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First Independent Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$19,670,000	1,917
Total interest expense	$5,227,000	1,968
Net interest income	$14,443,000	1,873
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,175,000	2,552
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$797,000	1,193
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	3,223
Total noninterest expense	$10,047,000	2,037
Salaries and employee benefits	$5,634,000	2,035
Premises and equipment expense	$2,016,000	1,209
Additional noninterest expense	$378,000	3,223
Pre-tax net operating income	$5,571,000	1,808
Securities gains (losses)	$-673,000	4,238
Applicable income taxes	$162,000	2,548
Income before extraordinary items	$4,736,000	1,786
Extraordinary gains, net	$0	54
Net income	$4,736,000	1,808
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,736,000	1,789
Net charge-offs	$-44,000	4,168
Cash dividends	$2,255,000	1,423
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,388,810	1,675
2023-03-31 (YTD Data)		Rank
Total interest income	$4,427,000	1,973
Total interest expense	$685,000	2,260
Net interest income	$3,742,000	1,840
Provision for loan and lease losses	$0	2,612
Total noninterest income	$289,000	2,527
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$186,000	1,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	3,126
Total noninterest expense	$2,314,000	2,151
Salaries and employee benefits	$1,388,000	2,080
Premises and equipment expense	$456,000	1,339
Additional noninterest expense	$103,000	3,126
Pre-tax net operating income	$1,717,000	1,634
Securities gains (losses)	$-57,000	4,278
Applicable income taxes	$0	3,388
Income before extraordinary items	$1,660,000	1,486
Extraordinary gains, net	$0	4
Net income	$1,660,000	1,486
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,660,000	1,486
Net charge-offs	$-55,000	4,459
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,717,000	1,458
2022-12-31 (YTD Data)		Rank
Total interest income	$15,119,000	1,948
Total interest expense	$1,572,000	1,864
Net interest income	$13,547,000	1,931
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,485,000	2,357
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,105,000	937
Trading account gains and fees	NA	NA
Additional Noninterest Income	$380,000	3,309
Total noninterest expense	$9,592,000	2,069
Salaries and employee benefits	$5,568,000	2,038
Premises and equipment expense	$1,979,000	1,223
Additional noninterest expense	$380,000	3,309
Pre-tax net operating income	$5,440,000	1,943
Securities gains (losses)	$-30,000	3,652
Applicable income taxes	$190,000	2,669
Income before extraordinary items	$5,220,000	1,763
Extraordinary gains, net	$0	5
Net income	$5,220,000	1,761
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,220,000	1,762
Net charge-offs	$-62,000	4,156
Cash dividends	$2,696,000	1,246
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,248,800	1,791
2022-09-30 (YTD Data)		Rank
Total interest income	$11,175,000	1,903
Total interest expense	$1,008,000	1,749
Net interest income	$10,167,000	1,901
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,190,000	2,310
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$900,000	894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$290,000	3,320
Total noninterest expense	$7,004,000	2,088
Salaries and employee benefits	$3,996,000	2,088
Premises and equipment expense	$1,472,000	1,234
Additional noninterest expense	$290,000	3,320
Pre-tax net operating income	$4,353,000	1,846
Securities gains (losses)	$-36,000	4,059
Applicable income taxes	$190,000	2,513
Income before extraordinary items	$4,127,000	1,682
Extraordinary gains, net	$0	4
Net income	$4,127,000	1,680
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,127,000	1,681
Net charge-offs	$-3,000	3,287
Cash dividends	$2,697,000	911
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,161,560	1,711
2022-06-30 (YTD Data)		Rank
Total interest income	$7,281,000	1,879
Total interest expense	$679,000	1,553
Net interest income	$6,602,000	1,905
Provision for loan and lease losses	$0	2,599
Total noninterest income	$630,000	2,560
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$450,000	1,097
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	3,429
Total noninterest expense	$4,406,000	2,149
Salaries and employee benefits	$2,501,000	2,175
Premises and equipment expense	$933,000	1,293
Additional noninterest expense	$972,000	2,661
Pre-tax net operating income	$2,826,000	1,798
Securities gains (losses)	$-40,000	4,204
Applicable income taxes	$120,000	2,480
Income before extraordinary items	$2,666,000	1,652
Extraordinary gains, net	$0	4
Net income	$2,666,000	1,651
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,666,000	1,652
Net charge-offs	$6,000	1,731
Cash dividends	$370,000	2,114
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,704,400	1,665
2022-03-31 (YTD Data)		Rank
Total interest income	$3,517,000	1,883
Total interest expense	$285,000	1,746
Net interest income	$3,232,000	1,881
Provision for loan and lease losses	$0	2,285
Total noninterest income	$300,000	2,594
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$243,000	1,022
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	3,740
Total noninterest expense	$2,046,000	2,251
Salaries and employee benefits	$1,136,000	2,315
Premises and equipment expense	$465,000	1,298
Additional noninterest expense	$445,000	2,797
Pre-tax net operating income	$1,486,000	1,650
Securities gains (losses)	$-12,000	4,282
Applicable income taxes	$120,000	1,959
Income before extraordinary items	$1,354,000	1,559
Extraordinary gains, net	$0	4
Net income	$1,354,000	1,557
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,354,000	1,559
Net charge-offs	$12,000	1,131
Cash dividends	$22,000	2,223
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,365,040	1,569
2021-12-31 (YTD Data)		Rank
Total interest income	$15,431,000	1,832
Total interest expense	$1,285,000	1,857
Net interest income	$14,146,000	1,803
Provision for loan and lease losses	$150,000	1,910
Total noninterest income	$1,756,000	2,381
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$647,000	1,335
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,109,000	2,527
Total noninterest expense	$7,708,000	2,344
Salaries and employee benefits	$4,939,000	2,192
Premises and equipment expense	$1,414,000	1,596
Additional noninterest expense	$1,355,000	3,244
Pre-tax net operating income	$8,044,000	1,482
Securities gains (losses)	$175,000	656
Applicable income taxes	$544,000	2,037
Income before extraordinary items	$7,675,000	1,384
Extraordinary gains, net	$0	10
Net income	$7,675,000	1,384
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,675,000	1,384
Net charge-offs	$12,000	2,234
Cash dividends	$4,407,000	872
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,512,250	1,391
2021-09-30 (YTD Data)		Rank
Total interest income	$11,192,000	1,907
Total interest expense	$997,000	1,897
Net interest income	$10,195,000	1,895
Provision for loan and lease losses	$150,000	1,662
Total noninterest income	$1,494,000	2,274
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$472,000	1,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,022,000	2,356
Total noninterest expense	$5,390,000	2,454
Salaries and employee benefits	$3,421,000	2,295
Premises and equipment expense	$1,013,000	1,678
Additional noninterest expense	$956,000	3,365
Pre-tax net operating income	$6,149,000	1,520
Securities gains (losses)	$153,000	653
Applicable income taxes	$5,000	3,587
Income before extraordinary items	$6,297,000	1,345
Extraordinary gains, net	$0	8
Net income	$6,297,000	1,345
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,297,000	1,345
Net charge-offs	$0	2,463
Cash dividends	$3,329,000	787
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,144,000	1,354
2021-06-30 (YTD Data)		Rank
Total interest income	$6,876,000	2,017
Total interest expense	$697,000	1,900
Net interest income	$6,179,000	2,008
Provision for loan and lease losses	$150,000	1,356
Total noninterest income	$1,211,000	2,027
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$306,000	1,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$905,000	2,023
Total noninterest expense	$3,736,000	2,389
Salaries and employee benefits	$2,446,000	2,202
Premises and equipment expense	$667,000	1,693
Additional noninterest expense	$623,000	3,396
Pre-tax net operating income	$3,504,000	1,674
Securities gains (losses)	$54,000	859
Applicable income taxes	$4,000	3,559
Income before extraordinary items	$3,554,000	1,529
Extraordinary gains, net	$0	6
Net income	$3,554,000	1,530
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,554,000	1,529
Net charge-offs	$5,000	1,907
Cash dividends	$3,329,000	575
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,500,000	1,507
2021-03-31 (YTD Data)		Rank
Total interest income	$3,323,000	2,062
Total interest expense	$368,000	1,898
Net interest income	$2,955,000	2,050
Provision for loan and lease losses	$150,000	937
Total noninterest income	$925,000	1,596
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$127,000	1,529
Trading account gains and fees	NA	NA
Additional Noninterest Income	$798,000	1,471
Total noninterest expense	$1,773,000	2,456
Salaries and employee benefits	$1,148,000	2,282
Premises and equipment expense	$342,000	1,675
Additional noninterest expense	$283,000	3,516
Pre-tax net operating income	$1,957,000	1,551
Securities gains (losses)	$59,000	610
Applicable income taxes	$0	3,613
Income before extraordinary items	$2,016,000	1,385
Extraordinary gains, net	$0	3
Net income	$2,016,000	1,385
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,016,000	1,385
Net charge-offs	$6,000	1,479
Cash dividends	$2,706,000	373
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,957,000	1,383
2020-12-31 (YTD Data)		Rank
Total interest income	$13,245,000	2,075
Total interest expense	$2,014,000	1,974
Net interest income	$11,231,000	2,064
Provision for loan and lease losses	$1,000,000	1,593
Total noninterest income	$1,015,000	2,844
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$529,000	1,560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$486,000	3,175
Total noninterest expense	$7,486,000	2,368
Salaries and employee benefits	$4,866,000	2,191
Premises and equipment expense	$1,462,000	1,539
Additional noninterest expense	$1,158,000	3,481
Pre-tax net operating income	$3,760,000	2,138
Securities gains (losses)	$351,000	748
Applicable income taxes	$0	3,697
Income before extraordinary items	$4,111,000	1,882
Extraordinary gains, net	$0	4
Net income	$4,111,000	1,881
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,111,000	1,882
Net charge-offs	$282,000	1,330
Cash dividends	$2,563,000	1,267
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,760,000	1,951
2020-09-30 (YTD Data)		Rank
Total interest income	$9,727,000	2,121
Total interest expense	$1,551,000	2,013
Net interest income	$8,176,000	2,107
Provision for loan and lease losses	$1,000,000	1,363
Total noninterest income	$782,000	2,797
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$397,000	1,551
Trading account gains and fees	NA	NA
Additional Noninterest Income	$385,000	3,092
Total noninterest expense	$5,382,000	2,413
Salaries and employee benefits	$3,401,000	2,260
Premises and equipment expense	$1,111,000	1,529
Additional noninterest expense	$870,000	3,443
Pre-tax net operating income	$2,576,000	2,245
Securities gains (losses)	$349,000	631
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,925,000	1,933
Extraordinary gains, net	$0	4
Net income	$2,925,000	1,932
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,925,000	1,933
Net charge-offs	$299,000	1,018
Cash dividends	$2,563,000	900
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,576,000	2,047
2020-06-30 (YTD Data)		Rank
Total interest income	$6,428,000	2,158
Total interest expense	$1,079,000	2,059
Net interest income	$5,349,000	2,150
Provision for loan and lease losses	$600,000	1,444
Total noninterest income	$563,000	2,679
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$261,000	1,589
Trading account gains and fees	NA	NA
Additional Noninterest Income	$302,000	2,909
Total noninterest expense	$3,564,000	2,425
Salaries and employee benefits	$2,288,000	2,255
Premises and equipment expense	$746,000	1,519
Additional noninterest expense	$530,000	3,618
Pre-tax net operating income	$1,748,000	2,183
Securities gains (losses)	$270,000	592
Applicable income taxes	$15,000	3,293
Income before extraordinary items	$2,003,000	1,844
Extraordinary gains, net	$0	4
Net income	$2,003,000	1,845
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,003,000	1,845
Net charge-offs	$366,000	720
Cash dividends	$2,246,000	741
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,735,700	1,990
2020-03-31 (YTD Data)		Rank
Total interest income	$3,187,000	2,159
Total interest expense	$558,000	2,147
Net interest income	$2,629,000	2,133
Provision for loan and lease losses	$175,000	1,537
Total noninterest income	$235,000	2,818
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$143,000	1,687
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	3,262
Total noninterest expense	$1,666,000	2,545
Salaries and employee benefits	$1,040,000	2,417
Premises and equipment expense	$378,000	1,513
Additional noninterest expense	$248,000	3,755
Pre-tax net operating income	$1,023,000	1,803
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$1,023,000	1,636
Extraordinary gains, net	$0	4
Net income	$1,023,000	1,637
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,023,000	1,637
Net charge-offs	$308,000	487
Cash dividends	$1,692,000	574
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,023,000	1,611
2019-12-31 (YTD Data)		Rank
Total interest income	$13,093,000	2,141
Total interest expense	$2,324,000	2,138
Net interest income	$10,769,000	2,103
Provision for loan and lease losses	$400,000	1,682
Total noninterest income	$1,019,000	2,795
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$603,000	1,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$416,000	3,240
Total noninterest expense	$7,245,000	2,389
Salaries and employee benefits	$4,468,000	2,264
Premises and equipment expense	$1,374,000	1,613
Additional noninterest expense	$1,403,000	3,215
Pre-tax net operating income	$4,143,000	2,008
Securities gains (losses)	$9,000	1,922
Applicable income taxes	$0	3,859
Income before extraordinary items	$4,152,000	1,835
Extraordinary gains, net	$0	11
Net income	$4,152,000	1,837
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,152,000	1,837
Net charge-offs	$277,000	1,412
Cash dividends	$2,372,000	1,427
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,143,000	1,805
2019-09-30 (YTD Data)		Rank
Total interest income	$9,829,000	2,160
Total interest expense	$1,763,000	2,134
Net interest income	$8,066,000	2,132
Provision for loan and lease losses	$400,000	1,347
Total noninterest income	$706,000	2,919
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$450,000	1,684
Trading account gains and fees	NA	NA
Additional Noninterest Income	$256,000	3,462
Total noninterest expense	$5,130,000	2,502
Salaries and employee benefits	$3,077,000	2,405
Premises and equipment expense	$1,024,000	1,636
Additional noninterest expense	$1,029,000	3,271
Pre-tax net operating income	$3,242,000	2,014
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$3,242,000	1,824
Extraordinary gains, net	$0	11
Net income	$3,242,000	1,824
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,242,000	1,825
Net charge-offs	$213,000	1,250
Cash dividends	$2,372,000	1,054
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,242,000	1,793
2019-06-30 (YTD Data)		Rank
Total interest income	$6,444,000	2,189
Total interest expense	$1,118,000	2,177
Net interest income	$5,326,000	2,161
Provision for loan and lease losses	$300,000	1,195
Total noninterest income	$422,000	3,021
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$300,000	1,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	3,806
Total noninterest expense	$3,420,000	2,511
Salaries and employee benefits	$2,084,000	2,400
Premises and equipment expense	$676,000	1,665
Additional noninterest expense	$660,000	3,381
Pre-tax net operating income	$2,028,000	2,076
Securities gains (losses)	$14,000	1,135
Applicable income taxes	$0	3,901
Income before extraordinary items	$2,042,000	1,881
Extraordinary gains, net	$0	11
Net income	$2,042,000	1,880
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,042,000	1,881
Net charge-offs	$219,000	940
Cash dividends	$2,173,000	817
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,028,000	1,870
2019-03-31 (YTD Data)		Rank
Total interest income	$3,229,000	2,182
Total interest expense	$535,000	2,211
Net interest income	$2,694,000	2,153
Provision for loan and lease losses	$150,000	1,133
Total noninterest income	$198,000	3,059
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$138,000	1,757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	3,825
Total noninterest expense	$1,610,000	2,633
Salaries and employee benefits	$957,000	2,561
Premises and equipment expense	$348,000	1,638
Additional noninterest expense	$305,000	3,518
Pre-tax net operating income	$1,132,000	1,888
Securities gains (losses)	$14,000	643
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,146,000	1,688
Extraordinary gains, net	$0	5
Net income	$1,146,000	1,686
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,146,000	1,687
Net charge-offs	$4,000	2,286
Cash dividends	$1,500,000	619
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,132,000	1,684
2018-12-31 (YTD Data)		Rank
Total interest income	$12,908,000	2,090
Total interest expense	$1,984,000	1,944
Net interest income	$10,924,000	2,093
Provision for loan and lease losses	$650,000	1,210
Total noninterest income	$1,002,000	2,857
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$619,000	1,703
Trading account gains and fees	NA	NA
Additional Noninterest Income	$383,000	3,402
Total noninterest expense	$7,061,000	2,463
Salaries and employee benefits	$4,569,000	2,247
Premises and equipment expense	$1,281,000	1,716
Additional noninterest expense	$1,211,000	3,569
Pre-tax net operating income	$4,215,000	2,034
Securities gains (losses)	$14,000	646
Applicable income taxes	$0	3,978
Income before extraordinary items	$4,229,000	1,833
Extraordinary gains, net	$0	6
Net income	$4,229,000	1,832
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,229,000	1,832
Net charge-offs	$806,000	706
Cash dividends	$2,591,000	1,218
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,215,000	1,827
2018-09-30 (YTD Data)		Rank
Total interest income	$9,496,000	2,110
Total interest expense	$1,340,000	2,012
Net interest income	$8,156,000	2,103
Provision for loan and lease losses	$650,000	919
Total noninterest income	$703,000	2,966
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$465,000	1,713
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	3,642
Total noninterest expense	$5,010,000	2,552
Salaries and employee benefits	$3,139,000	2,385
Premises and equipment expense	$980,000	1,713
Additional noninterest expense	$891,000	3,618
Pre-tax net operating income	$3,199,000	2,036
Securities gains (losses)	$14,000	640
Applicable income taxes	$0	4,032
Income before extraordinary items	$3,213,000	1,812
Extraordinary gains, net	$0	5
Net income	$3,213,000	1,811
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,213,000	1,811
Net charge-offs	$841,000	497
Cash dividends	$2,484,000	908
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,199,000	1,806
2018-06-30 (YTD Data)		Rank
Total interest income	$6,181,000	2,133
Total interest expense	$779,000	2,127
Net interest income	$5,402,000	2,114
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$397,000	3,203
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$303,000	1,732
Trading account gains and fees	NA	NA
Additional Noninterest Income	$94,000	4,189
Total noninterest expense	$3,372,000	2,548
Salaries and employee benefits	$2,149,000	2,356
Premises and equipment expense	$640,000	1,750
Additional noninterest expense	$583,000	3,680
Pre-tax net operating income	$2,127,000	2,010
Securities gains (losses)	$14,000	539
Applicable income taxes	$0	4,018
Income before extraordinary items	$2,141,000	1,779
Extraordinary gains, net	$0	6
Net income	$2,141,000	1,778
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,141,000	1,778
Net charge-offs	$295,000	739
Cash dividends	$2,255,000	691
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,127,000	1,779
2018-03-31 (YTD Data)		Rank
Total interest income	$3,010,000	2,171
Total interest expense	$352,000	2,201
Net interest income	$2,658,000	2,145
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$214,000	3,080
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$142,000	1,823
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	3,781
Total noninterest expense	$1,622,000	2,629
Salaries and employee benefits	$1,003,000	2,504
Premises and equipment expense	$317,000	1,785
Additional noninterest expense	$302,000	3,629
Pre-tax net operating income	$1,100,000	1,912
Securities gains (losses)	$14,000	393
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,114,000	1,682
Extraordinary gains, net	$0	7
Net income	$1,114,000	1,682
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,114,000	1,682
Net charge-offs	$112,000	790
Cash dividends	$1,500,000	523
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,100,000	1,693
2017-12-31 (YTD Data)		Rank
Total interest income	$12,022,000	2,132
Total interest expense	$1,216,000	2,220
Net interest income	$10,806,000	2,097
Provision for loan and lease losses	$685,000	1,165
Total noninterest income	$1,075,000	2,836
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$598,000	1,780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$477,000	3,210
Total noninterest expense	$6,662,000	2,587
Salaries and employee benefits	$4,284,000	2,361
Premises and equipment expense	$1,140,000	1,924
Additional noninterest expense	$1,238,000	3,610
Pre-tax net operating income	$4,534,000	1,861
Securities gains (losses)	$16,000	1,414
Applicable income taxes	$0	4,135
Income before extraordinary items	$4,550,000	1,452
Extraordinary gains, net	$0	9
Net income	$4,550,000	1,451
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,550,000	1,452
Net charge-offs	$620,000	963
Cash dividends	$3,420,000	930
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,534,000	1,438
2017-09-30 (YTD Data)		Rank
Total interest income	$8,925,000	2,158
Total interest expense	$877,000	2,261
Net interest income	$8,048,000	2,114
Provision for loan and lease losses	$535,000	1,102
Total noninterest income	$820,000	2,841
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$449,000	1,790
Trading account gains and fees	NA	NA
Additional Noninterest Income	$371,000	3,193
Total noninterest expense	$4,620,000	2,740
Salaries and employee benefits	$2,877,000	2,541
Premises and equipment expense	$852,000	1,932
Additional noninterest expense	$891,000	3,707
Pre-tax net operating income	$3,713,000	1,747
Securities gains (losses)	$16,000	1,419
Applicable income taxes	$0	4,172
Income before extraordinary items	$3,729,000	1,455
Extraordinary gains, net	$0	9
Net income	$3,729,000	1,454
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,729,000	1,455
Net charge-offs	$472,000	840
Cash dividends	$2,930,000	785
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,713,000	1,441
2017-06-30 (YTD Data)		Rank
Total interest income	$5,905,000	2,146
Total interest expense	$557,000	2,294
Net interest income	$5,348,000	2,108
Provision for loan and lease losses	$335,000	1,111
Total noninterest income	$492,000	2,987
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$297,000	1,784
Trading account gains and fees	NA	NA
Additional Noninterest Income	$195,000	3,507
Total noninterest expense	$3,083,000	2,748
Salaries and employee benefits	$1,950,000	2,535
Premises and equipment expense	$553,000	1,964
Additional noninterest expense	$580,000	3,767
Pre-tax net operating income	$2,422,000	1,757
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$2,422,000	1,463
Extraordinary gains, net	$0	11
Net income	$2,422,000	1,462
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,422,000	1,463
Net charge-offs	$443,000	623
Cash dividends	$2,642,000	603
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,422,000	1,445
2017-03-31 (YTD Data)		Rank
Total interest income	$2,964,000	2,135
Total interest expense	$267,000	2,352
Net interest income	$2,697,000	2,076
Provision for loan and lease losses	$150,000	1,115
Total noninterest income	$240,000	3,030
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$131,000	1,966
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	3,356
Total noninterest expense	$1,451,000	2,898
Salaries and employee benefits	$917,000	2,691
Premises and equipment expense	$271,000	2,022
Additional noninterest expense	$263,000	3,979
Pre-tax net operating income	$1,336,000	1,569
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,336,000	1,342
Extraordinary gains, net	$0	8
Net income	$1,336,000	1,341
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,336,000	1,342
Net charge-offs	$46,000	1,386
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,336,000	1,323
2016-12-31 (YTD Data)		Rank
Total interest income	$12,471,000	2,008
Total interest expense	$1,153,000	2,201
Net interest income	$11,318,000	1,962
Provision for loan and lease losses	$450,000	1,578
Total noninterest income	$946,000	3,128
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$533,000	1,977
Trading account gains and fees	$0	170
Additional Noninterest Income	$413,000	3,520
Total noninterest expense	$6,461,000	2,706
Salaries and employee benefits	$4,113,000	2,450
Premises and equipment expense	$1,074,000	2,026
Additional noninterest expense	$1,274,000	3,681
Pre-tax net operating income	$5,353,000	1,536
Securities gains (losses)	$91,000	1,410
Applicable income taxes	$996,000	1,653
Income before extraordinary items	$4,448,000	1,524
Extraordinary gains, net	$0	5
Net income	$4,448,000	1,523
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,448,000	1,523
Net charge-offs	$285,000	1,580
Cash dividends	$2,275,000	1,275
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,373,380	1,514
2016-09-30 (YTD Data)		Rank
Total interest income	$9,415,000	2,001
Total interest expense	$875,000	2,184
Net interest income	$8,540,000	1,961
Provision for loan and lease losses	$300,000	1,615
Total noninterest income	$679,000	3,201
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$405,000	1,962
Trading account gains and fees	$0	169
Additional Noninterest Income	$274,000	3,702
Total noninterest expense	$4,581,000	2,814
Salaries and employee benefits	$2,841,000	2,594
Premises and equipment expense	$812,000	2,020
Additional noninterest expense	$928,000	3,771
Pre-tax net operating income	$4,338,000	1,464
Securities gains (losses)	$91,000	1,328
Applicable income taxes	$996,000	1,413
Income before extraordinary items	$3,433,000	1,506
Extraordinary gains, net	$0	5
Net income	$3,433,000	1,505
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,433,000	1,506
Net charge-offs	$141,000	1,749
Cash dividends	$1,000,000	1,652
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,362,020	1,494
2016-06-30 (YTD Data)		Rank
Total interest income	$6,343,000	1,984
Total interest expense	$587,000	2,174
Net interest income	$5,756,000	1,941
Provision for loan and lease losses	$150,000	1,887
Total noninterest income	$427,000	3,296
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$268,000	1,950
Trading account gains and fees	$0	157
Additional Noninterest Income	$159,000	3,911
Total noninterest expense	$2,981,000	2,874
Salaries and employee benefits	$1,811,000	2,705
Premises and equipment expense	$538,000	2,027
Additional noninterest expense	$632,000	3,741
Pre-tax net operating income	$3,052,000	1,383
Securities gains (losses)	$91,000	1,024
Applicable income taxes	$997,000	1,084
Income before extraordinary items	$2,146,000	1,559
Extraordinary gains, net	$0	16
Net income	$2,146,000	1,559
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,146,000	1,559
Net charge-offs	$124,000	1,448
Cash dividends	$1,000,000	1,296
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,084,120	1,557
2016-03-31 (YTD Data)		Rank
Total interest income	$3,291,000	1,920
Total interest expense	$299,000	2,142
Net interest income	$2,992,000	1,873
Provision for loan and lease losses	$0	3,656
Total noninterest income	$220,000	3,216
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$130,000	1,990
Trading account gains and fees	$0	142
Additional Noninterest Income	$90,000	3,704
Total noninterest expense	$1,485,000	2,892
Salaries and employee benefits	$908,000	2,700
Premises and equipment expense	$262,000	2,086
Additional noninterest expense	$315,000	3,756
Pre-tax net operating income	$1,727,000	1,244
Securities gains (losses)	$65,000	708
Applicable income taxes	$985,000	650
Income before extraordinary items	$807,000	1,974
Extraordinary gains, net	$0	12
Net income	$807,000	1,974
Minority interest net income	$0	62
Net income of bank and minority interests.	$807,000	1,974
Net charge-offs	$79,000	1,150
Cash dividends	$1,000,000	720
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$765,400	2,016
2015-12-31 (YTD Data)		Rank
Total interest income	$12,196,000	2,006
Total interest expense	$1,341,000	1,936
Net interest income	$10,855,000	1,991
Provision for loan and lease losses	$650,000	1,114
Total noninterest income	$924,000	3,206
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$447,000	2,327
Trading account gains and fees	$0	159
Additional Noninterest Income	$477,000	3,353
Total noninterest expense	$6,522,000	2,692
Salaries and employee benefits	$4,224,000	2,373
Premises and equipment expense	$1,079,000	2,058
Additional noninterest expense	$1,219,000	3,890
Pre-tax net operating income	$4,607,000	1,691
Securities gains (losses)	$88,000	1,243
Applicable income taxes	$1,543,000	1,213
Income before extraordinary items	$3,152,000	1,966
Extraordinary gains, net	$0	23
Net income	$3,152,000	1,967
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,152,000	1,968
Net charge-offs	$168,000	2,155
Cash dividends	$2,000,000	1,332
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,093,040	1,957
2015-09-30 (YTD Data)		Rank
Total interest income	$9,099,000	2,023
Total interest expense	$1,025,000	1,934
Net interest income	$8,074,000	2,013
Provision for loan and lease losses	$500,000	1,034
Total noninterest income	$676,000	3,258
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$331,000	2,359
Trading account gains and fees	$0	153
Additional Noninterest Income	$345,000	3,420
Total noninterest expense	$4,666,000	2,803
Salaries and employee benefits	$2,956,000	2,525
Premises and equipment expense	$815,000	2,073
Additional noninterest expense	$895,000	3,955
Pre-tax net operating income	$3,584,000	1,653
Securities gains (losses)	$75,000	1,200
Applicable income taxes	$1,164,000	1,233
Income before extraordinary items	$2,495,000	1,895
Extraordinary gains, net	$0	21
Net income	$2,495,000	1,897
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,495,000	1,897
Net charge-offs	$-15,000	5,271
Cash dividends	$2,000,000	975
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,444,000	1,893
2015-06-30 (YTD Data)		Rank
Total interest income	$5,999,000	2,033
Total interest expense	$697,000	1,905
Net interest income	$5,302,000	2,034
Provision for loan and lease losses	$350,000	1,003
Total noninterest income	$410,000	3,430
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$211,000	2,401
Trading account gains and fees	$0	157
Additional Noninterest Income	$199,000	3,644
Total noninterest expense	$3,038,000	2,865
Salaries and employee benefits	$1,902,000	2,610
Premises and equipment expense	$549,000	2,066
Additional noninterest expense	$587,000	4,008
Pre-tax net operating income	$2,324,000	1,679
Securities gains (losses)	$24,000	1,625
Applicable income taxes	$737,000	1,295
Income before extraordinary items	$1,611,000	1,919
Extraordinary gains, net	$0	22
Net income	$1,611,000	1,921
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,611,000	1,921
Net charge-offs	$11,000	3,221
Cash dividends	$2,000,000	690
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,594,440	1,900
2015-03-31 (YTD Data)		Rank
Total interest income	$2,953,000	2,064
Total interest expense	$357,000	1,883
Net interest income	$2,596,000	2,060
Provision for loan and lease losses	$150,000	1,060
Total noninterest income	$193,000	3,491
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$100,000	2,472
Trading account gains and fees	$0	152
Additional Noninterest Income	$93,000	3,700
Total noninterest expense	$1,551,000	2,835
Salaries and employee benefits	$1,030,000	2,461
Premises and equipment expense	$263,000	2,159
Additional noninterest expense	$258,000	4,299
Pre-tax net operating income	$1,088,000	1,728
Securities gains (losses)	$8,000	1,548
Applicable income taxes	$342,000	1,323
Income before extraordinary items	$754,000	2,009
Extraordinary gains, net	$0	13
Net income	$754,000	2,011
Minority interest net income	$0	64
Net income of bank and minority interests.	$754,000	2,011
Net charge-offs	$5,000	2,746
Cash dividends	$2,000,000	355
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$748,480	1,964
2014-12-31 (YTD Data)		Rank
Total interest income	$12,032,000	2,030
Total interest expense	$1,631,000	1,753
Net interest income	$10,401,000	2,050
Provision for loan and lease losses	$875,000	969
Total noninterest income	$1,050,000	3,042
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$483,000	2,334
Trading account gains and fees	$0	180
Additional Noninterest Income	$567,000	3,097
Total noninterest expense	$6,232,000	2,836
Salaries and employee benefits	$4,022,000	2,486
Premises and equipment expense	$1,002,000	2,234
Additional noninterest expense	$1,208,000	4,037
Pre-tax net operating income	$4,344,000	1,720
Securities gains (losses)	$384,000	514
Applicable income taxes	$1,583,000	1,154
Income before extraordinary items	$3,145,000	1,940
Extraordinary gains, net	$0	17
Net income	$3,145,000	1,939
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,145,000	1,938
Net charge-offs	$178,000	2,597
Cash dividends	$2,000,000	1,263
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,887,720	2,034
2014-09-30 (YTD Data)		Rank
Total interest income	$8,910,000	2,069
Total interest expense	$1,239,000	1,765
Net interest income	$7,671,000	2,090
Provision for loan and lease losses	$450,000	1,237
Total noninterest income	$683,000	3,283
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$370,000	2,318
Trading account gains and fees	$0	174
Additional Noninterest Income	$313,000	3,569
Total noninterest expense	$4,609,000	2,880
Salaries and employee benefits	$2,956,000	2,531
Premises and equipment expense	$740,000	2,294
Additional noninterest expense	$913,000	4,041
Pre-tax net operating income	$3,295,000	1,718
Securities gains (losses)	$138,000	810
Applicable income taxes	$1,133,000	1,197
Income before extraordinary items	$2,300,000	1,982
Extraordinary gains, net	$0	15
Net income	$2,300,000	1,981
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,300,000	1,980
Net charge-offs	$242,000	1,797
Cash dividends	$2,000,000	930
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,207,540	2,008
2014-06-30 (YTD Data)		Rank
Total interest income	$5,906,000	2,072
Total interest expense	$832,000	1,774
Net interest income	$5,074,000	2,092
Provision for loan and lease losses	$300,000	1,222
Total noninterest income	$455,000	3,280
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$238,000	2,358
Trading account gains and fees	$0	172
Additional Noninterest Income	$217,000	3,501
Total noninterest expense	$2,987,000	2,950
Salaries and employee benefits	$1,879,000	2,648
Premises and equipment expense	$500,000	2,274
Additional noninterest expense	$608,000	4,070
Pre-tax net operating income	$2,242,000	1,652
Securities gains (losses)	$139,000	622
Applicable income taxes	$795,000	1,135
Income before extraordinary items	$1,586,000	1,893
Extraordinary gains, net	$0	20
Net income	$1,586,000	1,897
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,586,000	1,896
Net charge-offs	$134,000	1,937
Cash dividends	$2,000,000	639
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,492,870	1,934
2014-03-31 (YTD Data)		Rank
Total interest income	$2,935,000	2,084
Total interest expense	$416,000	1,798
Net interest income	$2,519,000	2,101
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$228,000	3,235
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$112,000	2,440
Trading account gains and fees	$0	147
Additional Noninterest Income	$116,000	3,355
Total noninterest expense	$1,586,000	2,858
Salaries and employee benefits	$1,019,000	2,458
Premises and equipment expense	$255,000	2,272
Additional noninterest expense	$312,000	4,020
Pre-tax net operating income	$1,011,000	1,748
Securities gains (losses)	$-10,000	6,435
Applicable income taxes	$300,000	1,346
Income before extraordinary items	$701,000	1,998
Extraordinary gains, net	$0	16
Net income	$701,000	2,001
Minority interest net income	$0	66
Net income of bank and minority interests.	$701,000	2,001
Net charge-offs	$65,000	1,659
Cash dividends	$2,000,000	322
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$708,000	1,939
2013-12-31 (YTD Data)		Rank
Total interest income	$11,418,000	2,141
Total interest expense	$1,824,000	1,852
Net interest income	$9,594,000	2,182
Provision for loan and lease losses	$265,000	2,605
Total noninterest income	$955,000	3,281
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$480,000	2,466
Trading account gains and fees	$0	184
Additional Noninterest Income	$475,000	3,430
Total noninterest expense	$6,364,000	2,851
Salaries and employee benefits	$3,778,000	2,608
Premises and equipment expense	$992,000	2,268
Additional noninterest expense	$1,594,000	3,499
Pre-tax net operating income	$3,920,000	1,749
Securities gains (losses)	$95,000	1,359
Applicable income taxes	$1,341,000	1,215
Income before extraordinary items	$2,674,000	2,084
Extraordinary gains, net	$0	29
Net income	$2,674,000	2,089
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,674,000	2,089
Net charge-offs	$-109,000	6,538
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,610,350	2,072
2013-09-30 (YTD Data)		Rank
Total interest income	$8,336,000	2,215
Total interest expense	$1,372,000	1,902
Net interest income	$6,964,000	2,247
Provision for loan and lease losses	$265,000	2,232
Total noninterest income	$737,000	3,280
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$355,000	2,505
Trading account gains and fees	$0	180
Additional Noninterest Income	$382,000	3,388
Total noninterest expense	$4,404,000	3,039
Salaries and employee benefits	$2,677,000	2,759
Premises and equipment expense	$748,000	2,286
Additional noninterest expense	$979,000	3,994
Pre-tax net operating income	$3,032,000	1,721
Securities gains (losses)	$20,000	2,218
Applicable income taxes	$1,014,000	1,234
Income before extraordinary items	$2,038,000	2,103
Extraordinary gains, net	$0	25
Net income	$2,038,000	2,111
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,038,000	2,110
Net charge-offs	$-129,000	6,641
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,024,600	2,051
2013-06-30 (YTD Data)		Rank
Total interest income	$5,345,000	2,289
Total interest expense	$912,000	1,932
Net interest income	$4,433,000	2,363
Provision for loan and lease losses	$265,000	1,808
Total noninterest income	$515,000	3,242
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$217,000	2,636
Trading account gains and fees	$0	157
Additional Noninterest Income	$298,000	3,212
Total noninterest expense	$2,842,000	3,117
Salaries and employee benefits	$1,704,000	2,883
Premises and equipment expense	$495,000	2,308
Additional noninterest expense	$643,000	4,027
Pre-tax net operating income	$1,841,000	1,853
Securities gains (losses)	$20,000	2,017
Applicable income taxes	$614,000	1,320
Income before extraordinary items	$1,247,000	2,233
Extraordinary gains, net	$0	22
Net income	$1,247,000	2,242
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,247,000	2,240
Net charge-offs	$-54,000	6,561
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,233,600	2,171
2013-03-31 (YTD Data)		Rank
Total interest income	$2,416,000	2,529
Total interest expense	$444,000	2,009
Net interest income	$1,972,000	2,648
Provision for loan and lease losses	$125,000	1,855
Total noninterest income	$302,000	2,997
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$94,000	2,904
Trading account gains and fees	$0	148
Additional Noninterest Income	$208,000	2,727
Total noninterest expense	$1,381,000	3,200
Salaries and employee benefits	$850,000	2,899
Premises and equipment expense	$231,000	2,458
Additional noninterest expense	$300,000	4,222
Pre-tax net operating income	$768,000	2,103
Securities gains (losses)	$20,000	1,261
Applicable income taxes	$248,000	1,516
Income before extraordinary items	$540,000	2,448
Extraordinary gains, net	$0	10
Net income	$540,000	2,450
Minority interest net income	$0	76
Net income of bank and minority interests.	$540,000	2,450
Net charge-offs	$15,000	3,259
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$526,200	2,403
2012-12-31 (YTD Data)		Rank
Total interest income	$9,660,000	2,650
Total interest expense	$1,908,000	2,212
Net interest income	$7,752,000	2,732
Provision for loan and lease losses	$471,000	2,801
Total noninterest income	$839,000	3,560
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$383,000	3,023
Trading account gains and fees	$0	166
Additional Noninterest Income	$456,000	3,458
Total noninterest expense	$5,226,000	3,362
Salaries and employee benefits	$3,180,000	2,998
Premises and equipment expense	$847,000	2,615
Additional noninterest expense	$1,199,000	4,358
Pre-tax net operating income	$2,894,000	2,156
Securities gains (losses)	$20,000	3,173
Applicable income taxes	$959,000	1,515
Income before extraordinary items	$1,955,000	2,620
Extraordinary gains, net	$0	29
Net income	$1,955,000	2,623
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,955,000	2,621
Net charge-offs	$342,000	3,149
Cash dividends	$600,000	2,547
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,941,600	2,525
2012-09-30 (YTD Data)		Rank
Total interest income	$7,198,000	2,717
Total interest expense	$1,453,000	2,270
Net interest income	$5,745,000	2,803
Provision for loan and lease losses	$275,000	3,088
Total noninterest income	$655,000	3,533
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$282,000	3,093
Trading account gains and fees	$0	157
Additional Noninterest Income	$373,000	3,365
Total noninterest expense	$3,846,000	3,428
Salaries and employee benefits	$2,312,000	3,085
Premises and equipment expense	$646,000	2,605
Additional noninterest expense	$888,000	4,420
Pre-tax net operating income	$2,279,000	2,136
Securities gains (losses)	$19,000	2,887
Applicable income taxes	$776,000	1,469
Income before extraordinary items	$1,522,000	2,616
Extraordinary gains, net	$0	20
Net income	$1,522,000	2,617
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,522,000	2,617
Net charge-offs	$153,000	3,574
Cash dividends	$600,000	1,829
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,509,460	2,513
2012-06-30 (YTD Data)		Rank
Total interest income	$4,752,000	2,773
Total interest expense	$974,000	2,333
Net interest income	$3,778,000	2,834
Provision for loan and lease losses	$175,000	3,168
Total noninterest income	$417,000	3,575
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$183,000	3,144
Trading account gains and fees	$0	153
Additional Noninterest Income	$234,000	3,443
Total noninterest expense	$2,534,000	3,467
Salaries and employee benefits	$1,506,000	3,152
Premises and equipment expense	$427,000	2,633
Additional noninterest expense	$601,000	4,388
Pre-tax net operating income	$1,486,000	2,147
Securities gains (losses)	$19,000	2,506
Applicable income taxes	$517,000	1,464
Income before extraordinary items	$988,000	2,643
Extraordinary gains, net	$0	19
Net income	$988,000	2,643
Minority interest net income	$0	84
Net income of bank and minority interests.	$988,000	2,643
Net charge-offs	$120,000	3,241
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$975,460	2,528
2012-03-31 (YTD Data)		Rank
Total interest income	$2,318,000	2,875
Total interest expense	$495,000	2,399
Net interest income	$1,823,000	2,941
Provision for loan and lease losses	$50,000	3,648
Total noninterest income	$250,000	3,247
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$85,000	3,261
Trading account gains and fees	$0	148
Additional Noninterest Income	$165,000	2,931
Total noninterest expense	$1,331,000	3,375
Salaries and employee benefits	$811,000	2,998
Premises and equipment expense	$222,000	2,563
Additional noninterest expense	$298,000	4,402
Pre-tax net operating income	$692,000	2,287
Securities gains (losses)	$20,000	1,594
Applicable income taxes	$244,000	1,512
Income before extraordinary items	$468,000	2,747
Extraordinary gains, net	$0	19
Net income	$468,000	2,749
Minority interest net income	$0	78
Net income of bank and minority interests.	$468,000	2,750
Net charge-offs	$20,000	3,684
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$454,800	2,671
2011-12-31 (YTD Data)		Rank
Total interest income	$8,096,000	3,302
Total interest expense	$2,039,000	2,741
Net interest income	$6,057,000	3,439
Provision for loan and lease losses	$279,000	4,232
Total noninterest income	$573,000	4,162
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$327,000	3,425
Trading account gains and fees	$0	146
Additional Noninterest Income	$246,000	4,160
Total noninterest expense	$4,402,000	3,853
Salaries and employee benefits	$2,552,000	3,509
Premises and equipment expense	$710,000	3,170
Additional noninterest expense	$1,140,000	4,602
Pre-tax net operating income	$1,949,000	2,566
Securities gains (losses)	$0	3,838
Applicable income taxes	$680,000	1,709
Income before extraordinary items	$1,269,000	3,105
Extraordinary gains, net	$0	29
Net income	$1,269,000	3,108
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,269,000	3,108
Net charge-offs	$419,000	3,385
Cash dividends	$1,000,000	1,609
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,269,000	3,004
2011-09-30 (YTD Data)		Rank
Total interest income	$6,089,000	3,324
Total interest expense	$1,583,000	2,750
Net interest income	$4,506,000	3,472
Provision for loan and lease losses	$227,000	3,965
Total noninterest income	$432,000	4,165
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$246,000	3,430
Trading account gains and fees	$0	145
Additional Noninterest Income	$186,000	4,203
Total noninterest expense	$3,234,000	3,924
Salaries and employee benefits	$1,872,000	3,560
Premises and equipment expense	$536,000	3,189
Additional noninterest expense	$826,000	4,700
Pre-tax net operating income	$1,477,000	2,614
Securities gains (losses)	$0	3,555
Applicable income taxes	$528,000	1,687
Income before extraordinary items	$949,000	3,177
Extraordinary gains, net	$0	21
Net income	$949,000	3,177
Minority interest net income	$0	87
Net income of bank and minority interests.	$949,000	3,177
Net charge-offs	$360,000	3,030
Cash dividends	$1,000,000	1,146
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$949,000	3,066
2011-06-30 (YTD Data)		Rank
Total interest income	$4,048,000	3,359
Total interest expense	$1,090,000	2,768
Net interest income	$2,958,000	3,515
Provision for loan and lease losses	$175,000	3,727
Total noninterest income	$271,000	4,316
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$156,000	3,512
Trading account gains and fees	$0	153
Additional Noninterest Income	$115,000	4,348
Total noninterest expense	$2,127,000	4,006
Salaries and employee benefits	$1,224,000	3,642
Premises and equipment expense	$349,000	3,262
Additional noninterest expense	$554,000	4,726
Pre-tax net operating income	$927,000	2,670
Securities gains (losses)	$0	2,914
Applicable income taxes	$350,000	1,638
Income before extraordinary items	$577,000	3,266
Extraordinary gains, net	$0	15
Net income	$577,000	3,267
Minority interest net income	$0	89
Net income of bank and minority interests.	$577,000	3,267
Net charge-offs	$370,000	2,444
Cash dividends	$1,000,000	803
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$577,000	3,181
2011-03-31 (YTD Data)		Rank
Total interest income	$2,000,000	3,411
Total interest expense	$563,000	2,772
Net interest income	$1,437,000	3,590
Provision for loan and lease losses	$75,000	3,668
Total noninterest income	$142,000	4,280
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$75,000	3,563
Trading account gains and fees	$0	158
Additional Noninterest Income	$67,000	4,206
Total noninterest expense	$996,000	4,191
Salaries and employee benefits	$558,000	3,929
Premises and equipment expense	$171,000	3,368
Additional noninterest expense	$267,000	4,829
Pre-tax net operating income	$508,000	2,523
Securities gains (losses)	$0	1,772
Applicable income taxes	$161,000	1,726
Income before extraordinary items	$347,000	2,948
Extraordinary gains, net	$0	9
Net income	$347,000	2,947
Minority interest net income	$0	86
Net income of bank and minority interests.	$347,000	2,948
Net charge-offs	$227,000	2,006
Cash dividends	$1,000,000	383
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$347,000	2,893
2010-12-31 (YTD Data)		Rank
Total interest income	$8,296,000	3,447
Total interest expense	$2,672,000	2,838
Net interest income	$5,624,000	3,653
Provision for loan and lease losses	$370,000	4,553
Total noninterest income	$651,000	4,066
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$361,000	3,270
Trading account gains and fees	$0	175
Additional Noninterest Income	$290,000	3,996
Total noninterest expense	$4,221,000	4,062
Salaries and employee benefits	$2,456,000	3,625
Premises and equipment expense	$665,000	3,446
Additional noninterest expense	$1,100,000	4,835
Pre-tax net operating income	$1,684,000	2,545
Securities gains (losses)	$0	3,793
Applicable income taxes	$583,000	1,746
Income before extraordinary items	$1,101,000	3,060
Extraordinary gains, net	$0	29
Net income	$1,101,000	3,057
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,101,000	3,060
Net charge-offs	$311,000	4,250
Cash dividends	$600,000	2,113
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,101,000	2,938
2010-09-30 (YTD Data)		Rank
Total interest income	$6,223,000	3,523
Total interest expense	$2,069,000	2,881
Net interest income	$4,154,000	3,735
Provision for loan and lease losses	$340,000	4,146
Total noninterest income	$478,000	4,164
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$277,000	3,298
Trading account gains and fees	$0	165
Additional Noninterest Income	$201,000	4,172
Total noninterest expense	$3,031,000	4,201
Salaries and employee benefits	$1,736,000	3,841
Premises and equipment expense	$502,000	3,477
Additional noninterest expense	$793,000	4,944
Pre-tax net operating income	$1,261,000	2,684
Securities gains (losses)	$0	3,651
Applicable income taxes	$457,000	1,755
Income before extraordinary items	$804,000	3,270
Extraordinary gains, net	$0	23
Net income	$804,000	3,268
Minority interest net income	$0	110
Net income of bank and minority interests.	$804,000	3,270
Net charge-offs	$275,000	3,842
Cash dividends	$600,000	1,540
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$804,000	3,149
2010-06-30 (YTD Data)		Rank
Total interest income	$4,136,000	3,559
Total interest expense	$1,427,000	2,900
Net interest income	$2,709,000	3,799
Provision for loan and lease losses	$200,000	4,223
Total noninterest income	$337,000	4,013
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$184,000	3,318
Trading account gains and fees	$0	152
Additional Noninterest Income	$153,000	3,948
Total noninterest expense	$2,046,000	4,174
Salaries and employee benefits	$1,177,000	3,819
Premises and equipment expense	$335,000	3,505
Additional noninterest expense	$534,000	4,904
Pre-tax net operating income	$800,000	2,798
Securities gains (losses)	$0	3,184
Applicable income taxes	$305,000	1,720
Income before extraordinary items	$495,000	3,431
Extraordinary gains, net	$0	19
Net income	$495,000	3,428
Minority interest net income	$0	105
Net income of bank and minority interests.	$495,000	3,430
Net charge-offs	$53,000	4,835
Cash dividends	$600,000	1,128
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$495,000	3,313
2010-03-31 (YTD Data)		Rank
Total interest income	$2,071,000	3,615
Total interest expense	$733,000	2,958
Net interest income	$1,338,000	3,850
Provision for loan and lease losses	$100,000	3,933
Total noninterest income	$154,000	4,209
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$89,000	3,372
Trading account gains and fees	$0	175
Additional Noninterest Income	$65,000	4,256
Total noninterest expense	$970,000	4,371
Salaries and employee benefits	$542,000	4,114
Premises and equipment expense	$170,000	3,538
Additional noninterest expense	$258,000	5,022
Pre-tax net operating income	$422,000	2,744
Securities gains (losses)	$0	2,284
Applicable income taxes	$140,000	1,800
Income before extraordinary items	$282,000	3,252
Extraordinary gains, net	$0	16
Net income	$282,000	3,249
Minority interest net income	$0	91
Net income of bank and minority interests.	$282,000	3,252
Net charge-offs	$41,000	3,895
Cash dividends	$600,000	554
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$282,000	3,142
2009-12-31 (YTD Data)		Rank
Total interest income	$8,397,000	3,693
Total interest expense	$3,226,000	3,243
Net interest income	$5,171,000	3,854
Provision for loan and lease losses	$505,000	4,520
Total noninterest income	$781,000	3,814
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$408,000	3,287
Trading account gains and fees	$0	211
Additional Noninterest Income	$373,000	3,659
Total noninterest expense	$4,449,000	4,040
Salaries and employee benefits	$2,468,000	3,726
Premises and equipment expense	$711,000	3,409
Additional noninterest expense	$1,270,000	4,569
Pre-tax net operating income	$998,000	2,992
Securities gains (losses)	$0	3,754
Applicable income taxes	$323,000	1,961
Income before extraordinary items	$675,000	3,413
Extraordinary gains, net	$0	34
Net income	$675,000	3,412
Minority interest net income	$0	115
Net income of bank and minority interests.	$675,000	3,412
Net charge-offs	$439,000	3,960
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$675,000	3,353
2009-09-30 (YTD Data)		Rank
Total interest income	$6,345,000	3,721
Total interest expense	$2,422,000	3,357
Net interest income	$3,923,000	3,827
Provision for loan and lease losses	$405,000	4,159
Total noninterest income	$615,000	3,793
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$310,000	3,281
Trading account gains and fees	$0	212
Additional Noninterest Income	$305,000	3,596
Total noninterest expense	$3,243,000	4,129
Salaries and employee benefits	$1,772,000	3,899
Premises and equipment expense	$546,000	3,403
Additional noninterest expense	$925,000	4,642
Pre-tax net operating income	$890,000	2,937
Securities gains (losses)	$0	3,497
Applicable income taxes	$307,000	1,907
Income before extraordinary items	$583,000	3,434
Extraordinary gains, net	$0	27
Net income	$583,000	3,432
Minority interest net income	$0	118
Net income of bank and minority interests.	$583,000	3,434
Net charge-offs	$463,000	3,149
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$583,000	3,341
2009-06-30 (YTD Data)		Rank
Total interest income	$4,172,000	3,787
Total interest expense	$1,613,000	3,488
Net interest income	$2,559,000	3,880
Provision for loan and lease losses	$315,000	3,619
Total noninterest income	$435,000	3,689
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$210,000	3,227
Trading account gains and fees	$0	193
Additional Noninterest Income	$225,000	3,467
Total noninterest expense	$2,215,000	4,073
Salaries and employee benefits	$1,218,000	3,853
Premises and equipment expense	$373,000	3,365
Additional noninterest expense	$624,000	4,610
Pre-tax net operating income	$464,000	3,433
Securities gains (losses)	$0	3,136
Applicable income taxes	$168,000	2,148
Income before extraordinary items	$296,000	3,987
Extraordinary gains, net	$0	21
Net income	$296,000	3,986
Minority interest net income	$0	112
Net income of bank and minority interests.	$296,000	3,986
Net charge-offs	$438,000	2,491
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$296,000	3,869
2009-03-31 (YTD Data)		Rank
Total interest income	$2,074,000	3,833
Total interest expense	$800,000	3,619
Net interest income	$1,274,000	3,881
Provision for loan and lease losses	$95,000	3,976
Total noninterest income	$221,000	3,619
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$96,000	3,335
Trading account gains and fees	$0	171
Additional Noninterest Income	$125,000	3,277
Total noninterest expense	$1,045,000	4,177
Salaries and employee benefits	$577,000	4,020
Premises and equipment expense	$192,000	3,337
Additional noninterest expense	$276,000	4,667
Pre-tax net operating income	$355,000	3,041
Securities gains (losses)	$0	2,434
Applicable income taxes	$123,000	1,974
Income before extraordinary items	$232,000	3,598
Extraordinary gains, net	$0	15
Net income	$232,000	3,598
Minority interest net income	$0	102
Net income of bank and minority interests.	$232,000	3,599
Net charge-offs	$182,000	2,222
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$232,000	3,460
2008-12-31 (YTD Data)		Rank
Total interest income	$8,801,000	3,857
Total interest expense	$3,761,000	3,664
Net interest income	$5,040,000	3,926
Provision for loan and lease losses	$162,000	5,473
Total noninterest income	$612,000	4,425
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$493,000	3,051
Trading account gains and fees	$0	154
Additional Noninterest Income	$119,000	5,691
Total noninterest expense	$4,478,000	3,894
Salaries and employee benefits	$2,369,000	3,932
Premises and equipment expense	$732,000	3,399
Additional noninterest expense	$1,377,000	3,856
Pre-tax net operating income	$1,012,000	3,731
Securities gains (losses)	$0	3,220
Applicable income taxes	$325,000	2,297
Income before extraordinary items	$687,000	3,971
Extraordinary gains, net	$0	39
Net income	$687,000	3,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$889,000	2,095
Cash dividends	$300,000	4,048
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$687,000	4,113
2008-09-30 (YTD Data)		Rank
Total interest income	$5,882,000	4,260
Total interest expense	$2,649,000	3,929
Net interest income	$3,233,000	4,377
Provision for loan and lease losses	$62,000	5,672
Total noninterest income	$389,000	4,872
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$340,000	3,245
Trading account gains and fees	$0	148
Additional Noninterest Income	$49,000	6,608
Total noninterest expense	$2,946,000	4,279
Salaries and employee benefits	$1,484,000	4,519
Premises and equipment expense	$502,000	3,623
Additional noninterest expense	$960,000	3,981
Pre-tax net operating income	$614,000	4,611
Securities gains (losses)	$0	3,106
Applicable income taxes	$185,000	2,998
Income before extraordinary items	$429,000	4,688
Extraordinary gains, net	$0	31
Net income	$429,000	4,686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$684,000	1,626
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$429,000	4,841
2008-06-30 (YTD Data)		Rank
Total interest income	$3,998,000	4,253
Total interest expense	$1,850,000	3,933
Net interest income	$2,148,000	4,388
Provision for loan and lease losses	$0	6,671
Total noninterest income	$229,000	5,175
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$218,000	3,313
Trading account gains and fees	$0	149
Additional Noninterest Income	$11,000	7,625
Total noninterest expense	$1,967,000	4,286
Salaries and employee benefits	$991,000	4,545
Premises and equipment expense	$331,000	3,680
Additional noninterest expense	$645,000	3,951
Pre-tax net operating income	$410,000	4,750
Securities gains (losses)	$0	3,233
Applicable income taxes	$113,000	3,334
Income before extraordinary items	$297,000	5,016
Extraordinary gains, net	$0	21
Net income	$297,000	5,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$579,000	1,198
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$297,000	4,954
2008-03-31 (YTD Data)		Rank
Total interest income	$2,078,000	4,208
Total interest expense	$978,000	3,964
Net interest income	$1,100,000	4,323
Provision for loan and lease losses	$0	6,080
Total noninterest income	$111,000	5,225
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$96,000	3,537
Trading account gains and fees	$0	158
Additional Noninterest Income	$15,000	6,825
Total noninterest expense	$965,000	4,343
Salaries and employee benefits	$457,000	4,841
Premises and equipment expense	$162,000	3,751
Additional noninterest expense	$346,000	3,710
Pre-tax net operating income	$246,000	4,561
Securities gains (losses)	$0	2,688
Applicable income taxes	$14,000	4,601
Income before extraordinary items	$232,000	4,356
Extraordinary gains, net	$0	15
Net income	$232,000	4,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$246,000	1,115
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$232,000	4,252
2007-12-31 (YTD Data)		Rank
Total interest income	$8,512,000	4,199
Total interest expense	$4,759,000	3,589
Net interest income	$3,753,000	4,810
Provision for loan and lease losses	$784,000	1,696
Total noninterest income	$400,000	5,492
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$459,000	3,245
Trading account gains and fees	$0	178
Additional Noninterest Income	$-59,000	8,490
Total noninterest expense	$4,087,000	4,048
Salaries and employee benefits	$2,216,000	4,052
Premises and equipment expense	$700,000	3,446
Additional noninterest expense	$1,171,000	4,141
Pre-tax net operating income	$-718,000	7,927
Securities gains (losses)	$0	2,146
Applicable income taxes	$-229,000	8,146
Income before extraordinary items	$-489,000	7,873
Extraordinary gains, net	$0	39
Net income	$-489,000	7,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,952,000	629
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-489,000	7,863
2007-09-30 (YTD Data)		Rank
Total interest income	$6,538,000	4,145
Total interest expense	$3,672,000	3,516
Net interest income	$2,866,000	4,786
Provision for loan and lease losses	$784,000	1,112
Total noninterest income	$382,000	5,015
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$351,000	3,175
Trading account gains and fees	$0	184
Additional Noninterest Income	$31,000	7,315
Total noninterest expense	$2,938,000	4,158
Salaries and employee benefits	$1,607,000	4,156
Premises and equipment expense	$518,000	3,461
Additional noninterest expense	$813,000	4,319
Pre-tax net operating income	$-474,000	8,057
Securities gains (losses)	$0	1,655
Applicable income taxes	$-133,000	8,271
Income before extraordinary items	$-341,000	8,035
Extraordinary gains, net	$0	33
Net income	$-341,000	8,031
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,012,000	402
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-341,000	8,017
2007-06-30 (YTD Data)		Rank
Total interest income	$4,476,000	4,086
Total interest expense	$2,494,000	3,463
Net interest income	$1,982,000	4,689
Provision for loan and lease losses	$774,000	721
Total noninterest income	$258,000	5,012
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$234,000	3,159
Trading account gains and fees	$0	168
Additional Noninterest Income	$24,000	7,211
Total noninterest expense	$1,946,000	4,206
Salaries and employee benefits	$1,026,000	4,341
Premises and equipment expense	$342,000	3,505
Additional noninterest expense	$578,000	4,135
Pre-tax net operating income	$-480,000	8,291
Securities gains (losses)	$0	1,444
Applicable income taxes	$-118,000	8,399
Income before extraordinary items	$-362,000	8,247
Extraordinary gains, net	$0	29
Net income	$-362,000	8,246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,563,000	328
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-362,000	8,236
2007-03-31 (YTD Data)		Rank
Total interest income	$2,329,000	3,970
Total interest expense	$1,279,000	3,372
Net interest income	$1,050,000	4,542
Provision for loan and lease losses	$774,000	354
Total noninterest income	$92,000	5,714
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$110,000	3,249
Trading account gains and fees	$0	195
Additional Noninterest Income	$-18,000	8,614
Total noninterest expense	$954,000	4,278
Salaries and employee benefits	$528,000	4,260
Premises and equipment expense	$165,000	3,612
Additional noninterest expense	$261,000	4,396
Pre-tax net operating income	$-586,000	8,532
Securities gains (losses)	$0	1,187
Applicable income taxes	$-243,000	8,576
Income before extraordinary items	$-343,000	8,463
Extraordinary gains, net	$0	22
Net income	$-343,000	8,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$278,000	607
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-343,000	8,453
2006-12-31 (YTD Data)		Rank
Total interest income	$9,130,000	3,828
Total interest expense	$4,744,000	3,162
Net interest income	$4,386,000	4,409
Provision for loan and lease losses	$4,556,000	261
Total noninterest income	$631,000	4,605
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$505,000	3,038
Trading account gains and fees	$0	130
Additional Noninterest Income	$126,000	5,927
Total noninterest expense	$4,054,000	3,956
Salaries and employee benefits	$2,092,000	4,133
Premises and equipment expense	$679,000	3,410
Additional noninterest expense	$1,283,000	3,736
Pre-tax net operating income	$-3,593,000	8,646
Securities gains (losses)	$0	1,687
Applicable income taxes	$-1,411,000	8,646
Income before extraordinary items	$-2,182,000	8,606
Extraordinary gains, net	$98,000	34
Net income	$-2,084,000	8,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,005,000	277
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$-2,182,000	8,599
2006-09-30 (YTD Data)		Rank
Total interest income	$7,082,000	3,719
Total interest expense	$3,486,000	3,121
Net interest income	$3,596,000	4,161
Provision for loan and lease losses	$1,360,000	574
Total noninterest income	$511,000	4,429
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$392,000	2,987
Trading account gains and fees	$0	126
Additional Noninterest Income	$119,000	5,539
Total noninterest expense	$2,984,000	3,993
Salaries and employee benefits	$1,489,000	4,257
Premises and equipment expense	$491,000	3,520
Additional noninterest expense	$1,004,000	3,591
Pre-tax net operating income	$-237,000	8,323
Securities gains (losses)	$0	1,388
Applicable income taxes	$-95,000	8,556
Income before extraordinary items	$-142,000	8,282
Extraordinary gains, net	$98,000	28
Net income	$-44,000	8,191
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,242,000	390
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$-142,000	8,272
2006-06-30 (YTD Data)		Rank
Total interest income	$4,682,000	3,681
Total interest expense	$2,239,000	3,110
Net interest income	$2,443,000	4,104
Provision for loan and lease losses	$1,160,000	446
Total noninterest income	$310,000	4,640
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$260,000	2,980
Trading account gains and fees	$0	126
Additional Noninterest Income	$50,000	6,377
Total noninterest expense	$2,008,000	3,996
Salaries and employee benefits	$984,000	4,320
Premises and equipment expense	$325,000	3,539
Additional noninterest expense	$699,000	3,484
Pre-tax net operating income	$-415,000	8,531
Securities gains (losses)	$0	1,185
Applicable income taxes	$-166,000	8,674
Income before extraordinary items	$-249,000	8,462
Extraordinary gains, net	$98,000	22
Net income	$-151,000	8,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,028,000	334
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-249,000	8,460
2006-03-31 (YTD Data)		Rank
Total interest income	$2,412,000	3,526
Total interest expense	$1,068,000	3,088
Net interest income	$1,344,000	3,849
Provision for loan and lease losses	$250,000	918
Total noninterest income	$185,000	4,144
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$121,000	3,061
Trading account gains and fees	$0	115
Additional Noninterest Income	$64,000	4,593
Total noninterest expense	$984,000	4,058
Salaries and employee benefits	$455,000	4,605
Premises and equipment expense	$156,000	3,660
Additional noninterest expense	$373,000	3,306
Pre-tax net operating income	$295,000	5,014
Securities gains (losses)	$0	955
Applicable income taxes	$112,000	3,441
Income before extraordinary items	$183,000	5,534
Extraordinary gains, net	$0	21
Net income	$183,000	5,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$305,000	460
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$183,000	5,530
2005-12-31 (YTD Data)		Rank
Total interest income	$10,089,000	3,133
Total interest expense	$3,721,000	2,808
Net interest income	$6,368,000	3,271
Provision for loan and lease losses	$700,000	1,421
Total noninterest income	$476,000	5,347
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$469,000	3,184
Trading account gains and fees	$0	138
Additional Noninterest Income	$7,000	8,497
Total noninterest expense	$4,104,000	3,793
Salaries and employee benefits	$1,758,000	4,553
Premises and equipment expense	$650,000	3,424
Additional noninterest expense	$1,696,000	2,923
Pre-tax net operating income	$2,040,000	3,634
Securities gains (losses)	$0	2,296
Applicable income taxes	$799,000	2,606
Income before extraordinary items	$1,241,000	4,260
Extraordinary gains, net	$0	46
Net income	$1,241,000	4,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$803,000	803
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,241,000	4,241
2005-09-30 (YTD Data)		Rank
Total interest income	$7,569,000	3,080
Total interest expense	$2,684,000	2,771
Net interest income	$4,885,000	3,202
Provision for loan and lease losses	$500,000	1,397
Total noninterest income	$452,000	4,809
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$348,000	3,222
Trading account gains and fees	$0	126
Additional Noninterest Income	$104,000	5,876
Total noninterest expense	$2,919,000	3,910
Salaries and employee benefits	$1,138,000	4,986
Premises and equipment expense	$487,000	3,419
Additional noninterest expense	$1,294,000	2,833
Pre-tax net operating income	$1,918,000	3,144
Securities gains (losses)	$0	2,317
Applicable income taxes	$744,000	2,312
Income before extraordinary items	$1,174,000	3,722
Extraordinary gains, net	$0	35
Net income	$1,174,000	3,723
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$597,000	724
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,174,000	3,685
2005-06-30 (YTD Data)		Rank
Total interest income	$4,974,000	3,051
Total interest expense	$1,669,000	2,788
Net interest income	$3,305,000	3,145
Provision for loan and lease losses	$300,000	1,505
Total noninterest income	$263,000	5,103
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$214,000	3,348
Trading account gains and fees	$0	116
Additional Noninterest Income	$49,000	6,441
Total noninterest expense	$1,968,000	3,855
Salaries and employee benefits	$713,000	5,190
Premises and equipment expense	$316,000	3,470
Additional noninterest expense	$939,000	2,593
Pre-tax net operating income	$1,300,000	3,068
Securities gains (losses)	$0	2,146
Applicable income taxes	$496,000	2,287
Income before extraordinary items	$804,000	3,625
Extraordinary gains, net	$0	30
Net income	$804,000	3,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$313,000	866
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$804,000	3,577
2005-03-31 (YTD Data)		Rank
Total interest income	$2,486,000	3,007
Total interest expense	$785,000	2,841
Net interest income	$1,701,000	3,062
Provision for loan and lease losses	$150,000	1,379
Total noninterest income	$184,000	4,198
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$102,000	3,402
Trading account gains and fees	$0	115
Additional Noninterest Income	$82,000	4,143
Total noninterest expense	$899,000	4,169
Salaries and employee benefits	$341,000	5,387
Premises and equipment expense	$119,000	4,321
Additional noninterest expense	$439,000	2,757
Pre-tax net operating income	$836,000	2,488
Securities gains (losses)	$0	1,685
Applicable income taxes	$330,000	1,849
Income before extraordinary items	$506,000	3,019
Extraordinary gains, net	$0	24
Net income	$506,000	3,019
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$322,000	491
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$506,000	2,980
2004-12-31 (YTD Data)		Rank
Total interest income	$9,334,000	3,009
Total interest expense	$2,953,000	2,669
Net interest income	$6,381,000	3,126
Provision for loan and lease losses	$950,000	1,095
Total noninterest income	$795,000	4,066
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$469,000	3,285
Trading account gains and fees	$0	138
Additional Noninterest Income	$326,000	4,111
Total noninterest expense	$2,699,000	5,029
Salaries and employee benefits	$1,406,000	5,155
Premises and equipment expense	$464,000	4,316
Additional noninterest expense	$829,000	4,974
Pre-tax net operating income	$3,527,000	2,260
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,407,000	1,681
Income before extraordinary items	$2,120,000	2,775
Extraordinary gains, net	$0	34
Net income	$2,120,000	2,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$425,000	1,532
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,120,000	2,717
2004-09-30 (YTD Data)		Rank
Total interest income	$6,936,000	2,998
Total interest expense	$2,184,000	2,653
Net interest income	$4,752,000	3,127
Provision for loan and lease losses	$690,000	1,102
Total noninterest income	$585,000	4,145
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$339,000	3,378
Trading account gains and fees	$0	134
Additional Noninterest Income	$246,000	4,087
Total noninterest expense	$1,802,000	5,413
Salaries and employee benefits	$918,000	5,602
Premises and equipment expense	$330,000	4,470
Additional noninterest expense	$554,000	5,318
Pre-tax net operating income	$2,845,000	2,164
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,122,000	1,623
Income before extraordinary items	$1,723,000	2,639
Extraordinary gains, net	$0	26
Net income	$1,723,000	2,641
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$384,000	1,205
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,723,000	2,573
2004-06-30 (YTD Data)		Rank
Total interest income	$4,541,000	3,036
Total interest expense	$1,451,000	2,642
Net interest income	$3,090,000	3,203
Provision for loan and lease losses	$600,000	825
Total noninterest income	$365,000	4,333
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$206,000	3,565
Trading account gains and fees	$0	130
Additional Noninterest Income	$159,000	4,193
Total noninterest expense	$1,192,000	5,464
Salaries and employee benefits	$606,000	5,666
Premises and equipment expense	$223,000	4,437
Additional noninterest expense	$363,000	5,402
Pre-tax net operating income	$1,654,000	2,387
Securities gains (losses)	$0	3,413
Applicable income taxes	$807,000	1,520
Income before extraordinary items	$847,000	3,377
Extraordinary gains, net	$0	21
Net income	$847,000	3,377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$369,000	895
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$847,000	3,273
2004-03-31 (YTD Data)		Rank
Total interest income	$2,230,000	3,089
Total interest expense	$725,000	2,675
Net interest income	$1,505,000	3,248
Provision for loan and lease losses	$125,000	1,741
Total noninterest income	$166,000	4,522
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$97,000	3,656
Trading account gains and fees	$0	121
Additional Noninterest Income	$69,000	4,468
Total noninterest expense	$574,000	5,597
Salaries and employee benefits	$274,000	6,023
Premises and equipment expense	$100,000	4,791
Additional noninterest expense	$200,000	5,075
Pre-tax net operating income	$972,000	2,053
Securities gains (losses)	$0	2,934
Applicable income taxes	$383,000	1,622
Income before extraordinary items	$589,000	2,539
Extraordinary gains, net	$0	16
Net income	$589,000	2,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	1,316
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$589,000	2,454
2003-12-31 (YTD Data)		Rank
Total interest income	$8,397,000	3,300
Total interest expense	$3,289,000	2,634
Net interest income	$5,108,000	3,633
Provision for loan and lease losses	$570,000	1,962
Total noninterest income	$885,000	3,987
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$367,000	3,836
Trading account gains and fees	$0	160
Additional Noninterest Income	$518,000	3,522
Total noninterest expense	$2,424,000	5,330
Salaries and employee benefits	$1,265,000	5,454
Premises and equipment expense	$349,000	5,180
Additional noninterest expense	$810,000	5,011
Pre-tax net operating income	$2,999,000	2,510
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,159,000	1,978
Income before extraordinary items	$1,840,000	3,051
Extraordinary gains, net	$0	54
Net income	$1,840,000	3,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,625
Cash dividends	$500,000	3,502
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,840,000	2,919
2003-09-30 (YTD Data)		Rank
Total interest income	$6,184,000	3,399
Total interest expense	$2,450,000	2,731
Net interest income	$3,734,000	3,710
Provision for loan and lease losses	$440,000	1,885
Total noninterest income	$663,000	4,059
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$269,000	3,905
Trading account gains and fees	$0	153
Additional Noninterest Income	$394,000	3,554
Total noninterest expense	$1,650,000	5,657
Salaries and employee benefits	$833,000	5,881
Premises and equipment expense	$249,000	5,347
Additional noninterest expense	$568,000	5,203
Pre-tax net operating income	$2,307,000	2,548
Securities gains (losses)	$0	4,204
Applicable income taxes	$888,000	2,040
Income before extraordinary items	$1,419,000	3,097
Extraordinary gains, net	$0	40
Net income	$1,419,000	3,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	3,387
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,419,000	2,944
2003-06-30 (YTD Data)		Rank
Total interest income	$3,993,000	3,524
Total interest expense	$1,663,000	2,766
Net interest income	$2,330,000	3,913
Provision for loan and lease losses	$250,000	2,117
Total noninterest income	$417,000	4,152
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$170,000	4,008
Trading account gains and fees	$0	150
Additional Noninterest Income	$247,000	3,648
Total noninterest expense	$1,076,000	5,734
Salaries and employee benefits	$560,000	5,842
Premises and equipment expense	$153,000	5,589
Additional noninterest expense	$363,000	5,342
Pre-tax net operating income	$1,421,000	2,709
Securities gains (losses)	$0	3,782
Applicable income taxes	$551,000	2,179
Income before extraordinary items	$870,000	3,293
Extraordinary gains, net	$0	30
Net income	$870,000	3,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,132
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$870,000	3,122
2003-03-31 (YTD Data)		Rank
Total interest income	$2,043,000	3,465
Total interest expense	$827,000	2,845
Net interest income	$1,216,000	3,781
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$93,000	6,074
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$80,000	4,080
Trading account gains and fees	$0	134
Additional Noninterest Income	$13,000	7,569
Total noninterest expense	$527,000	5,825
Salaries and employee benefits	$260,000	6,116
Premises and equipment expense	$77,000	5,564
Additional noninterest expense	$190,000	5,155
Pre-tax net operating income	$692,000	2,758
Securities gains (losses)	$0	2,891
Applicable income taxes	$267,000	2,219
Income before extraordinary items	$425,000	3,324
Extraordinary gains, net	$0	21
Net income	$425,000	3,321
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,949
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$425,000	3,153
2002-12-31 (YTD Data)		Rank
Total interest income	$7,265,000	3,927
Total interest expense	$3,174,000	3,379
Net interest income	$4,091,000	4,277
Provision for loan and lease losses	$600,000	2,054
Total noninterest income	$755,000	4,136
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$316,000	4,112
Trading account gains and fees	$0	153
Additional Noninterest Income	$439,000	3,520
Total noninterest expense	$2,056,000	5,791
Salaries and employee benefits	$1,150,000	5,635
Premises and equipment expense	$288,000	5,703
Additional noninterest expense	$618,000	5,813
Pre-tax net operating income	$2,190,000	3,222
Securities gains (losses)	$94,000	1,808
Applicable income taxes	$884,000	2,415
Income before extraordinary items	$1,400,000	3,685
Extraordinary gains, net	$0	70
Net income	$1,400,000	3,685
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	3,950
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,339,840	3,695
2001-12-31 (YTD Data)		Rank
Total interest income	$6,207,000	4,843
Total interest expense	$3,071,000	4,637
Net interest income	$3,136,000	4,906
Provision for loan and lease losses	$480,000	2,273
Total noninterest income	$365,000	5,915
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$286,000	4,279
Trading account gains and fees	$0	177
Additional Noninterest Income	$79,000	6,906
Total noninterest expense	$1,524,000	6,742
Salaries and employee benefits	$910,000	6,328
Premises and equipment expense	$220,000	6,494
Additional noninterest expense	$394,000	7,194
Pre-tax net operating income	$1,497,000	3,871
Securities gains (losses)	$0	4,612
Applicable income taxes	$551,000	3,138
Income before extraordinary items	$946,000	4,432
Extraordinary gains, net	$0	105
Net income	$946,000	4,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$387,000	1,873
Cash dividends	$75,000	5,935
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$946,000	4,311
2000-12-31 (YTD Data)		Rank
Total interest income	$5,250,000	5,569
Total interest expense	$2,647,000	5,368
Net interest income	$2,603,000	5,658
Provision for loan and lease losses	$290,000	2,935
Total noninterest income	$346,000	5,915
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$231,000	4,735
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	6,102
Total noninterest expense	$1,393,000	7,015
Salaries and employee benefits	$806,000	6,702
Premises and equipment expense	$246,000	6,112
Additional noninterest expense	$341,000	7,622
Pre-tax net operating income	$1,266,000	4,586
Securities gains (losses)	$0	1,956
Applicable income taxes	$495,000	3,506
Income before extraordinary items	$771,000	5,151
Extraordinary gains, net	$0	38
Net income	$771,000	5,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$264,000	1,981
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$771,000	5,146
1999-12-31 (YTD Data)		Rank
Total interest income	$3,964,000	6,399
Total interest expense	$1,886,000	6,203
Net interest income	$2,078,000	6,501
Provision for loan and lease losses	$205,000	3,496
Total noninterest income	$267,000	6,758
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	5,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	7,232
Total noninterest expense	$1,194,000	7,586
Salaries and employee benefits	$692,000	7,289
Premises and equipment expense	$209,000	6,663
Additional noninterest expense	$293,000	8,172
Pre-tax net operating income	$946,000	5,469
Securities gains (losses)	$0	3,155
Applicable income taxes	$369,000	4,365
Income before extraordinary items	$577,000	6,007
Extraordinary gains, net	$0	35
Net income	$577,000	6,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,270
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$577,000	5,978
1998-12-31 (YTD Data)		Rank
Total interest income	$2,810,000	7,751
Total interest expense	$1,414,000	7,392
Net interest income	$1,396,000	7,913
Provision for loan and lease losses	$165,000	3,956
Total noninterest income	$121,000	8,679
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$89,000	7,073
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	8,918
Total noninterest expense	$865,000	8,549
Salaries and employee benefits	$495,000	8,389
Premises and equipment expense	$128,000	8,111
Additional noninterest expense	$242,000	8,682
Pre-tax net operating income	$487,000	7,439
Securities gains (losses)	$0	4,449
Applicable income taxes	$211,000	6,064
Income before extraordinary items	$276,000	8,067
Extraordinary gains, net	$0	32
Net income	$276,000	8,066
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,524
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$276,000	7,994
1997-12-31 (YTD Data)		Rank
Total interest income	$2,266,000	8,677
Total interest expense	$1,125,000	8,333
Net interest income	$1,141,000	8,834
Provision for loan and lease losses	$200,000	3,424
Total noninterest income	$93,000	9,545
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$71,000	7,856
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	9,735
Total noninterest expense	$719,000	9,332
Salaries and employee benefits	$416,000	9,157
Premises and equipment expense	$116,000	8,589
Additional noninterest expense	$187,000	9,572
Pre-tax net operating income	$315,000	8,912
Securities gains (losses)	$0	3,944
Applicable income taxes	$114,000	8,186
Income before extraordinary items	$201,000	9,142
Extraordinary gains, net	$0	44
Net income	$201,000	9,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	3,008
Cash dividends	$75,000	6,827
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$201,000	9,099
1996-12-31 (YTD Data)		Rank
Total interest income	$1,995,000	9,384
Total interest expense	$991,000	9,040
Net interest income	$1,004,000	9,542
Provision for loan and lease losses	$150,000	4,046
Total noninterest income	$68,000	10,531
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$56,000	8,671
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	10,870
Total noninterest expense	$591,000	10,198
Salaries and employee benefits	$333,000	10,091
Premises and equipment expense	$102,000	9,234
Additional noninterest expense	$156,000	10,477
Pre-tax net operating income	$331,000	8,915
Securities gains (losses)	$-7,000	10,114
Applicable income taxes	$128,000	8,253
Income before extraordinary items	$196,000	9,337
Extraordinary gains, net	$0	53
Net income	$196,000	9,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,696
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$200,480	9,239
1995-12-31 (YTD Data)		Rank
Total interest income	$1,531,000	10,474
Total interest expense	$767,000	10,061
Net interest income	$764,000	10,645
Provision for loan and lease losses	$110,000	4,388
Total noninterest income	$85,000	10,621
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$41,000	9,495
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	9,521
Total noninterest expense	$636,000	10,426
Salaries and employee benefits	$310,000	10,663
Premises and equipment expense	$100,000	9,626
Additional noninterest expense	$226,000	10,112
Pre-tax net operating income	$103,000	11,066
Securities gains (losses)	$0	3,831
Applicable income taxes	$41,000	10,357
Income before extraordinary items	$62,000	11,217
Extraordinary gains, net	$0	65
Net income	$62,000	11,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,184
Cash dividends	$35,000	8,101
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$62,000	11,187
1994-12-31 (YTD Data)		Rank
Total interest income	$1,283,000	11,181
Total interest expense	$528,000	10,972
Net interest income	$755,000	11,201
Provision for loan and lease losses	$95,000	4,682
Total noninterest income	$34,000	12,213
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$23,000	10,480
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	12,029
Total noninterest expense	$433,000	11,893
Salaries and employee benefits	$228,000	11,854
Premises and equipment expense	$52,000	11,558
Additional noninterest expense	$153,000	11,756
Pre-tax net operating income	$261,000	10,407
Securities gains (losses)	$0	3,600
Applicable income taxes	$82,000	9,759
Income before extraordinary items	$179,000	10,509
Extraordinary gains, net	$0	249
Net income	$179,000	10,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	3,982
Cash dividends	$50,000	7,903
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$179,000	10,556
1993-12-31 (YTD Data)		Rank
Total interest income	$1,296,000	11,694
Total interest expense	$503,000	11,669
Net interest income	$793,000	11,532
Provision for loan and lease losses	$60,000	6,949
Total noninterest income	$24,000	13,016
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$18,000	11,051
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	12,981
Total noninterest expense	$420,000	12,556
Salaries and employee benefits	$222,000	12,437
Premises and equipment expense	$55,000	12,039
Additional noninterest expense	$143,000	12,505
Pre-tax net operating income	$337,000	9,915
Securities gains (losses)	$-1,000	12,247
Applicable income taxes	$135,000	8,981
Income before extraordinary items	$201,000	10,646
Extraordinary gains, net	$0	3,149
Net income	$201,000	10,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	6,315
Cash dividends	$50,000	7,918
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$201,640	10,412
1992-12-31 (YTD Data)		Rank
Total interest income	$1,218,000	12,566
Total interest expense	$571,000	12,434
Net interest income	$647,000	12,530
Provision for loan and lease losses	$55,000	8,828
Total noninterest income	$28,000	13,572
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$19,000	11,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	13,414
Total noninterest expense	$366,000	13,325
Salaries and employee benefits	$194,000	13,217
Premises and equipment expense	$60,000	12,283
Additional noninterest expense	$112,000	13,408
Pre-tax net operating income	$254,000	10,568
Securities gains (losses)	$-1,000	12,730
Applicable income taxes	$105,000	9,775
Income before extraordinary items	$148,000	11,302
Extraordinary gains, net	$0	1,422
Net income	$148,000	11,383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	9,788
Cash dividends	$25,000	8,340
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$148,640	10,957

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.