Home > First Liberty Bank > Net charge- offs to loans
First Liberty Bank, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7419% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0051% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1922% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1834% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1783% | 79 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1198% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7665% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5393% | 1,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 603 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 1,251 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0607% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0877% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0452% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0914% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6421% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4001% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1866% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7080% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1772% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 0.1031% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3729% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1453% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0957% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1496% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0744% | 71 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6608% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9485% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1696% | 4,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 801 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 1,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0813% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0778% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6701% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4803% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 6,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1097% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4234% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2395% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7011% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0281% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9170% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2662% | 3,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 669 |
| Percentage Net Loans Charged-off:Construction & development | -0.0288% | 1,254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2177% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0562% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8991% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7157% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3767% | 609 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5034% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | -0.1436% | 1,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0645% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2531% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1496% | 81 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2098% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3552% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6571% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3187% | 615 |
| Percentage Net Loans Charged-off:Construction & development | -0.1326% | 1,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9447% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2376% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0487% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2497% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1970% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4897% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5966% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |