Home > First Mid Bank & Trust > Income and Expense

First Mid Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$300,845,000228
Total interest expense$100,647,000231
Net interest income$200,198,000226
Provision for loan and lease losses$6,062,000286
Total noninterest income$44,134,000270
Gross Fiduciary activities income$0981
Service charges on deposit accounts$11,640,000142
Trading account gains and fees$0123
Additional Noninterest Income$32,494,000237
Total noninterest expense$158,039,000222
Salaries and employee benefits$80,169,000227
Premises and equipment expense$26,504,000135
Additional noninterest expense$32,494,000237
Pre-tax net operating income$80,231,000244
Securities gains (losses)$3,564,00028
Applicable income taxes$18,879,000215
Income before extraordinary items$64,916,000229
Extraordinary gains, net$054
Net income$64,916,000232
Minority interest net income$088
Net income of bank and minority interests.$64,916,000231
Net charge-offs$314,000944
Cash dividends$45,938,000182
Sale, conversion, retirement of capital stock, net$0540
Net operating income$62,100,440248
2023-09-30 (YTD Data)Rank
Total interest income$199,471,000244
Total interest expense$68,491,000242
Net interest income$130,980,000250
Provision for loan and lease losses$29,0002,718
Total noninterest income$30,116,000291
Gross Fiduciary activities income$0950
Service charges on deposit accounts$7,631,000164
Trading account gains and fees$0125
Additional Noninterest Income$22,485,000243
Total noninterest expense$103,673,000244
Salaries and employee benefits$53,702,000251
Premises and equipment expense$18,434,000145
Additional noninterest expense$22,485,000243
Pre-tax net operating income$57,394,000263
Securities gains (losses)$-118,0004,038
Applicable income taxes$13,492,000234
Income before extraordinary items$43,784,000262
Extraordinary gains, net$052
Net income$43,784,000265
Minority interest net income$081
Net income of bank and minority interests.$43,784,000263
Net charge-offs$214,000866
Cash dividends$37,500,000166
Sale, conversion, retirement of capital stock, net$0507
Net operating income$43,877,220267
2023-06-30 (YTD Data)Rank
Total interest income$130,031,000238
Total interest expense$41,500,000234
Net interest income$88,531,000244
Provision for loan and lease losses$-425,0004,544
Total noninterest income$20,887,000270
Gross Fiduciary activities income$0931
Service charges on deposit accounts$4,970,000165
Trading account gains and fees$0112
Additional Noninterest Income$15,917,000232
Total noninterest expense$69,156,000238
Salaries and employee benefits$36,701,000242
Premises and equipment expense$11,993,000141
Additional noninterest expense$15,917,000232
Pre-tax net operating income$40,687,000249
Securities gains (losses)$20,000460
Applicable income taxes$9,287,000233
Income before extraordinary items$31,420,000249
Extraordinary gains, net$051
Net income$31,420,000254
Minority interest net income$081
Net income of bank and minority interests.$31,420,000249
Net charge-offs$15,0001,656
Cash dividends$7,500,000338
Sale, conversion, retirement of capital stock, net$0486
Net operating income$31,404,200251
2023-03-31 (YTD Data)Rank
Total interest income$63,773,000244
Total interest expense$19,113,000232
Net interest income$44,660,000247
Provision for loan and lease losses$-853,0004,645
Total noninterest income$10,398,000270
Gross Fiduciary activities income$0913
Service charges on deposit accounts$2,387,000174
Trading account gains and fees$097
Additional Noninterest Income$8,011,000225
Total noninterest expense$34,837,000245
Salaries and employee benefits$19,087,000240
Premises and equipment expense$6,021,000147
Additional noninterest expense$8,011,000225
Pre-tax net operating income$21,074,000248
Securities gains (losses)$97,000167
Applicable income taxes$4,842,000227
Income before extraordinary items$16,329,000249
Extraordinary gains, net$04
Net income$16,329,000249
Minority interest net income$048
Net income of bank and minority interests.$16,329,000249
Net charge-offs$53,000787
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$16,252,370257
2022-12-31 (YTD Data)Rank
Total interest income$216,122,000230
Total interest expense$26,801,000219
Net interest income$189,321,000231
Provision for loan and lease losses$4,856,000287
Total noninterest income$39,617,000298
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$9,885,000175
Trading account gains and fees$0116
Additional Noninterest Income$29,732,000258
Total noninterest expense$139,475,000242
Salaries and employee benefits$74,134,000242
Premises and equipment expense$24,586,000144
Additional noninterest expense$29,732,000258
Pre-tax net operating income$84,607,000262
Securities gains (losses)$-922,0004,440
Applicable income taxes$17,183,000266
Income before extraordinary items$66,502,000260
Extraordinary gains, net$05
Net income$66,502,000260
Minority interest net income$063
Net income of bank and minority interests.$66,502,000260
Net charge-offs$1,231,000366
Cash dividends$28,125,000235
Sale, conversion, retirement of capital stock, net$0568
Net operating income$67,230,380263
2022-09-30 (YTD Data)Rank
Total interest income$155,332,000226
Total interest expense$13,066,000221
Net interest income$142,266,000229
Provision for loan and lease losses$4,080,000243
Total noninterest income$29,795,000307
Gross Fiduciary activities income$0968
Service charges on deposit accounts$7,317,000177
Trading account gains and fees$0111
Additional Noninterest Income$22,478,000266
Total noninterest expense$105,651,000241
Salaries and employee benefits$56,701,000239
Premises and equipment expense$18,386,000144
Additional noninterest expense$22,478,000266
Pre-tax net operating income$62,330,000273
Securities gains (losses)$-645,0004,520
Applicable income taxes$14,469,000254
Income before extraordinary items$47,216,000275
Extraordinary gains, net$04
Net income$47,216,000275
Minority interest net income$057
Net income of bank and minority interests.$47,216,000275
Net charge-offs$742,000359
Cash dividends$22,500,000213
Sale, conversion, retirement of capital stock, net$0519
Net operating income$47,725,550276
2022-06-30 (YTD Data)Rank
Total interest income$98,585,000224
Total interest expense$5,796,000232
Net interest income$92,789,000223
Provision for loan and lease losses$3,777,000167
Total noninterest income$19,745,000296
Gross Fiduciary activities income$0925
Service charges on deposit accounts$4,660,000179
Trading account gains and fees$0108
Additional Noninterest Income$15,085,000275
Total noninterest expense$69,031,000232
Salaries and employee benefits$37,230,000236
Premises and equipment expense$12,340,000142
Additional noninterest expense$19,461,000264
Pre-tax net operating income$39,726,000268
Securities gains (losses)$-690,0004,595
Applicable income taxes$9,101,000250
Income before extraordinary items$29,935,000271
Extraordinary gains, net$04
Net income$29,935,000272
Minority interest net income$060
Net income of bank and minority interests.$29,935,000271
Net charge-offs$303,000436
Cash dividends$15,000,000204
Sale, conversion, retirement of capital stock, net$0494
Net operating income$30,480,100272
2022-03-31 (YTD Data)Rank
Total interest income$43,900,000238
Total interest expense$2,384,000247
Net interest income$41,516,000237
Provision for loan and lease losses$1,114,000188
Total noninterest income$9,493,000319
Gross Fiduciary activities income$0892
Service charges on deposit accounts$2,208,000186
Trading account gains and fees$0103
Additional Noninterest Income$7,285,000295
Total noninterest expense$31,840,000242
Salaries and employee benefits$16,847,000260
Premises and equipment expense$5,971,000150
Additional noninterest expense$9,022,000280
Pre-tax net operating income$18,055,000277
Securities gains (losses)$13,000345
Applicable income taxes$4,242,000259
Income before extraordinary items$13,826,000278
Extraordinary gains, net$04
Net income$13,826,000278
Minority interest net income$050
Net income of bank and minority interests.$13,826,000278
Net charge-offs$36,000781
Cash dividends$7,500,000204
Sale, conversion, retirement of capital stock, net$0453
Net operating income$13,815,730280
2021-12-31 (YTD Data)Rank
Total interest income$183,562,000224
Total interest expense$10,782,000270
Net interest income$172,780,000223
Provision for loan and lease losses$15,281,00036
Total noninterest income$33,862,000363
Gross Fiduciary activities income$0994
Service charges on deposit accounts$7,607,000201
Trading account gains and fees$0132
Additional Noninterest Income$26,255,000341
Total noninterest expense$127,903,000243
Salaries and employee benefits$66,497,000265
Premises and equipment expense$21,280,000162
Additional noninterest expense$40,126,000253
Pre-tax net operating income$63,458,000319
Securities gains (losses)$563,000329
Applicable income taxes$14,895,000302
Income before extraordinary items$49,126,000336
Extraordinary gains, net$010
Net income$49,126,000336
Minority interest net income$074
Net income of bank and minority interests.$49,126,000336
Net charge-offs$4,480,000176
Cash dividends$24,375,000263
Sale, conversion, retirement of capital stock, net$0582
Net operating income$48,681,230335
2021-09-30 (YTD Data)Rank
Total interest income$137,204,000225
Total interest expense$8,336,000275
Net interest income$128,868,000225
Provision for loan and lease losses$12,825,00030
Total noninterest income$24,277,000376
Gross Fiduciary activities income$0957
Service charges on deposit accounts$5,352,000211
Trading account gains and fees$0132
Additional Noninterest Income$18,925,000363
Total noninterest expense$98,031,000238
Salaries and employee benefits$52,089,000254
Premises and equipment expense$15,585,000167
Additional noninterest expense$30,357,000249
Pre-tax net operating income$42,289,000359
Securities gains (losses)$454,000356
Applicable income taxes$9,823,000335
Income before extraordinary items$32,920,000378
Extraordinary gains, net$08
Net income$32,920,000376
Minority interest net income$069
Net income of bank and minority interests.$32,920,000378
Net charge-offs$2,680,000203
Cash dividends$16,875,000253
Sale, conversion, retirement of capital stock, net$0543
Net operating income$32,561,340376
2021-06-30 (YTD Data)Rank
Total interest income$87,860,000233
Total interest expense$5,692,000276
Net interest income$82,168,000232
Provision for loan and lease losses$11,773,00021
Total noninterest income$15,799,000385
Gross Fiduciary activities income$0951
Service charges on deposit accounts$3,297,000214
Trading account gains and fees$0133
Additional Noninterest Income$12,502,000372
Total noninterest expense$68,165,000233
Salaries and employee benefits$36,190,000244
Premises and equipment expense$10,225,000167
Additional noninterest expense$21,750,000229
Pre-tax net operating income$18,029,000486
Securities gains (losses)$383,000329
Applicable income taxes$3,669,000494
Income before extraordinary items$14,743,000494
Extraordinary gains, net$06
Net income$14,743,000491
Minority interest net income$067
Net income of bank and minority interests.$14,743,000494
Net charge-offs$963,000275
Cash dividends$11,250,000250
Sale, conversion, retirement of capital stock, net$0517
Net operating income$14,436,600491
2021-03-31 (YTD Data)Rank
Total interest income$36,409,000271
Total interest expense$2,679,000306
Net interest income$33,730,000265
Provision for loan and lease losses$1,130,000162
Total noninterest income$6,176,000465
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,451,000225
Trading account gains and fees$0127
Additional Noninterest Income$4,725,000465
Total noninterest expense$23,948,000318
Salaries and employee benefits$13,164,000317
Premises and equipment expense$3,820,000212
Additional noninterest expense$6,964,000318
Pre-tax net operating income$14,828,000342
Securities gains (losses)$115,000444
Applicable income taxes$3,589,000312
Income before extraordinary items$11,354,000366
Extraordinary gains, net$03
Net income$11,354,000363
Minority interest net income$055
Net income of bank and minority interests.$11,354,000366
Net charge-offs$614,000238
Cash dividends$5,625,000227
Sale, conversion, retirement of capital stock, net$0482
Net operating income$11,263,150359
2020-12-31 (YTD Data)Rank
Total interest income$144,634,000280
Total interest expense$15,100,000348
Net interest income$129,534,000269
Provision for loan and lease losses$16,103,000257
Total noninterest income$24,853,000428
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$6,043,000218
Trading account gains and fees$0133
Additional Noninterest Income$18,810,000423
Total noninterest expense$85,721,000336
Salaries and employee benefits$44,564,000342
Premises and equipment expense$14,981,000213
Additional noninterest expense$26,176,000340
Pre-tax net operating income$52,563,000282
Securities gains (losses)$1,239,000316
Applicable income taxes$13,048,000243
Income before extraordinary items$40,754,000295
Extraordinary gains, net$04
Net income$40,754,000292
Minority interest net income$072
Net income of bank and minority interests.$40,754,000295
Net charge-offs$2,776,000332
Cash dividends$21,563,000266
Sale, conversion, retirement of capital stock, net$0566
Net operating income$39,775,190292
2020-09-30 (YTD Data)Rank
Total interest income$106,980,000281
Total interest expense$12,044,000350
Net interest income$94,936,000270
Provision for loan and lease losses$15,500,000243
Total noninterest income$18,056,000420
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,469,000222
Trading account gains and fees$0125
Additional Noninterest Income$13,587,000411
Total noninterest expense$62,686,000333
Salaries and employee benefits$31,532,000351
Premises and equipment expense$11,417,000211
Additional noninterest expense$19,737,000331
Pre-tax net operating income$34,806,000285
Securities gains (losses)$1,014,000308
Applicable income taxes$8,549,000254
Income before extraordinary items$27,271,000299
Extraordinary gains, net$04
Net income$27,271,000297
Minority interest net income$065
Net income of bank and minority interests.$27,271,000299
Net charge-offs$2,168,000305
Cash dividends$21,563,000217
Sale, conversion, retirement of capital stock, net$0532
Net operating income$26,469,940297
2020-06-30 (YTD Data)Rank
Total interest income$70,513,000288
Total interest expense$8,414,000372
Net interest income$62,099,000276
Provision for loan and lease losses$11,613,000245
Total noninterest income$11,499,000407
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,966,000225
Trading account gains and fees$0123
Additional Noninterest Income$8,533,000392
Total noninterest expense$41,265,000327
Salaries and employee benefits$20,944,000345
Premises and equipment expense$7,499,000211
Additional noninterest expense$12,822,000331
Pre-tax net operating income$20,720,000276
Securities gains (losses)$819,000257
Applicable income taxes$5,051,000244
Income before extraordinary items$16,488,000290
Extraordinary gains, net$04
Net income$16,488,000289
Minority interest net income$065
Net income of bank and minority interests.$16,488,000290
Net charge-offs$1,819,000265
Cash dividends$14,062,000228
Sale, conversion, retirement of capital stock, net$0504
Net operating income$15,840,990291
2020-03-31 (YTD Data)Rank
Total interest income$34,858,000297
Total interest expense$4,645,000385
Net interest income$30,213,000282
Provision for loan and lease losses$5,464,000248
Total noninterest income$5,819,000378
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,826,000219
Trading account gains and fees$0106
Additional Noninterest Income$3,993,000373
Total noninterest expense$21,114,000323
Salaries and employee benefits$10,784,000343
Premises and equipment expense$3,787,000218
Additional noninterest expense$6,543,000329
Pre-tax net operating income$9,454,000277
Securities gains (losses)$531,000178
Applicable income taxes$2,278,000240
Income before extraordinary items$7,707,000277
Extraordinary gains, net$04
Net income$7,707,000277
Minority interest net income$056
Net income of bank and minority interests.$7,707,000277
Net charge-offs$1,188,000217
Cash dividends$14,062,000153
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,287,510286
2019-12-31 (YTD Data)Rank
Total interest income$150,333,000283
Total interest expense$22,571,000344
Net interest income$127,762,000263
Provision for loan and lease losses$6,433,000212
Total noninterest income$22,783,000394
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$8,177,000205
Trading account gains and fees$0135
Additional Noninterest Income$14,606,000404
Total noninterest expense$85,234,000315
Salaries and employee benefits$42,198,000329
Premises and equipment expense$15,063,000212
Additional noninterest expense$27,973,000300
Pre-tax net operating income$58,878,000280
Securities gains (losses)$802,000264
Applicable income taxes$14,268,000265
Income before extraordinary items$45,412,000294
Extraordinary gains, net$011
Net income$45,412,000295
Minority interest net income$076
Net income of bank and minority interests.$45,412,000295
Net charge-offs$5,711,000196
Cash dividends$34,687,000219
Sale, conversion, retirement of capital stock, net$0626
Net operating income$44,778,420292
2019-09-30 (YTD Data)Rank
Total interest income$113,666,000285
Total interest expense$17,274,000345
Net interest income$96,392,000265
Provision for loan and lease losses$3,696,000257
Total noninterest income$16,853,000392
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$6,180,000204
Trading account gains and fees$0129
Additional Noninterest Income$10,673,000401
Total noninterest expense$64,735,000311
Salaries and employee benefits$31,754,000332
Premises and equipment expense$11,477,000214
Additional noninterest expense$21,504,000295
Pre-tax net operating income$44,814,000278
Securities gains (losses)$323,000398
Applicable income taxes$11,004,000251
Income before extraordinary items$34,133,000292
Extraordinary gains, net$011
Net income$34,133,000294
Minority interest net income$072
Net income of bank and minority interests.$34,133,000294
Net charge-offs$3,144,000229
Cash dividends$23,438,000225
Sale, conversion, retirement of capital stock, net$0590
Net operating income$33,877,830290
2019-06-30 (YTD Data)Rank
Total interest income$75,936,000283
Total interest expense$11,213,000347
Net interest income$64,723,000267
Provision for loan and lease losses$1,038,000475
Total noninterest income$11,290,000383
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$4,027,000204
Trading account gains and fees$0131
Additional Noninterest Income$7,263,000390
Total noninterest expense$45,170,000294
Salaries and employee benefits$21,933,000319
Premises and equipment expense$7,771,000213
Additional noninterest expense$15,466,000283
Pre-tax net operating income$29,805,000278
Securities gains (losses)$272,000323
Applicable income taxes$7,320,000250
Income before extraordinary items$22,757,000288
Extraordinary gains, net$011
Net income$22,757,000290
Minority interest net income$069
Net income of bank and minority interests.$22,757,000290
Net charge-offs$868,000380
Cash dividends$16,875,000213
Sale, conversion, retirement of capital stock, net$0573
Net operating income$22,542,120287
2019-03-31 (YTD Data)Rank
Total interest income$33,233,000309
Total interest expense$4,927,000383
Net interest income$28,306,000294
Provision for loan and lease losses$947,000300
Total noninterest income$4,897,000406
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,764,000225
Trading account gains and fees$0126
Additional Noninterest Income$3,133,000429
Total noninterest expense$19,217,000336
Salaries and employee benefits$9,963,000344
Premises and equipment expense$3,412,000230
Additional noninterest expense$5,842,000341
Pre-tax net operating income$13,039,000296
Securities gains (losses)$20,000577
Applicable income taxes$3,172,000278
Income before extraordinary items$9,887,000311
Extraordinary gains, net$05
Net income$9,887,000311
Minority interest net income$052
Net income of bank and minority interests.$9,887,000311
Net charge-offs$437,000365
Cash dividends$4,687,000282
Sale, conversion, retirement of capital stock, net$0529
Net operating income$9,871,200303
2018-12-31 (YTD Data)Rank
Total interest income$122,711,000313
Total interest expense$10,878,000483
Net interest income$111,833,000295
Provision for loan and lease losses$8,667,000176
Total noninterest income$23,084,000379
Gross Fiduciary activities income$1,940,000352
Service charges on deposit accounts$7,830,000208
Trading account gains and fees$0126
Additional Noninterest Income$13,314,000413
Total noninterest expense$77,775,000333
Salaries and employee benefits$38,426,000346
Premises and equipment expense$12,805,000240
Additional noninterest expense$26,544,000315
Pre-tax net operating income$48,475,000321
Securities gains (losses)$901,00088
Applicable income taxes$11,970,000278
Income before extraordinary items$37,406,000331
Extraordinary gains, net$06
Net income$37,406,000331
Minority interest net income$072
Net income of bank and minority interests.$37,406,000331
Net charge-offs$2,455,000316
Cash dividends$21,093,000258
Sale, conversion, retirement of capital stock, net$0671
Net operating income$36,694,210338
2018-09-30 (YTD Data)Rank
Total interest income$89,213,000313
Total interest expense$6,898,000526
Net interest income$82,315,000297
Provision for loan and lease losses$5,483,000194
Total noninterest income$17,987,000368
Gross Fiduciary activities income$1,940,000308
Service charges on deposit accounts$5,844,000206
Trading account gains and fees$0138
Additional Noninterest Income$10,203,000412
Total noninterest expense$58,164,000331
Salaries and employee benefits$28,816,000352
Premises and equipment expense$9,347,000245
Additional noninterest expense$20,001,000306
Pre-tax net operating income$36,655,000321
Securities gains (losses)$901,00091
Applicable income taxes$9,147,000271
Income before extraordinary items$28,409,000329
Extraordinary gains, net$05
Net income$28,409,000329
Minority interest net income$066
Net income of bank and minority interests.$28,409,000329
Net charge-offs$1,621,000316
Cash dividends$16,406,000233
Sale, conversion, retirement of capital stock, net$0633
Net operating income$27,697,210332
2018-06-30 (YTD Data)Rank
Total interest income$51,624,000343
Total interest expense$3,489,000634
Net interest income$48,135,000324
Provision for loan and lease losses$2,234,000272
Total noninterest income$12,113,000365
Gross Fiduciary activities income$1,940,000247
Service charges on deposit accounts$3,420,000222
Trading account gains and fees$0130
Additional Noninterest Income$6,753,000408
Total noninterest expense$34,003,000358
Salaries and employee benefits$18,070,000373
Premises and equipment expense$5,830,000251
Additional noninterest expense$10,103,000377
Pre-tax net operating income$24,011,000316
Securities gains (losses)$901,00074
Applicable income taxes$6,115,000268
Income before extraordinary items$18,797,000322
Extraordinary gains, net$06
Net income$18,797,000322
Minority interest net income$065
Net income of bank and minority interests.$18,797,000322
Net charge-offs$486,000532
Cash dividends$11,719,000215
Sale, conversion, retirement of capital stock, net$0620
Net operating income$18,085,210332
2018-03-31 (YTD Data)Rank
Total interest income$25,205,000348
Total interest expense$1,609,000640
Net interest income$23,596,000328
Provision for loan and lease losses$1,055,000263
Total noninterest income$5,972,000366
Gross Fiduciary activities income$1,077,000232
Service charges on deposit accounts$1,680,000226
Trading account gains and fees$0123
Additional Noninterest Income$3,215,000418
Total noninterest expense$16,763,000364
Salaries and employee benefits$8,926,000380
Premises and equipment expense$2,966,000246
Additional noninterest expense$4,871,000379
Pre-tax net operating income$11,750,000314
Securities gains (losses)$20,000339
Applicable income taxes$3,015,000267
Income before extraordinary items$8,755,000333
Extraordinary gains, net$07
Net income$8,755,000333
Minority interest net income$052
Net income of bank and minority interests.$8,755,000333
Net charge-offs$261,000466
Cash dividends$4,687,000223
Sale, conversion, retirement of capital stock, net$0580
Net operating income$8,739,200332
2017-12-31 (YTD Data)Rank
Total interest income$100,008,000330
Total interest expense$5,120,000666
Net interest income$94,888,000315
Provision for loan and lease losses$7,462,000195
Total noninterest income$23,961,000365
Gross Fiduciary activities income$3,744,000243
Service charges on deposit accounts$7,099,000213
Trading account gains and fees$0151
Additional Noninterest Income$13,118,000425
Total noninterest expense$68,913,000348
Salaries and employee benefits$35,818,000360
Premises and equipment expense$11,228,000251
Additional noninterest expense$21,867,000354
Pre-tax net operating income$42,474,000326
Securities gains (losses)$616,000196
Applicable income taxes$15,501,000311
Income before extraordinary items$27,589,000323
Extraordinary gains, net$09
Net income$27,589,000323
Minority interest net income$076
Net income of bank and minority interests.$27,589,000323
Net charge-offs$4,238,000231
Cash dividends$18,175,000251
Sale, conversion, retirement of capital stock, net$0711
Net operating income$27,194,760326
2017-09-30 (YTD Data)Rank
Total interest income$74,483,000334
Total interest expense$3,628,000680
Net interest income$70,855,000318
Provision for loan and lease losses$5,051,000203
Total noninterest income$17,580,000375
Gross Fiduciary activities income$2,696,000249
Service charges on deposit accounts$5,296,000214
Trading account gains and fees$0145
Additional Noninterest Income$9,588,000435
Total noninterest expense$50,954,000350
Salaries and employee benefits$26,652,000371
Premises and equipment expense$8,367,000254
Additional noninterest expense$15,935,000361
Pre-tax net operating income$32,430,000324
Securities gains (losses)$589,000186
Applicable income taxes$10,708,000297
Income before extraordinary items$22,311,000330
Extraordinary gains, net$09
Net income$22,311,000330
Minority interest net income$071
Net income of bank and minority interests.$22,311,000330
Net charge-offs$3,215,000217
Cash dividends$13,488,000235
Sale, conversion, retirement of capital stock, net$0677
Net operating income$21,910,480330
2017-06-30 (YTD Data)Rank
Total interest income$49,890,000331
Total interest expense$2,228,000714
Net interest income$47,662,000315
Provision for loan and lease losses$3,562,000196
Total noninterest income$11,698,000374
Gross Fiduciary activities income$1,771,000251
Service charges on deposit accounts$3,491,000216
Trading account gains and fees$0139
Additional Noninterest Income$6,436,000432
Total noninterest expense$34,531,000351
Salaries and employee benefits$17,897,000371
Premises and equipment expense$5,548,000257
Additional noninterest expense$11,086,000352
Pre-tax net operating income$21,267,000327
Securities gains (losses)$335,000200
Applicable income taxes$7,054,000294
Income before extraordinary items$14,548,000341
Extraordinary gains, net$011
Net income$14,548,000341
Minority interest net income$071
Net income of bank and minority interests.$14,548,000341
Net charge-offs$2,106,000222
Cash dividends$9,738,000217
Sale, conversion, retirement of capital stock, net$0659
Net operating income$14,323,550341
2017-03-31 (YTD Data)Rank
Total interest income$24,318,000334
Total interest expense$1,071,000719
Net interest income$23,247,000320
Provision for loan and lease losses$1,722,000190
Total noninterest income$5,822,000371
Gross Fiduciary activities income$930,000240
Service charges on deposit accounts$1,754,000216
Trading account gains and fees$0142
Additional Noninterest Income$3,138,000434
Total noninterest expense$17,436,000359
Salaries and employee benefits$8,744,000378
Premises and equipment expense$2,797,000260
Additional noninterest expense$5,895,000329
Pre-tax net operating income$9,911,000338
Securities gains (losses)$01,153
Applicable income taxes$3,303,000314
Income before extraordinary items$6,608,000362
Extraordinary gains, net$08
Net income$6,608,000362
Minority interest net income$055
Net income of bank and minority interests.$6,608,000362
Net charge-offs$629,000292
Cash dividends$5,988,000179
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,608,000355
2016-12-31 (YTD Data)Rank
Total interest income$68,760,000410
Total interest expense$3,045,000961
Net interest income$65,715,000391
Provision for loan and lease losses$2,695,000413
Total noninterest income$21,296,000403
Gross Fiduciary activities income$3,517,000243
Service charges on deposit accounts$6,806,000220
Trading account gains and fees$0170
Additional Noninterest Income$10,973,000483
Total noninterest expense$53,357,000429
Salaries and employee benefits$27,359,000446
Premises and equipment expense$9,978,000274
Additional noninterest expense$16,020,000442
Pre-tax net operating income$30,959,000366
Securities gains (losses)$1,192,000196
Applicable income taxes$11,276,000314
Income before extraordinary items$20,875,000393
Extraordinary gains, net$05
Net income$20,875,000392
Minority interest net income$082
Net income of bank and minority interests.$20,875,000392
Net charge-offs$545,0001,022
Cash dividends$17,813,000233
Sale, conversion, retirement of capital stock, net$0759
Net operating income$20,100,200402
2016-09-30 (YTD Data)Rank
Total interest income$51,198,000411
Total interest expense$2,292,000949
Net interest income$48,906,000391
Provision for loan and lease losses$1,928,000422
Total noninterest income$15,837,000406
Gross Fiduciary activities income$2,549,000250
Service charges on deposit accounts$5,069,000218
Trading account gains and fees$0169
Additional Noninterest Income$8,219,000482
Total noninterest expense$40,465,000427
Salaries and employee benefits$20,491,000449
Premises and equipment expense$7,509,000275
Additional noninterest expense$12,465,000431
Pre-tax net operating income$22,350,000371
Securities gains (losses)$1,130,000174
Applicable income taxes$8,237,000316
Income before extraordinary items$15,243,000399
Extraordinary gains, net$05
Net income$15,243,000398
Minority interest net income$071
Net income of bank and minority interests.$15,243,000399
Net charge-offs$349,0001,031
Cash dividends$12,187,000236
Sale, conversion, retirement of capital stock, net$0719
Net operating income$14,508,500415
2016-06-30 (YTD Data)Rank
Total interest income$33,993,000414
Total interest expense$1,510,000955
Net interest income$32,483,000393
Provision for loan and lease losses$846,000582
Total noninterest income$10,326,000409
Gross Fiduciary activities income$1,775,000244
Service charges on deposit accounts$3,236,000231
Trading account gains and fees$0157
Additional Noninterest Income$5,315,000479
Total noninterest expense$27,100,000427
Salaries and employee benefits$13,619,000454
Premises and equipment expense$5,008,000276
Additional noninterest expense$8,473,000422
Pre-tax net operating income$14,863,000372
Securities gains (losses)$664,000219
Applicable income taxes$5,474,000320
Income before extraordinary items$10,053,000398
Extraordinary gains, net$016
Net income$10,053,000397
Minority interest net income$071
Net income of bank and minority interests.$10,053,000397
Net charge-offs$258,000960
Cash dividends$6,562,000294
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,621,400401
2016-03-31 (YTD Data)Rank
Total interest income$17,044,000409
Total interest expense$747,000968
Net interest income$16,297,000391
Provision for loan and lease losses$113,0001,420
Total noninterest income$5,032,000403
Gross Fiduciary activities income$981,000230
Service charges on deposit accounts$1,549,000241
Trading account gains and fees$0142
Additional Noninterest Income$2,502,000482
Total noninterest expense$13,998,000414
Salaries and employee benefits$6,840,000453
Premises and equipment expense$2,574,000269
Additional noninterest expense$4,584,000392
Pre-tax net operating income$7,218,000365
Securities gains (losses)$260,000237
Applicable income taxes$2,652,000322
Income before extraordinary items$4,826,000395
Extraordinary gains, net$012
Net income$4,826,000395
Minority interest net income$062
Net income of bank and minority interests.$4,826,000395
Net charge-offs$-47,0005,720
Cash dividends$2,813,000331
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,657,000400
2015-12-31 (YTD Data)Rank
Total interest income$59,511,000432
Total interest expense$2,961,000949
Net interest income$56,550,000413
Provision for loan and lease losses$1,318,000637
Total noninterest income$17,689,000447
Gross Fiduciary activities income$3,746,000235
Service charges on deposit accounts$5,814,000264
Trading account gains and fees$0159
Additional Noninterest Income$8,129,000582
Total noninterest expense$46,040,000472
Salaries and employee benefits$23,756,000483
Premises and equipment expense$8,180,000330
Additional noninterest expense$14,104,000488
Pre-tax net operating income$26,881,000387
Securities gains (losses)$452,000387
Applicable income taxes$9,849,000317
Income before extraordinary items$17,484,000429
Extraordinary gains, net$023
Net income$17,484,000429
Minority interest net income$081
Net income of bank and minority interests.$17,484,000430
Net charge-offs$424,0001,310
Cash dividends$6,093,000555
Sale, conversion, retirement of capital stock, net$0804
Net operating income$17,194,720427
2015-09-30 (YTD Data)Rank
Total interest income$42,739,000449
Total interest expense$2,199,000963
Net interest income$40,540,000431
Provision for loan and lease losses$889,000670
Total noninterest income$12,359,000479
Gross Fiduciary activities income$2,575,000251
Service charges on deposit accounts$4,098,000279
Trading account gains and fees$0153
Additional Noninterest Income$5,686,000619
Total noninterest expense$32,559,000498
Salaries and employee benefits$16,988,000507
Premises and equipment expense$5,643,000378
Additional noninterest expense$9,928,000521
Pre-tax net operating income$19,451,000400
Securities gains (losses)$231,000576
Applicable income taxes$7,102,000338
Income before extraordinary items$12,580,000450
Extraordinary gains, net$021
Net income$12,580,000449
Minority interest net income$078
Net income of bank and minority interests.$12,580,000450
Net charge-offs$343,0001,111
Cash dividends$2,813,000761
Sale, conversion, retirement of capital stock, net$0773
Net operating income$12,432,160445
2015-06-30 (YTD Data)Rank
Total interest income$27,747,000459
Total interest expense$1,385,0001,031
Net interest income$26,362,000434
Provision for loan and lease losses$408,000910
Total noninterest income$7,896,000491
Gross Fiduciary activities income$1,780,000246
Service charges on deposit accounts$2,527,000293
Trading account gains and fees$0157
Additional Noninterest Income$3,589,000641
Total noninterest expense$20,546,000518
Salaries and employee benefits$11,091,000510
Premises and equipment expense$3,491,000396
Additional noninterest expense$5,964,000569
Pre-tax net operating income$13,304,000390
Securities gains (losses)$230,000472
Applicable income taxes$4,922,000328
Income before extraordinary items$8,612,000437
Extraordinary gains, net$022
Net income$8,612,000437
Minority interest net income$075
Net income of bank and minority interests.$8,612,000437
Net charge-offs$159,0001,341
Cash dividends$2,812,000539
Sale, conversion, retirement of capital stock, net$0751
Net operating income$8,464,800435
2015-03-31 (YTD Data)Rank
Total interest income$13,501,000476
Total interest expense$699,0001,025
Net interest income$12,802,000443
Provision for loan and lease losses$265,000714
Total noninterest income$3,875,000488
Gross Fiduciary activities income$920,000244
Service charges on deposit accounts$2,080,000183
Trading account gains and fees$0152
Additional Noninterest Income$875,0001,027
Total noninterest expense$9,988,000533
Salaries and employee benefits$5,442,000526
Premises and equipment expense$1,787,000396
Additional noninterest expense$2,759,000608
Pre-tax net operating income$6,424,000393
Securities gains (losses)$229,000317
Applicable income taxes$2,423,000331
Income before extraordinary items$4,230,000441
Extraordinary gains, net$013
Net income$4,230,000441
Minority interest net income$064
Net income of bank and minority interests.$4,230,000441
Net charge-offs$-159,0006,209
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,083,440441
2014-12-31 (YTD Data)Rank
Total interest income$54,869,000448
Total interest expense$2,737,0001,087
Net interest income$52,132,000430
Provision for loan and lease losses$629,0001,226
Total noninterest income$15,772,000464
Gross Fiduciary activities income$3,571,000240
Service charges on deposit accounts$8,704,000193
Trading account gains and fees$0180
Additional Noninterest Income$3,497,000991
Total noninterest expense$41,469,000506
Salaries and employee benefits$22,491,000497
Premises and equipment expense$7,316,000369
Additional noninterest expense$11,662,000581
Pre-tax net operating income$25,806,000376
Securities gains (losses)$715,000288
Applicable income taxes$9,983,000300
Income before extraordinary items$16,538,000436
Extraordinary gains, net$017
Net income$16,538,000435
Minority interest net income$084
Net income of bank and minority interests.$16,538,000436
Net charge-offs$196,0002,480
Cash dividends$7,501,000427
Sale, conversion, retirement of capital stock, net$0862
Net operating income$16,080,400435
2014-09-30 (YTD Data)Rank
Total interest income$40,851,000451
Total interest expense$2,022,0001,114
Net interest income$38,829,000432
Provision for loan and lease losses$495,0001,147
Total noninterest income$11,636,000460
Gross Fiduciary activities income$2,594,000248
Service charges on deposit accounts$6,481,000193
Trading account gains and fees$0174
Additional Noninterest Income$2,561,0001,018
Total noninterest expense$30,836,000507
Salaries and employee benefits$16,609,000498
Premises and equipment expense$5,505,000367
Additional noninterest expense$8,722,000577
Pre-tax net operating income$19,134,000382
Securities gains (losses)$714,000216
Applicable income taxes$7,476,000303
Income before extraordinary items$12,372,000437
Extraordinary gains, net$015
Net income$12,372,000435
Minority interest net income$081
Net income of bank and minority interests.$12,372,000437
Net charge-offs$39,0003,434
Cash dividends$5,625,000398
Sale, conversion, retirement of capital stock, net$0819
Net operating income$11,915,040441
2014-06-30 (YTD Data)Rank
Total interest income$27,029,000455
Total interest expense$1,347,0001,114
Net interest income$25,682,000434
Provision for loan and lease losses$451,000906
Total noninterest income$7,736,000461
Gross Fiduciary activities income$1,781,000247
Service charges on deposit accounts$4,233,000194
Trading account gains and fees$0172
Additional Noninterest Income$1,722,000997
Total noninterest expense$20,525,000506
Salaries and employee benefits$10,961,000502
Premises and equipment expense$3,705,000367
Additional noninterest expense$5,859,000568
Pre-tax net operating income$12,442,000384
Securities gains (losses)$734,000163
Applicable income taxes$4,962,000298
Income before extraordinary items$8,214,000434
Extraordinary gains, net$020
Net income$8,214,000432
Minority interest net income$080
Net income of bank and minority interests.$8,214,000434
Net charge-offs$19,0003,439
Cash dividends$2,813,000497
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,744,240442
2014-03-31 (YTD Data)Rank
Total interest income$13,381,000460
Total interest expense$689,0001,104
Net interest income$12,692,000436
Provision for loan and lease losses$323,000659
Total noninterest income$3,716,000454
Gross Fiduciary activities income$933,000242
Service charges on deposit accounts$2,000,000200
Trading account gains and fees$0147
Additional Noninterest Income$783,0001,030
Total noninterest expense$10,214,000509
Salaries and employee benefits$5,465,000504
Premises and equipment expense$1,886,000365
Additional noninterest expense$2,863,000585
Pre-tax net operating income$5,871,000380
Securities gains (losses)$191,000284
Applicable income taxes$2,265,000306
Income before extraordinary items$3,797,000442
Extraordinary gains, net$016
Net income$3,797,000441
Minority interest net income$066
Net income of bank and minority interests.$3,797,000442
Net charge-offs$-31,0006,177
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,674,760434
2013-12-31 (YTD Data)Rank
Total interest income$53,627,000457
Total interest expense$3,012,0001,116
Net interest income$50,615,000432
Provision for loan and lease losses$2,193,000584
Total noninterest income$15,355,000493
Gross Fiduciary activities income$3,565,000235
Service charges on deposit accounts$8,154,000203
Trading account gains and fees$0184
Additional Noninterest Income$3,636,0001,020
Total noninterest expense$40,824,000513
Salaries and employee benefits$21,876,000503
Premises and equipment expense$7,167,000367
Additional noninterest expense$11,781,000588
Pre-tax net operating income$22,953,000388
Securities gains (losses)$2,293,000113
Applicable income taxes$9,528,000279
Income before extraordinary items$15,718,000441
Extraordinary gains, net$029
Net income$15,718,000441
Minority interest net income$090
Net income of bank and minority interests.$15,718,000442
Net charge-offs$720,0001,610
Cash dividends$937,0002,021
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,250,480467
2013-09-30 (YTD Data)Rank
Total interest income$39,954,000464
Total interest expense$2,294,0001,141
Net interest income$37,660,000437
Provision for loan and lease losses$1,707,000573
Total noninterest income$11,292,000508
Gross Fiduciary activities income$2,476,000242
Service charges on deposit accounts$6,074,000205
Trading account gains and fees$0180
Additional Noninterest Income$2,742,0001,037
Total noninterest expense$30,561,000513
Salaries and employee benefits$16,376,000506
Premises and equipment expense$5,390,000365
Additional noninterest expense$8,795,000592
Pre-tax net operating income$16,684,000410
Securities gains (losses)$2,291,000100
Applicable income taxes$7,178,000292
Income before extraordinary items$11,797,000440
Extraordinary gains, net$025
Net income$11,797,000438
Minority interest net income$084
Net income of bank and minority interests.$11,797,000441
Net charge-offs$506,0001,570
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,330,760486
2013-06-30 (YTD Data)Rank
Total interest income$26,459,000466
Total interest expense$1,602,0001,116
Net interest income$24,857,000441
Provision for loan and lease losses$732,000856
Total noninterest income$7,508,000519
Gross Fiduciary activities income$1,699,000237
Service charges on deposit accounts$3,950,000211
Trading account gains and fees$0157
Additional Noninterest Income$1,859,0001,038
Total noninterest expense$20,132,000518
Salaries and employee benefits$10,687,000515
Premises and equipment expense$3,604,000362
Additional noninterest expense$5,841,000591
Pre-tax net operating income$11,501,000392
Securities gains (losses)$835,000214
Applicable income taxes$4,673,000291
Income before extraordinary items$7,663,000436
Extraordinary gains, net$022
Net income$7,663,000437
Minority interest net income$082
Net income of bank and minority interests.$7,663,000438
Net charge-offs$377,0001,488
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,128,600455
2013-03-31 (YTD Data)Rank
Total interest income$13,246,000469
Total interest expense$868,0001,063
Net interest income$12,378,000441
Provision for loan and lease losses$480,000717
Total noninterest income$3,654,000519
Gross Fiduciary activities income$893,000231
Service charges on deposit accounts$1,908,000212
Trading account gains and fees$0148
Additional Noninterest Income$853,0001,097
Total noninterest expense$9,935,000533
Salaries and employee benefits$5,262,000529
Premises and equipment expense$1,789,000364
Additional noninterest expense$2,884,000605
Pre-tax net operating income$5,617,000396
Securities gains (losses)$353,000290
Applicable income taxes$2,260,000312
Income before extraordinary items$3,710,000454
Extraordinary gains, net$010
Net income$3,710,000454
Minority interest net income$076
Net income of bank and minority interests.$3,710,000455
Net charge-offs$272,0001,133
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,484,080460
2012-12-31 (YTD Data)Rank
Total interest income$56,062,000463
Total interest expense$5,268,000854
Net interest income$50,794,000438
Provision for loan and lease losses$2,647,000857
Total noninterest income$15,016,000505
Gross Fiduciary activities income$3,330,000227
Service charges on deposit accounts$7,889,000207
Trading account gains and fees$0166
Additional Noninterest Income$3,797,0001,004
Total noninterest expense$40,109,000529
Salaries and employee benefits$21,509,000496
Premises and equipment expense$7,221,000352
Additional noninterest expense$11,379,000625
Pre-tax net operating income$23,054,000388
Securities gains (losses)$1,061,000488
Applicable income taxes$9,092,000298
Income before extraordinary items$15,023,000446
Extraordinary gains, net$029
Net income$15,023,000445
Minority interest net income$093
Net income of bank and minority interests.$15,023,000445
Net charge-offs$1,991,0001,159
Cash dividends$937,0002,047
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,343,960456
2012-09-30 (YTD Data)Rank
Total interest income$42,061,000467
Total interest expense$4,189,000838
Net interest income$37,872,000449
Provision for loan and lease losses$1,751,000959
Total noninterest income$10,696,000512
Gross Fiduciary activities income$2,371,000231
Service charges on deposit accounts$5,719,000215
Trading account gains and fees$0157
Additional Noninterest Income$2,606,0001,047
Total noninterest expense$29,870,000529
Salaries and employee benefits$16,009,000501
Premises and equipment expense$5,406,000350
Additional noninterest expense$8,455,000633
Pre-tax net operating income$16,947,000399
Securities gains (losses)$1,060,000380
Applicable income taxes$6,778,000305
Income before extraordinary items$11,229,000456
Extraordinary gains, net$020
Net income$11,229,000455
Minority interest net income$086
Net income of bank and minority interests.$11,229,000455
Net charge-offs$1,226,0001,272
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$10,550,600463
2012-06-30 (YTD Data)Rank
Total interest income$28,009,000476
Total interest expense$2,983,000810
Net interest income$25,026,000451
Provision for loan and lease losses$1,031,0001,073
Total noninterest income$6,970,000514
Gross Fiduciary activities income$1,612,000230
Service charges on deposit accounts$3,738,000220
Trading account gains and fees$0153
Additional Noninterest Income$1,620,0001,081
Total noninterest expense$19,989,000529
Salaries and employee benefits$10,578,000505
Premises and equipment expense$3,604,000345
Additional noninterest expense$5,807,000615
Pre-tax net operating income$10,976,000401
Securities gains (losses)$823,000337
Applicable income taxes$4,430,000304
Income before extraordinary items$7,369,000451
Extraordinary gains, net$019
Net income$7,369,000450
Minority interest net income$084
Net income of bank and minority interests.$7,369,000450
Net charge-offs$696,0001,459
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,842,280459
2012-03-31 (YTD Data)Rank
Total interest income$13,994,000477
Total interest expense$1,585,000784
Net interest income$12,409,000458
Provision for loan and lease losses$615,000902
Total noninterest income$3,538,000510
Gross Fiduciary activities income$860,000225
Service charges on deposit accounts$1,854,000218
Trading account gains and fees$0148
Additional Noninterest Income$824,0001,051
Total noninterest expense$9,986,000526
Salaries and employee benefits$5,223,000504
Premises and equipment expense$1,807,000348
Additional noninterest expense$2,956,000589
Pre-tax net operating income$5,346,000401
Securities gains (losses)$384,000350
Applicable income taxes$2,148,000306
Income before extraordinary items$3,582,000461
Extraordinary gains, net$019
Net income$3,582,000461
Minority interest net income$078
Net income of bank and minority interests.$3,582,000462
Net charge-offs$442,0001,181
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,336,240468
2011-12-31 (YTD Data)Rank
Total interest income$56,986,000478
Total interest expense$7,662,000764
Net interest income$49,324,000446
Provision for loan and lease losses$3,101,0001,168
Total noninterest income$13,460,000497
Gross Fiduciary activities income$3,030,000200
Service charges on deposit accounts$7,816,000215
Trading account gains and fees$0146
Additional Noninterest Income$2,614,0001,125
Total noninterest expense$39,530,000518
Salaries and employee benefits$20,239,000486
Premises and equipment expense$7,166,000365
Additional noninterest expense$12,125,000601
Pre-tax net operating income$20,153,000366
Securities gains (losses)$-400,0007,219
Applicable income taxes$7,330,000310
Income before extraordinary items$12,423,000439
Extraordinary gains, net$029
Net income$12,423,000440
Minority interest net income$096
Net income of bank and minority interests.$12,423,000440
Net charge-offs$2,374,0001,404
Cash dividends$938,0001,707
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,679,000421
2011-09-30 (YTD Data)Rank
Total interest income$42,490,000482
Total interest expense$5,961,000770
Net interest income$36,529,000451
Provision for loan and lease losses$2,584,0001,045
Total noninterest income$9,636,000514
Gross Fiduciary activities income$2,181,000203
Service charges on deposit accounts$5,821,000216
Trading account gains and fees$0145
Additional Noninterest Income$1,634,0001,267
Total noninterest expense$29,257,000521
Salaries and employee benefits$14,939,000490
Premises and equipment expense$5,390,000364
Additional noninterest expense$8,928,000605
Pre-tax net operating income$14,324,000383
Securities gains (losses)$-172,0007,273
Applicable income taxes$5,230,000324
Income before extraordinary items$8,922,000459
Extraordinary gains, net$021
Net income$8,922,000459
Minority interest net income$087
Net income of bank and minority interests.$8,922,000459
Net charge-offs$2,548,0001,041
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$9,032,080438
2011-06-30 (YTD Data)Rank
Total interest income$28,251,000494
Total interest expense$4,066,000785
Net interest income$24,185,000455
Provision for loan and lease losses$1,856,000969
Total noninterest income$6,424,000516
Gross Fiduciary activities income$1,520,000202
Service charges on deposit accounts$3,775,000223
Trading account gains and fees$0153
Additional Noninterest Income$1,129,0001,240
Total noninterest expense$19,465,000524
Salaries and employee benefits$10,014,000490
Premises and equipment expense$3,532,000377
Additional noninterest expense$5,919,000622
Pre-tax net operating income$9,288,000390
Securities gains (losses)$131,000953
Applicable income taxes$3,457,000326
Income before extraordinary items$5,962,000454
Extraordinary gains, net$015
Net income$5,962,000454
Minority interest net income$089
Net income of bank and minority interests.$5,962,000454
Net charge-offs$1,554,0001,091
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,878,160444
2011-03-31 (YTD Data)Rank
Total interest income$14,090,000499
Total interest expense$2,063,000807
Net interest income$12,027,000457
Provision for loan and lease losses$940,000903
Total noninterest income$3,399,000498
Gross Fiduciary activities income$781,000203
Service charges on deposit accounts$1,818,000228
Trading account gains and fees$0158
Additional Noninterest Income$800,000967
Total noninterest expense$9,543,000539
Salaries and employee benefits$4,899,000502
Premises and equipment expense$1,774,000380
Additional noninterest expense$2,870,000629
Pre-tax net operating income$4,943,000369
Securities gains (losses)$-4,0007,085
Applicable income taxes$1,831,000298
Income before extraordinary items$3,108,000426
Extraordinary gains, net$09
Net income$3,108,000425
Minority interest net income$086
Net income of bank and minority interests.$3,108,000426
Net charge-offs$682,0001,106
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,110,560417
2010-12-31 (YTD Data)Rank
Total interest income$51,122,000580
Total interest expense$9,694,000850
Net interest income$41,428,000519
Provision for loan and lease losses$3,737,0001,399
Total noninterest income$12,856,000536
Gross Fiduciary activities income$2,600,000219
Service charges on deposit accounts$7,129,000228
Trading account gains and fees$0175
Additional Noninterest Income$3,127,0001,030
Total noninterest expense$33,963,000602
Salaries and employee benefits$16,534,000575
Premises and equipment expense$5,168,000498
Additional noninterest expense$12,261,000626
Pre-tax net operating income$16,584,000362
Securities gains (losses)$-875,0007,490
Applicable income taxes$5,477,000341
Income before extraordinary items$10,232,000452
Extraordinary gains, net$029
Net income$10,232,000450
Minority interest net income$0111
Net income of bank and minority interests.$10,232,000452
Net charge-offs$2,806,0001,530
Cash dividends$6,093,000276
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,800,750409
2010-09-30 (YTD Data)Rank
Total interest income$36,919,000610
Total interest expense$7,367,000869
Net interest income$29,552,000547
Provision for loan and lease losses$2,727,0001,347
Total noninterest income$9,250,000544
Gross Fiduciary activities income$1,838,000223
Service charges on deposit accounts$5,173,000236
Trading account gains and fees$0165
Additional Noninterest Income$2,239,0001,021
Total noninterest expense$23,824,000630
Salaries and employee benefits$11,434,000618
Premises and equipment expense$3,558,000539
Additional noninterest expense$8,832,000619
Pre-tax net operating income$12,251,000358
Securities gains (losses)$-860,0007,638
Applicable income taxes$3,950,000343
Income before extraordinary items$7,441,000462
Extraordinary gains, net$023
Net income$7,441,000464
Minority interest net income$0110
Net income of bank and minority interests.$7,441,000464
Net charge-offs$1,259,0001,949
Cash dividends$3,281,000336
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,000,000417
2010-06-30 (YTD Data)Rank
Total interest income$24,391,000623
Total interest expense$4,957,000900
Net interest income$19,434,000553
Provision for loan and lease losses$1,843,0001,341
Total noninterest income$5,917,000549
Gross Fiduciary activities income$1,219,000224
Service charges on deposit accounts$3,378,000242
Trading account gains and fees$0152
Additional Noninterest Income$1,320,0001,072
Total noninterest expense$15,127,000660
Salaries and employee benefits$7,524,000626
Premises and equipment expense$2,258,000575
Additional noninterest expense$5,345,000681
Pre-tax net operating income$8,381,000343
Securities gains (losses)$-732,0007,720
Applicable income taxes$2,659,000330
Income before extraordinary items$4,990,000436
Extraordinary gains, net$019
Net income$4,990,000437
Minority interest net income$0105
Net income of bank and minority interests.$4,990,000437
Net charge-offs$1,240,0001,525
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,465,800389
2010-03-31 (YTD Data)Rank
Total interest income$12,270,000630
Total interest expense$2,559,000918
Net interest income$9,711,000564
Provision for loan and lease losses$760,0001,378
Total noninterest income$2,929,000537
Gross Fiduciary activities income$624,000225
Service charges on deposit accounts$1,604,000257
Trading account gains and fees$0175
Additional Noninterest Income$701,0001,008
Total noninterest expense$7,192,000700
Salaries and employee benefits$3,766,000642
Premises and equipment expense$1,128,000590
Additional noninterest expense$2,298,000785
Pre-tax net operating income$4,688,000296
Securities gains (losses)$-382,0007,813
Applicable income taxes$1,517,000279
Income before extraordinary items$2,789,000385
Extraordinary gains, net$016
Net income$2,789,000386
Minority interest net income$091
Net income of bank and minority interests.$2,789,000387
Net charge-offs$693,0001,335
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,037,300343
2009-12-31 (YTD Data)Rank
Total interest income$51,671,000628
Total interest expense$14,711,000795
Net interest income$36,960,000582
Provision for loan and lease losses$3,594,0001,770
Total noninterest income$12,116,000568
Gross Fiduciary activities income$2,229,000232
Service charges on deposit accounts$6,927,000255
Trading account gains and fees$0211
Additional Noninterest Income$2,960,0001,057
Total noninterest expense$29,576,000714
Salaries and employee benefits$14,606,000655
Premises and equipment expense$4,364,000609
Additional noninterest expense$10,606,000754
Pre-tax net operating income$15,906,000267
Securities gains (losses)$-1,175,0007,738
Applicable income taxes$4,997,000269
Income before extraordinary items$9,734,000331
Extraordinary gains, net$034
Net income$9,734,000332
Minority interest net income$0115
Net income of bank and minority interests.$9,734,000333
Net charge-offs$1,719,0002,220
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$10,509,500304
2009-09-30 (YTD Data)Rank
Total interest income$39,055,000642
Total interest expense$11,945,000769
Net interest income$27,110,000604
Provision for loan and lease losses$2,170,0001,809
Total noninterest income$9,227,000565
Gross Fiduciary activities income$1,622,000234
Service charges on deposit accounts$5,112,000256
Trading account gains and fees$0212
Additional Noninterest Income$2,493,000993
Total noninterest expense$22,164,000709
Salaries and employee benefits$10,846,000674
Premises and equipment expense$3,269,000620
Additional noninterest expense$8,049,000713
Pre-tax net operating income$12,003,000278
Securities gains (losses)$-790,0007,825
Applicable income taxes$3,790,000274
Income before extraordinary items$7,423,000352
Extraordinary gains, net$027
Net income$7,423,000351
Minority interest net income$0118
Net income of bank and minority interests.$7,423,000352
Net charge-offs$757,0002,550
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,944,400318
2009-06-30 (YTD Data)Rank
Total interest income$26,040,000656
Total interest expense$8,181,000790
Net interest income$17,859,000613
Provision for loan and lease losses$1,243,0001,825
Total noninterest income$6,383,000552
Gross Fiduciary activities income$1,124,000229
Service charges on deposit accounts$3,301,000267
Trading account gains and fees$0193
Additional Noninterest Income$1,958,000896
Total noninterest expense$14,952,000713
Salaries and employee benefits$7,335,000681
Premises and equipment expense$2,171,000640
Additional noninterest expense$5,446,000710
Pre-tax net operating income$8,047,000277
Securities gains (losses)$-662,0007,952
Applicable income taxes$2,474,000287
Income before extraordinary items$4,911,000358
Extraordinary gains, net$021
Net income$4,911,000355
Minority interest net income$0112
Net income of bank and minority interests.$4,911,000357
Net charge-offs$257,0003,124
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,347,920315
2009-03-31 (YTD Data)Rank
Total interest income$13,113,000662
Total interest expense$4,022,000835
Net interest income$9,091,000598
Provision for loan and lease losses$604,0001,585
Total noninterest income$3,624,000480
Gross Fiduciary activities income$579,000229
Service charges on deposit accounts$1,582,000269
Trading account gains and fees$0171
Additional Noninterest Income$1,463,000639
Total noninterest expense$7,332,000690
Salaries and employee benefits$3,624,000685
Premises and equipment expense$1,113,000636
Additional noninterest expense$2,595,000653
Pre-tax net operating income$4,779,000262
Securities gains (losses)$-869,0008,128
Applicable income taxes$1,360,000283
Income before extraordinary items$2,550,000373
Extraordinary gains, net$015
Net income$2,550,000373
Minority interest net income$0102
Net income of bank and minority interests.$2,550,000375
Net charge-offs$198,0002,145
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,114,850295
2008-12-31 (YTD Data)Rank
Total interest income$57,404,000645
Total interest expense$19,454,000815
Net interest income$37,950,000577
Provision for loan and lease losses$3,559,0001,252
Total noninterest income$12,188,000509
Gross Fiduciary activities income$2,666,000219
Service charges on deposit accounts$7,414,000250
Trading account gains and fees$0154
Additional Noninterest Income$2,108,0001,255
Total noninterest expense$28,378,000702
Salaries and employee benefits$14,810,000662
Premises and equipment expense$4,289,000647
Additional noninterest expense$9,279,000723
Pre-tax net operating income$18,201,000317
Securities gains (losses)$293,000558
Applicable income taxes$6,593,000258
Income before extraordinary items$11,901,000334
Extraordinary gains, net$039
Net income$11,901,000334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,090,0001,256
Cash dividends$9,375,000318
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,713,480353
2008-09-30 (YTD Data)Rank
Total interest income$43,496,000663
Total interest expense$15,234,000809
Net interest income$28,262,000595
Provision for loan and lease losses$1,736,0001,303
Total noninterest income$9,150,000535
Gross Fiduciary activities income$2,013,000230
Service charges on deposit accounts$5,574,000256
Trading account gains and fees$0148
Additional Noninterest Income$1,563,0001,323
Total noninterest expense$21,472,000690
Salaries and employee benefits$11,234,000667
Premises and equipment expense$3,218,000649
Additional noninterest expense$7,020,000682
Pre-tax net operating income$14,204,000373
Securities gains (losses)$231,000561
Applicable income taxes$5,177,000308
Income before extraordinary items$9,258,000405
Extraordinary gains, net$031
Net income$9,258,000404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,532,0001,000
Cash dividends$6,094,000374
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,110,160428
2008-06-30 (YTD Data)Rank
Total interest income$29,268,000665
Total interest expense$10,781,000788
Net interest income$18,487,000596
Provision for loan and lease losses$1,059,0001,178
Total noninterest income$5,979,000564
Gross Fiduciary activities income$1,405,000226
Service charges on deposit accounts$3,623,000255
Trading account gains and fees$0149
Additional Noninterest Income$951,0001,454
Total noninterest expense$14,068,000696
Salaries and employee benefits$7,415,000676
Premises and equipment expense$2,126,000656
Additional noninterest expense$4,527,000675
Pre-tax net operating income$9,339,000397
Securities gains (losses)$221,000576
Applicable income taxes$3,457,000350
Income before extraordinary items$6,103,000456
Extraordinary gains, net$021
Net income$6,103,000455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,004,000862
Cash dividends$3,750,000450
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,961,560453
2008-03-31 (YTD Data)Rank
Total interest income$14,884,000671
Total interest expense$5,754,000792
Net interest income$9,130,000605
Provision for loan and lease losses$191,0001,873
Total noninterest income$2,836,000583
Gross Fiduciary activities income$744,000224
Service charges on deposit accounts$1,749,000260
Trading account gains and fees$0158
Additional Noninterest Income$343,0001,812
Total noninterest expense$6,903,000696
Salaries and employee benefits$3,619,000699
Premises and equipment expense$1,072,000659
Additional noninterest expense$2,212,000659
Pre-tax net operating income$4,872,000416
Securities gains (losses)$151,000540
Applicable income taxes$1,791,000378
Income before extraordinary items$3,232,000467
Extraordinary gains, net$015
Net income$3,232,000468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,318
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,135,360456
2007-12-31 (YTD Data)Rank
Total interest income$60,295,000690
Total interest expense$25,944,000755
Net interest income$34,351,000655
Provision for loan and lease losses$862,0001,596
Total noninterest income$12,211,000536
Gross Fiduciary activities income$2,607,000236
Service charges on deposit accounts$7,190,000261
Trading account gains and fees$0178
Additional Noninterest Income$2,414,0001,194
Total noninterest expense$27,479,000687
Salaries and employee benefits$14,405,000672
Premises and equipment expense$4,296,000621
Additional noninterest expense$8,778,000657
Pre-tax net operating income$18,221,000495
Securities gains (losses)$256,000393
Applicable income taxes$6,503,000443
Income before extraordinary items$11,974,000548
Extraordinary gains, net$039
Net income$11,974,000546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$620,0001,452
Cash dividends$5,624,000672
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$11,807,600550
2007-09-30 (YTD Data)Rank
Total interest income$44,792,000695
Total interest expense$19,408,000753
Net interest income$25,384,000664
Provision for loan and lease losses$598,0001,359
Total noninterest income$9,045,000541
Gross Fiduciary activities income$1,924,000239
Service charges on deposit accounts$5,267,000263
Trading account gains and fees$0184
Additional Noninterest Income$1,854,0001,183
Total noninterest expense$20,557,000674
Salaries and employee benefits$10,714,000672
Premises and equipment expense$3,260,000612
Additional noninterest expense$6,583,000635
Pre-tax net operating income$13,274,000549
Securities gains (losses)$211,000366
Applicable income taxes$4,725,000493
Income before extraordinary items$8,760,000609
Extraordinary gains, net$033
Net income$8,760,000607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,414
Cash dividends$2,812,000925
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,622,850603
2007-06-30 (YTD Data)Rank
Total interest income$29,393,000720
Total interest expense$12,657,000780
Net interest income$16,736,000680
Provision for loan and lease losses$395,0001,254
Total noninterest income$6,001,000559
Gross Fiduciary activities income$1,335,000237
Service charges on deposit accounts$3,430,000268
Trading account gains and fees$0168
Additional Noninterest Income$1,236,0001,202
Total noninterest expense$13,614,000693
Salaries and employee benefits$7,059,000698
Premises and equipment expense$2,178,000631
Additional noninterest expense$4,377,000644
Pre-tax net operating income$8,728,000583
Securities gains (losses)$156,000348
Applicable income taxes$3,110,000525
Income before extraordinary items$5,774,000641
Extraordinary gains, net$029
Net income$5,774,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,925
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,672,600635
2007-03-31 (YTD Data)Rank
Total interest income$14,602,000719
Total interest expense$6,251,000778
Net interest income$8,351,000673
Provision for loan and lease losses$186,0001,238
Total noninterest income$2,938,000561
Gross Fiduciary activities income$717,000227
Service charges on deposit accounts$1,605,000275
Trading account gains and fees$0195
Additional Noninterest Income$616,0001,174
Total noninterest expense$6,815,000691
Salaries and employee benefits$3,526,000710
Premises and equipment expense$1,106,000613
Additional noninterest expense$2,183,000634
Pre-tax net operating income$4,288,000593
Securities gains (losses)$139,000260
Applicable income taxes$1,547,000530
Income before extraordinary items$2,880,000637
Extraordinary gains, net$022
Net income$2,880,000636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,158
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,789,650640
2006-12-31 (YTD Data)Rank
Total interest income$55,935,000691
Total interest expense$22,717,000740
Net interest income$33,218,000668
Provision for loan and lease losses$760,0001,322
Total noninterest income$11,212,000562
Gross Fiduciary activities income$2,489,000233
Service charges on deposit accounts$6,496,000264
Trading account gains and fees$0130
Additional Noninterest Income$2,227,0001,254
Total noninterest expense$25,751,000696
Salaries and employee benefits$13,563,000686
Premises and equipment expense$4,202,000609
Additional noninterest expense$7,986,000682
Pre-tax net operating income$17,919,000596
Securities gains (losses)$163,000431
Applicable income taxes$6,289,000538
Income before extraordinary items$11,793,000645
Extraordinary gains, net$051
Net income$11,793,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$937,000734
Cash dividends$15,470,000281
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$11,687,050642
2006-09-30 (YTD Data)Rank
Total interest income$40,591,000718
Total interest expense$16,176,000763
Net interest income$24,415,000694
Provision for loan and lease losses$575,0001,253
Total noninterest income$8,234,000581
Gross Fiduciary activities income$1,801,000243
Service charges on deposit accounts$4,750,000277
Trading account gains and fees$0126
Additional Noninterest Income$1,683,0001,255
Total noninterest expense$18,911,000721
Salaries and employee benefits$9,983,000713
Premises and equipment expense$3,133,000622
Additional noninterest expense$5,795,000712
Pre-tax net operating income$13,163,000623
Securities gains (losses)$66,000500
Applicable income taxes$4,569,000580
Income before extraordinary items$8,660,000688
Extraordinary gains, net$045
Net income$8,660,000688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$652,000660
Cash dividends$9,844,000305
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,617,100681
2006-06-30 (YTD Data)Rank
Total interest income$24,547,000762
Total interest expense$9,501,000818
Net interest income$15,046,000748
Provision for loan and lease losses$384,0001,204
Total noninterest income$5,245,000602
Gross Fiduciary activities income$1,209,000250
Service charges on deposit accounts$2,954,000297
Trading account gains and fees$0126
Additional Noninterest Income$1,082,0001,281
Total noninterest expense$11,744,000763
Salaries and employee benefits$6,179,000786
Premises and equipment expense$1,985,000669
Additional noninterest expense$3,580,000757
Pre-tax net operating income$8,163,000662
Securities gains (losses)$-1,0007,450
Applicable income taxes$2,784,000625
Income before extraordinary items$5,378,000729
Extraordinary gains, net$039
Net income$5,378,000729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,000988
Cash dividends$7,969,000267
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,378,660718
2006-03-31 (YTD Data)Rank
Total interest income$11,932,000767
Total interest expense$4,481,000827
Net interest income$7,451,000757
Provision for loan and lease losses$193,0001,184
Total noninterest income$2,500,000612
Gross Fiduciary activities income$609,000251
Service charges on deposit accounts$1,408,000301
Trading account gains and fees$0115
Additional Noninterest Income$483,0001,371
Total noninterest expense$5,826,000771
Salaries and employee benefits$3,043,000792
Premises and equipment expense$1,008,000645
Additional noninterest expense$1,775,000756
Pre-tax net operating income$3,932,000676
Securities gains (losses)$-1,0007,892
Applicable income taxes$1,293,000654
Income before extraordinary items$2,638,000730
Extraordinary gains, net$021
Net income$2,638,000729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,000897
Cash dividends$5,156,000196
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,638,670712
2005-12-31 (YTD Data)Rank
Total interest income$44,898,000718
Total interest expense$14,784,000772
Net interest income$30,114,000697
Provision for loan and lease losses$1,091,000973
Total noninterest income$10,281,000612
Gross Fiduciary activities income$2,356,000242
Service charges on deposit accounts$5,630,000304
Trading account gains and fees$0138
Additional Noninterest Income$2,295,0001,225
Total noninterest expense$22,799,000754
Salaries and employee benefits$11,619,000773
Premises and equipment expense$3,946,000621
Additional noninterest expense$7,234,000732
Pre-tax net operating income$16,505,000624
Securities gains (losses)$373,000348
Applicable income taxes$5,896,000572
Income before extraordinary items$10,982,000673
Extraordinary gains, net$046
Net income$10,982,000674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,064,000643
Cash dividends$8,906,000419
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,739,550669
2005-09-30 (YTD Data)Rank
Total interest income$32,973,000710
Total interest expense$10,535,000761
Net interest income$22,438,000693
Provision for loan and lease losses$550,0001,284
Total noninterest income$7,568,000626
Gross Fiduciary activities income$1,756,000236
Service charges on deposit accounts$4,170,000302
Trading account gains and fees$0126
Additional Noninterest Income$1,642,0001,271
Total noninterest expense$17,280,000730
Salaries and employee benefits$8,944,000745
Premises and equipment expense$2,913,000624
Additional noninterest expense$5,423,000723
Pre-tax net operating income$12,176,000626
Securities gains (losses)$315,000379
Applicable income taxes$4,454,000566
Income before extraordinary items$8,037,000682
Extraordinary gains, net$035
Net income$8,037,000682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,000839
Cash dividends$6,093,000409
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,835,400677
2005-06-30 (YTD Data)Rank
Total interest income$21,454,000709
Total interest expense$6,587,000763
Net interest income$14,867,000689
Provision for loan and lease losses$337,0001,379
Total noninterest income$4,947,000629
Gross Fiduciary activities income$1,208,000231
Service charges on deposit accounts$2,616,000311
Trading account gains and fees$0116
Additional Noninterest Income$1,123,0001,232
Total noninterest expense$11,525,000722
Salaries and employee benefits$6,043,000735
Premises and equipment expense$1,915,000630
Additional noninterest expense$3,567,000728
Pre-tax net operating income$7,952,000627
Securities gains (losses)$254,000356
Applicable income taxes$2,920,000566
Income before extraordinary items$5,286,000680
Extraordinary gains, net$030
Net income$5,286,000680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,000962
Cash dividends$4,218,000384
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,123,440682
2005-03-31 (YTD Data)Rank
Total interest income$10,499,000712
Total interest expense$3,153,000761
Net interest income$7,346,000689
Provision for loan and lease losses$187,0001,186
Total noninterest income$2,442,000622
Gross Fiduciary activities income$636,000227
Service charges on deposit accounts$1,238,000312
Trading account gains and fees$0115
Additional Noninterest Income$568,0001,211
Total noninterest expense$5,748,000723
Salaries and employee benefits$3,053,000724
Premises and equipment expense$957,000623
Additional noninterest expense$1,738,000732
Pre-tax net operating income$3,853,000643
Securities gains (losses)$173,000276
Applicable income taxes$1,426,000577
Income before extraordinary items$2,600,000684
Extraordinary gains, net$024
Net income$2,600,000684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,405
Cash dividends$1,875,000391
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,487,550697
2004-12-31 (YTD Data)Rank
Total interest income$40,444,000690
Total interest expense$11,064,000757
Net interest income$29,380,000671
Provision for loan and lease losses$588,0001,702
Total noninterest income$9,740,000622
Gross Fiduciary activities income$2,254,000239
Service charges on deposit accounts$5,557,000306
Trading account gains and fees$0138
Additional Noninterest Income$1,929,0001,354
Total noninterest expense$22,582,000720
Salaries and employee benefits$11,587,000732
Premises and equipment expense$3,780,000616
Additional noninterest expense$7,215,000720
Pre-tax net operating income$15,950,000584
Securities gains (losses)$92,0001,305
Applicable income taxes$5,595,000556
Income before extraordinary items$10,447,000645
Extraordinary gains, net$034
Net income$10,447,000646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,0001,621
Cash dividends$5,156,000600
Sale, conversion, retirement of capital stock, net$0872
Net operating income$10,387,200620
2004-09-30 (YTD Data)Rank
Total interest income$29,698,000702
Total interest expense$8,004,000759
Net interest income$21,694,000681
Provision for loan and lease losses$437,0001,656
Total noninterest income$7,600,000611
Gross Fiduciary activities income$1,676,000241
Service charges on deposit accounts$3,572,000365
Trading account gains and fees$0134
Additional Noninterest Income$2,352,000961
Total noninterest expense$17,260,000693
Salaries and employee benefits$9,025,000704
Premises and equipment expense$2,842,000612
Additional noninterest expense$5,393,000715
Pre-tax net operating income$11,597,000604
Securities gains (losses)$92,0001,227
Applicable income taxes$4,054,000579
Income before extraordinary items$7,635,000669
Extraordinary gains, net$026
Net income$7,635,000670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0001,425
Cash dividends$2,813,000734
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,575,200640
2004-06-30 (YTD Data)Rank
Total interest income$19,553,000703
Total interest expense$5,184,000763
Net interest income$14,369,000680
Provision for loan and lease losses$375,0001,294
Total noninterest income$5,030,000615
Gross Fiduciary activities income$1,162,000238
Service charges on deposit accounts$2,317,000367
Trading account gains and fees$0130
Additional Noninterest Income$1,551,000965
Total noninterest expense$11,495,000697
Salaries and employee benefits$5,993,000708
Premises and equipment expense$1,889,000607
Additional noninterest expense$3,613,000706
Pre-tax net operating income$7,529,000609
Securities gains (losses)$92,0001,087
Applicable income taxes$2,630,000583
Income before extraordinary items$4,991,000668
Extraordinary gains, net$021
Net income$4,991,000668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0001,055
Cash dividends$1,875,000742
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,931,200647
2004-03-31 (YTD Data)Rank
Total interest income$9,752,000713
Total interest expense$2,597,000780
Net interest income$7,155,000688
Provision for loan and lease losses$187,0001,223
Total noninterest income$2,464,000623
Gross Fiduciary activities income$616,000234
Service charges on deposit accounts$1,124,000375
Trading account gains and fees$0121
Additional Noninterest Income$724,000995
Total noninterest expense$5,678,000711
Salaries and employee benefits$2,954,000729
Premises and equipment expense$950,000623
Additional noninterest expense$1,774,000713
Pre-tax net operating income$3,754,000600
Securities gains (losses)$02,934
Applicable income taxes$1,291,000600
Income before extraordinary items$2,463,000679
Extraordinary gains, net$016
Net income$2,463,000679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,199
Cash dividends$937,000723
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,463,000631
2003-12-31 (YTD Data)Rank
Total interest income$39,111,000721
Total interest expense$11,655,000757
Net interest income$27,456,000686
Provision for loan and lease losses$1,000,0001,181
Total noninterest income$10,806,000613
Gross Fiduciary activities income$1,992,000260
Service charges on deposit accounts$4,484,000384
Trading account gains and fees$0160
Additional Noninterest Income$4,330,000850
Total noninterest expense$23,278,000704
Salaries and employee benefits$12,100,000701
Premises and equipment expense$3,786,000602
Additional noninterest expense$7,392,000715
Pre-tax net operating income$13,984,000640
Securities gains (losses)$370,000920
Applicable income taxes$4,895,000628
Income before extraordinary items$9,459,000690
Extraordinary gains, net$054
Net income$9,459,000692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0002,265
Cash dividends$4,922,000663
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,214,800661
2003-09-30 (YTD Data)Rank
Total interest income$29,245,000740
Total interest expense$8,968,000771
Net interest income$20,277,000708
Provision for loan and lease losses$750,0001,139
Total noninterest income$8,379,000629
Gross Fiduciary activities income$1,444,000277
Service charges on deposit accounts$3,303,000398
Trading account gains and fees$0153
Additional Noninterest Income$3,632,000810
Total noninterest expense$17,420,000724
Salaries and employee benefits$9,128,000718
Premises and equipment expense$2,826,000614
Additional noninterest expense$5,466,000720
Pre-tax net operating income$10,486,000657
Securities gains (losses)$370,000831
Applicable income taxes$3,727,000651
Income before extraordinary items$7,129,000721
Extraordinary gains, net$040
Net income$7,129,000722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,186
Cash dividends$3,048,000718
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,884,800692
2003-06-30 (YTD Data)Rank
Total interest income$19,535,000750
Total interest expense$6,222,000767
Net interest income$13,313,000716
Provision for loan and lease losses$500,0001,144
Total noninterest income$5,382,000635
Gross Fiduciary activities income$945,000287
Service charges on deposit accounts$2,138,000402
Trading account gains and fees$0150
Additional Noninterest Income$2,299,000835
Total noninterest expense$11,504,000718
Salaries and employee benefits$6,011,000727
Premises and equipment expense$1,872,000622
Additional noninterest expense$3,621,000725
Pre-tax net operating income$6,691,000684
Securities gains (losses)$370,000706
Applicable income taxes$2,415,000672
Income before extraordinary items$4,646,000744
Extraordinary gains, net$030
Net income$4,646,000745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,486
Cash dividends$2,109,000708
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,401,800712
2003-03-31 (YTD Data)Rank
Total interest income$9,763,000753
Total interest expense$3,180,000766
Net interest income$6,583,000723
Provision for loan and lease losses$250,0001,115
Total noninterest income$2,646,000642
Gross Fiduciary activities income$456,000299
Service charges on deposit accounts$1,037,000403
Trading account gains and fees$0134
Additional Noninterest Income$1,153,000809
Total noninterest expense$5,666,000727
Salaries and employee benefits$2,956,000738
Premises and equipment expense$938,000617
Additional noninterest expense$1,772,000724
Pre-tax net operating income$3,313,000690
Securities gains (losses)$370,000442
Applicable income taxes$1,263,000647
Income before extraordinary items$2,420,000707
Extraordinary gains, net$021
Net income$2,420,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0001,235
Cash dividends$937,000739
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,175,800717
2002-12-31 (YTD Data)Rank
Total interest income$41,544,000731
Total interest expense$14,467,000770
Net interest income$27,077,000697
Provision for loan and lease losses$1,075,0001,265
Total noninterest income$9,330,000655
Gross Fiduciary activities income$1,855,000295
Service charges on deposit accounts$3,799,000425
Trading account gains and fees$0153
Additional Noninterest Income$3,676,000878
Total noninterest expense$22,822,000711
Salaries and employee benefits$11,523,000708
Premises and equipment expense$3,410,000652
Additional noninterest expense$7,889,000674
Pre-tax net operating income$12,510,000703
Securities gains (losses)$223,0001,089
Applicable income taxes$4,245,000690
Income before extraordinary items$8,488,000748
Extraordinary gains, net$070
Net income$8,488,000749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,054,000921
Cash dividends$3,515,000818
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,338,590729
2001-12-31 (YTD Data)Rank
Total interest income$45,731,000744
Total interest expense$21,363,000770
Net interest income$24,368,000726
Provision for loan and lease losses$600,0001,892
Total noninterest income$8,166,000692
Gross Fiduciary activities income$1,924,000297
Service charges on deposit accounts$3,122,000481
Trading account gains and fees$0177
Additional Noninterest Income$3,120,000919
Total noninterest expense$21,887,000709
Salaries and employee benefits$10,411,000717
Premises and equipment expense$3,253,000664
Additional noninterest expense$8,223,000657
Pre-tax net operating income$10,047,000762
Securities gains (losses)$208,0001,162
Applicable income taxes$3,276,000779
Income before extraordinary items$6,979,000795
Extraordinary gains, net$0105
Net income$6,979,000796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$435,0001,720
Cash dividends$3,282,000853
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,837,560778
2000-12-31 (YTD Data)Rank
Total interest income$44,365,000797
Total interest expense$22,244,000821
Net interest income$22,121,000789
Provision for loan and lease losses$550,0001,730
Total noninterest income$6,478,000768
Gross Fiduciary activities income$2,010,000284
Service charges on deposit accounts$2,592,000521
Trading account gains and fees$0180
Additional Noninterest Income$1,876,0001,192
Total noninterest expense$19,582,000768
Salaries and employee benefits$9,384,000749
Premises and equipment expense$2,952,000704
Additional noninterest expense$7,246,000726
Pre-tax net operating income$8,467,000914
Securities gains (losses)$-3,0007,730
Applicable income taxes$2,333,0001,020
Income before extraordinary items$6,131,000858
Extraordinary gains, net$038
Net income$6,131,000858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,208
Cash dividends$2,812,0001,015
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,133,160861
1999-12-31 (YTD Data)Rank
Total interest income$39,336,000868
Total interest expense$18,137,000870
Net interest income$21,199,000830
Provision for loan and lease losses$600,0001,498
Total noninterest income$6,416,000793
Gross Fiduciary activities income$1,912,000336
Service charges on deposit accounts$2,317,000576
Trading account gains and fees$0173
Additional Noninterest Income$2,187,0001,083
Total noninterest expense$18,418,000805
Salaries and employee benefits$8,866,000781
Premises and equipment expense$2,859,000725
Additional noninterest expense$6,693,000792
Pre-tax net operating income$8,597,000936
Securities gains (losses)$8,0001,870
Applicable income taxes$2,695,000963
Income before extraordinary items$5,910,000941
Extraordinary gains, net$035
Net income$5,910,000941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$526,0001,169
Cash dividends$1,875,0001,438
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,904,480932
1998-12-31 (YTD Data)Rank
Total interest income$37,625,000895
Total interest expense$18,248,000872
Net interest income$19,377,000886
Provision for loan and lease losses$550,0001,597
Total noninterest income$5,979,000820
Gross Fiduciary activities income$1,746,000347
Service charges on deposit accounts$1,919,000639
Trading account gains and fees$0224
Additional Noninterest Income$2,314,0001,063
Total noninterest expense$16,512,000863
Salaries and employee benefits$8,077,000819
Premises and equipment expense$2,528,000786
Additional noninterest expense$5,907,000856
Pre-tax net operating income$8,294,000940
Securities gains (losses)$154,0001,039
Applicable income taxes$2,834,000918
Income before extraordinary items$5,614,000957
Extraordinary gains, net$032
Net income$5,614,000956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$471,0001,318
Cash dividends$1,874,0001,411
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,512,360953
1997-12-31 (YTD Data)Rank
Total interest income$37,994,000902
Total interest expense$18,679,000878
Net interest income$19,315,000925
Provision for loan and lease losses$700,0001,328
Total noninterest income$5,203,000900
Gross Fiduciary activities income$1,663,000360
Service charges on deposit accounts$1,804,000708
Trading account gains and fees$0239
Additional Noninterest Income$1,736,0001,202
Total noninterest expense$15,475,000911
Salaries and employee benefits$7,420,000892
Premises and equipment expense$2,377,000849
Additional noninterest expense$5,678,000883
Pre-tax net operating income$8,343,000987
Securities gains (losses)$-6,0009,765
Applicable income taxes$2,976,000939
Income before extraordinary items$5,361,0001,031
Extraordinary gains, net$044
Net income$5,361,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$748,000968
Cash dividends$757,0002,643
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,364,8401,003
1996-12-31 (YTD Data)Rank
Total interest income$29,135,0001,181
Total interest expense$13,333,0001,229
Net interest income$15,802,0001,139
Provision for loan and lease losses$135,0004,332
Total noninterest income$3,971,0001,119
Gross Fiduciary activities income$1,293,000447
Service charges on deposit accounts$1,622,000821
Trading account gains and fees$0262
Additional Noninterest Income$1,056,0001,751
Total noninterest expense$12,928,0001,135
Salaries and employee benefits$6,725,000996
Premises and equipment expense$1,589,0001,284
Additional noninterest expense$4,614,0001,209
Pre-tax net operating income$6,710,0001,106
Securities gains (losses)$12,0002,365
Applicable income taxes$2,383,0001,047
Income before extraordinary items$4,339,0001,170
Extraordinary gains, net$053
Net income$4,339,0001,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0002,193
Cash dividends$2,737,0001,032
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,331,2001,154
1995-12-31 (YTD Data)Rank
Total interest income$27,117,0001,274
Total interest expense$12,196,0001,349
Net interest income$14,921,0001,204
Provision for loan and lease losses$190,0003,120
Total noninterest income$3,361,0001,259
Gross Fiduciary activities income$1,281,000473
Service charges on deposit accounts$1,473,000906
Trading account gains and fees$0522
Additional Noninterest Income$607,0002,510
Total noninterest expense$11,934,0001,227
Salaries and employee benefits$6,318,0001,087
Premises and equipment expense$1,481,0001,396
Additional noninterest expense$4,135,0001,298
Pre-tax net operating income$6,158,0001,241
Securities gains (losses)$03,831
Applicable income taxes$1,970,0001,288
Income before extraordinary items$4,188,0001,268
Extraordinary gains, net$065
Net income$4,188,0001,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,392
Cash dividends$1,369,0001,611
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,188,0001,247
1994-12-31 (YTD Data)Rank
Total interest income$20,663,0001,496
Total interest expense$8,311,0001,543
Net interest income$12,352,0001,464
Provision for loan and lease losses$120,0004,039
Total noninterest income$3,443,0001,221
Gross Fiduciary activities income$1,438,000439
Service charges on deposit accounts$1,358,000974
Trading account gains and fees$0475
Additional Noninterest Income$647,0002,464
Total noninterest expense$10,438,0001,399
Salaries and employee benefits$5,700,0001,183
Premises and equipment expense$1,295,0001,591
Additional noninterest expense$3,443,0001,613
Pre-tax net operating income$5,237,0001,406
Securities gains (losses)$-13,00010,028
Applicable income taxes$1,531,0001,533
Income before extraordinary items$3,693,0001,356
Extraordinary gains, net$0249
Net income$3,693,0001,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,702
Cash dividends$1,826,0001,205
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,702,2301,366
1993-12-31 (YTD Data)Rank
Total interest income$19,878,0001,589
Total interest expense$8,245,0001,607
Net interest income$11,633,0001,548
Provision for loan and lease losses$270,0003,226
Total noninterest income$3,033,0001,452
Gross Fiduciary activities income$1,211,000499
Service charges on deposit accounts$1,251,0001,069
Trading account gains and fees$0532
Additional Noninterest Income$571,0002,982
Total noninterest expense$9,711,0001,563
Salaries and employee benefits$5,172,0001,295
Premises and equipment expense$1,225,0001,712
Additional noninterest expense$3,314,0001,765
Pre-tax net operating income$4,685,0001,500
Securities gains (losses)$2,0006,773
Applicable income taxes$1,261,0001,851
Income before extraordinary items$3,426,0001,481
Extraordinary gains, net$107,0001,505
Net income$3,533,0001,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,830
Cash dividends$2,509,000826
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,424,5401,395
1992-12-31 (YTD Data)Rank
Total interest income$21,547,0001,656
Total interest expense$10,472,0001,652
Net interest income$11,075,0001,666
Provision for loan and lease losses$393,0003,510
Total noninterest income$2,545,0001,631
Gross Fiduciary activities income$1,036,000544
Service charges on deposit accounts$1,055,0001,259
Trading account gains and fees$0504
Additional Noninterest Income$454,0003,408
Total noninterest expense$8,922,0001,699
Salaries and employee benefits$4,745,0001,398
Premises and equipment expense$1,094,0001,930
Additional noninterest expense$3,083,0001,957
Pre-tax net operating income$4,305,0001,472
Securities gains (losses)$171,0002,245
Applicable income taxes$1,232,0001,709
Income before extraordinary items$3,244,0001,430
Extraordinary gains, net$01,422
Net income$3,244,0001,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0003,960
Cash dividends$2,359,000735
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,120,8801,386

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.