Home > First Massachusetts Bank > Net charge- offs to loans
First Massachusetts Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2077% | 3,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 2,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 2,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0254% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 2,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5352% | 2,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9930% | 2,271 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5148% | 5,445 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1778% | 3,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0387% | 1,378 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0526% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0021% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0642% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5289% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7453% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8927% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1356% | 4,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 598 |
| Percentage Net Loans Charged-off:Construction & development | -0.0417% | 1,371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 1,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4004% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2832% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0007% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5189% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8678% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5469% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1382% | 4,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 359 |
| Percentage Net Loans Charged-off:Construction & development | -0.1329% | 1,333 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0349% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2752% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1136% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2830% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0911% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0880% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6532% | 260 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3955% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0274% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2217% | 3,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 282 |
| Percentage Net Loans Charged-off:Construction & development | -0.1034% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2421% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0979% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3792% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6039% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0991% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0417% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2795% | 3,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1839% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 2.8513% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8393% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3917% | 393 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4807% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9841% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9619% | 40 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |