Home > First Lowndes Bank > Assets and Liabilities
First Lowndes Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 50 | 3,149 |
| Assets and Liabilities | ||
| Total Assets: | $137,175,000 | 4,266 |
| Cash and due from depository institutions | $8,427,000 | 3,149 |
| Interest-bearing balances | $1,510,000 | 4,757 |
| Securities | $17,859,000 | 4,649 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 2,001 |
| Net loans & leases | $98,601,000 | 3,992 |
| Loan loss allowance | $4,053,000 | 1,898 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,096,000 | 2,942 |
| Other real estate owned | $1,935,000 | 3,149 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $2,407,000 | 5,093 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $137,175,000 | 4,266 |
| Total liabilities | $134,351,000 | 4,035 |
| Total deposits | $131,117,000 | 3,867 |
| Interest-bearing deposits | $114,201,000 | 3,817 |
| Deposits held in domestic offices | $131,117,000 | 3,866 |
| % insured | 95.84% | 1,362 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $2,816,000 | 4,304 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $418,000 | 5,266 |
| Total equity capital | $2,824,000 | 7,598 |
| Total bank equity capital | $2,824,000 | 7,598 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $150,000 | 5,621 |
| Surplus | $4,917,000 | 4,074 |
| Undivided profits | $-2,243,000 | 6,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,642,000 | 1,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $822,000 | 3,971 |
| Earning assets | $121,820,000 | 4,334 |
| Long-term assets (5+ years) | $13,631,000 | 4,882 |
| Average Assets, year-to-date | $150,291,400 | 3,955 |
| Average Assets, quarterly | $140,075,500 | 4,190 |
| Volatile liabilities | $40,472,000 | 3,230 |
| Insider loans | $1,854,000 | 3,188 |
| FHLB advances | $2,816,000 | 4,171 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $6,325,000 | 5,049 |
| Tier 1 (core) risk-based capital | $2,767,000 | 7,584 |
| Tier 2 risk-based capital | $1,331,000 | 3,600 |
| Total risk weighted assets | $103,776,000 | 3,998 |
| Total unused commitments | $6,325,000 | 5,051 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 51 | 3,128 |
| Assets and Liabilities | ||
| Total Assets: | $142,976,000 | 4,155 |
| Cash and due from depository institutions | $6,385,000 | 3,128 |
| Interest-bearing balances | $1,602,000 | 4,522 |
| Securities | $19,381,000 | 4,518 |
| Federal funds sold & reverse repurchase agreements | $7,125,000 | 1,304 |
| Net loans & leases | $102,856,000 | 3,906 |
| Loan loss allowance | $3,554,000 | 2,036 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,164,000 | 2,924 |
| Other real estate owned | $586,000 | 3,128 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,479,000 | 4,654 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $142,976,000 | 4,155 |
| Total liabilities | $139,372,000 | 3,924 |
| Total deposits | $136,013,000 | 3,743 |
| Interest-bearing deposits | $118,875,000 | 3,710 |
| Deposits held in domestic offices | $136,013,000 | 3,742 |
| % insured | 95.19% | 1,777 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $2,837,000 | 4,410 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $522,000 | 5,275 |
| Total equity capital | $3,604,000 | 7,463 |
| Total bank equity capital | $3,604,000 | 7,462 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $150,000 | 5,687 |
| Surplus | $4,917,000 | 4,074 |
| Undivided profits | $-1,463,000 | 7,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $8,031,000 | 1,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $850,000 | 4,065 |
| Earning assets | $130,964,000 | 4,164 |
| Long-term assets (5+ years) | $15,908,000 | 4,596 |
| Average Assets, year-to-date | $153,570,500 | 3,924 |
| Average Assets, quarterly | $149,703,000 | 4,014 |
| Volatile liabilities | $42,954,000 | 3,102 |
| Insider loans | $2,132,000 | 2,961 |
| FHLB advances | $2,837,000 | 4,271 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,267,000 | 4,905 |
| Tier 1 (core) risk-based capital | $3,520,000 | 7,439 |
| Tier 2 risk-based capital | $1,360,000 | 3,513 |
| Total risk weighted assets | $106,524,000 | 3,960 |
| Total unused commitments | $7,267,000 | 4,906 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 51 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $156,430,000 | 3,934 |
| Cash and due from depository institutions | $11,240,000 | 3,178 |
| Interest-bearing balances | $1,666,000 | 4,198 |
| Securities | $19,713,000 | 4,467 |
| Federal funds sold & reverse repurchase agreements | $4,725,000 | 1,997 |
| Net loans & leases | $113,275,000 | 3,672 |
| Loan loss allowance | $3,566,000 | 1,953 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,227,000 | 2,925 |
| Other real estate owned | $487,000 | 3,178 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,763,000 | 4,404 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $156,430,000 | 3,934 |
| Total liabilities | $145,207,000 | 3,826 |
| Total deposits | $141,672,000 | 3,641 |
| Interest-bearing deposits | $124,290,000 | 3,575 |
| Deposits held in domestic offices | $141,672,000 | 3,639 |
| % insured | 84.85% | 2,236 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $2,868,000 | 4,471 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $667,000 | 4,695 |
| Total equity capital | $11,223,000 | 5,010 |
| Total bank equity capital | $11,223,000 | 5,010 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $150,000 | 5,761 |
| Surplus | $4,917,000 | 4,112 |
| Undivided profits | $6,156,000 | 3,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,733,000 | 1,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,134,000 | 3,057 |
| Earning assets | $139,379,000 | 3,999 |
| Long-term assets (5+ years) | $19,426,000 | 4,176 |
| Average Assets, year-to-date | $157,102,000 | 3,875 |
| Average Assets, quarterly | $157,326,000 | 3,901 |
| Volatile liabilities | $46,934,000 | 2,911 |
| Insider loans | $1,051,000 | 4,216 |
| FHLB advances | $2,868,000 | 4,326 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,598,000 | 5,871 |
| Tier 1 (core) risk-based capital | $11,253,000 | 4,900 |
| Tier 2 risk-based capital | $1,484,000 | 3,286 |
| Total risk weighted assets | $116,620,000 | 3,736 |
| Total unused commitments | $4,598,000 | 5,873 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 51 | 3,183 |
| Assets and Liabilities | ||
| Total Assets: | $158,222,000 | 3,899 |
| Cash and due from depository institutions | $10,823,000 | 3,183 |
| Interest-bearing balances | $1,363,000 | 4,108 |
| Securities | $19,945,000 | 4,442 |
| Federal funds sold & reverse repurchase agreements | $5,925,000 | 1,999 |
| Net loans & leases | $113,748,000 | 3,669 |
| Loan loss allowance | $3,223,000 | 2,046 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,289,000 | 2,901 |
| Other real estate owned | $485,000 | 3,183 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,007,000 | 4,218 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $158,223,000 | 3,899 |
| Total liabilities | $146,939,000 | 3,806 |
| Total deposits | $143,452,000 | 3,592 |
| Interest-bearing deposits | $125,938,000 | 3,542 |
| Deposits held in domestic offices | $143,452,000 | 3,590 |
| % insured | 84.33% | 2,466 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $2,884,000 | 4,531 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $603,000 | 4,799 |
| Total equity capital | $11,284,000 | 5,045 |
| Total bank equity capital | $11,284,000 | 5,044 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $150,000 | 5,795 |
| Surplus | $4,917,000 | 4,120 |
| Undivided profits | $6,217,000 | 4,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,667,000 | 1,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,056,000 | 3,287 |
| Earning assets | $140,981,000 | 3,967 |
| Long-term assets (5+ years) | $21,144,000 | 3,985 |
| Average Assets, year-to-date | $157,438,000 | 3,871 |
| Average Assets, quarterly | $157,438,000 | 3,871 |
| Volatile liabilities | $45,415,000 | 2,952 |
| Insider loans | $1,072,000 | 4,230 |
| FHLB advances | $2,884,000 | 4,390 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $4,692,000 | 5,951 |
| Tier 1 (core) risk-based capital | $11,282,000 | 4,919 |
| Tier 2 risk-based capital | $1,486,000 | 3,303 |
| Total risk weighted assets | $117,123,000 | 3,723 |
| Total unused commitments | $4,692,000 | 5,954 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 61 | 2,755 |
| Assets and Liabilities | ||
| Total Assets: | $156,654,000 | 3,882 |
| Cash and due from depository institutions | $4,890,000 | 2,755 |
| Interest-bearing balances | $1,420,000 | 3,358 |
| Securities | $20,949,000 | 4,338 |
| Federal funds sold & reverse repurchase agreements | $7,595,000 | 1,303 |
| Net loans & leases | $115,145,000 | 3,656 |
| Loan loss allowance | $3,361,000 | 1,925 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,342,000 | 2,894 |
| Other real estate owned | $594,000 | 2,755 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $3,139,000 | 4,180 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $156,654,000 | 3,882 |
| Total liabilities | $145,606,000 | 3,777 |
| Total deposits | $141,870,000 | 3,580 |
| Interest-bearing deposits | $124,098,000 | 3,513 |
| Deposits held in domestic offices | $141,870,000 | 3,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $2,905,000 | 4,737 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $831,000 | 4,153 |
| Total equity capital | $11,048,000 | 5,111 |
| Total bank equity capital | $11,048,000 | 5,111 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $150,000 | 5,831 |
| Surplus | $4,917,000 | 4,111 |
| Undivided profits | $5,981,000 | 4,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,029,000 | 1,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,150,000 | 3,217 |
| Earning assets | $145,109,000 | 3,842 |
| Long-term assets (5+ years) | $18,753,000 | 4,154 |
| Average Assets, year-to-date | $159,492,000 | 3,725 |
| Average Assets, quarterly | $155,570,000 | 3,875 |
| Volatile liabilities | $44,733,000 | 2,978 |
| Insider loans | $1,313,000 | 3,917 |
| FHLB advances | $2,905,000 | 4,599 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,643,000 | 5,623 |
| Tier 1 (core) risk-based capital | $11,019,000 | 4,998 |
| Tier 2 risk-based capital | $1,494,000 | 3,269 |
| Total risk weighted assets | $117,649,000 | 3,717 |
| Total unused commitments | $5,643,000 | 5,624 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 62 | 2,739 |
| Assets and Liabilities | ||
| Total Assets: | $154,486,000 | 3,894 |
| Cash and due from depository institutions | $6,450,000 | 2,739 |
| Interest-bearing balances | $1,386,000 | 2,702 |
| Securities | $20,982,000 | 4,270 |
| Federal funds sold & reverse repurchase agreements | $2,525,000 | 3,389 |
| Net loans & leases | $116,591,000 | 3,617 |
| Loan loss allowance | $3,240,000 | 1,832 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,415,000 | 2,836 |
| Other real estate owned | $770,000 | 2,739 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,753,000 | 4,511 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $154,486,000 | 3,894 |
| Total liabilities | $143,215,000 | 3,775 |
| Total deposits | $138,979,000 | 3,563 |
| Interest-bearing deposits | $119,383,000 | 3,557 |
| Deposits held in domestic offices | $138,979,000 | 3,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $3,383,000 | 4,584 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $853,000 | 4,216 |
| Total equity capital | $11,271,000 | 5,101 |
| Total bank equity capital | $11,271,000 | 5,101 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $150,000 | 5,884 |
| Surplus | $4,667,000 | 4,210 |
| Undivided profits | $6,454,000 | 3,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,546,000 | 1,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,273,000 | 3,066 |
| Earning assets | $141,484,000 | 3,909 |
| Long-term assets (5+ years) | $18,990,000 | 4,079 |
| Average Assets, year-to-date | $160,201,500 | 3,736 |
| Average Assets, quarterly | $155,784,000 | 3,850 |
| Volatile liabilities | $40,531,000 | 3,095 |
| Insider loans | $1,415,000 | 3,806 |
| FHLB advances | $3,383,000 | 4,451 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $4,621,000 | 6,088 |
| Tier 1 (core) risk-based capital | $11,281,000 | 4,992 |
| Tier 2 risk-based capital | $1,490,000 | 3,202 |
| Total risk weighted assets | $117,453,000 | 3,729 |
| Total unused commitments | $4,621,000 | 6,091 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 62 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $157,082,000 | 3,850 |
| Cash and due from depository institutions | $8,364,000 | 2,759 |
| Interest-bearing balances | $2,373,000 | 2,035 |
| Securities | $22,161,000 | 4,180 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $118,226,000 | 3,540 |
| Loan loss allowance | $2,995,000 | 1,898 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,494,000 | 2,812 |
| Other real estate owned | $650,000 | 2,759 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,187,000 | 4,147 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $157,082,000 | 3,850 |
| Total liabilities | $145,203,000 | 3,748 |
| Total deposits | $140,092,000 | 3,540 |
| Interest-bearing deposits | $120,082,000 | 3,534 |
| Deposits held in domestic offices | $140,092,000 | 3,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $990,000 | 2,939 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $3,420,000 | 4,454 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $701,000 | 4,635 |
| Total equity capital | $11,879,000 | 4,920 |
| Total bank equity capital | $11,879,000 | 4,920 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $150,000 | 5,934 |
| Surplus | $4,667,000 | 4,218 |
| Undivided profits | $7,062,000 | 3,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,753,000 | 2,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,517,000 | 2,546 |
| Earning assets | $142,760,000 | 3,857 |
| Long-term assets (5+ years) | $20,598,000 | 3,894 |
| Average Assets, year-to-date | $162,106,670 | 3,722 |
| Average Assets, quarterly | $160,175,500 | 3,786 |
| Volatile liabilities | $41,556,000 | 3,054 |
| Insider loans | $1,317,000 | 3,937 |
| FHLB advances | $3,420,000 | 4,320 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,804,000 | 5,516 |
| Tier 1 (core) risk-based capital | $11,886,000 | 4,824 |
| Tier 2 risk-based capital | $1,507,000 | 3,142 |
| Total risk weighted assets | $119,073,000 | 3,695 |
| Total unused commitments | $6,804,000 | 5,516 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 62 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $163,269,000 | 3,748 |
| Cash and due from depository institutions | $11,064,000 | 2,753 |
| Interest-bearing balances | $3,327,000 | 1,809 |
| Securities | $21,962,000 | 4,183 |
| Federal funds sold & reverse repurchase agreements | $7,815,000 | 2,226 |
| Net loans & leases | $113,620,000 | 3,605 |
| Loan loss allowance | $2,273,000 | 2,343 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,555,000 | 2,758 |
| Other real estate owned | $318,000 | 2,753 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,935,000 | 3,546 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $163,269,000 | 3,748 |
| Total liabilities | $151,450,000 | 3,629 |
| Total deposits | $147,325,000 | 3,441 |
| Interest-bearing deposits | $128,452,000 | 3,377 |
| Deposits held in domestic offices | $147,325,000 | 3,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $3,455,000 | 4,195 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $670,000 | 4,977 |
| Total equity capital | $11,819,000 | 5,012 |
| Total bank equity capital | $11,819,000 | 5,012 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $150,000 | 5,956 |
| Surplus | $4,630,000 | 4,218 |
| Undivided profits | $7,039,000 | 3,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,039,000 | 3,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,470,000 | 2,674 |
| Earning assets | $146,724,000 | 3,799 |
| Long-term assets (5+ years) | $18,244,000 | 4,047 |
| Average Assets, year-to-date | $164,619,000 | 3,689 |
| Average Assets, quarterly | $164,619,000 | 3,689 |
| Volatile liabilities | $44,876,000 | 2,842 |
| Insider loans | $1,795,000 | 3,307 |
| FHLB advances | $3,455,000 | 4,065 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $6,622,000 | 5,620 |
| Tier 1 (core) risk-based capital | $11,809,000 | 4,857 |
| Tier 2 risk-based capital | $1,484,000 | 3,117 |
| Total risk weighted assets | $117,957,000 | 3,667 |
| Total unused commitments | $6,622,000 | 5,624 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 62 | 2,770 |
| Assets and Liabilities | ||
| Total Assets: | $165,969,000 | 3,665 |
| Cash and due from depository institutions | $9,545,000 | 2,770 |
| Interest-bearing balances | $3,393,000 | 1,437 |
| Securities | $24,578,000 | 3,931 |
| Federal funds sold & reverse repurchase agreements | $5,655,000 | 2,312 |
| Net loans & leases | $117,589,000 | 3,509 |
| Loan loss allowance | $2,580,000 | 2,057 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,578,000 | 2,735 |
| Other real estate owned | $67,000 | 2,770 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,957,000 | 3,576 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $165,969,000 | 3,665 |
| Total liabilities | $154,294,000 | 3,536 |
| Total deposits | $149,853,000 | 3,349 |
| Interest-bearing deposits | $130,493,000 | 3,292 |
| Deposits held in domestic offices | $149,853,000 | 3,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,489,000 | 4,019 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $952,000 | 4,126 |
| Total equity capital | $11,675,000 | 4,988 |
| Total bank equity capital | $11,675,000 | 4,988 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $150,000 | 5,995 |
| Surplus | $4,419,000 | 4,265 |
| Undivided profits | $7,106,000 | 3,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 4,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,572,000 | 2,705 |
| Earning assets | $151,215,000 | 3,667 |
| Long-term assets (5+ years) | $15,843,000 | 4,110 |
| Average Assets, year-to-date | $169,130,400 | 3,486 |
| Average Assets, quarterly | $168,126,500 | 3,588 |
| Volatile liabilities | $41,542,000 | 3,005 |
| Insider loans | $1,445,000 | 3,683 |
| FHLB advances | $3,489,000 | 3,880 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $8,071,000 | 5,172 |
| Tier 1 (core) risk-based capital | $11,681,000 | 4,864 |
| Tier 2 risk-based capital | $1,514,000 | 3,029 |
| Total risk weighted assets | $120,192,000 | 3,615 |
| Total unused commitments | $8,071,000 | 5,172 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 66 | 2,609 |
| Assets and Liabilities | ||
| Total Assets: | $170,284,000 | 3,533 |
| Cash and due from depository institutions | $9,796,000 | 2,609 |
| Interest-bearing balances | $3,550,000 | 1,278 |
| Securities | $25,118,000 | 3,878 |
| Federal funds sold & reverse repurchase agreements | $7,480,000 | 1,891 |
| Net loans & leases | $119,446,000 | 3,447 |
| Loan loss allowance | $2,706,000 | 1,926 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,606,000 | 2,665 |
| Other real estate owned | $129,000 | 2,609 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,709,000 | 3,760 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $170,284,000 | 3,533 |
| Total liabilities | $157,919,000 | 3,429 |
| Total deposits | $153,419,000 | 3,252 |
| Interest-bearing deposits | $134,720,000 | 3,180 |
| Deposits held in domestic offices | $153,419,000 | 3,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,528,000 | 3,902 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $972,000 | 4,147 |
| Total equity capital | $12,365,000 | 4,760 |
| Total bank equity capital | $12,365,000 | 4,760 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $150,000 | 6,006 |
| Surplus | $4,419,000 | 4,232 |
| Undivided profits | $7,796,000 | 3,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,090,000 | 2,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,921,000 | 2,381 |
| Earning assets | $155,594,000 | 3,550 |
| Long-term assets (5+ years) | $14,107,000 | 4,223 |
| Average Assets, year-to-date | $169,920,750 | 3,471 |
| Average Assets, quarterly | $170,212,500 | 3,505 |
| Volatile liabilities | $41,585,000 | 2,986 |
| Insider loans | $1,299,000 | 3,838 |
| FHLB advances | $3,528,000 | 3,740 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $7,965,000 | 5,208 |
| Tier 1 (core) risk-based capital | $12,380,000 | 4,664 |
| Tier 2 risk-based capital | $1,541,000 | 2,985 |
| Total risk weighted assets | $122,110,000 | 3,530 |
| Total unused commitments | $7,965,000 | 5,209 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 64 | 2,741 |
| Assets and Liabilities | ||
| Total Assets: | $170,141,000 | 3,543 |
| Cash and due from depository institutions | $11,544,000 | 2,741 |
| Interest-bearing balances | $5,092,000 | 1,034 |
| Securities | $25,625,000 | 3,819 |
| Federal funds sold & reverse repurchase agreements | $8,714,000 | 1,781 |
| Net loans & leases | $117,252,000 | 3,472 |
| Loan loss allowance | $1,731,000 | 2,825 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,998,000 | 2,966 |
| Other real estate owned | $157,000 | 2,741 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,851,000 | 4,385 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $170,141,000 | 3,543 |
| Total liabilities | $157,660,000 | 3,434 |
| Total deposits | $153,282,000 | 3,261 |
| Interest-bearing deposits | $134,453,000 | 3,182 |
| Deposits held in domestic offices | $153,282,000 | 3,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,558,000 | 3,818 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $820,000 | 4,349 |
| Total equity capital | $12,481,000 | 4,684 |
| Total bank equity capital | $12,481,000 | 4,684 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $150,000 | 6,042 |
| Surplus | $4,419,000 | 4,235 |
| Undivided profits | $7,912,000 | 3,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $460,000 | 4,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,690,000 | 2,504 |
| Earning assets | $156,683,000 | 3,517 |
| Long-term assets (5+ years) | $15,057,000 | 4,027 |
| Average Assets, year-to-date | $169,799,670 | 3,494 |
| Average Assets, quarterly | $170,332,000 | 3,516 |
| Volatile liabilities | $42,011,000 | 2,912 |
| Insider loans | $1,455,000 | 3,599 |
| FHLB advances | $3,558,000 | 3,669 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $9,356,000 | 4,959 |
| Tier 1 (core) risk-based capital | $12,513,000 | 4,622 |
| Tier 2 risk-based capital | $1,496,000 | 3,043 |
| Total risk weighted assets | $119,444,000 | 3,572 |
| Total unused commitments | $9,356,000 | 4,961 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 64 | 2,716 |
| Assets and Liabilities | ||
| Total Assets: | $170,523,000 | 3,529 |
| Cash and due from depository institutions | $11,155,000 | 2,716 |
| Interest-bearing balances | $5,244,000 | 1,109 |
| Securities | $25,119,000 | 3,888 |
| Federal funds sold & reverse repurchase agreements | $9,790,000 | 2,024 |
| Net loans & leases | $116,514,000 | 3,447 |
| Loan loss allowance | $2,121,000 | 2,376 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,045,000 | 2,916 |
| Other real estate owned | $337,000 | 2,716 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,563,000 | 3,748 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $170,523,000 | 3,529 |
| Total liabilities | $158,258,000 | 3,435 |
| Total deposits | $153,867,000 | 3,269 |
| Interest-bearing deposits | $134,484,000 | 3,177 |
| Deposits held in domestic offices | $153,867,000 | 3,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,592,000 | 3,741 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $799,000 | 4,442 |
| Total equity capital | $12,265,000 | 4,731 |
| Total bank equity capital | $12,265,000 | 4,731 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $150,000 | 6,064 |
| Surplus | $4,420,000 | 4,199 |
| Undivided profits | $7,695,000 | 3,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $992,000 | 2,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,765,000 | 2,313 |
| Earning assets | $156,667,000 | 3,523 |
| Long-term assets (5+ years) | $16,430,000 | 3,809 |
| Average Assets, year-to-date | $169,629,000 | 3,519 |
| Average Assets, quarterly | $169,629,000 | 3,519 |
| Volatile liabilities | $42,759,000 | 2,809 |
| Insider loans | $1,789,000 | 3,184 |
| FHLB advances | $3,592,000 | 3,594 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $7,553,000 | 5,369 |
| Tier 1 (core) risk-based capital | $12,272,000 | 4,659 |
| Tier 2 risk-based capital | $1,512,000 | 2,994 |
| Total risk weighted assets | $120,368,000 | 3,527 |
| Total unused commitments | $7,553,000 | 5,369 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 59 | 2,924 |
| Assets and Liabilities | ||
| Total Assets: | $168,735,000 | 3,524 |
| Cash and due from depository institutions | $10,093,000 | 2,924 |
| Interest-bearing balances | $5,013,000 | 1,079 |
| Securities | $21,572,000 | 4,333 |
| Federal funds sold & reverse repurchase agreements | $15,210,000 | 1,053 |
| Net loans & leases | $114,154,000 | 3,468 |
| Loan loss allowance | $2,630,000 | 1,968 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,002,000 | 2,901 |
| Other real estate owned | $156,000 | 2,924 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,548,000 | 3,792 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $168,735,000 | 3,524 |
| Total liabilities | $156,609,000 | 3,425 |
| Total deposits | $151,916,000 | 3,259 |
| Interest-bearing deposits | $131,347,000 | 3,206 |
| Deposits held in domestic offices | $151,916,000 | 3,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,632,000 | 3,864 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,061,000 | 3,719 |
| Total equity capital | $12,126,000 | 4,731 |
| Total bank equity capital | $12,126,000 | 4,731 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $150,000 | 6,092 |
| Surplus | $4,419,000 | 4,156 |
| Undivided profits | $7,557,000 | 3,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $954,000 | 2,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,710,000 | 2,461 |
| Earning assets | $155,949,000 | 3,498 |
| Long-term assets (5+ years) | $14,764,000 | 3,986 |
| Average Assets, year-to-date | $162,893,400 | 3,487 |
| Average Assets, quarterly | $165,979,000 | 3,539 |
| Volatile liabilities | $40,113,000 | 3,106 |
| Insider loans | $1,276,000 | 3,802 |
| FHLB advances | $3,632,000 | 3,722 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $8,770,000 | 5,020 |
| Tier 1 (core) risk-based capital | $12,130,000 | 4,662 |
| Tier 2 risk-based capital | $1,484,000 | 3,024 |
| Total risk weighted assets | $117,552,000 | 3,547 |
| Total unused commitments | $8,770,000 | 5,020 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 62 | 2,833 |
| Assets and Liabilities | ||
| Total Assets: | $163,223,000 | 3,594 |
| Cash and due from depository institutions | $12,229,000 | 2,833 |
| Interest-bearing balances | $4,528,000 | 1,061 |
| Securities | $21,526,000 | 4,369 |
| Federal funds sold & reverse repurchase agreements | $10,165,000 | 1,383 |
| Net loans & leases | $111,787,000 | 3,519 |
| Loan loss allowance | $2,957,000 | 1,761 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,607,000 | 3,099 |
| Other real estate owned | $25,000 | 2,833 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,884,000 | 3,581 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $163,223,000 | 3,594 |
| Total liabilities | $151,187,000 | 3,483 |
| Total deposits | $146,683,000 | 3,305 |
| Interest-bearing deposits | $127,298,000 | 3,238 |
| Deposits held in domestic offices | $146,683,000 | 3,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,666,000 | 4,050 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $838,000 | 4,281 |
| Total equity capital | $12,036,000 | 4,726 |
| Total bank equity capital | $12,036,000 | 4,726 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,140 |
| Surplus | $4,419,000 | 4,136 |
| Undivided profits | $7,467,000 | 3,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,764,000 | 2,406 |
| Earning assets | $148,006,000 | 3,616 |
| Long-term assets (5+ years) | $15,633,000 | 3,831 |
| Average Assets, year-to-date | $161,433,000 | 3,532 |
| Average Assets, quarterly | $164,383,500 | 3,526 |
| Volatile liabilities | $40,773,000 | 3,039 |
| Insider loans | $1,350,000 | 3,680 |
| FHLB advances | $3,666,000 | 3,889 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $8,990,000 | 4,960 |
| Tier 1 (core) risk-based capital | $12,040,000 | 4,662 |
| Tier 2 risk-based capital | $1,445,000 | 3,070 |
| Total risk weighted assets | $114,068,000 | 3,605 |
| Total unused commitments | $8,990,000 | 4,961 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 62 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $165,544,000 | 3,511 |
| Cash and due from depository institutions | $9,994,000 | 2,845 |
| Interest-bearing balances | $3,699,000 | 1,242 |
| Securities | $21,233,000 | 4,404 |
| Federal funds sold & reverse repurchase agreements | $12,480,000 | 1,026 |
| Net loans & leases | $114,830,000 | 3,427 |
| Loan loss allowance | $2,977,000 | 1,730 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,367,000 | 3,222 |
| Other real estate owned | $114,000 | 2,845 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,526,000 | 3,791 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $165,544,000 | 3,511 |
| Total liabilities | $153,844,000 | 3,406 |
| Total deposits | $149,451,000 | 3,218 |
| Interest-bearing deposits | $129,645,000 | 3,145 |
| Deposits held in domestic offices | $149,451,000 | 3,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,693,000 | 4,079 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $700,000 | 4,393 |
| Total equity capital | $11,700,000 | 4,687 |
| Total bank equity capital | $11,700,000 | 4,687 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $150,000 | 6,157 |
| Surplus | $4,418,000 | 4,099 |
| Undivided profits | $7,132,000 | 3,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $865,000 | 2,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,747,000 | 2,150 |
| Earning assets | $152,242,000 | 3,496 |
| Long-term assets (5+ years) | $14,995,000 | 3,854 |
| Average Assets, year-to-date | $160,836,330 | 3,541 |
| Average Assets, quarterly | $163,558,000 | 3,519 |
| Volatile liabilities | $40,381,000 | 3,023 |
| Insider loans | $1,746,000 | 3,162 |
| FHLB advances | $3,693,000 | 3,907 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $10,190,000 | 4,738 |
| Tier 1 (core) risk-based capital | $11,704,000 | 4,680 |
| Tier 2 risk-based capital | $1,476,000 | 3,002 |
| Total risk weighted assets | $116,605,000 | 3,528 |
| Total unused commitments | $10,190,000 | 4,738 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 61 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $161,572,000 | 3,547 |
| Cash and due from depository institutions | $8,880,000 | 2,868 |
| Interest-bearing balances | $3,178,000 | 1,499 |
| Securities | $19,346,000 | 4,701 |
| Federal funds sold & reverse repurchase agreements | $8,620,000 | 1,729 |
| Net loans & leases | $117,924,000 | 3,311 |
| Loan loss allowance | $3,121,000 | 1,625 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,334,000 | 3,206 |
| Other real estate owned | $167,000 | 2,868 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,301,000 | 3,856 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $161,572,000 | 3,547 |
| Total liabilities | $150,190,000 | 3,454 |
| Total deposits | $145,719,000 | 3,283 |
| Interest-bearing deposits | $125,963,000 | 3,215 |
| Deposits held in domestic offices | $145,719,000 | 3,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,726,000 | 3,983 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $745,000 | 4,225 |
| Total equity capital | $11,382,000 | 4,753 |
| Total bank equity capital | $11,382,000 | 4,753 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,169 |
| Surplus | $4,419,000 | 4,028 |
| Undivided profits | $6,813,000 | 3,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,416,000 | 1,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,697,000 | 2,094 |
| Earning assets | $149,068,000 | 3,517 |
| Long-term assets (5+ years) | $11,801,000 | 4,287 |
| Average Assets, year-to-date | $158,482,500 | 3,577 |
| Average Assets, quarterly | $158,482,500 | 3,577 |
| Volatile liabilities | $37,910,000 | 3,015 |
| Insider loans | $1,777,000 | 3,077 |
| FHLB advances | $3,726,000 | 3,838 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $11,045,000 | 4,574 |
| Tier 1 (core) risk-based capital | $11,386,000 | 4,713 |
| Tier 2 risk-based capital | $1,487,000 | 2,935 |
| Total risk weighted assets | $117,335,000 | 3,441 |
| Total unused commitments | $11,045,000 | 4,575 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 62 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $155,393,000 | 3,629 |
| Cash and due from depository institutions | $9,679,000 | 2,813 |
| Interest-bearing balances | $3,289,000 | 1,483 |
| Securities | $16,641,000 | 5,116 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,388 |
| Net loans & leases | $116,814,000 | 3,298 |
| Loan loss allowance | $3,196,000 | 1,566 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,401,000 | 3,118 |
| Other real estate owned | $90,000 | 2,813 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,468,000 | 3,726 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $155,393,000 | 3,629 |
| Total liabilities | $144,366,000 | 3,528 |
| Total deposits | $139,707,000 | 3,357 |
| Interest-bearing deposits | $120,587,000 | 3,285 |
| Deposits held in domestic offices | $139,707,000 | 3,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,758,000 | 4,039 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $901,000 | 3,739 |
| Total equity capital | $11,027,000 | 4,837 |
| Total bank equity capital | $11,027,000 | 4,837 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $150,000 | 6,191 |
| Surplus | $4,358,000 | 4,017 |
| Undivided profits | $6,519,000 | 3,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,015,000 | 2,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,536,000 | 2,308 |
| Earning assets | $142,044,000 | 3,627 |
| Long-term assets (5+ years) | $11,185,000 | 4,395 |
| Average Assets, year-to-date | $146,307,000 | 3,670 |
| Average Assets, quarterly | $153,091,000 | 3,648 |
| Volatile liabilities | $39,072,000 | 2,930 |
| Insider loans | $1,366,000 | 3,583 |
| FHLB advances | $3,758,000 | 3,887 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $11,078,000 | 4,500 |
| Tier 1 (core) risk-based capital | $11,031,000 | 4,786 |
| Tier 2 risk-based capital | $1,468,000 | 2,928 |
| Total risk weighted assets | $115,725,000 | 3,438 |
| Total unused commitments | $11,078,000 | 4,500 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 63 | 2,751 |
| Assets and Liabilities | ||
| Total Assets: | $150,789,000 | 3,677 |
| Cash and due from depository institutions | $8,474,000 | 2,751 |
| Interest-bearing balances | $3,115,000 | 1,529 |
| Securities | $16,252,000 | 5,170 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 2,728 |
| Net loans & leases | $115,333,000 | 3,287 |
| Loan loss allowance | $3,109,000 | 1,581 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,408,000 | 3,087 |
| Other real estate owned | $19,000 | 2,751 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,503,000 | 3,641 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $150,789,000 | 3,677 |
| Total liabilities | $139,993,000 | 3,563 |
| Total deposits | $135,533,000 | 3,401 |
| Interest-bearing deposits | $116,684,000 | 3,299 |
| Deposits held in domestic offices | $135,533,000 | 3,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,809,000 | 4,108 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $651,000 | 4,469 |
| Total equity capital | $10,796,000 | 4,886 |
| Total bank equity capital | $10,796,000 | 4,886 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,217 |
| Surplus | $4,229,000 | 4,031 |
| Undivided profits | $6,417,000 | 4,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,168,000 | 2,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,423,000 | 2,443 |
| Earning assets | $138,500,000 | 3,663 |
| Long-term assets (5+ years) | $11,512,000 | 4,367 |
| Average Assets, year-to-date | $144,035,500 | 3,708 |
| Average Assets, quarterly | $149,445,500 | 3,658 |
| Volatile liabilities | $37,040,000 | 2,947 |
| Insider loans | $1,474,000 | 3,377 |
| FHLB advances | $3,809,000 | 3,946 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $10,413,000 | 4,594 |
| Tier 1 (core) risk-based capital | $10,796,000 | 4,809 |
| Tier 2 risk-based capital | $1,446,000 | 2,919 |
| Total risk weighted assets | $113,979,000 | 3,440 |
| Total unused commitments | $10,413,000 | 4,596 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 62 | 2,776 |
| Assets and Liabilities | ||
| Total Assets: | $148,102,000 | 3,673 |
| Cash and due from depository institutions | $11,999,000 | 2,776 |
| Interest-bearing balances | $3,288,000 | 1,440 |
| Securities | $15,539,000 | 5,318 |
| Federal funds sold & reverse repurchase agreements | $3,260,000 | 2,788 |
| Net loans & leases | $110,846,000 | 3,320 |
| Loan loss allowance | $3,039,000 | 1,591 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,472,000 | 2,992 |
| Other real estate owned | $27,000 | 2,776 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,959,000 | 3,936 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $148,102,000 | 3,673 |
| Total liabilities | $137,875,000 | 3,564 |
| Total deposits | $133,418,000 | 3,376 |
| Interest-bearing deposits | $116,622,000 | 3,256 |
| Deposits held in domestic offices | $133,418,000 | 3,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,840,000 | 4,034 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $617,000 | 4,364 |
| Total equity capital | $10,227,000 | 5,029 |
| Total bank equity capital | $10,227,000 | 5,029 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,218 |
| Surplus | $4,104,000 | 4,046 |
| Undivided profits | $5,973,000 | 4,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $670,000 | 3,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,200,000 | 2,632 |
| Earning assets | $132,933,000 | 3,712 |
| Long-term assets (5+ years) | $12,339,000 | 4,306 |
| Average Assets, year-to-date | $141,784,330 | 3,731 |
| Average Assets, quarterly | $144,958,000 | 3,700 |
| Volatile liabilities | $34,862,000 | 2,964 |
| Insider loans | $1,400,000 | 3,446 |
| FHLB advances | $3,840,000 | 3,894 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $8,684,000 | 4,958 |
| Tier 1 (core) risk-based capital | $10,227,000 | 4,928 |
| Tier 2 risk-based capital | $1,385,000 | 2,990 |
| Total risk weighted assets | $109,154,000 | 3,495 |
| Total unused commitments | $8,684,000 | 4,960 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 64 | 2,665 |
| Assets and Liabilities | ||
| Total Assets: | $141,814,000 | 3,778 |
| Cash and due from depository institutions | $8,345,000 | 2,665 |
| Interest-bearing balances | $3,412,000 | 1,430 |
| Securities | $15,514,000 | 5,383 |
| Federal funds sold & reverse repurchase agreements | $4,905,000 | 2,363 |
| Net loans & leases | $106,455,000 | 3,379 |
| Loan loss allowance | $2,882,000 | 1,640 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,519,000 | 2,928 |
| Other real estate owned | $94,000 | 2,665 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,982,000 | 3,877 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $141,814,000 | 3,778 |
| Total liabilities | $131,989,000 | 3,665 |
| Total deposits | $127,566,000 | 3,508 |
| Interest-bearing deposits | $110,207,000 | 3,436 |
| Deposits held in domestic offices | $127,566,000 | 3,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,872,000 | 3,924 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $551,000 | 4,552 |
| Total equity capital | $9,825,000 | 5,077 |
| Total bank equity capital | $9,825,000 | 5,077 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,266 |
| Surplus | $4,104,000 | 4,032 |
| Undivided profits | $5,571,000 | 4,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $565,000 | 3,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,316,000 | 2,316 |
| Earning assets | $130,286,000 | 3,764 |
| Long-term assets (5+ years) | $13,108,000 | 4,259 |
| Average Assets, year-to-date | $138,625,500 | 3,822 |
| Average Assets, quarterly | $138,625,500 | 3,822 |
| Volatile liabilities | $32,954,000 | 3,002 |
| Insider loans | $1,083,000 | 3,971 |
| FHLB advances | $3,872,000 | 3,779 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $7,571,000 | 5,187 |
| Tier 1 (core) risk-based capital | $9,825,000 | 5,000 |
| Tier 2 risk-based capital | $1,339,000 | 3,051 |
| Total risk weighted assets | $105,605,000 | 3,532 |
| Total unused commitments | $7,571,000 | 5,189 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 60 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $135,437,000 | 3,902 |
| Cash and due from depository institutions | $6,335,000 | 2,845 |
| Interest-bearing balances | $879,000 | 2,946 |
| Securities | $14,669,000 | 5,566 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 2,946 |
| Net loans & leases | $104,755,000 | 3,403 |
| Loan loss allowance | $2,657,000 | 1,766 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,562,000 | 2,879 |
| Other real estate owned | $65,000 | 2,845 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,601,000 | 4,152 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $135,437,000 | 3,902 |
| Total liabilities | $126,040,000 | 3,782 |
| Total deposits | $120,966,000 | 3,631 |
| Interest-bearing deposits | $104,601,000 | 3,548 |
| Deposits held in domestic offices | $120,966,000 | 3,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,888,000 | 3,939 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,186,000 | 2,784 |
| Total equity capital | $9,397,000 | 5,208 |
| Total bank equity capital | $9,397,000 | 5,208 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,292 |
| Surplus | $4,104,000 | 3,996 |
| Undivided profits | $5,143,000 | 4,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,171,000 | 2,596 |
| Earning assets | $123,753,000 | 3,922 |
| Long-term assets (5+ years) | $12,988,000 | 4,332 |
| Average Assets, year-to-date | $119,058,200 | 4,197 |
| Average Assets, quarterly | $131,820,000 | 3,954 |
| Volatile liabilities | $26,880,000 | 3,373 |
| Insider loans | $2,611,000 | 2,241 |
| FHLB advances | $3,888,000 | 3,785 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,115,000 | 4,899 |
| Tier 1 (core) risk-based capital | $9,396,000 | 5,072 |
| Tier 2 risk-based capital | $1,302,000 | 3,105 |
| Total risk weighted assets | $102,788,000 | 3,589 |
| Total unused commitments | $8,115,000 | 4,900 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $128,203,000 | 4,050 |
| Cash and due from depository institutions | $5,162,000 | 2,918 |
| Interest-bearing balances | $1,692,000 | 2,302 |
| Securities | $13,839,000 | 5,740 |
| Federal funds sold & reverse repurchase agreements | $3,175,000 | 2,868 |
| Net loans & leases | $99,811,000 | 3,488 |
| Loan loss allowance | $2,099,000 | 2,199 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,546,000 | 2,850 |
| Other real estate owned | $37,000 | 2,918 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,633,000 | 4,116 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $128,203,000 | 4,050 |
| Total liabilities | $118,564,000 | 3,950 |
| Total deposits | $115,690,000 | 3,716 |
| Interest-bearing deposits | $100,093,000 | 3,651 |
| Deposits held in domestic offices | $115,690,000 | 3,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,220,000 | 4,482 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $654,000 | 4,219 |
| Total equity capital | $9,639,000 | 5,104 |
| Total bank equity capital | $9,639,000 | 5,104 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $150,000 | 6,334 |
| Surplus | $4,104,000 | 3,958 |
| Undivided profits | $5,385,000 | 4,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $575,000 | 3,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,296,000 | 2,401 |
| Earning assets | $118,517,000 | 4,029 |
| Long-term assets (5+ years) | $11,718,000 | 4,602 |
| Average Assets, year-to-date | $114,963,500 | 4,304 |
| Average Assets, quarterly | $123,237,000 | 4,127 |
| Volatile liabilities | $27,771,000 | 3,269 |
| Insider loans | $860,000 | 4,407 |
| FHLB advances | $2,220,000 | 4,301 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,213,000 | 4,815 |
| Tier 1 (core) risk-based capital | $9,639,000 | 4,968 |
| Tier 2 risk-based capital | $1,231,000 | 3,203 |
| Total risk weighted assets | $97,618,000 | 3,683 |
| Total unused commitments | $8,213,000 | 4,819 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 55 | 3,098 |
| Assets and Liabilities | ||
| Total Assets: | $118,271,000 | 4,292 |
| Cash and due from depository institutions | $5,575,000 | 3,098 |
| Interest-bearing balances | $1,811,000 | 2,221 |
| Securities | $13,801,000 | 5,802 |
| Federal funds sold & reverse repurchase agreements | $340,000 | 5,301 |
| Net loans & leases | $93,338,000 | 3,629 |
| Loan loss allowance | $1,889,000 | 2,407 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,330,000 | 2,951 |
| Other real estate owned | $0 | 3,098 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,887,000 | 4,962 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $118,271,000 | 4,292 |
| Total liabilities | $109,139,000 | 4,186 |
| Total deposits | $106,686,000 | 3,962 |
| Interest-bearing deposits | $92,154,000 | 3,897 |
| Deposits held in domestic offices | $106,686,000 | 3,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,250,000 | 2,690 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $688,000 | 5,241 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $515,000 | 4,483 |
| Total equity capital | $9,132,000 | 5,191 |
| Total bank equity capital | $9,132,000 | 5,191 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $150,000 | 6,379 |
| Surplus | $4,104,000 | 3,925 |
| Undivided profits | $4,878,000 | 4,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $634,000 | 3,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,106,000 | 2,662 |
| Earning assets | $109,290,000 | 4,260 |
| Long-term assets (5+ years) | $10,889,000 | 4,885 |
| Average Assets, year-to-date | $110,550,330 | 4,441 |
| Average Assets, quarterly | $114,286,500 | 4,369 |
| Volatile liabilities | $27,101,000 | 3,241 |
| Insider loans | $945,000 | 4,197 |
| FHLB advances | $688,000 | 5,009 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $1,836,000 | 7,532 |
| Tier 1 (core) risk-based capital | $9,132,000 | 5,098 |
| Tier 2 risk-based capital | $1,042,000 | 3,627 |
| Total risk weighted assets | $82,488,000 | 4,141 |
| Total unused commitments | $1,836,000 | 7,537 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 55 | 3,077 |
| Assets and Liabilities | ||
| Total Assets: | $110,302,000 | 4,492 |
| Cash and due from depository institutions | $5,487,000 | 3,077 |
| Interest-bearing balances | $1,940,000 | 2,379 |
| Securities | $13,609,000 | 5,811 |
| Federal funds sold & reverse repurchase agreements | $2,030,000 | 4,574 |
| Net loans & leases | $83,657,000 | 3,862 |
| Loan loss allowance | $1,762,000 | 2,524 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,199,000 | 3,004 |
| Other real estate owned | $80,000 | 3,077 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,240,000 | 4,370 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $110,302,000 | 4,492 |
| Total liabilities | $101,611,000 | 4,406 |
| Total deposits | $100,475,000 | 4,149 |
| Interest-bearing deposits | $87,144,000 | 4,083 |
| Deposits held in domestic offices | $100,475,000 | 4,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $702,000 | 5,052 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $434,000 | 5,264 |
| Total equity capital | $8,691,000 | 5,419 |
| Total bank equity capital | $8,691,000 | 5,419 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $150,000 | 6,396 |
| Surplus | $4,104,000 | 3,893 |
| Undivided profits | $4,437,000 | 4,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $891,000 | 2,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,107,000 | 2,605 |
| Earning assets | $101,236,000 | 4,502 |
| Long-term assets (5+ years) | $11,147,000 | 4,795 |
| Average Assets, year-to-date | $106,690,000 | 4,570 |
| Average Assets, quarterly | $106,690,000 | 4,570 |
| Volatile liabilities | $26,079,000 | 3,227 |
| Insider loans | $2,190,000 | 2,454 |
| FHLB advances | $702,000 | 4,828 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,293,000 | 5,406 |
| Tier 1 (core) risk-based capital | $8,691,000 | 5,238 |
| Tier 2 risk-based capital | $1,052,000 | 3,554 |
| Total risk weighted assets | $83,459,000 | 4,045 |
| Total unused commitments | $6,293,000 | 5,417 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 56 | 3,061 |
| Assets and Liabilities | ||
| Total Assets: | $103,078,000 | 4,695 |
| Cash and due from depository institutions | $7,906,000 | 3,061 |
| Interest-bearing balances | $2,434,000 | 1,978 |
| Securities | $11,928,000 | 6,231 |
| Federal funds sold & reverse repurchase agreements | $235,000 | 5,966 |
| Net loans & leases | $77,658,000 | 4,056 |
| Loan loss allowance | $1,504,000 | 2,882 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,250,000 | 2,954 |
| Other real estate owned | $91,000 | 3,061 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,010,000 | 4,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,078,000 | 4,695 |
| Total liabilities | $94,756,000 | 4,606 |
| Total deposits | $93,292,000 | 4,359 |
| Interest-bearing deposits | $80,403,000 | 4,310 |
| Deposits held in domestic offices | $93,292,000 | 4,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $718,000 | 5,082 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $746,000 | 3,739 |
| Total equity capital | $8,322,000 | 5,507 |
| Total bank equity capital | $8,322,000 | 5,507 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $150,000 | 6,447 |
| Surplus | $4,104,000 | 3,863 |
| Undivided profits | $4,068,000 | 5,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,150,000 | 2,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $930,000 | 3,197 |
| Earning assets | $92,255,000 | 4,771 |
| Long-term assets (5+ years) | $8,167,000 | 5,401 |
| Average Assets, year-to-date | $85,460,000 | 5,208 |
| Average Assets, quarterly | $97,364,000 | 4,845 |
| Volatile liabilities | $24,416,000 | 3,416 |
| Insider loans | $2,062,000 | 2,549 |
| FHLB advances | $718,000 | 4,853 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,545,000 | 5,534 |
| Tier 1 (core) risk-based capital | $8,322,000 | 5,343 |
| Tier 2 risk-based capital | $980,000 | 3,733 |
| Total risk weighted assets | $77,886,000 | 4,224 |
| Total unused commitments | $5,545,000 | 5,538 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 52 | 3,269 |
| Assets and Liabilities | ||
| Total Assets: | $91,650,000 | 5,053 |
| Cash and due from depository institutions | $6,543,000 | 3,269 |
| Interest-bearing balances | $1,908,000 | 2,392 |
| Securities | $11,345,000 | 6,254 |
| Federal funds sold & reverse repurchase agreements | $1,965,000 | 4,457 |
| Net loans & leases | $67,420,000 | 4,479 |
| Loan loss allowance | $1,013,000 | 3,928 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,909,000 | 3,203 |
| Other real estate owned | $0 | 3,269 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,468,000 | 5,507 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,650,000 | 5,053 |
| Total liabilities | $83,239,000 | 5,017 |
| Total deposits | $81,951,000 | 4,802 |
| Interest-bearing deposits | $71,555,000 | 4,711 |
| Deposits held in domestic offices | $81,951,000 | 4,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $729,000 | 5,059 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $559,000 | 4,726 |
| Total equity capital | $8,411,000 | 5,449 |
| Total bank equity capital | $8,411,000 | 5,449 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $150,000 | 6,487 |
| Surplus | $4,104,000 | 3,802 |
| Undivided profits | $4,157,000 | 5,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,086,000 | 2,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $988,000 | 3,181 |
| Earning assets | $82,638,000 | 5,126 |
| Long-term assets (5+ years) | $6,821,000 | 5,745 |
| Average Assets, year-to-date | $81,055,500 | 5,418 |
| Average Assets, quarterly | $88,043,500 | 5,185 |
| Volatile liabilities | $20,611,000 | 3,801 |
| Insider loans | $1,041,000 | 3,945 |
| FHLB advances | $729,000 | 4,827 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,696,000 | 5,891 |
| Tier 1 (core) risk-based capital | $8,411,000 | 5,296 |
| Tier 2 risk-based capital | $848,000 | 4,147 |
| Total risk weighted assets | $67,648,000 | 4,662 |
| Total unused commitments | $4,696,000 | 5,895 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 44 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $84,437,000 | 5,354 |
| Cash and due from depository institutions | $4,896,000 | 3,782 |
| Interest-bearing balances | $2,134,000 | 2,413 |
| Securities | $10,511,000 | 6,363 |
| Federal funds sold & reverse repurchase agreements | $4,240,000 | 3,301 |
| Net loans & leases | $61,148,000 | 4,760 |
| Loan loss allowance | $994,000 | 3,945 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,158,000 | 3,953 |
| Other real estate owned | $64,000 | 3,782 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,420,000 | 5,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,437,000 | 5,354 |
| Total liabilities | $78,241,000 | 5,228 |
| Total deposits | $77,038,000 | 5,010 |
| Interest-bearing deposits | $67,404,000 | 4,904 |
| Deposits held in domestic offices | $77,038,000 | 5,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $742,000 | 5,089 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $461,000 | 5,299 |
| Total equity capital | $6,196,000 | 6,569 |
| Total bank equity capital | $6,196,000 | 6,569 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $150,000 | 6,508 |
| Surplus | $2,180,000 | 5,276 |
| Undivided profits | $3,866,000 | 5,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $552,000 | 4,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $882,000 | 3,398 |
| Earning assets | $78,033,000 | 5,314 |
| Long-term assets (5+ years) | $5,404,000 | 6,046 |
| Average Assets, year-to-date | $77,524,000 | 5,576 |
| Average Assets, quarterly | $80,854,500 | 5,474 |
| Volatile liabilities | $19,938,000 | 3,824 |
| Insider loans | $1,086,000 | 3,837 |
| FHLB advances | $742,000 | 4,800 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,281,000 | 6,568 |
| Tier 1 (core) risk-based capital | $6,196,000 | 6,347 |
| Tier 2 risk-based capital | $778,000 | 4,395 |
| Total risk weighted assets | $62,013,000 | 4,911 |
| Total unused commitments | $3,281,000 | 6,578 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 38 | 4,239 |
| Assets and Liabilities | ||
| Total Assets: | $77,272,000 | 5,616 |
| Cash and due from depository institutions | $4,715,000 | 4,239 |
| Interest-bearing balances | $2,054,000 | 2,466 |
| Securities | $10,171,000 | 6,459 |
| Federal funds sold & reverse repurchase agreements | $2,760,000 | 4,635 |
| Net loans & leases | $56,225,000 | 4,955 |
| Loan loss allowance | $937,000 | 4,062 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,931,000 | 4,201 |
| Other real estate owned | $0 | 4,239 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,470,000 | 5,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,272,000 | 5,616 |
| Total liabilities | $72,107,000 | 5,463 |
| Total deposits | $71,036,000 | 5,258 |
| Interest-bearing deposits | $62,018,000 | 5,162 |
| Deposits held in domestic offices | $71,036,000 | 5,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $756,000 | 4,959 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $315,000 | 6,412 |
| Total equity capital | $5,165,000 | 7,117 |
| Total bank equity capital | $5,165,000 | 7,117 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $150,000 | 6,538 |
| Surplus | $1,380,000 | 6,280 |
| Undivided profits | $3,635,000 | 5,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $671,000 | 3,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $837,000 | 3,576 |
| Earning assets | $71,210,000 | 5,583 |
| Long-term assets (5+ years) | $4,816,000 | 6,178 |
| Average Assets, year-to-date | $74,067,500 | 5,720 |
| Average Assets, quarterly | $74,067,500 | 5,720 |
| Volatile liabilities | $16,745,000 | 4,248 |
| Insider loans | $825,000 | 4,369 |
| FHLB advances | $756,000 | 4,729 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,738,000 | 5,802 |
| Tier 1 (core) risk-based capital | $5,165,000 | 6,952 |
| Tier 2 risk-based capital | $717,000 | 4,553 |
| Total risk weighted assets | $57,147,000 | 5,090 |
| Total unused commitments | $4,738,000 | 5,809 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 38 | 4,206 |
| Assets and Liabilities | ||
| Total Assets: | $70,863,000 | 5,859 |
| Cash and due from depository institutions | $3,339,000 | 4,206 |
| Interest-bearing balances | $440,000 | 3,891 |
| Securities | $9,178,000 | 6,710 |
| Federal funds sold & reverse repurchase agreements | $1,770,000 | 5,074 |
| Net loans & leases | $53,150,000 | 5,139 |
| Loan loss allowance | $1,023,000 | 3,735 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,954,000 | 4,160 |
| Other real estate owned | $87,000 | 4,206 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,385,000 | 5,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,863,000 | 5,859 |
| Total liabilities | $65,956,000 | 5,716 |
| Total deposits | $64,749,000 | 5,525 |
| Interest-bearing deposits | $55,698,000 | 5,497 |
| Deposits held in domestic offices | $64,749,000 | 5,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $770,000 | 5,057 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $437,000 | 5,607 |
| Total equity capital | $4,907,000 | 7,233 |
| Total bank equity capital | $4,907,000 | 7,233 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $150,000 | 6,561 |
| Surplus | $1,380,000 | 6,268 |
| Undivided profits | $3,377,000 | 5,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $705,000 | 3,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $802,000 | 3,860 |
| Earning assets | $64,538,000 | 5,857 |
| Long-term assets (5+ years) | $4,375,000 | 6,287 |
| Average Assets, year-to-date | $62,127,400 | 6,113 |
| Average Assets, quarterly | $68,248,000 | 5,949 |
| Volatile liabilities | $15,099,000 | 4,481 |
| Insider loans | $732,000 | 4,666 |
| FHLB advances | $770,000 | 4,736 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,407,000 | 6,327 |
| Tier 1 (core) risk-based capital | $4,907,000 | 7,065 |
| Tier 2 risk-based capital | $675,000 | 4,687 |
| Total risk weighted assets | $53,672,000 | 5,249 |
| Total unused commitments | $3,407,000 | 6,329 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 28 | 5,260 |
| Assets and Liabilities | ||
| Total Assets: | $56,025,000 | 6,552 |
| Cash and due from depository institutions | $2,964,000 | 5,260 |
| Interest-bearing balances | $516,000 | 3,637 |
| Securities | $8,033,000 | 7,027 |
| Federal funds sold & reverse repurchase agreements | $2,495,000 | 4,364 |
| Net loans & leases | $39,590,000 | 5,981 |
| Loan loss allowance | $1,038,000 | 3,496 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,124,000 | 5,610 |
| Other real estate owned | $74,000 | 5,260 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,745,000 | 4,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,025,000 | 6,552 |
| Total liabilities | $51,536,000 | 6,436 |
| Total deposits | $51,032,000 | 6,246 |
| Interest-bearing deposits | $43,284,000 | 6,251 |
| Deposits held in domestic offices | $51,032,000 | 6,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $504,000 | 5,398 |
| Total equity capital | $4,489,000 | 7,454 |
| Total bank equity capital | $4,489,000 | 7,454 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $150,000 | 6,721 |
| Surplus | $1,380,000 | 6,314 |
| Undivided profits | $2,959,000 | 5,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $599,000 | 3,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $822,000 | 4,119 |
| Earning assets | $50,634,000 | 6,571 |
| Long-term assets (5+ years) | $3,590,000 | 6,674 |
| Average Assets, year-to-date | $53,935,200 | 6,508 |
| Average Assets, quarterly | $55,685,000 | 6,519 |
| Volatile liabilities | $10,317,000 | 5,547 |
| Insider loans | $829,000 | 4,323 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,799,000 | 7,496 |
| Tier 1 (core) risk-based capital | $4,489,000 | 7,316 |
| Tier 2 risk-based capital | $528,000 | 5,328 |
| Total risk weighted assets | $41,767,000 | 5,998 |
| Total unused commitments | $1,799,000 | 7,502 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $50,140,000 | 6,836 |
| Cash and due from depository institutions | $4,332,000 | 5,597 |
| Interest-bearing balances | $52,000 | 5,332 |
| Securities | $8,152,000 | 7,318 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 6,235 |
| Net loans & leases | $35,280,000 | 6,340 |
| Loan loss allowance | $1,149,000 | 3,092 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $651,000 | 6,949 |
| Other real estate owned | $0 | 5,597 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,275,000 | 5,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,140,000 | 6,836 |
| Total liabilities | $46,076,000 | 6,716 |
| Total deposits | $44,776,000 | 6,570 |
| Interest-bearing deposits | $38,400,000 | 6,557 |
| Deposits held in domestic offices | $44,776,000 | 6,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $800,000 | 4,771 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $500,000 | 5,790 |
| Total equity capital | $4,064,000 | 7,811 |
| Total bank equity capital | $4,064,000 | 7,811 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $150,000 | 6,941 |
| Surplus | $1,365,000 | 6,402 |
| Undivided profits | $2,549,000 | 6,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $765,000 | 2,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $694,000 | 3,905 |
| Earning assets | $43,934,000 | 6,993 |
| Long-term assets (5+ years) | $1,692,000 | 7,530 |
| Average Assets, year-to-date | $46,877,000 | 6,882 |
| Average Assets, quarterly | $48,771,500 | 6,883 |
| Volatile liabilities | $8,873,000 | 5,957 |
| Insider loans | $1,282,000 | 3,260 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,168,000 | 8,111 |
| Tier 1 (core) risk-based capital | $4,064,000 | 7,718 |
| Tier 2 risk-based capital | $468,250 | 5,642 |
| Total risk weighted assets | $36,778,850 | 6,349 |
| Total unused commitments | $1,168,000 | 8,116 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 22 | 6,389 |
| Assets and Liabilities | ||
| Total Assets: | $44,312,000 | 7,328 |
| Cash and due from depository institutions | $3,375,000 | 6,389 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $7,398,000 | 7,859 |
| Federal funds sold & reverse repurchase agreements | $40,000 | 6,720 |
| Net loans & leases | $32,139,000 | 6,575 |
| Loan loss allowance | $552,000 | 5,318 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $609,000 | 7,285 |
| Other real estate owned | $0 | 6,389 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $751,000 | 7,095 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,312,000 | 7,328 |
| Total liabilities | $40,643,000 | 7,212 |
| Total deposits | $40,131,000 | 7,046 |
| Interest-bearing deposits | $34,807,000 | 6,998 |
| Deposits held in domestic offices | $40,131,000 | 7,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $512,000 | 5,267 |
| Total equity capital | $3,669,000 | 8,093 |
| Total bank equity capital | $3,669,000 | 8,093 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $150,000 | 7,188 |
| Surplus | $1,365,000 | 6,506 |
| Undivided profits | $2,154,000 | 6,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 3,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $519,000 | 4,434 |
| Earning assets | $39,577,000 | 7,400 |
| Long-term assets (5+ years) | $1,243,000 | 8,130 |
| Average Assets, year-to-date | $40,748,400 | 7,485 |
| Average Assets, quarterly | $43,393,500 | 7,359 |
| Volatile liabilities | $6,916,000 | 6,471 |
| Insider loans | $1,611,000 | 2,675 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $716,000 | 8,899 |
| Tier 1 (core) risk-based capital | $3,669,000 | 8,129 |
| Tier 2 risk-based capital | $418,470 | 5,913 |
| Total risk weighted assets | $33,344,270 | 6,631 |
| Total unused commitments | $716,000 | 8,906 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $36,518,000 | 8,063 |
| Cash and due from depository institutions | $2,404,000 | 6,877 |
| Interest-bearing balances | $297,000 | 3,975 |
| Securities | $6,316,000 | 8,278 |
| Federal funds sold & reverse repurchase agreements | $375,000 | 7,953 |
| Net loans & leases | $26,172,000 | 7,176 |
| Loan loss allowance | $503,000 | 5,597 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $550,000 | 7,560 |
| Other real estate owned | $0 | 6,877 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $701,000 | 7,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,518,000 | 8,063 |
| Total liabilities | $33,536,000 | 7,949 |
| Total deposits | $33,214,000 | 7,820 |
| Interest-bearing deposits | $28,128,000 | 7,830 |
| Deposits held in domestic offices | $33,214,000 | 7,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $322,000 | 7,223 |
| Total equity capital | $2,982,000 | 8,831 |
| Total bank equity capital | $2,982,000 | 8,831 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $150,000 | 7,336 |
| Surplus | $1,365,000 | 6,489 |
| Undivided profits | $1,467,000 | 7,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 3,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $474,000 | 4,805 |
| Earning assets | $33,160,000 | 8,081 |
| Long-term assets (5+ years) | $2,458,000 | 7,461 |
| Average Assets, year-to-date | $33,584,600 | 8,133 |
| Average Assets, quarterly | $35,679,000 | 8,066 |
| Volatile liabilities | $6,266,000 | 6,377 |
| Insider loans | $1,223,000 | 3,087 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,229,000 | 8,324 |
| Tier 1 (core) risk-based capital | $2,982,000 | 8,732 |
| Tier 2 risk-based capital | $345,860 | 6,509 |
| Total risk weighted assets | $27,511,760 | 7,213 |
| Total unused commitments | $1,229,000 | 8,332 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 19 | 7,328 |
| Assets and Liabilities | ||
| Total Assets: | $30,773,000 | 8,793 |
| Cash and due from depository institutions | $2,627,000 | 7,328 |
| Interest-bearing balances | $392,000 | 3,373 |
| Securities | $6,554,000 | 8,599 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 7,306 |
| Net loans & leases | $19,887,000 | 8,278 |
| Loan loss allowance | $461,000 | 6,012 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $560,000 | 7,647 |
| Other real estate owned | $0 | 7,328 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $670,000 | 7,527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,773,000 | 8,793 |
| Total liabilities | $28,146,000 | 8,697 |
| Total deposits | $27,945,000 | 8,579 |
| Interest-bearing deposits | $23,954,000 | 8,526 |
| Deposits held in domestic offices | $27,945,000 | 8,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $201,000 | 8,979 |
| Total equity capital | $2,627,000 | 9,383 |
| Total bank equity capital | $2,627,000 | 9,383 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $150,000 | 7,662 |
| Surplus | $1,350,000 | 6,604 |
| Undivided profits | $1,127,000 | 8,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $189,000 | 6,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $443,000 | 5,236 |
| Earning assets | $27,308,000 | 8,868 |
| Long-term assets (5+ years) | $1,240,000 | 8,288 |
| Average Assets, year-to-date | $28,350,600 | 8,888 |
| Average Assets, quarterly | $29,928,000 | 8,822 |
| Volatile liabilities | $5,126,000 | 7,074 |
| Insider loans | $949,000 | 3,706 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,197,000 | 8,475 |
| Tier 1 (core) risk-based capital | $2,627,000 | 9,308 |
| Tier 2 risk-based capital | $276,740 | 7,325 |
| Total risk weighted assets | $21,955,240 | 8,123 |
| Total unused commitments | $1,197,000 | 8,484 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $26,205,000 | 9,595 |
| Cash and due from depository institutions | $1,449,000 | 8,534 |
| Interest-bearing balances | $99,000 | 4,853 |
| Securities | $5,325,000 | 9,642 |
| Federal funds sold & reverse repurchase agreements | $4,330,000 | 2,934 |
| Net loans & leases | $14,163,000 | 9,460 |
| Loan loss allowance | $340,000 | 7,409 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $424,000 | 8,486 |
| Other real estate owned | $0 | 8,534 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $514,000 | 8,734 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,205,000 | 9,595 |
| Total liabilities | $24,084,000 | 9,488 |
| Total deposits | $23,895,000 | 9,392 |
| Interest-bearing deposits | $18,118,000 | 9,708 |
| Deposits held in domestic offices | $23,895,000 | 9,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $189,000 | 9,418 |
| Total equity capital | $2,121,000 | 10,205 |
| Total bank equity capital | $2,121,000 | 10,205 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $150,000 | 8,068 |
| Surplus | $1,350,000 | 6,797 |
| Undivided profits | $621,000 | 9,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 5,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $254,000 | 7,592 |
| Earning assets | $23,917,000 | 9,586 |
| Long-term assets (5+ years) | $739,000 | 9,037 |
| Average Assets, year-to-date | $22,105,600 | 9,945 |
| Average Assets, quarterly | $24,604,000 | 9,731 |
| Volatile liabilities | $3,493,000 | 8,156 |
| Insider loans | $1,160,000 | 3,259 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,334,000 | 4,496 |
| Tier 1 (core) risk-based capital | $2,121,000 | 10,156 |
| Tier 2 risk-based capital | $214,980 | 8,427 |
| Total risk weighted assets | $17,072,980 | 9,146 |
| Total unused commitments | $6,334,000 | 4,510 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $19,040,000 | 10,814 |
| Cash and due from depository institutions | $1,550,000 | 9,145 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,512,000 | 10,421 |
| Federal funds sold & reverse repurchase agreements | $2,115,000 | 5,377 |
| Net loans & leases | $10,056,000 | 10,581 |
| Loan loss allowance | $326,000 | 7,766 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $446,000 | 8,579 |
| Other real estate owned | $9,000 | 9,145 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $352,000 | 10,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,040,000 | 10,814 |
| Total liabilities | $16,982,000 | 10,799 |
| Total deposits | $16,828,000 | 10,724 |
| Interest-bearing deposits | $13,737,000 | 10,768 |
| Deposits held in domestic offices | $16,828,000 | 10,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $154,000 | 10,383 |
| Total equity capital | $2,058,000 | 10,625 |
| Total bank equity capital | $2,058,000 | 10,625 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $150,000 | 8,467 |
| Surplus | $1,350,000 | 6,894 |
| Undivided profits | $558,000 | 10,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,017,000 | 2,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $300,000 | 412 |
| Income earned, not collected on loans | $208,000 | 8,630 |
| Earning assets | $16,683,000 | 10,868 |
| Long-term assets (5+ years) | $471,000 | 9,692 |
| Average Assets, year-to-date | $17,535,600 | 10,888 |
| Average Assets, quarterly | $18,825,500 | 10,812 |
| Volatile liabilities | $1,699,000 | 9,981 |
| Insider loans | $767,000 | 4,444 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,456,000 | 8,197 |
| Tier 1 (core) risk-based capital | $2,058,000 | 10,569 |
| Tier 2 risk-based capital | $157,100 | 9,628 |
| Total risk weighted assets | $12,399,300 | 10,346 |
| Total unused commitments | $1,456,000 | 8,210 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 12 | 10,160 |
| Assets and Liabilities | ||
| Total Assets: | $15,558,000 | 11,686 |
| Cash and due from depository institutions | $1,361,000 | 10,160 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $3,447,000 | 11,513 |
| Federal funds sold & reverse repurchase agreements | $190,000 | 7,835 |
| Net loans & leases | $9,824,000 | 11,033 |
| Loan loss allowance | $300,000 | 8,393 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $424,000 | 8,983 |
| Other real estate owned | $15,000 | 10,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $297,000 | 11,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,558,000 | 11,686 |
| Total liabilities | $13,690,000 | 11,698 |
| Total deposits | $13,507,000 | 11,638 |
| Interest-bearing deposits | $10,716,000 | 11,741 |
| Deposits held in domestic offices | $13,507,000 | 11,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $183,000 | 9,338 |
| Total equity capital | $1,868,000 | 11,122 |
| Total bank equity capital | $1,868,000 | 11,122 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $150,000 | 8,932 |
| Surplus | $1,350,000 | 7,008 |
| Undivided profits | $368,000 | 10,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $183,000 | 8,868 |
| Earning assets | $13,461,000 | 11,736 |
| Long-term assets (5+ years) | $86,000 | 10,768 |
| Average Assets, year-to-date | $16,319,000 | 11,562 |
| Average Assets, quarterly | $15,806,500 | 11,644 |
| Volatile liabilities | $1,993,000 | 9,679 |
| Insider loans | $771,000 | 4,395 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $647,000 | 9,945 |
| Tier 1 (core) risk-based capital | $1,868,000 | 11,195 |
| Tier 2 risk-based capital | $146,920 | 10,207 |
| Total risk weighted assets | $11,600,120 | 10,866 |
| Total unused commitments | $647,000 | 9,951 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $15,824,000 | 12,213 |
| Cash and due from depository institutions | $887,000 | 10,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $3,120,000 | 12,104 |
| Federal funds sold & reverse repurchase agreements | $1,325,000 | 7,050 |
| Net loans & leases | $9,739,000 | 11,440 |
| Loan loss allowance | $259,000 | 9,245 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $438,000 | 9,140 |
| Other real estate owned | $28,000 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $287,000 | 11,408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,824,000 | 12,213 |
| Total liabilities | $14,106,000 | 12,229 |
| Total deposits | $13,994,000 | 12,167 |
| Interest-bearing deposits | $10,983,000 | 12,299 |
| Deposits held in domestic offices | $13,994,000 | 12,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $112,000 | 11,253 |
| Total equity capital | $1,718,000 | 11,769 |
| Total bank equity capital | $1,718,000 | 11,769 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $150,000 | 9,374 |
| Surplus | $1,350,000 | 7,043 |
| Undivided profits | $218,000 | 11,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 8,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $144,000 | 9,672 |
| Earning assets | $14,184,000 | 12,218 |
| Long-term assets (5+ years) | $14,000 | 11,376 |
| Average Assets, year-to-date | $15,311,200 | 12,235 |
| Average Assets, quarterly | $15,448,000 | 12,246 |
| Volatile liabilities | $2,293,000 | 9,292 |
| Insider loans | $684,000 | 4,802 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $662,000 | 10,072 |
| Tier 1 (core) risk-based capital | $1,718,000 | 11,733 |
| Tier 2 risk-based capital | $145,960 | 10,563 |
| Total risk weighted assets | $11,563,760 | 11,272 |
| Total unused commitments | $662,000 | 10,095 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $14,194,000 | 12,963 |
| Cash and due from depository institutions | $811,000 | 10,697 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,133,000 | 13,011 |
| Federal funds sold & reverse repurchase agreements | $1,625,000 | 7,215 |
| Net loans & leases | $8,954,000 | 12,029 |
| Loan loss allowance | $250,000 | 9,586 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $444,000 | 9,305 |
| Other real estate owned | $0 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $227,000 | 12,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,194,000 | 12,963 |
| Total liabilities | $12,733,000 | 12,976 |
| Total deposits | $12,532,000 | 12,938 |
| Interest-bearing deposits | $10,008,000 | 13,034 |
| Deposits held in domestic offices | $12,532,000 | 12,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $201,000 | 10,018 |
| Total equity capital | $1,461,000 | 12,450 |
| Total bank equity capital | $1,461,000 | 12,450 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $150,000 | 9,817 |
| Surplus | $1,350,000 | 7,005 |
| Undivided profits | $-39,000 | 12,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 8,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $166,000 | 9,578 |
| Earning assets | $12,712,000 | 12,942 |
| Long-term assets (5+ years) | $198,000 | 11,470 |
| Average Assets, year-to-date | $13,618,200 | 12,994 |
| Average Assets, quarterly | $13,936,000 | 12,983 |
| Volatile liabilities | $2,393,000 | 9,397 |
| Insider loans | $578,000 | 1,550 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $417,000 | 10,867 |
| Tier 1 (core) risk-based capital | $1,461,000 | 12,415 |
| Tier 2 risk-based capital | $130,020 | 11,175 |
| Total risk weighted assets | $10,281,720 | 11,994 |
| Total unused commitments | $417,000 | 10,891 |
| Derivatives | $0 | 651 |