Home > First International Bank > Assets and Liabilities
First International Bank, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 68 | 2,274 |
| Assets and Liabilities | ||
| Total Assets: | $239,916,000 | 2,668 |
| Cash and due from depository institutions | $32,771,000 | 2,274 |
| Interest-bearing balances | $26,948,000 | 1,345 |
| Securities | $0 | 7,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $174,570,000 | 2,304 |
| Loan loss allowance | $14,420,000 | 591 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $12,949,000 | 898 |
| Other real estate owned | $8,005,000 | 2,274 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $11,621,000 | 1,650 |
| Life insurance assets | $6,284,000 | 1,089 |
| Total liabilities and capital | $239,916,000 | 2,668 |
| Total liabilities | $233,294,000 | 2,456 |
| Total deposits | $208,775,000 | 2,554 |
| Interest-bearing deposits | $189,917,000 | 2,377 |
| Deposits held in domestic offices | $208,775,000 | 2,554 |
| % insured | 99.42% | 249 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $21,457,000 | 1,265 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,062,000 | 1,445 |
| Total equity capital | $6,622,000 | 6,082 |
| Total bank equity capital | $6,622,000 | 6,082 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $750,000 | 2,981 |
| Surplus | $33,610,000 | 1,014 |
| Undivided profits | $-27,738,000 | 7,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $48,022,000 | 358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $549,000 | 4,632 |
| Earning assets | $201,518,000 | 2,859 |
| Long-term assets (5+ years) | $12,244,000 | 5,133 |
| Average Assets, year-to-date | $301,464,670 | 2,138 |
| Average Assets, quarterly | $280,493,000 | 2,287 |
| Volatile liabilities | $14,534,000 | 2,817 |
| Insider loans | $10,000 | 6,658 |
| FHLB advances | $21,457,000 | 1,187 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $8,518,000 | 4,194 |
| Tier 1 (core) risk-based capital | $6,622,000 | 5,967 |
| Tier 2 risk-based capital | $2,681,000 | 1,908 |
| Total risk weighted assets | $202,762,000 | 2,097 |
| Total unused commitments | $8,518,000 | 4,196 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 84 | 1,809 |
| Assets and Liabilities | ||
| Total Assets: | $320,663,000 | 2,042 |
| Cash and due from depository institutions | $58,821,000 | 1,809 |
| Interest-bearing balances | $48,275,000 | 825 |
| Securities | $0 | 7,399 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $226,535,000 | 1,850 |
| Loan loss allowance | $14,457,000 | 592 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $14,329,000 | 809 |
| Other real estate owned | $9,642,000 | 1,809 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $11,336,000 | 1,717 |
| Life insurance assets | $6,232,000 | 1,089 |
| Total liabilities and capital | $320,663,000 | 2,042 |
| Total liabilities | $314,105,000 | 1,889 |
| Total deposits | $274,013,000 | 1,992 |
| Interest-bearing deposits | $243,896,000 | 1,924 |
| Deposits held in domestic offices | $274,013,000 | 1,990 |
| % insured | 97.73% | 858 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $36,874,000 | 847 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,218,000 | 1,385 |
| Total equity capital | $6,558,000 | 6,095 |
| Total bank equity capital | $6,558,000 | 6,095 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $750,000 | 3,020 |
| Surplus | $33,610,000 | 1,022 |
| Undivided profits | $-27,802,000 | 7,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $42,271,000 | 420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,006,000 | 299 |
| Income earned, not collected on loans | $335,000 | 5,919 |
| Earning assets | $274,810,000 | 2,173 |
| Long-term assets (5+ years) | $15,112,000 | 4,771 |
| Average Assets, year-to-date | $332,035,500 | 1,973 |
| Average Assets, quarterly | $332,035,500 | 1,973 |
| Volatile liabilities | $29,203,000 | 1,758 |
| Insider loans | $14,000 | 6,691 |
| FHLB advances | $36,874,000 | 786 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $10,191,000 | 3,882 |
| Tier 1 (core) risk-based capital | $6,558,000 | 6,011 |
| Tier 2 risk-based capital | $3,303,000 | 1,615 |
| Total risk weighted assets | $253,118,000 | 1,728 |
| Total unused commitments | $10,191,000 | 3,885 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 89 | 1,704 |
| Assets and Liabilities | ||
| Total Assets: | $343,408,000 | 1,917 |
| Cash and due from depository institutions | $62,871,000 | 1,704 |
| Interest-bearing balances | $54,355,000 | 662 |
| Securities | $0 | 7,464 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $241,970,000 | 1,774 |
| Loan loss allowance | $14,159,000 | 605 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $14,479,000 | 809 |
| Other real estate owned | $12,727,000 | 1,704 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $11,361,000 | 1,758 |
| Life insurance assets | $6,178,000 | 1,083 |
| Total liabilities and capital | $343,408,000 | 1,917 |
| Total liabilities | $333,361,000 | 1,779 |
| Total deposits | $292,489,000 | 1,872 |
| Interest-bearing deposits | $259,699,000 | 1,830 |
| Deposits held in domestic offices | $292,489,000 | 1,869 |
| % insured | 97.97% | 710 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $37,285,000 | 900 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,587,000 | 1,284 |
| Total equity capital | $10,047,000 | 5,081 |
| Total bank equity capital | $10,047,000 | 5,080 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $750,000 | 3,063 |
| Surplus | $33,610,000 | 1,020 |
| Undivided profits | $-24,313,000 | 7,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $42,638,000 | 423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $993,000 | 368 |
| Income earned, not collected on loans | $413,000 | 5,547 |
| Earning assets | $296,325,000 | 2,029 |
| Long-term assets (5+ years) | $14,743,000 | 4,782 |
| Average Assets, year-to-date | $386,461,000 | 1,700 |
| Average Assets, quarterly | $356,095,500 | 1,851 |
| Volatile liabilities | $72,395,000 | 1,831 |
| Insider loans | $6,641,000 | 1,037 |
| FHLB advances | $37,285,000 | 831 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $17,466,000 | 2,800 |
| Tier 1 (core) risk-based capital | $10,047,000 | 4,979 |
| Tier 2 risk-based capital | $3,532,000 | 1,531 |
| Total risk weighted assets | $271,892,000 | 1,663 |
| Total unused commitments | $17,466,000 | 2,800 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 98 | 1,565 |
| Assets and Liabilities | ||
| Total Assets: | $368,783,000 | 1,821 |
| Cash and due from depository institutions | $59,321,000 | 1,565 |
| Interest-bearing balances | $48,932,000 | 738 |
| Securities | $0 | 7,552 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $266,532,000 | 1,661 |
| Loan loss allowance | $7,749,000 | 1,076 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $14,630,000 | 803 |
| Other real estate owned | $15,018,000 | 1,565 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $13,282,000 | 1,564 |
| Life insurance assets | $7,210,000 | 933 |
| Total liabilities and capital | $368,783,000 | 1,821 |
| Total liabilities | $345,794,000 | 1,756 |
| Total deposits | $304,339,000 | 1,813 |
| Interest-bearing deposits | $267,009,000 | 1,820 |
| Deposits held in domestic offices | $304,339,000 | 1,811 |
| % insured | 96.57% | 959 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $37,692,000 | 954 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,763,000 | 1,359 |
| Total equity capital | $22,989,000 | 2,868 |
| Total bank equity capital | $22,989,000 | 2,867 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $750,000 | 3,125 |
| Surplus | $35,001,000 | 959 |
| Undivided profits | $-12,762,000 | 7,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $24,665,000 | 708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $705,000 | 4,267 |
| Earning assets | $315,464,000 | 1,930 |
| Long-term assets (5+ years) | $15,383,000 | 4,683 |
| Average Assets, year-to-date | $397,224,250 | 1,687 |
| Average Assets, quarterly | $378,652,000 | 1,774 |
| Volatile liabilities | $75,887,000 | 1,816 |
| Insider loans | $6,830,000 | 1,040 |
| FHLB advances | $37,692,000 | 880 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $21,878,000 | 2,456 |
| Tier 1 (core) risk-based capital | $22,989,000 | 2,698 |
| Tier 2 risk-based capital | $3,761,000 | 1,479 |
| Total risk weighted assets | $296,890,000 | 1,554 |
| Total unused commitments | $21,878,000 | 2,459 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 100 | 1,551 |
| Assets and Liabilities | ||
| Total Assets: | $388,521,000 | 1,738 |
| Cash and due from depository institutions | $59,038,000 | 1,551 |
| Interest-bearing balances | $49,207,000 | 711 |
| Securities | $0 | 7,628 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $288,292,000 | 1,555 |
| Loan loss allowance | $10,853,000 | 782 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $14,798,000 | 798 |
| Other real estate owned | $13,169,000 | 1,551 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $13,224,000 | 1,600 |
| Life insurance assets | $7,112,000 | 941 |
| Total liabilities and capital | $388,521,000 | 1,738 |
| Total liabilities | $361,708,000 | 1,693 |
| Total deposits | $314,875,000 | 1,759 |
| Interest-bearing deposits | $272,969,000 | 1,780 |
| Deposits held in domestic offices | $314,875,000 | 1,757 |
| % insured | 94.54% | 1,818 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $43,095,000 | 884 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,738,000 | 1,309 |
| Total equity capital | $26,813,000 | 2,452 |
| Total bank equity capital | $26,813,000 | 2,449 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $750,000 | 3,158 |
| Surplus | $33,610,000 | 996 |
| Undivided profits | $-7,547,000 | 7,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $34,952,000 | 534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $870,000 | 373 |
| Income earned, not collected on loans | $824,000 | 3,742 |
| Earning assets | $337,499,000 | 1,810 |
| Long-term assets (5+ years) | $13,735,000 | 4,855 |
| Average Assets, year-to-date | $409,698,330 | 1,659 |
| Average Assets, quarterly | $401,193,500 | 1,691 |
| Volatile liabilities | $94,690,000 | 1,516 |
| Insider loans | $6,875,000 | 1,049 |
| FHLB advances | $43,095,000 | 828 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $20,662,000 | 2,591 |
| Tier 1 (core) risk-based capital | $26,813,000 | 2,315 |
| Tier 2 risk-based capital | $4,091,000 | 1,391 |
| Total risk weighted assets | $320,478,000 | 1,467 |
| Total unused commitments | $20,662,000 | 2,593 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 102 | 1,522 |
| Assets and Liabilities | ||
| Total Assets: | $413,866,000 | 1,688 |
| Cash and due from depository institutions | $60,008,000 | 1,522 |
| Interest-bearing balances | $49,865,000 | 688 |
| Securities | $0 | 7,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $319,255,000 | 1,438 |
| Loan loss allowance | $4,973,000 | 1,624 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $14,757,000 | 821 |
| Other real estate owned | $6,487,000 | 1,522 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $13,359,000 | 1,619 |
| Life insurance assets | $7,055,000 | 942 |
| Total liabilities and capital | $413,866,000 | 1,688 |
| Total liabilities | $378,823,000 | 1,670 |
| Total deposits | $311,715,000 | 1,816 |
| Interest-bearing deposits | $271,683,000 | 1,823 |
| Deposits held in domestic offices | $311,715,000 | 1,813 |
| % insured | 95.38% | 1,564 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $63,493,000 | 682 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,615,000 | 1,340 |
| Total equity capital | $35,043,000 | 1,941 |
| Total bank equity capital | $35,043,000 | 1,940 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $750,000 | 3,211 |
| Surplus | $33,610,000 | 1,019 |
| Undivided profits | $683,000 | 6,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $25,724,000 | 724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $299,000 | 670 |
| Income earned, not collected on loans | $996,000 | 3,242 |
| Earning assets | $369,120,000 | 1,714 |
| Long-term assets (5+ years) | $15,008,000 | 4,717 |
| Average Assets, year-to-date | $420,287,000 | 1,657 |
| Average Assets, quarterly | $420,287,000 | 1,657 |
| Volatile liabilities | $75,538,000 | 1,937 |
| Insider loans | $6,948,000 | 1,079 |
| FHLB advances | $63,493,000 | 619 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $24,668,000 | 2,370 |
| Tier 1 (core) risk-based capital | $35,043,000 | 1,831 |
| Tier 2 risk-based capital | $4,300,000 | 1,373 |
| Total risk weighted assets | $343,327,000 | 1,423 |
| Total unused commitments | $24,668,000 | 2,375 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 108 | 1,457 |
| Assets and Liabilities | ||
| Total Assets: | $426,708,000 | 1,641 |
| Cash and due from depository institutions | $62,523,000 | 1,457 |
| Interest-bearing balances | $52,500,000 | 561 |
| Securities | $0 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $331,954,000 | 1,410 |
| Loan loss allowance | $4,584,000 | 1,728 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $13,902,000 | 886 |
| Other real estate owned | $4,763,000 | 1,457 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $13,566,000 | 1,657 |
| Life insurance assets | $6,982,000 | 950 |
| Total liabilities and capital | $426,708,000 | 1,641 |
| Total liabilities | $390,957,000 | 1,629 |
| Total deposits | $313,691,000 | 1,802 |
| Interest-bearing deposits | $273,262,000 | 1,814 |
| Deposits held in domestic offices | $313,691,000 | 1,799 |
| % insured | 92.49% | 2,768 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $73,886,000 | 652 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,380,000 | 1,406 |
| Total equity capital | $35,751,000 | 1,875 |
| Total bank equity capital | $35,751,000 | 1,872 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $750,000 | 3,255 |
| Surplus | $33,610,000 | 1,021 |
| Undivided profits | $1,391,000 | 5,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $11,512,000 | 1,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $486,000 | 513 |
| Income earned, not collected on loans | $1,107,000 | 3,047 |
| Earning assets | $384,454,000 | 1,657 |
| Long-term assets (5+ years) | $13,748,000 | 4,869 |
| Average Assets, year-to-date | $416,390,200 | 1,660 |
| Average Assets, quarterly | $440,542,500 | 1,594 |
| Volatile liabilities | $140,493,000 | 1,052 |
| Insider loans | $7,029,000 | 1,083 |
| FHLB advances | $73,886,000 | 583 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $28,226,000 | 2,152 |
| Tier 1 (core) risk-based capital | $35,751,000 | 1,773 |
| Tier 2 risk-based capital | $4,469,000 | 1,338 |
| Total risk weighted assets | $357,425,000 | 1,403 |
| Total unused commitments | $28,226,000 | 2,155 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 111 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $454,377,000 | 1,576 |
| Cash and due from depository institutions | $92,253,000 | 1,438 |
| Interest-bearing balances | $80,946,000 | 365 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $329,989,000 | 1,456 |
| Loan loss allowance | $5,269,000 | 1,481 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $13,338,000 | 936 |
| Other real estate owned | $6,519,000 | 1,438 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $12,278,000 | 1,595 |
| Life insurance assets | $6,917,000 | 953 |
| Total liabilities and capital | $454,377,000 | 1,576 |
| Total liabilities | $419,847,000 | 1,529 |
| Total deposits | $355,807,000 | 1,609 |
| Interest-bearing deposits | $316,124,000 | 1,582 |
| Deposits held in domestic offices | $355,807,000 | 1,606 |
| % insured | 95.14% | 1,793 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $60,253,000 | 812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,787,000 | 1,406 |
| Total equity capital | $34,530,000 | 2,004 |
| Total bank equity capital | $34,530,000 | 2,004 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $750,000 | 3,299 |
| Surplus | $33,610,000 | 1,013 |
| Undivided profits | $170,000 | 6,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $11,954,000 | 1,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $972,000 | 3,672 |
| Earning assets | $410,935,000 | 1,581 |
| Long-term assets (5+ years) | $13,833,000 | 4,878 |
| Average Assets, year-to-date | $413,810,750 | 1,685 |
| Average Assets, quarterly | $440,230,500 | 1,607 |
| Volatile liabilities | $160,333,000 | 953 |
| Insider loans | $7,143,000 | 1,091 |
| FHLB advances | $60,253,000 | 738 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $41,075,000 | 1,665 |
| Tier 1 (core) risk-based capital | $34,530,000 | 1,871 |
| Tier 2 risk-based capital | $4,580,000 | 1,321 |
| Total risk weighted assets | $365,679,000 | 1,395 |
| Total unused commitments | $41,075,000 | 1,666 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 114 | 1,435 |
| Assets and Liabilities | ||
| Total Assets: | $426,084,000 | 1,676 |
| Cash and due from depository institutions | $55,070,000 | 1,435 |
| Interest-bearing balances | $44,787,000 | 503 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $345,132,000 | 1,428 |
| Loan loss allowance | $4,689,000 | 1,573 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,658,000 | 1,006 |
| Other real estate owned | $865,000 | 1,435 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $12,359,000 | 1,608 |
| Life insurance assets | $6,842,000 | 963 |
| Total liabilities and capital | $426,084,000 | 1,676 |
| Total liabilities | $392,742,000 | 1,645 |
| Total deposits | $328,434,000 | 1,755 |
| Interest-bearing deposits | $290,301,000 | 1,729 |
| Deposits held in domestic offices | $328,434,000 | 1,752 |
| % insured | 78.59% | 4,150 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $60,606,000 | 855 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,702,000 | 1,487 |
| Total equity capital | $33,342,000 | 2,053 |
| Total bank equity capital | $33,342,000 | 2,051 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $750,000 | 3,340 |
| Surplus | $30,610,000 | 1,119 |
| Undivided profits | $1,982,000 | 5,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $10,807,000 | 1,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,358,000 | 2,569 |
| Earning assets | $389,919,000 | 1,675 |
| Long-term assets (5+ years) | $14,775,000 | 4,691 |
| Average Assets, year-to-date | $400,288,670 | 1,754 |
| Average Assets, quarterly | $407,935,500 | 1,739 |
| Volatile liabilities | $161,037,000 | 959 |
| Insider loans | $7,165,000 | 1,095 |
| FHLB advances | $60,606,000 | 770 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $45,814,000 | 1,584 |
| Tier 1 (core) risk-based capital | $33,342,000 | 1,957 |
| Tier 2 risk-based capital | $4,681,000 | 1,303 |
| Total risk weighted assets | $374,466,000 | 1,398 |
| Total unused commitments | $45,814,000 | 1,586 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 111 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $389,787,000 | 1,818 |
| Cash and due from depository institutions | $16,821,000 | 1,486 |
| Interest-bearing balances | $52,000 | 6,447 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $343,135,000 | 1,446 |
| Loan loss allowance | $5,075,000 | 1,410 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $12,151,000 | 1,042 |
| Other real estate owned | $5,996,000 | 1,486 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $11,684,000 | 1,666 |
| Life insurance assets | $6,776,000 | 971 |
| Total liabilities and capital | $389,787,000 | 1,818 |
| Total liabilities | $356,734,000 | 1,804 |
| Total deposits | $301,228,000 | 1,877 |
| Interest-bearing deposits | $266,071,000 | 1,848 |
| Deposits held in domestic offices | $301,228,000 | 1,874 |
| % insured | 79.66% | 3,879 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $52,038,000 | 1,022 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,468,000 | 1,527 |
| Total equity capital | $33,053,000 | 2,069 |
| Total bank equity capital | $33,053,000 | 2,068 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,362 |
| Surplus | $30,610,000 | 1,109 |
| Undivided profits | $1,693,000 | 5,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,249,000 | 1,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 759 |
| Income earned, not collected on loans | $1,437,000 | 2,485 |
| Earning assets | $343,187,000 | 1,881 |
| Long-term assets (5+ years) | $16,997,000 | 4,420 |
| Average Assets, year-to-date | $387,391,000 | 1,815 |
| Average Assets, quarterly | $387,391,000 | 1,815 |
| Volatile liabilities | $99,855,000 | 1,554 |
| Insider loans | $7,238,000 | 1,094 |
| FHLB advances | $52,038,000 | 931 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $50,730,000 | 1,525 |
| Tier 1 (core) risk-based capital | $33,053,000 | 1,988 |
| Tier 2 risk-based capital | $4,732,000 | 1,272 |
| Total risk weighted assets | $378,238,000 | 1,396 |
| Total unused commitments | $50,730,000 | 1,528 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 114 | 1,458 |
| Assets and Liabilities | ||
| Total Assets: | $384,995,000 | 1,817 |
| Cash and due from depository institutions | $22,181,000 | 1,458 |
| Interest-bearing balances | $48,000 | 6,177 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $334,449,000 | 1,491 |
| Loan loss allowance | $5,017,000 | 1,383 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $12,046,000 | 1,054 |
| Other real estate owned | $3,470,000 | 1,458 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $12,849,000 | 1,561 |
| Life insurance assets | $6,715,000 | 974 |
| Total liabilities and capital | $384,995,000 | 1,817 |
| Total liabilities | $352,264,000 | 1,800 |
| Total deposits | $272,507,000 | 1,994 |
| Interest-bearing deposits | $234,737,000 | 1,994 |
| Deposits held in domestic offices | $272,507,000 | 1,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $75,984,000 | 814 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,773,000 | 1,449 |
| Total equity capital | $32,731,000 | 2,058 |
| Total bank equity capital | $32,731,000 | 2,058 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $750,000 | 3,385 |
| Surplus | $30,610,000 | 1,084 |
| Undivided profits | $1,371,000 | 6,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,706,000 | 1,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,142,000 | 228 |
| Income earned, not collected on loans | $1,302,000 | 2,858 |
| Earning assets | $334,497,000 | 1,880 |
| Long-term assets (5+ years) | $15,196,000 | 4,566 |
| Average Assets, year-to-date | $354,740,000 | 1,886 |
| Average Assets, quarterly | $383,104,500 | 1,809 |
| Volatile liabilities | $73,540,000 | 2,002 |
| Insider loans | $7,312,000 | 1,103 |
| FHLB advances | $75,984,000 | 741 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $53,878,000 | 1,469 |
| Tier 1 (core) risk-based capital | $32,731,000 | 1,977 |
| Tier 2 risk-based capital | $4,661,000 | 1,267 |
| Total risk weighted assets | $372,522,000 | 1,413 |
| Total unused commitments | $53,878,000 | 1,473 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 113 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $381,214,000 | 1,821 |
| Cash and due from depository institutions | $28,226,000 | 1,492 |
| Interest-bearing balances | $68,000 | 5,472 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $328,520,000 | 1,511 |
| Loan loss allowance | $3,919,000 | 1,573 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $12,036,000 | 1,043 |
| Other real estate owned | $0 | 1,492 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $12,432,000 | 1,589 |
| Life insurance assets | $6,665,000 | 973 |
| Total liabilities and capital | $381,214,000 | 1,821 |
| Total liabilities | $348,024,000 | 1,804 |
| Total deposits | $272,113,000 | 1,964 |
| Interest-bearing deposits | $229,003,000 | 2,031 |
| Deposits held in domestic offices | $272,113,000 | 1,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $72,226,000 | 869 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,685,000 | 1,443 |
| Total equity capital | $33,190,000 | 2,053 |
| Total bank equity capital | $33,190,000 | 2,053 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $750,000 | 3,418 |
| Surplus | $30,450,000 | 1,065 |
| Undivided profits | $1,990,000 | 5,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,756,000 | 1,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $463,000 | 388 |
| Income earned, not collected on loans | $1,139,000 | 3,418 |
| Earning assets | $328,588,000 | 1,905 |
| Long-term assets (5+ years) | $14,452,000 | 4,602 |
| Average Assets, year-to-date | $347,176,250 | 1,921 |
| Average Assets, quarterly | $374,713,000 | 1,829 |
| Volatile liabilities | $58,158,000 | 2,371 |
| Insider loans | $7,356,000 | 1,076 |
| FHLB advances | $72,226,000 | 797 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $63,062,000 | 1,390 |
| Tier 1 (core) risk-based capital | $33,190,000 | 1,982 |
| Tier 2 risk-based capital | $3,919,000 | 1,450 |
| Total risk weighted assets | $358,251,000 | 1,451 |
| Total unused commitments | $63,062,000 | 1,393 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 111 | 1,543 |
| Assets and Liabilities | ||
| Total Assets: | $368,212,000 | 1,856 |
| Cash and due from depository institutions | $25,318,000 | 1,543 |
| Interest-bearing balances | $107,000 | 4,939 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 5,684 |
| Net loans & leases | $317,902,000 | 1,544 |
| Loan loss allowance | $3,477,000 | 1,671 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,742,000 | 1,177 |
| Other real estate owned | $3,625,000 | 1,543 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,517,000 | 1,777 |
| Life insurance assets | $6,586,000 | 980 |
| Total liabilities and capital | $368,212,000 | 1,856 |
| Total liabilities | $336,160,000 | 1,842 |
| Total deposits | $273,330,000 | 1,951 |
| Interest-bearing deposits | $235,022,000 | 1,968 |
| Deposits held in domestic offices | $273,330,000 | 1,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $58,864,000 | 1,014 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,966,000 | 1,360 |
| Total equity capital | $32,052,000 | 2,139 |
| Total bank equity capital | $32,052,000 | 2,139 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $750,000 | 3,447 |
| Surplus | $29,350,000 | 1,085 |
| Undivided profits | $1,952,000 | 6,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,753,000 | 1,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $333,000 | 456 |
| Income earned, not collected on loans | $1,013,000 | 3,730 |
| Earning assets | $318,117,000 | 1,952 |
| Long-term assets (5+ years) | $11,374,000 | 5,064 |
| Average Assets, year-to-date | $335,830,330 | 1,987 |
| Average Assets, quarterly | $355,813,500 | 1,902 |
| Volatile liabilities | $121,097,000 | 1,232 |
| Insider loans | $7,247,000 | 1,088 |
| FHLB advances | $58,864,000 | 949 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $56,839,000 | 1,564 |
| Tier 1 (core) risk-based capital | $32,052,000 | 2,049 |
| Tier 2 risk-based capital | $3,477,000 | 1,571 |
| Total risk weighted assets | $346,653,000 | 1,503 |
| Total unused commitments | $56,839,000 | 1,564 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 106 | 1,600 |
| Assets and Liabilities | ||
| Total Assets: | $343,415,000 | 1,970 |
| Cash and due from depository institutions | $20,088,000 | 1,600 |
| Interest-bearing balances | $133,000 | 4,735 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $1,507,000 | 5,338 |
| Net loans & leases | $300,115,000 | 1,609 |
| Loan loss allowance | $3,044,000 | 1,810 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,409,000 | 1,745 |
| Other real estate owned | $2,999,000 | 1,600 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $11,297,000 | 1,614 |
| Life insurance assets | $6,523,000 | 982 |
| Total liabilities and capital | $343,415,000 | 1,970 |
| Total liabilities | $311,641,000 | 1,942 |
| Total deposits | $232,224,000 | 2,260 |
| Interest-bearing deposits | $195,257,000 | 2,324 |
| Deposits held in domestic offices | $232,224,000 | 2,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $75,718,000 | 768 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,699,000 | 1,541 |
| Total equity capital | $31,774,000 | 2,220 |
| Total bank equity capital | $31,774,000 | 2,220 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $750,000 | 3,460 |
| Surplus | $29,350,000 | 1,081 |
| Undivided profits | $1,674,000 | 6,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,561,000 | 1,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $313,000 | 449 |
| Income earned, not collected on loans | $1,194,000 | 3,218 |
| Earning assets | $301,755,000 | 2,056 |
| Long-term assets (5+ years) | $11,101,000 | 5,019 |
| Average Assets, year-to-date | $319,639,500 | 2,100 |
| Average Assets, quarterly | $319,639,500 | 2,100 |
| Volatile liabilities | $125,852,000 | 1,157 |
| Insider loans | $7,279,000 | 1,069 |
| FHLB advances | $75,718,000 | 707 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $50,431,000 | 1,749 |
| Tier 1 (core) risk-based capital | $31,774,000 | 2,073 |
| Tier 2 risk-based capital | $3,044,000 | 1,729 |
| Total risk weighted assets | $324,214,000 | 1,575 |
| Total unused commitments | $50,431,000 | 1,750 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 102 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $295,864,000 | 2,251 |
| Cash and due from depository institutions | $20,487,000 | 1,678 |
| Interest-bearing balances | $70,000 | 5,148 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $253,840,000 | 1,854 |
| Loan loss allowance | $2,789,000 | 1,927 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,130,000 | 1,807 |
| Other real estate owned | $3,699,000 | 1,678 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,708,000 | 1,693 |
| Life insurance assets | $6,459,000 | 980 |
| Total liabilities and capital | $295,864,000 | 2,251 |
| Total liabilities | $264,072,000 | 2,250 |
| Total deposits | $217,250,000 | 2,381 |
| Interest-bearing deposits | $178,015,000 | 2,499 |
| Deposits held in domestic offices | $217,250,000 | 2,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,154,000 | 2,328 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $41,038,000 | 1,174 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,630,000 | 1,523 |
| Total equity capital | $31,792,000 | 2,189 |
| Total bank equity capital | $31,792,000 | 2,189 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $750,000 | 3,468 |
| Surplus | $29,350,000 | 1,059 |
| Undivided profits | $1,692,000 | 6,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,393,000 | 1,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $313,000 | 440 |
| Income earned, not collected on loans | $1,073,000 | 3,777 |
| Earning assets | $253,910,000 | 2,350 |
| Long-term assets (5+ years) | $8,524,000 | 5,224 |
| Average Assets, year-to-date | $257,172,800 | 2,434 |
| Average Assets, quarterly | $280,062,500 | 2,319 |
| Volatile liabilities | $91,654,000 | 1,575 |
| Insider loans | $7,622,000 | 988 |
| FHLB advances | $41,038,000 | 1,102 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $46,910,000 | 1,867 |
| Tier 1 (core) risk-based capital | $31,792,000 | 2,068 |
| Tier 2 risk-based capital | $2,789,000 | 1,849 |
| Total risk weighted assets | $276,058,000 | 1,806 |
| Total unused commitments | $46,910,000 | 1,868 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 100 | 1,701 |
| Assets and Liabilities | ||
| Total Assets: | $264,261,000 | 2,413 |
| Cash and due from depository institutions | $16,790,000 | 1,701 |
| Interest-bearing balances | $20,000 | 5,912 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $228,074,000 | 2,026 |
| Loan loss allowance | $2,704,000 | 1,928 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,839,000 | 1,841 |
| Other real estate owned | $2,695,000 | 1,701 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,863,000 | 1,790 |
| Life insurance assets | $6,434,000 | 955 |
| Total liabilities and capital | $264,261,000 | 2,413 |
| Total liabilities | $232,962,000 | 2,440 |
| Total deposits | $195,333,000 | 2,592 |
| Interest-bearing deposits | $164,652,000 | 2,668 |
| Deposits held in domestic offices | $195,333,000 | 2,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,131,000 | 1,391 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $26,130,000 | 1,481 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,368,000 | 1,619 |
| Total equity capital | $31,299,000 | 2,194 |
| Total bank equity capital | $31,299,000 | 2,194 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $750,000 | 3,453 |
| Surplus | $25,350,000 | 1,164 |
| Undivided profits | $5,199,000 | 4,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,438,000 | 857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $103,000 | 755 |
| Income earned, not collected on loans | $1,222,000 | 3,579 |
| Earning assets | $228,094,000 | 2,553 |
| Long-term assets (5+ years) | $6,131,000 | 5,653 |
| Average Assets, year-to-date | $247,500,000 | 2,512 |
| Average Assets, quarterly | $252,805,000 | 2,488 |
| Volatile liabilities | $82,493,000 | 1,678 |
| Insider loans | $3,224,000 | 2,203 |
| FHLB advances | $26,130,000 | 1,392 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $36,866,000 | 2,266 |
| Tier 1 (core) risk-based capital | $31,299,000 | 2,096 |
| Tier 2 risk-based capital | $2,704,000 | 1,871 |
| Total risk weighted assets | $242,826,000 | 1,992 |
| Total unused commitments | $36,866,000 | 2,266 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 97 | 1,808 |
| Assets and Liabilities | ||
| Total Assets: | $241,349,000 | 2,628 |
| Cash and due from depository institutions | $18,020,000 | 1,808 |
| Interest-bearing balances | $5,000 | 6,387 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $205,769,000 | 2,221 |
| Loan loss allowance | $2,742,000 | 1,921 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,193,000 | 2,023 |
| Other real estate owned | $2,327,000 | 1,808 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $9,040,000 | 1,937 |
| Life insurance assets | $6,371,000 | 958 |
| Total liabilities and capital | $241,349,000 | 2,628 |
| Total liabilities | $211,251,000 | 2,670 |
| Total deposits | $179,005,000 | 2,855 |
| Interest-bearing deposits | $148,610,000 | 2,923 |
| Deposits held in domestic offices | $179,005,000 | 2,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,043,000 | 1,520 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,909,000 | 1,544 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,294,000 | 1,601 |
| Total equity capital | $30,098,000 | 2,251 |
| Total bank equity capital | $30,098,000 | 2,251 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $750,000 | 3,466 |
| Surplus | $25,350,000 | 1,171 |
| Undivided profits | $3,998,000 | 5,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,119,000 | 1,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,040,000 | 3,852 |
| Earning assets | $205,774,000 | 2,783 |
| Long-term assets (5+ years) | $2,412,000 | 6,656 |
| Average Assets, year-to-date | $241,913,000 | 2,594 |
| Average Assets, quarterly | $241,057,000 | 2,621 |
| Volatile liabilities | $66,953,000 | 1,991 |
| Insider loans | $357,000 | 5,961 |
| FHLB advances | $22,909,000 | 1,460 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $18,612,000 | 3,555 |
| Tier 1 (core) risk-based capital | $30,098,000 | 2,173 |
| Tier 2 risk-based capital | $2,742,000 | 1,855 |
| Total risk weighted assets | $219,821,000 | 2,151 |
| Total unused commitments | $18,612,000 | 3,555 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 89 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $240,765,000 | 2,640 |
| Cash and due from depository institutions | $16,354,000 | 1,971 |
| Interest-bearing balances | $36,000 | 5,667 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $207,498,000 | 2,180 |
| Loan loss allowance | $2,786,000 | 1,890 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,032,000 | 2,046 |
| Other real estate owned | $2,464,000 | 1,971 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,417,000 | 1,986 |
| Life insurance assets | $6,294,000 | 949 |
| Total liabilities and capital | $240,765,000 | 2,640 |
| Total liabilities | $211,181,000 | 2,673 |
| Total deposits | $199,955,000 | 2,560 |
| Interest-bearing deposits | $170,312,000 | 2,608 |
| Deposits held in domestic offices | $199,955,000 | 2,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,682,000 | 1,742 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,481,000 | 3,784 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,063,000 | 1,378 |
| Total equity capital | $29,584,000 | 2,300 |
| Total bank equity capital | $29,584,000 | 2,300 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $750,000 | 3,464 |
| Surplus | $25,350,000 | 1,151 |
| Undivided profits | $3,484,000 | 5,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,965,000 | 1,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,083,000 | 3,574 |
| Earning assets | $207,534,000 | 2,776 |
| Long-term assets (5+ years) | $3,956,000 | 6,156 |
| Average Assets, year-to-date | $242,195,000 | 2,609 |
| Average Assets, quarterly | $242,195,000 | 2,609 |
| Volatile liabilities | $51,733,000 | 2,428 |
| Insider loans | $124,000 | 6,930 |
| FHLB advances | $3,481,000 | 3,639 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $22,160,000 | 3,167 |
| Tier 1 (core) risk-based capital | $29,584,000 | 2,187 |
| Tier 2 risk-based capital | $2,769,000 | 1,835 |
| Total risk weighted assets | $221,511,000 | 2,110 |
| Total unused commitments | $22,160,000 | 3,167 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 89 | 1,952 |
| Assets and Liabilities | ||
| Total Assets: | $243,625,000 | 2,608 |
| Cash and due from depository institutions | $18,527,000 | 1,952 |
| Interest-bearing balances | $53,000 | 5,368 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $209,006,000 | 2,145 |
| Loan loss allowance | $3,064,000 | 1,697 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,364,000 | 2,252 |
| Other real estate owned | $1,774,000 | 1,952 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,954,000 | 1,904 |
| Life insurance assets | $6,231,000 | 933 |
| Total liabilities and capital | $243,625,000 | 2,608 |
| Total liabilities | $214,666,000 | 2,635 |
| Total deposits | $203,253,000 | 2,515 |
| Interest-bearing deposits | $171,365,000 | 2,559 |
| Deposits held in domestic offices | $203,253,000 | 2,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,080,000 | 2,203 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,052,000 | 3,186 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,281,000 | 1,613 |
| Total equity capital | $28,959,000 | 2,311 |
| Total bank equity capital | $28,959,000 | 2,311 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $750,000 | 3,465 |
| Surplus | $25,350,000 | 1,121 |
| Undivided profits | $2,859,000 | 5,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,697,000 | 1,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,205,000 | 3,395 |
| Earning assets | $209,059,000 | 2,742 |
| Long-term assets (5+ years) | $2,775,000 | 6,516 |
| Average Assets, year-to-date | $237,075,000 | 2,575 |
| Average Assets, quarterly | $237,386,500 | 2,635 |
| Volatile liabilities | $53,506,000 | 2,513 |
| Insider loans | $3,533,000 | 1,961 |
| FHLB advances | $6,052,000 | 3,052 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $21,015,000 | 3,215 |
| Tier 1 (core) risk-based capital | $28,959,000 | 2,200 |
| Tier 2 risk-based capital | $2,788,000 | 1,796 |
| Total risk weighted assets | $227,134,000 | 2,065 |
| Total unused commitments | $21,015,000 | 3,216 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 90 | 1,946 |
| Assets and Liabilities | ||
| Total Assets: | $231,148,000 | 2,703 |
| Cash and due from depository institutions | $18,692,000 | 1,946 |
| Interest-bearing balances | $59,000 | 5,340 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $200,392,000 | 2,215 |
| Loan loss allowance | $2,927,000 | 1,782 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,383,000 | 2,210 |
| Other real estate owned | $2,270,000 | 1,946 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,411,000 | 3,294 |
| Life insurance assets | $2,210,000 | 2,055 |
| Total liabilities and capital | $231,148,000 | 2,703 |
| Total liabilities | $203,572,000 | 2,730 |
| Total deposits | $190,772,000 | 2,637 |
| Interest-bearing deposits | $160,426,000 | 2,669 |
| Deposits held in domestic offices | $190,772,000 | 2,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $340,000 | 3,285 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,622,000 | 2,737 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,838,000 | 1,801 |
| Total equity capital | $27,576,000 | 2,390 |
| Total bank equity capital | $27,576,000 | 2,390 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,488 |
| Surplus | $25,350,000 | 1,120 |
| Undivided profits | $1,476,000 | 6,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,203,000 | 1,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,115,000 | 3,627 |
| Earning assets | $200,451,000 | 2,825 |
| Long-term assets (5+ years) | $4,763,000 | 5,895 |
| Average Assets, year-to-date | $235,437,500 | 2,608 |
| Average Assets, quarterly | $234,387,500 | 2,650 |
| Volatile liabilities | $51,499,000 | 2,557 |
| Insider loans | $3,531,000 | 1,922 |
| FHLB advances | $9,622,000 | 2,605 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $19,576,000 | 3,405 |
| Tier 1 (core) risk-based capital | $27,576,000 | 2,289 |
| Tier 2 risk-based capital | $2,640,000 | 1,895 |
| Total risk weighted assets | $210,894,000 | 2,193 |
| Total unused commitments | $19,576,000 | 3,408 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 82 | 2,148 |
| Assets and Liabilities | ||
| Total Assets: | $237,627,000 | 2,625 |
| Cash and due from depository institutions | $17,045,000 | 2,148 |
| Interest-bearing balances | $46,000 | 5,586 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $208,920,000 | 2,113 |
| Loan loss allowance | $2,734,000 | 1,874 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,299,000 | 2,208 |
| Other real estate owned | $1,558,000 | 2,148 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,805,000 | 3,072 |
| Life insurance assets | $2,193,000 | 2,018 |
| Total liabilities and capital | $237,627,000 | 2,625 |
| Total liabilities | $212,456,000 | 2,622 |
| Total deposits | $184,342,000 | 2,704 |
| Interest-bearing deposits | $152,546,000 | 2,763 |
| Deposits held in domestic offices | $184,342,000 | 2,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,575 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $19,691,000 | 1,807 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,423,000 | 1,882 |
| Total equity capital | $25,171,000 | 2,512 |
| Total bank equity capital | $25,171,000 | 2,512 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $750,000 | 3,487 |
| Surplus | $21,350,000 | 1,267 |
| Undivided profits | $3,071,000 | 5,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,338,000 | 630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,448,000 | 149 |
| Income earned, not collected on loans | $1,127,000 | 3,263 |
| Earning assets | $208,966,000 | 2,711 |
| Long-term assets (5+ years) | $4,805,000 | 5,838 |
| Average Assets, year-to-date | $236,867,330 | 2,597 |
| Average Assets, quarterly | $235,278,500 | 2,633 |
| Volatile liabilities | $67,640,000 | 2,044 |
| Insider loans | $3,574,000 | 1,877 |
| FHLB advances | $19,691,000 | 1,700 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $17,565,000 | 3,617 |
| Tier 1 (core) risk-based capital | $25,171,000 | 2,450 |
| Tier 2 risk-based capital | $2,714,000 | 1,819 |
| Total risk weighted assets | $217,157,000 | 2,115 |
| Total unused commitments | $17,565,000 | 3,617 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 83 | 2,098 |
| Assets and Liabilities | ||
| Total Assets: | $232,930,000 | 2,667 |
| Cash and due from depository institutions | $17,585,000 | 2,098 |
| Interest-bearing balances | $102,000 | 4,863 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $204,540,000 | 2,109 |
| Loan loss allowance | $2,423,000 | 2,060 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,614,000 | 2,450 |
| Other real estate owned | $1,560,000 | 2,098 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,631,000 | 3,078 |
| Life insurance assets | $2,171,000 | 1,995 |
| Total liabilities and capital | $232,930,000 | 2,667 |
| Total liabilities | $207,786,000 | 2,672 |
| Total deposits | $187,662,000 | 2,658 |
| Interest-bearing deposits | $153,580,000 | 2,727 |
| Deposits held in domestic offices | $187,662,000 | 2,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,759,000 | 1,844 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,365,000 | 1,923 |
| Total equity capital | $25,144,000 | 2,474 |
| Total bank equity capital | $25,144,000 | 2,474 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,476 |
| Surplus | $21,350,000 | 1,227 |
| Undivided profits | $3,044,000 | 5,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,254,000 | 630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,327,000 | 156 |
| Income earned, not collected on loans | $994,000 | 3,430 |
| Earning assets | $204,642,000 | 2,740 |
| Long-term assets (5+ years) | $3,211,000 | 6,358 |
| Average Assets, year-to-date | $236,487,500 | 2,598 |
| Average Assets, quarterly | $236,487,500 | 2,598 |
| Volatile liabilities | $61,414,000 | 2,128 |
| Insider loans | $3,575,000 | 1,837 |
| FHLB advances | $17,759,000 | 1,752 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $19,447,000 | 3,384 |
| Tier 1 (core) risk-based capital | $25,144,000 | 2,412 |
| Tier 2 risk-based capital | $2,423,000 | 1,977 |
| Total risk weighted assets | $211,376,000 | 2,109 |
| Total unused commitments | $19,447,000 | 3,385 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 82 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $240,045,000 | 2,581 |
| Cash and due from depository institutions | $19,439,000 | 2,111 |
| Interest-bearing balances | $235,000 | 4,084 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $95,000 | 5,965 |
| Net loans & leases | $208,828,000 | 2,023 |
| Loan loss allowance | $2,041,000 | 2,336 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,699,000 | 2,378 |
| Other real estate owned | $1,626,000 | 2,111 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,358,000 | 2,740 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $240,045,000 | 2,581 |
| Total liabilities | $213,599,000 | 2,590 |
| Total deposits | $183,840,000 | 2,682 |
| Interest-bearing deposits | $151,050,000 | 2,742 |
| Deposits held in domestic offices | $183,840,000 | 2,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,900,000 | 1,841 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,563,000 | 1,586 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,296,000 | 1,930 |
| Total equity capital | $26,446,000 | 2,344 |
| Total bank equity capital | $26,446,000 | 2,344 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $750,000 | 3,487 |
| Surplus | $21,350,000 | 1,194 |
| Undivided profits | $4,346,000 | 4,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,550,000 | 1,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,672,000 | 127 |
| Income earned, not collected on loans | $1,108,000 | 3,167 |
| Earning assets | $209,158,000 | 2,675 |
| Long-term assets (5+ years) | $10,238,000 | 4,551 |
| Average Assets, year-to-date | $225,887,400 | 2,615 |
| Average Assets, quarterly | $236,293,000 | 2,587 |
| Volatile liabilities | $68,713,000 | 1,899 |
| Insider loans | $3,563,000 | 1,830 |
| FHLB advances | $23,563,000 | 1,483 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $17,127,000 | 3,611 |
| Tier 1 (core) risk-based capital | $26,446,000 | 2,272 |
| Tier 2 risk-based capital | $2,041,000 | 2,243 |
| Total risk weighted assets | $215,841,000 | 2,033 |
| Total unused commitments | $17,127,000 | 3,612 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 81 | 2,134 |
| Assets and Liabilities | ||
| Total Assets: | $232,541,000 | 2,603 |
| Cash and due from depository institutions | $15,176,000 | 2,134 |
| Interest-bearing balances | $58,000 | 5,550 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $354,000 | 5,342 |
| Net loans & leases | $206,093,000 | 2,019 |
| Loan loss allowance | $2,193,000 | 2,193 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,676,000 | 2,340 |
| Other real estate owned | $1,332,000 | 2,134 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,910,000 | 2,865 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $232,541,000 | 2,603 |
| Total liabilities | $207,425,000 | 2,616 |
| Total deposits | $182,020,000 | 2,639 |
| Interest-bearing deposits | $146,711,000 | 2,745 |
| Deposits held in domestic offices | $182,020,000 | 2,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,800,000 | 2,094 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $20,616,000 | 1,739 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,989,000 | 2,085 |
| Total equity capital | $25,116,000 | 2,424 |
| Total bank equity capital | $25,116,000 | 2,424 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,470 |
| Surplus | $21,350,000 | 1,161 |
| Undivided profits | $3,016,000 | 5,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,214,000 | 1,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $879,000 | 207 |
| Income earned, not collected on loans | $1,013,000 | 3,382 |
| Earning assets | $206,505,000 | 2,670 |
| Long-term assets (5+ years) | $11,536,000 | 4,365 |
| Average Assets, year-to-date | $222,348,000 | 2,635 |
| Average Assets, quarterly | $227,375,000 | 2,626 |
| Volatile liabilities | $55,635,000 | 2,181 |
| Insider loans | $3,545,000 | 1,819 |
| FHLB advances | $20,616,000 | 1,635 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $20,357,000 | 3,243 |
| Tier 1 (core) risk-based capital | $25,116,000 | 2,341 |
| Tier 2 risk-based capital | $2,193,000 | 2,088 |
| Total risk weighted assets | $215,119,000 | 1,997 |
| Total unused commitments | $20,357,000 | 3,245 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 82 | 2,096 |
| Assets and Liabilities | ||
| Total Assets: | $222,209,000 | 2,660 |
| Cash and due from depository institutions | $14,445,000 | 2,096 |
| Interest-bearing balances | $74,000 | 5,419 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $196,459,000 | 2,069 |
| Loan loss allowance | $2,302,000 | 2,077 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,666,000 | 2,299 |
| Other real estate owned | $1,849,000 | 2,096 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,790,000 | 2,828 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $222,209,000 | 2,660 |
| Total liabilities | $199,862,000 | 2,642 |
| Total deposits | $189,034,000 | 2,526 |
| Interest-bearing deposits | $153,045,000 | 2,616 |
| Deposits held in domestic offices | $189,034,000 | 2,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,900,000 | 2,394 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,169,000 | 3,140 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,759,000 | 2,167 |
| Total equity capital | $22,347,000 | 2,651 |
| Total bank equity capital | $22,347,000 | 2,651 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,454 |
| Surplus | $19,350,000 | 1,235 |
| Undivided profits | $2,247,000 | 6,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $877,000 | 2,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $867,000 | 3,589 |
| Earning assets | $196,533,000 | 2,743 |
| Long-term assets (5+ years) | $11,434,000 | 4,441 |
| Average Assets, year-to-date | $218,950,330 | 2,639 |
| Average Assets, quarterly | $223,203,000 | 2,629 |
| Volatile liabilities | $38,565,000 | 2,754 |
| Insider loans | $3,488,000 | 1,797 |
| FHLB advances | $7,169,000 | 2,999 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $24,453,000 | 2,798 |
| Tier 1 (core) risk-based capital | $22,347,000 | 2,529 |
| Tier 2 risk-based capital | $2,302,000 | 1,980 |
| Total risk weighted assets | $203,925,000 | 2,046 |
| Total unused commitments | $24,453,000 | 2,799 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 82 | 2,085 |
| Assets and Liabilities | ||
| Total Assets: | $224,197,000 | 2,628 |
| Cash and due from depository institutions | $12,987,000 | 2,085 |
| Interest-bearing balances | $73,000 | 5,474 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $201,342,000 | 1,956 |
| Loan loss allowance | $2,536,000 | 1,875 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,765,000 | 2,226 |
| Other real estate owned | $393,000 | 2,085 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,710,000 | 2,839 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $224,197,000 | 2,628 |
| Total liabilities | $201,191,000 | 2,623 |
| Total deposits | $174,512,000 | 2,698 |
| Interest-bearing deposits | $138,601,000 | 2,845 |
| Deposits held in domestic offices | $174,512,000 | 2,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,300,000 | 1,845 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,721,000 | 1,616 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,658,000 | 2,242 |
| Total equity capital | $23,006,000 | 2,496 |
| Total bank equity capital | $23,006,000 | 2,496 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,465 |
| Surplus | $19,350,000 | 1,198 |
| Undivided profits | $2,906,000 | 5,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,867,000 | 684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $832,000 | 3,596 |
| Earning assets | $201,415,000 | 2,663 |
| Long-term assets (5+ years) | $8,722,000 | 5,020 |
| Average Assets, year-to-date | $217,321,000 | 2,665 |
| Average Assets, quarterly | $217,321,000 | 2,665 |
| Volatile liabilities | $50,032,000 | 2,179 |
| Insider loans | $3,524,000 | 1,741 |
| FHLB advances | $21,721,000 | 1,518 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $19,089,000 | 3,242 |
| Tier 1 (core) risk-based capital | $23,006,000 | 2,429 |
| Tier 2 risk-based capital | $2,536,000 | 1,788 |
| Total risk weighted assets | $207,087,000 | 1,974 |
| Total unused commitments | $19,089,000 | 3,245 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 80 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $210,445,000 | 2,761 |
| Cash and due from depository institutions | $11,370,000 | 2,126 |
| Interest-bearing balances | $36,000 | 5,935 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $32,000 | 6,098 |
| Net loans & leases | $189,252,000 | 2,072 |
| Loan loss allowance | $2,416,000 | 1,951 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,842,000 | 2,163 |
| Other real estate owned | $393,000 | 2,126 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,556,000 | 2,855 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $210,445,000 | 2,761 |
| Total liabilities | $188,566,000 | 2,752 |
| Total deposits | $165,661,000 | 2,790 |
| Interest-bearing deposits | $132,141,000 | 2,935 |
| Deposits held in domestic offices | $165,661,000 | 2,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,678 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $16,772,000 | 1,929 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,633,000 | 2,238 |
| Total equity capital | $21,879,000 | 2,632 |
| Total bank equity capital | $21,879,000 | 2,632 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,465 |
| Surplus | $19,350,000 | 1,183 |
| Undivided profits | $1,779,000 | 6,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,977,000 | 887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $723,000 | 4,045 |
| Earning assets | $189,320,000 | 2,802 |
| Long-term assets (5+ years) | $3,952,000 | 6,376 |
| Average Assets, year-to-date | $203,418,800 | 2,733 |
| Average Assets, quarterly | $205,809,500 | 2,780 |
| Volatile liabilities | $41,226,000 | 2,479 |
| Insider loans | $3,532,000 | 1,720 |
| FHLB advances | $16,772,000 | 1,819 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,968,000 | 4,693 |
| Tier 1 (core) risk-based capital | $21,879,000 | 2,505 |
| Tier 2 risk-based capital | $2,416,000 | 1,868 |
| Total risk weighted assets | $195,008,000 | 2,078 |
| Total unused commitments | $8,968,000 | 4,695 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 76 | 2,244 |
| Assets and Liabilities | ||
| Total Assets: | $201,174,000 | 2,838 |
| Cash and due from depository institutions | $10,858,000 | 2,244 |
| Interest-bearing balances | $14,000 | 6,440 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $181,114,000 | 2,109 |
| Loan loss allowance | $2,308,000 | 2,033 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,843,000 | 2,125 |
| Other real estate owned | $393,000 | 2,244 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,966,000 | 3,112 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $201,174,000 | 2,838 |
| Total liabilities | $180,394,000 | 2,829 |
| Total deposits | $162,156,000 | 2,820 |
| Interest-bearing deposits | $125,666,000 | 3,023 |
| Deposits held in domestic offices | $162,156,000 | 2,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,600,000 | 1,705 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $12,114,000 | 2,315 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,524,000 | 2,367 |
| Total equity capital | $20,780,000 | 2,748 |
| Total bank equity capital | $20,780,000 | 2,748 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $750,000 | 3,475 |
| Surplus | $19,350,000 | 1,151 |
| Undivided profits | $680,000 | 7,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,260,000 | 2,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $598,000 | 4,853 |
| Earning assets | $181,128,000 | 2,883 |
| Long-term assets (5+ years) | $2,263,000 | 7,057 |
| Average Assets, year-to-date | $201,662,250 | 2,747 |
| Average Assets, quarterly | $202,102,500 | 2,784 |
| Volatile liabilities | $38,202,000 | 2,578 |
| Insider loans | $3,541,000 | 1,656 |
| FHLB advances | $12,114,000 | 2,183 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,657,000 | 4,729 |
| Tier 1 (core) risk-based capital | $20,780,000 | 2,609 |
| Tier 2 risk-based capital | $2,308,000 | 1,908 |
| Total risk weighted assets | $186,546,000 | 2,117 |
| Total unused commitments | $8,657,000 | 4,733 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 81 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $203,031,000 | 2,787 |
| Cash and due from depository institutions | $11,698,000 | 2,111 |
| Interest-bearing balances | $111,000 | 5,050 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $182,096,000 | 2,034 |
| Loan loss allowance | $2,201,000 | 2,105 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,860,000 | 2,092 |
| Other real estate owned | $48,000 | 2,111 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,329,000 | 2,912 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $203,031,000 | 2,787 |
| Total liabilities | $185,487,000 | 2,743 |
| Total deposits | $166,003,000 | 2,742 |
| Interest-bearing deposits | $136,490,000 | 2,828 |
| Deposits held in domestic offices | $166,003,000 | 2,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,933 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,457,000 | 2,096 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,527,000 | 2,179 |
| Total equity capital | $17,544,000 | 3,075 |
| Total bank equity capital | $17,544,000 | 3,075 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $750,000 | 3,493 |
| Surplus | $13,950,000 | 1,505 |
| Undivided profits | $2,844,000 | 5,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,616,000 | 1,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $684,000 | 4,113 |
| Earning assets | $182,207,000 | 2,827 |
| Long-term assets (5+ years) | $1,555,000 | 7,408 |
| Average Assets, year-to-date | $201,825,000 | 2,745 |
| Average Assets, quarterly | $204,524,500 | 2,741 |
| Volatile liabilities | $46,477,000 | 2,193 |
| Insider loans | $3,595,000 | 1,608 |
| FHLB advances | $14,457,000 | 1,971 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,866,000 | 5,219 |
| Tier 1 (core) risk-based capital | $17,544,000 | 2,994 |
| Tier 2 risk-based capital | $2,201,000 | 1,967 |
| Total risk weighted assets | $188,319,000 | 2,055 |
| Total unused commitments | $6,866,000 | 5,222 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 75 | 2,276 |
| Assets and Liabilities | ||
| Total Assets: | $206,018,000 | 2,713 |
| Cash and due from depository institutions | $10,765,000 | 2,276 |
| Interest-bearing balances | $15,000 | 6,501 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $186,105,000 | 1,940 |
| Loan loss allowance | $2,007,000 | 2,259 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,875,000 | 2,049 |
| Other real estate owned | $48,000 | 2,276 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,225,000 | 2,839 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $206,018,000 | 2,713 |
| Total liabilities | $188,268,000 | 2,655 |
| Total deposits | $171,030,000 | 2,643 |
| Interest-bearing deposits | $142,892,000 | 2,702 |
| Deposits held in domestic offices | $171,030,000 | 2,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,200,000 | 1,808 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $12,479,000 | 2,147 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,559,000 | 2,351 |
| Total equity capital | $17,750,000 | 3,078 |
| Total bank equity capital | $17,750,000 | 3,078 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $750,000 | 3,496 |
| Surplus | $13,950,000 | 1,486 |
| Undivided profits | $3,050,000 | 5,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,828,000 | 1,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $700,000 | 3,978 |
| Earning assets | $186,120,000 | 2,749 |
| Long-term assets (5+ years) | $864,000 | 7,684 |
| Average Assets, year-to-date | $201,222,000 | 2,745 |
| Average Assets, quarterly | $201,222,000 | 2,745 |
| Volatile liabilities | $48,032,000 | 2,034 |
| Insider loans | $146,000 | 7,016 |
| FHLB advances | $12,479,000 | 2,028 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,716,000 | 4,982 |
| Tier 1 (core) risk-based capital | $17,750,000 | 2,921 |
| Tier 2 risk-based capital | $2,007,000 | 2,105 |
| Total risk weighted assets | $192,217,000 | 1,976 |
| Total unused commitments | $7,716,000 | 4,989 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 77 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $196,426,000 | 2,818 |
| Cash and due from depository institutions | $9,636,000 | 2,242 |
| Interest-bearing balances | $49,000 | 5,887 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $177,379,000 | 2,013 |
| Loan loss allowance | $1,918,000 | 2,341 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,868,000 | 2,029 |
| Other real estate owned | $330,000 | 2,242 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,213,000 | 2,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,426,000 | 2,818 |
| Total liabilities | $179,527,000 | 2,774 |
| Total deposits | $158,650,000 | 2,822 |
| Interest-bearing deposits | $133,828,000 | 2,840 |
| Deposits held in domestic offices | $158,650,000 | 2,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,278,000 | 1,667 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,599,000 | 2,210 |
| Total equity capital | $16,899,000 | 3,170 |
| Total bank equity capital | $16,899,000 | 3,170 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $750,000 | 3,522 |
| Surplus | $13,950,000 | 1,450 |
| Undivided profits | $2,199,000 | 6,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,316,000 | 2,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $625,000 | 4,543 |
| Earning assets | $177,428,000 | 2,849 |
| Long-term assets (5+ years) | $638,000 | 7,841 |
| Average Assets, year-to-date | $181,052,600 | 2,917 |
| Average Assets, quarterly | $194,120,500 | 2,812 |
| Volatile liabilities | $45,262,000 | 2,131 |
| Insider loans | $125,000 | 7,191 |
| FHLB advances | $19,278,000 | 1,559 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,011,000 | 4,772 |
| Tier 1 (core) risk-based capital | $16,899,000 | 3,022 |
| Tier 2 risk-based capital | $1,918,000 | 2,177 |
| Total risk weighted assets | $184,332,000 | 2,038 |
| Total unused commitments | $8,011,000 | 4,775 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 76 | 2,280 |
| Assets and Liabilities | ||
| Total Assets: | $191,815,000 | 2,861 |
| Cash and due from depository institutions | $11,643,000 | 2,280 |
| Interest-bearing balances | $41,000 | 6,062 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $171,347,000 | 2,063 |
| Loan loss allowance | $1,520,000 | 2,849 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,553,000 | 2,137 |
| Other real estate owned | $330,000 | 2,280 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,942,000 | 2,989 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,815,000 | 2,861 |
| Total liabilities | $175,500,000 | 2,809 |
| Total deposits | $159,176,000 | 2,804 |
| Interest-bearing deposits | $131,000,000 | 2,907 |
| Deposits held in domestic offices | $159,176,000 | 2,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,820,000 | 1,909 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,504,000 | 2,404 |
| Total equity capital | $16,315,000 | 3,250 |
| Total bank equity capital | $16,315,000 | 3,250 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $750,000 | 3,545 |
| Surplus | $13,950,000 | 1,445 |
| Undivided profits | $1,615,000 | 6,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,448,000 | 2,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 934 |
| Income earned, not collected on loans | $507,000 | 5,481 |
| Earning assets | $171,388,000 | 2,926 |
| Long-term assets (5+ years) | $252,000 | 8,082 |
| Average Assets, year-to-date | $177,209,250 | 2,993 |
| Average Assets, quarterly | $186,854,500 | 2,899 |
| Volatile liabilities | $41,437,000 | 2,241 |
| Insider loans | $151,000 | 7,093 |
| FHLB advances | $14,820,000 | 1,780 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,666,000 | 5,504 |
| Tier 1 (core) risk-based capital | $16,315,000 | 3,104 |
| Tier 2 risk-based capital | $1,520,000 | 2,632 |
| Total risk weighted assets | $174,689,000 | 2,115 |
| Total unused commitments | $5,666,000 | 5,511 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 77 | 2,267 |
| Assets and Liabilities | ||
| Total Assets: | $181,894,000 | 2,981 |
| Cash and due from depository institutions | $10,651,000 | 2,267 |
| Interest-bearing balances | $11,000 | 6,662 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $162,900,000 | 2,141 |
| Loan loss allowance | $1,305,000 | 3,191 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,422,000 | 2,156 |
| Other real estate owned | $0 | 2,267 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,921,000 | 2,886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,894,000 | 2,981 |
| Total liabilities | $166,576,000 | 2,928 |
| Total deposits | $151,093,000 | 2,931 |
| Interest-bearing deposits | $125,137,000 | 2,985 |
| Deposits held in domestic offices | $151,093,000 | 2,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,874,000 | 1,945 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,609,000 | 2,368 |
| Total equity capital | $15,318,000 | 3,460 |
| Total bank equity capital | $15,318,000 | 3,460 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $750,000 | 3,548 |
| Surplus | $13,500,000 | 1,450 |
| Undivided profits | $1,068,000 | 7,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $506,000 | 4,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 998 |
| Income earned, not collected on loans | $544,000 | 5,105 |
| Earning assets | $162,911,000 | 3,015 |
| Long-term assets (5+ years) | $109,000 | 8,170 |
| Average Assets, year-to-date | $172,340,670 | 3,076 |
| Average Assets, quarterly | $177,456,000 | 3,017 |
| Volatile liabilities | $38,691,000 | 2,317 |
| Insider loans | $113,000 | 7,397 |
| FHLB advances | $13,874,000 | 1,826 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,686,000 | 4,803 |
| Tier 1 (core) risk-based capital | $15,318,000 | 3,249 |
| Tier 2 risk-based capital | $1,305,000 | 2,941 |
| Total risk weighted assets | $165,244,000 | 2,201 |
| Total unused commitments | $7,686,000 | 4,815 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 74 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $173,018,000 | 3,073 |
| Cash and due from depository institutions | $8,346,000 | 2,333 |
| Interest-bearing balances | $56,000 | 5,791 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $156,456,000 | 2,187 |
| Loan loss allowance | $1,095,000 | 3,587 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,467,000 | 2,108 |
| Other real estate owned | $0 | 2,333 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,749,000 | 2,950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,018,000 | 3,073 |
| Total liabilities | $158,255,000 | 3,020 |
| Total deposits | $141,594,000 | 3,069 |
| Interest-bearing deposits | $117,419,000 | 3,139 |
| Deposits held in domestic offices | $141,594,000 | 3,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 2,969 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $14,927,000 | 1,827 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,634,000 | 2,389 |
| Total equity capital | $14,763,000 | 3,508 |
| Total bank equity capital | $14,763,000 | 3,508 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $750,000 | 3,562 |
| Surplus | $13,250,000 | 1,435 |
| Undivided profits | $763,000 | 7,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 5,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 972 |
| Income earned, not collected on loans | $513,000 | 5,276 |
| Earning assets | $156,512,000 | 3,098 |
| Long-term assets (5+ years) | $152,000 | 8,180 |
| Average Assets, year-to-date | $167,564,000 | 3,127 |
| Average Assets, quarterly | $167,564,000 | 3,127 |
| Volatile liabilities | $39,972,000 | 2,213 |
| Insider loans | $74,000 | 7,700 |
| FHLB advances | $14,927,000 | 1,714 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,685,000 | 4,737 |
| Tier 1 (core) risk-based capital | $14,763,000 | 3,322 |
| Tier 2 risk-based capital | $1,095,000 | 3,302 |
| Total risk weighted assets | $157,803,000 | 2,257 |
| Total unused commitments | $7,685,000 | 4,749 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 73 | 2,349 |
| Assets and Liabilities | ||
| Total Assets: | $162,110,000 | 3,190 |
| Cash and due from depository institutions | $8,593,000 | 2,349 |
| Interest-bearing balances | $43,000 | 5,888 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $145,331,000 | 2,319 |
| Loan loss allowance | $1,170,000 | 3,336 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,502,000 | 2,064 |
| Other real estate owned | $0 | 2,349 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,684,000 | 2,945 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,110,000 | 3,190 |
| Total liabilities | $148,189,000 | 3,138 |
| Total deposits | $134,193,000 | 3,151 |
| Interest-bearing deposits | $110,449,000 | 3,243 |
| Deposits held in domestic offices | $134,193,000 | 3,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,021 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $11,980,000 | 2,108 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,816,000 | 2,184 |
| Total equity capital | $13,921,000 | 3,648 |
| Total bank equity capital | $13,921,000 | 3,648 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $750,000 | 3,562 |
| Surplus | $12,650,000 | 1,453 |
| Undivided profits | $521,000 | 8,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 928 |
| Income earned, not collected on loans | $511,000 | 5,526 |
| Earning assets | $145,374,000 | 3,233 |
| Long-term assets (5+ years) | $711,000 | 7,889 |
| Average Assets, year-to-date | $145,158,600 | 3,348 |
| Average Assets, quarterly | $160,593,500 | 3,189 |
| Volatile liabilities | $30,615,000 | 2,755 |
| Insider loans | $76,000 | 7,723 |
| FHLB advances | $11,980,000 | 1,965 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,106,000 | 3,839 |
| Tier 1 (core) risk-based capital | $13,921,000 | 3,439 |
| Tier 2 risk-based capital | $1,170,000 | 3,111 |
| Total risk weighted assets | $146,621,000 | 2,384 |
| Total unused commitments | $11,106,000 | 3,844 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 74 | 2,309 |
| Assets and Liabilities | ||
| Total Assets: | $132,076,000 | 3,636 |
| Cash and due from depository institutions | $7,472,000 | 2,309 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $116,794,000 | 2,740 |
| Loan loss allowance | $923,000 | 3,821 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,351,000 | 2,064 |
| Other real estate owned | $33,000 | 2,309 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,426,000 | 3,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,076,000 | 3,636 |
| Total liabilities | $122,590,000 | 3,532 |
| Total deposits | $108,972,000 | 3,650 |
| Interest-bearing deposits | $88,060,000 | 3,833 |
| Deposits held in domestic offices | $108,972,000 | 3,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,500,000 | 1,240 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,182,000 | 3,278 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,936,000 | 2,069 |
| Total equity capital | $9,486,000 | 4,697 |
| Total bank equity capital | $9,486,000 | 4,697 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $750,000 | 3,624 |
| Surplus | $7,350,000 | 2,254 |
| Undivided profits | $1,386,000 | 7,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 7,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $481,000 | 6,077 |
| Earning assets | $116,794,000 | 3,753 |
| Long-term assets (5+ years) | $2,619,000 | 7,067 |
| Average Assets, year-to-date | $125,465,600 | 3,645 |
| Average Assets, quarterly | $130,307,000 | 3,638 |
| Volatile liabilities | $28,750,000 | 2,803 |
| Insider loans | $95,000 | 7,734 |
| FHLB advances | $4,182,000 | 3,088 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,949,000 | 4,744 |
| Tier 1 (core) risk-based capital | $9,486,000 | 4,549 |
| Tier 2 risk-based capital | $923,000 | 3,581 |
| Total risk weighted assets | $121,762,000 | 2,725 |
| Total unused commitments | $6,949,000 | 4,749 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 75 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $119,444,000 | 3,833 |
| Cash and due from depository institutions | $5,877,000 | 2,262 |
| Interest-bearing balances | $302,000 | 3,448 |
| Securities | $13,146,000 | 5,964 |
| Federal funds sold & reverse repurchase agreements | $1,591,000 | 4,682 |
| Net loans & leases | $93,107,000 | 3,237 |
| Loan loss allowance | $812,000 | 4,114 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,387,000 | 3,523 |
| Other real estate owned | $74,000 | 2,262 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,262,000 | 2,653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,444,000 | 3,833 |
| Total liabilities | $110,384,000 | 3,733 |
| Total deposits | $107,246,000 | 3,558 |
| Interest-bearing deposits | $88,793,000 | 3,657 |
| Deposits held in domestic offices | $107,246,000 | 3,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,381,000 | 4,348 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,757,000 | 2,287 |
| Total equity capital | $9,060,000 | 4,766 |
| Total bank equity capital | $9,060,000 | 4,766 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $750,000 | 3,728 |
| Surplus | $7,350,000 | 2,195 |
| Undivided profits | $960,000 | 7,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 4,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $603,000 | 4,443 |
| Earning assets | $108,146,000 | 3,869 |
| Long-term assets (5+ years) | $1,877,000 | 7,417 |
| Average Assets, year-to-date | $113,510,800 | 3,855 |
| Average Assets, quarterly | $119,272,000 | 3,792 |
| Volatile liabilities | $19,409,000 | 3,711 |
| Insider loans | $99,000 | 7,902 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,063,000 | 3,985 |
| Tier 1 (core) risk-based capital | $9,060,000 | 4,653 |
| Tier 2 risk-based capital | $812,000 | 3,855 |
| Total risk weighted assets | $97,405,800 | 3,159 |
| Total unused commitments | $9,063,000 | 3,987 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 69 | 2,557 |
| Assets and Liabilities | ||
| Total Assets: | $103,401,000 | 4,282 |
| Cash and due from depository institutions | $7,502,000 | 2,557 |
| Interest-bearing balances | $365,000 | 3,446 |
| Securities | $4,528,000 | 8,841 |
| Federal funds sold & reverse repurchase agreements | $6,597,000 | 1,469 |
| Net loans & leases | $79,498,000 | 3,596 |
| Loan loss allowance | $806,000 | 4,063 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,185,000 | 3,739 |
| Other real estate owned | $365,000 | 2,557 |
| Goodwill and other intangibles | $46,000 | 2,905 |
| All other assets | $2,680,000 | 3,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,401,000 | 4,282 |
| Total liabilities | $95,160,000 | 4,205 |
| Total deposits | $92,447,000 | 4,004 |
| Interest-bearing deposits | $74,106,000 | 4,250 |
| Deposits held in domestic offices | $92,447,000 | 4,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,553,000 | 4,186 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,160,000 | 2,896 |
| Total equity capital | $8,241,000 | 4,992 |
| Total bank equity capital | $8,241,000 | 4,992 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,830 |
| Surplus | $7,350,000 | 2,161 |
| Undivided profits | $141,000 | 8,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 4,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $459,000 | 4,885 |
| Earning assets | $90,988,000 | 4,421 |
| Long-term assets (5+ years) | $1,889,000 | 7,734 |
| Average Assets, year-to-date | $104,976,400 | 4,091 |
| Average Assets, quarterly | $102,456,500 | 4,270 |
| Volatile liabilities | $13,540,000 | 4,542 |
| Insider loans | $57,000 | 8,449 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,553,000 | 6,311 |
| Tier 1 (core) risk-based capital | $8,259,000 | 4,983 |
| Tier 2 risk-based capital | $806,000 | 3,777 |
| Total risk weighted assets | $85,469,900 | 3,421 |
| Total unused commitments | $3,553,000 | 6,317 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 64 | 2,782 |
| Assets and Liabilities | ||
| Total Assets: | $114,036,000 | 3,878 |
| Cash and due from depository institutions | $4,357,000 | 2,782 |
| Interest-bearing balances | $635,000 | 3,260 |
| Securities | $1,328,000 | 9,971 |
| Federal funds sold & reverse repurchase agreements | $19,905,000 | 810 |
| Net loans & leases | $83,377,000 | 3,244 |
| Loan loss allowance | $807,000 | 3,980 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,659,000 | 4,485 |
| Other real estate owned | $375,000 | 2,782 |
| Goodwill and other intangibles | $101,000 | 2,669 |
| All other assets | $2,934,000 | 2,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,036,000 | 3,878 |
| Total liabilities | $106,342,000 | 3,752 |
| Total deposits | $103,153,000 | 3,604 |
| Interest-bearing deposits | $84,652,000 | 3,761 |
| Deposits held in domestic offices | $103,153,000 | 3,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,724,000 | 3,412 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,465,000 | 2,556 |
| Total equity capital | $7,694,000 | 5,381 |
| Total bank equity capital | $7,694,000 | 5,381 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $750,000 | 3,847 |
| Surplus | $7,350,000 | 2,076 |
| Undivided profits | $-406,000 | 10,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 3,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $400,000 | 5,478 |
| Earning assets | $105,245,000 | 3,870 |
| Long-term assets (5+ years) | $2,025,000 | 7,721 |
| Average Assets, year-to-date | $113,219,600 | 3,708 |
| Average Assets, quarterly | $115,026,000 | 3,782 |
| Volatile liabilities | $14,139,000 | 3,950 |
| Insider loans | $49,000 | 8,651 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,008,000 | 7,448 |
| Tier 1 (core) risk-based capital | $7,590,000 | 5,246 |
| Tier 2 risk-based capital | $807,000 | 3,642 |
| Total risk weighted assets | $83,641,900 | 3,307 |
| Total unused commitments | $2,008,000 | 7,460 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 62 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $101,592,000 | 4,264 |
| Cash and due from depository institutions | $4,433,000 | 2,921 |
| Interest-bearing balances | $19,000 | 5,895 |
| Securities | $1,804,000 | 10,381 |
| Federal funds sold & reverse repurchase agreements | $4,450,000 | 2,993 |
| Net loans & leases | $84,625,000 | 3,207 |
| Loan loss allowance | $648,000 | 4,794 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,786,000 | 4,174 |
| Other real estate owned | $687,000 | 2,921 |
| Goodwill and other intangibles | $156,000 | 2,393 |
| All other assets | $3,651,000 | 1,977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,592,000 | 4,264 |
| Total liabilities | $93,004,000 | 4,187 |
| Total deposits | $90,846,000 | 4,046 |
| Interest-bearing deposits | $73,804,000 | 4,249 |
| Deposits held in domestic offices | $90,846,000 | 4,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,139,000 | 3,359 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,019,000 | 3,521 |
| Total equity capital | $8,588,000 | 4,930 |
| Total bank equity capital | $8,588,000 | 4,930 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $7,350,000 | 2,047 |
| Undivided profits | $488,000 | 9,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,937,000 | 961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $292,000 | 477 |
| Income earned, not collected on loans | $528,000 | 4,483 |
| Earning assets | $90,898,000 | 4,372 |
| Long-term assets (5+ years) | $3,429,000 | 6,781 |
| Average Assets, year-to-date | $101,125,000 | 4,105 |
| Average Assets, quarterly | $103,396,500 | 4,141 |
| Volatile liabilities | $15,475,000 | 3,666 |
| Insider loans | $213,000 | 7,353 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,564,000 | 6,066 |
| Tier 1 (core) risk-based capital | $8,428,000 | 4,853 |
| Tier 2 risk-based capital | $648,000 | 4,270 |
| Total risk weighted assets | $91,681,100 | 3,009 |
| Total unused commitments | $3,564,000 | 6,074 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 60 | 3,153 |
| Assets and Liabilities | ||
| Total Assets: | $94,034,000 | 4,660 |
| Cash and due from depository institutions | $4,058,000 | 3,153 |
| Interest-bearing balances | $25,000 | 5,796 |
| Securities | $1,705,000 | 10,954 |
| Federal funds sold & reverse repurchase agreements | $9,150,000 | 1,414 |
| Net loans & leases | $76,094,000 | 3,570 |
| Loan loss allowance | $546,000 | 5,570 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,074,000 | 3,676 |
| Other real estate owned | $89,000 | 3,153 |
| Goodwill and other intangibles | $282,000 | 1,967 |
| All other assets | $582,000 | 8,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,034,000 | 4,660 |
| Total liabilities | $87,228,000 | 4,529 |
| Total deposits | $86,305,000 | 4,355 |
| Interest-bearing deposits | $70,707,000 | 4,552 |
| Deposits held in domestic offices | $86,305,000 | 4,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $923,000 | 3,749 |
| Total equity capital | $6,806,000 | 5,921 |
| Total bank equity capital | $6,806,000 | 5,921 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $5,330,000 | 2,692 |
| Undivided profits | $726,000 | 9,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $696,000 | 3,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $381,000 | 5,870 |
| Earning assets | $86,974,000 | 4,645 |
| Long-term assets (5+ years) | $3,009,000 | 7,007 |
| Average Assets, year-to-date | $75,432,400 | 5,393 |
| Average Assets, quarterly | $87,091,500 | 4,930 |
| Volatile liabilities | $15,140,000 | 3,592 |
| Insider loans | $58,000 | 9,381 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,239,000 | 5,533 |
| Tier 1 (core) risk-based capital | $6,593,000 | 5,953 |
| Tier 2 risk-based capital | $546,000 | 4,930 |
| Total risk weighted assets | $75,805,200 | 3,592 |
| Total unused commitments | $4,239,000 | 5,544 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 50 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $63,702,000 | 6,355 |
| Cash and due from depository institutions | $2,943,000 | 3,844 |
| Interest-bearing balances | $30,000 | 5,985 |
| Securities | $2,395,000 | 11,244 |
| Federal funds sold & reverse repurchase agreements | $16,700,000 | 852 |
| Net loans & leases | $39,148,000 | 5,938 |
| Loan loss allowance | $403,000 | 6,947 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,764,000 | 4,139 |
| Other real estate owned | $48,000 | 3,844 |
| Goodwill and other intangibles | $348,000 | 1,745 |
| All other assets | $356,000 | 10,231 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,702,000 | 6,355 |
| Total liabilities | $58,957,000 | 6,228 |
| Total deposits | $58,077,000 | 6,089 |
| Interest-bearing deposits | $46,578,000 | 6,389 |
| Deposits held in domestic offices | $58,077,000 | 6,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $880,000 | 4,036 |
| Total equity capital | $4,745,000 | 7,572 |
| Total bank equity capital | $4,745,000 | 7,572 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $3,450,000 | 3,853 |
| Undivided profits | $545,000 | 10,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 5,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $239,000 | 8,102 |
| Earning assets | $58,273,000 | 6,366 |
| Long-term assets (5+ years) | $2,445,000 | 7,480 |
| Average Assets, year-to-date | $47,976,000 | 7,390 |
| Average Assets, quarterly | $56,930,000 | 6,818 |
| Volatile liabilities | $6,158,000 | 6,199 |
| Insider loans | $485,000 | 5,750 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,876,000 | 7,590 |
| Tier 1 (core) risk-based capital | $4,480,000 | 7,718 |
| Tier 2 risk-based capital | $403,000 | 6,162 |
| Total risk weighted assets | $41,527,300 | 5,796 |
| Total unused commitments | $1,876,000 | 7,604 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $38,178,000 | 8,785 |
| Cash and due from depository institutions | $2,278,000 | 5,876 |
| Interest-bearing balances | $28,000 | 6,344 |
| Securities | $3,095,000 | 11,661 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,473 |
| Net loans & leases | $27,416,000 | 7,423 |
| Loan loss allowance | $324,000 | 8,064 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,444,000 | 4,780 |
| Other real estate owned | $4,000 | 5,876 |
| Goodwill and other intangibles | $3,000 | 3,037 |
| All other assets | $438,000 | 10,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,178,000 | 8,785 |
| Total liabilities | $35,212,000 | 8,668 |
| Total deposits | $34,730,000 | 8,531 |
| Interest-bearing deposits | $26,150,000 | 9,059 |
| Deposits held in domestic offices | $34,730,000 | 8,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $482,000 | 5,340 |
| Total equity capital | $2,966,000 | 9,522 |
| Total bank equity capital | $2,966,000 | 9,522 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $1,930,000 | 5,756 |
| Undivided profits | $286,000 | 10,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 6,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $165,000 | 9,309 |
| Earning assets | $34,039,000 | 8,873 |
| Long-term assets (5+ years) | $2,040,000 | 8,237 |
| Average Assets, year-to-date | $34,103,000 | 9,176 |
| Average Assets, quarterly | $36,679,000 | 8,922 |
| Volatile liabilities | $3,354,000 | 8,112 |
| Insider loans | $118,000 | 9,181 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,666,000 | 7,971 |
| Tier 1 (core) risk-based capital | $3,010,000 | 9,566 |
| Tier 2 risk-based capital | $324,000 | 7,168 |
| Total risk weighted assets | $31,362,200 | 7,045 |
| Total unused commitments | $1,666,000 | 7,980 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $33,396,000 | 9,698 |
| Cash and due from depository institutions | $6,520,000 | 6,753 |
| Interest-bearing balances | $2,274,000 | 2,222 |
| Securities | $764,000 | 12,958 |
| Federal funds sold & reverse repurchase agreements | $5,125,000 | 2,717 |
| Net loans & leases | $19,377,000 | 8,969 |
| Loan loss allowance | $324,000 | 8,348 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,368,000 | 5,017 |
| Other real estate owned | $21,000 | 6,753 |
| Goodwill and other intangibles | $4,000 | 2,991 |
| All other assets | $217,000 | 12,152 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,396,000 | 9,698 |
| Total liabilities | $31,214,000 | 9,523 |
| Total deposits | $30,915,000 | 9,418 |
| Interest-bearing deposits | $22,419,000 | 10,127 |
| Deposits held in domestic offices | $30,915,000 | 9,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $299,000 | 7,553 |
| Total equity capital | $2,182,000 | 11,033 |
| Total bank equity capital | $2,182,000 | 11,033 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $1,050,000 | 7,912 |
| Undivided profits | $382,000 | 11,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $668,000 | 4,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $227,000 | 546 |
| Income earned, not collected on loans | $121,000 | 10,361 |
| Earning assets | $27,540,000 | 10,129 |
| Long-term assets (5+ years) | $2,070,000 | 8,695 |
| Average Assets, year-to-date | $28,499,200 | 10,265 |
| Average Assets, quarterly | $31,340,000 | 9,912 |
| Volatile liabilities | $2,120,000 | 9,534 |
| Insider loans | $115,000 | 9,499 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $870,000 | 9,544 |
| Tier 1 (core) risk-based capital | $2,178,000 | 11,008 |
| Tier 2 risk-based capital | $287,480 | 7,786 |
| Total risk weighted assets | $22,961,480 | 8,544 |
| Total unused commitments | $870,000 | 9,569 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $25,998,000 | 11,039 |
| Cash and due from depository institutions | $3,039,000 | 7,249 |
| Interest-bearing balances | $790,000 | 4,233 |
| Securities | $2,852,000 | 12,659 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 3,405 |
| Net loans & leases | $13,801,000 | 10,527 |
| Loan loss allowance | $389,000 | 7,611 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $901,000 | 6,614 |
| Other real estate owned | $350,000 | 7,249 |
| Goodwill and other intangibles | $20,000 | 2,735 |
| All other assets | $235,000 | 12,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,998,000 | 11,039 |
| Total liabilities | $24,159,000 | 10,939 |
| Total deposits | $23,837,000 | 10,866 |
| Interest-bearing deposits | $18,746,000 | 11,188 |
| Deposits held in domestic offices | $23,837,000 | 10,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $322,000 | 7,884 |
| Total equity capital | $1,839,000 | 11,791 |
| Total bank equity capital | $1,839,000 | 11,791 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $339,000 | 11,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 6,761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $82,000 | 12,124 |
| Earning assets | $22,243,000 | 11,245 |
| Long-term assets (5+ years) | $1,123,000 | 10,078 |
| Average Assets, year-to-date | $22,100,600 | 11,546 |
| Average Assets, quarterly | $24,263,000 | 11,276 |
| Volatile liabilities | $1,620,000 | 10,581 |
| Insider loans | $46,000 | 7,304 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $228,000 | 11,579 |
| Tier 1 (core) risk-based capital | $1,819,000 | 11,790 |
| Tier 2 risk-based capital | $220,620 | 9,039 |
| Total risk weighted assets | $17,481,320 | 9,981 |
| Total unused commitments | $228,000 | 11,598 |
| Derivatives | $0 | 651 |