Home > First Integrity Bank > Assets and Liabilities
First Integrity Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 32 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $52,916,000 | 6,774 |
| Cash and due from depository institutions | $2,185,000 | 4,686 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $8,402,000 | 6,258 |
| Federal funds sold & reverse repurchase agreements | $2,743,000 | 4,450 |
| Net loans & leases | $33,903,000 | 6,545 |
| Loan loss allowance | $1,536,000 | 3,191 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,018,000 | 5,851 |
| Other real estate owned | $1,327,000 | 4,686 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,338,000 | 3,948 |
| Life insurance assets | $1,470,000 | 2,655 |
| Total liabilities and capital | $52,917,000 | 6,774 |
| Total liabilities | $52,585,000 | 6,476 |
| Total deposits | $50,178,000 | 6,426 |
| Interest-bearing deposits | $41,996,000 | 6,426 |
| Deposits held in domestic offices | $50,178,000 | 6,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $2,000,000 | 4,593 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $407,000 | 6,109 |
| Total equity capital | $332,000 | 8,493 |
| Total bank equity capital | $332,000 | 8,493 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $90,000 | 6,792 |
| Surplus | $4,478,000 | 4,272 |
| Undivided profits | $-4,236,000 | 8,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,941,000 | 1,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $211,000 | 7,607 |
| Earning assets | $45,048,000 | 6,930 |
| Long-term assets (5+ years) | $799,000 | 7,301 |
| Average Assets, year-to-date | $53,955,000 | 6,697 |
| Average Assets, quarterly | $53,955,000 | 6,697 |
| Volatile liabilities | $5,729,000 | 7,129 |
| Insider loans | $1,170,000 | 4,085 |
| FHLB advances | $2,000,000 | 4,433 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $5,353,000 | 6,002 |
| Tier 1 (core) risk-based capital | $-159,000 | 8,504 |
| Tier 2 risk-based capital | $0 | 8,403 |
| Total risk weighted assets | $41,486,000 | 6,330 |
| Total unused commitments | $5,353,000 | 6,006 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 34 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $54,994,000 | 6,659 |
| Cash and due from depository institutions | $2,441,000 | 4,480 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $5,744,000 | 6,912 |
| Federal funds sold & reverse repurchase agreements | $2,487,000 | 3,799 |
| Net loans & leases | $38,216,000 | 6,323 |
| Loan loss allowance | $1,383,000 | 3,426 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,056,000 | 5,800 |
| Other real estate owned | $1,920,000 | 4,480 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,130,000 | 4,142 |
| Life insurance assets | $1,464,000 | 2,642 |
| Total liabilities and capital | $54,994,000 | 6,659 |
| Total liabilities | $52,123,000 | 6,456 |
| Total deposits | $49,713,000 | 6,416 |
| Interest-bearing deposits | $41,341,000 | 6,417 |
| Deposits held in domestic offices | $49,713,000 | 6,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,000,000 | 4,460 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $410,000 | 6,094 |
| Total equity capital | $2,871,000 | 8,060 |
| Total bank equity capital | $2,871,000 | 8,060 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $90,000 | 6,838 |
| Surplus | $4,478,000 | 4,248 |
| Undivided profits | $-1,697,000 | 8,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,813,000 | 1,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $449,000 | 6,355 |
| Earning assets | $46,447,000 | 6,854 |
| Long-term assets (5+ years) | $774,000 | 7,290 |
| Average Assets, year-to-date | $52,955,200 | 6,647 |
| Average Assets, quarterly | $54,438,000 | 6,653 |
| Volatile liabilities | $8,335,000 | 6,549 |
| Insider loans | $1,182,000 | 4,064 |
| FHLB advances | $2,000,000 | 4,278 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $7,911,000 | 5,210 |
| Tier 1 (core) risk-based capital | $2,399,000 | 8,196 |
| Tier 2 risk-based capital | $584,000 | 5,459 |
| Total risk weighted assets | $45,906,000 | 6,101 |
| Total unused commitments | $7,911,000 | 5,210 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 38 | 4,157 |
| Assets and Liabilities | ||
| Total Assets: | $53,882,000 | 6,703 |
| Cash and due from depository institutions | $1,759,000 | 4,157 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $6,722,000 | 6,753 |
| Federal funds sold & reverse repurchase agreements | $3,192,000 | 3,377 |
| Net loans & leases | $35,294,000 | 6,483 |
| Loan loss allowance | $1,277,000 | 3,564 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,164,000 | 5,651 |
| Other real estate owned | $2,221,000 | 4,157 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,530,000 | 3,897 |
| Life insurance assets | $1,418,000 | 2,628 |
| Total liabilities and capital | $53,882,000 | 6,703 |
| Total liabilities | $50,211,000 | 6,530 |
| Total deposits | $48,806,000 | 6,452 |
| Interest-bearing deposits | $40,099,000 | 6,490 |
| Deposits held in domestic offices | $48,806,000 | 6,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,000,000 | 4,819 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $405,000 | 6,270 |
| Total equity capital | $3,671,000 | 7,781 |
| Total bank equity capital | $3,671,000 | 7,781 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $90,000 | 6,852 |
| Surplus | $4,478,000 | 4,215 |
| Undivided profits | $-897,000 | 7,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,498,000 | 2,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $454,000 | 6,564 |
| Earning assets | $45,208,000 | 6,891 |
| Long-term assets (5+ years) | $1,877,000 | 6,854 |
| Average Assets, year-to-date | $52,445,500 | 6,692 |
| Average Assets, quarterly | $53,943,500 | 6,667 |
| Volatile liabilities | $4,960,000 | 7,335 |
| Insider loans | $1,206,000 | 3,974 |
| FHLB advances | $1,000,000 | 4,590 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $8,466,000 | 5,080 |
| Tier 1 (core) risk-based capital | $3,206,000 | 7,928 |
| Tier 2 risk-based capital | $511,000 | 5,770 |
| Total risk weighted assets | $41,743,000 | 6,318 |
| Total unused commitments | $8,466,000 | 5,082 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $54,005,000 | 6,716 |
| Cash and due from depository institutions | $2,524,000 | 3,964 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $7,433,000 | 6,625 |
| Federal funds sold & reverse repurchase agreements | $871,000 | 5,209 |
| Net loans & leases | $37,232,000 | 6,387 |
| Loan loss allowance | $574,000 | 5,738 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,143,000 | 5,712 |
| Other real estate owned | $791,000 | 3,964 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,011,000 | 3,530 |
| Life insurance assets | $1,412,000 | 2,640 |
| Total liabilities and capital | $54,005,000 | 6,716 |
| Total liabilities | $47,678,000 | 6,667 |
| Total deposits | $45,538,000 | 6,641 |
| Interest-bearing deposits | $38,034,000 | 6,633 |
| Deposits held in domestic offices | $45,538,000 | 6,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,140,000 | 2,214 |
| Total equity capital | $6,327,000 | 6,772 |
| Total bank equity capital | $6,327,000 | 6,772 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $90,000 | 6,899 |
| Surplus | $4,478,000 | 4,216 |
| Undivided profits | $1,759,000 | 6,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,603,000 | 1,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $434,000 | 6,483 |
| Earning assets | $45,536,000 | 6,912 |
| Long-term assets (5+ years) | $2,684,000 | 6,580 |
| Average Assets, year-to-date | $51,966,670 | 6,765 |
| Average Assets, quarterly | $52,751,500 | 6,744 |
| Volatile liabilities | $4,819,000 | 7,373 |
| Insider loans | $1,003,000 | 4,318 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $8,540,000 | 5,123 |
| Tier 1 (core) risk-based capital | $6,346,000 | 6,718 |
| Tier 2 risk-based capital | $519,000 | 5,737 |
| Total risk weighted assets | $42,313,000 | 6,288 |
| Total unused commitments | $8,540,000 | 5,125 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 42 | 3,850 |
| Assets and Liabilities | ||
| Total Assets: | $51,498,000 | 6,851 |
| Cash and due from depository institutions | $2,810,000 | 3,850 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $6,454,000 | 6,901 |
| Federal funds sold & reverse repurchase agreements | $1,445,000 | 5,479 |
| Net loans & leases | $34,923,000 | 6,502 |
| Loan loss allowance | $574,000 | 5,722 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,217,000 | 5,592 |
| Other real estate owned | $748,000 | 3,850 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,901,000 | 3,523 |
| Life insurance assets | $1,406,000 | 2,630 |
| Total liabilities and capital | $51,498,000 | 6,851 |
| Total liabilities | $45,126,000 | 6,821 |
| Total deposits | $43,572,000 | 6,752 |
| Interest-bearing deposits | $35,345,000 | 6,816 |
| Deposits held in domestic offices | $43,572,000 | 6,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,000,000 | 4,724 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $554,000 | 5,308 |
| Total equity capital | $6,372,000 | 6,751 |
| Total bank equity capital | $6,372,000 | 6,751 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $90,000 | 6,925 |
| Surplus | $4,478,000 | 4,182 |
| Undivided profits | $1,804,000 | 6,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,330,000 | 1,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $349,000 | 6,903 |
| Earning assets | $42,822,000 | 7,051 |
| Long-term assets (5+ years) | $1,722,000 | 6,896 |
| Average Assets, year-to-date | $50,947,500 | 6,854 |
| Average Assets, quarterly | $50,947,500 | 6,854 |
| Volatile liabilities | $4,497,000 | 7,414 |
| Insider loans | $1,169,000 | 4,007 |
| FHLB advances | $1,000,000 | 4,527 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $5,255,000 | 6,058 |
| Tier 1 (core) risk-based capital | $6,374,000 | 6,681 |
| Tier 2 risk-based capital | $488,000 | 5,881 |
| Total risk weighted assets | $40,033,000 | 6,386 |
| Total unused commitments | $5,255,000 | 6,058 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 38 | 4,174 |
| Assets and Liabilities | ||
| Total Assets: | $50,397,000 | 6,890 |
| Cash and due from depository institutions | $2,417,000 | 4,174 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $7,199,000 | 6,761 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $34,842,000 | 6,523 |
| Loan loss allowance | $846,000 | 4,652 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,270,000 | 5,509 |
| Other real estate owned | $779,000 | 4,174 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,890,000 | 3,577 |
| Life insurance assets | $1,399,000 | 2,609 |
| Total liabilities and capital | $50,397,000 | 6,890 |
| Total liabilities | $43,909,000 | 6,875 |
| Total deposits | $41,393,000 | 6,854 |
| Interest-bearing deposits | $33,255,000 | 6,906 |
| Deposits held in domestic offices | $41,393,000 | 6,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,012,000 | 2,226 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $504,000 | 5,491 |
| Total equity capital | $6,488,000 | 6,674 |
| Total bank equity capital | $6,488,000 | 6,674 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $90,000 | 6,959 |
| Surplus | $4,478,000 | 4,139 |
| Undivided profits | $1,920,000 | 6,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $718,000 | 3,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $473,000 | 6,262 |
| Earning assets | $42,041,000 | 7,064 |
| Long-term assets (5+ years) | $1,803,000 | 6,860 |
| Average Assets, year-to-date | $51,618,800 | 6,723 |
| Average Assets, quarterly | $51,294,000 | 6,813 |
| Volatile liabilities | $4,267,000 | 7,560 |
| Insider loans | $1,206,000 | 3,895 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $4,133,000 | 6,337 |
| Tier 1 (core) risk-based capital | $6,494,000 | 6,616 |
| Tier 2 risk-based capital | $500,000 | 5,824 |
| Total risk weighted assets | $38,862,000 | 6,428 |
| Total unused commitments | $4,133,000 | 6,339 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $52,191,000 | 6,810 |
| Cash and due from depository institutions | $2,453,000 | 3,935 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $7,231,000 | 6,836 |
| Federal funds sold & reverse repurchase agreements | $138,000 | 5,746 |
| Net loans & leases | $37,016,000 | 6,401 |
| Loan loss allowance | $584,000 | 5,663 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,367,000 | 5,341 |
| Other real estate owned | $347,000 | 3,935 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,639,000 | 3,744 |
| Life insurance assets | $1,356,000 | 2,609 |
| Total liabilities and capital | $52,191,000 | 6,810 |
| Total liabilities | $45,610,000 | 6,794 |
| Total deposits | $42,758,000 | 6,771 |
| Interest-bearing deposits | $34,525,000 | 6,834 |
| Deposits held in domestic offices | $42,758,000 | 6,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,614 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $852,000 | 4,244 |
| Total equity capital | $6,581,000 | 6,632 |
| Total bank equity capital | $6,581,000 | 6,632 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $90,000 | 7,020 |
| Surplus | $4,479,000 | 4,119 |
| Undivided profits | $2,012,000 | 6,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,104,000 | 2,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $397,000 | 6,757 |
| Earning assets | $44,385,000 | 6,980 |
| Long-term assets (5+ years) | $1,753,000 | 6,900 |
| Average Assets, year-to-date | $51,924,250 | 6,753 |
| Average Assets, quarterly | $52,423,000 | 6,772 |
| Volatile liabilities | $4,466,000 | 7,573 |
| Insider loans | $741,000 | 4,782 |
| FHLB advances | $2,000,000 | 4,416 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $4,814,000 | 6,125 |
| Tier 1 (core) risk-based capital | $6,590,000 | 6,592 |
| Tier 2 risk-based capital | $504,000 | 5,824 |
| Total risk weighted assets | $40,190,000 | 6,372 |
| Total unused commitments | $4,814,000 | 6,126 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $52,655,000 | 6,781 |
| Cash and due from depository institutions | $3,018,000 | 4,042 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $5,697,000 | 7,198 |
| Federal funds sold & reverse repurchase agreements | $2,686,000 | 3,233 |
| Net loans & leases | $35,996,000 | 6,454 |
| Loan loss allowance | $548,000 | 5,842 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,442,000 | 5,198 |
| Other real estate owned | $367,000 | 4,042 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,449,000 | 3,854 |
| Life insurance assets | $1,345,000 | 2,580 |
| Total liabilities and capital | $52,655,000 | 6,781 |
| Total liabilities | $46,228,000 | 6,760 |
| Total deposits | $45,602,000 | 6,626 |
| Interest-bearing deposits | $37,664,000 | 6,638 |
| Deposits held in domestic offices | $45,602,000 | 6,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $626,000 | 4,692 |
| Total equity capital | $6,427,000 | 6,607 |
| Total bank equity capital | $6,427,000 | 6,607 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $90,000 | 7,046 |
| Surplus | $4,478,000 | 4,080 |
| Undivided profits | $1,859,000 | 6,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,461,000 | 1,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $352,000 | 6,810 |
| Earning assets | $44,379,000 | 6,972 |
| Long-term assets (5+ years) | $1,235,000 | 7,134 |
| Average Assets, year-to-date | $51,835,330 | 6,788 |
| Average Assets, quarterly | $51,395,500 | 6,818 |
| Volatile liabilities | $2,230,000 | 8,173 |
| Insider loans | $624,000 | 5,104 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $6,252,000 | 5,738 |
| Tier 1 (core) risk-based capital | $6,427,000 | 6,627 |
| Tier 2 risk-based capital | $498,000 | 5,849 |
| Total risk weighted assets | $39,449,000 | 6,400 |
| Total unused commitments | $6,252,000 | 5,739 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 40 | 4,018 |
| Assets and Liabilities | ||
| Total Assets: | $50,136,000 | 6,895 |
| Cash and due from depository institutions | $2,847,000 | 4,018 |
| Interest-bearing balances | $792,000 | 2,788 |
| Securities | $5,034,000 | 7,415 |
| Federal funds sold & reverse repurchase agreements | $1,377,000 | 4,764 |
| Net loans & leases | $35,592,000 | 6,423 |
| Loan loss allowance | $561,000 | 5,753 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,557,000 | 5,001 |
| Other real estate owned | $203,000 | 4,018 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,526,000 | 3,704 |
| Life insurance assets | $1,344,000 | 2,541 |
| Total liabilities and capital | $50,136,000 | 6,895 |
| Total liabilities | $43,685,000 | 6,900 |
| Total deposits | $43,070,000 | 6,788 |
| Interest-bearing deposits | $34,806,000 | 6,839 |
| Deposits held in domestic offices | $43,070,000 | 6,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $615,000 | 4,669 |
| Total equity capital | $6,451,000 | 6,566 |
| Total bank equity capital | $6,451,000 | 6,566 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $90,000 | 7,056 |
| Surplus | $4,478,000 | 4,006 |
| Undivided profits | $1,883,000 | 6,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $873,000 | 2,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $354,000 | 6,672 |
| Earning assets | $42,795,000 | 7,059 |
| Long-term assets (5+ years) | $1,238,000 | 7,152 |
| Average Assets, year-to-date | $51,425,500 | 6,827 |
| Average Assets, quarterly | $51,425,500 | 6,827 |
| Volatile liabilities | $2,122,000 | 8,172 |
| Insider loans | $575,000 | 5,196 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $1,947,000 | 7,442 |
| Tier 1 (core) risk-based capital | $6,451,000 | 6,560 |
| Tier 2 risk-based capital | $471,000 | 5,954 |
| Total risk weighted assets | $42,414,000 | 6,211 |
| Total unused commitments | $1,947,000 | 7,444 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 40 | 4,024 |
| Assets and Liabilities | ||
| Total Assets: | $52,715,000 | 6,826 |
| Cash and due from depository institutions | $3,623,000 | 4,024 |
| Interest-bearing balances | $891,000 | 2,777 |
| Securities | $5,575,000 | 7,324 |
| Federal funds sold & reverse repurchase agreements | $754,000 | 5,112 |
| Net loans & leases | $37,462,000 | 6,333 |
| Loan loss allowance | $590,000 | 5,613 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,624,000 | 4,883 |
| Other real estate owned | $170,000 | 4,024 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,507,000 | 3,697 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $52,715,000 | 6,826 |
| Total liabilities | $46,289,000 | 6,827 |
| Total deposits | $45,742,000 | 6,664 |
| Interest-bearing deposits | $37,181,000 | 6,698 |
| Deposits held in domestic offices | $45,742,000 | 6,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $547,000 | 4,892 |
| Total equity capital | $6,426,000 | 6,568 |
| Total bank equity capital | $6,426,000 | 6,568 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $90,000 | 7,089 |
| Surplus | $4,478,000 | 3,966 |
| Undivided profits | $1,858,000 | 6,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,782,000 | 1,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $378,000 | 6,557 |
| Earning assets | $44,682,000 | 6,992 |
| Long-term assets (5+ years) | $3,137,000 | 6,398 |
| Average Assets, year-to-date | $58,581,600 | 6,449 |
| Average Assets, quarterly | $53,690,500 | 6,731 |
| Volatile liabilities | $2,246,000 | 8,159 |
| Insider loans | $478,000 | 5,505 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $3,869,000 | 6,454 |
| Tier 1 (core) risk-based capital | $6,426,000 | 6,546 |
| Tier 2 risk-based capital | $521,000 | 5,685 |
| Total risk weighted assets | $42,901,000 | 6,195 |
| Total unused commitments | $3,869,000 | 6,457 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 39 | 4,098 |
| Assets and Liabilities | ||
| Total Assets: | $54,666,000 | 6,707 |
| Cash and due from depository institutions | $2,618,000 | 4,098 |
| Interest-bearing balances | $891,000 | 2,839 |
| Securities | $4,354,000 | 7,642 |
| Federal funds sold & reverse repurchase agreements | $4,827,000 | 2,347 |
| Net loans & leases | $37,573,000 | 6,341 |
| Loan loss allowance | $888,000 | 4,426 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,676,000 | 4,769 |
| Other real estate owned | $87,000 | 4,098 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,531,000 | 3,618 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $54,666,000 | 6,707 |
| Total liabilities | $48,191,000 | 6,696 |
| Total deposits | $47,432,000 | 6,538 |
| Interest-bearing deposits | $38,721,000 | 6,576 |
| Deposits held in domestic offices | $47,432,000 | 6,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $759,000 | 4,104 |
| Total equity capital | $6,475,000 | 6,555 |
| Total bank equity capital | $6,475,000 | 6,555 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $90,000 | 7,119 |
| Surplus | $4,478,000 | 3,929 |
| Undivided profits | $1,907,000 | 6,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,318,000 | 814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $362,000 | 6,709 |
| Earning assets | $47,645,000 | 6,839 |
| Long-term assets (5+ years) | $3,998,000 | 6,166 |
| Average Assets, year-to-date | $60,048,250 | 6,390 |
| Average Assets, quarterly | $55,812,500 | 6,630 |
| Volatile liabilities | $2,699,000 | 8,073 |
| Insider loans | $820,000 | 4,562 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $3,692,000 | 6,474 |
| Tier 1 (core) risk-based capital | $6,475,000 | 6,506 |
| Tier 2 risk-based capital | $524,000 | 5,682 |
| Total risk weighted assets | $42,405,000 | 6,221 |
| Total unused commitments | $3,692,000 | 6,474 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 44 | 3,737 |
| Assets and Liabilities | ||
| Total Assets: | $56,959,000 | 6,582 |
| Cash and due from depository institutions | $3,536,000 | 3,737 |
| Interest-bearing balances | $891,000 | 2,876 |
| Securities | $4,384,000 | 7,678 |
| Federal funds sold & reverse repurchase agreements | $3,545,000 | 2,667 |
| Net loans & leases | $40,235,000 | 6,106 |
| Loan loss allowance | $897,000 | 4,361 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,690,000 | 4,706 |
| Other real estate owned | $87,000 | 3,737 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,482,000 | 3,544 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $56,959,000 | 6,582 |
| Total liabilities | $50,320,000 | 6,564 |
| Total deposits | $49,826,000 | 6,406 |
| Interest-bearing deposits | $39,972,000 | 6,496 |
| Deposits held in domestic offices | $49,826,000 | 6,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $494,000 | 4,904 |
| Total equity capital | $6,639,000 | 6,449 |
| Total bank equity capital | $6,639,000 | 6,449 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $90,000 | 7,120 |
| Surplus | $4,478,000 | 3,882 |
| Undivided profits | $2,072,000 | 6,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 2,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $394,000 | 6,205 |
| Earning assets | $49,055,000 | 6,741 |
| Long-term assets (5+ years) | $5,678,000 | 5,710 |
| Average Assets, year-to-date | $61,842,330 | 6,296 |
| Average Assets, quarterly | $58,791,500 | 6,466 |
| Volatile liabilities | $2,965,000 | 7,902 |
| Insider loans | $598,000 | 5,078 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $4,692,000 | 6,145 |
| Tier 1 (core) risk-based capital | $6,639,000 | 6,356 |
| Tier 2 risk-based capital | $567,000 | 5,409 |
| Total risk weighted assets | $45,054,000 | 6,003 |
| Total unused commitments | $4,692,000 | 6,145 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 45 | 3,633 |
| Assets and Liabilities | ||
| Total Assets: | $60,624,000 | 6,419 |
| Cash and due from depository institutions | $2,478,000 | 3,633 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,360,000 | 7,755 |
| Federal funds sold & reverse repurchase agreements | $2,413,000 | 3,735 |
| Net loans & leases | $45,320,000 | 5,754 |
| Loan loss allowance | $781,000 | 4,767 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,757,000 | 4,626 |
| Other real estate owned | $87,000 | 3,633 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,209,000 | 3,070 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $60,624,000 | 6,419 |
| Total liabilities | $53,990,000 | 6,398 |
| Total deposits | $53,561,000 | 6,232 |
| Interest-bearing deposits | $44,334,000 | 6,252 |
| Deposits held in domestic offices | $53,561,000 | 6,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $429,000 | 5,141 |
| Total equity capital | $6,634,000 | 6,379 |
| Total bank equity capital | $6,634,000 | 6,379 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $90,000 | 7,180 |
| Surplus | $4,478,000 | 3,866 |
| Undivided profits | $2,066,000 | 6,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,897,000 | 895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $481,000 | 5,461 |
| Earning assets | $52,093,000 | 6,612 |
| Long-term assets (5+ years) | $6,996,000 | 5,426 |
| Average Assets, year-to-date | $64,284,000 | 6,250 |
| Average Assets, quarterly | $64,284,000 | 6,250 |
| Volatile liabilities | $3,098,000 | 7,875 |
| Insider loans | $1,207,000 | 3,736 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $3,381,000 | 469 |
| Unused loan commitments | $4,743,000 | 6,140 |
| Tier 1 (core) risk-based capital | $6,644,000 | 6,324 |
| Tier 2 risk-based capital | $651,000 | 5,027 |
| Total risk weighted assets | $51,219,000 | 5,614 |
| Total unused commitments | $4,743,000 | 6,142 |
| Derivatives | $867,000 | 667 |
| 2004-12-31 | Rank | |
| # of Employees: | 64 | 2,681 |
| Assets and Liabilities | ||
| Total Assets: | $67,944,000 | 6,096 |
| Cash and due from depository institutions | $4,831,000 | 2,681 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $4,013,000 | 7,899 |
| Federal funds sold & reverse repurchase agreements | $4,359,000 | 2,497 |
| Net loans & leases | $47,794,000 | 5,611 |
| Loan loss allowance | $735,000 | 4,934 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,806,000 | 4,540 |
| Other real estate owned | $204,000 | 2,681 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,937,000 | 2,697 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $67,944,000 | 6,096 |
| Total liabilities | $60,880,000 | 6,073 |
| Total deposits | $60,616,000 | 5,851 |
| Interest-bearing deposits | $50,913,000 | 5,834 |
| Deposits held in domestic offices | $60,616,000 | 5,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $264,000 | 6,261 |
| Total equity capital | $7,064,000 | 6,210 |
| Total bank equity capital | $7,064,000 | 6,210 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $90,000 | 7,213 |
| Surplus | $4,478,000 | 3,831 |
| Undivided profits | $2,496,000 | 6,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,851,000 | 1,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $450,000 | 5,691 |
| Earning assets | $56,166,000 | 6,430 |
| Long-term assets (5+ years) | $9,530,000 | 4,901 |
| Average Assets, year-to-date | $77,601,400 | 5,567 |
| Average Assets, quarterly | $69,297,000 | 5,991 |
| Volatile liabilities | $6,229,000 | 6,844 |
| Insider loans | $1,407,000 | 3,450 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $4,819,000 | 366 |
| Unused loan commitments | $3,760,000 | 6,426 |
| Tier 1 (core) risk-based capital | $7,031,000 | 6,120 |
| Tier 2 risk-based capital | $662,000 | 4,963 |
| Total risk weighted assets | $52,882,000 | 5,546 |
| Total unused commitments | $3,760,000 | 6,426 |
| Derivatives | $14,347,000 | 354 |
| 2004-09-30 | Rank | |
| # of Employees: | 74 | 2,308 |
| Assets and Liabilities | ||
| Total Assets: | $70,650,000 | 5,949 |
| Cash and due from depository institutions | $3,084,000 | 2,308 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $4,041,000 | 7,908 |
| Federal funds sold & reverse repurchase agreements | $4,023,000 | 2,483 |
| Net loans & leases | $51,049,000 | 5,405 |
| Loan loss allowance | $752,000 | 4,869 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,009,000 | 4,243 |
| Other real estate owned | $2,269,000 | 2,308 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,175,000 | 3,004 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $70,650,000 | 5,949 |
| Total liabilities | $63,560,000 | 5,903 |
| Total deposits | $61,797,000 | 5,743 |
| Interest-bearing deposits | $52,143,000 | 5,725 |
| Deposits held in domestic offices | $61,797,000 | 5,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,200,000 | 4,927 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $563,000 | 4,605 |
| Total equity capital | $7,090,000 | 6,213 |
| Total bank equity capital | $7,090,000 | 6,213 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $90,000 | 7,256 |
| Surplus | $4,478,000 | 3,783 |
| Undivided profits | $2,522,000 | 6,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,347,000 | 1,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $623,000 | 4,708 |
| Earning assets | $59,113,000 | 6,225 |
| Long-term assets (5+ years) | $10,118,000 | 4,896 |
| Average Assets, year-to-date | $80,015,750 | 5,479 |
| Average Assets, quarterly | $72,581,000 | 5,822 |
| Volatile liabilities | $7,621,000 | 6,444 |
| Insider loans | $1,454,000 | 3,336 |
| FHLB advances | $1,200,000 | 4,715 |
| Loans and leases held for sale | $4,910,000 | 375 |
| Unused loan commitments | $2,454,000 | 7,028 |
| Tier 1 (core) risk-based capital | $7,055,000 | 6,104 |
| Tier 2 risk-based capital | $708,000 | 4,737 |
| Total risk weighted assets | $56,583,000 | 5,291 |
| Total unused commitments | $2,454,000 | 7,034 |
| Derivatives | $8,222,000 | 425 |
| 2004-06-30 | Rank | |
| # of Employees: | 78 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $74,512,000 | 5,796 |
| Cash and due from depository institutions | $5,023,000 | 2,202 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $4,026,000 | 7,973 |
| Federal funds sold & reverse repurchase agreements | $4,556,000 | 2,142 |
| Net loans & leases | $52,909,000 | 5,282 |
| Loan loss allowance | $756,000 | 4,854 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,941,000 | 4,298 |
| Other real estate owned | $2,254,000 | 2,202 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,803,000 | 3,186 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $74,512,000 | 5,796 |
| Total liabilities | $67,156,000 | 5,760 |
| Total deposits | $66,721,000 | 5,513 |
| Interest-bearing deposits | $58,054,000 | 5,416 |
| Deposits held in domestic offices | $66,721,000 | 5,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $435,000 | 4,937 |
| Total equity capital | $7,356,000 | 5,949 |
| Total bank equity capital | $7,356,000 | 5,949 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $90,000 | 7,308 |
| Surplus | $4,479,000 | 3,743 |
| Undivided profits | $2,787,000 | 5,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,046,000 | 1,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $659,000 | 4,251 |
| Earning assets | $61,491,000 | 6,102 |
| Long-term assets (5+ years) | $3,583,000 | 6,688 |
| Average Assets, year-to-date | $83,137,670 | 5,369 |
| Average Assets, quarterly | $78,303,000 | 5,606 |
| Volatile liabilities | $6,894,000 | 6,632 |
| Insider loans | $4,718,000 | 1,205 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $1,474,000 | 744 |
| Unused loan commitments | $7,893,000 | 4,945 |
| Tier 1 (core) risk-based capital | $7,288,000 | 5,924 |
| Tier 2 risk-based capital | $756,000 | 4,531 |
| Total risk weighted assets | $62,359,000 | 4,960 |
| Total unused commitments | $7,893,000 | 4,948 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 69 | 2,492 |
| Assets and Liabilities | ||
| Total Assets: | $82,094,000 | 5,491 |
| Cash and due from depository institutions | $2,112,000 | 2,492 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $4,082,000 | 7,966 |
| Federal funds sold & reverse repurchase agreements | $5,110,000 | 2,772 |
| Net loans & leases | $64,439,000 | 4,636 |
| Loan loss allowance | $470,000 | 6,234 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,891,000 | 4,330 |
| Other real estate owned | $1,165,000 | 2,492 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,295,000 | 3,383 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $82,094,000 | 5,491 |
| Total liabilities | $74,661,000 | 5,411 |
| Total deposits | $74,356,000 | 5,161 |
| Interest-bearing deposits | $65,236,000 | 5,046 |
| Deposits held in domestic offices | $74,356,000 | 5,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $305,000 | 6,160 |
| Total equity capital | $7,433,000 | 6,006 |
| Total bank equity capital | $7,433,000 | 6,006 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $90,000 | 7,329 |
| Surplus | $4,478,000 | 3,705 |
| Undivided profits | $2,865,000 | 5,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,302,000 | 2,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $736,000 | 3,821 |
| Earning assets | $73,631,000 | 5,541 |
| Long-term assets (5+ years) | $7,329,000 | 5,588 |
| Average Assets, year-to-date | $87,450,500 | 5,235 |
| Average Assets, quarterly | $87,450,500 | 5,235 |
| Volatile liabilities | $10,977,000 | 5,465 |
| Insider loans | $3,907,000 | 1,457 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $5,351,000 | 387 |
| Unused loan commitments | $4,548,000 | 6,104 |
| Tier 1 (core) risk-based capital | $7,365,000 | 5,824 |
| Tier 2 risk-based capital | $470,000 | 5,861 |
| Total risk weighted assets | $66,698,000 | 4,735 |
| Total unused commitments | $4,548,000 | 6,110 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $92,807,000 | 5,043 |
| Cash and due from depository institutions | $5,689,000 | 3,152 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $4,147,000 | 8,025 |
| Federal funds sold & reverse repurchase agreements | $5,816,000 | 2,029 |
| Net loans & leases | $71,367,000 | 4,300 |
| Loan loss allowance | $1,034,000 | 3,853 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,650,000 | 4,705 |
| Other real estate owned | $1,065,000 | 3,152 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,073,000 | 3,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,807,000 | 5,043 |
| Total liabilities | $85,405,000 | 4,945 |
| Total deposits | $85,139,000 | 4,676 |
| Interest-bearing deposits | $76,288,000 | 4,492 |
| Deposits held in domestic offices | $85,139,000 | 4,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $266,000 | 6,389 |
| Total equity capital | $7,402,000 | 5,923 |
| Total bank equity capital | $7,402,000 | 5,923 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $90,000 | 7,388 |
| Surplus | $4,478,000 | 3,674 |
| Undivided profits | $2,834,000 | 5,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,329,000 | 2,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $666,000 | 4,313 |
| Earning assets | $81,330,000 | 5,189 |
| Long-term assets (5+ years) | $8,622,000 | 5,289 |
| Average Assets, year-to-date | $93,930,000 | 4,884 |
| Average Assets, quarterly | $93,882,500 | 4,972 |
| Volatile liabilities | $16,740,000 | 4,355 |
| Insider loans | $3,954,000 | 1,404 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $2,805,000 | 536 |
| Unused loan commitments | $5,656,000 | 5,496 |
| Tier 1 (core) risk-based capital | $7,362,000 | 5,771 |
| Tier 2 risk-based capital | $918,000 | 3,914 |
| Total risk weighted assets | $73,293,000 | 4,421 |
| Total unused commitments | $5,656,000 | 5,501 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 47 | 3,565 |
| Assets and Liabilities | ||
| Total Assets: | $94,958,000 | 4,944 |
| Cash and due from depository institutions | $2,776,000 | 3,565 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $4,309,000 | 7,945 |
| Federal funds sold & reverse repurchase agreements | $3,728,000 | 3,203 |
| Net loans & leases | $78,022,000 | 4,041 |
| Loan loss allowance | $1,038,000 | 3,853 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,453,000 | 5,010 |
| Other real estate owned | $1,243,000 | 3,565 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,427,000 | 3,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,958,000 | 4,944 |
| Total liabilities | $88,088,000 | 4,813 |
| Total deposits | $83,043,000 | 4,755 |
| Interest-bearing deposits | $74,698,000 | 4,549 |
| Deposits held in domestic offices | $83,043,000 | 4,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,430,000 | 3,538 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $616,000 | 4,456 |
| Total equity capital | $6,869,000 | 6,196 |
| Total bank equity capital | $6,869,000 | 6,196 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $90,000 | 7,434 |
| Surplus | $4,478,000 | 3,600 |
| Undivided profits | $2,301,000 | 6,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,501,000 | 2,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $954,000 | 3,289 |
| Earning assets | $86,059,000 | 4,982 |
| Long-term assets (5+ years) | $8,071,000 | 5,412 |
| Average Assets, year-to-date | $94,210,750 | 4,882 |
| Average Assets, quarterly | $94,736,500 | 4,932 |
| Volatile liabilities | $16,409,000 | 4,379 |
| Insider loans | $4,578,000 | 1,183 |
| FHLB advances | $4,430,000 | 3,376 |
| Loans and leases held for sale | $1,208,000 | 1,050 |
| Unused loan commitments | $5,739,000 | 5,479 |
| Tier 1 (core) risk-based capital | $6,752,000 | 6,114 |
| Tier 2 risk-based capital | $969,000 | 3,768 |
| Total risk weighted assets | $77,484,000 | 4,223 |
| Total unused commitments | $5,739,000 | 5,487 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 46 | 3,641 |
| Assets and Liabilities | ||
| Total Assets: | $94,515,000 | 4,942 |
| Cash and due from depository institutions | $2,368,000 | 3,641 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $5,053,000 | 7,750 |
| Federal funds sold & reverse repurchase agreements | $3,589,000 | 3,656 |
| Net loans & leases | $77,816,000 | 4,019 |
| Loan loss allowance | $769,000 | 4,723 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,439,000 | 5,001 |
| Other real estate owned | $1,076,000 | 3,641 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,174,000 | 3,362 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,515,000 | 4,942 |
| Total liabilities | $87,321,000 | 4,823 |
| Total deposits | $78,249,000 | 4,951 |
| Interest-bearing deposits | $68,968,000 | 4,826 |
| Deposits held in domestic offices | $78,249,000 | 4,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,430,000 | 2,605 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $642,000 | 4,425 |
| Total equity capital | $7,194,000 | 6,016 |
| Total bank equity capital | $7,194,000 | 6,016 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $90,000 | 7,462 |
| Surplus | $4,478,000 | 3,569 |
| Undivided profits | $2,626,000 | 6,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,954,000 | 1,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $719,000 | 4,061 |
| Earning assets | $86,458,000 | 4,953 |
| Long-term assets (5+ years) | $9,548,000 | 4,980 |
| Average Assets, year-to-date | $93,961,670 | 4,891 |
| Average Assets, quarterly | $94,123,000 | 4,918 |
| Volatile liabilities | $21,515,000 | 3,648 |
| Insider loans | $4,770,000 | 1,115 |
| FHLB advances | $8,430,000 | 2,453 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,576,000 | 5,533 |
| Tier 1 (core) risk-based capital | $7,024,000 | 5,876 |
| Tier 2 risk-based capital | $769,000 | 4,431 |
| Total risk weighted assets | $78,967,000 | 4,136 |
| Total unused commitments | $5,576,000 | 5,546 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 47 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $93,731,000 | 4,928 |
| Cash and due from depository institutions | $2,827,000 | 3,537 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $5,686,000 | 7,609 |
| Federal funds sold & reverse repurchase agreements | $4,010,000 | 3,731 |
| Net loans & leases | $75,560,000 | 4,056 |
| Loan loss allowance | $720,000 | 4,868 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,451,000 | 4,949 |
| Other real estate owned | $1,064,000 | 3,537 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,133,000 | 3,353 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,731,000 | 4,928 |
| Total liabilities | $86,465,000 | 4,823 |
| Total deposits | $79,597,000 | 4,859 |
| Interest-bearing deposits | $70,453,000 | 4,750 |
| Deposits held in domestic offices | $79,597,000 | 4,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,414,000 | 2,858 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $454,000 | 5,404 |
| Total equity capital | $7,266,000 | 5,893 |
| Total bank equity capital | $7,266,000 | 5,893 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $90,000 | 7,502 |
| Surplus | $4,478,000 | 3,528 |
| Undivided profits | $2,698,000 | 6,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,397,000 | 1,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $691,000 | 4,200 |
| Earning assets | $85,256,000 | 4,939 |
| Long-term assets (5+ years) | $10,153,000 | 4,802 |
| Average Assets, year-to-date | $93,685,000 | 4,897 |
| Average Assets, quarterly | $93,685,000 | 4,897 |
| Volatile liabilities | $23,102,000 | 3,418 |
| Insider loans | $4,552,000 | 1,144 |
| FHLB advances | $6,414,000 | 2,706 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,703,000 | 5,039 |
| Tier 1 (core) risk-based capital | $7,110,000 | 5,772 |
| Tier 2 risk-based capital | $720,000 | 4,544 |
| Total risk weighted assets | $78,816,000 | 4,098 |
| Total unused commitments | $6,703,000 | 5,052 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 41 | 3,959 |
| Assets and Liabilities | ||
| Total Assets: | $93,639,000 | 4,905 |
| Cash and due from depository institutions | $4,801,000 | 3,959 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $8,302,000 | 6,941 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 4,673 |
| Net loans & leases | $73,973,000 | 4,104 |
| Loan loss allowance | $687,000 | 4,959 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,386,000 | 5,065 |
| Other real estate owned | $123,000 | 3,959 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,904,000 | 3,559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,639,000 | 4,905 |
| Total liabilities | $86,543,000 | 4,794 |
| Total deposits | $77,929,000 | 4,868 |
| Interest-bearing deposits | $69,429,000 | 4,745 |
| Deposits held in domestic offices | $77,929,000 | 4,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,208,000 | 2,547 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $406,000 | 5,826 |
| Total equity capital | $7,096,000 | 5,944 |
| Total bank equity capital | $7,096,000 | 5,944 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $90,000 | 7,537 |
| Surplus | $4,478,000 | 3,488 |
| Undivided profits | $2,528,000 | 6,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,890,000 | 1,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $801,000 | 3,864 |
| Earning assets | $84,425,000 | 4,936 |
| Long-term assets (5+ years) | $10,697,000 | 4,666 |
| Average Assets, year-to-date | $86,936,400 | 4,977 |
| Average Assets, quarterly | $91,951,500 | 4,907 |
| Volatile liabilities | $20,759,000 | 3,644 |
| Insider loans | $3,620,000 | 1,471 |
| FHLB advances | $8,208,000 | 2,392 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,311,000 | 4,484 |
| Tier 1 (core) risk-based capital | $6,865,000 | 5,836 |
| Tier 2 risk-based capital | $687,000 | 4,635 |
| Total risk weighted assets | $77,816,000 | 4,120 |
| Total unused commitments | $8,311,000 | 4,487 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 35 | 4,488 |
| Assets and Liabilities | ||
| Total Assets: | $80,699,000 | 5,309 |
| Cash and due from depository institutions | $2,095,000 | 4,488 |
| Interest-bearing balances | $95,000 | 5,317 |
| Securities | $13,059,000 | 5,773 |
| Federal funds sold & reverse repurchase agreements | $1,765,000 | 5,033 |
| Net loans & leases | $59,303,000 | 4,709 |
| Loan loss allowance | $659,000 | 4,923 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,343,000 | 5,144 |
| Other real estate owned | $395,000 | 4,488 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,739,000 | 3,635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,699,000 | 5,309 |
| Total liabilities | $74,130,000 | 5,216 |
| Total deposits | $70,560,000 | 5,124 |
| Interest-bearing deposits | $62,033,000 | 5,009 |
| Deposits held in domestic offices | $70,560,000 | 5,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,200,000 | 3,607 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $370,000 | 6,339 |
| Total equity capital | $6,569,000 | 6,054 |
| Total bank equity capital | $6,569,000 | 6,054 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $90,000 | 7,739 |
| Surplus | $4,478,000 | 3,394 |
| Undivided profits | $2,001,000 | 6,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,128,000 | 2,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $668,000 | 289 |
| Income earned, not collected on loans | $849,000 | 4,001 |
| Earning assets | $74,222,000 | 5,293 |
| Long-term assets (5+ years) | $9,676,000 | 4,862 |
| Average Assets, year-to-date | $77,810,400 | 5,246 |
| Average Assets, quarterly | $81,607,500 | 5,209 |
| Volatile liabilities | $14,607,000 | 4,562 |
| Insider loans | $3,487,000 | 1,443 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,184,000 | 5,436 |
| Tier 1 (core) risk-based capital | $6,465,000 | 5,973 |
| Tier 2 risk-based capital | $659,000 | 4,624 |
| Total risk weighted assets | $63,097,000 | 4,678 |
| Total unused commitments | $5,184,000 | 5,443 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $74,414,000 | 5,466 |
| Cash and due from depository institutions | $3,879,000 | 4,753 |
| Interest-bearing balances | $192,000 | 3,978 |
| Securities | $15,377,000 | 5,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $51,197,000 | 5,077 |
| Loan loss allowance | $566,000 | 5,303 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,494,000 | 4,859 |
| Other real estate owned | $178,000 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,289,000 | 3,581 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,414,000 | 5,466 |
| Total liabilities | $68,257,000 | 5,372 |
| Total deposits | $65,349,000 | 5,227 |
| Interest-bearing deposits | $56,611,000 | 5,201 |
| Deposits held in domestic offices | $65,349,000 | 5,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $738,000 | 2,961 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,700,000 | 4,164 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $470,000 | 5,992 |
| Total equity capital | $6,157,000 | 6,250 |
| Total bank equity capital | $6,157,000 | 6,250 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $90,000 | 7,995 |
| Surplus | $4,478,000 | 3,330 |
| Undivided profits | $1,589,000 | 7,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $769,000 | 2,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $704,000 | 3,852 |
| Earning assets | $66,766,000 | 5,547 |
| Long-term assets (5+ years) | $15,474,000 | 3,694 |
| Average Assets, year-to-date | $68,692,000 | 5,565 |
| Average Assets, quarterly | $73,017,000 | 5,474 |
| Volatile liabilities | $12,315,000 | 5,046 |
| Insider loans | $2,347,000 | 2,013 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,003,000 | 4,960 |
| Tier 1 (core) risk-based capital | $6,236,000 | 6,103 |
| Tier 2 risk-based capital | $566,000 | 4,992 |
| Total risk weighted assets | $56,292,500 | 4,905 |
| Total unused commitments | $6,003,000 | 4,963 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 34 | 4,797 |
| Assets and Liabilities | ||
| Total Assets: | $61,831,000 | 6,128 |
| Cash and due from depository institutions | $2,557,000 | 4,797 |
| Interest-bearing balances | $589,000 | 2,978 |
| Securities | $17,445,000 | 5,286 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $37,882,000 | 6,034 |
| Loan loss allowance | $540,000 | 5,399 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,598,000 | 4,653 |
| Other real estate owned | $110,000 | 4,797 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,239,000 | 3,624 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,831,000 | 6,128 |
| Total liabilities | $56,227,000 | 6,080 |
| Total deposits | $55,293,000 | 5,880 |
| Interest-bearing deposits | $48,670,000 | 5,754 |
| Deposits held in domestic offices | $55,293,000 | 5,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $700,000 | 4,829 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $234,000 | 7,666 |
| Total equity capital | $5,604,000 | 6,512 |
| Total bank equity capital | $5,604,000 | 6,512 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $90,000 | 8,280 |
| Surplus | $4,418,000 | 3,316 |
| Undivided profits | $1,096,000 | 7,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $517,000 | 4,447 |
| Earning assets | $55,916,000 | 6,160 |
| Long-term assets (5+ years) | $11,301,000 | 4,586 |
| Average Assets, year-to-date | $62,859,400 | 5,908 |
| Average Assets, quarterly | $62,092,500 | 6,065 |
| Volatile liabilities | $5,952,000 | 6,877 |
| Insider loans | $1,988,000 | 2,236 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,077,000 | 5,968 |
| Tier 1 (core) risk-based capital | $5,888,000 | 6,347 |
| Tier 2 risk-based capital | $540,000 | 5,061 |
| Total risk weighted assets | $44,418,900 | 5,645 |
| Total unused commitments | $4,077,000 | 5,975 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $65,496,000 | 5,966 |
| Cash and due from depository institutions | $2,804,000 | 4,974 |
| Interest-bearing balances | $595,000 | 3,315 |
| Securities | $21,121,000 | 4,666 |
| Federal funds sold & reverse repurchase agreements | $948,000 | 7,140 |
| Net loans & leases | $37,259,000 | 5,957 |
| Loan loss allowance | $552,000 | 5,258 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,481,000 | 4,812 |
| Other real estate owned | $0 | 4,974 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,883,000 | 3,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,496,000 | 5,966 |
| Total liabilities | $59,672,000 | 5,882 |
| Total deposits | $58,138,000 | 5,752 |
| Interest-bearing deposits | $50,659,000 | 5,671 |
| Deposits held in domestic offices | $58,138,000 | 5,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 3,737 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $534,000 | 5,537 |
| Total equity capital | $5,824,000 | 6,499 |
| Total bank equity capital | $5,824,000 | 6,499 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $90,000 | 8,463 |
| Surplus | $4,347,000 | 3,217 |
| Undivided profits | $1,387,000 | 7,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $994,000 | 2,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $76,000 | 1,023 |
| Income earned, not collected on loans | $464,000 | 4,887 |
| Earning assets | $59,923,000 | 5,978 |
| Long-term assets (5+ years) | $15,344,000 | 3,718 |
| Average Assets, year-to-date | $62,849,000 | 5,917 |
| Average Assets, quarterly | $64,814,000 | 5,930 |
| Volatile liabilities | $5,501,000 | 6,760 |
| Insider loans | $1,837,000 | 2,260 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,741,000 | 6,054 |
| Tier 1 (core) risk-based capital | $5,668,000 | 6,436 |
| Tier 2 risk-based capital | $548,220 | 4,896 |
| Total risk weighted assets | $43,770,820 | 5,583 |
| Total unused commitments | $3,741,000 | 6,058 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $61,714,000 | 6,251 |
| Cash and due from depository institutions | $2,663,000 | 5,035 |
| Interest-bearing balances | $595,000 | 2,959 |
| Securities | $17,459,000 | 5,429 |
| Federal funds sold & reverse repurchase agreements | $2,687,000 | 4,254 |
| Net loans & leases | $35,569,000 | 6,246 |
| Loan loss allowance | $538,000 | 5,418 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,482,000 | 4,752 |
| Other real estate owned | $0 | 5,035 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,854,000 | 3,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,714,000 | 6,251 |
| Total liabilities | $56,379,000 | 6,146 |
| Total deposits | $54,488,000 | 6,072 |
| Interest-bearing deposits | $48,123,000 | 5,923 |
| Deposits held in domestic offices | $54,488,000 | 6,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,500,000 | 3,148 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $391,000 | 6,813 |
| Total equity capital | $5,335,000 | 6,887 |
| Total bank equity capital | $5,335,000 | 6,887 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $90,000 | 8,839 |
| Surplus | $4,287,000 | 3,171 |
| Undivided profits | $958,000 | 8,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,277,000 | 2,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 1,038 |
| Income earned, not collected on loans | $452,000 | 5,162 |
| Earning assets | $56,310,000 | 6,234 |
| Long-term assets (5+ years) | $12,345,000 | 3,803 |
| Average Assets, year-to-date | $59,442,000 | 6,193 |
| Average Assets, quarterly | $61,467,500 | 6,190 |
| Volatile liabilities | $7,315,000 | 6,004 |
| Insider loans | $1,898,000 | 2,154 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,552,000 | 6,901 |
| Tier 1 (core) risk-based capital | $5,251,000 | 6,806 |
| Tier 2 risk-based capital | $516,070 | 5,045 |
| Total risk weighted assets | $41,168,370 | 5,821 |
| Total unused commitments | $2,552,000 | 6,908 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $56,967,000 | 6,732 |
| Cash and due from depository institutions | $2,089,000 | 4,911 |
| Interest-bearing balances | $99,000 | 4,853 |
| Securities | $14,505,000 | 6,559 |
| Federal funds sold & reverse repurchase agreements | $235,000 | 8,020 |
| Net loans & leases | $36,814,000 | 6,184 |
| Loan loss allowance | $575,000 | 5,358 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,371,000 | 4,987 |
| Other real estate owned | $69,000 | 4,911 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,884,000 | 3,790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,967,000 | 6,732 |
| Total liabilities | $51,796,000 | 6,672 |
| Total deposits | $50,000,000 | 6,586 |
| Interest-bearing deposits | $43,725,000 | 6,505 |
| Deposits held in domestic offices | $50,000,000 | 6,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,500,000 | 2,972 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $296,000 | 7,912 |
| Total equity capital | $5,171,000 | 7,095 |
| Total bank equity capital | $5,171,000 | 7,095 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $90,000 | 9,281 |
| Surplus | $4,286,000 | 3,252 |
| Undivided profits | $795,000 | 9,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $888,000 | 2,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $562,000 | 4,098 |
| Earning assets | $51,653,000 | 6,772 |
| Long-term assets (5+ years) | $8,298,000 | 4,640 |
| Average Assets, year-to-date | $55,833,200 | 6,659 |
| Average Assets, quarterly | $57,285,500 | 6,660 |
| Volatile liabilities | $3,971,000 | 7,791 |
| Insider loans | $1,619,000 | 2,543 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,213,000 | 7,247 |
| Tier 1 (core) risk-based capital | $5,138,000 | 7,036 |
| Tier 2 risk-based capital | $508,430 | 5,195 |
| Total risk weighted assets | $40,507,130 | 5,932 |
| Total unused commitments | $2,213,000 | 7,261 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $54,166,000 | 7,087 |
| Cash and due from depository institutions | $2,011,000 | 4,916 |
| Interest-bearing balances | $99,000 | 5,198 |
| Securities | $12,845,000 | 7,321 |
| Federal funds sold & reverse repurchase agreements | $1,240,000 | 6,850 |
| Net loans & leases | $34,677,000 | 6,405 |
| Loan loss allowance | $571,000 | 5,494 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,532,000 | 4,604 |
| Other real estate owned | $46,000 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,815,000 | 3,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,166,000 | 7,087 |
| Total liabilities | $49,212,000 | 7,045 |
| Total deposits | $46,689,000 | 7,070 |
| Interest-bearing deposits | $40,654,000 | 6,970 |
| Deposits held in domestic offices | $46,689,000 | 7,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,500,000 | 2,600 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,023,000 | 3,568 |
| Total equity capital | $4,954,000 | 7,407 |
| Total bank equity capital | $4,954,000 | 7,407 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $90,000 | 9,734 |
| Surplus | $4,286,000 | 3,243 |
| Undivided profits | $578,000 | 10,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,051,000 | 2,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $492,000 | 4,803 |
| Earning assets | $48,861,000 | 7,143 |
| Long-term assets (5+ years) | $5,979,000 | 5,351 |
| Average Assets, year-to-date | $59,018,800 | 6,530 |
| Average Assets, quarterly | $54,119,000 | 7,041 |
| Volatile liabilities | $3,722,000 | 7,892 |
| Insider loans | $1,504,000 | 2,754 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,140,000 | 7,248 |
| Tier 1 (core) risk-based capital | $4,840,000 | 7,385 |
| Tier 2 risk-based capital | $474,380 | 5,496 |
| Total risk weighted assets | $37,762,680 | 6,219 |
| Total unused commitments | $2,140,000 | 7,264 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 48 | 4,125 |
| Assets and Liabilities | ||
| Total Assets: | $61,595,000 | 6,528 |
| Cash and due from depository institutions | $2,903,000 | 4,125 |
| Interest-bearing balances | $388,000 | 3,698 |
| Securities | $8,290,000 | 9,425 |
| Federal funds sold & reverse repurchase agreements | $224,000 | 7,683 |
| Net loans & leases | $46,265,000 | 5,210 |
| Loan loss allowance | $554,000 | 5,760 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,965,000 | 3,708 |
| Other real estate owned | $45,000 | 4,125 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,903,000 | 4,020 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,595,000 | 6,528 |
| Total liabilities | $57,155,000 | 6,405 |
| Total deposits | $55,246,000 | 6,329 |
| Interest-bearing deposits | $47,746,000 | 6,302 |
| Deposits held in domestic offices | $55,246,000 | 6,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,500,000 | 2,783 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $409,000 | 5,992 |
| Total equity capital | $4,440,000 | 7,705 |
| Total bank equity capital | $4,440,000 | 7,705 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $90,000 | 10,262 |
| Surplus | $4,286,000 | 3,135 |
| Undivided profits | $64,000 | 11,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $573,000 | 3,653 |
| Earning assets | $55,167,000 | 6,629 |
| Long-term assets (5+ years) | $4,576,000 | 6,260 |
| Average Assets, year-to-date | $59,698,000 | 6,562 |
| Average Assets, quarterly | $62,895,000 | 6,398 |
| Volatile liabilities | $4,502,000 | 7,120 |
| Insider loans | $2,309,000 | 1,815 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,789,000 | 5,700 |
| Tier 1 (core) risk-based capital | $4,535,000 | 7,691 |
| Tier 2 risk-based capital | $554,000 | 4,871 |
| Total risk weighted assets | $46,909,500 | 5,202 |
| Total unused commitments | $3,789,000 | 5,706 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 49 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $55,759,000 | 7,198 |
| Cash and due from depository institutions | $3,670,000 | 4,243 |
| Interest-bearing balances | $1,352,000 | 2,973 |
| Securities | $7,816,000 | 9,958 |
| Federal funds sold & reverse repurchase agreements | $1,402,000 | 6,884 |
| Net loans & leases | $38,954,000 | 5,840 |
| Loan loss allowance | $520,000 | 6,204 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,946,000 | 3,721 |
| Other real estate owned | $376,000 | 4,243 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,595,000 | 4,206 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,759,000 | 7,198 |
| Total liabilities | $51,260,000 | 7,116 |
| Total deposits | $50,978,000 | 6,964 |
| Interest-bearing deposits | $43,700,000 | 6,947 |
| Deposits held in domestic offices | $50,978,000 | 6,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $282,000 | 7,829 |
| Total equity capital | $4,499,000 | 7,795 |
| Total bank equity capital | $4,499,000 | 7,795 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $90,000 | 10,770 |
| Surplus | $4,286,000 | 3,083 |
| Undivided profits | $125,000 | 11,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 4,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $364,000 | 5,089 |
| Earning assets | $49,524,000 | 7,318 |
| Long-term assets (5+ years) | $4,618,000 | 6,650 |
| Average Assets, year-to-date | $55,383,000 | 7,077 |
| Average Assets, quarterly | $55,525,000 | 7,169 |
| Volatile liabilities | $3,136,000 | 8,241 |
| Insider loans | $1,977,000 | 2,072 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $710,000 | 9,949 |
| Tier 1 (core) risk-based capital | $4,501,000 | 7,727 |
| Tier 2 risk-based capital | $520,000 | 5,105 |
| Total risk weighted assets | $41,831,800 | 5,706 |
| Total unused commitments | $710,000 | 9,973 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 42 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $55,423,000 | 7,337 |
| Cash and due from depository institutions | $5,860,000 | 4,959 |
| Interest-bearing balances | $2,848,000 | 2,177 |
| Securities | $12,172,000 | 8,320 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $33,582,000 | 6,493 |
| Loan loss allowance | $679,000 | 5,131 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,672,000 | 4,244 |
| Other real estate owned | $466,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,671,000 | 4,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,423,000 | 7,337 |
| Total liabilities | $50,857,000 | 7,293 |
| Total deposits | $50,165,000 | 7,187 |
| Interest-bearing deposits | $43,236,000 | 7,219 |
| Deposits held in domestic offices | $50,165,000 | 7,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $189,000 | 3,475 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $503,000 | 5,790 |
| Total equity capital | $4,566,000 | 7,559 |
| Total bank equity capital | $4,566,000 | 7,559 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $90,000 | 11,267 |
| Surplus | $4,286,000 | 2,964 |
| Undivided profits | $190,000 | 11,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 7,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $311,000 | 6,341 |
| Earning assets | $48,602,000 | 7,526 |
| Long-term assets (5+ years) | $5,981,000 | 5,921 |
| Average Assets, year-to-date | $46,442,600 | 8,086 |
| Average Assets, quarterly | $55,284,500 | 7,288 |
| Volatile liabilities | $2,270,000 | 9,577 |
| Insider loans | $385,000 | 2,356 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $517,000 | 10,498 |
| Tier 1 (core) risk-based capital | $4,566,000 | 7,504 |
| Tier 2 risk-based capital | $471,300 | 5,495 |
| Total risk weighted assets | $37,439,100 | 6,243 |
| Total unused commitments | $517,000 | 10,522 |
| Derivatives | $0 | 651 |