Home > First Kansas Bank and Trust Company > Income and Expense
First Kansas Bank and Trust Company, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 5,651 |
| Total interest expense | $482,000 | 5,850 |
| Net interest income | $788,000 | 5,358 |
| Provision for loan and lease losses | $98,000 | 2,769 |
| Total noninterest income | $251,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $187,000 | 2,203 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,577 |
| Total noninterest expense | $721,000 | 5,271 |
| Salaries and employee benefits | $319,000 | 5,914 |
| Premises and equipment expense | $142,000 | 4,150 |
| Additional noninterest expense | $260,000 | 4,564 |
| Pre-tax net operating income | $220,000 | 4,778 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $83,000 | 3,009 |
| Income before extraordinary items | $137,000 | 5,361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $137,000 | 5,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,966 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $137,000 | 5,262 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,747,000 | 6,366 |
| Total interest expense | $1,586,000 | 6,312 |
| Net interest income | $2,161,000 | 6,333 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $634,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $581,000 | 2,740 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $53,000 | 7,043 |
| Total noninterest expense | $1,891,000 | 6,354 |
| Salaries and employee benefits | $804,000 | 6,965 |
| Premises and equipment expense | $372,000 | 5,239 |
| Additional noninterest expense | $715,000 | 5,677 |
| Pre-tax net operating income | $724,000 | 5,387 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $282,000 | 3,448 |
| Income before extraordinary items | $442,000 | 5,890 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $442,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,918 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $442,000 | 5,884 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 6,762 |
| Total interest expense | $1,051,000 | 6,598 |
| Net interest income | $1,336,000 | 6,816 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $400,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $367,000 | 3,084 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $33,000 | 7,248 |
| Total noninterest expense | $1,176,000 | 6,802 |
| Salaries and employee benefits | $486,000 | 7,378 |
| Premises and equipment expense | $237,000 | 5,646 |
| Additional noninterest expense | $453,000 | 6,087 |
| Pre-tax net operating income | $460,000 | 5,927 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $168,000 | 3,919 |
| Income before extraordinary items | $292,000 | 6,357 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $292,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,435 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $292,000 | 6,350 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $944,000 | 7,725 |
| Total interest expense | $417,000 | 7,504 |
| Net interest income | $527,000 | 7,783 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $163,000 | 5,982 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $150,000 | 4,083 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $495,000 | 7,703 |
| Salaries and employee benefits | $207,000 | 8,052 |
| Premises and equipment expense | $119,000 | 6,393 |
| Additional noninterest expense | $169,000 | 7,366 |
| Pre-tax net operating income | $170,000 | 6,818 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $68,000 | 4,497 |
| Income before extraordinary items | $102,000 | 7,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $102,000 | 7,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $102,000 | 7,095 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 5,507 |
| Total interest expense | $618,000 | 5,304 |
| Net interest income | $762,000 | 5,542 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $229,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $180,000 | 2,252 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $49,000 | 5,151 |
| Total noninterest expense | $542,000 | 6,061 |
| Salaries and employee benefits | $246,000 | 6,562 |
| Premises and equipment expense | $150,000 | 3,863 |
| Additional noninterest expense | $146,000 | 6,188 |
| Pre-tax net operating income | $449,000 | 3,759 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $449,000 | 3,234 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $449,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $405,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $449,000 | 3,210 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,456,000 | 5,309 |
| Total interest expense | $2,344,000 | 4,998 |
| Net interest income | $3,112,000 | 5,413 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $921,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $783,000 | 2,150 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $138,000 | 5,778 |
| Total noninterest expense | $2,318,000 | 5,718 |
| Salaries and employee benefits | $1,156,000 | 6,022 |
| Premises and equipment expense | $567,000 | 3,928 |
| Additional noninterest expense | $595,000 | 6,082 |
| Pre-tax net operating income | $1,665,000 | 4,053 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $70,000 | 5,227 |
| Income before extraordinary items | $1,595,000 | 3,636 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,595,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,751 |
| Cash dividends | $1,713,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,595,000 | 3,617 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 5,307 |
| Total interest expense | $1,734,000 | 4,948 |
| Net interest income | $2,354,000 | 5,431 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $705,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $587,000 | 2,161 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,555 |
| Total noninterest expense | $1,714,000 | 5,753 |
| Salaries and employee benefits | $844,000 | 6,076 |
| Premises and equipment expense | $429,000 | 3,914 |
| Additional noninterest expense | $441,000 | 6,127 |
| Pre-tax net operating income | $1,345,000 | 4,028 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $54,000 | 5,394 |
| Income before extraordinary items | $1,291,000 | 3,558 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,291,000 | 3,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,378 |
| Cash dividends | $1,258,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,291,000 | 3,545 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 5,375 |
| Total interest expense | $1,062,000 | 5,071 |
| Net interest income | $1,568,000 | 5,458 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $451,000 | 3,763 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $383,000 | 2,179 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 5,845 |
| Total noninterest expense | $1,166,000 | 5,704 |
| Salaries and employee benefits | $570,000 | 6,059 |
| Premises and equipment expense | $292,000 | 3,847 |
| Additional noninterest expense | $304,000 | 6,035 |
| Pre-tax net operating income | $853,000 | 4,175 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $21,000 | 5,773 |
| Income before extraordinary items | $832,000 | 3,650 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $832,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,906 |
| Cash dividends | $829,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $832,000 | 3,638 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 5,370 |
| Total interest expense | $494,000 | 5,147 |
| Net interest income | $802,000 | 5,390 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $223,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $179,000 | 2,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $557,000 | 5,848 |
| Salaries and employee benefits | $275,000 | 6,193 |
| Premises and equipment expense | $144,000 | 3,911 |
| Additional noninterest expense | $138,000 | 6,297 |
| Pre-tax net operating income | $468,000 | 3,899 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $464,000 | 3,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $464,000 | 3,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $408,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $464,000 | 3,324 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,848,000 | 5,256 |
| Total interest expense | $1,587,000 | 5,091 |
| Net interest income | $3,261,000 | 5,232 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $855,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $750,000 | 2,223 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $105,000 | 6,333 |
| Total noninterest expense | $2,343,000 | 5,584 |
| Salaries and employee benefits | $1,172,000 | 5,874 |
| Premises and equipment expense | $570,000 | 3,811 |
| Additional noninterest expense | $601,000 | 6,054 |
| Pre-tax net operating income | $1,723,000 | 4,057 |
| Securities gains (losses) | $-177,000 | 8,559 |
| Applicable income taxes | $71,000 | 5,628 |
| Income before extraordinary items | $1,475,000 | 3,819 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,475,000 | 3,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,650 |
| Cash dividends | $1,417,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,643,150 | 3,540 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 5,270 |
| Total interest expense | $1,143,000 | 5,064 |
| Net interest income | $2,450,000 | 5,231 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $632,000 | 3,953 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $545,000 | 2,279 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 6,169 |
| Total noninterest expense | $1,705,000 | 5,646 |
| Salaries and employee benefits | $860,000 | 5,898 |
| Premises and equipment expense | $420,000 | 3,830 |
| Additional noninterest expense | $425,000 | 6,195 |
| Pre-tax net operating income | $1,377,000 | 3,976 |
| Securities gains (losses) | $-130,000 | 8,670 |
| Applicable income taxes | $57,000 | 5,705 |
| Income before extraordinary items | $1,190,000 | 3,677 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,190,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $972,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,313,500 | 3,419 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 5,305 |
| Total interest expense | $703,000 | 5,142 |
| Net interest income | $1,607,000 | 5,276 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $402,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $332,000 | 2,415 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $70,000 | 5,870 |
| Total noninterest expense | $1,141,000 | 5,628 |
| Salaries and employee benefits | $584,000 | 5,840 |
| Premises and equipment expense | $276,000 | 3,862 |
| Additional noninterest expense | $281,000 | 6,187 |
| Pre-tax net operating income | $868,000 | 4,078 |
| Securities gains (losses) | $-130,000 | 8,732 |
| Applicable income taxes | $28,000 | 5,916 |
| Income before extraordinary items | $710,000 | 3,954 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $710,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $575,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $834,800 | 3,495 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 5,366 |
| Total interest expense | $334,000 | 5,183 |
| Net interest income | $791,000 | 5,352 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $180,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $137,000 | 2,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $553,000 | 5,761 |
| Salaries and employee benefits | $281,000 | 6,002 |
| Premises and equipment expense | $139,000 | 3,869 |
| Additional noninterest expense | $133,000 | 6,382 |
| Pre-tax net operating income | $418,000 | 4,144 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $417,000 | 3,517 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $417,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $277,000 | 1,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $418,000 | 3,474 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 5,364 |
| Total interest expense | $1,076,000 | 5,450 |
| Net interest income | $3,181,000 | 5,241 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $787,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $697,000 | 2,371 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $90,000 | 6,590 |
| Total noninterest expense | $2,253,000 | 5,623 |
| Salaries and employee benefits | $1,162,000 | 5,790 |
| Premises and equipment expense | $514,000 | 3,999 |
| Additional noninterest expense | $577,000 | 6,113 |
| Pre-tax net operating income | $1,635,000 | 4,036 |
| Securities gains (losses) | $-38,000 | 8,534 |
| Applicable income taxes | $22,000 | 6,508 |
| Income before extraordinary items | $1,575,000 | 3,511 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,575,000 | 3,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,462 |
| Cash dividends | $1,624,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,612,620 | 3,385 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 5,383 |
| Total interest expense | $763,000 | 5,579 |
| Net interest income | $2,384,000 | 5,220 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $604,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $531,000 | 2,369 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 6,476 |
| Total noninterest expense | $1,615,000 | 5,739 |
| Salaries and employee benefits | $843,000 | 5,860 |
| Premises and equipment expense | $366,000 | 4,156 |
| Additional noninterest expense | $406,000 | 6,265 |
| Pre-tax net operating income | $1,373,000 | 3,806 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $10,000 | 6,779 |
| Income before extraordinary items | $1,371,000 | 3,201 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,371,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,844 |
| Cash dividends | $1,304,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,363,080 | 3,135 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 5,450 |
| Total interest expense | $473,000 | 5,807 |
| Net interest income | $1,594,000 | 5,212 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $413,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $348,000 | 2,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 5,981 |
| Total noninterest expense | $1,076,000 | 5,769 |
| Salaries and employee benefits | $563,000 | 5,890 |
| Premises and equipment expense | $240,000 | 4,198 |
| Additional noninterest expense | $273,000 | 6,271 |
| Pre-tax net operating income | $931,000 | 3,707 |
| Securities gains (losses) | $8,000 | 2,538 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $939,000 | 3,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $939,000 | 3,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $947,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $931,000 | 3,027 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 5,510 |
| Total interest expense | $228,000 | 5,963 |
| Net interest income | $797,000 | 5,225 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $199,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $155,000 | 2,607 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $521,000 | 5,913 |
| Salaries and employee benefits | $270,000 | 6,082 |
| Premises and equipment expense | $114,000 | 4,394 |
| Additional noninterest expense | $137,000 | 6,271 |
| Pre-tax net operating income | $475,000 | 3,664 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $483,000 | 3,029 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $483,000 | 3,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $475,000 | 2,950 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 5,525 |
| Total interest expense | $1,140,000 | 5,737 |
| Net interest income | $2,989,000 | 5,318 |
| Provision for loan and lease losses | $126,000 | 4,850 |
| Total noninterest income | $761,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $641,000 | 2,553 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $120,000 | 6,224 |
| Total noninterest expense | $2,130,000 | 5,779 |
| Salaries and employee benefits | $1,073,000 | 6,014 |
| Premises and equipment expense | $419,000 | 4,578 |
| Additional noninterest expense | $638,000 | 5,786 |
| Pre-tax net operating income | $1,494,000 | 4,133 |
| Securities gains (losses) | $68,000 | 2,232 |
| Applicable income taxes | $82,000 | 5,915 |
| Income before extraordinary items | $1,480,000 | 3,589 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,480,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,592 |
| Cash dividends | $1,480,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,415,400 | 3,541 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 5,586 |
| Total interest expense | $902,000 | 5,701 |
| Net interest income | $2,200,000 | 5,386 |
| Provision for loan and lease losses | $126,000 | 4,268 |
| Total noninterest income | $580,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $479,000 | 2,573 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,060 |
| Total noninterest expense | $1,577,000 | 5,811 |
| Salaries and employee benefits | $791,000 | 6,041 |
| Premises and equipment expense | $307,000 | 4,636 |
| Additional noninterest expense | $479,000 | 5,777 |
| Pre-tax net operating income | $1,077,000 | 4,358 |
| Securities gains (losses) | $68,000 | 2,055 |
| Applicable income taxes | $65,000 | 5,991 |
| Income before extraordinary items | $1,080,000 | 3,798 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,080,000 | 3,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,893 |
| Cash dividends | $960,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,016,080 | 3,785 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 5,589 |
| Total interest expense | $630,000 | 5,676 |
| Net interest income | $1,461,000 | 5,408 |
| Provision for loan and lease losses | $96,000 | 3,940 |
| Total noninterest income | $396,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $317,000 | 2,545 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $79,000 | 5,734 |
| Total noninterest expense | $994,000 | 6,009 |
| Salaries and employee benefits | $513,000 | 6,162 |
| Premises and equipment expense | $196,000 | 4,760 |
| Additional noninterest expense | $285,000 | 6,137 |
| Pre-tax net operating income | $767,000 | 4,170 |
| Securities gains (losses) | $117,000 | 1,387 |
| Applicable income taxes | $47,000 | 5,968 |
| Income before extraordinary items | $837,000 | 3,388 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $837,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,364 |
| Cash dividends | $670,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $725,850 | 3,575 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 5,549 |
| Total interest expense | $329,000 | 5,652 |
| Net interest income | $740,000 | 5,360 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $194,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $154,000 | 2,537 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 5,700 |
| Total noninterest expense | $480,000 | 6,135 |
| Salaries and employee benefits | $249,000 | 6,268 |
| Premises and equipment expense | $95,000 | 4,865 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $454,000 | 3,731 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $455,000 | 3,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $455,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $333,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $454,000 | 2,992 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 5,557 |
| Total interest expense | $1,628,000 | 5,468 |
| Net interest income | $2,836,000 | 5,475 |
| Provision for loan and lease losses | $135,000 | 5,121 |
| Total noninterest income | $774,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $659,000 | 2,363 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 6,152 |
| Total noninterest expense | $2,071,000 | 5,765 |
| Salaries and employee benefits | $1,059,000 | 5,929 |
| Premises and equipment expense | $385,000 | 4,786 |
| Additional noninterest expense | $627,000 | 5,778 |
| Pre-tax net operating income | $1,404,000 | 4,273 |
| Securities gains (losses) | $170,000 | 1,283 |
| Applicable income taxes | $56,000 | 6,444 |
| Income before extraordinary items | $1,518,000 | 3,465 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,518,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,529 |
| Cash dividends | $1,567,000 | 1,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,354,800 | 3,665 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 5,529 |
| Total interest expense | $2,258,000 | 5,736 |
| Net interest income | $2,871,000 | 5,243 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $791,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $633,000 | 2,337 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $158,000 | 5,439 |
| Total noninterest expense | $2,112,000 | 5,537 |
| Salaries and employee benefits | $1,056,000 | 5,796 |
| Premises and equipment expense | $365,000 | 4,898 |
| Additional noninterest expense | $691,000 | 5,344 |
| Pre-tax net operating income | $1,480,000 | 3,899 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $60,000 | 6,535 |
| Income before extraordinary items | $1,420,000 | 3,361 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,420,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,430 |
| Cash dividends | $1,518,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,420,000 | 3,259 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 5,184 |
| Total interest expense | $2,682,000 | 5,323 |
| Net interest income | $3,147,000 | 4,984 |
| Provision for loan and lease losses | $396,000 | 2,299 |
| Total noninterest income | $689,000 | 4,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $551,000 | 2,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 5,687 |
| Total noninterest expense | $2,045,000 | 5,598 |
| Salaries and employee benefits | $1,015,000 | 5,855 |
| Premises and equipment expense | $382,000 | 4,649 |
| Additional noninterest expense | $648,000 | 5,484 |
| Pre-tax net operating income | $1,395,000 | 4,279 |
| Securities gains (losses) | $-42,000 | 9,121 |
| Applicable income taxes | $73,000 | 6,884 |
| Income before extraordinary items | $1,280,000 | 3,682 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,280,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,578 |
| Cash dividends | $1,659,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,319,900 | 3,582 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 5,309 |
| Total interest expense | $2,409,000 | 5,323 |
| Net interest income | $2,986,000 | 5,177 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $618,000 | 4,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $481,000 | 2,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,812 |
| Total noninterest expense | $1,865,000 | 5,947 |
| Salaries and employee benefits | $957,000 | 6,059 |
| Premises and equipment expense | $347,000 | 4,990 |
| Additional noninterest expense | $561,000 | 6,077 |
| Pre-tax net operating income | $1,714,000 | 3,747 |
| Securities gains (losses) | $-12,000 | 9,370 |
| Applicable income taxes | $63,000 | 7,459 |
| Income before extraordinary items | $1,639,000 | 3,029 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,639,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $1,463,000 | 1,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,650,520 | 2,972 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,132,000 | 5,587 |
| Total interest expense | $2,539,000 | 5,309 |
| Net interest income | $2,593,000 | 5,701 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $572,000 | 4,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 2,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,022 |
| Total noninterest expense | $1,725,000 | 6,170 |
| Salaries and employee benefits | $897,000 | 6,221 |
| Premises and equipment expense | $293,000 | 5,454 |
| Additional noninterest expense | $535,000 | 6,202 |
| Pre-tax net operating income | $1,435,000 | 4,324 |
| Securities gains (losses) | $105,000 | 1,239 |
| Applicable income taxes | $43,000 | 8,450 |
| Income before extraordinary items | $1,497,000 | 3,270 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,497,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $1,644,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,395,150 | 3,353 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,274,000 | 5,578 |
| Total interest expense | $2,539,000 | 5,351 |
| Net interest income | $2,735,000 | 5,694 |
| Provision for loan and lease losses | $140,000 | 4,290 |
| Total noninterest income | $545,000 | 4,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 3,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,392 |
| Total noninterest expense | $1,877,000 | 5,906 |
| Salaries and employee benefits | $919,000 | 6,195 |
| Premises and equipment expense | $293,000 | 5,514 |
| Additional noninterest expense | $665,000 | 5,432 |
| Pre-tax net operating income | $1,263,000 | 5,072 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $1,270,000 | 3,874 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,270,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,585 |
| Cash dividends | $2,092,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,263,000 | 3,818 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 6,028 |
| Total interest expense | $2,247,000 | 5,948 |
| Net interest income | $2,659,000 | 5,945 |
| Provision for loan and lease losses | $155,000 | 3,992 |
| Total noninterest income | $581,000 | 4,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 3,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,025 |
| Total noninterest expense | $1,842,000 | 6,289 |
| Salaries and employee benefits | $1,053,000 | 5,782 |
| Premises and equipment expense | $313,000 | 5,411 |
| Additional noninterest expense | $476,000 | 7,244 |
| Pre-tax net operating income | $1,243,000 | 5,011 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $502,000 | 4,129 |
| Income before extraordinary items | $741,000 | 5,576 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $741,000 | 5,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,441 |
| Cash dividends | $714,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 551 |
| Net operating income | $741,000 | 5,524 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 6,989 |
| Total interest expense | $1,707,000 | 7,120 |
| Net interest income | $2,304,000 | 6,673 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $498,000 | 5,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,842 |
| Total noninterest expense | $1,745,000 | 6,608 |
| Salaries and employee benefits | $950,000 | 6,296 |
| Premises and equipment expense | $284,000 | 5,873 |
| Additional noninterest expense | $511,000 | 7,168 |
| Pre-tax net operating income | $1,027,000 | 5,883 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $388,000 | 5,050 |
| Income before extraordinary items | $633,000 | 6,411 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $633,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,786 |
| Cash dividends | $874,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $636,840 | 6,386 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 7,364 |
| Total interest expense | $1,278,000 | 7,624 |
| Net interest income | $2,195,000 | 7,103 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $696,000 | 4,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,914 |
| Total noninterest expense | $2,090,000 | 5,988 |
| Salaries and employee benefits | $1,164,000 | 5,398 |
| Premises and equipment expense | $314,000 | 5,513 |
| Additional noninterest expense | $612,000 | 6,947 |
| Pre-tax net operating income | $777,000 | 6,990 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $454,000 | 7,665 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $454,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $213,000 | 5,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $455,920 | 7,709 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 7,537 |
| Total interest expense | $1,275,000 | 7,982 |
| Net interest income | $2,224,000 | 7,117 |
| Provision for loan and lease losses | $147,000 | 4,724 |
| Total noninterest income | $1,912,000 | 2,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,566,000 | 1,501 |
| Total noninterest expense | $2,598,000 | 5,101 |
| Salaries and employee benefits | $1,322,000 | 4,806 |
| Premises and equipment expense | $264,000 | 6,427 |
| Additional noninterest expense | $1,012,000 | 4,873 |
| Pre-tax net operating income | $1,391,000 | 4,619 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $526,000 | 3,993 |
| Income before extraordinary items | $876,000 | 5,196 |
| Extraordinary gains, net | $-116,000 | 12,950 |
| Net income | $760,000 | 5,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,461 |
| Cash dividends | $714,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $868,960 | 5,011 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 7,702 |
| Total interest expense | $1,596,000 | 8,215 |
| Net interest income | $2,259,000 | 7,093 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $458,000 | 5,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 4,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,163 |
| Total noninterest expense | $2,045,000 | 6,265 |
| Salaries and employee benefits | $1,030,000 | 5,874 |
| Premises and equipment expense | $255,000 | 6,685 |
| Additional noninterest expense | $760,000 | 6,346 |
| Pre-tax net operating income | $617,000 | 7,589 |
| Securities gains (losses) | $188,000 | 2,094 |
| Applicable income taxes | $302,000 | 5,895 |
| Income before extraordinary items | $503,000 | 7,308 |
| Extraordinary gains, net | $44,000 | 1,031 |
| Net income | $547,000 | 7,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $303,000 | 3,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $382,680 | 8,033 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.