Home > First Missouri Bank of SEMO > Income and Expense
First Missouri Bank of SEMO, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,480,000 | 2,648 |
| Total interest expense | $1,816,000 | 3,154 |
| Net interest income | $9,664,000 | 2,431 |
| Provision for loan and lease losses | $529,000 | 1,238 |
| Total noninterest income | $5,678,000 | 1,096 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $246,000 | 2,452 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $5,432,000 | 837 |
| Total noninterest expense | $5,711,000 | 2,857 |
| Salaries and employee benefits | $3,122,000 | 2,883 |
| Premises and equipment expense | $584,000 | 2,750 |
| Additional noninterest expense | $5,432,000 | 837 |
| Pre-tax net operating income | $9,102,000 | 1,252 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $9,102,000 | 1,095 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,102,000 | 1,108 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $9,102,000 | 1,098 |
| Net charge-offs | $-46,000 | 4,177 |
| Cash dividends | $5,550,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $9,102,000 | 1,117 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,328,000 | 2,670 |
| Total interest expense | $1,209,000 | 3,164 |
| Net interest income | $7,119,000 | 2,476 |
| Provision for loan and lease losses | $529,000 | 970 |
| Total noninterest income | $5,010,000 | 999 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $185,000 | 2,466 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $4,825,000 | 763 |
| Total noninterest expense | $4,182,000 | 2,884 |
| Salaries and employee benefits | $2,201,000 | 2,954 |
| Premises and equipment expense | $457,000 | 2,687 |
| Additional noninterest expense | $4,825,000 | 763 |
| Pre-tax net operating income | $7,418,000 | 1,207 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $7,418,000 | 1,066 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,418,000 | 1,071 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,418,000 | 1,066 |
| Net charge-offs | $-76,000 | 4,308 |
| Cash dividends | $4,900,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,418,000 | 1,082 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 2,700 |
| Total interest expense | $535,000 | 3,449 |
| Net interest income | $4,809,000 | 2,478 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $474,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $122,000 | 2,460 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $352,000 | 2,593 |
| Total noninterest expense | $2,531,000 | 3,020 |
| Salaries and employee benefits | $1,440,000 | 2,976 |
| Premises and equipment expense | $310,000 | 2,658 |
| Additional noninterest expense | $352,000 | 2,588 |
| Pre-tax net operating income | $2,752,000 | 1,846 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $2,752,000 | 1,663 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,752,000 | 1,682 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,752,000 | 1,662 |
| Net charge-offs | $-76,000 | 4,415 |
| Cash dividends | $1,600,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,752,000 | 1,674 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 2,717 |
| Total interest expense | $199,000 | 3,565 |
| Net interest income | $2,436,000 | 2,472 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $251,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $57,000 | 2,546 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $194,000 | 2,474 |
| Total noninterest expense | $1,263,000 | 3,053 |
| Salaries and employee benefits | $711,000 | 3,042 |
| Premises and equipment expense | $157,000 | 2,674 |
| Additional noninterest expense | $194,000 | 2,474 |
| Pre-tax net operating income | $1,424,000 | 1,856 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,424,000 | 1,657 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,424,000 | 1,657 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,424,000 | 1,657 |
| Net charge-offs | $-56,000 | 4,462 |
| Cash dividends | $700,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,424,000 | 1,674 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,597,000 | 2,745 |
| Total interest expense | $558,000 | 3,127 |
| Net interest income | $8,039,000 | 2,677 |
| Provision for loan and lease losses | $40,000 | 2,615 |
| Total noninterest income | $1,117,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $288,000 | 2,296 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $829,000 | 2,547 |
| Total noninterest expense | $5,053,000 | 3,025 |
| Salaries and employee benefits | $2,903,000 | 2,992 |
| Premises and equipment expense | $616,000 | 2,680 |
| Additional noninterest expense | $829,000 | 2,547 |
| Pre-tax net operating income | $4,063,000 | 2,291 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $4,063,000 | 2,086 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,063,000 | 2,085 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,063,000 | 2,085 |
| Net charge-offs | $-110,000 | 4,301 |
| Cash dividends | $4,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,063,000 | 2,115 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,076,000 | 2,782 |
| Total interest expense | $396,000 | 2,954 |
| Net interest income | $5,680,000 | 2,744 |
| Provision for loan and lease losses | $40,000 | 2,362 |
| Total noninterest income | $817,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $217,000 | 2,303 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $600,000 | 2,599 |
| Total noninterest expense | $3,799,000 | 3,012 |
| Salaries and employee benefits | $2,141,000 | 3,008 |
| Premises and equipment expense | $465,000 | 2,666 |
| Additional noninterest expense | $600,000 | 2,599 |
| Pre-tax net operating income | $2,658,000 | 2,441 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $2,658,000 | 2,229 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,658,000 | 2,228 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,658,000 | 2,228 |
| Net charge-offs | $-47,000 | 4,066 |
| Cash dividends | $2,000,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,658,000 | 2,262 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 2,839 |
| Total interest expense | $254,000 | 2,892 |
| Net interest income | $3,538,000 | 2,810 |
| Provision for loan and lease losses | $30,000 | 2,075 |
| Total noninterest income | $628,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $142,000 | 2,313 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $486,000 | 2,424 |
| Total noninterest expense | $2,496,000 | 3,024 |
| Salaries and employee benefits | $1,413,000 | 3,027 |
| Premises and equipment expense | $305,000 | 2,697 |
| Additional noninterest expense | $778,000 | 3,044 |
| Pre-tax net operating income | $1,640,000 | 2,456 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,640,000 | 2,230 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,640,000 | 2,231 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,640,000 | 2,230 |
| Net charge-offs | $-9,000 | 3,628 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,640,000 | 2,268 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 2,869 |
| Total interest expense | $132,000 | 2,808 |
| Net interest income | $1,682,000 | 2,858 |
| Provision for loan and lease losses | $15,000 | 1,841 |
| Total noninterest income | $218,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $68,000 | 2,359 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $150,000 | 2,887 |
| Total noninterest expense | $1,242,000 | 3,027 |
| Salaries and employee benefits | $704,000 | 3,029 |
| Premises and equipment expense | $155,000 | 2,679 |
| Additional noninterest expense | $383,000 | 3,053 |
| Pre-tax net operating income | $643,000 | 2,643 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $643,000 | 2,464 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $643,000 | 2,461 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $643,000 | 2,464 |
| Net charge-offs | $-11,000 | 3,948 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $643,000 | 2,483 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,906,000 | 2,829 |
| Total interest expense | $621,000 | 2,856 |
| Net interest income | $7,285,000 | 2,800 |
| Provision for loan and lease losses | $660,000 | 827 |
| Total noninterest income | $2,699,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $243,000 | 2,432 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,456,000 | 1,702 |
| Total noninterest expense | $5,021,000 | 3,006 |
| Salaries and employee benefits | $2,908,000 | 2,983 |
| Premises and equipment expense | $603,000 | 2,733 |
| Additional noninterest expense | $1,510,000 | 3,093 |
| Pre-tax net operating income | $4,303,000 | 2,235 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $4,303,000 | 2,071 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,303,000 | 2,071 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,303,000 | 2,073 |
| Net charge-offs | $490,000 | 647 |
| Cash dividends | $3,000,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,303,000 | 2,045 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 2,909 |
| Total interest expense | $476,000 | 2,923 |
| Net interest income | $5,353,000 | 2,876 |
| Provision for loan and lease losses | $660,000 | 647 |
| Total noninterest income | $2,478,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $178,000 | 2,453 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,300,000 | 1,524 |
| Total noninterest expense | $3,682,000 | 3,054 |
| Salaries and employee benefits | $2,109,000 | 3,046 |
| Premises and equipment expense | $452,000 | 2,752 |
| Additional noninterest expense | $1,121,000 | 3,130 |
| Pre-tax net operating income | $3,489,000 | 2,232 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $3,489,000 | 2,051 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,489,000 | 2,050 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,489,000 | 2,051 |
| Net charge-offs | $456,000 | 535 |
| Cash dividends | $2,000,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,489,000 | 2,027 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 2,977 |
| Total interest expense | $338,000 | 2,917 |
| Net interest income | $3,395,000 | 2,951 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $424,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $115,000 | 2,451 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $309,000 | 3,105 |
| Total noninterest expense | $2,426,000 | 3,069 |
| Salaries and employee benefits | $1,375,000 | 3,074 |
| Premises and equipment expense | $301,000 | 2,744 |
| Additional noninterest expense | $750,000 | 3,110 |
| Pre-tax net operating income | $1,333,000 | 2,923 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,333,000 | 2,800 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,333,000 | 2,799 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,333,000 | 2,800 |
| Net charge-offs | $16,000 | 1,585 |
| Cash dividends | $1,000,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,333,000 | 2,777 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 3,025 |
| Total interest expense | $193,000 | 2,803 |
| Net interest income | $1,603,000 | 3,007 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $209,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $55,000 | 2,509 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $154,000 | 3,100 |
| Total noninterest expense | $1,207,000 | 3,082 |
| Salaries and employee benefits | $677,000 | 3,099 |
| Premises and equipment expense | $151,000 | 2,765 |
| Additional noninterest expense | $379,000 | 3,036 |
| Pre-tax net operating income | $575,000 | 3,094 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $575,000 | 2,960 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $575,000 | 2,959 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $575,000 | 2,960 |
| Net charge-offs | $3,000 | 1,645 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $575,000 | 2,929 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 2,806 |
| Total interest expense | $1,175,000 | 2,696 |
| Net interest income | $7,179,000 | 2,781 |
| Provision for loan and lease losses | $1,090,000 | 1,516 |
| Total noninterest income | $812,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $212,000 | 2,701 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $600,000 | 2,968 |
| Total noninterest expense | $4,796,000 | 3,081 |
| Salaries and employee benefits | $2,764,000 | 3,074 |
| Premises and equipment expense | $582,000 | 2,802 |
| Additional noninterest expense | $1,450,000 | 3,096 |
| Pre-tax net operating income | $2,105,000 | 2,892 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $2,105,000 | 2,766 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,105,000 | 2,764 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,105,000 | 2,766 |
| Net charge-offs | $142,000 | 1,766 |
| Cash dividends | $3,834,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,105,000 | 2,721 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,299,000 | 2,814 |
| Total interest expense | $911,000 | 2,742 |
| Net interest income | $5,388,000 | 2,789 |
| Provision for loan and lease losses | $1,015,000 | 1,349 |
| Total noninterest income | $585,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $150,000 | 2,785 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $435,000 | 2,967 |
| Total noninterest expense | $3,645,000 | 3,041 |
| Salaries and employee benefits | $2,072,000 | 3,051 |
| Premises and equipment expense | $446,000 | 2,766 |
| Additional noninterest expense | $1,127,000 | 3,026 |
| Pre-tax net operating income | $1,313,000 | 3,129 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $1,313,000 | 3,003 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,313,000 | 3,002 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,313,000 | 3,003 |
| Net charge-offs | $60,000 | 1,956 |
| Cash dividends | $3,334,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,313,000 | 2,951 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 2,854 |
| Total interest expense | $637,000 | 2,773 |
| Net interest income | $3,550,000 | 2,817 |
| Provision for loan and lease losses | $565,000 | 1,528 |
| Total noninterest income | $402,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $100,000 | 2,824 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $302,000 | 2,909 |
| Total noninterest expense | $2,437,000 | 3,051 |
| Salaries and employee benefits | $1,381,000 | 3,057 |
| Premises and equipment expense | $296,000 | 2,778 |
| Additional noninterest expense | $760,000 | 3,002 |
| Pre-tax net operating income | $950,000 | 2,996 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $950,000 | 2,875 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $950,000 | 2,874 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $950,000 | 2,875 |
| Net charge-offs | $58,000 | 1,649 |
| Cash dividends | $3,334,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $950,000 | 2,833 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 2,822 |
| Total interest expense | $352,000 | 2,777 |
| Net interest income | $1,784,000 | 2,782 |
| Provision for loan and lease losses | $125,000 | 1,776 |
| Total noninterest income | $211,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $62,000 | 2,787 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $149,000 | 2,780 |
| Total noninterest expense | $1,228,000 | 3,062 |
| Salaries and employee benefits | $697,000 | 3,070 |
| Premises and equipment expense | $151,000 | 2,760 |
| Additional noninterest expense | $380,000 | 3,017 |
| Pre-tax net operating income | $642,000 | 2,467 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $642,000 | 2,303 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $642,000 | 2,302 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $642,000 | 2,303 |
| Net charge-offs | $41,000 | 1,284 |
| Cash dividends | $500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $642,000 | 2,273 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,154,000 | 2,726 |
| Total interest expense | $1,526,000 | 2,725 |
| Net interest income | $7,628,000 | 2,707 |
| Provision for loan and lease losses | $720,000 | 1,171 |
| Total noninterest income | $714,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $284,000 | 2,709 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $430,000 | 3,189 |
| Total noninterest expense | $4,953,000 | 3,020 |
| Salaries and employee benefits | $2,732,000 | 3,086 |
| Premises and equipment expense | $593,000 | 2,813 |
| Additional noninterest expense | $1,628,000 | 2,925 |
| Pre-tax net operating income | $2,669,000 | 2,643 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $2,669,000 | 2,480 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,669,000 | 2,481 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,669,000 | 2,482 |
| Net charge-offs | $979,000 | 673 |
| Cash dividends | $4,350,000 | 896 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,669,000 | 2,442 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,782,000 | 2,786 |
| Total interest expense | $1,094,000 | 2,798 |
| Net interest income | $5,688,000 | 2,756 |
| Provision for loan and lease losses | $270,000 | 1,685 |
| Total noninterest income | $525,000 | 3,287 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $213,000 | 2,737 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $312,000 | 3,244 |
| Total noninterest expense | $3,721,000 | 3,049 |
| Salaries and employee benefits | $2,017,000 | 3,128 |
| Premises and equipment expense | $458,000 | 2,774 |
| Additional noninterest expense | $1,246,000 | 2,899 |
| Pre-tax net operating income | $2,222,000 | 2,550 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,222,000 | 2,370 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,222,000 | 2,371 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,222,000 | 2,371 |
| Net charge-offs | $111,000 | 1,697 |
| Cash dividends | $4,350,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,222,000 | 2,338 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 2,862 |
| Total interest expense | $647,000 | 2,948 |
| Net interest income | $3,709,000 | 2,806 |
| Provision for loan and lease losses | $120,000 | 2,025 |
| Total noninterest income | $333,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $140,000 | 2,744 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $193,000 | 3,305 |
| Total noninterest expense | $2,432,000 | 3,100 |
| Salaries and employee benefits | $1,334,000 | 3,165 |
| Premises and equipment expense | $301,000 | 2,809 |
| Additional noninterest expense | $797,000 | 3,013 |
| Pre-tax net operating income | $1,490,000 | 2,517 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,490,000 | 2,342 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,490,000 | 2,342 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,490,000 | 2,342 |
| Net charge-offs | $27,000 | 2,212 |
| Cash dividends | $3,350,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,490,000 | 2,309 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 2,902 |
| Total interest expense | $289,000 | 3,093 |
| Net interest income | $1,859,000 | 2,819 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $171,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $70,000 | 2,744 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 3,209 |
| Total noninterest expense | $1,159,000 | 3,209 |
| Salaries and employee benefits | $658,000 | 3,220 |
| Premises and equipment expense | $147,000 | 2,881 |
| Additional noninterest expense | $354,000 | 3,251 |
| Pre-tax net operating income | $811,000 | 2,345 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $811,000 | 2,176 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $811,000 | 2,175 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $811,000 | 2,175 |
| Net charge-offs | $26,000 | 1,572 |
| Cash dividends | $1,500,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $811,000 | 2,164 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,628,000 | 2,799 |
| Total interest expense | $1,099,000 | 2,798 |
| Net interest income | $7,529,000 | 2,760 |
| Provision for loan and lease losses | $240,000 | 2,183 |
| Total noninterest income | $644,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $258,000 | 2,966 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $386,000 | 3,393 |
| Total noninterest expense | $5,049,000 | 3,035 |
| Salaries and employee benefits | $2,863,000 | 3,043 |
| Premises and equipment expense | $573,000 | 2,915 |
| Additional noninterest expense | $1,613,000 | 3,019 |
| Pre-tax net operating income | $2,884,000 | 2,563 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,884,000 | 2,371 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,884,000 | 2,370 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,884,000 | 2,370 |
| Net charge-offs | $244,000 | 1,472 |
| Cash dividends | $3,310,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,884,000 | 2,368 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,343,000 | 2,829 |
| Total interest expense | $788,000 | 2,779 |
| Net interest income | $5,555,000 | 2,806 |
| Provision for loan and lease losses | $180,000 | 2,069 |
| Total noninterest income | $499,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $189,000 | 3,006 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $310,000 | 3,341 |
| Total noninterest expense | $3,848,000 | 3,015 |
| Salaries and employee benefits | $2,194,000 | 3,016 |
| Premises and equipment expense | $428,000 | 2,953 |
| Additional noninterest expense | $1,226,000 | 2,990 |
| Pre-tax net operating income | $2,026,000 | 2,711 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,026,000 | 2,498 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,026,000 | 2,497 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,026,000 | 2,497 |
| Net charge-offs | $111,000 | 1,660 |
| Cash dividends | $2,610,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,026,000 | 2,492 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,045,000 | 2,909 |
| Total interest expense | $484,000 | 2,844 |
| Net interest income | $3,561,000 | 2,888 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $337,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $124,000 | 3,039 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $213,000 | 3,309 |
| Total noninterest expense | $2,543,000 | 3,048 |
| Salaries and employee benefits | $1,443,000 | 3,059 |
| Premises and equipment expense | $284,000 | 2,973 |
| Additional noninterest expense | $816,000 | 3,009 |
| Pre-tax net operating income | $1,235,000 | 2,824 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,235,000 | 2,619 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,235,000 | 2,618 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,235,000 | 2,618 |
| Net charge-offs | $97,000 | 1,328 |
| Cash dividends | $1,437,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,235,000 | 2,610 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 2,960 |
| Total interest expense | $227,000 | 2,884 |
| Net interest income | $1,752,000 | 2,937 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $168,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $62,000 | 3,055 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $106,000 | 3,266 |
| Total noninterest expense | $1,251,000 | 3,102 |
| Salaries and employee benefits | $709,000 | 3,109 |
| Premises and equipment expense | $143,000 | 3,002 |
| Additional noninterest expense | $399,000 | 3,064 |
| Pre-tax net operating income | $609,000 | 2,791 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $609,000 | 2,590 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $609,000 | 2,590 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $609,000 | 2,590 |
| Net charge-offs | $95,000 | 876 |
| Cash dividends | $526,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $609,000 | 2,581 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,332,000 | 2,789 |
| Total interest expense | $1,028,000 | 2,498 |
| Net interest income | $7,304,000 | 2,808 |
| Provision for loan and lease losses | $60,000 | 3,409 |
| Total noninterest income | $609,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $236,000 | 3,231 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $373,000 | 3,542 |
| Total noninterest expense | $4,849,000 | 3,146 |
| Salaries and employee benefits | $2,768,000 | 3,141 |
| Premises and equipment expense | $547,000 | 3,094 |
| Additional noninterest expense | $1,534,000 | 3,183 |
| Pre-tax net operating income | $3,004,000 | 2,485 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,004,000 | 2,051 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,004,000 | 2,050 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,004,000 | 2,051 |
| Net charge-offs | $329,000 | 1,403 |
| Cash dividends | $2,038,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,004,000 | 2,024 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,154,000 | 2,833 |
| Total interest expense | $773,000 | 2,473 |
| Net interest income | $5,381,000 | 2,856 |
| Provision for loan and lease losses | $60,000 | 3,094 |
| Total noninterest income | $444,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $180,000 | 3,215 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $264,000 | 3,641 |
| Total noninterest expense | $3,584,000 | 3,194 |
| Salaries and employee benefits | $2,042,000 | 3,188 |
| Premises and equipment expense | $384,000 | 3,256 |
| Additional noninterest expense | $1,158,000 | 3,177 |
| Pre-tax net operating income | $2,181,000 | 2,579 |
| Securities gains (losses) | $43,000 | 945 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,224,000 | 2,212 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,224,000 | 2,212 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,224,000 | 2,212 |
| Net charge-offs | $158,000 | 1,567 |
| Cash dividends | $1,471,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,181,000 | 2,221 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 2,895 |
| Total interest expense | $495,000 | 2,510 |
| Net interest income | $3,459,000 | 2,922 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $293,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $123,000 | 3,170 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $170,000 | 3,689 |
| Total noninterest expense | $2,352,000 | 3,254 |
| Salaries and employee benefits | $1,327,000 | 3,245 |
| Premises and equipment expense | $260,000 | 3,221 |
| Additional noninterest expense | $765,000 | 3,202 |
| Pre-tax net operating income | $1,340,000 | 2,670 |
| Securities gains (losses) | $43,000 | 698 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,383,000 | 2,294 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,383,000 | 2,294 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,383,000 | 2,294 |
| Net charge-offs | $118,000 | 1,401 |
| Cash dividends | $950,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,340,000 | 2,321 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 2,928 |
| Total interest expense | $241,000 | 2,521 |
| Net interest income | $1,695,000 | 2,968 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $150,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $66,000 | 3,076 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,703 |
| Total noninterest expense | $1,173,000 | 3,283 |
| Salaries and employee benefits | $646,000 | 3,334 |
| Premises and equipment expense | $133,000 | 3,230 |
| Additional noninterest expense | $394,000 | 3,144 |
| Pre-tax net operating income | $612,000 | 2,770 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $612,000 | 2,409 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $612,000 | 2,408 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $612,000 | 2,409 |
| Net charge-offs | $75,000 | 1,089 |
| Cash dividends | $537,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $612,000 | 2,389 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,298,000 | 2,780 |
| Total interest expense | $1,047,000 | 2,340 |
| Net interest income | $7,251,000 | 2,805 |
| Provision for loan and lease losses | $440,000 | 1,607 |
| Total noninterest income | $653,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $292,000 | 2,982 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $361,000 | 3,708 |
| Total noninterest expense | $4,614,000 | 3,352 |
| Salaries and employee benefits | $2,525,000 | 3,380 |
| Premises and equipment expense | $538,000 | 3,220 |
| Additional noninterest expense | $1,551,000 | 3,273 |
| Pre-tax net operating income | $2,850,000 | 2,473 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,850,000 | 2,193 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,850,000 | 2,191 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,850,000 | 2,192 |
| Net charge-offs | $109,000 | 2,534 |
| Cash dividends | $2,025,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,850,000 | 2,137 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,168,000 | 2,799 |
| Total interest expense | $768,000 | 2,388 |
| Net interest income | $5,400,000 | 2,830 |
| Provision for loan and lease losses | $365,000 | 1,429 |
| Total noninterest income | $498,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $217,000 | 3,012 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $281,000 | 3,665 |
| Total noninterest expense | $3,478,000 | 3,349 |
| Salaries and employee benefits | $1,876,000 | 3,391 |
| Premises and equipment expense | $402,000 | 3,257 |
| Additional noninterest expense | $1,200,000 | 3,220 |
| Pre-tax net operating income | $2,055,000 | 2,571 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,055,000 | 2,294 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,055,000 | 2,293 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,055,000 | 2,294 |
| Net charge-offs | $78,000 | 2,275 |
| Cash dividends | $1,310,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,055,000 | 2,236 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 2,890 |
| Total interest expense | $493,000 | 2,449 |
| Net interest income | $3,452,000 | 2,925 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $311,000 | 3,786 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $140,000 | 3,066 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $171,000 | 3,818 |
| Total noninterest expense | $2,320,000 | 3,367 |
| Salaries and employee benefits | $1,240,000 | 3,426 |
| Premises and equipment expense | $265,000 | 3,299 |
| Additional noninterest expense | $815,000 | 3,187 |
| Pre-tax net operating income | $1,293,000 | 2,637 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,293,000 | 2,374 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,293,000 | 2,372 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,293,000 | 2,373 |
| Net charge-offs | $31,000 | 2,491 |
| Cash dividends | $810,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,293,000 | 2,307 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 2,984 |
| Total interest expense | $242,000 | 2,486 |
| Net interest income | $1,651,000 | 3,034 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $155,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $71,000 | 3,039 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,792 |
| Total noninterest expense | $1,179,000 | 3,339 |
| Salaries and employee benefits | $607,000 | 3,500 |
| Premises and equipment expense | $136,000 | 3,268 |
| Additional noninterest expense | $436,000 | 3,038 |
| Pre-tax net operating income | $552,000 | 2,859 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $552,000 | 2,584 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $552,000 | 2,584 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $552,000 | 2,584 |
| Net charge-offs | $37,000 | 1,626 |
| Cash dividends | $437,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $552,000 | 2,541 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 2,919 |
| Total interest expense | $1,017,000 | 2,388 |
| Net interest income | $6,640,000 | 2,977 |
| Provision for loan and lease losses | $345,000 | 1,764 |
| Total noninterest income | $652,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $301,000 | 3,030 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $351,000 | 3,771 |
| Total noninterest expense | $4,493,000 | 3,463 |
| Salaries and employee benefits | $2,512,000 | 3,411 |
| Premises and equipment expense | $515,000 | 3,420 |
| Additional noninterest expense | $1,466,000 | 3,446 |
| Pre-tax net operating income | $2,454,000 | 2,667 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,000 | 4,340 |
| Income before extraordinary items | $2,453,000 | 2,374 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,453,000 | 2,375 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,453,000 | 2,376 |
| Net charge-offs | $357,000 | 1,460 |
| Cash dividends | $1,659,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,453,000 | 2,335 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,704,000 | 2,952 |
| Total interest expense | $762,000 | 2,418 |
| Net interest income | $4,942,000 | 3,022 |
| Provision for loan and lease losses | $240,000 | 1,746 |
| Total noninterest income | $485,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $224,000 | 3,055 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $261,000 | 3,805 |
| Total noninterest expense | $3,381,000 | 3,475 |
| Salaries and employee benefits | $1,891,000 | 3,399 |
| Premises and equipment expense | $398,000 | 3,403 |
| Additional noninterest expense | $1,092,000 | 3,479 |
| Pre-tax net operating income | $1,806,000 | 2,747 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,000 | 4,417 |
| Income before extraordinary items | $1,805,000 | 2,435 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,805,000 | 2,436 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,805,000 | 2,436 |
| Net charge-offs | $37,000 | 2,992 |
| Cash dividends | $1,189,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,805,000 | 2,399 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 3,031 |
| Total interest expense | $497,000 | 2,471 |
| Net interest income | $3,175,000 | 3,090 |
| Provision for loan and lease losses | $135,000 | 1,911 |
| Total noninterest income | $318,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $145,000 | 3,081 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $173,000 | 3,844 |
| Total noninterest expense | $2,249,000 | 3,513 |
| Salaries and employee benefits | $1,261,000 | 3,432 |
| Premises and equipment expense | $280,000 | 3,306 |
| Additional noninterest expense | $708,000 | 3,558 |
| Pre-tax net operating income | $1,109,000 | 2,887 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,000 | 4,408 |
| Income before extraordinary items | $1,108,000 | 2,570 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,108,000 | 2,572 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,108,000 | 2,572 |
| Net charge-offs | $10,000 | 3,259 |
| Cash dividends | $812,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,108,000 | 2,513 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 3,050 |
| Total interest expense | $250,000 | 2,480 |
| Net interest income | $1,588,000 | 3,098 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $150,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $68,000 | 3,184 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $82,000 | 3,882 |
| Total noninterest expense | $1,126,000 | 3,536 |
| Salaries and employee benefits | $623,000 | 3,488 |
| Premises and equipment expense | $145,000 | 3,266 |
| Additional noninterest expense | $358,000 | 3,534 |
| Pre-tax net operating income | $552,000 | 2,846 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $551,000 | 2,537 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $551,000 | 2,540 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $551,000 | 2,539 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $441,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $551,000 | 2,467 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,705,000 | 2,954 |
| Total interest expense | $1,063,000 | 2,483 |
| Net interest income | $6,642,000 | 3,010 |
| Provision for loan and lease losses | $280,000 | 2,085 |
| Total noninterest income | $599,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $321,000 | 3,086 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $278,000 | 4,113 |
| Total noninterest expense | $4,486,000 | 3,558 |
| Salaries and employee benefits | $2,485,000 | 3,492 |
| Premises and equipment expense | $528,000 | 3,507 |
| Additional noninterest expense | $1,473,000 | 3,589 |
| Pre-tax net operating income | $2,475,000 | 2,611 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $559,000 | 2,090 |
| Income before extraordinary items | $1,917,000 | 2,777 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,917,000 | 2,775 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,917,000 | 2,777 |
| Net charge-offs | $73,000 | 3,459 |
| Cash dividends | $519,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,916,230 | 2,733 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 2,992 |
| Total interest expense | $789,000 | 2,539 |
| Net interest income | $4,946,000 | 3,046 |
| Provision for loan and lease losses | $245,000 | 1,838 |
| Total noninterest income | $479,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $243,000 | 3,095 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $236,000 | 3,983 |
| Total noninterest expense | $3,358,000 | 3,576 |
| Salaries and employee benefits | $1,850,000 | 3,519 |
| Premises and equipment expense | $391,000 | 3,580 |
| Additional noninterest expense | $1,117,000 | 3,583 |
| Pre-tax net operating income | $1,822,000 | 2,682 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $559,000 | 1,879 |
| Income before extraordinary items | $1,264,000 | 3,043 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,264,000 | 3,043 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,264,000 | 3,044 |
| Net charge-offs | $46,000 | 3,324 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,263,310 | 2,996 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 3,080 |
| Total interest expense | $536,000 | 2,522 |
| Net interest income | $3,152,000 | 3,149 |
| Provision for loan and lease losses | $175,000 | 1,769 |
| Total noninterest income | $332,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $161,000 | 3,087 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $171,000 | 3,870 |
| Total noninterest expense | $2,255,000 | 3,578 |
| Salaries and employee benefits | $1,225,000 | 3,562 |
| Premises and equipment expense | $263,000 | 3,602 |
| Additional noninterest expense | $767,000 | 3,527 |
| Pre-tax net operating income | $1,054,000 | 2,874 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $559,000 | 1,435 |
| Income before extraordinary items | $495,000 | 3,989 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $495,000 | 3,995 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $495,000 | 3,995 |
| Net charge-offs | $42,000 | 2,932 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $495,000 | 3,926 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 3,139 |
| Total interest expense | $273,000 | 2,513 |
| Net interest income | $1,537,000 | 3,210 |
| Provision for loan and lease losses | $105,000 | 1,539 |
| Total noninterest income | $158,000 | 3,904 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $77,000 | 3,142 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $81,000 | 3,873 |
| Total noninterest expense | $1,111,000 | 3,633 |
| Salaries and employee benefits | $604,000 | 3,623 |
| Premises and equipment expense | $142,000 | 3,477 |
| Additional noninterest expense | $365,000 | 3,622 |
| Pre-tax net operating income | $479,000 | 2,989 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $558,000 | 859 |
| Income before extraordinary items | $-79,000 | 6,430 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-79,000 | 6,430 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-79,000 | 6,431 |
| Net charge-offs | $46,000 | 1,931 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-79,000 | 6,425 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,532,000 | 3,073 |
| Total interest expense | $1,234,000 | 2,515 |
| Net interest income | $6,298,000 | 3,144 |
| Provision for loan and lease losses | $360,000 | 2,221 |
| Total noninterest income | $715,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $374,000 | 2,961 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $341,000 | 3,918 |
| Total noninterest expense | $4,087,000 | 3,867 |
| Salaries and employee benefits | $2,274,000 | 3,780 |
| Premises and equipment expense | $501,000 | 3,732 |
| Additional noninterest expense | $1,312,000 | 3,983 |
| Pre-tax net operating income | $2,566,000 | 2,429 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $914,000 | 1,554 |
| Income before extraordinary items | $1,652,000 | 2,974 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,652,000 | 2,976 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,652,000 | 2,977 |
| Net charge-offs | $179,000 | 3,142 |
| Cash dividends | $680,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,652,000 | 2,916 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 3,104 |
| Total interest expense | $940,000 | 2,559 |
| Net interest income | $4,705,000 | 3,175 |
| Provision for loan and lease losses | $270,000 | 2,189 |
| Total noninterest income | $538,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $280,000 | 2,973 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $258,000 | 3,976 |
| Total noninterest expense | $3,052,000 | 3,893 |
| Salaries and employee benefits | $1,683,000 | 3,811 |
| Premises and equipment expense | $376,000 | 3,762 |
| Additional noninterest expense | $993,000 | 3,962 |
| Pre-tax net operating income | $1,921,000 | 2,498 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $683,000 | 1,601 |
| Income before extraordinary items | $1,238,000 | 3,014 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,238,000 | 3,018 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,238,000 | 3,018 |
| Net charge-offs | $116,000 | 3,113 |
| Cash dividends | $680,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,238,000 | 2,946 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 3,147 |
| Total interest expense | $657,000 | 2,520 |
| Net interest income | $3,047,000 | 3,248 |
| Provision for loan and lease losses | $180,000 | 2,226 |
| Total noninterest income | $352,000 | 3,931 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $182,000 | 2,997 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $170,000 | 4,030 |
| Total noninterest expense | $2,023,000 | 3,926 |
| Salaries and employee benefits | $1,106,000 | 3,870 |
| Premises and equipment expense | $246,000 | 3,824 |
| Additional noninterest expense | $671,000 | 3,937 |
| Pre-tax net operating income | $1,196,000 | 2,606 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $423,000 | 1,683 |
| Income before extraordinary items | $773,000 | 3,137 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $773,000 | 3,139 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $773,000 | 3,140 |
| Net charge-offs | $119,000 | 2,582 |
| Cash dividends | $680,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $773,000 | 3,044 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 3,174 |
| Total interest expense | $339,000 | 2,516 |
| Net interest income | $1,508,000 | 3,284 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $170,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $87,000 | 3,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 4,023 |
| Total noninterest expense | $994,000 | 4,001 |
| Salaries and employee benefits | $537,000 | 3,988 |
| Premises and equipment expense | $128,000 | 3,753 |
| Additional noninterest expense | $329,000 | 4,003 |
| Pre-tax net operating income | $594,000 | 2,567 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $211,000 | 1,653 |
| Income before extraordinary items | $383,000 | 3,109 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $383,000 | 3,110 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $383,000 | 3,111 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $680,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $383,000 | 3,019 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,966,000 | 3,120 |
| Total interest expense | $1,549,000 | 2,641 |
| Net interest income | $6,417,000 | 3,211 |
| Provision for loan and lease losses | $340,000 | 3,215 |
| Total noninterest income | $722,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $409,000 | 2,897 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $313,000 | 3,983 |
| Total noninterest expense | $4,002,000 | 4,036 |
| Salaries and employee benefits | $2,187,000 | 3,913 |
| Premises and equipment expense | $512,000 | 3,766 |
| Additional noninterest expense | $1,303,000 | 4,150 |
| Pre-tax net operating income | $2,797,000 | 2,217 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,017,000 | 1,455 |
| Income before extraordinary items | $1,780,000 | 2,813 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,780,000 | 2,816 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,780,000 | 2,815 |
| Net charge-offs | $53,000 | 4,889 |
| Cash dividends | $44,000 | 4,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,780,000 | 2,688 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,972,000 | 3,182 |
| Total interest expense | $1,145,000 | 2,787 |
| Net interest income | $4,827,000 | 3,242 |
| Provision for loan and lease losses | $280,000 | 3,060 |
| Total noninterest income | $542,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $309,000 | 2,903 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $233,000 | 4,040 |
| Total noninterest expense | $2,985,000 | 4,081 |
| Salaries and employee benefits | $1,621,000 | 3,945 |
| Premises and equipment expense | $388,000 | 3,786 |
| Additional noninterest expense | $976,000 | 4,158 |
| Pre-tax net operating income | $2,104,000 | 2,263 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $763,000 | 1,491 |
| Income before extraordinary items | $1,341,000 | 2,855 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,341,000 | 2,856 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,341,000 | 2,855 |
| Net charge-offs | $29,000 | 4,874 |
| Cash dividends | $44,000 | 3,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,341,000 | 2,723 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 3,314 |
| Total interest expense | $798,000 | 2,784 |
| Net interest income | $3,030,000 | 3,418 |
| Provision for loan and lease losses | $170,000 | 3,201 |
| Total noninterest income | $363,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $202,000 | 2,928 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 3,965 |
| Total noninterest expense | $1,983,000 | 4,100 |
| Salaries and employee benefits | $1,074,000 | 3,989 |
| Premises and equipment expense | $251,000 | 3,862 |
| Additional noninterest expense | $658,000 | 4,170 |
| Pre-tax net operating income | $1,240,000 | 2,463 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $447,000 | 1,603 |
| Income before extraordinary items | $793,000 | 3,061 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $793,000 | 3,061 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $793,000 | 3,061 |
| Net charge-offs | $10,000 | 4,928 |
| Cash dividends | $44,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $793,000 | 2,907 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 3,419 |
| Total interest expense | $421,000 | 2,761 |
| Net interest income | $1,426,000 | 3,578 |
| Provision for loan and lease losses | $80,000 | 3,124 |
| Total noninterest income | $161,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $93,000 | 3,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 4,269 |
| Total noninterest expense | $980,000 | 4,150 |
| Salaries and employee benefits | $525,000 | 4,084 |
| Premises and equipment expense | $124,000 | 3,907 |
| Additional noninterest expense | $331,000 | 4,132 |
| Pre-tax net operating income | $527,000 | 2,779 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $191,000 | 1,782 |
| Income before extraordinary items | $336,000 | 3,426 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $336,000 | 3,429 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $336,000 | 3,429 |
| Net charge-offs | $-5,000 | 6,379 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $336,000 | 3,256 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,346,000 | 3,557 |
| Total interest expense | $1,770,000 | 3,037 |
| Net interest income | $5,576,000 | 3,653 |
| Provision for loan and lease losses | $210,000 | 4,576 |
| Total noninterest income | $660,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $418,000 | 2,939 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $242,000 | 4,185 |
| Total noninterest expense | $3,910,000 | 4,175 |
| Salaries and employee benefits | $2,062,000 | 4,100 |
| Premises and equipment expense | $516,000 | 3,945 |
| Additional noninterest expense | $1,332,000 | 4,175 |
| Pre-tax net operating income | $2,116,000 | 2,395 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $773,000 | 1,594 |
| Income before extraordinary items | $1,343,000 | 2,994 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,343,000 | 2,995 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,343,000 | 2,995 |
| Net charge-offs | $167,000 | 4,505 |
| Cash dividends | $825,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,343,000 | 2,898 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,454,000 | 3,616 |
| Total interest expense | $1,280,000 | 3,233 |
| Net interest income | $4,174,000 | 3,675 |
| Provision for loan and lease losses | $210,000 | 4,084 |
| Total noninterest income | $489,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $307,000 | 2,988 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $182,000 | 4,232 |
| Total noninterest expense | $2,942,000 | 4,166 |
| Salaries and employee benefits | $1,534,000 | 4,125 |
| Premises and equipment expense | $386,000 | 4,002 |
| Additional noninterest expense | $1,022,000 | 4,123 |
| Pre-tax net operating income | $1,511,000 | 2,563 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $553,000 | 1,651 |
| Income before extraordinary items | $958,000 | 3,151 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $958,000 | 3,151 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $958,000 | 3,151 |
| Net charge-offs | $105,000 | 4,385 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $958,000 | 3,038 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 3,771 |
| Total interest expense | $870,000 | 3,286 |
| Net interest income | $2,621,000 | 3,826 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $303,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $197,000 | 3,068 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 4,466 |
| Total noninterest expense | $1,968,000 | 4,210 |
| Salaries and employee benefits | $1,008,000 | 4,180 |
| Premises and equipment expense | $255,000 | 4,049 |
| Additional noninterest expense | $705,000 | 4,090 |
| Pre-tax net operating income | $776,000 | 2,997 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $281,000 | 1,872 |
| Income before extraordinary items | $495,000 | 3,612 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $495,000 | 3,613 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $495,000 | 3,613 |
| Net charge-offs | $93,000 | 3,917 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $495,000 | 3,508 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 3,874 |
| Total interest expense | $441,000 | 3,369 |
| Net interest income | $1,244,000 | 3,952 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $157,000 | 4,079 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $97,000 | 3,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,383 |
| Total noninterest expense | $986,000 | 4,214 |
| Salaries and employee benefits | $497,000 | 4,248 |
| Premises and equipment expense | $128,000 | 4,101 |
| Additional noninterest expense | $361,000 | 4,007 |
| Pre-tax net operating income | $325,000 | 3,371 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $116,000 | 2,026 |
| Income before extraordinary items | $209,000 | 3,906 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $209,000 | 3,905 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $209,000 | 3,906 |
| Net charge-offs | $64,000 | 3,148 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $209,000 | 3,858 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,175,000 | 3,847 |
| Total interest expense | $2,135,000 | 3,399 |
| Net interest income | $5,040,000 | 3,940 |
| Provision for loan and lease losses | $240,000 | 5,139 |
| Total noninterest income | $754,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $519,000 | 2,573 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $235,000 | 4,344 |
| Total noninterest expense | $4,081,000 | 4,155 |
| Salaries and employee benefits | $1,951,000 | 4,308 |
| Premises and equipment expense | $492,000 | 4,225 |
| Additional noninterest expense | $1,638,000 | 3,769 |
| Pre-tax net operating income | $1,473,000 | 2,750 |
| Securities gains (losses) | $164,000 | 1,759 |
| Applicable income taxes | $566,000 | 1,763 |
| Income before extraordinary items | $1,071,000 | 3,095 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,071,000 | 3,092 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,071,000 | 3,095 |
| Net charge-offs | $105,000 | 5,373 |
| Cash dividends | $341,000 | 2,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $964,400 | 3,155 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 3,916 |
| Total interest expense | $1,670,000 | 3,401 |
| Net interest income | $3,724,000 | 4,030 |
| Provision for loan and lease losses | $240,000 | 4,632 |
| Total noninterest income | $567,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $396,000 | 2,606 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $171,000 | 4,445 |
| Total noninterest expense | $3,207,000 | 4,037 |
| Salaries and employee benefits | $1,468,000 | 4,333 |
| Premises and equipment expense | $399,000 | 4,103 |
| Additional noninterest expense | $1,340,000 | 3,526 |
| Pre-tax net operating income | $844,000 | 3,377 |
| Securities gains (losses) | $164,000 | 1,528 |
| Applicable income taxes | $336,000 | 2,036 |
| Income before extraordinary items | $672,000 | 3,579 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $672,000 | 3,577 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $672,000 | 3,579 |
| Net charge-offs | $83,000 | 5,089 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $562,120 | 3,743 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 4,038 |
| Total interest expense | $1,136,000 | 3,448 |
| Net interest income | $2,341,000 | 4,202 |
| Provision for loan and lease losses | $240,000 | 3,941 |
| Total noninterest income | $378,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $263,000 | 2,617 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $115,000 | 4,402 |
| Total noninterest expense | $1,831,000 | 4,493 |
| Salaries and employee benefits | $984,000 | 4,334 |
| Premises and equipment expense | $266,000 | 4,115 |
| Additional noninterest expense | $581,000 | 4,673 |
| Pre-tax net operating income | $648,000 | 3,170 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $212,000 | 2,066 |
| Income before extraordinary items | $436,000 | 3,642 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $436,000 | 3,640 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $436,000 | 3,641 |
| Net charge-offs | $66,000 | 4,642 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $436,000 | 3,529 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 4,160 |
| Total interest expense | $576,000 | 3,540 |
| Net interest income | $1,123,000 | 4,332 |
| Provision for loan and lease losses | $140,000 | 3,543 |
| Total noninterest income | $186,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $121,000 | 2,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $65,000 | 4,256 |
| Total noninterest expense | $907,000 | 4,562 |
| Salaries and employee benefits | $486,000 | 4,432 |
| Premises and equipment expense | $133,000 | 4,203 |
| Additional noninterest expense | $288,000 | 4,709 |
| Pre-tax net operating income | $262,000 | 3,607 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $83,000 | 2,302 |
| Income before extraordinary items | $179,000 | 4,078 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 4,077 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $179,000 | 4,077 |
| Net charge-offs | $19,000 | 4,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $179,000 | 3,972 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,288,000 | 4,067 |
| Total interest expense | $2,196,000 | 4,202 |
| Net interest income | $5,092,000 | 3,903 |
| Provision for loan and lease losses | $449,000 | 4,717 |
| Total noninterest income | $640,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $488,000 | 2,948 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $152,000 | 5,072 |
| Total noninterest expense | $3,755,000 | 4,511 |
| Salaries and employee benefits | $1,932,000 | 4,465 |
| Premises and equipment expense | $569,000 | 4,027 |
| Additional noninterest expense | $1,254,000 | 4,621 |
| Pre-tax net operating income | $1,528,000 | 2,326 |
| Securities gains (losses) | $124,000 | 1,946 |
| Applicable income taxes | $475,000 | 1,602 |
| Income before extraordinary items | $1,177,000 | 2,505 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,177,000 | 2,503 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,177,000 | 2,504 |
| Net charge-offs | $313,000 | 4,432 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,088,960 | 2,586 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,443,000 | 4,137 |
| Total interest expense | $1,634,000 | 4,358 |
| Net interest income | $3,809,000 | 3,906 |
| Provision for loan and lease losses | $352,000 | 4,368 |
| Total noninterest income | $515,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $364,000 | 2,974 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $151,000 | 4,750 |
| Total noninterest expense | $2,834,000 | 4,508 |
| Salaries and employee benefits | $1,452,000 | 4,480 |
| Premises and equipment expense | $434,000 | 4,021 |
| Additional noninterest expense | $948,000 | 4,566 |
| Pre-tax net operating income | $1,138,000 | 2,512 |
| Securities gains (losses) | $-2,000 | 7,117 |
| Applicable income taxes | $334,000 | 1,817 |
| Income before extraordinary items | $802,000 | 2,855 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $802,000 | 2,852 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $802,000 | 2,855 |
| Net charge-offs | $142,000 | 4,684 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $803,420 | 2,803 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 4,256 |
| Total interest expense | $1,082,000 | 4,500 |
| Net interest income | $2,429,000 | 4,008 |
| Provision for loan and lease losses | $154,000 | 4,712 |
| Total noninterest income | $344,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $237,000 | 2,982 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $107,000 | 4,677 |
| Total noninterest expense | $1,916,000 | 4,499 |
| Salaries and employee benefits | $958,000 | 4,565 |
| Premises and equipment expense | $288,000 | 4,051 |
| Additional noninterest expense | $670,000 | 4,389 |
| Pre-tax net operating income | $703,000 | 2,760 |
| Securities gains (losses) | $-2,000 | 7,376 |
| Applicable income taxes | $200,000 | 1,951 |
| Income before extraordinary items | $501,000 | 3,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $501,000 | 3,087 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $501,000 | 3,088 |
| Net charge-offs | $94,000 | 4,310 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $502,420 | 2,983 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 4,413 |
| Total interest expense | $543,000 | 4,611 |
| Net interest income | $1,142,000 | 4,161 |
| Provision for loan and lease losses | $65,000 | 4,547 |
| Total noninterest income | $156,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $104,000 | 3,190 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $52,000 | 4,774 |
| Total noninterest expense | $933,000 | 4,507 |
| Salaries and employee benefits | $479,000 | 4,617 |
| Premises and equipment expense | $143,000 | 4,121 |
| Additional noninterest expense | $311,000 | 4,292 |
| Pre-tax net operating income | $300,000 | 3,335 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $80,000 | 2,406 |
| Income before extraordinary items | $220,000 | 3,705 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 3,705 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $220,000 | 3,706 |
| Net charge-offs | $21,000 | 4,278 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $220,000 | 3,556 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,193,000 | 4,407 |
| Total interest expense | $2,773,000 | 4,481 |
| Net interest income | $4,420,000 | 4,270 |
| Provision for loan and lease losses | $300,000 | 4,610 |
| Total noninterest income | $641,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $500,000 | 3,016 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $141,000 | 5,417 |
| Total noninterest expense | $3,667,000 | 4,495 |
| Salaries and employee benefits | $1,941,000 | 4,557 |
| Premises and equipment expense | $582,000 | 4,034 |
| Additional noninterest expense | $1,144,000 | 4,435 |
| Pre-tax net operating income | $1,094,000 | 3,592 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $297,000 | 2,421 |
| Income before extraordinary items | $797,000 | 3,714 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $797,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 2,839 |
| Cash dividends | $1,400,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $797,000 | 3,834 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 4,432 |
| Total interest expense | $2,174,000 | 4,471 |
| Net interest income | $3,299,000 | 4,314 |
| Provision for loan and lease losses | $245,000 | 3,880 |
| Total noninterest income | $459,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $367,000 | 3,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $92,000 | 5,760 |
| Total noninterest expense | $2,785,000 | 4,454 |
| Salaries and employee benefits | $1,443,000 | 4,607 |
| Premises and equipment expense | $451,000 | 3,939 |
| Additional noninterest expense | $891,000 | 4,241 |
| Pre-tax net operating income | $728,000 | 4,269 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $192,000 | 2,957 |
| Income before extraordinary items | $536,000 | 4,312 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $536,000 | 4,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 2,270 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $536,000 | 4,465 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 4,522 |
| Total interest expense | $1,518,000 | 4,476 |
| Net interest income | $2,092,000 | 4,459 |
| Provision for loan and lease losses | $175,000 | 3,369 |
| Total noninterest income | $312,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $231,000 | 3,182 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $81,000 | 5,397 |
| Total noninterest expense | $1,890,000 | 4,421 |
| Salaries and employee benefits | $990,000 | 4,550 |
| Premises and equipment expense | $300,000 | 3,970 |
| Additional noninterest expense | $600,000 | 4,194 |
| Pre-tax net operating income | $339,000 | 5,097 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $76,000 | 3,719 |
| Income before extraordinary items | $263,000 | 5,205 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $263,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,020 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $263,000 | 5,138 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 4,523 |
| Total interest expense | $802,000 | 4,501 |
| Net interest income | $1,068,000 | 4,402 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $144,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $106,000 | 3,330 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,536 |
| Total noninterest expense | $951,000 | 4,390 |
| Salaries and employee benefits | $503,000 | 4,531 |
| Premises and equipment expense | $150,000 | 3,987 |
| Additional noninterest expense | $298,000 | 4,140 |
| Pre-tax net operating income | $186,000 | 5,081 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $49,000 | 3,578 |
| Income before extraordinary items | $137,000 | 5,361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $137,000 | 5,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,464 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $137,000 | 5,262 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,827,000 | 4,094 |
| Total interest expense | $3,713,000 | 4,199 |
| Net interest income | $5,114,000 | 3,926 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $706,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $549,000 | 2,854 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $157,000 | 5,502 |
| Total noninterest expense | $3,630,000 | 4,409 |
| Salaries and employee benefits | $1,928,000 | 4,510 |
| Premises and equipment expense | $585,000 | 3,914 |
| Additional noninterest expense | $1,117,000 | 4,287 |
| Pre-tax net operating income | $2,040,000 | 3,275 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $704,000 | 2,296 |
| Income before extraordinary items | $1,338,000 | 3,699 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,338,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,346 |
| Cash dividends | $2,993,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,336,680 | 3,696 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,645,000 | 4,096 |
| Total interest expense | $2,800,000 | 4,188 |
| Net interest income | $3,845,000 | 3,929 |
| Provision for loan and lease losses | $114,000 | 3,931 |
| Total noninterest income | $506,000 | 4,393 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $390,000 | 2,958 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $116,000 | 5,535 |
| Total noninterest expense | $2,723,000 | 4,400 |
| Salaries and employee benefits | $1,418,000 | 4,552 |
| Premises and equipment expense | $456,000 | 3,803 |
| Additional noninterest expense | $849,000 | 4,198 |
| Pre-tax net operating income | $1,514,000 | 3,446 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $524,000 | 2,476 |
| Income before extraordinary items | $992,000 | 3,909 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $992,000 | 3,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,478 |
| Cash dividends | $2,074,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $990,700 | 3,899 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,285,000 | 4,220 |
| Total interest expense | $1,769,000 | 4,338 |
| Net interest income | $2,516,000 | 4,006 |
| Provision for loan and lease losses | $72,000 | 3,798 |
| Total noninterest income | $337,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $262,000 | 2,934 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $75,000 | 5,629 |
| Total noninterest expense | $1,778,000 | 4,474 |
| Salaries and employee benefits | $932,000 | 4,637 |
| Premises and equipment expense | $297,000 | 3,874 |
| Additional noninterest expense | $549,000 | 4,290 |
| Pre-tax net operating income | $1,003,000 | 3,527 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $345,000 | 2,566 |
| Income before extraordinary items | $658,000 | 3,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $658,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,096 |
| Cash dividends | $2,074,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $658,000 | 3,950 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 4,272 |
| Total interest expense | $857,000 | 4,399 |
| Net interest income | $1,230,000 | 4,075 |
| Provision for loan and lease losses | $36,000 | 3,550 |
| Total noninterest income | $164,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $118,000 | 3,108 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $877,000 | 4,512 |
| Salaries and employee benefits | $463,000 | 4,692 |
| Premises and equipment expense | $149,000 | 3,878 |
| Additional noninterest expense | $265,000 | 4,350 |
| Pre-tax net operating income | $481,000 | 3,619 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $169,000 | 2,618 |
| Income before extraordinary items | $312,000 | 4,083 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $312,000 | 4,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $2,074,000 | 435 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $312,000 | 4,059 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,403,000 | 4,071 |
| Total interest expense | $3,367,000 | 4,021 |
| Net interest income | $5,036,000 | 3,985 |
| Provision for loan and lease losses | $167,000 | 3,883 |
| Total noninterest income | $699,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $562,000 | 2,822 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $137,000 | 5,790 |
| Total noninterest expense | $3,550,000 | 4,364 |
| Salaries and employee benefits | $1,839,000 | 4,548 |
| Premises and equipment expense | $619,000 | 3,667 |
| Additional noninterest expense | $1,092,000 | 4,238 |
| Pre-tax net operating income | $2,018,000 | 3,621 |
| Securities gains (losses) | $-7,000 | 7,181 |
| Applicable income taxes | $720,000 | 2,626 |
| Income before extraordinary items | $1,291,000 | 4,120 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,291,000 | 4,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,889 |
| Cash dividends | $148,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,295,480 | 4,082 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,155,000 | 4,113 |
| Total interest expense | $2,441,000 | 4,024 |
| Net interest income | $3,714,000 | 4,066 |
| Provision for loan and lease losses | $129,000 | 3,721 |
| Total noninterest income | $530,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $430,000 | 2,796 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $100,000 | 5,845 |
| Total noninterest expense | $2,650,000 | 4,350 |
| Salaries and employee benefits | $1,369,000 | 4,546 |
| Premises and equipment expense | $475,000 | 3,619 |
| Additional noninterest expense | $806,000 | 4,237 |
| Pre-tax net operating income | $1,465,000 | 3,836 |
| Securities gains (losses) | $-7,000 | 7,492 |
| Applicable income taxes | $521,000 | 2,804 |
| Income before extraordinary items | $937,000 | 4,319 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $937,000 | 4,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,008 |
| Cash dividends | $148,000 | 4,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $941,480 | 4,293 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,821,000 | 4,265 |
| Total interest expense | $1,445,000 | 4,215 |
| Net interest income | $2,376,000 | 4,187 |
| Provision for loan and lease losses | $71,000 | 3,891 |
| Total noninterest income | $358,000 | 4,295 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $284,000 | 2,780 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 5,701 |
| Total noninterest expense | $1,769,000 | 4,359 |
| Salaries and employee benefits | $913,000 | 4,567 |
| Premises and equipment expense | $312,000 | 3,653 |
| Additional noninterest expense | $544,000 | 4,219 |
| Pre-tax net operating income | $894,000 | 4,056 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $316,000 | 2,969 |
| Income before extraordinary items | $578,000 | 4,534 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $578,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,766 |
| Cash dividends | $148,000 | 4,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $578,000 | 4,526 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 4,338 |
| Total interest expense | $672,000 | 4,280 |
| Net interest income | $1,154,000 | 4,273 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $167,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $135,000 | 2,821 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $881,000 | 4,387 |
| Salaries and employee benefits | $451,000 | 4,632 |
| Premises and equipment expense | $153,000 | 3,731 |
| Additional noninterest expense | $277,000 | 4,151 |
| Pre-tax net operating income | $422,000 | 4,159 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $149,000 | 3,048 |
| Income before extraordinary items | $273,000 | 4,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $273,000 | 4,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,230 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $273,000 | 4,630 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,150,000 | 4,084 |
| Total interest expense | $2,639,000 | 3,679 |
| Net interest income | $4,511,000 | 4,252 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $840,000 | 3,945 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $690,000 | 2,376 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $150,000 | 5,728 |
| Total noninterest expense | $3,620,000 | 4,184 |
| Salaries and employee benefits | $1,909,000 | 4,267 |
| Premises and equipment expense | $641,000 | 3,456 |
| Additional noninterest expense | $1,070,000 | 4,193 |
| Pre-tax net operating income | $1,656,000 | 4,141 |
| Securities gains (losses) | $-8,000 | 7,452 |
| Applicable income taxes | $591,000 | 3,095 |
| Income before extraordinary items | $1,057,000 | 4,680 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,057,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,077 |
| Cash dividends | $410,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,062,120 | 4,633 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 4,073 |
| Total interest expense | $1,943,000 | 3,590 |
| Net interest income | $3,347,000 | 4,290 |
| Provision for loan and lease losses | $75,000 | 4,689 |
| Total noninterest income | $642,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $522,000 | 2,355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 5,607 |
| Total noninterest expense | $2,709,000 | 4,147 |
| Salaries and employee benefits | $1,423,000 | 4,256 |
| Premises and equipment expense | $490,000 | 3,408 |
| Additional noninterest expense | $796,000 | 4,194 |
| Pre-tax net operating income | $1,205,000 | 4,300 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $435,000 | 3,186 |
| Income before extraordinary items | $770,000 | 4,854 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $770,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,912 |
| Cash dividends | $410,000 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $770,000 | 4,819 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 4,132 |
| Total interest expense | $1,233,000 | 3,554 |
| Net interest income | $2,149,000 | 4,385 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $425,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $337,000 | 2,390 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $88,000 | 5,421 |
| Total noninterest expense | $1,793,000 | 4,166 |
| Salaries and employee benefits | $944,000 | 4,258 |
| Premises and equipment expense | $322,000 | 3,421 |
| Additional noninterest expense | $527,000 | 4,198 |
| Pre-tax net operating income | $756,000 | 4,418 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $272,000 | 3,274 |
| Income before extraordinary items | $484,000 | 4,965 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $484,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,749 |
| Cash dividends | $410,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $484,000 | 4,912 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 4,201 |
| Total interest expense | $605,000 | 3,486 |
| Net interest income | $1,036,000 | 4,507 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $208,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $153,000 | 2,519 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $890,000 | 4,206 |
| Salaries and employee benefits | $475,000 | 4,256 |
| Premises and equipment expense | $156,000 | 3,539 |
| Additional noninterest expense | $259,000 | 4,244 |
| Pre-tax net operating income | $354,000 | 4,569 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $126,000 | 3,391 |
| Income before extraordinary items | $228,000 | 5,098 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $228,000 | 5,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,262 |
| Cash dividends | $410,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $228,000 | 5,072 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,633,000 | 3,965 |
| Total interest expense | $2,428,000 | 3,117 |
| Net interest income | $4,205,000 | 4,323 |
| Provision for loan and lease losses | $-110,000 | 8,797 |
| Total noninterest income | $2,278,000 | 2,006 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $688,000 | 2,407 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,590,000 | 1,572 |
| Total noninterest expense | $4,002,000 | 3,743 |
| Salaries and employee benefits | $1,875,000 | 4,201 |
| Premises and equipment expense | $625,000 | 3,417 |
| Additional noninterest expense | $1,502,000 | 3,115 |
| Pre-tax net operating income | $2,591,000 | 2,915 |
| Securities gains (losses) | $-137,000 | 8,767 |
| Applicable income taxes | $906,000 | 2,321 |
| Income before extraordinary items | $1,548,000 | 3,561 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,548,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 8,801 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,635,680 | 3,354 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 4,026 |
| Total interest expense | $1,837,000 | 3,052 |
| Net interest income | $2,996,000 | 4,480 |
| Provision for loan and lease losses | $-135,000 | 8,895 |
| Total noninterest income | $2,096,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $532,000 | 2,365 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,564,000 | 1,292 |
| Total noninterest expense | $3,072,000 | 3,641 |
| Salaries and employee benefits | $1,379,000 | 4,246 |
| Premises and equipment expense | $460,000 | 3,487 |
| Additional noninterest expense | $1,233,000 | 2,859 |
| Pre-tax net operating income | $2,155,000 | 2,704 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $799,000 | 2,104 |
| Income before extraordinary items | $1,356,000 | 3,230 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,356,000 | 3,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-203,000 | 8,918 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,356,000 | 3,146 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 4,098 |
| Total interest expense | $1,233,000 | 3,013 |
| Net interest income | $1,917,000 | 4,606 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $427,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $352,000 | 2,379 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $75,000 | 5,718 |
| Total noninterest expense | $1,833,000 | 4,023 |
| Salaries and employee benefits | $927,000 | 4,219 |
| Premises and equipment expense | $304,000 | 3,518 |
| Additional noninterest expense | $602,000 | 3,737 |
| Pre-tax net operating income | $411,000 | 5,793 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $140,000 | 4,363 |
| Income before extraordinary items | $271,000 | 6,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $271,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,141 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $271,000 | 6,181 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 4,127 |
| Total interest expense | $633,000 | 2,996 |
| Net interest income | $941,000 | 4,673 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $194,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $159,000 | 2,549 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $914,000 | 4,039 |
| Salaries and employee benefits | $460,000 | 4,274 |
| Premises and equipment expense | $155,000 | 3,497 |
| Additional noninterest expense | $299,000 | 3,759 |
| Pre-tax net operating income | $196,000 | 5,863 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $70,000 | 4,347 |
| Income before extraordinary items | $126,000 | 6,407 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $126,000 | 6,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $126,000 | 6,287 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,948,000 | 3,852 |
| Total interest expense | $3,047,000 | 2,825 |
| Net interest income | $3,901,000 | 4,436 |
| Provision for loan and lease losses | $1,871,000 | 685 |
| Total noninterest income | $753,000 | 4,371 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $616,000 | 2,647 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $137,000 | 5,993 |
| Total noninterest expense | $4,692,000 | 3,223 |
| Salaries and employee benefits | $1,753,000 | 4,338 |
| Premises and equipment expense | $653,000 | 3,274 |
| Additional noninterest expense | $2,286,000 | 2,110 |
| Pre-tax net operating income | $-1,909,000 | 9,068 |
| Securities gains (losses) | $142,000 | 1,598 |
| Applicable income taxes | $-719,000 | 9,115 |
| Income before extraordinary items | $-1,048,000 | 9,045 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,048,000 | 9,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,672,000 | 628 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 336 |
| Net operating income | $-1,138,880 | 9,008 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 3,849 |
| Total interest expense | $2,410,000 | 2,777 |
| Net interest income | $2,882,000 | 4,509 |
| Provision for loan and lease losses | $1,766,000 | 583 |
| Total noninterest income | $624,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $470,000 | 2,621 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 5,292 |
| Total noninterest expense | $3,663,000 | 3,102 |
| Salaries and employee benefits | $1,247,000 | 4,485 |
| Premises and equipment expense | $494,000 | 3,248 |
| Additional noninterest expense | $1,922,000 | 1,866 |
| Pre-tax net operating income | $-1,923,000 | 9,153 |
| Securities gains (losses) | $142,000 | 1,463 |
| Applicable income taxes | $-566,000 | 9,175 |
| Income before extraordinary items | $-1,215,000 | 9,152 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,215,000 | 9,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,415,000 | 554 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 237 |
| Net operating income | $-1,311,560 | 9,119 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 3,879 |
| Total interest expense | $1,674,000 | 2,746 |
| Net interest income | $1,847,000 | 4,635 |
| Provision for loan and lease losses | $1,534,000 | 472 |
| Total noninterest income | $381,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $308,000 | 2,592 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $73,000 | 5,914 |
| Total noninterest expense | $2,711,000 | 2,852 |
| Salaries and employee benefits | $786,000 | 4,671 |
| Premises and equipment expense | $314,000 | 3,362 |
| Additional noninterest expense | $1,611,000 | 1,520 |
| Pre-tax net operating income | $-2,017,000 | 9,216 |
| Securities gains (losses) | $140,000 | 1,274 |
| Applicable income taxes | $-606,000 | 9,228 |
| Income before extraordinary items | $-1,271,000 | 9,228 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,271,000 | 9,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,326,000 | 435 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 147 |
| Net operating income | $-1,366,200 | 9,196 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 3,841 |
| Total interest expense | $876,000 | 2,704 |
| Net interest income | $912,000 | 4,667 |
| Provision for loan and lease losses | $1,358,000 | 310 |
| Total noninterest income | $182,000 | 4,388 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $149,000 | 2,595 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $1,703,000 | 2,283 |
| Salaries and employee benefits | $359,000 | 4,991 |
| Premises and equipment expense | $167,000 | 3,194 |
| Additional noninterest expense | $1,177,000 | 1,051 |
| Pre-tax net operating income | $-1,967,000 | 9,291 |
| Securities gains (losses) | $75,000 | 1,152 |
| Applicable income taxes | $-647,000 | 9,291 |
| Income before extraordinary items | $-1,245,000 | 9,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,245,000 | 9,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,175,000 | 299 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 76 |
| Net operating income | $-1,294,500 | 9,263 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,373,000 | 3,889 |
| Total interest expense | $3,519,000 | 3,080 |
| Net interest income | $3,854,000 | 4,471 |
| Provision for loan and lease losses | $790,000 | 1,652 |
| Total noninterest income | $669,000 | 4,453 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $546,000 | 2,763 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 6,013 |
| Total noninterest expense | $3,400,000 | 4,063 |
| Salaries and employee benefits | $1,550,000 | 4,571 |
| Premises and equipment expense | $621,000 | 3,313 |
| Additional noninterest expense | $1,229,000 | 3,545 |
| Pre-tax net operating income | $333,000 | 7,427 |
| Securities gains (losses) | $151,000 | 1,383 |
| Applicable income taxes | $63,000 | 6,371 |
| Income before extraordinary items | $421,000 | 6,738 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $421,000 | 6,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,348 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $289,630 | 7,269 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,008,000 | 4,435 |
| Total interest expense | $3,694,000 | 4,045 |
| Net interest income | $3,314,000 | 4,731 |
| Provision for loan and lease losses | $358,000 | 2,869 |
| Total noninterest income | $634,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $513,000 | 2,788 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $121,000 | 5,991 |
| Total noninterest expense | $2,578,000 | 4,857 |
| Salaries and employee benefits | $1,155,000 | 5,467 |
| Premises and equipment expense | $428,000 | 4,388 |
| Additional noninterest expense | $995,000 | 4,078 |
| Pre-tax net operating income | $1,012,000 | 4,870 |
| Securities gains (losses) | $191,000 | 1,225 |
| Applicable income taxes | $350,000 | 3,983 |
| Income before extraordinary items | $853,000 | 4,711 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $853,000 | 4,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,220 |
| Cash dividends | $290,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $717,390 | 5,054 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,894,000 | 5,151 |
| Total interest expense | $3,296,000 | 4,578 |
| Net interest income | $2,598,000 | 5,665 |
| Provision for loan and lease losses | $148,000 | 4,450 |
| Total noninterest income | $550,000 | 4,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 2,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,458 |
| Total noninterest expense | $2,027,000 | 5,633 |
| Salaries and employee benefits | $921,000 | 6,241 |
| Premises and equipment expense | $399,000 | 4,519 |
| Additional noninterest expense | $707,000 | 5,139 |
| Pre-tax net operating income | $973,000 | 5,326 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $288,000 | 4,668 |
| Income before extraordinary items | $682,000 | 5,487 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $682,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,906 |
| Cash dividends | $290,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $684,100 | 5,482 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 6,092 |
| Total interest expense | $2,255,000 | 5,555 |
| Net interest income | $2,054,000 | 6,544 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $549,000 | 4,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,023 |
| Total noninterest expense | $1,861,000 | 5,961 |
| Salaries and employee benefits | $804,000 | 6,734 |
| Premises and equipment expense | $392,000 | 4,609 |
| Additional noninterest expense | $665,000 | 5,440 |
| Pre-tax net operating income | $572,000 | 6,825 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $129,000 | 6,528 |
| Income before extraordinary items | $438,000 | 6,778 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $438,000 | 6,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $241,000 | 4,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $441,850 | 6,733 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,821,000 | 6,637 |
| Total interest expense | $1,933,000 | 6,297 |
| Net interest income | $1,888,000 | 6,881 |
| Provision for loan and lease losses | $135,000 | 4,381 |
| Total noninterest income | $281,000 | 6,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 4,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,734 |
| Total noninterest expense | $1,581,000 | 6,469 |
| Salaries and employee benefits | $693,000 | 7,224 |
| Premises and equipment expense | $288,000 | 5,507 |
| Additional noninterest expense | $600,000 | 5,757 |
| Pre-tax net operating income | $453,000 | 7,614 |
| Securities gains (losses) | $65,000 | 1,554 |
| Applicable income taxes | $90,000 | 7,687 |
| Income before extraordinary items | $428,000 | 7,046 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $428,000 | 7,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,036 |
| Cash dividends | $220,000 | 5,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $374,050 | 7,304 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 7,444 |
| Total interest expense | $1,542,000 | 7,248 |
| Net interest income | $1,714,000 | 7,521 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $279,000 | 6,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,610 |
| Total noninterest expense | $1,212,000 | 7,630 |
| Salaries and employee benefits | $568,000 | 8,133 |
| Premises and equipment expense | $202,000 | 6,803 |
| Additional noninterest expense | $442,000 | 6,996 |
| Pre-tax net operating income | $731,000 | 6,855 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $235,000 | 6,427 |
| Income before extraordinary items | $501,000 | 6,968 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $501,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,112 |
| Cash dividends | $214,000 | 5,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $497,600 | 6,922 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,019,000 | 7,967 |
| Total interest expense | $1,324,000 | 8,036 |
| Net interest income | $1,695,000 | 7,788 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $248,000 | 7,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,071 |
| Total noninterest expense | $1,254,000 | 7,817 |
| Salaries and employee benefits | $536,000 | 8,606 |
| Premises and equipment expense | $173,000 | 7,570 |
| Additional noninterest expense | $545,000 | 6,721 |
| Pre-tax net operating income | $689,000 | 6,983 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $210,000 | 6,994 |
| Income before extraordinary items | $469,000 | 7,119 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $469,000 | 7,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $165,000 | 5,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $475,900 | 7,012 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 8,189 |
| Total interest expense | $1,294,000 | 8,296 |
| Net interest income | $1,716,000 | 7,974 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $274,000 | 7,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,176,000 | 8,290 |
| Salaries and employee benefits | $516,000 | 8,969 |
| Premises and equipment expense | $130,000 | 8,799 |
| Additional noninterest expense | $530,000 | 7,030 |
| Pre-tax net operating income | $794,000 | 6,854 |
| Securities gains (losses) | $-95,000 | 11,467 |
| Applicable income taxes | $241,000 | 6,773 |
| Income before extraordinary items | $458,000 | 7,576 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $458,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $154,000 | 6,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $520,700 | 7,078 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 8,946 |
| Total interest expense | $943,000 | 8,932 |
| Net interest income | $1,533,000 | 8,786 |
| Provision for loan and lease losses | $63,000 | 5,527 |
| Total noninterest income | $233,000 | 8,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $1,147,000 | 8,820 |
| Salaries and employee benefits | $513,000 | 9,269 |
| Premises and equipment expense | $106,000 | 9,833 |
| Additional noninterest expense | $528,000 | 7,613 |
| Pre-tax net operating income | $556,000 | 8,272 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $189,000 | 7,532 |
| Income before extraordinary items | $374,000 | 8,417 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $374,000 | 8,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,619 |
| Cash dividends | $110,000 | 6,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $369,380 | 8,511 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 9,479 |
| Total interest expense | $838,000 | 9,845 |
| Net interest income | $1,506,000 | 9,082 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $249,000 | 8,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $1,098,000 | 9,329 |
| Salaries and employee benefits | $468,000 | 9,972 |
| Premises and equipment expense | $137,000 | 9,260 |
| Additional noninterest expense | $493,000 | 8,289 |
| Pre-tax net operating income | $657,000 | 7,592 |
| Securities gains (losses) | $116,000 | 2,292 |
| Applicable income taxes | $245,000 | 6,880 |
| Income before extraordinary items | $528,000 | 7,320 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $528,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 5,491 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $449,120 | 7,716 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 9,892 |
| Total interest expense | $1,048,000 | 10,189 |
| Net interest income | $1,471,000 | 9,373 |
| Provision for loan and lease losses | $484,000 | 3,079 |
| Total noninterest income | $296,000 | 7,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,594 |
| Total noninterest expense | $1,099,000 | 9,513 |
| Salaries and employee benefits | $392,000 | 10,964 |
| Premises and equipment expense | $115,000 | 10,217 |
| Additional noninterest expense | $592,000 | 7,583 |
| Pre-tax net operating income | $184,000 | 11,223 |
| Securities gains (losses) | $43,000 | 4,369 |
| Applicable income taxes | $67,000 | 10,800 |
| Income before extraordinary items | $160,000 | 11,128 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $160,000 | 11,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 2,836 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $129,900 | 11,227 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.