Home > First Kentucky Bank, Inc. > Income and Expense

First Kentucky Bank, Inc., Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$14,063,0001,674
Total interest expense$5,150,0001,613
Net interest income$8,913,0001,707
Provision for loan and lease losses$110,0002,069
Total noninterest income$1,970,0001,336
Gross Fiduciary activities income$0937
Service charges on deposit accounts$686,000795
Trading account gains and fees$0133
Additional Noninterest Income$1,284,0001,338
Total noninterest expense$7,582,0001,583
Salaries and employee benefits$4,270,0001,598
Premises and equipment expense$713,0001,630
Additional noninterest expense$1,284,0001,358
Pre-tax net operating income$3,191,0001,761
Securities gains (losses)$0804
Applicable income taxes$03,247
Income before extraordinary items$3,191,0001,575
Extraordinary gains, net$020
Net income$3,191,0001,590
Minority interest net income$069
Net income of bank and minority interests.$3,191,0001,575
Net charge-offs$6,0002,365
Cash dividends$2,177,000944
Sale, conversion, retirement of capital stock, net$0478
Net operating income$3,191,0001,583
2025-03-31 (YTD Data)Rank
Total interest income$6,969,0001,674
Total interest expense$2,633,0001,575
Net interest income$4,336,0001,720
Provision for loan and lease losses$110,0001,380
Total noninterest income$960,0001,327
Gross Fiduciary activities income$0918
Service charges on deposit accounts$336,000805
Trading account gains and fees$0116
Additional Noninterest Income$624,0001,307
Total noninterest expense$3,763,0001,594
Salaries and employee benefits$2,139,0001,586
Premises and equipment expense$353,0001,668
Additional noninterest expense$624,0001,307
Pre-tax net operating income$1,423,0001,817
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$1,423,0001,632
Extraordinary gains, net$047
Net income$1,423,0001,651
Minority interest net income$065
Net income of bank and minority interests.$1,423,0001,632
Net charge-offs$-2,0003,609
Cash dividends$760,0001,078
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,423,0001,642
2024-12-31 (YTD Data)Rank
Total interest income$27,219,0001,683
Total interest expense$11,493,0001,526
Net interest income$15,726,0001,787
Provision for loan and lease losses$44,0002,883
Total noninterest income$4,259,0001,295
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,397,000791
Trading account gains and fees$0138
Additional Noninterest Income$2,862,0001,254
Total noninterest expense$14,832,0001,584
Salaries and employee benefits$8,240,0001,617
Premises and equipment expense$1,473,0001,585
Additional noninterest expense$2,862,0001,254
Pre-tax net operating income$5,109,0001,840
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$5,109,0001,679
Extraordinary gains, net$053
Net income$5,109,0001,697
Minority interest net income$090
Net income of bank and minority interests.$5,109,0001,679
Net charge-offs$40,0002,210
Cash dividends$3,102,0001,224
Sale, conversion, retirement of capital stock, net$0564
Net operating income$5,109,0001,689
2024-09-30 (YTD Data)Rank
Total interest income$20,255,0001,677
Total interest expense$8,630,0001,518
Net interest income$11,625,0001,794
Provision for loan and lease losses$44,0002,637
Total noninterest income$3,160,0001,298
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,036,000791
Trading account gains and fees$0139
Additional Noninterest Income$2,124,0001,261
Total noninterest expense$11,156,0001,561
Salaries and employee benefits$6,138,0001,609
Premises and equipment expense$1,142,0001,542
Additional noninterest expense$2,124,0001,261
Pre-tax net operating income$3,585,0001,907
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$3,585,0001,734
Extraordinary gains, net$051
Net income$3,585,0001,754
Minority interest net income$082
Net income of bank and minority interests.$3,585,0001,736
Net charge-offs$44,0001,789
Cash dividends$2,187,0001,125
Sale, conversion, retirement of capital stock, net$0527
Net operating income$3,585,0001,734
2024-06-30 (YTD Data)Rank
Total interest income$13,359,0001,666
Total interest expense$5,663,0001,509
Net interest income$7,696,0001,792
Provision for loan and lease losses$02,935
Total noninterest income$2,015,0001,329
Gross Fiduciary activities income$0962
Service charges on deposit accounts$676,000791
Trading account gains and fees$0145
Additional Noninterest Income$1,339,0001,303
Total noninterest expense$7,382,0001,572
Salaries and employee benefits$4,084,0001,625
Premises and equipment expense$742,0001,557
Additional noninterest expense$1,339,0001,303
Pre-tax net operating income$2,329,0001,925
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$2,329,0001,742
Extraordinary gains, net$052
Net income$2,329,0001,767
Minority interest net income$084
Net income of bank and minority interests.$2,329,0001,744
Net charge-offs$2,0002,401
Cash dividends$1,467,0001,134
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,329,0001,745
2024-03-31 (YTD Data)Rank
Total interest income$6,543,0001,675
Total interest expense$2,741,0001,529
Net interest income$3,802,0001,799
Provision for loan and lease losses$02,578
Total noninterest income$988,0001,323
Gross Fiduciary activities income$0895
Service charges on deposit accounts$340,000784
Trading account gains and fees$0121
Additional Noninterest Income$648,0001,302
Total noninterest expense$3,653,0001,585
Salaries and employee benefits$2,038,0001,628
Premises and equipment expense$363,0001,589
Additional noninterest expense$648,0001,302
Pre-tax net operating income$1,137,0001,903
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$1,137,0001,739
Extraordinary gains, net$051
Net income$1,137,0001,760
Minority interest net income$072
Net income of bank and minority interests.$1,137,0001,738
Net charge-offs$-9,0004,067
Cash dividends$710,0001,046
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,137,0001,738
2023-12-31 (YTD Data)Rank
Total interest income$23,708,0001,678
Total interest expense$8,006,0001,495
Net interest income$15,702,0001,738
Provision for loan and lease losses$-659,0004,490
Total noninterest income$3,902,0001,381
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,214,000867
Trading account gains and fees$0123
Additional Noninterest Income$2,688,0001,361
Total noninterest expense$14,322,0001,591
Salaries and employee benefits$7,551,0001,679
Premises and equipment expense$1,979,0001,228
Additional noninterest expense$2,688,0001,361
Pre-tax net operating income$5,941,0001,729
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$5,941,0001,532
Extraordinary gains, net$054
Net income$5,941,0001,547
Minority interest net income$088
Net income of bank and minority interests.$5,941,0001,535
Net charge-offs$65,0001,705
Cash dividends$3,807,000991
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,941,0001,562
2023-09-30 (YTD Data)Rank
Total interest income$17,343,0001,674
Total interest expense$5,482,0001,485
Net interest income$11,861,0001,735
Provision for loan and lease losses$-658,0004,522
Total noninterest income$2,884,0001,390
Gross Fiduciary activities income$0950
Service charges on deposit accounts$888,000882
Trading account gains and fees$0125
Additional Noninterest Income$1,996,0001,359
Total noninterest expense$10,354,0001,618
Salaries and employee benefits$5,677,0001,673
Premises and equipment expense$1,126,0001,541
Additional noninterest expense$1,996,0001,359
Pre-tax net operating income$5,049,0001,643
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$5,049,0001,438
Extraordinary gains, net$052
Net income$5,049,0001,448
Minority interest net income$081
Net income of bank and minority interests.$5,049,0001,437
Net charge-offs$13,0002,056
Cash dividends$2,835,000924
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,049,0001,457
2023-06-30 (YTD Data)Rank
Total interest income$11,296,0001,674
Total interest expense$3,342,0001,464
Net interest income$7,954,0001,749
Provision for loan and lease losses$-212,0004,497
Total noninterest income$1,887,0001,352
Gross Fiduciary activities income$0931
Service charges on deposit accounts$569,000896
Trading account gains and fees$0112
Additional Noninterest Income$1,318,0001,280
Total noninterest expense$6,762,0001,641
Salaries and employee benefits$3,750,0001,677
Premises and equipment expense$743,0001,546
Additional noninterest expense$1,318,0001,279
Pre-tax net operating income$3,291,0001,657
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$3,291,0001,453
Extraordinary gains, net$051
Net income$3,291,0001,470
Minority interest net income$081
Net income of bank and minority interests.$3,291,0001,453
Net charge-offs$14,0001,687
Cash dividends$1,850,000948
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,291,0001,462
2023-03-31 (YTD Data)Rank
Total interest income$5,487,0001,688
Total interest expense$1,510,0001,417
Net interest income$3,977,0001,761
Provision for loan and lease losses$02,612
Total noninterest income$905,0001,379
Gross Fiduciary activities income$0913
Service charges on deposit accounts$274,000936
Trading account gains and fees$097
Additional Noninterest Income$631,0001,312
Total noninterest expense$3,344,0001,677
Salaries and employee benefits$1,897,0001,691
Premises and equipment expense$368,0001,585
Additional noninterest expense$631,0001,312
Pre-tax net operating income$1,538,0001,750
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,538,0001,573
Extraordinary gains, net$04
Net income$1,538,0001,573
Minority interest net income$048
Net income of bank and minority interests.$1,538,0001,573
Net charge-offs$17,0001,170
Cash dividends$865,000906
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,538,0001,592
2022-12-31 (YTD Data)Rank
Total interest income$19,300,0001,627
Total interest expense$2,608,0001,312
Net interest income$16,692,0001,656
Provision for loan and lease losses$100,0002,212
Total noninterest income$3,653,0001,441
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,053,000971
Trading account gains and fees$0116
Additional Noninterest Income$2,600,0001,378
Total noninterest expense$13,211,0001,647
Salaries and employee benefits$7,546,0001,647
Premises and equipment expense$1,538,0001,512
Additional noninterest expense$2,600,0001,378
Pre-tax net operating income$7,034,0001,638
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$7,034,0001,450
Extraordinary gains, net$05
Net income$7,034,0001,449
Minority interest net income$063
Net income of bank and minority interests.$7,034,0001,450
Net charge-offs$41,0001,641
Cash dividends$4,286,000882
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,034,0001,471
2022-09-30 (YTD Data)Rank
Total interest income$14,048,0001,612
Total interest expense$1,548,0001,286
Net interest income$12,500,0001,638
Provision for loan and lease losses$100,0001,857
Total noninterest income$2,707,0001,480
Gross Fiduciary activities income$0968
Service charges on deposit accounts$751,0001,023
Trading account gains and fees$0111
Additional Noninterest Income$1,956,0001,390
Total noninterest expense$9,512,0001,693
Salaries and employee benefits$5,490,0001,675
Premises and equipment expense$1,141,0001,524
Additional noninterest expense$1,956,0001,390
Pre-tax net operating income$5,595,0001,565
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$5,595,0001,363
Extraordinary gains, net$04
Net income$5,595,0001,362
Minority interest net income$057
Net income of bank and minority interests.$5,595,0001,363
Net charge-offs$-14,0003,706
Cash dividends$3,176,000814
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,595,0001,393
2022-06-30 (YTD Data)Rank
Total interest income$9,137,0001,589
Total interest expense$924,0001,217
Net interest income$8,213,0001,627
Provision for loan and lease losses$50,0001,907
Total noninterest income$1,739,0001,506
Gross Fiduciary activities income$0925
Service charges on deposit accounts$417,0001,158
Trading account gains and fees$0108
Additional Noninterest Income$1,322,0001,424
Total noninterest expense$6,449,0001,650
Salaries and employee benefits$3,633,0001,677
Premises and equipment expense$766,0001,517
Additional noninterest expense$2,050,0001,575
Pre-tax net operating income$3,453,0001,567
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,453,0001,363
Extraordinary gains, net$04
Net income$3,453,0001,363
Minority interest net income$060
Net income of bank and minority interests.$3,453,0001,363
Net charge-offs$-13,0003,749
Cash dividends$1,961,000865
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,453,0001,397
2022-03-31 (YTD Data)Rank
Total interest income$4,487,0001,575
Total interest expense$465,0001,161
Net interest income$4,022,0001,600
Provision for loan and lease losses$50,0001,338
Total noninterest income$806,0001,572
Gross Fiduciary activities income$0892
Service charges on deposit accounts$138,0001,568
Trading account gains and fees$0103
Additional Noninterest Income$668,0001,416
Total noninterest expense$3,185,0001,662
Salaries and employee benefits$1,812,0001,688
Premises and equipment expense$386,0001,522
Additional noninterest expense$987,0001,589
Pre-tax net operating income$1,593,0001,574
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,593,0001,389
Extraordinary gains, net$04
Net income$1,593,0001,389
Minority interest net income$050
Net income of bank and minority interests.$1,593,0001,389
Net charge-offs$-7,0003,791
Cash dividends$886,000846
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,593,0001,403
2021-12-31 (YTD Data)Rank
Total interest income$18,515,0001,577
Total interest expense$2,275,0001,186
Net interest income$16,240,0001,619
Provision for loan and lease losses$420,0001,172
Total noninterest income$3,719,0001,579
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,001,000979
Trading account gains and fees$0132
Additional Noninterest Income$2,718,0001,584
Total noninterest expense$13,512,0001,584
Salaries and employee benefits$7,076,0001,706
Premises and equipment expense$1,592,0001,448
Additional noninterest expense$4,844,0001,373
Pre-tax net operating income$6,027,0001,819
Securities gains (losses)$36,0001,268
Applicable income taxes$03,710
Income before extraordinary items$6,063,0001,644
Extraordinary gains, net$010
Net income$6,063,0001,643
Minority interest net income$074
Net income of bank and minority interests.$6,063,0001,644
Net charge-offs$-65,0004,219
Cash dividends$4,213,000909
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,027,0001,627
2021-09-30 (YTD Data)Rank
Total interest income$14,082,0001,586
Total interest expense$1,779,0001,207
Net interest income$12,303,0001,635
Provision for loan and lease losses$315,0001,121
Total noninterest income$2,813,0001,607
Gross Fiduciary activities income$0957
Service charges on deposit accounts$760,000961
Trading account gains and fees$0132
Additional Noninterest Income$2,053,0001,641
Total noninterest expense$9,676,0001,644
Salaries and employee benefits$5,260,0001,720
Premises and equipment expense$1,118,0001,553
Additional noninterest expense$3,298,0001,481
Pre-tax net operating income$5,125,0001,725
Securities gains (losses)$36,0001,184
Applicable income taxes$03,719
Income before extraordinary items$5,161,0001,572
Extraordinary gains, net$08
Net income$5,161,0001,572
Minority interest net income$069
Net income of bank and minority interests.$5,161,0001,572
Net charge-offs$-109,0004,485
Cash dividends$3,317,000788
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,125,0001,548
2021-06-30 (YTD Data)Rank
Total interest income$9,061,0001,626
Total interest expense$1,220,0001,222
Net interest income$7,841,0001,681
Provision for loan and lease losses$210,0001,148
Total noninterest income$1,857,0001,595
Gross Fiduciary activities income$0951
Service charges on deposit accounts$490,000950
Trading account gains and fees$0133
Additional Noninterest Income$1,367,0001,598
Total noninterest expense$6,228,0001,689
Salaries and employee benefits$3,511,0001,713
Premises and equipment expense$748,0001,550
Additional noninterest expense$1,969,0001,591
Pre-tax net operating income$3,260,0001,760
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,260,0001,617
Extraordinary gains, net$06
Net income$3,260,0001,617
Minority interest net income$067
Net income of bank and minority interests.$3,260,0001,617
Net charge-offs$-28,0004,170
Cash dividends$2,069,000820
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,260,0001,589
2021-03-31 (YTD Data)Rank
Total interest income$4,451,0001,653
Total interest expense$623,0001,263
Net interest income$3,828,0001,699
Provision for loan and lease losses$105,0001,210
Total noninterest income$864,0001,665
Gross Fiduciary activities income$0922
Service charges on deposit accounts$235,000964
Trading account gains and fees$0127
Additional Noninterest Income$629,0001,678
Total noninterest expense$3,071,0001,689
Salaries and employee benefits$1,753,0001,699
Premises and equipment expense$365,0001,592
Additional noninterest expense$953,0001,594
Pre-tax net operating income$1,516,0001,859
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,516,0001,711
Extraordinary gains, net$03
Net income$1,516,0001,711
Minority interest net income$055
Net income of bank and minority interests.$1,516,0001,711
Net charge-offs$-12,0004,135
Cash dividends$848,000862
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,516,0001,670
2020-12-31 (YTD Data)Rank
Total interest income$18,724,0001,583
Total interest expense$3,593,0001,283
Net interest income$15,131,0001,643
Provision for loan and lease losses$750,0001,877
Total noninterest income$3,569,0001,566
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,086,000877
Trading account gains and fees$0133
Additional Noninterest Income$2,483,0001,596
Total noninterest expense$12,653,0001,635
Salaries and employee benefits$6,885,0001,695
Premises and equipment expense$1,503,0001,514
Additional noninterest expense$4,265,0001,459
Pre-tax net operating income$5,297,0001,714
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$5,297,0001,565
Extraordinary gains, net$04
Net income$5,297,0001,565
Minority interest net income$072
Net income of bank and minority interests.$5,297,0001,565
Net charge-offs$11,0003,000
Cash dividends$2,891,0001,167
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,297,0001,525
2020-09-30 (YTD Data)Rank
Total interest income$14,121,0001,575
Total interest expense$2,852,0001,295
Net interest income$11,269,0001,638
Provision for loan and lease losses$450,0002,049
Total noninterest income$2,470,0001,594
Gross Fiduciary activities income$0981
Service charges on deposit accounts$809,000883
Trading account gains and fees$0125
Additional Noninterest Income$1,661,0001,658
Total noninterest expense$9,362,0001,631
Salaries and employee benefits$5,088,0001,711
Premises and equipment expense$1,139,0001,505
Additional noninterest expense$3,135,0001,460
Pre-tax net operating income$3,927,0001,694
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$3,927,0001,531
Extraordinary gains, net$04
Net income$3,927,0001,531
Minority interest net income$065
Net income of bank and minority interests.$3,927,0001,532
Net charge-offs$-33,0004,558
Cash dividends$2,116,0001,061
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,927,0001,489
2020-06-30 (YTD Data)Rank
Total interest income$9,597,0001,568
Total interest expense$2,013,0001,311
Net interest income$7,584,0001,622
Provision for loan and lease losses$400,0001,792
Total noninterest income$1,552,0001,590
Gross Fiduciary activities income$0970
Service charges on deposit accounts$542,000891
Trading account gains and fees$0123
Additional Noninterest Income$1,010,0001,660
Total noninterest expense$6,136,0001,649
Salaries and employee benefits$3,371,0001,709
Premises and equipment expense$710,0001,577
Additional noninterest expense$2,055,0001,464
Pre-tax net operating income$2,600,0001,637
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,600,0001,485
Extraordinary gains, net$04
Net income$2,600,0001,484
Minority interest net income$065
Net income of bank and minority interests.$2,600,0001,485
Net charge-offs$1,0002,929
Cash dividends$1,311,0001,087
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,600,0001,443
2020-03-31 (YTD Data)Rank
Total interest income$4,750,0001,572
Total interest expense$1,077,0001,356
Net interest income$3,673,0001,628
Provision for loan and lease losses$125,0001,776
Total noninterest income$782,0001,490
Gross Fiduciary activities income$0941
Service charges on deposit accounts$314,000905
Trading account gains and fees$0106
Additional Noninterest Income$468,0001,583
Total noninterest expense$3,079,0001,654
Salaries and employee benefits$1,673,0001,732
Premises and equipment expense$357,0001,593
Additional noninterest expense$1,049,0001,460
Pre-tax net operating income$1,251,0001,527
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,251,0001,372
Extraordinary gains, net$04
Net income$1,251,0001,371
Minority interest net income$056
Net income of bank and minority interests.$1,251,0001,372
Net charge-offs$13,0001,768
Cash dividends$691,0001,056
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,251,0001,354
2019-12-31 (YTD Data)Rank
Total interest income$18,533,0001,618
Total interest expense$4,431,0001,363
Net interest income$14,102,0001,697
Provision for loan and lease losses$300,0001,946
Total noninterest income$3,291,0001,476
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,433,000838
Trading account gains and fees$0135
Additional Noninterest Income$1,858,0001,605
Total noninterest expense$12,353,0001,606
Salaries and employee benefits$6,715,0001,689
Premises and equipment expense$1,671,0001,372
Additional noninterest expense$3,967,0001,518
Pre-tax net operating income$4,740,0001,836
Securities gains (losses)$37,0001,364
Applicable income taxes$03,859
Income before extraordinary items$4,777,0001,658
Extraordinary gains, net$011
Net income$4,777,0001,660
Minority interest net income$076
Net income of bank and minority interests.$4,777,0001,660
Net charge-offs$89,0002,281
Cash dividends$2,538,0001,357
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,740,0001,636
2019-09-30 (YTD Data)Rank
Total interest income$13,809,0001,646
Total interest expense$3,333,0001,368
Net interest income$10,476,0001,728
Provision for loan and lease losses$145,0002,301
Total noninterest income$2,445,0001,494
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,060,000845
Trading account gains and fees$0129
Additional Noninterest Income$1,385,0001,602
Total noninterest expense$9,275,0001,610
Salaries and employee benefits$5,073,0001,693
Premises and equipment expense$1,267,0001,364
Additional noninterest expense$2,935,0001,529
Pre-tax net operating income$3,501,0001,904
Securities gains (losses)$37,0001,189
Applicable income taxes$03,902
Income before extraordinary items$3,538,0001,702
Extraordinary gains, net$011
Net income$3,538,0001,704
Minority interest net income$072
Net income of bank and minority interests.$3,538,0001,704
Net charge-offs$61,0002,092
Cash dividends$1,848,0001,278
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,501,0001,685
2019-06-30 (YTD Data)Rank
Total interest income$9,134,0001,657
Total interest expense$2,188,0001,366
Net interest income$6,946,0001,732
Provision for loan and lease losses$70,0002,482
Total noninterest income$1,555,0001,498
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$676,000867
Trading account gains and fees$0131
Additional Noninterest Income$879,0001,613
Total noninterest expense$6,192,0001,607
Salaries and employee benefits$3,418,0001,675
Premises and equipment expense$830,0001,384
Additional noninterest expense$1,944,0001,549
Pre-tax net operating income$2,239,0001,947
Securities gains (losses)$37,000837
Applicable income taxes$03,901
Income before extraordinary items$2,276,0001,722
Extraordinary gains, net$011
Net income$2,276,0001,722
Minority interest net income$069
Net income of bank and minority interests.$2,276,0001,722
Net charge-offs$14,0002,483
Cash dividends$1,188,0001,302
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,239,0001,713
2019-03-31 (YTD Data)Rank
Total interest income$4,444,0001,686
Total interest expense$1,046,0001,389
Net interest income$3,398,0001,781
Provision for loan and lease losses$25,0002,614
Total noninterest income$746,0001,495
Gross Fiduciary activities income$0972
Service charges on deposit accounts$329,000883
Trading account gains and fees$0126
Additional Noninterest Income$417,0001,627
Total noninterest expense$3,093,0001,614
Salaries and employee benefits$1,745,0001,659
Premises and equipment expense$398,0001,460
Additional noninterest expense$950,0001,572
Pre-tax net operating income$1,026,0002,022
Securities gains (losses)$19,000580
Applicable income taxes$03,800
Income before extraordinary items$1,045,0001,805
Extraordinary gains, net$05
Net income$1,045,0001,803
Minority interest net income$052
Net income of bank and minority interests.$1,045,0001,804
Net charge-offs$19,0001,716
Cash dividends$598,0001,209
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,026,0001,812
2018-12-31 (YTD Data)Rank
Total interest income$17,067,0001,664
Total interest expense$3,250,0001,345
Net interest income$13,817,0001,728
Provision for loan and lease losses$295,0002,010
Total noninterest income$3,358,0001,425
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,545,000798
Trading account gains and fees$0126
Additional Noninterest Income$1,813,0001,592
Total noninterest expense$12,341,0001,569
Salaries and employee benefits$6,732,0001,657
Premises and equipment expense$1,678,0001,351
Additional noninterest expense$3,931,0001,525
Pre-tax net operating income$4,539,0001,921
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,539,0001,706
Extraordinary gains, net$06
Net income$4,539,0001,705
Minority interest net income$072
Net income of bank and minority interests.$4,539,0001,705
Net charge-offs$183,0001,712
Cash dividends$4,645,000787
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,539,0001,702
2018-09-30 (YTD Data)Rank
Total interest income$12,568,0001,674
Total interest expense$2,257,0001,355
Net interest income$10,311,0001,732
Provision for loan and lease losses$185,0002,052
Total noninterest income$2,501,0001,447
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,158,000794
Trading account gains and fees$0138
Additional Noninterest Income$1,343,0001,625
Total noninterest expense$9,275,0001,566
Salaries and employee benefits$5,046,0001,669
Premises and equipment expense$1,273,0001,354
Additional noninterest expense$2,956,0001,532
Pre-tax net operating income$3,352,0001,969
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,352,0001,745
Extraordinary gains, net$05
Net income$3,352,0001,744
Minority interest net income$066
Net income of bank and minority interests.$3,352,0001,744
Net charge-offs$147,0001,438
Cash dividends$1,902,0001,129
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,352,0001,734
2018-06-30 (YTD Data)Rank
Total interest income$8,241,0001,685
Total interest expense$1,392,0001,379
Net interest income$6,849,0001,744
Provision for loan and lease losses$75,0002,413
Total noninterest income$1,612,0001,487
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$743,000816
Trading account gains and fees$0130
Additional Noninterest Income$869,0001,657
Total noninterest expense$6,253,0001,566
Salaries and employee benefits$3,410,0001,654
Premises and equipment expense$853,0001,357
Additional noninterest expense$1,990,0001,514
Pre-tax net operating income$2,133,0002,007
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,133,0001,784
Extraordinary gains, net$06
Net income$2,133,0001,783
Minority interest net income$065
Net income of bank and minority interests.$2,133,0001,783
Net charge-offs$55,0001,701
Cash dividends$1,238,0001,128
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,133,0001,772
2018-03-31 (YTD Data)Rank
Total interest income$4,044,0001,696
Total interest expense$625,0001,444
Net interest income$3,419,0001,741
Provision for loan and lease losses$50,0002,055
Total noninterest income$788,0001,497
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$362,000837
Trading account gains and fees$0123
Additional Noninterest Income$426,0001,647
Total noninterest expense$3,133,0001,579
Salaries and employee benefits$1,723,0001,651
Premises and equipment expense$417,0001,401
Additional noninterest expense$993,0001,515
Pre-tax net operating income$1,024,0002,009
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,024,0001,810
Extraordinary gains, net$07
Net income$1,024,0001,809
Minority interest net income$052
Net income of bank and minority interests.$1,024,0001,810
Net charge-offs$40,0001,308
Cash dividends$628,0001,015
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,024,0001,802
2017-12-31 (YTD Data)Rank
Total interest income$16,066,0001,652
Total interest expense$2,136,0001,459
Net interest income$13,930,0001,676
Provision for loan and lease losses$475,0001,503
Total noninterest income$3,431,0001,440
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,572,000789
Trading account gains and fees$0151
Additional Noninterest Income$1,859,0001,597
Total noninterest expense$12,373,0001,589
Salaries and employee benefits$6,698,0001,659
Premises and equipment expense$1,662,0001,378
Additional noninterest expense$4,013,0001,520
Pre-tax net operating income$4,513,0001,870
Securities gains (losses)$2,0001,996
Applicable income taxes$04,135
Income before extraordinary items$4,515,0001,460
Extraordinary gains, net$09
Net income$4,515,0001,459
Minority interest net income$076
Net income of bank and minority interests.$4,515,0001,460
Net charge-offs$298,0001,487
Cash dividends$2,628,0001,133
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,513,0001,446
2017-09-30 (YTD Data)Rank
Total interest income$11,910,0001,668
Total interest expense$1,526,0001,494
Net interest income$10,384,0001,690
Provision for loan and lease losses$300,0001,614
Total noninterest income$2,590,0001,430
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,175,000794
Trading account gains and fees$0145
Additional Noninterest Income$1,415,0001,610
Total noninterest expense$9,269,0001,600
Salaries and employee benefits$5,069,0001,648
Premises and equipment expense$1,225,0001,400
Additional noninterest expense$2,975,0001,517
Pre-tax net operating income$3,405,0001,875
Securities gains (losses)$2,0002,024
Applicable income taxes$04,172
Income before extraordinary items$3,407,0001,549
Extraordinary gains, net$09
Net income$3,407,0001,549
Minority interest net income$071
Net income of bank and minority interests.$3,407,0001,549
Net charge-offs$158,0001,567
Cash dividends$2,003,0001,039
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,405,0001,532
2017-06-30 (YTD Data)Rank
Total interest income$7,796,0001,683
Total interest expense$941,0001,550
Net interest income$6,855,0001,690
Provision for loan and lease losses$150,0001,808
Total noninterest income$1,714,0001,455
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$757,000810
Trading account gains and fees$0139
Additional Noninterest Income$957,0001,592
Total noninterest expense$6,206,0001,591
Salaries and employee benefits$3,387,0001,652
Premises and equipment expense$820,0001,407
Additional noninterest expense$1,999,0001,516
Pre-tax net operating income$2,213,0001,878
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,213,0001,568
Extraordinary gains, net$011
Net income$2,213,0001,567
Minority interest net income$071
Net income of bank and minority interests.$2,213,0001,568
Net charge-offs$52,0001,968
Cash dividends$1,303,0001,068
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,213,0001,549
2017-03-31 (YTD Data)Rank
Total interest income$3,841,0001,692
Total interest expense$448,0001,593
Net interest income$3,393,0001,700
Provision for loan and lease losses$75,0001,685
Total noninterest income$902,0001,389
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$368,000827
Trading account gains and fees$0142
Additional Noninterest Income$534,0001,478
Total noninterest expense$3,156,0001,575
Salaries and employee benefits$1,744,0001,617
Premises and equipment expense$398,0001,458
Additional noninterest expense$1,014,0001,482
Pre-tax net operating income$1,064,0001,881
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,064,0001,597
Extraordinary gains, net$08
Net income$1,064,0001,596
Minority interest net income$055
Net income of bank and minority interests.$1,064,0001,597
Net charge-offs$-4,0004,579
Cash dividends$658,000996
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,064,0001,578
2016-12-31 (YTD Data)Rank
Total interest income$15,287,0001,654
Total interest expense$1,657,0001,657
Net interest income$13,630,0001,639
Provision for loan and lease losses$425,0001,626
Total noninterest income$3,249,0001,560
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,516,000826
Trading account gains and fees$0170
Additional Noninterest Income$1,733,0001,722
Total noninterest expense$12,488,0001,556
Salaries and employee benefits$6,675,0001,628
Premises and equipment expense$1,683,0001,368
Additional noninterest expense$4,130,0001,491
Pre-tax net operating income$3,966,0001,954
Securities gains (losses)$316,000635
Applicable income taxes$04,278
Income before extraordinary items$4,282,0001,564
Extraordinary gains, net$05
Net income$4,282,0001,563
Minority interest net income$082
Net income of bank and minority interests.$4,282,0001,563
Net charge-offs$270,0001,634
Cash dividends$3,527,000905
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,966,0001,631
2016-09-30 (YTD Data)Rank
Total interest income$11,396,0001,664
Total interest expense$1,224,0001,677
Net interest income$10,172,0001,656
Provision for loan and lease losses$265,0001,768
Total noninterest income$2,434,0001,550
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,117,000842
Trading account gains and fees$0169
Additional Noninterest Income$1,317,0001,719
Total noninterest expense$9,429,0001,548
Salaries and employee benefits$5,007,0001,620
Premises and equipment expense$1,258,0001,371
Additional noninterest expense$3,164,0001,460
Pre-tax net operating income$2,912,0002,005
Securities gains (losses)$316,000582
Applicable income taxes$04,325
Income before extraordinary items$3,228,0001,580
Extraordinary gains, net$05
Net income$3,228,0001,579
Minority interest net income$071
Net income of bank and minority interests.$3,228,0001,580
Net charge-offs$153,0001,672
Cash dividends$2,389,000899
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,912,0001,678
2016-06-30 (YTD Data)Rank
Total interest income$7,563,0001,672
Total interest expense$802,0001,693
Net interest income$6,761,0001,661
Provision for loan and lease losses$100,0002,280
Total noninterest income$1,544,0001,593
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$713,000874
Trading account gains and fees$0157
Additional Noninterest Income$831,0001,757
Total noninterest expense$6,168,0001,576
Salaries and employee benefits$3,331,0001,628
Premises and equipment expense$837,0001,374
Additional noninterest expense$2,000,0001,534
Pre-tax net operating income$2,037,0001,909
Securities gains (losses)$21,0001,915
Applicable income taxes$04,338
Income before extraordinary items$2,058,0001,623
Extraordinary gains, net$016
Net income$2,058,0001,624
Minority interest net income$071
Net income of bank and minority interests.$2,058,0001,624
Net charge-offs$81,0001,811
Cash dividends$1,805,000837
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,037,0001,584
2016-03-31 (YTD Data)Rank
Total interest income$3,709,0001,717
Total interest expense$395,0001,710
Net interest income$3,314,0001,695
Provision for loan and lease losses$50,0002,135
Total noninterest income$737,0001,615
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$341,000900
Trading account gains and fees$0142
Additional Noninterest Income$396,0001,756
Total noninterest expense$3,053,0001,594
Salaries and employee benefits$1,669,0001,637
Premises and equipment expense$420,0001,382
Additional noninterest expense$964,0001,574
Pre-tax net operating income$948,0002,005
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$948,0001,701
Extraordinary gains, net$012
Net income$948,0001,702
Minority interest net income$062
Net income of bank and minority interests.$948,0001,702
Net charge-offs$-9,0005,132
Cash dividends$1,205,000634
Sale, conversion, retirement of capital stock, net$0659
Net operating income$948,0001,663
2015-12-31 (YTD Data)Rank
Total interest income$14,911,0001,664
Total interest expense$1,584,0001,696
Net interest income$13,327,0001,646
Provision for loan and lease losses$145,0002,671
Total noninterest income$3,287,0001,506
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,462,000874
Trading account gains and fees$0159
Additional Noninterest Income$1,825,0001,627
Total noninterest expense$12,027,0001,595
Salaries and employee benefits$6,453,0001,633
Premises and equipment expense$1,708,0001,357
Additional noninterest expense$3,866,0001,582
Pre-tax net operating income$4,442,0001,734
Securities gains (losses)$111,0001,112
Applicable income taxes$04,402
Income before extraordinary items$4,553,0001,457
Extraordinary gains, net$023
Net income$4,553,0001,457
Minority interest net income$081
Net income of bank and minority interests.$4,553,0001,457
Net charge-offs$334,0001,513
Cash dividends$3,549,000873
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,442,0001,463
2015-09-30 (YTD Data)Rank
Total interest income$11,077,0001,687
Total interest expense$1,197,0001,710
Net interest income$9,880,0001,678
Provision for loan and lease losses$48,0003,299
Total noninterest income$2,456,0001,527
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,081,000886
Trading account gains and fees$0153
Additional Noninterest Income$1,375,0001,636
Total noninterest expense$9,006,0001,614
Salaries and employee benefits$4,829,0001,632
Premises and equipment expense$1,290,0001,362
Additional noninterest expense$2,887,0001,571
Pre-tax net operating income$3,282,0001,777
Securities gains (losses)$172,000726
Applicable income taxes$04,489
Income before extraordinary items$3,454,0001,463
Extraordinary gains, net$021
Net income$3,454,0001,464
Minority interest net income$078
Net income of bank and minority interests.$3,454,0001,464
Net charge-offs$235,0001,399
Cash dividends$1,733,0001,098
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,282,0001,482
2015-06-30 (YTD Data)Rank
Total interest income$7,321,0001,702
Total interest expense$801,0001,720
Net interest income$6,520,0001,698
Provision for loan and lease losses$48,0002,946
Total noninterest income$1,598,0001,546
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$689,000915
Trading account gains and fees$0157
Additional Noninterest Income$909,0001,658
Total noninterest expense$6,036,0001,613
Salaries and employee benefits$3,224,0001,650
Premises and equipment expense$863,0001,363
Additional noninterest expense$1,949,0001,572
Pre-tax net operating income$2,034,0001,877
Securities gains (losses)$156,000630
Applicable income taxes$04,497
Income before extraordinary items$2,190,0001,513
Extraordinary gains, net$022
Net income$2,190,0001,515
Minority interest net income$075
Net income of bank and minority interests.$2,190,0001,515
Net charge-offs$126,0001,520
Cash dividends$1,090,0001,148
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,034,0001,552
2015-03-31 (YTD Data)Rank
Total interest income$3,652,0001,713
Total interest expense$397,0001,744
Net interest income$3,255,0001,695
Provision for loan and lease losses$48,0002,145
Total noninterest income$770,0001,556
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$336,000923
Trading account gains and fees$0152
Additional Noninterest Income$434,0001,669
Total noninterest expense$3,035,0001,599
Salaries and employee benefits$1,633,0001,636
Premises and equipment expense$436,0001,377
Additional noninterest expense$966,0001,575
Pre-tax net operating income$942,0001,955
Securities gains (losses)$61,000766
Applicable income taxes$04,400
Income before extraordinary items$1,003,0001,595
Extraordinary gains, net$013
Net income$1,003,0001,596
Minority interest net income$064
Net income of bank and minority interests.$1,003,0001,597
Net charge-offs$-3,0004,874
Cash dividends$550,0001,036
Sale, conversion, retirement of capital stock, net$0697
Net operating income$942,0001,628
2014-12-31 (YTD Data)Rank
Total interest income$15,150,0001,651
Total interest expense$1,761,0001,648
Net interest income$13,389,0001,652
Provision for loan and lease losses$441,0001,587
Total noninterest income$3,503,0001,394
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,614,000830
Trading account gains and fees$0180
Additional Noninterest Income$1,889,0001,525
Total noninterest expense$12,147,0001,579
Salaries and employee benefits$6,382,0001,626
Premises and equipment expense$1,741,0001,363
Additional noninterest expense$4,024,0001,554
Pre-tax net operating income$4,304,0001,735
Securities gains (losses)$220,000769
Applicable income taxes$04,531
Income before extraordinary items$4,524,0001,429
Extraordinary gains, net$017
Net income$4,524,0001,427
Minority interest net income$084
Net income of bank and minority interests.$4,524,0001,428
Net charge-offs$441,0001,610
Cash dividends$4,306,000682
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,304,0001,460
2014-09-30 (YTD Data)Rank
Total interest income$11,386,0001,651
Total interest expense$1,363,0001,624
Net interest income$10,023,0001,663
Provision for loan and lease losses$210,0002,017
Total noninterest income$2,677,0001,390
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,222,000827
Trading account gains and fees$0174
Additional Noninterest Income$1,455,0001,489
Total noninterest expense$9,110,0001,582
Salaries and employee benefits$4,800,0001,613
Premises and equipment expense$1,309,0001,368
Additional noninterest expense$3,001,0001,559
Pre-tax net operating income$3,380,0001,679
Securities gains (losses)$220,000607
Applicable income taxes$04,583
Income before extraordinary items$3,600,0001,346
Extraordinary gains, net$015
Net income$3,600,0001,345
Minority interest net income$081
Net income of bank and minority interests.$3,600,0001,346
Net charge-offs$123,0002,490
Cash dividends$2,033,000912
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,380,0001,398
2014-06-30 (YTD Data)Rank
Total interest income$7,586,0001,642
Total interest expense$934,0001,603
Net interest income$6,652,0001,653
Provision for loan and lease losses$195,0001,685
Total noninterest income$1,827,0001,355
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$789,000846
Trading account gains and fees$0172
Additional Noninterest Income$1,038,0001,413
Total noninterest expense$6,102,0001,566
Salaries and employee benefits$3,214,0001,610
Premises and equipment expense$872,0001,372
Additional noninterest expense$2,016,0001,553
Pre-tax net operating income$2,182,0001,692
Securities gains (losses)$169,000540
Applicable income taxes$04,568
Income before extraordinary items$2,351,0001,332
Extraordinary gains, net$020
Net income$2,351,0001,333
Minority interest net income$080
Net income of bank and minority interests.$2,351,0001,333
Net charge-offs$109,0002,107
Cash dividends$1,407,000880
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,182,0001,399
2014-03-31 (YTD Data)Rank
Total interest income$3,799,0001,632
Total interest expense$476,0001,601
Net interest income$3,323,0001,649
Provision for loan and lease losses$130,0001,393
Total noninterest income$789,0001,472
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$369,000885
Trading account gains and fees$0147
Additional Noninterest Income$420,0001,589
Total noninterest expense$3,063,0001,569
Salaries and employee benefits$1,621,0001,608
Premises and equipment expense$438,0001,396
Additional noninterest expense$1,004,0001,552
Pre-tax net operating income$919,0001,886
Securities gains (losses)$32,000800
Applicable income taxes$04,445
Income before extraordinary items$951,0001,559
Extraordinary gains, net$016
Net income$951,0001,562
Minority interest net income$066
Net income of bank and minority interests.$951,0001,562
Net charge-offs$41,0002,013
Cash dividends$677,000826
Sale, conversion, retirement of capital stock, net$0747
Net operating income$919,0001,566
2013-12-31 (YTD Data)Rank
Total interest income$15,880,0001,573
Total interest expense$2,022,0001,689
Net interest income$13,858,0001,571
Provision for loan and lease losses$635,0001,577
Total noninterest income$3,182,0001,546
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,511,000915
Trading account gains and fees$0184
Additional Noninterest Income$1,671,0001,725
Total noninterest expense$11,994,0001,610
Salaries and employee benefits$6,214,0001,648
Premises and equipment expense$1,734,0001,374
Additional noninterest expense$4,046,0001,603
Pre-tax net operating income$4,411,0001,579
Securities gains (losses)$82,0001,469
Applicable income taxes$04,631
Income before extraordinary items$4,493,0001,350
Extraordinary gains, net$029
Net income$4,493,0001,353
Minority interest net income$090
Net income of bank and minority interests.$4,493,0001,353
Net charge-offs$398,0002,263
Cash dividends$4,674,000605
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,411,0001,347
2013-09-30 (YTD Data)Rank
Total interest income$11,918,0001,582
Total interest expense$1,528,0001,717
Net interest income$10,390,0001,576
Provision for loan and lease losses$480,0001,563
Total noninterest income$2,323,0001,607
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,088,000951
Trading account gains and fees$0180
Additional Noninterest Income$1,235,0001,792
Total noninterest expense$9,030,0001,603
Salaries and employee benefits$4,625,0001,672
Premises and equipment expense$1,312,0001,372
Additional noninterest expense$3,093,0001,577
Pre-tax net operating income$3,203,0001,648
Securities gains (losses)$2,0002,831
Applicable income taxes$04,713
Income before extraordinary items$3,205,0001,415
Extraordinary gains, net$025
Net income$3,205,0001,417
Minority interest net income$084
Net income of bank and minority interests.$3,205,0001,417
Net charge-offs$185,0002,655
Cash dividends$3,949,000516
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,203,0001,386
2013-06-30 (YTD Data)Rank
Total interest income$7,924,0001,581
Total interest expense$1,029,0001,737
Net interest income$6,895,0001,576
Provision for loan and lease losses$375,0001,435
Total noninterest income$1,526,0001,626
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$701,000959
Trading account gains and fees$0157
Additional Noninterest Income$825,0001,818
Total noninterest expense$6,010,0001,602
Salaries and employee benefits$3,080,0001,681
Premises and equipment expense$881,0001,357
Additional noninterest expense$2,049,0001,581
Pre-tax net operating income$2,036,0001,691
Securities gains (losses)$1,0002,688
Applicable income taxes$04,679
Income before extraordinary items$2,037,0001,475
Extraordinary gains, net$022
Net income$2,037,0001,478
Minority interest net income$082
Net income of bank and minority interests.$2,037,0001,480
Net charge-offs$86,0002,891
Cash dividends$1,191,000946
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,036,0001,423
2013-03-31 (YTD Data)Rank
Total interest income$3,943,0001,600
Total interest expense$515,0001,784
Net interest income$3,428,0001,580
Provision for loan and lease losses$188,0001,418
Total noninterest income$765,0001,616
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$340,000980
Trading account gains and fees$0148
Additional Noninterest Income$425,0001,775
Total noninterest expense$2,977,0001,632
Salaries and employee benefits$1,542,0001,702
Premises and equipment expense$427,0001,431
Additional noninterest expense$1,008,0001,604
Pre-tax net operating income$1,028,0001,658
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,028,0001,435
Extraordinary gains, net$010
Net income$1,028,0001,437
Minority interest net income$076
Net income of bank and minority interests.$1,028,0001,437
Net charge-offs$35,0002,690
Cash dividends$696,000735
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,028,0001,381
2012-12-31 (YTD Data)Rank
Total interest income$16,845,0001,579
Total interest expense$2,389,0001,823
Net interest income$14,456,0001,520
Provision for loan and lease losses$1,225,0001,530
Total noninterest income$2,886,0001,685
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,543,000922
Trading account gains and fees$0166
Additional Noninterest Income$1,343,0001,987
Total noninterest expense$12,070,0001,600
Salaries and employee benefits$6,137,0001,652
Premises and equipment expense$1,787,0001,324
Additional noninterest expense$4,146,0001,628
Pre-tax net operating income$4,047,0001,637
Securities gains (losses)$526,000906
Applicable income taxes$04,751
Income before extraordinary items$4,573,0001,289
Extraordinary gains, net$029
Net income$4,573,0001,290
Minority interest net income$093
Net income of bank and minority interests.$4,573,0001,290
Net charge-offs$1,084,0001,741
Cash dividends$2,683,000960
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,047,0001,352
2012-09-30 (YTD Data)Rank
Total interest income$12,765,0001,592
Total interest expense$1,831,0001,863
Net interest income$10,934,0001,517
Provision for loan and lease losses$850,0001,635
Total noninterest income$2,106,0001,719
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,150,000933
Trading account gains and fees$0157
Additional Noninterest Income$956,0002,054
Total noninterest expense$9,183,0001,595
Salaries and employee benefits$4,628,0001,635
Premises and equipment expense$1,358,0001,325
Additional noninterest expense$3,197,0001,564
Pre-tax net operating income$3,007,0001,694
Securities gains (losses)$458,000796
Applicable income taxes$04,802
Income before extraordinary items$3,465,0001,299
Extraordinary gains, net$020
Net income$3,465,0001,300
Minority interest net income$086
Net income of bank and minority interests.$3,465,0001,300
Net charge-offs$687,0001,830
Cash dividends$1,893,000827
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,007,0001,396
2012-06-30 (YTD Data)Rank
Total interest income$8,572,0001,596
Total interest expense$1,248,0001,883
Net interest income$7,324,0001,524
Provision for loan and lease losses$625,0001,527
Total noninterest income$1,373,0001,737
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$752,000944
Trading account gains and fees$0153
Additional Noninterest Income$621,0002,058
Total noninterest expense$6,203,0001,568
Salaries and employee benefits$3,113,0001,621
Premises and equipment expense$924,0001,289
Additional noninterest expense$2,166,0001,568
Pre-tax net operating income$1,869,0001,773
Securities gains (losses)$456,000602
Applicable income taxes$04,770
Income before extraordinary items$2,325,0001,282
Extraordinary gains, net$019
Net income$2,325,0001,282
Minority interest net income$084
Net income of bank and minority interests.$2,325,0001,282
Net charge-offs$266,0002,437
Cash dividends$1,278,000799
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,869,0001,481
2012-03-31 (YTD Data)Rank
Total interest income$4,344,0001,588
Total interest expense$650,0001,876
Net interest income$3,694,0001,517
Provision for loan and lease losses$225,0001,839
Total noninterest income$595,0001,917
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$368,000955
Trading account gains and fees$0148
Additional Noninterest Income$227,0002,471
Total noninterest expense$3,155,0001,549
Salaries and employee benefits$1,618,0001,561
Premises and equipment expense$434,0001,376
Additional noninterest expense$1,103,0001,525
Pre-tax net operating income$909,0001,820
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$909,0001,600
Extraordinary gains, net$019
Net income$909,0001,601
Minority interest net income$078
Net income of bank and minority interests.$909,0001,601
Net charge-offs$188,0001,906
Cash dividends$618,000734
Sale, conversion, retirement of capital stock, net$0861
Net operating income$909,0001,500
2011-12-31 (YTD Data)Rank
Total interest income$18,172,0001,569
Total interest expense$3,160,0001,869
Net interest income$15,012,0001,477
Provision for loan and lease losses$1,000,0002,401
Total noninterest income$2,670,0001,632
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,653,000887
Trading account gains and fees$0146
Additional Noninterest Income$1,017,0002,106
Total noninterest expense$12,214,0001,604
Salaries and employee benefits$6,124,0001,600
Premises and equipment expense$1,838,0001,350
Additional noninterest expense$4,252,0001,606
Pre-tax net operating income$4,468,0001,305
Securities gains (losses)$99,0002,075
Applicable income taxes$04,719
Income before extraordinary items$4,567,0001,088
Extraordinary gains, net$029
Net income$4,567,0001,088
Minority interest net income$096
Net income of bank and minority interests.$4,567,0001,088
Net charge-offs$892,0002,496
Cash dividends$4,935,000432
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,468,0001,062
2011-09-30 (YTD Data)Rank
Total interest income$13,731,0001,572
Total interest expense$2,463,0001,878
Net interest income$11,268,0001,486
Provision for loan and lease losses$725,0002,393
Total noninterest income$2,078,0001,569
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,249,000887
Trading account gains and fees$0145
Additional Noninterest Income$829,0001,987
Total noninterest expense$9,189,0001,593
Salaries and employee benefits$4,595,0001,612
Premises and equipment expense$1,441,0001,315
Additional noninterest expense$3,153,0001,618
Pre-tax net operating income$3,432,0001,317
Securities gains (losses)$102,0001,773
Applicable income taxes$04,740
Income before extraordinary items$3,534,0001,083
Extraordinary gains, net$021
Net income$3,534,0001,083
Minority interest net income$087
Net income of bank and minority interests.$3,534,0001,083
Net charge-offs$644,0002,387
Cash dividends$2,926,000465
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,432,0001,063
2011-06-30 (YTD Data)Rank
Total interest income$9,160,0001,586
Total interest expense$1,700,0001,882
Net interest income$7,460,0001,492
Provision for loan and lease losses$500,0002,302
Total noninterest income$1,369,0001,577
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$835,000874
Trading account gains and fees$0153
Additional Noninterest Income$534,0002,007
Total noninterest expense$6,184,0001,590
Salaries and employee benefits$3,070,0001,613
Premises and equipment expense$1,017,0001,260
Additional noninterest expense$2,097,0001,643
Pre-tax net operating income$2,145,0001,359
Securities gains (losses)$97,0001,166
Applicable income taxes$04,697
Income before extraordinary items$2,242,0001,108
Extraordinary gains, net$015
Net income$2,242,0001,108
Minority interest net income$089
Net income of bank and minority interests.$2,242,0001,108
Net charge-offs$432,0002,288
Cash dividends$2,020,000422
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,145,0001,119
2011-03-31 (YTD Data)Rank
Total interest income$4,570,0001,602
Total interest expense$875,0001,888
Net interest income$3,695,0001,511
Provision for loan and lease losses$225,0002,264
Total noninterest income$662,0001,630
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$407,000878
Trading account gains and fees$0158
Additional Noninterest Income$255,0002,117
Total noninterest expense$3,123,0001,588
Salaries and employee benefits$1,556,0001,604
Premises and equipment expense$492,0001,318
Additional noninterest expense$1,075,0001,614
Pre-tax net operating income$1,009,0001,422
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,009,0001,222
Extraordinary gains, net$09
Net income$1,009,0001,221
Minority interest net income$086
Net income of bank and minority interests.$1,009,0001,222
Net charge-offs$176,0002,217
Cash dividends$1,022,000376
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,009,0001,189
2010-12-31 (YTD Data)Rank
Total interest income$19,089,0001,602
Total interest expense$4,825,0001,695
Net interest income$14,264,0001,569
Provision for loan and lease losses$1,350,0002,607
Total noninterest income$2,923,0001,585
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,891,000796
Trading account gains and fees$0175
Additional Noninterest Income$1,032,0002,146
Total noninterest expense$11,566,0001,700
Salaries and employee benefits$5,939,0001,635
Premises and equipment expense$1,545,0001,670
Additional noninterest expense$4,082,0001,766
Pre-tax net operating income$4,271,0001,191
Securities gains (losses)$76,0002,385
Applicable income taxes$04,655
Income before extraordinary items$4,347,000996
Extraordinary gains, net$029
Net income$4,347,000998
Minority interest net income$0111
Net income of bank and minority interests.$4,347,000999
Net charge-offs$1,320,0002,322
Cash dividends$3,239,000513
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,271,000974
2010-09-30 (YTD Data)Rank
Total interest income$14,379,0001,627
Total interest expense$3,812,0001,691
Net interest income$10,567,0001,601
Provision for loan and lease losses$810,0002,828
Total noninterest income$2,169,0001,586
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,432,000806
Trading account gains and fees$0165
Additional Noninterest Income$737,0002,193
Total noninterest expense$8,657,0001,706
Salaries and employee benefits$4,435,0001,646
Premises and equipment expense$1,168,0001,675
Additional noninterest expense$3,054,0001,741
Pre-tax net operating income$3,269,0001,211
Securities gains (losses)$76,0002,156
Applicable income taxes$04,726
Income before extraordinary items$3,345,0001,030
Extraordinary gains, net$023
Net income$3,345,0001,033
Minority interest net income$0110
Net income of bank and minority interests.$3,345,0001,033
Net charge-offs$743,0002,566
Cash dividends$2,668,000409
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,269,0001,002
2010-06-30 (YTD Data)Rank
Total interest income$9,586,0001,651
Total interest expense$2,604,0001,721
Net interest income$6,982,0001,616
Provision for loan and lease losses$440,0003,051
Total noninterest income$1,385,0001,602
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$925,000846
Trading account gains and fees$0152
Additional Noninterest Income$460,0002,207
Total noninterest expense$5,788,0001,700
Salaries and employee benefits$2,992,0001,649
Premises and equipment expense$758,0001,740
Additional noninterest expense$2,038,0001,730
Pre-tax net operating income$2,139,0001,221
Securities gains (losses)$76,0001,615
Applicable income taxes$04,691
Income before extraordinary items$2,215,0001,018
Extraordinary gains, net$019
Net income$2,215,0001,019
Minority interest net income$0105
Net income of bank and minority interests.$2,215,0001,019
Net charge-offs$361,0002,839
Cash dividends$1,404,000491
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,139,0001,005
2010-03-31 (YTD Data)Rank
Total interest income$4,760,0001,697
Total interest expense$1,309,0001,785
Net interest income$3,451,0001,643
Provision for loan and lease losses$240,0002,748
Total noninterest income$683,0001,625
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$439,000888
Trading account gains and fees$0175
Additional Noninterest Income$244,0002,107
Total noninterest expense$2,952,0001,695
Salaries and employee benefits$1,590,0001,563
Premises and equipment expense$363,0001,861
Additional noninterest expense$999,0001,746
Pre-tax net operating income$942,0001,381
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$942,0001,163
Extraordinary gains, net$016
Net income$942,0001,165
Minority interest net income$091
Net income of bank and minority interests.$942,0001,165
Net charge-offs$226,0002,304
Cash dividends$766,000440
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$942,0001,130
2009-12-31 (YTD Data)Rank
Total interest income$19,884,0001,719
Total interest expense$5,956,0001,935
Net interest income$13,928,0001,607
Provision for loan and lease losses$1,020,0003,470
Total noninterest income$2,847,0001,682
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,954,000881
Trading account gains and fees$0211
Additional Noninterest Income$893,0002,298
Total noninterest expense$11,662,0001,755
Salaries and employee benefits$5,943,0001,673
Premises and equipment expense$1,394,0001,928
Additional noninterest expense$4,325,0001,725
Pre-tax net operating income$4,093,0001,014
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$4,093,000846
Extraordinary gains, net$034
Net income$4,093,000844
Minority interest net income$0115
Net income of bank and minority interests.$4,093,000845
Net charge-offs$780,0003,213
Cash dividends$2,455,000740
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,093,000834
2009-09-30 (YTD Data)Rank
Total interest income$14,943,0001,735
Total interest expense$4,552,0001,990
Net interest income$10,391,0001,620
Provision for loan and lease losses$765,0003,160
Total noninterest income$2,132,0001,701
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,467,000876
Trading account gains and fees$0212
Additional Noninterest Income$665,0002,367
Total noninterest expense$8,879,0001,701
Salaries and employee benefits$4,486,0001,676
Premises and equipment expense$1,063,0001,920
Additional noninterest expense$3,330,0001,625
Pre-tax net operating income$2,879,0001,138
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,879,000942
Extraordinary gains, net$027
Net income$2,879,000943
Minority interest net income$0118
Net income of bank and minority interests.$2,879,000943
Net charge-offs$512,0003,014
Cash dividends$1,928,000667
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,879,000924
2009-06-30 (YTD Data)Rank
Total interest income$9,964,0001,767
Total interest expense$3,084,0002,044
Net interest income$6,880,0001,643
Provision for loan and lease losses$510,0002,941
Total noninterest income$1,398,0001,729
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$940,000901
Trading account gains and fees$0193
Additional Noninterest Income$458,0002,341
Total noninterest expense$5,954,0001,728
Salaries and employee benefits$3,012,0001,700
Premises and equipment expense$714,0001,930
Additional noninterest expense$2,228,0001,635
Pre-tax net operating income$1,814,0001,264
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,814,0001,052
Extraordinary gains, net$021
Net income$1,814,0001,049
Minority interest net income$0112
Net income of bank and minority interests.$1,814,0001,052
Net charge-offs$294,0002,951
Cash dividends$1,093,000830
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,814,0001,020
2009-03-31 (YTD Data)Rank
Total interest income$5,019,0001,782
Total interest expense$1,586,0002,070
Net interest income$3,433,0001,626
Provision for loan and lease losses$255,0002,532
Total noninterest income$638,0001,812
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$427,000967
Trading account gains and fees$0171
Additional Noninterest Income$211,0002,438
Total noninterest expense$2,953,0001,689
Salaries and employee benefits$1,525,0001,693
Premises and equipment expense$355,0001,976
Additional noninterest expense$1,073,0001,505
Pre-tax net operating income$863,0001,492
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$863,0001,266
Extraordinary gains, net$015
Net income$863,0001,267
Minority interest net income$0102
Net income of bank and minority interests.$863,0001,268
Net charge-offs$80,0003,104
Cash dividends$579,000748
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$863,0001,198
2008-12-31 (YTD Data)Rank
Total interest income$21,420,0001,794
Total interest expense$8,160,0001,932
Net interest income$13,260,0001,674
Provision for loan and lease losses$785,0003,078
Total noninterest income$3,113,0001,517
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,143,000819
Trading account gains and fees$0154
Additional Noninterest Income$970,0002,163
Total noninterest expense$11,204,0001,731
Salaries and employee benefits$5,763,0001,770
Premises and equipment expense$1,351,0002,024
Additional noninterest expense$4,090,0001,510
Pre-tax net operating income$4,384,0001,249
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$4,384,000935
Extraordinary gains, net$039
Net income$4,384,000934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,109,0001,850
Cash dividends$3,660,000760
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,384,0001,008
2008-09-30 (YTD Data)Rank
Total interest income$16,168,0001,825
Total interest expense$6,343,0001,943
Net interest income$9,825,0001,712
Provision for loan and lease losses$368,0003,210
Total noninterest income$2,388,0001,544
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,632,000817
Trading account gains and fees$0148
Additional Noninterest Income$756,0002,190
Total noninterest expense$8,476,0001,716
Salaries and employee benefits$4,336,0001,790
Premises and equipment expense$1,016,0002,017
Additional noninterest expense$3,124,0001,437
Pre-tax net operating income$3,369,0001,454
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,369,0001,099
Extraordinary gains, net$031
Net income$3,369,0001,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0002,347
Cash dividends$3,065,000699
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,369,0001,171
2008-06-30 (YTD Data)Rank
Total interest income$10,849,0001,843
Total interest expense$4,476,0001,921
Net interest income$6,373,0001,753
Provision for loan and lease losses$218,0003,023
Total noninterest income$1,620,0001,554
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,074,000801
Trading account gains and fees$0149
Additional Noninterest Income$546,0002,111
Total noninterest expense$5,608,0001,728
Salaries and employee benefits$2,892,0001,804
Premises and equipment expense$689,0001,968
Additional noninterest expense$2,027,0001,446
Pre-tax net operating income$2,167,0001,570
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,167,0001,270
Extraordinary gains, net$021
Net income$2,167,0001,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,049
Cash dividends$2,585,000633
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,167,0001,250
2008-03-31 (YTD Data)Rank
Total interest income$5,557,0001,847
Total interest expense$2,414,0001,919
Net interest income$3,143,0001,778
Provision for loan and lease losses$108,0002,615
Total noninterest income$794,0001,572
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$531,000808
Trading account gains and fees$0158
Additional Noninterest Income$263,0002,143
Total noninterest expense$2,752,0001,749
Salaries and employee benefits$1,418,0001,858
Premises and equipment expense$341,0001,999
Additional noninterest expense$993,0001,444
Pre-tax net operating income$1,077,0001,665
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,077,0001,394
Extraordinary gains, net$015
Net income$1,077,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,853
Cash dividends$1,481,000549
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,077,0001,356
2007-12-31 (YTD Data)Rank
Total interest income$22,375,0001,894
Total interest expense$10,707,0001,857
Net interest income$11,668,0001,952
Provision for loan and lease losses$424,0002,607
Total noninterest income$3,385,0001,499
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,426,000733
Trading account gains and fees$0178
Additional Noninterest Income$959,0002,276
Total noninterest expense$10,088,0001,831
Salaries and employee benefits$5,193,0001,940
Premises and equipment expense$1,242,0002,091
Additional noninterest expense$3,653,0001,513
Pre-tax net operating income$4,541,0001,789
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$4,541,0001,422
Extraordinary gains, net$039
Net income$4,541,0001,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,742
Cash dividends$3,217,0001,122
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,541,0001,405
2007-09-30 (YTD Data)Rank
Total interest income$16,604,0001,911
Total interest expense$7,982,0001,863
Net interest income$8,622,0001,992
Provision for loan and lease losses$270,0002,452
Total noninterest income$2,493,0001,520
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,768,000744
Trading account gains and fees$0184
Additional Noninterest Income$725,0002,269
Total noninterest expense$7,486,0001,831
Salaries and employee benefits$3,854,0001,957
Premises and equipment expense$916,0002,116
Additional noninterest expense$2,716,0001,492
Pre-tax net operating income$3,359,0001,920
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,359,0001,513
Extraordinary gains, net$033
Net income$3,359,0001,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,975
Cash dividends$2,705,000948
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,359,0001,508
2007-06-30 (YTD Data)Rank
Total interest income$10,894,0001,954
Total interest expense$5,132,0001,918
Net interest income$5,762,0002,024
Provision for loan and lease losses$180,0002,301
Total noninterest income$1,617,0001,577
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,134,000781
Trading account gains and fees$0168
Additional Noninterest Income$483,0002,304
Total noninterest expense$4,950,0001,861
Salaries and employee benefits$2,569,0001,982
Premises and equipment expense$589,0002,188
Additional noninterest expense$1,792,0001,518
Pre-tax net operating income$2,249,0001,964
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,249,0001,559
Extraordinary gains, net$029
Net income$2,249,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,166
Cash dividends$2,101,000838
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,249,0001,541
2007-03-31 (YTD Data)Rank
Total interest income$5,340,0001,995
Total interest expense$2,452,0001,980
Net interest income$2,888,0002,017
Provision for loan and lease losses$90,0002,153
Total noninterest income$757,0001,633
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$531,000805
Trading account gains and fees$0195
Additional Noninterest Income$226,0002,368
Total noninterest expense$2,489,0001,855
Salaries and employee benefits$1,309,0001,961
Premises and equipment expense$288,0002,267
Additional noninterest expense$892,0001,495
Pre-tax net operating income$1,066,0002,055
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,066,0001,614
Extraordinary gains, net$022
Net income$1,066,0001,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0008,361
Cash dividends$825,000947
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,066,0001,600
2006-12-31 (YTD Data)Rank
Total interest income$18,099,0002,169
Total interest expense$8,260,0001,998
Net interest income$9,839,0002,315
Provision for loan and lease losses$400,0002,257
Total noninterest income$2,633,0001,806
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,840,000957
Trading account gains and fees$0130
Additional Noninterest Income$793,0002,588
Total noninterest expense$8,346,0002,119
Salaries and employee benefits$4,358,0002,243
Premises and equipment expense$974,0002,531
Additional noninterest expense$3,014,0001,753
Pre-tax net operating income$3,726,0002,367
Securities gains (losses)$6,0001,217
Applicable income taxes$06,600
Income before extraordinary items$3,732,0001,900
Extraordinary gains, net$051
Net income$3,732,0001,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,243
Cash dividends$6,951,000534
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,726,0001,891
2006-09-30 (YTD Data)Rank
Total interest income$12,930,0002,251
Total interest expense$5,841,0002,038
Net interest income$7,089,0002,432
Provision for loan and lease losses$335,0001,972
Total noninterest income$1,902,0001,878
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,314,0001,013
Trading account gains and fees$0126
Additional Noninterest Income$588,0002,604
Total noninterest expense$5,916,0002,230
Salaries and employee benefits$3,110,0002,371
Premises and equipment expense$693,0002,665
Additional noninterest expense$2,113,0001,833
Pre-tax net operating income$2,740,0002,481
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,740,0001,987
Extraordinary gains, net$045
Net income$2,740,0001,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0001,693
Cash dividends$1,607,0001,360
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,740,0001,976
2006-06-30 (YTD Data)Rank
Total interest income$8,366,0002,273
Total interest expense$3,660,0002,054
Net interest income$4,706,0002,439
Provision for loan and lease losses$275,0001,625
Total noninterest income$1,170,0001,990
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$812,0001,093
Trading account gains and fees$0126
Additional Noninterest Income$358,0002,719
Total noninterest expense$3,881,0002,278
Salaries and employee benefits$2,048,0002,390
Premises and equipment expense$454,0002,701
Additional noninterest expense$1,379,0001,887
Pre-tax net operating income$1,720,0002,595
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,720,0002,096
Extraordinary gains, net$039
Net income$1,720,0002,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,195
Cash dividends$1,103,0001,326
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,720,0002,079
2006-03-31 (YTD Data)Rank
Total interest income$4,062,0002,291
Total interest expense$1,660,0002,146
Net interest income$2,402,0002,401
Provision for loan and lease losses$150,0001,421
Total noninterest income$577,0001,988
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$404,0001,061
Trading account gains and fees$0115
Additional Noninterest Income$173,0002,735
Total noninterest expense$1,942,0002,295
Salaries and employee benefits$1,027,0002,393
Premises and equipment expense$230,0002,667
Additional noninterest expense$685,0001,909
Pre-tax net operating income$887,0002,495
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$887,0001,994
Extraordinary gains, net$021
Net income$887,0001,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,001
Cash dividends$599,0001,183
Sale, conversion, retirement of capital stock, net$0648
Net operating income$887,0001,978
2005-12-31 (YTD Data)Rank
Total interest income$14,705,0002,254
Total interest expense$5,490,0002,036
Net interest income$9,215,0002,397
Provision for loan and lease losses$675,0001,481
Total noninterest income$2,366,0001,959
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,615,0001,099
Trading account gains and fees$0138
Additional Noninterest Income$751,0002,645
Total noninterest expense$7,426,0002,253
Salaries and employee benefits$3,908,0002,341
Premises and equipment expense$872,0002,666
Additional noninterest expense$2,646,0001,923
Pre-tax net operating income$3,480,0002,466
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$3,480,0001,968
Extraordinary gains, net$046
Net income$3,480,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0001,884
Cash dividends$2,858,0001,080
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,480,0001,949
2005-09-30 (YTD Data)Rank
Total interest income$10,713,0002,266
Total interest expense$3,884,0002,041
Net interest income$6,829,0002,397
Provision for loan and lease losses$450,0001,533
Total noninterest income$1,791,0001,942
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,197,0001,102
Trading account gains and fees$0126
Additional Noninterest Income$594,0002,566
Total noninterest expense$5,480,0002,272
Salaries and employee benefits$2,866,0002,359
Premises and equipment expense$642,0002,701
Additional noninterest expense$1,972,0001,890
Pre-tax net operating income$2,690,0002,429
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,690,0001,948
Extraordinary gains, net$035
Net income$2,690,0001,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,203
Cash dividends$1,521,0001,321
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,690,0001,910
2005-06-30 (YTD Data)Rank
Total interest income$6,917,0002,280
Total interest expense$2,449,0002,031
Net interest income$4,468,0002,415
Provision for loan and lease losses$300,0001,505
Total noninterest income$1,122,0002,005
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$766,0001,119
Trading account gains and fees$0116
Additional Noninterest Income$356,0002,738
Total noninterest expense$3,646,0002,253
Salaries and employee benefits$1,895,0002,362
Premises and equipment expense$430,0002,666
Additional noninterest expense$1,321,0001,865
Pre-tax net operating income$1,644,0002,557
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,644,0002,055
Extraordinary gains, net$030
Net income$1,644,0002,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,928
Cash dividends$1,034,0001,252
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,644,0002,020
2005-03-31 (YTD Data)Rank
Total interest income$3,335,0002,317
Total interest expense$1,157,0002,041
Net interest income$2,178,0002,448
Provision for loan and lease losses$150,0001,379
Total noninterest income$532,0002,048
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$374,0001,112
Trading account gains and fees$0115
Additional Noninterest Income$158,0002,881
Total noninterest expense$1,830,0002,268
Salaries and employee benefits$962,0002,366
Premises and equipment expense$211,0002,733
Additional noninterest expense$657,0001,869
Pre-tax net operating income$730,0002,766
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$730,0002,252
Extraordinary gains, net$024
Net income$730,0002,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,933
Cash dividends$564,0001,102
Sale, conversion, retirement of capital stock, net$0491
Net operating income$730,0002,216
2004-12-31 (YTD Data)Rank
Total interest income$12,915,0002,225
Total interest expense$4,097,0001,989
Net interest income$8,818,0002,315
Provision for loan and lease losses$550,0001,804
Total noninterest income$1,992,0002,206
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,517,0001,182
Trading account gains and fees$0138
Additional Noninterest Income$475,0003,410
Total noninterest expense$7,042,0002,271
Salaries and employee benefits$3,542,0002,459
Premises and equipment expense$932,0002,446
Additional noninterest expense$2,568,0001,890
Pre-tax net operating income$3,218,0002,434
Securities gains (losses)$12,0002,733
Applicable income taxes$07,185
Income before extraordinary items$3,230,0001,938
Extraordinary gains, net$034
Net income$3,230,0001,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,260
Cash dividends$2,563,0001,100
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,218,0001,900
2004-09-30 (YTD Data)Rank
Total interest income$9,811,0002,174
Total interest expense$3,019,0001,983
Net interest income$6,792,0002,226
Provision for loan and lease losses$400,0001,766
Total noninterest income$1,481,0002,233
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,126,0001,187
Trading account gains and fees$0134
Additional Noninterest Income$355,0003,414
Total noninterest expense$5,669,0002,109
Salaries and employee benefits$3,046,0002,136
Premises and equipment expense$680,0002,484
Additional noninterest expense$1,943,0001,843
Pre-tax net operating income$2,204,0002,652
Securities gains (losses)$10,0002,712
Applicable income taxes$07,220
Income before extraordinary items$2,214,0002,111
Extraordinary gains, net$026
Net income$2,214,0002,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0002,595
Cash dividends$1,563,0001,208
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,204,0002,074
2004-06-30 (YTD Data)Rank
Total interest income$6,500,0002,158
Total interest expense$1,987,0001,978
Net interest income$4,513,0002,215
Provision for loan and lease losses$275,0001,692
Total noninterest income$947,0002,286
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$742,0001,192
Trading account gains and fees$0130
Additional Noninterest Income$205,0003,684
Total noninterest expense$3,866,0002,059
Salaries and employee benefits$2,093,0002,093
Premises and equipment expense$444,0002,534
Additional noninterest expense$1,329,0001,799
Pre-tax net operating income$1,319,0002,875
Securities gains (losses)$10,0002,414
Applicable income taxes$07,214
Income before extraordinary items$1,329,0002,306
Extraordinary gains, net$021
Net income$1,329,0002,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,118
Cash dividends$1,086,0001,176
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,319,0002,261
2004-03-31 (YTD Data)Rank
Total interest income$3,235,0002,161
Total interest expense$974,0002,047
Net interest income$2,261,0002,215
Provision for loan and lease losses$150,0001,414
Total noninterest income$456,0002,311
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$358,0001,190
Trading account gains and fees$0121
Additional Noninterest Income$98,0003,756
Total noninterest expense$1,928,0002,080
Salaries and employee benefits$1,070,0002,061
Premises and equipment expense$218,0002,599
Additional noninterest expense$640,0001,844
Pre-tax net operating income$639,0002,919
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$639,0002,355
Extraordinary gains, net$016
Net income$639,0002,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,206
Cash dividends$612,0001,009
Sale, conversion, retirement of capital stock, net$0464
Net operating income$639,0002,270
2003-12-31 (YTD Data)Rank
Total interest income$13,265,0002,150
Total interest expense$4,183,0002,126
Net interest income$9,082,0002,141
Provision for loan and lease losses$740,0001,553
Total noninterest income$1,751,0002,552
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,398,0001,241
Trading account gains and fees$0160
Additional Noninterest Income$353,0004,204
Total noninterest expense$6,952,0002,260
Salaries and employee benefits$3,796,0002,245
Premises and equipment expense$672,0003,200
Additional noninterest expense$2,484,0001,938
Pre-tax net operating income$3,141,0002,408
Securities gains (losses)$63,0002,296
Applicable income taxes$07,459
Income before extraordinary items$3,204,0001,930
Extraordinary gains, net$054
Net income$3,204,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,771
Cash dividends$2,590,0001,129
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,141,0001,872
2003-09-30 (YTD Data)Rank
Total interest income$10,000,0002,163
Total interest expense$3,209,0002,164
Net interest income$6,791,0002,158
Provision for loan and lease losses$540,0001,554
Total noninterest income$1,327,0002,577
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,011,0001,298
Trading account gains and fees$0153
Additional Noninterest Income$316,0003,953
Total noninterest expense$5,274,0002,240
Salaries and employee benefits$2,877,0002,214
Premises and equipment expense$475,0003,355
Additional noninterest expense$1,922,0001,866
Pre-tax net operating income$2,304,0002,552
Securities gains (losses)$62,0002,133
Applicable income taxes$07,524
Income before extraordinary items$2,366,0002,024
Extraordinary gains, net$040
Net income$2,366,0002,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,423
Cash dividends$1,525,0001,248
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,304,0001,957
2003-06-30 (YTD Data)Rank
Total interest income$6,756,0002,149
Total interest expense$2,254,0002,125
Net interest income$4,502,0002,164
Provision for loan and lease losses$360,0001,536
Total noninterest income$856,0002,620
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$657,0001,305
Trading account gains and fees$0150
Additional Noninterest Income$199,0004,051
Total noninterest expense$3,486,0002,257
Salaries and employee benefits$1,932,0002,194
Premises and equipment expense$326,0003,270
Additional noninterest expense$1,228,0001,950
Pre-tax net operating income$1,512,0002,574
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,512,0002,101
Extraordinary gains, net$030
Net income$1,512,0002,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,819
Cash dividends$1,050,0001,238
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,512,0001,978
2003-03-31 (YTD Data)Rank
Total interest income$3,414,0002,154
Total interest expense$1,147,0002,132
Net interest income$2,267,0002,155
Provision for loan and lease losses$180,0001,475
Total noninterest income$404,0002,655
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$296,0001,396
Trading account gains and fees$0134
Additional Noninterest Income$108,0003,797
Total noninterest expense$1,716,0002,271
Salaries and employee benefits$959,0002,199
Premises and equipment expense$168,0003,178
Additional noninterest expense$589,0001,996
Pre-tax net operating income$775,0002,533
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$775,0002,025
Extraordinary gains, net$021
Net income$775,0002,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0001,538
Cash dividends$570,0001,092
Sale, conversion, retirement of capital stock, net$0419
Net operating income$775,0001,909
2002-12-31 (YTD Data)Rank
Total interest income$14,969,0002,055
Total interest expense$5,763,0001,970
Net interest income$9,206,0002,102
Provision for loan and lease losses$870,0001,522
Total noninterest income$1,450,0002,687
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,148,0001,410
Trading account gains and fees$0153
Additional Noninterest Income$302,0004,241
Total noninterest expense$6,782,0002,201
Salaries and employee benefits$3,659,0002,194
Premises and equipment expense$748,0002,834
Additional noninterest expense$2,375,0001,952
Pre-tax net operating income$3,004,0002,505
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$3,004,0002,006
Extraordinary gains, net$070
Net income$3,004,0002,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,0001,594
Cash dividends$2,574,0001,063
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,004,0001,934
2001-12-31 (YTD Data)Rank
Total interest income$11,896,0002,856
Total interest expense$6,027,0002,655
Net interest income$5,869,0002,995
Provision for loan and lease losses$858,0001,414
Total noninterest income$862,0003,669
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$768,0001,974
Trading account gains and fees$0177
Additional Noninterest Income$94,0006,569
Total noninterest expense$4,206,0003,276
Salaries and employee benefits$2,056,0003,520
Premises and equipment expense$433,0004,354
Additional noninterest expense$1,717,0002,573
Pre-tax net operating income$1,667,0003,605
Securities gains (losses)$04,612
Applicable income taxes$-50,0009,159
Income before extraordinary items$1,717,0002,906
Extraordinary gains, net$0105
Net income$1,717,0002,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$476,0001,610
Cash dividends$2,660,0001,028
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,717,0002,820
2000-12-31 (YTD Data)Rank
Total interest income$9,248,0003,651
Total interest expense$4,935,0003,363
Net interest income$4,313,0003,933
Provision for loan and lease losses$415,0002,212
Total noninterest income$691,0004,033
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$600,0002,290
Trading account gains and fees$0180
Additional Noninterest Income$91,0006,639
Total noninterest expense$2,551,0004,788
Salaries and employee benefits$1,357,0004,730
Premises and equipment expense$298,0005,442
Additional noninterest expense$896,0004,354
Pre-tax net operating income$2,038,0003,280
Securities gains (losses)$01,956
Applicable income taxes$170,0005,712
Income before extraordinary items$1,868,0002,721
Extraordinary gains, net$038
Net income$1,868,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,340
Cash dividends$1,062,0002,163
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,868,0002,718
1999-12-31 (YTD Data)Rank
Total interest income$7,768,0004,025
Total interest expense$3,849,0003,709
Net interest income$3,919,0004,260
Provision for loan and lease losses$230,0003,261
Total noninterest income$573,0004,565
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$492,0002,672
Trading account gains and feesNANA
Additional Noninterest Income$81,0007,121
Total noninterest expense$2,374,0005,066
Salaries and employee benefits$1,189,0005,195
Premises and equipment expense$272,0005,777
Additional noninterest expense$913,0004,329
Pre-tax net operating income$1,888,0003,477
Securities gains (losses)$03,155
Applicable income taxes$568,0003,342
Income before extraordinary items$1,320,0003,597
Extraordinary gains, net$035
Net income$1,320,0003,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,903
Cash dividends$369,0004,114
Sale, conversion, retirement of capital stock, net$-1,300,00010,184
Net operating income$1,320,0003,558
1998-12-31 (YTD Data)Rank
Total interest income$7,309,0004,241
Total interest expense$3,873,0003,796
Net interest income$3,436,0004,662
Provision for loan and lease losses$250,0002,981
Total noninterest income$290,0006,573
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$244,0004,569
Trading account gains and feesNANA
Additional Noninterest Income$46,0008,300
Total noninterest expense$2,011,0005,578
Salaries and employee benefits$1,034,0005,646
Premises and equipment expense$352,0004,862
Additional noninterest expense$625,0005,592
Pre-tax net operating income$1,465,0004,248
Securities gains (losses)$04,449
Applicable income taxes$421,0004,293
Income before extraordinary items$1,044,0004,350
Extraordinary gains, net$032
Net income$1,044,0004,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,475
Cash dividends$555,0003,289
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,044,0004,260
1997-12-31 (YTD Data)Rank
Total interest income$7,274,0004,362
Total interest expense$3,926,0003,747
Net interest income$3,348,0004,886
Provision for loan and lease losses$383,0002,175
Total noninterest income$256,0007,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$194,0005,433
Trading account gains and feesNANA
Additional Noninterest Income$62,0007,946
Total noninterest expense$1,781,0006,113
Salaries and employee benefits$915,0006,214
Premises and equipment expense$237,0006,253
Additional noninterest expense$629,0005,629
Pre-tax net operating income$1,440,0004,642
Securities gains (losses)$03,944
Applicable income taxes$408,0004,822
Income before extraordinary items$1,032,0004,597
Extraordinary gains, net$044
Net income$1,032,0004,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,473
Cash dividends$550,0003,253
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,032,0004,533
1996-12-31 (YTD Data)Rank
Total interest income$6,759,0004,715
Total interest expense$3,489,0004,208
Net interest income$3,270,0005,105
Provision for loan and lease losses$105,0004,971
Total noninterest income$248,0007,613
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$179,0005,928
Trading account gains and feesNANA
Additional Noninterest Income$69,0008,124
Total noninterest expense$1,590,0006,869
Salaries and employee benefits$852,0006,700
Premises and equipment expense$153,0007,986
Additional noninterest expense$585,0006,444
Pre-tax net operating income$1,823,0003,672
Securities gains (losses)$5,0002,986
Applicable income taxes$536,0003,926
Income before extraordinary items$1,292,0003,646
Extraordinary gains, net$053
Net income$1,292,0003,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,379
Cash dividends$550,0003,204
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,288,4503,593
1995-12-31 (YTD Data)Rank
Total interest income$6,235,0005,034
Total interest expense$3,302,0004,368
Net interest income$2,933,0005,600
Provision for loan and lease losses$60,0005,704
Total noninterest income$231,0007,982
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0006,200
Trading account gains and feesNANA
Additional Noninterest Income$58,0008,849
Total noninterest expense$1,562,0007,094
Salaries and employee benefits$809,0007,057
Premises and equipment expense$138,0008,574
Additional noninterest expense$615,0006,443
Pre-tax net operating income$1,542,0004,356
Securities gains (losses)$03,831
Applicable income taxes$436,0004,637
Income before extraordinary items$1,106,0004,232
Extraordinary gains, net$065
Net income$1,106,0004,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,150
Cash dividends$450,0003,566
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,106,0004,210
1994-12-31 (YTD Data)Rank
Total interest income$5,273,0005,420
Total interest expense$2,378,0004,845
Net interest income$2,895,0005,750
Provision for loan and lease losses$60,0005,594
Total noninterest income$208,0008,599
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$150,0006,885
Trading account gains and feesNANA
Additional Noninterest Income$58,0009,194
Total noninterest expense$1,589,0007,334
Salaries and employee benefits$776,0007,343
Premises and equipment expense$141,0008,799
Additional noninterest expense$672,0006,522
Pre-tax net operating income$1,454,0004,524
Securities gains (losses)$-2,0009,023
Applicable income taxes$403,0004,732
Income before extraordinary items$1,049,0004,357
Extraordinary gains, net$0249
Net income$1,049,0004,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,849
Cash dividends$410,0003,638
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,050,4404,411
1993-12-31 (YTD Data)Rank
Total interest income$5,072,0005,705
Total interest expense$2,416,0004,976
Net interest income$2,656,0006,243
Provision for loan and lease losses$90,0006,008
Total noninterest income$201,0009,206
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$144,0007,244
Trading account gains and feesNANA
Additional Noninterest Income$57,0009,699
Total noninterest expense$1,495,0007,854
Salaries and employee benefits$729,0007,787
Premises and equipment expense$132,0009,415
Additional noninterest expense$634,0007,047
Pre-tax net operating income$1,272,0004,953
Securities gains (losses)$4,0006,316
Applicable income taxes$351,0005,485
Income before extraordinary items$925,0004,988
Extraordinary gains, net$03,149
Net income$925,0005,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0006,769
Cash dividends$238,0005,045
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$922,1204,768
1992-12-31 (YTD Data)Rank
Total interest income$5,565,0005,840
Total interest expense$2,981,0005,191
Net interest income$2,584,0006,427
Provision for loan and lease losses$80,0007,886
Total noninterest income$197,0009,474
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0007,445
Trading account gains and feesNANA
Additional Noninterest Income$59,0009,852
Total noninterest expense$1,376,0008,387
Salaries and employee benefits$670,0008,220
Premises and equipment expense$124,0009,888
Additional noninterest expense$582,0007,671
Pre-tax net operating income$1,325,0004,542
Securities gains (losses)$-2,00012,861
Applicable income taxes$376,0005,032
Income before extraordinary items$947,0004,732
Extraordinary gains, net$01,422
Net income$947,0004,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0008,990
Cash dividends$200,0004,982
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$948,4404,402

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.