Total interest expense | $721,000 | 6,280 |
| Net interest income | $5,336,000 | 2,987 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $773,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $519,000 | 2,364 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $254,000 | 4,104 |
| Total noninterest expense | $4,505,000 | 2,720 |
| Salaries and employee benefits | $2,113,000 | 3,121 |
| Premises and equipment expense | $539,000 | 3,152 |
| Additional noninterest expense | $1,853,000 | 2,007 |
| Pre-tax net operating income | $1,604,000 | 3,575 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $559,000 | 2,760 |
| Income before extraordinary items | $1,045,000 | 4,046 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,045,000 | 4,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $4,000 | 5,296 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 494 |
| Net operating income | $1,045,000 | 4,009 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 3,684 |
| Total interest expense | $457,000 | 6,273 |
| Net interest income | $3,483,000 | 3,014 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $509,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $345,000 | 2,335 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $164,000 | 4,121 |
| Total noninterest expense | $2,949,000 | 2,742 |
| Salaries and employee benefits | $1,398,000 | 3,118 |
| Premises and equipment expense | $373,000 | 3,035 |
| Additional noninterest expense | $1,178,000 | 2,090 |
| Pre-tax net operating income | $1,043,000 | 3,603 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $361,000 | 2,768 |
| Income before extraordinary items | $682,000 | 4,070 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $682,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,735 |
| Cash dividends | $4,000 | 5,051 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 371 |
| Net operating income | $682,000 | 4,011 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 3,691 |
| Total interest expense | $222,000 | 6,271 |
| Net interest income | $1,714,000 | 3,041 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $239,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $165,000 | 2,367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,342 |
| Total noninterest expense | $1,523,000 | 2,674 |
| Salaries and employee benefits | $709,000 | 3,094 |
| Premises and equipment expense | $210,000 | 2,749 |
| Additional noninterest expense | $604,000 | 2,029 |
| Pre-tax net operating income | $430,000 | 4,077 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $143,000 | 3,181 |
| Income before extraordinary items | $287,000 | 4,492 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $287,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 276 |
| Net operating income | $287,000 | 4,448 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,219,000 | 3,720 |
| Total interest expense | $751,000 | 6,417 |
| Net interest income | $6,468,000 | 3,099 |
| Provision for loan and lease losses | $27,000 | 6,524 |
| Total noninterest income | $1,026,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $717,000 | 2,326 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $309,000 | 4,212 |
| Total noninterest expense | $5,561,000 | 2,835 |
| Salaries and employee benefits | $2,597,000 | 3,242 |
| Premises and equipment expense | $713,000 | 3,082 |
| Additional noninterest expense | $2,251,000 | 2,167 |
| Pre-tax net operating income | $1,906,000 | 3,613 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $597,000 | 3,041 |
| Income before extraordinary items | $1,309,000 | 3,968 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,309,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,112 |
| Cash dividends | $4,000 | 6,132 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 754 |
| Net operating income | $1,309,000 | 3,908 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 3,740 |
| Total interest expense | $543,000 | 6,489 |
| Net interest income | $4,770,000 | 3,115 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $778,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $538,000 | 2,353 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $240,000 | 4,135 |
| Total noninterest expense | $4,113,000 | 2,847 |
| Salaries and employee benefits | $1,926,000 | 3,243 |
| Premises and equipment expense | $547,000 | 3,015 |
| Additional noninterest expense | $1,640,000 | 2,207 |
| Pre-tax net operating income | $1,408,000 | 3,735 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $425,000 | 3,198 |
| Income before extraordinary items | $983,000 | 4,047 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $983,000 | 4,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,285 |
| Cash dividends | $4,000 | 5,339 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 640 |
| Net operating income | $983,000 | 3,980 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 3,793 |
| Total interest expense | $354,000 | 6,586 |
| Net interest income | $3,124,000 | 3,166 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $527,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $359,000 | 2,341 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $168,000 | 4,095 |
| Total noninterest expense | $2,771,000 | 2,821 |
| Salaries and employee benefits | $1,270,000 | 3,288 |
| Premises and equipment expense | $370,000 | 2,982 |
| Additional noninterest expense | $1,131,000 | 2,136 |
| Pre-tax net operating income | $880,000 | 3,861 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $243,000 | 3,445 |
| Income before extraordinary items | $637,000 | 4,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $637,000 | 4,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $4,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 539 |
| Net operating income | $637,000 | 3,997 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 3,816 |
| Total interest expense | $178,000 | 6,648 |
| Net interest income | $1,555,000 | 3,175 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $258,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $175,000 | 2,340 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $83,000 | 4,094 |
| Total noninterest expense | $1,314,000 | 2,956 |
| Salaries and employee benefits | $616,000 | 3,385 |
| Premises and equipment expense | $192,000 | 2,926 |
| Additional noninterest expense | $506,000 | 2,332 |
| Pre-tax net operating income | $499,000 | 3,530 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $166,000 | 2,899 |
| Income before extraordinary items | $333,000 | 3,983 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $333,000 | 3,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 435 |
| Net operating income | $333,000 | 3,855 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,407,000 | 4,102 |
| Total interest expense | $848,000 | 6,563 |
| Net interest income | $5,559,000 | 3,398 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $1,075,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $768,000 | 2,186 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $307,000 | 4,461 |
| Total noninterest expense | $5,064,000 | 3,017 |
| Salaries and employee benefits | $2,161,000 | 3,676 |
| Premises and equipment expense | $735,000 | 2,962 |
| Additional noninterest expense | $2,168,000 | 2,219 |
| Pre-tax net operating income | $1,490,000 | 4,138 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $411,000 | 3,725 |
| Income before extraordinary items | $1,079,000 | 4,434 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,079,000 | 4,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $1,000 | 6,279 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 716 |
| Net operating income | $1,079,000 | 4,251 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,728,000 | 4,207 |
| Total interest expense | $669,000 | 6,584 |
| Net interest income | $4,059,000 | 3,487 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $817,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $575,000 | 2,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $242,000 | 4,441 |
| Total noninterest expense | $3,789,000 | 3,023 |
| Salaries and employee benefits | $1,611,000 | 3,679 |
| Premises and equipment expense | $552,000 | 2,963 |
| Additional noninterest expense | $1,626,000 | 2,206 |
| Pre-tax net operating income | $1,047,000 | 4,424 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $314,000 | 3,833 |
| Income before extraordinary items | $733,000 | 4,858 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $733,000 | 4,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $1,000 | 5,515 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 585 |
| Net operating income | $733,000 | 4,667 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 4,207 |
| Total interest expense | $471,000 | 6,556 |
| Net interest income | $2,717,000 | 3,470 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $546,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $380,000 | 2,182 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $166,000 | 4,376 |
| Total noninterest expense | $2,522,000 | 3,025 |
| Salaries and employee benefits | $1,068,000 | 3,702 |
| Premises and equipment expense | $371,000 | 2,942 |
| Additional noninterest expense | $1,083,000 | 2,198 |
| Pre-tax net operating income | $721,000 | 4,349 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $217,000 | 3,802 |
| Income before extraordinary items | $504,000 | 4,783 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $504,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $1,000 | 5,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $504,000 | 4,575 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 4,255 |
| Total interest expense | $234,000 | 6,664 |
| Net interest income | $1,354,000 | 3,458 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $278,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $185,000 | 2,171 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $93,000 | 4,068 |
| Total noninterest expense | $1,212,000 | 3,108 |
| Salaries and employee benefits | $518,000 | 3,793 |
| Premises and equipment expense | $190,000 | 2,882 |
| Additional noninterest expense | $504,000 | 2,326 |
| Pre-tax net operating income | $400,000 | 4,032 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $125,000 | 3,551 |
| Income before extraordinary items | $275,000 | 4,468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $275,000 | 4,271 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,640,000 | 4,748 |
| Total interest expense | $1,201,000 | 6,418 |
| Net interest income | $4,439,000 | 4,044 |
| Provision for loan and lease losses | $23,000 | 7,437 |
| Total noninterest income | $1,059,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $729,000 | 2,181 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $330,000 | 4,059 |
| Total noninterest expense | $4,703,000 | 3,087 |
| Salaries and employee benefits | $2,120,000 | 3,567 |
| Premises and equipment expense | $729,000 | 2,897 |
| Additional noninterest expense | $1,854,000 | 2,484 |
| Pre-tax net operating income | $772,000 | 5,856 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $168,000 | 5,356 |
| Income before extraordinary items | $604,000 | 5,945 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $604,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,736 |
| Cash dividends | $1,000 | 6,373 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 662 |
| Net operating income | $604,000 | 5,804 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,159,000 | 4,868 |
| Total interest expense | $2,030,000 | 6,049 |
| Net interest income | $4,129,000 | 4,027 |
| Provision for loan and lease losses | $92,000 | 5,755 |
| Total noninterest income | $969,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $707,000 | 2,124 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $262,000 | 4,399 |
| Total noninterest expense | $4,606,000 | 3,030 |
| Salaries and employee benefits | $1,822,000 | 3,879 |
| Premises and equipment expense | $691,000 | 2,974 |
| Additional noninterest expense | $2,093,000 | 2,146 |
| Pre-tax net operating income | $400,000 | 6,985 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-28,000 | 9,084 |
| Income before extraordinary items | $428,000 | 6,408 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $428,000 | 6,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-94,000 | 9,500 |
| Cash dividends | $1,000 | 6,609 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 688 |
| Net operating income | $428,000 | 6,285 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,144,000 | 4,504 |
| Total interest expense | $1,924,000 | 6,374 |
| Net interest income | $5,220,000 | 3,342 |
| Provision for loan and lease losses | $745,000 | 1,346 |
| Total noninterest income | $2,249,000 | 1,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $698,000 | 1,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,551,000 | 1,350 |
| Total noninterest expense | $5,407,000 | 2,524 |
| Salaries and employee benefits | $1,914,000 | 3,607 |
| Premises and equipment expense | $702,000 | 2,873 |
| Additional noninterest expense | $2,791,000 | 1,598 |
| Pre-tax net operating income | $1,317,000 | 4,467 |
| Securities gains (losses) | $-28,000 | 8,903 |
| Applicable income taxes | $378,000 | 4,104 |
| Income before extraordinary items | $911,000 | 4,643 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $911,000 | 4,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $831,000 | 853 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 665 |
| Net operating income | $930,880 | 4,583 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 4,274 |
| Total interest expense | $1,986,000 | 6,026 |
| Net interest income | $5,256,000 | 3,305 |
| Provision for loan and lease losses | $775,000 | 1,221 |
| Total noninterest income | $1,157,000 | 2,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $594,000 | 2,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $563,000 | 2,742 |
| Total noninterest expense | $4,749,000 | 2,841 |
| Salaries and employee benefits | $1,937,000 | 3,545 |
| Premises and equipment expense | $482,000 | 3,888 |
| Additional noninterest expense | $2,330,000 | 1,873 |
| Pre-tax net operating income | $889,000 | 5,638 |
| Securities gains (losses) | $-54,000 | 9,809 |
| Applicable income taxes | $206,000 | 5,635 |
| Income before extraordinary items | $629,000 | 5,763 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $629,000 | 5,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,454 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-150,000 | 10,108 |
| Net operating income | $669,500 | 5,557 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,167,000 | 4,901 |
| Total interest expense | $1,875,000 | 6,405 |
| Net interest income | $4,292,000 | 3,889 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $1,202,000 | 2,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $731,000 | 1,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $471,000 | 3,093 |
| Total noninterest expense | $4,284,000 | 3,028 |
| Salaries and employee benefits | $1,949,000 | 3,428 |
| Premises and equipment expense | $431,000 | 4,164 |
| Additional noninterest expense | $1,904,000 | 2,203 |
| Pre-tax net operating income | $970,000 | 5,516 |
| Securities gains (losses) | $67,000 | 1,537 |
| Applicable income taxes | $273,000 | 5,429 |
| Income before extraordinary items | $764,000 | 5,346 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $764,000 | 5,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,298 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 976 |
| Net operating income | $714,420 | 5,439 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,763,000 | 5,987 |
| Total interest expense | $1,404,000 | 7,574 |
| Net interest income | $3,359,000 | 4,874 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,019,000 | 2,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $625,000 | 2,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 3,314 |
| Total noninterest expense | $3,459,000 | 3,648 |
| Salaries and employee benefits | $1,675,000 | 3,882 |
| Premises and equipment expense | $360,000 | 4,797 |
| Additional noninterest expense | $1,424,000 | 2,873 |
| Pre-tax net operating income | $799,000 | 6,550 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $203,000 | 6,834 |
| Income before extraordinary items | $605,000 | 6,338 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $605,000 | 6,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,059 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 867 |
| Net operating income | $598,250 | 6,329 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 6,741 |
| Total interest expense | $1,175,000 | 8,459 |
| Net interest income | $2,951,000 | 5,503 |
| Provision for loan and lease losses | $185,000 | 3,579 |
| Total noninterest income | $734,000 | 3,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $489,000 | 2,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,593 |
| Total noninterest expense | $2,685,000 | 4,731 |
| Salaries and employee benefits | $1,225,000 | 5,105 |
| Premises and equipment expense | $295,000 | 5,657 |
| Additional noninterest expense | $1,165,000 | 3,881 |
| Pre-tax net operating income | $815,000 | 6,450 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $264,000 | 6,251 |
| Income before extraordinary items | $566,000 | 6,471 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $566,000 | 6,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,481 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 747 |
| Net operating income | $555,800 | 6,472 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 7,139 |
| Total interest expense | $1,025,000 | 9,164 |
| Net interest income | $2,851,000 | 5,730 |
| Provision for loan and lease losses | $345,000 | 2,079 |
| Total noninterest income | $686,000 | 4,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $453,000 | 2,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,691 |
| Total noninterest expense | $2,435,000 | 5,113 |
| Salaries and employee benefits | $1,097,000 | 5,606 |
| Premises and equipment expense | $242,000 | 6,482 |
| Additional noninterest expense | $1,096,000 | 4,036 |
| Pre-tax net operating income | $757,000 | 7,026 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $253,000 | 6,605 |
| Income before extraordinary items | $520,000 | 7,102 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $520,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,739 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 732 |
| Net operating income | $509,280 | 7,155 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 7,251 |
| Total interest expense | $922,000 | 9,028 |
| Net interest income | $2,639,000 | 6,193 |
| Provision for loan and lease losses | $490,000 | 1,569 |
| Total noninterest income | $599,000 | 4,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $467,000 | 2,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $2,405,000 | 5,337 |
| Salaries and employee benefits | $992,000 | 6,126 |
| Premises and equipment expense | $241,000 | 6,664 |
| Additional noninterest expense | $1,172,000 | 4,132 |
| Pre-tax net operating income | $343,000 | 9,784 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $107,000 | 9,194 |
| Income before extraordinary items | $240,000 | 9,807 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $240,000 | 9,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 1,403 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $237,240 | 9,904 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 7,585 |
| Total interest expense | $964,000 | 9,269 |
| Net interest income | $2,497,000 | 6,550 |
| Provision for loan and lease losses | $250,000 | 3,377 |
| Total noninterest income | $542,000 | 5,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $435,000 | 3,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,658 |
| Total noninterest expense | $2,217,000 | 5,830 |
| Salaries and employee benefits | $967,000 | 6,324 |
| Premises and equipment expense | $206,000 | 7,564 |
| Additional noninterest expense | $1,044,000 | 4,742 |
| Pre-tax net operating income | $572,000 | 8,154 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $174,000 | 8,125 |
| Income before extraordinary items | $408,000 | 8,352 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $408,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,671 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 1,015 |
| Net operating income | $401,000 | 8,149 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 8,282 |
| Total interest expense | $1,119,000 | 9,907 |
| Net interest income | $2,313,000 | 6,976 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $689,000 | 4,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 4,265 |
| Total noninterest expense | $2,227,000 | 5,851 |
| Salaries and employee benefits | $977,000 | 6,160 |
| Premises and equipment expense | $194,000 | 7,976 |
| Additional noninterest expense | $1,056,000 | 4,835 |
| Pre-tax net operating income | $575,000 | 7,895 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $220,000 | 7,182 |
| Income before extraordinary items | $384,000 | 8,378 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $384,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 5,843 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $365,440 | 8,195 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.