Home > First Louisiana Bank > Assets and Liabilities
First Louisiana Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 47 | 3,316 |
| Assets and Liabilities | ||
| Total Assets: | $127,810,000 | 4,475 |
| Cash and due from depository institutions | $3,931,000 | 3,316 |
| Interest-bearing balances | $405,000 | 5,760 |
| Securities | $10,878,000 | 5,642 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $89,738,000 | 4,209 |
| Loan loss allowance | $0 | 7,932 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,800,000 | 2,201 |
| Other real estate owned | $975,000 | 3,316 |
| Goodwill and other intangibles | $9,259,000 | 549 |
| All other assets | $7,229,000 | 2,659 |
| Life insurance assets | $3,248,000 | 1,753 |
| Total liabilities and capital | $127,810,000 | 4,475 |
| Total liabilities | $107,749,000 | 4,639 |
| Total deposits | $87,091,000 | 5,034 |
| Interest-bearing deposits | $61,944,000 | 5,486 |
| Deposits held in domestic offices | $87,091,000 | 5,034 |
| % insured | 76.74% | 6,756 |
| Federal funds purchased & repurchase agreements | $5,938,000 | 1,349 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $13,013,000 | 2,396 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,707,000 | 2,411 |
| Total equity capital | $20,061,000 | 3,186 |
| Total bank equity capital | $20,061,000 | 3,186 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,000 | 7,079 |
| Surplus | $19,634,000 | 1,610 |
| Undivided profits | $422,000 | 6,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,741,000 | 3,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $518,000 | 5,301 |
| Earning assets | $101,021,000 | 4,866 |
| Long-term assets (5+ years) | $6,150,000 | 6,041 |
| Average Assets, year-to-date | $130,643,000 | 4,323 |
| Average Assets, quarterly | $125,826,000 | 4,495 |
| Volatile liabilities | $32,184,000 | 3,789 |
| Insider loans | $1,845,000 | 3,203 |
| FHLB advances | $13,013,000 | 2,286 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $9,552,000 | 4,238 |
| Tier 1 (core) risk-based capital | $10,902,000 | 4,866 |
| Tier 2 risk-based capital | $0 | 7,922 |
| Total risk weighted assets | $113,926,000 | 3,752 |
| Total unused commitments | $9,552,000 | 4,240 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 47 | 3,342 |
| Assets and Liabilities | ||
| Total Assets: | $123,842,000 | 4,553 |
| Cash and due from depository institutions | $6,219,000 | 3,342 |
| Interest-bearing balances | $3,255,000 | 3,696 |
| Securities | $11,512,000 | 5,564 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 3,242 |
| Net loans & leases | $91,327,000 | 4,219 |
| Loan loss allowance | $1,927,000 | 3,234 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,890,000 | 2,196 |
| Other real estate owned | $816,000 | 3,342 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,528,000 | 2,582 |
| Life insurance assets | $3,223,000 | 1,757 |
| Total liabilities and capital | $123,842,000 | 4,553 |
| Total liabilities | $110,707,000 | 4,549 |
| Total deposits | $92,471,000 | 4,851 |
| Interest-bearing deposits | $66,329,000 | 5,343 |
| Deposits held in domestic offices | $92,471,000 | 4,849 |
| % insured | 72.60% | 7,269 |
| Federal funds purchased & repurchase agreements | $3,493,000 | 1,695 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,841,000 | 2,539 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,902,000 | 2,439 |
| Total equity capital | $13,135,000 | 4,549 |
| Total bank equity capital | $13,135,000 | 4,549 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $8,650,000 | 2,984 |
| Undivided profits | $3,485,000 | 5,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,343,000 | 3,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $500,000 | 5,601 |
| Earning assets | $107,644,000 | 4,714 |
| Long-term assets (5+ years) | $4,597,000 | 6,345 |
| Average Assets, year-to-date | $131,351,250 | 4,346 |
| Average Assets, quarterly | $126,032,500 | 4,485 |
| Volatile liabilities | $29,405,000 | 4,026 |
| Insider loans | $1,334,000 | 3,789 |
| FHLB advances | $12,841,000 | 2,424 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $11,839,000 | 3,887 |
| Tier 1 (core) risk-based capital | $13,104,000 | 4,377 |
| Tier 2 risk-based capital | $1,414,000 | 3,411 |
| Total risk weighted assets | $116,466,000 | 3,724 |
| Total unused commitments | $11,839,000 | 3,891 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 49 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $128,223,000 | 4,461 |
| Cash and due from depository institutions | $9,307,000 | 3,282 |
| Interest-bearing balances | $5,891,000 | 2,530 |
| Securities | $12,814,000 | 5,360 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $91,720,000 | 4,221 |
| Loan loss allowance | $1,239,000 | 4,138 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,898,000 | 2,221 |
| Other real estate owned | $1,418,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $7,066,000 | 2,465 |
| Life insurance assets | $3,697,000 | 1,607 |
| Total liabilities and capital | $128,223,000 | 4,461 |
| Total liabilities | $113,710,000 | 4,483 |
| Total deposits | $95,423,000 | 4,759 |
| Interest-bearing deposits | $70,009,000 | 5,188 |
| Deposits held in domestic offices | $95,423,000 | 4,756 |
| % insured | 53.92% | 7,600 |
| Federal funds purchased & repurchase agreements | $2,012,000 | 2,013 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $14,023,000 | 2,497 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,252,000 | 2,172 |
| Total equity capital | $14,513,000 | 4,195 |
| Total bank equity capital | $14,513,000 | 4,195 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $8,650,000 | 2,995 |
| Undivided profits | $4,863,000 | 4,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,285,000 | 4,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $583,000 | 5,089 |
| Earning assets | $110,425,000 | 4,658 |
| Long-term assets (5+ years) | $4,275,000 | 6,408 |
| Average Assets, year-to-date | $133,854,330 | 4,310 |
| Average Assets, quarterly | $130,668,500 | 4,409 |
| Volatile liabilities | $29,461,000 | 4,025 |
| Insider loans | $1,353,000 | 3,797 |
| FHLB advances | $14,023,000 | 2,372 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,440,000 | 4,283 |
| Tier 1 (core) risk-based capital | $14,504,000 | 4,087 |
| Tier 2 risk-based capital | $1,239,000 | 3,738 |
| Total risk weighted assets | $116,944,000 | 3,727 |
| Total unused commitments | $10,440,000 | 4,287 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 49 | 3,299 |
| Assets and Liabilities | ||
| Total Assets: | $133,114,000 | 4,377 |
| Cash and due from depository institutions | $8,978,000 | 3,299 |
| Interest-bearing balances | $6,395,000 | 2,196 |
| Securities | $16,262,000 | 4,891 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,478 |
| Net loans & leases | $85,501,000 | 4,408 |
| Loan loss allowance | $1,035,000 | 4,516 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,998,000 | 2,188 |
| Other real estate owned | $1,418,000 | 3,299 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,657,000 | 2,557 |
| Life insurance assets | $3,672,000 | 1,611 |
| Total liabilities and capital | $133,114,000 | 4,377 |
| Total liabilities | $118,823,000 | 4,385 |
| Total deposits | $106,625,000 | 4,437 |
| Interest-bearing deposits | $82,142,000 | 4,739 |
| Deposits held in domestic offices | $106,625,000 | 4,434 |
| % insured | 52.41% | 7,691 |
| Federal funds purchased & repurchase agreements | $1,714,000 | 2,106 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $8,524,000 | 3,249 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,960,000 | 2,355 |
| Total equity capital | $14,291,000 | 4,286 |
| Total bank equity capital | $14,291,000 | 4,286 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $8,650,000 | 2,971 |
| Undivided profits | $4,641,000 | 4,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 4,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $548,000 | 5,290 |
| Earning assets | $116,458,000 | 4,500 |
| Long-term assets (5+ years) | $4,289,000 | 6,414 |
| Average Assets, year-to-date | $136,670,000 | 4,263 |
| Average Assets, quarterly | $136,670,000 | 4,263 |
| Volatile liabilities | $28,539,000 | 4,097 |
| Insider loans | $849,000 | 4,615 |
| FHLB advances | $8,524,000 | 3,122 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $11,048,000 | 4,280 |
| Tier 1 (core) risk-based capital | $14,239,000 | 4,175 |
| Tier 2 risk-based capital | $1,035,000 | 4,168 |
| Total risk weighted assets | $111,260,000 | 3,859 |
| Total unused commitments | $11,048,000 | 4,280 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 49 | 3,330 |
| Assets and Liabilities | ||
| Total Assets: | $140,226,000 | 4,181 |
| Cash and due from depository institutions | $5,567,000 | 3,330 |
| Interest-bearing balances | $1,015,000 | 3,715 |
| Securities | $24,659,000 | 3,934 |
| Federal funds sold & reverse repurchase agreements | $10,250,000 | 956 |
| Net loans & leases | $85,952,000 | 4,424 |
| Loan loss allowance | $1,033,000 | 4,459 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,066,000 | 2,173 |
| Other real estate owned | $1,418,000 | 3,330 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,314,000 | 2,669 |
| Life insurance assets | $3,611,000 | 1,626 |
| Total liabilities and capital | $140,226,000 | 4,181 |
| Total liabilities | $126,098,000 | 4,168 |
| Total deposits | $112,202,000 | 4,201 |
| Interest-bearing deposits | $83,865,000 | 4,589 |
| Deposits held in domestic offices | $112,202,000 | 4,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,308,000 | 2,236 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $9,839,000 | 3,270 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,749,000 | 2,539 |
| Total equity capital | $14,128,000 | 4,308 |
| Total bank equity capital | $14,128,000 | 4,308 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $8,650,000 | 2,949 |
| Undivided profits | $4,478,000 | 4,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 4,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $580,000 | 5,313 |
| Earning assets | $121,876,000 | 4,333 |
| Long-term assets (5+ years) | $3,348,000 | 6,602 |
| Average Assets, year-to-date | $137,882,000 | 4,124 |
| Average Assets, quarterly | $153,727,500 | 3,912 |
| Volatile liabilities | $26,668,000 | 4,194 |
| Insider loans | $910,000 | 4,579 |
| FHLB advances | $9,839,000 | 3,157 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $10,800,000 | 4,335 |
| Tier 1 (core) risk-based capital | $14,088,000 | 4,191 |
| Tier 2 risk-based capital | $1,033,000 | 4,147 |
| Total risk weighted assets | $111,346,000 | 3,879 |
| Total unused commitments | $10,800,000 | 4,338 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 51 | 3,239 |
| Assets and Liabilities | ||
| Total Assets: | $167,229,000 | 3,660 |
| Cash and due from depository institutions | $3,075,000 | 3,239 |
| Interest-bearing balances | $140,000 | 4,767 |
| Securities | $34,731,000 | 3,050 |
| Federal funds sold & reverse repurchase agreements | $29,400,000 | 382 |
| Net loans & leases | $84,804,000 | 4,461 |
| Loan loss allowance | $914,000 | 4,647 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,164,000 | 2,126 |
| Other real estate owned | $2,301,000 | 3,239 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,754,000 | 2,551 |
| Life insurance assets | $3,585,000 | 1,621 |
| Total liabilities and capital | $167,229,000 | 3,660 |
| Total liabilities | $153,178,000 | 3,595 |
| Total deposits | $137,160,000 | 3,610 |
| Interest-bearing deposits | $90,711,000 | 4,339 |
| Deposits held in domestic offices | $137,160,000 | 3,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,325,000 | 2,086 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,399,000 | 3,156 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,294,000 | 2,080 |
| Total equity capital | $14,051,000 | 4,346 |
| Total bank equity capital | $14,051,000 | 4,346 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $8,650,000 | 2,944 |
| Undivided profits | $4,401,000 | 4,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $880,000 | 4,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $796,000 | 4,563 |
| Earning assets | $149,075,000 | 3,745 |
| Long-term assets (5+ years) | $8,476,000 | 5,590 |
| Average Assets, year-to-date | $137,296,000 | 4,144 |
| Average Assets, quarterly | $152,669,000 | 3,903 |
| Volatile liabilities | $33,997,000 | 3,516 |
| Insider loans | $876,000 | 4,611 |
| FHLB advances | $10,399,000 | 3,030 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $12,715,000 | 4,115 |
| Tier 1 (core) risk-based capital | $14,062,000 | 4,274 |
| Tier 2 risk-based capital | $914,000 | 4,402 |
| Total risk weighted assets | $115,871,000 | 3,765 |
| Total unused commitments | $12,715,000 | 4,116 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 51 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $138,109,000 | 4,217 |
| Cash and due from depository institutions | $4,731,000 | 3,298 |
| Interest-bearing balances | $336,000 | 3,909 |
| Securities | $22,272,000 | 4,166 |
| Federal funds sold & reverse repurchase agreements | $13,700,000 | 861 |
| Net loans & leases | $82,399,000 | 4,511 |
| Loan loss allowance | $839,000 | 4,846 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,249,000 | 2,087 |
| Other real estate owned | $2,303,000 | 3,298 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,455,000 | 2,587 |
| Life insurance assets | $3,560,000 | 1,631 |
| Total liabilities and capital | $138,109,000 | 4,217 |
| Total liabilities | $124,187,000 | 4,192 |
| Total deposits | $106,827,000 | 4,333 |
| Interest-bearing deposits | $70,783,000 | 5,020 |
| Deposits held in domestic offices | $106,827,000 | 4,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,402,000 | 1,916 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,954,000 | 2,966 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,004,000 | 2,301 |
| Total equity capital | $13,922,000 | 4,403 |
| Total bank equity capital | $13,922,000 | 4,403 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $8,650,000 | 2,930 |
| Undivided profits | $4,272,000 | 4,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $841,000 | 4,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $635,000 | 5,171 |
| Earning assets | $118,707,000 | 4,387 |
| Long-term assets (5+ years) | $5,952,000 | 6,076 |
| Average Assets, year-to-date | $127,318,330 | 4,377 |
| Average Assets, quarterly | $129,556,500 | 4,357 |
| Volatile liabilities | $31,369,000 | 3,708 |
| Insider loans | $95,000 | 6,992 |
| FHLB advances | $10,954,000 | 2,855 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $16,070,000 | 3,753 |
| Tier 1 (core) risk-based capital | $13,805,000 | 4,346 |
| Tier 2 risk-based capital | $839,000 | 4,619 |
| Total risk weighted assets | $106,614,000 | 3,998 |
| Total unused commitments | $16,070,000 | 3,753 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 47 | 3,517 |
| Assets and Liabilities | ||
| Total Assets: | $121,004,000 | 4,578 |
| Cash and due from depository institutions | $4,156,000 | 3,517 |
| Interest-bearing balances | $35,000 | 5,841 |
| Securities | $14,068,000 | 5,238 |
| Federal funds sold & reverse repurchase agreements | $4,325,000 | 3,520 |
| Net loans & leases | $83,941,000 | 4,399 |
| Loan loss allowance | $1,022,000 | 4,196 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,111,000 | 2,114 |
| Other real estate owned | $2,303,000 | 3,517 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $6,100,000 | 2,642 |
| Life insurance assets | $3,535,000 | 1,627 |
| Total liabilities and capital | $121,004,000 | 4,578 |
| Total liabilities | $107,186,000 | 4,592 |
| Total deposits | $89,454,000 | 4,849 |
| Interest-bearing deposits | $62,709,000 | 5,397 |
| Deposits held in domestic offices | $89,454,000 | 4,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,294,000 | 1,770 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $11,582,000 | 2,689 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,856,000 | 2,614 |
| Total equity capital | $13,818,000 | 4,520 |
| Total bank equity capital | $13,818,000 | 4,520 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $8,650,000 | 2,909 |
| Undivided profits | $4,168,000 | 5,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $753,000 | 4,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $537,000 | 5,638 |
| Earning assets | $102,369,000 | 4,827 |
| Long-term assets (5+ years) | $3,488,000 | 6,582 |
| Average Assets, year-to-date | $121,923,000 | 4,510 |
| Average Assets, quarterly | $121,923,000 | 4,510 |
| Volatile liabilities | $27,832,000 | 3,955 |
| Insider loans | $145,000 | 6,742 |
| FHLB advances | $11,582,000 | 2,587 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $12,552,000 | 4,330 |
| Tier 1 (core) risk-based capital | $13,651,000 | 4,393 |
| Tier 2 risk-based capital | $1,022,000 | 4,012 |
| Total risk weighted assets | $103,235,000 | 4,037 |
| Total unused commitments | $12,552,000 | 4,333 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 45 | 3,644 |
| Assets and Liabilities | ||
| Total Assets: | $122,842,000 | 4,493 |
| Cash and due from depository institutions | $3,661,000 | 3,644 |
| Interest-bearing balances | $37,000 | 5,606 |
| Securities | $15,450,000 | 5,090 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,616 |
| Net loans & leases | $84,539,000 | 4,381 |
| Loan loss allowance | $891,000 | 4,572 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,069,000 | 2,113 |
| Other real estate owned | $2,303,000 | 3,644 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,020,000 | 2,679 |
| Life insurance assets | $3,474,000 | 1,630 |
| Total liabilities and capital | $122,842,000 | 4,493 |
| Total liabilities | $109,355,000 | 4,476 |
| Total deposits | $94,326,000 | 4,645 |
| Interest-bearing deposits | $69,970,000 | 5,053 |
| Deposits held in domestic offices | $94,326,000 | 4,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $714,000 | 2,931 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,446,000 | 2,448 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,869,000 | 2,605 |
| Total equity capital | $13,487,000 | 4,534 |
| Total bank equity capital | $13,487,000 | 4,534 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $8,650,000 | 2,877 |
| Undivided profits | $3,837,000 | 5,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 5,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $590,000 | 5,638 |
| Earning assets | $104,826,000 | 4,684 |
| Long-term assets (5+ years) | $4,465,000 | 6,141 |
| Average Assets, year-to-date | $117,547,800 | 4,501 |
| Average Assets, quarterly | $121,968,500 | 4,475 |
| Volatile liabilities | $29,275,000 | 3,850 |
| Insider loans | $130,000 | 6,829 |
| FHLB advances | $12,446,000 | 2,338 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $13,018,000 | 4,252 |
| Tier 1 (core) risk-based capital | $13,405,000 | 4,422 |
| Tier 2 risk-based capital | $891,000 | 4,379 |
| Total risk weighted assets | $104,207,000 | 3,975 |
| Total unused commitments | $13,018,000 | 4,252 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 44 | 3,705 |
| Assets and Liabilities | ||
| Total Assets: | $121,095,000 | 4,479 |
| Cash and due from depository institutions | $3,260,000 | 3,705 |
| Interest-bearing balances | $14,000 | 6,066 |
| Securities | $12,404,000 | 5,659 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 4,039 |
| Net loans & leases | $88,810,000 | 4,221 |
| Loan loss allowance | $912,000 | 4,447 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,879,000 | 2,131 |
| Other real estate owned | $2,303,000 | 3,705 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,289,000 | 2,578 |
| Life insurance assets | $3,450,000 | 1,603 |
| Total liabilities and capital | $121,095,000 | 4,479 |
| Total liabilities | $107,907,000 | 4,465 |
| Total deposits | $91,940,000 | 4,695 |
| Interest-bearing deposits | $71,502,000 | 4,950 |
| Deposits held in domestic offices | $91,940,000 | 4,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $471,000 | 3,086 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,409,000 | 2,229 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,087,000 | 2,402 |
| Total equity capital | $13,188,000 | 4,562 |
| Total bank equity capital | $13,188,000 | 4,562 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $8,650,000 | 2,819 |
| Undivided profits | $3,538,000 | 5,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 5,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $616,000 | 5,765 |
| Earning assets | $103,378,000 | 4,686 |
| Long-term assets (5+ years) | $4,583,000 | 6,033 |
| Average Assets, year-to-date | $116,224,250 | 4,541 |
| Average Assets, quarterly | $118,511,500 | 4,515 |
| Volatile liabilities | $31,070,000 | 3,652 |
| Insider loans | $265,000 | 6,252 |
| FHLB advances | $13,409,000 | 2,123 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $13,274,000 | 4,216 |
| Tier 1 (core) risk-based capital | $13,169,000 | 4,474 |
| Tier 2 risk-based capital | $912,000 | 4,261 |
| Total risk weighted assets | $106,319,000 | 3,903 |
| Total unused commitments | $13,274,000 | 4,216 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 45 | 3,670 |
| Assets and Liabilities | ||
| Total Assets: | $115,928,000 | 4,613 |
| Cash and due from depository institutions | $4,488,000 | 3,670 |
| Interest-bearing balances | $430,000 | 3,213 |
| Securities | $12,446,000 | 5,648 |
| Federal funds sold & reverse repurchase agreements | $925,000 | 5,155 |
| Net loans & leases | $83,577,000 | 4,341 |
| Loan loss allowance | $859,000 | 4,640 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,875,000 | 2,133 |
| Other real estate owned | $2,363,000 | 3,670 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,254,000 | 2,579 |
| Life insurance assets | $3,427,000 | 1,606 |
| Total liabilities and capital | $115,928,000 | 4,613 |
| Total liabilities | $103,060,000 | 4,611 |
| Total deposits | $87,314,000 | 4,852 |
| Interest-bearing deposits | $64,649,000 | 5,256 |
| Deposits held in domestic offices | $87,314,000 | 4,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $601,000 | 2,919 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,437,000 | 2,155 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,708,000 | 2,661 |
| Total equity capital | $12,868,000 | 4,581 |
| Total bank equity capital | $12,868,000 | 4,581 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $8,650,000 | 2,809 |
| Undivided profits | $3,218,000 | 5,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $615,000 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $623,000 | 5,500 |
| Earning assets | $97,378,000 | 4,846 |
| Long-term assets (5+ years) | $4,796,000 | 5,937 |
| Average Assets, year-to-date | $114,600,670 | 4,606 |
| Average Assets, quarterly | $115,619,500 | 4,612 |
| Volatile liabilities | $28,057,000 | 3,877 |
| Insider loans | $266,000 | 6,256 |
| FHLB advances | $13,437,000 | 2,040 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $11,922,000 | 4,457 |
| Tier 1 (core) risk-based capital | $12,934,000 | 4,520 |
| Tier 2 risk-based capital | $859,000 | 4,442 |
| Total risk weighted assets | $100,368,000 | 4,033 |
| Total unused commitments | $11,922,000 | 4,458 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $115,311,000 | 4,649 |
| Cash and due from depository institutions | $3,456,000 | 3,774 |
| Interest-bearing balances | $482,000 | 3,204 |
| Securities | $12,105,000 | 5,717 |
| Federal funds sold & reverse repurchase agreements | $1,875,000 | 5,140 |
| Net loans & leases | $84,858,000 | 4,273 |
| Loan loss allowance | $1,181,000 | 3,726 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,949,000 | 2,082 |
| Other real estate owned | $1,123,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,945,000 | 2,628 |
| Life insurance assets | $3,404,000 | 1,595 |
| Total liabilities and capital | $115,311,000 | 4,649 |
| Total liabilities | $102,655,000 | 4,627 |
| Total deposits | $85,693,000 | 4,933 |
| Interest-bearing deposits | $63,607,000 | 5,318 |
| Deposits held in domestic offices | $85,693,000 | 4,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $597,000 | 2,649 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $15,046,000 | 1,930 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,319,000 | 3,283 |
| Total equity capital | $12,656,000 | 4,638 |
| Total bank equity capital | $12,656,000 | 4,638 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $8,650,000 | 2,767 |
| Undivided profits | $3,006,000 | 5,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,148,000 | 1,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $616,000 | 5,413 |
| Earning assets | $99,320,000 | 4,830 |
| Long-term assets (5+ years) | $6,006,000 | 5,588 |
| Average Assets, year-to-date | $113,937,000 | 4,647 |
| Average Assets, quarterly | $113,937,000 | 4,647 |
| Volatile liabilities | $25,142,000 | 4,056 |
| Insider loans | $133,000 | 6,873 |
| FHLB advances | $15,046,000 | 1,844 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $12,537,000 | 4,368 |
| Tier 1 (core) risk-based capital | $12,660,000 | 4,560 |
| Tier 2 risk-based capital | $1,181,000 | 3,574 |
| Total risk weighted assets | $99,392,000 | 4,021 |
| Total unused commitments | $12,537,000 | 4,368 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 47 | 3,545 |
| Assets and Liabilities | ||
| Total Assets: | $112,563,000 | 4,685 |
| Cash and due from depository institutions | $4,235,000 | 3,545 |
| Interest-bearing balances | $106,000 | 4,647 |
| Securities | $15,447,000 | 5,222 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,474 |
| Net loans & leases | $79,157,000 | 4,439 |
| Loan loss allowance | $1,058,000 | 4,003 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,005,000 | 2,022 |
| Other real estate owned | $1,123,000 | 3,545 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,796,000 | 2,694 |
| Life insurance assets | $3,343,000 | 1,585 |
| Total liabilities and capital | $112,563,000 | 4,685 |
| Total liabilities | $100,217,000 | 4,675 |
| Total deposits | $88,597,000 | 4,788 |
| Interest-bearing deposits | $65,060,000 | 5,211 |
| Deposits held in domestic offices | $88,597,000 | 4,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $953,000 | 2,670 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,087,000 | 2,652 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,580,000 | 2,874 |
| Total equity capital | $12,346,000 | 4,676 |
| Total bank equity capital | $12,346,000 | 4,676 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $8,650,000 | 2,721 |
| Undivided profits | $2,696,000 | 5,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,142,000 | 1,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $598,000 | 5,638 |
| Earning assets | $95,510,000 | 4,932 |
| Long-term assets (5+ years) | $5,247,000 | 5,737 |
| Average Assets, year-to-date | $110,868,800 | 4,593 |
| Average Assets, quarterly | $111,887,500 | 4,672 |
| Volatile liabilities | $22,807,000 | 4,373 |
| Insider loans | $329,000 | 6,072 |
| FHLB advances | $9,087,000 | 2,543 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $10,597,000 | 4,632 |
| Tier 1 (core) risk-based capital | $12,359,000 | 4,595 |
| Tier 2 risk-based capital | $1,058,000 | 3,831 |
| Total risk weighted assets | $95,104,000 | 4,108 |
| Total unused commitments | $10,597,000 | 4,632 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 48 | 3,508 |
| Assets and Liabilities | ||
| Total Assets: | $111,212,000 | 4,702 |
| Cash and due from depository institutions | $2,735,000 | 3,508 |
| Interest-bearing balances | $115,000 | 4,560 |
| Securities | $15,118,000 | 5,302 |
| Federal funds sold & reverse repurchase agreements | $1,675,000 | 4,108 |
| Net loans & leases | $78,792,000 | 4,461 |
| Loan loss allowance | $1,087,000 | 3,955 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,092,000 | 1,961 |
| Other real estate owned | $734,000 | 3,508 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,066,000 | 2,591 |
| Life insurance assets | $3,319,000 | 1,555 |
| Total liabilities and capital | $111,212,000 | 4,702 |
| Total liabilities | $99,156,000 | 4,676 |
| Total deposits | $86,398,000 | 4,820 |
| Interest-bearing deposits | $59,731,000 | 5,421 |
| Deposits held in domestic offices | $86,398,000 | 4,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $786,000 | 2,941 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,209,000 | 2,604 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,763,000 | 2,586 |
| Total equity capital | $12,056,000 | 4,720 |
| Total bank equity capital | $12,056,000 | 4,720 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $8,650,000 | 2,695 |
| Undivided profits | $2,406,000 | 6,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $877,000 | 2,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $640,000 | 5,445 |
| Earning assets | $95,700,000 | 4,892 |
| Long-term assets (5+ years) | $2,507,000 | 6,600 |
| Average Assets, year-to-date | $110,445,250 | 4,632 |
| Average Assets, quarterly | $110,860,000 | 4,666 |
| Volatile liabilities | $21,937,000 | 4,490 |
| Insider loans | $530,000 | 5,399 |
| FHLB advances | $10,209,000 | 2,477 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $10,313,000 | 4,706 |
| Tier 1 (core) risk-based capital | $12,081,000 | 4,654 |
| Tier 2 risk-based capital | $1,087,000 | 3,769 |
| Total risk weighted assets | $94,762,000 | 4,100 |
| Total unused commitments | $10,313,000 | 4,708 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $110,508,000 | 4,687 |
| Cash and due from depository institutions | $4,142,000 | 4,042 |
| Interest-bearing balances | $300,000 | 3,620 |
| Securities | $12,392,000 | 5,785 |
| Federal funds sold & reverse repurchase agreements | $1,475,000 | 4,063 |
| Net loans & leases | $79,700,000 | 4,380 |
| Loan loss allowance | $1,122,000 | 3,842 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,179,000 | 1,884 |
| Other real estate owned | $741,000 | 4,042 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,879,000 | 2,638 |
| Life insurance assets | $3,294,000 | 1,532 |
| Total liabilities and capital | $110,508,000 | 4,687 |
| Total liabilities | $98,894,000 | 4,674 |
| Total deposits | $87,126,000 | 4,775 |
| Interest-bearing deposits | $59,396,000 | 5,411 |
| Deposits held in domestic offices | $87,126,000 | 4,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,076,000 | 2,888 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,291,000 | 2,794 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,401,000 | 2,818 |
| Total equity capital | $11,614,000 | 4,719 |
| Total bank equity capital | $11,614,000 | 4,719 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $8,650,000 | 2,635 |
| Undivided profits | $1,964,000 | 6,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $986,000 | 2,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $566,000 | 5,514 |
| Earning assets | $93,867,000 | 4,910 |
| Long-term assets (5+ years) | $2,679,000 | 6,544 |
| Average Assets, year-to-date | $110,189,670 | 4,649 |
| Average Assets, quarterly | $110,317,000 | 4,669 |
| Volatile liabilities | $21,440,000 | 4,482 |
| Insider loans | $532,000 | 5,370 |
| FHLB advances | $9,291,000 | 2,664 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $11,095,000 | 4,556 |
| Tier 1 (core) risk-based capital | $11,748,000 | 4,674 |
| Tier 2 risk-based capital | $1,122,000 | 3,651 |
| Total risk weighted assets | $95,460,000 | 4,044 |
| Total unused commitments | $11,095,000 | 4,556 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 41 | 3,942 |
| Assets and Liabilities | ||
| Total Assets: | $110,126,000 | 4,690 |
| Cash and due from depository institutions | $4,081,000 | 3,942 |
| Interest-bearing balances | $498,000 | 3,247 |
| Securities | $15,188,000 | 5,339 |
| Federal funds sold & reverse repurchase agreements | $2,775,000 | 3,756 |
| Net loans & leases | $74,728,000 | 4,496 |
| Loan loss allowance | $989,000 | 4,158 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,270,000 | 1,823 |
| Other real estate owned | $1,395,000 | 3,942 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,689,000 | 2,638 |
| Life insurance assets | $3,271,000 | 1,499 |
| Total liabilities and capital | $110,126,000 | 4,690 |
| Total liabilities | $98,761,000 | 4,673 |
| Total deposits | $85,657,000 | 4,819 |
| Interest-bearing deposits | $60,523,000 | 5,360 |
| Deposits held in domestic offices | $85,657,000 | 4,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,659,000 | 2,350 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,411,000 | 2,519 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,034,000 | 3,484 |
| Total equity capital | $11,365,000 | 4,760 |
| Total bank equity capital | $11,365,000 | 4,760 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $8,650,000 | 2,573 |
| Undivided profits | $1,715,000 | 6,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $740,000 | 2,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $557,000 | 5,354 |
| Earning assets | $93,189,000 | 4,931 |
| Long-term assets (5+ years) | $2,657,000 | 6,556 |
| Average Assets, year-to-date | $110,030,500 | 4,656 |
| Average Assets, quarterly | $110,030,500 | 4,656 |
| Volatile liabilities | $25,101,000 | 3,945 |
| Insider loans | $531,000 | 5,327 |
| FHLB advances | $10,411,000 | 2,409 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $15,352,000 | 3,874 |
| Tier 1 (core) risk-based capital | $11,438,000 | 4,694 |
| Tier 2 risk-based capital | $989,000 | 3,942 |
| Total risk weighted assets | $92,267,000 | 4,083 |
| Total unused commitments | $15,352,000 | 3,874 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 41 | 3,938 |
| Assets and Liabilities | ||
| Total Assets: | $109,935,000 | 4,675 |
| Cash and due from depository institutions | $4,949,000 | 3,938 |
| Interest-bearing balances | $737,000 | 2,944 |
| Securities | $15,969,000 | 5,221 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 3,436 |
| Net loans & leases | $73,243,000 | 4,530 |
| Loan loss allowance | $1,047,000 | 3,971 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,338,000 | 1,768 |
| Other real estate owned | $528,000 | 3,938 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,058,000 | 2,486 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $109,935,000 | 4,675 |
| Total liabilities | $98,846,000 | 4,643 |
| Total deposits | $85,061,000 | 4,835 |
| Interest-bearing deposits | $59,898,000 | 5,361 |
| Deposits held in domestic offices | $85,061,000 | 4,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,060,000 | 2,728 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,522,000 | 2,447 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,203,000 | 3,084 |
| Total equity capital | $11,089,000 | 4,810 |
| Total bank equity capital | $11,089,000 | 4,810 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $8,650,000 | 2,543 |
| Undivided profits | $1,439,000 | 6,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 1,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $532,000 | 5,580 |
| Earning assets | $92,799,000 | 4,927 |
| Long-term assets (5+ years) | $2,199,000 | 6,749 |
| Average Assets, year-to-date | $104,366,800 | 4,698 |
| Average Assets, quarterly | $106,992,500 | 4,723 |
| Volatile liabilities | $25,493,000 | 3,839 |
| Insider loans | $532,000 | 5,310 |
| FHLB advances | $11,522,000 | 2,320 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $13,439,000 | 4,103 |
| Tier 1 (core) risk-based capital | $11,147,000 | 4,752 |
| Tier 2 risk-based capital | $1,047,000 | 3,764 |
| Total risk weighted assets | $91,052,000 | 4,105 |
| Total unused commitments | $13,439,000 | 4,103 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $104,050,000 | 4,812 |
| Cash and due from depository institutions | $5,428,000 | 3,927 |
| Interest-bearing balances | $828,000 | 2,902 |
| Securities | $11,502,000 | 6,027 |
| Federal funds sold & reverse repurchase agreements | $1,725,000 | 3,961 |
| Net loans & leases | $72,596,000 | 4,533 |
| Loan loss allowance | $1,054,000 | 3,929 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,404,000 | 1,714 |
| Other real estate owned | $699,000 | 3,927 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,696,000 | 2,560 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $104,050,000 | 4,812 |
| Total liabilities | $93,319,000 | 4,784 |
| Total deposits | $79,541,000 | 5,000 |
| Interest-bearing deposits | $57,577,000 | 5,454 |
| Deposits held in domestic offices | $79,541,000 | 4,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,623,000 | 2,338 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,155,000 | 3,124 |
| Total equity capital | $10,731,000 | 4,916 |
| Total bank equity capital | $10,731,000 | 4,916 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $8,650,000 | 2,485 |
| Undivided profits | $1,081,000 | 7,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 4,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $477,000 | 5,900 |
| Earning assets | $86,651,000 | 5,093 |
| Long-term assets (5+ years) | $1,546,000 | 7,082 |
| Average Assets, year-to-date | $102,974,750 | 4,748 |
| Average Assets, quarterly | $103,910,000 | 4,772 |
| Volatile liabilities | $24,183,000 | 3,913 |
| Insider loans | $621,000 | 5,049 |
| FHLB advances | $12,623,000 | 2,204 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $14,715,000 | 3,843 |
| Tier 1 (core) risk-based capital | $10,774,000 | 4,820 |
| Tier 2 risk-based capital | $1,054,000 | 3,727 |
| Total risk weighted assets | $89,343,000 | 4,109 |
| Total unused commitments | $14,715,000 | 3,844 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 42 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $103,770,000 | 4,773 |
| Cash and due from depository institutions | $4,652,000 | 3,856 |
| Interest-bearing balances | $822,000 | 2,945 |
| Securities | $12,365,000 | 5,883 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 2,999 |
| Net loans & leases | $71,155,000 | 4,533 |
| Loan loss allowance | $849,000 | 4,529 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,450,000 | 1,661 |
| Other real estate owned | $802,000 | 3,856 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,496,000 | 2,543 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $103,770,000 | 4,773 |
| Total liabilities | $93,042,000 | 4,743 |
| Total deposits | $75,907,000 | 5,093 |
| Interest-bearing deposits | $53,374,000 | 5,657 |
| Deposits held in domestic offices | $75,907,000 | 5,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,215,000 | 1,990 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $920,000 | 3,436 |
| Total equity capital | $10,728,000 | 4,849 |
| Total bank equity capital | $10,728,000 | 4,849 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $8,500,000 | 2,458 |
| Undivided profits | $1,228,000 | 7,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $577,000 | 3,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $417,000 | 6,033 |
| Earning assets | $87,192,000 | 5,033 |
| Long-term assets (5+ years) | $1,533,000 | 7,140 |
| Average Assets, year-to-date | $102,616,330 | 4,755 |
| Average Assets, quarterly | $103,175,000 | 4,754 |
| Volatile liabilities | $25,791,000 | 3,660 |
| Insider loans | $624,000 | 5,002 |
| FHLB advances | $16,215,000 | 1,890 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $12,810,000 | 4,104 |
| Tier 1 (core) risk-based capital | $10,756,000 | 4,727 |
| Tier 2 risk-based capital | $849,000 | 4,273 |
| Total risk weighted assets | $87,979,000 | 4,093 |
| Total unused commitments | $12,810,000 | 4,104 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 43 | 3,771 |
| Assets and Liabilities | ||
| Total Assets: | $102,580,000 | 4,807 |
| Cash and due from depository institutions | $4,364,000 | 3,771 |
| Interest-bearing balances | $1,218,000 | 2,518 |
| Securities | $11,093,000 | 6,227 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,658 |
| Net loans & leases | $71,289,000 | 4,495 |
| Loan loss allowance | $921,000 | 4,305 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,224,000 | 1,687 |
| Other real estate owned | $1,589,000 | 3,771 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,521,000 | 2,495 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $102,580,000 | 4,807 |
| Total liabilities | $92,159,000 | 4,792 |
| Total deposits | $76,661,000 | 5,086 |
| Interest-bearing deposits | $57,704,000 | 5,468 |
| Deposits held in domestic offices | $76,661,000 | 5,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,797,000 | 2,053 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $701,000 | 3,987 |
| Total equity capital | $10,421,000 | 4,856 |
| Total bank equity capital | $10,421,000 | 4,856 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $8,325,000 | 2,452 |
| Undivided profits | $1,096,000 | 7,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $767,000 | 2,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $440,000 | 5,765 |
| Earning assets | $86,100,000 | 5,089 |
| Long-term assets (5+ years) | $1,300,000 | 7,307 |
| Average Assets, year-to-date | $102,039,500 | 4,800 |
| Average Assets, quarterly | $102,039,500 | 4,800 |
| Volatile liabilities | $22,424,000 | 3,898 |
| Insider loans | $596,000 | 5,092 |
| FHLB advances | $14,797,000 | 1,945 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $10,641,000 | 4,469 |
| Tier 1 (core) risk-based capital | $10,461,000 | 4,769 |
| Tier 2 risk-based capital | $921,000 | 4,032 |
| Total risk weighted assets | $87,730,000 | 4,051 |
| Total unused commitments | $10,641,000 | 4,471 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $101,499,000 | 4,848 |
| Cash and due from depository institutions | $4,875,000 | 4,006 |
| Interest-bearing balances | $1,215,000 | 2,558 |
| Securities | $10,365,000 | 6,383 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 3,417 |
| Net loans & leases | $70,799,000 | 4,499 |
| Loan loss allowance | $766,000 | 4,798 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,922,000 | 1,765 |
| Other real estate owned | $1,428,000 | 4,006 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,435,000 | 2,493 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $101,499,000 | 4,848 |
| Total liabilities | $91,526,000 | 4,817 |
| Total deposits | $74,574,000 | 5,161 |
| Interest-bearing deposits | $56,887,000 | 5,485 |
| Deposits held in domestic offices | $74,574,000 | 5,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $16,373,000 | 1,954 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $579,000 | 4,377 |
| Total equity capital | $9,973,000 | 5,019 |
| Total bank equity capital | $9,973,000 | 5,019 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $8,025,000 | 2,463 |
| Undivided profits | $948,000 | 7,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $789,000 | 2,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $420,000 | 5,898 |
| Earning assets | $85,054,000 | 5,119 |
| Long-term assets (5+ years) | $1,911,000 | 7,120 |
| Average Assets, year-to-date | $91,879,000 | 5,035 |
| Average Assets, quarterly | $97,202,000 | 4,951 |
| Volatile liabilities | $23,081,000 | 3,762 |
| Insider loans | $569,000 | 5,237 |
| FHLB advances | $16,373,000 | 1,842 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,777,000 | 4,110 |
| Tier 1 (core) risk-based capital | $9,985,000 | 4,887 |
| Tier 2 risk-based capital | $766,000 | 4,516 |
| Total risk weighted assets | $87,399,000 | 4,043 |
| Total unused commitments | $11,777,000 | 4,110 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 38 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $92,905,000 | 5,102 |
| Cash and due from depository institutions | $4,410,000 | 4,156 |
| Interest-bearing balances | $477,000 | 3,576 |
| Securities | $9,324,000 | 6,651 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 5,090 |
| Net loans & leases | $65,585,000 | 4,674 |
| Loan loss allowance | $816,000 | 4,615 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,704,000 | 1,794 |
| Other real estate owned | $2,202,000 | 4,156 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,155,000 | 2,553 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $92,905,000 | 5,102 |
| Total liabilities | $82,807,000 | 5,095 |
| Total deposits | $67,123,000 | 5,459 |
| Interest-bearing deposits | $49,455,000 | 5,904 |
| Deposits held in domestic offices | $67,123,000 | 5,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $14,877,000 | 2,079 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $807,000 | 3,677 |
| Total equity capital | $10,098,000 | 4,965 |
| Total bank equity capital | $10,098,000 | 4,965 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $8,025,000 | 2,432 |
| Undivided profits | $1,073,000 | 7,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,253,000 | 2,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $380,000 | 6,386 |
| Earning assets | $75,911,000 | 5,443 |
| Long-term assets (5+ years) | $2,001,000 | 7,164 |
| Average Assets, year-to-date | $89,474,000 | 5,120 |
| Average Assets, quarterly | $89,921,000 | 5,173 |
| Volatile liabilities | $17,920,000 | 4,366 |
| Insider loans | $522,000 | 5,361 |
| FHLB advances | $14,877,000 | 1,959 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $12,873,000 | 3,888 |
| Tier 1 (core) risk-based capital | $10,108,000 | 4,819 |
| Tier 2 risk-based capital | $816,000 | 4,328 |
| Total risk weighted assets | $81,093,000 | 4,231 |
| Total unused commitments | $12,873,000 | 3,889 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 38 | 4,186 |
| Assets and Liabilities | ||
| Total Assets: | $86,937,000 | 5,279 |
| Cash and due from depository institutions | $3,058,000 | 4,186 |
| Interest-bearing balances | $107,000 | 5,089 |
| Securities | $7,779,000 | 7,083 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,027 |
| Net loans & leases | $63,042,000 | 4,753 |
| Loan loss allowance | $784,000 | 4,741 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,425,000 | 1,875 |
| Other real estate owned | $1,944,000 | 4,186 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,189,000 | 2,557 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $86,937,000 | 5,279 |
| Total liabilities | $77,006,000 | 5,301 |
| Total deposits | $61,724,000 | 5,764 |
| Interest-bearing deposits | $47,389,000 | 6,073 |
| Deposits held in domestic offices | $61,724,000 | 5,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,918 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,783,000 | 2,156 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $599,000 | 4,119 |
| Total equity capital | $9,931,000 | 4,892 |
| Total bank equity capital | $9,931,000 | 4,892 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $8,025,000 | 2,394 |
| Undivided profits | $906,000 | 7,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,261,000 | 1,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $390,000 | 6,100 |
| Earning assets | $71,428,000 | 5,629 |
| Long-term assets (5+ years) | $1,118,000 | 7,577 |
| Average Assets, year-to-date | $88,330,330 | 5,186 |
| Average Assets, quarterly | $87,495,500 | 5,251 |
| Volatile liabilities | $16,442,000 | 4,511 |
| Insider loans | $1,273,000 | 3,579 |
| FHLB advances | $13,783,000 | 2,024 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $11,723,000 | 4,094 |
| Tier 1 (core) risk-based capital | $9,954,000 | 4,812 |
| Tier 2 risk-based capital | $784,000 | 4,433 |
| Total risk weighted assets | $77,271,000 | 4,336 |
| Total unused commitments | $11,723,000 | 4,094 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 39 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $88,054,000 | 5,258 |
| Cash and due from depository institutions | $4,220,000 | 4,118 |
| Interest-bearing balances | $399,000 | 3,974 |
| Securities | $10,781,000 | 6,407 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 5,920 |
| Net loans & leases | $61,608,000 | 4,780 |
| Loan loss allowance | $801,000 | 4,658 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,111,000 | 1,966 |
| Other real estate owned | $455,000 | 4,118 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,179,000 | 2,421 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $88,054,000 | 5,258 |
| Total liabilities | $78,080,000 | 5,263 |
| Total deposits | $62,176,000 | 5,750 |
| Interest-bearing deposits | $46,400,000 | 6,170 |
| Deposits held in domestic offices | $62,176,000 | 5,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,609 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $14,619,000 | 1,971 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $485,000 | 4,973 |
| Total equity capital | $9,974,000 | 4,965 |
| Total bank equity capital | $9,974,000 | 4,965 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $8,025,000 | 2,369 |
| Undivided profits | $949,000 | 7,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,957,000 | 1,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $472,000 | 5,397 |
| Earning assets | $73,488,000 | 5,545 |
| Long-term assets (5+ years) | $513,000 | 7,851 |
| Average Assets, year-to-date | $89,027,000 | 5,177 |
| Average Assets, quarterly | $89,027,000 | 5,177 |
| Volatile liabilities | $16,013,000 | 4,494 |
| Insider loans | $1,400,000 | 3,349 |
| FHLB advances | $14,619,000 | 1,854 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,842,000 | 4,223 |
| Tier 1 (core) risk-based capital | $9,960,000 | 4,764 |
| Tier 2 risk-based capital | $801,000 | 4,356 |
| Total risk weighted assets | $75,653,000 | 4,335 |
| Total unused commitments | $10,842,000 | 4,229 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 38 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $90,000,000 | 5,150 |
| Cash and due from depository institutions | $5,000,000 | 4,223 |
| Interest-bearing balances | $345,000 | 4,031 |
| Securities | $11,271,000 | 6,347 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 5,407 |
| Net loans & leases | $62,617,000 | 4,714 |
| Loan loss allowance | $742,000 | 4,857 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,141,000 | 1,925 |
| Other real estate owned | $348,000 | 4,223 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,973,000 | 2,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,000,000 | 5,150 |
| Total liabilities | $80,144,000 | 5,168 |
| Total deposits | $63,395,000 | 5,684 |
| Interest-bearing deposits | $45,231,000 | 6,245 |
| Deposits held in domestic offices | $63,395,000 | 5,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,387,000 | 1,851 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $362,000 | 5,585 |
| Total equity capital | $9,856,000 | 4,924 |
| Total bank equity capital | $9,856,000 | 4,924 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $8,025,000 | 2,340 |
| Undivided profits | $831,000 | 7,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,768,000 | 1,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $399,000 | 6,103 |
| Earning assets | $74,883,000 | 5,469 |
| Long-term assets (5+ years) | $500,000 | 7,908 |
| Average Assets, year-to-date | $81,758,600 | 5,369 |
| Average Assets, quarterly | $87,795,500 | 5,214 |
| Volatile liabilities | $17,261,000 | 4,290 |
| Insider loans | $1,461,000 | 3,260 |
| FHLB advances | $16,387,000 | 1,732 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,258,000 | 4,236 |
| Tier 1 (core) risk-based capital | $9,820,000 | 4,770 |
| Tier 2 risk-based capital | $742,000 | 4,554 |
| Total risk weighted assets | $74,373,000 | 4,378 |
| Total unused commitments | $10,258,000 | 4,239 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 36 | 4,409 |
| Assets and Liabilities | ||
| Total Assets: | $85,591,000 | 5,317 |
| Cash and due from depository institutions | $4,512,000 | 4,409 |
| Interest-bearing balances | $532,000 | 3,720 |
| Securities | $10,469,000 | 6,449 |
| Federal funds sold & reverse repurchase agreements | $925,000 | 5,454 |
| Net loans & leases | $59,042,000 | 4,887 |
| Loan loss allowance | $709,000 | 5,011 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,130,000 | 1,916 |
| Other real estate owned | $342,000 | 4,409 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,171,000 | 2,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,591,000 | 5,317 |
| Total liabilities | $75,873,000 | 5,351 |
| Total deposits | $61,046,000 | 5,797 |
| Interest-bearing deposits | $43,160,000 | 6,389 |
| Deposits held in domestic offices | $61,046,000 | 5,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,149,000 | 1,950 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $678,000 | 4,170 |
| Total equity capital | $9,718,000 | 4,941 |
| Total bank equity capital | $9,718,000 | 4,941 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $8,025,000 | 2,307 |
| Undivided profits | $693,000 | 7,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,644,000 | 1,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $471,000 | 5,742 |
| Earning assets | $70,968,000 | 5,644 |
| Long-term assets (5+ years) | $565,000 | 7,933 |
| Average Assets, year-to-date | $79,698,250 | 5,482 |
| Average Assets, quarterly | $84,352,000 | 5,339 |
| Volatile liabilities | $13,316,000 | 4,932 |
| Insider loans | $1,310,000 | 3,444 |
| FHLB advances | $14,149,000 | 1,821 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,921,000 | 4,078 |
| Tier 1 (core) risk-based capital | $9,704,000 | 4,793 |
| Tier 2 risk-based capital | $709,000 | 4,683 |
| Total risk weighted assets | $70,506,000 | 4,525 |
| Total unused commitments | $10,921,000 | 4,084 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 36 | 4,424 |
| Assets and Liabilities | ||
| Total Assets: | $83,113,000 | 5,407 |
| Cash and due from depository institutions | $4,196,000 | 4,424 |
| Interest-bearing balances | $446,000 | 4,037 |
| Securities | $7,036,000 | 7,213 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 5,075 |
| Net loans & leases | $59,446,000 | 4,842 |
| Loan loss allowance | $677,000 | 5,103 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,083,000 | 1,896 |
| Other real estate owned | $684,000 | 4,424 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,968,000 | 2,426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,113,000 | 5,407 |
| Total liabilities | $73,954,000 | 5,406 |
| Total deposits | $58,549,000 | 5,939 |
| Interest-bearing deposits | $44,172,000 | 6,324 |
| Deposits held in domestic offices | $58,549,000 | 5,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $14,890,000 | 1,884 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $515,000 | 4,997 |
| Total equity capital | $9,159,000 | 5,130 |
| Total bank equity capital | $9,159,000 | 5,130 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $7,725,000 | 2,351 |
| Undivided profits | $434,000 | 8,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,770,000 | 1,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $398,000 | 6,145 |
| Earning assets | $68,628,000 | 5,734 |
| Long-term assets (5+ years) | $1,050,000 | 7,726 |
| Average Assets, year-to-date | $77,734,000 | 5,570 |
| Average Assets, quarterly | $80,231,500 | 5,495 |
| Volatile liabilities | $13,819,000 | 4,799 |
| Insider loans | $1,295,000 | 3,467 |
| FHLB advances | $14,890,000 | 1,759 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,150,000 | 4,426 |
| Tier 1 (core) risk-based capital | $9,151,000 | 4,933 |
| Tier 2 risk-based capital | $677,000 | 4,784 |
| Total risk weighted assets | $72,438,000 | 4,408 |
| Total unused commitments | $9,150,000 | 4,436 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 35 | 4,504 |
| Assets and Liabilities | ||
| Total Assets: | $77,350,000 | 5,610 |
| Cash and due from depository institutions | $4,366,000 | 4,504 |
| Interest-bearing balances | $286,000 | 4,373 |
| Securities | $4,416,000 | 7,979 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,768 |
| Net loans & leases | $58,008,000 | 4,863 |
| Loan loss allowance | $631,000 | 5,278 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,649,000 | 2,022 |
| Other real estate owned | $684,000 | 4,504 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,727,000 | 2,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,350,000 | 5,610 |
| Total liabilities | $68,876,000 | 5,614 |
| Total deposits | $56,433,000 | 6,027 |
| Interest-bearing deposits | $42,909,000 | 6,404 |
| Deposits held in domestic offices | $56,433,000 | 6,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,026,000 | 2,050 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $417,000 | 5,648 |
| Total equity capital | $8,474,000 | 5,339 |
| Total bank equity capital | $8,474,000 | 5,339 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $7,225,000 | 2,459 |
| Undivided profits | $249,000 | 8,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,592,000 | 1,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $420,000 | 5,995 |
| Earning assets | $63,210,000 | 5,950 |
| Long-term assets (5+ years) | $1,034,000 | 7,702 |
| Average Assets, year-to-date | $75,044,500 | 5,671 |
| Average Assets, quarterly | $75,044,500 | 5,671 |
| Volatile liabilities | $15,443,000 | 4,450 |
| Insider loans | $3,287,000 | 1,659 |
| FHLB advances | $12,026,000 | 1,924 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,592,000 | 3,836 |
| Tier 1 (core) risk-based capital | $8,467,000 | 5,144 |
| Tier 2 risk-based capital | $631,000 | 4,926 |
| Total risk weighted assets | $68,025,000 | 4,561 |
| Total unused commitments | $11,592,000 | 3,852 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $72,739,000 | 5,770 |
| Cash and due from depository institutions | $6,266,000 | 4,795 |
| Interest-bearing balances | $297,000 | 4,240 |
| Securities | $7,863,000 | 7,063 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 6,628 |
| Net loans & leases | $51,418,000 | 5,237 |
| Loan loss allowance | $568,000 | 5,565 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,208,000 | 2,232 |
| Other real estate owned | $684,000 | 4,795 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,000,000 | 4,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,739,000 | 5,770 |
| Total liabilities | $65,090,000 | 5,763 |
| Total deposits | $54,036,000 | 6,142 |
| Interest-bearing deposits | $38,927,000 | 6,676 |
| Deposits held in domestic offices | $54,036,000 | 6,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,525,000 | 1,905 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $7,948,000 | 2,618 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $581,000 | 4,790 |
| Total equity capital | $7,649,000 | 5,655 |
| Total bank equity capital | $7,649,000 | 5,655 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $6,475,000 | 2,641 |
| Undivided profits | $174,000 | 8,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,881,000 | 1,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $387,000 | 6,467 |
| Earning assets | $59,878,000 | 6,093 |
| Long-term assets (5+ years) | $1,137,000 | 7,681 |
| Average Assets, year-to-date | $59,928,400 | 6,253 |
| Average Assets, quarterly | $67,855,000 | 5,971 |
| Volatile liabilities | $14,011,000 | 4,716 |
| Insider loans | $381,000 | 5,938 |
| FHLB advances | $7,948,000 | 2,460 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,062,000 | 3,844 |
| Tier 1 (core) risk-based capital | $7,644,000 | 5,455 |
| Tier 2 risk-based capital | $568,000 | 5,237 |
| Total risk weighted assets | $61,447,000 | 4,849 |
| Total unused commitments | $11,062,000 | 3,849 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $53,823,000 | 6,678 |
| Cash and due from depository institutions | $3,505,000 | 5,385 |
| Interest-bearing balances | $1,073,000 | 2,905 |
| Securities | $6,394,000 | 7,508 |
| Federal funds sold & reverse repurchase agreements | $2,050,000 | 4,744 |
| Net loans & leases | $38,131,000 | 6,102 |
| Loan loss allowance | $406,000 | 6,514 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,554,000 | 3,396 |
| Other real estate owned | $0 | 5,385 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,189,000 | 6,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,823,000 | 6,678 |
| Total liabilities | $47,760,000 | 6,685 |
| Total deposits | $42,165,000 | 6,880 |
| Interest-bearing deposits | $33,004,000 | 7,155 |
| Deposits held in domestic offices | $42,165,000 | 6,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,381,000 | 3,243 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,214,000 | 2,990 |
| Total equity capital | $6,063,000 | 6,391 |
| Total bank equity capital | $6,063,000 | 6,391 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $5,475,000 | 2,892 |
| Undivided profits | $-412,000 | 8,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 6,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $306,000 | 7,480 |
| Earning assets | $47,648,000 | 6,773 |
| Long-term assets (5+ years) | $2,161,000 | 7,289 |
| Average Assets, year-to-date | $45,456,400 | 7,039 |
| Average Assets, quarterly | $51,036,500 | 6,796 |
| Volatile liabilities | $8,699,000 | 6,008 |
| Insider loans | $910,000 | 4,125 |
| FHLB advances | $4,381,000 | 3,057 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,680,000 | 5,240 |
| Tier 1 (core) risk-based capital | $6,058,000 | 6,211 |
| Tier 2 risk-based capital | $406,000 | 6,185 |
| Total risk weighted assets | $43,621,000 | 5,847 |
| Total unused commitments | $5,680,000 | 5,247 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 20 | 6,531 |
| Assets and Liabilities | ||
| Total Assets: | $39,184,000 | 7,649 |
| Cash and due from depository institutions | $2,356,000 | 6,531 |
| Interest-bearing balances | $128,000 | 4,303 |
| Securities | $3,035,000 | 8,996 |
| Federal funds sold & reverse repurchase agreements | $2,525,000 | 3,745 |
| Net loans & leases | $28,195,000 | 6,969 |
| Loan loss allowance | $321,000 | 7,120 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,550,000 | 3,349 |
| Other real estate owned | $0 | 6,531 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $523,000 | 8,018 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,184,000 | 7,649 |
| Total liabilities | $33,715,000 | 7,721 |
| Total deposits | $33,535,000 | 7,556 |
| Interest-bearing deposits | $25,198,000 | 7,911 |
| Deposits held in domestic offices | $33,535,000 | 7,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $180,000 | 8,529 |
| Total equity capital | $5,469,000 | 6,741 |
| Total bank equity capital | $5,469,000 | 6,741 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $5,475,000 | 2,813 |
| Undivided profits | $-1,006,000 | 9,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $239,000 | 7,566 |
| Earning assets | $33,883,000 | 7,793 |
| Long-term assets (5+ years) | $1,488,000 | 7,649 |
| Average Assets, year-to-date | $30,320,800 | 8,178 |
| Average Assets, quarterly | $38,388,000 | 7,668 |
| Volatile liabilities | $6,995,000 | 6,621 |
| Insider loans | $1,234,000 | 3,346 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,758,000 | 6,689 |
| Tier 1 (core) risk-based capital | $5,457,000 | 6,628 |
| Tier 2 risk-based capital | $321,000 | 6,815 |
| Total risk weighted assets | $31,290,600 | 6,834 |
| Total unused commitments | $2,758,000 | 6,695 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 12 | 8,338 |
| Assets and Liabilities | ||
| Total Assets: | $20,866,000 | 9,289 |
| Cash and due from depository institutions | $917,000 | 8,338 |
| Interest-bearing balances | $5,000 | 6,580 |
| Securities | $7,892,000 | 7,686 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 4,574 |
| Net loans & leases | $8,850,000 | 9,461 |
| Loan loss allowance | $70,000 | 9,725 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,682,000 | 4,504 |
| Other real estate owned | $0 | 8,338 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $275,000 | 9,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,866,000 | 9,289 |
| Total liabilities | $16,620,000 | 9,418 |
| Total deposits | $15,622,000 | 9,428 |
| Interest-bearing deposits | $14,319,000 | 9,282 |
| Deposits held in domestic offices | $15,622,000 | 9,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 3,128 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $39,000 | 5,635 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $59,000 | 9,870 |
| Total equity capital | $4,246,000 | 7,595 |
| Total bank equity capital | $4,246,000 | 7,595 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $-754,000 | 9,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $55,000 | 9,655 |
| Earning assets | $17,997,000 | 9,359 |
| Long-term assets (5+ years) | $401,000 | 8,681 |
| Average Assets, year-to-date | $18,024,500 | 9,443 |
| Average Assets, quarterly | $18,024,500 | 9,497 |
| Volatile liabilities | $6,106,000 | 6,809 |
| Insider loans | $756,000 | 4,385 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,826,000 | 5,544 |
| Tier 1 (core) risk-based capital | $4,245,000 | 7,630 |
| Tier 2 risk-based capital | $70,000 | 9,677 |
| Total risk weighted assets | $16,181,500 | 8,719 |
| Total unused commitments | $4,826,000 | 5,550 |
| Derivatives | $0 | 488 |