Home > First Keystone Bank > Assets and Liabilities
First Keystone Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 84 | 1,859 |
| Assets and Liabilities | ||
| Total Assets: | $481,213,000 | 1,437 |
| Cash and due from depository institutions | $51,033,000 | 1,859 |
| Interest-bearing balances | $49,043,000 | 720 |
| Securities | $101,201,000 | 1,294 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $289,067,000 | 1,551 |
| Loan loss allowance | $3,591,000 | 2,075 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,885,000 | 2,972 |
| Other real estate owned | $0 | 1,859 |
| Goodwill and other intangibles | $319,000 | 2,194 |
| All other assets | $35,708,000 | 671 |
| Life insurance assets | $16,745,000 | 386 |
| Total liabilities and capital | $481,213,000 | 1,437 |
| Total liabilities | $441,159,000 | 1,411 |
| Total deposits | $322,465,000 | 1,718 |
| Interest-bearing deposits | $315,708,000 | 1,546 |
| Deposits held in domestic offices | $322,465,000 | 1,716 |
| % insured | 90.69% | 3,372 |
| Federal funds purchased & repurchase agreements | $13,088,000 | 844 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $102,646,000 | 418 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,960,000 | 1,563 |
| Total equity capital | $40,054,000 | 1,689 |
| Total bank equity capital | $40,054,000 | 1,688 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000 | 6,962 |
| Surplus | $16,432,000 | 1,837 |
| Undivided profits | $23,621,000 | 1,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $3,765,000 | 2,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,732,000 | 1,802 |
| Earning assets | $439,311,000 | 1,429 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $490,789,000 | 1,392 |
| Average Assets, quarterly | $484,046,500 | 1,424 |
| Volatile liabilities | $159,115,000 | 883 |
| Insider loans | $6,041,000 | 1,204 |
| FHLB advances | $102,646,000 | 368 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $48,200,000 | 1,314 |
| Tier 1 (core) risk-based capital | $38,388,000 | 1,662 |
| Tier 2 risk-based capital | $3,691,000 | 1,523 |
| Total risk weighted assets | $311,223,000 | 1,513 |
| Total unused commitments | $48,200,000 | 1,315 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 86 | 1,830 |
| Assets and Liabilities | ||
| Total Assets: | $486,880,000 | 1,444 |
| Cash and due from depository institutions | $60,433,000 | 1,830 |
| Interest-bearing balances | $58,017,000 | 605 |
| Securities | $90,201,000 | 1,448 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $295,347,000 | 1,564 |
| Loan loss allowance | $6,674,000 | 1,273 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,002,000 | 2,956 |
| Other real estate owned | $370,000 | 1,830 |
| Goodwill and other intangibles | $320,000 | 2,217 |
| All other assets | $36,207,000 | 677 |
| Life insurance assets | $16,642,000 | 385 |
| Total liabilities and capital | $486,880,000 | 1,444 |
| Total liabilities | $446,066,000 | 1,426 |
| Total deposits | $333,968,000 | 1,703 |
| Interest-bearing deposits | $325,692,000 | 1,532 |
| Deposits held in domestic offices | $333,968,000 | 1,701 |
| % insured | 90.00% | 3,713 |
| Federal funds purchased & repurchase agreements | $6,072,000 | 1,261 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $102,648,000 | 435 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,378,000 | 1,413 |
| Total equity capital | $40,814,000 | 1,658 |
| Total bank equity capital | $40,742,000 | 1,659 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000 | 7,055 |
| Surplus | $16,432,000 | 1,878 |
| Undivided profits | $24,309,000 | 1,367 |
| Noncontrolling interests in consolidated subsidiaries | $72,000 | 151 |
| Memoranda | ||
| Noncurrent loans and leases | $7,243,000 | 1,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,992,000 | 1,616 |
| Earning assets | $443,565,000 | 1,448 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $495,577,000 | 1,403 |
| Average Assets, quarterly | $495,577,000 | 1,403 |
| Volatile liabilities | $155,727,000 | 946 |
| Insider loans | $6,318,000 | 1,206 |
| FHLB advances | $102,648,000 | 383 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $49,806,000 | 1,331 |
| Tier 1 (core) risk-based capital | $39,371,000 | 1,630 |
| Tier 2 risk-based capital | $3,882,000 | 1,482 |
| Total risk weighted assets | $303,246,000 | 1,586 |
| Total unused commitments | $49,806,000 | 1,333 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 87 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $504,274,000 | 1,383 |
| Cash and due from depository institutions | $28,857,000 | 1,833 |
| Interest-bearing balances | $26,486,000 | 1,087 |
| Securities | $133,885,000 | 964 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $300,555,000 | 1,567 |
| Loan loss allowance | $5,588,000 | 1,481 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,112,000 | 2,931 |
| Other real estate owned | $370,000 | 1,833 |
| Goodwill and other intangibles | $313,000 | 2,238 |
| All other assets | $36,182,000 | 696 |
| Life insurance assets | $16,560,000 | 382 |
| Total liabilities and capital | $504,274,000 | 1,383 |
| Total liabilities | $461,945,000 | 1,368 |
| Total deposits | $350,580,000 | 1,634 |
| Interest-bearing deposits | $341,875,000 | 1,451 |
| Deposits held in domestic offices | $350,580,000 | 1,632 |
| % insured | 88.73% | 4,165 |
| Federal funds purchased & repurchase agreements | $5,431,000 | 1,397 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $102,651,000 | 461 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,283,000 | 1,446 |
| Total equity capital | $42,329,000 | 1,569 |
| Total bank equity capital | $42,212,000 | 1,572 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000 | 7,124 |
| Surplus | $16,432,000 | 1,883 |
| Undivided profits | $25,779,000 | 1,273 |
| Noncontrolling interests in consolidated subsidiaries | $117,000 | 133 |
| Memoranda | ||
| Noncurrent loans and leases | $4,965,000 | 2,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,992,000 | 1,699 |
| Earning assets | $460,926,000 | 1,382 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $519,110,400 | 1,329 |
| Average Assets, quarterly | $515,313,000 | 1,356 |
| Volatile liabilities | $170,596,000 | 869 |
| Insider loans | $6,360,000 | 1,222 |
| FHLB advances | $102,651,000 | 408 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $47,269,000 | 1,407 |
| Tier 1 (core) risk-based capital | $42,369,000 | 1,487 |
| Tier 2 risk-based capital | $4,302,000 | 1,385 |
| Total risk weighted assets | $339,730,000 | 1,473 |
| Total unused commitments | $47,269,000 | 1,408 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 95 | 1,683 |
| Assets and Liabilities | ||
| Total Assets: | $526,352,000 | 1,336 |
| Cash and due from depository institutions | $47,633,000 | 1,683 |
| Interest-bearing balances | $45,356,000 | 615 |
| Securities | $135,067,000 | 946 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $306,561,000 | 1,560 |
| Loan loss allowance | $4,657,000 | 1,655 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,200,000 | 2,899 |
| Other real estate owned | $0 | 1,683 |
| Goodwill and other intangibles | $315,000 | 2,284 |
| All other assets | $32,576,000 | 673 |
| Life insurance assets | $16,466,000 | 389 |
| Total liabilities and capital | $526,352,000 | 1,336 |
| Total liabilities | $482,922,000 | 1,320 |
| Total deposits | $348,685,000 | 1,637 |
| Interest-bearing deposits | $339,440,000 | 1,464 |
| Deposits held in domestic offices | $348,685,000 | 1,635 |
| % insured | 90.99% | 3,544 |
| Federal funds purchased & repurchase agreements | $6,395,000 | 1,347 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $123,653,000 | 442 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,189,000 | 1,302 |
| Total equity capital | $43,430,000 | 1,586 |
| Total bank equity capital | $43,326,000 | 1,588 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000 | 7,203 |
| Surplus | $16,432,000 | 1,874 |
| Undivided profits | $26,893,000 | 1,269 |
| Noncontrolling interests in consolidated subsidiaries | $104,000 | 147 |
| Memoranda | ||
| Noncurrent loans and leases | $5,417,000 | 2,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,280,000 | 1,565 |
| Earning assets | $486,984,000 | 1,329 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $522,819,500 | 1,332 |
| Average Assets, quarterly | $524,748,000 | 1,338 |
| Volatile liabilities | $191,493,000 | 785 |
| Insider loans | $6,399,000 | 1,217 |
| FHLB advances | $123,653,000 | 377 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $48,554,000 | 1,435 |
| Tier 1 (core) risk-based capital | $43,308,000 | 1,479 |
| Tier 2 risk-based capital | $4,309,000 | 1,393 |
| Total risk weighted assets | $339,262,000 | 1,497 |
| Total unused commitments | $48,554,000 | 1,436 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 100 | 1,638 |
| Assets and Liabilities | ||
| Total Assets: | $523,144,000 | 1,367 |
| Cash and due from depository institutions | $35,137,000 | 1,638 |
| Interest-bearing balances | $32,730,000 | 670 |
| Securities | $147,671,000 | 856 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $302,444,000 | 1,618 |
| Loan loss allowance | $3,491,000 | 1,985 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,254,000 | 2,899 |
| Other real estate owned | $0 | 1,638 |
| Goodwill and other intangibles | $320,000 | 2,286 |
| All other assets | $33,318,000 | 688 |
| Life insurance assets | $16,380,000 | 402 |
| Total liabilities and capital | $523,144,000 | 1,367 |
| Total liabilities | $480,659,000 | 1,339 |
| Total deposits | $357,800,000 | 1,610 |
| Interest-bearing deposits | $347,193,000 | 1,440 |
| Deposits held in domestic offices | $357,800,000 | 1,606 |
| % insured | 80.06% | 3,698 |
| Federal funds purchased & repurchase agreements | $8,734,000 | 1,162 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $110,156,000 | 512 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,969,000 | 1,396 |
| Total equity capital | $42,485,000 | 1,604 |
| Total bank equity capital | $42,399,000 | 1,610 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000 | 7,290 |
| Surplus | $16,432,000 | 1,873 |
| Undivided profits | $25,966,000 | 1,304 |
| Noncontrolling interests in consolidated subsidiaries | $86,000 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $3,207,000 | 2,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,162,000 | 1,585 |
| Earning assets | $482,845,000 | 1,355 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $521,642,000 | 1,355 |
| Average Assets, quarterly | $522,660,500 | 1,366 |
| Volatile liabilities | $178,967,000 | 861 |
| Insider loans | $5,807,000 | 1,352 |
| FHLB advances | $110,156,000 | 444 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $50,277,000 | 1,468 |
| Tier 1 (core) risk-based capital | $43,571,000 | 1,478 |
| Tier 2 risk-based capital | $3,527,000 | 1,644 |
| Total risk weighted assets | $344,709,000 | 1,510 |
| Total unused commitments | $50,277,000 | 1,471 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 101 | 1,639 |
| Assets and Liabilities | ||
| Total Assets: | $522,177,000 | 1,373 |
| Cash and due from depository institutions | $46,246,000 | 1,639 |
| Interest-bearing balances | $43,297,000 | 456 |
| Securities | $148,536,000 | 835 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $289,845,000 | 1,699 |
| Loan loss allowance | $3,997,000 | 1,718 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,306,000 | 2,885 |
| Other real estate owned | $0 | 1,639 |
| Goodwill and other intangibles | $335,000 | 2,262 |
| All other assets | $32,909,000 | 682 |
| Life insurance assets | $16,295,000 | 399 |
| Total liabilities and capital | $522,177,000 | 1,373 |
| Total liabilities | $479,519,000 | 1,356 |
| Total deposits | $343,244,000 | 1,686 |
| Interest-bearing deposits | $335,238,000 | 1,501 |
| Deposits held in domestic offices | $343,244,000 | 1,683 |
| % insured | 82.03% | 3,203 |
| Federal funds purchased & repurchase agreements | $5,360,000 | 1,475 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $126,658,000 | 487 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,257,000 | 1,292 |
| Total equity capital | $42,658,000 | 1,603 |
| Total bank equity capital | $42,658,000 | 1,603 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $16,432,000 | 1,853 |
| Undivided profits | $26,225,000 | 1,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,852,000 | 2,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,187,000 | 1,601 |
| Earning assets | $481,678,000 | 1,371 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $520,891,000 | 1,360 |
| Average Assets, quarterly | $520,891,000 | 1,360 |
| Volatile liabilities | $180,919,000 | 867 |
| Insider loans | $4,351,000 | 1,783 |
| FHLB advances | $126,658,000 | 412 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $48,889,000 | 1,578 |
| Tier 1 (core) risk-based capital | $43,681,000 | 1,491 |
| Tier 2 risk-based capital | $4,017,000 | 1,460 |
| Total risk weighted assets | $327,217,000 | 1,600 |
| Total unused commitments | $51,049,000 | 1,515 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 103 | 1,621 |
| Assets and Liabilities | ||
| Total Assets: | $519,605,000 | 1,360 |
| Cash and due from depository institutions | $61,321,000 | 1,621 |
| Interest-bearing balances | $57,858,000 | 222 |
| Securities | $137,350,000 | 887 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $284,066,000 | 1,741 |
| Loan loss allowance | $3,300,000 | 1,951 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,357,000 | 2,886 |
| Other real estate owned | $0 | 1,621 |
| Goodwill and other intangibles | $306,000 | 2,289 |
| All other assets | $32,205,000 | 704 |
| Life insurance assets | $16,216,000 | 400 |
| Total liabilities and capital | $519,605,000 | 1,360 |
| Total liabilities | $476,982,000 | 1,339 |
| Total deposits | $325,406,000 | 1,706 |
| Interest-bearing deposits | $305,825,000 | 1,593 |
| Deposits held in domestic offices | $325,406,000 | 1,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,329,000 | 1,520 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $141,065,000 | 486 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,182,000 | 1,337 |
| Total equity capital | $42,623,000 | 1,594 |
| Total bank equity capital | $42,623,000 | 1,594 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $16,432,000 | 1,819 |
| Undivided profits | $26,190,000 | 1,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,812,000 | 2,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,064,000 | 1,794 |
| Earning assets | $479,274,000 | 1,344 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $517,908,200 | 1,297 |
| Average Assets, quarterly | $519,864,000 | 1,332 |
| Volatile liabilities | $194,695,000 | 806 |
| Insider loans | $6,102,000 | 1,319 |
| FHLB advances | $141,060,000 | 411 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $41,566,000 | 1,845 |
| Tier 1 (core) risk-based capital | $44,326,000 | 1,443 |
| Tier 2 risk-based capital | $3,314,000 | 1,708 |
| Total risk weighted assets | $309,765,000 | 1,670 |
| Total unused commitments | $41,566,000 | 1,846 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 103 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $520,123,000 | 1,336 |
| Cash and due from depository institutions | $39,293,000 | 1,641 |
| Interest-bearing balances | $34,954,000 | 200 |
| Securities | $157,210,000 | 746 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $286,106,000 | 1,733 |
| Loan loss allowance | $3,453,000 | 1,736 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,387,000 | 2,845 |
| Other real estate owned | $0 | 1,641 |
| Goodwill and other intangibles | $305,000 | 2,353 |
| All other assets | $32,822,000 | 663 |
| Life insurance assets | $16,072,000 | 403 |
| Total liabilities and capital | $520,124,000 | 1,336 |
| Total liabilities | $478,547,000 | 1,313 |
| Total deposits | $333,068,000 | 1,639 |
| Interest-bearing deposits | $312,015,000 | 1,527 |
| Deposits held in domestic offices | $333,068,000 | 1,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,585,000 | 2,026 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $137,574,000 | 508 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,320,000 | 1,272 |
| Total equity capital | $41,577,000 | 1,634 |
| Total bank equity capital | $41,577,000 | 1,634 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $16,432,000 | 1,800 |
| Undivided profits | $25,144,000 | 1,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,420,000 | 2,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,336,000 | 1,666 |
| Earning assets | $478,270,000 | 1,332 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $517,484,000 | 1,298 |
| Average Assets, quarterly | $518,753,000 | 1,329 |
| Volatile liabilities | $178,968,000 | 843 |
| Insider loans | $6,151,000 | 1,287 |
| FHLB advances | $137,562,000 | 451 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $46,690,000 | 1,772 |
| Tier 1 (core) risk-based capital | $44,234,000 | 1,461 |
| Tier 2 risk-based capital | $3,458,000 | 1,606 |
| Total risk weighted assets | $315,589,000 | 1,647 |
| Total unused commitments | $46,690,000 | 1,774 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 102 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $517,383,000 | 1,332 |
| Cash and due from depository institutions | $30,694,000 | 1,681 |
| Interest-bearing balances | $22,051,000 | 276 |
| Securities | $165,086,000 | 723 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $284,514,000 | 1,721 |
| Loan loss allowance | $3,376,000 | 1,721 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,500,000 | 2,810 |
| Other real estate owned | $0 | 1,681 |
| Goodwill and other intangibles | $311,000 | 2,375 |
| All other assets | $32,278,000 | 657 |
| Life insurance assets | $15,909,000 | 410 |
| Total liabilities and capital | $517,383,000 | 1,332 |
| Total liabilities | $474,361,000 | 1,306 |
| Total deposits | $346,288,000 | 1,565 |
| Interest-bearing deposits | $325,177,000 | 1,444 |
| Deposits held in domestic offices | $346,288,000 | 1,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $124,185,000 | 538 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,888,000 | 1,378 |
| Total equity capital | $43,022,000 | 1,601 |
| Total bank equity capital | $43,022,000 | 1,601 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $16,432,000 | 1,782 |
| Undivided profits | $26,589,000 | 1,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $917,000 | 3,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,175,000 | 1,721 |
| Earning assets | $471,651,000 | 1,335 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $516,604,330 | 1,295 |
| Average Assets, quarterly | $517,422,500 | 1,318 |
| Volatile liabilities | $176,790,000 | 862 |
| Insider loans | $6,253,000 | 1,273 |
| FHLB advances | $124,165,000 | 481 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $49,092,000 | 1,762 |
| Tier 1 (core) risk-based capital | $45,008,000 | 1,445 |
| Tier 2 risk-based capital | $3,376,000 | 1,611 |
| Total risk weighted assets | $306,892,000 | 1,681 |
| Total unused commitments | $49,092,000 | 1,762 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 99 | 1,715 |
| Assets and Liabilities | ||
| Total Assets: | $517,462,000 | 1,312 |
| Cash and due from depository institutions | $28,079,000 | 1,715 |
| Interest-bearing balances | $19,748,000 | 391 |
| Securities | $175,820,000 | 675 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $278,410,000 | 1,715 |
| Loan loss allowance | $3,377,000 | 1,675 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,587,000 | 2,747 |
| Other real estate owned | $0 | 1,715 |
| Goodwill and other intangibles | $317,000 | 2,360 |
| All other assets | $30,249,000 | 678 |
| Life insurance assets | $15,746,000 | 408 |
| Total liabilities and capital | $517,462,000 | 1,312 |
| Total liabilities | $467,742,000 | 1,299 |
| Total deposits | $350,050,000 | 1,541 |
| Interest-bearing deposits | $336,162,000 | 1,390 |
| Deposits held in domestic offices | $350,050,000 | 1,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $113,196,000 | 537 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,496,000 | 1,309 |
| Total equity capital | $49,720,000 | 1,404 |
| Total bank equity capital | $49,720,000 | 1,404 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $16,432,000 | 1,773 |
| Undivided profits | $33,287,000 | 1,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,187,000 | 3,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,416,000 | 1,597 |
| Earning assets | $473,978,000 | 1,312 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $516,215,000 | 1,296 |
| Average Assets, quarterly | $516,215,000 | 1,296 |
| Volatile liabilities | $165,338,000 | 908 |
| Insider loans | $6,322,000 | 1,232 |
| FHLB advances | $113,166,000 | 482 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $46,689,000 | 1,862 |
| Tier 1 (core) risk-based capital | $50,126,000 | 1,271 |
| Tier 2 risk-based capital | $3,377,000 | 1,576 |
| Total risk weighted assets | $303,263,000 | 1,670 |
| Total unused commitments | $46,689,000 | 1,863 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 98 | 1,745 |
| Assets and Liabilities | ||
| Total Assets: | $514,968,000 | 1,299 |
| Cash and due from depository institutions | $44,359,000 | 1,745 |
| Interest-bearing balances | $35,701,000 | 159 |
| Securities | $155,140,000 | 773 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $280,520,000 | 1,700 |
| Loan loss allowance | $3,376,000 | 1,638 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,698,000 | 2,681 |
| Other real estate owned | $0 | 1,745 |
| Goodwill and other intangibles | $331,000 | 2,342 |
| All other assets | $29,920,000 | 668 |
| Life insurance assets | $15,577,000 | 409 |
| Total liabilities and capital | $514,968,000 | 1,299 |
| Total liabilities | $465,711,000 | 1,296 |
| Total deposits | $348,546,000 | 1,536 |
| Interest-bearing deposits | $330,545,000 | 1,397 |
| Deposits held in domestic offices | $348,546,000 | 1,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $113,208,000 | 520 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,957,000 | 1,433 |
| Total equity capital | $49,257,000 | 1,405 |
| Total bank equity capital | $49,257,000 | 1,405 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $16,432,000 | 1,751 |
| Undivided profits | $32,824,000 | 1,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,785,000 | 2,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,149,000 | 1,960 |
| Earning assets | $471,361,000 | 1,296 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $519,514,600 | 1,245 |
| Average Assets, quarterly | $518,877,000 | 1,281 |
| Volatile liabilities | $163,847,000 | 921 |
| Insider loans | $5,716,000 | 1,343 |
| FHLB advances | $113,168,000 | 466 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $45,124,000 | 1,931 |
| Tier 1 (core) risk-based capital | $49,628,000 | 1,289 |
| Tier 2 risk-based capital | $3,376,000 | 1,574 |
| Total risk weighted assets | $305,516,000 | 1,650 |
| Total unused commitments | $45,124,000 | 1,932 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 104 | 1,632 |
| Assets and Liabilities | ||
| Total Assets: | $522,786,000 | 1,275 |
| Cash and due from depository institutions | $52,909,000 | 1,632 |
| Interest-bearing balances | $48,267,000 | 123 |
| Securities | $141,945,000 | 840 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $292,416,000 | 1,603 |
| Loan loss allowance | $3,322,000 | 1,608 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,762,000 | 2,584 |
| Other real estate owned | $0 | 1,632 |
| Goodwill and other intangibles | $339,000 | 2,324 |
| All other assets | $30,415,000 | 650 |
| Life insurance assets | $15,406,000 | 397 |
| Total liabilities and capital | $522,786,000 | 1,275 |
| Total liabilities | $474,625,000 | 1,263 |
| Total deposits | $355,127,000 | 1,494 |
| Interest-bearing deposits | $336,248,000 | 1,366 |
| Deposits held in domestic offices | $355,127,000 | 1,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $115,384,000 | 466 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,114,000 | 1,379 |
| Total equity capital | $48,161,000 | 1,418 |
| Total bank equity capital | $48,161,000 | 1,418 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $16,432,000 | 1,713 |
| Undivided profits | $31,728,000 | 1,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,685,000 | 989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,519,000 | 1,769 |
| Earning assets | $482,628,000 | 1,255 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $520,651,250 | 1,241 |
| Average Assets, quarterly | $522,553,000 | 1,264 |
| Volatile liabilities | $163,560,000 | 880 |
| Insider loans | $6,099,000 | 1,221 |
| FHLB advances | $115,334,000 | 412 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $41,837,000 | 2,063 |
| Tier 1 (core) risk-based capital | $49,207,000 | 1,295 |
| Tier 2 risk-based capital | $3,322,000 | 1,574 |
| Total risk weighted assets | $318,637,000 | 1,567 |
| Total unused commitments | $41,837,000 | 2,063 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 105 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $522,320,000 | 1,283 |
| Cash and due from depository institutions | $40,865,000 | 1,664 |
| Interest-bearing balances | $33,710,000 | 193 |
| Securities | $142,005,000 | 834 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $304,285,000 | 1,549 |
| Loan loss allowance | $3,234,000 | 1,642 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,778,000 | 2,572 |
| Other real estate owned | $0 | 1,664 |
| Goodwill and other intangibles | $345,000 | 2,329 |
| All other assets | $30,042,000 | 662 |
| Life insurance assets | $15,249,000 | 398 |
| Total liabilities and capital | $522,320,000 | 1,283 |
| Total liabilities | $475,114,000 | 1,262 |
| Total deposits | $366,946,000 | 1,465 |
| Interest-bearing deposits | $346,804,000 | 1,325 |
| Deposits held in domestic offices | $366,946,000 | 1,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $104,398,000 | 474 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,770,000 | 1,444 |
| Total equity capital | $47,206,000 | 1,438 |
| Total bank equity capital | $47,206,000 | 1,438 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $16,432,000 | 1,715 |
| Undivided profits | $30,773,000 | 1,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,133,000 | 1,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,322,000 | 1,796 |
| Earning assets | $480,000,000 | 1,275 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $519,939,670 | 1,266 |
| Average Assets, quarterly | $520,891,500 | 1,279 |
| Volatile liabilities | $157,630,000 | 922 |
| Insider loans | $5,640,000 | 1,299 |
| FHLB advances | $104,339,000 | 413 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $44,575,000 | 1,992 |
| Tier 1 (core) risk-based capital | $48,880,000 | 1,312 |
| Tier 2 risk-based capital | $3,234,000 | 1,616 |
| Total risk weighted assets | $324,151,000 | 1,554 |
| Total unused commitments | $44,575,000 | 1,992 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 102 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $519,463,000 | 1,292 |
| Cash and due from depository institutions | $30,184,000 | 1,697 |
| Interest-bearing balances | $21,362,000 | 310 |
| Securities | $143,460,000 | 829 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $311,896,000 | 1,495 |
| Loan loss allowance | $3,525,000 | 1,506 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,477,000 | 2,685 |
| Other real estate owned | $0 | 1,697 |
| Goodwill and other intangibles | $345,000 | 2,324 |
| All other assets | $29,101,000 | 650 |
| Life insurance assets | $15,111,000 | 393 |
| Total liabilities and capital | $519,463,000 | 1,292 |
| Total liabilities | $471,698,000 | 1,273 |
| Total deposits | $372,881,000 | 1,426 |
| Interest-bearing deposits | $361,623,000 | 1,250 |
| Deposits held in domestic offices | $372,881,000 | 1,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $94,412,000 | 504 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,405,000 | 1,289 |
| Total equity capital | $47,765,000 | 1,426 |
| Total bank equity capital | $47,765,000 | 1,426 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $16,432,000 | 1,682 |
| Undivided profits | $31,332,000 | 1,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,245,000 | 1,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,466,000 | 1,610 |
| Earning assets | $476,718,000 | 1,283 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $518,749,500 | 1,280 |
| Average Assets, quarterly | $518,749,500 | 1,280 |
| Volatile liabilities | $159,620,000 | 876 |
| Insider loans | $4,836,000 | 1,480 |
| FHLB advances | $94,344,000 | 450 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $51,123,000 | 1,782 |
| Tier 1 (core) risk-based capital | $48,559,000 | 1,294 |
| Tier 2 risk-based capital | $3,525,000 | 1,500 |
| Total risk weighted assets | $329,195,000 | 1,508 |
| Total unused commitments | $51,123,000 | 1,783 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 102 | 1,693 |
| Assets and Liabilities | ||
| Total Assets: | $518,036,000 | 1,270 |
| Cash and due from depository institutions | $20,902,000 | 1,693 |
| Interest-bearing balances | $14,531,000 | 417 |
| Securities | $140,644,000 | 870 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $317,383,000 | 1,452 |
| Loan loss allowance | $3,455,000 | 1,517 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,519,000 | 2,617 |
| Other real estate owned | $2,450,000 | 1,693 |
| Goodwill and other intangibles | $349,000 | 2,325 |
| All other assets | $31,789,000 | 611 |
| Life insurance assets | $14,976,000 | 386 |
| Total liabilities and capital | $518,036,000 | 1,270 |
| Total liabilities | $470,841,000 | 1,251 |
| Total deposits | $366,200,000 | 1,434 |
| Interest-bearing deposits | $346,020,000 | 1,288 |
| Deposits held in domestic offices | $366,200,000 | 1,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $100,525,000 | 488 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,116,000 | 1,353 |
| Total equity capital | $47,195,000 | 1,401 |
| Total bank equity capital | $47,195,000 | 1,401 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $16,432,000 | 1,645 |
| Undivided profits | $30,762,000 | 1,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,429,000 | 2,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,380,000 | 1,731 |
| Earning assets | $472,558,000 | 1,276 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $518,914,400 | 1,206 |
| Average Assets, quarterly | $519,251,500 | 1,245 |
| Volatile liabilities | $253,300,000 | 655 |
| Insider loans | $4,695,000 | 1,517 |
| FHLB advances | $100,448,000 | 433 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $53,383,000 | 1,745 |
| Tier 1 (core) risk-based capital | $48,151,000 | 1,283 |
| Tier 2 risk-based capital | $3,455,000 | 1,503 |
| Total risk weighted assets | $336,127,000 | 1,445 |
| Total unused commitments | $53,383,000 | 1,746 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 117 | 1,491 |
| Assets and Liabilities | ||
| Total Assets: | $520,467,000 | 1,256 |
| Cash and due from depository institutions | $12,757,000 | 1,491 |
| Interest-bearing balances | $8,685,000 | 610 |
| Securities | $143,476,000 | 871 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $324,552,000 | 1,409 |
| Loan loss allowance | $3,367,000 | 1,546 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,643,000 | 2,532 |
| Other real estate owned | $2,450,000 | 1,491 |
| Goodwill and other intangibles | $314,000 | 2,387 |
| All other assets | $32,275,000 | 602 |
| Life insurance assets | $14,839,000 | 375 |
| Total liabilities and capital | $520,467,000 | 1,256 |
| Total liabilities | $473,658,000 | 1,232 |
| Total deposits | $361,506,000 | 1,432 |
| Interest-bearing deposits | $343,386,000 | 1,287 |
| Deposits held in domestic offices | $361,506,000 | 1,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $107,241,000 | 491 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,911,000 | 1,132 |
| Total equity capital | $46,809,000 | 1,399 |
| Total bank equity capital | $46,809,000 | 1,399 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $16,432,000 | 1,630 |
| Undivided profits | $30,376,000 | 1,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 4,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,596,000 | 1,551 |
| Earning assets | $476,713,000 | 1,256 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $519,134,000 | 1,220 |
| Average Assets, quarterly | $523,361,000 | 1,239 |
| Volatile liabilities | $230,892,000 | 733 |
| Insider loans | $4,248,000 | 1,663 |
| FHLB advances | $107,153,000 | 436 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $59,585,000 | 1,619 |
| Tier 1 (core) risk-based capital | $47,771,000 | 1,286 |
| Tier 2 risk-based capital | $3,367,000 | 1,526 |
| Total risk weighted assets | $342,312,000 | 1,418 |
| Total unused commitments | $59,585,000 | 1,620 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 117 | 1,496 |
| Assets and Liabilities | ||
| Total Assets: | $526,255,000 | 1,230 |
| Cash and due from depository institutions | $15,720,000 | 1,496 |
| Interest-bearing balances | $10,423,000 | 523 |
| Securities | $147,234,000 | 844 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $324,341,000 | 1,381 |
| Loan loss allowance | $2,681,000 | 1,914 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,714,000 | 2,468 |
| Other real estate owned | $2,706,000 | 1,496 |
| Goodwill and other intangibles | $328,000 | 2,372 |
| All other assets | $31,212,000 | 622 |
| Life insurance assets | $15,507,000 | 355 |
| Total liabilities and capital | $526,255,000 | 1,230 |
| Total liabilities | $481,025,000 | 1,207 |
| Total deposits | $361,203,000 | 1,418 |
| Interest-bearing deposits | $339,893,000 | 1,264 |
| Deposits held in domestic offices | $361,203,000 | 1,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $116,554,000 | 477 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,268,000 | 1,471 |
| Total equity capital | $45,230,000 | 1,390 |
| Total bank equity capital | $45,230,000 | 1,390 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $16,451,000 | 1,586 |
| Undivided profits | $28,778,000 | 1,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $460,000 | 3,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,264,000 | 1,610 |
| Earning assets | $481,998,000 | 1,225 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $518,689,670 | 1,219 |
| Average Assets, quarterly | $521,773,500 | 1,230 |
| Volatile liabilities | $235,541,000 | 701 |
| Insider loans | $4,249,000 | 1,619 |
| FHLB advances | $116,458,000 | 418 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $62,665,000 | 1,566 |
| Tier 1 (core) risk-based capital | $47,149,000 | 1,272 |
| Tier 2 risk-based capital | $2,681,000 | 1,845 |
| Total risk weighted assets | $341,111,000 | 1,396 |
| Total unused commitments | $62,665,000 | 1,567 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 116 | 1,493 |
| Assets and Liabilities | ||
| Total Assets: | $517,292,000 | 1,226 |
| Cash and due from depository institutions | $16,722,000 | 1,493 |
| Interest-bearing balances | $12,327,000 | 482 |
| Securities | $156,053,000 | 807 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $306,465,000 | 1,427 |
| Loan loss allowance | $2,619,000 | 1,929 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,709,000 | 2,404 |
| Other real estate owned | $2,700,000 | 1,493 |
| Goodwill and other intangibles | $338,000 | 2,333 |
| All other assets | $30,305,000 | 617 |
| Life insurance assets | $15,368,000 | 346 |
| Total liabilities and capital | $517,292,000 | 1,226 |
| Total liabilities | $472,237,000 | 1,209 |
| Total deposits | $366,787,000 | 1,375 |
| Interest-bearing deposits | $347,947,000 | 1,211 |
| Deposits held in domestic offices | $366,787,000 | 1,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $101,977,000 | 500 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,473,000 | 1,398 |
| Total equity capital | $45,055,000 | 1,366 |
| Total bank equity capital | $45,055,000 | 1,366 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $16,444,000 | 1,537 |
| Undivided profits | $28,610,000 | 1,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $811,000 | 2,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,439,000 | 1,386 |
| Earning assets | $474,845,000 | 1,226 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $514,907,000 | 1,221 |
| Average Assets, quarterly | $514,907,000 | 1,221 |
| Volatile liabilities | $226,906,000 | 702 |
| Insider loans | $4,297,000 | 1,561 |
| FHLB advances | $101,862,000 | 448 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $71,824,000 | 1,347 |
| Tier 1 (core) risk-based capital | $46,593,000 | 1,253 |
| Tier 2 risk-based capital | $2,619,000 | 1,844 |
| Total risk weighted assets | $326,145,000 | 1,417 |
| Total unused commitments | $71,824,000 | 1,347 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 115 | 1,495 |
| Assets and Liabilities | ||
| Total Assets: | $512,522,000 | 1,214 |
| Cash and due from depository institutions | $19,610,000 | 1,495 |
| Interest-bearing balances | $9,219,000 | 622 |
| Securities | $150,568,000 | 844 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $306,614,000 | 1,405 |
| Loan loss allowance | $3,251,000 | 1,533 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,723,000 | 2,364 |
| Other real estate owned | $760,000 | 1,495 |
| Goodwill and other intangibles | $337,000 | 2,338 |
| All other assets | $29,910,000 | 620 |
| Life insurance assets | $15,230,000 | 49 |
| Total liabilities and capital | $512,522,000 | 1,214 |
| Total liabilities | $467,173,000 | 1,199 |
| Total deposits | $357,774,000 | 1,376 |
| Interest-bearing deposits | $336,721,000 | 1,224 |
| Deposits held in domestic offices | $357,774,000 | 1,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $105,790,000 | 504 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,609,000 | 1,339 |
| Total equity capital | $45,349,000 | 1,340 |
| Total bank equity capital | $45,349,000 | 1,340 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $16,432,000 | 1,516 |
| Undivided profits | $28,916,000 | 1,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,215,000 | 624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,143,000 | 1,625 |
| Earning assets | $466,401,000 | 1,229 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $546,525,600 | 1,083 |
| Average Assets, quarterly | $513,668,000 | 1,203 |
| Volatile liabilities | $221,204,000 | 712 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $105,666,000 | 442 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $63,214,000 | 1,475 |
| Tier 1 (core) risk-based capital | $46,282,000 | 1,242 |
| Tier 2 risk-based capital | $3,251,000 | 1,503 |
| Total risk weighted assets | $321,763,000 | 1,412 |
| Total unused commitments | $63,214,000 | 1,475 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 114 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $514,814,000 | 1,183 |
| Cash and due from depository institutions | $16,118,000 | 1,503 |
| Interest-bearing balances | $7,797,000 | 735 |
| Securities | $153,922,000 | 817 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $302,024,000 | 1,390 |
| Loan loss allowance | $3,202,000 | 1,534 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,782,000 | 2,284 |
| Other real estate owned | $760,000 | 1,503 |
| Goodwill and other intangibles | $288,000 | 2,407 |
| All other assets | $36,920,000 | 514 |
| Life insurance assets | $15,090,000 | 49 |
| Total liabilities and capital | $514,814,000 | 1,183 |
| Total liabilities | $469,648,000 | 1,170 |
| Total deposits | $352,653,000 | 1,358 |
| Interest-bearing deposits | $333,790,000 | 1,206 |
| Deposits held in domestic offices | $352,653,000 | 1,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $113,303,000 | 482 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,692,000 | 1,282 |
| Total equity capital | $45,166,000 | 1,330 |
| Total bank equity capital | $45,166,000 | 1,330 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $16,432,000 | 1,470 |
| Undivided profits | $28,733,000 | 1,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,052,000 | 552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,335,000 | 1,399 |
| Earning assets | $463,743,000 | 1,205 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $555,026,500 | 1,050 |
| Average Assets, quarterly | $542,014,500 | 1,109 |
| Volatile liabilities | $226,253,000 | 664 |
| Insider loans | $4,370,000 | 1,493 |
| FHLB advances | $113,171,000 | 422 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $61,989,000 | 1,482 |
| Tier 1 (core) risk-based capital | $45,606,000 | 1,232 |
| Tier 2 risk-based capital | $3,202,000 | 1,490 |
| Total risk weighted assets | $322,445,000 | 1,375 |
| Total unused commitments | $61,989,000 | 1,482 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 112 | 1,543 |
| Assets and Liabilities | ||
| Total Assets: | $569,215,000 | 1,044 |
| Cash and due from depository institutions | $17,176,000 | 1,543 |
| Interest-bearing balances | $12,396,000 | 435 |
| Securities | $211,100,000 | 614 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $303,604,000 | 1,340 |
| Loan loss allowance | $3,198,000 | 1,514 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,862,000 | 2,215 |
| Other real estate owned | $920,000 | 1,543 |
| Goodwill and other intangibles | $274,000 | 2,433 |
| All other assets | $31,279,000 | 568 |
| Life insurance assets | $14,945,000 | 49 |
| Total liabilities and capital | $569,215,000 | 1,044 |
| Total liabilities | $523,314,000 | 1,024 |
| Total deposits | $363,233,000 | 1,289 |
| Interest-bearing deposits | $340,304,000 | 1,142 |
| Deposits held in domestic offices | $363,233,000 | 1,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $155,505,000 | 392 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,576,000 | 989 |
| Total equity capital | $45,901,000 | 1,294 |
| Total bank equity capital | $45,901,000 | 1,294 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $16,432,000 | 1,439 |
| Undivided profits | $29,468,000 | 1,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,796,000 | 559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,366,000 | 1,232 |
| Earning assets | $527,100,000 | 1,034 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $568,430,670 | 1,019 |
| Average Assets, quarterly | $570,516,500 | 1,027 |
| Volatile liabilities | $271,366,000 | 558 |
| Insider loans | $4,376,000 | 1,463 |
| FHLB advances | $155,375,000 | 338 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $60,696,000 | 1,464 |
| Tier 1 (core) risk-based capital | $45,953,000 | 1,205 |
| Tier 2 risk-based capital | $3,198,000 | 1,472 |
| Total risk weighted assets | $327,454,000 | 1,307 |
| Total unused commitments | $60,696,000 | 1,464 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 110 | 1,555 |
| Assets and Liabilities | ||
| Total Assets: | $571,818,000 | 1,023 |
| Cash and due from depository institutions | $20,365,000 | 1,555 |
| Interest-bearing balances | $14,407,000 | 386 |
| Securities | $208,053,000 | 632 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $306,173,000 | 1,295 |
| Loan loss allowance | $1,805,000 | 2,535 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,968,000 | 2,136 |
| Other real estate owned | $925,000 | 1,555 |
| Goodwill and other intangibles | $260,000 | 2,459 |
| All other assets | $31,074,000 | 561 |
| Life insurance assets | $14,803,000 | 48 |
| Total liabilities and capital | $571,818,000 | 1,023 |
| Total liabilities | $524,811,000 | 1,000 |
| Total deposits | $357,418,000 | 1,296 |
| Interest-bearing deposits | $335,180,000 | 1,155 |
| Deposits held in domestic offices | $357,418,000 | 1,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $175,000 | 3,171 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $163,517,000 | 371 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,701,000 | 1,183 |
| Total equity capital | $47,007,000 | 1,230 |
| Total bank equity capital | $47,007,000 | 1,230 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $16,432,000 | 1,396 |
| Undivided profits | $30,574,000 | 1,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,748,000 | 576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,404,000 | 1,168 |
| Earning assets | $528,633,000 | 1,007 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $568,038,500 | 1,010 |
| Average Assets, quarterly | $568,038,500 | 1,010 |
| Volatile liabilities | $269,675,000 | 527 |
| Insider loans | $4,398,000 | 1,411 |
| FHLB advances | $163,379,000 | 314 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $65,261,000 | 1,325 |
| Tier 1 (core) risk-based capital | $47,809,000 | 1,127 |
| Tier 2 risk-based capital | $1,805,000 | 2,397 |
| Total risk weighted assets | $324,571,000 | 1,287 |
| Total unused commitments | $65,261,000 | 1,325 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 96 | 1,775 |
| Assets and Liabilities | ||
| Total Assets: | $564,259,000 | 1,029 |
| Cash and due from depository institutions | $18,061,000 | 1,775 |
| Interest-bearing balances | $14,302,000 | 401 |
| Securities | $204,092,000 | 654 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $304,490,000 | 1,279 |
| Loan loss allowance | $1,788,000 | 2,534 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,004,000 | 2,102 |
| Other real estate owned | $1,200,000 | 1,775 |
| Goodwill and other intangibles | $245,000 | 2,490 |
| All other assets | $31,167,000 | 548 |
| Life insurance assets | $14,662,000 | 49 |
| Total liabilities and capital | $564,259,000 | 1,029 |
| Total liabilities | $517,030,000 | 1,003 |
| Total deposits | $345,313,000 | 1,329 |
| Interest-bearing deposits | $314,929,000 | 1,238 |
| Deposits held in domestic offices | $345,313,000 | 1,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $317,000 | 3,203 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $168,026,000 | 360 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,374,000 | 1,265 |
| Total equity capital | $47,229,000 | 1,218 |
| Total bank equity capital | $47,229,000 | 1,218 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $16,432,000 | 1,380 |
| Undivided profits | $30,796,000 | 1,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,859,000 | 935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,261,000 | 1,215 |
| Earning assets | $522,884,000 | 1,013 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $560,993,400 | 983 |
| Average Assets, quarterly | $565,782,500 | 1,008 |
| Volatile liabilities | $262,293,000 | 540 |
| Insider loans | $3,527,000 | 1,723 |
| FHLB advances | $167,883,000 | 308 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $67,036,000 | 1,279 |
| Tier 1 (core) risk-based capital | $47,020,000 | 1,127 |
| Tier 2 risk-based capital | $1,788,000 | 2,401 |
| Total risk weighted assets | $326,417,000 | 1,271 |
| Total unused commitments | $67,036,000 | 1,280 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 94 | 1,811 |
| Assets and Liabilities | ||
| Total Assets: | $567,306,000 | 1,006 |
| Cash and due from depository institutions | $17,844,000 | 1,811 |
| Interest-bearing balances | $12,659,000 | 479 |
| Securities | $200,252,000 | 667 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $304,412,000 | 1,254 |
| Loan loss allowance | $1,765,000 | 2,563 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,275,000 | 2,391 |
| Other real estate owned | $1,229,000 | 1,811 |
| Goodwill and other intangibles | $240,000 | 2,461 |
| All other assets | $39,054,000 | 471 |
| Life insurance assets | $14,518,000 | 46 |
| Total liabilities and capital | $567,306,000 | 1,006 |
| Total liabilities | $520,363,000 | 985 |
| Total deposits | $346,149,000 | 1,299 |
| Interest-bearing deposits | $324,259,000 | 1,182 |
| Deposits held in domestic offices | $346,149,000 | 1,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,110,000 | 2,762 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $170,039,000 | 364 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,065,000 | 1,364 |
| Total equity capital | $46,943,000 | 1,203 |
| Total bank equity capital | $46,943,000 | 1,203 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $16,432,000 | 1,341 |
| Undivided profits | $30,510,000 | 1,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,033,000 | 1,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,465,000 | 1,121 |
| Earning assets | $517,323,000 | 1,005 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $560,177,000 | 978 |
| Average Assets, quarterly | $563,856,000 | 996 |
| Volatile liabilities | $268,040,000 | 516 |
| Insider loans | $2,985,000 | 1,959 |
| FHLB advances | $169,887,000 | 308 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $55,524,000 | 1,452 |
| Tier 1 (core) risk-based capital | $46,535,000 | 1,126 |
| Tier 2 risk-based capital | $1,765,000 | 2,404 |
| Total risk weighted assets | $331,749,000 | 1,213 |
| Total unused commitments | $55,524,000 | 1,453 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 93 | 1,851 |
| Assets and Liabilities | ||
| Total Assets: | $560,406,000 | 994 |
| Cash and due from depository institutions | $18,022,000 | 1,851 |
| Interest-bearing balances | $13,870,000 | 443 |
| Securities | $209,382,000 | 641 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $297,798,000 | 1,247 |
| Loan loss allowance | $1,856,000 | 2,443 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,697,000 | 2,681 |
| Other real estate owned | $1,270,000 | 1,851 |
| Goodwill and other intangibles | $229,000 | 2,485 |
| All other assets | $30,008,000 | 557 |
| Life insurance assets | $14,369,000 | 43 |
| Total liabilities and capital | $560,406,000 | 994 |
| Total liabilities | $515,518,000 | 976 |
| Total deposits | $354,100,000 | 1,242 |
| Interest-bearing deposits | $323,180,000 | 1,162 |
| Deposits held in domestic offices | $354,100,000 | 1,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,733,000 | 2,497 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $156,052,000 | 384 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,633,000 | 1,115 |
| Total equity capital | $44,888,000 | 1,204 |
| Total bank equity capital | $44,888,000 | 1,204 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $16,432,000 | 1,295 |
| Undivided profits | $28,455,000 | 1,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,828,000 | 1,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,395,000 | 1,091 |
| Earning assets | $521,050,000 | 974 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $557,800,670 | 974 |
| Average Assets, quarterly | $562,522,500 | 970 |
| Volatile liabilities | $257,389,000 | 520 |
| Insider loans | $1,794,000 | 2,899 |
| FHLB advances | $155,892,000 | 331 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $56,042,000 | 1,425 |
| Tier 1 (core) risk-based capital | $45,415,000 | 1,131 |
| Tier 2 risk-based capital | $1,856,000 | 2,289 |
| Total risk weighted assets | $305,142,000 | 1,299 |
| Total unused commitments | $56,042,000 | 1,428 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 92 | 1,854 |
| Assets and Liabilities | ||
| Total Assets: | $564,639,000 | 975 |
| Cash and due from depository institutions | $24,668,000 | 1,854 |
| Interest-bearing balances | $15,425,000 | 477 |
| Securities | $210,761,000 | 649 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $293,689,000 | 1,238 |
| Loan loss allowance | $1,810,000 | 2,467 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,592,000 | 2,725 |
| Other real estate owned | $1,345,000 | 1,854 |
| Goodwill and other intangibles | $220,000 | 2,507 |
| All other assets | $30,364,000 | 535 |
| Life insurance assets | $14,219,000 | 49 |
| Total liabilities and capital | $564,639,000 | 975 |
| Total liabilities | $517,866,000 | 954 |
| Total deposits | $357,747,000 | 1,217 |
| Interest-bearing deposits | $335,644,000 | 1,091 |
| Deposits held in domestic offices | $357,747,000 | 1,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,732,000 | 1,923 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $150,546,000 | 388 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,841,000 | 752 |
| Total equity capital | $46,773,000 | 1,190 |
| Total bank equity capital | $46,773,000 | 1,190 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $16,432,000 | 1,285 |
| Undivided profits | $30,340,000 | 1,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,557,000 | 1,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,489,000 | 1,041 |
| Earning assets | $519,875,000 | 966 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $556,498,000 | 984 |
| Average Assets, quarterly | $556,498,000 | 984 |
| Volatile liabilities | $253,599,000 | 527 |
| Insider loans | $2,063,000 | 2,584 |
| FHLB advances | $150,379,000 | 330 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $50,743,000 | 1,480 |
| Tier 1 (core) risk-based capital | $44,707,000 | 1,129 |
| Tier 2 risk-based capital | $1,810,000 | 2,293 |
| Total risk weighted assets | $312,058,000 | 1,223 |
| Total unused commitments | $50,743,000 | 1,484 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 90 | 1,921 |
| Assets and Liabilities | ||
| Total Assets: | $548,357,000 | 1,014 |
| Cash and due from depository institutions | $15,562,000 | 1,921 |
| Interest-bearing balances | $7,232,000 | 876 |
| Securities | $208,171,000 | 662 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $290,845,000 | 1,221 |
| Loan loss allowance | $1,743,000 | 2,538 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,548,000 | 2,738 |
| Other real estate owned | $1,420,000 | 1,921 |
| Goodwill and other intangibles | $205,000 | 2,535 |
| All other assets | $28,606,000 | 567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $548,357,000 | 1,014 |
| Total liabilities | $502,906,000 | 999 |
| Total deposits | $349,794,000 | 1,241 |
| Interest-bearing deposits | $327,768,000 | 1,128 |
| Deposits held in domestic offices | $349,794,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,734,000 | 2,029 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $147,374,000 | 403 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,004,000 | 1,368 |
| Total equity capital | $45,451,000 | 1,199 |
| Total bank equity capital | $45,451,000 | 1,199 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $16,432,000 | 1,258 |
| Undivided profits | $29,018,000 | 1,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,715,000 | 1,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,232,000 | 1,196 |
| Earning assets | $506,248,000 | 1,002 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $541,239,200 | 984 |
| Average Assets, quarterly | $550,107,000 | 1,000 |
| Volatile liabilities | $237,754,000 | 551 |
| Insider loans | $2,012,000 | 2,595 |
| FHLB advances | $147,199,000 | 340 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $50,606,000 | 1,446 |
| Tier 1 (core) risk-based capital | $44,370,000 | 1,137 |
| Tier 2 risk-based capital | $1,743,000 | 2,342 |
| Total risk weighted assets | $305,511,000 | 1,249 |
| Total unused commitments | $50,606,000 | 1,447 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 89 | 1,961 |
| Assets and Liabilities | ||
| Total Assets: | $551,857,000 | 1,008 |
| Cash and due from depository institutions | $21,996,000 | 1,961 |
| Interest-bearing balances | $11,557,000 | 678 |
| Securities | $205,966,000 | 672 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $291,012,000 | 1,221 |
| Loan loss allowance | $1,712,000 | 2,573 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,427,000 | 2,800 |
| Other real estate owned | $1,420,000 | 1,961 |
| Goodwill and other intangibles | $198,000 | 2,524 |
| All other assets | $27,838,000 | 591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $551,857,000 | 1,008 |
| Total liabilities | $506,320,000 | 993 |
| Total deposits | $365,423,000 | 1,190 |
| Interest-bearing deposits | $343,776,000 | 1,074 |
| Deposits held in domestic offices | $365,423,000 | 1,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,884,000 | 1,932 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $133,385,000 | 427 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,628,000 | 1,017 |
| Total equity capital | $45,537,000 | 1,199 |
| Total bank equity capital | $45,537,000 | 1,199 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $16,432,000 | 1,240 |
| Undivided profits | $29,104,000 | 1,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,556,000 | 2,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,301,000 | 1,226 |
| Earning assets | $508,535,000 | 1,002 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $539,459,750 | 1,006 |
| Average Assets, quarterly | $550,140,000 | 1,006 |
| Volatile liabilities | $240,003,000 | 533 |
| Insider loans | $1,844,000 | 2,759 |
| FHLB advances | $133,203,000 | 360 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $46,306,000 | 1,555 |
| Tier 1 (core) risk-based capital | $43,852,000 | 1,163 |
| Tier 2 risk-based capital | $1,712,000 | 2,367 |
| Total risk weighted assets | $304,463,000 | 1,246 |
| Total unused commitments | $46,306,000 | 1,561 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 89 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $548,423,000 | 1,012 |
| Cash and due from depository institutions | $22,054,000 | 1,967 |
| Interest-bearing balances | $12,720,000 | 644 |
| Securities | $204,532,000 | 670 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $291,227,000 | 1,214 |
| Loan loss allowance | $1,839,000 | 2,395 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,419,000 | 2,751 |
| Other real estate owned | $295,000 | 1,967 |
| Goodwill and other intangibles | $176,000 | 2,526 |
| All other assets | $26,720,000 | 596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $548,423,000 | 1,012 |
| Total liabilities | $503,196,000 | 989 |
| Total deposits | $361,049,000 | 1,191 |
| Interest-bearing deposits | $340,791,000 | 1,083 |
| Deposits held in domestic offices | $361,049,000 | 1,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $139,396,000 | 405 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,751,000 | 1,583 |
| Total equity capital | $45,227,000 | 1,202 |
| Total bank equity capital | $45,227,000 | 1,202 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $16,432,000 | 1,219 |
| Undivided profits | $28,794,000 | 1,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,974,000 | 1,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,334,000 | 1,167 |
| Earning assets | $508,479,000 | 996 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $535,327,330 | 1,009 |
| Average Assets, quarterly | $542,231,500 | 1,011 |
| Volatile liabilities | $231,019,000 | 560 |
| Insider loans | $1,894,000 | 2,682 |
| FHLB advances | $139,262,000 | 344 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $56,792,000 | 1,306 |
| Tier 1 (core) risk-based capital | $43,381,000 | 1,147 |
| Tier 2 risk-based capital | $1,839,000 | 2,185 |
| Total risk weighted assets | $300,825,000 | 1,251 |
| Total unused commitments | $66,897,000 | 1,153 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 87 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $536,040,000 | 1,013 |
| Cash and due from depository institutions | $18,039,000 | 1,985 |
| Interest-bearing balances | $8,039,000 | 1,041 |
| Securities | $198,402,000 | 674 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $288,710,000 | 1,207 |
| Loan loss allowance | $1,690,000 | 2,526 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,373,000 | 2,750 |
| Other real estate owned | $328,000 | 1,985 |
| Goodwill and other intangibles | $152,000 | 2,575 |
| All other assets | $27,036,000 | 579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $536,040,000 | 1,013 |
| Total liabilities | $491,761,000 | 1,003 |
| Total deposits | $351,374,000 | 1,205 |
| Interest-bearing deposits | $337,685,000 | 1,084 |
| Deposits held in domestic offices | $351,374,000 | 1,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $137,659,000 | 401 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,728,000 | 1,626 |
| Total equity capital | $44,279,000 | 1,206 |
| Total bank equity capital | $44,279,000 | 1,206 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $16,432,000 | 1,197 |
| Undivided profits | $27,846,000 | 1,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,526,000 | 1,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,545,000 | 1,090 |
| Earning assets | $495,151,000 | 1,001 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $528,779,500 | 1,017 |
| Average Assets, quarterly | $528,779,500 | 1,017 |
| Volatile liabilities | $227,734,000 | 555 |
| Insider loans | $1,584,000 | 2,971 |
| FHLB advances | $137,520,000 | 341 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $50,185,000 | 1,385 |
| Tier 1 (core) risk-based capital | $43,020,000 | 1,139 |
| Tier 2 risk-based capital | $1,690,000 | 2,301 |
| Total risk weighted assets | $290,732,000 | 1,266 |
| Total unused commitments | $50,185,000 | 1,397 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 86 | 1,997 |
| Assets and Liabilities | ||
| Total Assets: | $521,519,000 | 1,025 |
| Cash and due from depository institutions | $30,090,000 | 1,997 |
| Interest-bearing balances | $13,666,000 | 568 |
| Securities | $169,142,000 | 749 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $292,746,000 | 1,175 |
| Loan loss allowance | $2,256,000 | 1,894 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,440,000 | 2,680 |
| Other real estate owned | $235,000 | 1,997 |
| Goodwill and other intangibles | $134,000 | 2,591 |
| All other assets | $25,732,000 | 596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $521,519,000 | 1,025 |
| Total liabilities | $477,976,000 | 1,020 |
| Total deposits | $344,817,000 | 1,212 |
| Interest-bearing deposits | $330,179,000 | 1,088 |
| Deposits held in domestic offices | $344,817,000 | 1,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $126,421,000 | 431 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,738,000 | 797 |
| Total equity capital | $43,543,000 | 1,206 |
| Total bank equity capital | $43,543,000 | 1,206 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $16,432,000 | 1,169 |
| Undivided profits | $27,110,000 | 1,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,815,000 | 826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,472,000 | 1,158 |
| Earning assets | $475,554,000 | 1,025 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $506,088,600 | 1,009 |
| Average Assets, quarterly | $516,057,000 | 1,029 |
| Volatile liabilities | $212,097,000 | 578 |
| Insider loans | $1,451,000 | 3,148 |
| FHLB advances | $126,278,000 | 361 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $40,485,000 | 1,569 |
| Tier 1 (core) risk-based capital | $42,700,000 | 1,126 |
| Tier 2 risk-based capital | $2,256,000 | 1,759 |
| Total risk weighted assets | $270,089,000 | 1,334 |
| Total unused commitments | $40,485,000 | 1,575 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 82 | 2,094 |
| Assets and Liabilities | ||
| Total Assets: | $495,071,000 | 1,027 |
| Cash and due from depository institutions | $28,067,000 | 2,094 |
| Interest-bearing balances | $22,429,000 | 299 |
| Securities | $181,433,000 | 655 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $255,095,000 | 1,298 |
| Loan loss allowance | $2,002,000 | 1,997 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,680,000 | 2,465 |
| Other real estate owned | $808,000 | 2,094 |
| Goodwill and other intangibles | $120,000 | 2,552 |
| All other assets | $25,868,000 | 573 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,071,000 | 1,027 |
| Total liabilities | $455,715,000 | 1,014 |
| Total deposits | $326,317,000 | 1,210 |
| Interest-bearing deposits | $320,242,000 | 1,074 |
| Deposits held in domestic offices | $326,317,000 | 1,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $126,272,000 | 416 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,126,000 | 1,409 |
| Total equity capital | $39,356,000 | 1,248 |
| Total bank equity capital | $39,356,000 | 1,248 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $16,432,000 | 1,114 |
| Undivided profits | $22,923,000 | 1,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,911,000 | 1,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,667,000 | 1,175 |
| Earning assets | $458,957,000 | 1,016 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $480,615,400 | 1,007 |
| Average Assets, quarterly | $488,368,000 | 1,027 |
| Volatile liabilities | $200,453,000 | 573 |
| Insider loans | $1,037,000 | 3,865 |
| FHLB advances | $126,112,000 | 339 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $46,872,000 | 1,325 |
| Tier 1 (core) risk-based capital | $38,068,000 | 1,204 |
| Tier 2 risk-based capital | $2,002,000 | 1,842 |
| Total risk weighted assets | $238,302,000 | 1,439 |
| Total unused commitments | $46,872,000 | 1,330 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 80 | 2,119 |
| Assets and Liabilities | ||
| Total Assets: | $464,430,000 | 1,048 |
| Cash and due from depository institutions | $25,391,000 | 2,119 |
| Interest-bearing balances | $22,278,000 | 197 |
| Securities | $171,741,000 | 657 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $236,816,000 | 1,343 |
| Loan loss allowance | $1,712,000 | 2,189 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,818,000 | 2,304 |
| Other real estate owned | $820,000 | 2,119 |
| Goodwill and other intangibles | $95,000 | 2,618 |
| All other assets | $25,749,000 | 506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $464,430,000 | 1,048 |
| Total liabilities | $426,205,000 | 1,026 |
| Total deposits | $285,853,000 | 1,327 |
| Interest-bearing deposits | $278,719,000 | 1,186 |
| Deposits held in domestic offices | $285,853,000 | 1,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $136,619,000 | 379 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,733,000 | 1,222 |
| Total equity capital | $38,225,000 | 1,215 |
| Total bank equity capital | $38,225,000 | 1,215 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $16,432,000 | 1,085 |
| Undivided profits | $21,792,000 | 1,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,005,000 | 1,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,706,000 | 1,497 |
| Earning assets | $430,835,000 | 1,036 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $455,619,800 | 1,027 |
| Average Assets, quarterly | $460,518,500 | 1,048 |
| Volatile liabilities | $185,282,000 | 622 |
| Insider loans | $490,000 | 5,479 |
| FHLB advances | $136,444,000 | 107 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $23,215,000 | 2,109 |
| Tier 1 (core) risk-based capital | $38,239,000 | 1,150 |
| Tier 2 risk-based capital | $1,712,000 | 2,046 |
| Total risk weighted assets | $214,004,000 | 1,523 |
| Total unused commitments | $23,215,000 | 2,113 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 81 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $444,951,000 | 1,081 |
| Cash and due from depository institutions | $25,380,000 | 2,140 |
| Interest-bearing balances | $21,219,000 | 184 |
| Securities | $158,096,000 | 751 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $230,520,000 | 1,328 |
| Loan loss allowance | $1,506,000 | 2,373 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,460,000 | 2,504 |
| Other real estate owned | $939,000 | 2,140 |
| Goodwill and other intangibles | $102,000 | 2,683 |
| All other assets | $26,454,000 | 492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $444,951,000 | 1,081 |
| Total liabilities | $411,919,000 | 1,058 |
| Total deposits | $265,843,000 | 1,415 |
| Interest-bearing deposits | $252,366,000 | 1,283 |
| Deposits held in domestic offices | $265,843,000 | 1,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,300,000 | 834 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $122,296,000 | 442 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,480,000 | 1,020 |
| Total equity capital | $33,032,000 | 1,347 |
| Total bank equity capital | $33,032,000 | 1,347 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000 | 8,999 |
| Surplus | $16,423,000 | 1,082 |
| Undivided profits | $16,599,000 | 1,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,481,000 | 956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,638,000 | 1,305 |
| Earning assets | $409,835,000 | 1,072 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $435,384,800 | 1,051 |
| Average Assets, quarterly | $444,360,000 | 1,067 |
| Volatile liabilities | $179,651,000 | 657 |
| Insider loans | $547,000 | 5,130 |
| FHLB advances | $122,107,000 | 120 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $31,009,000 | 1,705 |
| Tier 1 (core) risk-based capital | $37,360,000 | 1,180 |
| Tier 2 risk-based capital | $1,506,000 | 2,176 |
| Total risk weighted assets | $207,639,000 | 1,501 |
| Total unused commitments | $31,009,000 | 1,707 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 76 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $420,119,000 | 1,111 |
| Cash and due from depository institutions | $13,394,000 | 2,298 |
| Interest-bearing balances | $11,323,000 | 541 |
| Securities | $168,534,000 | 710 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $215,099,000 | 1,297 |
| Loan loss allowance | $1,705,000 | 2,078 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,623,000 | 3,075 |
| Other real estate owned | $2,433,000 | 2,298 |
| Goodwill and other intangibles | $138,000 | 2,541 |
| All other assets | $17,898,000 | 577 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $420,119,000 | 1,111 |
| Total liabilities | $384,785,000 | 1,096 |
| Total deposits | $256,881,000 | 1,438 |
| Interest-bearing deposits | $240,898,000 | 1,323 |
| Deposits held in domestic offices | $256,881,000 | 1,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,300,000 | 749 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $104,350,000 | 396 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,254,000 | 1,096 |
| Total equity capital | $35,334,000 | 1,268 |
| Total bank equity capital | $35,334,000 | 1,268 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $16,432,000 | 1,028 |
| Undivided profits | $18,901,000 | 1,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,577,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,478,000 | 1,429 |
| Earning assets | $394,956,000 | 1,086 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $391,586,200 | 1,126 |
| Average Assets, quarterly | $414,510,000 | 1,101 |
| Volatile liabilities | $157,983,000 | 617 |
| Insider loans | $372,000 | 5,993 |
| FHLB advances | $104,350,000 | 121 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $27,762,000 | 1,773 |
| Tier 1 (core) risk-based capital | $34,548,000 | 1,225 |
| Tier 2 risk-based capital | $1,612,000 | 1,972 |
| Total risk weighted assets | $181,246,000 | 1,585 |
| Total unused commitments | $27,762,000 | 1,780 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 74 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $369,612,000 | 1,255 |
| Cash and due from depository institutions | $16,390,000 | 2,424 |
| Interest-bearing balances | $13,697,000 | 305 |
| Securities | $143,646,000 | 826 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $196,041,000 | 1,442 |
| Loan loss allowance | $1,643,000 | 2,147 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,645,000 | 2,992 |
| Other real estate owned | $1,804,000 | 2,424 |
| Goodwill and other intangibles | $186,000 | 2,304 |
| All other assets | $8,900,000 | 953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,612,000 | 1,255 |
| Total liabilities | $337,852,000 | 1,238 |
| Total deposits | $233,190,000 | 1,593 |
| Interest-bearing deposits | $220,664,000 | 1,457 |
| Deposits held in domestic offices | $233,190,000 | 1,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,600,000 | 667 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $76,160,000 | 452 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,902,000 | 1,212 |
| Total equity capital | $31,760,000 | 1,412 |
| Total bank equity capital | $31,760,000 | 1,412 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $16,432,000 | 1,018 |
| Undivided profits | $15,327,000 | 1,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,260,000 | 1,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,561,000 | 1,399 |
| Earning assets | $353,384,000 | 1,210 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $337,663,000 | 1,300 |
| Average Assets, quarterly | $371,280,000 | 1,229 |
| Volatile liabilities | $124,965,000 | 731 |
| Insider loans | $432,000 | 5,787 |
| FHLB advances | $76,160,000 | 143 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $20,899,000 | 2,034 |
| Tier 1 (core) risk-based capital | $31,082,000 | 1,367 |
| Tier 2 risk-based capital | $1,643,000 | 1,849 |
| Total risk weighted assets | $159,579,000 | 1,762 |
| Total unused commitments | $24,899,000 | 1,795 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 71 | 2,656 |
| Assets and Liabilities | ||
| Total Assets: | $310,653,000 | 1,530 |
| Cash and due from depository institutions | $14,190,000 | 2,656 |
| Interest-bearing balances | $11,592,000 | 324 |
| Securities | $107,165,000 | 1,107 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $176,575,000 | 1,632 |
| Loan loss allowance | $2,651,000 | 1,470 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,423,000 | 3,193 |
| Other real estate owned | $1,610,000 | 2,656 |
| Goodwill and other intangibles | $221,000 | 2,086 |
| All other assets | $8,469,000 | 1,038 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,653,000 | 1,530 |
| Total liabilities | $287,606,000 | 1,490 |
| Total deposits | $224,411,000 | 1,709 |
| Interest-bearing deposits | $210,741,000 | 1,585 |
| Deposits held in domestic offices | $224,411,000 | 1,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $59,715,000 | 534 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,480,000 | 1,312 |
| Total equity capital | $23,047,000 | 1,937 |
| Total bank equity capital | $23,047,000 | 1,937 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $10,432,000 | 1,549 |
| Undivided profits | $12,614,000 | 2,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,157,000 | 597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,565,000 | 1,373 |
| Earning assets | $295,332,000 | 1,477 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $289,290,200 | 1,558 |
| Average Assets, quarterly | $302,436,000 | 1,539 |
| Volatile liabilities | $84,001,000 | 982 |
| Insider loans | $442,000 | 5,833 |
| FHLB advances | $59,715,000 | 186 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,302,000 | 3,122 |
| Tier 1 (core) risk-based capital | $23,207,000 | 1,863 |
| Tier 2 risk-based capital | $1,851,000 | 1,697 |
| Total risk weighted assets | $147,265,000 | 1,915 |
| Total unused commitments | $14,302,000 | 2,645 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 90 | 2,162 |
| Assets and Liabilities | ||
| Total Assets: | $272,821,000 | 1,726 |
| Cash and due from depository institutions | $14,530,000 | 2,162 |
| Interest-bearing balances | $12,392,000 | 361 |
| Securities | $84,687,000 | 1,483 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $164,059,000 | 1,732 |
| Loan loss allowance | $1,495,000 | 2,485 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,845,000 | 2,674 |
| Other real estate owned | $430,000 | 2,162 |
| Goodwill and other intangibles | $267,000 | 1,879 |
| All other assets | $6,003,000 | 1,397 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,821,000 | 1,726 |
| Total liabilities | $249,550,000 | 1,703 |
| Total deposits | $222,656,000 | 1,746 |
| Interest-bearing deposits | $211,862,000 | 1,600 |
| Deposits held in domestic offices | $222,656,000 | 1,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $23,410,000 | 800 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,484,000 | 1,359 |
| Total equity capital | $23,271,000 | 1,932 |
| Total bank equity capital | $23,271,000 | 1,932 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $10,432,000 | 1,540 |
| Undivided profits | $12,838,000 | 2,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,703,000 | 978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,741,000 | 1,281 |
| Earning assets | $261,138,000 | 1,655 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $268,672,800 | 1,688 |
| Average Assets, quarterly | $276,958,500 | 1,683 |
| Volatile liabilities | $46,168,000 | 1,368 |
| Insider loans | $482,000 | 5,776 |
| FHLB advances | $23,410,000 | 279 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,896,000 | 3,813 |
| Tier 1 (core) risk-based capital | $23,254,000 | 1,847 |
| Tier 2 risk-based capital | $1,480,000 | 2,048 |
| Total risk weighted assets | $137,529,000 | 2,020 |
| Total unused commitments | $9,882,000 | 3,316 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 95 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $253,168,000 | 1,821 |
| Cash and due from depository institutions | $16,665,000 | 2,121 |
| Interest-bearing balances | $13,532,000 | 298 |
| Securities | $78,712,000 | 1,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $148,609,000 | 1,866 |
| Loan loss allowance | $1,457,000 | 2,604 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,759,000 | 2,675 |
| Other real estate owned | $398,000 | 2,121 |
| Goodwill and other intangibles | $329,000 | 1,675 |
| All other assets | $5,696,000 | 1,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,168,000 | 1,821 |
| Total liabilities | $241,405,000 | 1,741 |
| Total deposits | $222,626,000 | 1,705 |
| Interest-bearing deposits | $215,800,000 | 1,537 |
| Deposits held in domestic offices | $222,626,000 | 1,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,265,000 | 1,017 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,514,000 | 1,155 |
| Total equity capital | $11,763,000 | 3,440 |
| Total bank equity capital | $11,763,000 | 3,440 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $11,763,000 | 1,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,166,000 | 1,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,612,000 | 1,196 |
| Earning assets | $240,853,000 | 1,748 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $240,358,800 | 1,858 |
| Average Assets, quarterly | $245,511,000 | 1,865 |
| Volatile liabilities | $38,425,000 | 1,510 |
| Insider loans | $501,000 | 5,683 |
| FHLB advances | $15,265,000 | 386 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,488,000 | 3,232 |
| Tier 1 (core) risk-based capital | $11,744,000 | 3,505 |
| Tier 2 risk-based capital | $1,441,000 | 2,096 |
| Total risk weighted assets | $125,927,000 | 2,154 |
| Total unused commitments | $9,488,000 | 3,243 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 91 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $235,498,000 | 1,973 |
| Cash and due from depository institutions | $15,297,000 | 2,312 |
| Interest-bearing balances | $12,812,000 | 483 |
| Securities | $75,265,000 | 1,850 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $136,792,000 | 2,000 |
| Loan loss allowance | $1,180,000 | 3,184 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,330,000 | 3,133 |
| Other real estate owned | $1,056,000 | 2,312 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,758,000 | 1,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,498,000 | 1,973 |
| Total liabilities | $223,466,000 | 1,900 |
| Total deposits | $220,827,000 | 1,785 |
| Interest-bearing deposits | $214,776,000 | 1,604 |
| Deposits held in domestic offices | $220,827,000 | 1,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $271,000 | 3,844 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,368,000 | 1,581 |
| Total equity capital | $12,032,000 | 3,400 |
| Total bank equity capital | $12,032,000 | 3,400 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $12,032,000 | 1,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,438,000 | 911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,368,000 | 1,242 |
| Earning assets | $224,869,000 | 1,899 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $237,318,000 | 1,904 |
| Average Assets, quarterly | $235,041,000 | 1,958 |
| Volatile liabilities | $17,745,000 | 2,635 |
| Insider loans | $541,000 | 5,478 |
| FHLB advances | $271,000 | 789 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,915,000 | 3,127 |
| Tier 1 (core) risk-based capital | $12,032,000 | 3,317 |
| Tier 2 risk-based capital | $1,165,000 | 2,490 |
| Total risk weighted assets | $116,682,000 | 2,264 |
| Total unused commitments | $13,472,000 | 2,518 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 94 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $237,467,000 | 2,002 |
| Cash and due from depository institutions | $22,200,000 | 2,290 |
| Interest-bearing balances | $19,532,000 | 407 |
| Securities | $58,191,000 | 2,324 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $145,921,000 | 1,914 |
| Loan loss allowance | $1,999,000 | 2,132 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,516,000 | 2,901 |
| Other real estate owned | $1,842,000 | 2,290 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $6,797,000 | 1,306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,467,000 | 2,002 |
| Total liabilities | $227,065,000 | 1,931 |
| Total deposits | $224,085,000 | 1,844 |
| Interest-bearing deposits | $218,973,000 | 1,660 |
| Deposits held in domestic offices | $224,085,000 | 1,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $275,000 | 3,650 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,705,000 | 1,490 |
| Total equity capital | $10,402,000 | 3,730 |
| Total bank equity capital | $10,402,000 | 3,730 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $10,402,000 | 2,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,829,000 | 1,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,515,000 | 1,270 |
| Earning assets | $223,644,000 | 1,935 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $234,881,800 | 1,979 |
| Average Assets, quarterly | $235,325,500 | 2,006 |
| Volatile liabilities | $18,884,000 | 2,468 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $275,000 | 799 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,482,000 | 3,563 |
| Tier 1 (core) risk-based capital | $10,402,000 | 3,668 |
| Tier 2 risk-based capital | $1,519,000 | 2,036 |
| Total risk weighted assets | $121,052,000 | 2,259 |
| Total unused commitments | $8,482,000 | 3,295 |
| Derivatives | $0 | 651 |