Home > First-Knox National Bank > Income and Expense
First-Knox National Bank, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $25,767,000 | 752 |
| Total interest expense | $9,351,000 | 919 |
| Net interest income | $16,416,000 | 674 |
| Provision for loan and lease losses | $915,000 | 1,288 |
| Total noninterest income | $4,824,000 | 653 |
| Gross Fiduciary activities income | $553,000 | 402 |
| Service charges on deposit accounts | $1,545,000 | 555 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,726,000 | 660 |
| Total noninterest expense | $9,309,000 | 1,055 |
| Salaries and employee benefits | $5,174,000 | 1,004 |
| Premises and equipment expense | $891,000 | 1,570 |
| Additional noninterest expense | $3,244,000 | 918 |
| Pre-tax net operating income | $11,016,000 | 337 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $3,765,000 | 325 |
| Income before extraordinary items | $7,251,000 | 374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,251,000 | 373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,173,000 | 778 |
| Cash dividends | $10,100,000 | 178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $7,251,000 | 370 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,075,000 | 769 |
| Total interest expense | $4,948,000 | 921 |
| Net interest income | $8,127,000 | 684 |
| Provision for loan and lease losses | $575,000 | 933 |
| Total noninterest income | $2,729,000 | 607 |
| Gross Fiduciary activities income | $282,000 | 397 |
| Service charges on deposit accounts | $754,000 | 562 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,693,000 | 567 |
| Total noninterest expense | $4,635,000 | 1,055 |
| Salaries and employee benefits | $2,612,000 | 1,006 |
| Premises and equipment expense | $455,000 | 1,533 |
| Additional noninterest expense | $1,568,000 | 915 |
| Pre-tax net operating income | $5,646,000 | 358 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,927,000 | 358 |
| Income before extraordinary items | $3,719,000 | 398 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,719,000 | 399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $744,000 | 561 |
| Cash dividends | $7,500,000 | 136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,719,000 | 383 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $53,847,000 | 770 |
| Total interest expense | $22,947,000 | 863 |
| Net interest income | $30,900,000 | 715 |
| Provision for loan and lease losses | $880,000 | 1,573 |
| Total noninterest income | $8,267,000 | 722 |
| Gross Fiduciary activities income | $1,058,000 | 408 |
| Service charges on deposit accounts | $2,893,000 | 599 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,316,000 | 780 |
| Total noninterest expense | $18,381,000 | 1,014 |
| Salaries and employee benefits | $10,492,000 | 951 |
| Premises and equipment expense | $1,861,000 | 1,440 |
| Additional noninterest expense | $6,028,000 | 935 |
| Pre-tax net operating income | $19,906,000 | 468 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,723,000 | 436 |
| Income before extraordinary items | $13,183,000 | 503 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,183,000 | 500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,693,000 | 698 |
| Cash dividends | $5,600,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $13,183,000 | 499 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $39,745,000 | 789 |
| Total interest expense | $17,104,000 | 865 |
| Net interest income | $22,641,000 | 733 |
| Provision for loan and lease losses | $900,000 | 978 |
| Total noninterest income | $6,053,000 | 740 |
| Gross Fiduciary activities income | $786,000 | 402 |
| Service charges on deposit accounts | $2,054,000 | 631 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,213,000 | 791 |
| Total noninterest expense | $13,531,000 | 1,026 |
| Salaries and employee benefits | $7,806,000 | 957 |
| Premises and equipment expense | $1,428,000 | 1,377 |
| Additional noninterest expense | $4,297,000 | 957 |
| Pre-tax net operating income | $14,263,000 | 521 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,843,000 | 482 |
| Income before extraordinary items | $9,420,000 | 567 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $9,420,000 | 565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $893,000 | 698 |
| Cash dividends | $5,100,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $9,420,000 | 559 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $26,325,000 | 800 |
| Total interest expense | $11,189,000 | 882 |
| Net interest income | $15,136,000 | 745 |
| Provision for loan and lease losses | $520,000 | 997 |
| Total noninterest income | $3,833,000 | 805 |
| Gross Fiduciary activities income | $497,000 | 427 |
| Service charges on deposit accounts | $1,192,000 | 734 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,144,000 | 812 |
| Total noninterest expense | $9,134,000 | 1,032 |
| Salaries and employee benefits | $5,224,000 | 964 |
| Premises and equipment expense | $991,000 | 1,343 |
| Additional noninterest expense | $2,919,000 | 941 |
| Pre-tax net operating income | $9,315,000 | 552 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,163,000 | 519 |
| Income before extraordinary items | $6,152,000 | 604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,152,000 | 603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $563,000 | 660 |
| Cash dividends | $5,100,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,152,000 | 594 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,282,000 | 774 |
| Total interest expense | $5,569,000 | 884 |
| Net interest income | $7,713,000 | 728 |
| Provision for loan and lease losses | $255,000 | 940 |
| Total noninterest income | $1,904,000 | 786 |
| Gross Fiduciary activities income | $236,000 | 441 |
| Service charges on deposit accounts | $547,000 | 779 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,121,000 | 750 |
| Total noninterest expense | $4,635,000 | 1,011 |
| Salaries and employee benefits | $2,663,000 | 956 |
| Premises and equipment expense | $491,000 | 1,368 |
| Additional noninterest expense | $1,481,000 | 925 |
| Pre-tax net operating income | $4,727,000 | 545 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,606,000 | 516 |
| Income before extraordinary items | $3,121,000 | 593 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,121,000 | 593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 524 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,121,000 | 580 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $51,469,000 | 743 |
| Total interest expense | $20,714,000 | 809 |
| Net interest income | $30,755,000 | 716 |
| Provision for loan and lease losses | $630,000 | 1,547 |
| Total noninterest income | $7,771,000 | 755 |
| Gross Fiduciary activities income | $1,034,000 | 394 |
| Service charges on deposit accounts | $2,393,000 | 738 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,344,000 | 753 |
| Total noninterest expense | $17,172,000 | 1,045 |
| Salaries and employee benefits | $9,731,000 | 988 |
| Premises and equipment expense | $1,766,000 | 1,455 |
| Additional noninterest expense | $5,675,000 | 935 |
| Pre-tax net operating income | $20,724,000 | 529 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,010,000 | 497 |
| Income before extraordinary items | $13,714,000 | 564 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $13,714,000 | 563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,063 |
| Cash dividends | $15,000,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $13,714,000 | 557 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $37,894,000 | 756 |
| Total interest expense | $15,107,000 | 816 |
| Net interest income | $22,787,000 | 737 |
| Provision for loan and lease losses | $205,000 | 2,826 |
| Total noninterest income | $5,836,000 | 775 |
| Gross Fiduciary activities income | $766,000 | 388 |
| Service charges on deposit accounts | $1,794,000 | 747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,276,000 | 764 |
| Total noninterest expense | $13,047,000 | 1,045 |
| Salaries and employee benefits | $7,503,000 | 976 |
| Premises and equipment expense | $1,322,000 | 1,467 |
| Additional noninterest expense | $4,222,000 | 943 |
| Pre-tax net operating income | $15,371,000 | 552 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,197,000 | 528 |
| Income before extraordinary items | $10,174,000 | 594 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,174,000 | 594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 1,495 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $10,174,000 | 583 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $24,804,000 | 757 |
| Total interest expense | $9,651,000 | 801 |
| Net interest income | $15,153,000 | 742 |
| Provision for loan and lease losses | $155,000 | 2,524 |
| Total noninterest income | $3,963,000 | 761 |
| Gross Fiduciary activities income | $512,000 | 394 |
| Service charges on deposit accounts | $1,164,000 | 754 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,287,000 | 726 |
| Total noninterest expense | $8,582,000 | 1,054 |
| Salaries and employee benefits | $4,962,000 | 989 |
| Premises and equipment expense | $886,000 | 1,469 |
| Additional noninterest expense | $2,734,000 | 987 |
| Pre-tax net operating income | $10,379,000 | 545 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,508,000 | 520 |
| Income before extraordinary items | $6,871,000 | 586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,871,000 | 584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,392 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,871,000 | 572 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,009,000 | 762 |
| Total interest expense | $4,548,000 | 811 |
| Net interest income | $7,461,000 | 754 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $2,067,000 | 716 |
| Gross Fiduciary activities income | $278,000 | 371 |
| Service charges on deposit accounts | $560,000 | 760 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,229,000 | 691 |
| Total noninterest expense | $4,345,000 | 1,043 |
| Salaries and employee benefits | $2,530,000 | 969 |
| Premises and equipment expense | $449,000 | 1,451 |
| Additional noninterest expense | $1,366,000 | 977 |
| Pre-tax net operating income | $5,178,000 | 542 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,750,000 | 513 |
| Income before extraordinary items | $3,428,000 | 586 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,428,000 | 585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,900 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,428,000 | 573 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $45,725,000 | 708 |
| Total interest expense | $14,870,000 | 765 |
| Net interest income | $30,855,000 | 681 |
| Provision for loan and lease losses | $1,127,000 | 939 |
| Total noninterest income | $7,191,000 | 807 |
| Gross Fiduciary activities income | $991,000 | 390 |
| Service charges on deposit accounts | $2,239,000 | 776 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,961,000 | 807 |
| Total noninterest expense | $16,831,000 | 1,016 |
| Salaries and employee benefits | $10,223,000 | 887 |
| Premises and equipment expense | $1,695,000 | 1,443 |
| Additional noninterest expense | $4,913,000 | 1,052 |
| Pre-tax net operating income | $20,088,000 | 533 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $6,739,000 | 521 |
| Income before extraordinary items | $13,349,000 | 562 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $13,349,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $707,000 | 881 |
| Cash dividends | $11,000,000 | 358 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $13,349,000 | 547 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $33,782,000 | 693 |
| Total interest expense | $10,592,000 | 758 |
| Net interest income | $23,190,000 | 672 |
| Provision for loan and lease losses | $845,000 | 889 |
| Total noninterest income | $5,435,000 | 806 |
| Gross Fiduciary activities income | $748,000 | 386 |
| Service charges on deposit accounts | $1,652,000 | 787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,035,000 | 798 |
| Total noninterest expense | $12,707,000 | 999 |
| Salaries and employee benefits | $7,633,000 | 883 |
| Premises and equipment expense | $1,273,000 | 1,431 |
| Additional noninterest expense | $3,801,000 | 1,012 |
| Pre-tax net operating income | $15,073,000 | 537 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $5,044,000 | 522 |
| Income before extraordinary items | $10,029,000 | 562 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,029,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,475 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $10,029,000 | 548 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,991,000 | 693 |
| Total interest expense | $6,677,000 | 752 |
| Net interest income | $15,314,000 | 664 |
| Provision for loan and lease losses | $612,000 | 807 |
| Total noninterest income | $3,541,000 | 810 |
| Gross Fiduciary activities income | $498,000 | 391 |
| Service charges on deposit accounts | $1,062,000 | 797 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,981,000 | 808 |
| Total noninterest expense | $8,262,000 | 1,014 |
| Salaries and employee benefits | $5,091,000 | 877 |
| Premises and equipment expense | $863,000 | 1,399 |
| Additional noninterest expense | $2,308,000 | 1,089 |
| Pre-tax net operating income | $9,981,000 | 529 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,333,000 | 519 |
| Income before extraordinary items | $6,648,000 | 560 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,648,000 | 560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 943 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,648,000 | 545 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,659,000 | 702 |
| Total interest expense | $3,121,000 | 770 |
| Net interest income | $7,538,000 | 673 |
| Provision for loan and lease losses | $330,000 | 697 |
| Total noninterest income | $1,784,000 | 784 |
| Gross Fiduciary activities income | $236,000 | 402 |
| Service charges on deposit accounts | $512,000 | 796 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,036,000 | 766 |
| Total noninterest expense | $4,178,000 | 995 |
| Salaries and employee benefits | $2,548,000 | 874 |
| Premises and equipment expense | $447,000 | 1,352 |
| Additional noninterest expense | $1,183,000 | 1,042 |
| Pre-tax net operating income | $4,814,000 | 536 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,604,000 | 536 |
| Income before extraordinary items | $3,210,000 | 576 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,210,000 | 576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 617 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,210,000 | 557 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $42,051,000 | 669 |
| Total interest expense | $9,722,000 | 834 |
| Net interest income | $32,329,000 | 618 |
| Provision for loan and lease losses | $1,695,000 | 633 |
| Total noninterest income | $6,835,000 | 815 |
| Gross Fiduciary activities income | $925,000 | 393 |
| Service charges on deposit accounts | $3,256,000 | 531 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,654,000 | 1,070 |
| Total noninterest expense | $16,689,000 | 976 |
| Salaries and employee benefits | $9,903,000 | 867 |
| Premises and equipment expense | $1,898,000 | 1,204 |
| Additional noninterest expense | $4,888,000 | 1,024 |
| Pre-tax net operating income | $20,780,000 | 480 |
| Securities gains (losses) | $-68,000 | 8,660 |
| Applicable income taxes | $6,864,000 | 477 |
| Income before extraordinary items | $13,848,000 | 512 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,848,000 | 513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,027,000 | 454 |
| Cash dividends | $14,000,000 | 274 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $13,893,560 | 495 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $31,253,000 | 663 |
| Total interest expense | $7,037,000 | 835 |
| Net interest income | $24,216,000 | 611 |
| Provision for loan and lease losses | $1,510,000 | 521 |
| Total noninterest income | $5,199,000 | 824 |
| Gross Fiduciary activities income | $685,000 | 396 |
| Service charges on deposit accounts | $2,440,000 | 535 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,074,000 | 1,054 |
| Total noninterest expense | $12,274,000 | 995 |
| Salaries and employee benefits | $7,289,000 | 886 |
| Premises and equipment expense | $1,471,000 | 1,176 |
| Additional noninterest expense | $3,514,000 | 1,050 |
| Pre-tax net operating income | $15,631,000 | 474 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,165,000 | 475 |
| Income before extraordinary items | $10,466,000 | 509 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $10,466,000 | 510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,259,000 | 487 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $10,466,000 | 487 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $20,582,000 | 667 |
| Total interest expense | $4,554,000 | 853 |
| Net interest income | $16,028,000 | 610 |
| Provision for loan and lease losses | $1,015,000 | 517 |
| Total noninterest income | $3,395,000 | 829 |
| Gross Fiduciary activities income | $428,000 | 421 |
| Service charges on deposit accounts | $1,573,000 | 549 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,394,000 | 1,042 |
| Total noninterest expense | $8,187,000 | 993 |
| Salaries and employee benefits | $4,832,000 | 887 |
| Premises and equipment expense | $976,000 | 1,190 |
| Additional noninterest expense | $2,379,000 | 1,038 |
| Pre-tax net operating income | $10,221,000 | 480 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,359,000 | 486 |
| Income before extraordinary items | $6,862,000 | 517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,862,000 | 516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $852,000 | 482 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,862,000 | 492 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,247,000 | 675 |
| Total interest expense | $2,289,000 | 868 |
| Net interest income | $7,958,000 | 620 |
| Provision for loan and lease losses | $195,000 | 1,177 |
| Total noninterest income | $1,693,000 | 818 |
| Gross Fiduciary activities income | $215,000 | 414 |
| Service charges on deposit accounts | $748,000 | 574 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $730,000 | 990 |
| Total noninterest expense | $4,133,000 | 992 |
| Salaries and employee benefits | $2,467,000 | 881 |
| Premises and equipment expense | $514,000 | 1,146 |
| Additional noninterest expense | $1,152,000 | 1,062 |
| Pre-tax net operating income | $5,323,000 | 459 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,741,000 | 482 |
| Income before extraordinary items | $3,582,000 | 500 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,582,000 | 499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,899 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,582,000 | 468 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $42,038,000 | 666 |
| Total interest expense | $10,579,000 | 837 |
| Net interest income | $31,459,000 | 609 |
| Provision for loan and lease losses | $1,997,000 | 652 |
| Total noninterest income | $7,422,000 | 826 |
| Gross Fiduciary activities income | $850,000 | 417 |
| Service charges on deposit accounts | $3,171,000 | 546 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,401,000 | 992 |
| Total noninterest expense | $16,232,000 | 1,009 |
| Salaries and employee benefits | $9,457,000 | 900 |
| Premises and equipment expense | $1,855,000 | 1,209 |
| Additional noninterest expense | $4,920,000 | 1,041 |
| Pre-tax net operating income | $20,652,000 | 473 |
| Securities gains (losses) | $-621,000 | 9,140 |
| Applicable income taxes | $6,403,000 | 507 |
| Income before extraordinary items | $13,628,000 | 521 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $13,628,000 | 522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,948,000 | 571 |
| Cash dividends | $10,000,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $14,050,280 | 477 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $31,713,000 | 680 |
| Total interest expense | $8,124,000 | 854 |
| Net interest income | $23,589,000 | 620 |
| Provision for loan and lease losses | $1,998,000 | 534 |
| Total noninterest income | $5,690,000 | 840 |
| Gross Fiduciary activities income | $617,000 | 433 |
| Service charges on deposit accounts | $2,363,000 | 559 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,710,000 | 988 |
| Total noninterest expense | $12,040,000 | 1,030 |
| Salaries and employee benefits | $7,002,000 | 927 |
| Premises and equipment expense | $1,394,000 | 1,228 |
| Additional noninterest expense | $3,644,000 | 1,057 |
| Pre-tax net operating income | $15,241,000 | 485 |
| Securities gains (losses) | $-434,000 | 9,191 |
| Applicable income taxes | $4,707,000 | 535 |
| Income before extraordinary items | $10,100,000 | 543 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $10,100,000 | 543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,601,000 | 521 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $10,395,120 | 496 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $21,324,000 | 673 |
| Total interest expense | $5,573,000 | 861 |
| Net interest income | $15,751,000 | 617 |
| Provision for loan and lease losses | $1,332,000 | 526 |
| Total noninterest income | $3,648,000 | 847 |
| Gross Fiduciary activities income | $393,000 | 445 |
| Service charges on deposit accounts | $1,486,000 | 578 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,769,000 | 998 |
| Total noninterest expense | $8,074,000 | 1,018 |
| Salaries and employee benefits | $4,690,000 | 918 |
| Premises and equipment expense | $929,000 | 1,226 |
| Additional noninterest expense | $2,455,000 | 1,035 |
| Pre-tax net operating income | $9,993,000 | 492 |
| Securities gains (losses) | $-342,000 | 9,233 |
| Applicable income taxes | $3,046,000 | 548 |
| Income before extraordinary items | $6,605,000 | 556 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,605,000 | 556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 704 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,837,560 | 495 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,674,000 | 682 |
| Total interest expense | $2,838,000 | 870 |
| Net interest income | $7,836,000 | 621 |
| Provision for loan and lease losses | $666,000 | 510 |
| Total noninterest income | $1,794,000 | 842 |
| Gross Fiduciary activities income | $196,000 | 448 |
| Service charges on deposit accounts | $697,000 | 597 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $901,000 | 963 |
| Total noninterest expense | $4,021,000 | 1,010 |
| Salaries and employee benefits | $2,418,000 | 892 |
| Premises and equipment expense | $475,000 | 1,210 |
| Additional noninterest expense | $1,128,000 | 1,093 |
| Pre-tax net operating income | $4,943,000 | 501 |
| Securities gains (losses) | $-342,000 | 9,294 |
| Applicable income taxes | $1,446,000 | 583 |
| Income before extraordinary items | $3,155,000 | 563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,155,000 | 561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 726 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,390,980 | 497 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $44,762,000 | 682 |
| Total interest expense | $14,278,000 | 783 |
| Net interest income | $30,484,000 | 625 |
| Provision for loan and lease losses | $2,963,000 | 553 |
| Total noninterest income | $6,108,000 | 888 |
| Gross Fiduciary activities income | $918,000 | 419 |
| Service charges on deposit accounts | $2,664,000 | 612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,526,000 | 1,120 |
| Total noninterest expense | $15,276,000 | 1,016 |
| Salaries and employee benefits | $8,703,000 | 923 |
| Premises and equipment expense | $1,790,000 | 1,233 |
| Additional noninterest expense | $4,783,000 | 1,032 |
| Pre-tax net operating income | $18,353,000 | 501 |
| Securities gains (losses) | $-53,000 | 9,076 |
| Applicable income taxes | $5,654,000 | 532 |
| Income before extraordinary items | $12,646,000 | 530 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $12,646,000 | 533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,113,000 | 548 |
| Cash dividends | $13,200,000 | 294 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $12,682,570 | 503 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $49,948,000 | 700 |
| Total interest expense | $21,021,000 | 778 |
| Net interest income | $28,927,000 | 626 |
| Provision for loan and lease losses | $1,673,000 | 817 |
| Total noninterest income | $5,759,000 | 883 |
| Gross Fiduciary activities income | $898,000 | 440 |
| Service charges on deposit accounts | $2,664,000 | 572 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,197,000 | 1,160 |
| Total noninterest expense | $15,559,000 | 952 |
| Salaries and employee benefits | $8,294,000 | 899 |
| Premises and equipment expense | $1,727,000 | 1,234 |
| Additional noninterest expense | $5,538,000 | 883 |
| Pre-tax net operating income | $17,454,000 | 480 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $5,092,000 | 535 |
| Income before extraordinary items | $12,362,000 | 491 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $12,362,000 | 492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,184,000 | 540 |
| Cash dividends | $17,500,000 | 257 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $12,362,000 | 468 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $50,201,000 | 722 |
| Total interest expense | $23,397,000 | 775 |
| Net interest income | $26,804,000 | 666 |
| Provision for loan and lease losses | $1,465,000 | 783 |
| Total noninterest income | $5,157,000 | 911 |
| Gross Fiduciary activities income | $860,000 | 451 |
| Service charges on deposit accounts | $1,907,000 | 717 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,390,000 | 1,006 |
| Total noninterest expense | $14,745,000 | 962 |
| Salaries and employee benefits | $7,787,000 | 897 |
| Premises and equipment expense | $1,874,000 | 1,066 |
| Additional noninterest expense | $5,084,000 | 938 |
| Pre-tax net operating income | $15,751,000 | 541 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,633,000 | 579 |
| Income before extraordinary items | $11,118,000 | 527 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $11,118,000 | 528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,360,000 | 608 |
| Cash dividends | $10,000,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $11,118,000 | 526 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $45,057,000 | 753 |
| Total interest expense | $18,751,000 | 839 |
| Net interest income | $26,306,000 | 700 |
| Provision for loan and lease losses | $2,999,000 | 419 |
| Total noninterest income | $4,818,000 | 975 |
| Gross Fiduciary activities income | $820,000 | 508 |
| Service charges on deposit accounts | $1,560,000 | 847 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,438,000 | 1,008 |
| Total noninterest expense | $14,320,000 | 978 |
| Salaries and employee benefits | $7,361,000 | 933 |
| Premises and equipment expense | $2,010,000 | 1,003 |
| Additional noninterest expense | $4,949,000 | 965 |
| Pre-tax net operating income | $13,805,000 | 634 |
| Securities gains (losses) | $-261,000 | 10,067 |
| Applicable income taxes | $3,874,000 | 725 |
| Income before extraordinary items | $9,670,000 | 640 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,670,000 | 641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,213,000 | 626 |
| Cash dividends | $8,500,000 | 455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $9,855,310 | 613 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $43,075,000 | 773 |
| Total interest expense | $19,338,000 | 828 |
| Net interest income | $23,737,000 | 733 |
| Provision for loan and lease losses | $1,236,000 | 804 |
| Total noninterest income | $4,101,000 | 1,073 |
| Gross Fiduciary activities income | $752,000 | 526 |
| Service charges on deposit accounts | $1,385,000 | 895 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,964,000 | 1,176 |
| Total noninterest expense | $14,799,000 | 932 |
| Salaries and employee benefits | $6,798,000 | 958 |
| Premises and equipment expense | $2,731,000 | 739 |
| Additional noninterest expense | $5,270,000 | 917 |
| Pre-tax net operating income | $11,803,000 | 690 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,303,000 | 801 |
| Income before extraordinary items | $8,500,000 | 684 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,500,000 | 683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,194,000 | 665 |
| Cash dividends | $8,000,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,500,000 | 657 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $45,092,000 | 763 |
| Total interest expense | $21,793,000 | 754 |
| Net interest income | $23,299,000 | 782 |
| Provision for loan and lease losses | $5,349,000 | 311 |
| Total noninterest income | $3,143,000 | 1,252 |
| Gross Fiduciary activities income | $740,000 | 549 |
| Service charges on deposit accounts | $1,307,000 | 968 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,096,000 | 1,650 |
| Total noninterest expense | $17,805,000 | 810 |
| Salaries and employee benefits | $9,291,000 | 740 |
| Premises and equipment expense | $2,291,000 | 871 |
| Additional noninterest expense | $6,223,000 | 824 |
| Pre-tax net operating income | $3,288,000 | 2,292 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $253,000 | 6,233 |
| Income before extraordinary items | $3,028,000 | 1,754 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,028,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,472,000 | 612 |
| Cash dividends | $11,397,000 | 336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,034,440 | 1,712 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $36,220,000 | 971 |
| Total interest expense | $17,974,000 | 933 |
| Net interest income | $18,246,000 | 1,006 |
| Provision for loan and lease losses | $690,000 | 1,345 |
| Total noninterest income | $3,225,000 | 1,283 |
| Gross Fiduciary activities income | $774,000 | 583 |
| Service charges on deposit accounts | $1,097,000 | 1,214 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,354,000 | 1,479 |
| Total noninterest expense | $13,381,000 | 1,111 |
| Salaries and employee benefits | $6,281,000 | 1,064 |
| Premises and equipment expense | $2,203,000 | 963 |
| Additional noninterest expense | $4,897,000 | 1,156 |
| Pre-tax net operating income | $7,400,000 | 1,021 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $1,745,000 | 1,392 |
| Income before extraordinary items | $5,646,000 | 941 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,646,000 | 942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,785 |
| Cash dividends | $1,950,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,652,840 | 919 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,803,000 | 1,077 |
| Total interest expense | $15,807,000 | 1,073 |
| Net interest income | $16,996,000 | 1,076 |
| Provision for loan and lease losses | $485,000 | 1,610 |
| Total noninterest income | $3,045,000 | 1,347 |
| Gross Fiduciary activities income | $702,000 | 638 |
| Service charges on deposit accounts | $1,070,000 | 1,253 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,273,000 | 1,534 |
| Total noninterest expense | $13,185,000 | 1,134 |
| Salaries and employee benefits | $6,203,000 | 1,099 |
| Premises and equipment expense | $1,958,000 | 1,079 |
| Additional noninterest expense | $5,024,000 | 1,120 |
| Pre-tax net operating income | $6,371,000 | 1,203 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $1,315,000 | 1,846 |
| Income before extraordinary items | $5,036,000 | 1,064 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,036,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,457 |
| Cash dividends | $3,050,000 | 896 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,051,800 | 1,043 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $28,797,000 | 1,106 |
| Total interest expense | $12,370,000 | 1,069 |
| Net interest income | $16,427,000 | 1,121 |
| Provision for loan and lease losses | $556,000 | 1,418 |
| Total noninterest income | $2,606,000 | 1,516 |
| Gross Fiduciary activities income | $588,000 | 690 |
| Service charges on deposit accounts | $1,025,000 | 1,307 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $993,000 | 1,845 |
| Total noninterest expense | $12,971,000 | 1,162 |
| Salaries and employee benefits | $5,917,000 | 1,138 |
| Premises and equipment expense | $1,655,000 | 1,259 |
| Additional noninterest expense | $5,399,000 | 1,100 |
| Pre-tax net operating income | $5,506,000 | 1,352 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $1,016,000 | 2,208 |
| Income before extraordinary items | $4,501,000 | 1,126 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,501,000 | 1,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,787 |
| Cash dividends | $5,600,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,491,980 | 1,135 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,587,000 | 1,152 |
| Total interest expense | $11,217,000 | 1,213 |
| Net interest income | $16,370,000 | 1,114 |
| Provision for loan and lease losses | $1,020,000 | 1,278 |
| Total noninterest income | $2,341,000 | 1,763 |
| Gross Fiduciary activities income | $521,000 | 749 |
| Service charges on deposit accounts | $948,000 | 1,422 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $872,000 | 2,248 |
| Total noninterest expense | $12,244,000 | 1,261 |
| Salaries and employee benefits | $5,573,000 | 1,202 |
| Premises and equipment expense | $1,479,000 | 1,436 |
| Additional noninterest expense | $5,192,000 | 1,241 |
| Pre-tax net operating income | $5,447,000 | 1,276 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $1,280,000 | 1,828 |
| Income before extraordinary items | $4,175,000 | 1,230 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,175,000 | 1,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $711,000 | 1,429 |
| Cash dividends | $750,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,168,840 | 1,139 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $28,810,000 | 1,269 |
| Total interest expense | $13,978,000 | 1,270 |
| Net interest income | $14,832,000 | 1,258 |
| Provision for loan and lease losses | $1,255,000 | 1,590 |
| Total noninterest income | $2,255,000 | 1,790 |
| Gross Fiduciary activities income | $475,000 | 780 |
| Service charges on deposit accounts | $926,000 | 1,450 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $854,000 | 2,222 |
| Total noninterest expense | $11,040,000 | 1,400 |
| Salaries and employee benefits | $5,217,000 | 1,288 |
| Premises and equipment expense | $1,392,000 | 1,531 |
| Additional noninterest expense | $4,431,000 | 1,484 |
| Pre-tax net operating income | $4,792,000 | 1,332 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $1,121,000 | 1,892 |
| Income before extraordinary items | $3,701,000 | 1,262 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,701,000 | 1,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,027,000 | 1,534 |
| Cash dividends | $925,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,677,900 | 1,173 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.