First Midwest Bank of Carter County, Income and Expense

2004-12-31 (YTD Data)Rank
Total interest income$1,746,0007,636
Total interest expense$483,0007,367
Net interest income$1,263,0007,667
Provision for loan and lease losses$07,314
Total noninterest income$196,0007,186
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$121,0006,159
Trading account gains and fees$0138
Additional Noninterest Income$75,0006,883
Total noninterest expense$986,0007,844
Salaries and employee benefits$519,0007,925
Premises and equipment expense$210,0006,637
Additional noninterest expense$257,0007,950
Pre-tax net operating income$473,0006,792
Securities gains (losses)$14,0002,631
Applicable income taxes$133,0005,233
Income before extraordinary items$354,0007,002
Extraordinary gains, net$034
Net income$354,0007,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,887
Cash dividends$85,0005,611
Sale, conversion, retirement of capital stock, net$0872
Net operating income$343,7806,997
2004-09-30 (YTD Data)Rank
Total interest income$1,322,0007,658
Total interest expense$365,0007,372
Net interest income$957,0007,668
Provision for loan and lease losses$07,100
Total noninterest income$139,0007,329
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$88,0006,250
Trading account gains and fees$0134
Additional Noninterest Income$51,0007,030
Total noninterest expense$743,0007,808
Salaries and employee benefits$398,0007,859
Premises and equipment expense$132,0007,004
Additional noninterest expense$213,0007,802
Pre-tax net operating income$353,0006,945
Securities gains (losses)$14,0002,518
Applicable income taxes$111,0005,226
Income before extraordinary items$256,0007,171
Extraordinary gains, net$026
Net income$256,0007,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,579
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$246,2007,162
2004-06-30 (YTD Data)Rank
Total interest income$879,0007,706
Total interest expense$245,0007,422
Net interest income$634,0007,708
Provision for loan and lease losses$06,885
Total noninterest income$91,0007,393
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$53,0006,439
Trading account gains and fees$0130
Additional Noninterest Income$38,0006,883
Total noninterest expense$485,0007,897
Salaries and employee benefits$256,0007,978
Premises and equipment expense$57,0007,822
Additional noninterest expense$172,0007,463
Pre-tax net operating income$240,0006,900
Securities gains (losses)$13,0002,268
Applicable income taxes$77,0005,156
Income before extraordinary items$176,0007,110
Extraordinary gains, net$021
Net income$176,0007,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$166,9007,127
2004-03-31 (YTD Data)Rank
Total interest income$435,0007,764
Total interest expense$126,0007,424
Net interest income$309,0007,791
Provision for loan and lease losses$06,501
Total noninterest income$58,0006,943
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$25,0006,482
Trading account gains and fees$0121
Additional Noninterest Income$33,0005,928
Total noninterest expense$232,0008,011
Salaries and employee benefits$123,0008,070
Premises and equipment expense$29,0007,823
Additional noninterest expense$80,0007,636
Pre-tax net operating income$135,0006,657
Securities gains (losses)$02,934
Applicable income taxes$38,0005,155
Income before extraordinary items$97,0006,945
Extraordinary gains, net$016
Net income$97,0006,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$97,0006,838
2003-12-31 (YTD Data)Rank
Total interest income$1,942,0007,606
Total interest expense$581,0007,449
Net interest income$1,361,0007,567
Provision for loan and lease losses$37,0006,587
Total noninterest income$190,0007,435
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$95,0006,633
Trading account gains and fees$0160
Additional Noninterest Income$95,0006,619
Total noninterest expense$923,0008,030
Salaries and employee benefits$463,0008,210
Premises and equipment expense$121,0007,796
Additional noninterest expense$339,0007,517
Pre-tax net operating income$591,0006,374
Securities gains (losses)$04,500
Applicable income taxes$201,0004,923
Income before extraordinary items$390,0006,860
Extraordinary gains, net$054
Net income$390,0006,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,233
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$390,0006,705
2003-09-30 (YTD Data)Rank
Total interest income$1,452,0007,710
Total interest expense$473,0007,436
Net interest income$979,0007,707
Provision for loan and lease losses$1,0007,460
Total noninterest income$154,0007,351
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$72,0006,675
Trading account gains and fees$0153
Additional Noninterest Income$82,0006,430
Total noninterest expense$704,0008,007
Salaries and employee benefits$353,0008,182
Premises and equipment expense$93,0007,768
Additional noninterest expense$258,0007,491
Pre-tax net operating income$428,0006,596
Securities gains (losses)$04,204
Applicable income taxes$134,0005,252
Income before extraordinary items$294,0006,976
Extraordinary gains, net$040
Net income$294,0006,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,833
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$294,0006,809
2003-06-30 (YTD Data)Rank
Total interest income$957,0007,798
Total interest expense$326,0007,484
Net interest income$631,0007,795
Provision for loan and lease losses$1,0007,297
Total noninterest income$113,0007,172
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$49,0006,621
Trading account gains and fees$0150
Additional Noninterest Income$64,0006,138
Total noninterest expense$462,0008,057
Salaries and employee benefits$234,0008,213
Premises and equipment expense$59,0007,849
Additional noninterest expense$169,0007,523
Pre-tax net operating income$281,0006,624
Securities gains (losses)$03,782
Applicable income taxes$88,0005,284
Income before extraordinary items$193,0007,034
Extraordinary gains, net$030
Net income$193,0007,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$193,0006,845
2003-03-31 (YTD Data)Rank
Total interest income$490,0007,785
Total interest expense$173,0007,453
Net interest income$317,0007,817
Provision for loan and lease losses$1,0006,877
Total noninterest income$42,0007,669
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$22,0006,745
Trading account gains and fees$0134
Additional Noninterest Income$20,0006,924
Total noninterest expense$229,0008,099
Salaries and employee benefits$118,0008,241
Premises and equipment expense$30,0007,859
Additional noninterest expense$81,0007,638
Pre-tax net operating income$129,0006,771
Securities gains (losses)$02,891
Applicable income taxes$38,0005,468
Income before extraordinary items$91,0007,069
Extraordinary gains, net$021
Net income$91,0007,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$91,0006,913
2002-12-31 (YTD Data)Rank
Total interest income$1,983,0007,867
Total interest expense$753,0007,655
Net interest income$1,230,0007,873
Provision for loan and lease losses$27,0007,284
Total noninterest income$176,0007,556
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$88,0006,791
Trading account gains and fees$0153
Additional Noninterest Income$88,0006,695
Total noninterest expense$875,0008,205
Salaries and employee benefits$456,0008,299
Premises and equipment expense$102,0008,142
Additional noninterest expense$317,0007,686
Pre-tax net operating income$504,0006,749
Securities gains (losses)$04,537
Applicable income taxes$158,0005,449
Income before extraordinary items$346,0007,095
Extraordinary gains, net$070
Net income$346,0007,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,939
Cash dividends$195,0004,944
Sale, conversion, retirement of capital stock, net$0862
Net operating income$346,0006,979
2001-12-31 (YTD Data)Rank
Total interest income$2,404,0007,846
Total interest expense$1,109,0007,797
Net interest income$1,295,0007,697
Provision for loan and lease losses$75,0006,076
Total noninterest income$207,0007,240
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$100,0006,572
Trading account gains and fees$0177
Additional Noninterest Income$107,0006,284
Total noninterest expense$931,0008,137
Salaries and employee benefits$454,0008,379
Premises and equipment expense$93,0008,406
Additional noninterest expense$384,0007,278
Pre-tax net operating income$496,0006,559
Securities gains (losses)$04,612
Applicable income taxes$188,0005,137
Income before extraordinary items$308,0007,076
Extraordinary gains, net$0105
Net income$308,0007,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,674
Cash dividends$94,0005,824
Sale, conversion, retirement of capital stock, net$0922
Net operating income$308,0006,967
2000-12-31 (YTD Data)Rank
Total interest income$2,557,0007,851
Total interest expense$1,233,0007,738
Net interest income$1,324,0007,815
Provision for loan and lease losses$46,0006,690
Total noninterest income$115,0008,380
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0006,580
Trading account gains and feesNANA
Additional Noninterest Income$16,0009,131
Total noninterest expense$834,0008,465
Salaries and employee benefits$410,0008,693
Premises and equipment expense$96,0008,515
Additional noninterest expense$328,0007,729
Pre-tax net operating income$559,0006,746
Securities gains (losses)$01,956
Applicable income taxes$219,0005,231
Income before extraordinary items$340,0007,223
Extraordinary gains, net$038
Net income$340,0007,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,361
Cash dividends$200,0005,103
Sale, conversion, retirement of capital stock, net$0969
Net operating income$340,0007,212
1999-12-31 (YTD Data)Rank
Total interest income$2,110,0008,374
Total interest expense$1,012,0008,149
Net interest income$1,098,0008,410
Provision for loan and lease losses$28,0007,340
Total noninterest income$161,0007,964
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$111,0006,515
Trading account gains and feesNANA
Additional Noninterest Income$50,0008,065
Total noninterest expense$828,0008,652
Salaries and employee benefits$418,0008,796
Premises and equipment expense$75,0009,124
Additional noninterest expense$335,0007,830
Pre-tax net operating income$403,0007,591
Securities gains (losses)$-26,0009,622
Applicable income taxes$145,0006,344
Income before extraordinary items$232,0008,064
Extraordinary gains, net$035
Net income$232,0008,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,123
Cash dividends$114,0005,963
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$248,6407,919
1998-12-31 (YTD Data)Rank
Total interest income$1,889,0008,815
Total interest expense$827,0008,867
Net interest income$1,062,0008,652
Provision for loan and lease losses$137,0004,364
Total noninterest income$104,0008,957
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$56,0007,895
Trading account gains and feesNANA
Additional Noninterest Income$48,0008,232
Total noninterest expense$874,0008,513
Salaries and employee benefits$435,0008,744
Premises and equipment expense$155,0007,539
Additional noninterest expense$284,0008,270
Pre-tax net operating income$155,0009,147
Securities gains (losses)$04,449
Applicable income taxes$41,0008,488
Income before extraordinary items$114,0009,231
Extraordinary gains, net$032
Net income$114,0009,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,009
Cash dividends$105,0006,200
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$114,0009,161
1997-12-31 (YTD Data)Rank
Total interest income$1,824,0009,237
Total interest expense$762,0009,361
Net interest income$1,062,0009,037
Provision for loan and lease losses$50,0006,616
Total noninterest income$128,0008,924
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0007,424
Trading account gains and feesNANA
Additional Noninterest Income$38,0008,946
Total noninterest expense$825,0008,949
Salaries and employee benefits$412,0009,180
Premises and equipment expense$52,00010,154
Additional noninterest expense$361,0007,697
Pre-tax net operating income$315,0008,912
Securities gains (losses)$03,944
Applicable income taxes$104,0008,335
Income before extraordinary items$211,0009,062
Extraordinary gains, net$044
Net income$211,0009,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,353
Cash dividends$96,0006,604
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$211,0009,020
1996-12-31 (YTD Data)Rank
Total interest income$1,799,0009,654
Total interest expense$741,0009,842
Net interest income$1,058,0009,396
Provision for loan and lease losses$19,0008,051
Total noninterest income$150,0009,008
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$106,0007,368
Trading account gains and feesNANA
Additional Noninterest Income$44,0009,167
Total noninterest expense$774,0009,530
Salaries and employee benefits$403,0009,584
Premises and equipment expense$77,0009,895
Additional noninterest expense$294,0008,948
Pre-tax net operating income$415,0008,427
Securities gains (losses)$-1,0009,274
Applicable income taxes$114,0008,499
Income before extraordinary items$300,0008,425
Extraordinary gains, net$053
Net income$300,0008,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,019
Cash dividends$202,0005,374
Sale, conversion, retirement of capital stock, net$0953
Net operating income$300,7208,362
1995-12-31 (YTD Data)Rank
Total interest income$1,749,00010,086
Total interest expense$716,00010,250
Net interest income$1,033,0009,840
Provision for loan and lease losses$23,0007,541
Total noninterest income$117,0009,914
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$74,0008,484
Trading account gains and feesNANA
Additional Noninterest Income$43,0009,575
Total noninterest expense$731,00010,065
Salaries and employee benefits$378,00010,096
Premises and equipment expense$81,00010,165
Additional noninterest expense$272,0009,576
Pre-tax net operating income$396,0009,096
Securities gains (losses)$7,0002,620
Applicable income taxes$156,0008,168
Income before extraordinary items$247,0009,438
Extraordinary gains, net$065
Net income$247,0009,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,876
Cash dividends$138,0006,249
Sale, conversion, retirement of capital stock, net$0809
Net operating income$242,5209,468
1994-12-31 (YTD Data)Rank
Total interest income$1,529,00010,686
Total interest expense$545,00010,877
Net interest income$984,00010,441
Provision for loan and lease losses$10,0008,460
Total noninterest income$98,00010,799
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$56,0009,478
Trading account gains and feesNANA
Additional Noninterest Income$42,00010,035
Total noninterest expense$678,00010,793
Salaries and employee benefits$351,00010,725
Premises and equipment expense$48,00011,699
Additional noninterest expense$279,00010,198
Pre-tax net operating income$394,0009,418
Securities gains (losses)$3,0002,889
Applicable income taxes$151,0008,285
Income before extraordinary items$246,0009,738
Extraordinary gains, net$0249
Net income$246,0009,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00010,614
Cash dividends$98,0007,005
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$244,0809,836
1993-12-31 (YTD Data)Rank
Total interest income$1,463,00011,321
Total interest expense$559,00011,373
Net interest income$904,00011,150
Provision for loan and lease losses$17,0009,280
Total noninterest income$103,00011,256
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$57,0009,801
Trading account gains and feesNANA
Additional Noninterest Income$46,00010,323
Total noninterest expense$657,00011,359
Salaries and employee benefits$300,00011,646
Premises and equipment expense$53,00012,113
Additional noninterest expense$304,00010,399
Pre-tax net operating income$333,0009,958
Securities gains (losses)$07,477
Applicable income taxes$111,0009,488
Income before extraordinary items$222,00010,384
Extraordinary gains, net$22,0002,659
Net income$244,00010,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00011,387
Cash dividends$31,0008,406
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$222,00010,141
1992-12-31 (YTD Data)Rank
Total interest income$1,546,00011,850
Total interest expense$716,00011,729
Net interest income$830,00011,791
Provision for loan and lease losses$7,00011,393
Total noninterest income$102,00011,675
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,00010,360
Trading account gains and feesNANA
Additional Noninterest Income$53,00010,222
Total noninterest expense$609,00012,006
Salaries and employee benefits$296,00012,056
Premises and equipment expense$49,00012,719
Additional noninterest expense$264,00011,361
Pre-tax net operating income$316,0009,980
Securities gains (losses)$3,0007,429
Applicable income taxes$115,0009,514
Income before extraordinary items$204,00010,534
Extraordinary gains, net$01,422
Net income$204,00010,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$96,0006,732
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$202,08010,230

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.