Home > First Independent Bank > Income and Expense
First Independent Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $34,221,000 | 816 |
| Total interest expense | $2,500,000 | 2,314 |
| Net interest income | $31,721,000 | 680 |
| Provision for loan and lease losses | $-1,528,000 | 7,335 |
| Total noninterest income | $9,500,000 | 640 |
| Gross Fiduciary activities income | $2,098,000 | 258 |
| Service charges on deposit accounts | $2,460,000 | 595 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,942,000 | 707 |
| Total noninterest expense | $32,515,000 | 617 |
| Salaries and employee benefits | $18,357,000 | 531 |
| Premises and equipment expense | $4,979,000 | 502 |
| Additional noninterest expense | $9,179,000 | 782 |
| Pre-tax net operating income | $10,234,000 | 613 |
| Securities gains (losses) | $102,000 | 2,051 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $10,336,000 | 520 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,336,000 | 520 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $10,336,000 | 521 |
| Net charge-offs | $1,462,000 | 1,912 |
| Cash dividends | $1,550,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $10,234,000 | 515 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $26,015,000 | 821 |
| Total interest expense | $2,046,000 | 2,202 |
| Net interest income | $23,969,000 | 683 |
| Provision for loan and lease losses | $-3,073,000 | 7,419 |
| Total noninterest income | $7,264,000 | 630 |
| Gross Fiduciary activities income | $1,585,000 | 255 |
| Service charges on deposit accounts | $1,877,000 | 590 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,802,000 | 703 |
| Total noninterest expense | $24,736,000 | 614 |
| Salaries and employee benefits | $13,903,000 | 527 |
| Premises and equipment expense | $3,721,000 | 508 |
| Additional noninterest expense | $7,112,000 | 744 |
| Pre-tax net operating income | $9,570,000 | 518 |
| Securities gains (losses) | $92,000 | 1,863 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $9,662,000 | 421 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,662,000 | 421 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $9,662,000 | 421 |
| Net charge-offs | $1,377,000 | 1,585 |
| Cash dividends | $850,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $9,570,000 | 418 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $17,664,000 | 823 |
| Total interest expense | $1,498,000 | 2,102 |
| Net interest income | $16,166,000 | 676 |
| Provision for loan and lease losses | $-3,404,000 | 7,496 |
| Total noninterest income | $4,714,000 | 640 |
| Gross Fiduciary activities income | $1,035,000 | 262 |
| Service charges on deposit accounts | $1,222,000 | 602 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,457,000 | 726 |
| Total noninterest expense | $16,855,000 | 607 |
| Salaries and employee benefits | $9,247,000 | 526 |
| Premises and equipment expense | $2,472,000 | 512 |
| Additional noninterest expense | $5,136,000 | 707 |
| Pre-tax net operating income | $7,429,000 | 459 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $7,434,000 | 375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,434,000 | 374 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $7,434,000 | 374 |
| Net charge-offs | $836,000 | 1,626 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $7,429,000 | 367 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,137,000 | 804 |
| Total interest expense | $797,000 | 2,062 |
| Net interest income | $8,340,000 | 660 |
| Provision for loan and lease losses | $-2,515,000 | 7,562 |
| Total noninterest income | $2,421,000 | 632 |
| Gross Fiduciary activities income | $509,000 | 271 |
| Service charges on deposit accounts | $609,000 | 590 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,303,000 | 688 |
| Total noninterest expense | $8,655,000 | 585 |
| Salaries and employee benefits | $4,657,000 | 531 |
| Premises and equipment expense | $1,227,000 | 522 |
| Additional noninterest expense | $2,771,000 | 651 |
| Pre-tax net operating income | $4,621,000 | 389 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $4,621,000 | 313 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,621,000 | 313 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,621,000 | 313 |
| Net charge-offs | $-665,000 | 7,558 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $4,621,000 | 305 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $38,684,000 | 792 |
| Total interest expense | $6,610,000 | 1,245 |
| Net interest income | $32,074,000 | 665 |
| Provision for loan and lease losses | $39,205,000 | 213 |
| Total noninterest income | $11,213,000 | 581 |
| Gross Fiduciary activities income | $1,963,000 | 269 |
| Service charges on deposit accounts | $3,066,000 | 488 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,184,000 | 635 |
| Total noninterest expense | $38,828,000 | 537 |
| Salaries and employee benefits | $19,791,000 | 497 |
| Premises and equipment expense | $5,320,000 | 487 |
| Additional noninterest expense | $13,717,000 | 556 |
| Pre-tax net operating income | $-34,746,000 | 7,580 |
| Securities gains (losses) | $165,000 | 1,750 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-34,581,000 | 7,576 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-34,581,000 | 7,576 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-34,581,000 | 7,576 |
| Net charge-offs | $46,405,000 | 181 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-34,746,000 | 7,572 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $29,872,000 | 776 |
| Total interest expense | $5,243,000 | 1,217 |
| Net interest income | $24,629,000 | 650 |
| Provision for loan and lease losses | $27,166,000 | 225 |
| Total noninterest income | $7,305,000 | 639 |
| Gross Fiduciary activities income | $1,411,000 | 270 |
| Service charges on deposit accounts | $2,381,000 | 476 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,513,000 | 729 |
| Total noninterest expense | $26,122,000 | 574 |
| Salaries and employee benefits | $14,339,000 | 504 |
| Premises and equipment expense | $3,830,000 | 503 |
| Additional noninterest expense | $7,953,000 | 683 |
| Pre-tax net operating income | $-21,354,000 | 7,669 |
| Securities gains (losses) | $148,000 | 1,609 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-21,206,000 | 7,666 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-21,206,000 | 7,666 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-21,206,000 | 7,666 |
| Net charge-offs | $31,216,000 | 192 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-21,354,000 | 7,659 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $20,312,000 | 759 |
| Total interest expense | $3,651,000 | 1,218 |
| Net interest income | $16,661,000 | 644 |
| Provision for loan and lease losses | $20,075,000 | 216 |
| Total noninterest income | $5,014,000 | 603 |
| Gross Fiduciary activities income | $889,000 | 280 |
| Service charges on deposit accounts | $1,658,000 | 459 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,467,000 | 687 |
| Total noninterest expense | $17,733,000 | 571 |
| Salaries and employee benefits | $9,676,000 | 497 |
| Premises and equipment expense | $2,568,000 | 503 |
| Additional noninterest expense | $5,489,000 | 661 |
| Pre-tax net operating income | $-16,133,000 | 7,735 |
| Securities gains (losses) | $130,000 | 1,238 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-16,003,000 | 7,737 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-16,003,000 | 7,737 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-16,003,000 | 7,737 |
| Net charge-offs | $20,575,000 | 195 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-16,133,000 | 7,734 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,026,000 | 785 |
| Total interest expense | $1,862,000 | 1,254 |
| Net interest income | $8,164,000 | 665 |
| Provision for loan and lease losses | $16,877,000 | 153 |
| Total noninterest income | $2,042,000 | 699 |
| Gross Fiduciary activities income | $338,000 | 338 |
| Service charges on deposit accounts | $794,000 | 475 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $910,000 | 858 |
| Total noninterest expense | $8,743,000 | 579 |
| Salaries and employee benefits | $4,763,000 | 514 |
| Premises and equipment expense | $1,327,000 | 500 |
| Additional noninterest expense | $2,653,000 | 697 |
| Pre-tax net operating income | $-15,414,000 | 7,872 |
| Securities gains (losses) | $120,000 | 717 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-15,294,000 | 7,873 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-15,294,000 | 7,874 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-15,294,000 | 7,874 |
| Net charge-offs | $17,927,000 | 142 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-15,414,000 | 7,874 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $43,704,000 | 761 |
| Total interest expense | $10,868,000 | 1,091 |
| Net interest income | $32,836,000 | 651 |
| Provision for loan and lease losses | $24,260,000 | 428 |
| Total noninterest income | $9,773,000 | 649 |
| Gross Fiduciary activities income | $2,055,000 | 242 |
| Service charges on deposit accounts | $3,491,000 | 481 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,227,000 | 815 |
| Total noninterest expense | $35,275,000 | 602 |
| Salaries and employee benefits | $18,893,000 | 513 |
| Premises and equipment expense | $6,714,000 | 399 |
| Additional noninterest expense | $9,668,000 | 824 |
| Pre-tax net operating income | $-16,926,000 | 7,669 |
| Securities gains (losses) | $271,000 | 1,315 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-16,655,000 | 7,696 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-16,655,000 | 7,695 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-16,655,000 | 7,695 |
| Net charge-offs | $30,222,000 | 291 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-16,926,000 | 7,699 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $33,086,000 | 773 |
| Total interest expense | $8,824,000 | 1,057 |
| Net interest income | $24,262,000 | 664 |
| Provision for loan and lease losses | $9,069,000 | 673 |
| Total noninterest income | $7,001,000 | 682 |
| Gross Fiduciary activities income | $1,528,000 | 241 |
| Service charges on deposit accounts | $2,642,000 | 467 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,831,000 | 896 |
| Total noninterest expense | $26,319,000 | 606 |
| Salaries and employee benefits | $13,962,000 | 532 |
| Premises and equipment expense | $5,100,000 | 408 |
| Additional noninterest expense | $7,257,000 | 780 |
| Pre-tax net operating income | $-4,125,000 | 7,423 |
| Securities gains (losses) | $248,000 | 1,147 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,877,000 | 7,475 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,877,000 | 7,476 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,877,000 | 7,476 |
| Net charge-offs | $18,481,000 | 326 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,125,000 | 7,506 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $22,509,000 | 771 |
| Total interest expense | $6,376,000 | 1,035 |
| Net interest income | $16,133,000 | 666 |
| Provision for loan and lease losses | $4,427,000 | 821 |
| Total noninterest income | $4,671,000 | 689 |
| Gross Fiduciary activities income | $1,021,000 | 243 |
| Service charges on deposit accounts | $1,700,000 | 483 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,950,000 | 902 |
| Total noninterest expense | $17,963,000 | 600 |
| Salaries and employee benefits | $9,513,000 | 531 |
| Premises and equipment expense | $3,334,000 | 429 |
| Additional noninterest expense | $5,116,000 | 758 |
| Pre-tax net operating income | $-1,586,000 | 7,267 |
| Securities gains (losses) | $41,000 | 2,030 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,545,000 | 7,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,545,000 | 7,343 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,545,000 | 7,342 |
| Net charge-offs | $16,439,000 | 269 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,586,000 | 7,360 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,298,000 | 776 |
| Total interest expense | $3,473,000 | 986 |
| Net interest income | $7,825,000 | 677 |
| Provision for loan and lease losses | $2,543,000 | 631 |
| Total noninterest income | $2,391,000 | 659 |
| Gross Fiduciary activities income | $479,000 | 255 |
| Service charges on deposit accounts | $809,000 | 500 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,103,000 | 782 |
| Total noninterest expense | $9,118,000 | 562 |
| Salaries and employee benefits | $4,978,000 | 513 |
| Premises and equipment expense | $1,707,000 | 417 |
| Additional noninterest expense | $2,433,000 | 697 |
| Pre-tax net operating income | $-1,445,000 | 7,738 |
| Securities gains (losses) | $26,000 | 1,571 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,419,000 | 7,815 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,419,000 | 7,816 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,419,000 | 7,816 |
| Net charge-offs | $12,755,000 | 174 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,445,000 | 7,810 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $54,104,000 | 693 |
| Total interest expense | $15,895,000 | 1,010 |
| Net interest income | $38,209,000 | 573 |
| Provision for loan and lease losses | $31,912,000 | 256 |
| Total noninterest income | $10,177,000 | 578 |
| Gross Fiduciary activities income | $2,190,000 | 251 |
| Service charges on deposit accounts | $4,355,000 | 401 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,632,000 | 834 |
| Total noninterest expense | $38,362,000 | 527 |
| Salaries and employee benefits | $21,152,000 | 452 |
| Premises and equipment expense | $7,235,000 | 381 |
| Additional noninterest expense | $9,975,000 | 682 |
| Pre-tax net operating income | $-21,888,000 | 8,113 |
| Securities gains (losses) | $153,000 | 854 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-21,735,000 | 8,107 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-21,735,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,857,000 | 416 |
| Cash dividends | $1,925,000 | 1,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-21,888,000 | 8,132 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $40,531,000 | 712 |
| Total interest expense | $11,977,000 | 1,046 |
| Net interest income | $28,554,000 | 590 |
| Provision for loan and lease losses | $12,158,000 | 355 |
| Total noninterest income | $8,080,000 | 580 |
| Gross Fiduciary activities income | $1,699,000 | 252 |
| Service charges on deposit accounts | $3,272,000 | 407 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,109,000 | 806 |
| Total noninterest expense | $29,784,000 | 502 |
| Salaries and employee benefits | $16,916,000 | 444 |
| Premises and equipment expense | $5,520,000 | 387 |
| Additional noninterest expense | $7,348,000 | 653 |
| Pre-tax net operating income | $-5,308,000 | 8,137 |
| Securities gains (losses) | $145,000 | 764 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-5,163,000 | 8,129 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-5,163,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,672,000 | 467 |
| Cash dividends | $1,925,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,308,000 | 8,171 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $26,413,000 | 738 |
| Total interest expense | $8,111,000 | 1,080 |
| Net interest income | $18,302,000 | 605 |
| Provision for loan and lease losses | $2,617,000 | 662 |
| Total noninterest income | $5,473,000 | 602 |
| Gross Fiduciary activities income | $1,151,000 | 255 |
| Service charges on deposit accounts | $2,095,000 | 410 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,227,000 | 783 |
| Total noninterest expense | $20,246,000 | 495 |
| Salaries and employee benefits | $11,594,000 | 435 |
| Premises and equipment expense | $3,692,000 | 387 |
| Additional noninterest expense | $4,960,000 | 630 |
| Pre-tax net operating income | $912,000 | 3,138 |
| Securities gains (losses) | $122,000 | 836 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,034,000 | 2,501 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,034,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,003,000 | 421 |
| Cash dividends | $1,925,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $912,000 | 2,720 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,868,000 | 723 |
| Total interest expense | $4,584,000 | 1,012 |
| Net interest income | $9,284,000 | 596 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $2,585,000 | 625 |
| Gross Fiduciary activities income | $522,000 | 271 |
| Service charges on deposit accounts | $1,004,000 | 421 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,059,000 | 820 |
| Total noninterest expense | $9,997,000 | 493 |
| Salaries and employee benefits | $5,980,000 | 428 |
| Premises and equipment expense | $1,940,000 | 372 |
| Additional noninterest expense | $2,077,000 | 701 |
| Pre-tax net operating income | $1,872,000 | 1,017 |
| Securities gains (losses) | $77,000 | 851 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,949,000 | 777 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,949,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,185 |
| Cash dividends | $1,300,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,872,000 | 771 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $66,403,000 | 634 |
| Total interest expense | $23,009,000 | 860 |
| Net interest income | $43,394,000 | 521 |
| Provision for loan and lease losses | $2,160,000 | 795 |
| Total noninterest income | $9,622,000 | 621 |
| Gross Fiduciary activities income | $2,087,000 | 267 |
| Service charges on deposit accounts | $3,926,000 | 444 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,609,000 | 886 |
| Total noninterest expense | $40,922,000 | 470 |
| Salaries and employee benefits | $23,423,000 | 419 |
| Premises and equipment expense | $7,447,000 | 372 |
| Additional noninterest expense | $10,052,000 | 579 |
| Pre-tax net operating income | $9,934,000 | 858 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $9,936,000 | 654 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,936,000 | 652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,092,000 | 962 |
| Cash dividends | $5,903,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,934,000 | 647 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $50,835,000 | 621 |
| Total interest expense | $17,455,000 | 850 |
| Net interest income | $33,380,000 | 509 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $7,300,000 | 624 |
| Gross Fiduciary activities income | $1,551,000 | 268 |
| Service charges on deposit accounts | $2,910,000 | 445 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,839,000 | 863 |
| Total noninterest expense | $30,861,000 | 462 |
| Salaries and employee benefits | $18,045,000 | 411 |
| Premises and equipment expense | $5,709,000 | 363 |
| Additional noninterest expense | $7,107,000 | 590 |
| Pre-tax net operating income | $9,819,000 | 712 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $9,819,000 | 539 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $9,819,000 | 537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,445 |
| Cash dividends | $4,475,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $9,819,000 | 538 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $33,609,000 | 640 |
| Total interest expense | $11,534,000 | 861 |
| Net interest income | $22,075,000 | 529 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $4,933,000 | 646 |
| Gross Fiduciary activities income | $950,000 | 288 |
| Service charges on deposit accounts | $1,879,000 | 460 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,104,000 | 827 |
| Total noninterest expense | $20,500,000 | 478 |
| Salaries and employee benefits | $12,089,000 | 422 |
| Premises and equipment expense | $3,793,000 | 378 |
| Additional noninterest expense | $4,618,000 | 611 |
| Pre-tax net operating income | $6,508,000 | 749 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $6,512,000 | 576 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,512,000 | 576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,390 |
| Cash dividends | $2,800,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,508,000 | 566 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $17,137,000 | 624 |
| Total interest expense | $5,748,000 | 854 |
| Net interest income | $11,389,000 | 511 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $2,348,000 | 659 |
| Gross Fiduciary activities income | $407,000 | 318 |
| Service charges on deposit accounts | $901,000 | 464 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,040,000 | 816 |
| Total noninterest expense | $10,521,000 | 474 |
| Salaries and employee benefits | $6,136,000 | 419 |
| Premises and equipment expense | $1,940,000 | 370 |
| Additional noninterest expense | $2,445,000 | 583 |
| Pre-tax net operating income | $3,216,000 | 759 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $3,219,000 | 580 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,219,000 | 580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $1,250,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,216,000 | 566 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $59,073,000 | 654 |
| Total interest expense | $18,428,000 | 903 |
| Net interest income | $40,645,000 | 569 |
| Provision for loan and lease losses | $1,500,000 | 710 |
| Total noninterest income | $21,425,000 | 356 |
| Gross Fiduciary activities income | $1,638,000 | 307 |
| Service charges on deposit accounts | $3,834,000 | 448 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,953,000 | 311 |
| Total noninterest expense | $55,299,000 | 347 |
| Salaries and employee benefits | $32,552,000 | 304 |
| Premises and equipment expense | $8,123,000 | 328 |
| Additional noninterest expense | $14,624,000 | 411 |
| Pre-tax net operating income | $5,271,000 | 1,798 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $5,271,000 | 1,384 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,271,000 | 1,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-256,000 | 8,605 |
| Cash dividends | $7,870,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,271,000 | 1,378 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $42,562,000 | 683 |
| Total interest expense | $12,538,000 | 974 |
| Net interest income | $30,024,000 | 592 |
| Provision for loan and lease losses | $1,125,000 | 674 |
| Total noninterest income | $15,651,000 | 379 |
| Gross Fiduciary activities income | $1,165,000 | 316 |
| Service charges on deposit accounts | $2,910,000 | 451 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,576,000 | 330 |
| Total noninterest expense | $37,796,000 | 388 |
| Salaries and employee benefits | $24,141,000 | 318 |
| Premises and equipment expense | $5,964,000 | 345 |
| Additional noninterest expense | $7,691,000 | 551 |
| Pre-tax net operating income | $6,754,000 | 1,133 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $6,754,000 | 858 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,754,000 | 857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,470 |
| Cash dividends | $4,250,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,754,000 | 849 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $27,088,000 | 703 |
| Total interest expense | $7,340,000 | 1,039 |
| Net interest income | $19,748,000 | 595 |
| Provision for loan and lease losses | $750,000 | 670 |
| Total noninterest income | $10,241,000 | 386 |
| Gross Fiduciary activities income | $814,000 | 316 |
| Service charges on deposit accounts | $1,857,000 | 466 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,570,000 | 334 |
| Total noninterest expense | $24,701,000 | 399 |
| Salaries and employee benefits | $15,977,000 | 326 |
| Premises and equipment expense | $3,782,000 | 361 |
| Additional noninterest expense | $4,942,000 | 578 |
| Pre-tax net operating income | $4,538,000 | 1,120 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $4,538,000 | 857 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,538,000 | 857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,929 |
| Cash dividends | $2,750,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,538,000 | 840 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,043,000 | 710 |
| Total interest expense | $3,423,000 | 1,063 |
| Net interest income | $9,620,000 | 604 |
| Provision for loan and lease losses | $375,000 | 640 |
| Total noninterest income | $4,949,000 | 391 |
| Gross Fiduciary activities income | $380,000 | 322 |
| Service charges on deposit accounts | $893,000 | 467 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,676,000 | 335 |
| Total noninterest expense | $11,997,000 | 413 |
| Salaries and employee benefits | $7,836,000 | 331 |
| Premises and equipment expense | $1,844,000 | 366 |
| Additional noninterest expense | $2,317,000 | 606 |
| Pre-tax net operating income | $2,197,000 | 1,130 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $2,197,000 | 868 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,197,000 | 867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,727 |
| Cash dividends | $1,250,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,197,000 | 852 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $40,491,000 | 794 |
| Total interest expense | $8,769,000 | 1,298 |
| Net interest income | $31,722,000 | 665 |
| Provision for loan and lease losses | $2,200,000 | 490 |
| Total noninterest income | $23,181,000 | 359 |
| Gross Fiduciary activities income | $1,477,000 | 326 |
| Service charges on deposit accounts | $3,905,000 | 437 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,799,000 | 306 |
| Total noninterest expense | $46,319,000 | 410 |
| Salaries and employee benefits | $30,372,000 | 317 |
| Premises and equipment expense | $6,945,000 | 366 |
| Additional noninterest expense | $9,002,000 | 618 |
| Pre-tax net operating income | $6,384,000 | 1,504 |
| Securities gains (losses) | $-66,000 | 8,290 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $6,318,000 | 1,151 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,318,000 | 1,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,287 |
| Cash dividends | $4,250,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,384,000 | 1,114 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $28,036,000 | 848 |
| Total interest expense | $5,616,000 | 1,431 |
| Net interest income | $22,420,000 | 694 |
| Provision for loan and lease losses | $1,450,000 | 523 |
| Total noninterest income | $17,036,000 | 367 |
| Gross Fiduciary activities income | $1,087,000 | 326 |
| Service charges on deposit accounts | $2,948,000 | 431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,001,000 | 311 |
| Total noninterest expense | $33,615,000 | 421 |
| Salaries and employee benefits | $21,854,000 | 330 |
| Premises and equipment expense | $5,138,000 | 372 |
| Additional noninterest expense | $6,623,000 | 621 |
| Pre-tax net operating income | $4,391,000 | 1,627 |
| Securities gains (losses) | $13,000 | 1,390 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $4,404,000 | 1,237 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,404,000 | 1,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,959 |
| Cash dividends | $3,000,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,391,000 | 1,210 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,352,000 | 899 |
| Total interest expense | $3,105,000 | 1,634 |
| Net interest income | $14,247,000 | 715 |
| Provision for loan and lease losses | $700,000 | 718 |
| Total noninterest income | $10,511,000 | 381 |
| Gross Fiduciary activities income | $743,000 | 323 |
| Service charges on deposit accounts | $1,942,000 | 426 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,826,000 | 329 |
| Total noninterest expense | $21,521,000 | 434 |
| Salaries and employee benefits | $14,039,000 | 335 |
| Premises and equipment expense | $3,278,000 | 380 |
| Additional noninterest expense | $4,204,000 | 635 |
| Pre-tax net operating income | $2,537,000 | 1,816 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,537,000 | 1,375 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,537,000 | 1,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,749 |
| Cash dividends | $1,500,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,537,000 | 1,357 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,972,000 | 961 |
| Total interest expense | $1,302,000 | 1,829 |
| Net interest income | $6,670,000 | 769 |
| Provision for loan and lease losses | $200,000 | 1,128 |
| Total noninterest income | $1,672,000 | 832 |
| Gross Fiduciary activities income | $335,000 | 332 |
| Service charges on deposit accounts | $953,000 | 420 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $384,000 | 1,596 |
| Total noninterest expense | $7,282,000 | 602 |
| Salaries and employee benefits | $4,779,000 | 474 |
| Premises and equipment expense | $1,116,000 | 536 |
| Additional noninterest expense | $1,387,000 | 904 |
| Pre-tax net operating income | $860,000 | 2,424 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $860,000 | 1,955 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $860,000 | 1,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $860,000 | 1,918 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $30,576,000 | 919 |
| Total interest expense | $4,249,000 | 1,916 |
| Net interest income | $26,327,000 | 741 |
| Provision for loan and lease losses | $-400,000 | 8,893 |
| Total noninterest income | $8,026,000 | 720 |
| Gross Fiduciary activities income | $1,362,000 | 319 |
| Service charges on deposit accounts | $4,285,000 | 402 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,379,000 | 1,166 |
| Total noninterest expense | $26,755,000 | 625 |
| Salaries and employee benefits | $15,717,000 | 552 |
| Premises and equipment expense | $4,796,000 | 490 |
| Additional noninterest expense | $6,242,000 | 808 |
| Pre-tax net operating income | $7,998,000 | 1,095 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $8,007,000 | 823 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,007,000 | 824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $4,100,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,998,000 | 796 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $22,431,000 | 925 |
| Total interest expense | $3,101,000 | 1,932 |
| Net interest income | $19,330,000 | 749 |
| Provision for loan and lease losses | $-400,000 | 8,959 |
| Total noninterest income | $5,921,000 | 739 |
| Gross Fiduciary activities income | $1,056,000 | 318 |
| Service charges on deposit accounts | $3,213,000 | 410 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,652,000 | 1,225 |
| Total noninterest expense | $17,442,000 | 689 |
| Salaries and employee benefits | $10,777,000 | 593 |
| Premises and equipment expense | $3,073,000 | 561 |
| Additional noninterest expense | $3,592,000 | 1,035 |
| Pre-tax net operating income | $8,209,000 | 809 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $8,209,000 | 624 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,209,000 | 625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,800 |
| Cash dividends | $3,100,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,209,000 | 598 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,237,000 | 962 |
| Total interest expense | $2,095,000 | 1,886 |
| Net interest income | $12,142,000 | 801 |
| Provision for loan and lease losses | $600,000 | 825 |
| Total noninterest income | $3,917,000 | 740 |
| Gross Fiduciary activities income | $724,000 | 317 |
| Service charges on deposit accounts | $2,090,000 | 418 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,103,000 | 1,241 |
| Total noninterest expense | $11,741,000 | 688 |
| Salaries and employee benefits | $7,277,000 | 585 |
| Premises and equipment expense | $1,999,000 | 571 |
| Additional noninterest expense | $2,465,000 | 1,011 |
| Pre-tax net operating income | $3,718,000 | 1,161 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $3,718,000 | 878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,718,000 | 878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-144,000 | 8,951 |
| Cash dividends | $1,600,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,718,000 | 840 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,119,000 | 975 |
| Total interest expense | $1,088,000 | 1,838 |
| Net interest income | $6,031,000 | 811 |
| Provision for loan and lease losses | $450,000 | 561 |
| Total noninterest income | $1,578,000 | 869 |
| Gross Fiduciary activities income | $407,000 | 294 |
| Service charges on deposit accounts | $1,021,000 | 419 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $150,000 | 2,948 |
| Total noninterest expense | $5,854,000 | 693 |
| Salaries and employee benefits | $3,522,000 | 616 |
| Premises and equipment expense | $1,038,000 | 559 |
| Additional noninterest expense | $1,294,000 | 959 |
| Pre-tax net operating income | $1,305,000 | 1,588 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,305,000 | 1,245 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,305,000 | 1,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 9,015 |
| Cash dividends | $750,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,305,000 | 1,177 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $29,742,000 | 945 |
| Total interest expense | $5,510,000 | 1,641 |
| Net interest income | $24,232,000 | 789 |
| Provision for loan and lease losses | $970,000 | 1,220 |
| Total noninterest income | $6,011,000 | 967 |
| Gross Fiduciary activities income | $1,254,000 | 341 |
| Service charges on deposit accounts | $3,667,000 | 466 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,090,000 | 2,264 |
| Total noninterest expense | $23,372,000 | 699 |
| Salaries and employee benefits | $14,381,000 | 604 |
| Premises and equipment expense | $3,936,000 | 582 |
| Additional noninterest expense | $5,055,000 | 1,009 |
| Pre-tax net operating income | $5,901,000 | 1,399 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $5,908,000 | 1,091 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,908,000 | 1,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,560,000 | 663 |
| Cash dividends | $4,750,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,901,000 | 1,031 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,486,000 | 957 |
| Total interest expense | $4,301,000 | 1,638 |
| Net interest income | $18,185,000 | 801 |
| Provision for loan and lease losses | $700,000 | 1,218 |
| Total noninterest income | $4,862,000 | 952 |
| Gross Fiduciary activities income | $940,000 | 347 |
| Service charges on deposit accounts | $2,675,000 | 489 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,247,000 | 1,760 |
| Total noninterest expense | $16,777,000 | 740 |
| Salaries and employee benefits | $10,253,000 | 639 |
| Premises and equipment expense | $2,833,000 | 613 |
| Additional noninterest expense | $3,691,000 | 1,042 |
| Pre-tax net operating income | $5,570,000 | 1,159 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $5,571,000 | 914 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,571,000 | 914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,289,000 | 592 |
| Cash dividends | $4,500,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,570,000 | 840 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,385,000 | 942 |
| Total interest expense | $3,021,000 | 1,592 |
| Net interest income | $12,364,000 | 786 |
| Provision for loan and lease losses | $250,000 | 2,117 |
| Total noninterest income | $3,143,000 | 969 |
| Gross Fiduciary activities income | $620,000 | 355 |
| Service charges on deposit accounts | $1,762,000 | 492 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $761,000 | 1,857 |
| Total noninterest expense | $11,129,000 | 741 |
| Salaries and employee benefits | $6,669,000 | 659 |
| Premises and equipment expense | $1,896,000 | 611 |
| Additional noninterest expense | $2,564,000 | 985 |
| Pre-tax net operating income | $4,128,000 | 1,049 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $4,129,000 | 819 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,129,000 | 820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,126 |
| Cash dividends | $3,000,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,128,000 | 758 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,814,000 | 943 |
| Total interest expense | $1,538,000 | 1,608 |
| Net interest income | $6,276,000 | 765 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $1,468,000 | 991 |
| Gross Fiduciary activities income | $301,000 | 367 |
| Service charges on deposit accounts | $886,000 | 478 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $281,000 | 2,204 |
| Total noninterest expense | $5,624,000 | 738 |
| Salaries and employee benefits | $3,369,000 | 645 |
| Premises and equipment expense | $937,000 | 618 |
| Additional noninterest expense | $1,318,000 | 937 |
| Pre-tax net operating income | $2,020,000 | 1,075 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $2,021,000 | 837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,021,000 | 836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,321 |
| Cash dividends | $1,500,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,020,000 | 769 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $34,649,000 | 883 |
| Total interest expense | $7,415,000 | 1,531 |
| Net interest income | $27,234,000 | 693 |
| Provision for loan and lease losses | $2,635,000 | 609 |
| Total noninterest income | $5,786,000 | 916 |
| Gross Fiduciary activities income | $1,381,000 | 347 |
| Service charges on deposit accounts | $3,569,000 | 462 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $836,000 | 2,440 |
| Total noninterest expense | $20,904,000 | 765 |
| Salaries and employee benefits | $12,654,000 | 641 |
| Premises and equipment expense | $3,738,000 | 599 |
| Additional noninterest expense | $4,512,000 | 1,097 |
| Pre-tax net operating income | $9,481,000 | 907 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $-24,000 | 8,927 |
| Income before extraordinary items | $9,514,000 | 664 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,514,000 | 666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,758 |
| Cash dividends | $7,800,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,505,000 | 630 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $39,583,000 | 862 |
| Total interest expense | $13,622,000 | 1,183 |
| Net interest income | $25,961,000 | 683 |
| Provision for loan and lease losses | $1,210,000 | 1,075 |
| Total noninterest income | $6,057,000 | 854 |
| Gross Fiduciary activities income | $1,481,000 | 340 |
| Service charges on deposit accounts | $3,712,000 | 407 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $864,000 | 2,265 |
| Total noninterest expense | $19,313,000 | 780 |
| Salaries and employee benefits | $11,619,000 | 654 |
| Premises and equipment expense | $3,336,000 | 650 |
| Additional noninterest expense | $4,358,000 | 1,091 |
| Pre-tax net operating income | $11,495,000 | 674 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $-34,000 | 9,110 |
| Income before extraordinary items | $11,530,000 | 517 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $11,530,000 | 518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,539 |
| Cash dividends | $9,000,000 | 398 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $11,529,000 | 493 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $40,508,000 | 877 |
| Total interest expense | $15,524,000 | 1,124 |
| Net interest income | $24,984,000 | 710 |
| Provision for loan and lease losses | $1,000,000 | 1,061 |
| Total noninterest income | $5,963,000 | 818 |
| Gross Fiduciary activities income | $1,413,000 | 353 |
| Service charges on deposit accounts | $3,635,000 | 375 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $915,000 | 1,965 |
| Total noninterest expense | $17,206,000 | 832 |
| Salaries and employee benefits | $10,256,000 | 691 |
| Premises and equipment expense | $3,017,000 | 692 |
| Additional noninterest expense | $3,933,000 | 1,166 |
| Pre-tax net operating income | $12,741,000 | 627 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $33,000 | 7,548 |
| Income before extraordinary items | $12,708,000 | 469 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $12,708,000 | 471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,089 |
| Cash dividends | $7,000,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $12,708,000 | 469 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $35,617,000 | 940 |
| Total interest expense | $13,322,000 | 1,145 |
| Net interest income | $22,295,000 | 789 |
| Provision for loan and lease losses | $1,200,000 | 831 |
| Total noninterest income | $5,527,000 | 864 |
| Gross Fiduciary activities income | $1,260,000 | 408 |
| Service charges on deposit accounts | $3,358,000 | 410 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $909,000 | 1,994 |
| Total noninterest expense | $16,434,000 | 872 |
| Salaries and employee benefits | $9,171,000 | 760 |
| Premises and equipment expense | $3,269,000 | 655 |
| Additional noninterest expense | $3,994,000 | 1,169 |
| Pre-tax net operating income | $10,188,000 | 809 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $254,000 | 5,162 |
| Income before extraordinary items | $9,934,000 | 629 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,934,000 | 630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,361 |
| Cash dividends | $7,750,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $9,934,000 | 612 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $34,007,000 | 970 |
| Total interest expense | $13,150,000 | 1,180 |
| Net interest income | $20,857,000 | 820 |
| Provision for loan and lease losses | $350,000 | 2,310 |
| Total noninterest income | $5,288,000 | 899 |
| Gross Fiduciary activities income | $1,166,000 | 419 |
| Service charges on deposit accounts | $3,056,000 | 433 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,066,000 | 1,775 |
| Total noninterest expense | $14,429,000 | 951 |
| Salaries and employee benefits | $8,169,000 | 811 |
| Premises and equipment expense | $2,728,000 | 740 |
| Additional noninterest expense | $3,532,000 | 1,260 |
| Pre-tax net operating income | $11,366,000 | 702 |
| Securities gains (losses) | $144,000 | 1,070 |
| Applicable income taxes | $91,000 | 7,671 |
| Income before extraordinary items | $11,419,000 | 515 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $11,419,000 | 515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,244 |
| Cash dividends | $9,000,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $11,276,440 | 496 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $32,210,000 | 1,061 |
| Total interest expense | $12,548,000 | 1,269 |
| Net interest income | $19,662,000 | 908 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $4,927,000 | 938 |
| Gross Fiduciary activities income | $1,095,000 | 440 |
| Service charges on deposit accounts | $2,709,000 | 495 |
| Trading account gains and fees | $-116,000 | 4,490 |
| Additional Noninterest Income | $1,239,000 | 1,516 |
| Total noninterest expense | $13,687,000 | 1,002 |
| Salaries and employee benefits | $7,889,000 | 840 |
| Premises and equipment expense | $2,563,000 | 793 |
| Additional noninterest expense | $3,235,000 | 1,349 |
| Pre-tax net operating income | $10,902,000 | 753 |
| Securities gains (losses) | $157,000 | 811 |
| Applicable income taxes | $86,000 | 8,645 |
| Income before extraordinary items | $10,973,000 | 541 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,973,000 | 541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $9,500,000 | 380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,817,570 | 538 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $31,083,000 | 1,111 |
| Total interest expense | $11,976,000 | 1,347 |
| Net interest income | $19,107,000 | 961 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $4,468,000 | 1,019 |
| Gross Fiduciary activities income | $1,006,000 | 503 |
| Service charges on deposit accounts | $2,331,000 | 588 |
| Trading account gains and fees | $-150,000 | 4,687 |
| Additional Noninterest Income | $1,281,000 | 1,529 |
| Total noninterest expense | $13,026,000 | 1,132 |
| Salaries and employee benefits | $7,573,000 | 901 |
| Premises and equipment expense | $2,576,000 | 845 |
| Additional noninterest expense | $2,877,000 | 1,803 |
| Pre-tax net operating income | $10,549,000 | 755 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $2,145,000 | 1,156 |
| Income before extraordinary items | $8,414,000 | 669 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,414,000 | 669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,538 |
| Cash dividends | $6,000,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,406,000 | 654 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $29,711,000 | 1,171 |
| Total interest expense | $11,067,000 | 1,475 |
| Net interest income | $18,644,000 | 994 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $5,706,000 | 878 |
| Gross Fiduciary activities income | $949,000 | 544 |
| Service charges on deposit accounts | $2,218,000 | 619 |
| Trading account gains and fees | $1,412,000 | 118 |
| Additional Noninterest Income | $1,127,000 | 1,661 |
| Total noninterest expense | $12,779,000 | 1,155 |
| Salaries and employee benefits | $7,327,000 | 933 |
| Premises and equipment expense | $2,161,000 | 990 |
| Additional noninterest expense | $3,291,000 | 1,566 |
| Pre-tax net operating income | $11,571,000 | 736 |
| Securities gains (losses) | $74,000 | 1,086 |
| Applicable income taxes | $2,605,000 | 1,014 |
| Income before extraordinary items | $9,040,000 | 649 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,040,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $6,000,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $8,982,280 | 646 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $29,310,000 | 1,081 |
| Total interest expense | $9,081,000 | 1,432 |
| Net interest income | $20,229,000 | 919 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,463,000 | 1,580 |
| Gross Fiduciary activities income | $991,000 | 527 |
| Service charges on deposit accounts | $2,023,000 | 681 |
| Trading account gains and fees | $-1,499,000 | 4,945 |
| Additional Noninterest Income | $948,000 | 1,902 |
| Total noninterest expense | $12,063,000 | 1,230 |
| Salaries and employee benefits | $7,240,000 | 943 |
| Premises and equipment expense | $1,796,000 | 1,177 |
| Additional noninterest expense | $3,027,000 | 1,794 |
| Pre-tax net operating income | $10,629,000 | 755 |
| Securities gains (losses) | $-24,000 | 10,481 |
| Applicable income taxes | $2,400,000 | 1,036 |
| Income before extraordinary items | $8,205,000 | 673 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,205,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $6,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,223,480 | 675 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $31,049,000 | 1,030 |
| Total interest expense | $10,223,000 | 1,313 |
| Net interest income | $20,826,000 | 893 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $3,941,000 | 1,177 |
| Gross Fiduciary activities income | $1,037,000 | 536 |
| Service charges on deposit accounts | $2,109,000 | 654 |
| Trading account gains and fees | $-35,000 | 5,103 |
| Additional Noninterest Income | $830,000 | 2,336 |
| Total noninterest expense | $11,942,000 | 1,289 |
| Salaries and employee benefits | $6,772,000 | 1,009 |
| Premises and equipment expense | $1,805,000 | 1,182 |
| Additional noninterest expense | $3,365,000 | 1,743 |
| Pre-tax net operating income | $12,825,000 | 568 |
| Securities gains (losses) | $268,000 | 1,407 |
| Applicable income taxes | $3,557,000 | 723 |
| Income before extraordinary items | $9,536,000 | 564 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $9,536,000 | 580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $6,000,000 | 407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $9,340,360 | 531 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $33,990,000 | 1,073 |
| Total interest expense | $13,164,000 | 1,351 |
| Net interest income | $20,826,000 | 908 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $4,205,000 | 1,103 |
| Gross Fiduciary activities income | $920,000 | 570 |
| Service charges on deposit accounts | $2,169,000 | 633 |
| Trading account gains and fees | $83,000 | 280 |
| Additional Noninterest Income | $1,033,000 | 1,950 |
| Total noninterest expense | $11,149,000 | 1,394 |
| Salaries and employee benefits | $6,478,000 | 1,040 |
| Premises and equipment expense | $1,770,000 | 1,238 |
| Additional noninterest expense | $2,901,000 | 2,044 |
| Pre-tax net operating income | $13,882,000 | 464 |
| Securities gains (losses) | $433,000 | 1,207 |
| Applicable income taxes | $3,667,000 | 646 |
| Income before extraordinary items | $10,648,000 | 463 |
| Extraordinary gains, net | $-171,000 | 13,721 |
| Net income | $10,477,000 | 478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $5,000,000 | 382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $10,327,580 | 432 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.