Home > First Liberty Bank of Calvert City > Income and Expense
First Liberty Bank of Calvert City, Income and Expense
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,416,000 | 9,365 |
Total interest expense | $1,013,000 | 9,046 |
Net interest income | $1,403,000 | 9,405 |
Provision for loan and lease losses | $39,000 | 8,009 |
Total noninterest income | $169,000 | 9,834 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $130,000 | 7,580 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $39,000 | 10,733 |
Total noninterest expense | $910,000 | 10,154 |
Salaries and employee benefits | $314,000 | 11,509 |
Premises and equipment expense | $121,000 | 9,761 |
Additional noninterest expense | $475,000 | 8,475 |
Pre-tax net operating income | $623,000 | 7,792 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $200,000 | 7,620 |
Income before extraordinary items | $424,000 | 8,195 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $424,000 | 8,361 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 8,917 |
Cash dividends | $300,000 | 4,359 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $423,320 | 7,931 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,657,000 | 9,614 |
Total interest expense | $1,232,000 | 9,488 |
Net interest income | $1,425,000 | 9,530 |
Provision for loan and lease losses | $47,000 | 9,237 |
Total noninterest income | $167,000 | 10,114 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $126,000 | 7,791 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $41,000 | 10,988 |
Total noninterest expense | $918,000 | 10,377 |
Salaries and employee benefits | $358,000 | 11,357 |
Premises and equipment expense | $112,000 | 10,321 |
Additional noninterest expense | $448,000 | 8,986 |
Pre-tax net operating income | $627,000 | 7,538 |
Securities gains (losses) | $15,000 | 5,962 |
Applicable income taxes | $206,000 | 7,438 |
Income before extraordinary items | $436,000 | 7,877 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $436,000 | 7,998 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 8,449 |
Cash dividends | $200,000 | 4,982 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $425,800 | 7,606 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.