Home > First Mercantile Bank > Assets and Liabilities
First Mercantile Bank, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 108 | 1,561 |
| Assets and Liabilities | ||
| Total Assets: | $359,952,000 | 1,419 |
| Cash and due from depository institutions | $17,374,000 | 1,561 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $47,462,000 | 2,294 |
| Federal funds sold & reverse repurchase agreements | $9,313,000 | 1,578 |
| Net loans & leases | $264,603,000 | 1,250 |
| Loan loss allowance | $3,348,000 | 1,235 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,501,000 | 1,997 |
| Other real estate owned | $705,000 | 1,561 |
| Goodwill and other intangibles | $9,355,000 | 423 |
| All other assets | $6,639,000 | 1,743 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $359,952,000 | 1,419 |
| Total liabilities | $329,057,000 | 1,390 |
| Total deposits | $312,594,000 | 1,270 |
| Interest-bearing deposits | $234,997,000 | 1,486 |
| Deposits held in domestic offices | $312,594,000 | 1,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,785,000 | 1,959 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,000,000 | 1,939 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,678,000 | 2,327 |
| Total equity capital | $30,895,000 | 1,586 |
| Total bank equity capital | $30,895,000 | 1,586 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,500,000 | 1,089 |
| Surplus | $25,115,000 | 798 |
| Undivided profits | $2,280,000 | 6,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,631,000 | 2,089 |
| Earning assets | $321,378,000 | 1,441 |
| Long-term assets (5+ years) | $80,254,000 | 1,168 |
| Average Assets, year-to-date | $265,408,800 | 1,826 |
| Average Assets, quarterly | $352,844,500 | 1,428 |
| Volatile liabilities | $61,208,000 | 1,490 |
| Insider loans | $6,628,000 | 708 |
| FHLB advances | $12,000,000 | 1,794 |
| Loans and leases held for sale | $15,455,000 | 288 |
| Unused loan commitments | $48,164,000 | 1,291 |
| Tier 1 (core) risk-based capital | $21,726,000 | 2,152 |
| Tier 2 risk-based capital | $3,348,000 | 1,164 |
| Total risk weighted assets | $284,821,000 | 1,205 |
| Total unused commitments | $48,164,000 | 1,296 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 55 | 3,075 |
| Assets and Liabilities | ||
| Total Assets: | $189,661,000 | 2,563 |
| Cash and due from depository institutions | $12,350,000 | 3,075 |
| Interest-bearing balances | $99,000 | 4,814 |
| Securities | $25,999,000 | 3,839 |
| Federal funds sold & reverse repurchase agreements | $6,076,000 | 1,975 |
| Net loans & leases | $140,194,000 | 2,236 |
| Loan loss allowance | $931,000 | 3,694 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,153,000 | 5,589 |
| Other real estate owned | $0 | 3,075 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,889,000 | 2,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,661,000 | 2,563 |
| Total liabilities | $174,346,000 | 2,510 |
| Total deposits | $173,130,000 | 2,283 |
| Interest-bearing deposits | $122,838,000 | 2,743 |
| Deposits held in domestic offices | $173,130,000 | 2,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,216,000 | 3,073 |
| Total equity capital | $15,315,000 | 3,016 |
| Total bank equity capital | $15,315,000 | 3,016 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,500,000 | 1,084 |
| Surplus | $10,615,000 | 1,575 |
| Undivided profits | $1,200,000 | 7,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $871,000 | 3,161 |
| Earning assets | $172,368,000 | 2,587 |
| Long-term assets (5+ years) | $39,562,000 | 1,937 |
| Average Assets, year-to-date | $147,453,400 | 3,072 |
| Average Assets, quarterly | $175,812,500 | 2,695 |
| Volatile liabilities | $29,412,000 | 2,707 |
| Insider loans | $3,746,000 | 1,314 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $5,851,000 | 310 |
| Unused loan commitments | $30,168,000 | 1,734 |
| Tier 1 (core) risk-based capital | $15,349,000 | 2,914 |
| Tier 2 risk-based capital | $931,000 | 3,478 |
| Total risk weighted assets | $149,110,300 | 2,148 |
| Total unused commitments | $30,168,000 | 1,736 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 31 | 5,132 |
| Assets and Liabilities | ||
| Total Assets: | $117,350,000 | 3,835 |
| Cash and due from depository institutions | $4,216,000 | 5,132 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $19,654,000 | 4,917 |
| Federal funds sold & reverse repurchase agreements | $11,786,000 | 824 |
| Net loans & leases | $79,661,000 | 3,589 |
| Loan loss allowance | $551,000 | 5,328 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $659,000 | 7,111 |
| Other real estate owned | $0 | 5,132 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,374,000 | 5,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,350,000 | 3,835 |
| Total liabilities | $110,499,000 | 3,690 |
| Total deposits | $110,247,000 | 3,414 |
| Interest-bearing deposits | $79,712,000 | 3,984 |
| Deposits held in domestic offices | $110,247,000 | 3,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $252,000 | 7,473 |
| Total equity capital | $6,851,000 | 5,743 |
| Total bank equity capital | $6,851,000 | 5,743 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,500,000 | 1,099 |
| Surplus | $3,500,000 | 3,915 |
| Undivided profits | $-149,000 | 9,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $398,000 | 5,415 |
| Earning assets | $111,101,000 | 3,718 |
| Long-term assets (5+ years) | $17,751,000 | 3,564 |
| Average Assets, year-to-date | $90,496,800 | 4,642 |
| Average Assets, quarterly | $109,436,500 | 4,038 |
| Volatile liabilities | $21,486,000 | 3,316 |
| Insider loans | $3,044,000 | 1,535 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,273,000 | 2,191 |
| Tier 1 (core) risk-based capital | $7,309,000 | 5,494 |
| Tier 2 risk-based capital | $551,000 | 4,991 |
| Total risk weighted assets | $90,950,600 | 3,238 |
| Total unused commitments | $22,273,000 | 2,195 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $63,545,000 | 6,064 |
| Cash and due from depository institutions | $4,346,000 | 7,238 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $13,178,000 | 6,227 |
| Federal funds sold & reverse repurchase agreements | $7,671,000 | 2,245 |
| Net loans & leases | $37,448,000 | 5,935 |
| Loan loss allowance | $230,000 | 8,180 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $429,000 | 8,086 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $473,000 | 8,325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,545,000 | 6,064 |
| Total liabilities | $57,004,000 | 6,057 |
| Total deposits | $56,835,000 | 5,829 |
| Interest-bearing deposits | $37,225,000 | 6,826 |
| Deposits held in domestic offices | $56,835,000 | 5,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $169,000 | 8,961 |
| Total equity capital | $6,541,000 | 6,036 |
| Total bank equity capital | $6,541,000 | 6,036 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,500,000 | 1,064 |
| Surplus | $3,500,000 | 3,783 |
| Undivided profits | $-459,000 | 10,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 6,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $217,000 | 7,677 |
| Earning assets | $58,297,000 | 6,078 |
| Long-term assets (5+ years) | $8,521,000 | 5,094 |
| Average Assets, year-to-date | $40,681,750 | 7,518 |
| Average Assets, quarterly | $55,580,000 | 6,484 |
| Volatile liabilities | $10,394,000 | 4,882 |
| Insider loans | $2,577,000 | 1,669 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,560,000 | 3,484 |
| Tier 1 (core) risk-based capital | $6,493,000 | 5,913 |
| Tier 2 risk-based capital | $230,000 | 7,837 |
| Total risk weighted assets | $46,060,100 | 5,378 |
| Total unused commitments | $10,560,000 | 3,488 |
| Derivatives | $0 | 527 |