Home > First Iowa Bank > Income and Expense
First Iowa Bank, Income and Expense
2002-12-31 (YTD Data) | Rank | |
Total interest income | $1,228,000 | 8,657 |
Total interest expense | $450,000 | 8,519 |
Net interest income | $778,000 | 8,621 |
Provision for loan and lease losses | $279,000 | 3,616 |
Total noninterest income | $117,000 | 8,202 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $74,000 | 7,056 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $43,000 | 7,790 |
Total noninterest expense | $622,000 | 8,719 |
Salaries and employee benefits | $371,000 | 8,615 |
Premises and equipment expense | $98,000 | 8,193 |
Additional noninterest expense | $153,000 | 8,859 |
Pre-tax net operating income | $-6,000 | 8,652 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $-38,000 | 8,968 |
Income before extraordinary items | $32,000 | 8,619 |
Extraordinary gains, net | $0 | 70 |
Net income | $32,000 | 8,621 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $315,000 | 2,289 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $32,000 | 8,537 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $1,523,000 | 8,712 |
Total interest expense | $771,000 | 8,486 |
Net interest income | $752,000 | 8,770 |
Provision for loan and lease losses | $30,000 | 7,215 |
Total noninterest income | $96,000 | 8,576 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $65,000 | 7,289 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $31,000 | 8,315 |
Total noninterest expense | $617,000 | 8,887 |
Salaries and employee benefits | $352,000 | 8,832 |
Premises and equipment expense | $103,000 | 8,251 |
Additional noninterest expense | $162,000 | 8,973 |
Pre-tax net operating income | $201,000 | 7,880 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $54,000 | 6,641 |
Income before extraordinary items | $147,000 | 8,047 |
Extraordinary gains, net | $0 | 105 |
Net income | $147,000 | 8,049 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 6,448 |
Cash dividends | $20,000 | 6,427 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $147,000 | 7,933 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,585,000 | 8,863 |
Total interest expense | $825,000 | 8,580 |
Net interest income | $760,000 | 8,993 |
Provision for loan and lease losses | $23,000 | 7,535 |
Total noninterest income | $92,000 | 8,714 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $64,000 | 7,312 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 8,628 |
Total noninterest expense | $573,000 | 9,182 |
Salaries and employee benefits | $318,000 | 9,174 |
Premises and equipment expense | $106,000 | 8,342 |
Additional noninterest expense | $149,000 | 9,245 |
Pre-tax net operating income | $256,000 | 8,094 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $77,000 | 6,833 |
Income before extraordinary items | $179,000 | 8,207 |
Extraordinary gains, net | $0 | 38 |
Net income | $179,000 | 8,206 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 7,220 |
Cash dividends | $30,000 | 6,576 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $179,000 | 8,210 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,475,000 | 9,105 |
Total interest expense | $768,000 | 8,762 |
Net interest income | $707,000 | 9,262 |
Provision for loan and lease losses | $155,000 | 4,177 |
Total noninterest income | $99,000 | 8,840 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $68,000 | 7,398 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $31,000 | 8,795 |
Total noninterest expense | $523,000 | 9,568 |
Salaries and employee benefits | $291,000 | 9,515 |
Premises and equipment expense | $94,000 | 8,748 |
Additional noninterest expense | $138,000 | 9,627 |
Pre-tax net operating income | $128,000 | 8,939 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $20,000 | 8,212 |
Income before extraordinary items | $108,000 | 8,905 |
Extraordinary gains, net | $0 | 35 |
Net income | $108,000 | 8,902 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $147,000 | 2,895 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $108,000 | 8,873 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,414,000 | 9,400 |
Total interest expense | $750,000 | 9,071 |
Net interest income | $664,000 | 9,582 |
Provision for loan and lease losses | $40,000 | 6,927 |
Total noninterest income | $99,000 | 9,043 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $68,000 | 7,585 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $31,000 | 8,965 |
Total noninterest expense | $504,000 | 9,770 |
Salaries and employee benefits | $281,000 | 9,725 |
Premises and equipment expense | $88,000 | 8,979 |
Additional noninterest expense | $135,000 | 9,800 |
Pre-tax net operating income | $219,000 | 8,823 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $71,000 | 7,976 |
Income before extraordinary items | $148,000 | 8,992 |
Extraordinary gains, net | $0 | 32 |
Net income | $148,000 | 8,990 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,100 |
Cash dividends | $14,000 | 7,331 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $148,000 | 8,929 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,316,000 | 9,909 |
Total interest expense | $671,000 | 9,621 |
Net interest income | $645,000 | 10,081 |
Provision for loan and lease losses | $10,000 | 8,395 |
Total noninterest income | $84,000 | 9,686 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $60,000 | 8,145 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $24,000 | 9,645 |
Total noninterest expense | $463,000 | 10,270 |
Salaries and employee benefits | $263,000 | 10,190 |
Premises and equipment expense | $76,000 | 9,545 |
Additional noninterest expense | $124,000 | 10,294 |
Pre-tax net operating income | $256,000 | 9,256 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $91,000 | 8,552 |
Income before extraordinary items | $165,000 | 9,449 |
Extraordinary gains, net | $0 | 44 |
Net income | $165,000 | 9,451 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 7,835 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $165,000 | 9,405 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,155,000 | 10,582 |
Total interest expense | $583,000 | 10,327 |
Net interest income | $572,000 | 10,727 |
Provision for loan and lease losses | $1,000 | 9,010 |
Total noninterest income | $96,000 | 9,954 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $69,000 | 8,297 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 10,012 |
Total noninterest expense | $434,000 | 10,850 |
Salaries and employee benefits | $255,000 | 10,685 |
Premises and equipment expense | $78,000 | 9,872 |
Additional noninterest expense | $101,000 | 11,082 |
Pre-tax net operating income | $233,000 | 9,588 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $76,000 | 9,229 |
Income before extraordinary items | $157,000 | 9,719 |
Extraordinary gains, net | $0 | 53 |
Net income | $157,000 | 9,718 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,612 |
Cash dividends | $60,000 | 7,342 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $157,000 | 9,657 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,049,000 | 11,201 |
Total interest expense | $519,000 | 10,953 |
Net interest income | $530,000 | 11,326 |
Provision for loan and lease losses | $5,000 | 8,671 |
Total noninterest income | $74,000 | 10,860 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $51,000 | 9,212 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $23,000 | 10,706 |
Total noninterest expense | $431,000 | 11,327 |
Salaries and employee benefits | $240,000 | 11,232 |
Premises and equipment expense | $62,000 | 10,713 |
Additional noninterest expense | $129,000 | 11,320 |
Pre-tax net operating income | $168,000 | 10,668 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $58,000 | 10,021 |
Income before extraordinary items | $110,000 | 10,841 |
Extraordinary gains, net | $0 | 65 |
Net income | $110,000 | 10,841 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 8,036 |
Cash dividends | $92,000 | 6,975 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $110,000 | 10,812 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $886,000 | 11,919 |
Total interest expense | $380,000 | 11,686 |
Net interest income | $506,000 | 11,994 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $95,000 | 10,864 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $39,000 | 10,069 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $56,000 | 9,309 |
Total noninterest expense | $404,000 | 12,020 |
Salaries and employee benefits | $219,000 | 11,929 |
Premises and equipment expense | $73,000 | 10,875 |
Additional noninterest expense | $112,000 | 12,190 |
Pre-tax net operating income | $197,000 | 10,915 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $64,000 | 10,134 |
Income before extraordinary items | $133,000 | 11,026 |
Extraordinary gains, net | $0 | 249 |
Net income | $133,000 | 11,033 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $78,000 | 7,375 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $133,000 | 11,081 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $858,000 | 12,569 |
Total interest expense | $400,000 | 12,224 |
Net interest income | $458,000 | 12,671 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $50,000 | 12,542 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $8,000 | 11,238 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $42,000 | 10,560 |
Total noninterest expense | $389,000 | 12,693 |
Salaries and employee benefits | $207,000 | 12,571 |
Premises and equipment expense | $67,000 | 11,617 |
Additional noninterest expense | $115,000 | 12,812 |
Pre-tax net operating income | $119,000 | 11,725 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $33,000 | 11,311 |
Income before extraordinary items | $86,000 | 11,942 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $86,000 | 11,980 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $76,000 | 7,382 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $86,000 | 11,759 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $973,000 | 13,070 |
Total interest expense | $533,000 | 12,602 |
Net interest income | $440,000 | 13,266 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $42,000 | 13,290 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $23,000 | 11,285 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $19,000 | 12,651 |
Total noninterest expense | $381,000 | 13,259 |
Salaries and employee benefits | $205,000 | 13,100 |
Premises and equipment expense | $65,000 | 12,061 |
Additional noninterest expense | $111,000 | 13,421 |
Pre-tax net operating income | $101,000 | 12,017 |
Securities gains (losses) | $33,000 | 4,829 |
Applicable income taxes | $38,000 | 11,577 |
Income before extraordinary items | $96,000 | 11,992 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $96,000 | 12,059 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $32,000 | 8,174 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $72,240 | 12,039 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.