Home > First Montgomery Bank > Assets and Liabilities
First Montgomery Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $189,082,000 | 2,458 |
| Cash and due from depository institutions | $23,877,000 | 2,699 |
| Interest-bearing balances | $17,036,000 | 226 |
| Securities | $23,013,000 | 4,808 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $136,413,000 | 2,081 |
| Loan loss allowance | $1,370,000 | 2,653 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,009,000 | 1,974 |
| Other real estate owned | $71,000 | 2,699 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,699,000 | 4,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,082,000 | 2,458 |
| Total liabilities | $174,201,000 | 2,421 |
| Total deposits | $167,849,000 | 2,319 |
| Interest-bearing deposits | $136,439,000 | 2,433 |
| Deposits held in domestic offices | $167,849,000 | 2,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,150,000 | 1,808 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,202,000 | 3,068 |
| Total equity capital | $14,881,000 | 2,977 |
| Total bank equity capital | $14,881,000 | 2,977 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $4,300,000 | 3,242 |
| Undivided profits | $10,181,000 | 2,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 6,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,210,000 | 1,823 |
| Earning assets | $176,462,000 | 2,429 |
| Long-term assets (5+ years) | $17,109,000 | 2,987 |
| Average Assets, year-to-date | $181,225,200 | 2,460 |
| Average Assets, quarterly | $185,200,000 | 2,478 |
| Volatile liabilities | $22,835,000 | 2,626 |
| Insider loans | $4,226,000 | 1,019 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,357,000 | 661 |
| Unused loan commitments | $22,267,000 | 1,909 |
| Tier 1 (core) risk-based capital | $14,864,000 | 2,904 |
| Tier 2 risk-based capital | $1,370,000 | 2,226 |
| Total risk weighted assets | $138,293,200 | 2,035 |
| Total unused commitments | $22,267,000 | 1,922 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 74 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $176,284,000 | 2,627 |
| Cash and due from depository institutions | $6,752,000 | 2,631 |
| Interest-bearing balances | $110,000 | 4,729 |
| Securities | $24,079,000 | 4,844 |
| Federal funds sold & reverse repurchase agreements | $13,270,000 | 1,066 |
| Net loans & leases | $126,286,000 | 2,196 |
| Loan loss allowance | $1,234,000 | 2,930 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,138,000 | 1,861 |
| Other real estate owned | $0 | 2,631 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,759,000 | 4,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,284,000 | 2,627 |
| Total liabilities | $162,310,000 | 2,576 |
| Total deposits | $154,107,000 | 2,521 |
| Interest-bearing deposits | $128,118,000 | 2,613 |
| Deposits held in domestic offices | $154,107,000 | 2,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,710,000 | 2,320 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,500,000 | 1,566 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $993,000 | 3,656 |
| Total equity capital | $13,974,000 | 3,160 |
| Total bank equity capital | $13,974,000 | 3,160 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $4,300,000 | 3,233 |
| Undivided profits | $9,274,000 | 2,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 10,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,271,000 | 1,777 |
| Earning assets | $163,745,000 | 2,599 |
| Long-term assets (5+ years) | $24,916,000 | 2,120 |
| Average Assets, year-to-date | $166,159,200 | 2,674 |
| Average Assets, quarterly | $173,457,000 | 2,639 |
| Volatile liabilities | $22,891,000 | 2,359 |
| Insider loans | $3,410,000 | 1,283 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $44,000 | 1,545 |
| Unused loan commitments | $23,538,000 | 1,775 |
| Tier 1 (core) risk-based capital | $13,969,000 | 3,075 |
| Tier 2 risk-based capital | $1,234,000 | 2,421 |
| Total risk weighted assets | $128,484,500 | 2,155 |
| Total unused commitments | $23,538,000 | 1,784 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $158,632,000 | 2,856 |
| Cash and due from depository institutions | $6,569,000 | 2,740 |
| Interest-bearing balances | $142,000 | 4,848 |
| Securities | $26,717,000 | 4,717 |
| Federal funds sold & reverse repurchase agreements | $6,203,000 | 1,480 |
| Net loans & leases | $113,234,000 | 2,386 |
| Loan loss allowance | $1,172,000 | 3,089 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,250,000 | 1,741 |
| Other real estate owned | $57,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,602,000 | 4,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,632,000 | 2,856 |
| Total liabilities | $146,524,000 | 2,820 |
| Total deposits | $144,495,000 | 2,655 |
| Interest-bearing deposits | $120,626,000 | 2,738 |
| Deposits held in domestic offices | $144,495,000 | 2,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,308,000 | 2,923 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $721,000 | 3,925 |
| Total equity capital | $12,108,000 | 3,340 |
| Total bank equity capital | $12,108,000 | 3,340 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $4,300,000 | 3,124 |
| Undivided profits | $7,408,000 | 3,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 9,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,020,000 | 1,938 |
| Earning assets | $146,296,000 | 2,843 |
| Long-term assets (5+ years) | $28,080,000 | 1,927 |
| Average Assets, year-to-date | $150,561,600 | 2,928 |
| Average Assets, quarterly | $156,533,000 | 2,867 |
| Volatile liabilities | $18,169,000 | 2,739 |
| Insider loans | $2,023,000 | 2,071 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $236,000 | 1,045 |
| Unused loan commitments | $20,360,000 | 1,889 |
| Tier 1 (core) risk-based capital | $12,329,000 | 3,344 |
| Tier 2 risk-based capital | $1,172,000 | 2,520 |
| Total risk weighted assets | $115,023,400 | 2,320 |
| Total unused commitments | $20,360,000 | 1,900 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 69 | 3,048 |
| Assets and Liabilities | ||
| Total Assets: | $145,463,000 | 3,151 |
| Cash and due from depository institutions | $4,720,000 | 3,048 |
| Interest-bearing balances | $112,000 | 6,064 |
| Securities | $21,562,000 | 5,805 |
| Federal funds sold & reverse repurchase agreements | $4,489,000 | 3,101 |
| Net loans & leases | $108,802,000 | 2,409 |
| Loan loss allowance | $1,098,000 | 3,414 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,262,000 | 1,715 |
| Other real estate owned | $332,000 | 3,048 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,296,000 | 5,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,463,000 | 3,151 |
| Total liabilities | $134,463,000 | 3,090 |
| Total deposits | $129,857,000 | 3,021 |
| Interest-bearing deposits | $110,786,000 | 3,073 |
| Deposits held in domestic offices | $129,857,000 | 3,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,905,000 | 1,680 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $701,000 | 4,137 |
| Total equity capital | $11,000,000 | 3,706 |
| Total bank equity capital | $11,000,000 | 3,706 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $4,300,000 | 3,067 |
| Undivided profits | $6,300,000 | 3,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 11,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $842,000 | 2,098 |
| Earning assets | $134,965,000 | 3,116 |
| Long-term assets (5+ years) | $21,304,000 | 2,521 |
| Average Assets, year-to-date | $142,422,400 | 3,129 |
| Average Assets, quarterly | $147,582,000 | 3,072 |
| Volatile liabilities | $18,205,000 | 2,582 |
| Insider loans | $2,515,000 | 1,650 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,782,000 | 577 |
| Unused loan commitments | $13,296,000 | 2,520 |
| Tier 1 (core) risk-based capital | $11,000,000 | 3,635 |
| Tier 2 risk-based capital | $1,098,000 | 2,655 |
| Total risk weighted assets | $109,712,700 | 2,401 |
| Total unused commitments | $13,296,000 | 2,540 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 67 | 3,200 |
| Assets and Liabilities | ||
| Total Assets: | $133,333,000 | 3,475 |
| Cash and due from depository institutions | $4,534,000 | 3,200 |
| Interest-bearing balances | $108,000 | 6,615 |
| Securities | $11,587,000 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $3,399,000 | 4,598 |
| Net loans & leases | $107,931,000 | 2,500 |
| Loan loss allowance | $985,000 | 3,777 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,479,000 | 1,639 |
| Other real estate owned | $183,000 | 3,200 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,220,000 | 5,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,333,000 | 3,475 |
| Total liabilities | $123,208,000 | 3,452 |
| Total deposits | $109,224,000 | 3,705 |
| Interest-bearing deposits | $93,259,000 | 3,777 |
| Deposits held in domestic offices | $109,224,000 | 3,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $13,231,000 | 845 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $753,000 | 4,122 |
| Total equity capital | $10,125,000 | 3,842 |
| Total bank equity capital | $10,125,000 | 3,842 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $4,300,000 | 2,952 |
| Undivided profits | $5,425,000 | 3,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 6,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $829,000 | 2,406 |
| Earning assets | $123,025,000 | 3,450 |
| Long-term assets (5+ years) | $21,059,000 | 2,501 |
| Average Assets, year-to-date | $123,779,800 | 3,659 |
| Average Assets, quarterly | $131,058,500 | 3,507 |
| Volatile liabilities | $24,454,000 | 2,014 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $810,000 | 779 |
| Unused loan commitments | $15,489,000 | 2,159 |
| Tier 1 (core) risk-based capital | $10,125,000 | 3,778 |
| Tier 2 risk-based capital | $985,000 | 2,955 |
| Total risk weighted assets | $99,424,500 | 2,684 |
| Total unused commitments | $15,489,000 | 2,175 |
| Derivatives | $0 | 651 |