Home > First Montgomery Bank of Maryland > Income and Expense
First Montgomery Bank of Maryland, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 9,554 |
| Total interest expense | $1,001,000 | 10,382 |
| Net interest income | $1,689,000 | 8,687 |
| Provision for loan and lease losses | $2,127,000 | 1,102 |
| Total noninterest income | $202,000 | 9,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $1,979,000 | 6,438 |
| Salaries and employee benefits | $861,000 | 6,865 |
| Premises and equipment expense | $335,000 | 5,533 |
| Additional noninterest expense | $783,000 | 6,181 |
| Pre-tax net operating income | $-2,215,000 | 13,659 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-2,215,000 | 13,695 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,215,000 | 13,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,940,000 | 978 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,011 |
| Net operating income | $-2,215,000 | 13,647 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.