Home > First Mountain Bank > Income and Expense
First Mountain Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $684,000 | 8,123 |
| Total interest expense | $184,000 | 8,142 |
| Net interest income | $500,000 | 8,027 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $82,000 | 7,318 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $81,000 | 5,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 8,065 |
| Total noninterest expense | $390,000 | 8,159 |
| Salaries and employee benefits | $191,000 | 8,203 |
| Premises and equipment expense | $30,000 | 8,186 |
| Additional noninterest expense | $169,000 | 7,812 |
| Pre-tax net operating income | $192,000 | 6,064 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $192,000 | 5,737 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $192,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,309 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $192,000 | 5,907 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $275,000 | 8,341 |
| Total interest expense | $75,000 | 8,304 |
| Net interest income | $200,000 | 8,307 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $31,000 | 7,849 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $31,000 | 6,533 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $162,000 | 8,377 |
| Salaries and employee benefits | $92,000 | 8,361 |
| Premises and equipment expense | $13,000 | 8,343 |
| Additional noninterest expense | $57,000 | 8,301 |
| Pre-tax net operating income | $69,000 | 6,574 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $69,000 | 6,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 6,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $69,000 | 6,496 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 7,808 |
| Total interest expense | $119,000 | 7,983 |
| Net interest income | $292,000 | 7,539 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $275,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $233,000 | 2,335 |
| Total noninterest expense | $236,000 | 7,736 |
| Salaries and employee benefits | $182,000 | 7,171 |
| Premises and equipment expense | $14,000 | 8,144 |
| Additional noninterest expense | $40,000 | 8,182 |
| Pre-tax net operating income | $331,000 | 3,932 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $331,000 | 3,591 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $331,000 | 3,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $80,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $331,000 | 3,498 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 7,826 |
| Total interest expense | $481,000 | 7,972 |
| Net interest income | $1,146,000 | 7,566 |
| Provision for loan and lease losses | $-22,000 | 8,259 |
| Total noninterest income | $249,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $207,000 | 4,836 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $42,000 | 7,258 |
| Total noninterest expense | $1,028,000 | 7,620 |
| Salaries and employee benefits | $774,000 | 7,047 |
| Premises and equipment expense | $52,000 | 8,232 |
| Additional noninterest expense | $202,000 | 8,019 |
| Pre-tax net operating income | $389,000 | 6,298 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $389,000 | 6,087 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $389,000 | 6,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,183 |
| Cash dividends | $313,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $389,000 | 6,075 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 7,876 |
| Total interest expense | $359,000 | 8,035 |
| Net interest income | $867,000 | 7,611 |
| Provision for loan and lease losses | $-22,000 | 8,337 |
| Total noninterest income | $166,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $158,000 | 4,809 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,000 | 8,099 |
| Total noninterest expense | $767,000 | 7,597 |
| Salaries and employee benefits | $578,000 | 7,035 |
| Premises and equipment expense | $51,000 | 8,082 |
| Additional noninterest expense | $138,000 | 8,082 |
| Pre-tax net operating income | $288,000 | 6,615 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $288,000 | 6,383 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $288,000 | 6,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,078 |
| Cash dividends | $233,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $288,000 | 6,377 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $808,000 | 7,933 |
| Total interest expense | $237,000 | 8,089 |
| Net interest income | $571,000 | 7,672 |
| Provision for loan and lease losses | $-22,000 | 8,390 |
| Total noninterest income | $112,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $106,000 | 4,826 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $512,000 | 7,642 |
| Salaries and employee benefits | $383,000 | 7,095 |
| Premises and equipment expense | $36,000 | 8,079 |
| Additional noninterest expense | $93,000 | 8,119 |
| Pre-tax net operating income | $193,000 | 6,677 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $193,000 | 6,423 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $193,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,129 |
| Cash dividends | $125,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $193,000 | 6,420 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $378,000 | 8,053 |
| Total interest expense | $110,000 | 8,185 |
| Net interest income | $268,000 | 7,800 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $55,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $52,000 | 4,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $253,000 | 7,708 |
| Salaries and employee benefits | $192,000 | 7,142 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $42,000 | 8,239 |
| Pre-tax net operating income | $70,000 | 7,050 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $70,000 | 6,861 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $70,000 | 6,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $66,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $70,000 | 6,844 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 7,945 |
| Total interest expense | $395,000 | 8,110 |
| Net interest income | $1,098,000 | 7,703 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $220,000 | 6,752 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $212,000 | 4,859 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,318 |
| Total noninterest expense | $1,009,000 | 7,692 |
| Salaries and employee benefits | $748,000 | 7,128 |
| Premises and equipment expense | $57,000 | 8,285 |
| Additional noninterest expense | $204,000 | 8,094 |
| Pre-tax net operating income | $309,000 | 7,090 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $309,000 | 6,876 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $309,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $253,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $309,000 | 6,877 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 7,997 |
| Total interest expense | $290,000 | 8,163 |
| Net interest income | $835,000 | 7,762 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $165,000 | 6,803 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $158,000 | 4,926 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $767,000 | 7,682 |
| Salaries and employee benefits | $560,000 | 7,119 |
| Premises and equipment expense | $62,000 | 8,035 |
| Additional noninterest expense | $145,000 | 8,179 |
| Pre-tax net operating income | $233,000 | 7,287 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $233,000 | 7,046 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $233,000 | 7,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $184,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $233,000 | 7,048 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $732,000 | 8,037 |
| Total interest expense | $187,000 | 8,192 |
| Net interest income | $545,000 | 7,841 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $116,000 | 6,726 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $112,000 | 4,755 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $507,000 | 7,720 |
| Salaries and employee benefits | $371,000 | 7,169 |
| Premises and equipment expense | $43,000 | 8,003 |
| Additional noninterest expense | $93,000 | 8,237 |
| Pre-tax net operating income | $154,000 | 7,363 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $154,000 | 7,125 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $154,000 | 7,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $104,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $154,000 | 7,140 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $350,000 | 8,096 |
| Total interest expense | $91,000 | 8,206 |
| Net interest income | $259,000 | 7,928 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $56,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 4,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $251,000 | 7,747 |
| Salaries and employee benefits | $186,000 | 7,179 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $44,000 | 8,295 |
| Pre-tax net operating income | $64,000 | 7,520 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $64,000 | 7,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $51,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $64,000 | 7,298 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 7,956 |
| Total interest expense | $337,000 | 8,095 |
| Net interest income | $1,103,000 | 7,807 |
| Provision for loan and lease losses | $15,000 | 6,626 |
| Total noninterest income | $221,000 | 6,897 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $207,000 | 4,958 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,298 |
| Total noninterest expense | $1,009,000 | 7,734 |
| Salaries and employee benefits | $718,000 | 7,200 |
| Premises and equipment expense | $89,000 | 7,981 |
| Additional noninterest expense | $202,000 | 8,216 |
| Pre-tax net operating income | $300,000 | 7,377 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $300,000 | 7,184 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $300,000 | 7,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,373 |
| Cash dividends | $266,000 | 4,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $300,000 | 7,168 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 7,992 |
| Total interest expense | $246,000 | 8,120 |
| Net interest income | $823,000 | 7,859 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $161,000 | 6,971 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $149,000 | 5,085 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $729,000 | 7,775 |
| Salaries and employee benefits | $544,000 | 7,158 |
| Premises and equipment expense | $46,000 | 8,335 |
| Additional noninterest expense | $139,000 | 8,304 |
| Pre-tax net operating income | $240,000 | 7,479 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $240,000 | 7,242 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $240,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,273 |
| Cash dividends | $190,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $240,000 | 7,202 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $709,000 | 8,006 |
| Total interest expense | $161,000 | 8,105 |
| Net interest income | $548,000 | 7,876 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $104,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $95,000 | 5,143 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $485,000 | 7,789 |
| Salaries and employee benefits | $358,000 | 7,206 |
| Premises and equipment expense | $32,000 | 8,308 |
| Additional noninterest expense | $95,000 | 8,260 |
| Pre-tax net operating income | $152,000 | 7,537 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $152,000 | 7,329 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $152,000 | 7,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,091 |
| Cash dividends | $123,000 | 4,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $152,000 | 7,285 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $351,000 | 8,065 |
| Total interest expense | $75,000 | 8,195 |
| Net interest income | $276,000 | 7,933 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $48,000 | 5,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $240,000 | 7,869 |
| Salaries and employee benefits | $179,000 | 7,256 |
| Premises and equipment expense | $14,000 | 8,464 |
| Additional noninterest expense | $47,000 | 8,340 |
| Pre-tax net operating income | $76,000 | 7,552 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $76,000 | 7,310 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $76,000 | 7,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,116 |
| Cash dividends | $57,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $76,000 | 7,279 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 7,976 |
| Total interest expense | $260,000 | 8,242 |
| Net interest income | $1,179,000 | 7,769 |
| Provision for loan and lease losses | $27,000 | 6,524 |
| Total noninterest income | $204,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $166,000 | 5,602 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,732 |
| Total noninterest expense | $998,000 | 7,824 |
| Salaries and employee benefits | $701,000 | 7,275 |
| Premises and equipment expense | $78,000 | 8,237 |
| Additional noninterest expense | $219,000 | 8,194 |
| Pre-tax net operating income | $358,000 | 7,246 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $358,000 | 6,979 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $358,000 | 6,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,883 |
| Cash dividends | $347,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $358,000 | 6,925 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 7,990 |
| Total interest expense | $187,000 | 8,325 |
| Net interest income | $894,000 | 7,785 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $154,000 | 7,150 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $126,000 | 5,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 7,777 |
| Total noninterest expense | $730,000 | 7,841 |
| Salaries and employee benefits | $531,000 | 7,207 |
| Premises and equipment expense | $57,000 | 8,268 |
| Additional noninterest expense | $142,000 | 8,375 |
| Pre-tax net operating income | $291,000 | 7,259 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $291,000 | 6,952 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $291,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $266,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $291,000 | 6,884 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $714,000 | 8,057 |
| Total interest expense | $118,000 | 8,440 |
| Net interest income | $596,000 | 7,831 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $102,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $83,000 | 5,648 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $486,000 | 7,891 |
| Salaries and employee benefits | $353,000 | 7,284 |
| Premises and equipment expense | $41,000 | 8,228 |
| Additional noninterest expense | $92,000 | 8,434 |
| Pre-tax net operating income | $200,000 | 7,185 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $200,000 | 6,904 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $172,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $200,000 | 6,819 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 8,103 |
| Total interest expense | $60,000 | 8,485 |
| Net interest income | $296,000 | 7,876 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $54,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $243,000 | 7,931 |
| Salaries and employee benefits | $176,000 | 7,322 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $45,000 | 8,517 |
| Pre-tax net operating income | $95,000 | 7,230 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $95,000 | 6,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 6,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $87,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $95,000 | 6,876 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 7,986 |
| Total interest expense | $271,000 | 8,554 |
| Net interest income | $1,313,000 | 7,643 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $184,000 | 7,482 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $147,000 | 5,895 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $37,000 | 7,907 |
| Total noninterest expense | $1,013,000 | 7,852 |
| Salaries and employee benefits | $687,000 | 7,354 |
| Premises and equipment expense | $57,000 | 8,661 |
| Additional noninterest expense | $269,000 | 7,971 |
| Pre-tax net operating income | $444,000 | 6,860 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $444,000 | 6,597 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $444,000 | 6,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,740 |
| Cash dividends | $381,000 | 4,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $444,000 | 6,432 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 8,069 |
| Total interest expense | $209,000 | 8,629 |
| Net interest income | $990,000 | 7,688 |
| Provision for loan and lease losses | $37,000 | 6,206 |
| Total noninterest income | $135,000 | 7,572 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $109,000 | 5,956 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $742,000 | 7,885 |
| Salaries and employee benefits | $521,000 | 7,290 |
| Premises and equipment expense | $61,000 | 8,368 |
| Additional noninterest expense | $160,000 | 8,372 |
| Pre-tax net operating income | $346,000 | 6,967 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $346,000 | 6,675 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $346,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,021 |
| Cash dividends | $292,000 | 3,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $346,000 | 6,499 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $802,000 | 8,122 |
| Total interest expense | $146,000 | 8,670 |
| Net interest income | $656,000 | 7,715 |
| Provision for loan and lease losses | $19,000 | 6,381 |
| Total noninterest income | $90,000 | 7,570 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $72,000 | 5,973 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $490,000 | 7,934 |
| Salaries and employee benefits | $346,000 | 7,319 |
| Premises and equipment expense | $42,000 | 8,327 |
| Additional noninterest expense | $102,000 | 8,421 |
| Pre-tax net operating income | $237,000 | 6,934 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $237,000 | 6,638 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $237,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,485 |
| Cash dividends | $206,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $237,000 | 6,430 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $406,000 | 8,150 |
| Total interest expense | $74,000 | 8,738 |
| Net interest income | $332,000 | 7,717 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $48,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $243,000 | 7,995 |
| Salaries and employee benefits | $174,000 | 7,337 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $48,000 | 8,544 |
| Pre-tax net operating income | $130,000 | 6,755 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $130,000 | 6,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $96,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $130,000 | 6,189 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 8,249 |
| Total interest expense | $361,000 | 8,760 |
| Net interest income | $1,258,000 | 7,823 |
| Provision for loan and lease losses | $29,000 | 7,260 |
| Total noninterest income | $209,000 | 7,219 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $168,000 | 5,621 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 7,847 |
| Total noninterest expense | $998,000 | 7,940 |
| Salaries and employee benefits | $691,000 | 7,306 |
| Premises and equipment expense | $75,000 | 8,522 |
| Additional noninterest expense | $232,000 | 8,312 |
| Pre-tax net operating income | $440,000 | 6,995 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $440,000 | 6,647 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $440,000 | 6,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $393,000 | 3,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $440,000 | 6,524 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 8,618 |
| Total interest expense | $479,000 | 9,047 |
| Net interest income | $1,140,000 | 8,005 |
| Provision for loan and lease losses | $35,000 | 7,117 |
| Total noninterest income | $211,000 | 7,197 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $161,000 | 5,656 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $50,000 | 7,689 |
| Total noninterest expense | $991,000 | 7,984 |
| Salaries and employee benefits | $664,000 | 7,362 |
| Premises and equipment expense | $87,000 | 8,512 |
| Additional noninterest expense | $240,000 | 8,310 |
| Pre-tax net operating income | $325,000 | 7,296 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $325,000 | 6,986 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $325,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,919 |
| Cash dividends | $194,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $325,000 | 6,864 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 8,875 |
| Total interest expense | $496,000 | 9,255 |
| Net interest income | $1,077,000 | 8,329 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $235,000 | 6,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,624 |
| Total noninterest expense | $921,000 | 8,247 |
| Salaries and employee benefits | $617,000 | 7,610 |
| Premises and equipment expense | $89,000 | 8,632 |
| Additional noninterest expense | $215,000 | 8,647 |
| Pre-tax net operating income | $355,000 | 7,665 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $355,000 | 7,131 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $354,000 | 7,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $390,000 | 4,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $355,000 | 7,127 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 9,097 |
| Total interest expense | $431,000 | 9,587 |
| Net interest income | $1,050,000 | 8,515 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $258,000 | 6,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 5,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,949 |
| Total noninterest expense | $888,000 | 8,468 |
| Salaries and employee benefits | $608,000 | 7,719 |
| Premises and equipment expense | $85,000 | 8,926 |
| Additional noninterest expense | $195,000 | 9,078 |
| Pre-tax net operating income | $402,000 | 7,594 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $402,000 | 6,980 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $402,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $371,000 | 4,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $402,000 | 6,948 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 9,261 |
| Total interest expense | $458,000 | 9,786 |
| Net interest income | $1,072,000 | 8,633 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $240,000 | 7,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,037 |
| Total noninterest expense | $924,000 | 8,360 |
| Salaries and employee benefits | $607,000 | 7,719 |
| Premises and equipment expense | $99,000 | 8,732 |
| Additional noninterest expense | $218,000 | 8,920 |
| Pre-tax net operating income | $358,000 | 8,105 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-8,000 | 10,012 |
| Income before extraordinary items | $366,000 | 7,439 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $366,000 | 7,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,552 |
| Cash dividends | $239,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $366,000 | 7,358 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 9,841 |
| Total interest expense | $423,000 | 10,287 |
| Net interest income | $952,000 | 9,303 |
| Provision for loan and lease losses | $17,000 | 8,044 |
| Total noninterest income | $239,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,573 |
| Total noninterest expense | $840,000 | 8,891 |
| Salaries and employee benefits | $506,000 | 8,563 |
| Premises and equipment expense | $108,000 | 8,773 |
| Additional noninterest expense | $226,000 | 9,113 |
| Pre-tax net operating income | $334,000 | 8,805 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $23,000 | 9,670 |
| Income before extraordinary items | $311,000 | 8,298 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $311,000 | 8,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $236,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $311,000 | 8,253 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 10,426 |
| Total interest expense | $373,000 | 10,935 |
| Net interest income | $902,000 | 9,828 |
| Provision for loan and lease losses | $47,000 | 6,760 |
| Total noninterest income | $252,000 | 7,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $778,000 | 9,522 |
| Salaries and employee benefits | $451,000 | 9,249 |
| Premises and equipment expense | $130,000 | 8,532 |
| Additional noninterest expense | $197,000 | 9,966 |
| Pre-tax net operating income | $329,000 | 8,931 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $119,000 | 8,411 |
| Income before extraordinary items | $210,000 | 9,200 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $210,000 | 9,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $87,000 | 6,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $210,000 | 9,148 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 10,990 |
| Total interest expense | $363,000 | 11,437 |
| Net interest income | $827,000 | 10,455 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $236,000 | 7,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $743,000 | 10,020 |
| Salaries and employee benefits | $431,000 | 9,684 |
| Premises and equipment expense | $94,000 | 9,797 |
| Additional noninterest expense | $218,000 | 10,204 |
| Pre-tax net operating income | $311,000 | 9,662 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $218,000 | 9,737 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $218,000 | 9,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $122,000 | 6,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $218,000 | 9,707 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 11,602 |
| Total interest expense | $248,000 | 12,214 |
| Net interest income | $806,000 | 11,036 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $194,000 | 8,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $665,000 | 10,848 |
| Salaries and employee benefits | $417,000 | 10,132 |
| Premises and equipment expense | $57,000 | 11,399 |
| Additional noninterest expense | $191,000 | 11,259 |
| Pre-tax net operating income | $335,000 | 9,863 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $114,000 | 9,050 |
| Income before extraordinary items | $215,000 | 10,088 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $215,000 | 10,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $273,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $218,900 | 10,113 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 12,052 |
| Total interest expense | $268,000 | 12,791 |
| Net interest income | $851,000 | 11,342 |
| Provision for loan and lease losses | $-32,000 | 12,654 |
| Total noninterest income | $207,000 | 9,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 7,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $630,000 | 11,488 |
| Salaries and employee benefits | $379,000 | 10,848 |
| Premises and equipment expense | $60,000 | 11,855 |
| Additional noninterest expense | $191,000 | 11,857 |
| Pre-tax net operating income | $460,000 | 8,942 |
| Securities gains (losses) | $64,000 | 3,088 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $372,000 | 8,726 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $372,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $335,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $326,560 | 8,912 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 12,601 |
| Total interest expense | $375,000 | 13,282 |
| Net interest income | $826,000 | 11,807 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $213,000 | 9,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $661,000 | 11,727 |
| Salaries and employee benefits | $345,000 | 11,499 |
| Premises and equipment expense | $48,000 | 12,755 |
| Additional noninterest expense | $268,000 | 11,302 |
| Pre-tax net operating income | $358,000 | 9,606 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $129,000 | 9,137 |
| Income before extraordinary items | $234,000 | 10,120 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $234,000 | 10,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 12,970 |
| Cash dividends | $118,000 | 6,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $230,800 | 9,817 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.