Home > First-Knox National Bank > Assets and Liabilities
First-Knox National Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 243 | 664 |
| Assets and Liabilities | ||
| Total Assets: | $818,772,000 | 845 |
| Cash and due from depository institutions | $23,771,000 | 664 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $176,533,000 | 676 |
| Federal funds sold & reverse repurchase agreements | $25,909,000 | 428 |
| Net loans & leases | $550,005,000 | 876 |
| Loan loss allowance | $9,824,000 | 647 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,681,000 | 1,682 |
| Other real estate owned | $894,000 | 664 |
| Goodwill and other intangibles | $3,898,000 | 1,050 |
| All other assets | $30,081,000 | 712 |
| Life insurance assets | $9,608,000 | 700 |
| Total liabilities and capital | $818,772,000 | 845 |
| Total liabilities | $781,163,000 | 788 |
| Total deposits | $499,523,000 | 1,029 |
| Interest-bearing deposits | $423,366,000 | 1,074 |
| Deposits held in domestic offices | $499,523,000 | 1,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $120,721,000 | 283 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $143,758,000 | 486 |
| Subordinated debt | $5,000,000 | 181 |
| All other liabilities | $12,161,000 | 571 |
| Total equity capital | $37,609,000 | 1,821 |
| Total bank equity capital | $37,609,000 | 1,821 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,958,000 | 2,073 |
| Surplus | $8,528,000 | 2,956 |
| Undivided profits | $27,123,000 | 1,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,049,000 | 785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $367,000 | 424 |
| Income earned, not collected on loans | $3,247,000 | 1,127 |
| Earning assets | $752,447,000 | 830 |
| Long-term assets (5+ years) | $246,208,000 | 537 |
| Average Assets, year-to-date | $809,107,670 | 834 |
| Average Assets, quarterly | $805,343,000 | 853 |
| Volatile liabilities | $265,752,000 | 601 |
| Insider loans | $15,647,000 | 436 |
| FHLB advances | $142,553,000 | 435 |
| Loans and leases held for sale | $1,299,000 | 797 |
| Unused loan commitments | $86,268,000 | 1,108 |
| Tier 1 (core) risk-based capital | $42,514,000 | 1,544 |
| Tier 2 risk-based capital | $13,373,000 | 478 |
| Total risk weighted assets | $540,190,000 | 943 |
| Total unused commitments | $86,268,000 | 1,108 |
| Derivatives | $2,399,000 | 691 |
| 2008-03-31 | Rank | |
| # of Employees: | 239 | 667 |
| Assets and Liabilities | ||
| Total Assets: | $791,914,000 | 869 |
| Cash and due from depository institutions | $20,001,000 | 667 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $188,368,000 | 644 |
| Federal funds sold & reverse repurchase agreements | $696,000 | 5,973 |
| Net loans & leases | $539,944,000 | 881 |
| Loan loss allowance | $9,913,000 | 588 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,806,000 | 1,646 |
| Other real estate owned | $1,679,000 | 667 |
| Goodwill and other intangibles | $4,003,000 | 1,047 |
| All other assets | $29,417,000 | 696 |
| Life insurance assets | $9,535,000 | 695 |
| Total liabilities and capital | $791,914,000 | 869 |
| Total liabilities | $753,204,000 | 814 |
| Total deposits | $488,412,000 | 1,050 |
| Interest-bearing deposits | $412,708,000 | 1,113 |
| Deposits held in domestic offices | $488,412,000 | 1,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $111,415,000 | 301 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $133,417,000 | 474 |
| Subordinated debt | $5,000,000 | 177 |
| All other liabilities | $14,960,000 | 531 |
| Total equity capital | $38,710,000 | 1,824 |
| Total bank equity capital | $38,710,000 | 1,824 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,958,000 | 2,071 |
| Surplus | $8,528,000 | 2,936 |
| Undivided profits | $28,224,000 | 1,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,701,000 | 713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $446,000 | 360 |
| Income earned, not collected on loans | $3,343,000 | 1,119 |
| Earning assets | $729,008,000 | 852 |
| Long-term assets (5+ years) | $251,072,000 | 514 |
| Average Assets, year-to-date | $804,275,500 | 843 |
| Average Assets, quarterly | $804,275,500 | 843 |
| Volatile liabilities | $246,146,000 | 626 |
| Insider loans | $15,582,000 | 438 |
| FHLB advances | $132,550,000 | 423 |
| Loans and leases held for sale | $1,753,000 | 727 |
| Unused loan commitments | $84,770,000 | 1,169 |
| Tier 1 (core) risk-based capital | $41,346,000 | 1,575 |
| Tier 2 risk-based capital | $13,345,000 | 464 |
| Total risk weighted assets | $527,586,000 | 947 |
| Total unused commitments | $84,770,000 | 1,170 |
| Derivatives | $2,416,000 | 757 |
| 2007-12-31 | Rank | |
| # of Employees: | 245 | 654 |
| Assets and Liabilities | ||
| Total Assets: | $816,637,000 | 840 |
| Cash and due from depository institutions | $30,503,000 | 654 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $202,665,000 | 602 |
| Federal funds sold & reverse repurchase agreements | $913,000 | 5,055 |
| Net loans & leases | $539,927,000 | 874 |
| Loan loss allowance | $10,082,000 | 558 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,941,000 | 1,613 |
| Other real estate owned | $1,614,000 | 654 |
| Goodwill and other intangibles | $4,099,000 | 1,039 |
| All other assets | $28,975,000 | 694 |
| Life insurance assets | $8,628,000 | 753 |
| Total liabilities and capital | $816,637,000 | 840 |
| Total liabilities | $774,754,000 | 783 |
| Total deposits | $489,302,000 | 1,043 |
| Interest-bearing deposits | $409,302,000 | 1,108 |
| Deposits held in domestic offices | $489,302,000 | 1,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $140,350,000 | 252 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $127,876,000 | 458 |
| Subordinated debt | $5,000,000 | 173 |
| All other liabilities | $12,226,000 | 584 |
| Total equity capital | $41,883,000 | 1,667 |
| Total bank equity capital | $41,883,000 | 1,667 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,958,000 | 2,063 |
| Surplus | $8,528,000 | 2,904 |
| Undivided profits | $31,397,000 | 1,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,772,000 | 620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $472,000 | 339 |
| Income earned, not collected on loans | $3,982,000 | 998 |
| Earning assets | $743,505,000 | 835 |
| Long-term assets (5+ years) | $266,338,000 | 475 |
| Average Assets, year-to-date | $788,176,800 | 826 |
| Average Assets, quarterly | $819,385,000 | 822 |
| Volatile liabilities | $270,385,000 | 584 |
| Insider loans | $15,531,000 | 435 |
| FHLB advances | $127,548,000 | 407 |
| Loans and leases held for sale | $396,000 | 1,271 |
| Unused loan commitments | $89,796,000 | 1,115 |
| Tier 1 (core) risk-based capital | $47,211,000 | 1,366 |
| Tier 2 risk-based capital | $12,223,000 | 484 |
| Total risk weighted assets | $535,784,000 | 938 |
| Total unused commitments | $89,796,000 | 1,115 |
| Derivatives | $3,528,000 | 638 |
| 2007-09-30 | Rank | |
| # of Employees: | 243 | 652 |
| Assets and Liabilities | ||
| Total Assets: | $822,133,000 | 811 |
| Cash and due from depository institutions | $19,380,000 | 652 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $207,893,000 | 603 |
| Federal funds sold & reverse repurchase agreements | $694,000 | 5,312 |
| Net loans & leases | $550,811,000 | 845 |
| Loan loss allowance | $10,902,000 | 495 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,043,000 | 1,560 |
| Other real estate owned | $735,000 | 652 |
| Goodwill and other intangibles | $4,199,000 | 1,006 |
| All other assets | $30,378,000 | 651 |
| Life insurance assets | $8,955,000 | 707 |
| Total liabilities and capital | $822,133,000 | 811 |
| Total liabilities | $785,983,000 | 754 |
| Total deposits | $503,556,000 | 1,009 |
| Interest-bearing deposits | $431,461,000 | 1,027 |
| Deposits held in domestic offices | $503,556,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $133,745,000 | 253 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $131,213,000 | 424 |
| Subordinated debt | $5,000,000 | 170 |
| All other liabilities | $12,469,000 | 573 |
| Total equity capital | $36,150,000 | 1,902 |
| Total bank equity capital | $36,150,000 | 1,902 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,958,000 | 2,044 |
| Surplus | $8,528,000 | 2,848 |
| Undivided profits | $25,664,000 | 1,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,932,000 | 607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $181,000 | 591 |
| Income earned, not collected on loans | $4,119,000 | 1,026 |
| Earning assets | $759,398,000 | 797 |
| Long-term assets (5+ years) | $273,753,000 | 444 |
| Average Assets, year-to-date | $781,061,750 | 831 |
| Average Assets, quarterly | $790,847,000 | 834 |
| Volatile liabilities | $268,655,000 | 558 |
| Insider loans | $15,369,000 | 438 |
| FHLB advances | $130,044,000 | 371 |
| Loans and leases held for sale | $886,000 | 930 |
| Unused loan commitments | $81,706,000 | 1,246 |
| Tier 1 (core) risk-based capital | $43,252,000 | 1,483 |
| Tier 2 risk-based capital | $12,938,000 | 458 |
| Total risk weighted assets | $546,299,000 | 900 |
| Total unused commitments | $81,706,000 | 1,247 |
| Derivatives | $5,193,000 | 585 |
| 2007-06-30 | Rank | |
| # of Employees: | 246 | 662 |
| Assets and Liabilities | ||
| Total Assets: | $759,561,000 | 887 |
| Cash and due from depository institutions | $18,694,000 | 662 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $169,381,000 | 701 |
| Federal funds sold & reverse repurchase agreements | $22,464,000 | 682 |
| Net loans & leases | $509,573,000 | 911 |
| Loan loss allowance | $10,852,000 | 495 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,058,000 | 1,775 |
| Other real estate owned | $639,000 | 662 |
| Goodwill and other intangibles | $1,487,000 | 1,543 |
| All other assets | $30,265,000 | 657 |
| Life insurance assets | $8,865,000 | 708 |
| Total liabilities and capital | $759,561,000 | 887 |
| Total liabilities | $728,250,000 | 824 |
| Total deposits | $497,517,000 | 1,043 |
| Interest-bearing deposits | $425,944,000 | 1,056 |
| Deposits held in domestic offices | $497,517,000 | 1,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,257,000 | 303 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $105,931,000 | 465 |
| Subordinated debt | $5,000,000 | 178 |
| All other liabilities | $11,545,000 | 602 |
| Total equity capital | $31,311,000 | 2,165 |
| Total bank equity capital | $31,311,000 | 2,165 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,958,000 | 2,036 |
| Surplus | $8,528,000 | 2,838 |
| Undivided profits | $20,825,000 | 1,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,906,000 | 689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $231,000 | 522 |
| Income earned, not collected on loans | $3,796,000 | 1,047 |
| Earning assets | $701,418,000 | 877 |
| Long-term assets (5+ years) | $220,242,000 | 538 |
| Average Assets, year-to-date | $767,371,330 | 860 |
| Average Assets, quarterly | $761,025,500 | 880 |
| Volatile liabilities | $203,375,000 | 718 |
| Insider loans | $14,525,000 | 459 |
| FHLB advances | $105,037,000 | 410 |
| Loans and leases held for sale | $486,000 | 1,267 |
| Unused loan commitments | $84,073,000 | 1,237 |
| Tier 1 (core) risk-based capital | $42,104,000 | 1,531 |
| Tier 2 risk-based capital | $13,055,000 | 465 |
| Total risk weighted assets | $508,399,000 | 976 |
| Total unused commitments | $84,073,000 | 1,237 |
| Derivatives | $4,643,000 | 634 |
| 2007-03-31 | Rank | |
| # of Employees: | 243 | 656 |
| Assets and Liabilities | ||
| Total Assets: | $762,490,000 | 870 |
| Cash and due from depository institutions | $17,210,000 | 656 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $178,299,000 | 692 |
| Federal funds sold & reverse repurchase agreements | $21,322,000 | 895 |
| Net loans & leases | $506,869,000 | 900 |
| Loan loss allowance | $10,805,000 | 487 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,230,000 | 1,701 |
| Other real estate owned | $652,000 | 656 |
| Goodwill and other intangibles | $1,479,000 | 1,534 |
| All other assets | $29,429,000 | 644 |
| Life insurance assets | $8,768,000 | 699 |
| Total liabilities and capital | $762,490,000 | 870 |
| Total liabilities | $727,476,000 | 813 |
| Total deposits | $488,467,000 | 1,057 |
| Interest-bearing deposits | $417,030,000 | 1,077 |
| Deposits held in domestic offices | $488,467,000 | 1,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $113,596,000 | 278 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $106,967,000 | 447 |
| Subordinated debt | $5,000,000 | 176 |
| All other liabilities | $13,446,000 | 554 |
| Total equity capital | $35,014,000 | 1,949 |
| Total bank equity capital | $35,014,000 | 1,949 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,958,000 | 2,024 |
| Surplus | $8,528,000 | 2,797 |
| Undivided profits | $24,528,000 | 1,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,559,000 | 646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 653 |
| Income earned, not collected on loans | $3,623,000 | 1,069 |
| Earning assets | $706,490,000 | 861 |
| Long-term assets (5+ years) | $226,576,000 | 512 |
| Average Assets, year-to-date | $771,276,500 | 855 |
| Average Assets, quarterly | $771,276,500 | 855 |
| Volatile liabilities | $156,688,000 | 894 |
| Insider loans | $14,124,000 | 461 |
| FHLB advances | $105,030,000 | 401 |
| Loans and leases held for sale | $508,000 | 1,240 |
| Unused loan commitments | $77,676,000 | 1,313 |
| Tier 1 (core) risk-based capital | $44,539,000 | 1,420 |
| Tier 2 risk-based capital | $12,647,000 | 467 |
| Total risk weighted assets | $505,033,000 | 955 |
| Total unused commitments | $77,676,000 | 1,313 |
| Derivatives | $3,694,000 | 669 |
| 2006-12-31 | Rank | |
| # of Employees: | 244 | 653 |
| Assets and Liabilities | ||
| Total Assets: | $780,063,000 | 841 |
| Cash and due from depository institutions | $19,984,000 | 653 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $183,264,000 | 681 |
| Federal funds sold & reverse repurchase agreements | $27,256,000 | 569 |
| Net loans & leases | $510,216,000 | 876 |
| Loan loss allowance | $10,895,000 | 475 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,372,000 | 1,640 |
| Other real estate owned | $393,000 | 653 |
| Goodwill and other intangibles | $1,459,000 | 1,530 |
| All other assets | $30,119,000 | 634 |
| Life insurance assets | $8,710,000 | 685 |
| Total liabilities and capital | $780,063,000 | 841 |
| Total liabilities | $748,658,000 | 786 |
| Total deposits | $499,199,000 | 1,003 |
| Interest-bearing deposits | $411,835,000 | 1,067 |
| Deposits held in domestic offices | $499,199,000 | 1,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $124,029,000 | 273 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $107,363,000 | 468 |
| Subordinated debt | $5,000,000 | 177 |
| All other liabilities | $13,067,000 | 546 |
| Total equity capital | $31,405,000 | 2,137 |
| Total bank equity capital | $31,405,000 | 2,137 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,958,000 | 2,014 |
| Surplus | $8,528,000 | 2,749 |
| Undivided profits | $20,919,000 | 1,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,026,000 | 777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $283,000 | 424 |
| Income earned, not collected on loans | $3,960,000 | 988 |
| Earning assets | $720,736,000 | 831 |
| Long-term assets (5+ years) | $231,636,000 | 491 |
| Average Assets, year-to-date | $768,964,800 | 812 |
| Average Assets, quarterly | $773,173,000 | 840 |
| Volatile liabilities | $168,174,000 | 935 |
| Insider loans | $14,152,000 | 458 |
| FHLB advances | $105,025,000 | 419 |
| Loans and leases held for sale | $767,000 | 1,052 |
| Unused loan commitments | $73,634,000 | 1,326 |
| Tier 1 (core) risk-based capital | $40,867,000 | 1,548 |
| Tier 2 risk-based capital | $13,265,000 | 448 |
| Total risk weighted assets | $510,158,000 | 921 |
| Total unused commitments | $73,634,000 | 1,326 |
| Derivatives | $3,188,000 | 668 |
| 2006-09-30 | Rank | |
| # of Employees: | 245 | 659 |
| Assets and Liabilities | ||
| Total Assets: | $766,283,000 | 858 |
| Cash and due from depository institutions | $17,362,000 | 659 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $190,763,000 | 668 |
| Federal funds sold & reverse repurchase agreements | $737,000 | 4,986 |
| Net loans & leases | $517,539,000 | 859 |
| Loan loss allowance | $10,830,000 | 484 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,495,000 | 1,569 |
| Other real estate owned | $446,000 | 659 |
| Goodwill and other intangibles | $1,450,000 | 1,522 |
| All other assets | $30,491,000 | 640 |
| Life insurance assets | $8,606,000 | 668 |
| Total liabilities and capital | $766,283,000 | 858 |
| Total liabilities | $722,156,000 | 806 |
| Total deposits | $491,523,000 | 1,018 |
| Interest-bearing deposits | $416,064,000 | 1,038 |
| Deposits held in domestic offices | $491,523,000 | 1,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $146,153,000 | 246 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $62,099,000 | 764 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $12,381,000 | 582 |
| Total equity capital | $44,127,000 | 1,482 |
| Total bank equity capital | $44,127,000 | 1,482 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,958,000 | 2,016 |
| Surplus | $8,528,000 | 2,720 |
| Undivided profits | $33,641,000 | 1,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,185,000 | 741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $381,000 | 382 |
| Income earned, not collected on loans | $3,689,000 | 1,045 |
| Earning assets | $709,039,000 | 849 |
| Long-term assets (5+ years) | $237,302,000 | 479 |
| Average Assets, year-to-date | $766,190,250 | 821 |
| Average Assets, quarterly | $767,396,000 | 839 |
| Volatile liabilities | $197,029,000 | 829 |
| Insider loans | $14,489,000 | 442 |
| FHLB advances | $57,515,000 | 751 |
| Loans and leases held for sale | $740,000 | 1,041 |
| Unused loan commitments | $69,454,000 | 1,433 |
| Tier 1 (core) risk-based capital | $54,160,000 | 1,140 |
| Tier 2 risk-based capital | $16,484,000 | 380 |
| Total risk weighted assets | $514,341,000 | 908 |
| Total unused commitments | $69,454,000 | 1,433 |
| Derivatives | $5,767,000 | 584 |
| 2006-06-30 | Rank | |
| # of Employees: | 245 | 666 |
| Assets and Liabilities | ||
| Total Assets: | $768,509,000 | 834 |
| Cash and due from depository institutions | $19,670,000 | 666 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $190,810,000 | 671 |
| Federal funds sold & reverse repurchase agreements | $724,000 | 4,821 |
| Net loans & leases | $516,883,000 | 853 |
| Loan loss allowance | $10,845,000 | 473 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,487,000 | 1,550 |
| Other real estate owned | $458,000 | 666 |
| Goodwill and other intangibles | $1,432,000 | 1,519 |
| All other assets | $31,045,000 | 625 |
| Life insurance assets | $8,521,000 | 666 |
| Total liabilities and capital | $768,509,000 | 834 |
| Total liabilities | $730,017,000 | 794 |
| Total deposits | $493,083,000 | 994 |
| Interest-bearing deposits | $416,042,000 | 1,013 |
| Deposits held in domestic offices | $493,083,000 | 993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $154,418,000 | 251 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $58,407,000 | 826 |
| Subordinated debt | $10,000,000 | 142 |
| All other liabilities | $14,109,000 | 489 |
| Total equity capital | $38,492,000 | 1,647 |
| Total bank equity capital | $38,492,000 | 1,647 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,958,000 | 2,009 |
| Surplus | $8,528,000 | 2,656 |
| Undivided profits | $28,006,000 | 1,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,140,000 | 653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $269,000 | 500 |
| Income earned, not collected on loans | $3,576,000 | 990 |
| Earning assets | $708,417,000 | 829 |
| Long-term assets (5+ years) | $238,407,000 | 473 |
| Average Assets, year-to-date | $766,159,330 | 819 |
| Average Assets, quarterly | $772,081,500 | 828 |
| Volatile liabilities | $199,494,000 | 806 |
| Insider loans | $14,297,000 | 441 |
| FHLB advances | $57,502,000 | 761 |
| Loans and leases held for sale | $424,000 | 1,250 |
| Unused loan commitments | $66,532,000 | 1,476 |
| Tier 1 (core) risk-based capital | $50,469,000 | 1,191 |
| Tier 2 risk-based capital | $16,901,000 | 364 |
| Total risk weighted assets | $516,529,000 | 898 |
| Total unused commitments | $66,532,000 | 1,477 |
| Derivatives | $5,316,000 | 584 |
| 2006-03-31 | Rank | |
| # of Employees: | 242 | 658 |
| Assets and Liabilities | ||
| Total Assets: | $775,654,000 | 810 |
| Cash and due from depository institutions | $18,649,000 | 658 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $214,889,000 | 608 |
| Federal funds sold & reverse repurchase agreements | $712,000 | 5,394 |
| Net loans & leases | $503,247,000 | 849 |
| Loan loss allowance | $10,847,000 | 472 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,575,000 | 1,495 |
| Other real estate owned | $199,000 | 658 |
| Goodwill and other intangibles | $1,405,000 | 1,505 |
| All other assets | $28,978,000 | 639 |
| Life insurance assets | $8,434,000 | 653 |
| Total liabilities and capital | $775,654,000 | 810 |
| Total liabilities | $739,428,000 | 762 |
| Total deposits | $491,957,000 | 989 |
| Interest-bearing deposits | $418,653,000 | 987 |
| Deposits held in domestic offices | $491,957,000 | 986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $162,660,000 | 228 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $58,379,000 | 792 |
| Subordinated debt | $10,000,000 | 142 |
| All other liabilities | $16,432,000 | 451 |
| Total equity capital | $36,226,000 | 1,732 |
| Total bank equity capital | $36,226,000 | 1,732 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,958,000 | 2,002 |
| Surplus | $8,528,000 | 2,592 |
| Undivided profits | $25,740,000 | 1,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,373,000 | 617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $282,000 | 467 |
| Income earned, not collected on loans | $3,241,000 | 1,027 |
| Earning assets | $718,848,000 | 806 |
| Long-term assets (5+ years) | $249,536,000 | 442 |
| Average Assets, year-to-date | $764,984,500 | 813 |
| Average Assets, quarterly | $764,984,500 | 813 |
| Volatile liabilities | $262,505,000 | 616 |
| Insider loans | $14,101,000 | 440 |
| FHLB advances | $57,489,000 | 730 |
| Loans and leases held for sale | $1,424,000 | 715 |
| Unused loan commitments | $65,010,000 | 1,488 |
| Tier 1 (core) risk-based capital | $46,421,000 | 1,264 |
| Tier 2 risk-based capital | $17,363,000 | 343 |
| Total risk weighted assets | $504,782,000 | 892 |
| Total unused commitments | $65,010,000 | 1,488 |
| Derivatives | $6,080,000 | 552 |
| 2005-12-31 | Rank | |
| # of Employees: | 240 | 656 |
| Assets and Liabilities | ||
| Total Assets: | $754,315,000 | 820 |
| Cash and due from depository institutions | $19,995,000 | 656 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $199,979,000 | 648 |
| Federal funds sold & reverse repurchase agreements | $695,000 | 5,195 |
| Net loans & leases | $496,317,000 | 853 |
| Loan loss allowance | $10,831,000 | 461 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,724,000 | 1,441 |
| Other real estate owned | $165,000 | 656 |
| Goodwill and other intangibles | $1,389,000 | 1,507 |
| All other assets | $28,051,000 | 652 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $754,315,000 | 820 |
| Total liabilities | $719,590,000 | 780 |
| Total deposits | $476,257,000 | 1,007 |
| Interest-bearing deposits | $399,427,000 | 1,020 |
| Deposits held in domestic offices | $476,257,000 | 1,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $178,093,000 | 227 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,097,000 | 1,200 |
| Subordinated debt | $10,000,000 | 143 |
| All other liabilities | $20,143,000 | 408 |
| Total equity capital | $34,725,000 | 1,790 |
| Total bank equity capital | $34,725,000 | 1,790 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,958,000 | 1,988 |
| Surplus | $8,528,000 | 2,561 |
| Undivided profits | $24,239,000 | 1,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,734,000 | 480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $292,000 | 449 |
| Income earned, not collected on loans | $3,094,000 | 1,069 |
| Earning assets | $696,991,000 | 812 |
| Long-term assets (5+ years) | $249,387,000 | 444 |
| Average Assets, year-to-date | $762,052,400 | 767 |
| Average Assets, quarterly | $758,144,000 | 812 |
| Volatile liabilities | $251,801,000 | 629 |
| Insider loans | $13,023,000 | 467 |
| FHLB advances | $32,475,000 | 1,188 |
| Loans and leases held for sale | $482,000 | 1,165 |
| Unused loan commitments | $64,029,000 | 1,465 |
| Tier 1 (core) risk-based capital | $43,698,000 | 1,311 |
| Tier 2 risk-based capital | $16,507,000 | 355 |
| Total risk weighted assets | $492,428,000 | 897 |
| Total unused commitments | $64,029,000 | 1,465 |
| Derivatives | $4,790,000 | 565 |
| 2005-09-30 | Rank | |
| # of Employees: | 242 | 645 |
| Assets and Liabilities | ||
| Total Assets: | $761,973,000 | 797 |
| Cash and due from depository institutions | $17,742,000 | 645 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $214,212,000 | 611 |
| Federal funds sold & reverse repurchase agreements | $721,000 | 4,880 |
| Net loans & leases | $493,446,000 | 837 |
| Loan loss allowance | $11,014,000 | 455 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,700,000 | 1,405 |
| Other real estate owned | $206,000 | 645 |
| Goodwill and other intangibles | $1,374,000 | 1,485 |
| All other assets | $26,572,000 | 666 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $761,973,000 | 797 |
| Total liabilities | $718,958,000 | 754 |
| Total deposits | $481,528,000 | 979 |
| Interest-bearing deposits | $405,171,000 | 982 |
| Deposits held in domestic offices | $481,528,000 | 976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,716,000 | 455 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $165,082,000 | 371 |
| Subordinated debt | $10,000,000 | 139 |
| All other liabilities | $11,632,000 | 539 |
| Total equity capital | $43,015,000 | 1,389 |
| Total bank equity capital | $43,015,000 | 1,389 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,958,000 | 1,955 |
| Surplus | $8,528,000 | 2,504 |
| Undivided profits | $32,529,000 | 1,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,814,000 | 488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $314,000 | 433 |
| Income earned, not collected on loans | $3,027,000 | 1,025 |
| Earning assets | $708,379,000 | 780 |
| Long-term assets (5+ years) | $264,706,000 | 405 |
| Average Assets, year-to-date | $763,986,750 | 757 |
| Average Assets, quarterly | $768,215,500 | 778 |
| Volatile liabilities | $205,651,000 | 731 |
| Insider loans | $12,169,000 | 480 |
| FHLB advances | $162,463,000 | 323 |
| Loans and leases held for sale | $1,742,000 | 733 |
| Unused loan commitments | $67,127,000 | 1,374 |
| Tier 1 (core) risk-based capital | $51,428,000 | 1,092 |
| Tier 2 risk-based capital | $16,433,000 | 353 |
| Total risk weighted assets | $490,113,000 | 882 |
| Total unused commitments | $67,127,000 | 1,374 |
| Derivatives | $4,988,000 | 565 |
| 2005-06-30 | Rank | |
| # of Employees: | 249 | 632 |
| Assets and Liabilities | ||
| Total Assets: | $774,458,000 | 761 |
| Cash and due from depository institutions | $18,937,000 | 632 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $230,349,000 | 573 |
| Federal funds sold & reverse repurchase agreements | $706,000 | 4,683 |
| Net loans & leases | $489,146,000 | 821 |
| Loan loss allowance | $10,742,000 | 463 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,683,000 | 1,390 |
| Other real estate owned | $206,000 | 632 |
| Goodwill and other intangibles | $1,343,000 | 1,488 |
| All other assets | $26,088,000 | 663 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $774,458,000 | 761 |
| Total liabilities | $732,989,000 | 723 |
| Total deposits | $503,057,000 | 903 |
| Interest-bearing deposits | $429,263,000 | 894 |
| Deposits held in domestic offices | $503,057,000 | 901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,175,000 | 501 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $164,186,000 | 378 |
| Subordinated debt | $10,000,000 | 134 |
| All other liabilities | $14,571,000 | 452 |
| Total equity capital | $41,469,000 | 1,412 |
| Total bank equity capital | $41,469,000 | 1,412 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,958,000 | 1,937 |
| Surplus | $8,528,000 | 2,454 |
| Undivided profits | $30,983,000 | 1,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,897,000 | 469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $230,000 | 525 |
| Income earned, not collected on loans | $2,885,000 | 994 |
| Earning assets | $720,201,000 | 745 |
| Long-term assets (5+ years) | $276,622,000 | 399 |
| Average Assets, year-to-date | $764,658,000 | 746 |
| Average Assets, quarterly | $768,723,000 | 754 |
| Volatile liabilities | $125,314,000 | 1,047 |
| Insider loans | $12,201,000 | 457 |
| FHLB advances | $162,450,000 | 326 |
| Loans and leases held for sale | $1,404,000 | 848 |
| Unused loan commitments | $64,707,000 | 1,377 |
| Tier 1 (core) risk-based capital | $47,454,000 | 1,166 |
| Tier 2 risk-based capital | $16,996,000 | 335 |
| Total risk weighted assets | $487,726,000 | 868 |
| Total unused commitments | $64,707,000 | 1,377 |
| Derivatives | $8,354,000 | 456 |
| 2005-03-31 | Rank | |
| # of Employees: | 249 | 615 |
| Assets and Liabilities | ||
| Total Assets: | $762,988,000 | 755 |
| Cash and due from depository institutions | $17,223,000 | 615 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $226,664,000 | 578 |
| Federal funds sold & reverse repurchase agreements | $6,997,000 | 1,755 |
| Net loans & leases | $476,852,000 | 814 |
| Loan loss allowance | $10,507,000 | 467 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,784,000 | 1,342 |
| Other real estate owned | $439,000 | 615 |
| Goodwill and other intangibles | $1,330,000 | 1,490 |
| All other assets | $25,699,000 | 652 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $762,988,000 | 755 |
| Total liabilities | $726,610,000 | 714 |
| Total deposits | $502,215,000 | 880 |
| Interest-bearing deposits | $430,508,000 | 867 |
| Deposits held in domestic offices | $502,215,000 | 877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,373,000 | 565 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $164,521,000 | 370 |
| Subordinated debt | $10,000,000 | 135 |
| All other liabilities | $16,501,000 | 432 |
| Total equity capital | $36,378,000 | 1,583 |
| Total bank equity capital | $36,378,000 | 1,583 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,958,000 | 1,941 |
| Surplus | $8,528,000 | 2,404 |
| Undivided profits | $25,892,000 | 1,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,531,000 | 500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 778 |
| Income earned, not collected on loans | $2,922,000 | 946 |
| Earning assets | $710,513,000 | 750 |
| Long-term assets (5+ years) | $272,895,000 | 404 |
| Average Assets, year-to-date | $759,758,000 | 755 |
| Average Assets, quarterly | $759,758,000 | 755 |
| Volatile liabilities | $93,486,000 | 1,299 |
| Insider loans | $11,681,000 | 471 |
| FHLB advances | $162,437,000 | 316 |
| Loans and leases held for sale | $793,000 | 1,004 |
| Unused loan commitments | $63,802,000 | 1,345 |
| Tier 1 (core) risk-based capital | $43,411,000 | 1,253 |
| Tier 2 risk-based capital | $17,485,000 | 326 |
| Total risk weighted assets | $478,489,000 | 865 |
| Total unused commitments | $63,802,000 | 1,345 |
| Derivatives | $5,832,000 | 459 |
| 2004-12-31 | Rank | |
| # of Employees: | 240 | 653 |
| Assets and Liabilities | ||
| Total Assets: | $756,528,000 | 764 |
| Cash and due from depository institutions | $20,449,000 | 653 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $221,467,000 | 613 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 988 |
| Net loans & leases | $468,937,000 | 824 |
| Loan loss allowance | $10,411,000 | 481 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,848,000 | 1,306 |
| Other real estate owned | $431,000 | 653 |
| Goodwill and other intangibles | $1,333,000 | 1,482 |
| All other assets | $24,163,000 | 681 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $756,528,000 | 764 |
| Total liabilities | $721,243,000 | 719 |
| Total deposits | $488,748,000 | 898 |
| Interest-bearing deposits | $456,351,000 | 819 |
| Deposits held in domestic offices | $488,748,000 | 897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,327,000 | 522 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $164,892,000 | 369 |
| Subordinated debt | $10,000,000 | 140 |
| All other liabilities | $19,276,000 | 383 |
| Total equity capital | $35,285,000 | 1,622 |
| Total bank equity capital | $35,285,000 | 1,622 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,958,000 | 1,924 |
| Surplus | $8,528,000 | 2,359 |
| Undivided profits | $24,799,000 | 1,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,748,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 754 |
| Income earned, not collected on loans | $2,627,000 | 1,035 |
| Earning assets | $702,304,000 | 754 |
| Long-term assets (5+ years) | $257,675,000 | 437 |
| Average Assets, year-to-date | $742,609,400 | 751 |
| Average Assets, quarterly | $753,417,000 | 761 |
| Volatile liabilities | $98,030,000 | 1,221 |
| Insider loans | $11,257,000 | 494 |
| FHLB advances | $162,424,000 | 323 |
| Loans and leases held for sale | $774,000 | 968 |
| Unused loan commitments | $70,130,000 | 1,226 |
| Tier 1 (core) risk-based capital | $39,634,000 | 1,343 |
| Tier 2 risk-based capital | $17,942,000 | 324 |
| Total risk weighted assets | $469,678,000 | 874 |
| Total unused commitments | $70,130,000 | 1,227 |
| Derivatives | $4,845,000 | 492 |
| 2004-09-30 | Rank | |
| # of Employees: | 238 | 655 |
| Assets and Liabilities | ||
| Total Assets: | $750,306,000 | 766 |
| Cash and due from depository institutions | $14,189,000 | 655 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $229,821,000 | 589 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $472,167,000 | 806 |
| Loan loss allowance | $10,994,000 | 460 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,910,000 | 1,252 |
| Other real estate owned | $596,000 | 655 |
| Goodwill and other intangibles | $1,336,000 | 1,456 |
| All other assets | $24,287,000 | 668 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $750,306,000 | 766 |
| Total liabilities | $704,104,000 | 735 |
| Total deposits | $497,911,000 | 864 |
| Interest-bearing deposits | $444,263,000 | 831 |
| Deposits held in domestic offices | $497,911,000 | 859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,682,000 | 338 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $106,836,000 | 505 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $12,675,000 | 492 |
| Total equity capital | $46,202,000 | 1,225 |
| Total bank equity capital | $46,202,000 | 1,225 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,958,000 | 1,921 |
| Surplus | $8,528,000 | 2,323 |
| Undivided profits | $35,716,000 | 934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,192,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 918 |
| Income earned, not collected on loans | $2,949,000 | 939 |
| Earning assets | $701,988,000 | 750 |
| Long-term assets (5+ years) | $265,128,000 | 434 |
| Average Assets, year-to-date | $739,129,750 | 753 |
| Average Assets, quarterly | $747,568,000 | 763 |
| Volatile liabilities | $134,865,000 | 890 |
| Insider loans | $8,850,000 | 634 |
| FHLB advances | $105,066,000 | 445 |
| Loans and leases held for sale | $560,000 | 1,124 |
| Unused loan commitments | $75,880,000 | 1,137 |
| Tier 1 (core) risk-based capital | $52,124,000 | 1,015 |
| Tier 2 risk-based capital | $16,129,000 | 350 |
| Total risk weighted assets | $473,956,000 | 850 |
| Total unused commitments | $75,880,000 | 1,139 |
| Derivatives | $4,569,000 | 500 |
| 2004-06-30 | Rank | |
| # of Employees: | 236 | 660 |
| Assets and Liabilities | ||
| Total Assets: | $744,830,000 | 762 |
| Cash and due from depository institutions | $12,031,000 | 660 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $225,687,000 | 606 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $467,570,000 | 791 |
| Loan loss allowance | $10,906,000 | 456 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,907,000 | 1,238 |
| Other real estate owned | $690,000 | 660 |
| Goodwill and other intangibles | $1,307,000 | 1,474 |
| All other assets | $29,638,000 | 563 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $744,830,000 | 762 |
| Total liabilities | $705,048,000 | 728 |
| Total deposits | $500,788,000 | 854 |
| Interest-bearing deposits | $432,210,000 | 840 |
| Deposits held in domestic offices | $500,788,000 | 849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,195,000 | 367 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $107,068,000 | 503 |
| Subordinated debt | $10,000,000 | 152 |
| All other liabilities | $18,997,000 | 390 |
| Total equity capital | $39,782,000 | 1,374 |
| Total bank equity capital | $39,782,000 | 1,374 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,958,000 | 1,926 |
| Surplus | $8,528,000 | 2,291 |
| Undivided profits | $29,296,000 | 1,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,422,000 | 825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 949 |
| Income earned, not collected on loans | $2,628,000 | 993 |
| Earning assets | $693,257,000 | 751 |
| Long-term assets (5+ years) | $269,629,000 | 443 |
| Average Assets, year-to-date | $735,404,330 | 750 |
| Average Assets, quarterly | $736,966,000 | 763 |
| Volatile liabilities | $122,675,000 | 937 |
| Insider loans | $8,360,000 | 660 |
| FHLB advances | $105,066,000 | 451 |
| Loans and leases held for sale | $1,021,000 | 881 |
| Unused loan commitments | $71,787,000 | 1,157 |
| Tier 1 (core) risk-based capital | $47,888,000 | 1,076 |
| Tier 2 risk-based capital | $16,782,000 | 339 |
| Total risk weighted assets | $475,462,000 | 821 |
| Total unused commitments | $71,787,000 | 1,157 |
| Derivatives | $8,119,000 | 425 |
| 2004-03-31 | Rank | |
| # of Employees: | 235 | 663 |
| Assets and Liabilities | ||
| Total Assets: | $729,102,000 | 781 |
| Cash and due from depository institutions | $15,335,000 | 663 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $220,048,000 | 633 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $461,217,000 | 782 |
| Loan loss allowance | $10,885,000 | 456 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,938,000 | 1,211 |
| Other real estate owned | $177,000 | 663 |
| Goodwill and other intangibles | $1,275,000 | 1,476 |
| All other assets | $23,112,000 | 667 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $729,102,000 | 781 |
| Total liabilities | $687,887,000 | 749 |
| Total deposits | $484,394,000 | 879 |
| Interest-bearing deposits | $416,151,000 | 878 |
| Deposits held in domestic offices | $484,394,000 | 876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $66,212,000 | 372 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $106,426,000 | 476 |
| Subordinated debt | $10,000,000 | 153 |
| All other liabilities | $20,855,000 | 390 |
| Total equity capital | $41,215,000 | 1,356 |
| Total bank equity capital | $41,215,000 | 1,356 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,958,000 | 1,924 |
| Surplus | $8,528,000 | 2,260 |
| Undivided profits | $30,729,000 | 1,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,748,000 | 809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 801 |
| Income earned, not collected on loans | $2,764,000 | 937 |
| Earning assets | $681,265,000 | 769 |
| Long-term assets (5+ years) | $255,372,000 | 443 |
| Average Assets, year-to-date | $730,691,500 | 767 |
| Average Assets, quarterly | $730,691,500 | 767 |
| Volatile liabilities | $131,317,000 | 852 |
| Insider loans | $8,103,000 | 663 |
| FHLB advances | $105,067,000 | 424 |
| Loans and leases held for sale | $1,710,000 | 763 |
| Unused loan commitments | $71,272,000 | 1,144 |
| Tier 1 (core) risk-based capital | $44,033,000 | 1,149 |
| Tier 2 risk-based capital | $17,178,000 | 331 |
| Total risk weighted assets | $460,747,000 | 837 |
| Total unused commitments | $71,272,000 | 1,148 |
| Derivatives | $6,328,000 | 444 |
| 2003-12-31 | Rank | |
| # of Employees: | 237 | 669 |
| Assets and Liabilities | ||
| Total Assets: | $732,281,000 | 776 |
| Cash and due from depository institutions | $15,741,000 | 669 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $231,582,000 | 610 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $452,014,000 | 789 |
| Loan loss allowance | $10,743,000 | 460 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,061,000 | 1,179 |
| Other real estate owned | $177,000 | 669 |
| Goodwill and other intangibles | $1,264,000 | 1,471 |
| All other assets | $23,442,000 | 668 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $732,281,000 | 776 |
| Total liabilities | $695,920,000 | 737 |
| Total deposits | $478,207,000 | 897 |
| Interest-bearing deposits | $410,331,000 | 892 |
| Deposits held in domestic offices | $478,207,000 | 895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,716,000 | 342 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $106,722,000 | 500 |
| Subordinated debt | $10,000,000 | 157 |
| All other liabilities | $22,275,000 | 356 |
| Total equity capital | $36,361,000 | 1,490 |
| Total bank equity capital | $36,361,000 | 1,490 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,958,000 | 1,940 |
| Surplus | $8,528,000 | 2,232 |
| Undivided profits | $25,875,000 | 1,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,656,000 | 840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $161,000 | 673 |
| Income earned, not collected on loans | $2,709,000 | 973 |
| Earning assets | $683,596,000 | 760 |
| Long-term assets (5+ years) | $263,051,000 | 439 |
| Average Assets, year-to-date | $730,514,200 | 752 |
| Average Assets, quarterly | $739,618,000 | 766 |
| Volatile liabilities | $145,830,000 | 795 |
| Insider loans | $7,829,000 | 673 |
| FHLB advances | $105,067,000 | 433 |
| Loans and leases held for sale | $211,000 | 1,484 |
| Unused loan commitments | $86,746,000 | 941 |
| Tier 1 (core) risk-based capital | $39,821,000 | 1,272 |
| Tier 2 risk-based capital | $17,762,000 | 325 |
| Total risk weighted assets | $457,028,000 | 834 |
| Total unused commitments | $86,746,000 | 942 |
| Derivatives | $4,243,000 | 456 |
| 2003-09-30 | Rank | |
| # of Employees: | 237 | 683 |
| Assets and Liabilities | ||
| Total Assets: | $746,955,000 | 775 |
| Cash and due from depository institutions | $19,899,000 | 683 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $245,179,000 | 577 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $449,649,000 | 793 |
| Loan loss allowance | $11,091,000 | 464 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,167,000 | 1,156 |
| Other real estate owned | $243,000 | 683 |
| Goodwill and other intangibles | $1,206,000 | 1,479 |
| All other assets | $22,612,000 | 694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $746,955,000 | 775 |
| Total liabilities | $703,998,000 | 739 |
| Total deposits | $487,277,000 | 891 |
| Interest-bearing deposits | $419,217,000 | 893 |
| Deposits held in domestic offices | $487,277,000 | 887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $165,165,000 | 228 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,096,000 | 1,317 |
| Subordinated debt | $10,000,000 | 155 |
| All other liabilities | $15,460,000 | 466 |
| Total equity capital | $42,957,000 | 1,269 |
| Total bank equity capital | $42,957,000 | 1,269 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,958,000 | 1,945 |
| Surplus | $8,528,000 | 2,197 |
| Undivided profits | $32,471,000 | 1,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,104,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 1,016 |
| Income earned, not collected on loans | $2,770,000 | 986 |
| Earning assets | $694,828,000 | 761 |
| Long-term assets (5+ years) | $189,728,000 | 595 |
| Average Assets, year-to-date | $730,072,500 | 762 |
| Average Assets, quarterly | $749,089,500 | 764 |
| Volatile liabilities | $225,288,000 | 563 |
| Insider loans | $8,608,000 | 582 |
| FHLB advances | $25,068,000 | 1,247 |
| Loans and leases held for sale | $1,797,000 | 892 |
| Unused loan commitments | $84,675,000 | 983 |
| Tier 1 (core) risk-based capital | $47,441,000 | 1,082 |
| Tier 2 risk-based capital | $16,635,000 | 347 |
| Total risk weighted assets | $458,000,000 | 835 |
| Total unused commitments | $84,675,000 | 984 |
| Derivatives | $5,624,000 | 425 |
| 2003-06-30 | Rank | |
| # of Employees: | 236 | 691 |
| Assets and Liabilities | ||
| Total Assets: | $751,224,000 | 755 |
| Cash and due from depository institutions | $32,459,000 | 691 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $208,063,000 | 656 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 622 |
| Net loans & leases | $453,706,000 | 774 |
| Loan loss allowance | $11,369,000 | 452 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,229,000 | 1,120 |
| Other real estate owned | $185,000 | 691 |
| Goodwill and other intangibles | $1,060,000 | 1,528 |
| All other assets | $22,522,000 | 673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $751,224,000 | 755 |
| Total liabilities | $710,391,000 | 725 |
| Total deposits | $508,666,000 | 850 |
| Interest-bearing deposits | $441,435,000 | 849 |
| Deposits held in domestic offices | $508,666,000 | 848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $94,096,000 | 306 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $77,915,000 | 614 |
| Subordinated debt | $10,000,000 | 145 |
| All other liabilities | $19,714,000 | 421 |
| Total equity capital | $40,833,000 | 1,331 |
| Total bank equity capital | $40,833,000 | 1,331 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,958,000 | 1,943 |
| Surplus | $8,528,000 | 2,163 |
| Undivided profits | $30,347,000 | 1,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,599,000 | 703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,876,000 | 936 |
| Earning assets | $686,769,000 | 758 |
| Long-term assets (5+ years) | $220,364,000 | 504 |
| Average Assets, year-to-date | $724,445,000 | 757 |
| Average Assets, quarterly | $755,998,000 | 745 |
| Volatile liabilities | $167,440,000 | 699 |
| Insider loans | $8,723,000 | 560 |
| FHLB advances | $75,068,000 | 552 |
| Loans and leases held for sale | $4,164,000 | 771 |
| Unused loan commitments | $77,327,000 | 1,033 |
| Tier 1 (core) risk-based capital | $43,347,000 | 1,148 |
| Tier 2 risk-based capital | $17,245,000 | 324 |
| Total risk weighted assets | $457,395,000 | 824 |
| Total unused commitments | $77,327,000 | 1,038 |
| Derivatives | $22,392,000 | 324 |
| 2003-03-31 | Rank | |
| # of Employees: | 235 | 689 |
| Assets and Liabilities | ||
| Total Assets: | $760,772,000 | 728 |
| Cash and due from depository institutions | $18,911,000 | 689 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $240,853,000 | 575 |
| Federal funds sold & reverse repurchase agreements | $19,000,000 | 841 |
| Net loans & leases | $449,965,000 | 773 |
| Loan loss allowance | $11,073,000 | 459 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,315,000 | 1,090 |
| Other real estate owned | $243,000 | 689 |
| Goodwill and other intangibles | $952,000 | 1,568 |
| All other assets | $22,533,000 | 670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $760,772,000 | 728 |
| Total liabilities | $723,967,000 | 692 |
| Total deposits | $523,960,000 | 822 |
| Interest-bearing deposits | $459,940,000 | 810 |
| Deposits held in domestic offices | $523,960,000 | 819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $92,094,000 | 312 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $75,630,000 | 606 |
| Subordinated debt | $10,000,000 | 140 |
| All other liabilities | $22,283,000 | 399 |
| Total equity capital | $36,805,000 | 1,444 |
| Total bank equity capital | $36,805,000 | 1,444 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,958,000 | 1,956 |
| Surplus | $8,528,000 | 2,130 |
| Undivided profits | $26,319,000 | 1,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,491,000 | 599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,220,000 | 834 |
| Earning assets | $709,818,000 | 717 |
| Long-term assets (5+ years) | $162,432,000 | 636 |
| Average Assets, year-to-date | $711,055,500 | 768 |
| Average Assets, quarterly | $711,055,500 | 768 |
| Volatile liabilities | $163,796,000 | 699 |
| Insider loans | $8,162,000 | 602 |
| FHLB advances | $75,069,000 | 533 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $74,574,000 | 1,040 |
| Tier 1 (core) risk-based capital | $39,301,000 | 1,241 |
| Tier 2 risk-based capital | $17,871,000 | 318 |
| Total risk weighted assets | $459,219,000 | 809 |
| Total unused commitments | $74,574,000 | 1,049 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 232 | 695 |
| Assets and Liabilities | ||
| Total Assets: | $661,339,000 | 820 |
| Cash and due from depository institutions | $18,991,000 | 695 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $162,566,000 | 780 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $450,320,000 | 767 |
| Loan loss allowance | $10,694,000 | 463 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,261,000 | 1,081 |
| Other real estate owned | $63,000 | 695 |
| Goodwill and other intangibles | $813,000 | 1,662 |
| All other assets | $20,325,000 | 726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $661,339,000 | 820 |
| Total liabilities | $627,874,000 | 777 |
| Total deposits | $484,411,000 | 858 |
| Interest-bearing deposits | $419,984,000 | 857 |
| Deposits held in domestic offices | $484,411,000 | 856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,731,000 | 332 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $30,136,000 | 1,157 |
| Subordinated debt | $10,000,000 | 138 |
| All other liabilities | $24,596,000 | 354 |
| Total equity capital | $33,465,000 | 1,570 |
| Total bank equity capital | $33,465,000 | 1,570 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,958,000 | 1,951 |
| Surplus | $8,528,000 | 2,100 |
| Undivided profits | $22,979,000 | 1,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,395,000 | 599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,996,000 | 940 |
| Earning assets | $612,886,000 | 807 |
| Long-term assets (5+ years) | $131,955,000 | 755 |
| Average Assets, year-to-date | $665,402,400 | 770 |
| Average Assets, quarterly | $663,954,500 | 804 |
| Volatile liabilities | $155,720,000 | 731 |
| Insider loans | $9,378,000 | 501 |
| FHLB advances | $25,069,000 | 1,194 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $70,002,000 | 1,054 |
| Tier 1 (core) risk-based capital | $35,606,000 | 1,358 |
| Tier 2 risk-based capital | $18,084,000 | 318 |
| Total risk weighted assets | $431,979,000 | 841 |
| Total unused commitments | $70,002,000 | 1,054 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 233 | 691 |
| Assets and Liabilities | ||
| Total Assets: | $669,384,000 | 780 |
| Cash and due from depository institutions | $21,104,000 | 691 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $165,068,000 | 701 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,560 |
| Net loans & leases | $449,243,000 | 749 |
| Loan loss allowance | $9,844,000 | 476 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $8,231,000 | 1,038 |
| Other real estate owned | $232,000 | 691 |
| Goodwill and other intangibles | $320,000 | 2,123 |
| All other assets | $19,686,000 | 721 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $669,384,000 | 780 |
| Total liabilities | $637,174,000 | 732 |
| Total deposits | $492,018,000 | 798 |
| Interest-bearing deposits | $424,811,000 | 817 |
| Deposits held in domestic offices | $492,018,000 | 794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,064,000 | 515 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $75,187,000 | 592 |
| Subordinated debt | $10,000,000 | 147 |
| All other liabilities | $22,905,000 | 366 |
| Total equity capital | $32,210,000 | 1,529 |
| Total bank equity capital | $32,210,000 | 1,529 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,958,000 | 1,980 |
| Surplus | $8,528,000 | 1,990 |
| Undivided profits | $21,724,000 | 1,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,790,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,515,000 | 857 |
| Earning assets | $619,811,000 | 771 |
| Long-term assets (5+ years) | $166,728,000 | 608 |
| Average Assets, year-to-date | $639,500,800 | 775 |
| Average Assets, quarterly | $662,628,500 | 770 |
| Volatile liabilities | $119,018,000 | 860 |
| Insider loans | $9,683,000 | 445 |
| FHLB advances | $75,072,000 | 513 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $70,135,000 | 982 |
| Tier 1 (core) risk-based capital | $38,828,000 | 1,174 |
| Tier 2 risk-based capital | $15,429,000 | 337 |
| Total risk weighted assets | $429,876,000 | 811 |
| Total unused commitments | $70,135,000 | 986 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 232 | 682 |
| Assets and Liabilities | ||
| Total Assets: | $612,173,000 | 822 |
| Cash and due from depository institutions | $15,239,000 | 682 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $104,981,000 | 1,057 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 2,724 |
| Net loans & leases | $468,897,000 | 701 |
| Loan loss allowance | $10,355,000 | 454 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $8,023,000 | 1,029 |
| Other real estate owned | $114,000 | 682 |
| Goodwill and other intangibles | $13,000 | 3,019 |
| All other assets | $10,706,000 | 954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $612,173,000 | 822 |
| Total liabilities | $574,658,000 | 789 |
| Total deposits | $466,487,000 | 826 |
| Interest-bearing deposits | $398,914,000 | 844 |
| Deposits held in domestic offices | $466,487,000 | 823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,946,000 | 989 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $71,846,000 | 578 |
| Subordinated debt | $10,000,000 | 145 |
| All other liabilities | $14,379,000 | 500 |
| Total equity capital | $37,515,000 | 1,228 |
| Total bank equity capital | $37,515,000 | 1,228 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,958,000 | 2,000 |
| Surplus | $8,528,000 | 1,927 |
| Undivided profits | $27,029,000 | 997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,724,000 | 1,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,032,000 | 819 |
| Earning assets | $578,078,000 | 798 |
| Long-term assets (5+ years) | $134,983,000 | 692 |
| Average Assets, year-to-date | $606,059,200 | 794 |
| Average Assets, quarterly | $614,271,000 | 811 |
| Volatile liabilities | $113,980,000 | 900 |
| Insider loans | $10,089,000 | 420 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $57,634,000 | 1,043 |
| Tier 1 (core) risk-based capital | $36,036,700 | 1,204 |
| Tier 2 risk-based capital | $15,795,110 | 335 |
| Total risk weighted assets | $441,480,010 | 767 |
| Total unused commitments | $57,634,000 | 1,043 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 236 | 713 |
| Assets and Liabilities | ||
| Total Assets: | $604,198,000 | 820 |
| Cash and due from depository institutions | $23,331,000 | 713 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $102,243,000 | 1,117 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 960 |
| Net loans & leases | $448,536,000 | 724 |
| Loan loss allowance | $10,250,000 | 468 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,599,000 | 953 |
| Other real estate owned | $140,000 | 713 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,349,000 | 900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,198,000 | 820 |
| Total liabilities | $569,470,000 | 791 |
| Total deposits | $451,681,000 | 826 |
| Interest-bearing deposits | $387,217,000 | 841 |
| Deposits held in domestic offices | $451,681,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,705,000 | 772 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $74,555,000 | 587 |
| Subordinated debt | $10,000,000 | 148 |
| All other liabilities | $10,529,000 | 596 |
| Total equity capital | $34,728,000 | 1,287 |
| Total bank equity capital | $34,728,000 | 1,287 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,958,000 | 2,021 |
| Surplus | $8,528,000 | 1,905 |
| Undivided profits | $24,242,000 | 1,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,406,000 | 1,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,515,000 | 846 |
| Earning assets | $560,779,000 | 809 |
| Long-term assets (5+ years) | $140,714,000 | 717 |
| Average Assets, year-to-date | $573,773,200 | 821 |
| Average Assets, quarterly | $599,095,500 | 817 |
| Volatile liabilities | $162,532,000 | 697 |
| Insider loans | $8,374,000 | 526 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $73,053,000 | 903 |
| Tier 1 (core) risk-based capital | $34,920,000 | 1,255 |
| Tier 2 risk-based capital | $15,469,980 | 344 |
| Total risk weighted assets | $421,664,380 | 776 |
| Total unused commitments | $73,053,000 | 904 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 229 | 740 |
| Assets and Liabilities | ||
| Total Assets: | $547,240,000 | 870 |
| Cash and due from depository institutions | $22,669,000 | 740 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $106,335,000 | 1,088 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,798 |
| Net loans & leases | $394,980,000 | 752 |
| Loan loss allowance | $8,464,000 | 528 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $9,173,000 | 816 |
| Other real estate owned | $198,000 | 740 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $11,885,000 | 766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $547,240,000 | 870 |
| Total liabilities | $511,293,000 | 843 |
| Total deposits | $450,231,000 | 813 |
| Interest-bearing deposits | $383,039,000 | 819 |
| Deposits held in domestic offices | $450,231,000 | 811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,736,000 | 932 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $33,771,000 | 764 |
| Subordinated debt | $2,000,000 | 198 |
| All other liabilities | $12,555,000 | 546 |
| Total equity capital | $35,947,000 | 1,250 |
| Total bank equity capital | $35,947,000 | 1,250 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,958,000 | 1,974 |
| Surplus | $8,514,000 | 1,823 |
| Undivided profits | $25,475,000 | 1,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,695,000 | 1,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,346,000 | 874 |
| Earning assets | $503,315,000 | 870 |
| Long-term assets (5+ years) | $148,371,000 | 635 |
| Average Assets, year-to-date | $546,207,400 | 833 |
| Average Assets, quarterly | $546,489,500 | 858 |
| Volatile liabilities | $98,592,000 | 841 |
| Insider loans | $8,705,000 | 459 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $69,329,000 | 904 |
| Tier 1 (core) risk-based capital | $33,736,000 | 1,256 |
| Tier 2 risk-based capital | $6,765,020 | 605 |
| Total risk weighted assets | $365,182,520 | 819 |
| Total unused commitments | $69,329,000 | 910 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 242 | 734 |
| Assets and Liabilities | ||
| Total Assets: | $552,437,000 | 863 |
| Cash and due from depository institutions | $23,017,000 | 734 |
| Interest-bearing balances | $293,000 | 3,646 |
| Securities | $132,632,000 | 878 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $379,572,000 | 798 |
| Loan loss allowance | $8,422,000 | 542 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,482,000 | 693 |
| Other real estate owned | $300,000 | 734 |
| Goodwill and other intangibles | $467,000 | 1,808 |
| All other assets | $5,967,000 | 1,296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $552,437,000 | 863 |
| Total liabilities | $516,802,000 | 836 |
| Total deposits | $441,223,000 | 853 |
| Interest-bearing deposits | $378,297,000 | 859 |
| Deposits held in domestic offices | $441,223,000 | 848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,485,000 | 660 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $32,838,000 | 731 |
| Subordinated debt | $2,000,000 | 196 |
| All other liabilities | $15,256,000 | 488 |
| Total equity capital | $35,635,000 | 1,256 |
| Total bank equity capital | $35,635,000 | 1,256 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,958,000 | 1,969 |
| Surplus | $8,471,000 | 1,801 |
| Undivided profits | $25,206,000 | 1,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,785,000 | 1,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,510,000 | 866 |
| Earning assets | $512,497,000 | 855 |
| Long-term assets (5+ years) | $189,811,000 | 436 |
| Average Assets, year-to-date | $567,227,000 | 799 |
| Average Assets, quarterly | $550,836,000 | 849 |
| Volatile liabilities | $89,327,000 | 905 |
| Insider loans | $8,765,000 | 441 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $40,095,000 | 1,277 |
| Tier 1 (core) risk-based capital | $32,726,000 | 1,292 |
| Tier 2 risk-based capital | $6,415,150 | 589 |
| Total risk weighted assets | $349,204,950 | 858 |
| Total unused commitments | $40,095,000 | 1,280 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 218 | 859 |
| Assets and Liabilities | ||
| Total Assets: | $516,020,000 | 947 |
| Cash and due from depository institutions | $19,025,000 | 859 |
| Interest-bearing balances | $516,000 | 3,018 |
| Securities | $165,569,000 | 755 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $314,475,000 | 989 |
| Loan loss allowance | $3,922,000 | 1,071 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,237,000 | 738 |
| Other real estate owned | $92,000 | 859 |
| Goodwill and other intangibles | $660,000 | 1,526 |
| All other assets | $5,962,000 | 1,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $516,020,000 | 947 |
| Total liabilities | $479,170,000 | 931 |
| Total deposits | $378,479,000 | 1,036 |
| Interest-bearing deposits | $327,244,000 | 1,029 |
| Deposits held in domestic offices | $378,479,000 | 1,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,372,000 | 808 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $73,906,000 | 468 |
| Subordinated debt | $2,000,000 | 219 |
| All other liabilities | $4,413,000 | 1,092 |
| Total equity capital | $36,850,000 | 1,224 |
| Total bank equity capital | $36,850,000 | 1,224 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,958,000 | 2,088 |
| Surplus | $6,093,000 | 2,418 |
| Undivided profits | $28,799,000 | 891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,928,000 | 1,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,004,000 | 1,085 |
| Earning assets | $480,560,000 | 938 |
| Long-term assets (5+ years) | $149,931,000 | 513 |
| Average Assets, year-to-date | $470,775,800 | 1,001 |
| Average Assets, quarterly | $509,434,000 | 954 |
| Volatile liabilities | $73,293,000 | 1,072 |
| Insider loans | $10,887,000 | 399 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $58,939,000 | 964 |
| Tier 1 (core) risk-based capital | $34,954,000 | 1,223 |
| Tier 2 risk-based capital | $5,710,420 | 667 |
| Total risk weighted assets | $296,621,720 | 1,016 |
| Total unused commitments | $58,939,000 | 967 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 224 | 860 |
| Assets and Liabilities | ||
| Total Assets: | $441,788,000 | 1,117 |
| Cash and due from depository institutions | $14,914,000 | 860 |
| Interest-bearing balances | $287,000 | 3,946 |
| Securities | $118,763,000 | 1,059 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,981 |
| Net loans & leases | $287,829,000 | 1,046 |
| Loan loss allowance | $3,600,000 | 1,192 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,543,000 | 702 |
| Other real estate owned | $92,000 | 860 |
| Goodwill and other intangibles | $859,000 | 1,251 |
| All other assets | $5,388,000 | 1,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $441,788,000 | 1,117 |
| Total liabilities | $408,271,000 | 1,092 |
| Total deposits | $356,297,000 | 1,116 |
| Interest-bearing deposits | $306,409,000 | 1,107 |
| Deposits held in domestic offices | $356,297,000 | 1,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,553,000 | 985 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $33,579,000 | 658 |
| Subordinated debt | $2,000,000 | 228 |
| All other liabilities | $3,842,000 | 1,253 |
| Total equity capital | $33,517,000 | 1,354 |
| Total bank equity capital | $33,517,000 | 1,354 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,958,000 | 2,145 |
| Surplus | $6,093,000 | 2,432 |
| Undivided profits | $25,466,000 | 1,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $727,000 | 3,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,971,000 | 1,144 |
| Earning assets | $410,279,000 | 1,100 |
| Long-term assets (5+ years) | $100,040,000 | 686 |
| Average Assets, year-to-date | $427,577,400 | 1,119 |
| Average Assets, quarterly | $438,216,500 | 1,118 |
| Volatile liabilities | $44,956,000 | 1,403 |
| Insider loans | $10,276,000 | 438 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $5,020,000 | 355 |
| Unused loan commitments | $49,664,000 | 1,035 |
| Tier 1 (core) risk-based capital | $31,059,000 | 1,387 |
| Tier 2 risk-based capital | $5,385,910 | 703 |
| Total risk weighted assets | $270,659,010 | 1,084 |
| Total unused commitments | $49,664,000 | 1,043 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 234 | 849 |
| Assets and Liabilities | ||
| Total Assets: | $415,037,000 | 1,149 |
| Cash and due from depository institutions | $16,499,000 | 849 |
| Interest-bearing balances | $259,000 | 4,192 |
| Securities | $119,117,000 | 1,091 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $263,130,000 | 1,089 |
| Loan loss allowance | $3,320,000 | 1,271 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,531,000 | 770 |
| Other real estate owned | $144,000 | 849 |
| Goodwill and other intangibles | $1,064,000 | 1,046 |
| All other assets | $5,552,000 | 1,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $415,037,000 | 1,149 |
| Total liabilities | $386,650,000 | 1,123 |
| Total deposits | $333,119,000 | 1,156 |
| Interest-bearing deposits | $287,139,000 | 1,151 |
| Deposits held in domestic offices | $333,119,000 | 1,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,400,000 | 1,056 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $34,880,000 | 673 |
| Subordinated debt | $2,000,000 | 234 |
| All other liabilities | $2,251,000 | 1,640 |
| Total equity capital | $28,387,000 | 1,454 |
| Total bank equity capital | $28,387,000 | 1,454 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,958,000 | 2,204 |
| Surplus | $6,093,000 | 2,349 |
| Undivided profits | $20,336,000 | 1,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,325,000 | 2,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,662,000 | 1,161 |
| Earning assets | $382,506,000 | 1,144 |
| Long-term assets (5+ years) | $110,761,000 | 626 |
| Average Assets, year-to-date | $405,854,200 | 1,132 |
| Average Assets, quarterly | $415,737,500 | 1,131 |
| Volatile liabilities | $42,340,000 | 1,405 |
| Insider loans | $9,935,000 | 441 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $53,263,000 | 943 |
| Tier 1 (core) risk-based capital | $28,868,000 | 1,433 |
| Tier 2 risk-based capital | $5,143,910 | 716 |
| Total risk weighted assets | $251,336,610 | 1,134 |
| Total unused commitments | $53,263,000 | 953 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 220 | 946 |
| Assets and Liabilities | ||
| Total Assets: | $388,881,000 | 1,231 |
| Cash and due from depository institutions | $14,669,000 | 946 |
| Interest-bearing balances | $58,000 | 7,028 |
| Securities | $98,190,000 | 1,396 |
| Federal funds sold & reverse repurchase agreements | $11,600,000 | 1,152 |
| Net loans & leases | $253,457,000 | 1,112 |
| Loan loss allowance | $3,097,000 | 1,438 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,681,000 | 1,285 |
| Other real estate owned | $0 | 946 |
| Goodwill and other intangibles | $1,275,000 | 891 |
| All other assets | $4,009,000 | 1,891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $388,881,000 | 1,231 |
| Total liabilities | $357,850,000 | 1,225 |
| Total deposits | $334,341,000 | 1,184 |
| Interest-bearing deposits | $292,614,000 | 1,181 |
| Deposits held in domestic offices | $334,341,000 | 1,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,954,000 | 1,023 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,842,000 | 1,219 |
| Subordinated debt | $2,000,000 | 235 |
| All other liabilities | $2,713,000 | 1,438 |
| Total equity capital | $31,031,000 | 1,321 |
| Total bank equity capital | $31,031,000 | 1,321 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,958,000 | 2,244 |
| Surplus | $6,093,000 | 2,250 |
| Undivided profits | $22,980,000 | 1,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,422,000 | 2,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,792 |
| Income earned, not collected on loans | $1,581,000 | 1,077 |
| Earning assets | $363,305,000 | 1,219 |
| Long-term assets (5+ years) | $79,794,000 | 808 |
| Average Assets, year-to-date | $367,134,800 | 1,276 |
| Average Assets, quarterly | $382,169,000 | 1,244 |
| Volatile liabilities | $42,528,000 | 1,361 |
| Insider loans | $11,514,000 | 377 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $5,562,000 | 466 |
| Unused loan commitments | $43,286,000 | 1,083 |
| Tier 1 (core) risk-based capital | $29,756,000 | 1,333 |
| Tier 2 risk-based capital | $4,987,230 | 732 |
| Total risk weighted assets | $238,868,930 | 1,181 |
| Total unused commitments | $43,286,000 | 1,107 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 217 | 983 |
| Assets and Liabilities | ||
| Total Assets: | $360,433,000 | 1,369 |
| Cash and due from depository institutions | $12,673,000 | 983 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $93,511,000 | 1,459 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 4,346 |
| Net loans & leases | $240,689,000 | 1,195 |
| Loan loss allowance | $2,788,000 | 1,622 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,390,000 | 1,675 |
| Other real estate owned | $213,000 | 983 |
| Goodwill and other intangibles | $1,495,000 | 827 |
| All other assets | $3,862,000 | 2,030 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $360,433,000 | 1,369 |
| Total liabilities | $332,827,000 | 1,367 |
| Total deposits | $320,139,000 | 1,305 |
| Interest-bearing deposits | $280,302,000 | 1,315 |
| Deposits held in domestic offices | $320,139,000 | 1,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,893,000 | 1,274 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,936,000 | 2,002 |
| Subordinated debt | $2,000,000 | 250 |
| All other liabilities | $2,859,000 | 1,424 |
| Total equity capital | $27,606,000 | 1,406 |
| Total bank equity capital | $27,606,000 | 1,406 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,958,000 | 2,323 |
| Surplus | $6,093,000 | 2,163 |
| Undivided profits | $19,555,000 | 1,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,549,000 | 2,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,789,000 | 1,067 |
| Earning assets | $337,800,000 | 1,320 |
| Long-term assets (5+ years) | $65,370,000 | 917 |
| Average Assets, year-to-date | $353,701,000 | 1,361 |
| Average Assets, quarterly | $358,899,500 | 1,364 |
| Volatile liabilities | $27,922,000 | 1,812 |
| Insider loans | $371,000 | 2,437 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $39,676,000 | 1,113 |
| Tier 1 (core) risk-based capital | $26,111,000 | 1,447 |
| Tier 2 risk-based capital | $4,772,550 | 782 |
| Total risk weighted assets | $221,788,450 | 1,319 |
| Total unused commitments | $39,676,000 | 1,130 |
| Derivatives | $2,000,000 | 549 |