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First Midwest Bank, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2746%323
Percentage Net Loans Charged-off: Total real estate loans0.1302%301
Percentage Net Loans Charged-off:Construction & development0.2456%73
Percentage Net Loans Charged-off: Commercial real estate0.3362%160
Percentage Net Loans Charged-off: Multi-family residential0.0056%83
Percentage Net Loans Charged-off: 1-4 family residential-0.0060%3,570
Percentage Net Loans Charged-off: Home equity loans-0.0707%3,401
All other 1-4 family - Percent of loans charged-off, net0.0048%871
Percentage Net Loans Charged-off: Commercial and industrial0.4703%407
Percentage Net Loans Charged-off: Loans to individuals1.3277%302
Percentage Net Loans Charged-off: Credit card loans0.0000%485
Percentage Net Loans Charged-off: Other loans to individual1.3293%272
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3463%225
Percentage Net Loans Charged-off: Total real estate loans0.1630%218
Percentage Net Loans Charged-off:Construction & development0.2782%63
Percentage Net Loans Charged-off: Commercial real estate0.4340%112
Percentage Net Loans Charged-off: Multi-family residential-0.0012%3,916
Percentage Net Loans Charged-off: 1-4 family residential-0.0147%3,899
Percentage Net Loans Charged-off: Home equity loans-0.0889%3,491
All other 1-4 family - Percent of loans charged-off, net-0.0018%3,458
Percentage Net Loans Charged-off: Commercial and industrial0.6314%266
Percentage Net Loans Charged-off: Loans to individuals1.4349%267
Percentage Net Loans Charged-off: Credit card loans0.0000%460
Percentage Net Loans Charged-off: Other loans to individual1.4370%233
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4062%208
Percentage Net Loans Charged-off: Total real estate loans0.2036%180
Percentage Net Loans Charged-off:Construction & development0.0469%106
Percentage Net Loans Charged-off: Commercial real estate0.5661%90
Percentage Net Loans Charged-off: Multi-family residential-0.0015%3,934
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%3,458
Percentage Net Loans Charged-off: Home equity loans-0.0465%3,449
All other 1-4 family - Percent of loans charged-off, net0.0073%652
Percentage Net Loans Charged-off: Commercial and industrial0.7065%214
Percentage Net Loans Charged-off: Loans to individuals1.7378%216
Percentage Net Loans Charged-off: Credit card loans0.0000%423
Percentage Net Loans Charged-off: Other loans to individual1.7414%185
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2600%329
Percentage Net Loans Charged-off: Total real estate loans0.2210%149
Percentage Net Loans Charged-off:Construction & development-0.0565%4,350
Percentage Net Loans Charged-off: Commercial real estate0.5906%71
Percentage Net Loans Charged-off: Multi-family residential-0.0028%3,949
Percentage Net Loans Charged-off: 1-4 family residential0.0312%361
Percentage Net Loans Charged-off: Home equity loans0.0235%109
All other 1-4 family - Percent of loans charged-off, net0.0326%336
Percentage Net Loans Charged-off: Commercial and industrial0.1412%485
Percentage Net Loans Charged-off: Loans to individuals2.3669%181
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual2.3737%160
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3632%478
Percentage Net Loans Charged-off: Total real estate loans0.1892%345
Percentage Net Loans Charged-off:Construction & development1.0079%51
Percentage Net Loans Charged-off: Commercial real estate0.2850%313
Percentage Net Loans Charged-off: Multi-family residential-0.0082%3,989
Percentage Net Loans Charged-off: 1-4 family residential0.0257%1,069
Percentage Net Loans Charged-off: Home equity loans-0.0188%3,413
All other 1-4 family - Percent of loans charged-off, net0.0390%853
Percentage Net Loans Charged-off: Commercial and industrial0.4270%757
Percentage Net Loans Charged-off: Loans to individuals2.6400%203
Percentage Net Loans Charged-off: Credit card loans0.0000%560
Percentage Net Loans Charged-off: Other loans to individual2.6494%177
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.1850%13
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3894%408
Percentage Net Loans Charged-off: Total real estate loans0.2128%262
Percentage Net Loans Charged-off:Construction & development1.3207%42
Percentage Net Loans Charged-off: Commercial real estate0.2663%255
Percentage Net Loans Charged-off: Multi-family residential-0.0129%4,014
Percentage Net Loans Charged-off: 1-4 family residential0.0408%752
Percentage Net Loans Charged-off: Home equity loans-0.0118%3,405
All other 1-4 family - Percent of loans charged-off, net0.0583%606
Percentage Net Loans Charged-off: Commercial and industrial0.4736%621
Percentage Net Loans Charged-off: Loans to individuals2.7162%181
Percentage Net Loans Charged-off: Credit card loans0.0000%526
Percentage Net Loans Charged-off: Other loans to individual2.7256%154
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.3993%7
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3655%437
Percentage Net Loans Charged-off: Total real estate loans0.1287%418
Percentage Net Loans Charged-off:Construction & development0.3185%75
Percentage Net Loans Charged-off: Commercial real estate0.2240%268
Percentage Net Loans Charged-off: Multi-family residential-0.0187%4,038
Percentage Net Loans Charged-off: 1-4 family residential0.0523%604
Percentage Net Loans Charged-off: Home equity loans-0.0005%3,339
All other 1-4 family - Percent of loans charged-off, net0.0707%474
Percentage Net Loans Charged-off: Commercial and industrial0.4930%585
Percentage Net Loans Charged-off: Loans to individuals3.0731%185
Percentage Net Loans Charged-off: Credit card loans0.0000%494
Percentage Net Loans Charged-off: Other loans to individual3.0817%158
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE8.4663%8
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3709%386
Percentage Net Loans Charged-off: Total real estate loans0.0374%640
Percentage Net Loans Charged-off:Construction & development0.1075%71
Percentage Net Loans Charged-off: Commercial real estate0.0680%280
Percentage Net Loans Charged-off: Multi-family residential-0.0408%4,093
Percentage Net Loans Charged-off: 1-4 family residential0.0233%677
Percentage Net Loans Charged-off: Home equity loans0.0172%194
All other 1-4 family - Percent of loans charged-off, net0.0256%608
Percentage Net Loans Charged-off: Commercial and industrial0.6101%427
Percentage Net Loans Charged-off: Loans to individuals3.1145%208
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.1145%174
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE16.5703%4
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3120%666
Percentage Net Loans Charged-off: Total real estate loans0.0466%1,166
Percentage Net Loans Charged-off:Construction & development0.0232%310
Percentage Net Loans Charged-off: Commercial real estate0.0899%617
Percentage Net Loans Charged-off: Multi-family residential-0.0220%4,134
Percentage Net Loans Charged-off: 1-4 family residential0.0238%1,371
Percentage Net Loans Charged-off: Home equity loans0.0480%376
All other 1-4 family - Percent of loans charged-off, net0.0132%1,492
Percentage Net Loans Charged-off: Commercial and industrial0.5604%818
Percentage Net Loans Charged-off: Loans to individuals2.5339%232
Percentage Net Loans Charged-off: Credit card loans0.0000%608
Percentage Net Loans Charged-off: Other loans to individual2.5387%203
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0485%1,092
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3045%574
Percentage Net Loans Charged-off: Total real estate loans0.0632%834
Percentage Net Loans Charged-off:Construction & development-0.0027%4,230
Percentage Net Loans Charged-off: Commercial real estate0.1096%455
Percentage Net Loans Charged-off: Multi-family residential0.0382%59
Percentage Net Loans Charged-off: 1-4 family residential0.0281%1,107
Percentage Net Loans Charged-off: Home equity loans0.0498%299
All other 1-4 family - Percent of loans charged-off, net0.0179%1,171
Percentage Net Loans Charged-off: Commercial and industrial0.5188%723
Percentage Net Loans Charged-off: Loans to individuals2.3034%266
Percentage Net Loans Charged-off: Credit card loans0.0000%568
Percentage Net Loans Charged-off: Other loans to individual2.3090%235
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0486%1,074
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3108%551
Percentage Net Loans Charged-off: Total real estate loans0.0886%607
Percentage Net Loans Charged-off:Construction & development-0.0003%4,257
Percentage Net Loans Charged-off: Commercial real estate0.1487%325
Percentage Net Loans Charged-off: Multi-family residential0.0712%41
Percentage Net Loans Charged-off: 1-4 family residential0.0366%867
Percentage Net Loans Charged-off: Home equity loans0.0709%221
All other 1-4 family - Percent of loans charged-off, net0.0187%1,004
Percentage Net Loans Charged-off: Commercial and industrial0.5059%646
Percentage Net Loans Charged-off: Loans to individuals2.2051%280
Percentage Net Loans Charged-off: Credit card loans0.0000%510
Percentage Net Loans Charged-off: Other loans to individual2.2124%246
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0585%1,051
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3156%476
Percentage Net Loans Charged-off: Total real estate loans0.0845%497
Percentage Net Loans Charged-off:Construction & development-0.0035%4,422
Percentage Net Loans Charged-off: Commercial real estate0.1021%244
Percentage Net Loans Charged-off: Multi-family residential0.1507%23
Percentage Net Loans Charged-off: 1-4 family residential0.0563%591
Percentage Net Loans Charged-off: Home equity loans0.1319%129
All other 1-4 family - Percent of loans charged-off, net0.0133%807
Percentage Net Loans Charged-off: Commercial and industrial0.5447%459
Percentage Net Loans Charged-off: Loans to individuals2.3010%290
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual2.3126%258
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0419%1,043
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3792%498
Percentage Net Loans Charged-off: Total real estate loans0.0432%1,301
Percentage Net Loans Charged-off:Construction & development-0.0250%4,412
Percentage Net Loans Charged-off: Commercial real estate0.0563%706
Percentage Net Loans Charged-off: Multi-family residential0.0002%124
Percentage Net Loans Charged-off: 1-4 family residential0.0324%1,458
Percentage Net Loans Charged-off: Home equity loans0.1127%308
All other 1-4 family - Percent of loans charged-off, net-0.0201%4,631
Percentage Net Loans Charged-off: Commercial and industrial0.8993%544
Percentage Net Loans Charged-off: Loans to individuals1.5994%435
Percentage Net Loans Charged-off: Credit card loans0.0000%619
Percentage Net Loans Charged-off: Other loans to individual1.6011%379
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1306%1,148
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4189%382
Percentage Net Loans Charged-off: Total real estate loans0.0644%858
Percentage Net Loans Charged-off:Construction & development-0.0067%4,328
Percentage Net Loans Charged-off: Commercial real estate0.0861%475
Percentage Net Loans Charged-off: Multi-family residential0.0008%101
Percentage Net Loans Charged-off: 1-4 family residential0.0397%1,175
Percentage Net Loans Charged-off: Home equity loans0.1121%261
All other 1-4 family - Percent of loans charged-off, net-0.0092%4,409
Percentage Net Loans Charged-off: Commercial and industrial0.9832%436
Percentage Net Loans Charged-off: Loans to individuals1.5309%441
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5309%384
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1513%1,143
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4838%317
Percentage Net Loans Charged-off: Total real estate loans0.0601%781
Percentage Net Loans Charged-off:Construction & development-0.0091%4,421
Percentage Net Loans Charged-off: Commercial real estate0.0579%428
Percentage Net Loans Charged-off: Multi-family residential0.0010%76
Percentage Net Loans Charged-off: 1-4 family residential0.0700%801
Percentage Net Loans Charged-off: Home equity loans0.1597%192
All other 1-4 family - Percent of loans charged-off, net0.0087%1,319
Percentage Net Loans Charged-off: Commercial and industrial1.2151%331
Percentage Net Loans Charged-off: Loans to individuals1.5707%413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5707%357
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1890%1,118
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6076%246
Percentage Net Loans Charged-off: Total real estate loans0.0584%654
Percentage Net Loans Charged-off:Construction & development-0.0120%4,558
Percentage Net Loans Charged-off: Commercial real estate0.0657%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0466%774
Percentage Net Loans Charged-off: Home equity loans0.0414%242
All other 1-4 family - Percent of loans charged-off, net0.0502%708
Percentage Net Loans Charged-off: Commercial and industrial1.6419%210
Percentage Net Loans Charged-off: Loans to individuals1.6488%460
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6488%405
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0403%1,095
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2189%1,187
Percentage Net Loans Charged-off: Total real estate loans-0.0299%4,976
Percentage Net Loans Charged-off:Construction & development-0.0566%4,685
Percentage Net Loans Charged-off: Commercial real estate-0.0746%5,218
Percentage Net Loans Charged-off: Multi-family residential-0.0051%4,395
Percentage Net Loans Charged-off: 1-4 family residential0.0459%1,583
Percentage Net Loans Charged-off: Home equity loans0.0546%520
All other 1-4 family - Percent of loans charged-off, net0.0390%1,615
Percentage Net Loans Charged-off: Commercial and industrial0.5687%903
Percentage Net Loans Charged-off: Loans to individuals1.6559%452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6559%397
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0534%1,201
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1988%1,069
Percentage Net Loans Charged-off: Total real estate loans-0.0434%5,096
Percentage Net Loans Charged-off:Construction & development-0.0703%4,770
Percentage Net Loans Charged-off: Commercial real estate-0.0964%5,321
Percentage Net Loans Charged-off: Multi-family residential-0.0064%4,434
Percentage Net Loans Charged-off: 1-4 family residential0.0417%1,489
Percentage Net Loans Charged-off: Home equity loans0.0256%525
All other 1-4 family - Percent of loans charged-off, net0.0552%1,272
Percentage Net Loans Charged-off: Commercial and industrial0.5039%773
Percentage Net Loans Charged-off: Loans to individuals1.6285%458
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6285%395
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0248%1,184
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1442%1,287
Percentage Net Loans Charged-off: Total real estate loans-0.0058%4,380
Percentage Net Loans Charged-off:Construction & development-0.0935%4,863
Percentage Net Loans Charged-off: Commercial real estate-0.0257%5,103
Percentage Net Loans Charged-off: Multi-family residential-0.0094%4,482
Percentage Net Loans Charged-off: 1-4 family residential0.0586%1,178
Percentage Net Loans Charged-off: Home equity loans0.0107%464
All other 1-4 family - Percent of loans charged-off, net0.1008%861
Percentage Net Loans Charged-off: Commercial and industrial0.1987%1,037
Percentage Net Loans Charged-off: Loans to individuals1.6652%425
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6652%374
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0404%1,171
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1239%1,178
Percentage Net Loans Charged-off: Total real estate loans-0.0277%5,079
Percentage Net Loans Charged-off:Construction & development-0.1965%5,062
Percentage Net Loans Charged-off: Commercial real estate-0.0478%5,374
Percentage Net Loans Charged-off: Multi-family residential-0.0159%4,542
Percentage Net Loans Charged-off: 1-4 family residential0.0516%969
Percentage Net Loans Charged-off: Home equity loans0.0568%298
All other 1-4 family - Percent of loans charged-off, net0.0467%929
Percentage Net Loans Charged-off: Commercial and industrial0.2217%710
Percentage Net Loans Charged-off: Loans to individuals1.6951%455
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6951%398
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2347%1,186
Percentage Net Loans Charged-off: Total real estate loans0.1790%746
Percentage Net Loans Charged-off:Construction & development0.0512%463
Percentage Net Loans Charged-off: Commercial real estate0.3081%466
Percentage Net Loans Charged-off: Multi-family residential0.0338%182
Percentage Net Loans Charged-off: 1-4 family residential0.0669%1,674
Percentage Net Loans Charged-off: Home equity loans0.1084%542
All other 1-4 family - Percent of loans charged-off, net0.0281%2,133
Percentage Net Loans Charged-off: Commercial and industrial0.2438%1,437
Percentage Net Loans Charged-off: Loans to individuals1.3900%598
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3900%539
Percentage Net Loans Charged-off: All other loans and lease0.2628%879
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0053%1,176
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2392%977
Percentage Net Loans Charged-off: Total real estate loans0.2290%508
Percentage Net Loans Charged-off:Construction & development0.0800%348
Percentage Net Loans Charged-off: Commercial real estate0.3902%313
Percentage Net Loans Charged-off: Multi-family residential0.0423%140
Percentage Net Loans Charged-off: 1-4 family residential0.0860%1,319
Percentage Net Loans Charged-off: Home equity loans0.1152%464
All other 1-4 family - Percent of loans charged-off, net0.0590%1,496
Percentage Net Loans Charged-off: Commercial and industrial0.1507%1,402
Percentage Net Loans Charged-off: Loans to individuals1.4180%533
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4180%473
Percentage Net Loans Charged-off: All other loans and lease0.2641%732
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2401%985
Percentage Net Loans Charged-off: Total real estate loans0.2318%533
Percentage Net Loans Charged-off:Construction & development0.0790%291
Percentage Net Loans Charged-off: Commercial real estate0.3788%300
Percentage Net Loans Charged-off: Multi-family residential0.0896%98
Percentage Net Loans Charged-off: 1-4 family residential0.0908%1,216
Percentage Net Loans Charged-off: Home equity loans0.1244%397
All other 1-4 family - Percent of loans charged-off, net0.0599%1,400
Percentage Net Loans Charged-off: Commercial and industrial0.1654%1,166
Percentage Net Loans Charged-off: Loans to individuals1.2886%589
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2886%527
Percentage Net Loans Charged-off: All other loans and lease0.2478%656
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0091%1,155
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2172%936
Percentage Net Loans Charged-off: Total real estate loans0.1843%573
Percentage Net Loans Charged-off:Construction & development0.1849%167
Percentage Net Loans Charged-off: Commercial real estate0.2727%264
Percentage Net Loans Charged-off: Multi-family residential0.1278%59
Percentage Net Loans Charged-off: 1-4 family residential0.0730%1,064
Percentage Net Loans Charged-off: Home equity loans0.1115%327
All other 1-4 family - Percent of loans charged-off, net0.0372%1,211
Percentage Net Loans Charged-off: Commercial and industrial0.2189%791
Percentage Net Loans Charged-off: Loans to individuals1.0078%800
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0078%711
Percentage Net Loans Charged-off: All other loans and lease0.2449%531
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0174%1,145
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2933%1,036
Percentage Net Loans Charged-off: Total real estate loans0.1340%1,306
Percentage Net Loans Charged-off:Construction & development-0.1203%5,067
Percentage Net Loans Charged-off: Commercial real estate0.1217%951
Percentage Net Loans Charged-off: Multi-family residential0.0999%203
Percentage Net Loans Charged-off: 1-4 family residential0.2402%916
Percentage Net Loans Charged-off: Home equity loans0.1846%535
All other 1-4 family - Percent of loans charged-off, net0.2946%739
Percentage Net Loans Charged-off: Commercial and industrial0.5935%887
Percentage Net Loans Charged-off: Loans to individuals1.2443%594
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2443%524
Percentage Net Loans Charged-off: All other loans and lease0.3071%731
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3292%802
Percentage Net Loans Charged-off: Total real estate loans0.1402%1,173
Percentage Net Loans Charged-off:Construction & development-0.2309%5,286
Percentage Net Loans Charged-off: Commercial real estate0.1248%804
Percentage Net Loans Charged-off: Multi-family residential0.1383%152
Percentage Net Loans Charged-off: 1-4 family residential0.2568%796
Percentage Net Loans Charged-off: Home equity loans0.1753%503
All other 1-4 family - Percent of loans charged-off, net0.3364%604
Percentage Net Loans Charged-off: Commercial and industrial0.7381%634
Percentage Net Loans Charged-off: Loans to individuals0.8994%822
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8994%742
Percentage Net Loans Charged-off: All other loans and lease0.2808%683
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4064%640
Percentage Net Loans Charged-off: Total real estate loans0.1629%1,031
Percentage Net Loans Charged-off:Construction & development-0.2349%5,333
Percentage Net Loans Charged-off: Commercial real estate0.1524%653
Percentage Net Loans Charged-off: Multi-family residential0.1824%116
Percentage Net Loans Charged-off: 1-4 family residential0.2613%806
Percentage Net Loans Charged-off: Home equity loans0.1482%486
All other 1-4 family - Percent of loans charged-off, net0.3685%567
Percentage Net Loans Charged-off: Commercial and industrial0.9804%459
Percentage Net Loans Charged-off: Loans to individuals0.7708%940
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7708%853
Percentage Net Loans Charged-off: All other loans and lease0.2460%630
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4880%512
Percentage Net Loans Charged-off: Total real estate loans0.1450%963
Percentage Net Loans Charged-off:Construction & development-0.0934%5,264
Percentage Net Loans Charged-off: Commercial real estate0.0911%549
Percentage Net Loans Charged-off: Multi-family residential0.0342%112
Percentage Net Loans Charged-off: 1-4 family residential0.3525%570
Percentage Net Loans Charged-off: Home equity loans0.3161%273
All other 1-4 family - Percent of loans charged-off, net0.3859%519
Percentage Net Loans Charged-off: Commercial and industrial1.3702%276
Percentage Net Loans Charged-off: Loans to individuals0.3008%1,717
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3008%1,597
Percentage Net Loans Charged-off: All other loans and lease0.1367%618
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5191%788
Percentage Net Loans Charged-off: Total real estate loans0.5349%542
Percentage Net Loans Charged-off:Construction & development0.3327%690
Percentage Net Loans Charged-off: Commercial real estate0.4313%744
Percentage Net Loans Charged-off: Multi-family residential0.2070%290
Percentage Net Loans Charged-off: 1-4 family residential1.0772%219
Percentage Net Loans Charged-off: Home equity loans0.8874%245
All other 1-4 family - Percent of loans charged-off, net1.2460%187
Percentage Net Loans Charged-off: Commercial and industrial0.4467%1,283
Percentage Net Loans Charged-off: Loans to individuals0.5594%1,668
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5594%1,543
Percentage Net Loans Charged-off: All other loans and lease0.6889%524
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3104%34
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6624%536
Percentage Net Loans Charged-off: Total real estate loans0.7104%368
Percentage Net Loans Charged-off:Construction & development0.4106%567
Percentage Net Loans Charged-off: Commercial real estate0.6554%472
Percentage Net Loans Charged-off: Multi-family residential0.1294%270
Percentage Net Loans Charged-off: 1-4 family residential1.3019%154
Percentage Net Loans Charged-off: Home equity loans1.1731%198
All other 1-4 family - Percent of loans charged-off, net1.4185%142
Percentage Net Loans Charged-off: Commercial and industrial0.5748%961
Percentage Net Loans Charged-off: Loans to individuals0.4157%1,876
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4157%1,728
Percentage Net Loans Charged-off: All other loans and lease0.5659%530
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4034%29
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4788%838
Percentage Net Loans Charged-off: Total real estate loans0.6046%501
Percentage Net Loans Charged-off:Construction & development0.5169%491
Percentage Net Loans Charged-off: Commercial real estate0.5784%516
Percentage Net Loans Charged-off: Multi-family residential0.2089%198
Percentage Net Loans Charged-off: 1-4 family residential0.9472%319
Percentage Net Loans Charged-off: Home equity loans1.0383%196
All other 1-4 family - Percent of loans charged-off, net0.8667%366
Percentage Net Loans Charged-off: Commercial and industrial0.2046%1,382
Percentage Net Loans Charged-off: Loans to individuals0.4134%1,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4134%1,586
Percentage Net Loans Charged-off: All other loans and lease0.3541%573
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4382%829
Percentage Net Loans Charged-off: Total real estate loans0.5546%519
Percentage Net Loans Charged-off:Construction & development0.9982%284
Percentage Net Loans Charged-off: Commercial real estate0.3983%483
Percentage Net Loans Charged-off: Multi-family residential0.1389%135
Percentage Net Loans Charged-off: 1-4 family residential1.1005%270
Percentage Net Loans Charged-off: Home equity loans1.2698%138
All other 1-4 family - Percent of loans charged-off, net0.9554%331
Percentage Net Loans Charged-off: Commercial and industrial0.1521%976
Percentage Net Loans Charged-off: Loans to individuals0.4315%1,589
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4315%1,475
Percentage Net Loans Charged-off: All other loans and lease0.4468%440
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5397%1,225
Percentage Net Loans Charged-off: Total real estate loans0.6248%876
Percentage Net Loans Charged-off:Construction & development1.6160%662
Percentage Net Loans Charged-off: Commercial real estate0.4396%1,135
Percentage Net Loans Charged-off: Multi-family residential-0.1427%5,285
Percentage Net Loans Charged-off: 1-4 family residential1.2028%356
Percentage Net Loans Charged-off: Home equity loans1.7991%179
All other 1-4 family - Percent of loans charged-off, net0.7719%698
Percentage Net Loans Charged-off: Commercial and industrial0.3120%1,908
Percentage Net Loans Charged-off: Loans to individuals0.7353%1,545
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7353%1,429
Percentage Net Loans Charged-off: All other loans and lease0.5123%658
Percentage Net Loans Charged-off:Coml. RE not secured by RE-5.3232%1,419
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5970%1,045
Percentage Net Loans Charged-off: Total real estate loans0.7336%696
Percentage Net Loans Charged-off:Construction & development2.2339%503
Percentage Net Loans Charged-off: Commercial real estate0.4984%966
Percentage Net Loans Charged-off: Multi-family residential0.1418%400
Percentage Net Loans Charged-off: 1-4 family residential1.2546%344
Percentage Net Loans Charged-off: Home equity loans1.9081%195
All other 1-4 family - Percent of loans charged-off, net0.7911%655
Percentage Net Loans Charged-off: Commercial and industrial0.2215%1,898
Percentage Net Loans Charged-off: Loans to individuals0.6990%1,456
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6989%1,344
Percentage Net Loans Charged-off: All other loans and lease0.6038%566
Percentage Net Loans Charged-off:Coml. RE not secured by RE-7.1953%1,396
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6063%1,091
Percentage Net Loans Charged-off: Total real estate loans0.7997%707
Percentage Net Loans Charged-off:Construction & development2.5081%453
Percentage Net Loans Charged-off: Commercial real estate0.5430%841
Percentage Net Loans Charged-off: Multi-family residential0.1462%334
Percentage Net Loans Charged-off: 1-4 family residential1.3275%370
Percentage Net Loans Charged-off: Home equity loans2.0111%205
All other 1-4 family - Percent of loans charged-off, net0.8350%658
Percentage Net Loans Charged-off: Commercial and industrial0.1033%1,984
Percentage Net Loans Charged-off: Loans to individuals0.7696%1,304
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7696%1,185
Percentage Net Loans Charged-off: All other loans and lease0.3805%622
Percentage Net Loans Charged-off:Coml. RE not secured by RE-10.9614%1,367
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5556%1,093
Percentage Net Loans Charged-off: Total real estate loans0.8210%644
Percentage Net Loans Charged-off:Construction & development1.4380%491
Percentage Net Loans Charged-off: Commercial real estate0.6474%610
Percentage Net Loans Charged-off: Multi-family residential0.0182%278
Percentage Net Loans Charged-off: 1-4 family residential1.4643%343
Percentage Net Loans Charged-off: Home equity loans1.7764%198
All other 1-4 family - Percent of loans charged-off, net1.2332%427
Percentage Net Loans Charged-off: Commercial and industrial-0.1892%5,926
Percentage Net Loans Charged-off: Loans to individuals1.0553%970
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0553%876
Percentage Net Loans Charged-off: All other loans and lease0.3892%520
Percentage Net Loans Charged-off:Coml. RE not secured by RE-21.1237%1,331
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0746%156
Percentage Net Loans Charged-off: Total real estate loans3.3782%109
Percentage Net Loans Charged-off:Construction & development7.9391%335
Percentage Net Loans Charged-off: Commercial real estate3.4760%161
Percentage Net Loans Charged-off: Multi-family residential0.9859%453
Percentage Net Loans Charged-off: 1-4 family residential2.8399%181
Percentage Net Loans Charged-off: Home equity loans1.7323%369
All other 1-4 family - Percent of loans charged-off, net3.6845%135
Percentage Net Loans Charged-off: Commercial and industrial2.5300%667
Percentage Net Loans Charged-off: Loans to individuals1.8223%703
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8223%646
Percentage Net Loans Charged-off: All other loans and lease1.0317%539
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.2356%74
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.9047%94
Percentage Net Loans Charged-off: Total real estate loans4.2650%67
Percentage Net Loans Charged-off:Construction & development9.6995%273
Percentage Net Loans Charged-off: Commercial real estate4.5067%101
Percentage Net Loans Charged-off: Multi-family residential1.2185%376
Percentage Net Loans Charged-off: 1-4 family residential3.2887%148
Percentage Net Loans Charged-off: Home equity loans1.8225%346
All other 1-4 family - Percent of loans charged-off, net4.4159%101
Percentage Net Loans Charged-off: Commercial and industrial3.3101%477
Percentage Net Loans Charged-off: Loans to individuals1.8002%696
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8002%626
Percentage Net Loans Charged-off: All other loans and lease1.1799%455
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7044%83
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5892%595
Percentage Net Loans Charged-off: Total real estate loans1.7571%468
Percentage Net Loans Charged-off:Construction & development6.1501%431
Percentage Net Loans Charged-off: Commercial real estate1.5746%520
Percentage Net Loans Charged-off: Multi-family residential0.1571%516
Percentage Net Loans Charged-off: 1-4 family residential1.5653%533
Percentage Net Loans Charged-off: Home equity loans1.7849%340
All other 1-4 family - Percent of loans charged-off, net1.3918%608
Percentage Net Loans Charged-off: Commercial and industrial1.2122%1,106
Percentage Net Loans Charged-off: Loans to individuals2.2048%552
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2048%502
Percentage Net Loans Charged-off: All other loans and lease0.4711%646
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9979%70
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5748%634
Percentage Net Loans Charged-off: Total real estate loans1.7766%479
Percentage Net Loans Charged-off:Construction & development2.0394%739
Percentage Net Loans Charged-off: Commercial real estate2.2300%348
Percentage Net Loans Charged-off: Multi-family residential0.0105%384
Percentage Net Loans Charged-off: 1-4 family residential1.4609%557
Percentage Net Loans Charged-off: Home equity loans1.5079%371
All other 1-4 family - Percent of loans charged-off, net1.4232%596
Percentage Net Loans Charged-off: Commercial and industrial0.9891%975
Percentage Net Loans Charged-off: Loans to individuals3.6670%303
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.6670%278
Percentage Net Loans Charged-off: All other loans and lease0.5002%498
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.8018%42
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6711%927
Percentage Net Loans Charged-off: Total real estate loans1.8410%756
Percentage Net Loans Charged-off:Construction & development4.5529%1,069
Percentage Net Loans Charged-off: Commercial real estate1.1097%1,131
Percentage Net Loans Charged-off: Multi-family residential3.9700%276
Percentage Net Loans Charged-off: 1-4 family residential1.8357%607
Percentage Net Loans Charged-off: Home equity loans1.8668%489
All other 1-4 family - Percent of loans charged-off, net1.8084%660
Percentage Net Loans Charged-off: Commercial and industrial1.2098%1,770
Percentage Net Loans Charged-off: Loans to individuals1.3994%1,198
Percentage Net Loans Charged-off: Credit card loans8.1773%103
Percentage Net Loans Charged-off: Other loans to individual1.0449%1,391
Percentage Net Loans Charged-off: All other loans and lease0.7395%668
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.5632%66
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4978%967
Percentage Net Loans Charged-off: Total real estate loans1.6201%835
Percentage Net Loans Charged-off:Construction & development4.1880%997
Percentage Net Loans Charged-off: Commercial real estate0.8843%1,154
Percentage Net Loans Charged-off: Multi-family residential3.3292%300
Percentage Net Loans Charged-off: 1-4 family residential1.7990%585
Percentage Net Loans Charged-off: Home equity loans1.9032%432
All other 1-4 family - Percent of loans charged-off, net1.7061%662
Percentage Net Loans Charged-off: Commercial and industrial1.1830%1,592
Percentage Net Loans Charged-off: Loans to individuals1.4444%1,074
Percentage Net Loans Charged-off: Credit card loans8.7224%103
Percentage Net Loans Charged-off: Other loans to individual0.9840%1,307
Percentage Net Loans Charged-off: All other loans and lease0.6826%656
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4274%1,055
Percentage Net Loans Charged-off: Total real estate loans1.5894%872
Percentage Net Loans Charged-off:Construction & development3.7104%1,011
Percentage Net Loans Charged-off: Commercial real estate0.6914%1,276
Percentage Net Loans Charged-off: Multi-family residential4.0877%226
Percentage Net Loans Charged-off: 1-4 family residential1.9432%558
Percentage Net Loans Charged-off: Home equity loans1.8698%446
All other 1-4 family - Percent of loans charged-off, net2.0097%543
Percentage Net Loans Charged-off: Commercial and industrial0.9286%1,652
Percentage Net Loans Charged-off: Loans to individuals1.7897%842
Percentage Net Loans Charged-off: Credit card loans9.8128%94
Percentage Net Loans Charged-off: Other loans to individual1.1217%1,075
Percentage Net Loans Charged-off: All other loans and lease0.6210%625
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2113%1,149
Percentage Net Loans Charged-off: Total real estate loans1.3904%879
Percentage Net Loans Charged-off:Construction & development4.6985%650
Percentage Net Loans Charged-off: Commercial real estate0.9648%803
Percentage Net Loans Charged-off: Multi-family residential0.2146%388
Percentage Net Loans Charged-off: 1-4 family residential1.7167%602
Percentage Net Loans Charged-off: Home equity loans1.5696%416
All other 1-4 family - Percent of loans charged-off, net1.8535%546
Percentage Net Loans Charged-off: Commercial and industrial0.1885%2,018
Percentage Net Loans Charged-off: Loans to individuals1.6030%905
Percentage Net Loans Charged-off: Credit card loans6.2068%180
Percentage Net Loans Charged-off: Other loans to individual1.1255%966
Percentage Net Loans Charged-off: All other loans and lease2.5500%255
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2446%864
Percentage Net Loans Charged-off: Total real estate loans2.1879%823
Percentage Net Loans Charged-off:Construction & development9.9281%576
Percentage Net Loans Charged-off: Commercial real estate1.1420%1,143
Percentage Net Loans Charged-off: Multi-family residential0.4876%856
Percentage Net Loans Charged-off: 1-4 family residential1.6145%859
Percentage Net Loans Charged-off: Home equity loans1.6239%589
All other 1-4 family - Percent of loans charged-off, net1.6057%877
Percentage Net Loans Charged-off: Commercial and industrial2.1935%1,494
Percentage Net Loans Charged-off: Loans to individuals2.6667%770
Percentage Net Loans Charged-off: Credit card loans10.0056%103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.5494%391
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5476%1,292
Percentage Net Loans Charged-off: Total real estate loans1.2295%1,465
Percentage Net Loans Charged-off:Construction & development4.1078%1,314
Percentage Net Loans Charged-off: Commercial real estate0.7051%1,458
Percentage Net Loans Charged-off: Multi-family residential0.3199%738
Percentage Net Loans Charged-off: 1-4 family residential1.3828%900
Percentage Net Loans Charged-off: Home equity loans1.6331%551
All other 1-4 family - Percent of loans charged-off, net1.1509%1,085
Percentage Net Loans Charged-off: Commercial and industrial2.3362%1,299
Percentage Net Loans Charged-off: Loans to individuals3.0195%625
Percentage Net Loans Charged-off: Credit card loans15.5138%57
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.8695%336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2344%1,545
Percentage Net Loans Charged-off: Total real estate loans1.1705%1,406
Percentage Net Loans Charged-off:Construction & development4.1565%1,148
Percentage Net Loans Charged-off: Commercial real estate0.5604%1,413
Percentage Net Loans Charged-off: Multi-family residential0.4418%565
Percentage Net Loans Charged-off: 1-4 family residential1.3778%874
Percentage Net Loans Charged-off: Home equity loans1.5874%506
All other 1-4 family - Percent of loans charged-off, net1.1835%1,012
Percentage Net Loans Charged-off: Commercial and industrial1.3220%1,739
Percentage Net Loans Charged-off: Loans to individuals4.0715%439
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3741%559
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3923%1,238
Percentage Net Loans Charged-off: Total real estate loans1.3795%1,046
Percentage Net Loans Charged-off:Construction & development4.6150%826
Percentage Net Loans Charged-off: Commercial real estate0.8591%836
Percentage Net Loans Charged-off: Multi-family residential0.3204%381
Percentage Net Loans Charged-off: 1-4 family residential1.2154%879
Percentage Net Loans Charged-off: Home equity loans1.4136%470
All other 1-4 family - Percent of loans charged-off, net1.0318%956
Percentage Net Loans Charged-off: Commercial and industrial1.3958%1,331
Percentage Net Loans Charged-off: Loans to individuals5.8662%292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4517%731
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0811%675
Percentage Net Loans Charged-off: Total real estate loans2.7908%692
Percentage Net Loans Charged-off:Construction & development8.9726%686
Percentage Net Loans Charged-off: Commercial real estate1.2789%912
Percentage Net Loans Charged-off: Multi-family residential1.4819%495
Percentage Net Loans Charged-off: 1-4 family residential1.9967%648
Percentage Net Loans Charged-off: Home equity loans1.8698%520
All other 1-4 family - Percent of loans charged-off, net2.1072%626
Percentage Net Loans Charged-off: Commercial and industrial4.2543%923
Percentage Net Loans Charged-off: Loans to individuals9.3127%173
Percentage Net Loans Charged-off: Credit card loans53.0330%15
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8521%1,050
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0519%954
Percentage Net Loans Charged-off: Total real estate loans1.5455%1,084
Percentage Net Loans Charged-off:Construction & development4.2408%1,135
Percentage Net Loans Charged-off: Commercial real estate0.8178%981
Percentage Net Loans Charged-off: Multi-family residential1.2058%398
Percentage Net Loans Charged-off: 1-4 family residential1.1777%932
Percentage Net Loans Charged-off: Home equity loans1.5334%525
All other 1-4 family - Percent of loans charged-off, net0.8720%1,158
Percentage Net Loans Charged-off: Commercial and industrial3.6719%871
Percentage Net Loans Charged-off: Loans to individuals11.4344%120
Percentage Net Loans Charged-off: Credit card loans55.9123%14
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7460%953
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9038%983
Percentage Net Loans Charged-off: Total real estate loans1.5292%983
Percentage Net Loans Charged-off:Construction & development5.2273%809
Percentage Net Loans Charged-off: Commercial real estate0.3933%1,179
Percentage Net Loans Charged-off: Multi-family residential1.7085%259
Percentage Net Loans Charged-off: 1-4 family residential0.9140%1,051
Percentage Net Loans Charged-off: Home equity loans1.1005%562
All other 1-4 family - Percent of loans charged-off, net0.7592%1,133
Percentage Net Loans Charged-off: Commercial and industrial2.8031%1,013
Percentage Net Loans Charged-off: Loans to individuals13.9704%99
Percentage Net Loans Charged-off: Credit card loans22.7209%44
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6318%890
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9580%735
Percentage Net Loans Charged-off: Total real estate loans1.4978%749
Percentage Net Loans Charged-off:Construction & development5.7000%507
Percentage Net Loans Charged-off: Commercial real estate0.2659%870
Percentage Net Loans Charged-off: Multi-family residential2.1002%147
Percentage Net Loans Charged-off: 1-4 family residential0.4604%1,285
Percentage Net Loans Charged-off: Home equity loans0.4500%604
All other 1-4 family - Percent of loans charged-off, net0.4689%1,207
Percentage Net Loans Charged-off: Commercial and industrial3.4152%648
Percentage Net Loans Charged-off: Loans to individuals9.3436%145
Percentage Net Loans Charged-off: Credit card loans8.6557%187
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6174%717
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7412%1,669
Percentage Net Loans Charged-off: Total real estate loans0.6270%1,406
Percentage Net Loans Charged-off:Construction & development1.7147%1,196
Percentage Net Loans Charged-off: Commercial real estate0.1349%1,615
Percentage Net Loans Charged-off: Multi-family residential0.7149%317
Percentage Net Loans Charged-off: 1-4 family residential0.6432%972
Percentage Net Loans Charged-off: Home equity loans0.8973%501
All other 1-4 family - Percent of loans charged-off, net0.4586%1,210
Percentage Net Loans Charged-off: Commercial and industrial1.0554%1,758
Percentage Net Loans Charged-off: Loans to individuals1.5006%1,473
Percentage Net Loans Charged-off: Credit card loans6.1681%198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8249%849
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5191%1,625
Percentage Net Loans Charged-off: Total real estate loans0.3850%1,418
Percentage Net Loans Charged-off:Construction & development0.7750%1,223
Percentage Net Loans Charged-off: Commercial real estate0.1087%1,209
Percentage Net Loans Charged-off: Multi-family residential0.9126%189
Percentage Net Loans Charged-off: 1-4 family residential0.4530%975
Percentage Net Loans Charged-off: Home equity loans0.5581%522
All other 1-4 family - Percent of loans charged-off, net0.3782%1,060
Percentage Net Loans Charged-off: Commercial and industrial0.8488%1,491
Percentage Net Loans Charged-off: Loans to individuals1.3745%1,325
Percentage Net Loans Charged-off: Credit card loans4.4626%304
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7615%744
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4163%1,612
Percentage Net Loans Charged-off: Total real estate loans0.2971%1,357
Percentage Net Loans Charged-off:Construction & development0.1780%1,342
Percentage Net Loans Charged-off: Commercial real estate0.1590%806
Percentage Net Loans Charged-off: Multi-family residential1.4341%97
Percentage Net Loans Charged-off: 1-4 family residential0.3811%961
Percentage Net Loans Charged-off: Home equity loans0.5374%436
All other 1-4 family - Percent of loans charged-off, net0.2721%1,123
Percentage Net Loans Charged-off: Commercial and industrial0.7436%1,306
Percentage Net Loans Charged-off: Loans to individuals0.9712%1,767
Percentage Net Loans Charged-off: Credit card loans0.8033%825
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5156%781
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4863%1,075
Percentage Net Loans Charged-off: Total real estate loans0.3764%845
Percentage Net Loans Charged-off:Construction & development0.2879%754
Percentage Net Loans Charged-off: Commercial real estate0.3112%385
Percentage Net Loans Charged-off: Multi-family residential1.4352%60
Percentage Net Loans Charged-off: 1-4 family residential0.3287%807
Percentage Net Loans Charged-off: Home equity loans0.4314%338
All other 1-4 family - Percent of loans charged-off, net0.2582%849
Percentage Net Loans Charged-off: Commercial and industrial0.8366%910
Percentage Net Loans Charged-off: Loans to individuals0.9993%1,530
Percentage Net Loans Charged-off: Credit card loans0.5724%716
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3296%709
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1573%3,097
Percentage Net Loans Charged-off: Total real estate loans0.0630%2,624
Percentage Net Loans Charged-off:Construction & development0.0336%1,411
Percentage Net Loans Charged-off: Commercial real estate0.0128%1,542
Percentage Net Loans Charged-off: Multi-family residential0.1839%205
Percentage Net Loans Charged-off: 1-4 family residential0.1425%1,575
Percentage Net Loans Charged-off: Home equity loans0.1735%591
All other 1-4 family - Percent of loans charged-off, net0.1196%1,628
Percentage Net Loans Charged-off: Commercial and industrial0.2945%2,417
Percentage Net Loans Charged-off: Loans to individuals0.9018%1,804
Percentage Net Loans Charged-off: Credit card loans4.5537%222
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6133%789
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1652%2,303
Percentage Net Loans Charged-off: Total real estate loans0.0435%2,183
Percentage Net Loans Charged-off:Construction & development0.0424%900
Percentage Net Loans Charged-off: Commercial real estate0.0011%1,172
Percentage Net Loans Charged-off: Multi-family residential0.0574%162
Percentage Net Loans Charged-off: 1-4 family residential0.1172%1,303
Percentage Net Loans Charged-off: Home equity loans0.0683%596
All other 1-4 family - Percent of loans charged-off, net0.1541%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.3713%1,728
Percentage Net Loans Charged-off: Loans to individuals0.8831%1,577
Percentage Net Loans Charged-off: Credit card loans6.0158%141
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5866%711
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1890%1,793
Percentage Net Loans Charged-off: Total real estate loans0.0471%1,711
Percentage Net Loans Charged-off:Construction & development0.0646%596
Percentage Net Loans Charged-off: Commercial real estate-0.0142%7,927
Percentage Net Loans Charged-off: Multi-family residential0.0813%115
Percentage Net Loans Charged-off: 1-4 family residential0.1323%1,026
Percentage Net Loans Charged-off: Home equity loans0.0691%442
All other 1-4 family - Percent of loans charged-off, net0.1808%787
Percentage Net Loans Charged-off: Commercial and industrial0.4616%1,301
Percentage Net Loans Charged-off: Loans to individuals1.0014%1,286
Percentage Net Loans Charged-off: Credit card loans7.6788%113
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4819%718
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2344%1,244
Percentage Net Loans Charged-off: Total real estate loans0.0522%1,184
Percentage Net Loans Charged-off:Construction & development0.1192%298
Percentage Net Loans Charged-off: Commercial real estate0.0174%473
Percentage Net Loans Charged-off: Multi-family residential-0.0013%6,103
Percentage Net Loans Charged-off: 1-4 family residential0.0859%954
Percentage Net Loans Charged-off: Home equity loans0.0323%343
All other 1-4 family - Percent of loans charged-off, net0.1278%739
Percentage Net Loans Charged-off: Commercial and industrial0.6244%791
Percentage Net Loans Charged-off: Loans to individuals1.2284%1,029
Percentage Net Loans Charged-off: Credit card loans3.5574%312
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3977%585
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2141%1,882
Percentage Net Loans Charged-off: Total real estate loans0.0642%1,744
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0045%1,272
Percentage Net Loans Charged-off: Multi-family residential0.3163%110
Percentage Net Loans Charged-off: 1-4 family residential0.1151%1,307
Percentage Net Loans Charged-off: Home equity loans0.0662%532
All other 1-4 family - Percent of loans charged-off, net0.1602%977
Percentage Net Loans Charged-off: Commercial and industrial0.3908%1,863
Percentage Net Loans Charged-off: Loans to individuals1.0929%1,325
Percentage Net Loans Charged-off: Credit card loans3.0307%369
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1055%537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1795%1,762
Percentage Net Loans Charged-off: Total real estate loans0.0701%1,342
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0029%991
Percentage Net Loans Charged-off: Multi-family residential0.4227%76
Percentage Net Loans Charged-off: 1-4 family residential0.0947%1,222
Percentage Net Loans Charged-off: Home equity loans0.0178%515
All other 1-4 family - Percent of loans charged-off, net0.1686%787
Percentage Net Loans Charged-off: Commercial and industrial0.1971%1,979
Percentage Net Loans Charged-off: Loans to individuals1.0880%1,182
Percentage Net Loans Charged-off: Credit card loans2.9965%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2768%446
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1584%1,814
Percentage Net Loans Charged-off: Total real estate loans0.0601%1,299
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0043%790
Percentage Net Loans Charged-off: Multi-family residential0.3353%59
Percentage Net Loans Charged-off: 1-4 family residential0.0828%1,138
Percentage Net Loans Charged-off: Home equity loans0.0191%399
All other 1-4 family - Percent of loans charged-off, net0.1476%807
Percentage Net Loans Charged-off: Commercial and industrial0.2019%1,719
Percentage Net Loans Charged-off: Loans to individuals0.7367%1,717
Percentage Net Loans Charged-off: Credit card loans4.3723%222
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1984%421
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1445%1,657
Percentage Net Loans Charged-off: Total real estate loans0.0198%1,318
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0021%490
Percentage Net Loans Charged-off: Multi-family residential0.0547%39
Percentage Net Loans Charged-off: 1-4 family residential0.0475%982
Percentage Net Loans Charged-off: Home equity loans0.0245%286
All other 1-4 family - Percent of loans charged-off, net0.0735%818
Percentage Net Loans Charged-off: Commercial and industrial0.2590%1,107
Percentage Net Loans Charged-off: Loans to individuals0.9802%1,310
Percentage Net Loans Charged-off: Credit card loans2.0389%496
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7918%461
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2192%2,132
Percentage Net Loans Charged-off: Total real estate loans0.0670%1,655
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0483%984
Percentage Net Loans Charged-off: Multi-family residential0.0009%184
Percentage Net Loans Charged-off: 1-4 family residential0.1665%979
Percentage Net Loans Charged-off: Home equity loans0.0536%510
All other 1-4 family - Percent of loans charged-off, net0.3081%551
Percentage Net Loans Charged-off: Commercial and industrial0.3448%2,288
Percentage Net Loans Charged-off: Loans to individuals1.1534%1,545
Percentage Net Loans Charged-off: Credit card loans2.1011%797
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4720%842
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2089%1,882
Percentage Net Loans Charged-off: Total real estate loans0.0559%1,602
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0651%725
Percentage Net Loans Charged-off: Multi-family residential0.0012%148
Percentage Net Loans Charged-off: 1-4 family residential0.1016%1,230
Percentage Net Loans Charged-off: Home equity loans0.0664%398
All other 1-4 family - Percent of loans charged-off, net0.1466%944
Percentage Net Loans Charged-off: Commercial and industrial0.3415%1,886
Percentage Net Loans Charged-off: Loans to individuals1.1053%1,444
Percentage Net Loans Charged-off: Credit card loans-0.5767%2,082
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3498%830
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2592%1,456
Percentage Net Loans Charged-off: Total real estate loans0.0837%1,155
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0991%524
Percentage Net Loans Charged-off: Multi-family residential0.0013%109
Percentage Net Loans Charged-off: 1-4 family residential0.1495%870
Percentage Net Loans Charged-off: Home equity loans0.1014%288
All other 1-4 family - Percent of loans charged-off, net0.2126%666
Percentage Net Loans Charged-off: Commercial and industrial0.4686%1,431
Percentage Net Loans Charged-off: Loans to individuals1.1040%1,394
Percentage Net Loans Charged-off: Credit card loans-2.6693%2,130
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2510%759
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3500%1,005
Percentage Net Loans Charged-off: Total real estate loans0.1007%835
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.1999%265
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0616%1,070
Percentage Net Loans Charged-off: Home equity loans0.0184%296
All other 1-4 family - Percent of loans charged-off, net0.1194%792
Percentage Net Loans Charged-off: Commercial and industrial0.6973%869
Percentage Net Loans Charged-off: Loans to individuals1.4162%1,053
Percentage Net Loans Charged-off: Credit card loans-5.2047%2,128
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1263%683
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3129%1,845
Percentage Net Loans Charged-off: Total real estate loans0.0885%1,716
Percentage Net Loans Charged-off:Construction & development0.0962%500
Percentage Net Loans Charged-off: Commercial real estate0.0372%1,272
Percentage Net Loans Charged-off: Multi-family residential0.0062%187
Percentage Net Loans Charged-off: 1-4 family residential0.1929%992
Percentage Net Loans Charged-off: Home equity loans0.0243%570
All other 1-4 family - Percent of loans charged-off, net0.3727%536
Percentage Net Loans Charged-off: Commercial and industrial0.6599%1,818
Percentage Net Loans Charged-off: Loans to individuals0.8340%2,497
Percentage Net Loans Charged-off: Credit card loans7.5159%184
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5032%807
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2424%1,997
Percentage Net Loans Charged-off: Total real estate loans0.0828%1,514
Percentage Net Loans Charged-off:Construction & development0.1194%382
Percentage Net Loans Charged-off: Commercial real estate0.0123%1,133
Percentage Net Loans Charged-off: Multi-family residential0.0084%149
Percentage Net Loans Charged-off: 1-4 family residential0.1917%856
Percentage Net Loans Charged-off: Home equity loans0.0177%500
All other 1-4 family - Percent of loans charged-off, net0.3670%483
Percentage Net Loans Charged-off: Commercial and industrial0.3832%2,024
Percentage Net Loans Charged-off: Loans to individuals0.8040%2,373
Percentage Net Loans Charged-off: Credit card loans5.8856%261
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4851%728
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2016%2,244
Percentage Net Loans Charged-off: Total real estate loans0.0575%1,673
Percentage Net Loans Charged-off:Construction & development0.1751%273
Percentage Net Loans Charged-off: Commercial real estate0.0389%796
Percentage Net Loans Charged-off: Multi-family residential0.0132%111
Percentage Net Loans Charged-off: 1-4 family residential0.0426%1,681
Percentage Net Loans Charged-off: Home equity loans0.0091%406
All other 1-4 family - Percent of loans charged-off, net0.0758%1,323
Percentage Net Loans Charged-off: Commercial and industrial0.3027%1,956
Percentage Net Loans Charged-off: Loans to individuals0.7499%2,435
Percentage Net Loans Charged-off: Credit card loans5.9033%260
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3954%696
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1804%2,080
Percentage Net Loans Charged-off: Total real estate loans0.0489%1,337
Percentage Net Loans Charged-off:Construction & development0.0158%266
Percentage Net Loans Charged-off: Commercial real estate0.0978%396
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0217%1,404
Percentage Net Loans Charged-off: Home equity loans0.0066%281
All other 1-4 family - Percent of loans charged-off, net0.0365%1,218
Percentage Net Loans Charged-off: Commercial and industrial0.1628%1,664
Percentage Net Loans Charged-off: Loans to individuals0.9166%1,947
Percentage Net Loans Charged-off: Credit card loans5.3065%358
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2731%627
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2741%2,691
Percentage Net Loans Charged-off: Total real estate loans0.0513%2,506
Percentage Net Loans Charged-off:Construction & development0.2057%470
Percentage Net Loans Charged-off: Commercial real estate-0.0424%8,579
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0999%1,760
Percentage Net Loans Charged-off: Home equity loans0.0491%498
All other 1-4 family - Percent of loans charged-off, net0.1419%1,454
Percentage Net Loans Charged-off: Commercial and industrial0.3508%3,065
Percentage Net Loans Charged-off: Loans to individuals1.0839%2,141
Percentage Net Loans Charged-off: Credit card loans5.1885%395
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4368%1,034
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2494%2,501
Percentage Net Loans Charged-off: Total real estate loans0.0093%3,091
Percentage Net Loans Charged-off:Construction & development0.0036%650
Percentage Net Loans Charged-off: Commercial real estate-0.0572%8,660
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1001%1,472
Percentage Net Loans Charged-off: Home equity loans0.0705%358
All other 1-4 family - Percent of loans charged-off, net0.1234%1,285
Percentage Net Loans Charged-off: Commercial and industrial0.3654%2,534
Percentage Net Loans Charged-off: Loans to individuals1.0440%2,061
Percentage Net Loans Charged-off: Credit card loans5.9620%305
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4311%951
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2239%2,569
Percentage Net Loans Charged-off: Total real estate loans-0.0035%8,043
Percentage Net Loans Charged-off:Construction & development0.0054%510
Percentage Net Loans Charged-off: Commercial real estate-0.0804%8,714
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0899%1,339
Percentage Net Loans Charged-off: Home equity loans0.1038%276
All other 1-4 family - Percent of loans charged-off, net0.0796%1,384
Percentage Net Loans Charged-off: Commercial and industrial0.3073%2,394
Percentage Net Loans Charged-off: Loans to individuals1.0004%2,069
Percentage Net Loans Charged-off: Credit card loans4.6353%494
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4061%833
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2838%1,844
Percentage Net Loans Charged-off: Total real estate loans0.0224%1,700
Percentage Net Loans Charged-off:Construction & development0.0109%309
Percentage Net Loans Charged-off: Commercial real estate0.0042%607
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0558%1,225
Percentage Net Loans Charged-off: Home equity loans0.0605%232
All other 1-4 family - Percent of loans charged-off, net0.0524%1,187
Percentage Net Loans Charged-off: Commercial and industrial0.3618%1,610
Percentage Net Loans Charged-off: Loans to individuals1.2237%1,608
Percentage Net Loans Charged-off: Credit card loans5.4886%407
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3165%693
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4478%1,849
Percentage Net Loans Charged-off: Total real estate loans0.1539%1,348
Percentage Net Loans Charged-off:Construction & development0.0352%763
Percentage Net Loans Charged-off: Commercial real estate0.2289%789
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1461%1,312
Percentage Net Loans Charged-off: Home equity loans0.0379%522
All other 1-4 family - Percent of loans charged-off, net0.2038%1,058
Percentage Net Loans Charged-off: Commercial and industrial0.4690%2,889
Percentage Net Loans Charged-off: Loans to individuals1.2845%1,750
Percentage Net Loans Charged-off: Credit card loans7.0052%278
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6186%498
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4903%1,664
Percentage Net Loans Charged-off: Total real estate loans0.1257%1,419
Percentage Net Loans Charged-off:Construction & development0.0121%790
Percentage Net Loans Charged-off: Commercial real estate0.1533%816
Percentage Net Loans Charged-off: Multi-family residential0.0217%171
Percentage Net Loans Charged-off: 1-4 family residential0.1726%1,047
Percentage Net Loans Charged-off: Home equity loans0.1753%336
All other 1-4 family - Percent of loans charged-off, net0.1717%1,037
Percentage Net Loans Charged-off: Commercial and industrial0.6644%2,316
Percentage Net Loans Charged-off: Loans to individuals1.4355%1,375
Percentage Net Loans Charged-off: Credit card loans1.4505%1,501
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8074%778
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2104%3,032
Percentage Net Loans Charged-off: Total real estate loans0.0300%560
Percentage Net Loans Charged-off:Construction & development-0.0099%1,379
Percentage Net Loans Charged-off: Commercial real estate0.0068%393
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0688%352
Percentage Net Loans Charged-off: Home equity loans0.0410%292
All other 1-4 family - Percent of loans charged-off, net0.0762%303
Percentage Net Loans Charged-off: Commercial and industrial0.1894%705
Percentage Net Loans Charged-off: Loans to individuals0.7863%531
Percentage Net Loans Charged-off: Credit card loans2.6661%374
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5801%142
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2300%2,875
Percentage Net Loans Charged-off: Total real estate loans0.0323%580
Percentage Net Loans Charged-off:Construction & development-0.0099%1,341
Percentage Net Loans Charged-off: Commercial real estate-0.0070%1,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0893%328
Percentage Net Loans Charged-off: Home equity loans0.0430%304
All other 1-4 family - Percent of loans charged-off, net0.1020%280
Percentage Net Loans Charged-off: Commercial and industrial0.2448%617
Percentage Net Loans Charged-off: Loans to individuals0.8695%523
Percentage Net Loans Charged-off: Credit card loans3.0802%328
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3572%199
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3023%2,448
Percentage Net Loans Charged-off: Total real estate loans0.0242%658
Percentage Net Loans Charged-off:Construction & development-0.0164%1,274
Percentage Net Loans Charged-off: Commercial real estate0.0041%440
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0526%478
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0638%392
Percentage Net Loans Charged-off: Commercial and industrial0.5284%324
Percentage Net Loans Charged-off: Loans to individuals1.0221%479
Percentage Net Loans Charged-off: Credit card loans3.4532%341
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2797%219
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1724%4,192
Percentage Net Loans Charged-off: Total real estate loans0.0828%404
Percentage Net Loans Charged-off:Construction & development0.0962%154
Percentage Net Loans Charged-off: Commercial real estate0.1036%267
Percentage Net Loans Charged-off: Multi-family residential0.0654%164
Percentage Net Loans Charged-off: 1-4 family residential0.0599%482
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0784%378
Percentage Net Loans Charged-off: Commercial and industrial-0.5080%1,358
Percentage Net Loans Charged-off: Loans to individuals1.0978%496
Percentage Net Loans Charged-off: Credit card loans2.6122%535
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3641%158
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3238%2,795
Percentage Net Loans Charged-off: Total real estate loans0.0195%798
Percentage Net Loans Charged-off:Construction & development-0.0378%1,324
Percentage Net Loans Charged-off: Commercial real estate0.0243%487
Percentage Net Loans Charged-off: Multi-family residential0.0070%227
Percentage Net Loans Charged-off: 1-4 family residential0.0390%600
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0491%514
Percentage Net Loans Charged-off: Commercial and industrial0.4086%382
Percentage Net Loans Charged-off: Loans to individuals0.9424%565
Percentage Net Loans Charged-off: Credit card loans2.1204%619
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7518%98
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3861%2,251
Percentage Net Loans Charged-off: Total real estate loans0.1763%353
Percentage Net Loans Charged-off:Construction & development0.3721%170
Percentage Net Loans Charged-off: Commercial real estate0.2463%346
Percentage Net Loans Charged-off: Multi-family residential0.0143%271
Percentage Net Loans Charged-off: 1-4 family residential0.0724%448
Percentage Net Loans Charged-off: Home equity loans0.1098%219
All other 1-4 family - Percent of loans charged-off, net0.0632%464
Percentage Net Loans Charged-off: Commercial and industrial0.5722%279
Percentage Net Loans Charged-off: Loans to individuals0.8008%494
Percentage Net Loans Charged-off: Credit card loans2.1358%491
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2288%208
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3724%2,452
Percentage Net Loans Charged-off: Total real estate loans0.4466%217
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.7172%221
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial0.4263%373
Percentage Net Loans Charged-off: Loans to individuals0.1944%1,034
Percentage Net Loans Charged-off: Credit card loans5.6581%51
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1210%236
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7567%1,791
Percentage Net Loans Charged-off: Total real estate loans0.1231%694
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.2741%525
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential-0.2175%1,513
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net-0.2355%1,509
Percentage Net Loans Charged-off: Commercial and industrial1.6037%269
Percentage Net Loans Charged-off: Loans to individuals0.4215%822
Percentage Net Loans Charged-off: Credit card loans0.0000%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1726%81
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1274%8,382
Percentage Net Loans Charged-off: Total real estate loans-0.0576%1,544
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate-0.0205%1,480
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0840%655
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0883%620
Percentage Net Loans Charged-off: Commercial and industrial0.1353%1,008
Percentage Net Loans Charged-off: Loans to individuals0.4162%1,045
Percentage Net Loans Charged-off: Credit card loans1.2976%805
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1319%345
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA