Home > First Madison Bank & Trust > Income and Expense
First Madison Bank & Trust, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 2,157 |
| Total interest expense | $657,000 | 1,930 |
| Net interest income | $2,617,000 | 2,189 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $345,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $159,000 | 1,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 2,491 |
| Total noninterest expense | $1,389,000 | 2,868 |
| Salaries and employee benefits | $726,000 | 3,038 |
| Premises and equipment expense | $134,000 | 3,054 |
| Additional noninterest expense | $529,000 | 2,490 |
| Pre-tax net operating income | $1,573,000 | 1,462 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $382,000 | 1,081 |
| Income before extraordinary items | $1,191,000 | 1,632 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,191,000 | 1,630 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,191,000 | 1,631 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $1,628,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,191,000 | 1,612 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,380,000 | 2,295 |
| Total interest expense | $2,008,000 | 1,931 |
| Net interest income | $9,372,000 | 2,368 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,447,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $646,000 | 1,637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $801,000 | 2,497 |
| Total noninterest expense | $4,828,000 | 3,117 |
| Salaries and employee benefits | $2,515,000 | 3,272 |
| Premises and equipment expense | $393,000 | 3,555 |
| Additional noninterest expense | $1,920,000 | 2,654 |
| Pre-tax net operating income | $5,991,000 | 1,517 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,422,000 | 1,086 |
| Income before extraordinary items | $4,569,000 | 1,696 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,569,000 | 1,695 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,569,000 | 1,695 |
| Net charge-offs | $43,000 | 2,712 |
| Cash dividends | $1,303,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,569,000 | 1,688 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,201,000 | 2,365 |
| Total interest expense | $1,320,000 | 2,037 |
| Net interest income | $6,881,000 | 2,411 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,045,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $479,000 | 1,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $566,000 | 2,597 |
| Total noninterest expense | $3,457,000 | 3,216 |
| Salaries and employee benefits | $1,800,000 | 3,346 |
| Premises and equipment expense | $302,000 | 3,556 |
| Additional noninterest expense | $1,355,000 | 2,787 |
| Pre-tax net operating income | $4,469,000 | 1,538 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,089,000 | 1,093 |
| Income before extraordinary items | $3,380,000 | 1,733 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,380,000 | 1,732 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,380,000 | 1,732 |
| Net charge-offs | $27,000 | 2,553 |
| Cash dividends | $1,303,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,380,000 | 1,722 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 2,418 |
| Total interest expense | $784,000 | 2,118 |
| Net interest income | $4,475,000 | 2,462 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $675,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $308,000 | 1,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $367,000 | 2,634 |
| Total noninterest expense | $2,260,000 | 3,274 |
| Salaries and employee benefits | $1,172,000 | 3,422 |
| Premises and equipment expense | $199,000 | 3,598 |
| Additional noninterest expense | $889,000 | 2,830 |
| Pre-tax net operating income | $2,890,000 | 1,564 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $707,000 | 1,116 |
| Income before extraordinary items | $2,183,000 | 1,756 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,183,000 | 1,755 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,183,000 | 1,755 |
| Net charge-offs | $32,000 | 2,002 |
| Cash dividends | $1,303,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,183,000 | 1,748 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 2,483 |
| Total interest expense | $341,000 | 2,247 |
| Net interest income | $2,178,000 | 2,514 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $338,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $158,000 | 1,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 2,617 |
| Total noninterest expense | $1,122,000 | 3,335 |
| Salaries and employee benefits | $588,000 | 3,445 |
| Premises and equipment expense | $95,000 | 3,735 |
| Additional noninterest expense | $439,000 | 2,885 |
| Pre-tax net operating income | $1,394,000 | 1,575 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $348,000 | 1,099 |
| Income before extraordinary items | $1,046,000 | 1,769 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,046,000 | 1,768 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,046,000 | 1,769 |
| Net charge-offs | $8,000 | 2,040 |
| Cash dividends | $1,303,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,046,000 | 1,755 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,638,000 | 2,516 |
| Total interest expense | $1,378,000 | 2,051 |
| Net interest income | $8,260,000 | 2,581 |
| Provision for loan and lease losses | $-1,215,000 | 5,610 |
| Total noninterest income | $1,445,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $609,000 | 1,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $836,000 | 2,515 |
| Total noninterest expense | $4,336,000 | 3,403 |
| Salaries and employee benefits | $2,284,000 | 3,494 |
| Premises and equipment expense | $371,000 | 3,798 |
| Additional noninterest expense | $1,681,000 | 2,987 |
| Pre-tax net operating income | $6,584,000 | 1,375 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $3,040,000 | 952 |
| Income before extraordinary items | $3,544,000 | 1,787 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,544,000 | 1,788 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,544,000 | 1,788 |
| Net charge-offs | $214,000 | 1,776 |
| Cash dividends | $1,043,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,544,000 | 1,764 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,125,000 | 2,556 |
| Total interest expense | $1,011,000 | 2,064 |
| Net interest income | $6,114,000 | 2,621 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,097,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $447,000 | 1,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $650,000 | 2,487 |
| Total noninterest expense | $3,221,000 | 3,431 |
| Salaries and employee benefits | $1,642,000 | 3,588 |
| Premises and equipment expense | $306,000 | 3,654 |
| Additional noninterest expense | $1,273,000 | 2,973 |
| Pre-tax net operating income | $3,990,000 | 1,638 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,403,000 | 1,174 |
| Income before extraordinary items | $2,587,000 | 1,976 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,587,000 | 1,976 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,587,000 | 1,976 |
| Net charge-offs | $197,000 | 1,400 |
| Cash dividends | $1,043,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,587,000 | 1,949 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 2,581 |
| Total interest expense | $654,000 | 2,068 |
| Net interest income | $4,003,000 | 2,646 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $771,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $290,000 | 1,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $481,000 | 2,382 |
| Total noninterest expense | $2,144,000 | 3,444 |
| Salaries and employee benefits | $1,084,000 | 3,633 |
| Premises and equipment expense | $206,000 | 3,659 |
| Additional noninterest expense | $854,000 | 2,971 |
| Pre-tax net operating income | $2,630,000 | 1,634 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $935,000 | 1,153 |
| Income before extraordinary items | $1,695,000 | 1,959 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,695,000 | 1,959 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,695,000 | 1,959 |
| Net charge-offs | $169,000 | 1,164 |
| Cash dividends | $1,043,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,695,000 | 1,933 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 2,620 |
| Total interest expense | $322,000 | 2,060 |
| Net interest income | $1,954,000 | 2,693 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $468,000 | 2,131 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $144,000 | 1,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 1,996 |
| Total noninterest expense | $1,036,000 | 3,547 |
| Salaries and employee benefits | $537,000 | 3,698 |
| Premises and equipment expense | $105,000 | 3,656 |
| Additional noninterest expense | $394,000 | 3,144 |
| Pre-tax net operating income | $1,386,000 | 1,518 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $484,000 | 1,108 |
| Income before extraordinary items | $902,000 | 1,794 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $902,000 | 1,793 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $902,000 | 1,794 |
| Net charge-offs | $94,000 | 968 |
| Cash dividends | $1,043,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $902,000 | 1,783 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,076,000 | 2,609 |
| Total interest expense | $1,253,000 | 2,058 |
| Net interest income | $7,823,000 | 2,667 |
| Provision for loan and lease losses | $329,000 | 1,906 |
| Total noninterest income | $1,223,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $565,000 | 1,890 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $658,000 | 2,918 |
| Total noninterest expense | $4,025,000 | 3,638 |
| Salaries and employee benefits | $2,052,000 | 3,781 |
| Premises and equipment expense | $416,000 | 3,711 |
| Additional noninterest expense | $1,557,000 | 3,263 |
| Pre-tax net operating income | $4,692,000 | 1,705 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,684,000 | 1,188 |
| Income before extraordinary items | $3,008,000 | 2,108 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,008,000 | 2,106 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,008,000 | 2,107 |
| Net charge-offs | $135,000 | 2,326 |
| Cash dividends | $781,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,008,000 | 2,048 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,800,000 | 2,617 |
| Total interest expense | $930,000 | 2,081 |
| Net interest income | $5,870,000 | 2,678 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $941,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $438,000 | 1,840 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $503,000 | 2,892 |
| Total noninterest expense | $2,987,000 | 3,667 |
| Salaries and employee benefits | $1,510,000 | 3,819 |
| Premises and equipment expense | $307,000 | 3,755 |
| Additional noninterest expense | $1,170,000 | 3,277 |
| Pre-tax net operating income | $3,824,000 | 1,611 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,432,000 | 1,111 |
| Income before extraordinary items | $2,392,000 | 2,015 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,392,000 | 2,015 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,392,000 | 2,015 |
| Net charge-offs | $137,000 | 1,776 |
| Cash dividends | $781,000 | 1,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,392,000 | 1,957 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 2,629 |
| Total interest expense | $614,000 | 2,097 |
| Net interest income | $3,907,000 | 2,679 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $549,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $266,000 | 1,970 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $283,000 | 3,100 |
| Total noninterest expense | $1,951,000 | 3,721 |
| Salaries and employee benefits | $1,002,000 | 3,850 |
| Premises and equipment expense | $200,000 | 3,819 |
| Additional noninterest expense | $749,000 | 3,384 |
| Pre-tax net operating income | $2,505,000 | 1,628 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $930,000 | 1,134 |
| Income before extraordinary items | $1,575,000 | 2,030 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,575,000 | 2,030 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,575,000 | 2,030 |
| Net charge-offs | $98,000 | 1,637 |
| Cash dividends | $781,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,575,000 | 1,968 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 2,645 |
| Total interest expense | $306,000 | 2,110 |
| Net interest income | $1,938,000 | 2,697 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $257,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $116,000 | 2,189 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $141,000 | 3,060 |
| Total noninterest expense | $956,000 | 3,798 |
| Salaries and employee benefits | $498,000 | 3,893 |
| Premises and equipment expense | $102,000 | 3,826 |
| Additional noninterest expense | $356,000 | 3,506 |
| Pre-tax net operating income | $1,239,000 | 1,625 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $462,000 | 1,115 |
| Income before extraordinary items | $777,000 | 2,037 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $777,000 | 2,037 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $777,000 | 2,037 |
| Net charge-offs | $51,000 | 1,416 |
| Cash dividends | $785,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $777,000 | 1,988 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,601,000 | 2,701 |
| Total interest expense | $1,173,000 | 2,156 |
| Net interest income | $7,428,000 | 2,746 |
| Provision for loan and lease losses | $1,120,000 | 739 |
| Total noninterest income | $1,187,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $519,000 | 2,072 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $668,000 | 2,900 |
| Total noninterest expense | $3,773,000 | 3,836 |
| Salaries and employee benefits | $1,930,000 | 3,978 |
| Premises and equipment expense | $410,000 | 3,861 |
| Additional noninterest expense | $1,433,000 | 3,507 |
| Pre-tax net operating income | $3,722,000 | 1,979 |
| Securities gains (losses) | $3,000 | 2,963 |
| Applicable income taxes | $1,225,000 | 1,406 |
| Income before extraordinary items | $2,500,000 | 2,341 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,500,000 | 2,342 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,500,000 | 2,343 |
| Net charge-offs | $244,000 | 1,801 |
| Cash dividends | $624,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 297 |
| Net operating income | $2,497,990 | 2,308 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,335,000 | 2,754 |
| Total interest expense | $873,000 | 2,194 |
| Net interest income | $5,462,000 | 2,802 |
| Provision for loan and lease losses | $497,000 | 1,049 |
| Total noninterest income | $752,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $378,000 | 2,133 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $374,000 | 3,315 |
| Total noninterest expense | $2,808,000 | 3,870 |
| Salaries and employee benefits | $1,459,000 | 3,974 |
| Premises and equipment expense | $307,000 | 3,912 |
| Additional noninterest expense | $1,042,000 | 3,584 |
| Pre-tax net operating income | $2,909,000 | 1,953 |
| Securities gains (losses) | $3,000 | 2,757 |
| Applicable income taxes | $930,000 | 1,440 |
| Income before extraordinary items | $1,982,000 | 2,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,982,000 | 2,283 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,982,000 | 2,283 |
| Net charge-offs | $35,000 | 3,030 |
| Cash dividends | $624,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 239 |
| Net operating income | $1,979,960 | 2,246 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 2,797 |
| Total interest expense | $571,000 | 2,232 |
| Net interest income | $3,550,000 | 2,853 |
| Provision for loan and lease losses | $248,000 | 1,306 |
| Total noninterest income | $472,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $229,000 | 2,258 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $243,000 | 3,350 |
| Total noninterest expense | $1,825,000 | 3,969 |
| Salaries and employee benefits | $961,000 | 4,038 |
| Premises and equipment expense | $210,000 | 3,890 |
| Additional noninterest expense | $654,000 | 3,770 |
| Pre-tax net operating income | $1,949,000 | 1,924 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $620,000 | 1,438 |
| Income before extraordinary items | $1,329,000 | 2,251 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,329,000 | 2,253 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,329,000 | 2,253 |
| Net charge-offs | $-14,000 | 5,360 |
| Cash dividends | $624,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 185 |
| Net operating income | $1,329,000 | 2,200 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 2,835 |
| Total interest expense | $281,000 | 2,280 |
| Net interest income | $1,749,000 | 2,887 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $225,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $112,000 | 2,288 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 3,409 |
| Total noninterest expense | $876,000 | 4,105 |
| Salaries and employee benefits | $471,000 | 4,107 |
| Premises and equipment expense | $102,000 | 3,983 |
| Additional noninterest expense | $303,000 | 3,948 |
| Pre-tax net operating income | $1,098,000 | 1,712 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $330,000 | 1,352 |
| Income before extraordinary items | $768,000 | 1,983 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $768,000 | 1,986 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $768,000 | 1,985 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $624,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 114 |
| Net operating income | $768,000 | 1,928 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,150,000 | 2,854 |
| Total interest expense | $1,150,000 | 2,337 |
| Net interest income | $7,000,000 | 2,888 |
| Provision for loan and lease losses | $1,217,000 | 725 |
| Total noninterest income | $825,000 | 3,437 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $472,000 | 2,363 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $353,000 | 3,795 |
| Total noninterest expense | $3,458,000 | 4,162 |
| Salaries and employee benefits | $1,635,000 | 4,436 |
| Premises and equipment expense | $400,000 | 4,090 |
| Additional noninterest expense | $1,423,000 | 3,654 |
| Pre-tax net operating income | $3,150,000 | 2,192 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,150,000 | 1,407 |
| Income before extraordinary items | $2,000,000 | 2,715 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,000,000 | 2,713 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,000,000 | 2,715 |
| Net charge-offs | $341,000 | 1,880 |
| Cash dividends | $398,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 126 |
| Net operating income | $2,000,000 | 2,663 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,067,000 | 2,898 |
| Total interest expense | $862,000 | 2,382 |
| Net interest income | $5,205,000 | 2,941 |
| Provision for loan and lease losses | $654,000 | 935 |
| Total noninterest income | $632,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $341,000 | 2,454 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $291,000 | 3,685 |
| Total noninterest expense | $2,578,000 | 4,197 |
| Salaries and employee benefits | $1,222,000 | 4,464 |
| Premises and equipment expense | $293,000 | 4,196 |
| Additional noninterest expense | $1,063,000 | 3,703 |
| Pre-tax net operating income | $2,605,000 | 2,079 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $918,000 | 1,384 |
| Income before extraordinary items | $1,687,000 | 2,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,687,000 | 2,513 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,687,000 | 2,512 |
| Net charge-offs | $131,000 | 2,430 |
| Cash dividends | $398,000 | 2,480 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 360 |
| Net operating income | $1,687,000 | 2,469 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,977,000 | 2,934 |
| Total interest expense | $569,000 | 2,413 |
| Net interest income | $3,408,000 | 2,979 |
| Provision for loan and lease losses | $384,000 | 1,042 |
| Total noninterest income | $400,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $217,000 | 2,526 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $183,000 | 3,770 |
| Total noninterest expense | $1,710,000 | 4,238 |
| Salaries and employee benefits | $804,000 | 4,529 |
| Premises and equipment expense | $192,000 | 4,260 |
| Additional noninterest expense | $714,000 | 3,699 |
| Pre-tax net operating income | $1,714,000 | 2,042 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $595,000 | 1,381 |
| Income before extraordinary items | $1,119,000 | 2,444 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,119,000 | 2,448 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,119,000 | 2,448 |
| Net charge-offs | $77,000 | 2,426 |
| Cash dividends | $398,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 290 |
| Net operating income | $1,119,000 | 2,408 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 2,981 |
| Total interest expense | $283,000 | 2,459 |
| Net interest income | $1,669,000 | 3,024 |
| Provision for loan and lease losses | $159,000 | 1,159 |
| Total noninterest income | $178,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $106,000 | 2,552 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $72,000 | 4,055 |
| Total noninterest expense | $836,000 | 4,322 |
| Salaries and employee benefits | $391,000 | 4,631 |
| Premises and equipment expense | $92,000 | 4,412 |
| Additional noninterest expense | $353,000 | 3,698 |
| Pre-tax net operating income | $852,000 | 1,999 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $295,000 | 1,360 |
| Income before extraordinary items | $557,000 | 2,392 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $557,000 | 2,393 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $557,000 | 2,394 |
| Net charge-offs | $21,000 | 2,457 |
| Cash dividends | $397,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $557,000 | 2,346 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,810,000 | 2,995 |
| Total interest expense | $1,179,000 | 2,602 |
| Net interest income | $6,631,000 | 3,020 |
| Provision for loan and lease losses | $1,811,000 | 672 |
| Total noninterest income | $890,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $444,000 | 2,608 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $446,000 | 3,512 |
| Total noninterest expense | $3,229,000 | 4,442 |
| Salaries and employee benefits | $1,601,000 | 4,588 |
| Premises and equipment expense | $405,000 | 4,184 |
| Additional noninterest expense | $1,223,000 | 4,151 |
| Pre-tax net operating income | $2,481,000 | 2,480 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $889,000 | 1,578 |
| Income before extraordinary items | $1,592,000 | 3,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,592,000 | 3,047 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,592,000 | 3,048 |
| Net charge-offs | $1,480,000 | 948 |
| Cash dividends | $300,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,592,000 | 2,982 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,816,000 | 3,034 |
| Total interest expense | $887,000 | 2,668 |
| Net interest income | $4,929,000 | 3,066 |
| Provision for loan and lease losses | $1,436,000 | 666 |
| Total noninterest income | $675,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $335,000 | 2,618 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $340,000 | 3,558 |
| Total noninterest expense | $2,302,000 | 4,575 |
| Salaries and employee benefits | $1,193,000 | 4,633 |
| Premises and equipment expense | $307,000 | 4,202 |
| Additional noninterest expense | $802,000 | 4,468 |
| Pre-tax net operating income | $1,866,000 | 2,550 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $668,000 | 1,620 |
| Income before extraordinary items | $1,198,000 | 3,083 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,198,000 | 3,087 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,198,000 | 3,087 |
| Net charge-offs | $1,284,000 | 834 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,198,000 | 3,013 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,851,000 | 3,053 |
| Total interest expense | $590,000 | 2,735 |
| Net interest income | $3,261,000 | 3,092 |
| Provision for loan and lease losses | $996,000 | 684 |
| Total noninterest income | $462,000 | 3,432 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $231,000 | 2,517 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 3,566 |
| Total noninterest expense | $1,475,000 | 4,697 |
| Salaries and employee benefits | $778,000 | 4,710 |
| Premises and equipment expense | $198,000 | 4,291 |
| Additional noninterest expense | $499,000 | 4,640 |
| Pre-tax net operating income | $1,252,000 | 2,523 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $464,000 | 1,594 |
| Income before extraordinary items | $788,000 | 3,097 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $788,000 | 3,099 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $788,000 | 3,100 |
| Net charge-offs | $1,102,000 | 709 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $788,000 | 3,007 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 3,105 |
| Total interest expense | $298,000 | 2,791 |
| Net interest income | $1,610,000 | 3,124 |
| Provision for loan and lease losses | $391,000 | 825 |
| Total noninterest income | $240,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $122,000 | 2,399 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,526 |
| Total noninterest expense | $850,000 | 4,406 |
| Salaries and employee benefits | $386,000 | 4,766 |
| Premises and equipment expense | $100,000 | 4,297 |
| Additional noninterest expense | $364,000 | 3,748 |
| Pre-tax net operating income | $609,000 | 2,530 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $225,000 | 1,600 |
| Income before extraordinary items | $384,000 | 3,104 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $384,000 | 3,105 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $384,000 | 3,106 |
| Net charge-offs | $846,000 | 537 |
| Cash dividends | $300,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $384,000 | 3,010 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,574,000 | 3,255 |
| Total interest expense | $1,424,000 | 2,832 |
| Net interest income | $6,150,000 | 3,310 |
| Provision for loan and lease losses | $1,919,000 | 1,101 |
| Total noninterest income | $725,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $468,000 | 2,626 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $257,000 | 4,269 |
| Total noninterest expense | $3,229,000 | 4,559 |
| Salaries and employee benefits | $1,467,000 | 4,905 |
| Premises and equipment expense | $412,000 | 4,251 |
| Additional noninterest expense | $1,350,000 | 4,043 |
| Pre-tax net operating income | $1,727,000 | 3,091 |
| Securities gains (losses) | $199,000 | 1,702 |
| Applicable income taxes | $711,000 | 1,825 |
| Income before extraordinary items | $1,215,000 | 3,513 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,215,000 | 3,515 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,215,000 | 3,516 |
| Net charge-offs | $350,000 | 3,113 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,087,640 | 3,574 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 3,345 |
| Total interest expense | $1,107,000 | 2,848 |
| Net interest income | $4,516,000 | 3,416 |
| Provision for loan and lease losses | $1,410,000 | 1,133 |
| Total noninterest income | $478,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $331,000 | 2,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $147,000 | 4,663 |
| Total noninterest expense | $2,327,000 | 4,695 |
| Salaries and employee benefits | $1,093,000 | 4,944 |
| Premises and equipment expense | $247,000 | 4,823 |
| Additional noninterest expense | $987,000 | 4,135 |
| Pre-tax net operating income | $1,257,000 | 3,212 |
| Securities gains (losses) | $199,000 | 1,441 |
| Applicable income taxes | $540,000 | 1,860 |
| Income before extraordinary items | $916,000 | 3,594 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $916,000 | 3,594 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $916,000 | 3,596 |
| Net charge-offs | $350,000 | 2,645 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $788,640 | 3,724 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 3,385 |
| Total interest expense | $774,000 | 2,841 |
| Net interest income | $2,938,000 | 3,487 |
| Provision for loan and lease losses | $931,000 | 1,163 |
| Total noninterest income | $299,000 | 4,224 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $209,000 | 2,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 4,791 |
| Total noninterest expense | $1,538,000 | 4,743 |
| Salaries and employee benefits | $726,000 | 4,986 |
| Premises and equipment expense | $157,000 | 4,943 |
| Additional noninterest expense | $655,000 | 4,181 |
| Pre-tax net operating income | $768,000 | 3,363 |
| Securities gains (losses) | $199,000 | 1,104 |
| Applicable income taxes | $360,000 | 1,844 |
| Income before extraordinary items | $607,000 | 3,624 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $607,000 | 3,625 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $607,000 | 3,626 |
| Net charge-offs | $153,000 | 3,014 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $479,640 | 3,870 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 3,439 |
| Total interest expense | $388,000 | 2,921 |
| Net interest income | $1,448,000 | 3,547 |
| Provision for loan and lease losses | $369,000 | 1,325 |
| Total noninterest income | $161,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $110,000 | 2,721 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 4,700 |
| Total noninterest expense | $757,000 | 4,810 |
| Salaries and employee benefits | $354,000 | 5,093 |
| Premises and equipment expense | $92,000 | 4,583 |
| Additional noninterest expense | $311,000 | 4,294 |
| Pre-tax net operating income | $483,000 | 2,939 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $180,000 | 1,853 |
| Income before extraordinary items | $303,000 | 3,636 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $303,000 | 3,639 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $303,000 | 3,639 |
| Net charge-offs | $100,000 | 2,446 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $303,000 | 3,469 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,598,000 | 3,469 |
| Total interest expense | $1,927,000 | 2,849 |
| Net interest income | $5,671,000 | 3,617 |
| Provision for loan and lease losses | $2,122,000 | 1,508 |
| Total noninterest income | $541,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $375,000 | 3,156 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $166,000 | 4,707 |
| Total noninterest expense | $2,969,000 | 4,910 |
| Salaries and employee benefits | $1,394,000 | 5,149 |
| Premises and equipment expense | $361,000 | 4,795 |
| Additional noninterest expense | $1,214,000 | 4,417 |
| Pre-tax net operating income | $1,121,000 | 3,504 |
| Securities gains (losses) | $482,000 | 810 |
| Applicable income taxes | $601,000 | 1,844 |
| Income before extraordinary items | $1,002,000 | 3,565 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,002,000 | 3,568 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,002,000 | 3,568 |
| Net charge-offs | $708,000 | 2,772 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $-68,000 | 7,291 |
| Net operating income | $693,520 | 4,047 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,683,000 | 3,513 |
| Total interest expense | $1,529,000 | 2,837 |
| Net interest income | $4,154,000 | 3,690 |
| Provision for loan and lease losses | $1,763,000 | 1,355 |
| Total noninterest income | $422,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $275,000 | 3,201 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $147,000 | 4,557 |
| Total noninterest expense | $2,234,000 | 4,914 |
| Salaries and employee benefits | $1,043,000 | 5,156 |
| Premises and equipment expense | $285,000 | 4,738 |
| Additional noninterest expense | $906,000 | 4,433 |
| Pre-tax net operating income | $579,000 | 4,276 |
| Securities gains (losses) | $494,000 | 653 |
| Applicable income taxes | $397,000 | 1,952 |
| Income before extraordinary items | $676,000 | 3,815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 3,816 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $676,000 | 3,816 |
| Net charge-offs | $414,000 | 2,870 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-68,000 | 7,379 |
| Net operating income | $359,840 | 4,687 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 3,566 |
| Total interest expense | $1,072,000 | 2,807 |
| Net interest income | $2,697,000 | 3,761 |
| Provision for loan and lease losses | $826,000 | 1,684 |
| Total noninterest income | $280,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $174,000 | 3,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 4,466 |
| Total noninterest expense | $1,459,000 | 5,014 |
| Salaries and employee benefits | $696,000 | 5,197 |
| Premises and equipment expense | $186,000 | 4,826 |
| Additional noninterest expense | $577,000 | 4,630 |
| Pre-tax net operating income | $692,000 | 3,208 |
| Securities gains (losses) | $193,000 | 759 |
| Applicable income taxes | $330,000 | 1,701 |
| Income before extraordinary items | $555,000 | 3,361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $555,000 | 3,362 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $555,000 | 3,362 |
| Net charge-offs | $344,000 | 2,529 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-68,000 | 7,469 |
| Net operating income | $431,480 | 3,742 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 3,596 |
| Total interest expense | $552,000 | 2,823 |
| Net interest income | $1,316,000 | 3,815 |
| Provision for loan and lease losses | $317,000 | 1,863 |
| Total noninterest income | $139,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $2,000 | 6,969 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,061 |
| Total noninterest expense | $718,000 | 5,090 |
| Salaries and employee benefits | $342,000 | 5,286 |
| Premises and equipment expense | $91,000 | 4,936 |
| Additional noninterest expense | $285,000 | 4,671 |
| Pre-tax net operating income | $420,000 | 2,868 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $158,000 | 1,748 |
| Income before extraordinary items | $262,000 | 3,494 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $262,000 | 3,490 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $262,000 | 3,492 |
| Net charge-offs | $200,000 | 2,121 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $-68,000 | 7,539 |
| Net operating income | $262,000 | 3,434 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,376,000 | 3,774 |
| Total interest expense | $2,392,000 | 3,105 |
| Net interest income | $4,984,000 | 3,974 |
| Provision for loan and lease losses | $1,123,000 | 2,881 |
| Total noninterest income | $466,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $422,000 | 2,975 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $44,000 | 6,204 |
| Total noninterest expense | $2,836,000 | 5,181 |
| Salaries and employee benefits | $1,311,000 | 5,424 |
| Premises and equipment expense | $347,000 | 5,078 |
| Additional noninterest expense | $1,178,000 | 4,660 |
| Pre-tax net operating income | $1,491,000 | 2,733 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $544,000 | 1,800 |
| Income before extraordinary items | $947,000 | 3,317 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $947,000 | 3,314 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $947,000 | 3,317 |
| Net charge-offs | $72,000 | 5,678 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $-163,000 | 7,605 |
| Net operating income | $947,000 | 3,188 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,495,000 | 3,868 |
| Total interest expense | $1,822,000 | 3,180 |
| Net interest income | $3,673,000 | 4,069 |
| Provision for loan and lease losses | $795,000 | 2,861 |
| Total noninterest income | $409,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $304,000 | 3,137 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $105,000 | 5,152 |
| Total noninterest expense | $2,115,000 | 5,211 |
| Salaries and employee benefits | $966,000 | 5,515 |
| Premises and equipment expense | $258,000 | 5,163 |
| Additional noninterest expense | $891,000 | 4,633 |
| Pre-tax net operating income | $1,172,000 | 2,830 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $426,000 | 1,820 |
| Income before extraordinary items | $746,000 | 3,398 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $746,000 | 3,397 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $746,000 | 3,398 |
| Net charge-offs | $1,000 | 6,616 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $-163,000 | 7,714 |
| Net operating income | $746,000 | 3,264 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 3,939 |
| Total interest expense | $1,246,000 | 3,216 |
| Net interest income | $2,355,000 | 4,180 |
| Provision for loan and lease losses | $191,000 | 4,292 |
| Total noninterest income | $275,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $209,000 | 3,071 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $66,000 | 5,236 |
| Total noninterest expense | $1,425,000 | 5,206 |
| Salaries and employee benefits | $640,000 | 5,576 |
| Premises and equipment expense | $174,000 | 5,189 |
| Additional noninterest expense | $611,000 | 4,539 |
| Pre-tax net operating income | $1,014,000 | 2,340 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $369,000 | 1,518 |
| Income before extraordinary items | $645,000 | 2,922 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $645,000 | 2,915 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $645,000 | 2,920 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $-68,000 | 7,785 |
| Net operating income | $645,000 | 2,817 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 4,053 |
| Total interest expense | $660,000 | 3,188 |
| Net interest income | $1,109,000 | 4,364 |
| Provision for loan and lease losses | $16,000 | 5,847 |
| Total noninterest income | $130,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $101,000 | 3,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $703,000 | 5,288 |
| Salaries and employee benefits | $319,000 | 5,653 |
| Premises and equipment expense | $90,000 | 5,191 |
| Additional noninterest expense | $294,000 | 4,641 |
| Pre-tax net operating income | $520,000 | 2,338 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $183,000 | 1,514 |
| Income before extraordinary items | $337,000 | 2,904 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $337,000 | 2,900 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $337,000 | 2,904 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $-75,000 | 7,902 |
| Net operating income | $337,000 | 2,788 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 4,351 |
| Total interest expense | $3,217,000 | 3,251 |
| Net interest income | $3,380,000 | 5,050 |
| Provision for loan and lease losses | $426,000 | 4,789 |
| Total noninterest income | $438,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $11,000 | 7,002 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $427,000 | 3,452 |
| Total noninterest expense | $2,595,000 | 5,586 |
| Salaries and employee benefits | $1,188,000 | 5,872 |
| Premises and equipment expense | $362,000 | 5,241 |
| Additional noninterest expense | $1,045,000 | 5,128 |
| Pre-tax net operating income | $797,000 | 3,348 |
| Securities gains (losses) | $89,000 | 2,242 |
| Applicable income taxes | $332,000 | 1,935 |
| Income before extraordinary items | $554,000 | 3,714 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $554,000 | 3,711 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $554,000 | 3,712 |
| Net charge-offs | $115,000 | 5,568 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,232 |
| Net operating income | $497,040 | 3,813 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,839,000 | 4,461 |
| Total interest expense | $2,470,000 | 3,321 |
| Net interest income | $2,369,000 | 5,266 |
| Provision for loan and lease losses | $223,000 | 5,024 |
| Total noninterest income | $393,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $8,000 | 7,062 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $385,000 | 3,250 |
| Total noninterest expense | $1,923,000 | 5,629 |
| Salaries and employee benefits | $875,000 | 5,928 |
| Premises and equipment expense | $269,000 | 5,301 |
| Additional noninterest expense | $779,000 | 5,132 |
| Pre-tax net operating income | $616,000 | 3,550 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $231,000 | 2,175 |
| Income before extraordinary items | $385,000 | 4,108 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $385,000 | 4,105 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $385,000 | 4,108 |
| Net charge-offs | $115,000 | 4,927 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,119 |
| Net operating income | $385,000 | 4,017 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 4,617 |
| Total interest expense | $1,632,000 | 3,455 |
| Net interest income | $1,470,000 | 5,450 |
| Provision for loan and lease losses | $152,000 | 4,722 |
| Total noninterest income | $187,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $6,000 | 7,103 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $181,000 | 3,802 |
| Total noninterest expense | $1,287,000 | 5,665 |
| Salaries and employee benefits | $574,000 | 6,037 |
| Premises and equipment expense | $173,000 | 5,437 |
| Additional noninterest expense | $540,000 | 5,028 |
| Pre-tax net operating income | $218,000 | 4,542 |
| Securities gains (losses) | $89,000 | 1,574 |
| Applicable income taxes | $115,000 | 2,507 |
| Income before extraordinary items | $192,000 | 4,587 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 4,584 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $192,000 | 4,584 |
| Net charge-offs | $37,000 | 5,172 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,021 |
| Net operating income | $135,040 | 4,879 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 4,774 |
| Total interest expense | $780,000 | 3,675 |
| Net interest income | $710,000 | 5,551 |
| Provision for loan and lease losses | $59,000 | 4,762 |
| Total noninterest income | $85,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $82,000 | 3,975 |
| Total noninterest expense | $607,000 | 5,780 |
| Salaries and employee benefits | $284,000 | 6,106 |
| Premises and equipment expense | $87,000 | 5,464 |
| Additional noninterest expense | $236,000 | 5,111 |
| Pre-tax net operating income | $129,000 | 4,714 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $46,000 | 2,957 |
| Income before extraordinary items | $83,000 | 5,178 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $83,000 | 5,183 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $83,000 | 5,182 |
| Net charge-offs | $23,000 | 4,220 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $83,000 | 5,010 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,209,000 | 5,345 |
| Total interest expense | $2,458,000 | 4,794 |
| Net interest income | $2,751,000 | 5,656 |
| Provision for loan and lease losses | $401,000 | 4,133 |
| Total noninterest income | $348,000 | 5,563 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $314,000 | 3,935 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $34,000 | 7,102 |
| Total noninterest expense | $2,299,000 | 5,855 |
| Salaries and employee benefits | $1,025,000 | 6,354 |
| Premises and equipment expense | $443,000 | 4,797 |
| Additional noninterest expense | $831,000 | 5,377 |
| Pre-tax net operating income | $399,000 | 5,144 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $149,000 | 3,073 |
| Income before extraordinary items | $250,000 | 5,296 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $250,000 | 5,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,646 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 1,139 |
| Net operating income | $250,000 | 5,456 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 5,506 |
| Total interest expense | $1,754,000 | 5,042 |
| Net interest income | $2,025,000 | 5,763 |
| Provision for loan and lease losses | $316,000 | 3,464 |
| Total noninterest income | $254,000 | 5,700 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $226,000 | 4,032 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 7,176 |
| Total noninterest expense | $1,681,000 | 5,913 |
| Salaries and employee benefits | $741,000 | 6,475 |
| Premises and equipment expense | $353,000 | 4,635 |
| Additional noninterest expense | $587,000 | 5,483 |
| Pre-tax net operating income | $282,000 | 5,707 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $97,000 | 3,610 |
| Income before extraordinary items | $185,000 | 5,776 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $185,000 | 5,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 962 |
| Net operating income | $185,000 | 5,953 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 5,588 |
| Total interest expense | $1,128,000 | 5,277 |
| Net interest income | $1,380,000 | 5,710 |
| Provision for loan and lease losses | $243,000 | 2,845 |
| Total noninterest income | $169,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $141,000 | 4,160 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $1,052,000 | 6,135 |
| Salaries and employee benefits | $466,000 | 6,649 |
| Premises and equipment expense | $215,000 | 4,931 |
| Additional noninterest expense | $371,000 | 5,634 |
| Pre-tax net operating income | $254,000 | 5,474 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $103,000 | 3,427 |
| Income before extraordinary items | $151,000 | 5,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $151,000 | 5,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 780 |
| Net operating income | $151,000 | 5,908 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 5,600 |
| Total interest expense | $580,000 | 5,383 |
| Net interest income | $709,000 | 5,651 |
| Provision for loan and lease losses | $145,000 | 2,228 |
| Total noninterest income | $76,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $68,000 | 4,202 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $480,000 | 6,404 |
| Salaries and employee benefits | $217,000 | 6,830 |
| Premises and equipment expense | $99,000 | 5,177 |
| Additional noninterest expense | $164,000 | 5,934 |
| Pre-tax net operating income | $160,000 | 5,346 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $57,000 | 3,422 |
| Income before extraordinary items | $103,000 | 5,802 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 594 |
| Net operating income | $103,000 | 5,708 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 5,578 |
| Total interest expense | $2,298,000 | 5,501 |
| Net interest income | $2,960,000 | 5,541 |
| Provision for loan and lease losses | $425,000 | 2,593 |
| Total noninterest income | $281,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $257,000 | 4,403 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $24,000 | 7,697 |
| Total noninterest expense | $1,759,000 | 6,537 |
| Salaries and employee benefits | $821,000 | 6,913 |
| Premises and equipment expense | $387,000 | 5,129 |
| Additional noninterest expense | $551,000 | 6,355 |
| Pre-tax net operating income | $1,057,000 | 4,625 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $327,000 | 3,274 |
| Income before extraordinary items | $730,000 | 4,967 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $730,000 | 4,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,218 |
| Net operating income | $730,000 | 4,950 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 5,672 |
| Total interest expense | $1,659,000 | 5,612 |
| Net interest income | $2,190,000 | 5,603 |
| Provision for loan and lease losses | $200,000 | 2,996 |
| Total noninterest income | $194,000 | 6,361 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $157,000 | 4,827 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $37,000 | 7,140 |
| Total noninterest expense | $1,272,000 | 6,617 |
| Salaries and employee benefits | $613,000 | 6,900 |
| Premises and equipment expense | $285,000 | 5,159 |
| Additional noninterest expense | $374,000 | 6,568 |
| Pre-tax net operating income | $912,000 | 4,566 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $286,000 | 3,266 |
| Income before extraordinary items | $626,000 | 4,922 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $626,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,058 |
| Net operating income | $626,000 | 4,911 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 5,864 |
| Total interest expense | $1,028,000 | 5,802 |
| Net interest income | $1,388,000 | 5,767 |
| Provision for loan and lease losses | $146,000 | 2,706 |
| Total noninterest income | $107,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $85,000 | 5,242 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $22,000 | 7,282 |
| Total noninterest expense | $834,000 | 6,714 |
| Salaries and employee benefits | $401,000 | 6,999 |
| Premises and equipment expense | $189,000 | 5,193 |
| Additional noninterest expense | $244,000 | 6,648 |
| Pre-tax net operating income | $515,000 | 4,979 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $134,000 | 3,788 |
| Income before extraordinary items | $381,000 | 5,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $381,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 974 |
| Net operating income | $381,000 | 5,163 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 5,984 |
| Total interest expense | $488,000 | 5,927 |
| Net interest income | $660,000 | 5,910 |
| Provision for loan and lease losses | $71,000 | 2,566 |
| Total noninterest income | $43,000 | 7,029 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $40,000 | 5,516 |
| Total noninterest expense | $401,000 | 6,825 |
| Salaries and employee benefits | $194,000 | 7,113 |
| Premises and equipment expense | $94,000 | 5,233 |
| Additional noninterest expense | $113,000 | 6,845 |
| Pre-tax net operating income | $231,000 | 5,218 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $24,000 | 4,803 |
| Income before extraordinary items | $207,000 | 4,975 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $207,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 767 |
| Net operating income | $207,000 | 4,961 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 6,435 |
| Total interest expense | $1,367,000 | 6,309 |
| Net interest income | $2,112,000 | 6,438 |
| Provision for loan and lease losses | $217,000 | 3,389 |
| Total noninterest income | $153,000 | 7,287 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $11,000 | 7,402 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 5,713 |
| Total noninterest expense | $1,590,000 | 6,745 |
| Salaries and employee benefits | $778,000 | 7,039 |
| Premises and equipment expense | $387,000 | 5,030 |
| Additional noninterest expense | $425,000 | 6,942 |
| Pre-tax net operating income | $458,000 | 6,619 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $458,000 | 6,306 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $458,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 970 |
| Net operating income | $458,000 | 6,309 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 6,658 |
| Total interest expense | $893,000 | 6,581 |
| Net interest income | $1,506,000 | 6,621 |
| Provision for loan and lease losses | $193,000 | 2,941 |
| Total noninterest income | $106,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $9,000 | 7,461 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,900 |
| Total noninterest expense | $1,182,000 | 6,772 |
| Salaries and employee benefits | $580,000 | 7,038 |
| Premises and equipment expense | $285,000 | 5,112 |
| Additional noninterest expense | $317,000 | 6,979 |
| Pre-tax net operating income | $237,000 | 7,268 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $237,000 | 7,024 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $237,000 | 7,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 957 |
| Net operating income | $237,000 | 7,025 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 6,969 |
| Total interest expense | $492,000 | 6,886 |
| Net interest income | $910,000 | 6,889 |
| Provision for loan and lease losses | $143,000 | 2,740 |
| Total noninterest income | $66,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $7,000 | 7,483 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,112 |
| Total noninterest expense | $781,000 | 6,840 |
| Salaries and employee benefits | $386,000 | 7,069 |
| Premises and equipment expense | $189,000 | 5,108 |
| Additional noninterest expense | $206,000 | 7,038 |
| Pre-tax net operating income | $52,000 | 7,945 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $52,000 | 7,885 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $52,000 | 7,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 793 |
| Net operating income | $52,000 | 7,894 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $602,000 | 7,254 |
| Total interest expense | $213,000 | 7,112 |
| Net interest income | $389,000 | 7,253 |
| Provision for loan and lease losses | $56,000 | 2,988 |
| Total noninterest income | $27,000 | 7,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $397,000 | 6,791 |
| Salaries and employee benefits | $192,000 | 7,099 |
| Premises and equipment expense | $95,000 | 5,109 |
| Additional noninterest expense | $110,000 | 6,869 |
| Pre-tax net operating income | $-37,000 | 8,351 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-37,000 | 8,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-37,000 | 8,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 558 |
| Net operating income | $-37,000 | 8,343 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 8,367 |
| Total interest expense | $225,000 | 8,396 |
| Net interest income | $726,000 | 8,307 |
| Provision for loan and lease losses | $191,000 | 3,667 |
| Total noninterest income | $39,000 | 8,491 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $38,000 | 7,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,658 |
| Total noninterest expense | $1,198,000 | 7,402 |
| Salaries and employee benefits | $596,000 | 7,633 |
| Premises and equipment expense | $201,000 | 6,715 |
| Additional noninterest expense | $401,000 | 7,091 |
| Pre-tax net operating income | $-624,000 | 8,542 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-624,000 | 8,586 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-624,000 | 8,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $10,055,000 | 185 |
| Net operating income | $-624,000 | 8,568 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $506,000 | 8,586 |
| Total interest expense | $101,000 | 8,604 |
| Net interest income | $405,000 | 8,541 |
| Provision for loan and lease losses | $151,000 | 3,457 |
| Total noninterest income | $25,000 | 8,583 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $25,000 | 7,364 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $775,000 | 7,673 |
| Salaries and employee benefits | $395,000 | 7,801 |
| Premises and equipment expense | $82,000 | 7,764 |
| Additional noninterest expense | $298,000 | 7,116 |
| Pre-tax net operating income | $-496,000 | 8,596 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-496,000 | 8,640 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-496,000 | 8,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 132 |
| Net operating income | $-496,000 | 8,614 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $188,000 | 8,763 |
| Total interest expense | $34,000 | 8,726 |
| Net interest income | $154,000 | 8,750 |
| Provision for loan and lease losses | $67,000 | 3,991 |
| Total noninterest income | $9,000 | 8,680 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $9,000 | 7,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $478,000 | 7,819 |
| Salaries and employee benefits | $235,000 | 7,986 |
| Premises and equipment expense | $38,000 | 8,174 |
| Additional noninterest expense | $205,000 | 7,033 |
| Pre-tax net operating income | $-382,000 | 8,635 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-382,000 | 8,676 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-382,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 88 |
| Net operating income | $-382,000 | 8,649 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $31,000 | 8,902 |
| Total interest expense | $7,000 | 8,852 |
| Net interest income | $24,000 | 8,900 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $252,000 | 7,782 |
| Salaries and employee benefits | $105,000 | 8,204 |
| Premises and equipment expense | $42,000 | 7,127 |
| Additional noninterest expense | $105,000 | 7,023 |
| Pre-tax net operating income | $-238,000 | 8,751 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-238,000 | 8,777 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-238,000 | 8,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 43 |
| Net operating income | $-238,000 | 8,759 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.