Home > First Morris Bank and Trust > Assets and Liabilities
First Morris Bank and Trust, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 119 | 1,457 |
| Assets and Liabilities | ||
| Total Assets: | $563,852,000 | 1,180 |
| Cash and due from depository institutions | $50,662,000 | 1,457 |
| Interest-bearing balances | $40,375,000 | 160 |
| Securities | $138,579,000 | 850 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,983 |
| Net loans & leases | $335,606,000 | 1,383 |
| Loan loss allowance | $2,830,000 | 1,860 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $23,385,000 | 435 |
| Other real estate owned | $0 | 1,457 |
| Goodwill and other intangibles | $224,000 | 2,570 |
| All other assets | $5,396,000 | 2,824 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $563,852,000 | 1,180 |
| Total liabilities | $523,661,000 | 1,136 |
| Total deposits | $508,646,000 | 1,013 |
| Interest-bearing deposits | $443,978,000 | 1,006 |
| Deposits held in domestic offices | $508,646,000 | 1,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,604,000 | 1,296 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,270,000 | 3,239 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,141,000 | 2,287 |
| Total equity capital | $40,191,000 | 1,697 |
| Total bank equity capital | $40,191,000 | 1,697 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,396,000 | 424 |
| Surplus | $22,770,000 | 1,255 |
| Undivided profits | $7,025,000 | 3,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,352,000 | 1,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,287,000 | 1,758 |
| Earning assets | $524,560,000 | 1,167 |
| Long-term assets (5+ years) | $176,286,000 | 644 |
| Average Assets, year-to-date | $574,170,500 | 1,140 |
| Average Assets, quarterly | $574,170,500 | 1,140 |
| Volatile liabilities | $66,379,000 | 1,983 |
| Insider loans | $1,995,000 | 2,992 |
| FHLB advances | $5,270,000 | 3,110 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $64,840,000 | 1,506 |
| Tier 1 (core) risk-based capital | $41,452,000 | 1,540 |
| Tier 2 risk-based capital | $2,830,000 | 1,791 |
| Total risk weighted assets | $370,116,000 | 1,338 |
| Total unused commitments | $64,840,000 | 1,507 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 118 | 1,465 |
| Assets and Liabilities | ||
| Total Assets: | $584,489,000 | 1,112 |
| Cash and due from depository institutions | $16,465,000 | 1,465 |
| Interest-bearing balances | $2,400,000 | 1,707 |
| Securities | $197,600,000 | 638 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 2,144 |
| Net loans & leases | $334,253,000 | 1,377 |
| Loan loss allowance | $2,823,000 | 1,827 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $22,819,000 | 441 |
| Other real estate owned | $0 | 1,465 |
| Goodwill and other intangibles | $234,000 | 2,541 |
| All other assets | $5,618,000 | 2,764 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $584,490,000 | 1,112 |
| Total liabilities | $542,532,000 | 1,075 |
| Total deposits | $526,902,000 | 956 |
| Interest-bearing deposits | $460,089,000 | 946 |
| Deposits held in domestic offices | $526,902,000 | 954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,489,000 | 1,362 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,862,000 | 3,046 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,279,000 | 3,294 |
| Total equity capital | $41,958,000 | 1,589 |
| Total bank equity capital | $41,958,000 | 1,589 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,396,000 | 415 |
| Surplus | $22,770,000 | 1,231 |
| Undivided profits | $8,792,000 | 3,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,562,000 | 906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,834,000 | 1,421 |
| Earning assets | $541,753,000 | 1,104 |
| Long-term assets (5+ years) | $220,844,000 | 510 |
| Average Assets, year-to-date | $576,294,800 | 1,076 |
| Average Assets, quarterly | $578,382,500 | 1,112 |
| Volatile liabilities | $68,196,000 | 2,073 |
| Insider loans | $526,000 | 5,412 |
| FHLB advances | $6,862,000 | 2,932 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $112,621,000 | 931 |
| Tier 1 (core) risk-based capital | $43,175,000 | 1,443 |
| Tier 2 risk-based capital | $2,823,000 | 1,777 |
| Total risk weighted assets | $371,847,000 | 1,309 |
| Total unused commitments | $112,621,000 | 931 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 127 | 1,386 |
| Assets and Liabilities | ||
| Total Assets: | $572,276,000 | 1,135 |
| Cash and due from depository institutions | $13,171,000 | 1,386 |
| Interest-bearing balances | $1,560,000 | 2,007 |
| Securities | $208,642,000 | 612 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $321,305,000 | 1,424 |
| Loan loss allowance | $3,063,000 | 1,707 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $22,729,000 | 438 |
| Other real estate owned | $0 | 1,386 |
| Goodwill and other intangibles | $244,000 | 2,530 |
| All other assets | $6,185,000 | 2,555 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $572,276,000 | 1,135 |
| Total liabilities | $531,246,000 | 1,099 |
| Total deposits | $511,459,000 | 977 |
| Interest-bearing deposits | $446,421,000 | 962 |
| Deposits held in domestic offices | $511,459,000 | 974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,874,000 | 1,091 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,969,000 | 3,186 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $944,000 | 3,997 |
| Total equity capital | $41,030,000 | 1,605 |
| Total bank equity capital | $41,030,000 | 1,605 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,396,000 | 400 |
| Surplus | $22,770,000 | 1,226 |
| Undivided profits | $7,864,000 | 3,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,070,000 | 2,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,830,000 | 1,397 |
| Earning assets | $531,507,000 | 1,115 |
| Long-term assets (5+ years) | $223,505,000 | 511 |
| Average Assets, year-to-date | $574,246,250 | 1,094 |
| Average Assets, quarterly | $571,590,500 | 1,119 |
| Volatile liabilities | $70,995,000 | 2,002 |
| Insider loans | $558,000 | 5,315 |
| FHLB advances | $6,969,000 | 3,052 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $127,403,000 | 865 |
| Tier 1 (core) risk-based capital | $42,719,000 | 1,458 |
| Tier 2 risk-based capital | $3,063,000 | 1,671 |
| Total risk weighted assets | $359,170,000 | 1,353 |
| Total unused commitments | $127,403,000 | 866 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 135 | 1,307 |
| Assets and Liabilities | ||
| Total Assets: | $570,905,000 | 1,119 |
| Cash and due from depository institutions | $13,286,000 | 1,307 |
| Interest-bearing balances | $1,422,000 | 2,125 |
| Securities | $208,753,000 | 619 |
| Federal funds sold & reverse repurchase agreements | $10,675,000 | 1,191 |
| Net loans & leases | $308,856,000 | 1,463 |
| Loan loss allowance | $3,066,000 | 1,681 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $22,207,000 | 451 |
| Other real estate owned | $0 | 1,307 |
| Goodwill and other intangibles | $255,000 | 2,513 |
| All other assets | $6,873,000 | 2,325 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $570,905,000 | 1,119 |
| Total liabilities | $532,931,000 | 1,073 |
| Total deposits | $518,092,000 | 952 |
| Interest-bearing deposits | $448,688,000 | 940 |
| Deposits held in domestic offices | $518,092,000 | 951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,878,000 | 1,481 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,076,000 | 3,181 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $885,000 | 3,854 |
| Total equity capital | $37,974,000 | 1,673 |
| Total bank equity capital | $37,974,000 | 1,673 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,396,000 | 385 |
| Surplus | $22,770,000 | 1,200 |
| Undivided profits | $4,808,000 | 4,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,050,000 | 2,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,621,000 | 1,361 |
| Earning assets | $529,706,000 | 1,098 |
| Long-term assets (5+ years) | $220,637,000 | 515 |
| Average Assets, year-to-date | $574,903,000 | 1,085 |
| Average Assets, quarterly | $571,888,500 | 1,104 |
| Volatile liabilities | $66,717,000 | 2,069 |
| Insider loans | $894,000 | 4,443 |
| FHLB advances | $7,076,000 | 3,031 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $115,452,000 | 935 |
| Tier 1 (core) risk-based capital | $41,919,000 | 1,444 |
| Tier 2 risk-based capital | $3,066,000 | 1,642 |
| Total risk weighted assets | $351,626,000 | 1,357 |
| Total unused commitments | $115,452,000 | 935 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 134 | 1,291 |
| Assets and Liabilities | ||
| Total Assets: | $572,872,000 | 1,096 |
| Cash and due from depository institutions | $13,598,000 | 1,291 |
| Interest-bearing balances | $3,726,000 | 1,348 |
| Securities | $224,244,000 | 592 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $307,668,000 | 1,420 |
| Loan loss allowance | $3,127,000 | 1,621 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $21,663,000 | 445 |
| Other real estate owned | $0 | 1,291 |
| Goodwill and other intangibles | $265,000 | 2,476 |
| All other assets | $5,434,000 | 2,744 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $572,872,000 | 1,096 |
| Total liabilities | $532,513,000 | 1,062 |
| Total deposits | $516,185,000 | 944 |
| Interest-bearing deposits | $446,077,000 | 925 |
| Deposits held in domestic offices | $516,185,000 | 942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,245,000 | 1,269 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,183,000 | 3,049 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $900,000 | 3,778 |
| Total equity capital | $40,359,000 | 1,534 |
| Total bank equity capital | $40,359,000 | 1,534 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,396,000 | 376 |
| Surplus | $22,770,000 | 1,162 |
| Undivided profits | $7,193,000 | 3,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,582,000 | 1,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,768,000 | 1,208 |
| Earning assets | $535,638,000 | 1,073 |
| Long-term assets (5+ years) | $196,473,000 | 551 |
| Average Assets, year-to-date | $576,902,000 | 1,080 |
| Average Assets, quarterly | $576,902,000 | 1,080 |
| Volatile liabilities | $66,227,000 | 2,000 |
| Insider loans | $677,000 | 4,920 |
| FHLB advances | $7,183,000 | 2,933 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $100,053,000 | 1,026 |
| Tier 1 (core) risk-based capital | $42,156,000 | 1,404 |
| Tier 2 risk-based capital | $3,127,000 | 1,587 |
| Total risk weighted assets | $347,313,000 | 1,335 |
| Total unused commitments | $100,053,000 | 1,026 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 127 | 1,373 |
| Assets and Liabilities | ||
| Total Assets: | $580,932,000 | 1,076 |
| Cash and due from depository institutions | $12,736,000 | 1,373 |
| Interest-bearing balances | $2,834,000 | 1,628 |
| Securities | $239,191,000 | 564 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $301,982,000 | 1,423 |
| Loan loss allowance | $3,132,000 | 1,600 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $20,923,000 | 452 |
| Other real estate owned | $0 | 1,373 |
| Goodwill and other intangibles | $276,000 | 2,446 |
| All other assets | $5,824,000 | 2,567 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $580,932,000 | 1,076 |
| Total liabilities | $546,029,000 | 1,026 |
| Total deposits | $524,185,000 | 915 |
| Interest-bearing deposits | $443,161,000 | 922 |
| Deposits held in domestic offices | $524,185,000 | 913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,951,000 | 1,055 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,629,000 | 2,902 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,264,000 | 2,970 |
| Total equity capital | $34,903,000 | 1,775 |
| Total bank equity capital | $34,903,000 | 1,775 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,563,000 | 422 |
| Surplus | $18,237,000 | 1,379 |
| Undivided profits | $7,103,000 | 3,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,310,000 | 1,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,940,000 | 1,126 |
| Earning assets | $544,007,000 | 1,044 |
| Long-term assets (5+ years) | $194,311,000 | 542 |
| Average Assets, year-to-date | $558,664,000 | 1,056 |
| Average Assets, quarterly | $577,945,000 | 1,063 |
| Volatile liabilities | $64,248,000 | 1,993 |
| Insider loans | $1,144,000 | 3,937 |
| FHLB advances | $8,629,000 | 2,771 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $99,772,000 | 1,012 |
| Tier 1 (core) risk-based capital | $36,449,000 | 1,617 |
| Tier 2 risk-based capital | $3,130,000 | 1,568 |
| Total risk weighted assets | $341,801,000 | 1,332 |
| Total unused commitments | $99,772,000 | 1,012 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 135 | 1,255 |
| Assets and Liabilities | ||
| Total Assets: | $574,958,000 | 1,057 |
| Cash and due from depository institutions | $10,240,000 | 1,255 |
| Interest-bearing balances | $568,000 | 3,286 |
| Securities | $251,895,000 | 533 |
| Federal funds sold & reverse repurchase agreements | $2,395,000 | 3,480 |
| Net loans & leases | $285,573,000 | 1,480 |
| Loan loss allowance | $3,141,000 | 1,563 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $19,548,000 | 471 |
| Other real estate owned | $0 | 1,255 |
| Goodwill and other intangibles | $286,000 | 2,411 |
| All other assets | $5,021,000 | 2,830 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $574,958,000 | 1,057 |
| Total liabilities | $540,006,000 | 1,016 |
| Total deposits | $519,883,000 | 901 |
| Interest-bearing deposits | $447,230,000 | 883 |
| Deposits held in domestic offices | $519,883,000 | 900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,544,000 | 1,168 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $9,748,000 | 2,766 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $831,000 | 3,906 |
| Total equity capital | $34,952,000 | 1,748 |
| Total bank equity capital | $34,952,000 | 1,748 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,563,000 | 405 |
| Surplus | $18,237,000 | 1,338 |
| Undivided profits | $7,152,000 | 3,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,814,000 | 1,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,793,000 | 1,132 |
| Earning assets | $540,431,000 | 1,029 |
| Long-term assets (5+ years) | $174,466,000 | 593 |
| Average Assets, year-to-date | $553,097,000 | 1,051 |
| Average Assets, quarterly | $566,595,500 | 1,061 |
| Volatile liabilities | $58,248,000 | 2,101 |
| Insider loans | $406,000 | 5,782 |
| FHLB advances | $9,748,000 | 2,635 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $110,550,000 | 918 |
| Tier 1 (core) risk-based capital | $35,571,000 | 1,610 |
| Tier 2 risk-based capital | $3,141,000 | 1,523 |
| Total risk weighted assets | $327,643,000 | 1,353 |
| Total unused commitments | $110,550,000 | 919 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 133 | 1,281 |
| Assets and Liabilities | ||
| Total Assets: | $558,233,000 | 1,065 |
| Cash and due from depository institutions | $13,857,000 | 1,281 |
| Interest-bearing balances | $230,000 | 4,148 |
| Securities | $251,385,000 | 535 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $268,588,000 | 1,536 |
| Loan loss allowance | $3,162,000 | 1,533 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $19,215,000 | 464 |
| Other real estate owned | $0 | 1,281 |
| Goodwill and other intangibles | $296,000 | 2,388 |
| All other assets | $4,892,000 | 2,789 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $558,233,000 | 1,065 |
| Total liabilities | $523,707,000 | 1,022 |
| Total deposits | $500,956,000 | 907 |
| Interest-bearing deposits | $430,221,000 | 890 |
| Deposits held in domestic offices | $500,956,000 | 905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,031,000 | 1,035 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,887,000 | 2,707 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $833,000 | 3,657 |
| Total equity capital | $34,526,000 | 1,734 |
| Total bank equity capital | $34,526,000 | 1,734 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,782,000 | 868 |
| Surplus | $23,018,000 | 1,069 |
| Undivided profits | $6,726,000 | 3,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 4,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,734,000 | 1,048 |
| Earning assets | $520,203,000 | 1,047 |
| Long-term assets (5+ years) | $145,558,000 | 697 |
| Average Assets, year-to-date | $545,810,000 | 1,053 |
| Average Assets, quarterly | $549,197,000 | 1,061 |
| Volatile liabilities | $57,687,000 | 2,030 |
| Insider loans | $405,000 | 5,775 |
| FHLB advances | $9,887,000 | 2,588 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $117,062,000 | 852 |
| Tier 1 (core) risk-based capital | $34,683,000 | 1,614 |
| Tier 2 risk-based capital | $3,163,000 | 1,487 |
| Total risk weighted assets | $315,004,000 | 1,369 |
| Total unused commitments | $117,062,000 | 852 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 131 | 1,293 |
| Assets and Liabilities | ||
| Total Assets: | $540,161,000 | 1,074 |
| Cash and due from depository institutions | $8,799,000 | 1,293 |
| Interest-bearing balances | $531,000 | 3,356 |
| Securities | $258,779,000 | 535 |
| Federal funds sold & reverse repurchase agreements | $790,000 | 5,296 |
| Net loans & leases | $248,809,000 | 1,613 |
| Loan loss allowance | $3,166,000 | 1,507 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $17,953,000 | 481 |
| Other real estate owned | $0 | 1,293 |
| Goodwill and other intangibles | $307,000 | 2,363 |
| All other assets | $4,724,000 | 2,834 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $540,161,000 | 1,074 |
| Total liabilities | $507,509,000 | 1,033 |
| Total deposits | $489,756,000 | 901 |
| Interest-bearing deposits | $422,309,000 | 889 |
| Deposits held in domestic offices | $489,756,000 | 898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,040,000 | 1,312 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,025,000 | 2,556 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $688,000 | 4,033 |
| Total equity capital | $32,652,000 | 1,776 |
| Total bank equity capital | $32,652,000 | 1,776 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,782,000 | 855 |
| Surplus | $23,018,000 | 1,034 |
| Undivided profits | $4,852,000 | 4,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,060,000 | 2,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,658,000 | 1,038 |
| Earning assets | $508,909,000 | 1,047 |
| Long-term assets (5+ years) | $154,447,000 | 670 |
| Average Assets, year-to-date | $539,598,500 | 1,070 |
| Average Assets, quarterly | $539,598,500 | 1,070 |
| Volatile liabilities | $53,598,000 | 2,050 |
| Insider loans | $155,000 | 6,877 |
| FHLB advances | $10,025,000 | 2,430 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $107,448,000 | 902 |
| Tier 1 (core) risk-based capital | $33,734,000 | 1,634 |
| Tier 2 risk-based capital | $3,166,000 | 1,473 |
| Total risk weighted assets | $298,918,000 | 1,410 |
| Total unused commitments | $107,448,000 | 902 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 133 | 1,267 |
| Assets and Liabilities | ||
| Total Assets: | $539,036,000 | 1,077 |
| Cash and due from depository institutions | $12,677,000 | 1,267 |
| Interest-bearing balances | $254,000 | 4,137 |
| Securities | $255,818,000 | 545 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $247,779,000 | 1,592 |
| Loan loss allowance | $3,166,000 | 1,488 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $17,934,000 | 485 |
| Other real estate owned | $0 | 1,267 |
| Goodwill and other intangibles | $317,000 | 2,347 |
| All other assets | $4,511,000 | 2,867 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $539,036,000 | 1,077 |
| Total liabilities | $506,081,000 | 1,028 |
| Total deposits | $485,829,000 | 905 |
| Interest-bearing deposits | $415,837,000 | 897 |
| Deposits held in domestic offices | $485,829,000 | 904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,079,000 | 1,210 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,161,000 | 2,550 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,012,000 | 3,082 |
| Total equity capital | $32,955,000 | 1,765 |
| Total bank equity capital | $32,955,000 | 1,765 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,402,000 | 917 |
| Surplus | $16,283,000 | 1,395 |
| Undivided profits | $12,270,000 | 2,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $526,000 | 3,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,643,000 | 1,027 |
| Earning assets | $503,851,000 | 1,054 |
| Long-term assets (5+ years) | $138,377,000 | 765 |
| Average Assets, year-to-date | $517,023,000 | 1,063 |
| Average Assets, quarterly | $549,467,500 | 1,036 |
| Volatile liabilities | $55,661,000 | 1,946 |
| Insider loans | $154,000 | 6,917 |
| FHLB advances | $10,161,000 | 2,411 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $106,037,000 | 894 |
| Tier 1 (core) risk-based capital | $32,815,000 | 1,668 |
| Tier 2 risk-based capital | $3,166,000 | 1,459 |
| Total risk weighted assets | $301,510,000 | 1,377 |
| Total unused commitments | $106,037,000 | 894 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 125 | 1,370 |
| Assets and Liabilities | ||
| Total Assets: | $559,899,000 | 1,016 |
| Cash and due from depository institutions | $25,116,000 | 1,370 |
| Interest-bearing balances | $15,124,000 | 399 |
| Securities | $262,077,000 | 529 |
| Federal funds sold & reverse repurchase agreements | $12,650,000 | 894 |
| Net loans & leases | $237,410,000 | 1,622 |
| Loan loss allowance | $3,166,000 | 1,486 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $17,701,000 | 478 |
| Other real estate owned | $0 | 1,370 |
| Goodwill and other intangibles | $328,000 | 2,299 |
| All other assets | $4,617,000 | 2,783 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $559,899,000 | 1,016 |
| Total liabilities | $527,770,000 | 970 |
| Total deposits | $508,762,000 | 846 |
| Interest-bearing deposits | $431,028,000 | 850 |
| Deposits held in domestic offices | $508,762,000 | 841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,884,000 | 1,296 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,296,000 | 2,530 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $828,000 | 3,632 |
| Total equity capital | $32,129,000 | 1,782 |
| Total bank equity capital | $32,129,000 | 1,782 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,402,000 | 898 |
| Surplus | $16,284,000 | 1,356 |
| Undivided profits | $11,443,000 | 2,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 4,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,730,000 | 1,008 |
| Earning assets | $527,261,000 | 989 |
| Long-term assets (5+ years) | $140,178,000 | 757 |
| Average Assets, year-to-date | $511,519,750 | 1,075 |
| Average Assets, quarterly | $539,465,000 | 1,039 |
| Volatile liabilities | $55,037,000 | 1,926 |
| Insider loans | $155,000 | 6,929 |
| FHLB advances | $10,296,000 | 2,399 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $92,348,000 | 987 |
| Tier 1 (core) risk-based capital | $31,760,000 | 1,685 |
| Tier 2 risk-based capital | $3,166,000 | 1,436 |
| Total risk weighted assets | $295,597,000 | 1,374 |
| Total unused commitments | $92,348,000 | 989 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 122 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $519,031,000 | 1,086 |
| Cash and due from depository institutions | $25,647,000 | 1,421 |
| Interest-bearing balances | $13,622,000 | 453 |
| Securities | $233,803,000 | 590 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,082 |
| Net loans & leases | $230,709,000 | 1,631 |
| Loan loss allowance | $3,166,000 | 1,468 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,272,000 | 661 |
| Other real estate owned | $0 | 1,421 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,600,000 | 2,385 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $519,031,000 | 1,086 |
| Total liabilities | $488,885,000 | 1,033 |
| Total deposits | $470,499,000 | 900 |
| Interest-bearing deposits | $402,494,000 | 893 |
| Deposits held in domestic offices | $470,499,000 | 895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,070,000 | 1,387 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,430,000 | 2,495 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $886,000 | 3,200 |
| Total equity capital | $30,146,000 | 1,820 |
| Total bank equity capital | $30,146,000 | 1,820 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,402,000 | 882 |
| Surplus | $16,283,000 | 1,306 |
| Undivided profits | $9,461,000 | 3,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $849,000 | 2,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,614,000 | 1,001 |
| Earning assets | $488,134,000 | 1,044 |
| Long-term assets (5+ years) | $123,616,000 | 882 |
| Average Assets, year-to-date | $495,393,330 | 1,101 |
| Average Assets, quarterly | $504,256,000 | 1,103 |
| Volatile liabilities | $57,166,000 | 1,828 |
| Insider loans | $155,000 | 6,956 |
| FHLB advances | $10,430,000 | 2,371 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $88,672,000 | 985 |
| Tier 1 (core) risk-based capital | $31,013,000 | 1,678 |
| Tier 2 risk-based capital | $3,166,000 | 1,415 |
| Total risk weighted assets | $281,312,000 | 1,422 |
| Total unused commitments | $88,672,000 | 985 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 116 | 1,488 |
| Assets and Liabilities | ||
| Total Assets: | $489,481,000 | 1,131 |
| Cash and due from depository institutions | $18,868,000 | 1,488 |
| Interest-bearing balances | $10,052,000 | 737 |
| Securities | $229,691,000 | 608 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $223,046,000 | 1,651 |
| Loan loss allowance | $3,166,000 | 1,461 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $13,156,000 | 648 |
| Other real estate owned | $0 | 1,488 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,720,000 | 2,595 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $489,481,000 | 1,131 |
| Total liabilities | $459,274,000 | 1,077 |
| Total deposits | $440,477,000 | 964 |
| Interest-bearing deposits | $371,739,000 | 972 |
| Deposits held in domestic offices | $440,477,000 | 961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,891,000 | 1,294 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,559,000 | 2,339 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,347,000 | 2,608 |
| Total equity capital | $30,207,000 | 1,858 |
| Total bank equity capital | $30,207,000 | 1,858 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,402,000 | 877 |
| Surplus | $16,283,000 | 1,294 |
| Undivided profits | $9,522,000 | 3,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $532,000 | 3,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,585,000 | 1,000 |
| Earning assets | $462,789,000 | 1,093 |
| Long-term assets (5+ years) | $92,401,000 | 1,120 |
| Average Assets, year-to-date | $483,574,500 | 1,128 |
| Average Assets, quarterly | $483,574,500 | 1,128 |
| Volatile liabilities | $52,071,000 | 1,913 |
| Insider loans | $155,000 | 6,958 |
| FHLB advances | $10,559,000 | 2,214 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $73,122,000 | 1,119 |
| Tier 1 (core) risk-based capital | $29,960,000 | 1,728 |
| Tier 2 risk-based capital | $3,166,000 | 1,405 |
| Total risk weighted assets | $268,919,000 | 1,449 |
| Total unused commitments | $73,122,000 | 1,123 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 113 | 1,533 |
| Assets and Liabilities | ||
| Total Assets: | $477,668,000 | 1,149 |
| Cash and due from depository institutions | $15,185,000 | 1,533 |
| Interest-bearing balances | $59,000 | 5,757 |
| Securities | $224,812,000 | 622 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $220,125,000 | 1,641 |
| Loan loss allowance | $3,163,000 | 1,466 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $13,202,000 | 649 |
| Other real estate owned | $0 | 1,533 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,344,000 | 2,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $477,668,000 | 1,149 |
| Total liabilities | $448,569,000 | 1,113 |
| Total deposits | $427,975,000 | 990 |
| Interest-bearing deposits | $361,005,000 | 999 |
| Deposits held in domestic offices | $427,975,000 | 987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,928,000 | 1,139 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,681,000 | 2,486 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $985,000 | 3,132 |
| Total equity capital | $29,099,000 | 1,883 |
| Total bank equity capital | $29,099,000 | 1,883 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,003,000 | 956 |
| Surplus | $11,585,000 | 1,694 |
| Undivided profits | $13,511,000 | 2,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $514,000 | 4,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,646,000 | 1,004 |
| Earning assets | $444,996,000 | 1,134 |
| Long-term assets (5+ years) | $108,512,000 | 1,006 |
| Average Assets, year-to-date | $427,079,800 | 1,254 |
| Average Assets, quarterly | $454,902,000 | 1,200 |
| Volatile liabilities | $55,582,000 | 1,779 |
| Insider loans | $355,000 | 6,044 |
| FHLB advances | $9,681,000 | 2,363 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $56,703,000 | 1,312 |
| Tier 1 (core) risk-based capital | $28,934,000 | 1,774 |
| Tier 2 risk-based capital | $3,163,000 | 1,403 |
| Total risk weighted assets | $260,295,000 | 1,493 |
| Total unused commitments | $56,703,000 | 1,314 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 107 | 1,651 |
| Assets and Liabilities | ||
| Total Assets: | $432,136,000 | 1,286 |
| Cash and due from depository institutions | $22,546,000 | 1,651 |
| Interest-bearing balances | $5,137,000 | 1,334 |
| Securities | $175,548,000 | 760 |
| Federal funds sold & reverse repurchase agreements | $3,625,000 | 3,258 |
| Net loans & leases | $213,048,000 | 1,679 |
| Loan loss allowance | $3,168,000 | 1,463 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,355,000 | 638 |
| Other real estate owned | $0 | 1,651 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,014,000 | 2,951 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $432,136,000 | 1,286 |
| Total liabilities | $403,977,000 | 1,245 |
| Total deposits | $384,997,000 | 1,119 |
| Interest-bearing deposits | $322,750,000 | 1,165 |
| Deposits held in domestic offices | $384,997,000 | 1,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,574,000 | 1,272 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,301,000 | 2,324 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,105,000 | 3,028 |
| Total equity capital | $28,159,000 | 1,939 |
| Total bank equity capital | $28,159,000 | 1,939 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,003,000 | 942 |
| Surplus | $11,585,000 | 1,677 |
| Undivided profits | $12,571,000 | 2,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $599,000 | 3,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,327,000 | 1,203 |
| Earning assets | $397,358,000 | 1,282 |
| Long-term assets (5+ years) | $89,651,000 | 1,199 |
| Average Assets, year-to-date | $414,432,750 | 1,310 |
| Average Assets, quarterly | $423,549,000 | 1,312 |
| Volatile liabilities | $44,693,000 | 2,106 |
| Insider loans | $640,000 | 4,960 |
| FHLB advances | $10,301,000 | 2,185 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $67,859,000 | 1,177 |
| Tier 1 (core) risk-based capital | $27,947,000 | 1,835 |
| Tier 2 risk-based capital | $3,103,000 | 1,421 |
| Total risk weighted assets | $248,217,000 | 1,552 |
| Total unused commitments | $67,859,000 | 1,182 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 115 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $414,962,000 | 1,339 |
| Cash and due from depository institutions | $18,547,000 | 1,525 |
| Interest-bearing balances | $158,000 | 4,992 |
| Securities | $152,543,000 | 863 |
| Federal funds sold & reverse repurchase agreements | $5,275,000 | 2,850 |
| Net loans & leases | $221,268,000 | 1,611 |
| Loan loss allowance | $3,169,000 | 1,433 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,444,000 | 615 |
| Other real estate owned | $0 | 1,525 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,885,000 | 2,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $414,962,000 | 1,339 |
| Total liabilities | $387,628,000 | 1,290 |
| Total deposits | $368,752,000 | 1,156 |
| Interest-bearing deposits | $306,481,000 | 1,237 |
| Deposits held in domestic offices | $368,752,000 | 1,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,383,000 | 1,316 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,449,000 | 2,161 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,044,000 | 3,207 |
| Total equity capital | $27,334,000 | 1,992 |
| Total bank equity capital | $27,334,000 | 1,992 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,003,000 | 933 |
| Surplus | $11,585,000 | 1,639 |
| Undivided profits | $11,746,000 | 2,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,286,000 | 1,198 |
| Earning assets | $379,244,000 | 1,335 |
| Long-term assets (5+ years) | $77,486,000 | 1,288 |
| Average Assets, year-to-date | $408,531,670 | 1,329 |
| Average Assets, quarterly | $409,938,500 | 1,335 |
| Volatile liabilities | $43,463,000 | 2,113 |
| Insider loans | $639,000 | 4,936 |
| FHLB advances | $11,449,000 | 2,027 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $71,526,000 | 1,093 |
| Tier 1 (core) risk-based capital | $27,003,000 | 1,866 |
| Tier 2 risk-based capital | $3,128,000 | 1,360 |
| Total risk weighted assets | $250,212,000 | 1,504 |
| Total unused commitments | $71,526,000 | 1,098 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 110 | 1,580 |
| Assets and Liabilities | ||
| Total Assets: | $404,915,000 | 1,349 |
| Cash and due from depository institutions | $18,313,000 | 1,580 |
| Interest-bearing balances | $244,000 | 4,493 |
| Securities | $147,435,000 | 881 |
| Federal funds sold & reverse repurchase agreements | $4,575,000 | 3,388 |
| Net loans & leases | $217,289,000 | 1,620 |
| Loan loss allowance | $3,168,000 | 1,413 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,636,000 | 598 |
| Other real estate owned | $0 | 1,580 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,667,000 | 2,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $404,915,000 | 1,349 |
| Total liabilities | $378,529,000 | 1,295 |
| Total deposits | $358,740,000 | 1,180 |
| Interest-bearing deposits | $298,339,000 | 1,240 |
| Deposits held in domestic offices | $358,740,000 | 1,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,200,000 | 1,264 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,036,000 | 2,047 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,553,000 | 2,463 |
| Total equity capital | $26,386,000 | 2,024 |
| Total bank equity capital | $26,386,000 | 2,024 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,003,000 | 924 |
| Surplus | $11,585,000 | 1,609 |
| Undivided profits | $10,798,000 | 2,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $686,000 | 3,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,274,000 | 1,239 |
| Earning assets | $369,543,000 | 1,353 |
| Long-term assets (5+ years) | $80,794,000 | 1,195 |
| Average Assets, year-to-date | $405,316,500 | 1,331 |
| Average Assets, quarterly | $405,316,500 | 1,331 |
| Volatile liabilities | $44,729,000 | 2,018 |
| Insider loans | $222,000 | 6,723 |
| FHLB advances | $12,036,000 | 1,922 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $66,659,000 | 1,127 |
| Tier 1 (core) risk-based capital | $26,064,000 | 1,910 |
| Tier 2 risk-based capital | $3,045,000 | 1,372 |
| Total risk weighted assets | $243,475,000 | 1,519 |
| Total unused commitments | $66,659,000 | 1,137 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 106 | 1,622 |
| Assets and Liabilities | ||
| Total Assets: | $405,718,000 | 1,320 |
| Cash and due from depository institutions | $14,834,000 | 1,622 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $153,934,000 | 825 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,941 |
| Net loans & leases | $217,569,000 | 1,596 |
| Loan loss allowance | $3,093,000 | 1,415 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,685,000 | 586 |
| Other real estate owned | $0 | 1,622 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,796,000 | 2,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $405,718,000 | 1,320 |
| Total liabilities | $380,121,000 | 1,274 |
| Total deposits | $364,106,000 | 1,134 |
| Interest-bearing deposits | $299,747,000 | 1,224 |
| Deposits held in domestic offices | $364,106,000 | 1,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,962,000 | 1,334 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,548,000 | 2,504 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,505,000 | 2,524 |
| Total equity capital | $25,597,000 | 2,063 |
| Total bank equity capital | $25,597,000 | 2,063 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,639,000 | 1,058 |
| Surplus | $8,715,000 | 2,064 |
| Undivided profits | $13,243,000 | 2,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 4,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,425,000 | 1,190 |
| Earning assets | $373,503,000 | 1,317 |
| Long-term assets (5+ years) | $90,418,000 | 1,057 |
| Average Assets, year-to-date | $379,058,600 | 1,348 |
| Average Assets, quarterly | $405,594,500 | 1,312 |
| Volatile liabilities | $47,309,000 | 1,922 |
| Insider loans | $227,000 | 6,719 |
| FHLB advances | $8,548,000 | 2,352 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $58,230,000 | 1,198 |
| Tier 1 (core) risk-based capital | $25,218,000 | 1,939 |
| Tier 2 risk-based capital | $3,050,000 | 1,343 |
| Total risk weighted assets | $243,955,000 | 1,489 |
| Total unused commitments | $58,230,000 | 1,200 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 107 | 1,584 |
| Assets and Liabilities | ||
| Total Assets: | $339,536,000 | 1,495 |
| Cash and due from depository institutions | $17,358,000 | 1,584 |
| Interest-bearing balances | $31,000 | 6,017 |
| Securities | $124,368,000 | 924 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $179,640,000 | 1,830 |
| Loan loss allowance | $2,551,000 | 1,604 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $14,395,000 | 542 |
| Other real estate owned | $0 | 1,584 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,775,000 | 2,808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,536,000 | 1,495 |
| Total liabilities | $316,967,000 | 1,440 |
| Total deposits | $306,263,000 | 1,298 |
| Interest-bearing deposits | $247,965,000 | 1,407 |
| Deposits held in domestic offices | $306,263,000 | 1,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,193,000 | 1,464 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,430,000 | 3,229 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,081,000 | 3,281 |
| Total equity capital | $22,569,000 | 2,194 |
| Total bank equity capital | $22,569,000 | 2,194 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,309,000 | 1,152 |
| Surplus | $6,327,000 | 2,556 |
| Undivided profits | $12,933,000 | 2,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,209,000 | 1,462 |
| Earning assets | $304,039,000 | 1,519 |
| Long-term assets (5+ years) | $82,337,000 | 1,140 |
| Average Assets, year-to-date | $324,266,000 | 1,481 |
| Average Assets, quarterly | $338,867,500 | 1,477 |
| Volatile liabilities | $37,595,000 | 2,254 |
| Insider loans | $449,000 | 5,653 |
| FHLB advances | $4,430,000 | 3,045 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $66,145,000 | 1,020 |
| Tier 1 (core) risk-based capital | $22,248,000 | 2,094 |
| Tier 2 risk-based capital | $2,531,000 | 1,491 |
| Total risk weighted assets | $202,472,000 | 1,682 |
| Total unused commitments | $66,145,000 | 1,024 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 100 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $299,317,000 | 1,597 |
| Cash and due from depository institutions | $11,222,000 | 1,665 |
| Interest-bearing balances | $89,000 | 4,966 |
| Securities | $101,476,000 | 1,094 |
| Federal funds sold & reverse repurchase agreements | $12,600,000 | 963 |
| Net loans & leases | $157,586,000 | 2,009 |
| Loan loss allowance | $2,606,000 | 1,482 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $13,335,000 | 574 |
| Other real estate owned | $0 | 1,665 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,098,000 | 2,779 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,317,000 | 1,597 |
| Total liabilities | $279,156,000 | 1,544 |
| Total deposits | $267,634,000 | 1,414 |
| Interest-bearing deposits | $216,314,000 | 1,548 |
| Deposits held in domestic offices | $267,634,000 | 1,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,319,000 | 1,998 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,203,000 | 3,100 |
| Total equity capital | $20,161,000 | 2,315 |
| Total bank equity capital | $20,161,000 | 2,315 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,009,000 | 1,240 |
| Surplus | $4,943,000 | 3,085 |
| Undivided profits | $12,209,000 | 2,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 5,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,030,000 | 2,653 |
| Earning assets | $271,751,000 | 1,622 |
| Long-term assets (5+ years) | $56,145,000 | 1,492 |
| Average Assets, year-to-date | $290,956,600 | 1,561 |
| Average Assets, quarterly | $296,009,000 | 1,587 |
| Volatile liabilities | $34,377,000 | 2,372 |
| Insider loans | $455,000 | 5,643 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $47,271,000 | 1,219 |
| Tier 1 (core) risk-based capital | $20,225,000 | 2,200 |
| Tier 2 risk-based capital | $2,180,750 | 1,650 |
| Total risk weighted assets | $174,034,650 | 1,853 |
| Total unused commitments | $47,271,000 | 1,221 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 97 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $282,567,000 | 1,671 |
| Cash and due from depository institutions | $11,207,000 | 1,746 |
| Interest-bearing balances | $46,000 | 5,501 |
| Securities | $108,766,000 | 1,052 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 2,829 |
| Net loans & leases | $144,615,000 | 2,072 |
| Loan loss allowance | $2,602,000 | 1,447 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,255,000 | 689 |
| Other real estate owned | $0 | 1,746 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,674,000 | 2,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,567,000 | 1,671 |
| Total liabilities | $264,037,000 | 1,613 |
| Total deposits | $255,985,000 | 1,472 |
| Interest-bearing deposits | $208,905,000 | 1,558 |
| Deposits held in domestic offices | $255,985,000 | 1,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,994,000 | 2,458 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,058,000 | 3,122 |
| Total equity capital | $18,530,000 | 2,372 |
| Total bank equity capital | $18,530,000 | 2,372 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,009,000 | 1,245 |
| Surplus | $4,943,000 | 3,048 |
| Undivided profits | $10,578,000 | 2,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $508,000 | 3,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $842,000 | 2,753 |
| Earning assets | $256,477,000 | 1,686 |
| Long-term assets (5+ years) | $56,292,000 | 1,567 |
| Average Assets, year-to-date | $270,381,800 | 1,677 |
| Average Assets, quarterly | $283,587,000 | 1,649 |
| Volatile liabilities | $31,084,000 | 2,478 |
| Insider loans | $528,000 | 5,243 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $42,502,000 | 1,359 |
| Tier 1 (core) risk-based capital | $18,952,000 | 2,326 |
| Tier 2 risk-based capital | $2,022,830 | 1,674 |
| Total risk weighted assets | $161,247,430 | 1,901 |
| Total unused commitments | $42,502,000 | 1,363 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 88 | 1,956 |
| Assets and Liabilities | ||
| Total Assets: | $257,223,000 | 1,799 |
| Cash and due from depository institutions | $8,703,000 | 1,956 |
| Interest-bearing balances | $65,000 | 5,397 |
| Securities | $89,541,000 | 1,303 |
| Federal funds sold & reverse repurchase agreements | $22,850,000 | 697 |
| Net loans & leases | $124,291,000 | 2,249 |
| Loan loss allowance | $2,610,000 | 1,400 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $9,111,000 | 826 |
| Other real estate owned | $0 | 1,956 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,727,000 | 2,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,223,000 | 1,799 |
| Total liabilities | $238,750,000 | 1,751 |
| Total deposits | $232,934,000 | 1,607 |
| Interest-bearing deposits | $190,590,000 | 1,702 |
| Deposits held in domestic offices | $232,934,000 | 1,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,689,000 | 2,385 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,127,000 | 3,190 |
| Total equity capital | $18,473,000 | 2,440 |
| Total bank equity capital | $18,473,000 | 2,440 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,009,000 | 1,201 |
| Surplus | $4,943,000 | 2,902 |
| Undivided profits | $10,521,000 | 2,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 5,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $782,000 | 2,963 |
| Earning assets | $236,747,000 | 1,800 |
| Long-term assets (5+ years) | $43,273,000 | 1,775 |
| Average Assets, year-to-date | $243,477,800 | 1,796 |
| Average Assets, quarterly | $251,414,000 | 1,807 |
| Volatile liabilities | $28,374,000 | 2,257 |
| Insider loans | $851,000 | 3,952 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $35,020,000 | 1,478 |
| Tier 1 (core) risk-based capital | $18,229,000 | 2,347 |
| Tier 2 risk-based capital | $1,661,240 | 1,912 |
| Total risk weighted assets | $131,950,440 | 2,155 |
| Total unused commitments | $35,020,000 | 1,484 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 82 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $229,573,000 | 1,999 |
| Cash and due from depository institutions | $9,661,000 | 2,164 |
| Interest-bearing balances | $45,000 | 5,413 |
| Securities | $76,809,000 | 1,504 |
| Federal funds sold & reverse repurchase agreements | $11,125,000 | 1,204 |
| Net loans & leases | $120,873,000 | 2,309 |
| Loan loss allowance | $2,628,000 | 1,411 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,096,000 | 917 |
| Other real estate owned | $86,000 | 2,164 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,923,000 | 2,450 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,573,000 | 1,999 |
| Total liabilities | $212,700,000 | 1,937 |
| Total deposits | $209,774,000 | 1,791 |
| Interest-bearing deposits | $174,418,000 | 1,857 |
| Deposits held in domestic offices | $209,774,000 | 1,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,171,000 | 2,784 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $755,000 | 4,442 |
| Total equity capital | $16,873,000 | 2,636 |
| Total bank equity capital | $16,873,000 | 2,636 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,009,000 | 1,185 |
| Surplus | $4,943,000 | 2,818 |
| Undivided profits | $8,921,000 | 2,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,625,000 | 1,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $811,000 | 2,851 |
| Earning assets | $208,852,000 | 2,004 |
| Long-term assets (5+ years) | $30,479,000 | 2,044 |
| Average Assets, year-to-date | $217,043,000 | 2,004 |
| Average Assets, quarterly | $230,610,500 | 1,945 |
| Volatile liabilities | $24,319,000 | 2,534 |
| Insider loans | $875,000 | 3,902 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $34,374,000 | 1,419 |
| Tier 1 (core) risk-based capital | $16,823,000 | 2,545 |
| Tier 2 risk-based capital | $1,505,450 | 1,995 |
| Total risk weighted assets | $119,313,150 | 2,332 |
| Total unused commitments | $34,374,000 | 1,424 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 66 | 2,873 |
| Assets and Liabilities | ||
| Total Assets: | $201,786,000 | 2,327 |
| Cash and due from depository institutions | $5,669,000 | 2,873 |
| Interest-bearing balances | $5,000 | 6,390 |
| Securities | $54,079,000 | 2,249 |
| Federal funds sold & reverse repurchase agreements | $19,250,000 | 687 |
| Net loans & leases | $114,965,000 | 2,447 |
| Loan loss allowance | $2,637,000 | 1,476 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,052,000 | 1,567 |
| Other real estate owned | $0 | 2,873 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,771,000 | 2,641 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,786,000 | 2,327 |
| Total liabilities | $186,288,000 | 2,262 |
| Total deposits | $184,316,000 | 2,098 |
| Interest-bearing deposits | $152,112,000 | 2,191 |
| Deposits held in domestic offices | $184,316,000 | 2,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,325,000 | 3,079 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $647,000 | 4,969 |
| Total equity capital | $15,498,000 | 2,863 |
| Total bank equity capital | $15,498,000 | 2,863 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,007,000 | 1,245 |
| Surplus | $4,924,000 | 2,902 |
| Undivided profits | $7,567,000 | 3,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,464,000 | 1,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $695,000 | 3,318 |
| Earning assets | $188,299,000 | 2,290 |
| Long-term assets (5+ years) | $14,055,000 | 3,404 |
| Average Assets, year-to-date | $185,613,200 | 2,421 |
| Average Assets, quarterly | $199,334,500 | 2,341 |
| Volatile liabilities | $18,520,000 | 3,083 |
| Insider loans | $1,188,000 | 3,198 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $23,977,000 | 1,805 |
| Tier 1 (core) risk-based capital | $15,503,000 | 2,795 |
| Tier 2 risk-based capital | $1,365,870 | 2,234 |
| Total risk weighted assets | $107,998,670 | 2,595 |
| Total unused commitments | $23,977,000 | 1,820 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $171,411,000 | 2,695 |
| Cash and due from depository institutions | $4,610,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $40,636,000 | 3,092 |
| Federal funds sold & reverse repurchase agreements | $12,375,000 | 1,150 |
| Net loans & leases | $108,231,000 | 2,522 |
| Loan loss allowance | $2,692,000 | 1,505 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,248,000 | 2,375 |
| Other real estate owned | $0 | 3,248 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,311,000 | 3,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,411,000 | 2,695 |
| Total liabilities | $157,278,000 | 2,651 |
| Total deposits | $155,837,000 | 2,498 |
| Interest-bearing deposits | $129,293,000 | 2,595 |
| Deposits held in domestic offices | $155,837,000 | 2,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $274,000 | 3,372 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $582,000 | 3,332 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $585,000 | 5,575 |
| Total equity capital | $14,133,000 | 3,134 |
| Total bank equity capital | $14,133,000 | 3,134 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,001,000 | 1,261 |
| Surplus | $4,893,000 | 2,913 |
| Undivided profits | $6,239,000 | 3,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,315,000 | 2,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $708,000 | 3,326 |
| Earning assets | $161,242,000 | 2,630 |
| Long-term assets (5+ years) | $6,093,000 | 5,302 |
| Average Assets, year-to-date | $168,557,000 | 2,633 |
| Average Assets, quarterly | $169,582,000 | 2,696 |
| Volatile liabilities | $13,637,000 | 3,606 |
| Insider loans | $1,386,000 | 2,949 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $21,064,000 | 1,936 |
| Tier 1 (core) risk-based capital | $14,132,000 | 3,045 |
| Tier 2 risk-based capital | $1,200,210 | 2,483 |
| Total risk weighted assets | $94,525,310 | 2,871 |
| Total unused commitments | $21,064,000 | 1,944 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $165,584,000 | 2,744 |
| Cash and due from depository institutions | $4,348,000 | 3,167 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $47,508,000 | 2,752 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 3,491 |
| Net loans & leases | $106,519,000 | 2,529 |
| Loan loss allowance | $2,622,000 | 1,580 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,376,000 | 3,120 |
| Other real estate owned | $76,000 | 3,167 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,507,000 | 3,147 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,584,000 | 2,744 |
| Total liabilities | $152,593,000 | 2,726 |
| Total deposits | $151,053,000 | 2,560 |
| Interest-bearing deposits | $124,599,000 | 2,652 |
| Deposits held in domestic offices | $151,053,000 | 2,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $595,000 | 3,609 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $945,000 | 3,196 |
| Total equity capital | $12,991,000 | 3,143 |
| Total bank equity capital | $12,991,000 | 3,143 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,851,000 | 1,392 |
| Surplus | $4,232,000 | 3,169 |
| Undivided profits | $5,908,000 | 3,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,823,000 | 1,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $617,000 | 3,361 |
| Earning assets | $156,277,000 | 2,676 |
| Long-term assets (5+ years) | $2,814,000 | 7,527 |
| Average Assets, year-to-date | $168,964,000 | 2,630 |
| Average Assets, quarterly | $168,797,500 | 2,692 |
| Volatile liabilities | $13,323,000 | 3,511 |
| Insider loans | $1,416,000 | 2,821 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,267,000 | 2,228 |
| Tier 1 (core) risk-based capital | $12,991,000 | 3,180 |
| Tier 2 risk-based capital | $1,157,190 | 2,561 |
| Total risk weighted assets | $91,110,290 | 2,893 |
| Total unused commitments | $16,267,000 | 2,240 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 66 | 3,187 |
| Assets and Liabilities | ||
| Total Assets: | $167,937,000 | 2,736 |
| Cash and due from depository institutions | $3,696,000 | 3,187 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,660,000 | 3,341 |
| Federal funds sold & reverse repurchase agreements | $16,425,000 | 802 |
| Net loans & leases | $101,783,000 | 2,576 |
| Loan loss allowance | $2,619,000 | 1,664 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,407,000 | 4,914 |
| Other real estate owned | $240,000 | 3,187 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,726,000 | 2,650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,937,000 | 2,736 |
| Total liabilities | $156,432,000 | 2,678 |
| Total deposits | $155,742,000 | 2,542 |
| Interest-bearing deposits | $124,077,000 | 2,753 |
| Deposits held in domestic offices | $155,742,000 | 2,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $690,000 | 4,191 |
| Total equity capital | $11,505,000 | 3,557 |
| Total bank equity capital | $11,505,000 | 3,557 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,715,000 | 1,479 |
| Surplus | $3,795,000 | 3,467 |
| Undivided profits | $4,995,000 | 4,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,496,000 | 1,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $587,000 | 3,123 |
| Earning assets | $159,868,000 | 2,655 |
| Long-term assets (5+ years) | $3,107,000 | 7,709 |
| Average Assets, year-to-date | $154,550,800 | 2,883 |
| Average Assets, quarterly | $158,878,000 | 2,860 |
| Volatile liabilities | $6,330,000 | 5,675 |
| Insider loans | $1,342,000 | 2,941 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $24,185,000 | 1,658 |
| Tier 1 (core) risk-based capital | $11,505,000 | 3,478 |
| Tier 2 risk-based capital | $1,121,240 | 2,587 |
| Total risk weighted assets | $88,201,040 | 2,934 |
| Total unused commitments | $24,185,000 | 1,680 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 69 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $148,156,000 | 3,137 |
| Cash and due from depository institutions | $5,606,000 | 3,112 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $30,004,000 | 4,462 |
| Federal funds sold & reverse repurchase agreements | $7,350,000 | 2,266 |
| Net loans & leases | $99,481,000 | 2,695 |
| Loan loss allowance | $2,132,000 | 2,014 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,508,000 | 4,634 |
| Other real estate owned | $2,082,000 | 3,112 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,125,000 | 3,397 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,156,000 | 3,137 |
| Total liabilities | $137,299,000 | 3,106 |
| Total deposits | $136,832,000 | 2,983 |
| Interest-bearing deposits | $114,497,000 | 3,109 |
| Deposits held in domestic offices | $136,832,000 | 2,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $467,000 | 6,108 |
| Total equity capital | $10,857,000 | 3,560 |
| Total bank equity capital | $10,857,000 | 3,560 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,715,000 | 1,515 |
| Surplus | $3,795,000 | 3,347 |
| Undivided profits | $4,347,000 | 4,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,512,000 | 1,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $679,000 | 2,941 |
| Earning assets | $136,835,000 | 3,110 |
| Long-term assets (5+ years) | $3,242,000 | 7,781 |
| Average Assets, year-to-date | $151,770,000 | 3,006 |
| Average Assets, quarterly | $148,452,500 | 3,117 |
| Volatile liabilities | $3,721,000 | 7,722 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,393,000 | 1,998 |
| Tier 1 (core) risk-based capital | $10,857,000 | 3,503 |
| Tier 2 risk-based capital | $1,085,750 | 2,713 |
| Total risk weighted assets | $85,813,850 | 3,074 |
| Total unused commitments | $17,393,000 | 2,014 |
| Derivatives | $0 | 651 |