Home > First International Bank > Income and Expense
First International Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,813,000 | 2,444 |
| Total interest expense | $1,579,000 | 2,013 |
| Net interest income | $4,234,000 | 2,603 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $-637,000 | 7,423 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $567,000 | 1,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,204,000 | 7,450 |
| Total noninterest expense | $7,220,000 | 1,375 |
| Salaries and employee benefits | $2,398,000 | 2,028 |
| Premises and equipment expense | $861,000 | 1,463 |
| Additional noninterest expense | $3,961,000 | 916 |
| Pre-tax net operating income | $-3,723,000 | 7,313 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-3,723,000 | 7,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,723,000 | 7,327 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,723,000 | 7,327 |
| Net charge-offs | $-163,000 | 7,427 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,723,000 | 7,327 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 2,197 |
| Total interest expense | $869,000 | 1,901 |
| Net interest income | $2,396,000 | 2,279 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $-1,774,000 | 7,557 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $323,000 | 1,122 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-2,097,000 | 7,563 |
| Total noninterest expense | $3,902,000 | 1,282 |
| Salaries and employee benefits | $1,310,000 | 1,896 |
| Premises and equipment expense | $464,000 | 1,395 |
| Additional noninterest expense | $2,128,000 | 838 |
| Pre-tax net operating income | $-3,380,000 | 7,473 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-3,380,000 | 7,471 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,380,000 | 7,471 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,380,000 | 7,471 |
| Net charge-offs | $-198,000 | 7,509 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-3,380,000 | 7,474 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,178,000 | 1,871 |
| Total interest expense | $4,662,000 | 1,749 |
| Net interest income | $11,516,000 | 1,899 |
| Provision for loan and lease losses | $23,071,000 | 321 |
| Total noninterest income | $-155,000 | 7,410 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,254,000 | 1,196 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,409,000 | 7,533 |
| Total noninterest expense | $13,994,000 | 1,426 |
| Salaries and employee benefits | $5,912,000 | 1,645 |
| Premises and equipment expense | $2,059,000 | 1,254 |
| Additional noninterest expense | $6,023,000 | 1,231 |
| Pre-tax net operating income | $-25,704,000 | 7,553 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-25,704,000 | 7,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-25,704,000 | 7,543 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-25,704,000 | 7,543 |
| Net charge-offs | $13,496,000 | 476 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-25,704,000 | 7,540 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,938,000 | 1,789 |
| Total interest expense | $3,690,000 | 1,730 |
| Net interest income | $9,248,000 | 1,818 |
| Provision for loan and lease losses | $23,071,000 | 257 |
| Total noninterest income | $959,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $940,000 | 1,228 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $19,000 | 6,686 |
| Total noninterest expense | $10,484,000 | 1,419 |
| Salaries and employee benefits | $4,558,000 | 1,606 |
| Premises and equipment expense | $1,590,000 | 1,231 |
| Additional noninterest expense | $4,336,000 | 1,250 |
| Pre-tax net operating income | $-23,348,000 | 7,673 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-23,348,000 | 7,679 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-23,348,000 | 7,679 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-23,348,000 | 7,679 |
| Net charge-offs | $9,339,000 | 483 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-23,348,000 | 7,672 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,117,000 | 1,714 |
| Total interest expense | $2,616,000 | 1,711 |
| Net interest income | $6,501,000 | 1,727 |
| Provision for loan and lease losses | $8,918,000 | 390 |
| Total noninterest income | $248,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $620,000 | 1,261 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-372,000 | 7,681 |
| Total noninterest expense | $6,769,000 | 1,460 |
| Salaries and employee benefits | $3,089,000 | 1,604 |
| Premises and equipment expense | $997,000 | 1,329 |
| Additional noninterest expense | $2,683,000 | 1,328 |
| Pre-tax net operating income | $-8,938,000 | 7,670 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-8,938,000 | 7,680 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,938,000 | 7,680 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-8,938,000 | 7,680 |
| Net charge-offs | $2,649,000 | 915 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-8,938,000 | 7,680 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 1,759 |
| Total interest expense | $1,390,000 | 1,695 |
| Net interest income | $3,159,000 | 1,791 |
| Provision for loan and lease losses | $8,767,000 | 251 |
| Total noninterest income | $-575,000 | 7,888 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $299,000 | 1,311 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-874,000 | 7,900 |
| Total noninterest expense | $3,506,000 | 1,430 |
| Salaries and employee benefits | $1,582,000 | 1,579 |
| Premises and equipment expense | $507,000 | 1,340 |
| Additional noninterest expense | $1,417,000 | 1,247 |
| Pre-tax net operating income | $-9,689,000 | 7,847 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-9,689,000 | 7,850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-9,689,000 | 7,851 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-9,689,000 | 7,851 |
| Net charge-offs | $1,897,000 | 668 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-9,689,000 | 7,849 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,279,000 | 1,605 |
| Total interest expense | $8,222,000 | 1,456 |
| Net interest income | $13,057,000 | 1,716 |
| Provision for loan and lease losses | $2,407,000 | 2,247 |
| Total noninterest income | $2,457,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,245,000 | 1,384 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,212,000 | 1,900 |
| Total noninterest expense | $13,087,000 | 1,586 |
| Salaries and employee benefits | $6,406,000 | 1,553 |
| Premises and equipment expense | $1,981,000 | 1,373 |
| Additional noninterest expense | $4,700,000 | 1,589 |
| Pre-tax net operating income | $20,000 | 5,345 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $20,000 | 5,462 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $20,000 | 5,461 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $20,000 | 5,461 |
| Net charge-offs | $2,840,000 | 1,664 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $20,000 | 5,412 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,958,000 | 1,641 |
| Total interest expense | $6,425,000 | 1,466 |
| Net interest income | $9,533,000 | 1,760 |
| Provision for loan and lease losses | $2,400,000 | 1,704 |
| Total noninterest income | $1,848,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $933,000 | 1,392 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $915,000 | 1,941 |
| Total noninterest expense | $10,182,000 | 1,512 |
| Salaries and employee benefits | $4,871,000 | 1,547 |
| Premises and equipment expense | $1,507,000 | 1,358 |
| Additional noninterest expense | $3,804,000 | 1,424 |
| Pre-tax net operating income | $-1,201,000 | 6,743 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,201,000 | 6,855 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,201,000 | 6,857 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,201,000 | 6,857 |
| Net charge-offs | $2,148,000 | 1,440 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,201,000 | 6,841 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,913,000 | 1,628 |
| Total interest expense | $4,286,000 | 1,536 |
| Net interest income | $6,627,000 | 1,688 |
| Provision for loan and lease losses | $600,000 | 2,697 |
| Total noninterest income | $798,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $632,000 | 1,344 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $166,000 | 3,941 |
| Total noninterest expense | $6,214,000 | 1,660 |
| Salaries and employee benefits | $3,243,000 | 1,581 |
| Premises and equipment expense | $971,000 | 1,442 |
| Additional noninterest expense | $2,000,000 | 1,811 |
| Pre-tax net operating income | $611,000 | 2,982 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $611,000 | 2,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $611,000 | 2,740 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $611,000 | 2,742 |
| Net charge-offs | $928,000 | 1,699 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $611,000 | 2,654 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 1,693 |
| Total interest expense | $2,211,000 | 1,542 |
| Net interest income | $3,079,000 | 1,804 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $594,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $319,000 | 1,294 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $275,000 | 2,070 |
| Total noninterest expense | $3,051,000 | 1,645 |
| Salaries and employee benefits | $1,635,000 | 1,590 |
| Premises and equipment expense | $473,000 | 1,505 |
| Additional noninterest expense | $943,000 | 1,717 |
| Pre-tax net operating income | $322,000 | 3,225 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $322,000 | 2,984 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $322,000 | 2,985 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $322,000 | 2,985 |
| Net charge-offs | $242,000 | 1,987 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $322,000 | 2,844 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,862,000 | 1,764 |
| Total interest expense | $9,534,000 | 1,700 |
| Net interest income | $12,328,000 | 1,807 |
| Provision for loan and lease losses | $2,350,000 | 1,624 |
| Total noninterest income | $2,808,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,548,000 | 1,158 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,260,000 | 1,818 |
| Total noninterest expense | $11,996,000 | 1,636 |
| Salaries and employee benefits | $6,640,000 | 1,556 |
| Premises and equipment expense | $1,874,000 | 1,477 |
| Additional noninterest expense | $3,482,000 | 1,757 |
| Pre-tax net operating income | $790,000 | 4,190 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $790,000 | 3,729 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $790,000 | 3,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 4,723 |
| Cash dividends | $1,110,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $790,000 | 3,848 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,465,000 | 1,800 |
| Total interest expense | $7,214,000 | 1,750 |
| Net interest income | $9,251,000 | 1,820 |
| Provision for loan and lease losses | $1,250,000 | 1,602 |
| Total noninterest income | $2,177,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,173,000 | 1,157 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,004,000 | 1,812 |
| Total noninterest expense | $8,770,000 | 1,659 |
| Salaries and employee benefits | $4,858,000 | 1,614 |
| Premises and equipment expense | $1,380,000 | 1,512 |
| Additional noninterest expense | $2,532,000 | 1,756 |
| Pre-tax net operating income | $1,408,000 | 2,964 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,408,000 | 2,453 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,408,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,724 |
| Cash dividends | $1,110,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,408,000 | 2,562 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,976,000 | 1,820 |
| Total interest expense | $4,762,000 | 1,835 |
| Net interest income | $6,214,000 | 1,803 |
| Provision for loan and lease losses | $750,000 | 1,462 |
| Total noninterest income | $1,418,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $744,000 | 1,198 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $674,000 | 1,845 |
| Total noninterest expense | $5,514,000 | 1,747 |
| Salaries and employee benefits | $3,211,000 | 1,638 |
| Premises and equipment expense | $852,000 | 1,632 |
| Additional noninterest expense | $1,451,000 | 1,980 |
| Pre-tax net operating income | $1,368,000 | 2,371 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-2,000 | 7,559 |
| Income before extraordinary items | $1,370,000 | 1,947 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,370,000 | 1,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,582 |
| Cash dividends | $1,110,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,370,000 | 1,912 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,546,000 | 1,854 |
| Total interest expense | $2,390,000 | 1,941 |
| Net interest income | $3,156,000 | 1,772 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $746,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $369,000 | 1,193 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $377,000 | 1,699 |
| Total noninterest expense | $2,670,000 | 1,791 |
| Salaries and employee benefits | $1,580,000 | 1,662 |
| Premises and equipment expense | $416,000 | 1,666 |
| Additional noninterest expense | $674,000 | 2,076 |
| Pre-tax net operating income | $932,000 | 1,905 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $932,000 | 1,599 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $932,000 | 1,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,569 |
| Cash dividends | $950,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $932,000 | 1,539 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,783,000 | 2,023 |
| Total interest expense | $8,625,000 | 2,184 |
| Net interest income | $12,158,000 | 1,868 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $2,529,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,405,000 | 1,270 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,124,000 | 2,067 |
| Total noninterest expense | $9,815,000 | 1,884 |
| Salaries and employee benefits | $5,617,000 | 1,798 |
| Premises and equipment expense | $1,552,000 | 1,695 |
| Additional noninterest expense | $2,646,000 | 2,072 |
| Pre-tax net operating income | $4,672,000 | 1,743 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-11,000 | 7,796 |
| Income before extraordinary items | $4,683,000 | 1,377 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,683,000 | 1,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 1,758 |
| Cash dividends | $1,850,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,683,000 | 1,363 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,377,000 | 2,050 |
| Total interest expense | $6,229,000 | 2,249 |
| Net interest income | $9,148,000 | 1,860 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,872,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,028,000 | 1,283 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $844,000 | 2,053 |
| Total noninterest expense | $7,091,000 | 1,936 |
| Salaries and employee benefits | $3,973,000 | 1,896 |
| Premises and equipment expense | $1,199,000 | 1,643 |
| Additional noninterest expense | $1,919,000 | 2,089 |
| Pre-tax net operating income | $3,929,000 | 1,692 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-11,000 | 8,039 |
| Income before extraordinary items | $3,940,000 | 1,304 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,940,000 | 1,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,348 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,940,000 | 1,295 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,072,000 | 2,093 |
| Total interest expense | $4,050,000 | 2,300 |
| Net interest income | $6,022,000 | 1,919 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,250,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $688,000 | 1,279 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $562,000 | 2,084 |
| Total noninterest expense | $4,644,000 | 1,990 |
| Salaries and employee benefits | $2,581,000 | 1,970 |
| Premises and equipment expense | $783,000 | 1,697 |
| Additional noninterest expense | $1,280,000 | 2,092 |
| Pre-tax net operating income | $2,628,000 | 1,744 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-11,000 | 8,155 |
| Income before extraordinary items | $2,639,000 | 1,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,639,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 984 |
| Cash dividends | $1,500,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,639,000 | 1,324 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,058,000 | 2,087 |
| Total interest expense | $2,066,000 | 2,261 |
| Net interest income | $2,992,000 | 1,923 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $615,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $352,000 | 1,226 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $263,000 | 2,144 |
| Total noninterest expense | $2,232,000 | 2,069 |
| Salaries and employee benefits | $1,262,000 | 2,039 |
| Premises and equipment expense | $378,000 | 1,762 |
| Additional noninterest expense | $592,000 | 2,220 |
| Pre-tax net operating income | $1,375,000 | 1,664 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,375,000 | 1,273 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,375,000 | 1,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 607 |
| Cash dividends | $750,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,375,000 | 1,255 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,809,000 | 1,994 |
| Total interest expense | $7,240,000 | 2,225 |
| Net interest income | $12,569,000 | 1,833 |
| Provision for loan and lease losses | $1,125,000 | 935 |
| Total noninterest income | $2,405,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,480,000 | 1,200 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $925,000 | 2,348 |
| Total noninterest expense | $8,336,000 | 2,123 |
| Salaries and employee benefits | $4,815,000 | 2,025 |
| Premises and equipment expense | $1,420,000 | 1,785 |
| Additional noninterest expense | $2,101,000 | 2,451 |
| Pre-tax net operating income | $5,513,000 | 1,739 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $5,513,000 | 1,322 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,513,000 | 1,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,120 |
| Cash dividends | $4,000,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,513,000 | 1,309 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,535,000 | 2,025 |
| Total interest expense | $5,210,000 | 2,242 |
| Net interest income | $9,325,000 | 1,871 |
| Provision for loan and lease losses | $975,000 | 770 |
| Total noninterest income | $1,840,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,137,000 | 1,177 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $703,000 | 2,314 |
| Total noninterest expense | $6,060,000 | 2,182 |
| Salaries and employee benefits | $3,438,000 | 2,135 |
| Premises and equipment expense | $1,095,000 | 1,740 |
| Additional noninterest expense | $1,527,000 | 2,514 |
| Pre-tax net operating income | $4,130,000 | 1,788 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $4,130,000 | 1,374 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,130,000 | 1,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,477 |
| Cash dividends | $4,000,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,130,000 | 1,356 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,460,000 | 2,039 |
| Total interest expense | $3,296,000 | 2,255 |
| Net interest income | $6,164,000 | 1,895 |
| Provision for loan and lease losses | $750,000 | 670 |
| Total noninterest income | $1,273,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $762,000 | 1,160 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $511,000 | 2,185 |
| Total noninterest expense | $3,962,000 | 2,225 |
| Salaries and employee benefits | $2,236,000 | 2,198 |
| Premises and equipment expense | $711,000 | 1,782 |
| Additional noninterest expense | $1,015,000 | 2,521 |
| Pre-tax net operating income | $2,725,000 | 1,820 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,725,000 | 1,380 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,725,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,346 |
| Cash dividends | $4,000,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,725,000 | 1,370 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 2,058 |
| Total interest expense | $1,579,000 | 2,225 |
| Net interest income | $3,000,000 | 1,928 |
| Provision for loan and lease losses | $450,000 | 528 |
| Total noninterest income | $635,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $399,000 | 1,084 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $236,000 | 2,269 |
| Total noninterest expense | $1,987,000 | 2,234 |
| Salaries and employee benefits | $1,114,000 | 2,213 |
| Premises and equipment expense | $348,000 | 1,818 |
| Additional noninterest expense | $525,000 | 2,443 |
| Pre-tax net operating income | $1,198,000 | 1,971 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,198,000 | 1,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,198,000 | 1,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,214 |
| Cash dividends | $2,500,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,198,000 | 1,498 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,902,000 | 2,096 |
| Total interest expense | $4,576,000 | 2,391 |
| Net interest income | $11,326,000 | 1,966 |
| Provision for loan and lease losses | $1,000,000 | 1,040 |
| Total noninterest income | $2,276,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,395,000 | 1,271 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $881,000 | 2,398 |
| Total noninterest expense | $7,535,000 | 2,225 |
| Salaries and employee benefits | $4,206,000 | 2,181 |
| Premises and equipment expense | $1,399,000 | 1,734 |
| Additional noninterest expense | $1,930,000 | 2,572 |
| Pre-tax net operating income | $5,067,000 | 1,841 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $5,067,000 | 1,397 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,067,000 | 1,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,375,000 | 535 |
| Cash dividends | $2,500,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,067,000 | 1,384 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,514,000 | 2,118 |
| Total interest expense | $3,150,000 | 2,445 |
| Net interest income | $8,364,000 | 1,976 |
| Provision for loan and lease losses | $688,000 | 1,084 |
| Total noninterest income | $1,669,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,022,000 | 1,294 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $647,000 | 2,437 |
| Total noninterest expense | $5,608,000 | 2,212 |
| Salaries and employee benefits | $3,146,000 | 2,165 |
| Premises and equipment expense | $1,060,000 | 1,716 |
| Additional noninterest expense | $1,402,000 | 2,619 |
| Pre-tax net operating income | $3,737,000 | 1,871 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,737,000 | 1,432 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,737,000 | 1,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $911,000 | 533 |
| Cash dividends | $2,500,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,737,000 | 1,408 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 2,124 |
| Total interest expense | $1,957,000 | 2,461 |
| Net interest income | $5,480,000 | 1,982 |
| Provision for loan and lease losses | $258,000 | 1,737 |
| Total noninterest income | $1,010,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $658,000 | 1,308 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $352,000 | 2,761 |
| Total noninterest expense | $3,764,000 | 2,175 |
| Salaries and employee benefits | $2,129,000 | 2,127 |
| Premises and equipment expense | $688,000 | 1,743 |
| Additional noninterest expense | $947,000 | 2,567 |
| Pre-tax net operating income | $2,468,000 | 1,866 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,468,000 | 1,417 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,468,000 | 1,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 757 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,468,000 | 1,391 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,505,000 | 2,207 |
| Total interest expense | $883,000 | 2,584 |
| Net interest income | $2,622,000 | 2,056 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $496,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $318,000 | 1,291 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $178,000 | 2,669 |
| Total noninterest expense | $1,871,000 | 2,203 |
| Salaries and employee benefits | $1,081,000 | 2,111 |
| Premises and equipment expense | $348,000 | 1,725 |
| Additional noninterest expense | $442,000 | 2,734 |
| Pre-tax net operating income | $1,127,000 | 1,965 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,127,000 | 1,505 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,127,000 | 1,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,127,000 | 1,477 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,038,000 | 2,383 |
| Total interest expense | $2,843,000 | 2,739 |
| Net interest income | $9,195,000 | 2,224 |
| Provision for loan and lease losses | $495,000 | 1,977 |
| Total noninterest income | $1,678,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,206,000 | 1,457 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $472,000 | 3,423 |
| Total noninterest expense | $6,798,000 | 2,357 |
| Salaries and employee benefits | $3,943,000 | 2,211 |
| Premises and equipment expense | $1,200,000 | 1,916 |
| Additional noninterest expense | $1,655,000 | 2,884 |
| Pre-tax net operating income | $3,580,000 | 2,234 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,580,000 | 1,778 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,580,000 | 1,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $3,000,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,580,000 | 1,731 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,779,000 | 2,423 |
| Total interest expense | $2,107,000 | 2,732 |
| Net interest income | $6,672,000 | 2,264 |
| Provision for loan and lease losses | $375,000 | 1,868 |
| Total noninterest income | $1,240,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $891,000 | 1,496 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $349,000 | 3,441 |
| Total noninterest expense | $5,056,000 | 2,355 |
| Salaries and employee benefits | $2,912,000 | 2,224 |
| Premises and equipment expense | $937,000 | 1,850 |
| Additional noninterest expense | $1,207,000 | 2,920 |
| Pre-tax net operating income | $2,481,000 | 2,404 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,481,000 | 1,913 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,481,000 | 1,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,290 |
| Cash dividends | $3,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,481,000 | 1,863 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,859,000 | 2,399 |
| Total interest expense | $1,427,000 | 2,677 |
| Net interest income | $4,432,000 | 2,259 |
| Provision for loan and lease losses | $255,000 | 1,798 |
| Total noninterest income | $821,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $586,000 | 1,498 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $235,000 | 3,432 |
| Total noninterest expense | $3,353,000 | 2,369 |
| Salaries and employee benefits | $1,934,000 | 2,236 |
| Premises and equipment expense | $612,000 | 1,864 |
| Additional noninterest expense | $807,000 | 2,916 |
| Pre-tax net operating income | $1,645,000 | 2,395 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,645,000 | 1,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,645,000 | 1,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,550 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,645,000 | 1,863 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 2,438 |
| Total interest expense | $713,000 | 2,705 |
| Net interest income | $2,168,000 | 2,296 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $404,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $288,000 | 1,490 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $116,000 | 3,401 |
| Total noninterest expense | $1,616,000 | 2,472 |
| Salaries and employee benefits | $923,000 | 2,350 |
| Premises and equipment expense | $299,000 | 1,944 |
| Additional noninterest expense | $394,000 | 2,959 |
| Pre-tax net operating income | $851,000 | 2,309 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $851,000 | 1,833 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $851,000 | 1,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $851,000 | 1,752 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,408,000 | 2,715 |
| Total interest expense | $2,949,000 | 2,917 |
| Net interest income | $7,459,000 | 2,587 |
| Provision for loan and lease losses | $1,034,000 | 1,143 |
| Total noninterest income | $1,586,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,112,000 | 1,553 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $474,000 | 3,672 |
| Total noninterest expense | $6,227,000 | 2,514 |
| Salaries and employee benefits | $3,612,000 | 2,350 |
| Premises and equipment expense | $1,033,000 | 2,201 |
| Additional noninterest expense | $1,582,000 | 2,929 |
| Pre-tax net operating income | $1,784,000 | 3,660 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $106,000 | 5,663 |
| Income before extraordinary items | $1,678,000 | 3,268 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,678,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,317 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,678,000 | 3,124 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,625,000 | 2,823 |
| Total interest expense | $2,251,000 | 2,953 |
| Net interest income | $5,374,000 | 2,708 |
| Provision for loan and lease losses | $675,000 | 1,261 |
| Total noninterest income | $1,141,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $835,000 | 1,549 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $306,000 | 4,009 |
| Total noninterest expense | $4,640,000 | 2,537 |
| Salaries and employee benefits | $2,696,000 | 2,355 |
| Premises and equipment expense | $770,000 | 2,216 |
| Additional noninterest expense | $1,174,000 | 2,943 |
| Pre-tax net operating income | $1,200,000 | 4,068 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $106,000 | 5,510 |
| Income before extraordinary items | $1,094,000 | 3,760 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,094,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,628 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,094,000 | 3,587 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 2,937 |
| Total interest expense | $1,552,000 | 2,951 |
| Net interest income | $3,379,000 | 2,856 |
| Provision for loan and lease losses | $450,000 | 1,255 |
| Total noninterest income | $751,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $555,000 | 1,536 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $196,000 | 4,078 |
| Total noninterest expense | $3,073,000 | 2,540 |
| Salaries and employee benefits | $1,791,000 | 2,356 |
| Premises and equipment expense | $495,000 | 2,275 |
| Additional noninterest expense | $787,000 | 2,907 |
| Pre-tax net operating income | $607,000 | 4,803 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $60,000 | 5,731 |
| Income before extraordinary items | $547,000 | 4,562 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $547,000 | 4,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,204 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $547,000 | 4,343 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 3,018 |
| Total interest expense | $777,000 | 3,012 |
| Net interest income | $1,620,000 | 2,953 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $361,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $270,000 | 1,530 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $91,000 | 4,102 |
| Total noninterest expense | $1,514,000 | 2,557 |
| Salaries and employee benefits | $885,000 | 2,378 |
| Premises and equipment expense | $234,000 | 2,378 |
| Additional noninterest expense | $395,000 | 2,895 |
| Pre-tax net operating income | $242,000 | 5,367 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $242,000 | 4,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $242,000 | 4,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 699 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $242,000 | 4,606 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,954,000 | 3,314 |
| Total interest expense | $3,189,000 | 3,361 |
| Net interest income | $5,765,000 | 3,251 |
| Provision for loan and lease losses | $455,000 | 2,553 |
| Total noninterest income | $1,417,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,059,000 | 1,522 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $358,000 | 3,896 |
| Total noninterest expense | $6,050,000 | 2,441 |
| Salaries and employee benefits | $3,486,000 | 2,301 |
| Premises and equipment expense | $1,050,000 | 2,084 |
| Additional noninterest expense | $1,514,000 | 2,938 |
| Pre-tax net operating income | $677,000 | 6,165 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $542,000 | 3,304 |
| Income before extraordinary items | $135,000 | 8,167 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $135,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,951 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $135,000 | 8,064 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,911,000 | 3,336 |
| Total interest expense | $4,586,000 | 3,402 |
| Net interest income | $5,325,000 | 3,266 |
| Provision for loan and lease losses | $195,000 | 4,194 |
| Total noninterest income | $1,180,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $896,000 | 1,692 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $284,000 | 4,234 |
| Total noninterest expense | $5,910,000 | 2,411 |
| Salaries and employee benefits | $3,408,000 | 2,202 |
| Premises and equipment expense | $1,008,000 | 2,106 |
| Additional noninterest expense | $1,494,000 | 2,880 |
| Pre-tax net operating income | $400,000 | 6,985 |
| Securities gains (losses) | $27,000 | 2,903 |
| Applicable income taxes | $2,000 | 7,831 |
| Income before extraordinary items | $425,000 | 6,431 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $425,000 | 6,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,343 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $398,000 | 6,455 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,415,000 | 3,292 |
| Total interest expense | $4,521,000 | 3,609 |
| Net interest income | $5,894,000 | 3,003 |
| Provision for loan and lease losses | $278,000 | 3,022 |
| Total noninterest income | $1,103,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $837,000 | 1,657 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $266,000 | 4,175 |
| Total noninterest expense | $5,239,000 | 2,595 |
| Salaries and employee benefits | $2,820,000 | 2,534 |
| Premises and equipment expense | $911,000 | 2,266 |
| Additional noninterest expense | $1,508,000 | 2,803 |
| Pre-tax net operating income | $1,480,000 | 4,102 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $490,000 | 3,531 |
| Income before extraordinary items | $990,000 | 4,417 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $990,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,911 |
| Cash dividends | $235,000 | 4,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $990,000 | 4,416 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,409,000 | 3,734 |
| Total interest expense | $3,480,000 | 4,069 |
| Net interest income | $4,929,000 | 3,485 |
| Provision for loan and lease losses | $167,000 | 4,023 |
| Total noninterest income | $941,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $728,000 | 1,827 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $213,000 | 4,797 |
| Total noninterest expense | $4,792,000 | 2,823 |
| Salaries and employee benefits | $2,560,000 | 2,746 |
| Premises and equipment expense | $803,000 | 2,534 |
| Additional noninterest expense | $1,429,000 | 2,977 |
| Pre-tax net operating income | $911,000 | 5,580 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $297,000 | 4,842 |
| Income before extraordinary items | $614,000 | 5,831 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $614,000 | 5,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,666 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $614,000 | 5,804 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,450,000 | 3,397 |
| Total interest expense | $4,512,000 | 3,300 |
| Net interest income | $4,938,000 | 3,437 |
| Provision for loan and lease losses | $800,000 | 1,176 |
| Total noninterest income | $550,000 | 4,659 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $679,000 | 1,886 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $-129,000 | 10,478 |
| Total noninterest expense | $5,761,000 | 2,267 |
| Salaries and employee benefits | $2,307,000 | 2,931 |
| Premises and equipment expense | $838,000 | 2,327 |
| Additional noninterest expense | $2,616,000 | 1,647 |
| Pre-tax net operating income | $-1,073,000 | 10,352 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-368,000 | 10,371 |
| Income before extraordinary items | $-705,000 | 10,303 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-705,000 | 10,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 1,040 |
| Cash dividends | $188,000 | 5,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-705,000 | 10,279 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,003,000 | 3,583 |
| Total interest expense | $3,917,000 | 3,754 |
| Net interest income | $5,086,000 | 3,436 |
| Provision for loan and lease losses | $285,000 | 2,727 |
| Total noninterest income | $546,000 | 4,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $676,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-130,000 | 10,940 |
| Total noninterest expense | $4,389,000 | 2,887 |
| Salaries and employee benefits | $2,032,000 | 3,258 |
| Premises and equipment expense | $877,000 | 2,243 |
| Additional noninterest expense | $1,480,000 | 2,765 |
| Pre-tax net operating income | $958,000 | 5,961 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $343,000 | 5,369 |
| Income before extraordinary items | $615,000 | 6,279 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $615,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,683 |
| Cash dividends | $235,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $615,000 | 6,219 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,761,000 | 4,713 |
| Total interest expense | $2,681,000 | 5,252 |
| Net interest income | $4,080,000 | 4,249 |
| Provision for loan and lease losses | $184,000 | 3,596 |
| Total noninterest income | $794,000 | 3,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $637,000 | 2,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,848 |
| Total noninterest expense | $3,868,000 | 3,446 |
| Salaries and employee benefits | $1,859,000 | 3,572 |
| Premises and equipment expense | $748,000 | 2,610 |
| Additional noninterest expense | $1,261,000 | 3,627 |
| Pre-tax net operating income | $822,000 | 6,418 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $221,000 | 6,822 |
| Income before extraordinary items | $601,000 | 6,269 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $601,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,684 |
| Cash dividends | $45,000 | 7,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $601,000 | 6,208 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 6,615 |
| Total interest expense | $1,583,000 | 7,469 |
| Net interest income | $2,772,000 | 5,859 |
| Provision for loan and lease losses | $69,000 | 5,466 |
| Total noninterest income | $1,111,000 | 2,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $533,000 | 2,523 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $578,000 | 2,599 |
| Total noninterest expense | $2,523,000 | 4,956 |
| Salaries and employee benefits | $1,247,000 | 5,041 |
| Premises and equipment expense | $394,000 | 4,608 |
| Additional noninterest expense | $882,000 | 4,857 |
| Pre-tax net operating income | $1,291,000 | 4,991 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $511,000 | 4,134 |
| Income before extraordinary items | $780,000 | 5,545 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $780,000 | 5,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $45,000 | 7,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $780,000 | 5,528 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 8,349 |
| Total interest expense | $726,000 | 9,953 |
| Net interest income | $2,105,000 | 7,313 |
| Provision for loan and lease losses | $99,000 | 4,618 |
| Total noninterest income | $647,000 | 4,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $464,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,560 |
| Total noninterest expense | $1,993,000 | 6,213 |
| Salaries and employee benefits | $1,033,000 | 5,939 |
| Premises and equipment expense | $263,000 | 6,301 |
| Additional noninterest expense | $697,000 | 6,340 |
| Pre-tax net operating income | $660,000 | 7,647 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $303,000 | 5,839 |
| Income before extraordinary items | $357,000 | 8,579 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $357,000 | 8,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,752 |
| Cash dividends | $26,000 | 8,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $357,000 | 8,629 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 9,498 |
| Total interest expense | $638,000 | 10,931 |
| Net interest income | $1,695,000 | 8,511 |
| Provision for loan and lease losses | $97,000 | 5,852 |
| Total noninterest income | $738,000 | 4,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 4,304 |
| Total noninterest expense | $1,808,000 | 6,868 |
| Salaries and employee benefits | $934,000 | 6,519 |
| Premises and equipment expense | $296,000 | 5,922 |
| Additional noninterest expense | $578,000 | 7,532 |
| Pre-tax net operating income | $528,000 | 8,466 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $185,000 | 7,907 |
| Income before extraordinary items | $343,000 | 9,006 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $343,000 | 9,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,529 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $343,000 | 8,742 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 10,892 |
| Total interest expense | $618,000 | 12,214 |
| Net interest income | $1,382,000 | 9,690 |
| Provision for loan and lease losses | $209,000 | 5,111 |
| Total noninterest income | $728,000 | 4,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 3,633 |
| Total noninterest expense | $1,541,000 | 7,775 |
| Salaries and employee benefits | $789,000 | 7,327 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $524,000 | 8,251 |
| Pre-tax net operating income | $360,000 | 9,582 |
| Securities gains (losses) | $76,000 | 3,457 |
| Applicable income taxes | $141,000 | 8,864 |
| Income before extraordinary items | $295,000 | 9,397 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $295,000 | 9,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 728 |
| Net operating income | $243,320 | 9,645 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.