Home > First Lowndes Bank > Income and Expense
First Lowndes Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,800,000 | 3,884 |
| Total interest expense | $3,830,000 | 2,838 |
| Net interest income | $3,970,000 | 4,594 |
| Provision for loan and lease losses | $8,600,000 | 977 |
| Total noninterest income | $680,000 | 4,125 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $589,000 | 2,570 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $91,000 | 5,761 |
| Total noninterest expense | $4,321,000 | 4,118 |
| Salaries and employee benefits | $2,334,000 | 3,893 |
| Premises and equipment expense | $595,000 | 3,895 |
| Additional noninterest expense | $1,392,000 | 4,291 |
| Pre-tax net operating income | $-8,271,000 | 7,417 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-19,000 | 6,309 |
| Income before extraordinary items | $-8,252,000 | 7,494 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-8,252,000 | 7,492 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-8,252,000 | 7,493 |
| Net charge-offs | $7,908,000 | 821 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-8,252,000 | 7,503 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 3,853 |
| Total interest expense | $3,039,000 | 2,832 |
| Net interest income | $2,984,000 | 4,603 |
| Provision for loan and lease losses | $7,950,000 | 747 |
| Total noninterest income | $504,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $445,000 | 2,571 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $59,000 | 6,062 |
| Total noninterest expense | $3,132,000 | 4,238 |
| Salaries and employee benefits | $1,794,000 | 3,861 |
| Premises and equipment expense | $441,000 | 3,975 |
| Additional noninterest expense | $897,000 | 4,735 |
| Pre-tax net operating income | $-7,594,000 | 7,654 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-96,000 | 6,933 |
| Income before extraordinary items | $-7,498,000 | 7,714 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,498,000 | 7,713 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,498,000 | 7,713 |
| Net charge-offs | $7,757,000 | 607 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,498,000 | 7,717 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 3,796 |
| Total interest expense | $2,096,000 | 2,856 |
| Net interest income | $2,061,000 | 4,495 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $317,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $278,000 | 2,655 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $39,000 | 6,109 |
| Total noninterest expense | $2,090,000 | 4,270 |
| Salaries and employee benefits | $1,240,000 | 3,794 |
| Premises and equipment expense | $278,000 | 4,161 |
| Additional noninterest expense | $572,000 | 4,861 |
| Pre-tax net operating income | $138,000 | 5,002 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-96,000 | 7,133 |
| Income before extraordinary items | $234,000 | 4,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 4,340 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $234,000 | 4,340 |
| Net charge-offs | $-55,000 | 8,106 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $234,000 | 4,231 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 3,830 |
| Total interest expense | $1,083,000 | 2,876 |
| Net interest income | $993,000 | 4,601 |
| Provision for loan and lease losses | $-298,000 | 8,231 |
| Total noninterest income | $156,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $143,000 | 2,568 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $1,096,000 | 4,034 |
| Salaries and employee benefits | $679,000 | 3,556 |
| Premises and equipment expense | $123,000 | 4,557 |
| Additional noninterest expense | $294,000 | 4,479 |
| Pre-tax net operating income | $351,000 | 3,069 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $88,000 | 2,306 |
| Income before extraordinary items | $263,000 | 3,350 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $263,000 | 3,350 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $263,000 | 3,351 |
| Net charge-offs | $-160,000 | 8,214 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $263,000 | 3,203 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,771,000 | 3,598 |
| Total interest expense | $5,068,000 | 2,929 |
| Net interest income | $4,703,000 | 4,114 |
| Provision for loan and lease losses | $1,746,000 | 1,973 |
| Total noninterest income | $885,000 | 3,661 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $789,000 | 2,153 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $96,000 | 5,974 |
| Total noninterest expense | $5,589,000 | 3,274 |
| Salaries and employee benefits | $2,866,000 | 3,381 |
| Premises and equipment expense | $684,000 | 3,572 |
| Additional noninterest expense | $2,039,000 | 2,824 |
| Pre-tax net operating income | $-1,747,000 | 7,285 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-665,000 | 7,587 |
| Income before extraordinary items | $-1,082,000 | 7,030 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,082,000 | 7,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $965,000 | 1,999 |
| Cash dividends | $77,000 | 5,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,082,000 | 7,151 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,523,000 | 3,590 |
| Total interest expense | $3,886,000 | 2,977 |
| Net interest income | $3,637,000 | 4,053 |
| Provision for loan and lease losses | $911,000 | 1,939 |
| Total noninterest income | $674,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $616,000 | 2,096 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 6,404 |
| Total noninterest expense | $4,253,000 | 3,216 |
| Salaries and employee benefits | $2,296,000 | 3,220 |
| Premises and equipment expense | $502,000 | 3,623 |
| Additional noninterest expense | $1,455,000 | 2,853 |
| Pre-tax net operating income | $-853,000 | 7,456 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-239,000 | 7,693 |
| Income before extraordinary items | $-614,000 | 7,276 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-614,000 | 7,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,767 |
| Cash dividends | $34,000 | 4,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-614,000 | 7,397 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,213,000 | 3,537 |
| Total interest expense | $2,704,000 | 2,982 |
| Net interest income | $2,509,000 | 3,963 |
| Provision for loan and lease losses | $600,000 | 1,692 |
| Total noninterest income | $451,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $408,000 | 2,072 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $43,000 | 6,338 |
| Total noninterest expense | $2,630,000 | 3,427 |
| Salaries and employee benefits | $1,529,000 | 3,279 |
| Premises and equipment expense | $328,000 | 3,699 |
| Additional noninterest expense | $773,000 | 3,446 |
| Pre-tax net operating income | $-270,000 | 7,402 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-262,000 | 8,046 |
| Income before extraordinary items | $-8,000 | 7,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,313 |
| Cash dividends | $34,000 | 4,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-8,000 | 7,002 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 3,479 |
| Total interest expense | $1,441,000 | 2,994 |
| Net interest income | $1,297,000 | 3,877 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $222,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $202,000 | 2,063 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $1,301,000 | 3,477 |
| Salaries and employee benefits | $753,000 | 3,341 |
| Premises and equipment expense | $164,000 | 3,723 |
| Additional noninterest expense | $384,000 | 3,424 |
| Pre-tax net operating income | $-82,000 | 7,501 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-82,000 | 7,603 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-82,000 | 7,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $607,000 | 631 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-82,000 | 7,556 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,518,000 | 3,171 |
| Total interest expense | $6,615,000 | 2,763 |
| Net interest income | $5,903,000 | 3,539 |
| Provision for loan and lease losses | $2,363,000 | 733 |
| Total noninterest income | $896,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $813,000 | 2,110 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $83,000 | 6,480 |
| Total noninterest expense | $4,918,000 | 3,476 |
| Salaries and employee benefits | $2,836,000 | 3,378 |
| Premises and equipment expense | $617,000 | 3,760 |
| Additional noninterest expense | $1,465,000 | 3,486 |
| Pre-tax net operating income | $-482,000 | 7,805 |
| Securities gains (losses) | $-13,000 | 7,627 |
| Applicable income taxes | $-236,000 | 8,153 |
| Income before extraordinary items | $-259,000 | 7,753 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-259,000 | 7,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,413,000 | 536 |
| Cash dividends | $190,000 | 4,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-250,680 | 7,732 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,438,000 | 3,156 |
| Total interest expense | $4,991,000 | 2,747 |
| Net interest income | $4,447,000 | 3,540 |
| Provision for loan and lease losses | $971,000 | 926 |
| Total noninterest income | $665,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $605,000 | 2,096 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $60,000 | 6,545 |
| Total noninterest expense | $3,582,000 | 3,550 |
| Salaries and employee benefits | $2,114,000 | 3,381 |
| Premises and equipment expense | $445,000 | 3,861 |
| Additional noninterest expense | $1,023,000 | 3,637 |
| Pre-tax net operating income | $559,000 | 5,567 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $168,000 | 3,919 |
| Income before extraordinary items | $392,000 | 5,869 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $392,000 | 5,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $895,000 | 697 |
| Cash dividends | $48,000 | 4,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $391,300 | 5,852 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 3,188 |
| Total interest expense | $3,293,000 | 2,766 |
| Net interest income | $2,943,000 | 3,591 |
| Provision for loan and lease losses | $155,000 | 2,541 |
| Total noninterest income | $428,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $391,000 | 2,159 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $37,000 | 6,715 |
| Total noninterest expense | $2,418,000 | 3,537 |
| Salaries and employee benefits | $1,396,000 | 3,429 |
| Premises and equipment expense | $284,000 | 3,995 |
| Additional noninterest expense | $738,000 | 3,405 |
| Pre-tax net operating income | $798,000 | 4,029 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $369,000 | 2,488 |
| Income before extraordinary items | $430,000 | 4,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $430,000 | 4,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,054,000 | 438 |
| Cash dividends | $47,000 | 4,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $429,360 | 4,906 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 3,203 |
| Total interest expense | $1,622,000 | 2,786 |
| Net interest income | $1,472,000 | 3,586 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $209,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $186,000 | 2,187 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $1,259,000 | 3,440 |
| Salaries and employee benefits | $674,000 | 3,562 |
| Premises and equipment expense | $145,000 | 3,949 |
| Additional noninterest expense | $440,000 | 2,918 |
| Pre-tax net operating income | $347,000 | 4,337 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $204,000 | 2,373 |
| Income before extraordinary items | $143,000 | 5,743 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $143,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 375 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $143,000 | 5,726 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,913,000 | 3,111 |
| Total interest expense | $5,626,000 | 2,741 |
| Net interest income | $6,287,000 | 3,404 |
| Provision for loan and lease losses | $899,000 | 1,156 |
| Total noninterest income | $985,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $885,000 | 1,943 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $100,000 | 6,329 |
| Total noninterest expense | $4,371,000 | 3,711 |
| Salaries and employee benefits | $2,545,000 | 3,569 |
| Premises and equipment expense | $535,000 | 4,083 |
| Additional noninterest expense | $1,291,000 | 3,722 |
| Pre-tax net operating income | $2,002,000 | 3,644 |
| Securities gains (losses) | $-29,000 | 7,704 |
| Applicable income taxes | $633,000 | 2,811 |
| Income before extraordinary items | $1,340,000 | 4,021 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,340,000 | 4,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,465,000 | 498 |
| Cash dividends | $302,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,359,720 | 3,973 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,893,000 | 3,094 |
| Total interest expense | $4,069,000 | 2,734 |
| Net interest income | $4,824,000 | 3,363 |
| Provision for loan and lease losses | $755,000 | 989 |
| Total noninterest income | $759,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $657,000 | 1,956 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,813 |
| Total noninterest expense | $3,191,000 | 3,789 |
| Salaries and employee benefits | $1,885,000 | 3,599 |
| Premises and equipment expense | $376,000 | 4,275 |
| Additional noninterest expense | $930,000 | 3,828 |
| Pre-tax net operating income | $1,637,000 | 3,584 |
| Securities gains (losses) | $6,000 | 998 |
| Applicable income taxes | $649,000 | 2,477 |
| Income before extraordinary items | $994,000 | 4,185 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $994,000 | 4,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $994,000 | 465 |
| Cash dividends | $46,000 | 5,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $990,160 | 4,181 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,808,000 | 3,118 |
| Total interest expense | $2,591,000 | 2,735 |
| Net interest income | $3,217,000 | 3,368 |
| Provision for loan and lease losses | $510,000 | 952 |
| Total noninterest income | $481,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $419,000 | 2,017 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,020 |
| Total noninterest expense | $2,096,000 | 3,865 |
| Salaries and employee benefits | $1,267,000 | 3,591 |
| Premises and equipment expense | $254,000 | 4,231 |
| Additional noninterest expense | $575,000 | 4,042 |
| Pre-tax net operating income | $1,092,000 | 3,578 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $479,000 | 2,382 |
| Income before extraordinary items | $613,000 | 4,384 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $613,000 | 4,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $729,000 | 430 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $613,000 | 4,380 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 3,105 |
| Total interest expense | $1,226,000 | 2,749 |
| Net interest income | $1,621,000 | 3,331 |
| Provision for loan and lease losses | $255,000 | 903 |
| Total noninterest income | $212,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $183,000 | 2,197 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,131 |
| Total noninterest expense | $1,053,000 | 3,850 |
| Salaries and employee benefits | $630,000 | 3,623 |
| Premises and equipment expense | $124,000 | 4,331 |
| Additional noninterest expense | $299,000 | 3,908 |
| Pre-tax net operating income | $525,000 | 3,618 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $230,000 | 2,404 |
| Income before extraordinary items | $295,000 | 4,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $295,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 436 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $295,000 | 4,450 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,290,000 | 3,080 |
| Total interest expense | $3,835,000 | 2,745 |
| Net interest income | $6,455,000 | 3,231 |
| Provision for loan and lease losses | $1,112,000 | 953 |
| Total noninterest income | $892,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $775,000 | 2,160 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $117,000 | 6,159 |
| Total noninterest expense | $4,033,000 | 3,841 |
| Salaries and employee benefits | $2,266,000 | 3,774 |
| Premises and equipment expense | $474,000 | 4,335 |
| Additional noninterest expense | $1,293,000 | 3,637 |
| Pre-tax net operating income | $2,202,000 | 3,456 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $591,000 | 3,095 |
| Income before extraordinary items | $1,615,000 | 3,614 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,615,000 | 3,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 1,042 |
| Cash dividends | $192,000 | 4,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,612,080 | 3,593 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,533,000 | 3,096 |
| Total interest expense | $2,741,000 | 2,729 |
| Net interest income | $4,792,000 | 3,255 |
| Provision for loan and lease losses | $745,000 | 1,008 |
| Total noninterest income | $660,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $552,000 | 2,249 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 5,816 |
| Total noninterest expense | $2,999,000 | 3,834 |
| Salaries and employee benefits | $1,707,000 | 3,734 |
| Premises and equipment expense | $344,000 | 4,415 |
| Additional noninterest expense | $948,000 | 3,655 |
| Pre-tax net operating income | $1,708,000 | 3,441 |
| Securities gains (losses) | $-7,000 | 7,795 |
| Applicable income taxes | $427,000 | 3,217 |
| Income before extraordinary items | $1,274,000 | 3,522 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,274,000 | 3,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,283 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,279,250 | 3,481 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,843,000 | 3,128 |
| Total interest expense | $1,705,000 | 2,739 |
| Net interest income | $3,138,000 | 3,282 |
| Provision for loan and lease losses | $505,000 | 961 |
| Total noninterest income | $516,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $355,000 | 2,283 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $161,000 | 4,163 |
| Total noninterest expense | $2,055,000 | 3,735 |
| Salaries and employee benefits | $1,139,000 | 3,713 |
| Premises and equipment expense | $209,000 | 4,666 |
| Additional noninterest expense | $707,000 | 3,342 |
| Pre-tax net operating income | $1,094,000 | 3,485 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $264,000 | 3,324 |
| Income before extraordinary items | $830,000 | 3,554 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $830,000 | 3,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $830,000 | 3,506 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 3,152 |
| Total interest expense | $805,000 | 2,770 |
| Net interest income | $1,550,000 | 3,318 |
| Provision for loan and lease losses | $250,000 | 917 |
| Total noninterest income | $197,000 | 4,016 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $162,000 | 2,403 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $972,000 | 3,924 |
| Salaries and employee benefits | $563,000 | 3,754 |
| Premises and equipment expense | $113,000 | 4,465 |
| Additional noninterest expense | $296,000 | 3,846 |
| Pre-tax net operating income | $525,000 | 3,549 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $90,000 | 3,936 |
| Income before extraordinary items | $435,000 | 3,399 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $435,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,365 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $435,000 | 3,367 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,333,000 | 3,304 |
| Total interest expense | $2,436,000 | 3,108 |
| Net interest income | $5,897,000 | 3,334 |
| Provision for loan and lease losses | $1,450,000 | 740 |
| Total noninterest income | $771,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $674,000 | 2,458 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $97,000 | 6,480 |
| Total noninterest expense | $3,395,000 | 4,276 |
| Salaries and employee benefits | $1,916,000 | 4,134 |
| Premises and equipment expense | $422,000 | 4,597 |
| Additional noninterest expense | $1,057,000 | 4,147 |
| Pre-tax net operating income | $1,823,000 | 3,760 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $450,000 | 3,514 |
| Income before extraordinary items | $1,373,000 | 3,851 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,373,000 | 3,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,007 |
| Cash dividends | $298,000 | 4,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,373,000 | 3,786 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,020,000 | 3,377 |
| Total interest expense | $1,712,000 | 3,223 |
| Net interest income | $4,308,000 | 3,394 |
| Provision for loan and lease losses | $720,000 | 1,054 |
| Total noninterest income | $594,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $526,000 | 2,393 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 6,593 |
| Total noninterest expense | $2,527,000 | 4,267 |
| Salaries and employee benefits | $1,416,000 | 4,137 |
| Premises and equipment expense | $300,000 | 4,749 |
| Additional noninterest expense | $811,000 | 4,045 |
| Pre-tax net operating income | $1,655,000 | 3,360 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $258,000 | 4,024 |
| Income before extraordinary items | $1,397,000 | 3,148 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,397,000 | 3,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,495 |
| Cash dividends | $80,000 | 4,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,397,000 | 3,073 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 3,471 |
| Total interest expense | $1,079,000 | 3,366 |
| Net interest income | $2,780,000 | 3,467 |
| Provision for loan and lease losses | $480,000 | 1,034 |
| Total noninterest income | $376,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $323,000 | 2,553 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $53,000 | 6,336 |
| Total noninterest expense | $1,646,000 | 4,366 |
| Salaries and employee benefits | $928,000 | 4,217 |
| Premises and equipment expense | $198,000 | 4,785 |
| Additional noninterest expense | $520,000 | 4,186 |
| Pre-tax net operating income | $1,030,000 | 3,466 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $194,000 | 3,842 |
| Income before extraordinary items | $836,000 | 3,415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $836,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,220 |
| Cash dividends | $26,000 | 4,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $836,000 | 3,321 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 3,642 |
| Total interest expense | $529,000 | 3,468 |
| Net interest income | $1,305,000 | 3,638 |
| Provision for loan and lease losses | $255,000 | 932 |
| Total noninterest income | $182,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $148,000 | 2,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $816,000 | 4,411 |
| Salaries and employee benefits | $472,000 | 4,192 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $248,000 | 4,344 |
| Pre-tax net operating income | $416,000 | 3,987 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $47,000 | 4,925 |
| Income before extraordinary items | $369,000 | 3,726 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $369,000 | 3,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $369,000 | 3,601 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,124,000 | 4,250 |
| Total interest expense | $1,975,000 | 4,066 |
| Net interest income | $4,149,000 | 4,250 |
| Provision for loan and lease losses | $915,000 | 1,291 |
| Total noninterest income | $512,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $456,000 | 3,334 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $56,000 | 7,407 |
| Total noninterest expense | $2,558,000 | 5,140 |
| Salaries and employee benefits | $1,498,000 | 4,851 |
| Premises and equipment expense | $308,000 | 5,597 |
| Additional noninterest expense | $752,000 | 5,255 |
| Pre-tax net operating income | $1,188,000 | 4,711 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $310,000 | 4,236 |
| Income before extraordinary items | $879,000 | 4,997 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $879,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,789 |
| Cash dividends | $188,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $878,260 | 4,838 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 4,416 |
| Total interest expense | $1,465,000 | 4,217 |
| Net interest income | $2,932,000 | 4,456 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $366,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $326,000 | 3,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $1,728,000 | 5,491 |
| Salaries and employee benefits | $1,047,000 | 5,087 |
| Premises and equipment expense | $176,000 | 6,369 |
| Additional noninterest expense | $505,000 | 5,611 |
| Pre-tax net operating income | $1,120,000 | 4,270 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $341,000 | 3,694 |
| Income before extraordinary items | $780,000 | 4,671 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $780,000 | 4,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 1,252 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $779,300 | 4,492 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 4,560 |
| Total interest expense | $966,000 | 4,358 |
| Net interest income | $1,871,000 | 4,593 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $251,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $220,000 | 3,392 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $1,107,000 | 5,623 |
| Salaries and employee benefits | $659,000 | 5,302 |
| Premises and equipment expense | $61,000 | 7,800 |
| Additional noninterest expense | $387,000 | 5,124 |
| Pre-tax net operating income | $715,000 | 4,370 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $227,000 | 3,717 |
| Income before extraordinary items | $489,000 | 4,861 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $489,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,165 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $488,320 | 4,647 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 4,713 |
| Total interest expense | $474,000 | 4,515 |
| Net interest income | $887,000 | 4,750 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $143,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $120,000 | 3,077 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $542,000 | 5,692 |
| Salaries and employee benefits | $315,000 | 5,474 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $175,000 | 5,453 |
| Pre-tax net operating income | $338,000 | 4,469 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $258,000 | 4,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $258,000 | 4,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 843 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $257,240 | 4,434 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,915,000 | 5,236 |
| Total interest expense | $1,858,000 | 5,054 |
| Net interest income | $3,057,000 | 5,227 |
| Provision for loan and lease losses | $888,000 | 1,502 |
| Total noninterest income | $530,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $474,000 | 3,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,449 |
| Total noninterest expense | $1,984,000 | 5,891 |
| Salaries and employee benefits | $1,147,000 | 5,646 |
| Premises and equipment expense | $217,000 | 6,567 |
| Additional noninterest expense | $620,000 | 5,805 |
| Pre-tax net operating income | $715,000 | 6,026 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $140,000 | 5,605 |
| Income before extraordinary items | $578,000 | 6,065 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $578,000 | 6,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $903,000 | 1,064 |
| Cash dividends | $160,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $575,570 | 5,936 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 5,658 |
| Total interest expense | $2,377,000 | 5,553 |
| Net interest income | $2,551,000 | 5,653 |
| Provision for loan and lease losses | $586,000 | 1,946 |
| Total noninterest income | $462,000 | 5,282 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $415,000 | 3,286 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $47,000 | 7,763 |
| Total noninterest expense | $1,635,000 | 6,499 |
| Salaries and employee benefits | $957,000 | 6,143 |
| Premises and equipment expense | $145,000 | 7,606 |
| Additional noninterest expense | $533,000 | 6,247 |
| Pre-tax net operating income | $792,000 | 5,510 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $240,000 | 4,677 |
| Income before extraordinary items | $564,000 | 5,771 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $564,000 | 5,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 1,219 |
| Cash dividends | $154,000 | 5,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $555,600 | 5,699 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,442,000 | 6,140 |
| Total interest expense | $1,952,000 | 6,344 |
| Net interest income | $2,490,000 | 5,814 |
| Provision for loan and lease losses | $879,000 | 1,185 |
| Total noninterest income | $468,000 | 5,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $437,000 | 3,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,503 |
| Total noninterest expense | $1,325,000 | 7,180 |
| Salaries and employee benefits | $769,000 | 6,883 |
| Premises and equipment expense | $130,000 | 7,919 |
| Additional noninterest expense | $426,000 | 6,957 |
| Pre-tax net operating income | $754,000 | 6,029 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $187,000 | 5,525 |
| Income before extraordinary items | $567,000 | 6,007 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $567,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,907 |
| Cash dividends | $172,000 | 5,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $567,000 | 6,012 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 6,574 |
| Total interest expense | $1,503,000 | 6,974 |
| Net interest income | $2,232,000 | 6,214 |
| Provision for loan and lease losses | $230,000 | 3,261 |
| Total noninterest income | $455,000 | 5,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $1,197,000 | 7,577 |
| Salaries and employee benefits | $675,000 | 7,368 |
| Premises and equipment expense | $129,000 | 8,053 |
| Additional noninterest expense | $393,000 | 7,332 |
| Pre-tax net operating income | $1,260,000 | 4,617 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $420,000 | 4,032 |
| Income before extraordinary items | $840,000 | 4,940 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $840,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,549 |
| Cash dividends | $153,000 | 5,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $840,000 | 4,902 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 7,534 |
| Total interest expense | $1,284,000 | 7,710 |
| Net interest income | $1,713,000 | 7,267 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $358,000 | 5,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $1,026,000 | 8,034 |
| Salaries and employee benefits | $602,000 | 7,750 |
| Premises and equipment expense | $122,000 | 8,215 |
| Additional noninterest expense | $302,000 | 8,103 |
| Pre-tax net operating income | $925,000 | 5,648 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $299,000 | 5,175 |
| Income before extraordinary items | $626,000 | 5,933 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $626,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $286,000 | 4,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $626,000 | 5,831 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 8,433 |
| Total interest expense | $1,075,000 | 8,477 |
| Net interest income | $1,381,000 | 8,279 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $263,000 | 7,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,347 |
| Total noninterest expense | $857,000 | 8,829 |
| Salaries and employee benefits | $492,000 | 8,662 |
| Premises and equipment expense | $99,000 | 8,988 |
| Additional noninterest expense | $266,000 | 8,670 |
| Pre-tax net operating income | $737,000 | 6,837 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $232,000 | 6,470 |
| Income before extraordinary items | $505,000 | 6,933 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $505,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 10,634 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $505,000 | 6,874 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 9,708 |
| Total interest expense | $781,000 | 9,704 |
| Net interest income | $990,000 | 9,580 |
| Provision for loan and lease losses | $519,000 | 1,685 |
| Total noninterest income | $262,000 | 7,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $680,000 | 9,874 |
| Salaries and employee benefits | $384,000 | 9,723 |
| Premises and equipment expense | $44,000 | 10,805 |
| Additional noninterest expense | $252,000 | 9,377 |
| Pre-tax net operating income | $53,000 | 10,584 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-30,000 | 11,023 |
| Income before extraordinary items | $83,000 | 10,374 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $83,000 | 10,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,417 |
| Cash dividends | $20,000 | 8,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $83,000 | 10,328 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 10,502 |
| Total interest expense | $639,000 | 10,529 |
| Net interest income | $874,000 | 10,325 |
| Provision for loan and lease losses | $48,000 | 6,309 |
| Total noninterest income | $238,000 | 7,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $607,000 | 10,537 |
| Salaries and employee benefits | $317,000 | 10,612 |
| Premises and equipment expense | $67,000 | 10,564 |
| Additional noninterest expense | $223,000 | 10,154 |
| Pre-tax net operating income | $457,000 | 8,708 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $127,000 | 8,677 |
| Income before extraordinary items | $330,000 | 8,672 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $330,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $140,000 | 6,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $330,000 | 8,632 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 11,246 |
| Total interest expense | $458,000 | 11,284 |
| Net interest income | $791,000 | 11,084 |
| Provision for loan and lease losses | $49,000 | 6,214 |
| Total noninterest income | $221,000 | 8,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $591,000 | 11,176 |
| Salaries and employee benefits | $288,000 | 11,318 |
| Premises and equipment expense | $58,000 | 11,368 |
| Additional noninterest expense | $245,000 | 10,583 |
| Pre-tax net operating income | $371,000 | 9,568 |
| Securities gains (losses) | $102,000 | 770 |
| Applicable income taxes | $148,000 | 8,343 |
| Income before extraordinary items | $325,000 | 8,874 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $325,000 | 8,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $254,620 | 9,718 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 11,922 |
| Total interest expense | $425,000 | 12,105 |
| Net interest income | $759,000 | 11,668 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $199,000 | 9,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $603,000 | 11,636 |
| Salaries and employee benefits | $281,000 | 11,862 |
| Premises and equipment expense | $75,000 | 11,339 |
| Additional noninterest expense | $247,000 | 11,121 |
| Pre-tax net operating income | $318,000 | 10,097 |
| Securities gains (losses) | $53,000 | 3,314 |
| Applicable income taxes | $89,000 | 10,008 |
| Income before extraordinary items | $282,000 | 9,667 |
| Extraordinary gains, net | $14,000 | 2,843 |
| Net income | $296,000 | 9,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $39,000 | 8,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $241,720 | 9,891 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 12,705 |
| Total interest expense | $459,000 | 12,926 |
| Net interest income | $694,000 | 12,339 |
| Provision for loan and lease losses | $81,000 | 7,858 |
| Total noninterest income | $179,000 | 9,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $554,000 | 12,337 |
| Salaries and employee benefits | $262,000 | 12,472 |
| Premises and equipment expense | $73,000 | 11,760 |
| Additional noninterest expense | $219,000 | 11,977 |
| Pre-tax net operating income | $238,000 | 10,723 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $40,000 | 11,529 |
| Income before extraordinary items | $198,000 | 10,625 |
| Extraordinary gains, net | $61,000 | 934 |
| Net income | $259,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 6,313 |
| Cash dividends | $37,000 | 8,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $198,000 | 10,290 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.