Home > First Independent Bank > Assets and Liabilities
First Independent Bank, Assets and Liabilities
| 2011-12-31 | Rank | |
| # of Employees: | 233 | 623 |
| Assets and Liabilities | ||
| Total Assets: | $780,348,000 | 861 |
| Cash and due from depository institutions | $78,988,000 | 623 |
| Interest-bearing balances | $67,891,000 | 556 |
| Securities | $211,083,000 | 722 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $437,211,000 | 940 |
| Loan loss allowance | $15,960,000 | 504 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $31,788,000 | 327 |
| Other real estate owned | $1,297,000 | 623 |
| Goodwill and other intangibles | $233,000 | 2,317 |
| All other assets | $19,748,000 | 1,065 |
| Life insurance assets | $6,547,000 | 1,070 |
| Total liabilities and capital | $780,348,000 | 861 |
| Total liabilities | $691,439,000 | 862 |
| Total deposits | $679,983,000 | 792 |
| Interest-bearing deposits | $509,566,000 | 882 |
| Deposits held in domestic offices | $679,983,000 | 789 |
| % insured | 89.15% | 4,093 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $11,456,000 | 546 |
| Total equity capital | $88,909,000 | 784 |
| Total bank equity capital | $88,909,000 | 783 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,600,000 | 1,396 |
| Surplus | $85,600,000 | 459 |
| Undivided profits | $709,000 | 5,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $6,405,000 | 1,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $809,000 | 345 |
| Income earned, not collected on loans | $3,674,000 | 701 |
| Earning assets | $716,185,000 | 848 |
| Long-term assets (5+ years) | $236,206,000 | 677 |
| Average Assets, year-to-date | $808,812,400 | 811 |
| Average Assets, quarterly | $786,146,500 | 847 |
| Volatile liabilities | $12,346,000 | 3,059 |
| Insider loans | $248,000 | 5,510 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $101,674,000 | 720 |
| Tier 1 (core) risk-based capital | $95,919,000 | 672 |
| Tier 2 risk-based capital | $7,241,000 | 735 |
| Total risk weighted assets | $570,131,000 | 764 |
| Total unused commitments | $101,674,000 | 720 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 237 | 616 |
| Assets and Liabilities | ||
| Total Assets: | $791,945,000 | 846 |
| Cash and due from depository institutions | $51,704,000 | 616 |
| Interest-bearing balances | $42,514,000 | 999 |
| Securities | $227,153,000 | 651 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $459,309,000 | 889 |
| Loan loss allowance | $14,500,000 | 572 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $32,160,000 | 321 |
| Other real estate owned | $714,000 | 616 |
| Goodwill and other intangibles | $240,000 | 2,315 |
| All other assets | $20,665,000 | 1,043 |
| Life insurance assets | $6,501,000 | 1,068 |
| Total liabilities and capital | $791,945,000 | 846 |
| Total liabilities | $700,364,000 | 852 |
| Total deposits | $690,910,000 | 777 |
| Interest-bearing deposits | $510,975,000 | 894 |
| Deposits held in domestic offices | $690,910,000 | 774 |
| % insured | 90.50% | 3,774 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $9,454,000 | 632 |
| Total equity capital | $91,581,000 | 771 |
| Total bank equity capital | $91,581,000 | 771 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,600,000 | 1,424 |
| Surplus | $85,600,000 | 466 |
| Undivided profits | $3,381,000 | 4,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $6,066,000 | 1,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $792,000 | 361 |
| Income earned, not collected on loans | $4,227,000 | 626 |
| Earning assets | $728,976,000 | 833 |
| Long-term assets (5+ years) | $246,949,000 | 630 |
| Average Assets, year-to-date | $815,928,500 | 809 |
| Average Assets, quarterly | $794,223,500 | 832 |
| Volatile liabilities | $6,855,000 | 4,137 |
| Insider loans | $250,000 | 5,588 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $98,966,000 | 722 |
| Tier 1 (core) risk-based capital | $95,938,000 | 675 |
| Tier 2 risk-based capital | $7,526,000 | 713 |
| Total risk weighted assets | $594,686,000 | 746 |
| Total unused commitments | $98,966,000 | 723 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 237 | 626 |
| Assets and Liabilities | ||
| Total Assets: | $796,502,000 | 839 |
| Cash and due from depository institutions | $33,199,000 | 626 |
| Interest-bearing balances | $21,959,000 | 1,621 |
| Securities | $235,157,000 | 623 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $474,616,000 | 886 |
| Loan loss allowance | $14,710,000 | 582 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $32,314,000 | 327 |
| Other real estate owned | $758,000 | 626 |
| Goodwill and other intangibles | $245,000 | 2,319 |
| All other assets | $20,213,000 | 1,069 |
| Life insurance assets | $6,453,000 | 1,063 |
| Total liabilities and capital | $796,502,000 | 839 |
| Total liabilities | $707,097,000 | 843 |
| Total deposits | $694,872,000 | 769 |
| Interest-bearing deposits | $531,894,000 | 857 |
| Deposits held in domestic offices | $694,872,000 | 765 |
| % insured | 89.05% | 4,407 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $4,000,000 | 3,116 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $8,225,000 | 670 |
| Total equity capital | $89,405,000 | 776 |
| Total bank equity capital | $89,405,000 | 775 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,600,000 | 1,446 |
| Surplus | $85,600,000 | 460 |
| Undivided profits | $1,205,000 | 5,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $8,204,000 | 1,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $811,000 | 357 |
| Income earned, not collected on loans | $3,835,000 | 688 |
| Earning assets | $731,732,000 | 822 |
| Long-term assets (5+ years) | $241,784,000 | 633 |
| Average Assets, year-to-date | $823,923,000 | 810 |
| Average Assets, quarterly | $815,559,000 | 820 |
| Volatile liabilities | $10,268,000 | 3,470 |
| Insider loans | $829,000 | 4,211 |
| FHLB advances | $4,000,000 | 2,991 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $105,910,000 | 679 |
| Tier 1 (core) risk-based capital | $94,555,000 | 675 |
| Tier 2 risk-based capital | $7,719,000 | 706 |
| Total risk weighted assets | $610,153,000 | 730 |
| Total unused commitments | $105,910,000 | 680 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 240 | 617 |
| Assets and Liabilities | ||
| Total Assets: | $834,616,000 | 805 |
| Cash and due from depository institutions | $11,994,000 | 617 |
| Interest-bearing balances | $1,108,000 | 5,587 |
| Securities | $269,708,000 | 547 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $496,452,000 | 849 |
| Loan loss allowance | $17,100,000 | 506 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $33,481,000 | 319 |
| Other real estate owned | $925,000 | 617 |
| Goodwill and other intangibles | $250,000 | 2,314 |
| All other assets | $21,806,000 | 1,015 |
| Life insurance assets | $6,403,000 | 1,062 |
| Total liabilities and capital | $834,617,000 | 805 |
| Total liabilities | $748,117,000 | 800 |
| Total deposits | $705,373,000 | 764 |
| Interest-bearing deposits | $550,670,000 | 848 |
| Deposits held in domestic offices | $705,373,000 | 762 |
| % insured | 88.92% | 4,478 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $34,000,000 | 899 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $8,744,000 | 642 |
| Total equity capital | $86,500,000 | 780 |
| Total bank equity capital | $86,500,000 | 779 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,600,000 | 1,467 |
| Surplus | $85,186,000 | 462 |
| Undivided profits | $-1,286,000 | 6,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $10,358,000 | 1,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $843,000 | 335 |
| Income earned, not collected on loans | $4,505,000 | 584 |
| Earning assets | $767,268,000 | 799 |
| Long-term assets (5+ years) | $250,212,000 | 600 |
| Average Assets, year-to-date | $837,633,500 | 797 |
| Average Assets, quarterly | $837,633,500 | 797 |
| Volatile liabilities | $40,934,000 | 1,303 |
| Insider loans | $834,000 | 4,265 |
| FHLB advances | $34,000,000 | 835 |
| Loans and leases held for sale | $1,225,000 | 701 |
| Unused loan commitments | $109,918,000 | 672 |
| Tier 1 (core) risk-based capital | $91,323,000 | 692 |
| Tier 2 risk-based capital | $8,144,000 | 678 |
| Total risk weighted assets | $642,128,000 | 691 |
| Total unused commitments | $109,918,000 | 673 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 253 | 583 |
| Assets and Liabilities | ||
| Total Assets: | $840,928,000 | 803 |
| Cash and due from depository institutions | $19,144,000 | 583 |
| Interest-bearing balances | $7,234,000 | 3,319 |
| Securities | $250,944,000 | 564 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $508,963,000 | 851 |
| Loan loss allowance | $18,950,000 | 468 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $33,911,000 | 312 |
| Other real estate owned | $6,320,000 | 583 |
| Goodwill and other intangibles | $256,000 | 2,309 |
| All other assets | $21,390,000 | 1,052 |
| Life insurance assets | $6,351,000 | 1,053 |
| Total liabilities and capital | $840,928,000 | 803 |
| Total liabilities | $759,662,000 | 802 |
| Total deposits | $704,626,000 | 758 |
| Interest-bearing deposits | $556,906,000 | 837 |
| Deposits held in domestic offices | $704,626,000 | 756 |
| % insured | 86.37% | 5,170 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $44,145,000 | 778 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $10,891,000 | 554 |
| Total equity capital | $81,266,000 | 818 |
| Total bank equity capital | $81,266,000 | 818 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,600,000 | 1,485 |
| Surplus | $81,937,000 | 476 |
| Undivided profits | $-3,271,000 | 6,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $30,258,000 | 592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,178,000 | 335 |
| Income earned, not collected on loans | $3,820,000 | 727 |
| Earning assets | $767,141,000 | 804 |
| Long-term assets (5+ years) | $230,035,000 | 626 |
| Average Assets, year-to-date | $880,635,200 | 767 |
| Average Assets, quarterly | $862,032,000 | 782 |
| Volatile liabilities | $99,697,000 | 1,358 |
| Insider loans | $4,714,000 | 1,481 |
| FHLB advances | $44,145,000 | 716 |
| Loans and leases held for sale | $20,609,000 | 217 |
| Unused loan commitments | $133,140,000 | 577 |
| Tier 1 (core) risk-based capital | $86,083,000 | 726 |
| Tier 2 risk-based capital | $8,200,000 | 692 |
| Total risk weighted assets | $644,653,000 | 701 |
| Total unused commitments | $133,140,000 | 579 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 267 | 548 |
| Assets and Liabilities | ||
| Total Assets: | $883,136,000 | 772 |
| Cash and due from depository institutions | $50,921,000 | 548 |
| Interest-bearing balances | $37,888,000 | 962 |
| Securities | $194,611,000 | 701 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $568,955,000 | 770 |
| Loan loss allowance | $22,100,000 | 400 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $34,225,000 | 300 |
| Other real estate owned | $11,290,000 | 548 |
| Goodwill and other intangibles | $263,000 | 2,294 |
| All other assets | $22,871,000 | 1,015 |
| Life insurance assets | $6,297,000 | 1,056 |
| Total liabilities and capital | $883,136,000 | 772 |
| Total liabilities | $789,117,000 | 774 |
| Total deposits | $736,988,000 | 731 |
| Interest-bearing deposits | $590,037,000 | 791 |
| Deposits held in domestic offices | $736,988,000 | 727 |
| % insured | 81.02% | 5,936 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $41,500,000 | 882 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $10,629,000 | 600 |
| Total equity capital | $94,019,000 | 732 |
| Total bank equity capital | $94,019,000 | 731 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,600,000 | 1,508 |
| Surplus | $81,897,000 | 468 |
| Undivided profits | $9,522,000 | 3,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $48,311,000 | 391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,116,000 | 339 |
| Income earned, not collected on loans | $4,117,000 | 698 |
| Earning assets | $801,454,000 | 769 |
| Long-term assets (5+ years) | $203,862,000 | 675 |
| Average Assets, year-to-date | $890,562,000 | 756 |
| Average Assets, quarterly | $881,125,000 | 771 |
| Volatile liabilities | $73,554,000 | 1,867 |
| Insider loans | $4,718,000 | 1,503 |
| FHLB advances | $41,500,000 | 812 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $120,044,000 | 631 |
| Tier 1 (core) risk-based capital | $96,775,000 | 646 |
| Tier 2 risk-based capital | $8,844,000 | 643 |
| Total risk weighted assets | $693,769,000 | 651 |
| Total unused commitments | $120,044,000 | 633 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 269 | 533 |
| Assets and Liabilities | ||
| Total Assets: | $879,114,000 | 767 |
| Cash and due from depository institutions | $50,741,000 | 533 |
| Interest-bearing balances | $38,327,000 | 917 |
| Securities | $132,504,000 | 1,000 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $637,062,000 | 675 |
| Loan loss allowance | $25,650,000 | 362 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $34,551,000 | 299 |
| Other real estate owned | $2,151,000 | 533 |
| Goodwill and other intangibles | $267,000 | 2,297 |
| All other assets | $21,838,000 | 1,060 |
| Life insurance assets | $6,244,000 | 1,060 |
| Total liabilities and capital | $879,114,000 | 767 |
| Total liabilities | $785,454,000 | 780 |
| Total deposits | $733,017,000 | 733 |
| Interest-bearing deposits | $575,871,000 | 816 |
| Deposits held in domestic offices | $733,017,000 | 729 |
| % insured | 82.60% | 5,755 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $41,500,000 | 921 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $10,937,000 | 558 |
| Total equity capital | $93,660,000 | 721 |
| Total bank equity capital | $93,660,000 | 720 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,600,000 | 1,528 |
| Surplus | $76,637,000 | 506 |
| Undivided profits | $14,423,000 | 2,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $73,129,000 | 267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,035,000 | 336 |
| Income earned, not collected on loans | $3,492,000 | 822 |
| Earning assets | $807,893,000 | 752 |
| Long-term assets (5+ years) | $165,729,000 | 836 |
| Average Assets, year-to-date | $893,037,330 | 753 |
| Average Assets, quarterly | $882,698,500 | 762 |
| Volatile liabilities | $83,813,000 | 1,704 |
| Insider loans | $4,722,000 | 1,529 |
| FHLB advances | $41,500,000 | 860 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $124,637,000 | 598 |
| Tier 1 (core) risk-based capital | $96,713,000 | 630 |
| Tier 2 risk-based capital | $9,471,000 | 611 |
| Total risk weighted assets | $741,008,000 | 609 |
| Total unused commitments | $124,637,000 | 599 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 273 | 529 |
| Assets and Liabilities | ||
| Total Assets: | $886,283,000 | 780 |
| Cash and due from depository institutions | $29,586,000 | 529 |
| Interest-bearing balances | $16,336,000 | 1,910 |
| Securities | $113,794,000 | 1,182 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $684,778,000 | 648 |
| Loan loss allowance | $25,100,000 | 381 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $34,879,000 | 312 |
| Other real estate owned | $959,000 | 529 |
| Goodwill and other intangibles | $228,000 | 2,382 |
| All other assets | $22,059,000 | 1,080 |
| Life insurance assets | $6,189,000 | 1,068 |
| Total liabilities and capital | $886,283,000 | 780 |
| Total liabilities | $792,346,000 | 783 |
| Total deposits | $739,843,000 | 736 |
| Interest-bearing deposits | $591,902,000 | 798 |
| Deposits held in domestic offices | $739,843,000 | 733 |
| % insured | 83.06% | 5,702 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $41,500,000 | 988 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $11,003,000 | 553 |
| Total equity capital | $93,937,000 | 720 |
| Total bank equity capital | $93,937,000 | 719 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,600,000 | 1,562 |
| Surplus | $76,637,000 | 512 |
| Undivided profits | $14,700,000 | 2,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $62,699,000 | 331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,251,000 | 300 |
| Income earned, not collected on loans | $3,751,000 | 786 |
| Earning assets | $814,908,000 | 765 |
| Long-term assets (5+ years) | $158,045,000 | 878 |
| Average Assets, year-to-date | $899,999,000 | 767 |
| Average Assets, quarterly | $899,999,000 | 767 |
| Volatile liabilities | $91,151,000 | 1,615 |
| Insider loans | $4,721,000 | 1,584 |
| FHLB advances | $41,500,000 | 921 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $144,077,000 | 555 |
| Tier 1 (core) risk-based capital | $97,462,000 | 625 |
| Tier 2 risk-based capital | $10,172,000 | 597 |
| Total risk weighted assets | $798,257,000 | 588 |
| Total unused commitments | $144,077,000 | 555 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 274 | 526 |
| Assets and Liabilities | ||
| Total Assets: | $913,715,000 | 750 |
| Cash and due from depository institutions | $29,936,000 | 526 |
| Interest-bearing balances | $13,654,000 | 1,853 |
| Securities | $101,585,000 | 1,276 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $738,983,000 | 606 |
| Loan loss allowance | $26,150,000 | 369 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $20,464,000 | 565 |
| Other real estate owned | $0 | 526 |
| Goodwill and other intangibles | $234,000 | 2,378 |
| All other assets | $22,513,000 | 1,079 |
| Life insurance assets | $6,135,000 | 1,077 |
| Total liabilities and capital | $913,715,000 | 750 |
| Total liabilities | $827,113,000 | 758 |
| Total deposits | $771,880,000 | 714 |
| Interest-bearing deposits | $610,867,000 | 766 |
| Deposits held in domestic offices | $771,880,000 | 711 |
| % insured | 81.80% | 5,992 |
| Federal funds purchased & repurchase agreements | $1,165,000 | 2,156 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $41,500,000 | 1,058 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $12,568,000 | 509 |
| Total equity capital | $86,602,000 | 756 |
| Total bank equity capital | $86,602,000 | 755 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,600,000 | 1,591 |
| Surplus | $53,962,000 | 662 |
| Undivided profits | $30,040,000 | 1,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $76,118,000 | 284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $435,000 | 542 |
| Income earned, not collected on loans | $3,664,000 | 851 |
| Earning assets | $854,222,000 | 718 |
| Long-term assets (5+ years) | $152,055,000 | 921 |
| Average Assets, year-to-date | $938,326,400 | 717 |
| Average Assets, quarterly | $912,329,000 | 754 |
| Volatile liabilities | $101,347,000 | 1,481 |
| Insider loans | $904,000 | 4,443 |
| FHLB advances | $41,500,000 | 984 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $149,940,000 | 551 |
| Tier 1 (core) risk-based capital | $90,075,000 | 673 |
| Tier 2 risk-based capital | $10,640,000 | 584 |
| Total risk weighted assets | $835,234,000 | 583 |
| Total unused commitments | $149,940,000 | 551 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 279 | 524 |
| Assets and Liabilities | ||
| Total Assets: | $910,943,000 | 767 |
| Cash and due from depository institutions | $14,833,000 | 524 |
| Interest-bearing balances | $165,000 | 6,159 |
| Securities | $99,314,000 | 1,283 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $758,112,000 | 611 |
| Loan loss allowance | $22,700,000 | 419 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $21,382,000 | 539 |
| Other real estate owned | $148,000 | 524 |
| Goodwill and other intangibles | $238,000 | 2,412 |
| All other assets | $16,916,000 | 1,216 |
| Life insurance assets | $6,081,000 | 1,079 |
| Total liabilities and capital | $910,943,000 | 767 |
| Total liabilities | $822,769,000 | 764 |
| Total deposits | $739,196,000 | 740 |
| Interest-bearing deposits | $578,698,000 | 826 |
| Deposits held in domestic offices | $739,196,000 | 737 |
| % insured | 81.92% | 6,163 |
| Federal funds purchased & repurchase agreements | $3,309,000 | 1,711 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $68,700,000 | 723 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $11,564,000 | 589 |
| Total equity capital | $88,174,000 | 761 |
| Total bank equity capital | $88,174,000 | 760 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,600,000 | 1,618 |
| Surplus | $41,562,000 | 815 |
| Undivided profits | $44,012,000 | 762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $65,128,000 | 329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $278,000 | 648 |
| Income earned, not collected on loans | $4,014,000 | 809 |
| Earning assets | $857,591,000 | 737 |
| Long-term assets (5+ years) | $136,027,000 | 1,030 |
| Average Assets, year-to-date | $944,479,250 | 723 |
| Average Assets, quarterly | $913,561,500 | 758 |
| Volatile liabilities | $127,320,000 | 1,206 |
| Insider loans | $908,000 | 4,437 |
| FHLB advances | $41,500,000 | 1,047 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $181,459,000 | 500 |
| Tier 1 (core) risk-based capital | $90,450,000 | 680 |
| Tier 2 risk-based capital | $11,034,000 | 577 |
| Total risk weighted assets | $870,616,000 | 575 |
| Total unused commitments | $181,459,000 | 501 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 280 | 534 |
| Assets and Liabilities | ||
| Total Assets: | $916,180,000 | 779 |
| Cash and due from depository institutions | $16,116,000 | 534 |
| Interest-bearing balances | $155,000 | 6,076 |
| Securities | $100,146,000 | 1,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $772,054,000 | 614 |
| Loan loss allowance | $20,100,000 | 449 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,293,000 | 1,389 |
| Other real estate owned | $0 | 534 |
| Goodwill and other intangibles | $243,000 | 2,416 |
| All other assets | $18,328,000 | 1,175 |
| Life insurance assets | $6,666,000 | 987 |
| Total liabilities and capital | $916,180,000 | 779 |
| Total liabilities | $837,952,000 | 766 |
| Total deposits | $771,446,000 | 717 |
| Interest-bearing deposits | $615,315,000 | 784 |
| Deposits held in domestic offices | $771,446,000 | 715 |
| % insured | 70.55% | 5,949 |
| Federal funds purchased & repurchase agreements | $4,163,000 | 1,606 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $49,100,000 | 1,024 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $13,243,000 | 540 |
| Total equity capital | $78,228,000 | 862 |
| Total bank equity capital | $78,228,000 | 859 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,600,000 | 1,642 |
| Surplus | $28,525,000 | 1,186 |
| Undivided profits | $47,103,000 | 696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $38,440,000 | 494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $341,000 | 569 |
| Income earned, not collected on loans | $3,959,000 | 823 |
| Earning assets | $872,355,000 | 730 |
| Long-term assets (5+ years) | $135,243,000 | 1,017 |
| Average Assets, year-to-date | $955,658,000 | 729 |
| Average Assets, quarterly | $942,329,500 | 748 |
| Volatile liabilities | $118,635,000 | 1,293 |
| Insider loans | $911,000 | 4,479 |
| FHLB advances | $49,100,000 | 943 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $182,906,000 | 511 |
| Tier 1 (core) risk-based capital | $80,377,000 | 771 |
| Tier 2 risk-based capital | $11,171,000 | 586 |
| Total risk weighted assets | $884,234,000 | 587 |
| Total unused commitments | $182,906,000 | 512 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 282 | 528 |
| Assets and Liabilities | ||
| Total Assets: | $968,479,000 | 728 |
| Cash and due from depository institutions | $13,578,000 | 528 |
| Interest-bearing balances | $46,000 | 6,525 |
| Securities | $98,928,000 | 1,253 |
| Federal funds sold & reverse repurchase agreements | $6,135,000 | 1,920 |
| Net loans & leases | $819,877,000 | 595 |
| Loan loss allowance | $21,900,000 | 394 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,801,000 | 1,325 |
| Other real estate owned | $0 | 528 |
| Goodwill and other intangibles | $223,000 | 2,458 |
| All other assets | $19,937,000 | 1,073 |
| Life insurance assets | $6,608,000 | 995 |
| Total liabilities and capital | $968,479,000 | 728 |
| Total liabilities | $889,930,000 | 715 |
| Total deposits | $766,435,000 | 710 |
| Interest-bearing deposits | $615,312,000 | 771 |
| Deposits held in domestic offices | $766,435,000 | 709 |
| % insured | 70.70% | 5,969 |
| Federal funds purchased & repurchase agreements | $7,217,000 | 1,306 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $103,330,000 | 580 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $12,948,000 | 551 |
| Total equity capital | $78,549,000 | 846 |
| Total bank equity capital | $78,549,000 | 846 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,600,000 | 1,654 |
| Surplus | $29,191,000 | 1,155 |
| Undivided profits | $46,758,000 | 714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $38,852,000 | 437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $281,000 | 569 |
| Income earned, not collected on loans | $4,535,000 | 706 |
| Earning assets | $924,986,000 | 693 |
| Long-term assets (5+ years) | $99,101,000 | 1,338 |
| Average Assets, year-to-date | $975,397,000 | 712 |
| Average Assets, quarterly | $975,397,000 | 712 |
| Volatile liabilities | $174,103,000 | 901 |
| Insider loans | $30,158,000 | 184 |
| FHLB advances | $74,600,000 | 680 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $211,580,000 | 486 |
| Tier 1 (core) risk-based capital | $80,551,000 | 763 |
| Tier 2 risk-based capital | $11,960,000 | 552 |
| Total risk weighted assets | $946,197,000 | 562 |
| Total unused commitments | $211,580,000 | 487 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 289 | 518 |
| Assets and Liabilities | ||
| Total Assets: | $982,315,000 | 701 |
| Cash and due from depository institutions | $23,538,000 | 518 |
| Interest-bearing balances | $17,000 | 6,647 |
| Securities | $100,866,000 | 1,215 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $828,764,000 | 589 |
| Loan loss allowance | $32,112,000 | 273 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,611,000 | 1,222 |
| Other real estate owned | $0 | 518 |
| Goodwill and other intangibles | $228,000 | 2,448 |
| All other assets | $18,308,000 | 1,170 |
| Life insurance assets | $6,551,000 | 997 |
| Total liabilities and capital | $982,315,000 | 701 |
| Total liabilities | $903,018,000 | 686 |
| Total deposits | $800,306,000 | 645 |
| Interest-bearing deposits | $636,883,000 | 714 |
| Deposits held in domestic offices | $800,306,000 | 643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,082,000 | 1,445 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $83,990,000 | 754 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $11,640,000 | 606 |
| Total equity capital | $79,297,000 | 833 |
| Total bank equity capital | $79,297,000 | 833 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,600,000 | 1,655 |
| Surplus | $29,191,000 | 1,123 |
| Undivided profits | $47,506,000 | 701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,702,000 | 324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,214,000 | 804 |
| Earning assets | $929,647,000 | 662 |
| Long-term assets (5+ years) | $91,818,000 | 1,409 |
| Average Assets, year-to-date | $950,488,400 | 699 |
| Average Assets, quarterly | $992,713,000 | 683 |
| Volatile liabilities | $102,387,000 | 1,494 |
| Insider loans | $30,219,000 | 184 |
| FHLB advances | $55,260,000 | 975 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $250,264,000 | 452 |
| Tier 1 (core) risk-based capital | $81,964,000 | 726 |
| Tier 2 risk-based capital | $12,143,000 | 532 |
| Total risk weighted assets | $950,784,000 | 549 |
| Total unused commitments | $250,264,000 | 452 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 301 | 509 |
| Assets and Liabilities | ||
| Total Assets: | $1,003,111,000 | 677 |
| Cash and due from depository institutions | $17,080,000 | 509 |
| Interest-bearing balances | $13,000 | 6,375 |
| Securities | $106,543,000 | 1,120 |
| Federal funds sold & reverse repurchase agreements | $6,735,000 | 1,774 |
| Net loans & leases | $839,878,000 | 587 |
| Loan loss allowance | $17,543,000 | 410 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,997,000 | 1,167 |
| Other real estate owned | $0 | 509 |
| Goodwill and other intangibles | $232,000 | 2,491 |
| All other assets | $21,646,000 | 971 |
| Life insurance assets | $6,469,000 | 1,003 |
| Total liabilities and capital | $1,003,111,000 | 677 |
| Total liabilities | $904,963,000 | 679 |
| Total deposits | $773,547,000 | 657 |
| Interest-bearing deposits | $623,253,000 | 716 |
| Deposits held in domestic offices | $773,547,000 | 656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,264,000 | 998 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $107,447,000 | 604 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,705,000 | 733 |
| Total equity capital | $98,148,000 | 694 |
| Total bank equity capital | $98,148,000 | 694 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,600,000 | 1,666 |
| Surplus | $28,553,000 | 1,116 |
| Undivided profits | $66,995,000 | 510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,796,000 | 605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,284,000 | 834 |
| Earning assets | $953,169,000 | 644 |
| Long-term assets (5+ years) | $105,538,000 | 1,218 |
| Average Assets, year-to-date | $942,531,750 | 708 |
| Average Assets, quarterly | $980,396,500 | 686 |
| Volatile liabilities | $133,179,000 | 1,124 |
| Insider loans | $2,782,000 | 2,589 |
| FHLB advances | $107,447,000 | 547 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $312,067,000 | 415 |
| Tier 1 (core) risk-based capital | $97,891,000 | 630 |
| Tier 2 risk-based capital | $12,621,000 | 507 |
| Total risk weighted assets | $1,004,123,000 | 530 |
| Total unused commitments | $312,067,000 | 415 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 323 | 470 |
| Assets and Liabilities | ||
| Total Assets: | $957,682,000 | 709 |
| Cash and due from depository institutions | $24,772,000 | 470 |
| Interest-bearing balances | $21,000 | 6,164 |
| Securities | $98,992,000 | 1,225 |
| Federal funds sold & reverse repurchase agreements | $7,900,000 | 1,529 |
| Net loans & leases | $797,870,000 | 606 |
| Loan loss allowance | $9,671,000 | 660 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,710,000 | 1,183 |
| Other real estate owned | $0 | 470 |
| Goodwill and other intangibles | $237,000 | 2,509 |
| All other assets | $17,201,000 | 1,163 |
| Life insurance assets | $6,414,000 | 1,011 |
| Total liabilities and capital | $957,682,000 | 709 |
| Total liabilities | $859,626,000 | 713 |
| Total deposits | $684,404,000 | 747 |
| Interest-bearing deposits | $523,197,000 | 855 |
| Deposits held in domestic offices | $684,404,000 | 744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $77,856,000 | 372 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $88,500,000 | 730 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $8,866,000 | 731 |
| Total equity capital | $98,056,000 | 708 |
| Total bank equity capital | $98,056,000 | 708 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,600,000 | 1,670 |
| Surplus | $22,400,000 | 1,345 |
| Undivided profits | $73,056,000 | 462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,110,000 | 424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,774,000 | 948 |
| Earning assets | $904,783,000 | 674 |
| Long-term assets (5+ years) | $101,012,000 | 1,252 |
| Average Assets, year-to-date | $922,338,670 | 720 |
| Average Assets, quarterly | $925,829,000 | 729 |
| Volatile liabilities | $174,060,000 | 879 |
| Insider loans | $2,816,000 | 2,536 |
| FHLB advances | $88,500,000 | 665 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $345,085,000 | 397 |
| Tier 1 (core) risk-based capital | $97,931,000 | 628 |
| Tier 2 risk-based capital | $10,140,000 | 597 |
| Total risk weighted assets | $979,072,000 | 544 |
| Total unused commitments | $345,085,000 | 397 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 314 | 479 |
| Assets and Liabilities | ||
| Total Assets: | $893,976,000 | 759 |
| Cash and due from depository institutions | $19,193,000 | 479 |
| Interest-bearing balances | $11,000 | 6,362 |
| Securities | $108,879,000 | 1,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $736,285,000 | 647 |
| Loan loss allowance | $10,081,000 | 576 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $10,678,000 | 1,183 |
| Other real estate owned | $1,016,000 | 479 |
| Goodwill and other intangibles | $141,000 | 2,740 |
| All other assets | $17,784,000 | 1,106 |
| Life insurance assets | $6,804,000 | 951 |
| Total liabilities and capital | $893,976,000 | 759 |
| Total liabilities | $793,334,000 | 763 |
| Total deposits | $672,063,000 | 764 |
| Interest-bearing deposits | $517,861,000 | 868 |
| Deposits held in domestic offices | $672,063,000 | 760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,635,000 | 587 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $77,310,000 | 753 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,326,000 | 890 |
| Total equity capital | $100,642,000 | 701 |
| Total bank equity capital | $100,642,000 | 701 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,600,000 | 1,668 |
| Surplus | $22,400,000 | 1,331 |
| Undivided profits | $75,642,000 | 475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,234,000 | 467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,298,000 | 837 |
| Earning assets | $845,175,000 | 729 |
| Long-term assets (5+ years) | $98,172,000 | 1,234 |
| Average Assets, year-to-date | $904,667,000 | 739 |
| Average Assets, quarterly | $904,667,000 | 739 |
| Volatile liabilities | $168,406,000 | 886 |
| Insider loans | $2,879,000 | 2,438 |
| FHLB advances | $41,500,000 | 1,162 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $355,760,000 | 401 |
| Tier 1 (core) risk-based capital | $99,567,000 | 619 |
| Tier 2 risk-based capital | $10,388,000 | 559 |
| Total risk weighted assets | $917,447,000 | 561 |
| Total unused commitments | $355,760,000 | 402 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 328 | 467 |
| Assets and Liabilities | ||
| Total Assets: | $915,358,000 | 737 |
| Cash and due from depository institutions | $20,813,000 | 467 |
| Interest-bearing balances | $564,000 | 3,041 |
| Securities | $165,767,000 | 713 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $697,377,000 | 691 |
| Loan loss allowance | $10,057,000 | 560 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,642,000 | 1,189 |
| Other real estate owned | $2,737,000 | 467 |
| Goodwill and other intangibles | $143,000 | 2,737 |
| All other assets | $17,879,000 | 1,090 |
| Life insurance assets | $6,749,000 | 946 |
| Total liabilities and capital | $915,358,000 | 737 |
| Total liabilities | $815,718,000 | 740 |
| Total deposits | $686,837,000 | 739 |
| Interest-bearing deposits | $520,606,000 | 857 |
| Deposits held in domestic offices | $686,837,000 | 735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,312,000 | 847 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $99,572,000 | 566 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,997,000 | 825 |
| Total equity capital | $99,640,000 | 710 |
| Total bank equity capital | $99,640,000 | 710 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,600,000 | 1,658 |
| Surplus | $22,400,000 | 1,312 |
| Undivided profits | $74,640,000 | 491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,777,000 | 453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,359,000 | 719 |
| Earning assets | $863,708,000 | 711 |
| Long-term assets (5+ years) | $134,370,000 | 880 |
| Average Assets, year-to-date | $923,912,400 | 698 |
| Average Assets, quarterly | $922,431,000 | 724 |
| Volatile liabilities | $80,108,000 | 1,751 |
| Insider loans | $2,957,000 | 2,371 |
| FHLB advances | $54,500,000 | 880 |
| Loans and leases held for sale | $2,616,000 | 561 |
| Unused loan commitments | $355,881,000 | 409 |
| Tier 1 (core) risk-based capital | $98,918,000 | 630 |
| Tier 2 risk-based capital | $10,364,000 | 551 |
| Total risk weighted assets | $875,862,000 | 596 |
| Total unused commitments | $355,881,000 | 409 |
| Derivatives | $100,000,000 | 178 |
| 2007-09-30 | Rank | |
| # of Employees: | 358 | 430 |
| Assets and Liabilities | ||
| Total Assets: | $929,504,000 | 707 |
| Cash and due from depository institutions | $17,246,000 | 430 |
| Interest-bearing balances | $824,000 | 2,588 |
| Securities | $214,484,000 | 589 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $664,533,000 | 702 |
| Loan loss allowance | $8,853,000 | 615 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $10,578,000 | 1,175 |
| Other real estate owned | $3,648,000 | 430 |
| Goodwill and other intangibles | $799,000 | 1,848 |
| All other assets | $18,216,000 | 1,047 |
| Life insurance assets | $6,686,000 | 928 |
| Total liabilities and capital | $929,504,000 | 707 |
| Total liabilities | $829,148,000 | 708 |
| Total deposits | $751,538,000 | 664 |
| Interest-bearing deposits | $591,848,000 | 751 |
| Deposits held in domestic offices | $751,538,000 | 661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,425,000 | 861 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $49,500,000 | 942 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $8,685,000 | 758 |
| Total equity capital | $100,356,000 | 691 |
| Total bank equity capital | $100,356,000 | 691 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,600,000 | 1,636 |
| Surplus | $22,400,000 | 1,281 |
| Undivided profits | $75,356,000 | 493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,012,000 | 527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $6,545,000 | 615 |
| Earning assets | $879,841,000 | 682 |
| Long-term assets (5+ years) | $125,176,000 | 922 |
| Average Assets, year-to-date | $926,051,000 | 693 |
| Average Assets, quarterly | $929,967,500 | 701 |
| Volatile liabilities | $131,350,000 | 1,076 |
| Insider loans | $2,958,000 | 2,343 |
| FHLB advances | $49,500,000 | 870 |
| Loans and leases held for sale | $2,919,000 | 488 |
| Unused loan commitments | $376,060,000 | 396 |
| Tier 1 (core) risk-based capital | $99,571,000 | 617 |
| Tier 2 risk-based capital | $9,160,000 | 607 |
| Total risk weighted assets | $858,606,000 | 586 |
| Total unused commitments | $376,060,000 | 396 |
| Derivatives | $60,000,000 | 232 |
| 2007-06-30 | Rank | |
| # of Employees: | 365 | 436 |
| Assets and Liabilities | ||
| Total Assets: | $930,431,000 | 712 |
| Cash and due from depository institutions | $20,624,000 | 436 |
| Interest-bearing balances | $434,000 | 3,208 |
| Securities | $214,654,000 | 581 |
| Federal funds sold & reverse repurchase agreements | $14,065,000 | 1,127 |
| Net loans & leases | $652,825,000 | 715 |
| Loan loss allowance | $8,798,000 | 614 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,236,000 | 1,093 |
| Other real estate owned | $0 | 436 |
| Goodwill and other intangibles | $801,000 | 1,866 |
| All other assets | $16,226,000 | 1,165 |
| Life insurance assets | $6,625,000 | 930 |
| Total liabilities and capital | $930,431,000 | 712 |
| Total liabilities | $831,995,000 | 716 |
| Total deposits | $800,157,000 | 638 |
| Interest-bearing deposits | $634,661,000 | 707 |
| Deposits held in domestic offices | $800,157,000 | 636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,557,000 | 1,080 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,500,000 | 2,322 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,781,000 | 825 |
| Total equity capital | $98,436,000 | 700 |
| Total bank equity capital | $98,436,000 | 700 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,600,000 | 1,627 |
| Surplus | $22,400,000 | 1,287 |
| Undivided profits | $73,436,000 | 504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,223,000 | 386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,880,000 | 651 |
| Earning assets | $881,978,000 | 689 |
| Long-term assets (5+ years) | $115,051,000 | 982 |
| Average Assets, year-to-date | $924,900,000 | 707 |
| Average Assets, quarterly | $919,512,500 | 717 |
| Volatile liabilities | $73,526,000 | 1,846 |
| Insider loans | $3,026,000 | 2,299 |
| FHLB advances | $1,500,000 | 4,378 |
| Loans and leases held for sale | $1,394,000 | 859 |
| Unused loan commitments | $356,457,000 | 419 |
| Tier 1 (core) risk-based capital | $97,938,000 | 632 |
| Tier 2 risk-based capital | $9,105,000 | 618 |
| Total risk weighted assets | $856,201,000 | 590 |
| Total unused commitments | $356,457,000 | 419 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 364 | 440 |
| Assets and Liabilities | ||
| Total Assets: | $908,594,000 | 719 |
| Cash and due from depository institutions | $18,733,000 | 440 |
| Interest-bearing balances | $355,000 | 3,463 |
| Securities | $218,011,000 | 580 |
| Federal funds sold & reverse repurchase agreements | $2,475,000 | 4,703 |
| Net loans & leases | $641,695,000 | 706 |
| Loan loss allowance | $8,998,000 | 590 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,779,000 | 1,005 |
| Other real estate owned | $0 | 440 |
| Goodwill and other intangibles | $654,000 | 1,991 |
| All other assets | $15,247,000 | 1,189 |
| Life insurance assets | $6,571,000 | 918 |
| Total liabilities and capital | $908,594,000 | 719 |
| Total liabilities | $811,723,000 | 720 |
| Total deposits | $763,980,000 | 666 |
| Interest-bearing deposits | $613,982,000 | 717 |
| Deposits held in domestic offices | $763,980,000 | 664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,344,000 | 913 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $26,000,000 | 1,359 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,399,000 | 940 |
| Total equity capital | $96,871,000 | 703 |
| Total bank equity capital | $96,871,000 | 703 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,600,000 | 1,612 |
| Surplus | $22,400,000 | 1,269 |
| Undivided profits | $71,871,000 | 517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,732,000 | 546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $6,527,000 | 575 |
| Earning assets | $862,536,000 | 694 |
| Long-term assets (5+ years) | $112,213,000 | 986 |
| Average Assets, year-to-date | $922,134,500 | 702 |
| Average Assets, quarterly | $922,134,500 | 702 |
| Volatile liabilities | $88,513,000 | 1,532 |
| Insider loans | $3,090,000 | 2,224 |
| FHLB advances | $14,000,000 | 1,930 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $419,265,000 | 381 |
| Tier 1 (core) risk-based capital | $96,342,000 | 636 |
| Tier 2 risk-based capital | $9,185,000 | 602 |
| Total risk weighted assets | $829,969,000 | 592 |
| Total unused commitments | $419,265,000 | 381 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 412 | 391 |
| Assets and Liabilities | ||
| Total Assets: | $935,675,000 | 696 |
| Cash and due from depository institutions | $28,542,000 | 391 |
| Interest-bearing balances | $673,000 | 2,869 |
| Securities | $222,113,000 | 567 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $654,997,000 | 693 |
| Loan loss allowance | $8,989,000 | 580 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $12,604,000 | 888 |
| Other real estate owned | $0 | 391 |
| Goodwill and other intangibles | $654,000 | 1,985 |
| All other assets | $16,765,000 | 1,093 |
| Life insurance assets | $6,518,000 | 896 |
| Total liabilities and capital | $935,675,000 | 696 |
| Total liabilities | $840,827,000 | 691 |
| Total deposits | $739,289,000 | 676 |
| Interest-bearing deposits | $577,133,000 | 749 |
| Deposits held in domestic offices | $739,289,000 | 674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,008,000 | 448 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,800,000 | 1,093 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $7,730,000 | 818 |
| Total equity capital | $94,848,000 | 702 |
| Total bank equity capital | $94,848,000 | 702 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,600,000 | 1,603 |
| Surplus | $22,400,000 | 1,246 |
| Undivided profits | $69,848,000 | 517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,096,000 | 468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $6,134,000 | 618 |
| Earning assets | $877,783,000 | 673 |
| Long-term assets (5+ years) | $118,427,000 | 924 |
| Average Assets, year-to-date | $868,338,200 | 712 |
| Average Assets, quarterly | $926,917,000 | 688 |
| Volatile liabilities | $241,946,000 | 682 |
| Insider loans | $3,176,000 | 2,149 |
| FHLB advances | $24,800,000 | 1,404 |
| Loans and leases held for sale | $15,638,000 | 196 |
| Unused loan commitments | $358,407,000 | 404 |
| Tier 1 (core) risk-based capital | $94,374,000 | 642 |
| Tier 2 risk-based capital | $9,176,000 | 595 |
| Total risk weighted assets | $825,666,000 | 595 |
| Total unused commitments | $358,407,000 | 404 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 426 | 384 |
| Assets and Liabilities | ||
| Total Assets: | $918,159,000 | 698 |
| Cash and due from depository institutions | $25,054,000 | 384 |
| Interest-bearing balances | $323,000 | 3,525 |
| Securities | $233,698,000 | 550 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $623,777,000 | 724 |
| Loan loss allowance | $8,462,000 | 619 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,288,000 | 910 |
| Other real estate owned | $0 | 384 |
| Goodwill and other intangibles | $4,685,000 | 907 |
| All other assets | $18,657,000 | 1,004 |
| Life insurance assets | $9,056,000 | 633 |
| Total liabilities and capital | $918,159,000 | 698 |
| Total liabilities | $818,283,000 | 699 |
| Total deposits | $689,461,000 | 721 |
| Interest-bearing deposits | $634,363,000 | 678 |
| Deposits held in domestic offices | $689,461,000 | 719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,375,000 | 349 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $34,850,000 | 1,213 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,597,000 | 897 |
| Total equity capital | $99,876,000 | 662 |
| Total bank equity capital | $99,876,000 | 662 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,600,000 | 1,596 |
| Surplus | $22,400,000 | 1,243 |
| Undivided profits | $74,876,000 | 482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,261,000 | 422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,187,000 | 614 |
| Earning assets | $857,798,000 | 686 |
| Long-term assets (5+ years) | $122,956,000 | 889 |
| Average Assets, year-to-date | $851,504,000 | 740 |
| Average Assets, quarterly | $892,041,000 | 719 |
| Volatile liabilities | $174,651,000 | 913 |
| Insider loans | $3,271,000 | 2,053 |
| FHLB advances | $20,850,000 | 1,622 |
| Loans and leases held for sale | $26,564,000 | 142 |
| Unused loan commitments | $439,869,000 | 373 |
| Tier 1 (core) risk-based capital | $95,446,000 | 633 |
| Tier 2 risk-based capital | $8,621,000 | 642 |
| Total risk weighted assets | $832,404,000 | 594 |
| Total unused commitments | $439,869,000 | 373 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 421 | 385 |
| Assets and Liabilities | ||
| Total Assets: | $865,923,000 | 745 |
| Cash and due from depository institutions | $38,291,000 | 385 |
| Interest-bearing balances | $180,000 | 4,217 |
| Securities | $235,853,000 | 552 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $556,008,000 | 793 |
| Loan loss allowance | $7,987,000 | 639 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,945,000 | 930 |
| Other real estate owned | $0 | 385 |
| Goodwill and other intangibles | $4,685,000 | 891 |
| All other assets | $19,141,000 | 968 |
| Life insurance assets | $8,999,000 | 629 |
| Total liabilities and capital | $865,923,000 | 745 |
| Total liabilities | $767,164,000 | 747 |
| Total deposits | $680,892,000 | 713 |
| Interest-bearing deposits | $620,360,000 | 674 |
| Deposits held in domestic offices | $680,892,000 | 711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,142,000 | 476 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $29,302,000 | 1,388 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,828,000 | 933 |
| Total equity capital | $98,759,000 | 651 |
| Total bank equity capital | $98,759,000 | 651 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,600,000 | 1,591 |
| Surplus | $22,400,000 | 1,218 |
| Undivided profits | $73,759,000 | 470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,544,000 | 1,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,160,000 | 657 |
| Earning assets | $792,041,000 | 739 |
| Long-term assets (5+ years) | $114,779,000 | 929 |
| Average Assets, year-to-date | $829,285,670 | 758 |
| Average Assets, quarterly | $834,934,500 | 761 |
| Volatile liabilities | $130,281,000 | 1,160 |
| Insider loans | $3,363,000 | 1,981 |
| FHLB advances | $13,300,000 | 2,164 |
| Loans and leases held for sale | $21,637,000 | 168 |
| Unused loan commitments | $436,869,000 | 366 |
| Tier 1 (core) risk-based capital | $94,730,000 | 627 |
| Tier 2 risk-based capital | $7,987,000 | 668 |
| Total risk weighted assets | $766,793,000 | 634 |
| Total unused commitments | $436,869,000 | 366 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 434 | 372 |
| Assets and Liabilities | ||
| Total Assets: | $803,946,000 | 779 |
| Cash and due from depository institutions | $24,410,000 | 372 |
| Interest-bearing balances | $304,000 | 3,717 |
| Securities | $240,171,000 | 552 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $505,215,000 | 846 |
| Loan loss allowance | $7,622,000 | 656 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,815,000 | 1,025 |
| Other real estate owned | $0 | 372 |
| Goodwill and other intangibles | $4,685,000 | 869 |
| All other assets | $18,650,000 | 958 |
| Life insurance assets | $8,943,000 | 611 |
| Total liabilities and capital | $803,946,000 | 779 |
| Total liabilities | $705,823,000 | 804 |
| Total deposits | $656,966,000 | 728 |
| Interest-bearing deposits | $600,673,000 | 690 |
| Deposits held in domestic offices | $656,966,000 | 726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,443,000 | 1,017 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,954,000 | 1,253 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,460,000 | 1,141 |
| Total equity capital | $98,123,000 | 647 |
| Total bank equity capital | $98,123,000 | 647 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,600,000 | 1,579 |
| Surplus | $22,400,000 | 1,181 |
| Undivided profits | $73,123,000 | 470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,571,000 | 1,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,262,000 | 613 |
| Earning assets | $745,690,000 | 767 |
| Long-term assets (5+ years) | $119,348,000 | 881 |
| Average Assets, year-to-date | $810,967,000 | 763 |
| Average Assets, quarterly | $810,967,000 | 763 |
| Volatile liabilities | $96,407,000 | 1,457 |
| Insider loans | $3,452,000 | 1,888 |
| FHLB advances | $13,950,000 | 2,042 |
| Loans and leases held for sale | $12,579,000 | 215 |
| Unused loan commitments | $412,894,000 | 371 |
| Tier 1 (core) risk-based capital | $93,887,000 | 623 |
| Tier 2 risk-based capital | $7,755,000 | 662 |
| Total risk weighted assets | $701,695,000 | 667 |
| Total unused commitments | $412,894,000 | 372 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 420 | 379 |
| Assets and Liabilities | ||
| Total Assets: | $817,988,000 | 757 |
| Cash and due from depository institutions | $38,364,000 | 379 |
| Interest-bearing balances | $182,000 | 4,385 |
| Securities | $242,032,000 | 556 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $505,627,000 | 831 |
| Loan loss allowance | $7,418,000 | 662 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,645,000 | 1,020 |
| Other real estate owned | $0 | 379 |
| Goodwill and other intangibles | $4,075,000 | 930 |
| All other assets | $17,245,000 | 1,018 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $817,988,000 | 757 |
| Total liabilities | $720,734,000 | 778 |
| Total deposits | $659,955,000 | 709 |
| Interest-bearing deposits | $488,680,000 | 830 |
| Deposits held in domestic offices | $659,955,000 | 707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,186,000 | 775 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,509,000 | 1,188 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,084,000 | 998 |
| Total equity capital | $97,254,000 | 641 |
| Total bank equity capital | $97,254,000 | 641 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,600,000 | 1,566 |
| Surplus | $22,400,000 | 1,152 |
| Undivided profits | $72,254,000 | 477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,742,000 | 1,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $4,400,000 | 732 |
| Earning assets | $747,841,000 | 756 |
| Long-term assets (5+ years) | $124,278,000 | 830 |
| Average Assets, year-to-date | $760,733,400 | 768 |
| Average Assets, quarterly | $819,313,500 | 747 |
| Volatile liabilities | $109,987,000 | 1,258 |
| Insider loans | $3,546,000 | 1,835 |
| FHLB advances | $15,500,000 | 1,938 |
| Loans and leases held for sale | $15,953,000 | 199 |
| Unused loan commitments | $347,604,000 | 411 |
| Tier 1 (core) risk-based capital | $93,552,000 | 607 |
| Tier 2 risk-based capital | $7,418,000 | 685 |
| Total risk weighted assets | $699,691,000 | 655 |
| Total unused commitments | $347,604,000 | 411 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 416 | 381 |
| Assets and Liabilities | ||
| Total Assets: | $820,639,000 | 736 |
| Cash and due from depository institutions | $41,161,000 | 381 |
| Interest-bearing balances | $367,000 | 3,756 |
| Securities | $260,419,000 | 517 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $486,297,000 | 849 |
| Loan loss allowance | $6,644,000 | 732 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,593,000 | 1,003 |
| Other real estate owned | $159,000 | 381 |
| Goodwill and other intangibles | $4,081,000 | 899 |
| All other assets | $17,929,000 | 954 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $820,639,000 | 736 |
| Total liabilities | $723,752,000 | 750 |
| Total deposits | $621,906,000 | 731 |
| Interest-bearing deposits | $464,539,000 | 849 |
| Deposits held in domestic offices | $621,906,000 | 729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $77,617,000 | 340 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $20,217,000 | 1,764 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,012,000 | 1,200 |
| Total equity capital | $96,887,000 | 634 |
| Total bank equity capital | $96,887,000 | 634 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,600,000 | 1,537 |
| Surplus | $22,400,000 | 1,119 |
| Undivided profits | $71,887,000 | 476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,103,000 | 1,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,761,000 | 645 |
| Earning assets | $747,083,000 | 743 |
| Long-term assets (5+ years) | $139,723,000 | 738 |
| Average Assets, year-to-date | $746,419,750 | 778 |
| Average Assets, quarterly | $785,055,500 | 761 |
| Volatile liabilities | $136,129,000 | 1,014 |
| Insider loans | $3,491,000 | 1,844 |
| FHLB advances | $20,200,000 | 1,656 |
| Loans and leases held for sale | $39,813,000 | 133 |
| Unused loan commitments | $271,846,000 | 469 |
| Tier 1 (core) risk-based capital | $92,886,000 | 599 |
| Tier 2 risk-based capital | $6,644,000 | 738 |
| Total risk weighted assets | $649,269,000 | 688 |
| Total unused commitments | $271,846,000 | 469 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 435 | 359 |
| Assets and Liabilities | ||
| Total Assets: | $749,472,000 | 788 |
| Cash and due from depository institutions | $36,065,000 | 359 |
| Interest-bearing balances | $273,000 | 4,007 |
| Securities | $267,460,000 | 509 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $414,838,000 | 962 |
| Loan loss allowance | $5,853,000 | 831 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,167,000 | 907 |
| Other real estate owned | $0 | 359 |
| Goodwill and other intangibles | $4,099,000 | 891 |
| All other assets | $15,843,000 | 1,044 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $749,472,000 | 788 |
| Total liabilities | $652,757,000 | 814 |
| Total deposits | $604,195,000 | 731 |
| Interest-bearing deposits | $456,738,000 | 836 |
| Deposits held in domestic offices | $604,195,000 | 730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,673,000 | 546 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,530,000 | 2,751 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,359,000 | 1,299 |
| Total equity capital | $96,715,000 | 625 |
| Total bank equity capital | $96,715,000 | 625 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,600,000 | 1,517 |
| Surplus | $22,400,000 | 1,092 |
| Undivided profits | $71,715,000 | 471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,968,000 | 1,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,670,000 | 753 |
| Earning assets | $682,571,000 | 787 |
| Long-term assets (5+ years) | $149,744,000 | 677 |
| Average Assets, year-to-date | $721,680,000 | 797 |
| Average Assets, quarterly | $730,275,500 | 797 |
| Volatile liabilities | $80,994,000 | 1,528 |
| Insider loans | $3,484,000 | 1,799 |
| FHLB advances | $9,500,000 | 2,628 |
| Loans and leases held for sale | $36,938,000 | 132 |
| Unused loan commitments | $255,906,000 | 478 |
| Tier 1 (core) risk-based capital | $92,520,000 | 585 |
| Tier 2 risk-based capital | $5,853,000 | 816 |
| Total risk weighted assets | $559,575,000 | 765 |
| Total unused commitments | $255,906,000 | 478 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 311 | 494 |
| Assets and Liabilities | ||
| Total Assets: | $711,079,000 | 820 |
| Cash and due from depository institutions | $50,174,000 | 494 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $270,456,000 | 506 |
| Federal funds sold & reverse repurchase agreements | $5,180,000 | 2,265 |
| Net loans & leases | $353,111,000 | 1,110 |
| Loan loss allowance | $5,473,000 | 880 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,548,000 | 951 |
| Other real estate owned | $0 | 494 |
| Goodwill and other intangibles | $1,043,000 | 1,623 |
| All other assets | $20,567,000 | 807 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $711,079,000 | 820 |
| Total liabilities | $615,776,000 | 843 |
| Total deposits | $608,403,000 | 720 |
| Interest-bearing deposits | $453,550,000 | 828 |
| Deposits held in domestic offices | $608,403,000 | 718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,248,000 | 1,535 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,125,000 | 1,874 |
| Total equity capital | $95,303,000 | 620 |
| Total bank equity capital | $95,303,000 | 620 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,600,000 | 1,517 |
| Surplus | $22,400,000 | 1,056 |
| Undivided profits | $70,303,000 | 461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,154,000 | 1,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,955,000 | 677 |
| Earning assets | $628,747,000 | 846 |
| Long-term assets (5+ years) | $152,813,000 | 678 |
| Average Assets, year-to-date | $707,784,000 | 815 |
| Average Assets, quarterly | $707,784,000 | 815 |
| Volatile liabilities | $37,768,000 | 2,698 |
| Insider loans | $2,049,000 | 2,700 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $25,299,000 | 152 |
| Unused loan commitments | $217,339,000 | 525 |
| Tier 1 (core) risk-based capital | $94,375,000 | 578 |
| Tier 2 risk-based capital | $5,473,000 | 856 |
| Total risk weighted assets | $512,360,000 | 799 |
| Total unused commitments | $217,339,000 | 525 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 312 | 497 |
| Assets and Liabilities | ||
| Total Assets: | $704,489,000 | 820 |
| Cash and due from depository institutions | $50,411,000 | 497 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $257,025,000 | 542 |
| Federal funds sold & reverse repurchase agreements | $54,585,000 | 231 |
| Net loans & leases | $311,109,000 | 1,254 |
| Loan loss allowance | $5,268,000 | 910 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,471,000 | 949 |
| Other real estate owned | $0 | 497 |
| Goodwill and other intangibles | $1,043,000 | 1,612 |
| All other assets | $19,845,000 | 813 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $704,489,000 | 820 |
| Total liabilities | $608,491,000 | 853 |
| Total deposits | $598,685,000 | 736 |
| Interest-bearing deposits | $445,302,000 | 839 |
| Deposits held in domestic offices | $598,685,000 | 733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,607,000 | 1,662 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,853,000 | 4,295 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,346,000 | 1,686 |
| Total equity capital | $95,998,000 | 618 |
| Total bank equity capital | $95,998,000 | 618 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,600,000 | 1,498 |
| Surplus | $22,400,000 | 1,044 |
| Undivided profits | $70,998,000 | 464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,225,000 | 1,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,112,000 | 871 |
| Earning assets | $622,719,000 | 850 |
| Long-term assets (5+ years) | $149,424,000 | 701 |
| Average Assets, year-to-date | $693,404,200 | 797 |
| Average Assets, quarterly | $700,640,500 | 815 |
| Volatile liabilities | $33,113,000 | 2,941 |
| Insider loans | $2,128,000 | 2,630 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $15,421,000 | 205 |
| Unused loan commitments | $349,281,000 | 375 |
| Tier 1 (core) risk-based capital | $94,516,000 | 571 |
| Tier 2 risk-based capital | $5,268,000 | 886 |
| Total risk weighted assets | $455,760,000 | 898 |
| Total unused commitments | $349,281,000 | 375 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 319 | 487 |
| Assets and Liabilities | ||
| Total Assets: | $696,792,000 | 816 |
| Cash and due from depository institutions | $53,391,000 | 487 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $270,608,000 | 515 |
| Federal funds sold & reverse repurchase agreements | $7,035,000 | 1,593 |
| Net loans & leases | $340,752,000 | 1,115 |
| Loan loss allowance | $5,363,000 | 885 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,299,000 | 1,054 |
| Other real estate owned | $0 | 487 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $15,707,000 | 988 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $696,792,000 | 816 |
| Total liabilities | $599,245,000 | 849 |
| Total deposits | $589,888,000 | 735 |
| Interest-bearing deposits | $455,863,000 | 812 |
| Deposits held in domestic offices | $589,888,000 | 730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,579,000 | 1,709 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,853,000 | 4,308 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,925,000 | 1,973 |
| Total equity capital | $97,547,000 | 605 |
| Total bank equity capital | $97,547,000 | 605 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,600,000 | 1,490 |
| Surplus | $22,400,000 | 1,016 |
| Undivided profits | $72,547,000 | 453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,432,000 | 1,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,833,000 | 696 |
| Earning assets | $618,395,000 | 839 |
| Long-term assets (5+ years) | $159,960,000 | 671 |
| Average Assets, year-to-date | $690,633,000 | 807 |
| Average Assets, quarterly | $687,331,000 | 819 |
| Volatile liabilities | $34,575,000 | 2,792 |
| Insider loans | $2,258,000 | 2,479 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $22,596,000 | 170 |
| Unused loan commitments | $179,538,000 | 584 |
| Tier 1 (core) risk-based capital | $96,760,000 | 554 |
| Tier 2 risk-based capital | $5,363,000 | 857 |
| Total risk weighted assets | $472,468,000 | 852 |
| Total unused commitments | $179,538,000 | 585 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 319 | 476 |
| Assets and Liabilities | ||
| Total Assets: | $677,870,000 | 823 |
| Cash and due from depository institutions | $55,072,000 | 476 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $268,477,000 | 525 |
| Federal funds sold & reverse repurchase agreements | $15,015,000 | 707 |
| Net loans & leases | $317,337,000 | 1,166 |
| Loan loss allowance | $6,411,000 | 731 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,627,000 | 1,123 |
| Other real estate owned | $0 | 476 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $13,342,000 | 1,166 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $677,870,000 | 823 |
| Total liabilities | $583,755,000 | 859 |
| Total deposits | $576,432,000 | 753 |
| Interest-bearing deposits | $438,703,000 | 832 |
| Deposits held in domestic offices | $576,432,000 | 749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,896,000 | 2,103 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,853,000 | 4,265 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,574,000 | 2,121 |
| Total equity capital | $94,115,000 | 588 |
| Total bank equity capital | $94,115,000 | 588 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,600,000 | 1,490 |
| Surplus | $22,400,000 | 993 |
| Undivided profits | $69,115,000 | 449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,140,000 | 501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,960,000 | 880 |
| Earning assets | $600,829,000 | 846 |
| Long-term assets (5+ years) | $165,909,000 | 650 |
| Average Assets, year-to-date | $688,580,000 | 808 |
| Average Assets, quarterly | $690,443,000 | 808 |
| Volatile liabilities | $33,860,000 | 2,766 |
| Insider loans | $2,149,000 | 2,547 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $24,209,000 | 164 |
| Unused loan commitments | $156,026,000 | 640 |
| Tier 1 (core) risk-based capital | $93,769,000 | 553 |
| Tier 2 risk-based capital | $5,399,000 | 847 |
| Total risk weighted assets | $430,943,000 | 910 |
| Total unused commitments | $156,026,000 | 640 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 316 | 488 |
| Assets and Liabilities | ||
| Total Assets: | $703,016,000 | 803 |
| Cash and due from depository institutions | $51,949,000 | 488 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $250,102,000 | 567 |
| Federal funds sold & reverse repurchase agreements | $65,780,000 | 226 |
| Net loans & leases | $313,155,000 | 1,154 |
| Loan loss allowance | $6,263,000 | 755 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,418,000 | 1,137 |
| Other real estate owned | $0 | 488 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $13,612,000 | 1,077 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $703,016,000 | 803 |
| Total liabilities | $609,587,000 | 819 |
| Total deposits | $600,078,000 | 716 |
| Interest-bearing deposits | $457,545,000 | 820 |
| Deposits held in domestic offices | $600,078,000 | 712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,989,000 | 1,663 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,749,000 | 4,120 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,771,000 | 1,518 |
| Total equity capital | $93,429,000 | 607 |
| Total bank equity capital | $93,429,000 | 607 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,600,000 | 1,482 |
| Surplus | $22,400,000 | 979 |
| Undivided profits | $68,429,000 | 471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,451,000 | 494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,401,000 | 743 |
| Earning assets | $629,037,000 | 824 |
| Long-term assets (5+ years) | $144,452,000 | 747 |
| Average Assets, year-to-date | $693,935,000 | 806 |
| Average Assets, quarterly | $693,935,000 | 806 |
| Volatile liabilities | $34,693,000 | 2,648 |
| Insider loans | $2,227,000 | 2,422 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $27,313,000 | 153 |
| Unused loan commitments | $133,124,000 | 695 |
| Tier 1 (core) risk-based capital | $92,207,000 | 557 |
| Tier 2 risk-based capital | $5,222,000 | 868 |
| Total risk weighted assets | $416,684,000 | 923 |
| Total unused commitments | $133,124,000 | 696 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 318 | 495 |
| Assets and Liabilities | ||
| Total Assets: | $684,854,000 | 827 |
| Cash and due from depository institutions | $61,279,000 | 495 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $263,160,000 | 557 |
| Federal funds sold & reverse repurchase agreements | $47,245,000 | 264 |
| Net loans & leases | $291,025,000 | 1,218 |
| Loan loss allowance | $5,667,000 | 825 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,318,000 | 1,141 |
| Other real estate owned | $0 | 495 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $13,827,000 | 1,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $684,854,000 | 827 |
| Total liabilities | $592,164,000 | 842 |
| Total deposits | $582,449,000 | 733 |
| Interest-bearing deposits | $450,465,000 | 822 |
| Deposits held in domestic offices | $582,449,000 | 730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,760 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,749,000 | 4,139 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,966,000 | 1,378 |
| Total equity capital | $92,690,000 | 603 |
| Total bank equity capital | $92,690,000 | 603 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,600,000 | 1,487 |
| Surplus | $22,400,000 | 958 |
| Undivided profits | $67,690,000 | 459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,320,000 | 499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,937,000 | 908 |
| Earning assets | $601,430,000 | 847 |
| Long-term assets (5+ years) | $151,927,000 | 717 |
| Average Assets, year-to-date | $670,525,400 | 807 |
| Average Assets, quarterly | $687,066,000 | 812 |
| Volatile liabilities | $35,670,000 | 2,586 |
| Insider loans | $2,279,000 | 2,357 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $11,709,000 | 232 |
| Unused loan commitments | $85,323,000 | 952 |
| Tier 1 (core) risk-based capital | $91,652,000 | 548 |
| Tier 2 risk-based capital | $5,071,000 | 894 |
| Total risk weighted assets | $405,057,000 | 945 |
| Total unused commitments | $85,323,000 | 953 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 313 | 507 |
| Assets and Liabilities | ||
| Total Assets: | $689,278,000 | 825 |
| Cash and due from depository institutions | $75,828,000 | 507 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $236,149,000 | 595 |
| Federal funds sold & reverse repurchase agreements | $63,200,000 | 253 |
| Net loans & leases | $291,147,000 | 1,219 |
| Loan loss allowance | $5,668,000 | 848 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,599,000 | 1,092 |
| Other real estate owned | $283,000 | 507 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $14,072,000 | 1,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $689,278,000 | 825 |
| Total liabilities | $596,428,000 | 855 |
| Total deposits | $587,810,000 | 736 |
| Interest-bearing deposits | $458,717,000 | 834 |
| Deposits held in domestic offices | $587,810,000 | 733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,239,000 | 1,845 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,749,000 | 4,102 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,630,000 | 1,574 |
| Total equity capital | $92,850,000 | 618 |
| Total bank equity capital | $92,850,000 | 618 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,600,000 | 1,487 |
| Surplus | $22,400,000 | 958 |
| Undivided profits | $67,850,000 | 469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,685,000 | 441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,200,000 | 839 |
| Earning assets | $590,496,000 | 883 |
| Long-term assets (5+ years) | $138,480,000 | 802 |
| Average Assets, year-to-date | $666,943,250 | 832 |
| Average Assets, quarterly | $675,219,500 | 837 |
| Volatile liabilities | $35,984,000 | 2,505 |
| Insider loans | $2,313,000 | 2,289 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $11,938,000 | 309 |
| Unused loan commitments | $79,604,000 | 1,028 |
| Tier 1 (core) risk-based capital | $91,565,000 | 560 |
| Tier 2 risk-based capital | $5,070,000 | 893 |
| Total risk weighted assets | $405,039,000 | 943 |
| Total unused commitments | $79,604,000 | 1,029 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 325 | 497 |
| Assets and Liabilities | ||
| Total Assets: | $661,161,000 | 854 |
| Cash and due from depository institutions | $49,186,000 | 497 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $212,897,000 | 646 |
| Federal funds sold & reverse repurchase agreements | $63,155,000 | 266 |
| Net loans & leases | $314,570,000 | 1,123 |
| Loan loss allowance | $6,165,000 | 763 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,426,000 | 1,088 |
| Other real estate owned | $283,000 | 497 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $12,644,000 | 1,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $661,161,000 | 854 |
| Total liabilities | $567,760,000 | 883 |
| Total deposits | $559,709,000 | 778 |
| Interest-bearing deposits | $437,261,000 | 858 |
| Deposits held in domestic offices | $559,709,000 | 775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,171,000 | 1,789 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,749,000 | 4,047 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,131,000 | 1,905 |
| Total equity capital | $93,401,000 | 612 |
| Total bank equity capital | $93,401,000 | 612 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,600,000 | 1,481 |
| Surplus | $22,400,000 | 935 |
| Undivided profits | $68,401,000 | 465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,166,000 | 1,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,656,000 | 1,022 |
| Earning assets | $590,622,000 | 873 |
| Long-term assets (5+ years) | $128,288,000 | 817 |
| Average Assets, year-to-date | $659,498,330 | 838 |
| Average Assets, quarterly | $659,585,000 | 846 |
| Volatile liabilities | $37,080,000 | 2,396 |
| Insider loans | $2,338,000 | 2,282 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $38,941,000 | 189 |
| Unused loan commitments | $68,565,000 | 1,122 |
| Tier 1 (core) risk-based capital | $91,624,000 | 551 |
| Tier 2 risk-based capital | $4,987,000 | 870 |
| Total risk weighted assets | $397,768,000 | 942 |
| Total unused commitments | $68,565,000 | 1,130 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 318 | 502 |
| Assets and Liabilities | ||
| Total Assets: | $658,009,000 | 844 |
| Cash and due from depository institutions | $47,111,000 | 502 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $249,327,000 | 555 |
| Federal funds sold & reverse repurchase agreements | $66,100,000 | 256 |
| Net loans & leases | $279,007,000 | 1,248 |
| Loan loss allowance | $6,236,000 | 761 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,305,000 | 1,093 |
| Other real estate owned | $283,000 | 502 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,876,000 | 1,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $658,009,000 | 844 |
| Total liabilities | $565,449,000 | 875 |
| Total deposits | $558,282,000 | 765 |
| Interest-bearing deposits | $432,798,000 | 857 |
| Deposits held in domestic offices | $558,282,000 | 762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,588,000 | 1,810 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,607,000 | 4,010 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,972,000 | 2,067 |
| Total equity capital | $92,560,000 | 605 |
| Total bank equity capital | $92,560,000 | 605 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,600,000 | 1,485 |
| Surplus | $22,400,000 | 923 |
| Undivided profits | $67,560,000 | 454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,103,000 | 484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,462,000 | 775 |
| Earning assets | $594,434,000 | 854 |
| Long-term assets (5+ years) | $144,644,000 | 697 |
| Average Assets, year-to-date | $658,667,000 | 831 |
| Average Assets, quarterly | $658,667,000 | 831 |
| Volatile liabilities | $35,777,000 | 2,446 |
| Insider loans | $3,327,000 | 1,638 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $56,523,000 | 1,260 |
| Tier 1 (core) risk-based capital | $91,015,000 | 542 |
| Tier 2 risk-based capital | $4,597,000 | 927 |
| Total risk weighted assets | $366,128,000 | 999 |
| Total unused commitments | $56,523,000 | 1,270 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 316 | 507 |
| Assets and Liabilities | ||
| Total Assets: | $659,325,000 | 824 |
| Cash and due from depository institutions | $37,726,000 | 507 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $252,652,000 | 532 |
| Federal funds sold & reverse repurchase agreements | $73,045,000 | 225 |
| Net loans & leases | $280,036,000 | 1,227 |
| Loan loss allowance | $6,257,000 | 735 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,024,000 | 1,122 |
| Other real estate owned | $283,000 | 507 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $7,559,000 | 1,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $659,325,000 | 824 |
| Total liabilities | $567,120,000 | 851 |
| Total deposits | $560,584,000 | 735 |
| Interest-bearing deposits | $433,598,000 | 835 |
| Deposits held in domestic offices | $560,584,000 | 732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,982,000 | 2,076 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,607,000 | 4,069 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,947,000 | 2,070 |
| Total equity capital | $92,205,000 | 594 |
| Total bank equity capital | $92,205,000 | 594 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,600,000 | 1,476 |
| Surplus | $22,400,000 | 906 |
| Undivided profits | $67,205,000 | 450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,297,000 | 532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,042,000 | 914 |
| Earning assets | $605,733,000 | 816 |
| Long-term assets (5+ years) | $146,359,000 | 679 |
| Average Assets, year-to-date | $646,560,800 | 788 |
| Average Assets, quarterly | $650,297,000 | 820 |
| Volatile liabilities | $36,062,000 | 2,418 |
| Insider loans | $2,432,000 | 2,138 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $50,141,000 | 1,340 |
| Tier 1 (core) risk-based capital | $90,495,000 | 539 |
| Tier 2 risk-based capital | $4,559,000 | 909 |
| Total risk weighted assets | $363,045,000 | 983 |
| Total unused commitments | $50,141,000 | 1,343 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 321 | 497 |
| Assets and Liabilities | ||
| Total Assets: | $643,678,000 | 810 |
| Cash and due from depository institutions | $33,206,000 | 497 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $207,414,000 | 589 |
| Federal funds sold & reverse repurchase agreements | $93,040,000 | 199 |
| Net loans & leases | $294,128,000 | 1,129 |
| Loan loss allowance | $3,858,000 | 1,089 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $8,007,000 | 1,070 |
| Other real estate owned | $539,000 | 497 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $7,344,000 | 1,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $643,678,000 | 810 |
| Total liabilities | $554,011,000 | 837 |
| Total deposits | $547,196,000 | 716 |
| Interest-bearing deposits | $433,631,000 | 787 |
| Deposits held in domestic offices | $547,196,000 | 711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,269,000 | 2,485 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,474,000 | 3,923 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,072,000 | 1,426 |
| Total equity capital | $89,667,000 | 566 |
| Total bank equity capital | $89,667,000 | 566 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,600,000 | 1,473 |
| Surplus | $22,400,000 | 876 |
| Undivided profits | $64,667,000 | 429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,833,000 | 472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,289,000 | 931 |
| Earning assets | $594,582,000 | 795 |
| Long-term assets (5+ years) | $199,256,000 | 530 |
| Average Assets, year-to-date | $634,550,400 | 782 |
| Average Assets, quarterly | $639,256,000 | 806 |
| Volatile liabilities | $40,258,000 | 2,119 |
| Insider loans | $2,451,000 | 1,999 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,031,000 | 1,168 |
| Unused loan commitments | $55,105,000 | 1,176 |
| Tier 1 (core) risk-based capital | $88,780,000 | 527 |
| Tier 2 risk-based capital | $3,858,000 | 1,019 |
| Total risk weighted assets | $362,720,000 | 952 |
| Total unused commitments | $55,105,000 | 1,181 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 309 | 504 |
| Assets and Liabilities | ||
| Total Assets: | $613,369,000 | 820 |
| Cash and due from depository institutions | $34,965,000 | 504 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $237,301,000 | 498 |
| Federal funds sold & reverse repurchase agreements | $64,990,000 | 217 |
| Net loans & leases | $254,292,000 | 1,249 |
| Loan loss allowance | $2,784,000 | 1,394 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,459,000 | 1,317 |
| Other real estate owned | $0 | 504 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $15,362,000 | 709 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $613,369,000 | 820 |
| Total liabilities | $524,610,000 | 857 |
| Total deposits | $518,606,000 | 741 |
| Interest-bearing deposits | $417,634,000 | 803 |
| Deposits held in domestic offices | $518,606,000 | 737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,381,000 | 2,544 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,337,000 | 3,829 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,286,000 | 1,855 |
| Total equity capital | $88,759,000 | 558 |
| Total bank equity capital | $88,759,000 | 558 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,600,000 | 1,478 |
| Surplus | $22,400,000 | 859 |
| Undivided profits | $63,759,000 | 412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,350,000 | 1,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,556,000 | 1,660 |
| Earning assets | $556,583,000 | 825 |
| Long-term assets (5+ years) | $201,645,000 | 496 |
| Average Assets, year-to-date | $591,100,200 | 813 |
| Average Assets, quarterly | $601,719,000 | 823 |
| Volatile liabilities | $46,534,000 | 1,878 |
| Insider loans | $1,832,000 | 2,495 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $50,616,000 | 1,160 |
| Tier 1 (core) risk-based capital | $88,053,000 | 522 |
| Tier 2 risk-based capital | $2,784,000 | 1,318 |
| Total risk weighted assets | $332,666,000 | 990 |
| Total unused commitments | $50,616,000 | 1,162 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 300 | 569 |
| Assets and Liabilities | ||
| Total Assets: | $578,050,000 | 856 |
| Cash and due from depository institutions | $22,544,000 | 569 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $271,940,000 | 475 |
| Federal funds sold & reverse repurchase agreements | $51,920,000 | 233 |
| Net loans & leases | $211,655,000 | 1,439 |
| Loan loss allowance | $1,858,000 | 1,977 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,332,000 | 1,589 |
| Other real estate owned | $0 | 569 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $14,659,000 | 741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $578,050,000 | 856 |
| Total liabilities | $496,031,000 | 902 |
| Total deposits | $490,487,000 | 753 |
| Interest-bearing deposits | $394,297,000 | 821 |
| Deposits held in domestic offices | $490,487,000 | 750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,362,000 | 2,829 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,195,000 | 3,803 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,987,000 | 1,883 |
| Total equity capital | $82,019,000 | 581 |
| Total bank equity capital | $82,019,000 | 581 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,600,000 | 1,479 |
| Surplus | $22,400,000 | 853 |
| Undivided profits | $57,019,000 | 440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 8,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,025,000 | 2,195 |
| Earning assets | $535,515,000 | 852 |
| Long-term assets (5+ years) | $178,644,000 | 596 |
| Average Assets, year-to-date | $561,185,000 | 843 |
| Average Assets, quarterly | $576,749,500 | 848 |
| Volatile liabilities | $31,372,000 | 2,462 |
| Insider loans | $1,737,000 | 2,492 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $55,840,000 | 1,103 |
| Tier 1 (core) risk-based capital | $82,345,000 | 548 |
| Tier 2 risk-based capital | $1,858,000 | 1,824 |
| Total risk weighted assets | $284,814,500 | 1,112 |
| Total unused commitments | $55,840,000 | 1,106 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 283 | 605 |
| Assets and Liabilities | ||
| Total Assets: | $551,219,000 | 859 |
| Cash and due from depository institutions | $25,845,000 | 605 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $261,241,000 | 492 |
| Federal funds sold & reverse repurchase agreements | $62,330,000 | 271 |
| Net loans & leases | $183,026,000 | 1,536 |
| Loan loss allowance | $1,091,000 | 3,097 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,425,000 | 1,477 |
| Other real estate owned | $0 | 605 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $13,352,000 | 722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $551,219,000 | 859 |
| Total liabilities | $469,246,000 | 908 |
| Total deposits | $459,339,000 | 804 |
| Interest-bearing deposits | $366,124,000 | 861 |
| Deposits held in domestic offices | $459,339,000 | 800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,722,000 | 1,335 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,054,000 | 3,203 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,131,000 | 1,887 |
| Total equity capital | $81,973,000 | 586 |
| Total bank equity capital | $81,973,000 | 586 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,600,000 | 1,429 |
| Surplus | $22,400,000 | 797 |
| Undivided profits | $56,973,000 | 452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 7,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $905,000 | 2,475 |
| Earning assets | $506,597,000 | 864 |
| Long-term assets (5+ years) | $159,181,000 | 594 |
| Average Assets, year-to-date | $519,201,600 | 878 |
| Average Assets, quarterly | $539,580,000 | 868 |
| Volatile liabilities | $32,703,000 | 2,007 |
| Insider loans | $587,000 | 4,872 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $31,864,000 | 1,584 |
| Tier 1 (core) risk-based capital | $80,161,000 | 551 |
| Tier 2 risk-based capital | $1,091,000 | 2,820 |
| Total risk weighted assets | $247,029,600 | 1,173 |
| Total unused commitments | $31,864,000 | 1,587 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 259 | 679 |
| Assets and Liabilities | ||
| Total Assets: | $496,704,000 | 961 |
| Cash and due from depository institutions | $19,926,000 | 679 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $285,290,000 | 462 |
| Federal funds sold & reverse repurchase agreements | $17,975,000 | 741 |
| Net loans & leases | $155,568,000 | 1,825 |
| Loan loss allowance | $867,000 | 3,811 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,822,000 | 1,648 |
| Other real estate owned | $0 | 679 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $13,123,000 | 701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $496,704,000 | 961 |
| Total liabilities | $418,134,000 | 1,029 |
| Total deposits | $412,442,000 | 924 |
| Interest-bearing deposits | $331,261,000 | 983 |
| Deposits held in domestic offices | $412,442,000 | 919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,378,000 | 2,452 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,994,000 | 2,949 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,320,000 | 1,795 |
| Total equity capital | $78,570,000 | 607 |
| Total bank equity capital | $78,570,000 | 607 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,600,000 | 1,412 |
| Surplus | $22,400,000 | 798 |
| Undivided profits | $53,570,000 | 465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 6,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $822,000 | 2,812 |
| Earning assets | $458,833,000 | 955 |
| Long-term assets (5+ years) | $136,751,000 | 581 |
| Average Assets, year-to-date | $489,111,000 | 934 |
| Average Assets, quarterly | $496,204,000 | 954 |
| Volatile liabilities | $24,540,000 | 2,509 |
| Insider loans | $415,000 | 5,891 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $30,346,000 | 1,562 |
| Tier 1 (core) risk-based capital | $77,740,000 | 572 |
| Tier 2 risk-based capital | $867,000 | 3,339 |
| Total risk weighted assets | $207,371,400 | 1,366 |
| Total unused commitments | $30,346,000 | 1,565 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 252 | 741 |
| Assets and Liabilities | ||
| Total Assets: | $483,589,000 | 1,013 |
| Cash and due from depository institutions | $19,708,000 | 741 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $258,503,000 | 518 |
| Federal funds sold & reverse repurchase agreements | $23,465,000 | 562 |
| Net loans & leases | $157,428,000 | 1,836 |
| Loan loss allowance | $881,000 | 3,915 |
| Trading account assets | $6,808,000 | 106 |
| Bank premises and fixed assets | $5,168,000 | 1,530 |
| Other real estate owned | $0 | 741 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $12,509,000 | 759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $483,589,000 | 1,013 |
| Total liabilities | $407,312,000 | 1,089 |
| Total deposits | $401,598,000 | 979 |
| Interest-bearing deposits | $325,324,000 | 1,038 |
| Deposits held in domestic offices | $401,598,000 | 972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,252,000 | 2,612 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,344,000 | 2,528 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,118,000 | 1,936 |
| Total equity capital | $76,277,000 | 642 |
| Total bank equity capital | $76,277,000 | 642 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,600,000 | 1,474 |
| Surplus | $22,400,000 | 842 |
| Undivided profits | $51,277,000 | 507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 7,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $842,000 | 2,704 |
| Earning assets | $446,204,000 | 1,009 |
| Long-term assets (5+ years) | $98,198,000 | 733 |
| Average Assets, year-to-date | $471,644,000 | 1,000 |
| Average Assets, quarterly | $480,230,000 | 1,007 |
| Volatile liabilities | $21,912,000 | 2,704 |
| Insider loans | $455,000 | 5,753 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $42,361,000 | 1,201 |
| Tier 1 (core) risk-based capital | $76,264,000 | 605 |
| Tier 2 risk-based capital | $881,000 | 3,363 |
| Total risk weighted assets | $204,265,400 | 1,398 |
| Total unused commitments | $42,361,000 | 1,206 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 260 | 746 |
| Assets and Liabilities | ||
| Total Assets: | $463,098,000 | 1,057 |
| Cash and due from depository institutions | $14,829,000 | 746 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $257,530,000 | 550 |
| Federal funds sold & reverse repurchase agreements | $30,070,000 | 518 |
| Net loans & leases | $143,979,000 | 1,967 |
| Loan loss allowance | $1,004,000 | 3,525 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,460,000 | 1,427 |
| Other real estate owned | $0 | 746 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $11,230,000 | 867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $463,098,000 | 1,057 |
| Total liabilities | $388,823,000 | 1,146 |
| Total deposits | $384,056,000 | 1,039 |
| Interest-bearing deposits | $313,309,000 | 1,085 |
| Deposits held in domestic offices | $384,056,000 | 1,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,679,000 | 2,157 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,088,000 | 2,030 |
| Total equity capital | $74,275,000 | 674 |
| Total bank equity capital | $74,275,000 | 674 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,600,000 | 1,506 |
| Surplus | $22,400,000 | 844 |
| Undivided profits | $49,275,000 | 544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 8,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $787,000 | 2,983 |
| Earning assets | $431,579,000 | 1,054 |
| Long-term assets (5+ years) | $107,617,000 | 647 |
| Average Assets, year-to-date | $450,421,800 | 1,052 |
| Average Assets, quarterly | $456,202,500 | 1,067 |
| Volatile liabilities | $18,771,000 | 2,761 |
| Insider loans | $556,000 | 5,355 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,110,000 | 2,417 |
| Tier 1 (core) risk-based capital | $73,854,000 | 643 |
| Tier 2 risk-based capital | $1,004,000 | 2,896 |
| Total risk weighted assets | $185,452,400 | 1,535 |
| Total unused commitments | $15,110,000 | 2,430 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 238 | 830 |
| Assets and Liabilities | ||
| Total Assets: | $444,734,000 | 1,074 |
| Cash and due from depository institutions | $17,401,000 | 830 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $278,397,000 | 537 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $126,002,000 | 2,175 |
| Loan loss allowance | $1,031,000 | 3,484 |
| Trading account assets | $8,035,000 | 114 |
| Bank premises and fixed assets | $4,920,000 | 1,506 |
| Other real estate owned | $512,000 | 830 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $9,467,000 | 1,024 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $444,734,000 | 1,074 |
| Total liabilities | $377,349,000 | 1,150 |
| Total deposits | $373,612,000 | 1,028 |
| Interest-bearing deposits | $302,982,000 | 1,092 |
| Deposits held in domestic offices | $373,612,000 | 1,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000 | 4,744 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,303,000 | 2,402 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,384,000 | 2,371 |
| Total equity capital | $67,385,000 | 662 |
| Total bank equity capital | $67,385,000 | 662 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,600,000 | 1,528 |
| Surplus | $22,400,000 | 790 |
| Undivided profits | $42,385,000 | 544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 4,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $740,000 | 2,758 |
| Earning assets | $412,434,000 | 1,060 |
| Long-term assets (5+ years) | $111,792,000 | 618 |
| Average Assets, year-to-date | $456,434,600 | 1,015 |
| Average Assets, quarterly | $449,943,000 | 1,057 |
| Volatile liabilities | $14,365,000 | 3,304 |
| Insider loans | $632,000 | 4,962 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,876,000 | 2,492 |
| Tier 1 (core) risk-based capital | $67,883,000 | 650 |
| Tier 2 risk-based capital | $1,031,000 | 2,827 |
| Total risk weighted assets | $167,150,800 | 1,660 |
| Total unused commitments | $13,876,000 | 2,502 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 226 | 922 |
| Assets and Liabilities | ||
| Total Assets: | $465,105,000 | 1,041 |
| Cash and due from depository institutions | $15,466,000 | 922 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $283,439,000 | 546 |
| Federal funds sold & reverse repurchase agreements | $24,965,000 | 560 |
| Net loans & leases | $123,981,000 | 2,157 |
| Loan loss allowance | $1,038,000 | 3,562 |
| Trading account assets | $4,079,000 | 178 |
| Bank premises and fixed assets | $4,671,000 | 1,571 |
| Other real estate owned | $631,000 | 922 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $7,873,000 | 1,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $465,105,000 | 1,041 |
| Total liabilities | $399,420,000 | 1,111 |
| Total deposits | $395,195,000 | 1,010 |
| Interest-bearing deposits | $322,657,000 | 1,079 |
| Deposits held in domestic offices | $395,195,000 | 999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $415,000 | 3,340 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,197,000 | 2,079 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,613,000 | 2,165 |
| Total equity capital | $65,685,000 | 666 |
| Total bank equity capital | $65,685,000 | 666 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,600,000 | 1,537 |
| Surplus | $22,400,000 | 748 |
| Undivided profits | $40,685,000 | 564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 9,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $600,000 | 3,038 |
| Earning assets | $436,464,000 | 1,011 |
| Long-term assets (5+ years) | $128,207,000 | 546 |
| Average Assets, year-to-date | $462,502,200 | 1,026 |
| Average Assets, quarterly | $461,561,500 | 1,034 |
| Volatile liabilities | $19,108,000 | 2,485 |
| Insider loans | $647,000 | 4,949 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,274,000 | 3,529 |
| Tier 1 (core) risk-based capital | $65,685,000 | 634 |
| Tier 2 risk-based capital | $1,038,000 | 2,780 |
| Total risk weighted assets | $160,206,400 | 1,706 |
| Total unused commitments | $8,274,000 | 3,547 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 215 | 993 |
| Assets and Liabilities | ||
| Total Assets: | $468,061,000 | 1,063 |
| Cash and due from depository institutions | $16,741,000 | 993 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $311,653,000 | 489 |
| Federal funds sold & reverse repurchase agreements | $16,625,000 | 1,014 |
| Net loans & leases | $110,424,000 | 2,443 |
| Loan loss allowance | $1,063,000 | 3,523 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,899,000 | 1,886 |
| Other real estate owned | $835,000 | 993 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $7,884,000 | 1,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $468,061,000 | 1,063 |
| Total liabilities | $405,912,000 | 1,126 |
| Total deposits | $400,917,000 | 1,043 |
| Interest-bearing deposits | $337,719,000 | 1,083 |
| Deposits held in domestic offices | $400,917,000 | 1,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $717,000 | 2,790 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,091,000 | 1,907 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,187,000 | 1,734 |
| Total equity capital | $62,149,000 | 654 |
| Total bank equity capital | $62,149,000 | 654 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,600,000 | 1,575 |
| Surplus | $17,400,000 | 888 |
| Undivided profits | $42,149,000 | 498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 8,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $621,000 | 3,261 |
| Earning assets | $438,702,000 | 1,035 |
| Long-term assets (5+ years) | $110,553,000 | 565 |
| Average Assets, year-to-date | $448,984,800 | 1,090 |
| Average Assets, quarterly | $461,670,500 | 1,069 |
| Volatile liabilities | $36,135,000 | 1,487 |
| Insider loans | $112,000 | 5,416 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,126,000 | 3,382 |
| Tier 1 (core) risk-based capital | $62,149,000 | 624 |
| Tier 2 risk-based capital | $1,063,000 | 2,746 |
| Total risk weighted assets | $156,668,100 | 1,801 |
| Total unused commitments | $8,126,000 | 3,403 |
| Derivatives | $0 | 651 |