Home > First Lancaster Federal Savings Bank > Income and Expense
First Lancaster Federal Savings Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 6,101 |
| Total interest expense | $2,531,000 | 5,514 |
| Net interest income | $1,960,000 | 6,616 |
| Provision for loan and lease losses | $44,000 | 6,751 |
| Total noninterest income | $116,000 | 8,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $116,000 | 6,081 |
| Total noninterest expense | $1,298,000 | 7,251 |
| Salaries and employee benefits | $838,000 | 6,555 |
| Premises and equipment expense | $167,000 | 7,292 |
| Additional noninterest expense | $293,000 | 8,001 |
| Pre-tax net operating income | $734,000 | 6,105 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $252,000 | 4,961 |
| Income before extraordinary items | $482,000 | 6,416 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $482,000 | 6,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,584 |
| Cash dividends | $1,087,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $482,000 | 6,428 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 6,341 |
| Total interest expense | $2,132,000 | 5,758 |
| Net interest income | $1,899,000 | 6,826 |
| Provision for loan and lease losses | $81,000 | 5,632 |
| Total noninterest income | $137,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $137,000 | 5,812 |
| Total noninterest expense | $1,018,000 | 8,066 |
| Salaries and employee benefits | $665,000 | 7,418 |
| Premises and equipment expense | $140,000 | 7,850 |
| Additional noninterest expense | $213,000 | 8,902 |
| Pre-tax net operating income | $937,000 | 5,499 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $187,000 | 5,850 |
| Income before extraordinary items | $750,000 | 5,276 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $750,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $1,062,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $750,000 | 5,245 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 6,272 |
| Total interest expense | $2,259,000 | 5,732 |
| Net interest income | $1,982,000 | 6,708 |
| Provision for loan and lease losses | $497,000 | 1,734 |
| Total noninterest income | $114,000 | 8,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $114,000 | 6,324 |
| Total noninterest expense | $1,101,000 | 7,824 |
| Salaries and employee benefits | $785,000 | 6,754 |
| Premises and equipment expense | $138,000 | 7,911 |
| Additional noninterest expense | $178,000 | 9,367 |
| Pre-tax net operating income | $498,000 | 7,377 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $315,000 | 5,044 |
| Income before extraordinary items | $192,000 | 8,674 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $192,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,538 |
| Cash dividends | $979,000 | 2,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $186,240 | 8,644 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 7,094 |
| Total interest expense | $1,653,000 | 7,002 |
| Net interest income | $1,910,000 | 7,106 |
| Provision for loan and lease losses | $53,000 | 6,553 |
| Total noninterest income | $74,000 | 9,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $74,000 | 7,572 |
| Total noninterest expense | $1,035,000 | 8,226 |
| Salaries and employee benefits | $734,000 | 7,119 |
| Premises and equipment expense | $121,000 | 8,469 |
| Additional noninterest expense | $180,000 | 9,672 |
| Pre-tax net operating income | $896,000 | 6,166 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $315,000 | 5,588 |
| Income before extraordinary items | $581,000 | 6,471 |
| Extraordinary gains, net | $6,000 | 32 |
| Net income | $587,000 | 6,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $581,000 | 6,417 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 7,980 |
| Total interest expense | $1,519,000 | 7,530 |
| Net interest income | $1,489,000 | 8,293 |
| Provision for loan and lease losses | $34,000 | 7,277 |
| Total noninterest income | $55,000 | 10,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $880,000 | 9,126 |
| Salaries and employee benefits | $431,000 | 9,384 |
| Premises and equipment expense | $101,000 | 9,258 |
| Additional noninterest expense | $348,000 | 8,386 |
| Pre-tax net operating income | $630,000 | 7,273 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $212,000 | 6,957 |
| Income before extraordinary items | $418,000 | 7,472 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $418,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $8,092,000 | 75 |
| Net operating income | $418,000 | 7,415 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 8,522 |
| Total interest expense | $1,622,000 | 7,354 |
| Net interest income | $1,155,000 | 9,467 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $70,000 | 10,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $70,000 | 8,356 |
| Total noninterest expense | $615,000 | 10,511 |
| Salaries and employee benefits | $348,000 | 10,348 |
| Premises and equipment expense | $90,000 | 9,917 |
| Additional noninterest expense | $177,000 | 10,728 |
| Pre-tax net operating income | $565,000 | 8,083 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $213,000 | 7,202 |
| Income before extraordinary items | $352,000 | 8,462 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $352,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $352,000 | 8,438 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 9,320 |
| Total interest expense | $999,000 | 8,697 |
| Net interest income | $1,267,000 | 9,565 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $205,000 | 8,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $205,000 | 5,180 |
| Total noninterest expense | $491,000 | 11,662 |
| Salaries and employee benefits | $260,000 | 11,577 |
| Premises and equipment expense | $63,000 | 11,198 |
| Additional noninterest expense | $168,000 | 11,549 |
| Pre-tax net operating income | $971,000 | 6,079 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $361,000 | 5,140 |
| Income before extraordinary items | $610,000 | 6,459 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $610,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $610,000 | 6,521 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 10,032 |
| Total interest expense | $901,000 | 9,546 |
| Net interest income | $1,172,000 | 10,157 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $30,000 | 12,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $437,000 | 12,481 |
| Salaries and employee benefits | $219,000 | 12,467 |
| Premises and equipment expense | $65,000 | 11,682 |
| Additional noninterest expense | $153,000 | 12,384 |
| Pre-tax net operating income | $754,000 | 7,073 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $262,000 | 6,617 |
| Income before extraordinary items | $493,000 | 7,616 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $493,000 | 7,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $492,350 | 7,365 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 10,635 |
| Total interest expense | $1,146,000 | 9,802 |
| Net interest income | $986,000 | 11,153 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $25,000 | 13,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $420,000 | 13,067 |
| Salaries and employee benefits | $194,000 | 13,217 |
| Premises and equipment expense | $72,000 | 11,802 |
| Additional noninterest expense | $154,000 | 12,891 |
| Pre-tax net operating income | $558,000 | 8,004 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $203,000 | 7,497 |
| Income before extraordinary items | $355,000 | 8,666 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $355,000 | 8,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $355,000 | 8,299 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.