Home > First Lehigh Bank > Income and Expense

First Lehigh Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$7,404,0004,202
Total interest expense$3,542,0004,085
Net interest income$3,862,0004,245
Provision for loan and lease losses$140,0004,320
Total noninterest income$-703,00010,459
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$297,0003,969
Trading account gains and fees$-1,216,0004,455
Additional Noninterest Income$216,0004,763
Total noninterest expense$6,746,0001,938
Salaries and employee benefits$1,707,0003,823
Premises and equipment expense$590,0003,223
Additional noninterest expense$4,449,0001,037
Pre-tax net operating income$-3,727,00010,437
Securities gains (losses)$4,0003,561
Applicable income taxes$09,340
Income before extraordinary items$-3,723,00010,438
Extraordinary gains, net$032
Net income$-3,723,00010,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$566,0001,151
Cash dividends$1,389,0001,773
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-3,727,00010,426
1997-12-31 (YTD Data)Rank
Total interest income$7,894,0004,025
Total interest expense$3,622,0004,028
Net interest income$4,272,0004,004
Provision for loan and lease losses$1,003,000986
Total noninterest income$4,043,0001,067
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$328,0003,796
Trading account gains and fees$3,691,00056
Additional Noninterest Income$24,0009,645
Total noninterest expense$4,416,0002,876
Salaries and employee benefits$1,633,0003,958
Premises and equipment expense$501,0003,689
Additional noninterest expense$2,282,0001,866
Pre-tax net operating income$2,896,0002,564
Securities gains (losses)$22,0001,824
Applicable income taxes$010,065
Income before extraordinary items$2,918,0001,813
Extraordinary gains, net$044
Net income$2,918,0001,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,041,000782
Cash dividends$962,0002,267
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,896,0001,787
1996-12-31 (YTD Data)Rank
Total interest income$7,679,0004,190
Total interest expense$3,645,0004,035
Net interest income$4,034,0004,288
Provision for loan and lease losses$-367,00011,384
Total noninterest income$3,021,0001,347
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$270,0004,553
Trading account gains and fees$1,378,00090
Additional Noninterest Income$1,373,0001,461
Total noninterest expense$4,826,0002,828
Salaries and employee benefits$1,410,0004,564
Premises and equipment expense$664,0002,931
Additional noninterest expense$2,752,0001,863
Pre-tax net operating income$2,596,0002,689
Securities gains (losses)$61,0001,215
Applicable income taxes$010,572
Income before extraordinary items$2,657,0001,860
Extraordinary gains, net$053
Net income$2,657,0001,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-367,00011,399
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,596,0001,867
1995-12-31 (YTD Data)Rank
Total interest income$7,030,0004,538
Total interest expense$3,569,0004,080
Net interest income$3,461,0004,916
Provision for loan and lease losses$250,0002,552
Total noninterest income$1,998,0001,833
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$249,0004,970
Trading account gains and fees$1,494,000117
Additional Noninterest Income$255,0004,421
Total noninterest expense$5,021,0002,699
Salaries and employee benefits$1,324,0004,796
Premises and equipment expense$757,0002,620
Additional noninterest expense$2,940,0001,724
Pre-tax net operating income$188,00010,534
Securities gains (losses)$136,000824
Applicable income taxes$011,151
Income before extraordinary items$324,0008,711
Extraordinary gains, net$065
Net income$324,0008,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,832
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$188,00010,032
1994-12-31 (YTD Data)Rank
Total interest income$6,509,0004,518
Total interest expense$2,936,0004,043
Net interest income$3,573,0004,855
Provision for loan and lease losses$25,0007,401
Total noninterest income$1,562,0002,222
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$277,0004,658
Trading account gains and fees$538,000143
Additional Noninterest Income$747,0002,235
Total noninterest expense$4,988,0002,782
Salaries and employee benefits$1,236,0005,111
Premises and equipment expense$890,0002,267
Additional noninterest expense$2,862,0001,886
Pre-tax net operating income$122,00011,476
Securities gains (losses)$-44,00010,934
Applicable income taxes$011,630
Income before extraordinary items$78,00011,588
Extraordinary gains, net$0249
Net income$78,00011,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$478,0001,419
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$122,00011,184
1993-12-31 (YTD Data)Rank
Total interest income$7,153,0004,238
Total interest expense$3,429,0003,661
Net interest income$3,724,0004,704
Provision for loan and lease losses$504,0002,073
Total noninterest income$2,887,0001,514
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$363,0003,762
Trading account gains and fees$0532
Additional Noninterest Income$2,524,0001,081
Total noninterest expense$7,074,0002,072
Salaries and employee benefits$1,264,0005,005
Premises and equipment expense$865,0002,361
Additional noninterest expense$4,945,0001,285
Pre-tax net operating income$-967,00012,973
Securities gains (losses)$1,133,000494
Applicable income taxes$-14,00012,801
Income before extraordinary items$180,00010,869
Extraordinary gains, net$03,149
Net income$180,00010,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,036,000722
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$2,000,000347
Net operating income$-953,00012,951
1992-12-31 (YTD Data)Rank
Total interest income$10,454,0003,341
Total interest expense$5,533,0003,006
Net interest income$4,921,0003,704
Provision for loan and lease losses$6,808,000484
Total noninterest income$1,207,0002,854
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$493,0002,819
Trading account gains and fees$0504
Additional Noninterest Income$714,0002,495
Total noninterest expense$6,305,0002,312
Salaries and employee benefits$1,399,0004,502
Premises and equipment expense$931,0002,235
Additional noninterest expense$3,975,0001,592
Pre-tax net operating income$-6,985,00013,833
Securities gains (losses)$698,000843
Applicable income taxes$-737,00013,800
Income before extraordinary items$-5,550,00013,812
Extraordinary gains, net$01,422
Net income$-5,550,00013,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,270,000453
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$500,000549
Net operating income$-6,164,24013,795

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.