Home > First Iowa State Bank > Income and Expense

First Iowa State Bank, Income and Expense

2022-12-31 (YTD Data)		Rank
Total interest income	$6,449,000	3,152
Total interest expense	$208,000	4,017
Net interest income	$6,241,000	3,037
Provision for loan and lease losses	$0	3,012
Total noninterest income	$775,000	3,088
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$211,000	2,687
Trading account gains and fees	NA	NA
Additional Noninterest Income	$564,000	2,938
Total noninterest expense	$4,646,000	3,147
Salaries and employee benefits	$3,032,000	2,924
Premises and equipment expense	$375,000	3,384
Additional noninterest expense	$564,000	2,938
Pre-tax net operating income	$2,370,000	2,932
Securities gains (losses)	$0	691
Applicable income taxes	$112,000	2,956
Income before extraordinary items	$2,258,000	2,807
Extraordinary gains, net	$0	5
Net income	$2,258,000	2,804
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,258,000	2,806
Net charge-offs	$118,000	1,158
Cash dividends	$2,000,000	1,482
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,258,000	2,833
2022-09-30 (YTD Data)		Rank
Total interest income	$4,838,000	3,113
Total interest expense	$131,000	4,060
Net interest income	$4,707,000	3,022
Provision for loan and lease losses	$0	2,835
Total noninterest income	$621,000	3,051
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$157,000	2,714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$464,000	2,880
Total noninterest expense	$3,504,000	3,139
Salaries and employee benefits	$2,295,000	2,895
Premises and equipment expense	$284,000	3,387
Additional noninterest expense	$464,000	2,880
Pre-tax net operating income	$1,824,000	2,883
Securities gains (losses)	$0	740
Applicable income taxes	$83,000	2,964
Income before extraordinary items	$1,741,000	2,747
Extraordinary gains, net	$0	4
Net income	$1,741,000	2,745
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,741,000	2,746
Net charge-offs	$26,000	1,502
Cash dividends	$1,400,000	1,404
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,741,000	2,778
2022-06-30 (YTD Data)		Rank
Total interest income	$3,295,000	3,046
Total interest expense	$78,000	4,137
Net interest income	$3,217,000	2,949
Provision for loan and lease losses	$0	2,599
Total noninterest income	$483,000	2,868
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$103,000	2,738
Trading account gains and fees	NA	NA
Additional Noninterest Income	$380,000	2,690
Total noninterest expense	$2,334,000	3,132
Salaries and employee benefits	$1,538,000	2,905
Premises and equipment expense	$193,000	3,371
Additional noninterest expense	$603,000	3,410
Pre-tax net operating income	$1,366,000	2,672
Securities gains (losses)	$0	687
Applicable income taxes	$61,000	2,830
Income before extraordinary items	$1,305,000	2,525
Extraordinary gains, net	$0	4
Net income	$1,305,000	2,525
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,305,000	2,525
Net charge-offs	$-14,000	3,773
Cash dividends	$650,000	1,673
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,305,000	2,553
2022-03-31 (YTD Data)		Rank
Total interest income	$1,412,000	3,220
Total interest expense	$45,000	4,020
Net interest income	$1,367,000	3,137
Provision for loan and lease losses	$0	2,285
Total noninterest income	$223,000	2,931
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$52,000	2,697
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	2,742
Total noninterest expense	$1,145,000	3,156
Salaries and employee benefits	$763,000	2,905
Premises and equipment expense	$94,000	3,429
Additional noninterest expense	$288,000	3,480
Pre-tax net operating income	$445,000	3,045
Securities gains (losses)	$0	623
Applicable income taxes	$21,000	2,899
Income before extraordinary items	$424,000	2,924
Extraordinary gains, net	$0	4
Net income	$424,000	2,922
Minority interest net income	$0	50
Net income of bank and minority interests.	$424,000	2,924
Net charge-offs	$-13,000	4,007
Cash dividends	$350,000	1,401
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$424,000	2,951
2021-12-31 (YTD Data)		Rank
Total interest income	$6,822,000	3,030
Total interest expense	$326,000	3,672
Net interest income	$6,496,000	2,958
Provision for loan and lease losses	$107,000	2,148
Total noninterest income	$1,056,000	2,907
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$170,000	2,882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$886,000	2,729
Total noninterest expense	$4,617,000	3,146
Salaries and employee benefits	$2,945,000	2,963
Premises and equipment expense	$345,000	3,550
Additional noninterest expense	$1,327,000	3,282
Pre-tax net operating income	$2,828,000	2,752
Securities gains (losses)	$0	2,062
Applicable income taxes	$134,000	2,923
Income before extraordinary items	$2,694,000	2,666
Extraordinary gains, net	$0	10
Net income	$2,694,000	2,667
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,694,000	2,667
Net charge-offs	$30,000	1,908
Cash dividends	$2,400,000	1,369
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,694,000	2,652
2021-09-30 (YTD Data)		Rank
Total interest income	$5,412,000	3,006
Total interest expense	$250,000	3,738
Net interest income	$5,162,000	2,918
Provision for loan and lease losses	$107,000	1,901
Total noninterest income	$900,000	2,823
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$123,000	2,930
Trading account gains and fees	NA	NA
Additional Noninterest Income	$777,000	2,633
Total noninterest expense	$3,479,000	3,161
Salaries and employee benefits	$2,241,000	2,948
Premises and equipment expense	$244,000	3,670
Additional noninterest expense	$994,000	3,307
Pre-tax net operating income	$2,476,000	2,682
Securities gains (losses)	$0	2,015
Applicable income taxes	$117,000	2,861
Income before extraordinary items	$2,359,000	2,592
Extraordinary gains, net	$0	8
Net income	$2,359,000	2,592
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,359,000	2,592
Net charge-offs	$33,000	1,530
Cash dividends	$2,000,000	1,149
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,359,000	2,561
2021-06-30 (YTD Data)		Rank
Total interest income	$3,619,000	3,008
Total interest expense	$171,000	3,784
Net interest income	$3,448,000	2,925
Provision for loan and lease losses	$97,000	1,731
Total noninterest income	$393,000	3,255
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$78,000	2,945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$315,000	3,093
Total noninterest expense	$2,313,000	3,156
Salaries and employee benefits	$1,509,000	2,934
Premises and equipment expense	$167,000	3,650
Additional noninterest expense	$637,000	3,360
Pre-tax net operating income	$1,431,000	2,831
Securities gains (losses)	$0	1,818
Applicable income taxes	$70,000	2,909
Income before extraordinary items	$1,361,000	2,764
Extraordinary gains, net	$0	6
Net income	$1,361,000	2,763
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,361,000	2,764
Net charge-offs	$-8,000	3,728
Cash dividends	$860,000	1,505
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,361,000	2,740
2021-03-31 (YTD Data)		Rank
Total interest income	$1,591,000	3,210
Total interest expense	$86,000	3,843
Net interest income	$1,505,000	3,109
Provision for loan and lease losses	$67,000	1,555
Total noninterest income	$163,000	3,436
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$39,000	2,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$124,000	3,311
Total noninterest expense	$1,112,000	3,205
Salaries and employee benefits	$732,000	2,967
Premises and equipment expense	$84,000	3,651
Additional noninterest expense	$296,000	3,437
Pre-tax net operating income	$489,000	3,266
Securities gains (losses)	$0	1,392
Applicable income taxes	$21,000	3,067
Income before extraordinary items	$468,000	3,184
Extraordinary gains, net	$0	3
Net income	$468,000	3,185
Minority interest net income	$0	55
Net income of bank and minority interests.	$468,000	3,184
Net charge-offs	$-7,000	3,920
Cash dividends	$360,000	1,433
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$468,000	3,159
2020-12-31 (YTD Data)		Rank
Total interest income	$6,689,000	3,134
Total interest expense	$410,000	4,029
Net interest income	$6,279,000	2,985
Provision for loan and lease losses	$243,000	2,876
Total noninterest income	$710,000	3,262
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$219,000	2,656
Trading account gains and fees	NA	NA
Additional Noninterest Income	$491,000	3,165
Total noninterest expense	$4,897,000	3,046
Salaries and employee benefits	$3,163,000	2,857
Premises and equipment expense	$355,000	3,588
Additional noninterest expense	$1,379,000	3,188
Pre-tax net operating income	$1,849,000	3,040
Securities gains (losses)	$0	2,675
Applicable income taxes	$88,000	2,986
Income before extraordinary items	$1,761,000	2,990
Extraordinary gains, net	$0	4
Net income	$1,761,000	2,989
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,761,000	2,990
Net charge-offs	$-35,000	4,514
Cash dividends	$1,600,000	1,715
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,761,000	2,939
2020-09-30 (YTD Data)		Rank
Total interest income	$5,050,000	3,149
Total interest expense	$321,000	4,063
Net interest income	$4,729,000	2,992
Provision for loan and lease losses	$174,000	2,907
Total noninterest income	$516,000	3,274
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$166,000	2,643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	3,180
Total noninterest expense	$3,690,000	3,021
Salaries and employee benefits	$2,378,000	2,834
Premises and equipment expense	$277,000	3,529
Additional noninterest expense	$1,035,000	3,177
Pre-tax net operating income	$1,381,000	3,061
Securities gains (losses)	$0	2,494
Applicable income taxes	$60,000	3,007
Income before extraordinary items	$1,321,000	2,991
Extraordinary gains, net	$0	4
Net income	$1,321,000	2,990
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,321,000	2,991
Net charge-offs	$-12,000	4,294
Cash dividends	$850,000	1,859
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,321,000	2,945
2020-06-30 (YTD Data)		Rank
Total interest income	$3,385,000	3,176
Total interest expense	$233,000	4,074
Net interest income	$3,152,000	3,004
Provision for loan and lease losses	$105,000	2,917
Total noninterest income	$341,000	3,254
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$110,000	2,694
Trading account gains and fees	NA	NA
Additional Noninterest Income	$231,000	3,161
Total noninterest expense	$2,408,000	3,064
Salaries and employee benefits	$1,586,000	2,860
Premises and equipment expense	$192,000	3,474
Additional noninterest expense	$630,000	3,326
Pre-tax net operating income	$980,000	2,958
Securities gains (losses)	$0	2,249
Applicable income taxes	$44,000	2,950
Income before extraordinary items	$936,000	2,894
Extraordinary gains, net	$0	4
Net income	$936,000	2,893
Minority interest net income	$0	65
Net income of bank and minority interests.	$936,000	2,894
Net charge-offs	$-5,000	4,124
Cash dividends	$550,000	1,866
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$936,000	2,846
2020-03-31 (YTD Data)		Rank
Total interest income	$1,688,000	3,198
Total interest expense	$133,000	4,050
Net interest income	$1,555,000	3,009
Provision for loan and lease losses	$45,000	2,611
Total noninterest income	$165,000	3,254
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$63,000	2,772
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	3,152
Total noninterest expense	$1,225,000	3,066
Salaries and employee benefits	$788,000	2,882
Premises and equipment expense	$100,000	3,414
Additional noninterest expense	$337,000	3,254
Pre-tax net operating income	$450,000	2,916
Securities gains (losses)	$0	1,705
Applicable income taxes	$24,000	2,802
Income before extraordinary items	$426,000	2,837
Extraordinary gains, net	$0	4
Net income	$426,000	2,836
Minority interest net income	$0	56
Net income of bank and minority interests.	$426,000	2,838
Net charge-offs	$5,000	2,107
Cash dividends	$250,000	1,776
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$426,000	2,824
2019-12-31 (YTD Data)		Rank
Total interest income	$6,686,000	3,256
Total interest expense	$640,000	3,917
Net interest income	$6,046,000	3,084
Provision for loan and lease losses	$180,000	2,435
Total noninterest income	$887,000	2,979
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$296,000	2,630
Trading account gains and fees	NA	NA
Additional Noninterest Income	$591,000	2,856
Total noninterest expense	$5,080,000	2,977
Salaries and employee benefits	$3,297,000	2,764
Premises and equipment expense	$382,000	3,546
Additional noninterest expense	$1,401,000	3,219
Pre-tax net operating income	$1,673,000	3,261
Securities gains (losses)	$0	2,379
Applicable income taxes	$80,000	3,127
Income before extraordinary items	$1,593,000	3,197
Extraordinary gains, net	$0	11
Net income	$1,593,000	3,197
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,593,000	3,198
Net charge-offs	$44,000	2,727
Cash dividends	$1,050,000	2,272
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,593,000	3,167
2019-09-30 (YTD Data)		Rank
Total interest income	$4,991,000	3,304
Total interest expense	$492,000	3,922
Net interest income	$4,499,000	3,143
Provision for loan and lease losses	$135,000	2,339
Total noninterest income	$644,000	3,037
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$219,000	2,693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$425,000	2,901
Total noninterest expense	$3,869,000	2,971
Salaries and employee benefits	$2,500,000	2,758
Premises and equipment expense	$284,000	3,595
Additional noninterest expense	$1,085,000	3,183
Pre-tax net operating income	$1,139,000	3,469
Securities gains (losses)	$0	2,167
Applicable income taxes	$54,000	3,223
Income before extraordinary items	$1,085,000	3,380
Extraordinary gains, net	$0	11
Net income	$1,085,000	3,380
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,085,000	3,380
Net charge-offs	$45,000	2,285
Cash dividends	$600,000	2,308
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,085,000	3,357
2019-06-30 (YTD Data)		Rank
Total interest income	$3,298,000	3,325
Total interest expense	$323,000	3,935
Net interest income	$2,975,000	3,171
Provision for loan and lease losses	$90,000	2,284
Total noninterest income	$442,000	2,966
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$153,000	2,594
Trading account gains and fees	NA	NA
Additional Noninterest Income	$289,000	2,845
Total noninterest expense	$2,620,000	2,962
Salaries and employee benefits	$1,693,000	2,754
Premises and equipment expense	$187,000	3,630
Additional noninterest expense	$740,000	3,162
Pre-tax net operating income	$707,000	3,550
Securities gains (losses)	$0	1,702
Applicable income taxes	$33,000	3,273
Income before extraordinary items	$674,000	3,485
Extraordinary gains, net	$0	11
Net income	$674,000	3,483
Minority interest net income	$0	69
Net income of bank and minority interests.	$674,000	3,484
Net charge-offs	$40,000	1,988
Cash dividends	$400,000	2,324
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$674,000	3,465
2019-03-31 (YTD Data)		Rank
Total interest income	$1,627,000	3,369
Total interest expense	$158,000	3,954
Net interest income	$1,469,000	3,216
Provision for loan and lease losses	$45,000	2,137
Total noninterest income	$205,000	3,018
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$65,000	2,860
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	2,831
Total noninterest expense	$1,330,000	2,949
Salaries and employee benefits	$849,000	2,766
Premises and equipment expense	$98,000	3,577
Additional noninterest expense	$383,000	3,105
Pre-tax net operating income	$299,000	3,787
Securities gains (losses)	$0	1,087
Applicable income taxes	$15,000	3,272
Income before extraordinary items	$284,000	3,706
Extraordinary gains, net	$0	5
Net income	$284,000	3,705
Minority interest net income	$0	52
Net income of bank and minority interests.	$284,000	3,705
Net charge-offs	$3,000	2,375
Cash dividends	$200,000	2,017
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$284,000	3,697
2018-12-31 (YTD Data)		Rank
Total interest income	$6,546,000	3,297
Total interest expense	$605,000	3,659
Net interest income	$5,941,000	3,186
Provision for loan and lease losses	$440,000	1,577
Total noninterest income	$846,000	3,076
Gross Fiduciary activities income	$8,000	965
Service charges on deposit accounts	$337,000	2,558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$501,000	3,061
Total noninterest expense	$5,045,000	3,039
Salaries and employee benefits	$3,251,000	2,809
Premises and equipment expense	$391,000	3,562
Additional noninterest expense	$1,403,000	3,295
Pre-tax net operating income	$1,302,000	3,718
Securities gains (losses)	$0	1,125
Applicable income taxes	$134,000	2,930
Income before extraordinary items	$1,168,000	3,703
Extraordinary gains, net	$0	6
Net income	$1,168,000	3,700
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,168,000	3,702
Net charge-offs	$-42,000	4,846
Cash dividends	$790,000	2,483
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,168,000	3,706
2018-09-30 (YTD Data)		Rank
Total interest income	$4,876,000	3,317
Total interest expense	$439,000	3,669
Net interest income	$4,437,000	3,216
Provision for loan and lease losses	$405,000	1,310
Total noninterest income	$605,000	3,165
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$247,000	2,615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$358,000	3,160
Total noninterest expense	$3,518,000	3,183
Salaries and employee benefits	$2,269,000	2,953
Premises and equipment expense	$264,000	3,794
Additional noninterest expense	$985,000	3,429
Pre-tax net operating income	$1,119,000	3,600
Securities gains (losses)	$0	1,118
Applicable income taxes	$46,000	3,353
Income before extraordinary items	$1,073,000	3,482
Extraordinary gains, net	$0	5
Net income	$1,073,000	3,481
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,073,000	3,481
Net charge-offs	$-21,000	4,677
Cash dividends	$590,000	2,224
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,073,000	3,481
2018-06-30 (YTD Data)		Rank
Total interest income	$3,269,000	3,285
Total interest expense	$271,000	3,720
Net interest income	$2,998,000	3,199
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$457,000	3,012
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$162,000	2,636
Trading account gains and fees	NA	NA
Additional Noninterest Income	$295,000	2,915
Total noninterest expense	$2,332,000	3,218
Salaries and employee benefits	$1,532,000	2,941
Premises and equipment expense	$161,000	3,970
Additional noninterest expense	$639,000	3,495
Pre-tax net operating income	$823,000	3,436
Securities gains (losses)	$0	961
Applicable income taxes	$31,000	3,360
Income before extraordinary items	$792,000	3,316
Extraordinary gains, net	$0	6
Net income	$792,000	3,315
Minority interest net income	$0	65
Net income of bank and minority interests.	$792,000	3,315
Net charge-offs	$-9,000	4,493
Cash dividends	$410,000	2,181
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$792,000	3,312
2018-03-31 (YTD Data)		Rank
Total interest income	$1,687,000	3,230
Total interest expense	$150,000	3,519
Net interest income	$1,537,000	3,153
Provision for loan and lease losses	$75,000	1,680
Total noninterest income	$308,000	2,586
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$79,000	2,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	2,326
Total noninterest expense	$1,170,000	3,247
Salaries and employee benefits	$663,000	3,216
Premises and equipment expense	$65,000	4,338
Additional noninterest expense	$442,000	2,871
Pre-tax net operating income	$600,000	2,821
Securities gains (losses)	$0	735
Applicable income taxes	$19,000	3,269
Income before extraordinary items	$581,000	2,662
Extraordinary gains, net	$0	7
Net income	$581,000	2,662
Minority interest net income	$0	52
Net income of bank and minority interests.	$581,000	2,662
Net charge-offs	$-22,000	5,012
Cash dividends	$189,000	1,962
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$581,000	2,655
2017-12-31 (YTD Data)		Rank
Total interest income	$6,629,000	3,222
Total interest expense	$502,000	3,663
Net interest income	$6,127,000	3,135
Provision for loan and lease losses	$300,000	1,956
Total noninterest income	$788,000	3,305
Gross Fiduciary activities income	$8,000	993
Service charges on deposit accounts	$347,000	2,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$433,000	3,353
Total noninterest expense	$4,842,000	3,150
Salaries and employee benefits	$3,342,000	2,795
Premises and equipment expense	$368,000	3,815
Additional noninterest expense	$1,132,000	3,785
Pre-tax net operating income	$1,773,000	3,290
Securities gains (losses)	$35,000	1,066
Applicable income taxes	$80,000	3,382
Income before extraordinary items	$1,728,000	2,923
Extraordinary gains, net	$0	9
Net income	$1,728,000	2,922
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,728,000	2,923
Net charge-offs	$347,000	1,366
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$-4,920,000	5,664
Net operating income	$1,694,400	2,932
2017-09-30 (YTD Data)		Rank
Total interest income	$4,942,000	3,255
Total interest expense	$326,000	3,897
Net interest income	$4,616,000	3,154
Provision for loan and lease losses	$225,000	1,898
Total noninterest income	$614,000	3,287
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$254,000	2,663
Trading account gains and fees	NA	NA
Additional Noninterest Income	$360,000	3,233
Total noninterest expense	$3,444,000	3,287
Salaries and employee benefits	$2,341,000	2,930
Premises and equipment expense	$291,000	3,735
Additional noninterest expense	$812,000	3,885
Pre-tax net operating income	$1,561,000	3,098
Securities gains (losses)	$35,000	1,042
Applicable income taxes	$66,000	3,354
Income before extraordinary items	$1,530,000	2,829
Extraordinary gains, net	$0	9
Net income	$1,530,000	2,828
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,530,000	2,829
Net charge-offs	$27,000	2,833
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$-4,920,000	5,730
Net operating income	$1,496,400	2,849
2017-06-30 (YTD Data)		Rank
Total interest income	$3,269,000	3,266
Total interest expense	$197,000	4,023
Net interest income	$3,072,000	3,163
Provision for loan and lease losses	$150,000	1,808
Total noninterest income	$402,000	3,317
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$167,000	2,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$235,000	3,264
Total noninterest expense	$2,290,000	3,314
Salaries and employee benefits	$1,563,000	2,947
Premises and equipment expense	$192,000	3,775
Additional noninterest expense	$535,000	3,924
Pre-tax net operating income	$1,034,000	3,074
Securities gains (losses)	$0	1,906
Applicable income taxes	$44,000	3,362
Income before extraordinary items	$990,000	2,840
Extraordinary gains, net	$0	11
Net income	$990,000	2,840
Minority interest net income	$0	71
Net income of bank and minority interests.	$990,000	2,840
Net charge-offs	$9,000	2,932
Cash dividends	$660,000	1,702
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$990,000	2,821
2017-03-31 (YTD Data)		Rank
Total interest income	$1,616,000	3,296
Total interest expense	$90,000	4,173
Net interest income	$1,526,000	3,177
Provision for loan and lease losses	$75,000	1,685
Total noninterest income	$196,000	3,332
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$85,000	2,655
Trading account gains and fees	$0	142
Additional Noninterest Income	$111,000	3,327
Total noninterest expense	$1,121,000	3,387
Salaries and employee benefits	$782,000	2,985
Premises and equipment expense	$99,000	3,755
Additional noninterest expense	$240,000	4,129
Pre-tax net operating income	$526,000	3,001
Securities gains (losses)	$0	1,153
Applicable income taxes	$23,000	3,299
Income before extraordinary items	$503,000	2,744
Extraordinary gains, net	$0	8
Net income	$503,000	2,744
Minority interest net income	$0	55
Net income of bank and minority interests.	$503,000	2,744
Net charge-offs	$-13,000	5,099
Cash dividends	$350,000	1,507
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$503,000	2,728
2016-12-31 (YTD Data)		Rank
Total interest income	$6,655,000	3,224
Total interest expense	$362,000	4,183
Net interest income	$6,293,000	3,092
Provision for loan and lease losses	$300,000	1,988
Total noninterest income	$891,000	3,226
Gross Fiduciary activities income	$11,000	1,007
Service charges on deposit accounts	$357,000	2,654
Trading account gains and fees	$0	170
Additional Noninterest Income	$523,000	3,202
Total noninterest expense	$4,994,000	3,187
Salaries and employee benefits	$3,279,000	2,871
Premises and equipment expense	$402,000	3,768
Additional noninterest expense	$1,313,000	3,619
Pre-tax net operating income	$1,890,000	3,157
Securities gains (losses)	$2,000	3,045
Applicable income taxes	$78,000	3,424
Income before extraordinary items	$1,814,000	2,955
Extraordinary gains, net	$0	5
Net income	$1,814,000	2,954
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,814,000	2,954
Net charge-offs	$389,000	1,288
Cash dividends	$1,430,000	1,755
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,812,080	2,909
2016-09-30 (YTD Data)		Rank
Total interest income	$5,009,000	3,228
Total interest expense	$266,000	4,262
Net interest income	$4,743,000	3,090
Provision for loan and lease losses	$225,000	1,908
Total noninterest income	$651,000	3,272
Gross Fiduciary activities income	$4,000	1,030
Service charges on deposit accounts	$263,000	2,701
Trading account gains and fees	$0	169
Additional Noninterest Income	$384,000	3,240
Total noninterest expense	$3,600,000	3,265
Salaries and employee benefits	$2,314,000	2,967
Premises and equipment expense	$292,000	3,840
Additional noninterest expense	$994,000	3,624
Pre-tax net operating income	$1,569,000	3,032
Securities gains (losses)	$1,000	3,060
Applicable income taxes	$62,000	3,475
Income before extraordinary items	$1,508,000	2,818
Extraordinary gains, net	$0	5
Net income	$1,508,000	2,818
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,508,000	2,818
Net charge-offs	$-9,000	4,891
Cash dividends	$1,120,000	1,552
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,507,040	2,759
2016-06-30 (YTD Data)		Rank
Total interest income	$3,305,000	3,261
Total interest expense	$171,000	4,347
Net interest income	$3,134,000	3,127
Provision for loan and lease losses	$150,000	1,887
Total noninterest income	$442,000	3,241
Gross Fiduciary activities income	$4,000	1,014
Service charges on deposit accounts	$171,000	2,716
Trading account gains and fees	$0	157
Additional Noninterest Income	$267,000	3,183
Total noninterest expense	$2,402,000	3,286
Salaries and employee benefits	$1,538,000	2,994
Premises and equipment expense	$193,000	3,879
Additional noninterest expense	$671,000	3,621
Pre-tax net operating income	$1,024,000	3,038
Securities gains (losses)	$1,000	2,737
Applicable income taxes	$43,000	3,467
Income before extraordinary items	$982,000	2,833
Extraordinary gains, net	$0	16
Net income	$982,000	2,831
Minority interest net income	$0	71
Net income of bank and minority interests.	$982,000	2,832
Net charge-offs	$-6,000	4,802
Cash dividends	$810,000	1,488
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$981,040	2,768
2016-03-31 (YTD Data)		Rank
Total interest income	$1,622,000	3,312
Total interest expense	$80,000	4,464
Net interest income	$1,542,000	3,168
Provision for loan and lease losses	$75,000	1,741
Total noninterest income	$226,000	3,172
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$74,000	2,958
Trading account gains and fees	$0	142
Additional Noninterest Income	$152,000	2,965
Total noninterest expense	$1,206,000	3,300
Salaries and employee benefits	$759,000	3,049
Premises and equipment expense	$93,000	3,976
Additional noninterest expense	$354,000	3,521
Pre-tax net operating income	$487,000	3,087
Securities gains (losses)	$1,000	1,958
Applicable income taxes	$0	4,259
Income before extraordinary items	$488,000	2,790
Extraordinary gains, net	$0	12
Net income	$488,000	2,789
Minority interest net income	$0	62
Net income of bank and minority interests.	$488,000	2,790
Net charge-offs	$-4,000	4,749
Cash dividends	$500,000	1,173
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$487,000	2,743
2015-12-31 (YTD Data)		Rank
Total interest income	$6,605,000	3,242
Total interest expense	$330,000	4,473
Net interest income	$6,275,000	3,103
Provision for loan and lease losses	$180,000	2,436
Total noninterest income	$844,000	3,367
Gross Fiduciary activities income	$13,000	1,021
Service charges on deposit accounts	$336,000	2,826
Trading account gains and fees	$0	159
Additional Noninterest Income	$495,000	3,298
Total noninterest expense	$4,949,000	3,247
Salaries and employee benefits	$3,030,000	3,011
Premises and equipment expense	$358,000	4,125
Additional noninterest expense	$1,561,000	3,317
Pre-tax net operating income	$1,990,000	3,020
Securities gains (losses)	$19,000	2,264
Applicable income taxes	$78,000	3,442
Income before extraordinary items	$1,931,000	2,801
Extraordinary gains, net	$0	23
Net income	$1,931,000	2,803
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,931,000	2,804
Net charge-offs	$-1,000	4,850
Cash dividends	$635,000	2,666
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,912,760	2,759
2015-09-30 (YTD Data)		Rank
Total interest income	$4,919,000	3,283
Total interest expense	$243,000	4,555
Net interest income	$4,676,000	3,133
Provision for loan and lease losses	$135,000	2,359
Total noninterest income	$599,000	3,463
Gross Fiduciary activities income	$6,000	1,038
Service charges on deposit accounts	$243,000	2,905
Trading account gains and fees	$0	153
Additional Noninterest Income	$350,000	3,392
Total noninterest expense	$3,553,000	3,372
Salaries and employee benefits	$2,141,000	3,147
Premises and equipment expense	$267,000	4,195
Additional noninterest expense	$1,145,000	3,380
Pre-tax net operating income	$1,587,000	2,976
Securities gains (losses)	$18,000	2,073
Applicable income taxes	$61,000	3,538
Income before extraordinary items	$1,544,000	2,709
Extraordinary gains, net	$0	21
Net income	$1,544,000	2,709
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,544,000	2,710
Net charge-offs	$-67,000	5,706
Cash dividends	$635,000	2,086
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,526,720	2,683
2015-06-30 (YTD Data)		Rank
Total interest income	$3,243,000	3,317
Total interest expense	$164,000	4,574
Net interest income	$3,079,000	3,162
Provision for loan and lease losses	$90,000	2,323
Total noninterest income	$379,000	3,543
Gross Fiduciary activities income	$1,000	1,108
Service charges on deposit accounts	$155,000	2,962
Trading account gains and fees	$0	157
Additional Noninterest Income	$223,000	3,470
Total noninterest expense	$2,421,000	3,338
Salaries and employee benefits	$1,423,000	3,181
Premises and equipment expense	$212,000	3,864
Additional noninterest expense	$786,000	3,334
Pre-tax net operating income	$947,000	3,161
Securities gains (losses)	$11,000	1,976
Applicable income taxes	$34,000	3,643
Income before extraordinary items	$924,000	2,891
Extraordinary gains, net	$0	22
Net income	$924,000	2,891
Minority interest net income	$0	75
Net income of bank and minority interests.	$924,000	2,893
Net charge-offs	$-71,000	5,843
Cash dividends	$535,000	1,850
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$913,440	2,856
2015-03-31 (YTD Data)		Rank
Total interest income	$1,614,000	3,335
Total interest expense	$80,000	4,669
Net interest income	$1,534,000	3,171
Provision for loan and lease losses	$45,000	2,176
Total noninterest income	$190,000	3,511
Gross Fiduciary activities income	$1,000	1,061
Service charges on deposit accounts	$77,000	2,944
Trading account gains and fees	$0	152
Additional Noninterest Income	$112,000	3,430
Total noninterest expense	$1,307,000	3,191
Salaries and employee benefits	$711,000	3,205
Premises and equipment expense	$118,000	3,697
Additional noninterest expense	$478,000	2,880
Pre-tax net operating income	$372,000	3,498
Securities gains (losses)	$0	2,027
Applicable income taxes	$14,000	3,696
Income before extraordinary items	$358,000	3,334
Extraordinary gains, net	$0	13
Net income	$358,000	3,337
Minority interest net income	$0	64
Net income of bank and minority interests.	$358,000	3,337
Net charge-offs	$15,000	2,292
Cash dividends	$225,000	1,766
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$358,000	3,251
2014-12-31 (YTD Data)		Rank
Total interest income	$6,445,000	3,369
Total interest expense	$378,000	4,575
Net interest income	$6,067,000	3,218
Provision for loan and lease losses	$0	4,603
Total noninterest income	$884,000	3,310
Gross Fiduciary activities income	$10,000	1,070
Service charges on deposit accounts	$332,000	3,022
Trading account gains and fees	$0	180
Additional Noninterest Income	$542,000	3,156
Total noninterest expense	$5,278,000	3,190
Salaries and employee benefits	$3,176,000	2,971
Premises and equipment expense	$400,000	4,090
Additional noninterest expense	$1,702,000	3,244
Pre-tax net operating income	$1,673,000	3,287
Securities gains (losses)	$35,000	1,980
Applicable income taxes	$82,000	3,501
Income before extraordinary items	$1,626,000	3,095
Extraordinary gains, net	$0	17
Net income	$1,626,000	3,095
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,626,000	3,096
Net charge-offs	$31,000	4,084
Cash dividends	$910,000	2,145
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,592,750	3,091
2014-09-30 (YTD Data)		Rank
Total interest income	$4,795,000	3,411
Total interest expense	$287,000	4,621
Net interest income	$4,508,000	3,265
Provision for loan and lease losses	$0	4,401
Total noninterest income	$643,000	3,410
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$248,000	3,064
Trading account gains and fees	$0	174
Additional Noninterest Income	$395,000	3,239
Total noninterest expense	$3,713,000	3,358
Salaries and employee benefits	$2,268,000	3,080
Premises and equipment expense	$307,000	4,087
Additional noninterest expense	$1,138,000	3,541
Pre-tax net operating income	$1,438,000	3,112
Securities gains (losses)	$35,000	1,693
Applicable income taxes	$74,000	3,466
Income before extraordinary items	$1,399,000	2,869
Extraordinary gains, net	$0	15
Net income	$1,399,000	2,870
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,399,000	2,870
Net charge-offs	$17,000	3,912
Cash dividends	$661,000	1,932
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,365,750	2,854
2014-06-30 (YTD Data)		Rank
Total interest income	$3,172,000	3,431
Total interest expense	$200,000	4,559
Net interest income	$2,972,000	3,289
Provision for loan and lease losses	$0	4,196
Total noninterest income	$414,000	3,444
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$159,000	3,110
Trading account gains and fees	$0	172
Additional Noninterest Income	$255,000	3,262
Total noninterest expense	$2,461,000	3,391
Salaries and employee benefits	$1,520,000	3,085
Premises and equipment expense	$187,000	4,314
Additional noninterest expense	$754,000	3,570
Pre-tax net operating income	$925,000	3,102
Securities gains (losses)	$4,000	2,221
Applicable income taxes	$47,000	3,463
Income before extraordinary items	$882,000	2,890
Extraordinary gains, net	$0	20
Net income	$882,000	2,896
Minority interest net income	$0	80
Net income of bank and minority interests.	$882,000	2,896
Net charge-offs	$61,000	2,616
Cash dividends	$410,000	2,010
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$878,200	2,845
2014-03-31 (YTD Data)		Rank
Total interest income	$1,591,000	3,455
Total interest expense	$105,000	4,530
Net interest income	$1,486,000	3,291
Provision for loan and lease losses	$0	3,817
Total noninterest income	$224,000	3,265
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$74,000	3,229
Trading account gains and fees	$0	147
Additional Noninterest Income	$150,000	2,969
Total noninterest expense	$1,230,000	3,419
Salaries and employee benefits	$754,000	3,121
Premises and equipment expense	$100,000	4,218
Additional noninterest expense	$376,000	3,555
Pre-tax net operating income	$480,000	2,976
Securities gains (losses)	$-5,000	6,369
Applicable income taxes	$22,000	3,447
Income before extraordinary items	$453,000	2,767
Extraordinary gains, net	$0	16
Net income	$453,000	2,770
Minority interest net income	$0	66
Net income of bank and minority interests.	$453,000	2,770
Net charge-offs	$39,000	2,040
Cash dividends	$175,000	1,870
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$457,750	2,702
2013-12-31 (YTD Data)		Rank
Total interest income	$6,379,000	3,481
Total interest expense	$514,000	4,401
Net interest income	$5,865,000	3,330
Provision for loan and lease losses	$351,000	2,261
Total noninterest income	$797,000	3,624
Gross Fiduciary activities income	$13,000	1,087
Service charges on deposit accounts	$347,000	3,103
Trading account gains and fees	$0	184
Additional Noninterest Income	$437,000	3,538
Total noninterest expense	$4,653,000	3,581
Salaries and employee benefits	$2,966,000	3,139
Premises and equipment expense	$353,000	4,504
Additional noninterest expense	$1,334,000	3,942
Pre-tax net operating income	$1,658,000	3,209
Securities gains (losses)	$24,000	2,255
Applicable income taxes	$78,000	3,552
Income before extraordinary items	$1,604,000	3,036
Extraordinary gains, net	$0	29
Net income	$1,604,000	3,038
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,604,000	3,039
Net charge-offs	$543,000	1,930
Cash dividends	$4,392,000	631
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,581,200	2,994
2013-09-30 (YTD Data)		Rank
Total interest income	$4,754,000	3,524
Total interest expense	$405,000	4,390
Net interest income	$4,349,000	3,377
Provision for loan and lease losses	$351,000	1,916
Total noninterest income	$683,000	3,434
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$268,000	3,071
Trading account gains and fees	$0	180
Additional Noninterest Income	$415,000	3,297
Total noninterest expense	$3,358,000	3,675
Salaries and employee benefits	$2,129,000	3,247
Premises and equipment expense	$254,000	4,607
Additional noninterest expense	$975,000	4,009
Pre-tax net operating income	$1,323,000	3,161
Securities gains (losses)	$23,000	2,149
Applicable income taxes	$68,000	3,542
Income before extraordinary items	$1,278,000	2,952
Extraordinary gains, net	$0	25
Net income	$1,278,000	2,956
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,278,000	2,956
Net charge-offs	$654,000	1,347
Cash dividends	$4,142,000	491
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,256,150	2,917
2013-06-30 (YTD Data)		Rank
Total interest income	$3,179,000	3,522
Total interest expense	$290,000	4,289
Net interest income	$2,889,000	3,385
Provision for loan and lease losses	$351,000	1,494
Total noninterest income	$459,000	3,452
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$174,000	3,089
Trading account gains and fees	$0	157
Additional Noninterest Income	$285,000	3,281
Total noninterest expense	$2,225,000	3,716
Salaries and employee benefits	$1,412,000	3,278
Premises and equipment expense	$175,000	4,557
Additional noninterest expense	$638,000	4,043
Pre-tax net operating income	$772,000	3,405
Securities gains (losses)	$23,000	1,940
Applicable income taxes	$39,000	3,624
Income before extraordinary items	$756,000	3,168
Extraordinary gains, net	$0	22
Net income	$756,000	3,170
Minority interest net income	$0	82
Net income of bank and minority interests.	$756,000	3,171
Net charge-offs	$624,000	1,073
Cash dividends	$3,892,000	367
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$734,150	3,132
2013-03-31 (YTD Data)		Rank
Total interest income	$1,611,000	3,521
Total interest expense	$161,000	4,174
Net interest income	$1,450,000	3,380
Provision for loan and lease losses	$0	4,409
Total noninterest income	$248,000	3,291
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$80,000	3,235
Trading account gains and fees	$0	148
Additional Noninterest Income	$168,000	3,019
Total noninterest expense	$1,109,000	3,746
Salaries and employee benefits	$701,000	3,320
Premises and equipment expense	$78,000	4,848
Additional noninterest expense	$330,000	3,991
Pre-tax net operating income	$589,000	2,588
Securities gains (losses)	$0	1,966
Applicable income taxes	$28,000	3,403
Income before extraordinary items	$561,000	2,371
Extraordinary gains, net	$0	10
Net income	$561,000	2,373
Minority interest net income	$0	76
Net income of bank and minority interests.	$561,000	2,373
Net charge-offs	$381,000	903
Cash dividends	$3,500,000	193
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$561,000	2,276
2012-12-31 (YTD Data)		Rank
Total interest income	$7,081,000	3,427
Total interest expense	$867,000	3,942
Net interest income	$6,214,000	3,282
Provision for loan and lease losses	$200,000	3,920
Total noninterest income	$916,000	3,405
Gross Fiduciary activities income	$13,000	1,098
Service charges on deposit accounts	$359,000	3,136
Trading account gains and fees	$0	166
Additional Noninterest Income	$544,000	3,232
Total noninterest expense	$4,444,000	3,756
Salaries and employee benefits	$2,911,000	3,194
Premises and equipment expense	$330,000	4,761
Additional noninterest expense	$1,203,000	4,349
Pre-tax net operating income	$2,486,000	2,418
Securities gains (losses)	$197,000	1,714
Applicable income taxes	$127,000	3,342
Income before extraordinary items	$2,556,000	2,130
Extraordinary gains, net	$0	29
Net income	$2,556,000	2,129
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,556,000	2,131
Net charge-offs	$251,000	3,520
Cash dividends	$1,324,000	1,622
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,368,850	2,146
2012-09-30 (YTD Data)		Rank
Total interest income	$5,295,000	3,492
Total interest expense	$684,000	3,954
Net interest income	$4,611,000	3,374
Provision for loan and lease losses	$0	5,790
Total noninterest income	$665,000	3,506
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$260,000	3,253
Trading account gains and fees	$0	157
Additional Noninterest Income	$405,000	3,249
Total noninterest expense	$3,269,000	3,836
Salaries and employee benefits	$2,079,000	3,328
Premises and equipment expense	$250,000	4,792
Additional noninterest expense	$940,000	4,270
Pre-tax net operating income	$2,007,000	2,355
Securities gains (losses)	$197,000	1,450
Applicable income taxes	$109,000	3,314
Income before extraordinary items	$2,095,000	2,024
Extraordinary gains, net	$0	20
Net income	$2,095,000	2,022
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,095,000	2,025
Net charge-offs	$286,000	2,888
Cash dividends	$827,000	1,501
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,907,850	2,077
2012-06-30 (YTD Data)		Rank
Total interest income	$3,552,000	3,502
Total interest expense	$490,000	3,879
Net interest income	$3,062,000	3,386
Provision for loan and lease losses	$0	5,619
Total noninterest income	$434,000	3,503
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$166,000	3,316
Trading account gains and fees	$0	153
Additional Noninterest Income	$268,000	3,230
Total noninterest expense	$2,162,000	3,878
Salaries and employee benefits	$1,384,000	3,353
Premises and equipment expense	$169,000	4,780
Additional noninterest expense	$609,000	4,354
Pre-tax net operating income	$1,334,000	2,331
Securities gains (losses)	$35,000	2,264
Applicable income taxes	$69,000	3,338
Income before extraordinary items	$1,300,000	2,133
Extraordinary gains, net	$0	19
Net income	$1,300,000	2,132
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,300,000	2,133
Net charge-offs	$-26,000	6,857
Cash dividends	$684,000	1,312
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,266,750	2,060
2012-03-31 (YTD Data)		Rank
Total interest income	$1,772,000	3,534
Total interest expense	$245,000	3,980
Net interest income	$1,527,000	3,409
Provision for loan and lease losses	$0	5,254
Total noninterest income	$204,000	3,615
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$77,000	3,452
Trading account gains and fees	$0	148
Additional Noninterest Income	$127,000	3,319
Total noninterest expense	$1,090,000	3,866
Salaries and employee benefits	$688,000	3,385
Premises and equipment expense	$83,000	4,844
Additional noninterest expense	$319,000	4,223
Pre-tax net operating income	$641,000	2,412
Securities gains (losses)	$35,000	1,381
Applicable income taxes	$33,000	3,373
Income before extraordinary items	$643,000	2,144
Extraordinary gains, net	$0	19
Net income	$643,000	2,145
Minority interest net income	$0	78
Net income of bank and minority interests.	$643,000	2,146
Net charge-offs	$-30,000	6,973
Cash dividends	$400,000	1,024
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$609,750	2,117
2011-12-31 (YTD Data)		Rank
Total interest income	$7,562,000	3,478
Total interest expense	$1,476,000	3,488
Net interest income	$6,086,000	3,429
Provision for loan and lease losses	$100,000	5,330
Total noninterest income	$904,000	3,296
Gross Fiduciary activities income	$42,000	940
Service charges on deposit accounts	$385,000	3,110
Trading account gains and fees	$0	146
Additional Noninterest Income	$477,000	3,188
Total noninterest expense	$4,503,000	3,806
Salaries and employee benefits	$2,789,000	3,278
Premises and equipment expense	$461,000	4,251
Additional noninterest expense	$1,253,000	4,330
Pre-tax net operating income	$2,387,000	2,192
Securities gains (losses)	$-42,000	6,996
Applicable income taxes	$126,000	3,225
Income before extraordinary items	$2,219,000	2,079
Extraordinary gains, net	$0	29
Net income	$2,219,000	2,080
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,219,000	2,080
Net charge-offs	$3,000	6,306
Cash dividends	$1,025,000	1,586
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,258,900	1,955
2011-09-30 (YTD Data)		Rank
Total interest income	$5,724,000	3,492
Total interest expense	$1,220,000	3,367
Net interest income	$4,504,000	3,474
Provision for loan and lease losses	$50,000	5,512
Total noninterest income	$707,000	3,237
Gross Fiduciary activities income	$30,000	918
Service charges on deposit accounts	$289,000	3,111
Trading account gains and fees	$0	145
Additional Noninterest Income	$388,000	3,089
Total noninterest expense	$3,266,000	3,894
Salaries and employee benefits	$1,981,000	3,423
Premises and equipment expense	$348,000	4,267
Additional noninterest expense	$937,000	4,337
Pre-tax net operating income	$1,895,000	2,172
Securities gains (losses)	$82,000	1,952
Applicable income taxes	$97,000	3,227
Income before extraordinary items	$1,880,000	1,928
Extraordinary gains, net	$0	21
Net income	$1,880,000	1,928
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,880,000	1,928
Net charge-offs	$-260,000	7,386
Cash dividends	$284,000	2,406
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,802,100	1,898
2011-06-30 (YTD Data)		Rank
Total interest income	$3,880,000	3,481
Total interest expense	$789,000	3,541
Net interest income	$3,091,000	3,406
Provision for loan and lease losses	$0	6,217
Total noninterest income	$442,000	3,364
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$182,000	3,196
Trading account gains and fees	$0	153
Additional Noninterest Income	$260,000	3,105
Total noninterest expense	$2,159,000	3,968
Salaries and employee benefits	$1,330,000	3,420
Premises and equipment expense	$222,000	4,422
Additional noninterest expense	$607,000	4,498
Pre-tax net operating income	$1,374,000	2,020
Securities gains (losses)	$7,000	2,466
Applicable income taxes	$66,000	3,174
Income before extraordinary items	$1,315,000	1,805
Extraordinary gains, net	$0	15
Net income	$1,315,000	1,805
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,315,000	1,805
Net charge-offs	$-286,000	7,464
Cash dividends	$189,000	2,348
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,308,350	1,739
2011-03-31 (YTD Data)		Rank
Total interest income	$1,865,000	3,602
Total interest expense	$405,000	3,570
Net interest income	$1,460,000	3,543
Provision for loan and lease losses	$0	5,840
Total noninterest income	$241,000	3,221
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$92,000	3,157
Trading account gains and fees	$0	158
Additional Noninterest Income	$149,000	2,909
Total noninterest expense	$1,138,000	3,839
Salaries and employee benefits	$671,000	3,432
Premises and equipment expense	$112,000	4,443
Additional noninterest expense	$355,000	4,056
Pre-tax net operating income	$563,000	2,348
Securities gains (losses)	$-1,000	6,978
Applicable income taxes	$27,000	3,254
Income before extraordinary items	$535,000	2,133
Extraordinary gains, net	$0	9
Net income	$535,000	2,132
Minority interest net income	$0	86
Net income of bank and minority interests.	$535,000	2,133
Net charge-offs	$-200,000	7,510
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$535,950	2,083
2010-12-31 (YTD Data)		Rank
Total interest income	$6,960,000	3,916
Total interest expense	$1,406,000	4,421
Net interest income	$5,554,000	3,679
Provision for loan and lease losses	$1,250,000	2,715
Total noninterest income	$948,000	3,320
Gross Fiduciary activities income	$12,000	1,125
Service charges on deposit accounts	$389,000	3,125
Trading account gains and fees	$0	175
Additional Noninterest Income	$547,000	3,061
Total noninterest expense	$4,189,000	4,081
Salaries and employee benefits	$2,534,000	3,549
Premises and equipment expense	$525,000	4,046
Additional noninterest expense	$1,130,000	4,759
Pre-tax net operating income	$1,063,000	3,281
Securities gains (losses)	$332,000	1,177
Applicable income taxes	$75,000	3,415
Income before extraordinary items	$1,320,000	2,724
Extraordinary gains, net	$0	29
Net income	$1,320,000	2,720
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,320,000	2,725
Net charge-offs	$1,086,000	2,570
Cash dividends	$426,000	2,548
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,004,600	3,088
2010-09-30 (YTD Data)		Rank
Total interest income	$5,240,000	3,990
Total interest expense	$1,067,000	4,538
Net interest income	$4,173,000	3,723
Provision for loan and lease losses	$1,150,000	2,317
Total noninterest income	$694,000	3,401
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$293,000	3,195
Trading account gains and fees	$0	165
Additional Noninterest Income	$401,000	3,096
Total noninterest expense	$2,994,000	4,245
Salaries and employee benefits	$1,798,000	3,743
Premises and equipment expense	$362,000	4,342
Additional noninterest expense	$834,000	4,800
Pre-tax net operating income	$723,000	3,647
Securities gains (losses)	$8,000	3,163
Applicable income taxes	$40,000	3,681
Income before extraordinary items	$691,000	3,530
Extraordinary gains, net	$0	23
Net income	$691,000	3,528
Minority interest net income	$0	110
Net income of bank and minority interests.	$691,000	3,530
Net charge-offs	$509,000	3,060
Cash dividends	$213,000	2,659
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$683,400	3,416
2010-06-30 (YTD Data)		Rank
Total interest income	$3,507,000	4,017
Total interest expense	$718,000	4,621
Net interest income	$2,789,000	3,719
Provision for loan and lease losses	$700,000	2,366
Total noninterest income	$452,000	3,418
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$187,000	3,282
Trading account gains and fees	$0	152
Additional Noninterest Income	$265,000	3,039
Total noninterest expense	$1,972,000	4,283
Salaries and employee benefits	$1,194,000	3,775
Premises and equipment expense	$261,000	4,166
Additional noninterest expense	$517,000	5,001
Pre-tax net operating income	$569,000	3,411
Securities gains (losses)	$0	3,184
Applicable income taxes	$28,000	3,609
Income before extraordinary items	$541,000	3,272
Extraordinary gains, net	$0	19
Net income	$541,000	3,268
Minority interest net income	$0	105
Net income of bank and minority interests.	$541,000	3,271
Net charge-offs	$520,000	2,400
Cash dividends	$142,000	2,597
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$541,000	3,161
2010-03-31 (YTD Data)		Rank
Total interest income	$1,752,000	4,071
Total interest expense	$349,000	4,822
Net interest income	$1,403,000	3,735
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$224,000	3,424
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$86,000	3,446
Trading account gains and fees	$0	175
Additional Noninterest Income	$138,000	2,988
Total noninterest expense	$995,000	4,297
Salaries and employee benefits	$587,000	3,893
Premises and equipment expense	$139,000	4,082
Additional noninterest expense	$269,000	4,903
Pre-tax net operating income	$332,000	3,193
Securities gains (losses)	$0	2,284
Applicable income taxes	$16,000	3,569
Income before extraordinary items	$316,000	3,042
Extraordinary gains, net	$0	16
Net income	$316,000	3,038
Minority interest net income	$0	91
Net income of bank and minority interests.	$316,000	3,042
Net charge-offs	$10,000	4,830
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$316,000	2,935
2009-12-31 (YTD Data)		Rank
Total interest income	$7,227,000	4,095
Total interest expense	$1,713,000	4,850
Net interest income	$5,514,000	3,692
Provision for loan and lease losses	$1,410,000	2,977
Total noninterest income	$981,000	3,372
Gross Fiduciary activities income	$34,000	1,012
Service charges on deposit accounts	$437,000	3,153
Trading account gains and fees	$0	211
Additional Noninterest Income	$510,000	3,171
Total noninterest expense	$3,925,000	4,401
Salaries and employee benefits	$2,237,000	4,023
Premises and equipment expense	$696,000	3,475
Additional noninterest expense	$992,000	5,257
Pre-tax net operating income	$1,160,000	2,763
Securities gains (losses)	$-100,000	7,284
Applicable income taxes	$50,000	3,262
Income before extraordinary items	$1,010,000	2,753
Extraordinary gains, net	$0	34
Net income	$1,010,000	2,752
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,010,000	2,753
Net charge-offs	$1,352,000	2,502
Cash dividends	$357,000	3,005
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,105,000	2,566
2009-09-30 (YTD Data)		Rank
Total interest income	$5,381,000	4,168
Total interest expense	$1,336,000	4,895
Net interest income	$4,045,000	3,762
Provision for loan and lease losses	$1,110,000	2,628
Total noninterest income	$713,000	3,500
Gross Fiduciary activities income	$3,000	1,227
Service charges on deposit accounts	$325,000	3,188
Trading account gains and fees	$0	212
Additional Noninterest Income	$385,000	3,250
Total noninterest expense	$2,951,000	4,396
Salaries and employee benefits	$1,687,000	4,027
Premises and equipment expense	$532,000	3,464
Additional noninterest expense	$732,000	5,285
Pre-tax net operating income	$697,000	3,341
Securities gains (losses)	$0	3,497
Applicable income taxes	$50,000	3,331
Income before extraordinary items	$647,000	3,258
Extraordinary gains, net	$0	27
Net income	$647,000	3,256
Minority interest net income	$0	118
Net income of bank and minority interests.	$647,000	3,258
Net charge-offs	$617,000	2,773
Cash dividends	$357,000	2,424
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$647,000	3,171
2009-06-30 (YTD Data)		Rank
Total interest income	$3,581,000	4,202
Total interest expense	$936,000	4,897
Net interest income	$2,645,000	3,786
Provision for loan and lease losses	$460,000	3,074
Total noninterest income	$475,000	3,519
Gross Fiduciary activities income	$3,000	1,207
Service charges on deposit accounts	$213,000	3,195
Trading account gains and fees	$0	193
Additional Noninterest Income	$259,000	3,241
Total noninterest expense	$1,967,000	4,427
Salaries and employee benefits	$1,135,000	4,040
Premises and equipment expense	$320,000	3,748
Additional noninterest expense	$512,000	5,181
Pre-tax net operating income	$693,000	2,790
Securities gains (losses)	$0	3,136
Applicable income taxes	$34,000	3,401
Income before extraordinary items	$659,000	2,609
Extraordinary gains, net	$0	21
Net income	$659,000	2,606
Minority interest net income	$0	112
Net income of bank and minority interests.	$659,000	2,608
Net charge-offs	$590,000	2,149
Cash dividends	$238,000	2,500
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$659,000	2,527
2009-03-31 (YTD Data)		Rank
Total interest income	$1,756,000	4,292
Total interest expense	$485,000	4,909
Net interest income	$1,271,000	3,888
Provision for loan and lease losses	$310,000	2,252
Total noninterest income	$244,000	3,430
Gross Fiduciary activities income	$3,000	1,122
Service charges on deposit accounts	$100,000	3,259
Trading account gains and fees	$0	171
Additional Noninterest Income	$141,000	3,070
Total noninterest expense	$941,000	4,485
Salaries and employee benefits	$574,000	4,033
Premises and equipment expense	$140,000	4,182
Additional noninterest expense	$227,000	5,236
Pre-tax net operating income	$264,000	3,546
Securities gains (losses)	$0	2,434
Applicable income taxes	$12,000	3,875
Income before extraordinary items	$252,000	3,431
Extraordinary gains, net	$0	15
Net income	$252,000	3,432
Minority interest net income	$0	102
Net income of bank and minority interests.	$252,000	3,432
Net charge-offs	$593,000	1,260
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$252,000	3,278
2008-12-31 (YTD Data)		Rank
Total interest income	$7,772,000	4,216
Total interest expense	$2,610,000	4,628
Net interest income	$5,162,000	3,858
Provision for loan and lease losses	$445,000	3,986
Total noninterest income	$986,000	3,437
Gross Fiduciary activities income	$11,000	1,215
Service charges on deposit accounts	$468,000	3,160
Trading account gains and fees	$0	154
Additional Noninterest Income	$507,000	3,148
Total noninterest expense	$3,618,000	4,531
Salaries and employee benefits	$2,282,000	4,042
Premises and equipment expense	$450,000	4,762
Additional noninterest expense	$886,000	5,183
Pre-tax net operating income	$2,085,000	2,368
Securities gains (losses)	$0	3,220
Applicable income taxes	$98,000	3,401
Income before extraordinary items	$1,987,000	2,012
Extraordinary gains, net	$0	39
Net income	$1,987,000	2,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$506,000	2,782
Cash dividends	$1,793,000	1,495
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,987,000	2,129
2008-09-30 (YTD Data)		Rank
Total interest income	$5,728,000	4,323
Total interest expense	$2,016,000	4,681
Net interest income	$3,712,000	3,996
Provision for loan and lease losses	$120,000	4,934
Total noninterest income	$720,000	3,586
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$343,000	3,225
Trading account gains and fees	$0	148
Additional Noninterest Income	$377,000	3,280
Total noninterest expense	$2,604,000	4,658
Salaries and employee benefits	$1,642,000	4,189
Premises and equipment expense	$397,000	4,335
Additional noninterest expense	$565,000	5,581
Pre-tax net operating income	$1,708,000	2,574
Securities gains (losses)	$0	3,106
Applicable income taxes	$85,000	3,727
Income before extraordinary items	$1,623,000	2,167
Extraordinary gains, net	$0	31
Net income	$1,623,000	2,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	3,218
Cash dividends	$1,793,000	1,143
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,623,000	2,277
2008-06-30 (YTD Data)		Rank
Total interest income	$3,777,000	4,410
Total interest expense	$1,385,000	4,733
Net interest income	$2,392,000	4,092
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$486,000	3,566
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$224,000	3,251
Trading account gains and fees	$0	149
Additional Noninterest Income	$262,000	3,256
Total noninterest expense	$1,760,000	4,640
Salaries and employee benefits	$1,090,000	4,234
Premises and equipment expense	$276,000	4,225
Additional noninterest expense	$394,000	5,458
Pre-tax net operating income	$1,058,000	2,831
Securities gains (losses)	$0	3,233
Applicable income taxes	$53,000	4,020
Income before extraordinary items	$1,005,000	2,554
Extraordinary gains, net	$0	21
Net income	$1,005,000	2,554
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	3,066
Cash dividends	$1,613,000	921
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,005,000	2,515
2008-03-31 (YTD Data)		Rank
Total interest income	$1,897,000	4,485
Total interest expense	$693,000	4,909
Net interest income	$1,204,000	4,097
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$252,000	3,495
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$110,000	3,261
Trading account gains and fees	$0	158
Additional Noninterest Income	$142,000	3,136
Total noninterest expense	$897,000	4,573
Salaries and employee benefits	$549,000	4,228
Premises and equipment expense	$139,000	4,224
Additional noninterest expense	$209,000	5,244
Pre-tax net operating income	$529,000	2,957
Securities gains (losses)	$0	2,688
Applicable income taxes	$25,000	4,203
Income before extraordinary items	$504,000	2,670
Extraordinary gains, net	$0	15
Net income	$504,000	2,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$1,250,000	604
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$504,000	2,601
2007-12-31 (YTD Data)		Rank
Total interest income	$7,371,000	4,605
Total interest expense	$2,636,000	5,118
Net interest income	$4,735,000	4,156
Provision for loan and lease losses	$120,000	4,617
Total noninterest income	$950,000	3,641
Gross Fiduciary activities income	$13,000	1,218
Service charges on deposit accounts	$503,000	3,042
Trading account gains and fees	$0	178
Additional Noninterest Income	$434,000	3,574
Total noninterest expense	$3,472,000	4,550
Salaries and employee benefits	$2,149,000	4,156
Premises and equipment expense	$565,000	4,011
Additional noninterest expense	$758,000	5,519
Pre-tax net operating income	$2,093,000	3,218
Securities gains (losses)	$9,000	1,380
Applicable income taxes	$99,000	4,491
Income before extraordinary items	$2,003,000	2,826
Extraordinary gains, net	$0	39
Net income	$2,003,000	2,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,954
Cash dividends	$1,752,000	1,788
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,994,450	2,814
2007-09-30 (YTD Data)		Rank
Total interest income	$5,396,000	4,688
Total interest expense	$1,909,000	5,227
Net interest income	$3,487,000	4,226
Provision for loan and lease losses	$90,000	4,255
Total noninterest income	$761,000	3,510
Gross Fiduciary activities income	$1,000	1,384
Service charges on deposit accounts	$384,000	2,996
Trading account gains and fees	$0	184
Additional Noninterest Income	$376,000	3,317
Total noninterest expense	$2,533,000	4,618
Salaries and employee benefits	$1,569,000	4,238
Premises and equipment expense	$410,000	4,096
Additional noninterest expense	$554,000	5,536
Pre-tax net operating income	$1,625,000	3,290
Securities gains (losses)	$9,000	1,036
Applicable income taxes	$81,000	4,606
Income before extraordinary items	$1,553,000	2,900
Extraordinary gains, net	$0	33
Net income	$1,553,000	2,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	8,161
Cash dividends	$1,614,000	1,419
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,544,450	2,898
2007-06-30 (YTD Data)		Rank
Total interest income	$3,566,000	4,707
Total interest expense	$1,240,000	5,302
Net interest income	$2,326,000	4,257
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$518,000	3,490
Gross Fiduciary activities income	$1,000	1,345
Service charges on deposit accounts	$252,000	3,019
Trading account gains and fees	$0	168
Additional Noninterest Income	$265,000	3,232
Total noninterest expense	$1,717,000	4,576
Salaries and employee benefits	$1,052,000	4,258
Premises and equipment expense	$282,000	4,020
Additional noninterest expense	$383,000	5,430
Pre-tax net operating income	$1,067,000	3,384
Securities gains (losses)	$9,000	893
Applicable income taxes	$52,000	4,731
Income before extraordinary items	$1,024,000	2,988
Extraordinary gains, net	$0	29
Net income	$1,024,000	2,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-61,000	8,336
Cash dividends	$1,276,000	1,269
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,015,450	2,994
2007-03-31 (YTD Data)		Rank
Total interest income	$1,730,000	4,793
Total interest expense	$594,000	5,410
Net interest income	$1,136,000	4,321
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$239,000	3,630
Gross Fiduciary activities income	$1,000	1,263
Service charges on deposit accounts	$117,000	3,122
Trading account gains and fees	$0	195
Additional Noninterest Income	$121,000	3,415
Total noninterest expense	$878,000	4,507
Salaries and employee benefits	$531,000	4,242
Premises and equipment expense	$140,000	4,053
Additional noninterest expense	$207,000	5,160
Pre-tax net operating income	$467,000	3,669
Securities gains (losses)	$9,000	715
Applicable income taxes	$21,000	4,889
Income before extraordinary items	$455,000	3,212
Extraordinary gains, net	$0	22
Net income	$455,000	3,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$1,000,000	781
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$446,360	3,228
2006-12-31 (YTD Data)		Rank
Total interest income	$6,815,000	4,643
Total interest expense	$2,207,000	5,144
Net interest income	$4,608,000	4,281
Provision for loan and lease losses	$180,000	3,697
Total noninterest income	$993,000	3,565
Gross Fiduciary activities income	$18,000	1,190
Service charges on deposit accounts	$512,000	3,003
Trading account gains and fees	$0	130
Additional Noninterest Income	$463,000	3,473
Total noninterest expense	$3,336,000	4,542
Salaries and employee benefits	$2,047,000	4,190
Premises and equipment expense	$522,000	4,153
Additional noninterest expense	$767,000	5,350
Pre-tax net operating income	$2,085,000	3,548
Securities gains (losses)	$-47,000	7,924
Applicable income taxes	$103,000	4,939
Income before extraordinary items	$1,935,000	3,171
Extraordinary gains, net	$0	51
Net income	$1,935,000	3,170
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,800
Cash dividends	$1,517,000	1,905
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,979,650	3,114
2006-09-30 (YTD Data)		Rank
Total interest income	$5,013,000	4,682
Total interest expense	$1,599,000	5,174
Net interest income	$3,414,000	4,333
Provision for loan and lease losses	$135,000	3,558
Total noninterest income	$746,000	3,565
Gross Fiduciary activities income	$7,000	1,251
Service charges on deposit accounts	$386,000	3,019
Trading account gains and fees	$0	126
Additional Noninterest Income	$353,000	3,424
Total noninterest expense	$2,414,000	4,647
Salaries and employee benefits	$1,490,000	4,255
Premises and equipment expense	$377,000	4,259
Additional noninterest expense	$547,000	5,512
Pre-tax net operating income	$1,611,000	3,621
Securities gains (losses)	$-47,000	8,165
Applicable income taxes	$79,000	5,134
Income before extraordinary items	$1,485,000	3,231
Extraordinary gains, net	$0	45
Net income	$1,485,000	3,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	3,885
Cash dividends	$1,517,000	1,422
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,529,650	3,156
2006-06-30 (YTD Data)		Rank
Total interest income	$3,273,000	4,699
Total interest expense	$997,000	5,228
Net interest income	$2,276,000	4,334
Provision for loan and lease losses	$90,000	3,463
Total noninterest income	$504,000	3,506
Gross Fiduciary activities income	$7,000	1,216
Service charges on deposit accounts	$250,000	3,054
Trading account gains and fees	$0	126
Additional Noninterest Income	$247,000	3,346
Total noninterest expense	$1,596,000	4,688
Salaries and employee benefits	$993,000	4,285
Premises and equipment expense	$219,000	4,657
Additional noninterest expense	$384,000	5,353
Pre-tax net operating income	$1,094,000	3,573
Securities gains (losses)	$-47,000	8,360
Applicable income taxes	$57,000	5,132
Income before extraordinary items	$990,000	3,236
Extraordinary gains, net	$0	39
Net income	$990,000	3,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,558
Cash dividends	$1,128,000	1,308
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,034,650	3,122
2006-03-31 (YTD Data)		Rank
Total interest income	$1,600,000	4,712
Total interest expense	$488,000	5,187
Net interest income	$1,112,000	4,398
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$253,000	3,436
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$116,000	3,138
Trading account gains and fees	$0	115
Additional Noninterest Income	$137,000	3,134
Total noninterest expense	$815,000	4,630
Salaries and employee benefits	$500,000	4,286
Premises and equipment expense	$117,000	4,489
Additional noninterest expense	$198,000	5,204
Pre-tax net operating income	$505,000	3,707
Securities gains (losses)	$-47,000	8,558
Applicable income taxes	$29,000	5,067
Income before extraordinary items	$429,000	3,509
Extraordinary gains, net	$0	21
Net income	$429,000	3,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,292
Cash dividends	$750,000	954
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$473,180	3,283
2005-12-31 (YTD Data)		Rank
Total interest income	$6,515,000	4,375
Total interest expense	$1,711,000	4,883
Net interest income	$4,804,000	4,071
Provision for loan and lease losses	$265,000	3,058
Total noninterest income	$977,000	3,622
Gross Fiduciary activities income	$13,000	1,262
Service charges on deposit accounts	$535,000	2,915
Trading account gains and fees	$0	138
Additional Noninterest Income	$429,000	3,658
Total noninterest expense	$3,238,000	4,537
Salaries and employee benefits	$1,970,000	4,164
Premises and equipment expense	$445,000	4,530
Additional noninterest expense	$823,000	5,073
Pre-tax net operating income	$2,278,000	3,378
Securities gains (losses)	$-36,000	8,069
Applicable income taxes	$116,000	5,243
Income before extraordinary items	$2,126,000	2,936
Extraordinary gains, net	$0	46
Net income	$2,126,000	2,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$222,000	2,145
Cash dividends	$1,734,000	1,642
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,160,200	2,868
2005-09-30 (YTD Data)		Rank
Total interest income	$4,851,000	4,348
Total interest expense	$1,248,000	4,833
Net interest income	$3,603,000	4,071
Provision for loan and lease losses	$135,000	3,636
Total noninterest income	$747,000	3,576
Gross Fiduciary activities income	$3,000	1,346
Service charges on deposit accounts	$395,000	2,947
Trading account gains and fees	$0	126
Additional Noninterest Income	$349,000	3,529
Total noninterest expense	$2,373,000	4,585
Salaries and employee benefits	$1,438,000	4,217
Premises and equipment expense	$313,000	4,689
Additional noninterest expense	$622,000	4,995
Pre-tax net operating income	$1,842,000	3,246
Securities gains (losses)	$-36,000	8,384
Applicable income taxes	$80,000	5,440
Income before extraordinary items	$1,726,000	2,785
Extraordinary gains, net	$0	35
Net income	$1,726,000	2,786
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	2,209
Cash dividends	$1,538,000	1,310
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,760,560	2,712
2005-06-30 (YTD Data)		Rank
Total interest income	$3,182,000	4,321
Total interest expense	$788,000	4,825
Net interest income	$2,394,000	4,055
Provision for loan and lease losses	$90,000	3,491
Total noninterest income	$498,000	3,531
Gross Fiduciary activities income	$2,000	1,342
Service charges on deposit accounts	$246,000	3,047
Trading account gains and fees	$0	116
Additional Noninterest Income	$250,000	3,372
Total noninterest expense	$1,581,000	4,567
Salaries and employee benefits	$967,000	4,172
Premises and equipment expense	$214,000	4,590
Additional noninterest expense	$400,000	5,082
Pre-tax net operating income	$1,221,000	3,201
Securities gains (losses)	$-36,000	8,520
Applicable income taxes	$48,000	5,551
Income before extraordinary items	$1,137,000	2,785
Extraordinary gains, net	$0	30
Net income	$1,137,000	2,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	1,780
Cash dividends	$946,000	1,399
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,171,560	2,669
2005-03-31 (YTD Data)		Rank
Total interest income	$1,553,000	4,369
Total interest expense	$382,000	4,806
Net interest income	$1,171,000	4,142
Provision for loan and lease losses	$45,000	3,327
Total noninterest income	$276,000	3,240
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$114,000	3,149
Trading account gains and fees	$0	115
Additional Noninterest Income	$162,000	2,836
Total noninterest expense	$815,000	4,501
Salaries and employee benefits	$493,000	4,136
Premises and equipment expense	$114,000	4,448
Additional noninterest expense	$208,000	4,944
Pre-tax net operating income	$587,000	3,279
Securities gains (losses)	$-36,000	8,742
Applicable income taxes	$24,000	5,498
Income before extraordinary items	$527,000	2,924
Extraordinary gains, net	$0	24
Net income	$527,000	2,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	894
Cash dividends	$750,000	848
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$561,560	2,714
2004-12-31 (YTD Data)		Rank
Total interest income	$6,418,000	4,058
Total interest expense	$1,580,000	4,378
Net interest income	$4,838,000	3,894
Provision for loan and lease losses	$260,000	3,183
Total noninterest income	$918,000	3,743
Gross Fiduciary activities income	$21,000	1,193
Service charges on deposit accounts	$548,000	2,933
Trading account gains and fees	$0	138
Additional Noninterest Income	$349,000	3,971
Total noninterest expense	$3,080,000	4,578
Salaries and employee benefits	$1,931,000	4,116
Premises and equipment expense	$426,000	4,568
Additional noninterest expense	$723,000	5,414
Pre-tax net operating income	$2,416,000	3,085
Securities gains (losses)	$0	3,819
Applicable income taxes	$122,000	5,315
Income before extraordinary items	$2,294,000	2,599
Extraordinary gains, net	$0	34
Net income	$2,294,000	2,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$212,000	2,497
Cash dividends	$1,676,000	1,590
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,294,000	2,548
2004-09-30 (YTD Data)		Rank
Total interest income	$4,805,000	4,053
Total interest expense	$1,191,000	4,313
Net interest income	$3,614,000	3,900
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$663,000	3,850
Gross Fiduciary activities income	$4,000	1,368
Service charges on deposit accounts	$402,000	3,002
Trading account gains and fees	$0	134
Additional Noninterest Income	$257,000	4,014
Total noninterest expense	$2,233,000	4,654
Salaries and employee benefits	$1,399,000	4,180
Premises and equipment expense	$311,000	4,653
Additional noninterest expense	$523,000	5,501
Pre-tax net operating income	$1,954,000	2,944
Securities gains (losses)	$0	3,710
Applicable income taxes	$94,000	5,417
Income before extraordinary items	$1,860,000	2,482
Extraordinary gains, net	$0	26
Net income	$1,860,000	2,485
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	8,534
Cash dividends	$1,311,000	1,405
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,860,000	2,420
2004-06-30 (YTD Data)		Rank
Total interest income	$3,160,000	4,091
Total interest expense	$792,000	4,315
Net interest income	$2,368,000	3,939
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$441,000	3,872
Gross Fiduciary activities income	$2,000	1,383
Service charges on deposit accounts	$250,000	3,153
Trading account gains and fees	$0	130
Additional Noninterest Income	$189,000	3,848
Total noninterest expense	$1,498,000	4,676
Salaries and employee benefits	$935,000	4,186
Premises and equipment expense	$209,000	4,638
Additional noninterest expense	$354,000	5,483
Pre-tax net operating income	$1,251,000	3,008
Securities gains (losses)	$0	3,413
Applicable income taxes	$60,000	5,433
Income before extraordinary items	$1,191,000	2,544
Extraordinary gains, net	$0	21
Net income	$1,191,000	2,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-58,000	8,771
Cash dividends	$1,111,000	1,145
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,191,000	2,475
2004-03-31 (YTD Data)		Rank
Total interest income	$1,552,000	4,164
Total interest expense	$399,000	4,347
Net interest income	$1,153,000	4,021
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$245,000	3,571
Gross Fiduciary activities income	$2,000	1,290
Service charges on deposit accounts	$118,000	3,186
Trading account gains and fees	$0	121
Additional Noninterest Income	$125,000	3,263
Total noninterest expense	$754,000	4,667
Salaries and employee benefits	$465,000	4,243
Premises and equipment expense	$109,000	4,538
Additional noninterest expense	$180,000	5,435
Pre-tax net operating income	$614,000	3,028
Securities gains (losses)	$0	2,934
Applicable income taxes	$30,000	5,394
Income before extraordinary items	$584,000	2,567
Extraordinary gains, net	$0	16
Net income	$584,000	2,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,858
Cash dividends	$750,000	847
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$584,000	2,479
2003-12-31 (YTD Data)		Rank
Total interest income	$6,298,000	4,168
Total interest expense	$1,826,000	4,301
Net interest income	$4,472,000	4,017
Provision for loan and lease losses	$120,000	4,933
Total noninterest income	$689,000	4,595
Gross Fiduciary activities income	$25,000	1,206
Service charges on deposit accounts	$361,000	3,871
Trading account gains and fees	$0	160
Additional Noninterest Income	$303,000	4,486
Total noninterest expense	$2,913,000	4,705
Salaries and employee benefits	$1,800,000	4,264
Premises and equipment expense	$424,000	4,539
Additional noninterest expense	$689,000	5,550
Pre-tax net operating income	$2,128,000	3,255
Securities gains (losses)	$10,000	3,613
Applicable income taxes	$100,000	5,726
Income before extraordinary items	$2,038,000	2,824
Extraordinary gains, net	$0	54
Net income	$2,038,000	2,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	3,575
Cash dividends	$1,490,000	1,748
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,028,500	2,709
2003-09-30 (YTD Data)		Rank
Total interest income	$4,714,000	4,215
Total interest expense	$1,410,000	4,326
Net interest income	$3,304,000	4,079
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$483,000	4,838
Gross Fiduciary activities income	$9,000	1,296
Service charges on deposit accounts	$247,000	4,121
Trading account gains and fees	$0	153
Additional Noninterest Income	$227,000	4,546
Total noninterest expense	$2,121,000	4,786
Salaries and employee benefits	$1,322,000	4,314
Premises and equipment expense	$324,000	4,491
Additional noninterest expense	$475,000	5,799
Pre-tax net operating income	$1,576,000	3,416
Securities gains (losses)	$10,000	3,326
Applicable income taxes	$76,000	5,850
Income before extraordinary items	$1,510,000	2,946
Extraordinary gains, net	$0	40
Net income	$1,510,000	2,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,488
Cash dividends	$1,330,000	1,408
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,500,500	2,816
2003-06-30 (YTD Data)		Rank
Total interest income	$3,127,000	4,271
Total interest expense	$959,000	4,386
Net interest income	$2,168,000	4,137
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$346,000	4,616
Gross Fiduciary activities income	$9,000	1,239
Service charges on deposit accounts	$164,000	4,092
Trading account gains and fees	$0	150
Additional Noninterest Income	$173,000	4,306
Total noninterest expense	$1,388,000	4,843
Salaries and employee benefits	$877,000	4,328
Premises and equipment expense	$212,000	4,550
Additional noninterest expense	$299,000	5,990
Pre-tax net operating income	$1,066,000	3,366
Securities gains (losses)	$10,000	2,948
Applicable income taxes	$52,000	5,878
Income before extraordinary items	$1,024,000	2,925
Extraordinary gains, net	$0	30
Net income	$1,024,000	2,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,731
Cash dividends	$970,000	1,349
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,014,500	2,792
2003-03-31 (YTD Data)		Rank
Total interest income	$1,602,000	4,228
Total interest expense	$489,000	4,405
Net interest income	$1,113,000	4,064
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$204,000	4,110
Gross Fiduciary activities income	$6,000	1,199
Service charges on deposit accounts	$77,000	4,164
Trading account gains and fees	$0	134
Additional Noninterest Income	$121,000	3,587
Total noninterest expense	$713,000	4,739
Salaries and employee benefits	$445,000	4,277
Premises and equipment expense	$113,000	4,362
Additional noninterest expense	$155,000	5,809
Pre-tax net operating income	$574,000	3,181
Securities gains (losses)	$0	2,891
Applicable income taxes	$28,000	5,789
Income before extraordinary items	$546,000	2,754
Extraordinary gains, net	$0	21
Net income	$546,000	2,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,770
Cash dividends	$650,000	977
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$546,000	2,615
2002-12-31 (YTD Data)		Rank
Total interest income	$6,554,000	4,266
Total interest expense	$2,266,000	4,431
Net interest income	$4,288,000	4,130
Provision for loan and lease losses	$120,000	5,330
Total noninterest income	$756,000	4,131
Gross Fiduciary activities income	$46,000	1,128
Service charges on deposit accounts	$349,000	3,874
Trading account gains and fees	$0	153
Additional Noninterest Income	$361,000	3,881
Total noninterest expense	$2,717,000	4,793
Salaries and employee benefits	$1,688,000	4,293
Premises and equipment expense	$437,000	4,353
Additional noninterest expense	$592,000	5,982
Pre-tax net operating income	$2,207,000	3,201
Securities gains (losses)	$15,000	3,365
Applicable income taxes	$110,000	5,872
Income before extraordinary items	$2,112,000	2,687
Extraordinary gains, net	$0	70
Net income	$2,112,000	2,686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,519
Cash dividends	$1,013,000	2,206
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,097,750	2,611
2001-12-31 (YTD Data)		Rank
Total interest income	$6,754,000	4,550
Total interest expense	$3,054,000	4,660
Net interest income	$3,700,000	4,389
Provision for loan and lease losses	$120,000	5,188
Total noninterest income	$660,000	4,342
Gross Fiduciary activities income	$21,000	1,296
Service charges on deposit accounts	$352,000	3,736
Trading account gains and fees	$0	177
Additional Noninterest Income	$287,000	4,213
Total noninterest expense	$2,621,000	4,804
Salaries and employee benefits	$1,552,000	4,395
Premises and equipment expense	$366,000	4,887
Additional noninterest expense	$703,000	5,280
Pre-tax net operating income	$1,619,000	3,676
Securities gains (losses)	$15,000	3,362
Applicable income taxes	$83,000	6,223
Income before extraordinary items	$1,551,000	3,143
Extraordinary gains, net	$0	105
Net income	$1,551,000	3,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,706
Cash dividends	$1,001,000	2,211
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,536,750	3,068
2000-12-31 (YTD Data)		Rank
Total interest income	$6,678,000	4,755
Total interest expense	$3,148,000	4,735
Net interest income	$3,530,000	4,581
Provision for loan and lease losses	$285,000	2,968
Total noninterest income	$519,000	4,817
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$306,000	3,997
Trading account gains and fees	NA	NA
Additional Noninterest Income	$213,000	4,653
Total noninterest expense	$2,313,000	5,130
Salaries and employee benefits	$1,402,000	4,613
Premises and equipment expense	$307,000	5,354
Additional noninterest expense	$604,000	5,765
Pre-tax net operating income	$1,451,000	4,155
Securities gains (losses)	$-1,000	7,406
Applicable income taxes	$129,000	6,182
Income before extraordinary items	$1,321,000	3,593
Extraordinary gains, net	$0	38
Net income	$1,321,000	3,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$220,000	2,259
Cash dividends	$974,000	2,352
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,321,910	3,572
1999-12-31 (YTD Data)		Rank
Total interest income	$6,584,000	4,621
Total interest expense	$3,132,000	4,439
Net interest income	$3,452,000	4,692
Provision for loan and lease losses	$330,000	2,465
Total noninterest income	$540,000	4,733
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$300,000	3,989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$240,000	4,531
Total noninterest expense	$2,318,000	5,131
Salaries and employee benefits	$1,361,000	4,693
Premises and equipment expense	$362,000	4,853
Additional noninterest expense	$595,000	5,859
Pre-tax net operating income	$1,344,000	4,423
Securities gains (losses)	$-1,000	8,592
Applicable income taxes	$105,000	6,862
Income before extraordinary items	$1,238,000	3,777
Extraordinary gains, net	$0	35
Net income	$1,238,000	3,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	2,198
Cash dividends	$976,000	2,337
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,238,920	3,741
1998-12-31 (YTD Data)		Rank
Total interest income	$6,463,000	4,694
Total interest expense	$3,083,000	4,621
Net interest income	$3,380,000	4,718
Provision for loan and lease losses	$240,000	3,065
Total noninterest income	$539,000	4,720
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$300,000	3,945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$239,000	4,518
Total noninterest expense	$2,244,000	5,143
Salaries and employee benefits	$1,305,000	4,746
Premises and equipment expense	$310,000	5,291
Additional noninterest expense	$629,000	5,561
Pre-tax net operating income	$1,435,000	4,324
Securities gains (losses)	$-21,000	10,295
Applicable income taxes	$174,000	6,522
Income before extraordinary items	$1,240,000	3,828
Extraordinary gains, net	$0	32
Net income	$1,240,000	3,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$213,000	2,338
Cash dividends	$941,000	2,331
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,258,480	3,692
1997-12-31 (YTD Data)		Rank
Total interest income	$6,253,000	4,899
Total interest expense	$3,012,000	4,693
Net interest income	$3,241,000	5,012
Provision for loan and lease losses	$110,000	4,963
Total noninterest income	$554,000	4,669
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$326,000	3,822
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	4,638
Total noninterest expense	$2,128,000	5,415
Salaries and employee benefits	$1,287,000	4,823
Premises and equipment expense	$294,000	5,510
Additional noninterest expense	$547,000	6,143
Pre-tax net operating income	$1,557,000	4,349
Securities gains (losses)	$0	3,944
Applicable income taxes	$494,000	4,248
Income before extraordinary items	$1,063,000	4,474
Extraordinary gains, net	$0	44
Net income	$1,063,000	4,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	3,640
Cash dividends	$600,000	3,054
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,063,000	4,415
1996-12-31 (YTD Data)		Rank
Total interest income	$5,889,000	5,252
Total interest expense	$2,734,000	5,172
Net interest income	$3,155,000	5,245
Provision for loan and lease losses	$14,000	8,292
Total noninterest income	$515,000	5,053
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$320,000	4,027
Trading account gains and fees	NA	NA
Additional Noninterest Income	$195,000	5,239
Total noninterest expense	$2,252,000	5,433
Salaries and employee benefits	$1,263,000	4,972
Premises and equipment expense	$288,000	5,743
Additional noninterest expense	$701,000	5,743
Pre-tax net operating income	$1,404,000	4,569
Securities gains (losses)	$-7,000	10,114
Applicable income taxes	$438,000	4,596
Income before extraordinary items	$959,000	4,643
Extraordinary gains, net	$0	53
Net income	$959,000	4,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,441
Cash dividends	$600,000	3,013
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$963,830	4,577
1995-12-31 (YTD Data)		Rank
Total interest income	$3,306,000	7,796
Total interest expense	$1,621,000	7,358
Net interest income	$1,685,000	8,059
Provision for loan and lease losses	$0	8,958
Total noninterest income	$289,000	7,202
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$188,000	5,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	7,205
Total noninterest expense	$1,115,000	8,510
Salaries and employee benefits	$690,000	7,780
Premises and equipment expense	$129,000	8,826
Additional noninterest expense	$296,000	9,276
Pre-tax net operating income	$859,000	6,612
Securities gains (losses)	$0	3,831
Applicable income taxes	$254,000	6,590
Income before extraordinary items	$605,000	6,587
Extraordinary gains, net	$0	65
Net income	$605,000	6,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,571
Cash dividends	$340,000	4,258
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$605,000	6,573
1994-12-31 (YTD Data)		Rank
Total interest income	$3,152,000	7,824
Total interest expense	$1,388,000	7,245
Net interest income	$1,764,000	8,139
Provision for loan and lease losses	$3,000	8,961
Total noninterest income	$300,000	7,251
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$174,000	6,370
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	6,774
Total noninterest expense	$1,160,000	8,764
Salaries and employee benefits	$678,000	8,042
Premises and equipment expense	$147,000	8,631
Additional noninterest expense	$335,000	9,544
Pre-tax net operating income	$901,000	6,396
Securities gains (losses)	$-150,000	11,789
Applicable income taxes	$243,000	6,649
Income before extraordinary items	$508,000	7,244
Extraordinary gains, net	$0	249
Net income	$508,000	7,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-106,000	12,253
Cash dividends	$380,000	3,868
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$610,000	6,521
1993-12-31 (YTD Data)		Rank
Total interest income	$3,297,000	7,847
Total interest expense	$1,414,000	7,493
Net interest income	$1,883,000	8,003
Provision for loan and lease losses	$101,000	5,713
Total noninterest income	$247,000	8,407
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$163,000	6,770
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	8,451
Total noninterest expense	$1,095,000	9,339
Salaries and employee benefits	$659,000	8,309
Premises and equipment expense	$128,000	9,539
Additional noninterest expense	$308,000	10,343
Pre-tax net operating income	$934,000	6,198
Securities gains (losses)	$0	7,477
Applicable income taxes	$303,000	6,046
Income before extraordinary items	$631,000	6,558
Extraordinary gains, net	$0	3,149
Net income	$631,000	6,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	4,512
Cash dividends	$280,000	4,592
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$631,000	6,318
1992-12-31 (YTD Data)		Rank
Total interest income	$3,476,000	8,216
Total interest expense	$1,761,000	7,736
Net interest income	$1,715,000	8,603
Provision for loan and lease losses	$38,000	9,593
Total noninterest income	$191,000	9,589
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$152,000	7,048
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	11,113
Total noninterest expense	$961,000	10,158
Salaries and employee benefits	$586,000	8,934
Premises and equipment expense	$79,000	11,525
Additional noninterest expense	$296,000	10,876
Pre-tax net operating income	$907,000	6,058
Securities gains (losses)	$0	8,369
Applicable income taxes	$305,000	5,864
Income before extraordinary items	$602,000	6,563
Extraordinary gains, net	$0	1,422
Net income	$602,000	6,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	8,127
Cash dividends	$140,000	5,918
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$602,000	6,189

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.