Home > First Keystone Community Bank > Income and Expense

First Keystone Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$56,943,000836
Total interest expense$26,816,000639
Net interest income$30,127,0001,040
Provision for loan and lease losses$-266,0004,419
Total noninterest income$6,244,0001,019
Gross Fiduciary activities income$935,000516
Service charges on deposit accounts$1,650,000671
Trading account gains and feesNANA
Additional Noninterest Income$3,659,0001,100
Total noninterest expense$29,054,000921
Salaries and employee benefits$15,964,000917
Premises and equipment expense$2,919,000893
Additional noninterest expense$3,659,0001,100
Pre-tax net operating income$7,583,0001,456
Securities gains (losses)$99,000249
Applicable income taxes$992,0001,443
Income before extraordinary items$6,690,0001,392
Extraordinary gains, net$054
Net income$6,690,0001,408
Minority interest net income$088
Net income of bank and minority interests.$6,690,0001,395
Net charge-offs$13,0002,350
Cash dividends$1,526,0001,767
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,603,8701,434
2023-09-30 (YTD Data)Rank
Total interest income$41,163,000848
Total interest expense$18,609,000639
Net interest income$22,554,0001,044
Provision for loan and lease losses$-318,0004,474
Total noninterest income$4,653,0001,044
Gross Fiduciary activities income$712,000511
Service charges on deposit accounts$1,227,000673
Trading account gains and feesNANA
Additional Noninterest Income$2,714,0001,114
Total noninterest expense$22,123,000904
Salaries and employee benefits$12,063,000927
Premises and equipment expense$2,208,000897
Additional noninterest expense$2,714,0001,114
Pre-tax net operating income$5,402,0001,568
Securities gains (losses)$99,000159
Applicable income taxes$753,0001,473
Income before extraordinary items$4,748,0001,514
Extraordinary gains, net$052
Net income$4,748,0001,526
Minority interest net income$081
Net income of bank and minority interests.$4,748,0001,514
Net charge-offs$2,0002,475
Cash dividends$1,526,0001,346
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,662,8601,566
2023-06-30 (YTD Data)Rank
Total interest income$26,945,000833
Total interest expense$11,520,000615
Net interest income$15,425,0001,022
Provision for loan and lease losses$79,0001,963
Total noninterest income$3,095,000981
Gross Fiduciary activities income$479,000506
Service charges on deposit accounts$796,000682
Trading account gains and feesNANA
Additional Noninterest Income$1,820,0001,044
Total noninterest expense$14,720,000895
Salaries and employee benefits$8,068,000907
Premises and equipment expense$1,429,000907
Additional noninterest expense$1,820,0001,043
Pre-tax net operating income$3,721,0001,514
Securities gains (losses)$99,000169
Applicable income taxes$646,0001,306
Income before extraordinary items$3,174,0001,496
Extraordinary gains, net$051
Net income$3,174,0001,514
Minority interest net income$081
Net income of bank and minority interests.$3,174,0001,496
Net charge-offs$32,0001,348
Cash dividends$1,526,0001,063
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,091,8301,543
2023-03-31 (YTD Data)Rank
Total interest income$13,306,000841
Total interest expense$5,240,000581
Net interest income$8,066,000989
Provision for loan and lease losses$02,612
Total noninterest income$1,494,0001,007
Gross Fiduciary activities income$231,000526
Service charges on deposit accounts$388,000714
Trading account gains and feesNANA
Additional Noninterest Income$875,0001,066
Total noninterest expense$7,688,000866
Salaries and employee benefits$4,369,000864
Premises and equipment expense$726,000910
Additional noninterest expense$875,0001,066
Pre-tax net operating income$1,872,0001,535
Securities gains (losses)$99,000164
Applicable income taxes$245,0001,545
Income before extraordinary items$1,726,0001,441
Extraordinary gains, net$04
Net income$1,726,0001,441
Minority interest net income$048
Net income of bank and minority interests.$1,726,0001,441
Net charge-offs$13,0001,282
Cash dividends$1,526,000581
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,638,8801,521
2022-12-31 (YTD Data)Rank
Total interest income$46,403,000796
Total interest expense$7,864,000557
Net interest income$38,539,000844
Provision for loan and lease losses$-264,0004,467
Total noninterest income$6,100,0001,046
Gross Fiduciary activities income$979,000525
Service charges on deposit accounts$1,595,000700
Trading account gains and feesNANA
Additional Noninterest Income$3,526,0001,139
Total noninterest expense$26,552,000962
Salaries and employee benefits$14,453,000991
Premises and equipment expense$2,693,000946
Additional noninterest expense$3,526,0001,139
Pre-tax net operating income$18,351,000806
Securities gains (losses)$-753,0004,410
Applicable income taxes$2,568,000917
Income before extraordinary items$15,030,000786
Extraordinary gains, net$05
Net income$15,030,000788
Minority interest net income$063
Net income of bank and minority interests.$15,030,000787
Net charge-offs$142,0001,078
Cash dividends$6,102,000658
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,670,050782
2022-09-30 (YTD Data)Rank
Total interest income$33,620,000788
Total interest expense$4,096,000556
Net interest income$29,524,000824
Provision for loan and lease losses$656,000820
Total noninterest income$4,526,0001,080
Gross Fiduciary activities income$756,000515
Service charges on deposit accounts$1,183,000715
Trading account gains and feesNANA
Additional Noninterest Income$2,587,0001,176
Total noninterest expense$19,632,000966
Salaries and employee benefits$10,614,0001,007
Premises and equipment expense$1,998,000943
Additional noninterest expense$2,587,0001,176
Pre-tax net operating income$13,762,000813
Securities gains (losses)$0740
Applicable income taxes$2,038,000885
Income before extraordinary items$11,724,000781
Extraordinary gains, net$04
Net income$11,724,000781
Minority interest net income$057
Net income of bank and minority interests.$11,724,000781
Net charge-offs$125,000848
Cash dividends$4,577,000616
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,724,000792
2022-06-30 (YTD Data)Rank
Total interest income$21,742,000771
Total interest expense$1,980,000594
Net interest income$19,762,000794
Provision for loan and lease losses$437,000750
Total noninterest income$2,989,0001,076
Gross Fiduciary activities income$520,000468
Service charges on deposit accounts$748,000741
Trading account gains and feesNANA
Additional Noninterest Income$1,721,0001,208
Total noninterest expense$12,974,000958
Salaries and employee benefits$6,972,0001,013
Premises and equipment expense$1,309,000959
Additional noninterest expense$4,693,000808
Pre-tax net operating income$9,340,000759
Securities gains (losses)$0687
Applicable income taxes$1,386,000830
Income before extraordinary items$7,954,000720
Extraordinary gains, net$04
Net income$7,954,000720
Minority interest net income$060
Net income of bank and minority interests.$7,954,000720
Net charge-offs$-43,0004,136
Cash dividends$3,051,000607
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,954,000731
2022-03-31 (YTD Data)Rank
Total interest income$10,633,000763
Total interest expense$914,000609
Net interest income$9,719,000784
Provision for loan and lease losses$219,000631
Total noninterest income$1,428,0001,109
Gross Fiduciary activities income$251,000483
Service charges on deposit accounts$368,000749
Trading account gains and feesNANA
Additional Noninterest Income$809,0001,243
Total noninterest expense$6,460,000956
Salaries and employee benefits$3,536,0001,005
Premises and equipment expense$682,000930
Additional noninterest expense$2,242,000835
Pre-tax net operating income$4,468,000751
Securities gains (losses)$0623
Applicable income taxes$644,000847
Income before extraordinary items$3,824,000722
Extraordinary gains, net$04
Net income$3,824,000722
Minority interest net income$050
Net income of bank and minority interests.$3,824,000722
Net charge-offs$-38,0004,329
Cash dividends$1,526,000551
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,824,000727
2021-12-31 (YTD Data)Rank
Total interest income$42,089,000791
Total interest expense$4,097,000658
Net interest income$37,992,000804
Provision for loan and lease losses$860,000689
Total noninterest income$6,862,0001,075
Gross Fiduciary activities income$1,012,000475
Service charges on deposit accounts$1,306,000781
Trading account gains and feesNANA
Additional Noninterest Income$4,544,0001,142
Total noninterest expense$26,132,000952
Salaries and employee benefits$14,026,000991
Premises and equipment expense$2,591,000968
Additional noninterest expense$9,515,000817
Pre-tax net operating income$17,862,000812
Securities gains (losses)$02,062
Applicable income taxes$2,507,000959
Income before extraordinary items$15,355,000796
Extraordinary gains, net$010
Net income$15,355,000797
Minority interest net income$074
Net income of bank and minority interests.$15,355,000797
Net charge-offs$113,0001,292
Cash dividends$6,043,000680
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,355,000776
2021-09-30 (YTD Data)Rank
Total interest income$31,243,000813
Total interest expense$3,086,000692
Net interest income$28,157,000827
Provision for loan and lease losses$455,000870
Total noninterest income$5,202,0001,092
Gross Fiduciary activities income$764,000472
Service charges on deposit accounts$932,000815
Trading account gains and feesNANA
Additional Noninterest Income$3,506,0001,145
Total noninterest expense$18,836,000987
Salaries and employee benefits$9,945,0001,059
Premises and equipment expense$1,960,000976
Additional noninterest expense$6,931,000829
Pre-tax net operating income$14,068,000819
Securities gains (losses)$02,015
Applicable income taxes$1,996,000975
Income before extraordinary items$12,072,000799
Extraordinary gains, net$08
Net income$12,072,000799
Minority interest net income$069
Net income of bank and minority interests.$12,072,000799
Net charge-offs$100,0001,078
Cash dividends$4,518,000632
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,072,000778
2021-06-30 (YTD Data)Rank
Total interest income$20,537,000815
Total interest expense$2,067,000724
Net interest income$18,470,000828
Provision for loan and lease losses$270,000972
Total noninterest income$3,552,0001,068
Gross Fiduciary activities income$520,000464
Service charges on deposit accounts$575,000835
Trading account gains and feesNANA
Additional Noninterest Income$2,457,0001,121
Total noninterest expense$12,611,000976
Salaries and employee benefits$6,683,0001,045
Premises and equipment expense$1,329,000962
Additional noninterest expense$4,599,000831
Pre-tax net operating income$9,141,000826
Securities gains (losses)$01,818
Applicable income taxes$1,286,000984
Income before extraordinary items$7,855,000806
Extraordinary gains, net$06
Net income$7,855,000806
Minority interest net income$067
Net income of bank and minority interests.$7,855,000806
Net charge-offs$79,000997
Cash dividends$2,993,000637
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,855,000787
2021-03-31 (YTD Data)Rank
Total interest income$10,263,000806
Total interest expense$1,043,000764
Net interest income$9,220,000813
Provision for loan and lease losses$135,0001,068
Total noninterest income$1,753,0001,085
Gross Fiduciary activities income$254,000469
Service charges on deposit accounts$276,000849
Trading account gains and feesNANA
Additional Noninterest Income$1,223,0001,121
Total noninterest expense$6,144,000989
Salaries and employee benefits$3,270,0001,056
Premises and equipment expense$673,000961
Additional noninterest expense$2,201,000836
Pre-tax net operating income$4,694,000810
Securities gains (losses)$01,392
Applicable income taxes$674,000946
Income before extraordinary items$4,020,000804
Extraordinary gains, net$03
Net income$4,020,000804
Minority interest net income$055
Net income of bank and minority interests.$4,020,000804
Net charge-offs$21,0001,125
Cash dividends$1,467,000580
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,020,000784
2020-12-31 (YTD Data)Rank
Total interest income$39,528,000849
Total interest expense$6,335,000758
Net interest income$33,193,000862
Provision for loan and lease losses$1,200,0001,427
Total noninterest income$6,005,0001,123
Gross Fiduciary activities income$999,000460
Service charges on deposit accounts$1,212,000800
Trading account gains and feesNANA
Additional Noninterest Income$3,794,0001,251
Total noninterest expense$24,369,000968
Salaries and employee benefits$13,593,000981
Premises and equipment expense$2,746,000920
Additional noninterest expense$8,030,000878
Pre-tax net operating income$13,629,000814
Securities gains (losses)$228,000969
Applicable income taxes$1,675,0001,046
Income before extraordinary items$12,182,000795
Extraordinary gains, net$04
Net income$12,182,000795
Minority interest net income$072
Net income of bank and minority interests.$12,182,000795
Net charge-offs$272,0001,344
Cash dividends$6,102,000645
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,981,360776
2020-09-30 (YTD Data)Rank
Total interest income$29,221,000862
Total interest expense$5,162,000751
Net interest income$24,059,000882
Provision for loan and lease losses$682,0001,688
Total noninterest income$4,378,0001,115
Gross Fiduciary activities income$680,000471
Service charges on deposit accounts$885,000813
Trading account gains and feesNANA
Additional Noninterest Income$2,813,0001,221
Total noninterest expense$17,662,000975
Salaries and employee benefits$9,652,0001,009
Premises and equipment expense$2,081,000900
Additional noninterest expense$5,929,000870
Pre-tax net operating income$10,093,000788
Securities gains (losses)$228,000827
Applicable income taxes$1,284,000995
Income before extraordinary items$9,037,000777
Extraordinary gains, net$04
Net income$9,037,000777
Minority interest net income$065
Net income of bank and minority interests.$9,037,000777
Net charge-offs$108,0001,623
Cash dividends$4,577,000605
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,836,360763
2020-06-30 (YTD Data)Rank
Total interest income$19,381,000870
Total interest expense$3,923,000708
Net interest income$15,458,000901
Provision for loan and lease losses$388,0001,828
Total noninterest income$2,885,0001,067
Gross Fiduciary activities income$457,000468
Service charges on deposit accounts$597,000811
Trading account gains and feesNANA
Additional Noninterest Income$1,831,0001,153
Total noninterest expense$11,463,000986
Salaries and employee benefits$6,110,0001,035
Premises and equipment expense$1,386,000906
Additional noninterest expense$3,967,000861
Pre-tax net operating income$6,492,000740
Securities gains (losses)$167,000771
Applicable income taxes$817,000969
Income before extraordinary items$5,842,000741
Extraordinary gains, net$04
Net income$5,842,000742
Minority interest net income$065
Net income of bank and minority interests.$5,842,000741
Net charge-offs$59,0001,635
Cash dividends$3,051,000601
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,695,040723
2020-03-31 (YTD Data)Rank
Total interest income$9,759,000870
Total interest expense$2,400,000661
Net interest income$7,359,000925
Provision for loan and lease losses$194,0001,484
Total noninterest income$1,440,0001,006
Gross Fiduciary activities income$222,000479
Service charges on deposit accounts$378,000779
Trading account gains and feesNANA
Additional Noninterest Income$840,0001,100
Total noninterest expense$5,874,000977
Salaries and employee benefits$3,170,0001,024
Premises and equipment expense$690,000916
Additional noninterest expense$2,014,000855
Pre-tax net operating income$2,731,000811
Securities gains (losses)$71,000723
Applicable income taxes$314,0001,048
Income before extraordinary items$2,488,000774
Extraordinary gains, net$04
Net income$2,488,000774
Minority interest net income$056
Net income of bank and minority interests.$2,488,000774
Net charge-offs$20,0001,597
Cash dividends$1,526,000600
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,424,810773
2019-12-31 (YTD Data)Rank
Total interest income$38,619,000878
Total interest expense$10,274,000666
Net interest income$28,345,000944
Provision for loan and lease losses$450,0001,581
Total noninterest income$5,910,0001,010
Gross Fiduciary activities income$974,000464
Service charges on deposit accounts$1,577,000774
Trading account gains and feesNANA
Additional Noninterest Income$3,359,0001,115
Total noninterest expense$23,331,000957
Salaries and employee benefits$12,319,0001,013
Premises and equipment expense$2,544,000972
Additional noninterest expense$8,468,000813
Pre-tax net operating income$10,474,0001,022
Securities gains (losses)$539,000337
Applicable income taxes$1,051,0001,392
Income before extraordinary items$9,962,000940
Extraordinary gains, net$011
Net income$9,962,000941
Minority interest net income$076
Net income of bank and minority interests.$9,962,000941
Net charge-offs$190,0001,732
Cash dividends$6,102,000685
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,476,900963
2019-09-30 (YTD Data)Rank
Total interest income$28,828,000884
Total interest expense$7,902,000662
Net interest income$20,926,000960
Provision for loan and lease losses$313,0001,569
Total noninterest income$4,401,000998
Gross Fiduciary activities income$748,000453
Service charges on deposit accounts$1,158,000787
Trading account gains and feesNANA
Additional Noninterest Income$2,495,0001,102
Total noninterest expense$17,288,000960
Salaries and employee benefits$9,267,0001,013
Premises and equipment expense$1,870,000985
Additional noninterest expense$6,151,000829
Pre-tax net operating income$7,726,0001,045
Securities gains (losses)$756,000239
Applicable income taxes$811,0001,410
Income before extraordinary items$7,671,000938
Extraordinary gains, net$011
Net income$7,671,000939
Minority interest net income$072
Net income of bank and minority interests.$7,671,000939
Net charge-offs$138,0001,546
Cash dividends$4,577,000655
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,990,600989
2019-06-30 (YTD Data)Rank
Total interest income$19,007,000890
Total interest expense$5,305,000650
Net interest income$13,702,000972
Provision for loan and lease losses$138,0001,927
Total noninterest income$2,918,000985
Gross Fiduciary activities income$527,000445
Service charges on deposit accounts$747,000802
Trading account gains and fees$0131
Additional Noninterest Income$1,644,0001,090
Total noninterest expense$11,456,000965
Salaries and employee benefits$6,022,0001,025
Premises and equipment expense$1,252,000985
Additional noninterest expense$4,182,000826
Pre-tax net operating income$5,026,0001,049
Securities gains (losses)$85,000585
Applicable income taxes$393,0001,635
Income before extraordinary items$4,718,000967
Extraordinary gains, net$011
Net income$4,718,000967
Minority interest net income$069
Net income of bank and minority interests.$4,718,000967
Net charge-offs$111,0001,352
Cash dividends$3,051,000623
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,639,800960
2019-03-31 (YTD Data)Rank
Total interest income$9,539,000885
Total interest expense$2,700,000623
Net interest income$6,839,000981
Provision for loan and lease losses$92,0001,526
Total noninterest income$1,391,000992
Gross Fiduciary activities income$261,000449
Service charges on deposit accounts$364,000807
Trading account gains and fees$0126
Additional Noninterest Income$766,0001,095
Total noninterest expense$5,831,000948
Salaries and employee benefits$3,122,0001,001
Premises and equipment expense$632,000976
Additional noninterest expense$2,077,000817
Pre-tax net operating income$2,307,0001,097
Securities gains (losses)$85,000302
Applicable income taxes$142,0001,882
Income before extraordinary items$2,250,000985
Extraordinary gains, net$05
Net income$2,250,000984
Minority interest net income$052
Net income of bank and minority interests.$2,250,000984
Net charge-offs$75,0001,025
Cash dividends$1,526,000614
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,170,100989
2018-12-31 (YTD Data)Rank
Total interest income$35,536,000886
Total interest expense$8,648,000592
Net interest income$26,888,000969
Provision for loan and lease losses$200,0002,354
Total noninterest income$5,608,0001,014
Gross Fiduciary activities income$947,000475
Service charges on deposit accounts$1,564,000787
Trading account gains and fees$0126
Additional Noninterest Income$3,097,0001,113
Total noninterest expense$22,461,000967
Salaries and employee benefits$11,715,0001,026
Premises and equipment expense$2,450,000994
Additional noninterest expense$8,296,000820
Pre-tax net operating income$9,835,0001,049
Securities gains (losses)$7,000778
Applicable income taxes$500,0001,979
Income before extraordinary items$9,342,000964
Extraordinary gains, net$06
Net income$9,342,000963
Minority interest net income$072
Net income of bank and minority interests.$9,342,000963
Net charge-offs$942,000617
Cash dividends$6,102,000619
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,335,350962
2018-09-30 (YTD Data)Rank
Total interest income$26,147,000886
Total interest expense$6,071,000589
Net interest income$20,076,000972
Provision for loan and lease losses$50,0003,168
Total noninterest income$4,165,0001,033
Gross Fiduciary activities income$728,000463
Service charges on deposit accounts$1,141,000805
Trading account gains and fees$0138
Additional Noninterest Income$2,296,0001,144
Total noninterest expense$17,028,000959
Salaries and employee benefits$8,941,0001,019
Premises and equipment expense$1,850,000976
Additional noninterest expense$6,237,000807
Pre-tax net operating income$7,163,0001,082
Securities gains (losses)$3,000888
Applicable income taxes$294,0002,249
Income before extraordinary items$6,872,000993
Extraordinary gains, net$05
Net income$6,872,000992
Minority interest net income$066
Net income of bank and minority interests.$6,872,000992
Net charge-offs$666,000601
Cash dividends$4,576,000584
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,869,120991
2018-06-30 (YTD Data)Rank
Total interest income$16,989,000900
Total interest expense$3,779,000586
Net interest income$13,210,000982
Provision for loan and lease losses$50,0002,796
Total noninterest income$2,690,0001,053
Gross Fiduciary activities income$460,000471
Service charges on deposit accounts$736,000825
Trading account gains and fees$0130
Additional Noninterest Income$1,494,0001,161
Total noninterest expense$11,477,000950
Salaries and employee benefits$5,959,0001,027
Premises and equipment expense$1,256,000962
Additional noninterest expense$4,262,000790
Pre-tax net operating income$4,373,0001,139
Securities gains (losses)$16,000519
Applicable income taxes$109,0002,663
Income before extraordinary items$4,280,0001,032
Extraordinary gains, net$06
Net income$4,280,0001,031
Minority interest net income$065
Net income of bank and minority interests.$4,280,0001,031
Net charge-offs$591,000474
Cash dividends$3,051,000556
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,264,3201,026
2018-03-31 (YTD Data)Rank
Total interest income$8,261,000915
Total interest expense$1,787,000583
Net interest income$6,474,000991
Provision for loan and lease losses$50,0002,055
Total noninterest income$1,277,0001,079
Gross Fiduciary activities income$236,000477
Service charges on deposit accounts$346,000872
Trading account gains and fees$0123
Additional Noninterest Income$695,0001,211
Total noninterest expense$5,859,000942
Salaries and employee benefits$3,023,0001,026
Premises and equipment expense$646,000954
Additional noninterest expense$2,190,000758
Pre-tax net operating income$1,842,0001,269
Securities gains (losses)$16,000376
Applicable income taxes$40,0002,846
Income before extraordinary items$1,818,0001,131
Extraordinary gains, net$07
Net income$1,818,0001,130
Minority interest net income$052
Net income of bank and minority interests.$1,818,0001,131
Net charge-offs$158,000659
Cash dividends$1,526,000518
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,802,3201,129
2017-12-31 (YTD Data)Rank
Total interest income$32,235,000894
Total interest expense$6,573,000535
Net interest income$25,662,000986
Provision for loan and lease losses$267,0002,091
Total noninterest income$5,227,0001,087
Gross Fiduciary activities income$884,000474
Service charges on deposit accounts$1,408,000875
Trading account gains and fees$0151
Additional Noninterest Income$2,935,0001,182
Total noninterest expense$21,412,000997
Salaries and employee benefits$11,114,0001,067
Premises and equipment expense$2,500,000961
Additional noninterest expense$7,798,000849
Pre-tax net operating income$9,210,0001,055
Securities gains (losses)$864,000157
Applicable income taxes$1,565,0001,499
Income before extraordinary items$8,509,000856
Extraordinary gains, net$09
Net income$8,509,000857
Minority interest net income$076
Net income of bank and minority interests.$8,509,000856
Net charge-offs$137,0002,155
Cash dividends$6,103,000558
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,783,240914
2017-09-30 (YTD Data)Rank
Total interest income$24,052,000893
Total interest expense$4,852,000527
Net interest income$19,200,000991
Provision for loan and lease losses$167,0002,210
Total noninterest income$3,863,0001,110
Gross Fiduciary activities income$663,000479
Service charges on deposit accounts$1,057,000871
Trading account gains and fees$0145
Additional Noninterest Income$2,143,0001,211
Total noninterest expense$16,522,000975
Salaries and employee benefits$8,781,0001,024
Premises and equipment expense$1,886,000966
Additional noninterest expense$5,855,000841
Pre-tax net operating income$6,374,0001,149
Securities gains (losses)$886,000139
Applicable income taxes$972,0001,483
Income before extraordinary items$6,288,000943
Extraordinary gains, net$09
Net income$6,288,000943
Minority interest net income$071
Net income of bank and minority interests.$6,288,000943
Net charge-offs$76,0002,144
Cash dividends$4,577,000544
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,517,1801,055
2017-06-30 (YTD Data)Rank
Total interest income$15,899,000894
Total interest expense$3,058,000541
Net interest income$12,841,000976
Provision for loan and lease losses$83,0002,410
Total noninterest income$2,533,0001,123
Gross Fiduciary activities income$459,000476
Service charges on deposit accounts$697,000871
Trading account gains and fees$0139
Additional Noninterest Income$1,377,0001,253
Total noninterest expense$10,835,000992
Salaries and employee benefits$5,749,0001,042
Premises and equipment expense$1,284,000949
Additional noninterest expense$3,802,000865
Pre-tax net operating income$4,456,0001,087
Securities gains (losses)$472,000160
Applicable income taxes$698,0001,403
Income before extraordinary items$4,230,000917
Extraordinary gains, net$011
Net income$4,230,000918
Minority interest net income$071
Net income of bank and minority interests.$4,230,000917
Net charge-offs$87,0001,624
Cash dividends$3,051,000527
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,824,0801,004
2017-03-31 (YTD Data)Rank
Total interest income$7,895,000887
Total interest expense$1,425,000563
Net interest income$6,470,000958
Provision for loan and lease losses$83,0001,632
Total noninterest income$1,222,0001,139
Gross Fiduciary activities income$239,000474
Service charges on deposit accounts$336,000904
Trading account gains and fees$0142
Additional Noninterest Income$647,0001,291
Total noninterest expense$5,220,0001,041
Salaries and employee benefits$2,732,0001,104
Premises and equipment expense$674,000923
Additional noninterest expense$1,814,000897
Pre-tax net operating income$2,389,0001,012
Securities gains (losses)$303,000124
Applicable income taxes$394,0001,255
Income before extraordinary items$2,298,000828
Extraordinary gains, net$08
Net income$2,298,000828
Minority interest net income$055
Net income of bank and minority interests.$2,298,000828
Net charge-offs$-21,0005,266
Cash dividends$1,526,000504
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,040,450914
2016-12-31 (YTD Data)Rank
Total interest income$31,585,000856
Total interest expense$5,302,000565
Net interest income$26,283,000913
Provision for loan and lease losses$2,083,000512
Total noninterest income$5,528,0001,066
Gross Fiduciary activities income$844,000488
Service charges on deposit accounts$1,424,000884
Trading account gains and fees$0170
Additional Noninterest Income$3,260,0001,145
Total noninterest expense$20,149,0001,045
Salaries and employee benefits$10,458,0001,110
Premises and equipment expense$2,519,000964
Additional noninterest expense$7,172,000922
Pre-tax net operating income$9,579,000957
Securities gains (losses)$1,396,000170
Applicable income taxes$1,744,0001,157
Income before extraordinary items$9,231,000818
Extraordinary gains, net$05
Net income$9,231,000818
Minority interest net income$082
Net income of bank and minority interests.$9,231,000817
Net charge-offs$1,465,000494
Cash dividends$6,102,000555
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,058,360900
2016-09-30 (YTD Data)Rank
Total interest income$23,787,000843
Total interest expense$3,918,000571
Net interest income$19,869,000898
Provision for loan and lease losses$1,700,000463
Total noninterest income$4,287,0001,034
Gross Fiduciary activities income$641,000483
Service charges on deposit accounts$1,060,000891
Trading account gains and fees$0169
Additional Noninterest Income$2,586,0001,099
Total noninterest expense$15,096,0001,044
Salaries and employee benefits$7,956,0001,099
Premises and equipment expense$1,880,000962
Additional noninterest expense$5,260,000936
Pre-tax net operating income$7,360,000954
Securities gains (losses)$789,000259
Applicable income taxes$1,327,0001,178
Income before extraordinary items$6,822,000827
Extraordinary gains, net$05
Net income$6,822,000827
Minority interest net income$071
Net income of bank and minority interests.$6,822,000827
Net charge-offs$1,439,000367
Cash dividends$4,576,000541
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,159,240875
2016-06-30 (YTD Data)Rank
Total interest income$15,870,000842
Total interest expense$2,604,000567
Net interest income$13,266,000899
Provision for loan and lease losses$567,000778
Total noninterest income$2,565,0001,110
Gross Fiduciary activities income$432,000487
Service charges on deposit accounts$683,000909
Trading account gains and fees$0157
Additional Noninterest Income$1,450,0001,217
Total noninterest expense$10,076,0001,042
Salaries and employee benefits$5,357,0001,092
Premises and equipment expense$1,169,0001,018
Additional noninterest expense$3,550,000934
Pre-tax net operating income$5,188,000902
Securities gains (losses)$394,000344
Applicable income taxes$902,0001,161
Income before extraordinary items$4,680,000799
Extraordinary gains, net$016
Net income$4,680,000798
Minority interest net income$071
Net income of bank and minority interests.$4,680,000798
Net charge-offs$87,0001,747
Cash dividends$3,051,000545
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,349,040825
2016-03-31 (YTD Data)Rank
Total interest income$7,954,000844
Total interest expense$1,314,000557
Net interest income$6,640,000894
Provision for loan and lease losses$283,000739
Total noninterest income$1,286,0001,077
Gross Fiduciary activities income$201,000500
Service charges on deposit accounts$331,000930
Trading account gains and fees$0142
Additional Noninterest Income$754,0001,145
Total noninterest expense$5,099,0001,035
Salaries and employee benefits$2,776,0001,060
Premises and equipment expense$606,0001,005
Additional noninterest expense$1,717,000952
Pre-tax net operating income$2,544,000886
Securities gains (losses)$14,0001,386
Applicable income taxes$371,0001,300
Income before extraordinary items$2,187,000825
Extraordinary gains, net$012
Net income$2,187,000825
Minority interest net income$062
Net income of bank and minority interests.$2,187,000826
Net charge-offs$10,0002,329
Cash dividends$1,525,000526
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,175,100809
2015-12-31 (YTD Data)Rank
Total interest income$31,680,000813
Total interest expense$4,980,000560
Net interest income$26,700,000851
Provision for loan and lease losses$2,277,000407
Total noninterest income$5,511,0001,049
Gross Fiduciary activities income$881,000487
Service charges on deposit accounts$1,384,000924
Trading account gains and fees$0159
Additional Noninterest Income$3,246,0001,106
Total noninterest expense$20,868,000989
Salaries and employee benefits$10,967,0001,029
Premises and equipment expense$2,475,000974
Additional noninterest expense$7,426,000878
Pre-tax net operating income$9,066,000969
Securities gains (losses)$2,131,00099
Applicable income taxes$2,004,0001,009
Income before extraordinary items$9,193,000790
Extraordinary gains, net$023
Net income$9,193,000790
Minority interest net income$081
Net income of bank and minority interests.$9,193,000790
Net charge-offs$1,928,000384
Cash dividends$6,102,000553
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,445,580942
2015-09-30 (YTD Data)Rank
Total interest income$23,606,000817
Total interest expense$3,685,000567
Net interest income$19,921,000860
Provision for loan and lease losses$1,178,000516
Total noninterest income$4,139,0001,061
Gross Fiduciary activities income$674,000482
Service charges on deposit accounts$1,021,000944
Trading account gains and fees$0153
Additional Noninterest Income$2,444,0001,118
Total noninterest expense$15,786,000990
Salaries and employee benefits$8,391,0001,012
Premises and equipment expense$1,871,000978
Additional noninterest expense$5,524,000889
Pre-tax net operating income$7,096,000942
Securities gains (losses)$2,131,00082
Applicable income taxes$1,835,000893
Income before extraordinary items$7,392,000749
Extraordinary gains, net$021
Net income$7,392,000746
Minority interest net income$078
Net income of bank and minority interests.$7,392,000749
Net charge-offs$334,0001,132
Cash dividends$4,577,000520
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,687,200909
2015-06-30 (YTD Data)Rank
Total interest income$15,736,000815
Total interest expense$2,428,000571
Net interest income$13,308,000849
Provision for loan and lease losses$425,000888
Total noninterest income$2,753,0001,064
Gross Fiduciary activities income$456,000486
Service charges on deposit accounts$652,000961
Trading account gains and fees$0157
Additional Noninterest Income$1,645,0001,115
Total noninterest expense$10,584,000986
Salaries and employee benefits$5,677,000996
Premises and equipment expense$1,254,000982
Additional noninterest expense$3,653,000887
Pre-tax net operating income$5,052,000883
Securities gains (losses)$1,095,000132
Applicable income taxes$1,238,000882
Income before extraordinary items$4,909,000754
Extraordinary gains, net$022
Net income$4,909,000753
Minority interest net income$075
Net income of bank and minority interests.$4,909,000754
Net charge-offs$215,0001,145
Cash dividends$3,051,000497
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,033,000860
2015-03-31 (YTD Data)Rank
Total interest income$7,894,000807
Total interest expense$1,195,000581
Net interest income$6,699,000841
Provision for loan and lease losses$212,000858
Total noninterest income$1,358,0001,041
Gross Fiduciary activities income$215,000508
Service charges on deposit accounts$316,000965
Trading account gains and fees$0152
Additional Noninterest Income$827,0001,069
Total noninterest expense$5,250,000989
Salaries and employee benefits$2,840,0001,000
Premises and equipment expense$674,000923
Additional noninterest expense$1,736,000916
Pre-tax net operating income$2,595,000834
Securities gains (losses)$492,000172
Applicable income taxes$636,000857
Income before extraordinary items$2,451,000729
Extraordinary gains, net$013
Net income$2,451,000727
Minority interest net income$064
Net income of bank and minority interests.$2,451,000729
Net charge-offs$117,0001,006
Cash dividends$1,526,000464
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,062,320820
2014-12-31 (YTD Data)Rank
Total interest income$30,978,000805
Total interest expense$4,457,000648
Net interest income$26,521,000835
Provision for loan and lease losses$433,0001,602
Total noninterest income$5,279,0001,068
Gross Fiduciary activities income$926,000476
Service charges on deposit accounts$1,263,0001,048
Trading account gains and fees$0180
Additional Noninterest Income$3,090,0001,085
Total noninterest expense$21,210,000956
Salaries and employee benefits$11,445,000950
Premises and equipment expense$2,480,000972
Additional noninterest expense$7,285,000900
Pre-tax net operating income$10,157,000814
Securities gains (losses)$2,569,00090
Applicable income taxes$2,599,000808
Income before extraordinary items$10,127,000669
Extraordinary gains, net$017
Net income$10,127,000668
Minority interest net income$084
Net income of bank and minority interests.$10,127,000669
Net charge-offs$562,0001,359
Cash dividends$7,040,000453
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,071,800803
2014-09-30 (YTD Data)Rank
Total interest income$23,197,000809
Total interest expense$3,316,000654
Net interest income$19,881,000833
Provision for loan and lease losses$433,0001,309
Total noninterest income$3,815,0001,097
Gross Fiduciary activities income$715,000471
Service charges on deposit accounts$900,0001,110
Trading account gains and fees$0174
Additional Noninterest Income$2,200,0001,124
Total noninterest expense$15,887,000951
Salaries and employee benefits$8,545,000955
Premises and equipment expense$1,897,000965
Additional noninterest expense$5,445,000891
Pre-tax net operating income$7,376,000853
Securities gains (losses)$1,963,00089
Applicable income taxes$1,862,000854
Income before extraordinary items$7,477,000688
Extraordinary gains, net$015
Net income$7,477,000685
Minority interest net income$081
Net income of bank and minority interests.$7,477,000686
Net charge-offs$462,0001,221
Cash dividends$5,280,000419
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,906,600822
2014-06-30 (YTD Data)Rank
Total interest income$15,397,000808
Total interest expense$2,233,000652
Net interest income$13,164,000833
Provision for loan and lease losses$333,0001,146
Total noninterest income$2,462,0001,111
Gross Fiduciary activities income$497,000467
Service charges on deposit accounts$540,0001,201
Trading account gains and fees$0172
Additional Noninterest Income$1,425,0001,138
Total noninterest expense$10,632,000945
Salaries and employee benefits$5,627,000967
Premises and equipment expense$1,318,000934
Additional noninterest expense$3,687,000876
Pre-tax net operating income$4,661,000876
Securities gains (losses)$1,800,00073
Applicable income taxes$1,365,000759
Income before extraordinary items$5,096,000640
Extraordinary gains, net$020
Net income$5,096,000638
Minority interest net income$080
Net income of bank and minority interests.$5,096,000640
Net charge-offs$375,0001,090
Cash dividends$3,520,000412
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,674,000859
2014-03-31 (YTD Data)Rank
Total interest income$7,625,000822
Total interest expense$1,125,000659
Net interest income$6,500,000842
Provision for loan and lease losses$133,0001,385
Total noninterest income$1,116,0001,144
Gross Fiduciary activities income$227,000487
Service charges on deposit accounts$242,0001,310
Trading account gains and fees$0147
Additional Noninterest Income$647,0001,181
Total noninterest expense$5,199,000977
Salaries and employee benefits$2,809,000984
Premises and equipment expense$666,000950
Additional noninterest expense$1,724,000934
Pre-tax net operating income$2,284,000869
Securities gains (losses)$597,000115
Applicable income taxes$558,000859
Income before extraordinary items$2,323,000673
Extraordinary gains, net$016
Net income$2,323,000674
Minority interest net income$066
Net income of bank and minority interests.$2,323,000675
Net charge-offs$175,0001,028
Cash dividends$1,760,000375
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,839,430830
2013-12-31 (YTD Data)Rank
Total interest income$31,101,000795
Total interest expense$4,956,000678
Net interest income$26,145,000815
Provision for loan and lease losses$1,372,000856
Total noninterest income$4,825,0001,163
Gross Fiduciary activities income$843,000487
Service charges on deposit accounts$978,0001,390
Trading account gains and fees$0184
Additional Noninterest Income$3,004,0001,145
Total noninterest expense$19,736,0001,036
Salaries and employee benefits$10,896,000990
Premises and equipment expense$2,238,0001,062
Additional noninterest expense$6,602,0001,026
Pre-tax net operating income$9,862,000781
Securities gains (losses)$2,900,00089
Applicable income taxes$2,452,000772
Income before extraordinary items$10,310,000624
Extraordinary gains, net$029
Net income$10,310,000625
Minority interest net income$090
Net income of bank and minority interests.$10,310,000625
Net charge-offs$625,0001,762
Cash dividends$10,416,000324
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,961,000779
2013-09-30 (YTD Data)Rank
Total interest income$23,462,000794
Total interest expense$3,724,000702
Net interest income$19,738,000812
Provision for loan and lease losses$733,0001,143
Total noninterest income$3,609,0001,186
Gross Fiduciary activities income$627,000493
Service charges on deposit accounts$706,0001,450
Trading account gains and fees$0180
Additional Noninterest Income$2,276,0001,164
Total noninterest expense$14,833,0001,034
Salaries and employee benefits$8,226,000976
Premises and equipment expense$1,665,0001,081
Additional noninterest expense$4,942,0001,031
Pre-tax net operating income$7,781,000759
Securities gains (losses)$2,944,00076
Applicable income taxes$2,155,000691
Income before extraordinary items$8,570,000584
Extraordinary gains, net$025
Net income$8,570,000585
Minority interest net income$084
Net income of bank and minority interests.$8,570,000586
Net charge-offs$505,0001,571
Cash dividends$8,656,000278
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,214,800748
2013-06-30 (YTD Data)Rank
Total interest income$15,770,000784
Total interest expense$2,476,000723
Net interest income$13,294,000792
Provision for loan and lease losses$600,000990
Total noninterest income$2,501,0001,159
Gross Fiduciary activities income$412,000498
Service charges on deposit accounts$446,0001,490
Trading account gains and fees$0157
Additional Noninterest Income$1,643,0001,126
Total noninterest expense$9,933,0001,021
Salaries and employee benefits$5,428,000994
Premises and equipment expense$1,117,0001,072
Additional noninterest expense$3,388,000991
Pre-tax net operating income$5,262,000736
Securities gains (losses)$2,680,00076
Applicable income taxes$1,537,000653
Income before extraordinary items$6,405,000538
Extraordinary gains, net$022
Net income$6,405,000538
Minority interest net income$082
Net income of bank and minority interests.$6,405,000540
Net charge-offs$442,0001,354
Cash dividends$6,896,000230
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,234,200710
2013-03-31 (YTD Data)Rank
Total interest income$7,836,000794
Total interest expense$1,247,000747
Net interest income$6,589,000806
Provision for loan and lease losses$400,000791
Total noninterest income$1,254,0001,146
Gross Fiduciary activities income$212,000501
Service charges on deposit accounts$220,0001,498
Trading account gains and fees$0148
Additional Noninterest Income$822,0001,129
Total noninterest expense$4,701,0001,096
Salaries and employee benefits$2,720,0001,007
Premises and equipment expense$534,0001,139
Additional noninterest expense$1,447,0001,145
Pre-tax net operating income$2,742,000705
Securities gains (losses)$268,000358
Applicable income taxes$494,000933
Income before extraordinary items$2,516,000648
Extraordinary gains, net$010
Net income$2,516,000647
Minority interest net income$076
Net income of bank and minority interests.$2,516,000650
Net charge-offs$270,0001,139
Cash dividends$4,676,000159
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,290,880661
2012-12-31 (YTD Data)Rank
Total interest income$34,873,000745
Total interest expense$6,518,000657
Net interest income$28,355,000758
Provision for loan and lease losses$1,600,0001,262
Total noninterest income$4,880,0001,172
Gross Fiduciary activities income$746,000515
Service charges on deposit accounts$978,0001,447
Trading account gains and fees$0166
Additional Noninterest Income$3,156,0001,118
Total noninterest expense$20,006,000999
Salaries and employee benefits$10,413,0001,009
Premises and equipment expense$2,911,000830
Additional noninterest expense$6,682,0001,040
Pre-tax net operating income$11,629,000635
Securities gains (losses)$910,000583
Applicable income taxes$2,267,000790
Income before extraordinary items$10,272,000603
Extraordinary gains, net$029
Net income$10,272,000602
Minority interest net income$093
Net income of bank and minority interests.$10,272,000603
Net charge-offs$1,757,0001,283
Cash dividends$5,867,000504
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,525,800617
2012-09-30 (YTD Data)Rank
Total interest income$26,245,000757
Total interest expense$5,102,000660
Net interest income$21,143,000774
Provision for loan and lease losses$1,200,0001,254
Total noninterest income$3,559,0001,180
Gross Fiduciary activities income$561,000516
Service charges on deposit accounts$712,0001,489
Trading account gains and fees$0157
Additional Noninterest Income$2,286,0001,142
Total noninterest expense$15,210,000987
Salaries and employee benefits$7,794,0001,002
Premises and equipment expense$2,179,000830
Additional noninterest expense$5,237,000995
Pre-tax net operating income$8,292,000673
Securities gains (losses)$1,484,000274
Applicable income taxes$1,743,000796
Income before extraordinary items$8,033,000604
Extraordinary gains, net$020
Net income$8,033,000603
Minority interest net income$086
Net income of bank and minority interests.$8,033,000604
Net charge-offs$1,225,0001,273
Cash dividends$4,401,000402
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,816,120655
2012-06-30 (YTD Data)Rank
Total interest income$17,739,000756
Total interest expense$3,624,000641
Net interest income$14,115,000781
Provision for loan and lease losses$800,0001,285
Total noninterest income$2,326,0001,187
Gross Fiduciary activities income$369,000522
Service charges on deposit accounts$456,0001,532
Trading account gains and fees$0153
Additional Noninterest Income$1,501,0001,135
Total noninterest expense$10,229,000977
Salaries and employee benefits$5,192,0001,003
Premises and equipment expense$1,429,000846
Additional noninterest expense$3,608,000964
Pre-tax net operating income$5,412,000684
Securities gains (losses)$1,007,000281
Applicable income taxes$1,147,000792
Income before extraordinary items$5,272,000606
Extraordinary gains, net$019
Net income$5,272,000605
Minority interest net income$084
Net income of bank and minority interests.$5,272,000606
Net charge-offs$905,0001,217
Cash dividends$2,934,000389
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,446,260657
2012-03-31 (YTD Data)Rank
Total interest income$8,913,000757
Total interest expense$1,908,000624
Net interest income$7,005,000786
Provision for loan and lease losses$400,0001,246
Total noninterest income$1,174,0001,180
Gross Fiduciary activities income$190,000516
Service charges on deposit accounts$221,0001,562
Trading account gains and fees$0148
Additional Noninterest Income$763,0001,114
Total noninterest expense$4,528,0001,102
Salaries and employee benefits$2,622,000989
Premises and equipment expense$703,000865
Additional noninterest expense$1,203,0001,405
Pre-tax net operating income$3,251,000585
Securities gains (losses)$30,0001,442
Applicable income taxes$601,000758
Income before extraordinary items$2,680,000587
Extraordinary gains, net$019
Net income$2,680,000586
Minority interest net income$078
Net income of bank and minority interests.$2,680,000588
Net charge-offs$364,0001,314
Cash dividends$1,467,000361
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,655,400584
2011-12-31 (YTD Data)Rank
Total interest income$36,969,000768
Total interest expense$9,412,000613
Net interest income$27,557,000791
Provision for loan and lease losses$1,900,0001,629
Total noninterest income$4,234,0001,189
Gross Fiduciary activities income$585,000527
Service charges on deposit accounts$988,0001,497
Trading account gains and fees$0146
Additional Noninterest Income$2,661,0001,110
Total noninterest expense$17,490,0001,127
Salaries and employee benefits$9,480,0001,037
Premises and equipment expense$2,781,000904
Additional noninterest expense$5,229,0001,326
Pre-tax net operating income$12,401,000515
Securities gains (losses)$185,0001,524
Applicable income taxes$2,584,000643
Income before extraordinary items$10,002,000540
Extraordinary gains, net$029
Net income$10,002,000541
Minority interest net income$096
Net income of bank and minority interests.$10,002,000541
Net charge-offs$1,672,0001,743
Cash dividends$5,867,000376
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$9,855,850532
2011-09-30 (YTD Data)Rank
Total interest income$27,869,000780
Total interest expense$7,326,000615
Net interest income$20,543,000801
Provision for loan and lease losses$1,100,0001,850
Total noninterest income$3,180,0001,190
Gross Fiduciary activities income$440,000527
Service charges on deposit accounts$734,0001,510
Trading account gains and fees$0145
Additional Noninterest Income$2,006,0001,111
Total noninterest expense$13,063,0001,130
Salaries and employee benefits$7,027,0001,049
Premises and equipment expense$2,075,000915
Additional noninterest expense$3,961,0001,301
Pre-tax net operating income$9,560,000519
Securities gains (losses)$143,0001,468
Applicable income taxes$1,962,000628
Income before extraordinary items$7,741,000535
Extraordinary gains, net$021
Net income$7,741,000534
Minority interest net income$087
Net income of bank and minority interests.$7,741,000535
Net charge-offs$1,327,0001,622
Cash dividends$4,401,000331
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,626,600527
2011-06-30 (YTD Data)Rank
Total interest income$18,650,000789
Total interest expense$4,984,000629
Net interest income$13,666,000809
Provision for loan and lease losses$600,0002,044
Total noninterest income$2,056,0001,206
Gross Fiduciary activities income$287,000536
Service charges on deposit accounts$474,0001,529
Trading account gains and fees$0153
Additional Noninterest Income$1,295,0001,128
Total noninterest expense$8,658,0001,160
Salaries and employee benefits$4,634,0001,078
Premises and equipment expense$1,357,000945
Additional noninterest expense$2,667,0001,319
Pre-tax net operating income$6,464,000512
Securities gains (losses)$-75,0007,285
Applicable income taxes$1,319,000606
Income before extraordinary items$5,070,000530
Extraordinary gains, net$015
Net income$5,070,000529
Minority interest net income$089
Net income of bank and minority interests.$5,070,000530
Net charge-offs$541,0002,066
Cash dividends$2,934,000322
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,129,250511
2011-03-31 (YTD Data)Rank
Total interest income$9,333,000791
Total interest expense$2,518,000649
Net interest income$6,815,000811
Provision for loan and lease losses$300,0001,892
Total noninterest income$1,037,0001,182
Gross Fiduciary activities income$140,000542
Service charges on deposit accounts$232,0001,536
Trading account gains and fees$0158
Additional Noninterest Income$665,0001,098
Total noninterest expense$4,276,0001,173
Salaries and employee benefits$2,283,0001,110
Premises and equipment expense$685,000966
Additional noninterest expense$1,308,0001,346
Pre-tax net operating income$3,276,000513
Securities gains (losses)$-75,0007,375
Applicable income taxes$695,000573
Income before extraordinary items$2,506,000532
Extraordinary gains, net$09
Net income$2,506,000531
Minority interest net income$086
Net income of bank and minority interests.$2,506,000532
Net charge-offs$140,0002,416
Cash dividends$1,467,000290
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,564,500510
2010-12-31 (YTD Data)Rank
Total interest income$38,103,000802
Total interest expense$12,756,000622
Net interest income$25,347,000867
Provision for loan and lease losses$2,575,0001,781
Total noninterest income$5,595,000989
Gross Fiduciary activities income$641,000500
Service charges on deposit accounts$1,165,0001,298
Trading account gains and fees$0175
Additional Noninterest Income$3,789,000901
Total noninterest expense$17,141,0001,180
Salaries and employee benefits$9,049,0001,095
Premises and equipment expense$2,652,000970
Additional noninterest expense$5,440,0001,334
Pre-tax net operating income$11,226,000489
Securities gains (losses)$244,0001,426
Applicable income taxes$2,440,000627
Income before extraordinary items$9,030,000507
Extraordinary gains, net$029
Net income$9,030,000507
Minority interest net income$0111
Net income of bank and minority interests.$9,030,000509
Net charge-offs$2,197,0001,760
Cash dividends$5,867,000289
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,837,240486
2010-09-30 (YTD Data)Rank
Total interest income$28,509,000807
Total interest expense$9,896,000623
Net interest income$18,613,000890
Provision for loan and lease losses$1,675,0001,847
Total noninterest income$4,366,000934
Gross Fiduciary activities income$500,000486
Service charges on deposit accounts$890,0001,308
Trading account gains and fees$0165
Additional Noninterest Income$2,976,000839
Total noninterest expense$12,578,0001,195
Salaries and employee benefits$6,719,0001,099
Premises and equipment expense$1,977,000987
Additional noninterest expense$3,882,0001,374
Pre-tax net operating income$8,726,000488
Securities gains (losses)$209,0001,347
Applicable income taxes$1,900,000611
Income before extraordinary items$7,035,000487
Extraordinary gains, net$023
Net income$7,035,000490
Minority interest net income$0110
Net income of bank and minority interests.$7,035,000490
Net charge-offs$1,781,0001,620
Cash dividends$4,401,000254
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,869,890472
2010-06-30 (YTD Data)Rank
Total interest income$18,936,000817
Total interest expense$6,801,000632
Net interest income$12,135,000907
Provision for loan and lease losses$600,0002,565
Total noninterest income$2,283,0001,115
Gross Fiduciary activities income$347,000483
Service charges on deposit accounts$589,0001,331
Trading account gains and fees$0152
Additional Noninterest Income$1,347,0001,062
Total noninterest expense$8,304,0001,197
Salaries and employee benefits$4,438,0001,109
Premises and equipment expense$1,380,000948
Additional noninterest expense$2,486,0001,431
Pre-tax net operating income$5,514,000499
Securities gains (losses)$209,000933
Applicable income taxes$1,181,000624
Income before extraordinary items$4,542,000482
Extraordinary gains, net$019
Net income$4,542,000482
Minority interest net income$0105
Net income of bank and minority interests.$4,542,000483
Net charge-offs$389,0002,739
Cash dividends$2,934,000245
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,376,890488
2010-03-31 (YTD Data)Rank
Total interest income$9,421,000838
Total interest expense$3,474,000653
Net interest income$5,947,000938
Provision for loan and lease losses$200,0002,974
Total noninterest income$1,131,0001,101
Gross Fiduciary activities income$172,000491
Service charges on deposit accounts$290,0001,354
Trading account gains and fees$0175
Additional Noninterest Income$669,0001,050
Total noninterest expense$4,072,0001,236
Salaries and employee benefits$2,209,0001,127
Premises and equipment expense$668,0001,016
Additional noninterest expense$1,195,0001,483
Pre-tax net operating income$2,806,000488
Securities gains (losses)$-36,0007,607
Applicable income taxes$564,000646
Income before extraordinary items$2,206,000502
Extraordinary gains, net$016
Net income$2,206,000503
Minority interest net income$091
Net income of bank and minority interests.$2,206,000504
Net charge-offs$191,0002,487
Cash dividends$1,467,000247
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,234,800479
2009-12-31 (YTD Data)Rank
Total interest income$37,669,000895
Total interest expense$15,578,000743
Net interest income$22,091,000985
Provision for loan and lease losses$800,0003,838
Total noninterest income$4,351,0001,226
Gross Fiduciary activities income$475,000559
Service charges on deposit accounts$1,370,0001,261
Trading account gains and fees$0211
Additional Noninterest Income$2,506,0001,172
Total noninterest expense$16,292,0001,273
Salaries and employee benefits$8,056,0001,223
Premises and equipment expense$2,232,0001,216
Additional noninterest expense$6,004,0001,262
Pre-tax net operating income$9,350,000460
Securities gains (losses)$157,0001,753
Applicable income taxes$1,360,000758
Income before extraordinary items$8,147,000402
Extraordinary gains, net$034
Net income$8,147,000400
Minority interest net income$0115
Net income of bank and minority interests.$8,147,000403
Net charge-offs$672,0003,404
Cash dividends$5,427,000321
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,011,980410
2009-09-30 (YTD Data)Rank
Total interest income$28,158,000914
Total interest expense$11,893,000772
Net interest income$16,265,0001,010
Provision for loan and lease losses$600,0003,517
Total noninterest income$3,217,0001,245
Gross Fiduciary activities income$338,000563
Service charges on deposit accounts$1,037,0001,248
Trading account gains and fees$0212
Additional Noninterest Income$1,842,0001,225
Total noninterest expense$11,427,0001,339
Salaries and employee benefits$5,890,0001,273
Premises and equipment expense$1,629,0001,266
Additional noninterest expense$3,908,0001,396
Pre-tax net operating income$7,455,000446
Securities gains (losses)$123,0001,664
Applicable income taxes$1,234,000717
Income before extraordinary items$6,344,000416
Extraordinary gains, net$027
Net income$6,344,000414
Minority interest net income$0118
Net income of bank and minority interests.$6,344,000416
Net charge-offs$521,0002,986
Cash dividends$3,961,000323
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,240,680421
2009-06-30 (YTD Data)Rank
Total interest income$18,737,000936
Total interest expense$7,992,000814
Net interest income$10,745,0001,013
Provision for loan and lease losses$450,0003,101
Total noninterest income$2,214,0001,237
Gross Fiduciary activities income$226,000568
Service charges on deposit accounts$687,0001,242
Trading account gains and fees$0193
Additional Noninterest Income$1,301,0001,194
Total noninterest expense$7,631,0001,362
Salaries and employee benefits$3,867,0001,329
Premises and equipment expense$1,111,0001,262
Additional noninterest expense$2,653,0001,402
Pre-tax net operating income$4,878,000446
Securities gains (losses)$133,0001,279
Applicable income taxes$754,000791
Income before extraordinary items$4,257,000404
Extraordinary gains, net$021
Net income$4,257,000402
Minority interest net income$0112
Net income of bank and minority interests.$4,257,000404
Net charge-offs$420,0002,543
Cash dividends$2,640,000338
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,143,950404
2009-03-31 (YTD Data)Rank
Total interest income$9,343,000947
Total interest expense$4,039,000830
Net interest income$5,304,0001,014
Provision for loan and lease losses$275,0002,441
Total noninterest income$913,0001,396
Gross Fiduciary activities income$124,000556
Service charges on deposit accounts$333,0001,240
Trading account gains and fees$0171
Additional Noninterest Income$456,0001,478
Total noninterest expense$3,498,0001,419
Salaries and employee benefits$1,892,0001,375
Premises and equipment expense$506,0001,400
Additional noninterest expense$1,100,0001,472
Pre-tax net operating income$2,444,000480
Securities gains (losses)$126,000885
Applicable income taxes$476,000717
Income before extraordinary items$2,094,000467
Extraordinary gains, net$015
Net income$2,094,000468
Minority interest net income$0102
Net income of bank and minority interests.$2,094,000469
Net charge-offs$268,0001,878
Cash dividends$1,320,000333
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,991,940464
2008-12-31 (YTD Data)Rank
Total interest income$37,538,0001,009
Total interest expense$18,128,000882
Net interest income$19,410,0001,135
Provision for loan and lease losses$700,0003,245
Total noninterest income$4,194,0001,229
Gross Fiduciary activities income$530,000561
Service charges on deposit accounts$1,523,0001,177
Trading account gains and fees$0154
Additional Noninterest Income$2,141,0001,242
Total noninterest expense$13,836,0001,413
Salaries and employee benefits$7,350,0001,388
Premises and equipment expense$1,992,0001,387
Additional noninterest expense$4,494,0001,381
Pre-tax net operating income$9,068,000609
Securities gains (losses)$393,000463
Applicable income taxes$1,607,000816
Income before extraordinary items$7,854,000498
Extraordinary gains, net$039
Net income$7,854,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$551,0002,663
Cash dividends$5,662,000508
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,527,810557
2008-09-30 (YTD Data)Rank
Total interest income$28,031,0001,039
Total interest expense$13,805,000903
Net interest income$14,226,0001,189
Provision for loan and lease losses$200,0004,198
Total noninterest income$3,099,0001,276
Gross Fiduciary activities income$418,000557
Service charges on deposit accounts$1,128,0001,202
Trading account gains and fees$0148
Additional Noninterest Income$1,553,0001,335
Total noninterest expense$10,168,0001,424
Salaries and employee benefits$5,469,0001,423
Premises and equipment expense$1,473,0001,415
Additional noninterest expense$3,226,0001,387
Pre-tax net operating income$6,957,000721
Securities gains (losses)$83,0001,084
Applicable income taxes$1,263,000960
Income before extraordinary items$5,777,000630
Extraordinary gains, net$031
Net income$5,777,000629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,694
Cash dividends$4,401,000509
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,708,940672
2008-06-30 (YTD Data)Rank
Total interest income$18,566,0001,053
Total interest expense$9,404,000913
Net interest income$9,162,0001,220
Provision for loan and lease losses$125,0003,905
Total noninterest income$1,980,0001,339
Gross Fiduciary activities income$284,000564
Service charges on deposit accounts$726,0001,225
Trading account gains and fees$0149
Additional Noninterest Income$970,0001,434
Total noninterest expense$6,746,0001,425
Salaries and employee benefits$3,654,0001,431
Premises and equipment expense$977,0001,418
Additional noninterest expense$2,115,0001,391
Pre-tax net operating income$4,271,000831
Securities gains (losses)$73,0001,178
Applicable income taxes$784,0001,133
Income before extraordinary items$3,560,000772
Extraordinary gains, net$021
Net income$3,560,000771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,615
Cash dividends$2,934,000572
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,500,140773
2008-03-31 (YTD Data)Rank
Total interest income$9,323,0001,084
Total interest expense$4,854,000939
Net interest income$4,469,0001,240
Provision for loan and lease losses$50,0003,776
Total noninterest income$1,001,0001,333
Gross Fiduciary activities income$152,000554
Service charges on deposit accounts$355,0001,241
Trading account gains and fees$0158
Additional Noninterest Income$494,0001,432
Total noninterest expense$3,427,0001,392
Salaries and employee benefits$1,876,0001,404
Premises and equipment expense$475,0001,465
Additional noninterest expense$1,076,0001,337
Pre-tax net operating income$1,993,000949
Securities gains (losses)$72,000882
Applicable income taxes$374,0001,252
Income before extraordinary items$1,691,000884
Extraordinary gains, net$015
Net income$1,691,000886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,308
Cash dividends$1,467,000551
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,631,960883
2007-12-31 (YTD Data)Rank
Total interest income$31,789,0001,347
Total interest expense$17,805,0001,113
Net interest income$13,984,0001,615
Provision for loan and lease losses$150,0004,308
Total noninterest income$3,706,0001,380
Gross Fiduciary activities income$581,000556
Service charges on deposit accounts$1,321,0001,356
Trading account gains and fees$0178
Additional Noninterest Income$1,804,0001,453
Total noninterest expense$10,556,0001,757
Salaries and employee benefits$5,576,0001,808
Premises and equipment expense$1,509,0001,741
Additional noninterest expense$3,471,0001,598
Pre-tax net operating income$6,984,0001,219
Securities gains (losses)$64,000723
Applicable income taxes$1,231,0001,621
Income before extraordinary items$5,817,0001,109
Extraordinary gains, net$039
Net income$5,817,0001,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,473
Cash dividends$10,459,000402
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,763,8801,108
2007-09-30 (YTD Data)Rank
Total interest income$22,708,0001,425
Total interest expense$12,749,0001,168
Net interest income$9,959,0001,704
Provision for loan and lease losses$150,0003,464
Total noninterest income$2,642,0001,454
Gross Fiduciary activities income$443,000551
Service charges on deposit accounts$936,0001,414
Trading account gains and fees$0184
Additional Noninterest Income$1,263,0001,541
Total noninterest expense$7,558,0001,807
Salaries and employee benefits$3,961,0001,900
Premises and equipment expense$1,046,0001,862
Additional noninterest expense$2,551,0001,589
Pre-tax net operating income$4,893,0001,382
Securities gains (losses)$10,0001,001
Applicable income taxes$793,0001,917
Income before extraordinary items$4,110,0001,253
Extraordinary gains, net$033
Net income$4,110,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,396
Cash dividends$2,993,000886
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,101,6001,241
2007-06-30 (YTD Data)Rank
Total interest income$14,904,0001,457
Total interest expense$8,273,0001,201
Net interest income$6,631,0001,729
Provision for loan and lease losses$125,0002,906
Total noninterest income$1,732,0001,492
Gross Fiduciary activities income$306,000552
Service charges on deposit accounts$606,0001,460
Trading account gains and fees$0168
Additional Noninterest Income$820,0001,588
Total noninterest expense$5,137,0001,796
Salaries and employee benefits$2,645,0001,929
Premises and equipment expense$696,0001,884
Additional noninterest expense$1,796,0001,516
Pre-tax net operating income$3,101,0001,494
Securities gains (losses)$10,000866
Applicable income taxes$484,0002,110
Income before extraordinary items$2,627,0001,350
Extraordinary gains, net$029
Net income$2,627,0001,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,026
Cash dividends$1,995,000912
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,618,6001,336
2007-03-31 (YTD Data)Rank
Total interest income$7,382,0001,463
Total interest expense$4,092,0001,208
Net interest income$3,290,0001,750
Provision for loan and lease losses$50,0003,068
Total noninterest income$828,0001,521
Gross Fiduciary activities income$140,000582
Service charges on deposit accounts$297,0001,444
Trading account gains and fees$0195
Additional Noninterest Income$391,0001,614
Total noninterest expense$2,474,0001,867
Salaries and employee benefits$1,357,0001,895
Premises and equipment expense$354,0001,866
Additional noninterest expense$763,0001,755
Pre-tax net operating income$1,594,0001,461
Securities gains (losses)$2,000969
Applicable income taxes$251,0002,086
Income before extraordinary items$1,345,0001,302
Extraordinary gains, net$022
Net income$1,345,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$997,000833
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,343,3201,293
2006-12-31 (YTD Data)Rank
Total interest income$28,488,0001,399
Total interest expense$15,007,0001,117
Net interest income$13,481,0001,703
Provision for loan and lease losses$500,0001,903
Total noninterest income$3,406,0001,452
Gross Fiduciary activities income$507,000585
Service charges on deposit accounts$1,333,0001,346
Trading account gains and fees$0130
Additional Noninterest Income$1,566,0001,614
Total noninterest expense$9,429,0001,892
Salaries and employee benefits$5,185,0001,877
Premises and equipment expense$1,347,0001,869
Additional noninterest expense$2,897,0001,822
Pre-tax net operating income$6,958,0001,417
Securities gains (losses)$19,000922
Applicable income taxes$1,050,0002,130
Income before extraordinary items$5,927,0001,233
Extraordinary gains, net$051
Net income$5,927,0001,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$505,0001,167
Cash dividends$3,902,000888
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,910,8501,225
2006-09-30 (YTD Data)Rank
Total interest income$21,086,0001,409
Total interest expense$10,906,0001,124
Net interest income$10,180,0001,708
Provision for loan and lease losses$400,0001,696
Total noninterest income$2,450,0001,508
Gross Fiduciary activities income$385,000580
Service charges on deposit accounts$979,0001,364
Trading account gains and fees$0126
Additional Noninterest Income$1,086,0001,718
Total noninterest expense$7,172,0001,852
Salaries and employee benefits$3,955,0001,844
Premises and equipment expense$1,004,0001,883
Additional noninterest expense$2,213,0001,761
Pre-tax net operating income$5,058,0001,492
Securities gains (losses)$14,000824
Applicable income taxes$726,0002,338
Income before extraordinary items$4,346,0001,298
Extraordinary gains, net$045
Net income$4,346,0001,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,000873
Cash dividends$2,897,000863
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,333,9601,292
2006-06-30 (YTD Data)Rank
Total interest income$13,872,0001,399
Total interest expense$6,988,0001,112
Net interest income$6,884,0001,680
Provision for loan and lease losses$300,0001,464
Total noninterest income$1,574,0001,569
Gross Fiduciary activities income$263,000579
Service charges on deposit accounts$639,0001,386
Trading account gains and fees$0126
Additional Noninterest Income$672,0001,814
Total noninterest expense$4,803,0001,850
Salaries and employee benefits$2,676,0001,835
Premises and equipment expense$665,0001,890
Additional noninterest expense$1,462,0001,791
Pre-tax net operating income$3,355,0001,507
Securities gains (losses)$22,000587
Applicable income taxes$467,0002,414
Income before extraordinary items$2,910,0001,292
Extraordinary gains, net$039
Net income$2,910,0001,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,000814
Cash dividends$1,936,000860
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,891,0801,279
2006-03-31 (YTD Data)Rank
Total interest income$6,840,0001,375
Total interest expense$3,352,0001,089
Net interest income$3,488,0001,649
Provision for loan and lease losses$100,0001,992
Total noninterest income$769,0001,563
Gross Fiduciary activities income$131,000591
Service charges on deposit accounts$305,0001,405
Trading account gains and fees$0115
Additional Noninterest Income$333,0001,789
Total noninterest expense$2,397,0001,857
Salaries and employee benefits$1,370,0001,803
Premises and equipment expense$327,0001,939
Additional noninterest expense$700,0001,863
Pre-tax net operating income$1,760,0001,403
Securities gains (losses)$23,000452
Applicable income taxes$262,0002,200
Income before extraordinary items$1,521,0001,225
Extraordinary gains, net$021
Net income$1,521,0001,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,033
Cash dividends$968,000789
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,501,4501,214
2005-12-31 (YTD Data)Rank
Total interest income$26,314,0001,268
Total interest expense$11,660,000958
Net interest income$14,654,0001,497
Provision for loan and lease losses$750,0001,335
Total noninterest income$3,362,0001,463
Gross Fiduciary activities income$477,000595
Service charges on deposit accounts$1,334,0001,325
Trading account gains and fees$0138
Additional Noninterest Income$1,551,0001,621
Total noninterest expense$9,501,0001,787
Salaries and employee benefits$5,074,0001,831
Premises and equipment expense$1,251,0001,923
Additional noninterest expense$3,176,0001,604
Pre-tax net operating income$7,765,0001,225
Securities gains (losses)$168,000554
Applicable income taxes$1,270,0001,923
Income before extraordinary items$6,663,0001,091
Extraordinary gains, net$046
Net income$6,663,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$902,000736
Cash dividends$3,607,000888
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,521,8801,092
2005-09-30 (YTD Data)Rank
Total interest income$19,519,0001,245
Total interest expense$8,421,000938
Net interest income$11,098,0001,460
Provision for loan and lease losses$500,0001,397
Total noninterest income$2,402,0001,522
Gross Fiduciary activities income$358,000590
Service charges on deposit accounts$966,0001,351
Trading account gains and fees$0126
Additional Noninterest Income$1,078,0001,729
Total noninterest expense$6,901,0001,823
Salaries and employee benefits$3,669,0001,876
Premises and equipment expense$921,0001,952
Additional noninterest expense$2,311,0001,616
Pre-tax net operating income$6,099,0001,174
Securities gains (losses)$33,0001,024
Applicable income taxes$1,017,0001,855
Income before extraordinary items$5,115,0001,055
Extraordinary gains, net$035
Net income$5,115,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$651,000679
Cash dividends$2,640,000835
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,087,6101,041
2005-06-30 (YTD Data)Rank
Total interest income$12,898,0001,217
Total interest expense$5,428,000913
Net interest income$7,470,0001,413
Provision for loan and lease losses$350,0001,336
Total noninterest income$1,576,0001,536
Gross Fiduciary activities income$252,000582
Service charges on deposit accounts$609,0001,395
Trading account gains and fees$0116
Additional Noninterest Income$715,0001,719
Total noninterest expense$4,667,0001,789
Salaries and employee benefits$2,526,0001,813
Premises and equipment expense$624,0001,907
Additional noninterest expense$1,517,0001,625
Pre-tax net operating income$4,029,0001,153
Securities gains (losses)$8,0001,424
Applicable income taxes$673,0001,839
Income before extraordinary items$3,364,0001,043
Extraordinary gains, net$030
Net income$3,364,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$548,000553
Cash dividends$1,760,000827
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,357,3601,018
2005-03-31 (YTD Data)Rank
Total interest income$6,426,0001,191
Total interest expense$2,638,000891
Net interest income$3,788,0001,398
Provision for loan and lease losses$150,0001,379
Total noninterest income$746,0001,578
Gross Fiduciary activities income$124,000600
Service charges on deposit accounts$283,0001,451
Trading account gains and fees$0115
Additional Noninterest Income$339,0001,740
Total noninterest expense$2,313,0001,804
Salaries and employee benefits$1,268,0001,819
Premises and equipment expense$317,0001,887
Additional noninterest expense$728,0001,688
Pre-tax net operating income$2,071,0001,116
Securities gains (losses)$14,000908
Applicable income taxes$363,0001,723
Income before extraordinary items$1,722,0001,011
Extraordinary gains, net$024
Net income$1,722,0001,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,000830
Cash dividends$880,000755
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,710,380993
2004-12-31 (YTD Data)Rank
Total interest income$24,973,0001,130
Total interest expense$10,035,000811
Net interest income$14,938,0001,358
Provision for loan and lease losses$1,750,000618
Total noninterest income$3,515,0001,417
Gross Fiduciary activities income$524,000558
Service charges on deposit accounts$1,329,0001,335
Trading account gains and fees$0138
Additional Noninterest Income$1,662,0001,519
Total noninterest expense$9,344,0001,732
Salaries and employee benefits$4,882,0001,802
Premises and equipment expense$1,433,0001,622
Additional noninterest expense$3,029,0001,612
Pre-tax net operating income$7,359,0001,177
Securities gains (losses)$621,000392
Applicable income taxes$1,489,0001,612
Income before extraordinary items$6,491,0001,021
Extraordinary gains, net$034
Net income$6,491,0001,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,446,000584
Cash dividends$3,225,000917
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,987,9901,062
2004-09-30 (YTD Data)Rank
Total interest income$18,791,0001,113
Total interest expense$7,411,000809
Net interest income$11,380,0001,316
Provision for loan and lease losses$950,000812
Total noninterest income$2,630,0001,431
Gross Fiduciary activities income$414,000538
Service charges on deposit accounts$995,0001,347
Trading account gains and fees$0134
Additional Noninterest Income$1,221,0001,543
Total noninterest expense$6,825,0001,769
Salaries and employee benefits$3,610,0001,812
Premises and equipment expense$1,038,0001,683
Additional noninterest expense$2,177,0001,663
Pre-tax net operating income$6,235,0001,060
Securities gains (losses)$363,000526
Applicable income taxes$1,309,0001,445
Income before extraordinary items$5,289,000942
Extraordinary gains, net$026
Net income$5,289,000943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,179
Cash dividends$2,347,000848
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,998,600966
2004-06-30 (YTD Data)Rank
Total interest income$12,475,0001,105
Total interest expense$4,886,000804
Net interest income$7,589,0001,308
Provision for loan and lease losses$275,0001,692
Total noninterest income$1,728,0001,440
Gross Fiduciary activities income$299,000514
Service charges on deposit accounts$626,0001,407
Trading account gains and fees$0130
Additional Noninterest Income$803,0001,546
Total noninterest expense$4,574,0001,756
Salaries and employee benefits$2,484,0001,764
Premises and equipment expense$681,0001,698
Additional noninterest expense$1,409,0001,700
Pre-tax net operating income$4,468,000977
Securities gains (losses)$141,000819
Applicable income taxes$987,0001,296
Income before extraordinary items$3,622,000904
Extraordinary gains, net$021
Net income$3,622,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0002,177
Cash dividends$1,555,000859
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,510,610895
2004-03-31 (YTD Data)Rank
Total interest income$6,244,0001,119
Total interest expense$2,434,000826
Net interest income$3,810,0001,311
Provision for loan and lease losses$150,0001,414
Total noninterest income$881,0001,389
Gross Fiduciary activities income$169,000479
Service charges on deposit accounts$284,0001,511
Trading account gains and fees$0121
Additional Noninterest Income$428,0001,457
Total noninterest expense$2,224,0001,810
Salaries and employee benefits$1,252,0001,765
Premises and equipment expense$329,0001,780
Additional noninterest expense$643,0001,839
Pre-tax net operating income$2,317,000928
Securities gains (losses)$61,0001,087
Applicable income taxes$524,0001,252
Income before extraordinary items$1,854,000881
Extraordinary gains, net$016
Net income$1,854,000881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,675
Cash dividends$762,000839
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,806,420851
2003-12-31 (YTD Data)Rank
Total interest income$25,007,0001,144
Total interest expense$10,220,000866
Net interest income$14,787,0001,323
Provision for loan and lease losses$500,0002,155
Total noninterest income$2,976,0001,705
Gross Fiduciary activities income$486,000571
Service charges on deposit accounts$1,175,0001,466
Trading account gains and fees$0160
Additional Noninterest Income$1,315,0001,993
Total noninterest expense$8,319,0001,909
Salaries and employee benefits$4,446,0001,935
Premises and equipment expense$1,205,0001,898
Additional noninterest expense$2,668,0001,809
Pre-tax net operating income$8,944,000944
Securities gains (losses)$298,0001,048
Applicable income taxes$1,957,0001,315
Income before extraordinary items$7,285,000891
Extraordinary gains, net$054
Net income$7,285,000893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,349
Cash dividends$7,510,000467
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,049,580860
2003-09-30 (YTD Data)Rank
Total interest income$18,634,0001,169
Total interest expense$7,754,000895
Net interest income$10,880,0001,361
Provision for loan and lease losses$350,0002,253
Total noninterest income$2,233,0001,743
Gross Fiduciary activities income$356,000583
Service charges on deposit accounts$837,0001,547
Trading account gains and fees$0153
Additional Noninterest Income$1,040,0001,997
Total noninterest expense$6,120,0001,950
Salaries and employee benefits$3,315,0001,943
Premises and equipment expense$899,0001,909
Additional noninterest expense$1,906,0001,882
Pre-tax net operating income$6,643,000989
Securities gains (losses)$266,0001,048
Applicable income taxes$1,464,0001,385
Income before extraordinary items$5,445,000928
Extraordinary gains, net$040
Net income$5,445,000928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0002,922
Cash dividends$6,748,000395
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,234,860896
2003-06-30 (YTD Data)Rank
Total interest income$12,413,0001,189
Total interest expense$5,169,000927
Net interest income$7,244,0001,355
Provision for loan and lease losses$275,0001,970
Total noninterest income$1,479,0001,733
Gross Fiduciary activities income$234,000592
Service charges on deposit accounts$522,0001,616
Trading account gains and fees$0150
Additional Noninterest Income$723,0001,920
Total noninterest expense$4,024,0001,960
Salaries and employee benefits$2,182,0001,953
Premises and equipment expense$590,0001,931
Additional noninterest expense$1,252,0001,916
Pre-tax net operating income$4,424,000986
Securities gains (losses)$176,0001,119
Applicable income taxes$976,0001,400
Income before extraordinary items$3,624,000932
Extraordinary gains, net$030
Net income$3,624,000934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0002,447
Cash dividends$6,014,000290
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,484,960891
2003-03-31 (YTD Data)Rank
Total interest income$6,244,0001,187
Total interest expense$2,593,000948
Net interest income$3,651,0001,343
Provision for loan and lease losses$150,0001,666
Total noninterest income$711,0001,755
Gross Fiduciary activities income$119,000591
Service charges on deposit accounts$238,0001,711
Trading account gains and fees$0134
Additional Noninterest Income$354,0001,884
Total noninterest expense$2,007,0001,951
Salaries and employee benefits$1,081,0001,964
Premises and equipment expense$291,0001,954
Additional noninterest expense$635,0001,853
Pre-tax net operating income$2,205,0001,000
Securities gains (losses)$35,0001,588
Applicable income taxes$465,0001,458
Income before extraordinary items$1,775,000949
Extraordinary gains, net$021
Net income$1,775,000948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,019
Cash dividends$733,000888
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,747,350891
2002-12-31 (YTD Data)Rank
Total interest income$25,808,0001,188
Total interest expense$11,350,000988
Net interest income$14,458,0001,337
Provision for loan and lease losses$550,0002,218
Total noninterest income$2,256,0001,926
Gross Fiduciary activities income$510,000563
Service charges on deposit accounts$702,0002,243
Trading account gains and fees$0153
Additional Noninterest Income$1,044,0002,119
Total noninterest expense$7,769,0001,944
Salaries and employee benefits$4,221,0001,911
Premises and equipment expense$1,097,0002,001
Additional noninterest expense$2,451,0001,885
Pre-tax net operating income$8,395,0001,001
Securities gains (losses)$11,0003,555
Applicable income taxes$1,857,0001,373
Income before extraordinary items$6,549,000951
Extraordinary gains, net$070
Net income$6,549,000951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0002,387
Cash dividends$2,757,000989
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,540,420913
2001-12-31 (YTD Data)Rank
Total interest income$26,787,0001,279
Total interest expense$14,474,0001,109
Net interest income$12,313,0001,444
Provision for loan and lease losses$610,0001,871
Total noninterest income$2,067,0001,966
Gross Fiduciary activities income$555,000561
Service charges on deposit accounts$624,0002,361
Trading account gains and fees$0177
Additional Noninterest Income$888,0002,224
Total noninterest expense$7,128,0002,015
Salaries and employee benefits$3,896,0001,926
Premises and equipment expense$1,011,0002,104
Additional noninterest expense$2,221,0002,024
Pre-tax net operating income$6,642,0001,115
Securities gains (losses)$190,0001,230
Applicable income taxes$1,469,0001,515
Income before extraordinary items$5,363,0001,023
Extraordinary gains, net$0105
Net income$5,363,0001,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$390,0001,863
Cash dividends$2,376,0001,140
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,214,8001,013
2000-12-31 (YTD Data)Rank
Total interest income$25,595,0001,367
Total interest expense$14,000,0001,244
Net interest income$11,595,0001,518
Provision for loan and lease losses$425,0002,162
Total noninterest income$1,762,0002,055
Gross Fiduciary activities income$571,000557
Service charges on deposit accounts$530,0002,557
Trading account gains and fees$0180
Additional Noninterest Income$661,0002,472
Total noninterest expense$6,727,0002,047
Salaries and employee benefits$3,762,0001,912
Premises and equipment expense$997,0002,066
Additional noninterest expense$1,968,0002,200
Pre-tax net operating income$6,205,0001,192
Securities gains (losses)$-17,0008,651
Applicable income taxes$1,073,0002,000
Income before extraordinary items$5,115,0001,050
Extraordinary gains, net$038
Net income$5,115,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0001,726
Cash dividends$2,347,0001,178
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,129,1101,041
1999-12-31 (YTD Data)Rank
Total interest income$23,127,0001,412
Total interest expense$11,901,0001,269
Net interest income$11,226,0001,550
Provision for loan and lease losses$325,0002,488
Total noninterest income$1,591,0002,209
Gross Fiduciary activities income$577,000599
Service charges on deposit accounts$474,0002,751
Trading account gains and fees$0173
Additional Noninterest Income$540,0002,815
Total noninterest expense$6,275,0002,173
Salaries and employee benefits$3,453,0002,030
Premises and equipment expense$951,0002,151
Additional noninterest expense$1,871,0002,334
Pre-tax net operating income$6,217,0001,236
Securities gains (losses)$73,000856
Applicable income taxes$1,187,0001,943
Income before extraordinary items$5,103,0001,077
Extraordinary gains, net$035
Net income$5,103,0001,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,903
Cash dividends$3,227,000913
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,043,8701,064
1998-12-31 (YTD Data)Rank
Total interest income$20,663,0001,569
Total interest expense$10,353,0001,475
Net interest income$10,310,0001,654
Provision for loan and lease losses$275,0002,807
Total noninterest income$1,448,0002,328
Gross Fiduciary activities income$525,000625
Service charges on deposit accounts$417,0003,020
Trading account gains and fees$0224
Additional Noninterest Income$506,0002,959
Total noninterest expense$5,498,0002,379
Salaries and employee benefits$2,888,0002,336
Premises and equipment expense$919,0002,105
Additional noninterest expense$1,691,0002,468
Pre-tax net operating income$5,985,0001,259
Securities gains (losses)$61,0001,591
Applicable income taxes$1,257,0001,906
Income before extraordinary items$4,789,0001,128
Extraordinary gains, net$032
Net income$4,789,0001,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,267
Cash dividends$3,344,000903
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,740,8101,106
1997-12-31 (YTD Data)Rank
Total interest income$19,305,0001,711
Total interest expense$9,398,0001,644
Net interest income$9,907,0001,758
Provision for loan and lease losses$325,0002,444
Total noninterest income$1,195,0002,637
Gross Fiduciary activities income$457,000680
Service charges on deposit accounts$420,0003,098
Trading account gains and fees$0239
Additional Noninterest Income$318,0003,801
Total noninterest expense$4,905,0002,614
Salaries and employee benefits$2,627,0002,522
Premises and equipment expense$820,0002,363
Additional noninterest expense$1,458,0002,803
Pre-tax net operating income$5,872,0001,320
Securities gains (losses)$-35,00010,557
Applicable income taxes$1,266,0001,976
Income before extraordinary items$4,571,0001,198
Extraordinary gains, net$044
Net income$4,571,0001,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,403
Cash dividends$1,387,0001,719
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,598,3001,168
1996-12-31 (YTD Data)Rank
Total interest income$17,751,0001,906
Total interest expense$8,680,0001,819
Net interest income$9,071,0001,985
Provision for loan and lease losses$517,0001,690
Total noninterest income$1,075,0002,952
Gross Fiduciary activities income$425,000753
Service charges on deposit accounts$391,0003,401
Trading account gains and fees$0262
Additional Noninterest Income$259,0004,445
Total noninterest expense$4,520,0002,998
Salaries and employee benefits$2,448,0002,757
Premises and equipment expense$749,0002,609
Additional noninterest expense$1,323,0003,472
Pre-tax net operating income$5,109,0001,410
Securities gains (losses)$-38,00010,943
Applicable income taxes$976,0002,404
Income before extraordinary items$4,095,0001,231
Extraordinary gains, net$053
Net income$4,095,0001,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0002,260
Cash dividends$1,138,0001,953
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,125,7801,196
1995-12-31 (YTD Data)Rank
Total interest income$16,611,0002,027
Total interest expense$8,286,0001,903
Net interest income$8,325,0002,157
Provision for loan and lease losses$372,0001,961
Total noninterest income$956,0003,212
Gross Fiduciary activities income$350,000843
Service charges on deposit accounts$372,0003,576
Trading account gains and fees$0522
Additional Noninterest Income$234,0004,678
Total noninterest expense$4,525,0002,970
Salaries and employee benefits$2,263,0002,943
Premises and equipment expense$749,0002,643
Additional noninterest expense$1,513,0003,080
Pre-tax net operating income$4,384,0001,677
Securities gains (losses)$-17,00010,458
Applicable income taxes$913,0002,568
Income before extraordinary items$3,454,0001,483
Extraordinary gains, net$065
Net income$3,454,0001,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0002,910
Cash dividends$954,0002,147
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,467,4301,465
1994-12-31 (YTD Data)Rank
Total interest income$13,708,0002,234
Total interest expense$6,369,0001,958
Net interest income$7,339,0002,464
Provision for loan and lease losses$31,0007,056
Total noninterest income$802,0003,721
Gross Fiduciary activities income$295,000908
Service charges on deposit accounts$266,0004,811
Trading account gains and fees$0475
Additional Noninterest Income$241,0004,692
Total noninterest expense$4,283,0003,206
Salaries and employee benefits$2,122,0003,106
Premises and equipment expense$675,0002,918
Additional noninterest expense$1,486,0003,326
Pre-tax net operating income$3,827,0001,857
Securities gains (losses)$81,000873
Applicable income taxes$872,0002,573
Income before extraordinary items$3,036,0001,611
Extraordinary gains, net$0249
Net income$3,036,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,318
Cash dividends$890,0002,117
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,972,8201,651
1993-12-31 (YTD Data)Rank
Total interest income$13,718,0002,262
Total interest expense$6,539,0001,982
Net interest income$7,179,0002,500
Provision for loan and lease losses$518,0002,044
Total noninterest income$819,0003,920
Gross Fiduciary activities income$350,000886
Service charges on deposit accounts$256,0005,015
Trading account gains and fees$0532
Additional Noninterest Income$213,0005,471
Total noninterest expense$4,089,0003,419
Salaries and employee benefits$1,995,0003,293
Premises and equipment expense$625,0003,197
Additional noninterest expense$1,469,0003,569
Pre-tax net operating income$3,391,0002,011
Securities gains (losses)$70,0002,977
Applicable income taxes$694,0003,142
Income before extraordinary items$2,767,0001,805
Extraordinary gains, net$317,000677
Net income$3,084,0001,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0006,513
Cash dividends$791,0002,183
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,711,0001,734
1992-12-31 (YTD Data)Rank
Total interest income$14,176,0002,479
Total interest expense$7,459,0002,276
Net interest income$6,717,0002,718
Provision for loan and lease losses$711,0002,341
Total noninterest income$768,0004,082
Gross Fiduciary activities income$348,000892
Service charges on deposit accounts$246,0005,195
Trading account gains and fees$0504
Additional Noninterest Income$174,0006,145
Total noninterest expense$3,701,0003,742
Salaries and employee benefits$1,847,0003,457
Premises and equipment expense$563,0003,573
Additional noninterest expense$1,291,0004,065
Pre-tax net operating income$3,073,0002,023
Securities gains (losses)$-78,00013,749
Applicable income taxes$691,0003,017
Income before extraordinary items$2,304,0001,987
Extraordinary gains, net$01,422
Net income$2,304,0002,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0003,265
Cash dividends$764,0001,993
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,364,0601,774

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.