Home > First Kentucky Bank > Assets and Liabilities
First Kentucky Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 64 | 2,792 |
| Assets and Liabilities | ||
| Total Assets: | $228,953,000 | 2,046 |
| Cash and due from depository institutions | $5,166,000 | 2,792 |
| Interest-bearing balances | $119,000 | 4,466 |
| Securities | $24,739,000 | 4,171 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $187,263,000 | 1,625 |
| Loan loss allowance | $1,948,000 | 1,897 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,949,000 | 2,887 |
| Other real estate owned | $362,000 | 2,792 |
| Goodwill and other intangibles | $5,670,000 | 584 |
| All other assets | $2,804,000 | 2,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,953,000 | 2,046 |
| Total liabilities | $202,729,000 | 2,090 |
| Total deposits | $181,194,000 | 2,095 |
| Interest-bearing deposits | $169,424,000 | 1,925 |
| Deposits held in domestic offices | $181,194,000 | 2,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,623,000 | 1,232 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,247,000 | 1,976 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,665,000 | 2,182 |
| Total equity capital | $26,224,000 | 1,700 |
| Total bank equity capital | $26,224,000 | 1,700 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $16,521,000 | 1,078 |
| Undivided profits | $8,703,000 | 2,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $843,000 | 2,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,746,000 | 1,209 |
| Earning assets | $212,121,000 | 2,031 |
| Long-term assets (5+ years) | $69,843,000 | 1,311 |
| Average Assets, year-to-date | $226,872,400 | 1,991 |
| Average Assets, quarterly | $226,963,500 | 2,050 |
| Volatile liabilities | $35,892,000 | 2,201 |
| Insider loans | $1,984,000 | 2,240 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $239,000 | 1,154 |
| Unused loan commitments | $23,530,000 | 2,089 |
| Tier 1 (core) risk-based capital | $21,055,000 | 2,119 |
| Tier 2 risk-based capital | $1,948,000 | 1,744 |
| Total risk weighted assets | $164,880,100 | 1,849 |
| Total unused commitments | $23,530,000 | 2,093 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $154,750,000 | 2,942 |
| Cash and due from depository institutions | $2,339,000 | 3,988 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $21,994,000 | 4,542 |
| Federal funds sold & reverse repurchase agreements | $3,175,000 | 4,672 |
| Net loans & leases | $119,073,000 | 2,337 |
| Loan loss allowance | $962,000 | 3,450 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,948,000 | 3,989 |
| Other real estate owned | $0 | 3,988 |
| Goodwill and other intangibles | $3,923,000 | 686 |
| All other assets | $2,298,000 | 3,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,750,000 | 2,942 |
| Total liabilities | $139,667,000 | 2,933 |
| Total deposits | $136,823,000 | 2,781 |
| Interest-bearing deposits | $123,672,000 | 2,624 |
| Deposits held in domestic offices | $136,823,000 | 2,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,637,000 | 2,123 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,207,000 | 3,026 |
| Total equity capital | $15,083,000 | 2,979 |
| Total bank equity capital | $15,083,000 | 2,979 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $7,500,000 | 2,031 |
| Undivided profits | $6,583,000 | 3,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 3,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,292,000 | 1,687 |
| Earning assets | $144,243,000 | 2,921 |
| Long-term assets (5+ years) | $51,218,000 | 1,559 |
| Average Assets, year-to-date | $143,835,200 | 2,990 |
| Average Assets, quarterly | $154,373,000 | 2,907 |
| Volatile liabilities | $15,781,000 | 3,644 |
| Insider loans | $3,060,000 | 1,412 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,649,000 | 2,979 |
| Tier 1 (core) risk-based capital | $11,060,000 | 3,827 |
| Tier 2 risk-based capital | $962,000 | 3,129 |
| Total risk weighted assets | $109,495,400 | 2,597 |
| Total unused commitments | $13,649,000 | 2,985 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $98,842,000 | 4,373 |
| Cash and due from depository institutions | $1,852,000 | 4,573 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $23,398,000 | 4,413 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $71,128,000 | 3,768 |
| Loan loss allowance | $664,000 | 4,691 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,242,000 | 5,317 |
| Other real estate owned | $0 | 4,573 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,222,000 | 5,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,842,000 | 4,373 |
| Total liabilities | $90,187,000 | 4,274 |
| Total deposits | $73,545,000 | 4,847 |
| Interest-bearing deposits | $64,720,000 | 4,758 |
| Deposits held in domestic offices | $73,545,000 | 4,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,858,000 | 1,191 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,000,000 | 1,562 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $784,000 | 4,329 |
| Total equity capital | $8,655,000 | 4,902 |
| Total bank equity capital | $8,655,000 | 4,902 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $2,500,000 | 4,683 |
| Undivided profits | $5,155,000 | 4,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 5,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $709,000 | 3,311 |
| Earning assets | $94,526,000 | 4,228 |
| Long-term assets (5+ years) | $28,095,000 | 2,184 |
| Average Assets, year-to-date | $92,965,600 | 4,428 |
| Average Assets, quarterly | $95,637,000 | 4,443 |
| Volatile liabilities | $22,974,000 | 2,671 |
| Insider loans | $199,000 | 7,481 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,946,000 | 5,812 |
| Tier 1 (core) risk-based capital | $8,363,000 | 4,885 |
| Tier 2 risk-based capital | $664,000 | 4,181 |
| Total risk weighted assets | $63,900,700 | 4,119 |
| Total unused commitments | $3,946,000 | 5,821 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $90,396,000 | 4,827 |
| Cash and due from depository institutions | $2,143,000 | 5,025 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $23,078,000 | 4,796 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $62,641,000 | 4,227 |
| Loan loss allowance | $830,000 | 4,098 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,211,000 | 5,390 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,323,000 | 5,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,396,000 | 4,827 |
| Total liabilities | $82,614,000 | 4,741 |
| Total deposits | $78,396,000 | 4,724 |
| Interest-bearing deposits | $70,164,000 | 4,583 |
| Deposits held in domestic offices | $78,396,000 | 4,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,825,000 | 2,325 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,500,000 | 2,972 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $893,000 | 3,852 |
| Total equity capital | $7,782,000 | 5,363 |
| Total bank equity capital | $7,782,000 | 5,363 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $2,500,000 | 4,745 |
| Undivided profits | $4,282,000 | 4,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 8,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $606,000 | 3,802 |
| Earning assets | $85,719,000 | 4,702 |
| Long-term assets (5+ years) | $17,221,000 | 2,971 |
| Average Assets, year-to-date | $88,948,800 | 4,730 |
| Average Assets, quarterly | $90,052,500 | 4,796 |
| Volatile liabilities | $12,836,000 | 4,066 |
| Insider loans | $237,000 | 7,395 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,903,000 | 6,528 |
| Tier 1 (core) risk-based capital | $7,741,000 | 5,287 |
| Tier 2 risk-based capital | $699,390 | 4,067 |
| Total risk weighted assets | $55,820,390 | 4,673 |
| Total unused commitments | $2,903,000 | 6,543 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $86,734,000 | 5,028 |
| Cash and due from depository institutions | $2,686,000 | 4,916 |
| Interest-bearing balances | $1,455,000 | 2,139 |
| Securities | $26,325,000 | 4,532 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 8,633 |
| Net loans & leases | $54,899,000 | 4,631 |
| Loan loss allowance | $808,000 | 4,216 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,094,000 | 5,737 |
| Other real estate owned | $0 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,380,000 | 5,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,734,000 | 5,028 |
| Total liabilities | $75,749,000 | 5,128 |
| Total deposits | $74,248,000 | 5,004 |
| Interest-bearing deposits | $66,982,000 | 4,814 |
| Deposits held in domestic offices | $74,248,000 | 4,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $705,000 | 2,897 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $796,000 | 4,406 |
| Total equity capital | $10,985,000 | 3,972 |
| Total bank equity capital | $10,985,000 | 3,972 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $2,500,000 | 4,741 |
| Undivided profits | $7,485,000 | 3,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 8,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $569,000 | 4,202 |
| Earning assets | $83,029,000 | 4,840 |
| Long-term assets (5+ years) | $15,884,000 | 2,960 |
| Average Assets, year-to-date | $87,542,400 | 4,783 |
| Average Assets, quarterly | $87,171,000 | 4,937 |
| Volatile liabilities | $5,624,000 | 6,523 |
| Insider loans | $82,000 | 9,416 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,468,000 | 8,185 |
| Tier 1 (core) risk-based capital | $10,930,000 | 3,882 |
| Tier 2 risk-based capital | $648,060 | 4,285 |
| Total risk weighted assets | $51,684,560 | 4,902 |
| Total unused commitments | $1,468,000 | 8,198 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $89,235,000 | 4,821 |
| Cash and due from depository institutions | $4,845,000 | 5,876 |
| Interest-bearing balances | $3,318,000 | 1,075 |
| Securities | $36,664,000 | 3,577 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $45,742,000 | 5,258 |
| Loan loss allowance | $687,000 | 4,891 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $347,000 | 9,493 |
| Other real estate owned | $0 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,637,000 | 4,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,235,000 | 4,821 |
| Total liabilities | $78,107,000 | 4,962 |
| Total deposits | $77,062,000 | 4,794 |
| Interest-bearing deposits | $70,320,000 | 4,553 |
| Deposits held in domestic offices | $77,062,000 | 4,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $375,000 | 4,152 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $670,000 | 4,184 |
| Total equity capital | $11,128,000 | 3,668 |
| Total bank equity capital | $11,128,000 | 3,668 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $2,500,000 | 4,708 |
| Undivided profits | $7,628,000 | 3,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 10,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $421,000 | 4,965 |
| Earning assets | $85,724,000 | 4,641 |
| Long-term assets (5+ years) | $17,588,000 | 2,804 |
| Average Assets, year-to-date | $90,338,400 | 4,681 |
| Average Assets, quarterly | $88,981,000 | 4,810 |
| Volatile liabilities | $5,548,000 | 6,363 |
| Insider loans | $108,000 | 9,330 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,691,000 | 7,920 |
| Tier 1 (core) risk-based capital | $11,488,000 | 3,599 |
| Tier 2 risk-based capital | $616,320 | 4,440 |
| Total risk weighted assets | $49,234,920 | 5,015 |
| Total unused commitments | $1,691,000 | 7,929 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $61,608,000 | 6,704 |
| Cash and due from depository institutions | $5,827,000 | 7,764 |
| Interest-bearing balances | $4,476,000 | 1,345 |
| Securities | $22,834,000 | 5,573 |
| Federal funds sold & reverse repurchase agreements | $1,775,000 | 6,197 |
| Net loans & leases | $29,955,000 | 7,000 |
| Loan loss allowance | $408,000 | 7,296 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $264,000 | 10,556 |
| Other real estate owned | $3,000 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $950,000 | 6,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,608,000 | 6,704 |
| Total liabilities | $53,500,000 | 6,922 |
| Total deposits | $53,108,000 | 6,762 |
| Interest-bearing deposits | $48,116,000 | 6,530 |
| Deposits held in domestic offices | $53,108,000 | 6,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $392,000 | 6,369 |
| Total equity capital | $8,108,000 | 4,953 |
| Total bank equity capital | $8,108,000 | 4,953 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $6,108,000 | 3,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 11,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $343,000 | 5,385 |
| Earning assets | $59,040,000 | 6,491 |
| Long-term assets (5+ years) | $14,324,000 | 3,407 |
| Average Assets, year-to-date | $62,104,200 | 6,496 |
| Average Assets, quarterly | $62,250,000 | 6,574 |
| Volatile liabilities | $2,307,000 | 9,270 |
| Insider loans | $146,000 | 9,035 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,403,000 | 7,026 |
| Tier 1 (core) risk-based capital | $8,108,000 | 4,866 |
| Tier 2 risk-based capital | $408,000 | 6,165 |
| Total risk weighted assets | $34,093,200 | 6,630 |
| Total unused commitments | $2,403,000 | 7,048 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $61,402,000 | 6,805 |
| Cash and due from depository institutions | $5,829,000 | 7,704 |
| Interest-bearing balances | $4,057,000 | 1,702 |
| Securities | $23,196,000 | 5,484 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 5,324 |
| Net loans & leases | $28,261,000 | 7,328 |
| Loan loss allowance | $584,000 | 5,758 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $276,000 | 10,760 |
| Other real estate owned | $50,000 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,040,000 | 6,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,402,000 | 6,805 |
| Total liabilities | $54,117,000 | 6,972 |
| Total deposits | $53,700,000 | 6,840 |
| Interest-bearing deposits | $48,805,000 | 6,619 |
| Deposits held in domestic offices | $53,700,000 | 6,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $417,000 | 6,634 |
| Total equity capital | $7,285,000 | 5,207 |
| Total bank equity capital | $7,285,000 | 5,207 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $5,285,000 | 3,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $626,000 | 4,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $334,000 | 5,969 |
| Earning assets | $58,264,000 | 6,608 |
| Long-term assets (5+ years) | $15,033,000 | 3,224 |
| Average Assets, year-to-date | $61,680,200 | 6,645 |
| Average Assets, quarterly | $61,045,000 | 6,771 |
| Volatile liabilities | $3,001,000 | 8,558 |
| Insider loans | $162,000 | 4,465 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,719,000 | 4,782 |
| Tier 1 (core) risk-based capital | $7,285,000 | 5,147 |
| Tier 2 risk-based capital | $389,730 | 6,371 |
| Total risk weighted assets | $30,984,430 | 7,160 |
| Total unused commitments | $4,719,000 | 4,809 |
| Derivatives | $0 | 651 |