Home > First Investors Savings Bank, Inc., SSB > Income and Expense
First Investors Savings Bank, Inc., SSB, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 7,282 |
| Total interest expense | $1,546,000 | 6,762 |
| Net interest income | $1,982,000 | 7,607 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $239,000 | 8,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,101 |
| Total noninterest expense | $1,356,000 | 8,053 |
| Salaries and employee benefits | $679,000 | 8,036 |
| Premises and equipment expense | $170,000 | 8,080 |
| Additional noninterest expense | $507,000 | 7,773 |
| Pre-tax net operating income | $837,000 | 6,694 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $288,000 | 6,028 |
| Income before extraordinary items | $549,000 | 6,916 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $549,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $549,000 | 6,972 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 7,688 |
| Total interest expense | $1,787,000 | 6,363 |
| Net interest income | $1,608,000 | 8,775 |
| Provision for loan and lease losses | $29,000 | 8,543 |
| Total noninterest income | $279,000 | 7,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,357 |
| Total noninterest expense | $1,427,000 | 8,084 |
| Salaries and employee benefits | $710,000 | 7,938 |
| Premises and equipment expense | $397,000 | 4,743 |
| Additional noninterest expense | $320,000 | 10,194 |
| Pre-tax net operating income | $431,000 | 9,179 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $163,000 | 8,358 |
| Income before extraordinary items | $268,000 | 9,836 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $268,000 | 9,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,112 |
| Net operating income | $268,000 | 9,582 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 7,981 |
| Total interest expense | $2,056,000 | 6,992 |
| Net interest income | $1,590,000 | 8,979 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $232,000 | 8,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 8,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 7,283 |
| Total noninterest expense | $1,274,000 | 8,747 |
| Salaries and employee benefits | $658,000 | 8,321 |
| Premises and equipment expense | $359,000 | 5,264 |
| Additional noninterest expense | $257,000 | 11,446 |
| Pre-tax net operating income | $532,000 | 8,193 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $107,000 | 9,719 |
| Income before extraordinary items | $425,000 | 7,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $425,000 | 8,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $425,000 | 7,609 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.