Home > First Mid Bank & Trust > Net charge- offs to loans
First Mid Bank & Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 2,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 4,371 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,493 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 4,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 4,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0009% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7406% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7406% | 778 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 4,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0123% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 4,339 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 4,532 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0350% | 4,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0394% | 4,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 3,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7728% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7728% | 695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 2,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 4,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0185% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 4,422 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 4,574 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 4,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0247% | 4,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0426% | 4,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7161% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7161% | 740 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,126 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 4,653 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0900% | 4,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2330% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2330% | 437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0267% | 1,523 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,713 |
| Percentage Net Loans Charged-off:Construction & development | -0.0692% | 4,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0025% | 4,634 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0386% | 4,282 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2952% | 4,648 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 3,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0658% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8095% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8095% | 604 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,583 |
| Percentage Net Loans Charged-off:Construction & development | -0.0923% | 4,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 4,680 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 4,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3753% | 4,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8240% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8240% | 553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 3,810 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0491% | 4,261 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5634% | 3,539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 3,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7731% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7731% | 571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 4,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,051 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0025% | 3,826 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1329% | 4,523 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1978% | 3,562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 3,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9792% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9792% | 466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.1227% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 3,881 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0103% | 3,200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3260% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6254% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6254% | 633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0911% | 791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0178% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0448% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 3,921 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 3,196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2314% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4788% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4788% | 710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0492% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0506% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0270% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0642% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 3,933 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 3,251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0942% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3191% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3191% | 915 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1255% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1615% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2155% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0100% | 3,363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2472% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 3,433 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1632% | 4,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1632% | 4,113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0924% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0094% | 318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0480% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0877% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0987% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2625% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2452% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2452% | 1,765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0973% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0123% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0419% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1245% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0747% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2964% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1448% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1448% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0788% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1850% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1492% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3677% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1116% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1116% | 2,115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0316% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1633% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3030% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1406% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6935% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1210% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1210% | 1,929 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2179% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1780% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1811% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0264% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3901% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2230% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4174% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3057% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0506% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0506% | 691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1610% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1273% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1421% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0346% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2358% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2032% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2411% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2149% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8860% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8861% | 795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0664% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0740% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6937% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6938% | 958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1365% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0158% | 3,626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1618% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0477% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3815% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3815% | 475 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1038% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0110% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0563% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1903% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3264% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1674% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1325% | 1,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8571% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8571% | 872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0985% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0759% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2461% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4150% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2178% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0473% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4394% | 1,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4394% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0492% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0542% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2407% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5238% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1976% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8661% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8661% | 743 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2577% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2971% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0071% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8884% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8884% | 774 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2290% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0764% | 1,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.4268% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1598% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0713% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1736% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5505% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9177% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9177% | 877 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2344% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1108% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 0.7181% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0471% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1882% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0907% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2034% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4172% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9106% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9106% | 813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2320% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2929% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1344% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3177% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3772% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7486% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7486% | 974 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0772% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1470% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0529% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4070% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4823% | 1,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4823% | 1,333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 4,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.9752% | 5,327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1484% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 1,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1251% | 1,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6885% | 1,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6885% | 1,285 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0216% | 1,461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 5,286 |
| Percentage Net Loans Charged-off:Construction & development | -1.2739% | 5,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 4,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0037% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 4,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1762% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6972% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6972% | 1,105 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0387% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0440% | 5,305 |
| Percentage Net Loans Charged-off:Construction & development | -1.8385% | 5,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0734% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0055% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2051% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5434% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5434% | 1,283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0661% | 941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 4,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0109% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1526% | 5,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5418% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5418% | 1,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,974 |
| Percentage Net Loans Charged-off:Construction & development | -0.5376% | 5,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 1,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 2,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 2,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0443% | 2,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4392% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4392% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 3,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 5,087 |
| Percentage Net Loans Charged-off:Construction & development | -0.7787% | 5,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 2,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 2,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0592% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8665% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8664% | 294 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 3,064 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 5,321 |
| Percentage Net Loans Charged-off:Construction & development | -1.2599% | 5,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 2,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 2,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0207% | 4,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6373% | 139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6373% | 125 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0601% | 5,615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0770% | 5,823 |
| Percentage Net Loans Charged-off:Construction & development | -2.6241% | 5,714 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 5,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0420% | 4,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2123% | 1,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2123% | 1,820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 4,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 3,724 |
| Percentage Net Loans Charged-off:Construction & development | -0.0554% | 5,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 2,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 2,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0574% | 1,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 2,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 4,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0872% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0872% | 747 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 4,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 3,609 |
| Percentage Net Loans Charged-off:Construction & development | -0.0725% | 5,257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 5,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 2,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0765% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 2,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0319% | 4,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7723% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7723% | 1,044 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 4,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 3,152 |
| Percentage Net Loans Charged-off:Construction & development | -0.0993% | 5,403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 1,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 2,625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0285% | 4,485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 2,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0518% | 5,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6286% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6286% | 1,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 5,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 5,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.1792% | 5,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 5,661 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 4,510 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 5,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0808% | 5,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3876% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3876% | 1,565 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0773% | 4,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 3,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.6007% | 1,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 2,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1452% | 2,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0201% | 1,385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1690% | 2,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1232% | 2,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5355% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5355% | 1,864 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 3,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 2,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1738% | 2,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0178% | 1,242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2036% | 1,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1607% | 2,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5171% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5171% | 1,706 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 3,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 3,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 5,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2424% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0397% | 1,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2816% | 1,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1733% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2394% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2394% | 2,370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1200% | 2,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 2,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 5,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2738% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0261% | 4,706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3331% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3460% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2516% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2516% | 2,032 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2285% | 3,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2025% | 3,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.7921% | 1,596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0707% | 2,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5016% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0849% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3790% | 2,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4056% | 2,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5666% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5666% | 2,031 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0029% | 5,750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 3,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1948% | 3,116 |
| Percentage Net Loans Charged-off:Construction & development | 1.1542% | 1,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 2,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5358% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3348% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3658% | 2,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2332% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4080% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4080% | 2,240 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0039% | 5,800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1640% | 3,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1388% | 3,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0386% | 1,883 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 6,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5247% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6965% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4875% | 1,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3116% | 2,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4519% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4519% | 1,998 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2079% | 2,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1756% | 2,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0735% | 1,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 1,692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5691% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0200% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4695% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4106% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4255% | 1,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4255% | 1,809 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2912% | 3,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2418% | 3,693 |
| Percentage Net Loans Charged-off:Construction & development | 2.5577% | 1,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0262% | 6,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6557% | 695 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4471% | 2,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3805% | 1,382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4634% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5542% | 2,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7789% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7222% | 1,911 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0955% | 1,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4226% | 3,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4136% | 2,697 |
| Percentage Net Loans Charged-off:Construction & development | 3.0296% | 1,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2739% | 2,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7949% | 550 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4246% | 2,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1765% | 1,451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4863% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6062% | 2,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6269% | 2,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5704% | 2,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0963% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3885% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3555% | 2,711 |
| Percentage Net Loans Charged-off:Construction & development | 4.7087% | 857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2037% | 2,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2581% | 387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1036% | 3,374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 5,218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1312% | 3,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7521% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3146% | 2,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2774% | 2,796 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3411% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2209% | 2,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2197% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4725% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 2,853 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 5,237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 2,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0929% | 1,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1902% | 2,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1586% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3829% | 4,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4444% | 3,162 |
| Percentage Net Loans Charged-off:Construction & development | 1.8782% | 2,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6405% | 1,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8187% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0954% | 4,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 5,468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1193% | 3,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2251% | 3,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7521% | 2,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0017% | 6,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2348% | 4,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2508% | 3,617 |
| Percentage Net Loans Charged-off:Construction & development | 2.4605% | 1,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2070% | 2,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4475% | 700 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0989% | 3,780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 5,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1225% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2191% | 3,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5844% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0071% | 6,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3608% | 3,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3979% | 2,752 |
| Percentage Net Loans Charged-off:Construction & development | 2.9824% | 1,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4529% | 1,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5118% | 554 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1114% | 3,309 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 5,512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1370% | 3,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3518% | 2,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4820% | 2,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3996% | 2,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4509% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | 5.1769% | 766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4128% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 2,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 2,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3542% | 2,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4334% | 2,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2429% | 5,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2335% | 3,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.5963% | 2,851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3678% | 2,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 3,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0685% | 1,817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1265% | 3,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2560% | 4,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9715% | 2,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0057% | 6,583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 5,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1461% | 3,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.7586% | 2,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1426% | 2,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0996% | 3,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0263% | 1,581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1133% | 3,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0758% | 4,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6662% | 3,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0052% | 6,572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 5,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 4,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.5621% | 2,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 3,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0400% | 1,254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1181% | 3,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3720% | 3,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 4,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0921% | 2,956 |
| Percentage Net Loans Charged-off:Construction & development | 1.0762% | 1,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 2,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0798% | 787 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 2,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2365% | 2,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1773% | 3,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2811% | 3,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3199% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | 2.6142% | 916 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0660% | 1,910 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1822% | 6,250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1999% | 2,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2487% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1922% | 2,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2152% | 3,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3395% | 4,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0056% | 6,680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2746% | 2,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3126% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | 2.9815% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2353% | 6,238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1381% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0358% | 1,049 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1535% | 1,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2320% | 2,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2353% | 4,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0076% | 6,692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2699% | 2,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3062% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 3.0237% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3412% | 6,205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0911% | 1,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0644% | 819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0949% | 1,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2401% | 2,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1770% | 4,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 4,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 7,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.2393% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6697% | 6,137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 1,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2301% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0135% | 6,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 4,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 2,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.4024% | 755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 1,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1600% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 2,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2148% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 2,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1178% | 3,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4262% | 3,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0019% | 1,748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0620% | 3,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 2,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.2724% | 534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 2,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0672% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 2,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1358% | 2,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4041% | 3,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0025% | 1,515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 4,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 5,950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 1,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0865% | 2,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3386% | 2,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0152% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 1,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 1,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2032% | 3,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1313% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 2,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.1333% | 435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0492% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 1,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1054% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0777% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5009% | 1,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5215% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1223% | 2,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 7,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0840% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5727% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4385% | 2,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 2,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 1,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0558% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1244% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0418% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3090% | 1,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2328% | 3,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0700% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2620% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3888% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2071% | 7,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 2,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0220% | 8,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1254% | 1,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1458% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1210% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5613% | 1,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3832% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1133% | 1,238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 3,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 1,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0272% | 8,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1650% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1658% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2377% | 2,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6948% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1689% | 994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0401% | 8,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1667% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1910% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1613% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0797% | 2,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7740% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2579% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 3,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0508% | 8,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1227% | 8,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1665% | 1,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6422% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5161% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 4,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 2,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 1,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1592% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0157% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1886% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0823% | 3,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3529% | 4,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0024% | 1,640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 4,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 1,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1793% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0269% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2098% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0957% | 3,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2348% | 4,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 3,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1927% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2304% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2964% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2477% | 4,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 3,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 8,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4127% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1586% | 4,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 5,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0846% | 2,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1661% | 903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 2,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0478% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 2,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2210% | 8,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4088% | 4,677 |
| Percentage Net Loans Charged-off: Credit card loans | -3.1056% | 2,791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1640% | 1,411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 5,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2018% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 2,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0659% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 2,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3276% | 8,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3119% | 4,775 |
| Percentage Net Loans Charged-off: Credit card loans | -3.3043% | 2,790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2193% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 5,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2576% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 1,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4445% | 8,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1755% | 5,123 |
| Percentage Net Loans Charged-off: Credit card loans | -3.7265% | 2,782 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3317% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1049% | 3,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2556% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4819% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2671% | 3,997 |
| Percentage Net Loans Charged-off: Credit card loans | -5.0000% | 2,763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0281% | 958 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2171% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 2,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0304% | 776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0680% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3120% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 2,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2272% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 2,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4542% | 2,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7730% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | 14.2232% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7392% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0964% | 5,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 2,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 1,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3601% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 2,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0721% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 2,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3372% | 3,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4638% | 4,318 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4191% | 5,489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 0.1413% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0473% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6286% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3448% | 683 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0030% | 381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1455% | 3,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0361% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9129% | 234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3129% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9840% | 793 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1886% | 1,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1347% | 4,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0744% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7494% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4968% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7066% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0036% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2108% | 3,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0828% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1716% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0942% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4161% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5333% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0038% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1058% | 5,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3876% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3104% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0674% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 7,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3147% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1248% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0752% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6180% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0091% | 1,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 8,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1874% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3460% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9259% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0107% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 8,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0660% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2592% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3290% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3256% | 949 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4284% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1485% | 8,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4528% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5084% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9600% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0282% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |