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First Liberty Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$13,344,000	1,005
Total interest expense	$5,639,000	886
Net interest income	$7,705,000	1,104
Provision for loan and lease losses	$501,000	582
Total noninterest income	$603,000	1,754
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$83,000	2,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$520,000	1,469
Total noninterest expense	$4,946,000	1,293
Salaries and employee benefits	$3,117,000	1,199
Premises and equipment expense	$351,000	1,674
Additional noninterest expense	$520,000	1,469
Pre-tax net operating income	$2,861,000	1,113
Securities gains (losses)	$0	665
Applicable income taxes	$709,000	807
Income before extraordinary items	$2,152,000	1,208
Extraordinary gains, net	$0	47
Net income	$2,152,000	1,225
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,152,000	1,208
Net charge-offs	$34,000	1,183
Cash dividends	$673,000	1,160
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$2,152,000	1,221
2024-12-31 (YTD Data)		Rank
Total interest income	$50,355,000	1,047
Total interest expense	$22,816,000	929
Net interest income	$27,539,000	1,130
Provision for loan and lease losses	$1,173,000	861
Total noninterest income	$2,658,000	1,714
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$325,000	2,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,333,000	1,424
Total noninterest expense	$18,091,000	1,354
Salaries and employee benefits	$11,502,000	1,244
Premises and equipment expense	$1,420,000	1,619
Additional noninterest expense	$2,333,000	1,424
Pre-tax net operating income	$10,933,000	1,078
Securities gains (losses)	$0	940
Applicable income taxes	$2,776,000	768
Income before extraordinary items	$8,157,000	1,195
Extraordinary gains, net	$0	53
Net income	$8,157,000	1,206
Minority interest net income	$0	90
Net income of bank and minority interests.	$8,157,000	1,195
Net charge-offs	$91,000	1,790
Cash dividends	$3,105,000	1,223
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$8,157,000	1,212
2024-09-30 (YTD Data)		Rank
Total interest income	$37,059,000	1,051
Total interest expense	$16,936,000	933
Net interest income	$20,123,000	1,139
Provision for loan and lease losses	$877,000	817
Total noninterest income	$2,014,000	1,702
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$240,000	2,132
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,774,000	1,421
Total noninterest expense	$13,597,000	1,338
Salaries and employee benefits	$8,567,000	1,233
Premises and equipment expense	$1,061,000	1,619
Additional noninterest expense	$1,774,000	1,421
Pre-tax net operating income	$7,663,000	1,120
Securities gains (losses)	$0	930
Applicable income taxes	$1,909,000	817
Income before extraordinary items	$5,754,000	1,232
Extraordinary gains, net	$0	51
Net income	$5,754,000	1,246
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,754,000	1,234
Net charge-offs	$0	2,823
Cash dividends	$1,865,000	1,243
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$5,754,000	1,235
2024-06-30 (YTD Data)		Rank
Total interest income	$24,205,000	1,060
Total interest expense	$11,045,000	937
Net interest income	$13,160,000	1,158
Provision for loan and lease losses	$593,000	769
Total noninterest income	$1,461,000	1,607
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$160,000	2,114
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,301,000	1,330
Total noninterest expense	$9,081,000	1,337
Salaries and employee benefits	$5,695,000	1,250
Premises and equipment expense	$701,000	1,625
Additional noninterest expense	$1,301,000	1,330
Pre-tax net operating income	$4,947,000	1,139
Securities gains (losses)	$0	628
Applicable income taxes	$1,232,000	823
Income before extraordinary items	$3,715,000	1,245
Extraordinary gains, net	$0	52
Net income	$3,715,000	1,262
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,715,000	1,247
Net charge-offs	$0	2,587
Cash dividends	$1,248,000	1,253
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$3,715,000	1,251
2024-03-31 (YTD Data)		Rank
Total interest income	$11,877,000	1,064
Total interest expense	$5,437,000	938
Net interest income	$6,440,000	1,186
Provision for loan and lease losses	$158,000	942
Total noninterest income	$539,000	1,846
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$81,000	2,093
Trading account gains and fees	NA	NA
Additional Noninterest Income	$458,000	1,595
Total noninterest expense	$4,491,000	1,349
Salaries and employee benefits	$2,885,000	1,238
Premises and equipment expense	$320,000	1,749
Additional noninterest expense	$458,000	1,595
Pre-tax net operating income	$2,330,000	1,177
Securities gains (losses)	$0	689
Applicable income taxes	$589,000	839
Income before extraordinary items	$1,741,000	1,285
Extraordinary gains, net	$0	51
Net income	$1,741,000	1,297
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,741,000	1,285
Net charge-offs	$0	2,217
Cash dividends	$624,000	1,138
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$1,741,000	1,289
2023-12-31 (YTD Data)		Rank
Total interest income	$39,517,000	1,135
Total interest expense	$15,401,000	961
Net interest income	$24,116,000	1,239
Provision for loan and lease losses	$1,170,000	761
Total noninterest income	$1,882,000	2,080
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$298,000	2,201
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,584,000	1,824
Total noninterest expense	$16,065,000	1,435
Salaries and employee benefits	$10,477,000	1,298
Premises and equipment expense	$1,236,000	1,769
Additional noninterest expense	$1,584,000	1,824
Pre-tax net operating income	$8,763,000	1,298
Securities gains (losses)	$0	988
Applicable income taxes	$2,202,000	920
Income before extraordinary items	$6,561,000	1,416
Extraordinary gains, net	$0	54
Net income	$6,561,000	1,432
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,561,000	1,419
Net charge-offs	$121,000	1,387
Cash dividends	$2,170,000	1,455
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,561,000	1,444
2023-09-30 (YTD Data)		Rank
Total interest income	$27,892,000	1,159
Total interest expense	$10,198,000	979
Net interest income	$17,694,000	1,267
Provision for loan and lease losses	$895,000	711
Total noninterest income	$1,419,000	2,073
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$218,000	2,242
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,201,000	1,816
Total noninterest expense	$11,936,000	1,441
Salaries and employee benefits	$7,749,000	1,312
Premises and equipment expense	$916,000	1,794
Additional noninterest expense	$1,201,000	1,816
Pre-tax net operating income	$6,282,000	1,395
Securities gains (losses)	$0	849
Applicable income taxes	$1,615,000	968
Income before extraordinary items	$4,667,000	1,539
Extraordinary gains, net	$0	52
Net income	$4,667,000	1,551
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,667,000	1,539
Net charge-offs	$173,000	943
Cash dividends	$1,321,000	1,471
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,667,000	1,564
2023-06-30 (YTD Data)		Rank
Total interest income	$17,374,000	1,194
Total interest expense	$5,984,000	982
Net interest income	$11,390,000	1,319
Provision for loan and lease losses	$511,000	770
Total noninterest income	$1,028,000	1,921
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$143,000	2,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$885,000	1,649
Total noninterest expense	$7,820,000	1,449
Salaries and employee benefits	$5,095,000	1,315
Premises and equipment expense	$606,000	1,791
Additional noninterest expense	$885,000	1,647
Pre-tax net operating income	$4,087,000	1,413
Securities gains (losses)	$0	938
Applicable income taxes	$1,064,000	978
Income before extraordinary items	$3,023,000	1,567
Extraordinary gains, net	$0	51
Net income	$3,023,000	1,587
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,023,000	1,567
Net charge-offs	$173,000	722
Cash dividends	$881,000	1,487
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,023,000	1,582
2023-03-31 (YTD Data)		Rank
Total interest income	$8,326,000	1,217
Total interest expense	$2,646,000	969
Net interest income	$5,680,000	1,325
Provision for loan and lease losses	$305,000	657
Total noninterest income	$504,000	1,940
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$70,000	2,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$434,000	1,642
Total noninterest expense	$3,811,000	1,500
Salaries and employee benefits	$2,504,000	1,359
Premises and equipment expense	$295,000	1,844
Additional noninterest expense	$434,000	1,642
Pre-tax net operating income	$2,068,000	1,434
Securities gains (losses)	$0	950
Applicable income taxes	$535,000	997
Income before extraordinary items	$1,533,000	1,578
Extraordinary gains, net	$0	4
Net income	$1,533,000	1,578
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,533,000	1,578
Net charge-offs	$173,000	457
Cash dividends	$440,000	1,330
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,533,000	1,596
2022-12-31 (YTD Data)		Rank
Total interest income	$24,541,000	1,331
Total interest expense	$3,752,000	982
Net interest income	$20,789,000	1,386
Provision for loan and lease losses	$125,000	2,070
Total noninterest income	$3,066,000	1,608
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$268,000	2,387
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,798,000	1,314
Total noninterest expense	$14,958,000	1,485
Salaries and employee benefits	$9,779,000	1,333
Premises and equipment expense	$1,115,000	1,897
Additional noninterest expense	$2,798,000	1,314
Pre-tax net operating income	$8,772,000	1,402
Securities gains (losses)	$0	691
Applicable income taxes	$2,229,000	994
Income before extraordinary items	$6,543,000	1,535
Extraordinary gains, net	$0	5
Net income	$6,543,000	1,533
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,543,000	1,534
Net charge-offs	$-665,000	4,628
Cash dividends	$3,129,000	1,106
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,543,000	1,556
2022-09-30 (YTD Data)		Rank
Total interest income	$17,080,000	1,361
Total interest expense	$1,793,000	1,122
Net interest income	$15,287,000	1,389
Provision for loan and lease losses	$25,000	2,497
Total noninterest income	$2,593,000	1,521
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$196,000	2,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,397,000	1,236
Total noninterest expense	$11,076,000	1,495
Salaries and employee benefits	$7,315,000	1,329
Premises and equipment expense	$819,000	1,931
Additional noninterest expense	$2,397,000	1,236
Pre-tax net operating income	$6,779,000	1,345
Securities gains (losses)	$0	740
Applicable income taxes	$1,679,000	997
Income before extraordinary items	$5,100,000	1,464
Extraordinary gains, net	$0	4
Net income	$5,100,000	1,464
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,100,000	1,464
Net charge-offs	$-665,000	4,662
Cash dividends	$1,812,000	1,190
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,100,000	1,497
2022-06-30 (YTD Data)		Rank
Total interest income	$10,661,000	1,397
Total interest expense	$981,000	1,154
Net interest income	$9,680,000	1,426
Provision for loan and lease losses	$25,000	2,200
Total noninterest income	$2,076,000	1,349
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$127,000	2,461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,949,000	1,109
Total noninterest expense	$7,228,000	1,502
Salaries and employee benefits	$4,873,000	1,332
Premises and equipment expense	$566,000	1,898
Additional noninterest expense	$1,789,000	1,744
Pre-tax net operating income	$4,503,000	1,291
Securities gains (losses)	$0	687
Applicable income taxes	$1,102,000	950
Income before extraordinary items	$3,401,000	1,383
Extraordinary gains, net	$0	4
Net income	$3,401,000	1,382
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,401,000	1,383
Net charge-offs	$-640,000	4,702
Cash dividends	$1,412,000	1,099
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,401,000	1,420
2022-03-31 (YTD Data)		Rank
Total interest income	$5,096,000	1,405
Total interest expense	$520,000	1,056
Net interest income	$4,576,000	1,453
Provision for loan and lease losses	$25,000	1,702
Total noninterest income	$889,000	1,481
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$59,000	2,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$830,000	1,216
Total noninterest expense	$3,756,000	1,452
Salaries and employee benefits	$2,438,000	1,340
Premises and equipment expense	$283,000	1,913
Additional noninterest expense	$1,035,000	1,532
Pre-tax net operating income	$1,684,000	1,515
Securities gains (losses)	$0	623
Applicable income taxes	$424,000	1,067
Income before extraordinary items	$1,260,000	1,647
Extraordinary gains, net	$0	4
Net income	$1,260,000	1,647
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,260,000	1,647
Net charge-offs	$-6,000	3,738
Cash dividends	$1,012,000	756
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,260,000	1,668
2021-12-31 (YTD Data)		Rank
Total interest income	$22,580,000	1,339
Total interest expense	$2,899,000	941
Net interest income	$19,681,000	1,384
Provision for loan and lease losses	$750,000	759
Total noninterest income	$4,384,000	1,426
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$162,000	2,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,222,000	1,204
Total noninterest expense	$15,054,000	1,446
Salaries and employee benefits	$9,909,000	1,299
Premises and equipment expense	$1,092,000	1,928
Additional noninterest expense	$4,053,000	1,571
Pre-tax net operating income	$8,261,000	1,451
Securities gains (losses)	$0	2,062
Applicable income taxes	$2,228,000	1,034
Income before extraordinary items	$6,033,000	1,654
Extraordinary gains, net	$0	10
Net income	$6,033,000	1,653
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,033,000	1,654
Net charge-offs	$132,000	1,213
Cash dividends	$1,997,000	1,552
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,033,000	1,626
2021-09-30 (YTD Data)		Rank
Total interest income	$17,334,000	1,343
Total interest expense	$2,324,000	925
Net interest income	$15,010,000	1,383
Provision for loan and lease losses	$675,000	630
Total noninterest income	$3,271,000	1,470
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$99,000	3,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,172,000	1,240
Total noninterest expense	$11,393,000	1,445
Salaries and employee benefits	$7,441,000	1,314
Premises and equipment expense	$813,000	1,964
Additional noninterest expense	$3,139,000	1,538
Pre-tax net operating income	$6,213,000	1,507
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,616,000	1,093
Income before extraordinary items	$4,597,000	1,705
Extraordinary gains, net	$0	8
Net income	$4,597,000	1,704
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,597,000	1,705
Net charge-offs	$112,000	1,035
Cash dividends	$1,618,000	1,323
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,597,000	1,676
2021-06-30 (YTD Data)		Rank
Total interest income	$11,908,000	1,309
Total interest expense	$1,673,000	896
Net interest income	$10,235,000	1,351
Provision for loan and lease losses	$425,000	700
Total noninterest income	$2,259,000	1,428
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$50,000	3,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,209,000	1,211
Total noninterest expense	$7,586,000	1,438
Salaries and employee benefits	$4,959,000	1,308
Premises and equipment expense	$528,000	1,991
Additional noninterest expense	$2,099,000	1,517
Pre-tax net operating income	$4,483,000	1,408
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,171,000	1,031
Income before extraordinary items	$3,312,000	1,593
Extraordinary gains, net	$0	6
Net income	$3,312,000	1,593
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,312,000	1,593
Net charge-offs	$125,000	827
Cash dividends	$937,000	1,450
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,312,000	1,563
2021-03-31 (YTD Data)		Rank
Total interest income	$6,128,000	1,271
Total interest expense	$872,000	914
Net interest income	$5,256,000	1,299
Provision for loan and lease losses	$275,000	645
Total noninterest income	$1,204,000	1,358
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$21,000	3,625
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,183,000	1,146
Total noninterest expense	$3,970,000	1,375
Salaries and employee benefits	$2,534,000	1,272
Premises and equipment expense	$262,000	2,015
Additional noninterest expense	$1,174,000	1,354
Pre-tax net operating income	$2,215,000	1,416
Securities gains (losses)	$0	1,392
Applicable income taxes	$598,000	1,014
Income before extraordinary items	$1,617,000	1,639
Extraordinary gains, net	$0	3
Net income	$1,617,000	1,639
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,617,000	1,639
Net charge-offs	$0	1,930
Cash dividends	$652,000	1,011
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,617,000	1,600
2020-12-31 (YTD Data)		Rank
Total interest income	$23,564,000	1,287
Total interest expense	$4,914,000	969
Net interest income	$18,650,000	1,371
Provision for loan and lease losses	$1,550,000	1,230
Total noninterest income	$3,219,000	1,664
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$71,000	3,894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,148,000	1,391
Total noninterest expense	$13,551,000	1,539
Salaries and employee benefits	$8,888,000	1,390
Premises and equipment expense	$820,000	2,305
Additional noninterest expense	$3,843,000	1,579
Pre-tax net operating income	$6,768,000	1,409
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,646,000	1,063
Income before extraordinary items	$5,122,000	1,604
Extraordinary gains, net	$0	4
Net income	$5,122,000	1,604
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,122,000	1,604
Net charge-offs	$1,735,000	454
Cash dividends	$1,034,000	2,160
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,122,000	1,561
2020-09-30 (YTD Data)		Rank
Total interest income	$18,082,000	1,266
Total interest expense	$3,918,000	980
Net interest income	$14,164,000	1,347
Provision for loan and lease losses	$1,250,000	1,186
Total noninterest income	$2,149,000	1,733
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$50,000	3,969
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,099,000	1,441
Total noninterest expense	$9,909,000	1,550
Salaries and employee benefits	$6,483,000	1,395
Premises and equipment expense	$612,000	2,313
Additional noninterest expense	$2,814,000	1,583
Pre-tax net operating income	$5,154,000	1,357
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,320,000	978
Income before extraordinary items	$3,834,000	1,566
Extraordinary gains, net	$0	4
Net income	$3,834,000	1,566
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,834,000	1,567
Net charge-offs	$1,685,000	365
Cash dividends	$771,000	1,940
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,834,000	1,528
2020-06-30 (YTD Data)		Rank
Total interest income	$12,344,000	1,257
Total interest expense	$2,818,000	974
Net interest income	$9,526,000	1,331
Provision for loan and lease losses	$900,000	1,155
Total noninterest income	$1,102,000	1,919
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$35,000	3,955
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,067,000	1,611
Total noninterest expense	$6,487,000	1,559
Salaries and employee benefits	$4,302,000	1,403
Premises and equipment expense	$381,000	2,395
Additional noninterest expense	$1,804,000	1,627
Pre-tax net operating income	$3,241,000	1,353
Securities gains (losses)	$0	2,249
Applicable income taxes	$882,000	918
Income before extraordinary items	$2,359,000	1,608
Extraordinary gains, net	$0	4
Net income	$2,359,000	1,609
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,359,000	1,609
Net charge-offs	$1,601,000	297
Cash dividends	$507,000	1,949
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,359,000	1,560
2020-03-31 (YTD Data)		Rank
Total interest income	$5,516,000	1,388
Total interest expense	$1,531,000	1,000
Net interest income	$3,985,000	1,509
Provision for loan and lease losses	$450,000	941
Total noninterest income	$508,000	1,930
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$15,000	4,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$493,000	1,534
Total noninterest expense	$3,218,000	1,590
Salaries and employee benefits	$2,115,000	1,429
Premises and equipment expense	$190,000	2,413
Additional noninterest expense	$913,000	1,635
Pre-tax net operating income	$825,000	2,120
Securities gains (losses)	$0	1,705
Applicable income taxes	$226,000	1,301
Income before extraordinary items	$599,000	2,407
Extraordinary gains, net	$0	4
Net income	$599,000	2,406
Minority interest net income	$0	56
Net income of bank and minority interests.	$599,000	2,407
Net charge-offs	$0	2,581
Cash dividends	$243,000	1,823
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$599,000	2,378
2019-12-31 (YTD Data)		Rank
Total interest income	$23,170,000	1,340
Total interest expense	$6,967,000	929
Net interest income	$16,203,000	1,494
Provision for loan and lease losses	$1,550,000	641
Total noninterest income	$1,500,000	2,290
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$293,000	2,646
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,207,000	2,040
Total noninterest expense	$11,598,000	1,696
Salaries and employee benefits	$7,682,000	1,498
Premises and equipment expense	$851,000	2,258
Additional noninterest expense	$3,065,000	1,902
Pre-tax net operating income	$4,555,000	1,878
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,433,000	1,151
Income before extraordinary items	$3,122,000	2,230
Extraordinary gains, net	$0	11
Net income	$3,122,000	2,232
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,122,000	2,232
Net charge-offs	$526,000	993
Cash dividends	$1,104,000	2,215
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,122,000	2,197
2019-09-30 (YTD Data)		Rank
Total interest income	$17,333,000	1,353
Total interest expense	$5,059,000	966
Net interest income	$12,274,000	1,490
Provision for loan and lease losses	$1,350,000	540
Total noninterest income	$1,060,000	2,383
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$247,000	2,491
Trading account gains and fees	NA	NA
Additional Noninterest Income	$813,000	2,153
Total noninterest expense	$8,944,000	1,665
Salaries and employee benefits	$5,765,000	1,505
Premises and equipment expense	$636,000	2,275
Additional noninterest expense	$2,543,000	1,722
Pre-tax net operating income	$3,040,000	2,091
Securities gains (losses)	$0	2,167
Applicable income taxes	$825,000	1,393
Income before extraordinary items	$2,215,000	2,376
Extraordinary gains, net	$0	11
Net income	$2,215,000	2,377
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,215,000	2,377
Net charge-offs	$526,000	739
Cash dividends	$860,000	1,973
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,215,000	2,344
2019-06-30 (YTD Data)		Rank
Total interest income	$11,410,000	1,367
Total interest expense	$3,369,000	950
Net interest income	$8,041,000	1,522
Provision for loan and lease losses	$900,000	526
Total noninterest income	$651,000	2,442
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$102,000	3,173
Trading account gains and fees	NA	NA
Additional Noninterest Income	$549,000	2,096
Total noninterest expense	$5,964,000	1,676
Salaries and employee benefits	$3,836,000	1,511
Premises and equipment expense	$406,000	2,353
Additional noninterest expense	$1,722,000	1,711
Pre-tax net operating income	$1,828,000	2,210
Securities gains (losses)	$0	1,702
Applicable income taxes	$494,000	1,454
Income before extraordinary items	$1,334,000	2,492
Extraordinary gains, net	$0	11
Net income	$1,334,000	2,492
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,334,000	2,492
Net charge-offs	$0	3,172
Cash dividends	$616,000	1,880
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,334,000	2,467
2019-03-31 (YTD Data)		Rank
Total interest income	$5,564,000	1,382
Total interest expense	$1,649,000	945
Net interest income	$3,915,000	1,563
Provision for loan and lease losses	$450,000	501
Total noninterest income	$267,000	2,660
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$43,000	3,384
Trading account gains and fees	NA	NA
Additional Noninterest Income	$224,000	2,269
Total noninterest expense	$2,952,000	1,689
Salaries and employee benefits	$1,908,000	1,529
Premises and equipment expense	$192,000	2,444
Additional noninterest expense	$852,000	1,720
Pre-tax net operating income	$780,000	2,402
Securities gains (losses)	$0	1,087
Applicable income taxes	$205,000	1,569
Income before extraordinary items	$575,000	2,692
Extraordinary gains, net	$0	5
Net income	$575,000	2,691
Minority interest net income	$0	52
Net income of bank and minority interests.	$575,000	2,691
Net charge-offs	$0	2,740
Cash dividends	$376,000	1,555
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$575,000	2,669
2018-12-31 (YTD Data)		Rank
Total interest income	$19,930,000	1,457
Total interest expense	$4,324,000	1,062
Net interest income	$15,606,000	1,544
Provision for loan and lease losses	$1,040,000	852
Total noninterest income	$1,395,000	2,417
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$265,000	2,919
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,130,000	2,103
Total noninterest expense	$11,526,000	1,682
Salaries and employee benefits	$7,321,000	1,535
Premises and equipment expense	$680,000	2,623
Additional noninterest expense	$3,525,000	1,667
Pre-tax net operating income	$4,435,000	1,959
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,077,000	1,321
Income before extraordinary items	$3,358,000	2,155
Extraordinary gains, net	$0	6
Net income	$3,358,000	2,153
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,358,000	2,154
Net charge-offs	$377,000	1,154
Cash dividends	$734,000	2,578
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,358,000	2,149
2018-09-30 (YTD Data)		Rank
Total interest income	$14,369,000	1,483
Total interest expense	$2,884,000	1,098
Net interest income	$11,485,000	1,567
Provision for loan and lease losses	$590,000	1,002
Total noninterest income	$1,047,000	2,442
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$122,000	3,606
Trading account gains and fees	$0	138
Additional Noninterest Income	$925,000	2,028
Total noninterest expense	$8,598,000	1,684
Salaries and employee benefits	$5,411,000	1,550
Premises and equipment expense	$507,000	2,653
Additional noninterest expense	$2,680,000	1,653
Pre-tax net operating income	$3,344,000	1,972
Securities gains (losses)	$0	1,118
Applicable income taxes	$949,000	1,216
Income before extraordinary items	$2,395,000	2,238
Extraordinary gains, net	$0	5
Net income	$2,395,000	2,236
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,395,000	2,237
Net charge-offs	$377,000	858
Cash dividends	$546,000	2,292
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,395,000	2,238
2018-06-30 (YTD Data)		Rank
Total interest income	$9,118,000	1,533
Total interest expense	$1,718,000	1,160
Net interest income	$7,400,000	1,613
Provision for loan and lease losses	$240,000	1,369
Total noninterest income	$734,000	2,382
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$75,000	3,713
Trading account gains and fees	$0	130
Additional Noninterest Income	$659,000	1,946
Total noninterest expense	$5,741,000	1,692
Salaries and employee benefits	$3,584,000	1,576
Premises and equipment expense	$325,000	2,734
Additional noninterest expense	$1,832,000	1,621
Pre-tax net operating income	$2,153,000	1,993
Securities gains (losses)	$0	961
Applicable income taxes	$612,000	1,232
Income before extraordinary items	$1,541,000	2,262
Extraordinary gains, net	$0	6
Net income	$1,541,000	2,260
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,541,000	2,261
Net charge-offs	$377,000	630
Cash dividends	$358,000	2,318
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,541,000	2,262
2018-03-31 (YTD Data)		Rank
Total interest income	$4,195,000	1,644
Total interest expense	$785,000	1,191
Net interest income	$3,410,000	1,748
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$341,000	2,443
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$28,000	4,103
Trading account gains and fees	$0	123
Additional Noninterest Income	$313,000	1,973
Total noninterest expense	$2,824,000	1,725
Salaries and employee benefits	$1,808,000	1,570
Premises and equipment expense	$174,000	2,671
Additional noninterest expense	$842,000	1,740
Pre-tax net operating income	$867,000	2,251
Securities gains (losses)	$0	735
Applicable income taxes	$241,000	1,403
Income before extraordinary items	$626,000	2,547
Extraordinary gains, net	$0	7
Net income	$626,000	2,547
Minority interest net income	$0	52
Net income of bank and minority interests.	$626,000	2,547
Net charge-offs	$0	2,722
Cash dividends	$171,000	2,026
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$626,000	2,543
2017-12-31 (YTD Data)		Rank
Total interest income	$15,392,000	1,721
Total interest expense	$2,402,000	1,328
Net interest income	$12,990,000	1,784
Provision for loan and lease losses	$160,000	2,586
Total noninterest income	$4,099,000	1,262
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$140,000	3,930
Trading account gains and fees	$0	151
Additional Noninterest Income	$3,959,000	959
Total noninterest expense	$13,748,000	1,461
Salaries and employee benefits	$9,112,000	1,244
Premises and equipment expense	$842,000	2,366
Additional noninterest expense	$3,794,000	1,588
Pre-tax net operating income	$3,181,000	2,399
Securities gains (losses)	$-22,000	5,185
Applicable income taxes	$1,667,000	1,442
Income before extraordinary items	$1,492,000	3,145
Extraordinary gains, net	$0	9
Net income	$1,492,000	3,143
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,492,000	3,145
Net charge-offs	$-748,000	5,607
Cash dividends	$855,000	2,375
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,506,080	3,101
2017-09-30 (YTD Data)		Rank
Total interest income	$11,209,000	1,770
Total interest expense	$1,658,000	1,404
Net interest income	$9,551,000	1,812
Provision for loan and lease losses	$90,000	2,745
Total noninterest income	$3,625,000	1,162
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$107,000	3,934
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,518,000	874
Total noninterest expense	$10,413,000	1,443
Salaries and employee benefits	$6,949,000	1,236
Premises and equipment expense	$568,000	2,556
Additional noninterest expense	$2,896,000	1,557
Pre-tax net operating income	$2,673,000	2,253
Securities gains (losses)	$-22,000	5,509
Applicable income taxes	$917,000	1,540
Income before extraordinary items	$1,734,000	2,622
Extraordinary gains, net	$0	9
Net income	$1,734,000	2,622
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,734,000	2,622
Net charge-offs	$-748,000	5,674
Cash dividends	$678,000	2,104
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,748,300	2,598
2017-06-30 (YTD Data)		Rank
Total interest income	$7,205,000	1,820
Total interest expense	$1,026,000	1,452
Net interest income	$6,179,000	1,847
Provision for loan and lease losses	$0	3,871
Total noninterest income	$2,355,000	1,178
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$70,000	3,948
Trading account gains and fees	$0	139
Additional Noninterest Income	$2,285,000	885
Total noninterest expense	$6,879,000	1,462
Salaries and employee benefits	$4,578,000	1,252
Premises and equipment expense	$377,000	2,573
Additional noninterest expense	$1,924,000	1,560
Pre-tax net operating income	$1,655,000	2,328
Securities gains (losses)	$0	1,906
Applicable income taxes	$574,000	1,570
Income before extraordinary items	$1,081,000	2,690
Extraordinary gains, net	$0	11
Net income	$1,081,000	2,689
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,081,000	2,690
Net charge-offs	$-748,000	5,745
Cash dividends	$500,000	1,993
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,081,000	2,672
2017-03-31 (YTD Data)		Rank
Total interest income	$3,571,000	1,819
Total interest expense	$506,000	1,446
Net interest income	$3,065,000	1,855
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,331,000	1,088
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$40,000	3,802
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,291,000	799
Total noninterest expense	$3,363,000	1,493
Salaries and employee benefits	$2,200,000	1,311
Premises and equipment expense	$199,000	2,521
Additional noninterest expense	$964,000	1,560
Pre-tax net operating income	$1,033,000	1,916
Securities gains (losses)	$0	1,153
Applicable income taxes	$417,000	1,210
Income before extraordinary items	$616,000	2,398
Extraordinary gains, net	$0	8
Net income	$616,000	2,397
Minority interest net income	$0	55
Net income of bank and minority interests.	$616,000	2,398
Net charge-offs	$-748,000	5,828
Cash dividends	$322,000	1,587
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$616,000	2,378
2016-12-31 (YTD Data)		Rank
Total interest income	$12,802,000	1,960
Total interest expense	$1,560,000	1,753
Net interest income	$11,242,000	1,972
Provision for loan and lease losses	$436,000	1,614
Total noninterest income	$3,530,000	1,464
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$160,000	3,878
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,370,000	1,114
Total noninterest expense	$10,927,000	1,754
Salaries and employee benefits	$7,043,000	1,536
Premises and equipment expense	$727,000	2,651
Additional noninterest expense	$3,157,000	1,889
Pre-tax net operating income	$3,409,000	2,164
Securities gains (losses)	$374,000	560
Applicable income taxes	$1,085,000	1,563
Income before extraordinary items	$2,698,000	2,287
Extraordinary gains, net	$0	5
Net income	$2,698,000	2,284
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,698,000	2,286
Net charge-offs	$182,000	2,031
Cash dividends	$766,000	2,496
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,432,460	2,397
2016-09-30 (YTD Data)		Rank
Total interest income	$9,268,000	2,028
Total interest expense	$1,069,000	1,875
Net interest income	$8,199,000	2,022
Provision for loan and lease losses	$326,000	1,536
Total noninterest income	$2,116,000	1,709
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$125,000	3,845
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,991,000	1,312
Total noninterest expense	$7,695,000	1,866
Salaries and employee benefits	$4,982,000	1,627
Premises and equipment expense	$481,000	2,910
Additional noninterest expense	$2,232,000	1,986
Pre-tax net operating income	$2,294,000	2,394
Securities gains (losses)	$374,000	518
Applicable income taxes	$827,000	1,592
Income before extraordinary items	$1,841,000	2,477
Extraordinary gains, net	$0	5
Net income	$1,841,000	2,478
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,841,000	2,478
Net charge-offs	$-59,000	5,424
Cash dividends	$605,000	2,180
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,582,940	2,680
2016-06-30 (YTD Data)		Rank
Total interest income	$5,999,000	2,084
Total interest expense	$634,000	2,046
Net interest income	$5,365,000	2,062
Provision for loan and lease losses	$261,000	1,374
Total noninterest income	$1,484,000	1,633
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$92,000	3,710
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,392,000	1,247
Total noninterest expense	$4,838,000	1,972
Salaries and employee benefits	$3,076,000	1,739
Premises and equipment expense	$302,000	3,025
Additional noninterest expense	$1,460,000	2,014
Pre-tax net operating income	$1,750,000	2,155
Securities gains (losses)	$329,000	400
Applicable income taxes	$678,000	1,390
Income before extraordinary items	$1,401,000	2,242
Extraordinary gains, net	$0	16
Net income	$1,401,000	2,241
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,401,000	2,241
Net charge-offs	$23,000	2,683
Cash dividends	$444,000	2,136
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,180,570	2,450
2016-03-31 (YTD Data)		Rank
Total interest income	$2,926,000	2,121
Total interest expense	$285,000	2,226
Net interest income	$2,641,000	2,087
Provision for loan and lease losses	$81,000	1,693
Total noninterest income	$461,000	2,177
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$54,000	3,493
Trading account gains and fees	$0	142
Additional Noninterest Income	$407,000	1,721
Total noninterest expense	$2,181,000	2,157
Salaries and employee benefits	$1,332,000	1,999
Premises and equipment expense	$145,000	3,130
Additional noninterest expense	$704,000	2,079
Pre-tax net operating income	$840,000	2,193
Securities gains (losses)	$162,000	352
Applicable income taxes	$324,000	1,410
Income before extraordinary items	$678,000	2,250
Extraordinary gains, net	$0	12
Net income	$678,000	2,250
Minority interest net income	$0	62
Net income of bank and minority interests.	$678,000	2,250
Net charge-offs	$23,000	1,894
Cash dividends	$285,000	1,673
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$567,840	2,485
2015-12-31 (YTD Data)		Rank
Total interest income	$10,864,000	2,208
Total interest expense	$1,083,000	2,290
Net interest income	$9,781,000	2,191
Provision for loan and lease losses	$265,000	2,040
Total noninterest income	$355,000	4,618
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$206,000	3,665
Trading account gains and fees	$0	159
Additional Noninterest Income	$149,000	4,751
Total noninterest expense	$6,087,000	2,830
Salaries and employee benefits	$3,543,000	2,718
Premises and equipment expense	$423,000	3,808
Additional noninterest expense	$2,121,000	2,678
Pre-tax net operating income	$3,784,000	1,954
Securities gains (losses)	$54,000	1,596
Applicable income taxes	$1,352,000	1,311
Income before extraordinary items	$2,486,000	2,351
Extraordinary gains, net	$0	23
Net income	$2,486,000	2,352
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,486,000	2,353
Net charge-offs	$224,000	1,878
Cash dividends	$712,000	2,530
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,450,900	2,338
2015-09-30 (YTD Data)		Rank
Total interest income	$7,964,000	2,269
Total interest expense	$817,000	2,303
Net interest income	$7,147,000	2,261
Provision for loan and lease losses	$245,000	1,728
Total noninterest income	$238,000	4,784
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$156,000	3,685
Trading account gains and fees	$0	153
Additional Noninterest Income	$82,000	5,072
Total noninterest expense	$4,475,000	2,893
Salaries and employee benefits	$2,624,000	2,749
Premises and equipment expense	$287,000	4,040
Additional noninterest expense	$1,564,000	2,703
Pre-tax net operating income	$2,665,000	2,098
Securities gains (losses)	$13,000	2,219
Applicable income taxes	$1,036,000	1,337
Income before extraordinary items	$1,642,000	2,607
Extraordinary gains, net	$0	21
Net income	$1,642,000	2,607
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,642,000	2,608
Net charge-offs	$224,000	1,443
Cash dividends	$569,000	2,194
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,633,680	2,573
2015-06-30 (YTD Data)		Rank
Total interest income	$5,225,000	2,296
Total interest expense	$541,000	2,328
Net interest income	$4,684,000	2,297
Provision for loan and lease losses	$195,000	1,540
Total noninterest income	$160,000	4,798
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$104,000	3,667
Trading account gains and fees	$0	157
Additional Noninterest Income	$56,000	5,081
Total noninterest expense	$2,903,000	2,958
Salaries and employee benefits	$1,670,000	2,856
Premises and equipment expense	$191,000	4,074
Additional noninterest expense	$1,042,000	2,715
Pre-tax net operating income	$1,746,000	2,100
Securities gains (losses)	$13,000	1,906
Applicable income taxes	$693,000	1,332
Income before extraordinary items	$1,066,000	2,640
Extraordinary gains, net	$0	22
Net income	$1,066,000	2,642
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,066,000	2,642
Net charge-offs	$224,000	1,111
Cash dividends	$427,000	2,088
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,057,680	2,595
2015-03-31 (YTD Data)		Rank
Total interest income	$2,537,000	2,351
Total interest expense	$269,000	2,362
Net interest income	$2,268,000	2,350
Provision for loan and lease losses	$120,000	1,278
Total noninterest income	$73,000	4,899
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$51,000	3,672
Trading account gains and fees	$0	152
Additional Noninterest Income	$22,000	5,318
Total noninterest expense	$1,463,000	2,952
Salaries and employee benefits	$816,000	2,921
Premises and equipment expense	$97,000	4,092
Additional noninterest expense	$550,000	2,603
Pre-tax net operating income	$758,000	2,283
Securities gains (losses)	$13,000	1,390
Applicable income taxes	$284,000	1,500
Income before extraordinary items	$487,000	2,771
Extraordinary gains, net	$0	13
Net income	$487,000	2,774
Minority interest net income	$0	64
Net income of bank and minority interests.	$487,000	2,774
Net charge-offs	$174,000	807
Cash dividends	$285,000	1,586
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$478,680	2,732
2014-12-31 (YTD Data)		Rank
Total interest income	$9,895,000	2,425
Total interest expense	$970,000	2,627
Net interest income	$8,925,000	2,375
Provision for loan and lease losses	$160,000	2,710
Total noninterest income	$983,000	3,138
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$248,000	3,555
Trading account gains and fees	$0	180
Additional Noninterest Income	$735,000	2,749
Total noninterest expense	$5,491,000	3,111
Salaries and employee benefits	$3,040,000	3,043
Premises and equipment expense	$301,000	4,678
Additional noninterest expense	$2,150,000	2,727
Pre-tax net operating income	$4,257,000	1,750
Securities gains (losses)	$174,000	882
Applicable income taxes	$1,498,000	1,195
Income before extraordinary items	$2,933,000	2,056
Extraordinary gains, net	$0	17
Net income	$2,933,000	2,056
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,933,000	2,055
Net charge-offs	$-806,000	6,437
Cash dividends	$620,000	2,590
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,818,160	2,070
2014-09-30 (YTD Data)		Rank
Total interest income	$7,266,000	2,482
Total interest expense	$702,000	2,743
Net interest income	$6,564,000	2,434
Provision for loan and lease losses	$110,000	2,695
Total noninterest income	$308,000	4,628
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$200,000	3,468
Trading account gains and fees	$0	174
Additional Noninterest Income	$108,000	4,952
Total noninterest expense	$3,947,000	3,220
Salaries and employee benefits	$2,131,000	3,218
Premises and equipment expense	$210,000	4,855
Additional noninterest expense	$1,606,000	2,742
Pre-tax net operating income	$2,815,000	1,959
Securities gains (losses)	$112,000	919
Applicable income taxes	$1,005,000	1,309
Income before extraordinary items	$1,922,000	2,287
Extraordinary gains, net	$0	15
Net income	$1,922,000	2,288
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,922,000	2,287
Net charge-offs	$-803,000	6,523
Cash dividends	$479,000	2,261
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,848,080	2,301
2014-06-30 (YTD Data)		Rank
Total interest income	$4,644,000	2,587
Total interest expense	$468,000	2,764
Net interest income	$4,176,000	2,531
Provision for loan and lease losses	$60,000	2,755
Total noninterest income	$201,000	4,653
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$136,000	3,416
Trading account gains and fees	$0	172
Additional Noninterest Income	$65,000	5,072
Total noninterest expense	$2,577,000	3,279
Salaries and employee benefits	$1,407,000	3,253
Premises and equipment expense	$121,000	5,151
Additional noninterest expense	$1,049,000	2,770
Pre-tax net operating income	$1,740,000	2,026
Securities gains (losses)	$65,000	1,021
Applicable income taxes	$656,000	1,302
Income before extraordinary items	$1,149,000	2,412
Extraordinary gains, net	$0	20
Net income	$1,149,000	2,416
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,149,000	2,416
Net charge-offs	$-801,000	6,599
Cash dividends	$337,000	2,219
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,107,400	2,428
2014-03-31 (YTD Data)		Rank
Total interest income	$2,193,000	2,715
Total interest expense	$236,000	2,797
Net interest income	$1,957,000	2,679
Provision for loan and lease losses	$0	3,817
Total noninterest income	$104,000	4,568
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$69,000	3,363
Trading account gains and fees	$0	147
Additional Noninterest Income	$35,000	4,979
Total noninterest expense	$1,290,000	3,298
Salaries and employee benefits	$700,000	3,281
Premises and equipment expense	$65,000	5,084
Additional noninterest expense	$525,000	2,779
Pre-tax net operating income	$771,000	2,153
Securities gains (losses)	$53,000	631
Applicable income taxes	$352,000	1,191
Income before extraordinary items	$472,000	2,681
Extraordinary gains, net	$0	16
Net income	$472,000	2,684
Minority interest net income	$0	66
Net income of bank and minority interests.	$472,000	2,684
Net charge-offs	$-800,000	6,691
Cash dividends	$195,000	1,799
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$438,080	2,785
2013-12-31 (YTD Data)		Rank
Total interest income	$9,118,000	2,643
Total interest expense	$845,000	3,327
Net interest income	$8,273,000	2,527
Provision for loan and lease losses	$1,179,000	966
Total noninterest income	$407,000	4,727
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$270,000	3,548
Trading account gains and fees	$0	184
Additional Noninterest Income	$137,000	5,041
Total noninterest expense	$5,290,000	3,273
Salaries and employee benefits	$2,850,000	3,216
Premises and equipment expense	$218,000	5,421
Additional noninterest expense	$2,222,000	2,745
Pre-tax net operating income	$2,211,000	2,670
Securities gains (losses)	$74,000	1,532
Applicable income taxes	$680,000	1,845
Income before extraordinary items	$1,605,000	3,033
Extraordinary gains, net	$0	29
Net income	$1,605,000	3,035
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,605,000	3,036
Net charge-offs	$1,732,000	842
Cash dividends	$391,000	3,033
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,553,200	3,025
2013-09-30 (YTD Data)		Rank
Total interest income	$6,776,000	2,679
Total interest expense	$618,000	3,465
Net interest income	$6,158,000	2,554
Provision for loan and lease losses	$1,032,000	857
Total noninterest income	$311,000	4,754
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$200,000	3,605
Trading account gains and fees	$0	180
Additional Noninterest Income	$111,000	5,055
Total noninterest expense	$3,656,000	3,477
Salaries and employee benefits	$1,966,000	3,436
Premises and equipment expense	$160,000	5,489
Additional noninterest expense	$1,530,000	2,934
Pre-tax net operating income	$1,781,000	2,639
Securities gains (losses)	$74,000	1,414
Applicable income taxes	$397,000	2,143
Income before extraordinary items	$1,458,000	2,708
Extraordinary gains, net	$0	25
Net income	$1,458,000	2,712
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,458,000	2,712
Net charge-offs	$42,000	3,991
Cash dividends	$392,000	2,365
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,399,540	2,713
2013-06-30 (YTD Data)		Rank
Total interest income	$4,386,000	2,744
Total interest expense	$402,000	3,574
Net interest income	$3,984,000	2,620
Provision for loan and lease losses	$433,000	1,306
Total noninterest income	$205,000	4,794
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$133,000	3,571
Trading account gains and fees	$0	157
Additional Noninterest Income	$72,000	5,124
Total noninterest expense	$2,284,000	3,650
Salaries and employee benefits	$1,268,000	3,540
Premises and equipment expense	$116,000	5,365
Additional noninterest expense	$900,000	3,203
Pre-tax net operating income	$1,472,000	2,224
Securities gains (losses)	$74,000	1,294
Applicable income taxes	$309,000	1,982
Income before extraordinary items	$1,237,000	2,252
Extraordinary gains, net	$0	22
Net income	$1,237,000	2,261
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,237,000	2,259
Net charge-offs	$0	4,909
Cash dividends	$196,000	2,598
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,177,800	2,244
2013-03-31 (YTD Data)		Rank
Total interest income	$2,151,000	2,811
Total interest expense	$200,000	3,671
Net interest income	$1,951,000	2,666
Provision for loan and lease losses	$181,000	1,438
Total noninterest income	$104,000	4,789
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$68,000	3,510
Trading account gains and fees	$0	148
Additional Noninterest Income	$36,000	5,113
Total noninterest expense	$1,136,000	3,696
Salaries and employee benefits	$645,000	3,533
Premises and equipment expense	$61,000	5,302
Additional noninterest expense	$430,000	3,333
Pre-tax net operating income	$738,000	2,176
Securities gains (losses)	$0	1,966
Applicable income taxes	$200,000	1,713
Income before extraordinary items	$538,000	2,457
Extraordinary gains, net	$0	10
Net income	$538,000	2,459
Minority interest net income	$0	76
Net income of bank and minority interests.	$538,000	2,459
Net charge-offs	$0	4,145
Cash dividends	$196,000	1,660
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$538,000	2,363
2012-12-31 (YTD Data)		Rank
Total interest income	$8,188,000	3,043
Total interest expense	$946,000	3,744
Net interest income	$7,242,000	2,903
Provision for loan and lease losses	$668,000	2,328
Total noninterest income	$547,000	4,338
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$249,000	3,856
Trading account gains and fees	$0	166
Additional Noninterest Income	$298,000	4,044
Total noninterest expense	$4,120,000	3,951
Salaries and employee benefits	$2,051,000	4,074
Premises and equipment expense	$293,000	5,019
Additional noninterest expense	$1,776,000	3,373
Pre-tax net operating income	$3,001,000	2,094
Securities gains (losses)	$1,267,000	414
Applicable income taxes	$1,685,000	1,006
Income before extraordinary items	$2,583,000	2,109
Extraordinary gains, net	$0	29
Net income	$2,583,000	2,108
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,583,000	2,110
Net charge-offs	$79,000	4,605
Cash dividends	$328,000	3,208
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,772,120	2,696
2012-09-30 (YTD Data)		Rank
Total interest income	$6,169,000	3,095
Total interest expense	$739,000	3,765
Net interest income	$5,430,000	2,946
Provision for loan and lease losses	$383,000	2,647
Total noninterest income	$445,000	4,235
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$185,000	3,934
Trading account gains and fees	$0	157
Additional Noninterest Income	$260,000	3,891
Total noninterest expense	$2,896,000	4,150
Salaries and employee benefits	$1,420,000	4,280
Premises and equipment expense	$221,000	5,076
Additional noninterest expense	$1,255,000	3,524
Pre-tax net operating income	$2,596,000	1,911
Securities gains (losses)	$1,020,000	398
Applicable income taxes	$1,345,000	984
Income before extraordinary items	$2,271,000	1,885
Extraordinary gains, net	$0	20
Net income	$2,271,000	1,884
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,271,000	1,886
Net charge-offs	$79,000	4,188
Cash dividends	$328,000	2,478
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,618,200	2,377
2012-06-30 (YTD Data)		Rank
Total interest income	$4,100,000	3,122
Total interest expense	$485,000	3,899
Net interest income	$3,615,000	2,959
Provision for loan and lease losses	$383,000	2,131
Total noninterest income	$320,000	4,074
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$121,000	3,940
Trading account gains and fees	$0	153
Additional Noninterest Income	$199,000	3,676
Total noninterest expense	$1,831,000	4,310
Salaries and employee benefits	$946,000	4,314
Premises and equipment expense	$89,000	5,994
Additional noninterest expense	$796,000	3,679
Pre-tax net operating income	$1,721,000	1,897
Securities gains (losses)	$405,000	686
Applicable income taxes	$755,000	1,114
Income before extraordinary items	$1,371,000	2,040
Extraordinary gains, net	$0	19
Net income	$1,371,000	2,038
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,371,000	2,040
Net charge-offs	$79,000	3,636
Cash dividends	$150,000	2,721
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,111,800	2,283
2012-03-31 (YTD Data)		Rank
Total interest income	$2,044,000	3,154
Total interest expense	$260,000	3,846
Net interest income	$1,784,000	3,013
Provision for loan and lease losses	$315,000	1,452
Total noninterest income	$173,000	3,950
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$60,000	3,962
Trading account gains and fees	$0	148
Additional Noninterest Income	$113,000	3,516
Total noninterest expense	$944,000	4,246
Salaries and employee benefits	$485,000	4,283
Premises and equipment expense	$44,000	6,052
Additional noninterest expense	$415,000	3,553
Pre-tax net operating income	$698,000	2,275
Securities gains (losses)	$322,000	424
Applicable income taxes	$288,000	1,341
Income before extraordinary items	$732,000	1,942
Extraordinary gains, net	$0	19
Net income	$732,000	1,943
Minority interest net income	$0	78
Net income of bank and minority interests.	$732,000	1,944
Net charge-offs	$79,000	2,655
Cash dividends	$150,000	1,779
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$500,160	2,481
2011-12-31 (YTD Data)		Rank
Total interest income	$8,241,000	3,242
Total interest expense	$1,387,000	3,633
Net interest income	$6,854,000	3,123
Provision for loan and lease losses	$1,517,000	1,872
Total noninterest income	$1,069,000	2,999
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$260,000	3,875
Trading account gains and fees	$0	146
Additional Noninterest Income	$809,000	2,429
Total noninterest expense	$3,696,000	4,343
Salaries and employee benefits	$2,094,000	4,056
Premises and equipment expense	$219,000	5,854
Additional noninterest expense	$1,383,000	4,073
Pre-tax net operating income	$2,710,000	2,006
Securities gains (losses)	$182,000	1,536
Applicable income taxes	$1,046,000	1,304
Income before extraordinary items	$1,846,000	2,403
Extraordinary gains, net	$0	29
Net income	$1,846,000	2,403
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,846,000	2,404
Net charge-offs	$1,235,000	2,115
Cash dividends	$250,000	3,152
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,729,520	2,437
2011-09-30 (YTD Data)		Rank
Total interest income	$6,234,000	3,259
Total interest expense	$1,098,000	3,619
Net interest income	$5,136,000	3,142
Provision for loan and lease losses	$1,010,000	1,948
Total noninterest income	$971,000	2,664
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$201,000	3,840
Trading account gains and fees	$0	145
Additional Noninterest Income	$770,000	2,096
Total noninterest expense	$2,686,000	4,434
Salaries and employee benefits	$1,544,000	4,107
Premises and equipment expense	$157,000	5,971
Additional noninterest expense	$985,000	4,215
Pre-tax net operating income	$2,411,000	1,790
Securities gains (losses)	$177,000	1,294
Applicable income taxes	$1,238,000	922
Income before extraordinary items	$1,350,000	2,512
Extraordinary gains, net	$0	21
Net income	$1,350,000	2,514
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,350,000	2,514
Net charge-offs	$11,000	5,755
Cash dividends	$250,000	2,494
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,236,720	2,570
2011-06-30 (YTD Data)		Rank
Total interest income	$4,120,000	3,306
Total interest expense	$750,000	3,650
Net interest income	$3,370,000	3,194
Provision for loan and lease losses	$635,000	1,995
Total noninterest income	$902,000	2,143
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$130,000	3,877
Trading account gains and fees	$0	153
Additional Noninterest Income	$772,000	1,603
Total noninterest expense	$1,935,000	4,252
Salaries and employee benefits	$1,098,000	3,955
Premises and equipment expense	$106,000	5,993
Additional noninterest expense	$731,000	3,969
Pre-tax net operating income	$1,702,000	1,666
Securities gains (losses)	$159,000	857
Applicable income taxes	$852,000	872
Income before extraordinary items	$1,009,000	2,257
Extraordinary gains, net	$0	15
Net income	$1,009,000	2,257
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,009,000	2,257
Net charge-offs	$12,000	5,280
Cash dividends	$100,000	2,767
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$907,240	2,364
2011-03-31 (YTD Data)		Rank
Total interest income	$2,044,000	3,350
Total interest expense	$373,000	3,765
Net interest income	$1,671,000	3,206
Provision for loan and lease losses	$260,000	2,135
Total noninterest income	$831,000	1,384
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$62,000	3,939
Trading account gains and fees	$0	158
Additional Noninterest Income	$769,000	1,006
Total noninterest expense	$1,062,000	4,031
Salaries and employee benefits	$653,000	3,493
Premises and equipment expense	$58,000	5,891
Additional noninterest expense	$351,000	4,087
Pre-tax net operating income	$1,180,000	1,233
Securities gains (losses)	$-10,000	7,169
Applicable income taxes	$499,000	758
Income before extraordinary items	$671,000	1,740
Extraordinary gains, net	$0	9
Net income	$671,000	1,740
Minority interest net income	$0	86
Net income of bank and minority interests.	$671,000	1,740
Net charge-offs	$12,000	4,307
Cash dividends	$100,000	1,891
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$677,400	1,677
2010-12-31 (YTD Data)		Rank
Total interest income	$7,527,000	3,710
Total interest expense	$1,601,000	4,108
Net interest income	$5,926,000	3,493
Provision for loan and lease losses	$932,000	3,171
Total noninterest income	$240,000	5,727
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$232,000	4,149
Trading account gains and fees	$0	175
Additional Noninterest Income	$8,000	6,821
Total noninterest expense	$3,289,000	4,751
Salaries and employee benefits	$1,709,000	4,669
Premises and equipment expense	$242,000	5,856
Additional noninterest expense	$1,338,000	4,324
Pre-tax net operating income	$1,945,000	2,287
Securities gains (losses)	$132,000	1,927
Applicable income taxes	$873,000	1,353
Income before extraordinary items	$1,204,000	2,906
Extraordinary gains, net	$0	29
Net income	$1,204,000	2,902
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,204,000	2,906
Net charge-offs	$69,000	5,720
Cash dividends	$100,000	3,688
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,119,520	2,906
2010-09-30 (YTD Data)		Rank
Total interest income	$5,653,000	3,788
Total interest expense	$1,221,000	4,209
Net interest income	$4,432,000	3,553
Provision for loan and lease losses	$767,000	2,911
Total noninterest income	$175,000	5,878
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$167,000	4,293
Trading account gains and fees	$0	165
Additional Noninterest Income	$8,000	6,955
Total noninterest expense	$2,542,000	4,695
Salaries and employee benefits	$1,283,000	4,706
Premises and equipment expense	$160,000	6,158
Additional noninterest expense	$1,099,000	4,045
Pre-tax net operating income	$1,298,000	2,640
Securities gains (losses)	$132,000	1,705
Applicable income taxes	$507,000	1,661
Income before extraordinary items	$923,000	3,038
Extraordinary gains, net	$0	23
Net income	$923,000	3,035
Minority interest net income	$0	110
Net income of bank and minority interests.	$923,000	3,038
Net charge-offs	$44,000	5,600
Cash dividends	$100,000	3,171
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$837,200	3,083
2010-06-30 (YTD Data)		Rank
Total interest income	$3,780,000	3,812
Total interest expense	$814,000	4,303
Net interest income	$2,966,000	3,546
Provision for loan and lease losses	$542,000	2,744
Total noninterest income	$97,000	6,116
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$94,000	4,594
Trading account gains and fees	$0	152
Additional Noninterest Income	$3,000	7,111
Total noninterest expense	$1,745,000	4,628
Salaries and employee benefits	$905,000	4,557
Premises and equipment expense	$114,000	6,058
Additional noninterest expense	$726,000	4,044
Pre-tax net operating income	$776,000	2,847
Securities gains (losses)	$123,000	1,279
Applicable income taxes	$360,000	1,551
Income before extraordinary items	$539,000	3,278
Extraordinary gains, net	$0	19
Net income	$539,000	3,274
Minority interest net income	$0	105
Net income of bank and minority interests.	$539,000	3,277
Net charge-offs	$21,000	5,490
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$460,280	3,442
2010-03-31 (YTD Data)		Rank
Total interest income	$1,966,000	3,755
Total interest expense	$413,000	4,389
Net interest income	$1,553,000	3,458
Provision for loan and lease losses	$352,000	2,216
Total noninterest income	$41,000	6,374
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$39,000	4,918
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,000	7,254
Total noninterest expense	$833,000	4,789
Salaries and employee benefits	$451,000	4,646
Premises and equipment expense	$72,000	5,682
Additional noninterest expense	$310,000	4,490
Pre-tax net operating income	$409,000	2,799
Securities gains (losses)	$0	2,284
Applicable income taxes	$160,000	1,668
Income before extraordinary items	$249,000	3,498
Extraordinary gains, net	$0	16
Net income	$249,000	3,495
Minority interest net income	$0	91
Net income of bank and minority interests.	$249,000	3,497
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$249,000	3,367
2009-12-31 (YTD Data)		Rank
Total interest income	$4,939,000	5,162
Total interest expense	$1,500,000	5,167
Net interest income	$3,439,000	5,008
Provision for loan and lease losses	$529,000	4,456
Total noninterest income	$91,000	7,050
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$91,000	5,876
Trading account gains and fees	$0	211
Additional Noninterest Income	$0	7,392
Total noninterest expense	$2,277,000	5,915
Salaries and employee benefits	$1,028,000	6,176
Premises and equipment expense	$313,000	5,545
Additional noninterest expense	$936,000	5,421
Pre-tax net operating income	$724,000	3,510
Securities gains (losses)	$0	3,754
Applicable income taxes	$150,000	2,601
Income before extraordinary items	$574,000	3,671
Extraordinary gains, net	$0	34
Net income	$574,000	3,669
Minority interest net income	$0	115
Net income of bank and minority interests.	$574,000	3,669
Net charge-offs	$167,000	5,204
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$574,000	3,591
2009-09-30 (YTD Data)		Rank
Total interest income	$3,387,000	5,477
Total interest expense	$1,120,000	5,295
Net interest income	$2,267,000	5,387
Provision for loan and lease losses	$298,000	4,610
Total noninterest income	$64,000	7,238
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$64,000	6,008
Trading account gains and fees	$0	212
Additional Noninterest Income	$0	7,575
Total noninterest expense	$1,638,000	6,032
Salaries and employee benefits	$729,000	6,338
Premises and equipment expense	$227,000	5,686
Additional noninterest expense	$682,000	5,488
Pre-tax net operating income	$395,000	4,204
Securities gains (losses)	$0	3,497
Applicable income taxes	$40,000	3,445
Income before extraordinary items	$355,000	4,209
Extraordinary gains, net	$0	27
Net income	$355,000	4,204
Minority interest net income	$0	118
Net income of bank and minority interests.	$355,000	4,207
Net charge-offs	$151,000	4,597
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$355,000	4,137
2009-06-30 (YTD Data)		Rank
Total interest income	$2,124,000	5,674
Total interest expense	$772,000	5,353
Net interest income	$1,352,000	5,665
Provision for loan and lease losses	$188,000	4,423
Total noninterest income	$37,000	7,392
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$37,000	6,182
Trading account gains and fees	$0	193
Additional Noninterest Income	$0	7,720
Total noninterest expense	$1,038,000	6,204
Salaries and employee benefits	$479,000	6,427
Premises and equipment expense	$146,000	5,811
Additional noninterest expense	$413,000	5,746
Pre-tax net operating income	$163,000	4,869
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$163,000	4,778
Extraordinary gains, net	$0	21
Net income	$163,000	4,775
Minority interest net income	$0	112
Net income of bank and minority interests.	$163,000	4,775
Net charge-offs	$151,000	3,769
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$163,000	4,681
2009-03-31 (YTD Data)		Rank
Total interest income	$1,021,000	5,821
Total interest expense	$397,000	5,407
Net interest income	$624,000	5,894
Provision for loan and lease losses	$102,000	3,830
Total noninterest income	$18,000	7,489
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$18,000	6,172
Trading account gains and fees	$0	171
Additional Noninterest Income	$0	7,833
Total noninterest expense	$514,000	6,192
Salaries and employee benefits	$236,000	6,517
Premises and equipment expense	$74,000	5,827
Additional noninterest expense	$204,000	5,553
Pre-tax net operating income	$26,000	5,941
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$26,000	6,060
Extraordinary gains, net	$0	15
Net income	$26,000	6,062
Minority interest net income	$0	102
Net income of bank and minority interests.	$26,000	6,062
Net charge-offs	$151,000	2,404
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$26,000	5,899
2008-12-31 (YTD Data)		Rank
Total interest income	$3,721,000	6,183
Total interest expense	$1,512,000	5,965
Net interest income	$2,209,000	6,195
Provision for loan and lease losses	$300,000	4,610
Total noninterest income	$56,000	7,698
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$35,000	6,845
Trading account gains and fees	$0	154
Additional Noninterest Income	$21,000	7,407
Total noninterest expense	$2,020,000	6,211
Salaries and employee benefits	$927,000	6,588
Premises and equipment expense	$305,000	5,754
Additional noninterest expense	$788,000	5,510
Pre-tax net operating income	$-55,000	6,407
Securities gains (losses)	$162,000	824
Applicable income taxes	$-87,000	7,052
Income before extraordinary items	$194,000	5,506
Extraordinary gains, net	$0	39
Net income	$194,000	5,504
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,844
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$32,000	6,240
2008-09-30 (YTD Data)		Rank
Total interest income	$2,712,000	6,317
Total interest expense	$1,084,000	6,160
Net interest income	$1,628,000	6,285
Provision for loan and lease losses	$197,000	4,243
Total noninterest income	$45,000	7,796
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$24,000	6,935
Trading account gains and fees	$0	148
Additional Noninterest Income	$21,000	7,390
Total noninterest expense	$1,459,000	6,288
Salaries and employee benefits	$661,000	6,703
Premises and equipment expense	$229,000	5,759
Additional noninterest expense	$569,000	5,567
Pre-tax net operating income	$17,000	6,689
Securities gains (losses)	$41,000	1,554
Applicable income taxes	$0	5,372
Income before extraordinary items	$58,000	6,371
Extraordinary gains, net	$0	31
Net income	$58,000	6,369
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,241
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$17,000	6,711
2008-06-30 (YTD Data)		Rank
Total interest income	$1,751,000	6,457
Total interest expense	$695,000	6,371
Net interest income	$1,056,000	6,367
Provision for loan and lease losses	$141,000	3,761
Total noninterest income	$27,000	7,921
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$17,000	6,937
Trading account gains and fees	$0	149
Additional Noninterest Income	$10,000	7,678
Total noninterest expense	$965,000	6,354
Salaries and employee benefits	$437,000	6,778
Premises and equipment expense	$142,000	5,979
Additional noninterest expense	$386,000	5,524
Pre-tax net operating income	$-23,000	7,021
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$-23,000	7,080
Extraordinary gains, net	$0	21
Net income	$-23,000	7,080
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,608
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-23,000	7,043
2008-03-31 (YTD Data)		Rank
Total interest income	$868,000	6,540
Total interest expense	$348,000	6,528
Net interest income	$520,000	6,418
Provision for loan and lease losses	$81,000	3,044
Total noninterest income	$12,000	7,989
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$5,000	7,144
Trading account gains and fees	$0	158
Additional Noninterest Income	$7,000	7,488
Total noninterest expense	$507,000	6,264
Salaries and employee benefits	$223,000	6,775
Premises and equipment expense	$69,000	6,080
Additional noninterest expense	$215,000	5,153
Pre-tax net operating income	$-56,000	7,424
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$-56,000	7,524
Extraordinary gains, net	$0	15
Net income	$-56,000	7,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-56,000	7,462
2007-12-31 (YTD Data)		Rank
Total interest income	$2,559,000	7,160
Total interest expense	$981,000	7,198
Net interest income	$1,578,000	7,031
Provision for loan and lease losses	$247,000	3,535
Total noninterest income	$23,000	8,219
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$23,000	7,115
Trading account gains and fees	$0	178
Additional Noninterest Income	$0	8,329
Total noninterest expense	$1,586,000	6,787
Salaries and employee benefits	$788,000	7,010
Premises and equipment expense	$185,000	6,882
Additional noninterest expense	$613,000	6,074
Pre-tax net operating income	$-232,000	7,670
Securities gains (losses)	$-12,000	7,599
Applicable income taxes	$0	6,070
Income before extraordinary items	$-244,000	7,740
Extraordinary gains, net	$0	39
Net income	$-244,000	7,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-232,000	7,710
2007-09-30 (YTD Data)		Rank
Total interest income	$1,798,000	7,325
Total interest expense	$666,000	7,371
Net interest income	$1,132,000	7,158
Provision for loan and lease losses	$201,000	2,990
Total noninterest income	$14,000	8,304
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$14,000	7,203
Trading account gains and fees	$0	184
Additional Noninterest Income	$0	8,377
Total noninterest expense	$1,069,000	7,017
Salaries and employee benefits	$572,000	7,055
Premises and equipment expense	$128,000	7,008
Additional noninterest expense	$369,000	6,598
Pre-tax net operating income	$-124,000	7,835
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$-124,000	7,876
Extraordinary gains, net	$0	33
Net income	$-124,000	7,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-124,000	7,860
2007-06-30 (YTD Data)		Rank
Total interest income	$1,053,000	7,562
Total interest expense	$345,000	7,746
Net interest income	$708,000	7,337
Provision for loan and lease losses	$136,000	2,794
Total noninterest income	$8,000	8,392
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$8,000	7,273
Trading account gains and fees	$0	168
Additional Noninterest Income	$0	8,426
Total noninterest expense	$688,000	7,129
Salaries and employee benefits	$372,000	7,153
Premises and equipment expense	$82,000	7,105
Additional noninterest expense	$234,000	6,755
Pre-tax net operating income	$-108,000	7,990
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$-108,000	8,013
Extraordinary gains, net	$0	29
Net income	$-108,000	8,012
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-108,000	8,007
2007-03-31 (YTD Data)		Rank
Total interest income	$404,000	7,974
Total interest expense	$122,000	8,111
Net interest income	$282,000	7,733
Provision for loan and lease losses	$41,000	3,408
Total noninterest income	$4,000	8,418
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$4,000	7,300
Trading account gains and fees	$0	195
Additional Noninterest Income	$0	8,433
Total noninterest expense	$322,000	7,286
Salaries and employee benefits	$180,000	7,260
Premises and equipment expense	$44,000	7,021
Additional noninterest expense	$98,000	7,130
Pre-tax net operating income	$-77,000	8,093
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$-77,000	8,120
Extraordinary gains, net	$0	22
Net income	$-77,000	8,119
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-77,000	8,107
2006-12-31 (YTD Data)		Rank
Total interest income	$312,000	8,601
Total interest expense	$69,000	8,558
Net interest income	$243,000	8,586
Provision for loan and lease losses	$7,000	6,675
Total noninterest income	$7,000	8,519
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$7,000	7,474
Trading account gains and fees	$0	130
Additional Noninterest Income	$0	8,532
Total noninterest expense	$423,000	8,518
Salaries and employee benefits	$210,000	8,537
Premises and equipment expense	$64,000	8,204
Additional noninterest expense	$149,000	8,371
Pre-tax net operating income	$-180,000	8,103
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$-180,000	8,130
Extraordinary gains, net	$0	51
Net income	$-180,000	8,133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$-180,000	8,122
2006-09-30 (YTD Data)		Rank
Total interest income	$14,000	8,739
Total interest expense	$4,000	8,717
Net interest income	$10,000	8,734
Provision for loan and lease losses	$0	6,685
Total noninterest income	$1,000	8,655
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,000	7,639
Trading account gains and fees	$0	126
Additional Noninterest Income	$0	8,609
Total noninterest expense	$5,000	8,737
Salaries and employee benefits	$3,000	8,716
Premises and equipment expense	$1,000	8,707
Additional noninterest expense	$1,000	8,739
Pre-tax net operating income	$6,000	8,090
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$6,000	8,115
Extraordinary gains, net	$0	45
Net income	$6,000	8,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$6,000	8,103
2006-06-30 (YTD Data)		Rank
Total interest income	$128,000	8,725
Total interest expense	$32,000	8,664
Net interest income	$96,000	8,722
Provision for loan and lease losses	$0	6,419
Total noninterest income	$7,000	8,587
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$6,000	7,512
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,000	8,582
Total noninterest expense	$68,000	8,754
Salaries and employee benefits	$36,000	8,744
Premises and equipment expense	$8,000	8,687
Additional noninterest expense	$24,000	8,748
Pre-tax net operating income	$35,000	8,024
Securities gains (losses)	$-10,000	7,862
Applicable income taxes	$1,000	6,575
Income before extraordinary items	$24,000	8,063
Extraordinary gains, net	$0	39
Net income	$24,000	8,064
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$1,000	5,065
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$33,600	8,010
2006-03-31 (YTD Data)		Rank
Total interest income	$66,000	8,746
Total interest expense	$17,000	8,681
Net interest income	$49,000	8,741
Provision for loan and lease losses	$0	6,013
Total noninterest income	$3,000	8,612
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,000	7,586
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,000	8,494
Total noninterest expense	$37,000	8,767
Salaries and employee benefits	$19,000	8,756
Premises and equipment expense	$4,000	8,696
Additional noninterest expense	$14,000	8,752
Pre-tax net operating income	$15,000	8,077
Securities gains (losses)	$-1,000	7,892
Applicable income taxes	$0	6,588
Income before extraordinary items	$14,000	8,060
Extraordinary gains, net	$0	21
Net income	$14,000	8,060
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$1,000	3,938
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$15,000	8,046
2005-12-31 (YTD Data)		Rank
Total interest income	$1,148,000	8,221
Total interest expense	$327,000	8,120
Net interest income	$821,000	8,187
Provision for loan and lease losses	$0	7,120
Total noninterest income	$125,000	7,704
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$82,000	6,555
Trading account gains and fees	$0	138
Additional Noninterest Income	$43,000	7,546
Total noninterest expense	$472,000	8,594
Salaries and employee benefits	$266,000	8,563
Premises and equipment expense	$51,000	8,453
Additional noninterest expense	$155,000	8,465
Pre-tax net operating income	$474,000	6,836
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$474,000	6,468
Extraordinary gains, net	$0	46
Net income	$474,000	6,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$892,000	2,677
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$474,000	6,446
2005-09-30 (YTD Data)		Rank
Total interest income	$847,000	8,269
Total interest expense	$239,000	8,145
Net interest income	$608,000	8,243
Provision for loan and lease losses	$0	6,899
Total noninterest income	$96,000	7,725
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$67,000	6,478
Trading account gains and fees	$0	126
Additional Noninterest Income	$29,000	7,683
Total noninterest expense	$326,000	8,637
Salaries and employee benefits	$168,000	8,651
Premises and equipment expense	$39,000	8,441
Additional noninterest expense	$119,000	8,453
Pre-tax net operating income	$378,000	6,892
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$378,000	6,497
Extraordinary gains, net	$0	35
Net income	$378,000	6,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$892,000	1,986
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$378,000	6,459
2005-06-30 (YTD Data)		Rank
Total interest income	$562,000	8,287
Total interest expense	$153,000	8,156
Net interest income	$409,000	8,255
Provision for loan and lease losses	$0	6,626
Total noninterest income	$67,000	7,654
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$45,000	6,448
Trading account gains and fees	$0	116
Additional Noninterest Income	$22,000	7,544
Total noninterest expense	$201,000	8,678
Salaries and employee benefits	$105,000	8,694
Premises and equipment expense	$20,000	8,575
Additional noninterest expense	$76,000	8,476
Pre-tax net operating income	$275,000	6,744
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$275,000	6,306
Extraordinary gains, net	$0	30
Net income	$275,000	6,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$292,000	3,030
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$275,000	6,258
2005-03-31 (YTD Data)		Rank
Total interest income	$278,000	8,356
Total interest expense	$75,000	8,195
Net interest income	$203,000	8,331
Provision for loan and lease losses	$0	6,226
Total noninterest income	$36,000	7,582
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$21,000	6,536
Trading account gains and fees	$0	115
Additional Noninterest Income	$15,000	7,267
Total noninterest expense	$94,000	8,772
Salaries and employee benefits	$47,000	8,795
Premises and equipment expense	$9,000	8,660
Additional noninterest expense	$38,000	8,536
Pre-tax net operating income	$145,000	6,639
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$145,000	6,171
Extraordinary gains, net	$0	24
Net income	$145,000	6,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$145,000	6,128
2004-12-31 (YTD Data)		Rank
Total interest income	$1,046,000	8,359
Total interest expense	$275,000	8,197
Net interest income	$771,000	8,338
Provision for loan and lease losses	$0	7,314
Total noninterest income	$123,000	7,868
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$100,000	6,482
Trading account gains and fees	$0	138
Additional Noninterest Income	$23,000	8,128
Total noninterest expense	$345,000	8,851
Salaries and employee benefits	$184,000	8,829
Premises and equipment expense	$36,000	8,755
Additional noninterest expense	$125,000	8,708
Pre-tax net operating income	$549,000	6,550
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$549,000	6,161
Extraordinary gains, net	$0	34
Net income	$549,000	6,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,887
Cash dividends	$753,000	2,823
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$549,000	6,086
2004-09-30 (YTD Data)		Rank
Total interest income	$781,000	8,410
Total interest expense	$207,000	8,223
Net interest income	$574,000	8,391
Provision for loan and lease losses	$0	7,100
Total noninterest income	$96,000	7,856
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$80,000	6,413
Trading account gains and fees	$0	134
Additional Noninterest Income	$16,000	8,210
Total noninterest expense	$250,000	8,889
Salaries and employee benefits	$127,000	8,897
Premises and equipment expense	$24,000	8,819
Additional noninterest expense	$99,000	8,706
Pre-tax net operating income	$420,000	6,650
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$420,000	6,198
Extraordinary gains, net	$0	26
Net income	$420,000	6,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,579
Cash dividends	$754,000	2,087
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$420,000	6,128
2004-06-30 (YTD Data)		Rank
Total interest income	$518,000	8,464
Total interest expense	$138,000	8,285
Net interest income	$380,000	8,443
Provision for loan and lease losses	$0	6,885
Total noninterest income	$67,000	7,836
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$54,000	6,404
Trading account gains and fees	$0	130
Additional Noninterest Income	$13,000	8,126
Total noninterest expense	$173,000	8,933
Salaries and employee benefits	$82,000	8,965
Premises and equipment expense	$13,000	8,924
Additional noninterest expense	$78,000	8,608
Pre-tax net operating income	$274,000	6,668
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$274,000	6,244
Extraordinary gains, net	$0	21
Net income	$274,000	6,245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,314
Cash dividends	$199,000	3,505
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$274,000	6,160
2004-03-31 (YTD Data)		Rank
Total interest income	$265,000	8,493
Total interest expense	$70,000	8,338
Net interest income	$195,000	8,465
Provision for loan and lease losses	$0	6,501
Total noninterest income	$28,000	8,048
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$23,000	6,604
Trading account gains and fees	$0	121
Additional Noninterest Income	$5,000	8,313
Total noninterest expense	$90,000	8,961
Salaries and employee benefits	$41,000	9,006
Premises and equipment expense	$7,000	8,909
Additional noninterest expense	$42,000	8,582
Pre-tax net operating income	$133,000	6,682
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$133,000	6,286
Extraordinary gains, net	$0	16
Net income	$133,000	6,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,968
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$133,000	6,173
2003-12-31 (YTD Data)		Rank
Total interest income	$1,116,000	8,478
Total interest expense	$298,000	8,462
Net interest income	$818,000	8,384
Provision for loan and lease losses	$2,000	7,605
Total noninterest income	$125,000	8,047
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$97,000	6,604
Trading account gains and fees	$0	160
Additional Noninterest Income	$28,000	8,187
Total noninterest expense	$405,000	8,977
Salaries and employee benefits	$182,000	9,022
Premises and equipment expense	$30,000	9,008
Additional noninterest expense	$193,000	8,480
Pre-tax net operating income	$536,000	6,556
Securities gains (losses)	$12,000	3,514
Applicable income taxes	$0	7,459
Income before extraordinary items	$548,000	6,138
Extraordinary gains, net	$0	54
Net income	$548,000	6,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,204
Cash dividends	$185,000	5,022
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$536,000	6,041
2003-09-30 (YTD Data)		Rank
Total interest income	$844,000	8,564
Total interest expense	$226,000	8,563
Net interest income	$618,000	8,452
Provision for loan and lease losses	$0	7,481
Total noninterest income	$95,000	8,087
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$73,000	6,657
Trading account gains and fees	$0	153
Additional Noninterest Income	$22,000	8,174
Total noninterest expense	$301,000	9,013
Salaries and employee benefits	$133,000	9,087
Premises and equipment expense	$22,000	9,040
Additional noninterest expense	$146,000	8,491
Pre-tax net operating income	$412,000	6,667
Securities gains (losses)	$12,000	3,246
Applicable income taxes	$0	7,524
Income before extraordinary items	$424,000	6,220
Extraordinary gains, net	$0	40
Net income	$424,000	6,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,699
Cash dividends	$185,000	4,146
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$412,000	6,113
2003-06-30 (YTD Data)		Rank
Total interest income	$598,000	8,551
Total interest expense	$153,000	8,624
Net interest income	$445,000	8,384
Provision for loan and lease losses	$0	7,324
Total noninterest income	$65,000	8,044
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$51,000	6,554
Trading account gains and fees	$0	150
Additional Noninterest Income	$14,000	8,211
Total noninterest expense	$202,000	9,036
Salaries and employee benefits	$95,000	9,101
Premises and equipment expense	$13,000	9,104
Additional noninterest expense	$94,000	8,546
Pre-tax net operating income	$308,000	6,453
Securities gains (losses)	$3,000	3,367
Applicable income taxes	$0	7,529
Income before extraordinary items	$311,000	6,022
Extraordinary gains, net	$0	30
Net income	$311,000	6,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$85,000	4,414
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$308,000	5,844
2003-03-31 (YTD Data)		Rank
Total interest income	$310,000	8,568
Total interest expense	$79,000	8,685
Net interest income	$231,000	8,371
Provision for loan and lease losses	$0	6,934
Total noninterest income	$32,000	8,066
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$24,000	6,593
Trading account gains and fees	$0	134
Additional Noninterest Income	$8,000	8,105
Total noninterest expense	$105,000	9,053
Salaries and employee benefits	$51,000	9,108
Premises and equipment expense	$7,000	9,093
Additional noninterest expense	$47,000	8,571
Pre-tax net operating income	$158,000	6,363
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$158,000	5,889
Extraordinary gains, net	$0	21
Net income	$158,000	5,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$158,000	5,697
2002-12-31 (YTD Data)		Rank
Total interest income	$1,179,000	8,698
Total interest expense	$212,000	9,050
Net interest income	$967,000	8,309
Provision for loan and lease losses	$0	8,089
Total noninterest income	$120,000	8,162
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$99,000	6,594
Trading account gains and fees	$0	153
Additional Noninterest Income	$21,000	8,496
Total noninterest expense	$445,000	9,077
Salaries and employee benefits	$213,000	9,135
Premises and equipment expense	$37,000	9,094
Additional noninterest expense	$195,000	8,592
Pre-tax net operating income	$642,000	6,281
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$642,000	5,785
Extraordinary gains, net	$0	70
Net income	$642,000	5,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$425,000	3,718
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$642,000	5,656
2001-12-31 (YTD Data)		Rank
Total interest income	$1,339,000	8,874
Total interest expense	$381,000	9,186
Net interest income	$958,000	8,379
Provision for loan and lease losses	$0	8,228
Total noninterest income	$117,000	8,275
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$94,000	6,690
Trading account gains and fees	$0	177
Additional Noninterest Income	$23,000	8,600
Total noninterest expense	$455,000	9,255
Salaries and employee benefits	$211,000	9,371
Premises and equipment expense	$30,000	9,406
Additional noninterest expense	$214,000	8,550
Pre-tax net operating income	$620,000	6,100
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$620,000	5,524
Extraordinary gains, net	$0	105
Net income	$620,000	5,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$580,000	3,208
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$620,000	5,396
2000-12-31 (YTD Data)		Rank
Total interest income	$1,381,000	9,071
Total interest expense	$450,000	9,343
Net interest income	$931,000	8,624
Provision for loan and lease losses	$0	8,337
Total noninterest income	$117,000	8,343
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	8,235
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	6,548
Total noninterest expense	$468,000	9,453
Salaries and employee benefits	$204,000	9,623
Premises and equipment expense	$45,000	9,456
Additional noninterest expense	$219,000	8,609
Pre-tax net operating income	$580,000	6,663
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$580,000	5,945
Extraordinary gains, net	$0	38
Net income	$580,000	5,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$580,000	3,293
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$580,000	5,955
1999-12-31 (YTD Data)		Rank
Total interest income	$1,339,000	9,268
Total interest expense	$425,000	9,595
Net interest income	$914,000	8,825
Provision for loan and lease losses	$0	8,503
Total noninterest income	$115,000	8,601
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$105,000	6,611
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	9,728
Total noninterest expense	$455,000	9,747
Salaries and employee benefits	$194,000	9,934
Premises and equipment expense	$47,000	9,694
Additional noninterest expense	$214,000	8,896
Pre-tax net operating income	$574,000	6,813
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$574,000	6,024
Extraordinary gains, net	$0	35
Net income	$574,000	6,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$575,000	3,247
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$574,000	5,995
1998-12-31 (YTD Data)		Rank
Total interest income	$1,295,000	9,541
Total interest expense	$463,000	9,775
Net interest income	$832,000	9,176
Provision for loan and lease losses	$0	8,652
Total noninterest income	$110,000	8,845
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$100,000	6,853
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	9,972
Total noninterest expense	$416,000	10,013
Salaries and employee benefits	$190,000	10,148
Premises and equipment expense	$34,000	10,124
Additional noninterest expense	$192,000	9,205
Pre-tax net operating income	$526,000	7,243
Securities gains (losses)	$10,000	2,952
Applicable income taxes	$62,000	8,116
Income before extraordinary items	$474,000	6,762
Extraordinary gains, net	$0	32
Net income	$474,000	6,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$2,053,000	1,292
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$465,200	6,710
1997-12-31 (YTD Data)		Rank
Total interest income	$1,348,000	9,871
Total interest expense	$449,000	10,230
Net interest income	$899,000	9,420
Provision for loan and lease losses	$0	8,829
Total noninterest income	$99,000	9,446
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$87,000	7,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	10,305
Total noninterest expense	$412,000	10,436
Salaries and employee benefits	$185,000	10,605
Premises and equipment expense	$35,000	10,527
Additional noninterest expense	$192,000	9,519
Pre-tax net operating income	$586,000	7,488
Securities gains (losses)	$2,000	3,292
Applicable income taxes	$158,000	7,483
Income before extraordinary items	$430,000	7,436
Extraordinary gains, net	$0	44
Net income	$430,000	7,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$35,000	7,413
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$428,540	7,403
1996-12-31 (YTD Data)		Rank
Total interest income	$1,286,000	10,405
Total interest expense	$444,000	10,759
Net interest income	$842,000	9,993
Provision for loan and lease losses	$2,000	8,964
Total noninterest income	$108,000	9,748
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$97,000	7,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	10,919
Total noninterest expense	$417,000	10,913
Salaries and employee benefits	$197,000	11,026
Premises and equipment expense	$34,000	11,051
Additional noninterest expense	$186,000	10,103
Pre-tax net operating income	$531,000	7,769
Securities gains (losses)	$-1,000	9,274
Applicable income taxes	$134,000	8,146
Income before extraordinary items	$396,000	7,651
Extraordinary gains, net	$0	53
Net income	$396,000	7,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,441
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$396,750	7,587
1995-12-31 (YTD Data)		Rank
Total interest income	$1,264,000	10,895
Total interest expense	$458,000	11,167
Net interest income	$806,000	10,516
Provision for loan and lease losses	$0	8,958
Total noninterest income	$96,000	10,362
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$86,000	8,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	11,496
Total noninterest expense	$512,000	10,973
Salaries and employee benefits	$158,000	11,704
Premises and equipment expense	$88,000	9,975
Additional noninterest expense	$266,000	9,649
Pre-tax net operating income	$390,000	9,131
Securities gains (losses)	$3,000	3,092
Applicable income taxes	$72,000	9,749
Income before extraordinary items	$321,000	8,731
Extraordinary gains, net	$0	65
Net income	$321,000	8,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,178
Cash dividends	$35,000	8,101
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$318,540	8,720
1994-12-31 (YTD Data)		Rank
Total interest income	$1,235,000	11,270
Total interest expense	$379,000	11,692
Net interest income	$856,000	10,859
Provision for loan and lease losses	$0	9,146
Total noninterest income	$100,000	10,747
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$90,000	8,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	12,083
Total noninterest expense	$535,000	11,430
Salaries and employee benefits	$155,000	12,332
Premises and equipment expense	$58,000	11,368
Additional noninterest expense	$322,000	9,691
Pre-tax net operating income	$421,000	9,193
Securities gains (losses)	$0	3,600
Applicable income taxes	$80,000	9,807
Income before extraordinary items	$341,000	8,713
Extraordinary gains, net	$0	249
Net income	$341,000	8,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	11,617
Cash dividends	$365,000	3,966
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$341,000	8,777
1993-12-31 (YTD Data)		Rank
Total interest income	$1,224,000	11,838
Total interest expense	$376,000	12,326
Net interest income	$848,000	11,351
Provision for loan and lease losses	$0	10,371
Total noninterest income	$86,000	11,666
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$76,000	9,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	12,761
Total noninterest expense	$460,000	12,359
Salaries and employee benefits	$148,000	12,991
Premises and equipment expense	$31,000	12,825
Additional noninterest expense	$281,000	10,673
Pre-tax net operating income	$474,000	8,828
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$102,000	9,679
Income before extraordinary items	$373,000	8,708
Extraordinary gains, net	$0	3,149
Net income	$373,000	8,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	11,050
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$372,210	8,454
1992-12-31 (YTD Data)		Rank
Total interest income	$1,399,000	12,185
Total interest expense	$472,000	12,874
Net interest income	$927,000	11,399
Provision for loan and lease losses	$10,000	11,168
Total noninterest income	$85,000	12,134
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$76,000	9,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	13,414
Total noninterest expense	$461,000	12,851
Salaries and employee benefits	$157,000	13,506
Premises and equipment expense	$31,000	13,377
Additional noninterest expense	$273,000	11,229
Pre-tax net operating income	$541,000	8,129
Securities gains (losses)	$-9,000	13,256
Applicable income taxes	$117,000	9,465
Income before extraordinary items	$415,000	8,060
Extraordinary gains, net	$0	1,422
Net income	$415,000	8,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	9,962
Cash dividends	$409,000	3,248
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$422,020	7,641

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.