Home > First International Bank & Trust > Net charge- offs to loans

First International Bank & Trust, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0662%1,188
Percentage Net Loans Charged-off: Total real estate loans0.0832%274
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.2334%167
Percentage Net Loans Charged-off: Multi-family residential-0.1113%4,543
Percentage Net Loans Charged-off: 1-4 family residential0.0017%743
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0019%682
Percentage Net Loans Charged-off: Commercial and industrial0.0082%1,609
Percentage Net Loans Charged-off: Loans to individuals0.3097%1,616
Percentage Net Loans Charged-off: Credit card loans0.7920%423
Percentage Net Loans Charged-off: Other loans to individual0.2052%1,809
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0324%1,431
Percentage Net Loans Charged-off: Total real estate loans0.0328%408
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.1160%189
Percentage Net Loans Charged-off: Multi-family residential-0.1278%4,580
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial0.0233%1,204
Percentage Net Loans Charged-off: Loans to individuals0.2190%1,683
Percentage Net Loans Charged-off: Credit card loans0.4401%408
Percentage Net Loans Charged-off: Other loans to individual0.1716%1,772
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0049%2,098
Percentage Net Loans Charged-off: Total real estate loans-0.0167%4,216
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential-0.1513%4,609
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.0398%981
Percentage Net Loans Charged-off: Loans to individuals0.3696%1,191
Percentage Net Loans Charged-off: Credit card loans0.2435%430
Percentage Net Loans Charged-off: Other loans to individual0.3965%1,110
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0124%1,487
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,461
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential-0.0076%4,662
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0431%658
Percentage Net Loans Charged-off: Loans to individuals0.1056%1,666
Percentage Net Loans Charged-off: Credit card loans0.4129%323
Percentage Net Loans Charged-off: Other loans to individual0.0407%1,744
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0108%1,969
Percentage Net Loans Charged-off: Total real estate loans0.0063%812
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0004%500
Percentage Net Loans Charged-off: Multi-family residential-0.0151%4,667
Percentage Net Loans Charged-off: 1-4 family residential0.0410%355
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0460%320
Percentage Net Loans Charged-off: Commercial and industrial-0.0367%3,906
Percentage Net Loans Charged-off: Loans to individuals0.6219%841
Percentage Net Loans Charged-off: Credit card loans2.2229%159
Percentage Net Loans Charged-off: Other loans to individual0.3135%1,290
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0149%1,573
Percentage Net Loans Charged-off: Total real estate loans0.0101%587
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0004%371
Percentage Net Loans Charged-off: Multi-family residential0.0032%41
Percentage Net Loans Charged-off: 1-4 family residential0.0509%264
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0572%247
Percentage Net Loans Charged-off: Commercial and industrial-0.0176%3,633
Percentage Net Loans Charged-off: Loans to individuals0.4485%1,013
Percentage Net Loans Charged-off: Credit card loans0.7536%320
Percentage Net Loans Charged-off: Other loans to individual0.3908%1,029
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0166%1,414
Percentage Net Loans Charged-off: Total real estate loans0.0020%645
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0172%22
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0280%770
Percentage Net Loans Charged-off: Loans to individuals0.4615%929
Percentage Net Loans Charged-off: Credit card loans0.8381%294
Percentage Net Loans Charged-off: Other loans to individual0.3916%976
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0005%1,831
Percentage Net Loans Charged-off: Total real estate loans0.0054%438
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0445%13
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial-0.0106%3,440
Percentage Net Loans Charged-off: Loans to individuals0.0849%1,603
Percentage Net Loans Charged-off: Credit card loans0.6775%271
Percentage Net Loans Charged-off: Other loans to individual-0.0223%3,823
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1511%635
Percentage Net Loans Charged-off: Total real estate loans0.0139%959
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.1323%43
Percentage Net Loans Charged-off: 1-4 family residential0.0014%988
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0016%946
Percentage Net Loans Charged-off: Commercial and industrial0.5938%334
Percentage Net Loans Charged-off: Loans to individuals0.3772%1,067
Percentage Net Loans Charged-off: Credit card loans0.4321%401
Percentage Net Loans Charged-off: Other loans to individual0.3683%997
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1742%495
Percentage Net Loans Charged-off: Total real estate loans0.0696%429
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.7165%14
Percentage Net Loans Charged-off: 1-4 family residential0.0000%889
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial0.5228%310
Percentage Net Loans Charged-off: Loans to individuals0.3436%1,022
Percentage Net Loans Charged-off: Credit card loans0.1928%441
Percentage Net Loans Charged-off: Other loans to individual0.3674%878
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1634%515
Percentage Net Loans Charged-off: Total real estate loans-0.0012%3,361
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential-0.0129%3,974
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial0.6579%235
Percentage Net Loans Charged-off: Loans to individuals0.3635%934
Percentage Net Loans Charged-off: Credit card loans0.5254%356
Percentage Net Loans Charged-off: Other loans to individual0.3387%883
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1818%439
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,491
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential-0.0177%3,978
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.7686%174
Percentage Net Loans Charged-off: Loans to individuals-0.0743%3,924
Percentage Net Loans Charged-off: Credit card loans1.2328%262
Percentage Net Loans Charged-off: Other loans to individual-0.2729%4,300
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1920%888
Percentage Net Loans Charged-off: Total real estate loans0.1377%468
Percentage Net Loans Charged-off:Construction & development0.2301%146
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential1.1573%12
Percentage Net Loans Charged-off: 1-4 family residential0.0107%1,305
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0119%1,209
Percentage Net Loans Charged-off: Commercial and industrial0.3197%898
Percentage Net Loans Charged-off: Loans to individuals0.5142%1,188
Percentage Net Loans Charged-off: Credit card loans0.8906%429
Percentage Net Loans Charged-off: Other loans to individual0.4588%1,200
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0592%1,764
Percentage Net Loans Charged-off: Total real estate loans0.0402%906
Percentage Net Loans Charged-off:Construction & development0.2292%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential-0.0156%4,021
Percentage Net Loans Charged-off: 1-4 family residential-0.0026%3,778
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0029%3,830
Percentage Net Loans Charged-off: Commercial and industrial0.1060%1,234
Percentage Net Loans Charged-off: Loans to individuals0.3393%1,526
Percentage Net Loans Charged-off: Credit card loans0.9569%388
Percentage Net Loans Charged-off: Other loans to individual0.2492%1,674
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0212%2,295
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,735
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential-0.0147%4,034
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%3,805
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0028%3,866
Percentage Net Loans Charged-off: Commercial and industrial0.0286%1,400
Percentage Net Loans Charged-off: Loans to individuals0.4265%1,407
Percentage Net Loans Charged-off: Credit card loans0.0000%494
Percentage Net Loans Charged-off: Other loans to individual0.4893%1,160
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0215%1,938
Percentage Net Loans Charged-off: Total real estate loans-0.0007%3,614
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%3,882
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0033%3,937
Percentage Net Loans Charged-off: Commercial and industrial0.0331%1,005
Percentage Net Loans Charged-off: Loans to individuals0.4195%1,378
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual0.4829%1,194
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0791%1,969
Percentage Net Loans Charged-off: Total real estate loans0.0018%2,155
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0114%975
Percentage Net Loans Charged-off: Multi-family residential-0.0203%4,131
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%3,984
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0028%4,037
Percentage Net Loans Charged-off: Commercial and industrial0.1042%1,751
Percentage Net Loans Charged-off: Loans to individuals0.6755%1,231
Percentage Net Loans Charged-off: Credit card loans1.4132%396
Percentage Net Loans Charged-off: Other loans to individual0.5635%1,320
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0695%1,834
Percentage Net Loans Charged-off: Total real estate loans0.0031%1,809
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0157%743
Percentage Net Loans Charged-off: Multi-family residential-0.0211%4,185
Percentage Net Loans Charged-off: 1-4 family residential-0.0027%3,984
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0030%4,022
Percentage Net Loans Charged-off: Commercial and industrial0.0099%1,823
Percentage Net Loans Charged-off: Loans to individuals0.5621%1,351
Percentage Net Loans Charged-off: Credit card loans1.5693%351
Percentage Net Loans Charged-off: Other loans to individual0.4102%1,559
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0756%1,613
Percentage Net Loans Charged-off: Total real estate loans0.0062%1,483
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0242%543
Percentage Net Loans Charged-off: Multi-family residential-0.0197%4,214
Percentage Net Loans Charged-off: 1-4 family residential-0.0026%3,964
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0029%4,015
Percentage Net Loans Charged-off: Commercial and industrial-0.0115%3,891
Percentage Net Loans Charged-off: Loans to individuals0.2428%1,966
Percentage Net Loans Charged-off: Credit card loans0.3484%488
Percentage Net Loans Charged-off: Other loans to individual0.2270%1,909
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0141%2,203
Percentage Net Loans Charged-off: Total real estate loans0.0169%958
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0560%296
Percentage Net Loans Charged-off: Multi-family residential-0.0277%4,275
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%4,050
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0023%4,116
Percentage Net Loans Charged-off: Commercial and industrial-0.0304%4,166
Percentage Net Loans Charged-off: Loans to individuals0.3642%1,534
Percentage Net Loans Charged-off: Credit card loans-0.3005%920
Percentage Net Loans Charged-off: Other loans to individual0.4650%1,253
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1645%1,172
Percentage Net Loans Charged-off: Total real estate loans0.0723%970
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0883%612
Percentage Net Loans Charged-off: Multi-family residential-0.0108%4,255
Percentage Net Loans Charged-off: 1-4 family residential0.1690%480
Percentage Net Loans Charged-off: Home equity loans0.1049%320
All other 1-4 family - Percent of loans charged-off, net0.1784%461
Percentage Net Loans Charged-off: Commercial and industrial0.1846%1,368
Percentage Net Loans Charged-off: Loans to individuals1.0356%778
Percentage Net Loans Charged-off: Credit card loans1.8493%325
Percentage Net Loans Charged-off: Other loans to individual0.9197%801
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1422%1,149
Percentage Net Loans Charged-off: Total real estate loans0.0978%638
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0863%474
Percentage Net Loans Charged-off: Multi-family residential-0.0106%4,292
Percentage Net Loans Charged-off: 1-4 family residential0.2391%304
Percentage Net Loans Charged-off: Home equity loans0.1379%226
All other 1-4 family - Percent of loans charged-off, net0.2545%284
Percentage Net Loans Charged-off: Commercial and industrial0.2018%1,109
Percentage Net Loans Charged-off: Loans to individuals0.8086%944
Percentage Net Loans Charged-off: Credit card loans1.8569%300
Percentage Net Loans Charged-off: Other loans to individual0.6620%1,031
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1756%888
Percentage Net Loans Charged-off: Total real estate loans0.1397%419
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0550%433
Percentage Net Loans Charged-off: Multi-family residential-0.0103%4,327
Percentage Net Loans Charged-off: 1-4 family residential0.4214%155
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.4872%129
Percentage Net Loans Charged-off: Commercial and industrial0.2325%888
Percentage Net Loans Charged-off: Loans to individuals0.7260%994
Percentage Net Loans Charged-off: Credit card loans1.0569%394
Percentage Net Loans Charged-off: Other loans to individual0.6803%945
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0301%1,891
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,903
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential-0.0183%4,391
Percentage Net Loans Charged-off: 1-4 family residential0.0023%1,103
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0027%1,018
Percentage Net Loans Charged-off: Commercial and industrial0.0129%1,067
Percentage Net Loans Charged-off: Loans to individuals0.4568%1,401
Percentage Net Loans Charged-off: Credit card loans1.0618%344
Percentage Net Loans Charged-off: Other loans to individual0.3761%1,431
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2868%917
Percentage Net Loans Charged-off: Total real estate loans0.1238%836
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.1345%623
Percentage Net Loans Charged-off: Multi-family residential0.6510%58
Percentage Net Loans Charged-off: 1-4 family residential0.0216%1,985
Percentage Net Loans Charged-off: Home equity loans0.0163%632
All other 1-4 family - Percent of loans charged-off, net0.0225%1,881
Percentage Net Loans Charged-off: Commercial and industrial0.5594%912
Percentage Net Loans Charged-off: Loans to individuals0.8177%1,110
Percentage Net Loans Charged-off: Credit card loans1.1860%454
Percentage Net Loans Charged-off: Other loans to individual0.7731%1,071
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1737%1,206
Percentage Net Loans Charged-off: Total real estate loans0.1330%659
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0961%565
Percentage Net Loans Charged-off: Multi-family residential0.8717%44
Percentage Net Loans Charged-off: 1-4 family residential0.0114%1,894
Percentage Net Loans Charged-off: Home equity loans0.0217%533
All other 1-4 family - Percent of loans charged-off, net0.0097%1,838
Percentage Net Loans Charged-off: Commercial and industrial0.1851%1,264
Percentage Net Loans Charged-off: Loans to individuals0.7588%1,107
Percentage Net Loans Charged-off: Credit card loans0.8137%490
Percentage Net Loans Charged-off: Other loans to individual0.7524%1,014
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2803%725
Percentage Net Loans Charged-off: Total real estate loans0.1525%557
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential1.3182%35
Percentage Net Loans Charged-off: 1-4 family residential0.0140%1,644
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0162%1,521
Percentage Net Loans Charged-off: Commercial and industrial0.6988%549
Percentage Net Loans Charged-off: Loans to individuals0.7543%1,079
Percentage Net Loans Charged-off: Credit card loans1.4484%369
Percentage Net Loans Charged-off: Other loans to individual0.6736%1,070
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1104%5,477
Percentage Net Loans Charged-off: Total real estate loans-0.2658%5,675
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential-2.4980%4,662
Percentage Net Loans Charged-off: 1-4 family residential0.0262%1,136
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0302%1,025
Percentage Net Loans Charged-off: Commercial and industrial-0.0451%4,505
Percentage Net Loans Charged-off: Loans to individuals0.9396%892
Percentage Net Loans Charged-off: Credit card loans2.7051%234
Percentage Net Loans Charged-off: Other loans to individual0.7372%983
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6254%362
Percentage Net Loans Charged-off: Total real estate loans0.6479%138
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate1.1259%129
Percentage Net Loans Charged-off: Multi-family residential2.6099%36
Percentage Net Loans Charged-off: 1-4 family residential0.0126%2,517
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0145%2,382
Percentage Net Loans Charged-off: Commercial and industrial0.5598%975
Percentage Net Loans Charged-off: Loans to individuals1.3779%607
Percentage Net Loans Charged-off: Credit card loans1.8359%337
Percentage Net Loans Charged-off: Other loans to individual1.3293%570
Percentage Net Loans Charged-off: All other loans and lease-0.0036%4,928
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2328%1,011
Percentage Net Loans Charged-off: Total real estate loans0.0005%2,621
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0016%2,393
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0018%2,290
Percentage Net Loans Charged-off: Commercial and industrial0.8021%610
Percentage Net Loans Charged-off: Loans to individuals1.0712%755
Percentage Net Loans Charged-off: Credit card loans1.8642%311
Percentage Net Loans Charged-off: Other loans to individual0.9887%754
Percentage Net Loans Charged-off: All other loans and lease0.0159%1,307
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1803%1,262
Percentage Net Loans Charged-off: Total real estate loans-0.0002%4,290
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%4,659
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net-0.0007%4,711
Percentage Net Loans Charged-off: Commercial and industrial0.5805%674
Percentage Net Loans Charged-off: Loans to individuals0.9394%854
Percentage Net Loans Charged-off: Credit card loans1.5739%344
Percentage Net Loans Charged-off: Other loans to individual0.8738%839
Percentage Net Loans Charged-off: All other loans and lease-0.0024%4,979
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1011%1,518
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,777
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.0761%1,005
Percentage Net Loans Charged-off: Loans to individuals1.0669%757
Percentage Net Loans Charged-off: Credit card loans0.8545%409
Percentage Net Loans Charged-off: Other loans to individual1.0890%672
Percentage Net Loans Charged-off: All other loans and lease-0.0025%5,052
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1818%1,585
Percentage Net Loans Charged-off: Total real estate loans0.0176%2,864
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0556%1,223
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%5,077
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net-0.0024%5,084
Percentage Net Loans Charged-off: Commercial and industrial0.4179%1,103
Percentage Net Loans Charged-off: Loans to individuals1.1445%673
Percentage Net Loans Charged-off: Credit card loans2.9289%203
Percentage Net Loans Charged-off: Other loans to individual0.9466%766
Percentage Net Loans Charged-off: All other loans and lease-0.0664%5,332
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1067%2,063
Percentage Net Loans Charged-off: Total real estate loans0.0242%2,480
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0769%948
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%5,059
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-0.0033%5,103
Percentage Net Loans Charged-off: Commercial and industrial-0.0114%4,393
Percentage Net Loans Charged-off: Loans to individuals1.1269%608
Percentage Net Loans Charged-off: Credit card loans3.5432%142
Percentage Net Loans Charged-off: Other loans to individual0.8559%791
Percentage Net Loans Charged-off: All other loans and lease-0.0036%5,088
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1170%1,832
Percentage Net Loans Charged-off: Total real estate loans0.0746%1,642
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.2378%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%5,092
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.0034%5,124
Percentage Net Loans Charged-off: Commercial and industrial-0.0672%4,947
Percentage Net Loans Charged-off: Loans to individuals1.0249%696
Percentage Net Loans Charged-off: Credit card loans4.9306%83
Percentage Net Loans Charged-off: Other loans to individual0.5743%1,116
Percentage Net Loans Charged-off: All other loans and lease-0.0041%5,129
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1342%1,444
Percentage Net Loans Charged-off: Total real estate loans0.0207%1,792
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0693%589
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0031%5,076
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0035%5,137
Percentage Net Loans Charged-off: Commercial and industrial-0.0495%4,862
Percentage Net Loans Charged-off: Loans to individuals1.6044%455
Percentage Net Loans Charged-off: Credit card loans9.5006%44
Percentage Net Loans Charged-off: Other loans to individual0.6550%970
Percentage Net Loans Charged-off: All other loans and lease-0.0029%5,213
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1771%2,257
Percentage Net Loans Charged-off: Total real estate loans-0.0283%5,756
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate-0.0749%5,941
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.0182%5,775
Percentage Net Loans Charged-off: Home equity loans-0.1089%4,598
All other 1-4 family - Percent of loans charged-off, net-0.0083%5,657
Percentage Net Loans Charged-off: Commercial and industrial0.6421%1,047
Percentage Net Loans Charged-off: Loans to individuals0.7539%1,273
Percentage Net Loans Charged-off: Credit card loans1.1783%479
Percentage Net Loans Charged-off: Other loans to individual0.6922%1,288
Percentage Net Loans Charged-off: All other loans and lease0.0031%1,511
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1589%2,217
Percentage Net Loans Charged-off: Total real estate loans-0.0363%5,836
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.1012%6,069
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0188%5,783
Percentage Net Loans Charged-off: Home equity loans-0.1504%4,678
All other 1-4 family - Percent of loans charged-off, net-0.0043%5,560
Percentage Net Loans Charged-off: Commercial and industrial0.6025%931
Percentage Net Loans Charged-off: Loans to individuals0.6547%1,324
Percentage Net Loans Charged-off: Credit card loans1.2191%452
Percentage Net Loans Charged-off: Other loans to individual0.5695%1,378
Percentage Net Loans Charged-off: All other loans and lease0.0317%1,215
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0456%3,328
Percentage Net Loans Charged-off: Total real estate loans-0.0095%5,491
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate-0.0064%5,540
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0271%5,898
Percentage Net Loans Charged-off: Home equity loans-0.2293%4,743
All other 1-4 family - Percent of loans charged-off, net-0.0045%5,531
Percentage Net Loans Charged-off: Commercial and industrial-0.0078%4,552
Percentage Net Loans Charged-off: Loans to individuals0.6718%1,236
Percentage Net Loans Charged-off: Credit card loans0.8565%496
Percentage Net Loans Charged-off: Other loans to individual0.6423%1,161
Percentage Net Loans Charged-off: All other loans and lease0.0541%1,021
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0365%2,880
Percentage Net Loans Charged-off: Total real estate loans-0.0035%5,183
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0076%5,694
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0041%5,452
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0046%5,494
Percentage Net Loans Charged-off: Commercial and industrial-0.0191%4,735
Percentage Net Loans Charged-off: Loans to individuals0.6291%1,262
Percentage Net Loans Charged-off: Credit card loans1.1588%378
Percentage Net Loans Charged-off: Other loans to individual0.5379%1,291
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1474%6,561
Percentage Net Loans Charged-off: Total real estate loans-0.0945%6,433
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate-0.3252%6,498
Percentage Net Loans Charged-off: Multi-family residential0.1381%489
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%6,126
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net-0.0154%6,126
Percentage Net Loans Charged-off: Commercial and industrial-1.2101%6,396
Percentage Net Loans Charged-off: Loans to individuals0.4320%2,267
Percentage Net Loans Charged-off: Credit card loans1.2934%499
Percentage Net Loans Charged-off: Other loans to individual0.2772%2,682
Percentage Net Loans Charged-off: All other loans and lease1.1611%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2577%6,698
Percentage Net Loans Charged-off: Total real estate loans-0.1527%6,577
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate-0.5114%6,621
Percentage Net Loans Charged-off: Multi-family residential0.1918%380
Percentage Net Loans Charged-off: 1-4 family residential-0.0171%6,138
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net-0.0194%6,128
Percentage Net Loans Charged-off: Commercial and industrial-1.8108%6,511
Percentage Net Loans Charged-off: Loans to individuals0.3402%2,351
Percentage Net Loans Charged-off: Credit card loans1.3546%459
Percentage Net Loans Charged-off: Other loans to individual0.1591%2,941
Percentage Net Loans Charged-off: All other loans and lease1.5831%345
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3811%6,792
Percentage Net Loans Charged-off: Total real estate loans-0.1784%6,646
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate-0.5567%6,691
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.0050%5,930
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net-0.0057%5,930
Percentage Net Loans Charged-off: Commercial and industrial-2.7960%6,584
Percentage Net Loans Charged-off: Loans to individuals0.2667%2,421
Percentage Net Loans Charged-off: Credit card loans1.0993%483
Percentage Net Loans Charged-off: Other loans to individual0.1163%2,884
Percentage Net Loans Charged-off: All other loans and lease2.4222%260
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1612%2,437
Percentage Net Loans Charged-off: Total real estate loans-0.0030%5,626
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate-0.0048%6,065
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%5,883
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.0058%5,918
Percentage Net Loans Charged-off: Commercial and industrial0.0021%1,676
Percentage Net Loans Charged-off: Loans to individuals0.2429%2,200
Percentage Net Loans Charged-off: Credit card loans0.9299%463
Percentage Net Loans Charged-off: Other loans to individual0.1189%2,392
Percentage Net Loans Charged-off: All other loans and lease1.1622%324
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5572%2,073
Percentage Net Loans Charged-off: Total real estate loans0.0176%4,938
Percentage Net Loans Charged-off:Construction & development0.1046%2,191
Percentage Net Loans Charged-off: Commercial real estate-0.0840%6,668
Percentage Net Loans Charged-off: Multi-family residential0.3435%615
Percentage Net Loans Charged-off: 1-4 family residential0.0087%4,494
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.0099%4,280
Percentage Net Loans Charged-off: Commercial and industrial0.5436%2,015
Percentage Net Loans Charged-off: Loans to individuals0.6071%2,066
Percentage Net Loans Charged-off: Credit card loans1.2082%602
Percentage Net Loans Charged-off: Other loans to individual0.5010%2,212
Percentage Net Loans Charged-off: All other loans and lease2.7125%331
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1683%3,770
Percentage Net Loans Charged-off: Total real estate loans0.0376%4,421
Percentage Net Loans Charged-off:Construction & development-0.0340%5,983
Percentage Net Loans Charged-off: Commercial real estate0.0017%2,852
Percentage Net Loans Charged-off: Multi-family residential0.4517%516
Percentage Net Loans Charged-off: 1-4 family residential0.0099%4,152
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.0114%3,963
Percentage Net Loans Charged-off: Commercial and industrial-0.0057%5,405
Percentage Net Loans Charged-off: Loans to individuals0.4605%2,254
Percentage Net Loans Charged-off: Credit card loans0.8326%644
Percentage Net Loans Charged-off: Other loans to individual0.3955%2,286
Percentage Net Loans Charged-off: All other loans and lease0.7220%584
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1157%4,015
Percentage Net Loans Charged-off: Total real estate loans0.0940%3,617
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0065%2,434
Percentage Net Loans Charged-off: Multi-family residential1.1101%331
Percentage Net Loans Charged-off: 1-4 family residential-0.0093%6,477
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net-0.0106%6,462
Percentage Net Loans Charged-off: Commercial and industrial0.0901%2,522
Percentage Net Loans Charged-off: Loans to individuals0.4624%2,140
Percentage Net Loans Charged-off: Credit card loans0.8312%604
Percentage Net Loans Charged-off: Other loans to individual0.3981%2,121
Percentage Net Loans Charged-off: All other loans and lease0.0256%1,180
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1700%3,069
Percentage Net Loans Charged-off: Total real estate loans0.1958%2,501
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0209%1,660
Percentage Net Loans Charged-off: Multi-family residential2.1897%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0127%6,464
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0145%6,483
Percentage Net Loans Charged-off: Commercial and industrial0.0291%1,950
Percentage Net Loans Charged-off: Loans to individuals0.5829%1,662
Percentage Net Loans Charged-off: Credit card loans1.1476%459
Percentage Net Loans Charged-off: Other loans to individual0.4797%1,696
Percentage Net Loans Charged-off: All other loans and lease-0.0153%5,939
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3494%1,224
Percentage Net Loans Charged-off: Total real estate loans0.9870%1,631
Percentage Net Loans Charged-off:Construction & development0.2884%2,601
Percentage Net Loans Charged-off: Commercial real estate1.3942%884
Percentage Net Loans Charged-off: Multi-family residential3.9519%281
Percentage Net Loans Charged-off: 1-4 family residential0.0974%4,102
Percentage Net Loans Charged-off: Home equity loans-0.1422%5,330
All other 1-4 family - Percent of loans charged-off, net0.1334%3,694
Percentage Net Loans Charged-off: Commercial and industrial1.1599%1,827
Percentage Net Loans Charged-off: Loans to individuals0.4989%2,789
Percentage Net Loans Charged-off: Credit card loans1.2797%661
Percentage Net Loans Charged-off: Other loans to individual0.3288%3,154
Percentage Net Loans Charged-off: All other loans and lease3.1040%315
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5643%2,551
Percentage Net Loans Charged-off: Total real estate loans0.7716%1,828
Percentage Net Loans Charged-off:Construction & development-0.1564%6,497
Percentage Net Loans Charged-off: Commercial real estate1.7900%572
Percentage Net Loans Charged-off: Multi-family residential1.0704%519
Percentage Net Loans Charged-off: 1-4 family residential0.0320%4,230
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0369%4,017
Percentage Net Loans Charged-off: Commercial and industrial0.5027%2,418
Percentage Net Loans Charged-off: Loans to individuals0.5550%2,400
Percentage Net Loans Charged-off: Credit card loans1.2472%626
Percentage Net Loans Charged-off: Other loans to individual0.3909%2,628
Percentage Net Loans Charged-off: All other loans and lease-0.0031%5,857
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2660%3,555
Percentage Net Loans Charged-off: Total real estate loans0.1103%3,864
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.2585%1,913
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0535%3,657
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0619%3,410
Percentage Net Loans Charged-off: Commercial and industrial0.7748%1,808
Percentage Net Loans Charged-off: Loans to individuals0.7198%1,912
Percentage Net Loans Charged-off: Credit card loans1.5989%528
Percentage Net Loans Charged-off: Other loans to individual0.4922%2,114
Percentage Net Loans Charged-off: All other loans and lease-0.0032%5,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3865%2,529
Percentage Net Loans Charged-off: Total real estate loans0.1874%2,801
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.5308%1,073
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.0323%6,998
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0372%7,005
Percentage Net Loans Charged-off: Commercial and industrial1.2281%1,127
Percentage Net Loans Charged-off: Loans to individuals0.5664%1,966
Percentage Net Loans Charged-off: Credit card loans1.5038%489
Percentage Net Loans Charged-off: Other loans to individual0.3225%2,201
Percentage Net Loans Charged-off: All other loans and lease-0.0065%5,952
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7569%2,747
Percentage Net Loans Charged-off: Total real estate loans0.9171%2,037
Percentage Net Loans Charged-off:Construction & development4.8168%1,279
Percentage Net Loans Charged-off: Commercial real estate0.5236%1,990
Percentage Net Loans Charged-off: Multi-family residential-0.0053%5,873
Percentage Net Loans Charged-off: 1-4 family residential0.4279%2,474
Percentage Net Loans Charged-off: Home equity loans1.5210%623
All other 1-4 family - Percent of loans charged-off, net0.2349%3,180
Percentage Net Loans Charged-off: Commercial and industrial0.9560%2,604
Percentage Net Loans Charged-off: Loans to individuals0.9113%2,298
Percentage Net Loans Charged-off: Credit card loans2.9265%524
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0070%6,246
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6967%2,674
Percentage Net Loans Charged-off: Total real estate loans0.6945%2,259
Percentage Net Loans Charged-off:Construction & development3.0982%1,567
Percentage Net Loans Charged-off: Commercial real estate0.7453%1,409
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,641
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.0000%4,440
Percentage Net Loans Charged-off: Commercial and industrial1.2218%2,002
Percentage Net Loans Charged-off: Loans to individuals0.8111%2,367
Percentage Net Loans Charged-off: Credit card loans2.9637%497
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0021%1,785
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5302%2,948
Percentage Net Loans Charged-off: Total real estate loans0.9820%1,626
Percentage Net Loans Charged-off:Construction & development4.4777%1,083
Percentage Net Loans Charged-off: Commercial real estate0.9337%1,049
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,093
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial-0.0036%6,392
Percentage Net Loans Charged-off: Loans to individuals0.4559%3,055
Percentage Net Loans Charged-off: Credit card loans0.9712%766
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0047%1,532
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0131%1,627
Percentage Net Loans Charged-off: Total real estate loans1.9266%779
Percentage Net Loans Charged-off:Construction & development8.1723%540
Percentage Net Loans Charged-off: Commercial real estate1.7555%516
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial0.0157%2,806
Percentage Net Loans Charged-off: Loans to individuals0.6097%2,421
Percentage Net Loans Charged-off: Credit card loans1.0807%643
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0098%1,160
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2889%1,928
Percentage Net Loans Charged-off: Total real estate loans1.6738%1,240
Percentage Net Loans Charged-off:Construction & development8.8451%706
Percentage Net Loans Charged-off: Commercial real estate0.0029%3,385
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1969%3,282
Percentage Net Loans Charged-off: Home equity loans0.1330%1,699
All other 1-4 family - Percent of loans charged-off, net0.2126%3,041
Percentage Net Loans Charged-off: Commercial and industrial1.5117%2,291
Percentage Net Loans Charged-off: Loans to individuals0.9598%2,787
Percentage Net Loans Charged-off: Credit card loans1.9804%811
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0133%6,626
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2394%1,645
Percentage Net Loans Charged-off: Total real estate loans1.4265%1,178
Percentage Net Loans Charged-off:Construction & development7.2652%700
Percentage Net Loans Charged-off: Commercial real estate0.0039%2,803
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1738%2,970
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.2182%2,575
Percentage Net Loans Charged-off: Commercial and industrial1.8171%1,659
Percentage Net Loans Charged-off: Loans to individuals1.0656%2,334
Percentage Net Loans Charged-off: Credit card loans1.6714%834
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2414%1,486
Percentage Net Loans Charged-off: Total real estate loans1.0752%1,304
Percentage Net Loans Charged-off:Construction & development5.2102%813
Percentage Net Loans Charged-off: Commercial real estate0.0058%2,221
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2710%2,175
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.3429%1,820
Percentage Net Loans Charged-off: Commercial and industrial2.5417%1,083
Percentage Net Loans Charged-off: Loans to individuals1.1811%2,015
Percentage Net Loans Charged-off: Credit card loans1.5206%802
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0204%6,678
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8295%1,563
Percentage Net Loans Charged-off: Total real estate loans0.3125%2,031
Percentage Net Loans Charged-off:Construction & development0.9715%1,249
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.5446%1,160
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.6918%933
Percentage Net Loans Charged-off: Commercial and industrial2.4169%833
Percentage Net Loans Charged-off: Loans to individuals1.2271%1,785
Percentage Net Loans Charged-off: Credit card loans1.0044%721
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0414%6,737
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5100%2,314
Percentage Net Loans Charged-off: Total real estate loans0.6375%1,386
Percentage Net Loans Charged-off:Construction & development2.3807%981
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.8941%291
Percentage Net Loans Charged-off: 1-4 family residential0.0229%3,854
Percentage Net Loans Charged-off: Home equity loans0.3187%868
All other 1-4 family - Percent of loans charged-off, net-0.0330%7,898
Percentage Net Loans Charged-off: Commercial and industrial0.5951%2,488
Percentage Net Loans Charged-off: Loans to individuals0.6499%3,197
Percentage Net Loans Charged-off: Credit card loans1.6585%795
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0523%6,913
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1669%3,623
Percentage Net Loans Charged-off: Total real estate loans0.1035%2,899
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential1.1712%170
Percentage Net Loans Charged-off: 1-4 family residential0.0367%2,984
Percentage Net Loans Charged-off: Home equity loans0.4995%550
All other 1-4 family - Percent of loans charged-off, net-0.0401%7,921
Percentage Net Loans Charged-off: Commercial and industrial0.3869%2,292
Percentage Net Loans Charged-off: Loans to individuals0.4648%3,350
Percentage Net Loans Charged-off: Credit card loans1.0100%864
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0678%6,942
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1238%3,520
Percentage Net Loans Charged-off: Total real estate loans-0.0074%7,775
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0477%8,017
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0540%7,995
Percentage Net Loans Charged-off: Commercial and industrial0.4923%1,644
Percentage Net Loans Charged-off: Loans to individuals0.4435%3,061
Percentage Net Loans Charged-off: Credit card loans1.4679%688
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0987%7,010
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0055%4,857
Percentage Net Loans Charged-off: Total real estate loans-0.0125%7,848
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0846%8,100
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0942%8,086
Percentage Net Loans Charged-off: Commercial and industrial-0.0628%7,206
Percentage Net Loans Charged-off: Loans to individuals0.4250%2,673
Percentage Net Loans Charged-off: Credit card loans1.2172%608
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0506%6,910
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7871%625
Percentage Net Loans Charged-off: Total real estate loans0.0160%3,656
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1173%1,745
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1322%1,560
Percentage Net Loans Charged-off: Commercial and industrial3.6189%342
Percentage Net Loans Charged-off: Loans to individuals0.2982%4,026
Percentage Net Loans Charged-off: Credit card loans1.0869%902
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0060%1,727
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0189%333
Percentage Net Loans Charged-off: Total real estate loans0.0178%2,756
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1332%1,207
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1504%1,060
Percentage Net Loans Charged-off: Commercial and industrial4.7878%200
Percentage Net Loans Charged-off: Loans to individuals0.1845%4,163
Percentage Net Loans Charged-off: Credit card loans0.3768%1,025
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0091%1,487
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5085%189
Percentage Net Loans Charged-off: Total real estate loans0.0141%2,329
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1071%1,144
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1211%997
Percentage Net Loans Charged-off: Commercial and industrial7.3733%118
Percentage Net Loans Charged-off: Loans to individuals0.0975%4,206
Percentage Net Loans Charged-off: Credit card loans-0.1563%1,806
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0086%6,830
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0285%94
Percentage Net Loans Charged-off: Total real estate loans0.0281%1,442
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2175%598
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.2462%524
Percentage Net Loans Charged-off: Commercial and industrial14.9205%56
Percentage Net Loans Charged-off: Loans to individuals-0.0578%6,874
Percentage Net Loans Charged-off: Credit card loans-0.5273%1,813
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0250%6,906
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0113%5,732
Percentage Net Loans Charged-off: Total real estate loans-0.1154%8,425
Percentage Net Loans Charged-off:Construction & development-0.6083%7,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.1723%2,583
Percentage Net Loans Charged-off: Loans to individuals0.2662%4,084
Percentage Net Loans Charged-off: Credit card loans0.7043%1,037
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0958%1,271
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0599%8,160
Percentage Net Loans Charged-off: Total real estate loans-0.1573%8,481
Percentage Net Loans Charged-off:Construction & development-0.8236%7,859
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.1141%2,340
Percentage Net Loans Charged-off: Loans to individuals0.0391%5,046
Percentage Net Loans Charged-off: Credit card loans0.2885%1,085
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0160%6,948
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0142%4,573
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.1094%2,017
Percentage Net Loans Charged-off: Loans to individuals-0.0598%7,138
Percentage Net Loans Charged-off: Credit card loans0.0579%1,003
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0248%6,978
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0022%4,333
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0203%1,664
Percentage Net Loans Charged-off: Loans to individuals0.0280%3,801
Percentage Net Loans Charged-off: Credit card loans0.0578%825
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0245%6,972
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1253%3,245
Percentage Net Loans Charged-off: Total real estate loans0.0346%2,298
Percentage Net Loans Charged-off:Construction & development-0.6110%7,914
Percentage Net Loans Charged-off: Commercial real estate0.2846%467
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.2828%2,460
Percentage Net Loans Charged-off: Loans to individuals0.5573%3,327
Percentage Net Loans Charged-off: Credit card loans1.3272%1,075
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0054%6,888
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0121%7,684
Percentage Net Loans Charged-off: Total real estate loans-0.1507%8,563
Percentage Net Loans Charged-off:Construction & development-0.8273%7,912
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.0649%2,978
Percentage Net Loans Charged-off: Loans to individuals0.6136%2,665
Percentage Net Loans Charged-off: Credit card loans1.3297%935
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0057%6,912
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0696%3,451
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.1127%2,330
Percentage Net Loans Charged-off: Loans to individuals0.5431%2,695
Percentage Net Loans Charged-off: Credit card loans1.3923%848
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0066%6,928
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0491%3,265
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0764%1,720
Percentage Net Loans Charged-off: Loans to individuals0.3853%2,915
Percentage Net Loans Charged-off: Credit card loans1.1165%754
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0045%7,033
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1406%3,528
Percentage Net Loans Charged-off: Total real estate loans0.1109%1,488
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.7542%218
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.8554%195
Percentage Net Loans Charged-off: Commercial and industrial0.2522%2,898
Percentage Net Loans Charged-off: Loans to individuals0.3146%4,746
Percentage Net Loans Charged-off: Credit card loans0.7517%1,430
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0066%1,632
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0706%4,210
Percentage Net Loans Charged-off: Total real estate loans0.0483%1,973
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.3291%533
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.3730%477
Percentage Net Loans Charged-off: Commercial and industrial0.0965%3,034
Percentage Net Loans Charged-off: Loans to individuals0.2989%4,384
Percentage Net Loans Charged-off: Credit card loans0.5649%1,383
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0059%7,026
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0552%4,264
Percentage Net Loans Charged-off: Total real estate loans-0.0017%7,749
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0122%8,143
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0139%8,157
Percentage Net Loans Charged-off: Commercial and industrial0.0950%2,593
Percentage Net Loans Charged-off: Loans to individuals0.4102%3,576
Percentage Net Loans Charged-off: Credit card loans0.6882%1,239
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0090%7,074
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1096%2,767
Percentage Net Loans Charged-off: Total real estate loans0.0018%1,936
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0133%1,483
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0150%1,360
Percentage Net Loans Charged-off: Commercial and industrial0.3247%1,381
Percentage Net Loans Charged-off: Loans to individuals0.3894%3,265
Percentage Net Loans Charged-off: Credit card loans0.3903%1,066
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0094%7,134
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4594%1,600
Percentage Net Loans Charged-off: Total real estate loans0.0131%3,494
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0150%1,478
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0366%2,577
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0409%2,413
Percentage Net Loans Charged-off: Commercial and industrial1.0342%1,641
Percentage Net Loans Charged-off: Loans to individuals0.7634%3,115
Percentage Net Loans Charged-off: Credit card loans1.4495%1,373
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6321%891
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3247%1,994
Percentage Net Loans Charged-off: Total real estate loans0.0080%3,127
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0488%1,973
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0543%1,843
Percentage Net Loans Charged-off: Commercial and industrial0.8634%1,577
Percentage Net Loans Charged-off: Loans to individuals0.5325%3,693
Percentage Net Loans Charged-off: Credit card loans1.0969%1,428
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2756%1,084
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3217%1,928
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial1.1445%1,184
Percentage Net Loans Charged-off: Loans to individuals0.4022%3,978
Percentage Net Loans Charged-off: Credit card loans0.8001%1,406
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0048%7,268
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2372%2,095
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.7018%1,251
Percentage Net Loans Charged-off: Loans to individuals0.6123%2,841
Percentage Net Loans Charged-off: Credit card loans1.2706%1,038
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0050%7,326
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3249%2,547
Percentage Net Loans Charged-off: Total real estate loans0.0127%3,581
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0707%2,018
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0774%1,883
Percentage Net Loans Charged-off: Commercial and industrial1.0412%1,824
Percentage Net Loans Charged-off: Loans to individuals0.3363%5,192
Percentage Net Loans Charged-off: Credit card loans0.4205%1,883
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0684%1,722
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5690%1,414
Percentage Net Loans Charged-off: Total real estate loans-0.0051%8,449
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate-0.1461%9,073
Percentage Net Loans Charged-off: Multi-family residential0.3015%116
Percentage Net Loans Charged-off: 1-4 family residential0.1418%1,217
Percentage Net Loans Charged-off: Home equity loans1.0730%110
All other 1-4 family - Percent of loans charged-off, net0.0774%1,699
Percentage Net Loans Charged-off: Commercial and industrial1.5543%1,253
Percentage Net Loans Charged-off: Loans to individuals0.8390%2,748
Percentage Net Loans Charged-off: Credit card loans1.9029%1,306
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0853%1,602
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1890%3,294
Percentage Net Loans Charged-off: Total real estate loans0.0158%696
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0596%386
Percentage Net Loans Charged-off: Home equity loans0.3627%82
All other 1-4 family - Percent of loans charged-off, net0.0389%477
Percentage Net Loans Charged-off: Commercial and industrial0.2584%633
Percentage Net Loans Charged-off: Loans to individuals0.5977%689
Percentage Net Loans Charged-off: Credit card loans1.2914%695
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1452%268
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2850%2,403
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.6853%292
Percentage Net Loans Charged-off: Loans to individuals0.6951%640
Percentage Net Loans Charged-off: Credit card loans2.4471%446
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0238%387
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1710%3,880
Percentage Net Loans Charged-off: Total real estate loans0.0000%971
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.1867%646
Percentage Net Loans Charged-off: Loans to individuals0.7093%674
Percentage Net Loans Charged-off: Credit card loans1.3068%750
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1680%4,256
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1508%4,836
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1325%4,951
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2444%3,500
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3840%3,450
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2032%7,230
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA