Home > First Indiana Bank > Net charge- offs to loans
First Indiana Bank, Net charge- offs to loans
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4285% | 305 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6303% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 1.7453% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 99.0965% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5874% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3260% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6675% | 393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7850% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1954% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5959% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6614% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 0.3954% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 34.1164% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4659% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1313% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5668% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2647% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9808% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2584% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1893% | 781 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 7,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6877% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2957% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1291% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3450% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2684% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4054% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2590% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2056% | 555 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 7,581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3459% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0778% | 6,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4701% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2748% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5925% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4342% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2633% | 552 |
| Percentage Net Loans Charged-off:Construction & development | -0.0310% | 7,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7651% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3703% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1821% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4335% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9891% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3881% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2134% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2309% | 485 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 7,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1332% | 6,256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3796% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1940% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4440% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0582% | 2,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4247% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1619% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1857% | 602 |
| Percentage Net Loans Charged-off:Construction & development | -0.0454% | 7,753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0197% | 6,214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3077% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2842% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3161% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 2,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0083% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 1,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1976% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3104% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1168% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3840% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1158% | 7,397 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1684% | 7,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7061% | 514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3869% | 317 |
| Percentage Net Loans Charged-off:Construction & development | -0.1060% | 7,862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6504% | 6,400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6524% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6489% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6543% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9527% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7776% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7825% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3593% | 320 |
| Percentage Net Loans Charged-off:Construction & development | -0.1417% | 7,864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.5273% | 6,367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6285% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6032% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6421% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5019% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7730% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4006% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3760% | 316 |
| Percentage Net Loans Charged-off:Construction & development | -0.2131% | 7,840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.2269% | 6,309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6943% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5433% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7808% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4166% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7842% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3432% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3552% | 314 |
| Percentage Net Loans Charged-off:Construction & development | -0.3701% | 7,853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1029% | 6,269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6452% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3038% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8511% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2433% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1692% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6870% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6319% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 0.4783% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3096% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4584% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5117% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3246% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6258% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9876% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6478% | 3,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9424% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7238% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 0.7366% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5143% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.9660% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5017% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2925% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6284% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0147% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6168% | 2,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7971% | 547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5060% | 281 |
| Percentage Net Loans Charged-off:Construction & development | -0.0370% | 7,878 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1562% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4542% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2983% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5467% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1364% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8529% | 2,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7078% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6727% | 215 |
| Percentage Net Loans Charged-off:Construction & development | -0.0683% | 7,887 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6471% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5074% | 299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3618% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5919% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9081% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8071% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6939% | 276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7303% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 1.4687% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1613% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5496% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5669% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2677% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7249% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7801% | 256 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1169% | 2,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7492% | 233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7235% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 1.5216% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0799% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1292% | 6,501 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5623% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1977% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7507% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0507% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6909% | 3,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3589% | 151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8615% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 2.3447% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1226% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3479% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4865% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1600% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6506% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5758% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7399% | 2,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9020% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4894% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 0.3230% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6111% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1625% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8316% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6148% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8733% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7451% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5317% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.1779% | 527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9918% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6300% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1379% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8150% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7415% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0492% | 6,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6460% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5128% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 0.1940% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0670% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5729% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1466% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6771% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6520% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0260% | 7,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3428% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.1038% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0758% | 1,443 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0344% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0739% | 229 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8528% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8497% | 798 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3485% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0428% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0121% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9060% | 1,425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0534% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0632% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2843% | 151 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0553% | 121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6039% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4123% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.2044% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9574% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0442% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0515% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9448% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2253% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5257% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.6089% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.9700% | 1,386 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5651% | 305 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8009% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7399% | 899 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6400% | 1,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5404% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 0.1392% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1027% | 1,425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7087% | 44 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9109% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1964% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4409% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3556% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3428% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2209% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 0.1163% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4730% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1223% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1683% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1218% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0308% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8408% | 1,343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3237% | 2,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2168% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 0.1981% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6346% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2225% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3120% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6664% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6978% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1786% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1506% | 6,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.1128% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1664% | 302 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0847% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6794% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5392% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7699% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2045% | 7,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1526% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.2809% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0516% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1834% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6621% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9853% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |