Home > First Merchants Bank of Central Indiana > Income and Expense
First Merchants Bank of Central Indiana, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $28,248,000 | 613 |
| Total interest expense | $8,042,000 | 807 |
| Net interest income | $20,206,000 | 544 |
| Provision for loan and lease losses | $18,673,000 | 311 |
| Total noninterest income | $4,457,000 | 713 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,577,000 | 520 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,880,000 | 659 |
| Total noninterest expense | $15,342,000 | 700 |
| Salaries and employee benefits | $6,674,000 | 756 |
| Premises and equipment expense | $1,867,000 | 750 |
| Additional noninterest expense | $6,801,000 | 583 |
| Pre-tax net operating income | $-9,352,000 | 7,907 |
| Securities gains (losses) | $773,000 | 361 |
| Applicable income taxes | $-2,850,000 | 7,962 |
| Income before extraordinary items | $-5,729,000 | 7,839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,729,000 | 7,838 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,729,000 | 7,838 |
| Net charge-offs | $7,475,000 | 455 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 478 |
| Net operating income | $-6,246,910 | 7,864 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,183,000 | 2,125 |
| Total interest expense | $1,090,000 | 2,858 |
| Net interest income | $3,093,000 | 1,796 |
| Provision for loan and lease losses | $288,000 | 2,403 |
| Total noninterest income | $614,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $249,000 | 1,618 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $365,000 | 1,717 |
| Total noninterest expense | $1,924,000 | 2,513 |
| Salaries and employee benefits | $899,000 | 2,808 |
| Premises and equipment expense | $167,000 | 3,685 |
| Additional noninterest expense | $858,000 | 1,877 |
| Pre-tax net operating income | $1,495,000 | 851 |
| Securities gains (losses) | $203,000 | 662 |
| Applicable income taxes | $640,000 | 514 |
| Income before extraordinary items | $1,058,000 | 1,025 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,058,000 | 1,025 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,058,000 | 1,027 |
| Net charge-offs | $165,000 | 2,321 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 514 |
| Net operating income | $928,080 | 1,099 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,253,000 | 2,088 |
| Total interest expense | $5,794,000 | 2,597 |
| Net interest income | $12,459,000 | 1,791 |
| Provision for loan and lease losses | $1,400,000 | 2,232 |
| Total noninterest income | $2,046,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $975,000 | 1,794 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,071,000 | 2,032 |
| Total noninterest expense | $7,200,000 | 2,619 |
| Salaries and employee benefits | $3,394,000 | 2,916 |
| Premises and equipment expense | $688,000 | 3,556 |
| Additional noninterest expense | $3,118,000 | 1,941 |
| Pre-tax net operating income | $5,905,000 | 947 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,250,000 | 612 |
| Income before extraordinary items | $3,655,000 | 1,130 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,655,000 | 1,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,259,000 | 1,729 |
| Cash dividends | $4,350,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 942 |
| Net operating income | $3,655,000 | 1,205 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,786,000 | 2,122 |
| Total interest expense | $4,463,000 | 2,621 |
| Net interest income | $9,323,000 | 1,804 |
| Provision for loan and lease losses | $781,000 | 2,124 |
| Total noninterest income | $1,672,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $729,000 | 1,814 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $943,000 | 1,905 |
| Total noninterest expense | $5,306,000 | 2,649 |
| Salaries and employee benefits | $2,554,000 | 2,924 |
| Premises and equipment expense | $508,000 | 3,593 |
| Additional noninterest expense | $2,244,000 | 1,945 |
| Pre-tax net operating income | $4,908,000 | 1,040 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,802,000 | 707 |
| Income before extraordinary items | $3,106,000 | 1,186 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,106,000 | 1,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $579,000 | 1,799 |
| Cash dividends | $3,200,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 845 |
| Net operating income | $3,106,000 | 1,257 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,223,000 | 2,137 |
| Total interest expense | $3,145,000 | 2,599 |
| Net interest income | $6,078,000 | 1,848 |
| Provision for loan and lease losses | $550,000 | 1,800 |
| Total noninterest income | $1,033,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $472,000 | 1,835 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $561,000 | 2,079 |
| Total noninterest expense | $3,455,000 | 2,710 |
| Salaries and employee benefits | $1,697,000 | 2,960 |
| Premises and equipment expense | $334,000 | 3,658 |
| Additional noninterest expense | $1,424,000 | 2,020 |
| Pre-tax net operating income | $3,106,000 | 1,137 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,143,000 | 840 |
| Income before extraordinary items | $1,963,000 | 1,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,963,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 1,319 |
| Cash dividends | $2,000,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 758 |
| Net operating income | $1,963,000 | 1,385 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 2,086 |
| Total interest expense | $1,722,000 | 2,537 |
| Net interest income | $3,163,000 | 1,766 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $485,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $234,000 | 1,816 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $251,000 | 2,222 |
| Total noninterest expense | $1,704,000 | 2,735 |
| Salaries and employee benefits | $863,000 | 2,949 |
| Premises and equipment expense | $170,000 | 3,639 |
| Additional noninterest expense | $671,000 | 2,083 |
| Pre-tax net operating income | $1,794,000 | 1,061 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $662,000 | 819 |
| Income before extraordinary items | $1,132,000 | 1,335 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,132,000 | 1,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 1,665 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 645 |
| Net operating income | $1,132,000 | 1,295 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,193,000 | 1,990 |
| Total interest expense | $8,470,000 | 2,220 |
| Net interest income | $12,723,000 | 1,772 |
| Provision for loan and lease losses | $636,000 | 1,979 |
| Total noninterest income | $2,132,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $973,000 | 1,809 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,159,000 | 2,014 |
| Total noninterest expense | $6,369,000 | 2,809 |
| Salaries and employee benefits | $2,857,000 | 3,349 |
| Premises and equipment expense | $674,000 | 3,533 |
| Additional noninterest expense | $2,838,000 | 1,941 |
| Pre-tax net operating income | $7,850,000 | 1,068 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,889,000 | 840 |
| Income before extraordinary items | $4,961,000 | 1,297 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,961,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 1,605 |
| Cash dividends | $4,410,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 988 |
| Net operating income | $4,961,000 | 1,282 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,917,000 | 1,990 |
| Total interest expense | $6,435,000 | 2,190 |
| Net interest income | $9,482,000 | 1,794 |
| Provision for loan and lease losses | $459,000 | 1,675 |
| Total noninterest income | $1,629,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $726,000 | 1,796 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $903,000 | 1,963 |
| Total noninterest expense | $4,723,000 | 2,810 |
| Salaries and employee benefits | $2,103,000 | 3,392 |
| Premises and equipment expense | $495,000 | 3,569 |
| Additional noninterest expense | $2,125,000 | 1,897 |
| Pre-tax net operating income | $5,929,000 | 1,153 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,192,000 | 899 |
| Income before extraordinary items | $3,737,000 | 1,371 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,737,000 | 1,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,014 |
| Cash dividends | $2,550,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 866 |
| Net operating income | $3,737,000 | 1,360 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,551,000 | 2,012 |
| Total interest expense | $4,224,000 | 2,229 |
| Net interest income | $6,327,000 | 1,816 |
| Provision for loan and lease losses | $306,000 | 1,510 |
| Total noninterest income | $763,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $491,000 | 1,780 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $272,000 | 3,180 |
| Total noninterest expense | $3,149,000 | 2,841 |
| Salaries and employee benefits | $1,425,000 | 3,381 |
| Premises and equipment expense | $318,000 | 3,693 |
| Additional noninterest expense | $1,406,000 | 1,923 |
| Pre-tax net operating income | $3,635,000 | 1,304 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,352,000 | 998 |
| Income before extraordinary items | $2,283,000 | 1,538 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,283,000 | 1,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,456 |
| Cash dividends | $1,470,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 794 |
| Net operating income | $2,283,000 | 1,519 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,190,000 | 2,039 |
| Total interest expense | $2,073,000 | 2,254 |
| Net interest income | $3,117,000 | 1,840 |
| Provision for loan and lease losses | $153,000 | 1,414 |
| Total noninterest income | $482,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $238,000 | 1,784 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $244,000 | 2,253 |
| Total noninterest expense | $1,583,000 | 2,838 |
| Salaries and employee benefits | $756,000 | 3,245 |
| Premises and equipment expense | $157,000 | 3,744 |
| Additional noninterest expense | $670,000 | 1,972 |
| Pre-tax net operating income | $1,863,000 | 1,252 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $698,000 | 980 |
| Income before extraordinary items | $1,165,000 | 1,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,165,000 | 1,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,965 |
| Cash dividends | $170,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 712 |
| Net operating income | $1,165,000 | 1,473 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,456,000 | 2,036 |
| Total interest expense | $7,092,000 | 2,256 |
| Net interest income | $12,364,000 | 1,872 |
| Provision for loan and lease losses | $561,000 | 1,722 |
| Total noninterest income | $1,869,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $894,000 | 1,925 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $975,000 | 2,267 |
| Total noninterest expense | $6,203,000 | 2,794 |
| Salaries and employee benefits | $2,985,000 | 3,142 |
| Premises and equipment expense | $649,000 | 3,544 |
| Additional noninterest expense | $2,569,000 | 2,056 |
| Pre-tax net operating income | $7,469,000 | 1,311 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,793,000 | 1,000 |
| Income before extraordinary items | $4,676,000 | 1,552 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,676,000 | 1,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,559 |
| Cash dividends | $3,805,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 1,019 |
| Net operating income | $4,676,000 | 1,533 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,219,000 | 2,072 |
| Total interest expense | $4,995,000 | 2,322 |
| Net interest income | $9,224,000 | 1,901 |
| Provision for loan and lease losses | $408,000 | 1,671 |
| Total noninterest income | $1,318,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $655,000 | 1,959 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $663,000 | 2,401 |
| Total noninterest expense | $4,634,000 | 2,801 |
| Salaries and employee benefits | $2,216,000 | 3,160 |
| Premises and equipment expense | $493,000 | 3,509 |
| Additional noninterest expense | $1,925,000 | 2,041 |
| Pre-tax net operating income | $5,500,000 | 1,391 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,057,000 | 1,077 |
| Income before extraordinary items | $3,443,000 | 1,609 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,443,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,979 |
| Cash dividends | $2,685,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 854 |
| Net operating income | $3,443,000 | 1,591 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,113,000 | 2,113 |
| Total interest expense | $3,034,000 | 2,413 |
| Net interest income | $6,079,000 | 1,917 |
| Provision for loan and lease losses | $255,000 | 1,728 |
| Total noninterest income | $829,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $410,000 | 2,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $419,000 | 2,491 |
| Total noninterest expense | $3,051,000 | 2,842 |
| Salaries and employee benefits | $1,458,000 | 3,213 |
| Premises and equipment expense | $326,000 | 3,531 |
| Additional noninterest expense | $1,267,000 | 2,071 |
| Pre-tax net operating income | $3,602,000 | 1,412 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,344,000 | 1,097 |
| Income before extraordinary items | $2,258,000 | 1,617 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,258,000 | 1,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,027 |
| Cash dividends | $2,025,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 734 |
| Net operating income | $2,258,000 | 1,606 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,369,000 | 2,148 |
| Total interest expense | $1,387,000 | 2,490 |
| Net interest income | $2,982,000 | 1,944 |
| Provision for loan and lease losses | $153,000 | 1,404 |
| Total noninterest income | $376,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $185,000 | 2,178 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $191,000 | 2,569 |
| Total noninterest expense | $1,558,000 | 2,795 |
| Salaries and employee benefits | $762,000 | 3,097 |
| Premises and equipment expense | $162,000 | 3,559 |
| Additional noninterest expense | $634,000 | 2,055 |
| Pre-tax net operating income | $1,647,000 | 1,504 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $611,000 | 1,178 |
| Income before extraordinary items | $1,036,000 | 1,731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,036,000 | 1,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,940 |
| Cash dividends | $989,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 551 |
| Net operating income | $1,036,000 | 1,716 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,284,000 | 2,052 |
| Total interest expense | $4,089,000 | 2,609 |
| Net interest income | $12,195,000 | 1,795 |
| Provision for loan and lease losses | $612,000 | 1,596 |
| Total noninterest income | $1,858,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $798,000 | 2,106 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,060,000 | 2,127 |
| Total noninterest expense | $6,034,000 | 2,739 |
| Salaries and employee benefits | $2,969,000 | 2,993 |
| Premises and equipment expense | $590,000 | 3,710 |
| Additional noninterest expense | $2,475,000 | 2,031 |
| Pre-tax net operating income | $7,407,000 | 1,293 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,746,000 | 1,038 |
| Income before extraordinary items | $4,661,000 | 1,516 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,661,000 | 1,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,574 |
| Cash dividends | $3,220,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,661,000 | 1,493 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,931,000 | 2,045 |
| Total interest expense | $2,937,000 | 2,584 |
| Net interest income | $8,994,000 | 1,819 |
| Provision for loan and lease losses | $469,000 | 1,488 |
| Total noninterest income | $1,381,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $590,000 | 2,134 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $791,000 | 2,141 |
| Total noninterest expense | $4,541,000 | 2,698 |
| Salaries and employee benefits | $2,250,000 | 2,936 |
| Premises and equipment expense | $431,000 | 3,763 |
| Additional noninterest expense | $1,860,000 | 1,999 |
| Pre-tax net operating income | $5,365,000 | 1,340 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,985,000 | 1,080 |
| Income before extraordinary items | $3,380,000 | 1,562 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,380,000 | 1,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,163 |
| Cash dividends | $2,100,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,380,000 | 1,534 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,739,000 | 2,046 |
| Total interest expense | $1,832,000 | 2,594 |
| Net interest income | $5,907,000 | 1,829 |
| Provision for loan and lease losses | $306,000 | 1,484 |
| Total noninterest income | $874,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $384,000 | 2,137 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $490,000 | 2,217 |
| Total noninterest expense | $2,948,000 | 2,744 |
| Salaries and employee benefits | $1,437,000 | 3,040 |
| Premises and equipment expense | $275,000 | 3,871 |
| Additional noninterest expense | $1,236,000 | 1,985 |
| Pre-tax net operating income | $3,527,000 | 1,328 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,301,000 | 1,074 |
| Income before extraordinary items | $2,226,000 | 1,545 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,226,000 | 1,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,825 |
| Cash dividends | $1,840,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,226,000 | 1,522 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 2,081 |
| Total interest expense | $876,000 | 2,595 |
| Net interest income | $2,839,000 | 1,893 |
| Provision for loan and lease losses | $153,000 | 1,365 |
| Total noninterest income | $396,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $175,000 | 2,253 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $221,000 | 2,334 |
| Total noninterest expense | $1,479,000 | 2,752 |
| Salaries and employee benefits | $710,000 | 3,089 |
| Premises and equipment expense | $139,000 | 3,869 |
| Additional noninterest expense | $630,000 | 1,949 |
| Pre-tax net operating income | $1,603,000 | 1,423 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $595,000 | 1,162 |
| Income before extraordinary items | $1,008,000 | 1,662 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,008,000 | 1,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $690,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,008,000 | 1,636 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,037,000 | 2,016 |
| Total interest expense | $3,186,000 | 2,488 |
| Net interest income | $10,851,000 | 1,862 |
| Provision for loan and lease losses | $388,000 | 2,430 |
| Total noninterest income | $1,835,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $827,000 | 2,080 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,008,000 | 2,134 |
| Total noninterest expense | $5,894,000 | 2,696 |
| Salaries and employee benefits | $2,876,000 | 2,949 |
| Premises and equipment expense | $566,000 | 3,714 |
| Additional noninterest expense | $2,452,000 | 1,992 |
| Pre-tax net operating income | $6,404,000 | 1,355 |
| Securities gains (losses) | $74,000 | 1,456 |
| Applicable income taxes | $2,353,000 | 1,103 |
| Income before extraordinary items | $4,125,000 | 1,566 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,125,000 | 1,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $772,000 | 934 |
| Cash dividends | $430,000 | 3,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,077,640 | 1,543 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,319,000 | 2,032 |
| Total interest expense | $2,315,000 | 2,526 |
| Net interest income | $8,004,000 | 1,883 |
| Provision for loan and lease losses | $285,000 | 2,349 |
| Total noninterest income | $1,381,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $617,000 | 2,108 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $764,000 | 2,139 |
| Total noninterest expense | $4,431,000 | 2,654 |
| Salaries and employee benefits | $2,170,000 | 2,915 |
| Premises and equipment expense | $421,000 | 3,736 |
| Additional noninterest expense | $1,840,000 | 1,953 |
| Pre-tax net operating income | $4,669,000 | 1,394 |
| Securities gains (losses) | $54,000 | 1,604 |
| Applicable income taxes | $1,703,000 | 1,155 |
| Income before extraordinary items | $3,020,000 | 1,606 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,020,000 | 1,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $878,000 | 630 |
| Cash dividends | $370,000 | 3,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,985,440 | 1,577 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,776,000 | 2,050 |
| Total interest expense | $1,501,000 | 2,571 |
| Net interest income | $5,275,000 | 1,896 |
| Provision for loan and lease losses | $183,000 | 2,342 |
| Total noninterest income | $930,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $406,000 | 2,120 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $524,000 | 2,116 |
| Total noninterest expense | $2,969,000 | 2,640 |
| Salaries and employee benefits | $1,437,000 | 2,950 |
| Premises and equipment expense | $283,000 | 3,720 |
| Additional noninterest expense | $1,249,000 | 1,910 |
| Pre-tax net operating income | $3,053,000 | 1,396 |
| Securities gains (losses) | $54,000 | 1,410 |
| Applicable income taxes | $1,114,000 | 1,173 |
| Income before extraordinary items | $1,993,000 | 1,610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,993,000 | 1,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $937,000 | 448 |
| Cash dividends | $370,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,958,440 | 1,573 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 2,122 |
| Total interest expense | $735,000 | 2,647 |
| Net interest income | $2,554,000 | 1,957 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $417,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $195,000 | 2,122 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $222,000 | 2,301 |
| Total noninterest expense | $1,431,000 | 2,754 |
| Salaries and employee benefits | $725,000 | 2,922 |
| Premises and equipment expense | $148,000 | 3,623 |
| Additional noninterest expense | $558,000 | 2,123 |
| Pre-tax net operating income | $1,460,000 | 1,421 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $520,000 | 1,260 |
| Income before extraordinary items | $940,000 | 1,683 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $940,000 | 1,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,115 |
| Cash dividends | $370,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $940,000 | 1,596 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,102,000 | 2,172 |
| Total interest expense | $3,144,000 | 2,748 |
| Net interest income | $9,958,000 | 1,965 |
| Provision for loan and lease losses | $550,000 | 2,001 |
| Total noninterest income | $2,134,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $766,000 | 2,191 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,368,000 | 1,946 |
| Total noninterest expense | $5,814,000 | 2,670 |
| Salaries and employee benefits | $2,708,000 | 3,043 |
| Premises and equipment expense | $607,000 | 3,482 |
| Additional noninterest expense | $2,499,000 | 1,923 |
| Pre-tax net operating income | $5,728,000 | 1,445 |
| Securities gains (losses) | $104,000 | 1,855 |
| Applicable income taxes | $2,100,000 | 1,243 |
| Income before extraordinary items | $3,732,000 | 1,663 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,732,000 | 1,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 1,873 |
| Cash dividends | $3,490,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,665,440 | 1,609 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,805,000 | 2,215 |
| Total interest expense | $2,409,000 | 2,780 |
| Net interest income | $7,396,000 | 1,993 |
| Provision for loan and lease losses | $413,000 | 1,978 |
| Total noninterest income | $1,701,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $575,000 | 2,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,126,000 | 1,887 |
| Total noninterest expense | $4,352,000 | 2,674 |
| Salaries and employee benefits | $2,009,000 | 3,076 |
| Premises and equipment expense | $484,000 | 3,306 |
| Additional noninterest expense | $1,859,000 | 1,924 |
| Pre-tax net operating income | $4,332,000 | 1,474 |
| Securities gains (losses) | $104,000 | 1,710 |
| Applicable income taxes | $1,609,000 | 1,265 |
| Income before extraordinary items | $2,827,000 | 1,703 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,827,000 | 1,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,505 |
| Cash dividends | $2,740,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,760,440 | 1,642 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,546,000 | 2,231 |
| Total interest expense | $1,662,000 | 2,767 |
| Net interest income | $4,884,000 | 2,001 |
| Provision for loan and lease losses | $275,000 | 1,970 |
| Total noninterest income | $1,081,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $381,000 | 2,175 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $700,000 | 1,966 |
| Total noninterest expense | $2,906,000 | 2,679 |
| Salaries and employee benefits | $1,332,000 | 3,092 |
| Premises and equipment expense | $315,000 | 3,350 |
| Additional noninterest expense | $1,259,000 | 1,907 |
| Pre-tax net operating income | $2,784,000 | 1,505 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,013,000 | 1,363 |
| Income before extraordinary items | $1,771,000 | 1,818 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,771,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $2,740,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,771,000 | 1,697 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,321,000 | 2,208 |
| Total interest expense | $852,000 | 2,766 |
| Net interest income | $2,469,000 | 1,982 |
| Provision for loan and lease losses | $138,000 | 1,897 |
| Total noninterest income | $489,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $183,000 | 2,189 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $306,000 | 2,083 |
| Total noninterest expense | $1,402,000 | 2,748 |
| Salaries and employee benefits | $659,000 | 3,110 |
| Premises and equipment expense | $164,000 | 3,248 |
| Additional noninterest expense | $579,000 | 2,034 |
| Pre-tax net operating income | $1,418,000 | 1,494 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $517,000 | 1,338 |
| Income before extraordinary items | $901,000 | 1,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $901,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $750,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $901,000 | 1,651 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,431,000 | 2,295 |
| Total interest expense | $4,080,000 | 2,696 |
| Net interest income | $9,351,000 | 2,076 |
| Provision for loan and lease losses | $662,000 | 1,907 |
| Total noninterest income | $1,611,000 | 2,505 |
| Gross Fiduciary activities income | $40,000 | 1,161 |
| Service charges on deposit accounts | $739,000 | 2,148 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $832,000 | 2,445 |
| Total noninterest expense | $4,830,000 | 3,013 |
| Salaries and employee benefits | $2,359,000 | 3,275 |
| Premises and equipment expense | $592,000 | 3,452 |
| Additional noninterest expense | $1,879,000 | 2,453 |
| Pre-tax net operating income | $5,470,000 | 1,502 |
| Securities gains (losses) | $282,000 | 935 |
| Applicable income taxes | $2,104,000 | 1,234 |
| Income before extraordinary items | $3,648,000 | 1,638 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,648,000 | 1,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,596 |
| Cash dividends | $2,525,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,467,520 | 1,673 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,358,000 | 2,225 |
| Total interest expense | $6,609,000 | 2,431 |
| Net interest income | $8,749,000 | 2,039 |
| Provision for loan and lease losses | $351,000 | 2,899 |
| Total noninterest income | $1,445,000 | 2,588 |
| Gross Fiduciary activities income | $58,000 | 1,109 |
| Service charges on deposit accounts | $640,000 | 2,314 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $747,000 | 2,485 |
| Total noninterest expense | $4,637,000 | 3,013 |
| Salaries and employee benefits | $2,249,000 | 3,262 |
| Premises and equipment expense | $637,000 | 3,202 |
| Additional noninterest expense | $1,751,000 | 2,536 |
| Pre-tax net operating income | $5,206,000 | 1,390 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,920,000 | 1,220 |
| Income before extraordinary items | $3,286,000 | 1,611 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,286,000 | 1,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 1,299 |
| Cash dividends | $3,530,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,286,000 | 1,544 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,191,000 | 2,172 |
| Total interest expense | $6,956,000 | 2,419 |
| Net interest income | $9,235,000 | 1,906 |
| Provision for loan and lease losses | $501,000 | 1,860 |
| Total noninterest income | $2,646,000 | 1,509 |
| Gross Fiduciary activities income | $33,000 | 1,098 |
| Service charges on deposit accounts | $565,000 | 2,419 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,048,000 | 1,112 |
| Total noninterest expense | $5,674,000 | 2,412 |
| Salaries and employee benefits | $2,660,000 | 2,678 |
| Premises and equipment expense | $821,000 | 2,513 |
| Additional noninterest expense | $2,193,000 | 1,986 |
| Pre-tax net operating income | $5,706,000 | 1,288 |
| Securities gains (losses) | $-24,000 | 8,832 |
| Applicable income taxes | $1,975,000 | 1,164 |
| Income before extraordinary items | $3,707,000 | 1,430 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,707,000 | 1,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,255 |
| Cash dividends | $9,505,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,722,600 | 1,412 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,117,000 | 2,306 |
| Total interest expense | $5,544,000 | 2,666 |
| Net interest income | $8,573,000 | 2,064 |
| Provision for loan and lease losses | $350,000 | 2,350 |
| Total noninterest income | $2,414,000 | 1,617 |
| Gross Fiduciary activities income | $29,000 | 1,170 |
| Service charges on deposit accounts | $496,000 | 2,653 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,889,000 | 1,198 |
| Total noninterest expense | $5,564,000 | 2,440 |
| Salaries and employee benefits | $2,702,000 | 2,606 |
| Premises and equipment expense | $744,000 | 2,728 |
| Additional noninterest expense | $2,118,000 | 2,055 |
| Pre-tax net operating income | $5,073,000 | 1,488 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,901,000 | 1,284 |
| Income before extraordinary items | $3,172,000 | 1,686 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,172,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,549 |
| Cash dividends | $1,279,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,172,000 | 1,654 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 4,022 |
| Total interest expense | $3,453,000 | 4,186 |
| Net interest income | $4,381,000 | 3,828 |
| Provision for loan and lease losses | $430,000 | 1,945 |
| Total noninterest income | $1,854,000 | 1,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 4,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,626,000 | 1,328 |
| Total noninterest expense | $3,151,000 | 3,942 |
| Salaries and employee benefits | $1,814,000 | 3,644 |
| Premises and equipment expense | $379,000 | 4,607 |
| Additional noninterest expense | $958,000 | 4,098 |
| Pre-tax net operating income | $2,654,000 | 2,648 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $988,000 | 2,337 |
| Income before extraordinary items | $1,666,000 | 2,981 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,666,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,519 |
| Cash dividends | $772,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,666,000 | 2,894 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,577,000 | 4,185 |
| Total interest expense | $3,260,000 | 4,385 |
| Net interest income | $4,317,000 | 3,958 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $477,000 | 5,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,342 |
| Total noninterest expense | $2,198,000 | 5,297 |
| Salaries and employee benefits | $1,131,000 | 5,352 |
| Premises and equipment expense | $287,000 | 5,575 |
| Additional noninterest expense | $780,000 | 4,816 |
| Pre-tax net operating income | $2,476,000 | 2,938 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $908,000 | 2,640 |
| Income before extraordinary items | $1,568,000 | 3,229 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,568,000 | 3,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,386 |
| Cash dividends | $673,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,568,000 | 3,163 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,675,000 | 4,769 |
| Total interest expense | $2,730,000 | 5,181 |
| Net interest income | $3,945,000 | 4,382 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $378,000 | 6,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,465 |
| Total noninterest expense | $1,960,000 | 6,017 |
| Salaries and employee benefits | $978,000 | 6,096 |
| Premises and equipment expense | $274,000 | 5,923 |
| Additional noninterest expense | $708,000 | 5,698 |
| Pre-tax net operating income | $2,243,000 | 3,101 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $832,000 | 2,751 |
| Income before extraordinary items | $1,411,000 | 3,386 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,411,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,092 |
| Cash dividends | $508,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,411,000 | 3,343 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,756,000 | 5,387 |
| Total interest expense | $2,215,000 | 6,059 |
| Net interest income | $3,541,000 | 4,816 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $442,000 | 5,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,387 |
| Total noninterest expense | $1,911,000 | 6,204 |
| Salaries and employee benefits | $922,000 | 6,448 |
| Premises and equipment expense | $255,000 | 6,261 |
| Additional noninterest expense | $734,000 | 5,633 |
| Pre-tax net operating income | $1,952,000 | 3,570 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $734,000 | 3,112 |
| Income before extraordinary items | $1,218,000 | 3,912 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,218,000 | 3,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,662 |
| Cash dividends | $417,000 | 3,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,218,000 | 3,898 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 5,934 |
| Total interest expense | $1,572,000 | 6,679 |
| Net interest income | $3,148,000 | 5,402 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $402,000 | 6,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,839 |
| Total noninterest expense | $1,874,000 | 6,511 |
| Salaries and employee benefits | $874,000 | 6,795 |
| Premises and equipment expense | $233,000 | 6,814 |
| Additional noninterest expense | $767,000 | 5,896 |
| Pre-tax net operating income | $1,496,000 | 4,420 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $548,000 | 3,779 |
| Income before extraordinary items | $949,000 | 4,706 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $949,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,182 |
| Cash dividends | $378,000 | 3,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $948,360 | 4,752 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 6,388 |
| Total interest expense | $1,619,000 | 6,827 |
| Net interest income | $2,809,000 | 5,959 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $573,000 | 5,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 4,019 |
| Total noninterest expense | $1,832,000 | 6,801 |
| Salaries and employee benefits | $849,000 | 7,021 |
| Premises and equipment expense | $253,000 | 6,631 |
| Additional noninterest expense | $730,000 | 6,364 |
| Pre-tax net operating income | $1,370,000 | 4,669 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $508,000 | 4,127 |
| Income before extraordinary items | $862,000 | 5,249 |
| Extraordinary gains, net | $30,000 | 2,491 |
| Net income | $892,000 | 5,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,491 |
| Cash dividends | $337,000 | 4,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $862,000 | 5,042 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 6,306 |
| Total interest expense | $2,163,000 | 6,712 |
| Net interest income | $2,925,000 | 5,842 |
| Provision for loan and lease losses | $195,000 | 5,287 |
| Total noninterest income | $342,000 | 7,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,163 |
| Total noninterest expense | $1,987,000 | 6,414 |
| Salaries and employee benefits | $892,000 | 6,666 |
| Premises and equipment expense | $261,000 | 6,590 |
| Additional noninterest expense | $834,000 | 5,866 |
| Pre-tax net operating income | $1,085,000 | 5,313 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $386,000 | 4,927 |
| Income before extraordinary items | $707,000 | 5,873 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $707,000 | 5,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 5,812 |
| Cash dividends | $309,000 | 3,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $701,800 | 5,566 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.