Home > First Main Street Bank > Assets and Liabilities
First Main Street Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 101 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $388,682,000 | 1,602 |
| Cash and due from depository institutions | $9,222,000 | 1,705 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $65,212,000 | 1,846 |
| Federal funds sold & reverse repurchase agreements | $42,685,000 | 322 |
| Net loans & leases | $240,743,000 | 1,739 |
| Loan loss allowance | $4,955,000 | 984 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,118,000 | 840 |
| Other real estate owned | $425,000 | 1,705 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $18,277,000 | 923 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $388,682,000 | 1,602 |
| Total liabilities | $340,664,000 | 1,647 |
| Total deposits | $332,691,000 | 1,458 |
| Interest-bearing deposits | $249,455,000 | 1,673 |
| Deposits held in domestic offices | $332,691,000 | 1,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,607,000 | 3,303 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,366,000 | 2,774 |
| Total equity capital | $48,018,000 | 1,255 |
| Total bank equity capital | $48,018,000 | 1,255 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $5,107,000 | 3,593 |
| Undivided profits | $40,411,000 | 856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,037,000 | 2,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,984,000 | 1,680 |
| Earning assets | $348,640,000 | 1,636 |
| Long-term assets (5+ years) | $56,280,000 | 1,608 |
| Average Assets, year-to-date | $378,130,000 | 1,595 |
| Average Assets, quarterly | $377,870,000 | 1,632 |
| Volatile liabilities | $61,832,000 | 2,010 |
| Insider loans | $23,411,000 | 214 |
| FHLB advances | $6,607,000 | 3,149 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $47,773,000 | 1,815 |
| Tier 1 (core) risk-based capital | $48,707,000 | 1,162 |
| Tier 2 risk-based capital | $3,559,000 | 1,348 |
| Total risk weighted assets | $283,167,000 | 1,579 |
| Total unused commitments | $47,773,000 | 1,816 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 120 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $367,058,000 | 1,666 |
| Cash and due from depository institutions | $12,387,000 | 1,425 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $72,544,000 | 1,699 |
| Federal funds sold & reverse repurchase agreements | $4,565,000 | 2,252 |
| Net loans & leases | $248,319,000 | 1,654 |
| Loan loss allowance | $3,315,000 | 1,448 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,304,000 | 890 |
| Other real estate owned | $426,000 | 1,425 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $17,513,000 | 958 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $367,058,000 | 1,666 |
| Total liabilities | $318,579,000 | 1,717 |
| Total deposits | $300,309,000 | 1,600 |
| Interest-bearing deposits | $218,582,000 | 1,860 |
| Deposits held in domestic offices | $300,309,000 | 1,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,606,000 | 1,974 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,664,000 | 2,248 |
| Total equity capital | $48,479,000 | 1,233 |
| Total bank equity capital | $48,479,000 | 1,233 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $5,107,000 | 3,551 |
| Undivided profits | $40,872,000 | 834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $844,000 | 2,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,823,000 | 1,680 |
| Earning assets | $325,428,000 | 1,713 |
| Long-term assets (5+ years) | $60,410,000 | 1,540 |
| Average Assets, year-to-date | $374,612,670 | 1,599 |
| Average Assets, quarterly | $370,681,500 | 1,636 |
| Volatile liabilities | $49,010,000 | 2,307 |
| Insider loans | $20,975,000 | 227 |
| FHLB advances | $16,606,000 | 1,873 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $41,610,000 | 1,955 |
| Tier 1 (core) risk-based capital | $48,821,000 | 1,124 |
| Tier 2 risk-based capital | $3,315,000 | 1,421 |
| Total risk weighted assets | $287,903,000 | 1,503 |
| Total unused commitments | $41,610,000 | 1,955 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 135 | 1,248 |
| Assets and Liabilities | ||
| Total Assets: | $374,305,000 | 1,615 |
| Cash and due from depository institutions | $10,560,000 | 1,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $88,287,000 | 1,420 |
| Federal funds sold & reverse repurchase agreements | $2,130,000 | 3,952 |
| Net loans & leases | $243,537,000 | 1,650 |
| Loan loss allowance | $3,294,000 | 1,453 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,469,000 | 863 |
| Other real estate owned | $339,000 | 1,248 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $17,983,000 | 910 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $374,305,000 | 1,615 |
| Total liabilities | $327,302,000 | 1,657 |
| Total deposits | $318,633,000 | 1,491 |
| Interest-bearing deposits | $230,604,000 | 1,753 |
| Deposits held in domestic offices | $318,633,000 | 1,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,607,000 | 3,140 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,062,000 | 1,919 |
| Total equity capital | $47,003,000 | 1,231 |
| Total bank equity capital | $47,003,000 | 1,231 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $5,107,000 | 3,520 |
| Undivided profits | $39,396,000 | 835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $911,000 | 2,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,906,000 | 1,541 |
| Earning assets | $333,954,000 | 1,650 |
| Long-term assets (5+ years) | $69,085,000 | 1,424 |
| Average Assets, year-to-date | $378,390,000 | 1,586 |
| Average Assets, quarterly | $378,390,000 | 1,586 |
| Volatile liabilities | $35,931,000 | 2,811 |
| Insider loans | $21,632,000 | 205 |
| FHLB advances | $6,607,000 | 3,014 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $37,812,000 | 2,048 |
| Tier 1 (core) risk-based capital | $47,890,000 | 1,125 |
| Tier 2 risk-based capital | $3,294,000 | 1,420 |
| Total risk weighted assets | $284,512,000 | 1,485 |
| Total unused commitments | $37,812,000 | 2,052 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 135 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $382,475,000 | 1,562 |
| Cash and due from depository institutions | $9,344,000 | 1,240 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $94,085,000 | 1,350 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 2,077 |
| Net loans & leases | $244,603,000 | 1,610 |
| Loan loss allowance | $3,460,000 | 1,379 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,616,000 | 840 |
| Other real estate owned | $152,000 | 1,240 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $17,275,000 | 928 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $382,475,000 | 1,562 |
| Total liabilities | $335,123,000 | 1,609 |
| Total deposits | $326,726,000 | 1,430 |
| Interest-bearing deposits | $241,959,000 | 1,645 |
| Deposits held in domestic offices | $326,726,000 | 1,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,611,000 | 3,177 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,786,000 | 2,098 |
| Total equity capital | $47,352,000 | 1,211 |
| Total bank equity capital | $47,352,000 | 1,211 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $5,107,000 | 3,482 |
| Undivided profits | $39,744,000 | 844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,221,000 | 2,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,004,000 | 1,426 |
| Earning assets | $344,088,000 | 1,600 |
| Long-term assets (5+ years) | $71,312,000 | 1,406 |
| Average Assets, year-to-date | $395,696,200 | 1,428 |
| Average Assets, quarterly | $382,164,000 | 1,547 |
| Volatile liabilities | $38,008,000 | 2,650 |
| Insider loans | $22,730,000 | 193 |
| FHLB advances | $6,611,000 | 3,029 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $39,529,000 | 1,915 |
| Tier 1 (core) risk-based capital | $47,197,000 | 1,125 |
| Tier 2 risk-based capital | $3,460,000 | 1,335 |
| Total risk weighted assets | $287,508,000 | 1,451 |
| Total unused commitments | $39,529,000 | 1,916 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 137 | 1,219 |
| Assets and Liabilities | ||
| Total Assets: | $381,853,000 | 1,540 |
| Cash and due from depository institutions | $9,052,000 | 1,219 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $98,799,000 | 1,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $244,461,000 | 1,586 |
| Loan loss allowance | $3,454,000 | 1,379 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $11,707,000 | 806 |
| Other real estate owned | $652,000 | 1,219 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $17,182,000 | 905 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $381,853,000 | 1,540 |
| Total liabilities | $335,156,000 | 1,576 |
| Total deposits | $325,443,000 | 1,396 |
| Interest-bearing deposits | $242,243,000 | 1,622 |
| Deposits held in domestic offices | $325,443,000 | 1,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,160,000 | 2,733 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,765,000 | 3,155 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,788,000 | 2,098 |
| Total equity capital | $46,697,000 | 1,206 |
| Total bank equity capital | $46,697,000 | 1,206 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $5,107,000 | 3,429 |
| Undivided profits | $39,090,000 | 859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,029,000 | 2,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,921,000 | 1,552 |
| Earning assets | $343,260,000 | 1,569 |
| Long-term assets (5+ years) | $84,772,000 | 1,215 |
| Average Assets, year-to-date | $399,001,500 | 1,405 |
| Average Assets, quarterly | $383,371,500 | 1,507 |
| Volatile liabilities | $39,677,000 | 2,509 |
| Insider loans | $22,086,000 | 211 |
| FHLB advances | $6,765,000 | 3,016 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $42,507,000 | 1,784 |
| Tier 1 (core) risk-based capital | $46,188,000 | 1,134 |
| Tier 2 risk-based capital | $3,454,000 | 1,338 |
| Total risk weighted assets | $289,965,000 | 1,404 |
| Total unused commitments | $42,507,000 | 1,786 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 154 | 1,081 |
| Assets and Liabilities | ||
| Total Assets: | $384,890,000 | 1,493 |
| Cash and due from depository institutions | $15,863,000 | 1,081 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $100,761,000 | 1,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $238,869,000 | 1,570 |
| Loan loss allowance | $3,563,000 | 1,313 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,635,000 | 786 |
| Other real estate owned | $23,000 | 1,081 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $17,739,000 | 885 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $384,890,000 | 1,493 |
| Total liabilities | $340,061,000 | 1,526 |
| Total deposits | $330,357,000 | 1,357 |
| Interest-bearing deposits | $245,163,000 | 1,581 |
| Deposits held in domestic offices | $330,357,000 | 1,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,270,000 | 2,684 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,765,000 | 3,129 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,669,000 | 2,048 |
| Total equity capital | $44,829,000 | 1,206 |
| Total bank equity capital | $44,829,000 | 1,206 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $5,107,000 | 3,383 |
| Undivided profits | $37,222,000 | 851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,911,000 | 1,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,238 |
| Income earned, not collected on loans | $1,719,000 | 1,605 |
| Earning assets | $339,630,000 | 1,547 |
| Long-term assets (5+ years) | $113,485,000 | 964 |
| Average Assets, year-to-date | $404,717,670 | 1,381 |
| Average Assets, quarterly | $393,709,000 | 1,440 |
| Volatile liabilities | $41,389,000 | 2,381 |
| Insider loans | $22,866,000 | 190 |
| FHLB advances | $6,765,000 | 2,993 |
| Loans and leases held for sale | $431,000 | 1,230 |
| Unused loan commitments | $40,652,000 | 1,831 |
| Tier 1 (core) risk-based capital | $45,632,000 | 1,123 |
| Tier 2 risk-based capital | $3,563,000 | 1,271 |
| Total risk weighted assets | $289,449,000 | 1,387 |
| Total unused commitments | $40,652,000 | 1,836 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 145 | 1,153 |
| Assets and Liabilities | ||
| Total Assets: | $402,528,000 | 1,405 |
| Cash and due from depository institutions | $11,832,000 | 1,153 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $110,645,000 | 1,182 |
| Federal funds sold & reverse repurchase agreements | $9,050,000 | 1,633 |
| Net loans & leases | $244,298,000 | 1,498 |
| Loan loss allowance | $3,595,000 | 1,284 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,329,000 | 792 |
| Other real estate owned | $25,000 | 1,153 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $15,349,000 | 971 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $402,528,000 | 1,405 |
| Total liabilities | $356,439,000 | 1,427 |
| Total deposits | $347,923,000 | 1,256 |
| Interest-bearing deposits | $261,037,000 | 1,488 |
| Deposits held in domestic offices | $347,923,000 | 1,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,765,000 | 2,992 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,751,000 | 2,166 |
| Total equity capital | $46,089,000 | 1,200 |
| Total bank equity capital | $46,089,000 | 1,200 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $5,107,000 | 3,339 |
| Undivided profits | $38,482,000 | 862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,771,000 | 1,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,164,000 | 1,215 |
| Earning assets | $363,993,000 | 1,425 |
| Long-term assets (5+ years) | $123,965,000 | 864 |
| Average Assets, year-to-date | $414,631,500 | 1,341 |
| Average Assets, quarterly | $414,631,500 | 1,341 |
| Volatile liabilities | $44,383,000 | 2,170 |
| Insider loans | $23,763,000 | 172 |
| FHLB advances | $6,765,000 | 2,861 |
| Loans and leases held for sale | $618,000 | 1,204 |
| Unused loan commitments | $43,858,000 | 1,676 |
| Tier 1 (core) risk-based capital | $44,898,000 | 1,122 |
| Tier 2 risk-based capital | $3,595,000 | 1,244 |
| Total risk weighted assets | $295,710,000 | 1,315 |
| Total unused commitments | $43,858,000 | 1,680 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 146 | 1,152 |
| Assets and Liabilities | ||
| Total Assets: | $426,735,000 | 1,313 |
| Cash and due from depository institutions | $12,019,000 | 1,152 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $126,787,000 | 1,058 |
| Federal funds sold & reverse repurchase agreements | $13,120,000 | 895 |
| Net loans & leases | $247,409,000 | 1,468 |
| Loan loss allowance | $3,608,000 | 1,282 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,016,000 | 821 |
| Other real estate owned | $100,000 | 1,152 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $16,284,000 | 926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $426,735,000 | 1,313 |
| Total liabilities | $381,643,000 | 1,318 |
| Total deposits | $373,128,000 | 1,141 |
| Interest-bearing deposits | $288,416,000 | 1,306 |
| Deposits held in domestic offices | $373,128,000 | 1,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,769,000 | 2,982 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,746,000 | 2,050 |
| Total equity capital | $45,092,000 | 1,207 |
| Total bank equity capital | $45,092,000 | 1,207 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $5,107,000 | 3,311 |
| Undivided profits | $37,485,000 | 852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,367,000 | 2,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,342,000 | 1,133 |
| Earning assets | $387,316,000 | 1,313 |
| Long-term assets (5+ years) | $128,903,000 | 836 |
| Average Assets, year-to-date | $420,067,000 | 1,281 |
| Average Assets, quarterly | $422,597,000 | 1,311 |
| Volatile liabilities | $61,836,000 | 1,630 |
| Insider loans | $18,086,000 | 243 |
| FHLB advances | $6,769,000 | 2,844 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $37,006,000 | 1,849 |
| Tier 1 (core) risk-based capital | $44,732,000 | 1,127 |
| Tier 2 risk-based capital | $3,608,000 | 1,231 |
| Total risk weighted assets | $302,311,000 | 1,262 |
| Total unused commitments | $37,006,000 | 1,853 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 138 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $418,459,000 | 1,343 |
| Cash and due from depository institutions | $11,372,000 | 1,240 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $129,467,000 | 1,041 |
| Federal funds sold & reverse repurchase agreements | $4,010,000 | 3,035 |
| Net loans & leases | $246,357,000 | 1,459 |
| Loan loss allowance | $3,875,000 | 1,200 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,147,000 | 1,021 |
| Other real estate owned | $230,000 | 1,240 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $17,876,000 | 860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $418,459,000 | 1,343 |
| Total liabilities | $374,629,000 | 1,341 |
| Total deposits | $365,946,000 | 1,186 |
| Interest-bearing deposits | $286,495,000 | 1,336 |
| Deposits held in domestic offices | $365,946,000 | 1,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,922,000 | 2,919 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,761,000 | 2,127 |
| Total equity capital | $43,830,000 | 1,245 |
| Total bank equity capital | $43,830,000 | 1,245 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $5,107,000 | 3,251 |
| Undivided profits | $36,223,000 | 888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,089,000 | 1,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $276,000 | 570 |
| Income earned, not collected on loans | $2,331,000 | 1,200 |
| Earning assets | $379,834,000 | 1,352 |
| Long-term assets (5+ years) | $130,083,000 | 846 |
| Average Assets, year-to-date | $418,400,000 | 1,299 |
| Average Assets, quarterly | $421,656,500 | 1,326 |
| Volatile liabilities | $66,088,000 | 1,525 |
| Insider loans | $23,390,000 | 175 |
| FHLB advances | $6,922,000 | 2,773 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $46,777,000 | 1,533 |
| Tier 1 (core) risk-based capital | $43,918,000 | 1,157 |
| Tier 2 risk-based capital | $3,760,000 | 1,166 |
| Total risk weighted assets | $300,653,000 | 1,267 |
| Total unused commitments | $46,777,000 | 1,539 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 141 | 1,202 |
| Assets and Liabilities | ||
| Total Assets: | $424,854,000 | 1,309 |
| Cash and due from depository institutions | $14,483,000 | 1,202 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $139,565,000 | 941 |
| Federal funds sold & reverse repurchase agreements | $19,365,000 | 800 |
| Net loans & leases | $227,400,000 | 1,575 |
| Loan loss allowance | $4,065,000 | 1,127 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,940,000 | 1,014 |
| Other real estate owned | $483,000 | 1,202 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $14,618,000 | 991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $424,854,000 | 1,309 |
| Total liabilities | $379,707,000 | 1,311 |
| Total deposits | $371,127,000 | 1,145 |
| Interest-bearing deposits | $284,324,000 | 1,331 |
| Deposits held in domestic offices | $371,127,000 | 1,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,922,000 | 2,852 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,658,000 | 2,317 |
| Total equity capital | $45,147,000 | 1,206 |
| Total bank equity capital | $45,147,000 | 1,206 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $5,107,000 | 3,212 |
| Undivided profits | $37,540,000 | 862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,122,000 | 1,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $276,000 | 601 |
| Income earned, not collected on loans | $2,330,000 | 1,173 |
| Earning assets | $386,330,000 | 1,305 |
| Long-term assets (5+ years) | $124,568,000 | 839 |
| Average Assets, year-to-date | $418,380,330 | 1,292 |
| Average Assets, quarterly | $420,995,500 | 1,303 |
| Volatile liabilities | $55,831,000 | 1,716 |
| Insider loans | $22,919,000 | 170 |
| FHLB advances | $6,922,000 | 2,704 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $38,933,000 | 1,745 |
| Tier 1 (core) risk-based capital | $42,677,000 | 1,167 |
| Tier 2 risk-based capital | $3,590,000 | 1,176 |
| Total risk weighted assets | $286,761,000 | 1,314 |
| Total unused commitments | $38,933,000 | 1,754 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 140 | 1,199 |
| Assets and Liabilities | ||
| Total Assets: | $417,137,000 | 1,303 |
| Cash and due from depository institutions | $14,722,000 | 1,199 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $145,764,000 | 887 |
| Federal funds sold & reverse repurchase agreements | $10,610,000 | 1,613 |
| Net loans & leases | $222,213,000 | 1,587 |
| Loan loss allowance | $4,095,000 | 1,108 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,964,000 | 1,002 |
| Other real estate owned | $0 | 1,199 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $14,864,000 | 960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,137,000 | 1,303 |
| Total liabilities | $373,513,000 | 1,311 |
| Total deposits | $363,888,000 | 1,161 |
| Interest-bearing deposits | $281,578,000 | 1,325 |
| Deposits held in domestic offices | $363,888,000 | 1,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,922,000 | 2,769 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,703,000 | 1,637 |
| Total equity capital | $43,624,000 | 1,223 |
| Total bank equity capital | $43,624,000 | 1,223 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $5,107,000 | 3,168 |
| Undivided profits | $36,017,000 | 868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,317,000 | 1,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,418,000 | 1,150 |
| Earning assets | $378,587,000 | 1,317 |
| Long-term assets (5+ years) | $83,203,000 | 1,165 |
| Average Assets, year-to-date | $415,143,500 | 1,293 |
| Average Assets, quarterly | $415,143,500 | 1,293 |
| Volatile liabilities | $57,464,000 | 1,634 |
| Insider loans | $23,195,000 | 166 |
| FHLB advances | $6,922,000 | 2,627 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $36,477,000 | 1,763 |
| Tier 1 (core) risk-based capital | $41,471,000 | 1,180 |
| Tier 2 risk-based capital | $3,495,000 | 1,191 |
| Total risk weighted assets | $278,975,000 | 1,320 |
| Total unused commitments | $36,477,000 | 1,772 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 134 | 1,250 |
| Assets and Liabilities | ||
| Total Assets: | $413,150,000 | 1,295 |
| Cash and due from depository institutions | $14,988,000 | 1,250 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $144,258,000 | 878 |
| Federal funds sold & reverse repurchase agreements | $13,385,000 | 1,065 |
| Net loans & leases | $216,744,000 | 1,600 |
| Loan loss allowance | $4,009,000 | 1,092 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,989,000 | 987 |
| Other real estate owned | $0 | 1,250 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $14,786,000 | 937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $413,150,000 | 1,295 |
| Total liabilities | $369,666,000 | 1,306 |
| Total deposits | $360,836,000 | 1,149 |
| Interest-bearing deposits | $278,595,000 | 1,318 |
| Deposits held in domestic offices | $360,836,000 | 1,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,927,000 | 2,802 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,903,000 | 2,104 |
| Total equity capital | $43,484,000 | 1,210 |
| Total bank equity capital | $43,484,000 | 1,210 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $5,107,000 | 3,137 |
| Undivided profits | $35,877,000 | 844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,048,000 | 1,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,395,000 | 1,213 |
| Earning assets | $374,387,000 | 1,312 |
| Long-term assets (5+ years) | $79,696,000 | 1,181 |
| Average Assets, year-to-date | $401,501,000 | 1,261 |
| Average Assets, quarterly | $408,037,500 | 1,301 |
| Volatile liabilities | $49,346,000 | 1,860 |
| Insider loans | $17,027,000 | 251 |
| FHLB advances | $6,927,000 | 2,638 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $35,029,000 | 1,762 |
| Tier 1 (core) risk-based capital | $41,166,000 | 1,159 |
| Tier 2 risk-based capital | $3,424,000 | 1,193 |
| Total risk weighted assets | $273,307,000 | 1,314 |
| Total unused commitments | $35,029,000 | 1,768 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 120 | 1,398 |
| Assets and Liabilities | ||
| Total Assets: | $308,064,000 | 1,650 |
| Cash and due from depository institutions | $12,028,000 | 1,398 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $103,274,000 | 1,097 |
| Federal funds sold & reverse repurchase agreements | $16,275,000 | 883 |
| Net loans & leases | $164,195,000 | 1,989 |
| Loan loss allowance | $2,466,000 | 1,654 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,588,000 | 1,137 |
| Other real estate owned | $0 | 1,398 |
| Goodwill and other intangibles | $25,000 | 2,924 |
| All other assets | $4,679,000 | 2,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,064,000 | 1,650 |
| Total liabilities | $274,593,000 | 1,675 |
| Total deposits | $266,745,000 | 1,503 |
| Interest-bearing deposits | $216,910,000 | 1,616 |
| Deposits held in domestic offices | $266,745,000 | 1,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,855,000 | 2,639 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $993,000 | 3,473 |
| Total equity capital | $33,471,000 | 1,462 |
| Total bank equity capital | $33,471,000 | 1,462 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $4,000,000 | 3,643 |
| Undivided profits | $26,971,000 | 1,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,438,000 | 2,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $345,000 | 461 |
| Income earned, not collected on loans | $2,385,000 | 1,340 |
| Earning assets | $283,744,000 | 1,642 |
| Long-term assets (5+ years) | $76,297,000 | 1,223 |
| Average Assets, year-to-date | $300,086,800 | 1,600 |
| Average Assets, quarterly | $304,593,500 | 1,639 |
| Volatile liabilities | $32,989,000 | 2,519 |
| Insider loans | $1,410,000 | 3,118 |
| FHLB advances | $6,855,000 | 2,475 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $29,068,000 | 1,903 |
| Tier 1 (core) risk-based capital | $32,076,000 | 1,434 |
| Tier 2 risk-based capital | $2,466,000 | 1,530 |
| Total risk weighted assets | $205,581,000 | 1,653 |
| Total unused commitments | $29,068,000 | 1,912 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 128 | 1,280 |
| Assets and Liabilities | ||
| Total Assets: | $303,081,000 | 1,570 |
| Cash and due from depository institutions | $9,487,000 | 1,280 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $99,467,000 | 1,126 |
| Federal funds sold & reverse repurchase agreements | $10,835,000 | 1,097 |
| Net loans & leases | $173,205,000 | 1,829 |
| Loan loss allowance | $1,180,000 | 3,017 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,157,000 | 1,679 |
| Other real estate owned | $0 | 1,280 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,930,000 | 1,830 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,081,000 | 1,570 |
| Total liabilities | $272,394,000 | 1,586 |
| Total deposits | $269,939,000 | 1,402 |
| Interest-bearing deposits | $219,366,000 | 1,517 |
| Deposits held in domestic offices | $269,939,000 | 1,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,455,000 | 1,742 |
| Total equity capital | $30,687,000 | 1,513 |
| Total bank equity capital | $30,687,000 | 1,513 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $4,000,000 | 3,571 |
| Undivided profits | $24,187,000 | 1,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $364,000 | 4,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,443,000 | 1,814 |
| Earning assets | $283,507,000 | 1,544 |
| Long-term assets (5+ years) | $76,134,000 | 1,158 |
| Average Assets, year-to-date | $287,560,800 | 1,578 |
| Average Assets, quarterly | $293,012,500 | 1,605 |
| Volatile liabilities | $47,200,000 | 1,849 |
| Insider loans | $1,602,000 | 2,778 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $27,459,000 | 1,856 |
| Tier 1 (core) risk-based capital | $30,830,000 | 1,416 |
| Tier 2 risk-based capital | $1,180,000 | 2,827 |
| Total risk weighted assets | $198,702,900 | 1,640 |
| Total unused commitments | $27,459,000 | 1,858 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 117 | 1,464 |
| Assets and Liabilities | ||
| Total Assets: | $282,264,000 | 1,674 |
| Cash and due from depository institutions | $10,232,000 | 1,464 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $97,224,000 | 1,170 |
| Federal funds sold & reverse repurchase agreements | $16,775,000 | 609 |
| Net loans & leases | $150,382,000 | 1,991 |
| Loan loss allowance | $989,000 | 3,468 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,068,000 | 2,114 |
| Other real estate owned | $0 | 1,464 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,583,000 | 2,435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,264,000 | 1,674 |
| Total liabilities | $253,637,000 | 1,685 |
| Total deposits | $252,393,000 | 1,492 |
| Interest-bearing deposits | $203,353,000 | 1,602 |
| Deposits held in domestic offices | $252,393,000 | 1,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,244,000 | 2,721 |
| Total equity capital | $28,627,000 | 1,545 |
| Total bank equity capital | $28,627,000 | 1,545 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $22,127,000 | 1,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,289,000 | 1,719 |
| Earning assets | $264,381,000 | 1,633 |
| Long-term assets (5+ years) | $62,683,000 | 1,439 |
| Average Assets, year-to-date | $275,998,000 | 1,643 |
| Average Assets, quarterly | $279,573,000 | 1,677 |
| Volatile liabilities | $31,912,000 | 2,437 |
| Insider loans | $1,427,000 | 2,923 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $40,504,000 | 1,403 |
| Tier 1 (core) risk-based capital | $29,205,000 | 1,489 |
| Tier 2 risk-based capital | $989,000 | 3,187 |
| Total risk weighted assets | $168,758,400 | 1,812 |
| Total unused commitments | $40,504,000 | 1,407 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 105 | 1,619 |
| Assets and Liabilities | ||
| Total Assets: | $276,041,000 | 1,671 |
| Cash and due from depository institutions | $12,278,000 | 1,619 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $103,739,000 | 1,108 |
| Federal funds sold & reverse repurchase agreements | $19,950,000 | 808 |
| Net loans & leases | $132,813,000 | 2,108 |
| Loan loss allowance | $864,000 | 3,762 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,937,000 | 2,073 |
| Other real estate owned | $0 | 1,619 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,324,000 | 2,239 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,041,000 | 1,671 |
| Total liabilities | $249,065,000 | 1,660 |
| Total deposits | $247,724,000 | 1,499 |
| Interest-bearing deposits | $197,577,000 | 1,627 |
| Deposits held in domestic offices | $247,724,000 | 1,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,341,000 | 2,762 |
| Total equity capital | $26,976,000 | 1,658 |
| Total bank equity capital | $26,976,000 | 1,658 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,467 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $20,476,000 | 1,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 6,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,299,000 | 1,677 |
| Earning assets | $256,502,000 | 1,651 |
| Long-term assets (5+ years) | $47,681,000 | 1,645 |
| Average Assets, year-to-date | $257,467,800 | 1,685 |
| Average Assets, quarterly | $269,204,000 | 1,679 |
| Volatile liabilities | $31,702,000 | 2,065 |
| Insider loans | $1,753,000 | 2,351 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $30,126,000 | 1,660 |
| Tier 1 (core) risk-based capital | $26,819,000 | 1,572 |
| Tier 2 risk-based capital | $864,000 | 3,437 |
| Total risk weighted assets | $150,074,000 | 1,903 |
| Total unused commitments | $30,126,000 | 1,666 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 100 | 1,764 |
| Assets and Liabilities | ||
| Total Assets: | $242,719,000 | 1,881 |
| Cash and due from depository institutions | $12,870,000 | 1,764 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $82,945,000 | 1,389 |
| Federal funds sold & reverse repurchase agreements | $14,550,000 | 910 |
| Net loans & leases | $125,603,000 | 2,222 |
| Loan loss allowance | $754,000 | 4,236 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,835,000 | 2,046 |
| Other real estate owned | $0 | 1,764 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,916,000 | 2,458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,719,000 | 1,881 |
| Total liabilities | $218,718,000 | 1,876 |
| Total deposits | $217,492,000 | 1,727 |
| Interest-bearing deposits | $170,934,000 | 1,895 |
| Deposits held in domestic offices | $217,492,000 | 1,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,226,000 | 3,014 |
| Total equity capital | $24,001,000 | 1,859 |
| Total bank equity capital | $24,001,000 | 1,859 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,500,000 | 1,450 |
| Surplus | $4,000,000 | 3,327 |
| Undivided profits | $17,501,000 | 1,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 7,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,321,000 | 1,678 |
| Earning assets | $223,098,000 | 1,874 |
| Long-term assets (5+ years) | $45,248,000 | 1,504 |
| Average Assets, year-to-date | $226,826,600 | 1,918 |
| Average Assets, quarterly | $237,324,000 | 1,900 |
| Volatile liabilities | $16,106,000 | 3,560 |
| Insider loans | $859,000 | 3,942 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $30,071,000 | 1,576 |
| Tier 1 (core) risk-based capital | $23,964,000 | 1,771 |
| Tier 2 risk-based capital | $754,000 | 3,731 |
| Total risk weighted assets | $131,416,500 | 2,124 |
| Total unused commitments | $30,071,000 | 1,579 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 95 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $221,442,000 | 2,112 |
| Cash and due from depository institutions | $10,021,000 | 1,964 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $77,737,000 | 1,561 |
| Federal funds sold & reverse repurchase agreements | $12,525,000 | 1,043 |
| Net loans & leases | $114,836,000 | 2,451 |
| Loan loss allowance | $776,000 | 4,345 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,905,000 | 2,032 |
| Other real estate owned | $0 | 1,964 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,418,000 | 3,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,442,000 | 2,112 |
| Total liabilities | $199,983,000 | 2,105 |
| Total deposits | $199,271,000 | 1,951 |
| Interest-bearing deposits | $161,363,000 | 2,069 |
| Deposits held in domestic offices | $199,271,000 | 1,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $712,000 | 4,615 |
| Total equity capital | $21,459,000 | 2,089 |
| Total bank equity capital | $21,459,000 | 2,089 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,513 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $14,959,000 | 1,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $897,000 | 2,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 1,107 |
| Income earned, not collected on loans | $1,131,000 | 1,976 |
| Earning assets | $205,098,000 | 2,097 |
| Long-term assets (5+ years) | $45,909,000 | 1,384 |
| Average Assets, year-to-date | $212,813,200 | 2,112 |
| Average Assets, quarterly | $216,626,000 | 2,121 |
| Volatile liabilities | $13,879,000 | 3,845 |
| Insider loans | $644,000 | 4,822 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $25,930,000 | 1,708 |
| Tier 1 (core) risk-based capital | $21,471,000 | 2,012 |
| Tier 2 risk-based capital | $776,000 | 3,743 |
| Total risk weighted assets | $118,235,300 | 2,389 |
| Total unused commitments | $25,930,000 | 1,724 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 89 | 2,190 |
| Assets and Liabilities | ||
| Total Assets: | $209,795,000 | 2,242 |
| Cash and due from depository institutions | $7,476,000 | 2,190 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $88,628,000 | 1,410 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 1,139 |
| Net loans & leases | $94,722,000 | 2,850 |
| Loan loss allowance | $796,000 | 4,263 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,778,000 | 2,042 |
| Other real estate owned | $0 | 2,190 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,691,000 | 2,794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,795,000 | 2,242 |
| Total liabilities | $190,478,000 | 2,234 |
| Total deposits | $189,698,000 | 2,073 |
| Interest-bearing deposits | $158,266,000 | 2,146 |
| Deposits held in domestic offices | $189,698,000 | 2,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $780,000 | 4,468 |
| Total equity capital | $19,317,000 | 2,310 |
| Total bank equity capital | $19,317,000 | 2,310 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,500,000 | 1,550 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $12,817,000 | 2,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,411,000 | 1,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $969,000 | 2,381 |
| Earning assets | $195,850,000 | 2,209 |
| Long-term assets (5+ years) | $35,725,000 | 1,562 |
| Average Assets, year-to-date | $199,847,600 | 2,263 |
| Average Assets, quarterly | $211,515,500 | 2,199 |
| Volatile liabilities | $12,980,000 | 3,767 |
| Insider loans | $767,000 | 4,444 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $22,691,000 | 1,822 |
| Tier 1 (core) risk-based capital | $19,329,000 | 2,209 |
| Tier 2 risk-based capital | $796,000 | 3,601 |
| Total risk weighted assets | $102,332,600 | 2,678 |
| Total unused commitments | $22,691,000 | 1,832 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 80 | 2,498 |
| Assets and Liabilities | ||
| Total Assets: | $185,815,000 | 2,478 |
| Cash and due from depository institutions | $5,876,000 | 2,498 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $93,678,000 | 1,378 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $80,381,000 | 3,219 |
| Loan loss allowance | $656,000 | 5,059 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,978,000 | 2,489 |
| Other real estate owned | $106,000 | 2,498 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,796,000 | 2,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,815,000 | 2,478 |
| Total liabilities | $167,719,000 | 2,493 |
| Total deposits | $166,202,000 | 2,318 |
| Interest-bearing deposits | $137,627,000 | 2,418 |
| Deposits held in domestic offices | $166,202,000 | 2,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,025,000 | 3,325 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $492,000 | 5,271 |
| Total equity capital | $18,096,000 | 2,264 |
| Total bank equity capital | $18,096,000 | 2,264 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,500,000 | 1,583 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $11,596,000 | 2,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 5,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $743,000 | 2,750 |
| Earning assets | $174,059,000 | 2,421 |
| Long-term assets (5+ years) | $31,933,000 | 1,740 |
| Average Assets, year-to-date | $180,245,400 | 2,468 |
| Average Assets, quarterly | $182,778,000 | 2,490 |
| Volatile liabilities | $9,220,000 | 4,595 |
| Insider loans | $866,000 | 4,083 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,267,000 | 2,228 |
| Tier 1 (core) risk-based capital | $18,399,000 | 2,234 |
| Tier 2 risk-based capital | $656,000 | 4,214 |
| Total risk weighted assets | $88,396,900 | 2,987 |
| Total unused commitments | $16,267,000 | 2,240 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 78 | 2,677 |
| Assets and Liabilities | ||
| Total Assets: | $178,777,000 | 2,593 |
| Cash and due from depository institutions | $6,545,000 | 2,677 |
| Interest-bearing balances | $2,000 | 7,588 |
| Securities | $95,783,000 | 1,421 |
| Federal funds sold & reverse repurchase agreements | $5,350,000 | 2,607 |
| Net loans & leases | $64,455,000 | 3,883 |
| Loan loss allowance | $652,000 | 5,247 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,972,000 | 2,465 |
| Other real estate owned | $1,103,000 | 2,677 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,569,000 | 2,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,777,000 | 2,593 |
| Total liabilities | $162,425,000 | 2,586 |
| Total deposits | $161,896,000 | 2,449 |
| Interest-bearing deposits | $136,676,000 | 2,515 |
| Deposits held in domestic offices | $161,896,000 | 2,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $529,000 | 5,134 |
| Total equity capital | $16,352,000 | 2,454 |
| Total bank equity capital | $16,352,000 | 2,454 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,500,000 | 1,598 |
| Surplus | $4,000,000 | 3,264 |
| Undivided profits | $9,852,000 | 2,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $465,000 | 5,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $509,000 | 3,632 |
| Earning assets | $165,590,000 | 2,561 |
| Long-term assets (5+ years) | $33,441,000 | 1,734 |
| Average Assets, year-to-date | $169,826,000 | 2,649 |
| Average Assets, quarterly | $174,413,000 | 2,626 |
| Volatile liabilities | $8,561,000 | 4,610 |
| Insider loans | $699,000 | 4,732 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,938,000 | 2,575 |
| Tier 1 (core) risk-based capital | $16,352,000 | 2,401 |
| Tier 2 risk-based capital | $652,000 | 4,208 |
| Total risk weighted assets | $74,512,300 | 3,446 |
| Total unused commitments | $12,938,000 | 2,597 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 77 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $167,484,000 | 2,828 |
| Cash and due from depository institutions | $6,391,000 | 2,799 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $89,760,000 | 1,511 |
| Federal funds sold & reverse repurchase agreements | $7,875,000 | 2,101 |
| Net loans & leases | $56,547,000 | 4,383 |
| Loan loss allowance | $815,000 | 4,427 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,328,000 | 3,128 |
| Other real estate owned | $2,042,000 | 2,799 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,541,000 | 2,926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,484,000 | 2,828 |
| Total liabilities | $153,253,000 | 2,830 |
| Total deposits | $152,704,000 | 2,699 |
| Interest-bearing deposits | $132,109,000 | 2,719 |
| Deposits held in domestic offices | $152,704,000 | 2,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $549,000 | 5,400 |
| Total equity capital | $14,231,000 | 2,711 |
| Total bank equity capital | $14,231,000 | 2,711 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,500,000 | 1,641 |
| Surplus | $4,000,000 | 3,152 |
| Undivided profits | $7,731,000 | 2,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 9,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $527,000 | 3,873 |
| Earning assets | $154,182,000 | 2,805 |
| Long-term assets (5+ years) | $31,182,000 | 1,794 |
| Average Assets, year-to-date | $160,358,800 | 2,863 |
| Average Assets, quarterly | $162,831,000 | 2,878 |
| Volatile liabilities | $7,109,000 | 5,236 |
| Insider loans | $122,000 | 5,183 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,795,000 | 2,639 |
| Tier 1 (core) risk-based capital | $14,231,000 | 2,656 |
| Tier 2 risk-based capital | $815,000 | 3,472 |
| Total risk weighted assets | $67,113,300 | 3,851 |
| Total unused commitments | $11,795,000 | 2,655 |
| Derivatives | $0 | 651 |