Home > First Merchants Bank of Central Indiana > Assets and Liabilities
First Merchants Bank of Central Indiana, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 190 | 834 |
| Assets and Liabilities | ||
| Total Assets: | $1,085,287,000 | 654 |
| Cash and due from depository institutions | $18,198,000 | 834 |
| Interest-bearing balances | $4,441,000 | 2,948 |
| Securities | $146,331,000 | 867 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $808,963,000 | 598 |
| Loan loss allowance | $23,744,000 | 388 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $17,440,000 | 708 |
| Other real estate owned | $3,491,000 | 834 |
| Goodwill and other intangibles | $29,405,000 | 281 |
| All other assets | $61,459,000 | 421 |
| Life insurance assets | $26,473,000 | 253 |
| Total liabilities and capital | $1,085,287,000 | 654 |
| Total liabilities | $941,674,000 | 675 |
| Total deposits | $746,222,000 | 741 |
| Interest-bearing deposits | $648,836,000 | 742 |
| Deposits held in domestic offices | $746,222,000 | 738 |
| % insured | 51.84% | 7,677 |
| Federal funds purchased & repurchase agreements | $75,569,000 | 323 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $113,822,000 | 498 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,061,000 | 998 |
| Total equity capital | $143,613,000 | 493 |
| Total bank equity capital | $143,613,000 | 492 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,752,000 | 2,115 |
| Surplus | $137,268,000 | 326 |
| Undivided profits | $4,593,000 | 4,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $36,658,000 | 507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,746,000 | 871 |
| Earning assets | $959,735,000 | 661 |
| Long-term assets (5+ years) | $302,837,000 | 447 |
| Average Assets, year-to-date | $1,167,888,000 | 592 |
| Average Assets, quarterly | $1,157,329,500 | 604 |
| Volatile liabilities | $213,069,000 | 726 |
| Insider loans | $24,010,000 | 241 |
| FHLB advances | $98,819,000 | 493 |
| Loans and leases held for sale | $10,926,000 | 351 |
| Unused loan commitments | $103,507,000 | 817 |
| Tier 1 (core) risk-based capital | $115,042,000 | 550 |
| Tier 2 risk-based capital | $10,792,000 | 606 |
| Total risk weighted assets | $874,848,000 | 595 |
| Total unused commitments | $103,507,000 | 817 |
| Derivatives | $38,518,000 | 328 |
| 2009-03-31 | Rank | |
| # of Employees: | 66 | 2,513 |
| Assets and Liabilities | ||
| Total Assets: | $322,228,000 | 2,158 |
| Cash and due from depository institutions | $4,744,000 | 2,513 |
| Interest-bearing balances | $25,000 | 6,764 |
| Securities | $22,223,000 | 4,165 |
| Federal funds sold & reverse repurchase agreements | $17,140,000 | 674 |
| Net loans & leases | $262,804,000 | 1,871 |
| Loan loss allowance | $2,866,000 | 2,239 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,236,000 | 3,535 |
| Other real estate owned | $3,166,000 | 2,513 |
| Goodwill and other intangibles | $23,000 | 3,049 |
| All other assets | $8,892,000 | 2,069 |
| Life insurance assets | $4,216,000 | 1,465 |
| Total liabilities and capital | $322,228,000 | 2,158 |
| Total liabilities | $295,134,000 | 2,120 |
| Total deposits | $260,263,000 | 2,134 |
| Interest-bearing deposits | $217,211,000 | 2,189 |
| Deposits held in domestic offices | $260,263,000 | 2,132 |
| % insured | 43.80% | 7,940 |
| Federal funds purchased & repurchase agreements | $19,583,000 | 762 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $13,500,000 | 2,582 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,788,000 | 2,505 |
| Total equity capital | $27,094,000 | 2,500 |
| Total bank equity capital | $27,094,000 | 2,498 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,752,000 | 2,129 |
| Surplus | $11,103,000 | 2,472 |
| Undivided profits | $14,239,000 | 2,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,831,000 | 2,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,282,000 | 2,751 |
| Earning assets | $302,192,000 | 2,125 |
| Long-term assets (5+ years) | $37,150,000 | 2,853 |
| Average Assets, year-to-date | $317,399,000 | 2,173 |
| Average Assets, quarterly | $317,399,000 | 2,173 |
| Volatile liabilities | $63,816,000 | 2,279 |
| Insider loans | $11,945,000 | 613 |
| FHLB advances | $13,500,000 | 2,470 |
| Loans and leases held for sale | $704,000 | 1,249 |
| Unused loan commitments | $61,711,000 | 1,293 |
| Tier 1 (core) risk-based capital | $27,193,000 | 2,394 |
| Tier 2 risk-based capital | $2,866,000 | 1,946 |
| Total risk weighted assets | $250,524,000 | 2,000 |
| Total unused commitments | $61,711,000 | 1,295 |
| Derivatives | $13,545,000 | 560 |
| 2008-12-31 | Rank | |
| # of Employees: | 66 | 2,546 |
| Assets and Liabilities | ||
| Total Assets: | $312,570,000 | 2,193 |
| Cash and due from depository institutions | $7,415,000 | 2,546 |
| Interest-bearing balances | $35,000 | 6,339 |
| Securities | $25,502,000 | 3,851 |
| Federal funds sold & reverse repurchase agreements | $2,260,000 | 3,074 |
| Net loans & leases | $264,164,000 | 1,857 |
| Loan loss allowance | $2,743,000 | 2,250 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,296,000 | 3,519 |
| Other real estate owned | $740,000 | 2,546 |
| Goodwill and other intangibles | $26,000 | 3,043 |
| All other assets | $9,167,000 | 2,036 |
| Life insurance assets | $4,220,000 | 1,459 |
| Total liabilities and capital | $312,570,000 | 2,193 |
| Total liabilities | $286,222,000 | 2,159 |
| Total deposits | $249,834,000 | 2,164 |
| Interest-bearing deposits | $206,844,000 | 2,242 |
| Deposits held in domestic offices | $249,834,000 | 2,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,684,000 | 1,034 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $21,500,000 | 2,108 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,204,000 | 3,310 |
| Total equity capital | $26,348,000 | 2,540 |
| Total bank equity capital | $26,348,000 | 2,540 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,752,000 | 2,138 |
| Surplus | $11,055,000 | 2,459 |
| Undivided profits | $13,541,000 | 2,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,227,000 | 1,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,354,000 | 2,766 |
| Earning assets | $291,961,000 | 2,164 |
| Long-term assets (5+ years) | $32,391,000 | 3,083 |
| Average Assets, year-to-date | $300,717,000 | 2,202 |
| Average Assets, quarterly | $310,061,500 | 2,192 |
| Volatile liabilities | $45,642,000 | 2,944 |
| Insider loans | $11,118,000 | 672 |
| FHLB advances | $21,500,000 | 2,010 |
| Loans and leases held for sale | $976,000 | 888 |
| Unused loan commitments | $41,459,000 | 1,850 |
| Tier 1 (core) risk-based capital | $26,087,000 | 2,445 |
| Tier 2 risk-based capital | $2,743,000 | 1,987 |
| Total risk weighted assets | $252,557,000 | 1,992 |
| Total unused commitments | $41,459,000 | 1,851 |
| Derivatives | $10,123,000 | 529 |
| 2008-09-30 | Rank | |
| # of Employees: | 66 | 2,574 |
| Assets and Liabilities | ||
| Total Assets: | $307,553,000 | 2,212 |
| Cash and due from depository institutions | $3,028,000 | 2,574 |
| Interest-bearing balances | $32,000 | 5,987 |
| Securities | $23,517,000 | 3,967 |
| Federal funds sold & reverse repurchase agreements | $3,209,000 | 2,993 |
| Net loans & leases | $264,517,000 | 1,841 |
| Loan loss allowance | $2,802,000 | 2,070 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,364,000 | 3,461 |
| Other real estate owned | $895,000 | 2,574 |
| Goodwill and other intangibles | $28,000 | 3,093 |
| All other assets | $8,995,000 | 2,067 |
| Life insurance assets | $4,384,000 | 1,396 |
| Total liabilities and capital | $307,553,000 | 2,212 |
| Total liabilities | $280,684,000 | 2,175 |
| Total deposits | $216,809,000 | 2,407 |
| Interest-bearing deposits | $177,715,000 | 2,545 |
| Deposits held in domestic offices | $216,809,000 | 2,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,795,000 | 600 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $27,874,000 | 1,795 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,206,000 | 3,402 |
| Total equity capital | $26,869,000 | 2,515 |
| Total bank equity capital | $26,869,000 | 2,515 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,752,000 | 2,155 |
| Surplus | $11,022,000 | 2,452 |
| Undivided profits | $14,095,000 | 2,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,990,000 | 1,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,466,000 | 2,691 |
| Earning assets | $291,275,000 | 2,156 |
| Long-term assets (5+ years) | $29,203,000 | 3,272 |
| Average Assets, year-to-date | $297,753,750 | 2,221 |
| Average Assets, quarterly | $300,957,000 | 2,242 |
| Volatile liabilities | $74,168,000 | 1,915 |
| Insider loans | $11,942,000 | 613 |
| FHLB advances | $27,874,000 | 1,699 |
| Loans and leases held for sale | $349,000 | 1,161 |
| Unused loan commitments | $45,879,000 | 1,800 |
| Tier 1 (core) risk-based capital | $26,655,000 | 2,445 |
| Tier 2 risk-based capital | $2,802,000 | 1,906 |
| Total risk weighted assets | $255,379,000 | 1,966 |
| Total unused commitments | $45,879,000 | 1,802 |
| Derivatives | $4,842,000 | 584 |
| 2008-06-30 | Rank | |
| # of Employees: | 68 | 2,539 |
| Assets and Liabilities | ||
| Total Assets: | $294,361,000 | 2,272 |
| Cash and due from depository institutions | $6,082,000 | 2,539 |
| Interest-bearing balances | $20,000 | 6,186 |
| Securities | $13,753,000 | 5,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $261,596,000 | 1,844 |
| Loan loss allowance | $2,651,000 | 2,099 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,427,000 | 3,424 |
| Other real estate owned | $736,000 | 2,539 |
| Goodwill and other intangibles | $30,000 | 3,107 |
| All other assets | $8,737,000 | 2,072 |
| Life insurance assets | $4,357,000 | 1,398 |
| Total liabilities and capital | $294,361,000 | 2,272 |
| Total liabilities | $267,472,000 | 2,246 |
| Total deposits | $231,380,000 | 2,251 |
| Interest-bearing deposits | $186,874,000 | 2,431 |
| Deposits held in domestic offices | $231,380,000 | 2,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,359,000 | 1,183 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $22,874,000 | 2,017 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $859,000 | 4,162 |
| Total equity capital | $26,889,000 | 2,519 |
| Total bank equity capital | $26,889,000 | 2,519 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,752,000 | 2,169 |
| Surplus | $10,996,000 | 2,453 |
| Undivided profits | $14,141,000 | 2,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,133,000 | 1,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,340,000 | 2,862 |
| Earning assets | $275,369,000 | 2,232 |
| Long-term assets (5+ years) | $29,274,000 | 3,238 |
| Average Assets, year-to-date | $294,487,330 | 2,245 |
| Average Assets, quarterly | $291,768,500 | 2,280 |
| Volatile liabilities | $44,396,000 | 2,910 |
| Insider loans | $11,789,000 | 636 |
| FHLB advances | $22,874,000 | 1,925 |
| Loans and leases held for sale | $1,000,000 | 885 |
| Unused loan commitments | $64,825,000 | 1,396 |
| Tier 1 (core) risk-based capital | $26,684,000 | 2,437 |
| Tier 2 risk-based capital | $2,651,000 | 1,963 |
| Total risk weighted assets | $254,295,000 | 1,970 |
| Total unused commitments | $64,825,000 | 1,396 |
| Derivatives | $3,511,000 | 625 |
| 2008-03-31 | Rank | |
| # of Employees: | 66 | 2,599 |
| Assets and Liabilities | ||
| Total Assets: | $289,176,000 | 2,294 |
| Cash and due from depository institutions | $5,374,000 | 2,599 |
| Interest-bearing balances | $281,000 | 4,147 |
| Securities | $14,309,000 | 5,212 |
| Federal funds sold & reverse repurchase agreements | $105,000 | 6,467 |
| Net loans & leases | $257,107,000 | 1,836 |
| Loan loss allowance | $2,634,000 | 2,036 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,481,000 | 3,369 |
| Other real estate owned | $0 | 2,599 |
| Goodwill and other intangibles | $31,000 | 3,114 |
| All other assets | $8,769,000 | 2,001 |
| Life insurance assets | $4,320,000 | 1,402 |
| Total liabilities and capital | $289,176,000 | 2,294 |
| Total liabilities | $261,990,000 | 2,280 |
| Total deposits | $225,807,000 | 2,323 |
| Interest-bearing deposits | $189,946,000 | 2,388 |
| Deposits held in domestic offices | $225,807,000 | 2,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,376,000 | 1,361 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $25,874,000 | 1,687 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,933,000 | 2,534 |
| Total equity capital | $27,186,000 | 2,555 |
| Total bank equity capital | $27,186,000 | 2,555 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,752,000 | 2,169 |
| Surplus | $10,968,000 | 2,436 |
| Undivided profits | $14,466,000 | 2,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,376,000 | 2,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,515,000 | 2,590 |
| Earning assets | $271,802,000 | 2,252 |
| Long-term assets (5+ years) | $28,766,000 | 3,174 |
| Average Assets, year-to-date | $294,550,500 | 2,252 |
| Average Assets, quarterly | $294,550,500 | 2,252 |
| Volatile liabilities | $47,294,000 | 2,747 |
| Insider loans | $11,801,000 | 613 |
| FHLB advances | $25,874,000 | 1,607 |
| Loans and leases held for sale | $244,000 | 1,478 |
| Unused loan commitments | $74,028,000 | 1,287 |
| Tier 1 (core) risk-based capital | $26,825,000 | 2,429 |
| Tier 2 risk-based capital | $2,634,000 | 1,935 |
| Total risk weighted assets | $243,459,000 | 2,019 |
| Total unused commitments | $74,028,000 | 1,288 |
| Derivatives | $2,782,000 | 736 |
| 2007-12-31 | Rank | |
| # of Employees: | 63 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $299,925,000 | 2,221 |
| Cash and due from depository institutions | $6,680,000 | 2,720 |
| Interest-bearing balances | $378,000 | 3,440 |
| Securities | $14,527,000 | 5,237 |
| Federal funds sold & reverse repurchase agreements | $2,626,000 | 3,709 |
| Net loans & leases | $263,547,000 | 1,795 |
| Loan loss allowance | $2,601,000 | 2,043 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,509,000 | 3,330 |
| Other real estate owned | $0 | 2,720 |
| Goodwill and other intangibles | $34,000 | 3,096 |
| All other assets | $9,002,000 | 1,950 |
| Life insurance assets | $4,279,000 | 1,398 |
| Total liabilities and capital | $299,925,000 | 2,221 |
| Total liabilities | $273,035,000 | 2,189 |
| Total deposits | $232,833,000 | 2,231 |
| Interest-bearing deposits | $196,473,000 | 2,275 |
| Deposits held in domestic offices | $232,833,000 | 2,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,143,000 | 1,620 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $32,874,000 | 1,364 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,185,000 | 3,598 |
| Total equity capital | $26,890,000 | 2,556 |
| Total bank equity capital | $26,890,000 | 2,556 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,752,000 | 2,165 |
| Surplus | $10,943,000 | 2,419 |
| Undivided profits | $14,195,000 | 2,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,511,000 | 1,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,746,000 | 2,445 |
| Earning assets | $281,078,000 | 2,163 |
| Long-term assets (5+ years) | $29,728,000 | 2,920 |
| Average Assets, year-to-date | $304,383,800 | 2,115 |
| Average Assets, quarterly | $303,451,500 | 2,174 |
| Volatile liabilities | $35,751,000 | 3,371 |
| Insider loans | $10,968,000 | 652 |
| FHLB advances | $32,874,000 | 1,289 |
| Loans and leases held for sale | $383,000 | 1,289 |
| Unused loan commitments | $77,786,000 | 1,260 |
| Tier 1 (core) risk-based capital | $26,667,000 | 2,435 |
| Tier 2 risk-based capital | $2,601,000 | 1,951 |
| Total risk weighted assets | $249,802,000 | 1,976 |
| Total unused commitments | $77,786,000 | 1,260 |
| Derivatives | $2,449,000 | 690 |
| 2007-09-30 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $306,978,000 | 2,146 |
| Cash and due from depository institutions | $4,530,000 | 2,815 |
| Interest-bearing balances | $347,000 | 3,352 |
| Securities | $14,841,000 | 5,209 |
| Federal funds sold & reverse repurchase agreements | $6,573,000 | 2,107 |
| Net loans & leases | $268,527,000 | 1,733 |
| Loan loss allowance | $2,425,000 | 2,121 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,446,000 | 3,315 |
| Other real estate owned | $60,000 | 2,815 |
| Goodwill and other intangibles | $13,000 | 3,210 |
| All other assets | $8,988,000 | 1,937 |
| Life insurance assets | $4,231,000 | 1,367 |
| Total liabilities and capital | $306,978,000 | 2,146 |
| Total liabilities | $279,694,000 | 2,109 |
| Total deposits | $239,206,000 | 2,170 |
| Interest-bearing deposits | $202,960,000 | 2,198 |
| Deposits held in domestic offices | $239,206,000 | 2,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,484,000 | 1,451 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $30,996,000 | 1,315 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,008,000 | 2,468 |
| Total equity capital | $27,284,000 | 2,500 |
| Total bank equity capital | $27,284,000 | 2,500 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,752,000 | 2,143 |
| Surplus | $10,923,000 | 2,367 |
| Undivided profits | $14,609,000 | 2,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,820,000 | 969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,732,000 | 2,642 |
| Earning assets | $290,288,000 | 2,077 |
| Long-term assets (5+ years) | $31,171,000 | 2,703 |
| Average Assets, year-to-date | $305,498,500 | 2,101 |
| Average Assets, quarterly | $305,317,500 | 2,145 |
| Volatile liabilities | $44,990,000 | 2,804 |
| Insider loans | $13,611,000 | 508 |
| FHLB advances | $30,996,000 | 1,238 |
| Loans and leases held for sale | $463,000 | 1,180 |
| Unused loan commitments | $71,927,000 | 1,348 |
| Tier 1 (core) risk-based capital | $27,283,000 | 2,385 |
| Tier 2 risk-based capital | $2,425,000 | 2,043 |
| Total risk weighted assets | $253,130,000 | 1,921 |
| Total unused commitments | $71,927,000 | 1,348 |
| Derivatives | $3,715,000 | 643 |
| 2007-06-30 | Rank | |
| # of Employees: | 62 | 2,816 |
| Assets and Liabilities | ||
| Total Assets: | $303,657,000 | 2,178 |
| Cash and due from depository institutions | $2,952,000 | 2,816 |
| Interest-bearing balances | $293,000 | 3,591 |
| Securities | $14,317,000 | 5,319 |
| Federal funds sold & reverse repurchase agreements | $657,000 | 5,436 |
| Net loans & leases | $273,659,000 | 1,710 |
| Loan loss allowance | $2,740,000 | 1,924 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,242,000 | 3,454 |
| Other real estate owned | $29,000 | 2,816 |
| Goodwill and other intangibles | $14,000 | 3,237 |
| All other assets | $8,787,000 | 1,986 |
| Life insurance assets | $4,179,000 | 1,376 |
| Total liabilities and capital | $303,658,000 | 2,178 |
| Total liabilities | $276,881,000 | 2,136 |
| Total deposits | $243,450,000 | 2,164 |
| Interest-bearing deposits | $207,654,000 | 2,163 |
| Deposits held in domestic offices | $243,450,000 | 2,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,375,000 | 1,236 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,996,000 | 1,541 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,060,000 | 3,745 |
| Total equity capital | $26,777,000 | 2,518 |
| Total bank equity capital | $26,777,000 | 2,518 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,752,000 | 2,139 |
| Surplus | $10,902,000 | 2,370 |
| Undivided profits | $14,123,000 | 2,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,253,000 | 955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,692,000 | 2,500 |
| Earning assets | $288,926,000 | 2,093 |
| Long-term assets (5+ years) | $32,702,000 | 2,566 |
| Average Assets, year-to-date | $305,005,330 | 2,132 |
| Average Assets, quarterly | $303,346,500 | 2,162 |
| Volatile liabilities | $38,776,000 | 3,090 |
| Insider loans | $14,288,000 | 476 |
| FHLB advances | $22,996,000 | 1,455 |
| Loans and leases held for sale | $379,000 | 1,367 |
| Unused loan commitments | $80,397,000 | 1,273 |
| Tier 1 (core) risk-based capital | $26,887,000 | 2,422 |
| Tier 2 risk-based capital | $2,740,000 | 1,860 |
| Total risk weighted assets | $259,540,000 | 1,880 |
| Total unused commitments | $80,397,000 | 1,273 |
| Derivatives | $3,174,000 | 702 |
| 2007-03-31 | Rank | |
| # of Employees: | 61 | 2,834 |
| Assets and Liabilities | ||
| Total Assets: | $303,036,000 | 2,164 |
| Cash and due from depository institutions | $6,582,000 | 2,834 |
| Interest-bearing balances | $383,000 | 3,412 |
| Securities | $11,706,000 | 5,786 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $273,094,000 | 1,698 |
| Loan loss allowance | $2,620,000 | 1,990 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,758,000 | 3,768 |
| Other real estate owned | $370,000 | 2,834 |
| Goodwill and other intangibles | $14,000 | 3,232 |
| All other assets | $8,512,000 | 1,966 |
| Life insurance assets | $4,132,000 | 1,370 |
| Total liabilities and capital | $303,036,000 | 2,164 |
| Total liabilities | $276,038,000 | 2,128 |
| Total deposits | $228,371,000 | 2,297 |
| Interest-bearing deposits | $192,023,000 | 2,328 |
| Deposits held in domestic offices | $228,371,000 | 2,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,252,000 | 784 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $25,496,000 | 1,383 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,919,000 | 2,478 |
| Total equity capital | $26,998,000 | 2,509 |
| Total bank equity capital | $26,998,000 | 2,509 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,752,000 | 2,129 |
| Surplus | $10,881,000 | 2,347 |
| Undivided profits | $14,365,000 | 2,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,334,000 | 822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,514,000 | 2,662 |
| Earning assets | $285,183,000 | 2,116 |
| Long-term assets (5+ years) | $30,285,000 | 2,676 |
| Average Assets, year-to-date | $305,679,500 | 2,124 |
| Average Assets, quarterly | $305,679,500 | 2,124 |
| Volatile liabilities | $67,707,000 | 1,953 |
| Insider loans | $15,039,000 | 428 |
| FHLB advances | $25,496,000 | 1,308 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $72,400,000 | 1,384 |
| Tier 1 (core) risk-based capital | $27,047,000 | 2,385 |
| Tier 2 risk-based capital | $2,620,000 | 1,920 |
| Total risk weighted assets | $257,546,000 | 1,875 |
| Total unused commitments | $72,400,000 | 1,384 |
| Derivatives | $2,258,000 | 739 |
| 2006-12-31 | Rank | |
| # of Employees: | 70 | 2,506 |
| Assets and Liabilities | ||
| Total Assets: | $308,323,000 | 2,105 |
| Cash and due from depository institutions | $11,806,000 | 2,506 |
| Interest-bearing balances | $682,000 | 2,860 |
| Securities | $11,945,000 | 5,794 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $273,148,000 | 1,683 |
| Loan loss allowance | $2,505,000 | 2,056 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,392,000 | 4,086 |
| Other real estate owned | $418,000 | 2,506 |
| Goodwill and other intangibles | $15,000 | 3,224 |
| All other assets | $8,599,000 | 1,969 |
| Life insurance assets | $4,097,000 | 1,361 |
| Total liabilities and capital | $308,323,000 | 2,105 |
| Total liabilities | $282,349,000 | 2,061 |
| Total deposits | $241,191,000 | 2,177 |
| Interest-bearing deposits | $203,911,000 | 2,181 |
| Deposits held in domestic offices | $241,191,000 | 2,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,812,000 | 1,061 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $26,996,000 | 1,406 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,350,000 | 3,182 |
| Total equity capital | $25,974,000 | 2,546 |
| Total bank equity capital | $25,974,000 | 2,546 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,752,000 | 2,120 |
| Surplus | $10,866,000 | 2,298 |
| Undivided profits | $13,356,000 | 2,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,102,000 | 760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,672,000 | 2,505 |
| Earning assets | $285,775,000 | 2,085 |
| Long-term assets (5+ years) | $32,358,000 | 2,530 |
| Average Assets, year-to-date | $288,647,400 | 2,164 |
| Average Assets, quarterly | $301,654,500 | 2,135 |
| Volatile liabilities | $77,932,000 | 1,867 |
| Insider loans | $13,161,000 | 500 |
| FHLB advances | $26,996,000 | 1,321 |
| Loans and leases held for sale | $1,121,000 | 912 |
| Unused loan commitments | $67,100,000 | 1,450 |
| Tier 1 (core) risk-based capital | $26,036,000 | 2,418 |
| Tier 2 risk-based capital | $2,505,000 | 1,987 |
| Total risk weighted assets | $257,960,000 | 1,860 |
| Total unused commitments | $67,100,000 | 1,451 |
| Derivatives | $1,828,000 | 749 |
| 2006-09-30 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $294,986,000 | 2,194 |
| Cash and due from depository institutions | $6,770,000 | 2,521 |
| Interest-bearing balances | $442,000 | 3,222 |
| Securities | $12,300,000 | 5,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $265,120,000 | 1,723 |
| Loan loss allowance | $2,549,000 | 2,017 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,430,000 | 4,009 |
| Other real estate owned | $363,000 | 2,521 |
| Goodwill and other intangibles | $16,000 | 3,227 |
| All other assets | $7,987,000 | 2,084 |
| Life insurance assets | $4,062,000 | 1,331 |
| Total liabilities and capital | $294,985,000 | 2,194 |
| Total liabilities | $269,170,000 | 2,149 |
| Total deposits | $239,396,000 | 2,156 |
| Interest-bearing deposits | $205,530,000 | 2,132 |
| Deposits held in domestic offices | $239,396,000 | 2,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,284,000 | 1,312 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,235,000 | 1,758 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,255,000 | 3,317 |
| Total equity capital | $25,815,000 | 2,535 |
| Total bank equity capital | $25,815,000 | 2,535 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,752,000 | 2,126 |
| Surplus | $10,853,000 | 2,263 |
| Undivided profits | $13,210,000 | 2,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,959,000 | 617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,522,000 | 2,754 |
| Earning assets | $277,862,000 | 2,131 |
| Long-term assets (5+ years) | $30,555,000 | 2,598 |
| Average Assets, year-to-date | $283,728,500 | 2,206 |
| Average Assets, quarterly | $293,073,000 | 2,183 |
| Volatile liabilities | $77,102,000 | 1,868 |
| Insider loans | $13,239,000 | 488 |
| FHLB advances | $20,235,000 | 1,655 |
| Loans and leases held for sale | $273,000 | 1,411 |
| Unused loan commitments | $75,095,000 | 1,335 |
| Tier 1 (core) risk-based capital | $25,910,000 | 2,426 |
| Tier 2 risk-based capital | $2,549,000 | 1,955 |
| Total risk weighted assets | $248,521,000 | 1,905 |
| Total unused commitments | $75,095,000 | 1,336 |
| Derivatives | $3,105,000 | 689 |
| 2006-06-30 | Rank | |
| # of Employees: | 67 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $291,160,000 | 2,192 |
| Cash and due from depository institutions | $7,469,000 | 2,645 |
| Interest-bearing balances | $733,000 | 2,737 |
| Securities | $12,711,000 | 5,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $260,155,000 | 1,723 |
| Loan loss allowance | $2,449,000 | 2,079 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,429,000 | 3,990 |
| Other real estate owned | $415,000 | 2,645 |
| Goodwill and other intangibles | $17,000 | 3,220 |
| All other assets | $7,964,000 | 2,069 |
| Life insurance assets | $4,029,000 | 1,313 |
| Total liabilities and capital | $291,160,000 | 2,192 |
| Total liabilities | $265,981,000 | 2,156 |
| Total deposits | $225,087,000 | 2,270 |
| Interest-bearing deposits | $191,550,000 | 2,267 |
| Deposits held in domestic offices | $225,087,000 | 2,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,742,000 | 833 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $20,235,000 | 1,772 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $917,000 | 3,765 |
| Total equity capital | $25,179,000 | 2,511 |
| Total bank equity capital | $25,179,000 | 2,511 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,752,000 | 2,117 |
| Surplus | $10,840,000 | 2,224 |
| Undivided profits | $12,587,000 | 2,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,895,000 | 931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,479,000 | 2,523 |
| Earning assets | $273,599,000 | 2,151 |
| Long-term assets (5+ years) | $29,429,000 | 2,632 |
| Average Assets, year-to-date | $279,976,000 | 2,233 |
| Average Assets, quarterly | $285,851,500 | 2,206 |
| Volatile liabilities | $87,810,000 | 1,662 |
| Insider loans | $13,324,000 | 481 |
| FHLB advances | $20,235,000 | 1,666 |
| Loans and leases held for sale | $745,000 | 1,033 |
| Unused loan commitments | $60,606,000 | 1,607 |
| Tier 1 (core) risk-based capital | $25,371,000 | 2,430 |
| Tier 2 risk-based capital | $2,449,000 | 1,999 |
| Total risk weighted assets | $245,830,000 | 1,892 |
| Total unused commitments | $60,606,000 | 1,607 |
| Derivatives | $576,000 | 883 |
| 2006-03-31 | Rank | |
| # of Employees: | 67 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $280,543,000 | 2,247 |
| Cash and due from depository institutions | $7,974,000 | 2,619 |
| Interest-bearing balances | $578,000 | 3,090 |
| Securities | $13,423,000 | 5,657 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $247,975,000 | 1,757 |
| Loan loss allowance | $2,435,000 | 2,054 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,466,000 | 3,902 |
| Other real estate owned | $831,000 | 2,619 |
| Goodwill and other intangibles | $17,000 | 3,198 |
| All other assets | $7,857,000 | 2,039 |
| Life insurance assets | $3,995,000 | 1,291 |
| Total liabilities and capital | $280,544,000 | 2,247 |
| Total liabilities | $255,494,000 | 2,207 |
| Total deposits | $210,780,000 | 2,400 |
| Interest-bearing deposits | $178,170,000 | 2,399 |
| Deposits held in domestic offices | $210,780,000 | 2,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,787,000 | 720 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,235,000 | 1,710 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,692,000 | 2,456 |
| Total equity capital | $25,050,000 | 2,480 |
| Total bank equity capital | $25,050,000 | 2,480 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,752,000 | 2,107 |
| Surplus | $10,817,000 | 2,166 |
| Undivided profits | $12,481,000 | 2,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $857,000 | 2,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,350,000 | 2,629 |
| Earning assets | $261,976,000 | 2,209 |
| Long-term assets (5+ years) | $28,227,000 | 2,679 |
| Average Assets, year-to-date | $274,384,000 | 2,280 |
| Average Assets, quarterly | $274,384,000 | 2,280 |
| Volatile liabilities | $73,878,000 | 1,818 |
| Insider loans | $12,066,000 | 543 |
| FHLB advances | $20,235,000 | 1,622 |
| Loans and leases held for sale | $391,000 | 1,195 |
| Unused loan commitments | $70,875,000 | 1,365 |
| Tier 1 (core) risk-based capital | $25,173,000 | 2,407 |
| Tier 2 risk-based capital | $2,435,000 | 1,968 |
| Total risk weighted assets | $239,283,000 | 1,886 |
| Total unused commitments | $70,875,000 | 1,365 |
| Derivatives | $1,239,000 | 777 |
| 2005-12-31 | Rank | |
| # of Employees: | 69 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $268,225,000 | 2,338 |
| Cash and due from depository institutions | $7,775,000 | 2,538 |
| Interest-bearing balances | $765,000 | 2,910 |
| Securities | $9,141,000 | 6,523 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $240,298,000 | 1,778 |
| Loan loss allowance | $2,271,000 | 2,143 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,503,000 | 3,851 |
| Other real estate owned | $779,000 | 2,538 |
| Goodwill and other intangibles | $18,000 | 3,189 |
| All other assets | $7,711,000 | 2,084 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $268,225,000 | 2,338 |
| Total liabilities | $243,213,000 | 2,313 |
| Total deposits | $202,417,000 | 2,461 |
| Interest-bearing deposits | $168,659,000 | 2,488 |
| Deposits held in domestic offices | $202,417,000 | 2,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,517,000 | 796 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,235,000 | 1,734 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,044,000 | 3,395 |
| Total equity capital | $25,012,000 | 2,457 |
| Total bank equity capital | $25,012,000 | 2,457 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,752,000 | 2,102 |
| Surplus | $10,817,000 | 2,132 |
| Undivided profits | $12,443,000 | 2,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $587,000 | 3,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,276,000 | 2,785 |
| Earning assets | $250,204,000 | 2,276 |
| Long-term assets (5+ years) | $30,316,000 | 2,531 |
| Average Assets, year-to-date | $268,082,200 | 2,212 |
| Average Assets, quarterly | $268,507,500 | 2,284 |
| Volatile liabilities | $60,670,000 | 2,100 |
| Insider loans | $11,948,000 | 517 |
| FHLB advances | $20,235,000 | 1,623 |
| Loans and leases held for sale | $753,000 | 997 |
| Unused loan commitments | $74,277,000 | 1,277 |
| Tier 1 (core) risk-based capital | $25,115,000 | 2,364 |
| Tier 2 risk-based capital | $2,271,000 | 2,051 |
| Total risk weighted assets | $231,779,000 | 1,903 |
| Total unused commitments | $74,277,000 | 1,277 |
| Derivatives | $3,591,000 | 604 |
| 2005-09-30 | Rank | |
| # of Employees: | 67 | 2,584 |
| Assets and Liabilities | ||
| Total Assets: | $268,790,000 | 2,276 |
| Cash and due from depository institutions | $6,840,000 | 2,584 |
| Interest-bearing balances | $613,000 | 3,198 |
| Securities | $8,886,000 | 6,577 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $242,310,000 | 1,731 |
| Loan loss allowance | $2,232,000 | 2,160 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,404,000 | 3,918 |
| Other real estate owned | $1,214,000 | 2,584 |
| Goodwill and other intangibles | $19,000 | 3,174 |
| All other assets | $7,117,000 | 2,144 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $268,791,000 | 2,276 |
| Total liabilities | $243,863,000 | 2,248 |
| Total deposits | $216,135,000 | 2,278 |
| Interest-bearing deposits | $180,514,000 | 2,291 |
| Deposits held in domestic offices | $216,135,000 | 2,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,503,000 | 1,431 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $20,494,000 | 1,747 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $731,000 | 4,189 |
| Total equity capital | $24,928,000 | 2,446 |
| Total bank equity capital | $24,928,000 | 2,446 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,752,000 | 2,072 |
| Surplus | $10,817,000 | 2,071 |
| Undivided profits | $12,359,000 | 2,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,088,000 | 2,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,164,000 | 2,995 |
| Earning assets | $251,809,000 | 2,220 |
| Long-term assets (5+ years) | $33,521,000 | 2,383 |
| Average Assets, year-to-date | $268,046,500 | 2,201 |
| Average Assets, quarterly | $271,262,000 | 2,232 |
| Volatile liabilities | $58,736,000 | 2,083 |
| Insider loans | $11,595,000 | 509 |
| FHLB advances | $20,494,000 | 1,642 |
| Loans and leases held for sale | $1,562,000 | 780 |
| Unused loan commitments | $62,479,000 | 1,471 |
| Tier 1 (core) risk-based capital | $24,954,000 | 2,353 |
| Tier 2 risk-based capital | $2,232,000 | 2,056 |
| Total risk weighted assets | $231,497,000 | 1,862 |
| Total unused commitments | $62,479,000 | 1,471 |
| Derivatives | $4,801,000 | 571 |
| 2005-06-30 | Rank | |
| # of Employees: | 68 | 2,546 |
| Assets and Liabilities | ||
| Total Assets: | $273,734,000 | 2,183 |
| Cash and due from depository institutions | $11,714,000 | 2,546 |
| Interest-bearing balances | $425,000 | 3,536 |
| Securities | $7,109,000 | 7,036 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $243,827,000 | 1,687 |
| Loan loss allowance | $2,085,000 | 2,257 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,150,000 | 4,164 |
| Other real estate owned | $299,000 | 2,546 |
| Goodwill and other intangibles | $20,000 | 3,157 |
| All other assets | $8,615,000 | 1,786 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $273,734,000 | 2,183 |
| Total liabilities | $249,686,000 | 2,147 |
| Total deposits | $219,644,000 | 2,191 |
| Interest-bearing deposits | $184,937,000 | 2,208 |
| Deposits held in domestic offices | $219,644,000 | 2,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,924,000 | 1,217 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,494,000 | 1,751 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $624,000 | 4,343 |
| Total equity capital | $24,048,000 | 2,478 |
| Total bank equity capital | $24,048,000 | 2,478 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,752,000 | 2,053 |
| Surplus | $10,817,000 | 2,018 |
| Undivided profits | $11,479,000 | 2,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $967,000 | 2,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,152,000 | 2,769 |
| Earning assets | $251,361,000 | 2,180 |
| Long-term assets (5+ years) | $37,950,000 | 2,172 |
| Average Assets, year-to-date | $267,798,670 | 2,177 |
| Average Assets, quarterly | $266,476,000 | 2,213 |
| Volatile liabilities | $61,471,000 | 1,935 |
| Insider loans | $9,132,000 | 653 |
| FHLB advances | $20,494,000 | 1,655 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $65,203,000 | 1,366 |
| Tier 1 (core) risk-based capital | $24,058,000 | 2,374 |
| Tier 2 risk-based capital | $2,085,000 | 2,155 |
| Total risk weighted assets | $234,211,000 | 1,810 |
| Total unused commitments | $65,203,000 | 1,366 |
| Derivatives | $1,858,000 | 634 |
| 2005-03-31 | Rank | |
| # of Employees: | 70 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $259,218,000 | 2,280 |
| Cash and due from depository institutions | $6,440,000 | 2,449 |
| Interest-bearing balances | $357,000 | 3,763 |
| Securities | $7,731,000 | 6,945 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $234,747,000 | 1,706 |
| Loan loss allowance | $1,960,000 | 2,367 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,108,000 | 4,180 |
| Other real estate owned | $357,000 | 2,449 |
| Goodwill and other intangibles | $20,000 | 3,150 |
| All other assets | $7,815,000 | 1,914 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $259,218,000 | 2,280 |
| Total liabilities | $235,266,000 | 2,257 |
| Total deposits | $214,743,000 | 2,224 |
| Interest-bearing deposits | $181,911,000 | 2,230 |
| Deposits held in domestic offices | $214,743,000 | 2,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,588,000 | 2,333 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,721,000 | 1,835 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,214,000 | 2,802 |
| Total equity capital | $23,952,000 | 2,413 |
| Total bank equity capital | $23,952,000 | 2,413 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,752,000 | 2,059 |
| Surplus | $10,817,000 | 1,976 |
| Undivided profits | $11,383,000 | 2,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 4,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,167,000 | 2,631 |
| Earning assets | $242,835,000 | 2,225 |
| Long-term assets (5+ years) | $39,085,000 | 2,181 |
| Average Assets, year-to-date | $264,831,000 | 2,207 |
| Average Assets, quarterly | $264,831,000 | 2,207 |
| Volatile liabilities | $57,472,000 | 1,948 |
| Insider loans | $6,718,000 | 905 |
| FHLB advances | $17,721,000 | 1,741 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $72,697,000 | 1,213 |
| Tier 1 (core) risk-based capital | $23,990,000 | 2,340 |
| Tier 2 risk-based capital | $1,960,000 | 2,264 |
| Total risk weighted assets | $224,355,000 | 1,848 |
| Total unused commitments | $72,697,000 | 1,213 |
| Derivatives | $2,511,000 | 566 |
| 2004-12-31 | Rank | |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities | ||
| Total Assets: | $270,444,000 | 2,157 |
| Cash and due from depository institutions | $17,821,000 | 2,465 |
| Interest-bearing balances | $2,358,000 | 1,858 |
| Securities | $8,259,000 | 6,821 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $232,506,000 | 1,697 |
| Loan loss allowance | $1,825,000 | 2,502 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,136,000 | 4,134 |
| Other real estate owned | $417,000 | 2,465 |
| Goodwill and other intangibles | $21,000 | 3,138 |
| All other assets | $9,284,000 | 1,640 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $270,444,000 | 2,157 |
| Total liabilities | $246,757,000 | 2,126 |
| Total deposits | $217,261,000 | 2,160 |
| Interest-bearing deposits | $180,138,000 | 2,216 |
| Deposits held in domestic offices | $217,261,000 | 2,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,110,000 | 1,086 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,721,000 | 1,864 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $665,000 | 4,050 |
| Total equity capital | $23,687,000 | 2,424 |
| Total bank equity capital | $23,687,000 | 2,424 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,752,000 | 2,040 |
| Surplus | $10,817,000 | 1,944 |
| Undivided profits | $11,118,000 | 2,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $793,000 | 2,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $994,000 | 3,049 |
| Earning assets | $243,123,000 | 2,206 |
| Long-term assets (5+ years) | $41,755,000 | 2,117 |
| Average Assets, year-to-date | $256,478,000 | 2,168 |
| Average Assets, quarterly | $265,482,000 | 2,170 |
| Volatile liabilities | $57,279,000 | 1,894 |
| Insider loans | $6,824,000 | 871 |
| FHLB advances | $17,721,000 | 1,757 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $64,153,000 | 1,318 |
| Tier 1 (core) risk-based capital | $23,671,000 | 2,332 |
| Tier 2 risk-based capital | $1,825,000 | 2,366 |
| Total risk weighted assets | $224,530,000 | 1,830 |
| Total unused commitments | $64,153,000 | 1,319 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 69 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $260,520,000 | 2,206 |
| Cash and due from depository institutions | $7,565,000 | 2,501 |
| Interest-bearing balances | $2,233,000 | 1,959 |
| Securities | $12,091,000 | 6,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $230,065,000 | 1,688 |
| Loan loss allowance | $1,616,000 | 2,765 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,191,000 | 4,039 |
| Other real estate owned | $308,000 | 2,501 |
| Goodwill and other intangibles | $22,000 | 3,083 |
| All other assets | $8,278,000 | 1,754 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $260,520,000 | 2,206 |
| Total liabilities | $237,840,000 | 2,172 |
| Total deposits | $206,715,000 | 2,253 |
| Interest-bearing deposits | $173,337,000 | 2,267 |
| Deposits held in domestic offices | $206,715,000 | 2,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,870,000 | 1,141 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $20,000,000 | 1,723 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,255,000 | 2,717 |
| Total equity capital | $22,680,000 | 2,527 |
| Total bank equity capital | $22,680,000 | 2,527 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,752,000 | 2,039 |
| Surplus | $10,817,000 | 1,909 |
| Undivided profits | $10,111,000 | 2,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,369,000 | 1,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,170,000 | 2,672 |
| Earning assets | $244,389,000 | 2,160 |
| Long-term assets (5+ years) | $46,635,000 | 1,988 |
| Average Assets, year-to-date | $252,986,500 | 2,194 |
| Average Assets, quarterly | $260,124,000 | 2,182 |
| Volatile liabilities | $52,366,000 | 2,015 |
| Insider loans | $6,222,000 | 931 |
| FHLB advances | $20,000,000 | 1,604 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $59,533,000 | 1,371 |
| Tier 1 (core) risk-based capital | $22,624,000 | 2,400 |
| Tier 2 risk-based capital | $1,616,000 | 2,572 |
| Total risk weighted assets | $218,847,000 | 1,831 |
| Total unused commitments | $59,533,000 | 1,372 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 77 | 2,229 |
| Assets and Liabilities | ||
| Total Assets: | $259,728,000 | 2,185 |
| Cash and due from depository institutions | $7,972,000 | 2,229 |
| Interest-bearing balances | $2,614,000 | 1,799 |
| Securities | $12,548,000 | 6,045 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $228,318,000 | 1,653 |
| Loan loss allowance | $1,455,000 | 3,011 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,200,000 | 3,993 |
| Other real estate owned | $0 | 2,229 |
| Goodwill and other intangibles | $23,000 | 3,086 |
| All other assets | $8,667,000 | 1,699 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $259,728,000 | 2,185 |
| Total liabilities | $238,648,000 | 2,140 |
| Total deposits | $212,059,000 | 2,160 |
| Interest-bearing deposits | $179,224,000 | 2,169 |
| Deposits held in domestic offices | $212,059,000 | 2,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,733,000 | 1,525 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,689 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $856,000 | 3,290 |
| Total equity capital | $21,080,000 | 2,596 |
| Total bank equity capital | $21,080,000 | 2,596 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,752,000 | 2,042 |
| Surplus | $10,317,000 | 1,924 |
| Undivided profits | $9,011,000 | 3,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,657,000 | 1,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,014,000 | 2,910 |
| Earning assets | $243,480,000 | 2,139 |
| Long-term assets (5+ years) | $45,783,000 | 2,048 |
| Average Assets, year-to-date | $250,475,330 | 2,215 |
| Average Assets, quarterly | $254,747,500 | 2,207 |
| Volatile liabilities | $52,041,000 | 1,985 |
| Insider loans | $6,269,000 | 900 |
| FHLB advances | $20,000,000 | 1,582 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $62,526,000 | 1,304 |
| Tier 1 (core) risk-based capital | $21,098,000 | 2,513 |
| Tier 2 risk-based capital | $1,455,000 | 2,783 |
| Total risk weighted assets | $218,025,000 | 1,803 |
| Total unused commitments | $62,526,000 | 1,305 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 74 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $249,767,000 | 2,251 |
| Cash and due from depository institutions | $7,431,000 | 2,312 |
| Interest-bearing balances | $2,264,000 | 2,186 |
| Securities | $12,877,000 | 5,953 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $218,836,000 | 1,676 |
| Loan loss allowance | $2,247,000 | 2,046 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,246,000 | 3,912 |
| Other real estate owned | $75,000 | 2,312 |
| Goodwill and other intangibles | $23,000 | 3,080 |
| All other assets | $8,279,000 | 1,656 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $249,767,000 | 2,251 |
| Total liabilities | $229,495,000 | 2,199 |
| Total deposits | $210,469,000 | 2,149 |
| Interest-bearing deposits | $175,021,000 | 2,210 |
| Deposits held in domestic offices | $210,469,000 | 2,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,218,000 | 1,806 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $14,773,000 | 1,965 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,035,000 | 3,137 |
| Total equity capital | $20,272,000 | 2,756 |
| Total bank equity capital | $20,272,000 | 2,756 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,752,000 | 2,039 |
| Surplus | $10,317,000 | 1,887 |
| Undivided profits | $8,203,000 | 3,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,605,000 | 1,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,043,000 | 2,774 |
| Earning assets | $233,977,000 | 2,209 |
| Long-term assets (5+ years) | $44,680,000 | 2,061 |
| Average Assets, year-to-date | $245,849,000 | 2,261 |
| Average Assets, quarterly | $245,849,000 | 2,261 |
| Volatile liabilities | $38,107,000 | 2,457 |
| Insider loans | $6,422,000 | 857 |
| FHLB advances | $14,773,000 | 1,847 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $56,756,000 | 1,359 |
| Tier 1 (core) risk-based capital | $20,044,000 | 2,619 |
| Tier 2 risk-based capital | $2,247,000 | 1,915 |
| Total risk weighted assets | $210,046,000 | 1,822 |
| Total unused commitments | $56,756,000 | 1,363 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $241,931,000 | 2,320 |
| Cash and due from depository institutions | $9,056,000 | 2,365 |
| Interest-bearing balances | $2,640,000 | 1,889 |
| Securities | $13,362,000 | 5,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $208,901,000 | 1,725 |
| Loan loss allowance | $2,209,000 | 2,059 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,288,000 | 3,850 |
| Other real estate owned | $96,000 | 2,365 |
| Goodwill and other intangibles | $24,000 | 3,066 |
| All other assets | $8,204,000 | 1,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,931,000 | 2,320 |
| Total liabilities | $222,258,000 | 2,276 |
| Total deposits | $203,338,000 | 2,226 |
| Interest-bearing deposits | $169,852,000 | 2,263 |
| Deposits held in domestic offices | $203,338,000 | 2,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,969,000 | 1,133 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,273,000 | 2,705 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $678,000 | 3,975 |
| Total equity capital | $19,673,000 | 2,767 |
| Total bank equity capital | $19,673,000 | 2,767 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,752,000 | 2,054 |
| Surplus | $10,317,000 | 1,871 |
| Undivided profits | $7,604,000 | 3,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,551,000 | 1,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,073,000 | 2,801 |
| Earning assets | $224,903,000 | 2,288 |
| Long-term assets (5+ years) | $43,332,000 | 2,134 |
| Average Assets, year-to-date | $232,764,600 | 2,328 |
| Average Assets, quarterly | $240,372,500 | 2,312 |
| Volatile liabilities | $41,658,000 | 2,277 |
| Insider loans | $5,688,000 | 951 |
| FHLB advances | $8,273,000 | 2,570 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $52,557,000 | 1,400 |
| Tier 1 (core) risk-based capital | $19,473,000 | 2,654 |
| Tier 2 risk-based capital | $2,209,000 | 1,927 |
| Total risk weighted assets | $202,477,000 | 1,865 |
| Total unused commitments | $52,557,000 | 1,401 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 73 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $238,814,000 | 2,347 |
| Cash and due from depository institutions | $10,032,000 | 2,370 |
| Interest-bearing balances | $1,398,000 | 2,721 |
| Securities | $14,788,000 | 5,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $204,596,000 | 1,740 |
| Loan loss allowance | $2,433,000 | 1,873 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,326,000 | 3,791 |
| Other real estate owned | $0 | 2,370 |
| Goodwill and other intangibles | $25,000 | 3,044 |
| All other assets | $7,047,000 | 1,920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,814,000 | 2,347 |
| Total liabilities | $219,303,000 | 2,302 |
| Total deposits | $195,809,000 | 2,320 |
| Interest-bearing deposits | $158,136,000 | 2,425 |
| Deposits held in domestic offices | $195,809,000 | 2,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,240,000 | 899 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,575,000 | 2,626 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $679,000 | 4,165 |
| Total equity capital | $19,511,000 | 2,779 |
| Total bank equity capital | $19,511,000 | 2,779 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,752,000 | 2,059 |
| Surplus | $10,317,000 | 1,849 |
| Undivided profits | $7,442,000 | 3,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,725,000 | 1,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,105,000 | 2,868 |
| Earning assets | $220,782,000 | 2,327 |
| Long-term assets (5+ years) | $39,245,000 | 2,288 |
| Average Assets, year-to-date | $230,473,000 | 2,360 |
| Average Assets, quarterly | $234,311,500 | 2,375 |
| Volatile liabilities | $31,659,000 | 2,780 |
| Insider loans | $6,310,000 | 825 |
| FHLB advances | $8,575,000 | 2,484 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $41,082,000 | 1,720 |
| Tier 1 (core) risk-based capital | $19,317,000 | 2,670 |
| Tier 2 risk-based capital | $2,433,000 | 1,750 |
| Total risk weighted assets | $198,921,000 | 1,899 |
| Total unused commitments | $41,082,000 | 1,723 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 76 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $229,809,000 | 2,417 |
| Cash and due from depository institutions | $5,889,000 | 2,286 |
| Interest-bearing balances | $1,501,000 | 2,801 |
| Securities | $20,225,000 | 4,660 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $190,423,000 | 1,824 |
| Loan loss allowance | $2,302,000 | 1,949 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,359,000 | 3,720 |
| Other real estate owned | $0 | 2,286 |
| Goodwill and other intangibles | $26,000 | 2,994 |
| All other assets | $10,887,000 | 1,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,809,000 | 2,417 |
| Total liabilities | $211,361,000 | 2,372 |
| Total deposits | $199,244,000 | 2,256 |
| Interest-bearing deposits | $160,820,000 | 2,367 |
| Deposits held in domestic offices | $199,244,000 | 2,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 2,898 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,575,000 | 2,583 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,142,000 | 1,424 |
| Total equity capital | $18,448,000 | 2,919 |
| Total bank equity capital | $18,448,000 | 2,919 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,752,000 | 2,059 |
| Surplus | $10,067,000 | 1,836 |
| Undivided profits | $6,629,000 | 4,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,751,000 | 1,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,084,000 | 2,807 |
| Earning assets | $212,149,000 | 2,392 |
| Long-term assets (5+ years) | $36,266,000 | 2,298 |
| Average Assets, year-to-date | $227,692,670 | 2,385 |
| Average Assets, quarterly | $228,125,000 | 2,407 |
| Volatile liabilities | $21,859,000 | 3,596 |
| Insider loans | $6,001,000 | 860 |
| FHLB advances | $8,575,000 | 2,433 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $40,592,000 | 1,683 |
| Tier 1 (core) risk-based capital | $18,010,000 | 2,783 |
| Tier 2 risk-based capital | $2,302,000 | 1,806 |
| Total risk weighted assets | $194,453,000 | 1,901 |
| Total unused commitments | $40,592,000 | 1,693 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 72 | 2,394 |
| Assets and Liabilities | ||
| Total Assets: | $226,441,000 | 2,416 |
| Cash and due from depository institutions | $9,614,000 | 2,394 |
| Interest-bearing balances | $1,568,000 | 2,752 |
| Securities | $21,248,000 | 4,479 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $185,563,000 | 1,845 |
| Loan loss allowance | $2,188,000 | 2,003 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,431,000 | 3,611 |
| Other real estate owned | $0 | 2,394 |
| Goodwill and other intangibles | $26,000 | 2,980 |
| All other assets | $7,559,000 | 1,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,441,000 | 2,416 |
| Total liabilities | $207,012,000 | 2,382 |
| Total deposits | $195,239,000 | 2,279 |
| Interest-bearing deposits | $161,522,000 | 2,361 |
| Deposits held in domestic offices | $195,239,000 | 2,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,970,000 | 1,987 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,575,000 | 2,490 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,228,000 | 2,903 |
| Total equity capital | $19,429,000 | 2,716 |
| Total bank equity capital | $19,429,000 | 2,716 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,752,000 | 2,068 |
| Surplus | $10,067,000 | 1,810 |
| Undivided profits | $7,610,000 | 3,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 3,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,138,000 | 2,696 |
| Earning assets | $208,379,000 | 2,404 |
| Long-term assets (5+ years) | $34,075,000 | 2,334 |
| Average Assets, year-to-date | $226,634,500 | 2,395 |
| Average Assets, quarterly | $226,634,500 | 2,395 |
| Volatile liabilities | $20,815,000 | 3,678 |
| Insider loans | $6,513,000 | 786 |
| FHLB advances | $8,575,000 | 2,352 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $37,307,000 | 1,736 |
| Tier 1 (core) risk-based capital | $19,130,000 | 2,587 |
| Tier 2 risk-based capital | $2,188,000 | 1,851 |
| Total risk weighted assets | $183,708,000 | 1,966 |
| Total unused commitments | $37,307,000 | 1,744 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 76 | 2,260 |
| Assets and Liabilities | ||
| Total Assets: | $226,828,000 | 2,371 |
| Cash and due from depository institutions | $10,053,000 | 2,260 |
| Interest-bearing balances | $1,658,000 | 2,583 |
| Securities | $21,903,000 | 4,382 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $185,497,000 | 1,838 |
| Loan loss allowance | $2,062,000 | 2,072 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,474,000 | 3,557 |
| Other real estate owned | $0 | 2,260 |
| Goodwill and other intangibles | $27,000 | 2,948 |
| All other assets | $6,874,000 | 1,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,828,000 | 2,371 |
| Total liabilities | $207,589,000 | 2,331 |
| Total deposits | $196,269,000 | 2,215 |
| Interest-bearing deposits | $162,370,000 | 2,297 |
| Deposits held in domestic offices | $196,269,000 | 2,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,100,000 | 2,028 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,575,000 | 2,500 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $645,000 | 4,491 |
| Total equity capital | $19,239,000 | 2,717 |
| Total bank equity capital | $19,239,000 | 2,717 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,752,000 | 2,062 |
| Surplus | $10,067,000 | 1,768 |
| Undivided profits | $7,420,000 | 3,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $723,000 | 3,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,293,000 | 2,483 |
| Earning assets | $209,058,000 | 2,347 |
| Long-term assets (5+ years) | $37,379,000 | 2,147 |
| Average Assets, year-to-date | $217,938,600 | 2,353 |
| Average Assets, quarterly | $225,022,500 | 2,371 |
| Volatile liabilities | $20,087,000 | 3,735 |
| Insider loans | $6,884,000 | 719 |
| FHLB advances | $8,575,000 | 2,350 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $31,967,000 | 1,871 |
| Tier 1 (core) risk-based capital | $18,978,000 | 2,569 |
| Tier 2 risk-based capital | $2,062,000 | 1,919 |
| Total risk weighted assets | $183,827,000 | 1,920 |
| Total unused commitments | $31,967,000 | 1,877 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 68 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $214,277,000 | 2,385 |
| Cash and due from depository institutions | $15,455,000 | 2,501 |
| Interest-bearing balances | $1,611,000 | 2,508 |
| Securities | $16,302,000 | 5,150 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,073 |
| Net loans & leases | $169,253,000 | 1,944 |
| Loan loss allowance | $1,477,000 | 2,620 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,689,000 | 3,254 |
| Other real estate owned | $124,000 | 2,501 |
| Goodwill and other intangibles | $30,000 | 2,897 |
| All other assets | $3,424,000 | 3,058 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,277,000 | 2,385 |
| Total liabilities | $196,195,000 | 2,353 |
| Total deposits | $190,853,000 | 2,166 |
| Interest-bearing deposits | $161,063,000 | 2,205 |
| Deposits held in domestic offices | $190,853,000 | 2,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,650,000 | 3,173 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $692,000 | 4,471 |
| Total equity capital | $18,082,000 | 2,684 |
| Total bank equity capital | $18,082,000 | 2,684 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,752,000 | 2,099 |
| Surplus | $10,067,000 | 1,678 |
| Undivided profits | $6,263,000 | 3,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 3,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,210,000 | 2,864 |
| Earning assets | $194,166,000 | 2,395 |
| Long-term assets (5+ years) | $26,846,000 | 2,706 |
| Average Assets, year-to-date | $210,915,200 | 2,302 |
| Average Assets, quarterly | $211,659,000 | 2,389 |
| Volatile liabilities | $23,935,000 | 3,217 |
| Insider loans | $8,068,000 | 556 |
| FHLB advances | $4,650,000 | 2,993 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $26,146,000 | 2,066 |
| Tier 1 (core) risk-based capital | $17,852,000 | 2,594 |
| Tier 2 risk-based capital | $1,477,000 | 2,433 |
| Total risk weighted assets | $166,506,000 | 2,007 |
| Total unused commitments | $26,146,000 | 2,071 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 77 | 2,209 |
| Assets and Liabilities | ||
| Total Assets: | $208,475,000 | 2,342 |
| Cash and due from depository institutions | $11,443,000 | 2,209 |
| Interest-bearing balances | $287,000 | 3,565 |
| Securities | $25,104,000 | 3,933 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $166,388,000 | 1,912 |
| Loan loss allowance | $1,766,000 | 2,133 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,745,000 | 3,138 |
| Other real estate owned | $24,000 | 2,209 |
| Goodwill and other intangibles | $33,000 | 2,886 |
| All other assets | $2,738,000 | 3,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,475,000 | 2,342 |
| Total liabilities | $190,402,000 | 2,309 |
| Total deposits | $174,870,000 | 2,253 |
| Interest-bearing deposits | $146,952,000 | 2,301 |
| Deposits held in domestic offices | $174,870,000 | 2,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,300,000 | 1,689 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,220,000 | 2,003 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,012,000 | 3,561 |
| Total equity capital | $18,073,000 | 2,597 |
| Total bank equity capital | $18,073,000 | 2,597 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,752,000 | 2,134 |
| Surplus | $10,067,000 | 1,640 |
| Undivided profits | $6,254,000 | 3,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,015,000 | 2,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,590,000 | 1,626 |
| Earning assets | $191,779,000 | 2,324 |
| Long-term assets (5+ years) | $33,732,000 | 2,190 |
| Average Assets, year-to-date | $203,185,000 | 2,267 |
| Average Assets, quarterly | $208,436,000 | 2,306 |
| Volatile liabilities | $32,991,000 | 2,462 |
| Insider loans | $5,620,000 | 835 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,545,000 | 2,574 |
| Tier 1 (core) risk-based capital | $18,094,000 | 2,480 |
| Tier 2 risk-based capital | $1,766,000 | 1,999 |
| Total risk weighted assets | $160,981,300 | 1,987 |
| Total unused commitments | $17,545,000 | 2,578 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 83 | 2,081 |
| Assets and Liabilities | ||
| Total Assets: | $198,278,000 | 2,389 |
| Cash and due from depository institutions | $11,542,000 | 2,081 |
| Interest-bearing balances | $1,417,000 | 2,067 |
| Securities | $30,197,000 | 3,568 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $148,937,000 | 2,011 |
| Loan loss allowance | $1,758,000 | 2,077 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,356,000 | 2,581 |
| Other real estate owned | $0 | 2,081 |
| Goodwill and other intangibles | $1,415,000 | 1,286 |
| All other assets | $2,831,000 | 2,970 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,278,000 | 2,389 |
| Total liabilities | $174,782,000 | 2,463 |
| Total deposits | $161,778,000 | 2,370 |
| Interest-bearing deposits | $133,814,000 | 2,451 |
| Deposits held in domestic offices | $161,778,000 | 2,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,432 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,567,000 | 3,008 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,437,000 | 2,458 |
| Total equity capital | $23,496,000 | 1,885 |
| Total bank equity capital | $23,496,000 | 1,885 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,752,000 | 2,153 |
| Surplus | $10,067,000 | 1,615 |
| Undivided profits | $11,677,000 | 2,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,499,000 | 1,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,071,000 | 2,090 |
| Earning assets | $180,551,000 | 2,404 |
| Long-term assets (5+ years) | $34,832,000 | 2,294 |
| Average Assets, year-to-date | $188,369,200 | 2,394 |
| Average Assets, quarterly | $195,148,500 | 2,382 |
| Volatile liabilities | $29,044,000 | 2,606 |
| Insider loans | $4,748,000 | 981 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $27,649,000 | 1,834 |
| Tier 1 (core) risk-based capital | $22,509,000 | 1,955 |
| Tier 2 risk-based capital | $1,758,000 | 1,911 |
| Total risk weighted assets | $146,696,200 | 2,087 |
| Total unused commitments | $27,649,000 | 1,838 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $107,301,000 | 4,092 |
| Cash and due from depository institutions | $6,077,000 | 3,988 |
| Interest-bearing balances | $446,000 | 3,628 |
| Securities | $17,930,000 | 5,202 |
| Federal funds sold & reverse repurchase agreements | $7,075,000 | 2,446 |
| Net loans & leases | $70,402,000 | 3,761 |
| Loan loss allowance | $785,000 | 4,075 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,051,000 | 5,825 |
| Other real estate owned | $0 | 3,988 |
| Goodwill and other intangibles | $1,514,000 | 1,199 |
| All other assets | $3,252,000 | 2,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,301,000 | 4,092 |
| Total liabilities | $92,943,000 | 4,227 |
| Total deposits | $91,344,000 | 4,056 |
| Interest-bearing deposits | $79,360,000 | 3,997 |
| Deposits held in domestic offices | $91,344,000 | 4,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $306,000 | 4,410 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,293,000 | 2,861 |
| Total equity capital | $14,358,000 | 3,120 |
| Total bank equity capital | $14,358,000 | 3,120 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,140,000 | 2,880 |
| Surplus | $4,645,000 | 3,053 |
| Undivided profits | $8,573,000 | 2,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $675,000 | 3,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $612,000 | 3,804 |
| Earning assets | $95,853,000 | 4,209 |
| Long-term assets (5+ years) | $15,635,000 | 3,669 |
| Average Assets, year-to-date | $102,682,200 | 4,061 |
| Average Assets, quarterly | $105,224,000 | 4,096 |
| Volatile liabilities | $8,805,000 | 5,358 |
| Insider loans | $861,000 | 3,918 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,234,000 | 2,747 |
| Tier 1 (core) risk-based capital | $12,701,000 | 3,353 |
| Tier 2 risk-based capital | $785,000 | 3,729 |
| Total risk weighted assets | $71,870,700 | 3,778 |
| Total unused commitments | $15,234,000 | 2,755 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $99,791,000 | 4,329 |
| Cash and due from depository institutions | $3,665,000 | 4,197 |
| Interest-bearing balances | $19,000 | 5,895 |
| Securities | $14,032,000 | 6,224 |
| Federal funds sold & reverse repurchase agreements | $7,480,000 | 1,868 |
| Net loans & leases | $72,074,000 | 3,729 |
| Loan loss allowance | $750,000 | 4,255 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $993,000 | 6,001 |
| Other real estate owned | $0 | 4,197 |
| Goodwill and other intangibles | $88,000 | 2,661 |
| All other assets | $1,459,000 | 4,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,791,000 | 4,329 |
| Total liabilities | $88,146,000 | 4,362 |
| Total deposits | $86,703,000 | 4,205 |
| Interest-bearing deposits | $77,501,000 | 4,055 |
| Deposits held in domestic offices | $86,703,000 | 4,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $805,000 | 3,710 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $638,000 | 5,002 |
| Total equity capital | $11,645,000 | 3,764 |
| Total bank equity capital | $11,645,000 | 3,764 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,140,000 | 2,944 |
| Surplus | $2,118,000 | 5,210 |
| Undivided profits | $8,387,000 | 2,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 2,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $558,000 | 4,242 |
| Earning assets | $93,605,000 | 4,271 |
| Long-term assets (5+ years) | $9,247,000 | 4,517 |
| Average Assets, year-to-date | $93,271,600 | 4,406 |
| Average Assets, quarterly | $97,300,000 | 4,380 |
| Volatile liabilities | $8,748,000 | 5,436 |
| Insider loans | $1,111,000 | 3,297 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,732,000 | 4,061 |
| Tier 1 (core) risk-based capital | $11,506,000 | 3,672 |
| Tier 2 risk-based capital | $750,000 | 3,755 |
| Total risk weighted assets | $70,604,000 | 3,802 |
| Total unused commitments | $7,732,000 | 4,063 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $89,802,000 | 4,850 |
| Cash and due from depository institutions | $2,899,000 | 4,911 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $15,252,000 | 6,347 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,890 |
| Net loans & leases | $65,417,000 | 4,073 |
| Loan loss allowance | $754,000 | 4,429 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $745,000 | 6,948 |
| Other real estate owned | $0 | 4,911 |
| Goodwill and other intangibles | $66,000 | 2,699 |
| All other assets | $1,023,000 | 6,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,802,000 | 4,850 |
| Total liabilities | $79,107,000 | 4,910 |
| Total deposits | $78,322,000 | 4,728 |
| Interest-bearing deposits | $69,634,000 | 4,608 |
| Deposits held in domestic offices | $78,322,000 | 4,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $294,000 | 4,317 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $491,000 | 6,017 |
| Total equity capital | $10,695,000 | 4,108 |
| Total bank equity capital | $10,695,000 | 4,108 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,140,000 | 3,147 |
| Surplus | $2,118,000 | 5,278 |
| Undivided profits | $7,437,000 | 3,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 4,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $472,000 | 4,928 |
| Earning assets | $85,069,000 | 4,740 |
| Long-term assets (5+ years) | $7,079,000 | 5,031 |
| Average Assets, year-to-date | $83,634,000 | 4,960 |
| Average Assets, quarterly | $87,428,000 | 4,914 |
| Volatile liabilities | $7,097,000 | 6,012 |
| Insider loans | $1,248,000 | 3,074 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,069,000 | 3,883 |
| Tier 1 (core) risk-based capital | $10,633,000 | 4,027 |
| Tier 2 risk-based capital | $754,000 | 3,827 |
| Total risk weighted assets | $63,536,200 | 4,173 |
| Total unused commitments | $8,069,000 | 3,898 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $82,020,000 | 5,254 |
| Cash and due from depository institutions | $7,532,000 | 5,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,415,000 | 6,596 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $57,143,000 | 4,487 |
| Loan loss allowance | $790,000 | 4,288 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $703,000 | 7,257 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $86,000 | 2,425 |
| All other assets | $1,141,000 | 5,811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,020,000 | 5,254 |
| Total liabilities | $72,208,000 | 5,331 |
| Total deposits | $70,562,000 | 5,214 |
| Interest-bearing deposits | $61,553,000 | 5,186 |
| Deposits held in domestic offices | $70,562,000 | 5,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,829 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $422,000 | 3,563 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $424,000 | 6,914 |
| Total equity capital | $9,812,000 | 4,410 |
| Total bank equity capital | $9,812,000 | 4,410 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,140,000 | 3,276 |
| Surplus | $2,118,000 | 5,322 |
| Undivided profits | $6,554,000 | 3,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 5,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $556,000 | 4,292 |
| Earning assets | $72,558,000 | 5,420 |
| Long-term assets (5+ years) | $7,065,000 | 4,926 |
| Average Assets, year-to-date | $73,787,200 | 5,510 |
| Average Assets, quarterly | $78,376,500 | 5,391 |
| Volatile liabilities | $5,863,000 | 6,364 |
| Insider loans | $1,533,000 | 2,717 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,221,000 | 4,040 |
| Tier 1 (core) risk-based capital | $9,710,000 | 4,316 |
| Tier 2 risk-based capital | $716,730 | 3,960 |
| Total risk weighted assets | $57,265,230 | 4,506 |
| Total unused commitments | $7,221,000 | 4,052 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $67,586,000 | 6,091 |
| Cash and due from depository institutions | $4,449,000 | 5,348 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,315,000 | 6,754 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $44,844,000 | 5,332 |
| Loan loss allowance | $707,000 | 4,794 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $595,000 | 7,956 |
| Other real estate owned | $0 | 5,348 |
| Goodwill and other intangibles | $106,000 | 2,232 |
| All other assets | $1,277,000 | 5,620 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,586,000 | 6,091 |
| Total liabilities | $58,884,000 | 6,256 |
| Total deposits | $58,017,000 | 6,097 |
| Interest-bearing deposits | $50,217,000 | 6,059 |
| Deposits held in domestic offices | $58,017,000 | 6,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $520,000 | 3,698 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $347,000 | 6,688 |
| Total equity capital | $8,702,000 | 4,590 |
| Total bank equity capital | $8,702,000 | 4,590 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,140,000 | 3,397 |
| Surplus | $2,118,000 | 5,316 |
| Undivided profits | $5,444,000 | 3,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 5,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $485,000 | 4,327 |
| Earning assets | $61,159,000 | 6,124 |
| Long-term assets (5+ years) | $6,996,000 | 5,078 |
| Average Assets, year-to-date | $67,102,200 | 6,000 |
| Average Assets, quarterly | $66,484,000 | 6,130 |
| Volatile liabilities | $3,219,000 | 8,257 |
| Insider loans | $99,000 | 9,471 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,111,000 | 4,357 |
| Tier 1 (core) risk-based capital | $8,889,000 | 4,565 |
| Tier 2 risk-based capital | $598,970 | 4,551 |
| Total risk weighted assets | $47,809,170 | 5,127 |
| Total unused commitments | $6,111,000 | 4,364 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 45 | 4,561 |
| Assets and Liabilities | ||
| Total Assets: | $70,965,000 | 6,002 |
| Cash and due from depository institutions | $6,570,000 | 4,561 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $21,485,000 | 5,824 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $39,175,000 | 5,819 |
| Loan loss allowance | $606,000 | 5,550 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $555,000 | 8,378 |
| Other real estate owned | $87,000 | 4,561 |
| Goodwill and other intangibles | $126,000 | 2,083 |
| All other assets | $967,000 | 6,263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,965,000 | 6,002 |
| Total liabilities | $62,541,000 | 6,129 |
| Total deposits | $62,062,000 | 5,951 |
| Interest-bearing deposits | $52,988,000 | 6,044 |
| Deposits held in domestic offices | $62,062,000 | 5,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $227,000 | 3,969 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $252,000 | 8,295 |
| Total equity capital | $8,424,000 | 4,781 |
| Total bank equity capital | $8,424,000 | 4,781 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,140,000 | 3,495 |
| Surplus | $2,118,000 | 5,298 |
| Undivided profits | $5,166,000 | 4,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 8,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $426,000 | 4,394 |
| Earning assets | $62,660,000 | 6,191 |
| Long-term assets (5+ years) | $5,161,000 | 6,316 |
| Average Assets, year-to-date | $66,396,600 | 6,197 |
| Average Assets, quarterly | $68,464,000 | 6,126 |
| Volatile liabilities | $6,643,000 | 5,515 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,916,000 | 6,475 |
| Tier 1 (core) risk-based capital | $8,298,000 | 4,746 |
| Tier 2 risk-based capital | $512,270 | 5,162 |
| Total risk weighted assets | $40,887,770 | 5,799 |
| Total unused commitments | $2,916,000 | 6,495 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $68,173,000 | 6,267 |
| Cash and due from depository institutions | $9,554,000 | 4,586 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $19,655,000 | 6,167 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 5,138 |
| Net loans & leases | $34,087,000 | 6,425 |
| Loan loss allowance | $591,000 | 5,711 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $703,000 | 7,626 |
| Other real estate owned | $206,000 | 4,586 |
| Goodwill and other intangibles | $146,000 | 2,028 |
| All other assets | $922,000 | 6,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,173,000 | 6,267 |
| Total liabilities | $60,304,000 | 6,400 |
| Total deposits | $59,467,000 | 6,301 |
| Interest-bearing deposits | $52,509,000 | 6,214 |
| Deposits held in domestic offices | $59,467,000 | 6,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $492,000 | 3,195 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $345,000 | 7,544 |
| Total equity capital | $7,869,000 | 4,869 |
| Total bank equity capital | $7,869,000 | 4,869 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,140,000 | 3,651 |
| Surplus | $2,118,000 | 5,203 |
| Undivided profits | $4,611,000 | 4,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $414,000 | 6,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $436,000 | 4,677 |
| Earning assets | $56,642,000 | 6,770 |
| Long-term assets (5+ years) | $6,981,000 | 5,452 |
| Average Assets, year-to-date | $64,908,800 | 6,371 |
| Average Assets, quarterly | $66,702,500 | 6,312 |
| Volatile liabilities | $2,937,000 | 8,645 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,682,000 | 6,455 |
| Tier 1 (core) risk-based capital | $7,723,000 | 4,858 |
| Tier 2 risk-based capital | $455,260 | 5,651 |
| Total risk weighted assets | $36,284,660 | 6,398 |
| Total unused commitments | $2,682,000 | 6,482 |
| Derivatives | $0 | 651 |