Home > First Investors Federal Savings Bank > Income and Expense
First Investors Federal Savings Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $225,000 | 7,395 |
| Total interest expense | $0 | 7,423 |
| Net interest income | $225,000 | 7,383 |
| Provision for loan and lease losses | $40,000 | 5,694 |
| Total noninterest income | $2,050,000 | 1,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 3,348 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,792,000 | 1,205 |
| Total noninterest expense | $2,252,000 | 4,883 |
| Salaries and employee benefits | $288,000 | 7,126 |
| Premises and equipment expense | $277,000 | 4,806 |
| Additional noninterest expense | $1,687,000 | 2,835 |
| Pre-tax net operating income | $-17,000 | 6,169 |
| Securities gains (losses) | $-20,000 | 7,059 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $-39,000 | 6,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-39,000 | 6,335 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-39,000 | 6,335 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $5,000,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-19,000 | 6,181 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $192,000 | 7,454 |
| Total interest expense | $0 | 7,493 |
| Net interest income | $192,000 | 7,426 |
| Provision for loan and lease losses | $43,000 | 5,248 |
| Total noninterest income | $1,450,000 | 1,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 2,496 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,192,000 | 1,188 |
| Total noninterest expense | $1,583,000 | 4,794 |
| Salaries and employee benefits | $215,000 | 7,126 |
| Premises and equipment expense | $237,000 | 4,251 |
| Additional noninterest expense | $1,131,000 | 2,870 |
| Pre-tax net operating income | $16,000 | 6,120 |
| Securities gains (losses) | $-20,000 | 7,131 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $-6,000 | 6,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,000 | 6,320 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-6,000 | 6,320 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $14,000 | 6,158 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $112,000 | 7,497 |
| Total interest expense | $0 | 7,555 |
| Net interest income | $112,000 | 7,455 |
| Provision for loan and lease losses | $1,000 | 5,795 |
| Total noninterest income | $753,000 | 1,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 2,150 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $598,000 | 1,184 |
| Total noninterest expense | $762,000 | 4,931 |
| Salaries and employee benefits | $75,000 | 7,385 |
| Premises and equipment expense | $128,000 | 4,101 |
| Additional noninterest expense | $559,000 | 2,907 |
| Pre-tax net operating income | $102,000 | 5,124 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $40,000 | 3,000 |
| Income before extraordinary items | $62,000 | 5,525 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $62,000 | 5,523 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $62,000 | 5,524 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $62,000 | 5,477 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $706,000 | 7,495 |
| Total interest expense | $0 | 7,641 |
| Net interest income | $706,000 | 7,387 |
| Provision for loan and lease losses | $96,000 | 6,064 |
| Total noninterest income | $2,856,000 | 1,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,856,000 | 1,102 |
| Total noninterest expense | $2,798,000 | 5,222 |
| Salaries and employee benefits | $357,000 | 7,381 |
| Premises and equipment expense | $468,000 | 4,358 |
| Additional noninterest expense | $1,973,000 | 3,293 |
| Pre-tax net operating income | $668,000 | 3,987 |
| Securities gains (losses) | $10,000 | 3,313 |
| Applicable income taxes | $267,000 | 2,469 |
| Income before extraordinary items | $411,000 | 4,587 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $411,000 | 4,587 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $411,000 | 4,587 |
| Net charge-offs | $52,000 | 5,888 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $404,600 | 4,459 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $610,000 | 7,555 |
| Total interest expense | $0 | 7,745 |
| Net interest income | $610,000 | 7,419 |
| Provision for loan and lease losses | $-4,000 | 7,675 |
| Total noninterest income | $2,130,000 | 1,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,130,000 | 1,067 |
| Total noninterest expense | $2,069,000 | 5,272 |
| Salaries and employee benefits | $275,000 | 7,452 |
| Premises and equipment expense | $321,000 | 4,665 |
| Additional noninterest expense | $1,473,000 | 3,280 |
| Pre-tax net operating income | $675,000 | 3,780 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $270,000 | 2,248 |
| Income before extraordinary items | $405,000 | 4,448 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $405,000 | 4,451 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $405,000 | 4,451 |
| Net charge-offs | $1,000 | 6,616 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $405,000 | 4,270 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $441,000 | 7,583 |
| Total interest expense | $0 | 7,814 |
| Net interest income | $441,000 | 7,420 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $1,436,000 | 1,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,436,000 | 1,006 |
| Total noninterest expense | $1,386,000 | 5,277 |
| Salaries and employee benefits | $196,000 | 7,472 |
| Premises and equipment expense | $216,000 | 4,658 |
| Additional noninterest expense | $974,000 | 3,268 |
| Pre-tax net operating income | $491,000 | 3,662 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $196,000 | 2,146 |
| Income before extraordinary items | $295,000 | 4,341 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $295,000 | 4,340 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $295,000 | 4,340 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $295,000 | 4,193 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 7,650 |
| Total interest expense | $0 | 7,914 |
| Net interest income | $242,000 | 7,431 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $727,000 | 1,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $727,000 | 990 |
| Total noninterest expense | $702,000 | 5,293 |
| Salaries and employee benefits | $101,000 | 7,545 |
| Premises and equipment expense | $111,000 | 4,666 |
| Additional noninterest expense | $490,000 | 3,247 |
| Pre-tax net operating income | $267,000 | 3,568 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $107,000 | 2,056 |
| Income before extraordinary items | $160,000 | 4,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $160,000 | 4,264 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $160,000 | 4,262 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $160,000 | 4,161 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 7,488 |
| Total interest expense | $0 | 8,000 |
| Net interest income | $1,389,000 | 7,027 |
| Provision for loan and lease losses | $43,000 | 6,926 |
| Total noninterest income | $2,853,000 | 1,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,853,000 | 1,084 |
| Total noninterest expense | $2,781,000 | 5,394 |
| Salaries and employee benefits | $385,000 | 7,661 |
| Premises and equipment expense | $434,000 | 4,776 |
| Additional noninterest expense | $1,962,000 | 3,363 |
| Pre-tax net operating income | $1,418,000 | 2,441 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $576,000 | 1,419 |
| Income before extraordinary items | $842,000 | 3,062 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $842,000 | 3,061 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $842,000 | 3,061 |
| Net charge-offs | $59,000 | 6,106 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $842,000 | 2,999 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 7,527 |
| Total interest expense | $0 | 8,084 |
| Net interest income | $1,100,000 | 6,984 |
| Provision for loan and lease losses | $43,000 | 6,645 |
| Total noninterest income | $2,128,000 | 1,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,128,000 | 1,104 |
| Total noninterest expense | $2,105,000 | 5,376 |
| Salaries and employee benefits | $317,000 | 7,648 |
| Premises and equipment expense | $322,000 | 4,842 |
| Additional noninterest expense | $1,466,000 | 3,338 |
| Pre-tax net operating income | $1,080,000 | 2,606 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $431,000 | 1,555 |
| Income before extraordinary items | $649,000 | 3,253 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $649,000 | 3,251 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $649,000 | 3,253 |
| Net charge-offs | $57,000 | 5,575 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $649,000 | 3,165 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $784,000 | 7,525 |
| Total interest expense | $0 | 8,178 |
| Net interest income | $784,000 | 6,883 |
| Provision for loan and lease losses | $9,000 | 6,955 |
| Total noninterest income | $1,438,000 | 1,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,438,000 | 1,137 |
| Total noninterest expense | $1,396,000 | 5,435 |
| Salaries and employee benefits | $222,000 | 7,688 |
| Premises and equipment expense | $218,000 | 4,845 |
| Additional noninterest expense | $956,000 | 3,401 |
| Pre-tax net operating income | $817,000 | 2,481 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $326,000 | 1,451 |
| Income before extraordinary items | $491,000 | 3,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $491,000 | 3,121 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $491,000 | 3,123 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $491,000 | 3,025 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,506 |
| Total interest expense | $0 | 8,229 |
| Net interest income | $417,000 | 6,803 |
| Provision for loan and lease losses | $7,000 | 6,448 |
| Total noninterest income | $729,000 | 1,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $729,000 | 1,089 |
| Total noninterest expense | $724,000 | 5,282 |
| Salaries and employee benefits | $126,000 | 7,604 |
| Premises and equipment expense | $116,000 | 4,722 |
| Additional noninterest expense | $482,000 | 3,100 |
| Pre-tax net operating income | $415,000 | 2,730 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $166,000 | 1,640 |
| Income before extraordinary items | $249,000 | 3,456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $249,000 | 3,457 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $249,000 | 3,457 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $249,000 | 3,297 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 7,101 |
| Total interest expense | $0 | 8,290 |
| Net interest income | $2,331,000 | 6,061 |
| Provision for loan and lease losses | $-9,000 | 8,201 |
| Total noninterest income | $2,890,000 | 1,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,890,000 | 999 |
| Total noninterest expense | $3,050,000 | 5,067 |
| Salaries and employee benefits | $543,000 | 7,554 |
| Premises and equipment expense | $480,000 | 4,569 |
| Additional noninterest expense | $2,027,000 | 2,838 |
| Pre-tax net operating income | $2,180,000 | 2,301 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $894,000 | 1,292 |
| Income before extraordinary items | $1,306,000 | 2,764 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,306,000 | 2,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $3,000,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,293,200 | 2,921 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 7,103 |
| Total interest expense | $0 | 8,371 |
| Net interest income | $1,843,000 | 5,991 |
| Provision for loan and lease losses | $-1,000 | 8,250 |
| Total noninterest income | $2,191,000 | 1,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,191,000 | 1,032 |
| Total noninterest expense | $2,297,000 | 5,037 |
| Salaries and employee benefits | $406,000 | 7,597 |
| Premises and equipment expense | $367,000 | 4,536 |
| Additional noninterest expense | $1,524,000 | 2,742 |
| Pre-tax net operating income | $1,738,000 | 2,541 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $703,000 | 1,527 |
| Income before extraordinary items | $1,055,000 | 2,998 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,055,000 | 2,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,042,200 | 3,167 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 7,044 |
| Total interest expense | $0 | 8,437 |
| Net interest income | $1,296,000 | 5,873 |
| Provision for loan and lease losses | $3,000 | 6,580 |
| Total noninterest income | $1,525,000 | 1,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,525,000 | 1,048 |
| Total noninterest expense | $1,568,000 | 4,986 |
| Salaries and employee benefits | $286,000 | 7,580 |
| Premises and equipment expense | $257,000 | 4,428 |
| Additional noninterest expense | $1,025,000 | 2,686 |
| Pre-tax net operating income | $1,250,000 | 2,520 |
| Securities gains (losses) | $-4,000 | 8,032 |
| Applicable income taxes | $498,000 | 1,612 |
| Income before extraordinary items | $748,000 | 3,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $748,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $750,560 | 3,131 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $721,000 | 6,911 |
| Total interest expense | $0 | 8,478 |
| Net interest income | $721,000 | 5,603 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $821,000 | 1,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $821,000 | 984 |
| Total noninterest expense | $773,000 | 5,038 |
| Salaries and employee benefits | $149,000 | 7,560 |
| Premises and equipment expense | $139,000 | 4,224 |
| Additional noninterest expense | $485,000 | 2,800 |
| Pre-tax net operating income | $764,000 | 2,252 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $305,000 | 1,457 |
| Income before extraordinary items | $459,000 | 2,887 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $459,000 | 2,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $459,000 | 2,806 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 6,731 |
| Total interest expense | $4,000 | 8,514 |
| Net interest income | $3,178,000 | 5,343 |
| Provision for loan and lease losses | $27,000 | 6,167 |
| Total noninterest income | $3,564,000 | 1,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,564,000 | 892 |
| Total noninterest expense | $4,076,000 | 4,060 |
| Salaries and employee benefits | $489,000 | 7,836 |
| Premises and equipment expense | $571,000 | 3,972 |
| Additional noninterest expense | $3,016,000 | 1,831 |
| Pre-tax net operating income | $2,639,000 | 2,707 |
| Securities gains (losses) | $-183,000 | 8,246 |
| Applicable income taxes | $950,000 | 1,927 |
| Income before extraordinary items | $1,506,000 | 3,445 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,506,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $1,400,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,623,120 | 3,243 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 6,792 |
| Total interest expense | $3,000 | 8,538 |
| Net interest income | $2,349,000 | 5,410 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $2,758,000 | 1,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,758,000 | 883 |
| Total noninterest expense | $3,364,000 | 3,747 |
| Salaries and employee benefits | $397,000 | 7,708 |
| Premises and equipment expense | $417,000 | 4,039 |
| Additional noninterest expense | $2,550,000 | 1,590 |
| Pre-tax net operating income | $1,743,000 | 3,141 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $694,000 | 2,098 |
| Income before extraordinary items | $1,049,000 | 3,778 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,049,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,049,000 | 3,762 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 6,855 |
| Total interest expense | $0 | 8,596 |
| Net interest income | $1,544,000 | 5,487 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,928,000 | 1,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,928,000 | 885 |
| Total noninterest expense | $2,400,000 | 3,564 |
| Salaries and employee benefits | $271,000 | 7,724 |
| Premises and equipment expense | $286,000 | 3,972 |
| Additional noninterest expense | $1,843,000 | 1,487 |
| Pre-tax net operating income | $1,072,000 | 3,367 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $427,000 | 2,293 |
| Income before extraordinary items | $645,000 | 4,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $645,000 | 4,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $645,000 | 4,006 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 6,588 |
| Total interest expense | $0 | 8,633 |
| Net interest income | $890,000 | 5,034 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $993,000 | 1,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $993,000 | 848 |
| Total noninterest expense | $1,309,000 | 3,336 |
| Salaries and employee benefits | $158,000 | 7,519 |
| Premises and equipment expense | $153,000 | 3,821 |
| Additional noninterest expense | $998,000 | 1,341 |
| Pre-tax net operating income | $574,000 | 3,224 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $229,000 | 2,208 |
| Income before extraordinary items | $345,000 | 3,863 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $345,000 | 3,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $345,000 | 3,839 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 6,941 |
| Total interest expense | $0 | 8,665 |
| Net interest income | $2,786,000 | 5,737 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $5,053,000 | 1,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,053,000 | 669 |
| Total noninterest expense | $5,352,000 | 3,160 |
| Salaries and employee benefits | $593,000 | 7,614 |
| Premises and equipment expense | $604,000 | 3,746 |
| Additional noninterest expense | $4,155,000 | 1,286 |
| Pre-tax net operating income | $2,475,000 | 3,147 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,001,000 | 2,196 |
| Income before extraordinary items | $1,474,000 | 3,809 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,474,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,474,000 | 3,792 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 7,084 |
| Total interest expense | $0 | 8,731 |
| Net interest income | $1,981,000 | 5,924 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $4,089,000 | 1,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,089,000 | 642 |
| Total noninterest expense | $4,051,000 | 3,132 |
| Salaries and employee benefits | $446,000 | 7,597 |
| Premises and equipment expense | $450,000 | 3,774 |
| Additional noninterest expense | $3,155,000 | 1,272 |
| Pre-tax net operating income | $2,019,000 | 3,080 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $806,000 | 2,187 |
| Income before extraordinary items | $1,213,000 | 3,714 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,213,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,213,000 | 3,694 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 7,185 |
| Total interest expense | $0 | 8,755 |
| Net interest income | $1,251,000 | 6,106 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $2,911,000 | 970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,911,000 | 606 |
| Total noninterest expense | $2,716,000 | 3,127 |
| Salaries and employee benefits | $302,000 | 7,613 |
| Premises and equipment expense | $309,000 | 3,682 |
| Additional noninterest expense | $2,105,000 | 1,280 |
| Pre-tax net operating income | $1,446,000 | 2,950 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $578,000 | 2,104 |
| Income before extraordinary items | $868,000 | 3,545 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $868,000 | 3,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $868,000 | 3,532 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $646,000 | 7,124 |
| Total interest expense | $0 | 8,772 |
| Net interest income | $646,000 | 6,050 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,492,000 | 935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,492,000 | 602 |
| Total noninterest expense | $1,376,000 | 3,103 |
| Salaries and employee benefits | $155,000 | 7,577 |
| Premises and equipment expense | $186,000 | 3,186 |
| Additional noninterest expense | $1,035,000 | 1,280 |
| Pre-tax net operating income | $762,000 | 2,802 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $305,000 | 2,007 |
| Income before extraordinary items | $457,000 | 3,380 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 3,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $457,000 | 3,356 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 7,568 |
| Total interest expense | $1,000 | 8,811 |
| Net interest income | $1,872,000 | 6,798 |
| Provision for loan and lease losses | $2,000 | 7,079 |
| Total noninterest income | $6,286,000 | 899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,286,000 | 588 |
| Total noninterest expense | $5,770,000 | 2,842 |
| Salaries and employee benefits | $635,000 | 7,499 |
| Premises and equipment expense | $919,000 | 2,547 |
| Additional noninterest expense | $4,216,000 | 1,233 |
| Pre-tax net operating income | $2,386,000 | 3,251 |
| Securities gains (losses) | $-97,000 | 8,415 |
| Applicable income taxes | $918,000 | 2,374 |
| Income before extraordinary items | $1,371,000 | 4,013 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,371,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $1,400,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,433,080 | 3,870 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 7,735 |
| Total interest expense | $1,000 | 8,837 |
| Net interest income | $1,278,000 | 7,056 |
| Provision for loan and lease losses | $2,000 | 6,852 |
| Total noninterest income | $4,741,000 | 898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,741,000 | 582 |
| Total noninterest expense | $4,455,000 | 2,753 |
| Salaries and employee benefits | $533,000 | 7,208 |
| Premises and equipment expense | $703,000 | 2,503 |
| Additional noninterest expense | $3,219,000 | 1,181 |
| Pre-tax net operating income | $1,562,000 | 3,635 |
| Securities gains (losses) | $-97,000 | 8,620 |
| Applicable income taxes | $584,000 | 2,679 |
| Income before extraordinary items | $881,000 | 4,512 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $881,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $943,080 | 4,280 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $799,000 | 7,817 |
| Total interest expense | $1,000 | 8,845 |
| Net interest income | $798,000 | 7,191 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $3,006,000 | 925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,006,000 | 595 |
| Total noninterest expense | $3,037,000 | 2,666 |
| Salaries and employee benefits | $370,000 | 7,122 |
| Premises and equipment expense | $482,000 | 2,415 |
| Additional noninterest expense | $2,185,000 | 1,138 |
| Pre-tax net operating income | $765,000 | 4,390 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $306,000 | 3,072 |
| Income before extraordinary items | $459,000 | 5,099 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $459,000 | 5,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $459,000 | 5,051 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $410,000 | 7,845 |
| Total interest expense | $1,000 | 8,912 |
| Net interest income | $409,000 | 7,200 |
| Provision for loan and lease losses | $-1,000 | 8,667 |
| Total noninterest income | $1,539,000 | 885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,539,000 | 573 |
| Total noninterest expense | $1,496,000 | 2,721 |
| Salaries and employee benefits | $197,000 | 7,023 |
| Premises and equipment expense | $252,000 | 2,341 |
| Additional noninterest expense | $1,047,000 | 1,175 |
| Pre-tax net operating income | $453,000 | 3,937 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $180,000 | 2,765 |
| Income before extraordinary items | $273,000 | 4,628 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $273,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $273,000 | 4,588 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 8,244 |
| Total interest expense | $21,000 | 8,881 |
| Net interest income | $1,151,000 | 7,816 |
| Provision for loan and lease losses | $2,000 | 7,273 |
| Total noninterest income | $6,549,000 | 845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,549,000 | 545 |
| Total noninterest expense | $5,162,000 | 3,022 |
| Salaries and employee benefits | $710,000 | 7,245 |
| Premises and equipment expense | $1,573,000 | 1,466 |
| Additional noninterest expense | $2,879,000 | 1,701 |
| Pre-tax net operating income | $2,536,000 | 2,977 |
| Securities gains (losses) | $-17,000 | 8,347 |
| Applicable income taxes | $1,009,000 | 2,136 |
| Income before extraordinary items | $1,510,000 | 3,621 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,510,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $1,600,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,520,880 | 3,542 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $787,000 | 8,398 |
| Total interest expense | $18,000 | 8,927 |
| Net interest income | $769,000 | 8,014 |
| Provision for loan and lease losses | $-1,000 | 8,750 |
| Total noninterest income | $4,892,000 | 864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,892,000 | 551 |
| Total noninterest expense | $3,822,000 | 3,028 |
| Salaries and employee benefits | $545,000 | 7,145 |
| Premises and equipment expense | $1,057,000 | 1,654 |
| Additional noninterest expense | $2,220,000 | 1,622 |
| Pre-tax net operating income | $1,840,000 | 3,092 |
| Securities gains (losses) | $-17,000 | 8,622 |
| Applicable income taxes | $728,000 | 2,249 |
| Income before extraordinary items | $1,095,000 | 3,782 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,095,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,105,880 | 3,680 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $495,000 | 8,505 |
| Total interest expense | $13,000 | 8,987 |
| Net interest income | $482,000 | 8,163 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $3,059,000 | 907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,059,000 | 593 |
| Total noninterest expense | $2,588,000 | 2,987 |
| Salaries and employee benefits | $373,000 | 7,127 |
| Premises and equipment expense | $715,000 | 1,617 |
| Additional noninterest expense | $1,500,000 | 1,607 |
| Pre-tax net operating income | $950,000 | 3,652 |
| Securities gains (losses) | $-17,000 | 8,775 |
| Applicable income taxes | $372,000 | 2,688 |
| Income before extraordinary items | $561,000 | 4,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $561,000 | 4,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $571,880 | 4,291 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $275,000 | 8,455 |
| Total interest expense | $7,000 | 9,025 |
| Net interest income | $268,000 | 8,036 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,556,000 | 882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,556,000 | 577 |
| Total noninterest expense | $1,296,000 | 2,995 |
| Salaries and employee benefits | $195,000 | 7,054 |
| Premises and equipment expense | $353,000 | 1,664 |
| Additional noninterest expense | $748,000 | 1,596 |
| Pre-tax net operating income | $528,000 | 3,382 |
| Securities gains (losses) | $-15,000 | 8,952 |
| Applicable income taxes | $204,000 | 2,553 |
| Income before extraordinary items | $309,000 | 4,187 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $309,000 | 4,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $318,600 | 3,974 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 8,593 |
| Total interest expense | $73,000 | 9,005 |
| Net interest income | $917,000 | 8,232 |
| Provision for loan and lease losses | $-1,000 | 8,877 |
| Total noninterest income | $6,669,000 | 898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,669,000 | 599 |
| Total noninterest expense | $5,083,000 | 3,006 |
| Salaries and employee benefits | $773,000 | 7,017 |
| Premises and equipment expense | $1,405,000 | 1,623 |
| Additional noninterest expense | $2,905,000 | 1,675 |
| Pre-tax net operating income | $2,504,000 | 2,883 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $1,004,000 | 2,171 |
| Income before extraordinary items | $1,503,000 | 3,556 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,503,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $799,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,501,080 | 3,404 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $714,000 | 8,715 |
| Total interest expense | $65,000 | 9,074 |
| Net interest income | $649,000 | 8,388 |
| Provision for loan and lease losses | $-1,000 | 9,003 |
| Total noninterest income | $5,063,000 | 919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,063,000 | 634 |
| Total noninterest expense | $3,856,000 | 2,982 |
| Salaries and employee benefits | $614,000 | 6,860 |
| Premises and equipment expense | $1,000,000 | 1,711 |
| Additional noninterest expense | $2,242,000 | 1,628 |
| Pre-tax net operating income | $1,857,000 | 3,003 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $743,000 | 2,305 |
| Income before extraordinary items | $1,117,000 | 3,697 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,117,000 | 3,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,115,080 | 3,531 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $490,000 | 8,735 |
| Total interest expense | $53,000 | 9,087 |
| Net interest income | $437,000 | 8,404 |
| Provision for loan and lease losses | $-1,000 | 9,066 |
| Total noninterest income | $3,274,000 | 935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,274,000 | 636 |
| Total noninterest expense | $2,633,000 | 2,935 |
| Salaries and employee benefits | $436,000 | 6,705 |
| Premises and equipment expense | $714,000 | 1,609 |
| Additional noninterest expense | $1,483,000 | 1,634 |
| Pre-tax net operating income | $1,079,000 | 3,336 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $432,000 | 2,542 |
| Income before extraordinary items | $649,000 | 4,074 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $649,000 | 4,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $647,720 | 3,893 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,506 |
| Total interest expense | $37,000 | 9,073 |
| Net interest income | $288,000 | 8,011 |
| Provision for loan and lease losses | $-1,000 | 9,135 |
| Total noninterest income | $1,498,000 | 972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,498,000 | 665 |
| Total noninterest expense | $1,338,000 | 2,865 |
| Salaries and employee benefits | $236,000 | 6,472 |
| Premises and equipment expense | $381,000 | 1,513 |
| Additional noninterest expense | $721,000 | 1,630 |
| Pre-tax net operating income | $449,000 | 3,755 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $179,000 | 2,892 |
| Income before extraordinary items | $271,000 | 4,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $271,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $270,360 | 4,316 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 8,068 |
| Total interest expense | $235,000 | 9,013 |
| Net interest income | $1,570,000 | 7,317 |
| Provision for loan and lease losses | $-14,000 | 9,191 |
| Total noninterest income | $6,115,000 | 886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,115,000 | 607 |
| Total noninterest expense | $5,198,000 | 2,831 |
| Salaries and employee benefits | $868,000 | 6,623 |
| Premises and equipment expense | $1,407,000 | 1,581 |
| Additional noninterest expense | $2,923,000 | 1,612 |
| Pre-tax net operating income | $2,501,000 | 2,877 |
| Securities gains (losses) | $-18,000 | 8,978 |
| Applicable income taxes | $980,000 | 2,245 |
| Income before extraordinary items | $1,503,000 | 3,500 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,503,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $1,700,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,514,520 | 3,371 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 7,165 |
| Total interest expense | $330,000 | 9,253 |
| Net interest income | $2,763,000 | 5,363 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $5,892,000 | 870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,892,000 | 586 |
| Total noninterest expense | $4,924,000 | 2,863 |
| Salaries and employee benefits | $946,000 | 6,185 |
| Premises and equipment expense | $1,214,000 | 1,781 |
| Additional noninterest expense | $2,764,000 | 1,670 |
| Pre-tax net operating income | $3,707,000 | 1,889 |
| Securities gains (losses) | $-6,000 | 9,232 |
| Applicable income taxes | $1,322,000 | 1,672 |
| Income before extraordinary items | $2,379,000 | 2,186 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,379,000 | 2,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $2,500,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,382,840 | 2,114 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 6,698 |
| Total interest expense | $369,000 | 9,462 |
| Net interest income | $3,366,000 | 4,748 |
| Provision for loan and lease losses | $-1,000 | 9,684 |
| Total noninterest income | $5,467,000 | 876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,467,000 | 605 |
| Total noninterest expense | $4,655,000 | 2,908 |
| Salaries and employee benefits | $941,000 | 6,160 |
| Premises and equipment expense | $1,315,000 | 1,574 |
| Additional noninterest expense | $2,399,000 | 1,839 |
| Pre-tax net operating income | $4,179,000 | 1,753 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $1,507,000 | 1,507 |
| Income before extraordinary items | $2,678,000 | 1,945 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,678,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $2,000,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,674,160 | 1,948 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 7,363 |
| Total interest expense | $458,000 | 9,531 |
| Net interest income | $2,556,000 | 5,722 |
| Provision for loan and lease losses | $-8,000 | 9,979 |
| Total noninterest income | $5,082,000 | 939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $5,082,000 | 643 |
| Total noninterest expense | $4,273,000 | 3,116 |
| Salaries and employee benefits | $1,701,000 | 3,923 |
| Premises and equipment expense | $1,374,000 | 1,495 |
| Additional noninterest expense | $1,198,000 | 3,429 |
| Pre-tax net operating income | $3,373,000 | 2,174 |
| Securities gains (losses) | $-14,000 | 9,441 |
| Applicable income taxes | $1,213,000 | 1,905 |
| Income before extraordinary items | $2,146,000 | 2,429 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,146,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,154,960 | 2,390 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 7,522 |
| Total interest expense | $488,000 | 9,721 |
| Net interest income | $2,519,000 | 5,827 |
| Provision for loan and lease losses | $-14,000 | 10,229 |
| Total noninterest income | $4,458,000 | 1,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,458,000 | 708 |
| Total noninterest expense | $4,179,000 | 3,103 |
| Salaries and employee benefits | $1,655,000 | 3,926 |
| Premises and equipment expense | $1,340,000 | 1,467 |
| Additional noninterest expense | $1,184,000 | 3,412 |
| Pre-tax net operating income | $2,812,000 | 2,518 |
| Securities gains (losses) | $-12,000 | 10,213 |
| Applicable income taxes | $1,001,000 | 2,311 |
| Income before extraordinary items | $1,799,000 | 2,793 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,799,000 | 2,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,806,680 | 2,709 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 7,335 |
| Total interest expense | $521,000 | 10,047 |
| Net interest income | $2,843,000 | 5,528 |
| Provision for loan and lease losses | $-28,000 | 10,669 |
| Total noninterest income | $4,105,000 | 1,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,105,000 | 699 |
| Total noninterest expense | $3,901,000 | 3,256 |
| Salaries and employee benefits | $1,597,000 | 4,022 |
| Premises and equipment expense | $1,259,000 | 1,544 |
| Additional noninterest expense | $1,045,000 | 3,743 |
| Pre-tax net operating income | $3,075,000 | 2,437 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,120,000 | 2,209 |
| Income before extraordinary items | $1,955,000 | 2,632 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,955,000 | 2,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $1,700,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,955,000 | 2,591 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 7,760 |
| Total interest expense | $558,000 | 10,415 |
| Net interest income | $2,626,000 | 6,002 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $3,709,000 | 1,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,709,000 | 777 |
| Total noninterest expense | $3,858,000 | 3,454 |
| Salaries and employee benefits | $1,447,000 | 4,462 |
| Premises and equipment expense | $1,146,000 | 1,763 |
| Additional noninterest expense | $1,265,000 | 3,616 |
| Pre-tax net operating income | $2,444,000 | 2,832 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $899,000 | 2,580 |
| Income before extraordinary items | $1,550,000 | 3,098 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,550,000 | 3,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,546,800 | 3,065 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 7,719 |
| Total interest expense | $595,000 | 10,681 |
| Net interest income | $2,774,000 | 5,856 |
| Provision for loan and lease losses | $-4,000 | 11,365 |
| Total noninterest income | $3,080,000 | 1,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,080,000 | 878 |
| Total noninterest expense | $3,498,000 | 3,750 |
| Salaries and employee benefits | $1,297,000 | 4,868 |
| Premises and equipment expense | $1,183,000 | 1,706 |
| Additional noninterest expense | $1,018,000 | 4,286 |
| Pre-tax net operating income | $2,360,000 | 3,013 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $853,000 | 2,734 |
| Income before extraordinary items | $1,513,000 | 3,225 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,513,000 | 3,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $3,900,000 | 781 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,509,160 | 3,208 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 9,114 |
| Total interest expense | $621,000 | 10,507 |
| Net interest income | $1,768,000 | 8,123 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $2,605,000 | 1,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,605,000 | 965 |
| Total noninterest expense | $2,708,000 | 4,815 |
| Salaries and employee benefits | $1,024,000 | 5,977 |
| Premises and equipment expense | $801,000 | 2,526 |
| Additional noninterest expense | $883,000 | 5,259 |
| Pre-tax net operating income | $1,661,000 | 4,038 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $563,000 | 3,691 |
| Income before extraordinary items | $1,110,000 | 4,138 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,110,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,102,080 | 4,218 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 8,876 |
| Total interest expense | $761,000 | 10,250 |
| Net interest income | $1,904,000 | 7,945 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $2,142,000 | 1,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $8,000 | 431 |
| Additional Noninterest Income | $2,134,000 | 1,201 |
| Total noninterest expense | $2,458,000 | 5,356 |
| Salaries and employee benefits | $936,000 | 6,503 |
| Premises and equipment expense | $810,000 | 2,530 |
| Additional noninterest expense | $712,000 | 6,471 |
| Pre-tax net operating income | $1,570,000 | 4,150 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $575,000 | 3,726 |
| Income before extraordinary items | $1,053,000 | 4,492 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,053,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $3,100,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,015,300 | 4,406 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 8,992 |
| Total interest expense | $1,116,000 | 9,922 |
| Net interest income | $1,877,000 | 8,115 |
| Provision for loan and lease losses | $-78,000 | 13,673 |
| Total noninterest income | $2,258,000 | 1,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-12,000 | 5,212 |
| Additional Noninterest Income | $2,270,000 | 1,143 |
| Total noninterest expense | $2,653,000 | 5,029 |
| Salaries and employee benefits | $912,000 | 6,550 |
| Premises and equipment expense | $851,000 | 2,425 |
| Additional noninterest expense | $890,000 | 5,579 |
| Pre-tax net operating income | $1,560,000 | 3,904 |
| Securities gains (losses) | $53,000 | 4,016 |
| Applicable income taxes | $587,000 | 3,489 |
| Income before extraordinary items | $1,026,000 | 4,391 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,026,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $992,080 | 4,212 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.